2017
DCUC Conference San Diego, CA August 6-9, 2017
Final Program
Defense Credit Union Council An association of credit unions operating on military bases worldwide serving Department of Defense military and civilian personnel.
Board of Directors Denise Floyd, Fort Sill FCU, OK Chairman, Representative-at-Large Frank Padak, Scott CU, IL 1st Vice Chairman, Representativeat-Large
2017 Defense Credit Union Council Committees Credentials Committee: Edward Marvin, Randolph Brooks FCU, TX, Chair Randi Brooke, Pacific Marine CU, CA Ryan Ross, Pen Air FCU, FL
Michael Kloiber, Tinker FCU, OK 2nd Vice Chairman, Air Force Representative
Ron Aoki, Schofield FCU, HI
Resolutions Committee: David Van Rossum, Service CU, NH, Chair
Stewart Ramsey, Pen Air FCU, FL Secretary, Navy/Coast Guard Representative
Robert Dickerson, Marine FCU, NC
Bill Birnie, Pacific Marine CU, CA Treasurer, Marine Corps Representative
Teller Committee:
Gary Yonamine, Schofield FCU, HI Member, Army Representative
Sherry Cordonnier, Travis CU, CA
Jack Fallis, Global CU, WA Member, Representative-at-Large
Neal Takase, Pearl Hawaii FCU, HI Jennifer Binkley, Altura CU, CA
Lori Reeves, Financial Partners FCU, CA, Chair Tracey Smith, Infuze CU, MO
Hall of Honor Recognition Task Force: Patsy Stuard, Fort Lee FCU, VA, Chair Fred Salyers, Security Service FCU, TX Robert Hopper, Fort Sill FCU, OK Frank Padak, Scott CU, IL (DCUC Board Representative)
54th Annual DCUC Conference Sponsors PLATINUM SPONSOR Armed Forces Financial Network Chairman’s Welcome Reception
GOLD SPONSORS CO-OP Financial Services DCUC Mobile APP
CUNA Mutual Group
O.M. Financial Group
24th Annual VADM Vincent Lascara Golf Tournament
Hall of Honor Dinner Entertainment
SILVER SPONSORS Allied Solutions Showcase T-Shirts
IZALE Financial Group
Crews & Associates, Inc. Hall of Honor Reception Beverage Tickets
Route 66 Name Badges
SWBC Final Showcase Reception
Showcase Grand Prize
BRONZE SPONSORS Executive Benefits Solutions
Corporate One FCU
SRM
Conference Pocket Schedule
Golf Tournament Bus Transportation
Final Program Back Cover
SPONSORS John M. Floyd & Associates Golf Tournament Pictures
Lightbulb Press
eZforex
National Anthem Singer
Sunday Refreshment Break
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DCUC relies on the generosity of our corporate partners to help enhance your conference experience. Please be sure to thank these companies for their continued support of our DCUC Conference! The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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DCUC-Letterhead-TOPRINT.pdf
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1/6/17
2:52 PM
601 Pennsylvania Avenue, NW South Building, Suite 600 Washington, DC 20004 DCUC-Letterhead-TOPRINT.pdf
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1/6/17
2:52 PM
Anthony R. “Tony” Hernandez President/CEO, Defense Credit Union Council
202.638.3950 www.dcuc.org
601 Pennsylvania Avenue, NW South Building, Suite 600 Washington, DC 20004 202.638.3950 www.dcuc.org
Welcome to San Diego, California!
nse Credit Union Council, it is a great th As the new President and CEO of the Defe exhibitors, and guests to our 54 Annual ers, speak honor to greet all DCUC members, We are staff. and nt, geme mana Directors, Conference on behalf of DCUC’s Board of another great week this ng maki to ard forw look we very excited you are here, and DCUC experience. st San Diego. The city hosts one of the large We are very pleased our conference is in . Fleet c Pacifi ’s Navy U.S. the to is home naval fleet concentrations in the world and t City” and is popular due to its natural San Diego is also known as “America’s Fines of stunning beaches, over 260 miles 70 beauty and near perfect weather featuring ntures right outside our hotel. days of sunshine, and lots of fun, urban adve Serve Our Country,” is a motto that Our theme this year, “Serving Those Who onship with our nation’s military and relati our ights highl and captures our mission and educational breakout sessions; ral gene al their families. As such, our exception ring Purple Heart Homes, and our special our sold-out Showcase with a Purpose featu have strong numbers and a diverse We e. them this Hall of Honor Dinner focus on industry’s best conference speakers, and group of attendees, a packed lineup of our ses, and guests. Most importantly, it is spou ates, deleg our special tours available to reconnect with friends and colleagues you seeing each of you again and watching as that make this week so special. ort of your Council, and we hope your We thank you all for your committed supp look forward to seeing all of you at We date. to best the is e conference experienc C’s 54th Annual Conference in DCU on rk the Chairman’s Reception as we emba San Diego!
