Housing Guide 2013
Indiana State University Housing Fair Sponsored by Commuter Services Wednesday, March 20 • 11 a.m.-2 p.m. HMSU Sycamore Banquet Center
Page 2 • Housing Guide • March 20, 2013
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From the Office of Commuter Services I hope everyone had an enjoyable and safe Spring Break and is back refreshed and ready to finish out the semester! As this semester begins to wind down, many of you are probably now thinking about your summer plans and the next school year. Housing is probably something weighing heavy on many of your minds. I am pleased to share that Commuter Services is once again hosting the ISU Housing Fair! Please join us today in the Sycamore Banquet Center, located in the Hulman Memorial Student Union, from 11a.m. until 2 p.m. to meet with representatives from many local rental properties, as well as representatives from other local companies you will most likely utilize living off-campus. It is our hope that this annual event serves as a great, convenient resource for students as you explore the idea of living off-campus. Living off- campus while in college can be a great experience for you as a student. However, the process can be intimidating. What should I look for in an apartment? Is this lease fair? How do I turn on my electricity? These are just some of the questions I often receive from new, prospective renters.
Commuter Services, the Terre Haute Apartment Association and the Indiana Statesman are pleased to offer this event that not only allows you to learn about apartments and other rentals, but also provides a venue where you can become an informed consumer in the renter’s market. We want to provide you with all the necessary information to make responsible, informed decisions about where you live because we believe this is foundational to your success as a student. We hope you will attend the Housing Fair today and use this guide as you make your final decisions. We have worked hard to bring you reputable, student-friendly properties and services, and we truly hope you will take full advantage of all this event has to offer. Commuter Services is committed to helping you succeed throughout your college career. We host monthly events that aim at connecting you to resources and to the ISU campus. We know your lives are busy, so our programs take place at a variety of times and locations. We also offer services such as scholarships and laptop rentals. Be sure to check out our website for full descriptions of all programs and services offered to commuting Sycamores. If you ever find yourself in a situation with questions or concerns that just cannot seem to be resolved, keep Commuter Services in mind. Our staff is always willing to answer questions and guide you to the necessary resources. Your success is very important to us and we strive to do all we can to help you reach your goals. The contact information for the Office of Commuter Services is listed below. Enjoy the rest of the semester and be sure to let us know if there is something we can do for you!
With Sycamore Pride,
Holly Arnett Holly Arnett Commuter Services Coordinator John W. Moore Welcome Center, Room 122 812-237-8423
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March 20, 2013 • Housing Guide • Page 3
How To Find an Off-Campus Apartment By Kelci Lynn Lucier, About.com Guide
You may be exploring the idea of living off-campus because you want to or because you need to. By following these five tips, you can make the most of your search while considering all of the factors that will effect your new life away from campus.
1 • Figure out Finances
Knowing how much you can afford to pay, and whether or not living off-campus will be cheaper than living on-campus, is perhaps the most crucial information you need to know. Make sure you’ve thought about the following: • How much can I afford for rent? Where will my money come from? Will I pay my rent from student loans? A job? • Do I have enough cash up front to be able to pay a deposit and (possibly) first and last month’s rent? • What will it cost me to commute? Park on campus? Buy my own food? Do I need to keep my on-campus meal plan? • How much will my utilities cost?
2 • Start Looking at Listings
Once you’ve figured out how to pay for your apartment, and what your budget is, you can start looking. Often times, your on-campus housing office has information about off-campus apartments. Landlords will provide information to your school because they know students are interested in learning about off-campus rentals. Ask your friends if they know of anyone who will be leaving their apartments, and where the good places are to live. Explore joining a fraternity or sorority if it’s appealing to you; Greek organizations frequently have off-campus houses that their members can live in.
3 • Keep in Mind What a “Year Means”
To you, a “year” may be from August to August, since that’s when your academic year begins. To your landlord, however, it may mean January to January. So before you sign any lease, think through where you’ll be over the next 12 months. If your lease starts this fall, will you indeed still be in the area next summer (when you’ll have to make rent payments regardless)?
