INSIDE FLINTSHIRE 2 MAGAZINE NOVEMBER 2019 EDITION by Inside Magazines

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FLINTSHIRE MAGAZINE 2 NOVEMBER 2019 | ISSUE 52

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T I C K ET S T O S E E DON AIREY & BRIAN DOWNEY

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Welcome....IFM Welcome to our November edition. Did you know Inside Flintshire Magazine is a small independent business with no association with Flintshire Council. Our business is funded by all the local businesses within and without them it would not be possible to print the 21,000 copies we do every month. A big thank you to them and to you our readers for supporting them by using their services.

Don’t forget to support our local businesses within and please give us a mention if you do use any of their services. Last months competition winner’s. Slade - Lee Tomlinson - 23 £25.00 Cash - Lisa Davies - Ben Stokes Hugh Cornwell - Eric Henderson - Monster Festive Gift Fair Tickets will be posted out to the Winners Until next month. Reg - Editor Inside Flintshire Magazines

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E: reg@insideflintshiremagazine.co.uk Copyright No part of this publication may be reproduced, resold or stored in a retrieval system without the express permission of “Inside Flintshire Magazine” Adverts When providing advertising copy, artwork or photographs from existing sources, it is our customers’ responsibility to ensure that all the appropriate permissions regarding copyright have been obtained from the originator :Inside Flintshire Magazine accepts no liability for copyright issues regarding adverts published in good faith. For full terms and conditions see our web site www.insideflintshiremagazine.co.uk

ARTWORK DEADLINE DATE 18TH NOVEMBER

Salzburg, Austria

Vienna, Austria

located between the Old Town Hall and Church of Our Lady before Týn. Here you’ll find stalls, an incredible tree and the perfect festive atmosphere. A nice touch at the market is a special music and light ceremony on the Christmas tree, which is often repeated throughout the night.

with rides, endless places to eat and shop, as well as bars and live music. Special attractions on offer include ice skating, a giant Ferris wheel, a circus and the Ice Kingdom. You may need to pre-book tickets for those attractions.

To read more about what’s happening in Prague this year visit prague.eu.

Across London you can find other places to enjoy the festivities, such as along Southbank near the London Eye, at Somerset house where they have Ice skating and at Leicester Square where you’ll find rides and other festivities. There are also lots of festive lights to enjoy in London such as those along Oxford Street and Regent Street and other spots around the city.

Munich, Germany

As well as the big markets throughout the city there are lots of smaller ones, such as along Spittalgasse.

London, UK

Prague, Czech Republic

London’s Hyde Park hosts Winter Wonderland, which is something like a giant modern theme park. Complete

Prague Old Town Square is the location of their biggest market. It’s

for more

Tallinn, Estonia Tallinn in Estonia is magical at Christmas with cobbled streets, medieval architecture and beautiful stalls and decorations.

For more information on Salzburg visit salzburg.info.

Bratislava, Slovakia At Hlavné Námestie at the centre of Bratislava’s Old Town is the main Christmas market. Here you can wander around the various stalls or gather at the tables and enjoy the tasty food on offer. Hviezdoslavovo Námestie is another market where you’ll find an ice skating rink and more stalls offering food, gifts and festive atmosphere. Visit visitbratislava.com for more information on Bratislava.

Local merchants will offer Estonian Christmas cuisine, from black pudding and sour cabbage to gingerbread and hot Christmas drinks, as well as handicrafts. Younger guests can enjoy merry-go-rounds and there is a diverse Christmas programme.

For more information on London and other events going on around the city visit visitlondon.com.

Vienna

Munich

Prague

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For more information on this market visit christmasmarket.ee.

Dresden, Germany For a huge Christmas Market head to Dresden, where you’ll find one located on Altmarkt, one of the cities oldest squares. Enjoy some traditional punch, German sausage or other tasty snacks before exploring the many market stalls. For the kids there is a ferris wheel and carousel, and for panoramic views of the market climb up Kreuzkirche. Also close by is Frauenkirche, which is one of the city’s most famous churches.

For information on skating at Somerset House visit somersethouse. org.uk/ice-rink.

For more information on Christmas in Munich visit muenchen.de.

For a full list of the Christmas markets around Vienna head to wien.info.

Head to www.dresden.de information on Dresden.

For more information about the Salzburg festivities visit christkindlmarkt.co.at.

Visit hydeparkwinterwonderland.com for more information.

The main Christmas market in Munich can be found at Marienplatz, directly in front of the Neues Rathaus (Town Hall). You will also find stalls along Neuhauser Straße and Kaufingerstraße, as well as lots of other places around the city.

Here you’ll find lots more stalls, decorations and joyful ambience.

Salzburg’s market can be found in the Old Town at Residenzplatz, Mozartplatz and Domplatz (various squares in the city). The decorations are beautiful and glow against the wonderful Austrian architecture and famous Salzburger Dom Cathedral.

The best European Christmas markets for 2019

Vienna has heaps of Christmas markets all over the city. A few of the biggest are at Rathausplatz, Schönbrunn, Belvedere and Resselpark. At these markets you’ll find tasty Glühwein (Mulled wine), delicious sweets and beautiful gifts. Some of these markets, such as the one at Resselpark, have rides and other activities which are perfect for the kids.

So what do we have in this months issue? We bring you another jam packed magazine with lots of useful tips, competitions, reviews and lots more. this months holiday editorial looks at the best European Christmas markets to start getting you into the festive spirit. See pages 6-7. Its that time of year when your thoughts turn to Christmas gifts so we have a look at Christmas gifts for him and her on pages 10-11 and this year’s must have Christmas toys on page 14. More fantastic prizes to be won, including an afternoon tea for two including Prosecco at the Mountain Park Hotel. See page 20 and 38 for this months competitions.

Holidays ll around Europe in late November and early December Christmas markets will start to open. These provide the perfect opportunity to enjoy the festive spirit, as well as drink delicious mulled wine, eat tasty food and buy seasonal items. Here are the top Christmas markets in Europe that you should visit to enjoy the festive spirit.

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MOTORING ntroducing the New Toyota C-HR self-charging hybrid, with next-level hybrid performance. With its refined design and latest in-car connectivity, the New Toyota C-HR continues to defy convention. The SUV features Toyota’s fourthgeneration hybrid technology, delivering the efficiency you would expect from a hybrid, combined with performance you might not.