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Sincerely,
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
General Information
Welcome to the 54th Annual Defense Credit Union Council Conference held this year at the Manchester Grand Hyatt Hotel in beautiful and scenic San Diego, CA.
DCUC MOBILE APP
TOUR BUS TRANSPORTATION
Back by popular demand! Once again our conference app is available to download. View our conference schedule, information on sessions and speakers, special announcements, and interact with other attendees! Use the QR code below to download the app now; visit https://tiny.cc/DCUC2017 or search for Defense Credit Union Council in the App Store or Google Play. Once again, the top mobile app user* will win a special prize. Sponsored by CO-OP Financial Services
Pick up/Drop off for golf and all tours will be at the Kettner Drive exit, located near Redfield’s Sports Bar, located on the lobby level of the Hyatt Hotel. Refer to our DCUC Mobile app for the hotel map.
WHAT TO WEAR
Conference Sessions - Business casual Tours – Comfortable shoes and summer clothing Chairman’s Reception – This year, our Reception will have an Island Theme. Baja/ Island attire is welcomed. Don’t forget your sunglasses, sun hats and sandals. Hall of Honor Banquet – Coat and tie for gentlemen and cocktail attire for ladies is requested
HALL OF HONOR TABLE SEATING Reserve your table in advance for Tuesday’s Hall of Honor dinner by visiting the DCUC Registration Desk starting on Saturday morning.
NO SMOKING POLICY The Hyatt Manchester is a non-smoking hotel. The state of California allows for smoking 20 ft. from any entrance and they have designated areas on the front drive for smoking.
MEDICAL EMERGENCIES Hyatt Security Officers are all AED certified, CPR Trained and First Aide Trained, emergency number in the hotel is 55.
CONFERENCE FEEDBACK Conference Feedback Forms will be available during and at the conclusion of the conference and also on our conference app. Please help us in our future planning by giving us your honest feedback and suggestions.
*Special prize(s) available only for conference delegates
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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2017 Conference Program (The schedule has changed since the preliminary program. For accurate times use this final program.)
PRE-CONFERENCE ACTIVITIES:
Saturday, August 5 TIME EVENT
LOCATION
6:30
Bus leaves the Hyatt for the Golf Tournament Continental Breakfast will be available on arrival Bus Transportation sponsored by SRM
Sea ‘N Air Golf Course
8:00
24th Annual VADM Vincent Lascara Golf Tournament Modified Shotgun Start (Awards Lunch will be provided in the clubhouse after the Tournament) Sponsored by CUNA Mutual Group
8:00 – 11:00 DCUC Registration Desk Open 9:30 – 3:00
4th Floor Foyer
Optional Tour: Walking Tour of Little Italy with Pasta Making Demonstration
Sunday, August 6 TIME EVENT 8:00 – 5:00
DCUC Registration Desk Open
11:55
Meet in front of Showcase for Ribbon Cutting
12:00 – 2:00 DCUC Showcase Grand Opening A Mexican Fiesta Lunch 2:15 – 3:15
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DoD Issues Mr. Bill Hawbecker Director, Banking and Credit Union Programs Defense Finance & Accounting Service
LOCATION 4th Floor Foyer
Coronado Ballroom CDE Coronado Ballroom AB
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
Military Breakout Sessions with Military Representatives
3:30 – 4:15
America’s Cup AB
Regatta AB
Regatta AB
America’s Cup CD
Army:
Marines:
Navy:
Air Force:
CPT Christopher J. Anderson
Mr. Dave Fuqua
Mr. Dean Hunstad
Mr. Michael Windsor
Refreshment Break Sponsored by eZforex
4:15
America’s Cup Foyer
Attend the Following Breakout Sessions and Be Eligible to Win $50 CASH! 4:20 – 4:50
Corporate Partner Breakout Presentations — SESSION 1
America’s Cup AB
America’s Cup CD
Regatta AB
Demystifying Business Owned Life Insurance (BOLI)
AFFN & DCUC Credit Unions working together for Those Who Serve!
The Path to Practical Innovation
Scott Richardson, President & CEO IZALE Financial Group Join IZALE as they present an overview of BOLI. They will discuss what it is, what it isn’t, its performance, cumulative holdings across the industry, implementation procedures, due diligence and regulatory guidance. All from an industry leading expert in executive benefit planning that has access to all carriers.