4 • Set Yourself Up to Still Be Connected to Campus You may be excited now about not having to be on campus all of the time. But as life in your off-campus apartment progresses next year, you may find yourself more and more removed from the everyday on-campus happenings. Make sure you are involved in at least one or two student organizations so you don’t feel isolated and stressed if you don’t maintain your ties.
5 • Don’t Overlook the Safety Factor Life as a college student often runs on a pretty unusual schedule. You may be used to staying at the library until 11 p.m. and not thinking twice about the front door of your hall being propped open. The context shifts dramatically if you’re off campus. Will you still feel safe leaving the library late at night if you have to walk, alone, to a quiet apartment with no one around? Keep personal safety in mind to make sure your off-campus apartment is all you wanted.
Page 4 • Housing Guide • March 20, 2013
Indiana’s rental laws
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State law spells out guidelines for tenants and their landlords to follow while under the terms of a rental agreement
As a tenant, you must: • Comply with all applicable health and housing codes • Keep rented areas reasonably clean • Use utilities–such as electrical systems, plumbing and heating/air conditioning–in a reasonable manner • Refrain from defacing, destroying, damaging or otherwise harming rental property • Follow all rental agreement rules • Make sure smoke detectors work. Under state law, your landlord must install smoking detectors on each level of the dwelling and close to sleeping areas. But you’re responsible for changing the batteries when necessary. • Return rented property in “clean” and “proper condition” except for normal expected wear and tear Source: Indiana Code 32-31-7
Your landlord must: • Deliver rental premises in compliance with the rental agreement and in a safe and clean condition • Follow all applicable health and housing codes • Keep common areas of the rental area in a clean and proper condition • Make sure electrical, plumbing and sanitary systems are sufficient
Source: Indiana Code 32-31-8
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March 20, 2013 • Housing Guide • Page 5
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Page 6 • Housing Guide • March 20, 2013
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March 20, 2013 • Housing Guide • Page 7
Hunter Terre Haute Properties Address: 1727 S. Seventh St. Terre Haute, IN 47802
Address: 711 Ohio St. Terre Haute, IN 47807
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(See page 15 for advertisement)
Page 8 • Housing Guide • March 20, 2013
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Making the money stretch through college After exploring grant and scholarship options, there’s a good chance you’ll still need more money to meet your college expenses, especially if you’re considering living off campus. If you’re considering applying for a student loan, be smart about how much you borrow. Use these tips to guide your way:
Borrow Wisely Borrow only what you need. Loans must be repaid—even if you don’t finish college, didn’t like the education you received or can’t find a job after you graduate. Never use student loans to pay off other bills or buy things you may want but don’t really need.
Borrow federal loans first. Federal loans (Perkins and Stafford Loans for students, PLUS loans for parents) have low fixed interest rates and flexible repayment plans. File a FAFSA at FAFSA.gov to be considered for federal loans.
Make private loans a last resort. Apply for a private loan only if federal loans and other aid you receive are not enough to cover your college costs.
Avoid credit cards. Never use a credit card to make a tuition payment unless you can pay off the balance by your next credit card statement.
Research starting salaries in your field. The Bureau of Labor Statistic’s Occupational Outlook Handbook is a great place to start. It lets you search by career (like graphic designer) to see up-to-date career profiles. Learn about the training and education needed, earnings, current job prospects, what workers do on the job and work conditions. You can also learn a lot more about a career by getting hands-on interaction and experience. Talk to professionals in the field you’re interested in. Better yet, ask if you can job shadow: follow them for a day and see what the job looks like in real life. If you don’t know anyone, ask your teachers or professors for a recommendation. Friends, family members, coworkers and neighbors may also be able to connect you with people in careers that match your interests and skills.
Don’t borrow more than you can afford to pay back. A general rule of thumb is to never borrow more than what one year’s salary will be when you first start your career. Information courtesy of LearnMoreIndiana.com - a partnership of the Indiana Commission for Higher Education, the Indiana Department of Education, the Indiana Department of Workforce Development and the State Student Assistance Commission of Indiana.