The popular Toyota C-HR SUV has received a raft of important updates for 2020, including a choice of two hybrid powertrains, a new multimedia system with Apple CarPlay and Android Auto, and revised chassis settings. Following in the footsteps of its Corolla cousin, the new 2020 Toyota C-HR will benefit from a choice of two hybrid powertrains. Joining the existing 1.8-litre hybrid system is a new, more powerful, 2.0-litre hybrid so customers can choose the powertrain that best suits their driving style.

package to further reduce cabin noise. The 2020 Toyota C-HR includes a new multimedia system that upgrades the vehicle’s connectivity. This system now allows full smartphone integration and offers the latest versions of Apple CarPlay and Android Auto, while also supporting ‘over the air’ updates, delivering the latest versions of European road maps. Front lights are upgraded to premium LED technology, with the daytime running lights and indicators combined into one frontal projector, that emits a single smooth line above the main beam. At the rear, the new combination lights are connected by a gloss black spoiler creating a single clean shape.

Leave ordinary behind The exterior profile of the New Toyota C-HR maintains its dynamic coupé lines, while the updated front and rear lights underline its distinctive, stand out look. The inside of the car is equally eye-catching. The uncluttered layout and intuitive improvements throughout the cabin, enhance the driver experience.

Dynamic upgrades include modified electronic power steering tuning for improved steering feel. The 2.0-litre hybrid also benefits from a new suspension design that improves ride comfort, while retaining the Toyota C-HR’s excellent handling capabilities. All variants also feature an upgraded

Prices in the UK for the new 2020 Toyota C-HR, start from £25,625 for the entrylevel Icon model. Customers may then choose from Design, Excel and Dynamic grades, all available with either 1.8- or new 2.0-litre hybrid powertrains. The range-topping Orange Edition (seen in these images) rounds off the line-up.

The Toyota C-HR has been a smash hit in the UK with a combination of engaging driving dynamics, hybrid efficiency and standout design, which has helped the SUV gain an impressive 8.3% segment share.

The New Toyota C-HR is available to pre-order now, from Lindop Toyota in Queensferry, with first deliveries scheduled for December 2019. To advertise text ADVERT to: 07446 778 482

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WIN WITH 38

INSIDE

WIN WITH 20 INSIDE

FLINTSHIRE MAGAZINE

FLINTSHIRE MAGAZINE WIN a Festive Afternoon Tea with Prosecco for two people at the

Win a pair of tickets to see

Don Airey & Brian Downey

In these days where everybody seems to want to show off at every given occasion, Don Airey is without a doubt “One of A Kind”. It is hard to find a legendary rock name from the last 30 years that has not utilised Don’s keyboard skills at some point. Amongst them Ozzy Osbourne, Rainbow, Whitesnake, Judas Priest, Gary Moore, Brian May, Jethro Tull, Black Sabbath and, obviously, Deep Purple, the band of which Don Airey has been a full time member for over fifteen years.

at Manchester - Academy 3 on February 24, 2020 It is not difficult to see Don Airey playing one day with Deep Purple in front of 15.000 people, and the next day playing the organ in the church of his beloved local village with the same concentration and respect for the music and the audience. Brian Downey on drums needs no introduction...... Hailing originally from Dublin, Brian enjoyed his first taste of success in Ireland with the top 20 hit ‘Morning

Dew’ before forming ‘Orphanage with Phil Lynott. The two went on to form the legendary Thin Lizzy with Eric Bell and Brian remained a constant member until the band split in 1983. Having worked on Phil Lynott’s solo albums and the subsequent Grand Slam project. Brian remained in constant demand as both a touring and session drummer and regulary played live shows. Brian is often cited as being an influence by many of the world’s top drummers and feels invigorated to be playing the songs he co-wrote in Thin Lizzy with his new band Alive and Dangerous.

To be in with a chance of winning the tickets, just answer the following question: “Which musical instrument does Don Airey Play ?” Monday February 24, 2020; Manchester - Academy 3; Box Office No: 0844 249 1000 Website: www.eventim.co.uk/; Doors - 7:00pm; Tickets: £27.50 advance

Flint Mountain Park Hotel The Flint Mountain Park Hotel offers 20 beautiful rooms set in the breathtaking countryside of North Wales. Located within easy reach of Chester, the Flint Mountain Park Hotel has all the right ingredients that will allow

you to relax, unwind and refresh. Whether you want to dine in their steak and grill restaurant or play a round or two of golf at their 12-hole course, they can cater to all your needs at this luxurious hotel in North Wales.

The large, expansive function room is also the ideal location if you are looking for a special place for your special event. So, get in touch if you would like to book your stay at the Flint Mountain Park Hotel in North Wales.

To be in with a chance of winning the Festive Tea, just answer the following question: “How many rooms does the Flint Mountain Park Hotel offer? ”

Who am I?

Identify our mystery celebrity and you could win Born January 5, 1965, ???? is a British actor and former professional footballer who played from 1984 to 1999, notably for Wimbledon, Leeds United, Sheffield United, Chelsea, Queens Park Rangers and Wales. Born in Watford, Hertfordshire, England, he captained Wales, having qualified via a Welsh grandparent. As a member of the “Crazy Gang”, he won the 1988 FA Cup with Wimbledon, a club for which he played well over 200 games during two spells between 1986 and 1998. He also played for Chelsea, Leeds United, Sheffield United and QPR. He played 184 Premier League games, scoring 13 goals. He was a defensive midfielder who was especially noted for his very

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aggressive style of play, earning him a “hard man” image on the field. Since his retirement from football, he has capitalised on his tough man image and is now known as an actor for his fiery demeanour and physical presence. His film career began with Lock, Stock and Two Smoking Barrels, and continued with roles in mainstream films such as Snatch (2000), Gone in 60 Seconds (2000), and Mean Machine (2001). He played Juggernaut in the 2006 film X-Men: The Last Stand, Sebastian Moran in CBS’s Elementary, and Brick in The CW’s Arrow. He appeared in Celebrity Big Brother 2010, where he finished in third place behind Dane Bowers and Alex Reid.