Keith Riddle John Broda, Ann Morsch and Corporate One FCU Jeff Riesenberger The Armed Forces Financial The burgeoning presence of Network (AFFN) Fintech solutions along with the lasting impact of digital engagement has created The AFFN Team will discuss a need for credit unions components of your credit to analyze their innovation union’s EFT Program…. strategies. The question from Profit - to Program many executives are asking Pitfalls - to Processors, industry trends, and more. is “how can we make innovation impactful and practical?” Join Mr. Riddle for an informative session related to categorizing innovation efforts and steps the credit union can take to realize sustained success.
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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4:55 – 5:25
Corporate Partner Breakout Presentations — SESSION 2
America’s Cup AB
America’s Cup CD
Regatta AB
Growing Your Auto Loan Portfolio, Without Growing Your Overhead
Credit Union Compensation Philosophy, Rewarding & Retaining Key Executives
The Future of Shared Branching
Mr. Jeff Hutcheson SWBC
Bruce Smith and Christopher Jones O.M. Financial Group
Are you looking for auto loan and membership growth? Or perhaps a mobile optimized auto loan origination platform to allow your members the opportunity to self-service, and you the ability to attract the elusive millennial generation? SWBC provides the resources necessary to stand out from the crowd in today’s competitive, low-rate auto finance environment.
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Overview of the rationale for a Supplemental Executive Retirement Plan (SERP), how the two available options work (457(f) & Split Dollar), the impact on the credit union and the executive, from both an income and tax perspective.
Nina Kopp-Klettke CO-OP Financial Services Come and learn about the future of shared branching, the Power of National Exposure, and enhancing the investment you already have.
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
5:30 – 6:00
Corporate Partner Breakout Presentations — SESSION 3
America’s Cup AB
America’s Cup CD
Regatta AB
Data Breach Risks in 2017
Practical Investment Strategies to Help Offset Increasing Employee Benefit Costs
Faster Payments and the Future of Blockchain
Joette Colletts Allied Solutions What keeps you awake at night? Data breaches continue to grow in the U.S. and hackers are becoming more and more creative. We will discuss trends, risks, fraud cases and mitigation solutions. Industry information sharing is pivotal to anticipate and prevent attacks in 2017 and beyond!
Christian Zernich and Dan Jacoby EBS With ongoing increasing employee benefit costs, credit unions are concerned how they will handle the increases without decreasing coverage and increasing co-pays. It is more important than ever for credit unions to confront their benefit obligations and plan ahead. In this session, you will learn how to analyze your current benefit situation, how you can plan ahead with a pre-funding strategy and how to make sure your plan is compliant with federal and/or state regulation.
Jorge Jimenez and Evan Shelan eZforex Learn about blockchain, instant payments in the U.S. and abroad, and how Same Day Payments plays an important role in faster payments overall.
6:30 – 8:30 Chairman’s “Island Theme” Hyatt Third Floor Pool Deck Welcome Reception Sponsored by the Armed Forces Financial Network (All registered attendees, exhibitors and guests are welcome to attend!) Wear your Island or Baja Attire. Don’t forget your sunglasses, sun hats and sandals.
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Monday, August 7 TIME EVENT 7:30 – 4:00
DCUC Registration Desk Open
7:15 – 8:15
Continental Breakfast Coronado Ballroom/Foyer Buffet in the Showcase Prize drawing for Corporate Breakout sessions at 8:00 a.m.
8:30 – 8:45
Opening Ceremony Presentation of the National Colors: Headquarters and Support Battalion School of Infantry (West) Marine Corps Base Camp Pendleton Led by Sergeant Jonathan Hamilton National Anthem: Crystal Davidson Sponsored by Lightbulb Press Invocation: Mr. Robert Hopper Chairman Emeritus Fort Sill FCU
8:45 – 9:00 Welcome Ms. Diana Dykstra President/CEO California Credit Union League 9:00 – 9:30
Featured Speakers The Honorable J. Mark McWatters Chairman, National Credit Union Administration NCUA Update
9:30 – 10:00 The Honorable Robert M. Speer Acting Secretary of the Army Army Strong
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LOCATION 4th Floor Foyer
Coronado Ballroom AB
Coronado Ballroom AB
Coronado Ballroom AB
Coronado Ballroom AB
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
10:00 – 10:30 Lieutenant General William J. Rew Coronado Ballroom AB US Air Force, Retired The Air Force and Change: The Good, The Bad, and The Ugly
10:30 – 10:45 Refreshment Break
Coronado Foyer
10:45 – 11:15 Sergeant Major James K. Porterfield, USMC Coronado Ballroom AB Sergeant Major, Third Marine Aircraft Wing The Marine Corps: America’s Expeditionary Force
11:15 – 12:00
Keynote Speaker LtCol Justin Constantine USMC, Retired “Officers Eat Last”
12:00 – 1:15 Lunch Buffet in the Showcase