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March 20, 2013 • Housing Guide • Page 9
Repay Responsibly Know you need to complete college. Part of understanding the repayment process is understanding that you need to complete college. You can decrease your college debt by maintaining full-time student status until you graduate and by finishing your degree as quickly as possible. The less time you spend in school, the less money you’ll have to borrow. You will have to start paying back federal loans if you are no longer a full-time student. Usually, 12 credit hours or more during spring and fall semesters are required to maintain fulltime status. Check with your financial aid office to see exactly when you will need to start making repayments. If you have taken out private loans, repayment may start at any time. Save all paperwork on the loans and contact the lending agent if you have questions.
Stay updated. Keep your lender informed of any changes in your name, address, email address, phone number, Social Security Number or school enrollment status.
Pay up. Make loan payments regularly even if you don’t receive a bill or repayment notice. Billing statements are sent to you as a convenience, but you have to make payments even if you don’t receive any reminders.
Don’t default. The consequences for failing to pay back your loan can be severe and long lasting. Your credit rating could be damaged, and you might not be able to buy a car or receive your federal income tax refund (which will be applied to your loan balance instead).
Ask for help. Repayment options are available to assist you if you’re having trouble making your loan payments. Your lender is more likely to be flexible if you are proactive about seeking help.
Know how much you’ll repay. Remember, your loan repayments will be part principal (the original amount you received from the lender) and part interest. You can use a loan calculator to estimate your monthly repayment.
Page 10 • Housing Guide • March 20, 2013
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This Isn’t How Your Parents Moved to College
Just like your parents, and theirs before, heading off to college is an exciting and life-changing experience. But one thing has dramatically changed over the years–how and what to pack for the move.
Modern Day Tips for College Packing and Moving
Rock and Roll
Modern – Do pack your clothes and accessories carefully so everything will look Modern – Do bring an MP3 player and a good pair of computer speakers to make
fabulous for that great first impression. College-bound students now have wardrobes sure you have all the tunes you need. that rival Paris Hilton. Keep those delicate items on hangers. One of the easiest ways to keep your apparel nice is to use a clothing rod made for traveling. Hang clothes on the Retro – Don’t pack albums, CDs and large stereo equipment. Keep the space needed rod, then carry it to your dorm and transfer your clothes to the closet. for your musical collection to a minimum by loading up your music player with thousands of songs, and ease the moving process by eliminating large speakers and Retro – Don’t just toss items into any container or, even worse, a duffle bag like your equipment. parents did. You’ll have wrinkled clothing and piles of laundry to do all over again.
Packing Materials 101
Desk f Stuf
Modern – Do plan ahead and start collecting free, foldable boxes with lids from local merchants. You won’t have to spend extra money on packing supplies, and you can fold them up and store them under your bed for move-out day.
Retro – Don’t buy milk crates, Bubble Wrap and tissue paper to pack up for college.
This can be costly on your wallet and the environment – and then you have to worry about storing large, bulky items in a small space.
Get Organized
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Modern – Do use small clear plastic boxes (such as clear fishing tackle boxes) to organize and sort those small items that typically get lost in a room. These boxes work great for school supplies, jewelry, etc.
Ba
th
Retro – Don’t throw all of your small items into the bottom of a suitcase. You’ll never be able to find those paper clips when you need them most.
Think Green, Save Cash, Buy Recycled Modern – Do stretch your budget and save gas by purchasing dorm room decor from a Goodwill or Salvation Army store near your school. This will make your load lighter – helping the environment and your back – while giving you more time to find great pieces for your new “home.” Think “green” and buy a used item, such as a futon, and personalize it with a slipcover or a throw. Retro – Don’t cram your car with everything under the sun, just in case you may need
GIL
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ro
om
s
e th
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it in that rare instance. You’ll waste both gas and precious space in your living quarters.
To Network or Not To Network Modern – Do load your computer with the software you’ll need, as well as an
antivirus program. Before you move, check to see if your dorm has wireless Internet access. Be sure to set up a secure network to prevent hackers from accessing your computer.
Retro – Don’t just assume your parents will be able to help get your computer working. Face it, the closest thing to a computer they had to bring to college was a calculator. If you need help with networking or setup, call a company like Geek Squad, a Mayflower Transit partner, to set up your equipment quickly and correctly.