To enter our competitions please send your full name, address and contact details to

Please mention Inside Flintshire Magazine when responding to advertisements

reg@insideflintshiremagazine.co.uk (Closing date Friday November 22)

Holidays A

ll around Europe in late November and early December Christmas markets will start to open. These provide the perfect opportunity to enjoy the festive spirit, as well as drink delicious mulled wine, eat tasty food and buy seasonal items. Here are the top Christmas markets in Europe that you should visit to enjoy the festive spirit.

Vienna, Austria Vienna has heaps of Christmas markets all over the city. A few of the biggest are at Rathausplatz, Schönbrunn, Belvedere and Resselpark. At these markets you’ll find tasty Glühwein (Mulled wine), delicious sweets and beautiful gifts. Some of these markets, such as the one at Resselpark, have rides and other activities which are perfect for the kids. As well as the big markets throughout the city there are lots of smaller ones, such as along Spittalgasse. For a full list of the Christmas markets around Vienna head to wien.info.

Prague, Czech Republic Prague Old Town Square is the location of their biggest market. It’s

The best European Christmas markets for 2019 located between the Old Town Hall and Church of Our Lady before Týn. Here you’ll find stalls, an incredible tree and the perfect festive atmosphere. A nice touch at the market is a special music and light ceremony on the Christmas tree, which is often repeated throughout the night.

To read more about what’s happening in Prague this year visit prague.eu.

Munich, Germany The main Christmas market in Munich can be found at Marienplatz, directly in front of the Neues Rathaus (Town Hall). You will also find stalls along Neuhauser Straße and Kaufingerstraße, as well as lots of other places around the city. For more information on Christmas in Munich visit muenchen.de.

London, UK London’s Hyde Park hosts Winter Wonderland, which is something like a giant modern theme park. Complete

Visit hydeparkwinterwonderland.com for more information.

For information on skating at Somerset House visit somersethouse. org.uk/ice-rink. For more information on London and other events going on around the city visit visitlondon.com.

Vien 6

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nna

Salzburg, Austria Salzburg’s market can be found in the Old Town at Residenzplatz, Mozartplatz and Domplatz (various squares in the city). The decorations are beautiful and glow against the wonderful Austrian architecture and famous Salzburger Dom Cathedral. For more information about the Salzburg festivities visit christkindlmarkt.co.at. For more information on Salzburg visit salzburg.info.

Here you’ll find lots more stalls, decorations and joyful ambience. Head to www.dresden.de for more information on Dresden.

Tallinn, Estonia Tallinn in Estonia is magical at Christmas with cobbled streets, medieval architecture and beautiful stalls and decorations. Local merchants will offer Estonian Christmas cuisine, from black pudding and sour cabbage to gingerbread and hot Christmas drinks, as well as handicrafts. Younger guests can enjoy merry-go-rounds and there is a diverse Christmas programme.

London

For more information on this market visit christmasmarket.ee.

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This year’s must-have Christmas toys It’s now a well-established Christmas tradition: all the major stores release their own list of the toys they believe will be bestsellers in the run up to 25 December. Here we single out the toys we think are definitely worth their place on your child’s wishlist.

Kindi Kidz Dolls £25 each

Available from: Argos, Smyths Toys

Oblique Drifter £60 Available from: Hamleys

Owleez £50

Available from: Amazon

Marvel Avengers: Endgame Power Gauntlet £100 Available from: Amazon, Smyths Toys

Ultimate Walking Buzz Lightyear £29.99

Available from: Argos, Smyths Toys

FurReal Cubby the Curious Bear £89.99 Available from: Argos, Smyths Toys

Playmobil City Life Tiny Paws Pet Hotel £59.99

Available from: Amazon, Playmobil

Nerf Fortnite RL Blaster £30 Available from: Argos, Smyths Toys, Amazon

Barbie DreamPlane £63.99

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FLINTSHIRE MAGAZINE WIN a Festive Afternoon Tea with Prosecco for two people at the

To be in with a chance of winning the Festive Tea, just answer the following question: “How many rooms does the Flint Mountain Park Hotel offer? ”

Who am I?

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The Toyota C-HR has been a smash hit in the UK with a combination of engaging driving dynamics, hybrid efficiency and standout design, which has helped the SUV gain an impressive 8.3% segment share.

Please mention Inside Flintshire Magazine when responding to advertisements

Prices in the UK for the new 2020 Toyota C-HR, start from ÂŁ25,625 for the entrylevel Icon model. Customers may then choose from Design, Excel and Dynamic grades, all available with either 1.8- or new 2.0-litre hybrid powertrains. The range-topping Orange Edition (seen in these images) rounds off the line-up.

The New Toyota C-HR is available to pre-order now, from Lindop Toyota in Queensferry, with first deliveries scheduled for December 2019. To advertise text ADVERT to: 07446 778 482

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FITNESS t’s easy to feel motivated about the 'idea' of exercising. Let’s run a marathon! ...And do a push-up challenge! But somehow, a lot of our plans never leave the idea stage. We’re all busy people, right? And it’s so hard to find the time.

'Finding time' really means making time When something really important comes up in our lives, we find a way to fit it into our schedule - whether that’s a new video game we’re excited to play, or a doctor’s appointment about something that’s really bothering us. Regular exercise might not be as compelling, but we all have ultimate control over what goes on our calendar. It’s the rare human being who literally cannot make the time to exercise. Some types of exercise can be combined with other tasks you already need to do. For example, you can commute by bike or literally run your errands. If you need to watch video lectures or listen to an audiobook, you can do that during a workout.

Reduce the time spent 'not' exercising Even if it’s easy to find a 30-minute block of time, that’s not the same as fitting in a 30-minute workout. If you decide to make a habit of running at lunch time, your lunch breaks can get really long; you may have to change into running clothes, drive to the park, then after the run drive back and take a shower. Make it work by reducing the overhead of working out. If you work at home, simply start the day in workout clothes. Save the park for days when you have more time, and just run in your neighbourhood or local area instead. Think about how you spend your time before and after a workout, and see if there are similar ways you can reduce that time. One huge perk of cold weather, if you

live in a place that has any, is that you may be able to exercise outdoors without working up a sweat. That means you can safely skip the post-workout shower.

two of your weekly runs with a treadmill run, or even a strength session, at the gym. Then you only have a few non-gym sessions to schedule.