Coronado Ballroom AB
Coronado Ballroom CD
1:30 – 2:00
General Session Speakers Mr. John McKechnie Senior Partner, Total Spectrum
Coronado Ballroom AB
2:00 – 2:45
Mr. Mike Schenk VP, Economics & Statistics, CUNA Economic Update
Coronado Ballroom AB
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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2:45 – 3:15
Mr. Greg Michlig Deputy Chief Engagement Officer, CUNA State of the Credit Union Industry
Coronado Ballroom AB
3:15 – 3:45
Ms. Lucy Ito President/CEO, NASCUS State Chartered Credit Union Issues
Coronado Ballroom AB
4:00 – 6:00
Celebrate National Purple Heart Day – August 7 Coronado Ballroom CD Networking Social Reception in the Showcase Prize Drawings Conclusion of the Silent Auction 2017 Military Charity: Purple Heart Homes Reception sponsored by SWBC
Evening
Enjoy free time with colleagues and clients on your own
Tuesday, August 8 TIME EVENT 7:00 - 11:00
DCUC Registration Desk Open
7:30 – 8:30 Continental Breakfast Buffet 8:45 – 9:30
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General Session Speakers Mr. Dan Berger, President/CEO, NAFCU A NAFCU Legislative Update
LOCATION 4th Floor Foyer Coronado Ballroom DE Foyer and Terrace Coronado Ballroom AB
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
9:30 – 10:30
Mr. Eric O’Neill Former FBI Counterintelligence Operative Founding Partner, The Georgetown Group National Security Strategist, Carbon Black Cybersecurity in the Age of Espionage
10:30 – 10:45 Refreshment Break
America’s Cup Foyer
10:50 – 11:30 Hot Topic Educational Sessions (3 Concurrent) Military Lending Act - Part 2 America’s Cup AB Joseph K. Goldberg, Director Division of Consumer Compliance Policy and Outreach Office of Consumer Financial Protection and Access National Credit Union Administration The protections of the Military Lending Act (MLA) will become effective for credit card accounts on October 3, 2017. To assist credit unions with preparing for the additional requirements, please join us for a discussion on determining covered borrower status subject to the MLA, proper calculation of the MAPR for open-end credit, mandatory disclosure requirements, product limitations and more. Credit Union Data & Analytics: America’s Cup C Time to Realize More Value Blesson Abraham Director, AdvantEdge CUNA Mutual Group Analytics have the power to transform how you do business. This interactive session will share key insights from financial institutions using data and analytics to drive big initiatives: better member service, improved top-line revenue, and reduced acquisition costs. Discover where you can reap these benefits and identify the fundamentals to building a data and analytics roadmap. Courtesy Pay at a Tipping Point America’s Cup D Cheryl Lawson Executive Vice President, Compliance Review John M. Floyd & Associates The CFPB has continued to consider new regulations aimed at identifying overly aggressive overdraft fees and programs. What’s more, a small but growing number of CUs are being sued over overdraft services. This session explores the past, present and best guess for the future of Courtesy Pay, along with ideas on how credit unions can continue to be the good guy. The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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11:35 – 12:15 Repeat Sessions 12:30 – 1:30 Military Credit Union of the Year Awards Luncheon
Coronado Ballroom AB
1:45 – 2:00
Voter Registration
2:00 – 2:45
DCUC Annual Business Meeting
3:15 – 5:30 3:30
Optional Tour: USS Midway 2nd bus departure for the USS Midway tour
7:00 – 7:30
Hall of Honor Reception Beverage Tickets sponsored by Crews & Associates, Inc.
7:30 – 10:00 18th Annual Hall of Honor Awards Dinner Featuring POP Vinyl Entertainment sponsored by O.M. Financial
Coronado Ballroom DE
Coronado Foyer
Coronado Ballroom ABC
Wednesday, August 9 TIME EVENT
LOCATION
8:00
Continental Breakfast
9:00 – 10:00
General Session Closing Speaker Coronado Ballroom ABC Dr. Janet Lapp Registered Nurse, Psychologist, Flight Instructor, University Professor, Author and Speaker Lead the Way: Bold Leadership Through Transformation
10:00
Final Grand Prize Drawing and Announcements Conference Concludes
Coronado Ballroom ABC
11:30 – 2:00 Optional Tour: Private Lunch Cruise in San Diego Harbor
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
2017 DCUC SHOWCASE WITH A PURPOSE This year, our fundraising efforts will support Purple Heart Homes, a 501(c)3 public charity founded in 2008 by Dale Beatty and John Gallina, two Iraq wounded Veterans who remain on a mission to make sure no Veteran is left behind at home. Purple Heart Homes fills the gaps in housing through Veterans’ Aging In Place and Veterans Home Ownership Programs. From building a ramp for a Veteran of World War II, to providing home ownership opportunities to younger Veterans, their programs are designed out of necessity and fit the specific needs of the Veteran population. Their mission is to provide housing for Service Connected Disabled Veterans that is substantial in function, design, and quality fit to welcome home the fighting men and women of America.
