How INDIASHELTER helps it’s customers for home loan? INDIASHELTER FINANCE was founded in 12 th March, 2010 by a team of experienced professionals who were driven by the motive to provide credit to lower-middle and middle class households at convenient rates of interest for housing. The main objective of this business is to ensure shelter to maximum number of families which provides a decent living. Our company provides home loan up to Rupees 25 lakhs with a time period for repayment up to 20 years. The rate of interest is determined based on customer’s profile and property. Currently we have strong network of 61 branches in 9 states and union territories. Over the years customers from various walks of life have approached our company and applied for home loan. When we interacted with them, we learnt about their background which was filled with hindrances ranging from being a tenant under the servitude of a cranky landlord to being a depressed bread earner who is unable to renovate his age old decaying house. When you have ambitions for a new home but lack the means to achieve it; when your ideas are brazen but your future seems bleak, home loan is the answer. We have helped over 80,000 people to envisage their dreams who smile proudly at the facades of their new house.
Having to live in your own house gives you peace of mind, a sense of fulfillment which knows no bounds and we deeply understand our customer’s concerns in this regard. Furthermore, when you buy or build a house it becomes an asset. Most of all, it gives you independence. For example a couple lives in a rental house with their 7 year old child. However, the landlord does not permit them to decorate the house as they desire. Before making any decision regarding the house, they always have to reconsider the landlord’s mood swings. But after acquiring home loan their lives reached a turning point where there is no outside authority influencing the decisions for their new house because it is their own.
All the terms and conditions, rate of interest, fees and EMI etc are communicated to the customers in the beginning and before disbursement. All documentation is carried out in the presence of the customer. Our team provides door step service to the customer so that the process remains easy and simple. No proof of income documents are required for acquiring loan and the entire loan amount would cover the cost of construction, extension, renovation depending on the purpose for acquiring it.
Apart from Home loan, our company also provides credit for personal use and business purposes which is categorized under Loan Against Property (LAP). This could include acquisition of loan for marriage in family, higher education for children and also for meeting business purposes like enhancing stock of business, business machinery and tools. This product has already proved to be very convenient for many of our customers. Maximum loan for this product is Rs 10 lacs for tenure upto 10 years. We, at our company, strongly believe that our company can only grow if we consider our customers as business partners. We, in all our endeavours, put this belief into our action. For more information call us at our toll free number 1800-532-4444 or visit our website
http://indiashelter.in