Keep the kids busy

Work out where the kids are. Do a workout video in the living room while they play in their bedrooms. Or take them to the garden or the park. There you can do some playground strength moves or just find a spot on the lawn to do a bodyweight routine.

For those of us with kids, finding childcare is a huge part of making time to exercise. (You could try to do most of your exercise during the workday when the kids are at school or nursery). Your solution to this will depend on your children’s ages, but here are a few suggestions: Use a gym with a kids’ room. This is probably already on your radar if you like to do gym workouts, but it’s a great option even if you would rather be running or biking on the open road. Replace one or

Finding time for a workout

Put tiny ones in a stroller. Walk them around the park - you can even stop here and there to do strength exercises. Want to do more than walk? Consider investing in a jogging stroller.

Make your workout fun so you keep it high priority All of this assumes that working out is something you want to do. If you dread your exercise sessions, you’ll do anything to let them fall off your schedule. To keep those appointments with yourself, make sure you keep up your motivation for exercise. That can include adjusting your exercises and your mindset so you don’t get discouraged or burned out by workouts that are too hard. Pat yourself on the back for any workout you do, even if it’s small or doesn’t seem impressive. But it’s best of all if you can make your workout experience a reward in itself. Maybe working out is where you meet friends or listen to your favourite podcasts. Maybe, instead of churning away on gym machines you dislike, you join a team and play a sport you love. Ultimately, because you make time for exercise, you’re only going to keep up with exercise that’s worth it for you. Either it’s enjoyable, or you value the results you get out of it, or both. When a workout has a place in your schedule and a reason to keep coming back, then you’ve got a habit you can be proud of. Once exercise becomes a habit, those marathons and push-up challenges will become a reality!

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HOUSE to Home o you have dreams of your own self-build home? These are the basics you need to know…

So you love a Lego set and fancy a go at the grown-up version – a self build? Far from being child’s play, building your own home is one of the biggest and bravest moves you’ll ever make. But it can also be hugely rewarding, and a way to create a home that’s perfect for you, from the size of the bathroom to the shape of the staircase.

Where can I build and how do I find a plot? Firstly, decide where you’d like to live then contact local agents and sign up with online plot search portals. It’s also worth driving around to identify any in-fill sites or garden plots. Also check the local councils for new planning applications. PlotBrowser is a free online search portal that includes links to local authority planning application searches. When you have your plot, contact the local council to find out about getting planning permission – find the details of how to do this at the Government’s Planning Portal. If your plot already has this, do check that the planning approval is still current.

Can I replace an existing building? Yes, so don’t discount plots with properties on them. You can even use part of your garden for a new home. Demolition costs are relatively cheap (around £5,000- £15,000, depending on the size and location of the property).

£3,000 per sq m is a fair guide for selfbuilders. There are additional costs that could trip you up though. For example, the price of connecting to services depends on how close the plot is to existing supplies.

and build costs. Factor in a contingency fund of at least 10 to 15 per cent of the budget that’s covered your financing from the start. Don’t, and you may find the money hard to come by down the line.

Do you have a mortgage if you build your own house?

Get a ‘decision in principle’ from a mortgage lender before you start looking for a plot of land, so you know exactly how much you can borrow.

You can finance building a house with a mortgage, yes. Though you’ll need a reasonably large deposit (at least 15 to 20 per cent), both for the land and the build costs. First, you’ll need to set – and stick to – a realistic budget for the land purchase

Self-build homes - all you need to know

Money for self-build projects is released in stages as the build progresses - usually after a stage is completed but sometimes before, which is much better for your cash flow.

Who will build my house? The most popular route is to commission either an architect or developer to design and build your home. This is the quickest, and least stressful, route. Specialist kit house companies often offer a range of packages, depending on your budget and how much you want to do yourself. It can be as little as making and installing a timber frame, right up to final fix and decorating. Another popular route is to hire a local building firm with a site manager, who will work to your drawings.

How can I keep costs low? Commit to the design early on, as making changes during the build can prove expensive. Project-managing your own build can save around 15-20 per cent of your build costs, but do be sure you have the time, energy and nous to research the best materials, haggle down prices and source and manage trades efficiently.

If a building is unsafe (and not Listed), the planning office should support demolition of the site.

How much does it cost to build a house? On top of the plot fee, and any resultant legal costs, around £1,500-

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If you have the skills and time available, a completely DIY build is undoubtedly the cheapest, but rarely the fastest route. Keep the design simple and you can build a comfortable four-bed home with a footprint of 150 sq m for about £150,000200,000. Another thing worth remembering - it’s always a good idea to hang onto receipts, as although you’ll pay VAT up front, you can claim this back once the build is completed.

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GARDENING here’s nothing better than gathering round a glowing fire on evenings outdoors A fire feature makes a fabulous focal point for any garden. While a purpose-built outdoor fireplace or firepit offers the ultimate in outdoor heating, buying off-the-peg is a great alternative. We explore all the options here, so you can create a feature that will allow you to enjoy your outdoor space, come rain, shine or even snow.

What are the best options for an outdoor fireplace? 1. Fire baskets A basic wood-burning fire basket or brazier requires little set-up and is contained in an open basket, so air circulates freely and the fire burns more efficiently. This is often the most affordable route to a garden fireplace.

2. Firepits Firepits (pictured below) contain the heat source in a raised bowl, with designs ranging from simple portable metal bowls, to larger firepits with addon grills or tiled surrounds.

4. Fireplace walls The ultimate option is a built-in wall fire, set a seating height for maximum effect.

Where can I buy an outdoor fireplace? Dobbies stocks a variety of styles at a range of price points, from basic portable fire bowls to top-of-the-range freestanding fireplaces. Firepits UK’s range includes ovens and firepits, plus all the essentials, from tools and utensils, to cooking racks, covers and kindling.

Installing an outdoor fireplace Paloform’s handcrafted contemporary firepits are fabulous statement pieces in architectural concrete and weathered steel. Urban Fires are another good option if you’re looking for a wall fire.

Which materials can an outdoor fireplace be made from? Stainless steel is easy to clean and rain and rust-resistant, but can be pricey. Steel is less expensive but more prone to rusting, unless it’s powder-coated. Corten steel is a good option – otherwise know as weathering steel, it forms a stable, rusted orange appearance over time and looks beautiful when contrasted with a wall in dark grey or navy.

use smokeless fuel. For a list of what you can burn, visit: smokecontrol. defra.gov.uk/ fuels.