While our Showcase is primarily for networking with our Corporate Partners and our CU colleagues, we strive to “make a difference” by focusing on giving back to our troops. Please take time to bid on the Silent Auction items donated by our generous friends, partners and colleagues to give back to those in the military who need our support.
SPECIAL ACTIVITIES IN THE SHOWCASE Sunday Grand Opening 12:00 – 2:00 pm • Spend time in the DCUC Showcase and enjoy our Mexican Food Stations, featuring delicious treats from our neighbor to the South, as you meet and greet our Corporate Partners and your fellow credit union colleagues. • Be sure to review the exciting Silent Auction items for bidding. • V isit each exhibiting company and have them stamp your DCUC Showcase Card for a chance to win a special prize. • B uy a 50/50 Raffle ticket to support Purple Heart Homes. • P urchase a special raffle ticket if you’d like to win this year’s handmade Patriotic Blanket made by Eileen Ehrsam of Pen Air FCU.
• T alk to our Showcase participants to learn more about their upcoming Breakout Sessions. Attendees are eligible to win $50 cash if you turn in your tickets after the session. • V isit iZale throughout Sunday/ Monday Showcase hours to be eligible to win the Showcase Grand Prize of $1,000
Monday, August 7 is Purple Heart Day. Pick up your complimentary purple heart ribbon at the Purple Heart Homes Booth in the Coronado Foyer.
Monday Morning Continental Breakfast in the Showcase
drawn for attendees of the Sunday Breakout Sessions at 8:00 a.m.
Monday Lunch Buffet 12:00 – 1:15 p.m. Relax and unwind before the afternoon sessions with assorted sandwiches and ice cream.
Monday Social Reception 4:00 – 6:00 p.m. Enjoy beverages and light snacks during the very special Final Showcase Reception! Make your final Silent Auction Bids, stay for the amazing 50/50 Raffle results and the Showcase Grand Prize before heading out with colleagues to an evening in San Diego.
7:15 – 8:15 a.m. Enjoy breakfast in the Showcase before the Opening General Session! Prize tickets will be
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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2017 DCUC SHOWCASE CORPORATE PARTNERS Affinion Insurance Solutions NEW THIS YEAR 801 Crescent Centre Drive Franklin, TN 37067 615 764 2334 email: jcrabtree@affiniongroup.com Representatives: Jill Crabtree Vanessa Stanfield Mike Mahoney Michelle Tyler
PLATINUM SPONSOR 11601 Roosevelt Blvd., TA 94 St. Petersburg, FL 33716 727 227 2880 email: john.broda@affn.org
Earn non-interest fee income and build affinity and loyalty with your members.
Representatives: John Broda Ann Morsch Jeff Riesenberger
www.affinion.com
The mission of the Armed Forces Financial Network (AFFN) is to provide quality products and services for participating financial institutions serving the U.S. military community worldwide. AFFN is co-owned by DCUC and AMBA, and strategically partners with FIS for EFT switch management services. www.AFFN.org
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
BFB Gallagher
SILVER SPONSOR 6111 W. Plano Parkway #2500 Plano, TX 75093 800 826 9384 email: lesli.jameson@alliedsolutions.net Representatives: Bonnie Jacobson Shirley McFarlane Fred Caprio Lucy Hitt Allied Solutions is proud to be one of the nation’s leading providers of insurance, lending, and marketing solutions for financial institutions and other affinity organizations. We are focused on helping our clients grow their bottom line, protect their business and consumers, and evolve to stay ahead of the competition.
