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because of personal financial worries, compared with only 19% of Generation X workers and 8% of baby boomers.

LONG COVID-19 PATIENTS BATTLE WITH WORKPLACE DI CLAIMS

Younger Workers Could Benefit From Workplace Wellness Programs

According to LIMRA research, 74% of employees who experience a high degree of financial pressure believe employers should offer programs to address this particular stressor. Employees with moderate financial stress and those with no/very little stress also agree. According to the study, 3 in 5 workers who participated in their company’s wellness program reported improved financial, emotional and physical stress levels.

Participants with higher degrees of anxiety were more likely to say that program participation alleviated their stress either “somewhat” or a “great deal.” Sixty percent of participants with a high degree of financial stress reported that their company’s wellness program reduced this particular stressor.

In general, younger workers are more likely to face financial anxiety. Thirty percent of millennials and 35% of Generation Z workers cite feeling distracted at work

Many claims for short- or long-term disability insurance benefits are denied when they involve long COVID-19, according to experts. Even if a short-term claim is approved, it may be harder to get long-term disability insurance benefits. If the claim is denied, the only immediate option to try getting the benefits is to appeal the denial.

“There are many claims for both shortterm and long-term disability insurance that are not approved, specifically for the subjective symptoms,” said Alex Henry of Willis Towers Watson. “Insurers tend to handle it like they do with other subjective conditions … there’s no straight-out denial, but they’re looking for objective medical [proof] of disability.”

Although most people recover from COVID-19 with no complications, up to 30% of Americans have developed long COVID-19 symptoms, affecting as many as 23 million people, according to the U.S. Department of Health and Human Services. Those symptoms often appear after the original infection has cleared and commonly include fatigue and brain fog (an inability to think clearly), both of which can be difficult to measure.