What extra features should I look for? Useful accessories include a mesh screen to keep embers from flying, a wood grate to allow better air flow and grills or hotplates for cooking on. Fire tables with built-in surrounds, either tiled or stone, give a handy resting surface for drinks if you’re entertaining.

Stone and cast iron are robust but hefty to move, so it’s worth investing in a protective cover if you leave it out all year.

Is wood-burning the only option? 3. Wood burners Freestanding wood-burners (main pic, right) feature a flue that directs smoke up and away from guests, with heat radiating in one direction. Styles vary from modern metal or cast-iron designs to Mexican-style clay chimeneas.

Most firepits burn solid fuel – wood with a lower moisture content such as kiln-dried logs or wood briquettes gives off less smoke, while charcoal gives a longer burn time so is cost-effective. Clean-burning bio-ethanol or gel firepits are another option. If you live in a smokeless zone, you must

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YOUR STARS Aries

(March 21 - April 19)

The Aries Horoscope indicates that you could be faced with some misunderstandings which could cause you sleepless nights. At work, you might feel unsettled. In your relationships, you could feel that the flow of communication is not forthcoming.

Taurus

(April 20 - May 20)

Gemini

(May 21 - June 20)

Cancer

(June 21 - July 22)

Relationships will be uppermost in your mind. A younger person in the family may need your help and support. It is possible that you may have to make some important financial decisions which will require a step-by-step approach involving detailed planning and considerable forethought.

This is an extremely happy Horoscope time and you will enjoy being with your loved ones, family and friends. You will have a very busy social life with lots of engagements. For those in established partnerships, there will be intense intimacy and special shared moments.

Watch out for health issues, your Horoscope interpretation suggests. Don’t ignore any pain related to your shoulder, liver/kidneys or intestines. If you suffer pain or discomfort in any of these areas, don’t suffer in silence or be afraid to consult a doctor.

Leo

(July 23 - August 22)

You may need to use your diplomatic skills in family matters, your Leo indicators tell you. There could be some issues which can only be sorted out by opening up the channels of communication. As a result, you may not like what you hear.

Virgo

(August 23 - September 22)

You may overspend in this period without realising it. It could be an expensive splurge which you will regret in the cold light of day. Your love-life may seem erratic if you are single. If you are in a partnership, you may fall out over a minor issue that causes hurtful words or arguments.

Libra (September 23 - October 22)

Watch your finances - you may well have to tighten your belt. There could be an unexpected bill that needs immediate payment, making you shudder because you will feel as though you have been ripped off. You may feel wary of spending money and you will be very careful, checking and double-checking invoices.

Scorpio

(October 23 - November 21)

Try not to make any foolhardy financial decisions. You might be attracted to an investment proposition, but be sure to do your research before you sign anything. Think twice before you part with any of your hardearned cash. The Horoscope for Scorpio warns that extreme caution is needed.

Sagittarius

(November 22 - December 21)

You are likely to be tuned into your inner self and personal aspirations. If you are spiritually inclined, this period could be very significant for you. You will have a sense of knowingness and you will trust your intuition.

Capricorn

(December 22 - January 19)

You may feel down in the mouth at the start of this period, but by the end of it you will be smiling again because there will be good news on the job front. It could be a promotion or a raise in salary, but whatever it is there will be cause to celebrate and enjoy the moment.

Aquarius

(January 20 - February 18)

You will be engaged in some sort of charity work that allows you to help others through a hobby, the arts or a group situation where you will prove to be a good role model. People will rally to the cause and you will do a lot of useful work for which you will receive considerable public recognition.

Pisces

(February 19 - March 20)

There could be some fretful times at work for Pisceans, though there’s nothing that you won’t be able to take in your stride. You’ll have a little more money to play with, but take care not to buy things you don’t really need or want. Try to learn from past mistakes and, if possible, save more than you spend.

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HEALTH eeping your heart healthy is simple when you look at the big picture: Get exercise. Eat right. Stress less. Watch your weight. Don’t smoke. Putting those goals into action, of course, isn’t so simple. Which matter most? How can you put them into daily practice? Here are practical hints for a way of life that makes you feel great while it strengthens your heart.

1. Make time for play Adults need at least 30 minutes of exercise five or more days a week for heart health. Make exercise playtime and you're more likely to get it done. Play football with your kids, walk the dog, or just take a walk on your lunch break. Go for a total of at least 30 minutes of exercise daily - and break it up, if you like. Aim for a 10-minute morning walk, workout with hand weights at lunch, and some digging in the garden before dinner, and you’ve met your goals.

2. Soothe stress Doing absolutely nothing can be a big part of keeping your heart healthy. Be sure to "relax and unplug daily," say researchers. "Stress is a significant villain of heart health and really any health issue. It can wreak havoc." Carve out time for yourself regularly. Walk away from the computer, the phone, and other distractions. Make time to recharge your batteries, to find both energy and calm.

3. Your four 'food rules'

Limit Bad Fat: If you eat a typical British diet, this one change can bring dramatic results: Eat less saturated fat. You can reduce your risk of heart issues by half. Start by switching to low-fat meat and dairy, and change to healthier fats like olive and canola oils. Cut the Salt: Cook without salt, limit processed foods, and go easy on the salt shaker. Aim to bring down the sodium you eat to 1,500 milligrams.

Pump Up Produce: Eat at least two and a half cups of vegetables and fruit every day. You'll lower your risk for heart disease, stroke, and cancer. Go for Grains: Whole grains help lower cholesterol and blood pressure, and may help prevent type 2 diabetes. Think about corn tortillas, whole wheat pancakes and pasta, bulgur wheat, oatmeal, quinoa, and chewy, delicious brown or wild rice.

