TOP 10 REASONS TO BUY FLOOD INSURANCE NOW

Spring flooding is almost here and there is a 30-day waiting period before coverage begins.

Coverage is relatively inexpensive with an annual average premium of about $500.

If the community participates in the NFIP, property owners are eligible to get flood insurance vent if located outside of the 100-year flood plain.

Payments can be received for floodrelated losses for over-land flooding even if no disaster was declared.

Property owners can depend on being reimbursed for flood damages because NFIP flood insurance is backed by the federal government. Flood insurance benefits do not have to be paid back (as you do with disaster-related assistance loans).

Renters can purchase flood insurance contents coverage for personal belongings or business inventory.

Basement coverage includes cleanup expense and repair or replacement of items such as furnaces, water heaters, washers, dryers, air conditioners, freezers, utility connections, and pumps.

A partial payments can be requested immediately after the flood, which can help with an even faster recovery.

buying flood insurance is the best thing a property owner can do to protect their home and business, and family's financial security from a flood.

To find out if your community participates in the National Flood Insurance Program, go to http://www.fema.gov/fema/csb.shtm. For assistance in placing the policy, you can depend on Big "I" Flood.