Why Buy Vehicle Insurance Online ? The ‘one-click revolution’ of the internet has accelerated every process irrespective of sectors and has similarly made the insurance business a one-click affair. The online vehicle insurance purchase or renewal is fast, easy and transparent. Though there is a rapid growth in the numbers of online buyers, yet greater masses are held back from exploring the online insurance market because of lack of understanding. The mindset, that an online purchase is a complex process does not hold much ground. To validate as to why one should buy a 4 or 2 wheeler insurance online, here are some concrete points.
1. Transparency and Gradual Process Every client will agree to the fact that, one has to sign uncountable pages in hurry and precisely work as the agent instructs in the manual documentation process of buying any insurance. You have very little chance to read or review complicated clauses under the tiny asterisks. Even if you attempt to read them, the agent hurries the process saying that he has several other clients to attend. However, there is no such hurry or hidden clause in online purchase. If you wish, you can read every single line of the agreement.
2. Cheaper quotes The online quotes are cheaper as the transaction between the client and insurer is direct. The agent commission is redundant and the benefit is given to the client. You can also compare several quotes at a time and choose the cheapest.
3. Ease of Accessibility Your manual or offline insurance is solely dependent on your agent. His time and presence are the key factors. The client has to be in constant touch with the agent in order to get his business done. However, for buying or renewing your insurance online all you need is a device and an internet connection.
Be it a mobile, laptop or desktop all would work. The time and place would be according to your comfort. Whether one does the purchase or renewal at late hours or prefers to complete the process during office time, it can be done with just a click.
4. Easy reminders If you have always been a forgetful person, the online transaction comes to your rescue. Many insurers deploy timely manner of reminding the client that the expiration of the policy is approaching. Many of them give you the liability to set the periodic reminder according to your convenience. So be it a bike insurance renewal or a car insurance renewal of both would be ontime.
5. Correct Input and Easy Alterations Ria Sharma is a simple name but Villupuram Chinnaih Pillai Ganesan is a difficult one and the possibility of registering a misspelled name is high when the work is manual or offline. However, in online vehicle insurance the client himself feeds the input and hence the chances of such errors are reduced. The data can be edited several times before final submission, so the online forms are devoid of any cutting and corrections.
6. Easy addition of extra covers There are additional covers available such as Zero depreciation, Engine cover, Road-side assistance which can be added if the client feels the need. So, these points clearly indicate that it is time to look beyond offline insurance and go ahead with online insurance which makes transactions easier and faster.