Inside Flintshire 2 Magazine October 2020 Issue. by Inside Magazines

FIintshire 2 Inside

Magazine

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Welcome....

A warm welcome to our October issue. Lots more businesses added this month and even more money off vouchers from some of our favorite restaurants in Flintshire. Please take the time to have a look through and support our local businesses whenever possible.

We continue we are usual editorials such as must see series on Netflix, our pet section, motoring, gardening and gadget reviews and our popular restaurant review is back with our visit to The Swan Inn Kinnerton, see pages 18-19 for the full review.

So what do we have in this month’s issue?With travel restrictions still imposed on most european destinations, many of which we would be heading off to for a skiing winter holiday, we decided to look a bit closer to home and find out which are the best ski resorts in Scotland, please see pages 6-7.

Please keep supporting our advertiser’s within through these difficult times. If you do use one of the businesses please tell them you saw them in our Flintshire magazines. £25 Cash Winner - W Wilder- Lock & Key Slade Tickets - P Dennis - 23 Book Winner - B Holleran - 1905 Reg, Editor Inside Flintshire Magazines

CONTENTS........ 6-7

Ski Resorts in Scotland

Recipe

Edition 63 October 2020 Issue. The five BEST ski resorts in Scotland

3 Often quiet even when nearby Cairngorm is crowded 8 Low altitude can mean poor snow quality Closest airports Inverness Airport - 50 mi (1 hour drive) Aberdeen Intl. Airport - 50 mi (1 hour drive) Lecht may be one of the smallest Scottish ski areas but it’s a popular choice for families, mainly due to its low lift ticket prices. Additionally, this family-orientated resort has focused its attention on developing the country’s best beginner facilities, with a row of sheltered magic carpets and drag lifts right next to the restaurant and Day Lodge. If you want to avoid crowds, Lecht is definitely a better pick over Cairngorm Mountain.

For more information about these resorts, plus details of the packages available, visit:

snowpak.co.uk

ASTLES, whisky and Nessie; Outlander, kilts and bagpipes Scotland is one of the world’s most popular tourist destinations for a variety of reasons.

14-15 Plas Teg - Haunted House

But skiing? You might be surprised to learn that the Scottish Highlands are home to no fewer than five ski areas, each unique in character.

1. GLENCOE MOUNTAIN

The oldest ski centre in Scotland (pic above) - it may be small but it’s perfectly formed.

Highlights 3 Amazing views from the summit. 3 Consistent snow and the best natural

terrain in Scotland. 3 Varied, interesting slopes cater equally well to beginners and experts. 8 Small car park can get full during weekends.

Closest airports

18-19 Food Review

3. NEVIS RANGE

Scotland’s newest ski area, boasting legendary terrain and offering fabulous views.

Highlights 3 Expert off-piste terrain is what sets this resort apart. 3 Spectacular “high mountain” views from the summit. 3 Notable lack of queues on all but the busiest days. 8 Beginner slopes are low and can suffer from poor snow. Closest airports Inverness Airport - 71 mi (2 hour drive) Glasgow Airport - 105 mi (2.5 hour drive) Nevis Range only opened in 1989, at the top of Scotland’s only mountain gondola. From the top, there are sensational views of Ben Nevis and Loch Eil. For experts, but the back of the mountain is where it gets really interesting: the yellow itineraries marked on the trail map are epic, ungroomed runs.

Glasgow Airport - 72 mi (1.5 hour drive). Glencoe - also known as White Corries - is the oldest ski area in Britain. The upper third of the mountain is basically a freeride playground with natural half-pipes and jump features. The steepest runs are never groomed and include Scotland’s gnarliest black: the Flypaper, with gentle beginner slopes covering the plateau below.

2. GLENSHEE SKI CENTRE Scotland’s largest ski area, spread over three valleys with an ever-improving lift system.

Highlights 3 Great beginner-friendly slopes for families. 3 Excellent intermediate cruising runs. 3 Lift system generally copes well with

crowds. 8 Close to Edinburgh and the Central Belt can mean weekend queues.

Closest airports Edinburgh Airport - 82 mi (2 hour drive). Glenshee is Scotland’s biggest ski area, boasting runs spread across three valleys with the most interesting skiing at either end. Stand at the top of Glas Maol and it feels like you’re on the edge of a vast wilderness. In the middle, there’s a decent amount of easier ski terrain, though not much for absolute beginners.

4. CAIRNGORM MOUNTAIN

Historically Scotland’s most popular ski resort (pic above), with snowsure top bowls.