4600 Park Road, Suite 200 Charlotte, NC 28209 877 332 2265 email: Chris_BurnsFazzi@ajg.com Representatives: Tyler Quigley Rich Brock BFB consults on Executive Benefits, Benefit Liability Management, and Institutional Asset Management. We provide tools for recruiting, rewarding, and retaining executives. Our customized solutions ensure regulatory compliance, from board education and design to implementation and administration. BFB is the NAFCU Partner for Executive Benefits and Compensation Consulting. www.BFBbenefit.com
www.alliedsolutions.net
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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Callahan & Associates
NEW THIS YEAR 1001 Connecticut Avenue, NW Suite 1001 Washington, DC 20036 202 223 3920 ext.241 email: jmauer@callahan.com Representative: Jamie Mauer Callahan & Associates is dedicated to helping the credit union industry thrive. Our team of experts provides leading research, analytics, networking and consulting solutions. More than 4,000 credit unions and industry suppliers rely on us for the latest data, actionable insights, and benchmarking tools to develop their unique competitive advantages and achieve their strategic goals. www.callahan.com
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Catalyst Corporate Federal Credit Union
WELCOME BACK 6801 Parkwood Blvd Plano, TX 75024 214 212 8286 email: kcoble@catalystcorp.org Representatives: Karen Coble Kathy Gensler Catalyst Corporate Federal Credit Union helps natural person credit unions manage item processing services and payment solutions such as ACH, Remote Deposit and Mobile Banking. Investment options and lines of credit create a one-stop shop for settlement, excess funds and liquidity needs and Catalyst Strategic Solutions provides Advisory and ALM assistance. www.catalystcorp.org
The Defense Credit Union Council: “Serving Those Who Serve Our Country�
GOLD SPONSOR 9692 Haven Avenue Rancho Cucamonga, CA 91730 909 753 1238 email: nina.kopp@co-opfs.org Representative: Nina Kopp-Klettke CO-OP Financial Services is a payments and financial technology company that supports 3,500 credit unions and 60 million members by providing a cutting-edge suite of customizable tools and services. The company was the first in its industry to merge purpose, innovation and technology to help credit unions advance the industry mission of people helping people.
BRONZE SPONSOR 8700 Orion Place Columbus, OH 43240 614 825 9334 email: kriddle@corporateone.coop Representatives: Keith Riddle Mercedes Rodriguez Corporate One FCU is one of the nation’s largest and most progressive cooperative corporate credit unions with more than $5 billion in assets under management, serving nearly 850 credit unions nationwide. www.corporateone.coop
www.co-opfs.org
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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SILVER SPONSOR 521 President Clinton Avenue Suite 800 Little Rock, AR 72201 800 766 2000 ext. 2447 email: d.blevins@bloomberg.net Representative: D. Henry Blevins The investment professionals at Crews & Associates know how to manage and grow your money, whatever the economy throws your way. We even have an entire team that works exclusively with credit union investment managers to advise and assist them with their investment needs – which means we know what works just for you. When it comes time to make your investment decisions, turn to Crews & Associates for advice you can trust and products you can count on. www.crewsfs.com
GOLD SPONSOR 5910 Mineral Point Road Madison, WI 53705 800 356 2644 email: janet.mcdonald@cunamutual.com Representatives: Thomas Heyden Scott Albraccio Bruce Bauer Gerry Singleton CUNA Mutual Group helps people plan, protect and invest for their future – regardless of their financial standing. The company was founded more than 80 years ago by credit union leaders who were looking for an insurance and investment partner they could trust. Today, CUNA Mutual Group helps credit unions and hardworking Americans build financial security through commercial and personal insurance products; lending and payment security solutions; and risk management, retirement, investment and marketing services. www.cunamutual.com
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
Evans, Simpson & Associates, Inc. (ESA) P.O. Box 1549 Snellville, GA 30078-1549 770 982 1420 or 800 676 1609 email: smodlin@evans-simpson.com Representative: Steve Modlin ESA has provided quality insurance products, collateral protection/loan tracking and financial solutions for credit unions and their members for over 40 years. www.evans-simpson.com
BRONZE SPONSOR 1606 Carmody Ct., Suite 104 Sewickley, PA 15143 Direct 412 528 1930 Toll Free 888 284 2382 Ext. 402 email: Christian@ebstoday.com Representatives: Christian Zernich Dan Jacoby Executive Benefits Solutions develops investment strategies to help credit unions control employee benefit expenses and retain key executives who implement and manage those strategies.