Six steps to a healthy heart

4. Work towards a healthy body weight Gaining weight is a constant threat for most of us in our world of cheap, convenience foods. And extra pounds especially if you tip into obesity - raise the risk of a heart attack, stroke, and high blood pressure. Lose a few more and you're likely to have more energy and sleep better too. Here are the basics: Go for good nutrition: Choose foods that are rich in nutrients, not just empty calories. A can of regular Coke, for example, has over 120 calories and a lot of added sugar which gives you a lot of empty calories without a lot of nutritional benefits. For a nutrientpacked snack worth the calories, try a palmful of mixed nuts. That has about 165 calories and is packed with protein and heart-healthy fats. Balance calories: Be aware of the balance between the calories you eat and the calories your body needs. To lose weight, eat fewer calories than you burn. Get physical: Get moving at least 30 minutes daily, most days of the week. Children and teens need at least 60 minutes of activity each day.

5. Stop smoking Cancer, lung disease, a higher chance of a heart attack - the damages smoking can do are well-known. Did you know that tobacco is also linked to early menopause, infertility, and pregnancy complications? There’s no best way to quit smoking. Medicine, support groups, counseling or a combination of all three may be what it takes to help you stop. Reach out - get help.

6. Get regular checkups Regular blood pressure, blood sugar and cholesterol checks, as well as physical exams, are important to keep your heart healthy. Two conditions that can hurt your heart - high blood pressure and high cholesterol - are "silent." That means you typically won't know you have them unless you get tested. Ask your doctor how often you need a heart checkup and put the next one on your calendar now - before you forget about it!

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TECH TALK ith e-commerce growing at an unprecedented rate all around the world, brick and mortar stores have to work twice as hard to attract customers’ attention. No wonder - online shopping keeps the desire for convenience alive. There are ways to compete with online retailers and create a greater in-store experience, though. And the easiest way to do so is by using technology to their advantage.

Mobile technology With software being one of the fastest growing technology expenditures in the retail industry, online and mobile shopping have become major forces. Many retailers are adopting data analytics software to manage their stores more effectively and provide an effortless and personalised shopping experience to their customers. Even though many of them have already developed some sort of shopping apps, retailers are now looking at new ways to take advantage of mobile technology.

How new technology is changing the face of shopping

Cashierless stores will take automated checkout to a whole new level. They use cameras, computer vision technology and smart shelf sensors to track shoppers and their actions so that they don’t have to wait in the line to pay. Instead, they can be charged automatically once they leave the store.

Automated checkouts Many stores are already using self-checkout machines. However, although customers want a more convenient shopping experience with less human interaction, such machines are not always popular.

Robots can also serve as… shopping carts. It may not sound like a life-changing technology, but a cart that follows a client instead of being pushed and manoeuvred between the narrow aisles makes sense. It’s currently being tested in China, at 7Fresh, which is a chain of supermarkets from Alibaba’s competitor, JD.com. Alibaba’s Hema stores aim to converge online and offline shopping, and offer an entirely new experience - their stores also serve as distribution centres. Customers who are more accustomed to traditional shopping are encouraged to order online and get all the products delivered - even within 30 minutes. Hema is also famous for offering an in-store dining experience which is provided by robots that move ingredients from a shop to the restaurant and then serve the meals. Except for soups, which are served by humans, so it seems that robots still need to learn!

Improved shopping experience with IoT

The Eastern European convenience store chain Zabka is a great example of this. It has been working on an app which will encourage shoppers to purchase products based on the circumstances while they’re inside the store, and send them notifications about any Zabka stores in the vicinity - suggesting that they may be in need of shopping. Another brand that brings retail to a new level is Nike. Its flagship store in New York is mobilecentred and clients can check out and choose products to be delivered to the fitting room using an app, which is also a source of personalised discounts.

The rise of robots

IoT (the Internet of Things) is a developing new technology with the ability to transfer data over a network without requiring human-to-human or human-to-computer interaction. With IoT, in-store shopping can easily be enhanced - and there’s no need to go all the way and build a cashierless store in order to make that happen.

Automated checkout enhances more state-of-the-art technology. Computer vision can be followed by face recognition and thanks to that, customers won’t even need to scan their phones to pay for the products - faces can be matched with their digital wallets. Its popularity will also depends on both the technology itself (it’s not perfect yet) and customers’ concerns about privacy.

‘Beacons’ enable the sending of personalised messages and offers to smartphones within their reach, and can analyse the routes customers take in the stores in order to display products in a better, more efficient way. It’s only a matter of time before the majority of retailers implements IoT solutions, one way or another. In fact, a few popular store chains in the USA, including Macy’s, Urban Outfitters and Timberland, have already been experimenting with beacons, and it’s a trend which is likely to continue.

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040519DFL_148x210_FINAL.pdf

19/03/2019

10:44

CMY

FOOTBALL FINANCE L

iverpool may have finished second in the Premier League last season, but they still took home the biggest fortune from TV income and prize money in the competition. Each side already takes home an equal share of £79.4million*, while the rest is divided depending on the final league position and the number of televised matches. There is a minimum for TV income, set at £12.3million for hosting up to 10 games, with clubs earning an extra £1.1million on top of that for every other match televised. Prize money is awarded per league position, with each side earning £1.9million for every place they finish above bottom.

1. Liverpool

League position: 2nd TV income: £33.5million (29 games) Prize money: £36.1million Total: £149million

2. Manchester City

League position: 1st TV income: £30.1million (26 games) Prize money: £38million Total: £147.5million

3. Chelsea

League position: 3rd TV income: £29million (25 games) Prize money: £34.2million Total: £142.6million

4. Tottenham

League position: 4th TV income: £30.1million (26 games) Prize money: £32.3million Total: £141.8million

5. Manchester United

League position: 6th TV income: £31.2million (27 games) Prize money: £28.5million Total: £139.1million

6. Arsenal

League position: 5th TV income: £29million (25 games) Prize money: £30.4million Total: £138.8million

7. Everton

10. West Ham

8. Wolves

11. Newcastle United

9. Leicester City

12. Crystal Palace

League position: 8th TV income: £21.2million (18 games) Prize money: £24.7million Total: £125.3million League position: 7th TV income: £17.9million (15 games) Prize money: £26.6million Total: £123.9million League position: 9th TV income: £17.9million (15 games) Prize money: £22.8million Total: £120.1million

Football’s biggest earners 2018-19

League position: 10th TV income: £19million (16 games) Prize money: £20.9million Total: £119.3million League position: 13th TV income: £22.3million (19 games) Prize money: £15.2million Total: £116.9million League position: 12th TV income: £14.6million (12 games) Prize money: £17.1million Total: £111.1million