Highlights 3 Most reliable snow in Scotland. 3 Plenty of activities to do in the area on bad weather days.

3 Decent tough terrain in the underused Ciste sector. 8 Long queues during Christmas and school holidays. Closest airports Inverness Airport - 49 mi (1 hour drive) Cairngorm splits into two parts, with exposed but snowsure beginner bowls at the top. The right side serves mostly intermediate terrain whereas over to the left, you’ll find the steeper Ciste sector for advanced skiers. Cairngorm Mountain is also not far from Speyside where you can sample a dram of whisky, and just 10 minutes away from Britain’s only free-ranging reindeer herd.

5. LECHT 2090

The best beginner slopes and learning facilities in Scotland.

Highlights 3 Family-friendly resort for kids and beginners. 3 A reasonable selection of trails for all abilities.

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22-23 Must See Netflix 46-47 Motoring Review 52

More Gadgets

Gardening + Lots More

ARTWORK DEADLINE DATE 18TH OCTOBER Enterprise House, Aber Road, Flint CH6 5TG Telephone: 01352 870 760 Email: reg@insideflintshiremagazine.co.uk Published by Inside Magazines. 4

Interior

The biggest difference here between the regular F-Pace and this range-topping SVR model is the sports seats in the front. They hold you in place really well around corners and yet, crucially, remain comfortable on longer journeys. The F-Pace is relatively easy to see out of and standard parking aids include front and rear sensors, along with a 360deg bird’s eye view camera that’s displayed on the central 10in touchscreen. Interior quality is more impressive than in the Alfa Stelvio and there aresoft-touch plastics and leather and vinyl coverings on all the surfaces you touch regularly.

Passenger & boot space

Jaguar F-Pace SVR If you aren’t familiar with the SVR badge, it’s used to denote Jaguar and Land Rover models that have been breathed on by the company’s ‘special vehicle operations’ department. A bit like AMG does for Mercedes.

To mark it out from lesser versions of the F-Pace, the SVR has more aggressive looking front and rear bumpers with larger air intakes, along with extra vents on the bonnet and in the wings. Jaguar claims that none of it’s for show: it’s all to help that mighty V8 engine breathe properly or, in the case of the wing vents, to help cool the huge brakes tasked with stopping this two-tonne SUV.

Performance & drive With 542bhp, this BMW X3-sized SUV can hit 62mph from a standstill in just 4.3 seconds - only slightly longer than it takes the Alfa Romeo Stelvio Quadrifoglio and Mercedes GLC 63 AMG to do the same sprint. But it’s the glorious V8 bellow the SVR makes when doing so that’s more intoxicating, especially when you switch the sports exhaust to its loudest setting. It doesn’t even abate when you lift off the accelerator pedal, because you get angry pops and crackles from the exhausts.

The SVR may be faster, louder and more agile than any other F-Pace you can buy, but, fortunately, it’s just as practical. You’re unlikely to have any issues with space in the front, even if you’re really tall. Even on versions with a panoramic glass roof, there’s plenty of head room to accommodate those well over six feet tall. Some of Jaguar’s saloons, particularly the XE, are a little cramped inside, but the F-Pace is easily big enough for most families. It’s certainly roomier in the back than a Porsche Macan because a couple of six-footers won’t just fit, they’ll have head and leg room

to spare. Fold down the rear seats and you’re left with a virtually flat extended load bay to slide in longer loads. A powered tailgate is standard across the range, while a ‘gesture’ tailgate (you wave your foot under the rear bumper and the boot opens automatically) is on the options list.

Safety Euro NCAP has crash tested the Jaguar F-Pace, where it scored a maximum five stars. Automatic emergency braking is on hand to help you avoid a shunt, as is a lanedeparture warning system. On the options list you’ll find blind-spot monitoring and reverse traffic detection. The latter alerts you about moving vehicles when backing out of a parking space or your driveway.

Costs If you’re a company car driver, the only Jaguar F-Pace really worth considering is the entry-level 2.0-litre diesel. If you want the lowest possible tax bills then go for the cheapest rear-wheel-drive version equipped with a manual gearbox. The V6 models have obvious appeal, but are available only in range-topping S trim, so are very pricey. You could buy a much larger SUV, such as an Audi Q7 or Volvo XC90, for less money, although neither of those rivals is as fast or as sharp to drive as the F-Pace.

There’s plenty of road noise - as with the GLC 63 AMG and Porsche Macan. If you want something more hushed, we’d recommend looking at a luxury SUV rather than one this sporty.