SPONSOR 213 N. Fredonia Street Longview, TX 75601 903 248 4090 email: Jeremy.joseph@ezforex.com Representatives: Jorge Jimenez Evan Shelan The company provides futuristic and paradigm shifting solutions for international payments and foreign cash, by using the Federal Reserve and new blockchain Technology. www.eZforex.com
Financial Supermarkets, Inc. P.O. Box 1450 Cornelia, GA 30531 706 778 1199 email: rbell@supermarketbank.com Representative: Roy Bell Since 1984, Financial Supermarkets, Inc. is the nation’s leader for attractive, functional, and professionally designed in-store, on-site and storefront financial centers. www.supermarketbank.com
www.EBStoday.com
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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IWS 5901 Broken Sound Parkway, NW Suite 400 Boca Raton, FL 33487 561 981 7029 email: rtroni@iwsgroup.com Representative: Mike Leon For over 25 years, IWS Acquisition Corp. has been protecting credit union members with vehicle protection products: Vehicle Service Agreements (VSA) Mechanical Breakdown Insurance (MBI), Guaranteed Asset Protection (GAP) and Appearance Protection (RestoraGuard). IWS delivers non-interest income for the credit union, protection for the member and a great member experience. www.iwsgroup.com
SILVER SPONSOR 2400 Big Timber Road, Suite 103A Elgin, IL 60124 210 643 3399 email: chris@IZALEFG.com Representatives: Chris Richardson Scott Richardson Jonathan Barnes IZALE helps clients Value People (through nonqualified benefits), Improve Earnings (through BOLI, Managed Accounts, FinTech Solutions and Fee Income strategies) and Protect Assets (through key-person and member-focused programs). www.IZALEFG.com
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
SPONSOR 125 N. Burnett Drive Baytown, TX 77520 800 809 2307 email: info@JMFA.com Representatives: Michelle Fox Linda Meyer JMFA offers proven strategies for improving income, reducing expenses, streamlining operations and maximizing resources to achieve more. www.JMFA.com
La Macchia Group, LLC 157 N. Milwaukee Street Milwaukee, WI 53202 414 223 4400 email: sschwalbach@lamacchiagroup.com Representatives: Chris Frain Mark Milligan
SPONSOR 440 Park Avenue South 3rd Floor New York, NY 10016 212 485 8800 email: info@lightbulbpress.com Representatives: Ken Morris Virginia Morris Lightbulb, the Financial Education Company, creates educational content tailored to specific organization and groups, including military men and women. Our content is available in print and digital formats, including guides, websites, and presentations. www.lightbulbpress.com
La Macchia Group, LLC is a comprehensive consulting and design-build firm creating brand-centered financial institutions, tailored to our clients’ needs. www.lamacchiagroup.com
The Defense Credit Union Council: “Serving Those Who Serve Our Country”
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Member Wealth Management Advisors, LLC 222 Central Park Avenue, Suite 1100 Virginia Beach, VA 23462 757 725 5767 emails: platimer@financialguide.com or Kpaasch@memberwealthmanagement.com Representative: Patrick Latimer We offer financial services to credit unions’ members, employees and executives. We also offer comprehensive financial planning. www.memberwealthadvisors.com
Money Management International Clearpoint Division NEW THIS YEAR 14141 Southwest Freeway, Ste 1000 Sugar Land, TX 77479 800 374 4072 email: Ray.Pennie@MONEYMANAGEMENT.ORG
NewGround 15450 S. Outer 40 Drive, Ste 300 Chesterfield, MO 63017 636 898 8173 email: jspillers@newground.com Representatives: Steve Clark Jeff Winter At NewGround, we believe that a new building has the potential to be a business’ greatest impression on the world. It is also your most visible relationship with your community, which is why we start with strategy when crafting financial, corporate and healthcare building solutions. This very strategy ensures your building tells the story of who you are and where you want to go. www.newground.com
Representative: Ray Pennie Improving Lives Through Financial Education www.moneymanagement.org
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
PCSgrades
GOLD SPONSOR 6800 Jericho Turnpike, Suite 202W New York, NY 11791 516 639 0556 email: brucedsmith2@financialguide.com Representatives: Bruce Smith Chris Jones Having pioneered Collateral Assignment Split Dollar programs, O.M. Financial helps credit unions offer competitive, cost-effective employee benefit solutions. With offices throughout the country, O.M. Financial is dedicated to helping credit unions grow stronger and more profitable. www.omfingroup.com
NEW THIS YEAR 1870 W. Bitters San Antonio, TX 78248 210 683 6851 todd@pcsgrades.com Representatives: Todd Ernst Tony Straw PCSgrades is giving a voice that has never existed before to our fellow military and veteran families, addressing must-solve relocation problems through trusted reviews on neighborhoods, REALTORS, mortgage lenders, schools, and more. PCSgrades members receive rebates on REALTOR commissions (in states where allowed by law), and free access to PCSclassifieds, our online home listing service. www.pscgrades.com
PFP Services 34 Prindle Hill Road P.O. Box 1500 Orange, CT 06477 410 459 9335 email: ftaddeo@pfpservices.com Representative: Frank Taddeo Business Development Specialists
The Defense Credit Union Council: “Serving Those Who Serve Our Country�
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www.pfpservices.com 755 Washington Street Statesville, NC 28676 203 984 2138 email: vthomas@phhusa.org Representatives: Vicki Thomas Dale Beatty Purple Heart Homes is dedicated to providing housing solutions for service connected disabled veterans that is substantial in function, design and quality. Join forces with Purple Heart Homes Campaign, Operation Veteran Homes Renovation! www.PHHUSA.org
R.A. Rogers, Inc. P.O. Box 3302 Crofton, MD 21114 301 858 1200 email: tmcdavid@rarogersinc.com
SILVER SPONSOR 1793 Hwy 201 North Mountain Home, AR 72653 800 808 0828 email: afry@route66warranty.com Representatives: Rob Finley Steve Tomlinson Matt Bennett Route 66 Extended Warranty is a leading provider of vehicle and powersport extended warranties to credit unions nationwide. With over 30 years’ experience and an extensive understanding of lenders’ unique needs, we offer the perfect balance of coverage, cost and on-going service that helps guide our clients to expansive collateral protection while boosting sales and income. www.route66warranty.com
Representatives: Tracey McDavid Ceilia Meshey Third Party Collections - “The Credit Union’s Collection Agency” www.rarogersinc.com
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The Defense Credit Union Council: “Serving Those Who Serve Our Country”
Samaha and Associates, Inc.