Th
is S
ide
Up
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TOP College Moving Tips
10
March 20, 2013 • Housing Guide • Page 11
5. Survival kit: Pack a clearly marked “essential trip kit” that includes items that you will need for the first night in case you arrive late or are too tired to unpack. This will save you from rifling through boxes to find your toothbrush or pajamas. 6. Wrap it: Save time by NOT using newspaper for wrapping like your parents did. The ink can rub off and damage or dirty your valuables. Use clean, white newsprint which you can get from moving companies or at office supply stores.
1. Be realistic and clutter-free: Let the size of the space you are moving into, not your emotions, determine what to bring.
7. Label it: Whether you move into a dorm room, apartment or house, label boxes by location so you know where each box should go.
2. Think ahead, buy green: Most of the new stuff you buy before school will be thrown out when you move out in May. Purchase green items such as organic sheets and natural material furniture to reduce your carbon footprint. Donate your used items to local nonprofits.
8. Decorating essentials: Pack a small toolkit with items like a screwdriver and removable adhesive strips to hang pictures and decorate your new place without damaging the walls.
3. Roommate basics: Coordinate with your roommates before the move. Share decorating ideas and plan what items each roommate should bring, so you don’t waste money and end up with duplicates. 4. Priority packing: Organize your belongings. The most important items - medicines, toiletries, valuable jewelry and paperwork - should be packed clearly marked boxes.
9. Function first: Personalizing a new space is important, but make sure furniture is moved before unpacking personal items. 10. Take a break: Short breaks throughout moving day will help you avoid burnout. Meals and sightseeing on campus are great ways to stay refreshed. Moving Tips courtesy of Mayflower Transit
Page 12 • Housing Guide • March 20, 2013
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Newlin Johnson Company, Inc. Managing Company: CDi
Company Affiliate: Prudential Real Estate
Address: Pear Tree Lane
Address: 601 Ohio St.
Terre Haute, IN 47803
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March 20, 2013 • Housing Guide • Page 13
Walk to Campus Apartments Managing Company: Robinson Rental Properties
Address: 615 Farrington St.
Address: 674 Oak St.
Terre Haute, IN 47807
Terre Haute, IN 47807
Phone: 812-877-1146
Phone: 812-235-9353
Office Hours: M-F: 8 a.m. - 5 p.m.
Office Hours: M-F: 9 a.m. -5 p.m.
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E-mail: robprop674@Live.com
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Units and Rates: Efficiencies to Four Bedrooms, Rates
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Page 14 • Housing Guide • March 20, 2013
Address: 1095 Spruce St.
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Address: 1725 Wabash Ave.
Terre Haute, IN 47807
Terre Haute, IN 47807
Phone: 812-232-9199
Phone: 812-238-2127
Email: sycamoreplace.apts@frontier.com
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March 20, 2013 • Housing Guide • Page 15
Address: 1352 Poplar St.
Managing Company: Keymark Address: 659 Elm St.
Terre Haute, IN 47807 Phone: 812-238-5490
Terre Haute, IN
Office Hours: M-F: 9 a.m. - 5 p.m.
Phone: 812-232-3700
E-mail: rentals@urerentals.com
Lease Options: 1-4 bedroom apartments and
Lease Options: 1-10 bedrooms, apartments and homes
townhouses; rates vary by floorplan; one-year lease
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Features: Fitness centers, 24-hour emergency maintenance, Laundry facilities, select units with W/D Deposit: $350 per person (See page 5 for advertisement)
1034 N 7th & 8th St 2 bd $505 + elec 3 bd $710 + elec
1107 N 4th St
3 bd 1.5 bath $505 + elec
1221 N 6th St
2 bd $515 + elec
1 Bed, 1 Bath 1 Free Wireless Internet Connection
Secured Locking front door
Coin-op laundry Off street parking Total electric
$400-$430
1330 S 7th St
1 bd $430 all util included
1326 S 7th St
1 bd $425 all util included 1 bd $460 all util included
111 S 8th St (House) 3 bd 2 bath $750 + util
1304 S 8th St (House) 3 bd 2 bath $900 + util
Page 16 • Housing Guide • March 20, 2013
r o F g ! n t i t s n u e g u R A w d o n N ay a M Efficiency to 1 Bedrooms
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$300+
Two Bedrooms
$500+
Three Bedrooms
$600+
Four Bedrooms
$800+