13. Watford

League position: 11th TV income: £12.3million (10 games) Prize money: £19million Total: £110.7million

14. Bournemouth

League position: 14th TV income: £12.3million (8 games) Prize money: £13.3million Total: £105million

15. Burnley

League position: 15th TV income: £13.5million (11 games) Prize money: £11.4million

16. Brighton

League position: 17th TV income: £15.7million (13 games) Prize money: £7.6million Total: £102.7million

17. Southampton

League position: 16th TV income: £12.3million (8 games) Prize money: £9.5million Equal share: £79.4million Total share: £101.2million

18. Cardiff City

League position: 18 TV income: £14.6million (12 games) Prize money: £5.7million Total: £99.6million

19. Fulham

League position: 19th TV income: £15.7million (13 games) Prize money: £3.8million Total: £98.8million

20. Huddersfield Town

League position: 20th TV Income: £12.3million (8 games) Prize money: £1.9million Total: £93.6million *All totals include £79.4million equal share

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I've just read that HMRC collected record inheritance tax payments of £4.9bn and what it actually means! in the 12 months to April 2017 which was a 4% increase on the previous year. I constantly hear has the words, “I don’t want to be In the last weeks I’veofattended number for of the That's anfew awful lot moneya which most part already been taxed conferences with Fund Managers, along the and waytalks (possibly several times) aas its been accumulated, either as burden on my children” but the reality is that former government decision and first place, more income tax if it's been income tax whenadvisers, it was and earned in the many will be, simply through lack of planning. policy makers for some of the largest providers saved, capital gains tax if the assetofrealised a profit and finally, inheritance financial services products the UK.leaves this mortal Many of coil! my clients fit into the “middle age is tax at 40% when the inowner These meetings have certainly been more

getting longer” category and almost without

some very simple things you can do to ensure exception to leave financial to your wealthwant passes to theapeople wholegacy matter the most to you. Forgrandchildren. example, I write a lotthen about their children and How do retirement planning, keeping not as much you balance the twoand objectives, being ofa your capital as you can, for as long as you can in leaving a is legacy? aburden, pensionbut"wrapper" incredibly tax efficient, so often when services I undertake cash flow modelling, The financial industry certainly has its I'll suggest drawing on other capital before outcome,these which figures quite frankly as individuals Reading though reminded we mecan of part to play, and will have to look at product do nothing aboutI had in any event, about the how I felt when to write outbut a cheque to pension capital. Many people don't realise that based solutions that aid pre-planning, rather impact of Revenue living longer, terms ago of financial the Inland manyin years on the gifts from surplus income don't eat into the nil rate if your incomeatisthe building up, than band, purelyso being reactionary point that stability, on the My labour force,had increasing death ofthemyimpact mother. father prediverting this to a savings or investment product deceased her by some years, birth she sadly older populations and16falling rates,passed along care is needed. Some inroads have been made, a child, can help reduce the final inheritance away beforesocial the care rule issues. change These allowing with adult are the big for in terms whole of lifewhilst insurance which only tax bill onofyour estate, building upnot capital transfer of a deceased spouses unused nil rate subjects, and unless I take up the whole of this to enable a child to perhaps put down a deposit provides legacy (if correctly set up) but can band, result,and a hefty IHT bill on you an estate magazine, probably bore rigid which in the on a property or pay off a student loan in years today wouldn't glimmer of hope allow for a claim should care be needed in the process, are not even what raise I wanta to write about here.in to come. the Revenue's eye's. What I want to talk about this month is what future. It's fair to say that one size definitely does not fit It's clear though, from the middle figures announced happens when extended age, moves by to The message though is clear, I can’t predict the all, and advice, in what can be a complex area is HMRC that many people are still falling foul of old age, but without the luxury of good health. my mind essential. If you as would like more Brexit outcome, I can’t advise to whether you this most unpalatable of taxes, and it's equally to AIG the insurer has commissioned research information on this, or any other areabeen of clear to me that with some sensible planning should be stock piling food (and yes I have whichdiscussion, says that whilst over who 65’s expect and those90% of ofyou may financial planning, please do give us a call on during one where of myme clients asked 840738 the question or 075959 28907 and to need somebekind of careHMRC in theone future, 89% 01948 inadvertently making of your annual financial planning meetings), but I can my team will be happy to help you. have beneficiaries, no planning in place provide for this. main may be to able to remove them, or at the very atleast considerably reducepeople their The helpvalue you make decisionswith which tick of angood investment St. help James's In this country the moment 1.3 million "inheritance" from you. the burden legacylinked dilemmas. Place will beand directly to the performance

I've not written about this subject for a long informative and useful anything hear time, mainly because untilthan this year, thereI have when I switch on the TV News or open been no changes to the inheritance tax nil ratea newspaper, band for somewhich years, is andwhy to beI’ve fair, pretty the factmuch that stopped doing both! the nil rate band is now transferable between spouses, means old adage of "use it or There has beenthat a the common theme to these lose it" is no longer a worry. presentations, and it’s not about the Brexit

look after 2 generations of the same family i.e.

Of course, someand of you reading thiswith may47% not young children infirm parents, mind theimpacts slightest if more of your estate sayinginthis seriously upon their mental passes revenue children, health to andthe 52% saying than their your physical healthoris grandchildren, and that is of course your choice. adversely impacted. If that's not your eventual aim though, there are

of the funds selected and may fall as well as rise. For more do give a call on You may information, get back please less than theus amount 01948 840738 to arrange an initial meeting invested. The levels and bases of taxation and 01244 561323 reliefs from taxation can change at any time and without obligation. is dependent on individual circumstances.

Carolyn Ling Financial Planning Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is Carolyn Ling Financial Planning St. James’s Place for Wealth plc (which is authorised and regulated the Financial Conduct authorised and regulated by Ltd therepresents Financial only Conduct Authority) the Management purpose of advising solely on the Group’s wealthbymanagement products Authority) for the purpose of of advising onout the on Group’s wealth management products and services, more details of which are set out on the Group’s more details whichsolely are set the Group’s website at www.sjp.co.uk/products. and services, website at www.sjp.co.uk/products.