NEW THIS YEAR P.O. Box 1828 Chino Hills, CA 91709 855 772 6242 email: sabeh.samaha@ssamaha.com Representatives: Sabeh Samaha Juan Luna Samaha & Associates, Inc. provides a comprehensive spectrum of advocacy via its consulting services including analysis, planning, search, selection, negotiations, implementation and documentation in the Technology and e-Business environments. www.ssamaha.com
StreetShares
NEW THIS YEAR 1985 Isaac Newton Square West Suite 103 Reston, VA 20190 240 360 9880 sanjay@streetshares.com Representatives: Sanjay Bhaskar Brendon Dibella StreetShares provides loans, lines of credit, and contract financing solutions to veteran small business owners, contractors, and their communities. Founded and operated by Veterans, StreetShares strives to ensure that small business funding and contract financing provided to Veterans be fast, fair, and affordable. Located just outside Washington, D.C., StreetShares employs advanced technology, has a unique regulatory approval from the SEC, and partners with numerous financial institutions. Its social finance technology (patentpending) uses social loyalty within the military community to improve borrower behavior, increase loan repayment rates, and decrease risk. www.streetshares.com
The Defense Credit Union Council: “Serving Those Who Serve Our Country�
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SILVER SPONSOR 9311 San Pedro Avenue, Suite 600 San Antonio, TX 78216 866 316 1162 email: SWBCinfo@swbc.com Representatives: Kellie Lowder Mike Moore John Blair SWBC provides quality insurance and financial products, outstanding service, and customized solutions to financial institutions, businesses and individuals in all 50 states. www.swbc.com
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The Defense Credit Union Council: “Serving Those Who Serve Our Country�
2017 Conference Staff Anthony R. Hernandez, President/CEO Beth Merlo, Director of Administration Lizette Krajnak, Administrative Assistant Christa Dittus, Web Specialist Janet C. Sked, Conference Manager Spencer Butterfield, Conference Photographer
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Mark your calendars today for next year’s DCUC Conference!
55th Annual DCUC Conference in
Williamsburg, VA August 12-15, 2018
TAKE CONTROL OF TOMORROW. . .TODAY™ EMPLOYEE BENEFITS PRE-FUNDING Employee Benefits Pre-Funding is a strategy that can help you offset eligible long-term employee benefit expenses as:
Executive Benefits Solutions specializes in the development of investment strategies to help credit unions control employee benefit expenses and retain the key executives who implement and manage those strategies. For More Information Contact: EXECUTIVE BENEFITS SOLUTIONS (4 Locations): MAIN OFFICE:* 1606 Carmody St., Ste. 104 Sewickley, PA 15143 Phone 412.528.1930 Fax 412.452.9511 Christian@EBSToday.com NORTHWEST OFFICE:* 3516 NW Logan Ct. Camas, WA 98607 Phone 503.801.1054 Fax 503.354.5138 Ted@EBSToday.com MIDWEST OFFICE:** 115 North Center St., Ste. 202 Northville, MI 48167 Phone 248-808-4103 Fax 248.605.8550 Tom.Landis@LPL.com HAWAII OFFICE:** Kaneshiro Tokushige & Associates 1003 Bishop Street Pauahi Tower, Ste. 880 Honolulu, HI 96813 Phone 808.681.7799 Ext. 106 Fax 808.681.7798 Michael.Tokushige@LPL.com
Health Care Expenses 401(k) Match Pension Contributions Long Term Disability Premiums Short Term Disability Premiums Group Life, AD&D Insurance Dental & Vision Premiums 457(f) Plans Long Term Care Insurance Premiums Post Retirement Health Care Health Savings Account Contributions Charitable Giving Contributions
Avoid decreasing your employee benefits coverage, increasing deductibles and raising co-pays by considering an Employee Benefits Pre-Funding Program for your credit union.
www.EBSToday.com
*Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Stratos Wealth Partners, Ltd., a registered investment advisor. Stratos Wealth Partners, Ltd. and Executive Benefits Solutions are separate entities from LPL Financial. ** Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Executive Benefits Solutions are separate entities from LPL Financial. Copyright © 2017, Executive Benefits Solutions. All rights reserved.