Carolyn Carolyn Ling Ling Financial Financial Planning Planning Ltd Ltd 01244 871283 01948 561323 840738 //07469 075959 28907 01948 840738 075959 28907 alexander.smith@sjpp.co.uk carolyn.ling@sjpp.co.uk carolyn.ling@sjpp.co.uk www.sjpp.co.uk/carolynling www.sjpp.co.uk/carolynling www.sjpp.co.uk/carolynling

Quality is is never never an an accident…. accident…. Quality Based locally locally on on the the Shropshire/Cheshire Shropshire/Cheshire border, border, Based Based locally in Hawarden, we work closely where II have have lived lived for for most most of of my my life, life, II work work where with our clients and their families to fully closely with with my my clients clients and and their their families families to to fully fully closely understand their financial aspirations, hopes understand their financial aspirations, hopes and understand their financial aspirations, hopes and and concerns. concerns. concerns. Our businesshas hasquality qualityand andservice serviceatatatit’s itscore core Our business business has quality and service it’s core Our and we would like to invite readers to find out and II would would like like to to invite invite readers readers to to find find out out for for and for themselves our personal approach to themselves my my personal personal approach approach to to financial financial themselves financial planning. planning. planning.

It is is always always the the result result of of intelligent intelligent effort effort It WHAT MY MYCLIENTS CLIENTS SAY SAY WHAT “The level support, help help and and advice advice “The level support, “Alex hasofofprovided trustworthy Carolyn provides to me and my family Carolyn provides to me and my family and sound advice. He explains goes far beyond beyond what we have goes far what have everything in a clear andwe easily the past. Nothing is too experienced in experienced in the past. Nothing is too understood manner. muchtrouble troubleand andshe sheand andher herteam teamare are much I have complete trust in his always available. available. We We have have complete complete always advice and I would not hesitate trust in in her her advice advice and and have have no no trust in recommending Alex to hesitationin inrecommending recommendingher” her” hesitation

anyone.”

Fred& &Jill JillDimelow, Dimelow, Farmers Fred Farmers P. Reilly

Investment Planning Planning Investment Retirement Planning Planning Retirement Protection Protection Inheritance Tax Tax Planning Planning Inheritance Long Term Term Care Care Fees Fees Long Planning Planning

Carolyn Ling Financial Planning Ltd is an Appointed represents only St. Place Wealth Management Carolyn Ling Financial Planning Ltdrepresents is Representative an Appointed Representative of James’s and represents only James’s Carolyn Ling Financial Planning Ltd only ofSt.and James’s Place Wealth Management plcSt.(which is plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The titleson the for theand purpose of advising solely onterms the Group’s wealth management products and morewebsite details Group’s wealth management products andused services, more of which are set out onservices, the Group’s ‘Partner’ ‘Partner Practice’ are marketing to describe St. details James’s Place representatives. which are set out on the Group’s website at www.sjp.co.uk/products. atofwww.sjp.co.uk/products.

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IN THIS MONTH 1975: Ross McWhirter shot dead On 27 November at 6.45pm, McWhirter, who rose to prominence with his brother Norris as co-author of The Guinness Book of Records, was shot and killed by two IRA volunteers, Harry Duggan and Hugh Doherty. Both were members of what became known as the ‘Balcombe Street Gang’ the group for whose capture McWhirter had offered a £50,000 reward. McWhirter was shot at close range in the head and chest with a .357 Magnum revolver outside his home in Village Road, Bush Hill Park. Both brothers were regulars on the BBC show Record Breakers, and brother Norris continued to appear on the programme after Ross’s death.

1952: The Mousetrap opens Based on an Agatha Christie murder mystery, The Mousetrap had its world premiere at the Theatre Royal, Nottingham on 6 October 1952. Its pre-West End tour then took it to Oxford, Manchester, Liverpool, Newcastle, Leeds and Birmingham before it began its run in London on 25 November 1952 at the Ambassadors Theatre. It has been running continuously ever since. The longest running West End show, it has by far the longest initial run of any play in history, with its 25,000th performance taking place on 18 November 2012. The play has a twist ending, which the audience are traditionally asked not to reveal after leaving the theatre.

1957: First animal in orbit

1980: “Who shot J.R.?” On 21 November 1980, 350 million people around the world tuned in to television’s popular primetime drama “Dallas” to find out who shot J.R. Ewing, the character fans loved to hate. J.R. had been shot on the season-ending episode the previous March 21, which now stands as one of television’s most famous cliffhangers. The plot twist inspired widespread media coverage and left America wondering “Who shot J.R.?” for the next eight months. The November 21 episode solved the mystery, identifying Kristin Shepard, J.R.’s wife’s sister and his former mistress, as the culprit.

1990: Thatcher quits In November 1990, Margaret Thatcher failed to receive a majority in the Conservative Party’s annual vote for selection of a leader. She withdrew her nomination and John Major, the chancellor of the Exchequer since 1989, was chosen as Conservative leader. On November 22, she announced her resignation and six days later was succeeded by Major.

1990 1957

Thatcher’s three consecutive terms in office marked the longest continuous tenure of a British prime minister since 1827, although during her premiership she had the second-lowest average approval rating (40%) of any post-war Prime Minister.

1991: Freddie Mercury dead

On 3 November 1957, the secondever orbiting spacecraft carried the first animal into orbit, the dog Laika, launched aboard the Soviet Sputnik 2 spacecraft (nicknamed ‘Muttnik’ in the West).

On the evening of 24 November 1991, Freddie Mercury, lead singer with the rock band Queen, died at the age of 45 at his home in Kensington.The cause of death was bronchial pneumonia resulting from AIDS.

Laika died during the flight, as was intended because the technology to return from orbit had not yet been developed. At least 10 other dogs were launched into orbit and numerous others on sub-orbital flights before the historic date of 12 April 1961, when Yuri Gagarin became the first human in space.

He’d issued a statement the previous day in which he finally confirmed he’d been suffering from the disease.

1980

The global media hype over the series was unprecedented, and T-shirts printed with such references as “Who Shot J.R.?” and “I Shot J.R.” became common over the previous summer.

Sales of Queen albums rose dramatically in 1992, the year following his death. In 1992, one American critic noted, “What cynics call the ‘dead star’ factor had come into play - Queen are in the middle of a major resurgence.

1991

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