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The five BEST ski resorts in Scotland

ASTLES, whisky and Nessie; Outlander, kilts and bagpipes Scotland is one of the world’s most popular tourist destinations for a variety of reasons. But skiing? You might be surprised to learn that the Scottish Highlands are home to no fewer than five ski areas, each unique in character.

1. GLENCOE MOUNTAIN 2. GLENSHEE SKI The oldest ski centre in Scotland (pic above) CENTRE - it may be small but it’s perfectly formed. Highlights 3 Amazing views from the summit. 3 Consistent snow and the best natural terrain in Scotland. 3 Varied, interesting slopes cater equally well to beginners and experts. 8 Small car park can get full during weekends.

Closest airports Glasgow Airport - 72 mi (1.5 hour drive). Glencoe - also known as White Corries - is the oldest ski area in Britain. The upper third of the mountain is basically a freeride playground with natural half-pipes and jump features. The steepest runs are never groomed and include Scotland’s gnarliest black: the Flypaper, with gentle beginner slopes covering the plateau below.

Scotland’s largest ski area, spread over three valleys with an ever-improving lift system.

Highlights 3 Great beginner-friendly slopes for families. 3 Excellent intermediate cruising runs. 3 Lift system generally copes well with crowds. 8 Close to Edinburgh and the Central Belt can mean weekend queues.

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3. NEVIS RANGE Scotland’s newest ski area, boasting legendary terrain and offering fabulous views.

For more information about these resorts, plus details of the packages available, visit:

snowpak.co.uk

4. CAIRNGORM MOUNTAIN Historically Scotland’s most popular ski resort (pic above), with snowsure top bowls.

Highlights 3 Most reliable snow in Scotland. 3 Plenty of activities to do in the area on bad weather days.

5. LECHT 2090 The best beginner slopes and learning facilities in Scotland.

Highlights 3 Family-friendly resort for kids and beginners. 3 A reasonable selection of trails for all abilities. To advertise text ADVERT to: 01352 870 760

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Slow-cooked pork, cider & sage hotpot

Warm up as the cold nights set in with this glorious hotpot, with slow-cooked pork cooked in cider and sage. It’s topped with a crispy layer of potatoes.

Ingredients

3 Pour in the cider, a little at a time, stirring to pick up any bits stuck to the bottom of the pan and to combine everything. Add the stock, bay leaves and seared pork, then simmer, half-covered with a lid for 1-1½ hrs until the meat is just tender (it will later cook to the point of falling apart in the oven).

l 4 tbsp olive oil, plus a little extra l 1kg diced pork shoulder l 20g butter, cubed, plus a little extra l 4 leeks, trimmed and thickly sliced l 4 garlic cloves, crushed l 3 tbsp plain flour l 500ml dry cider l 400ml chicken stock l 2 bay leaves l ½ small bunch parsley, finely chopped l Small bunch sage, leaves picked, 5 left whole, the rest chopped l 200ml single cream l 400g Maris Piper or King Edward potatoes l 400g sweet potatoes

4 Heat the oven to 200C/180C fan/gas 6. Simmer uncovered for a few minutes to reduce the sauce, if you need to – it shouldn’t be too liquid or the potatoes will sink into the sauce. Stir in the parsley, chopped sage, remaining leeks, and the cream, then season well.

Step by step

1 Heat half of the oil in a deep ovenproof frying pan, or flameproof casserole dish, and fry the pork pieces over a medium high heat in batches until seared all over, then transfer to a plate. Add another 1 tbsp oil to the pan, if you need to, while you’re cooking the batches. Once all the pork is seared, transfer to a plate and set aside. 2 Add another 1 tbsp oil to the pan with a little butter and fry half the leeks with a pinch of salt for 10 mins until tender. Add the garlic, fry for a minute, then stir in the flour.

Prep: 40 min

Cook: 3 hrs

5 Peel both types of potatoes and cut into slices 2mm thick, by hand or using a mandoline. Alternate layers of potato and sweet potato in circles over the pie, or randomly, if you prefer. Dot the cubed butter over the top and bake for 1-1½ hrs until the potato is tender. Nestle in the whole sage leaves, brushed in a little oil, for the last 10 mins. Leave to rest for 10 mins before serving. ly.

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s o tatoe the p ur po all of Slice o y e y’re e sur Mak ed so the reate an c c li s o t e ar ize ing. ilar s a sim ven topp e

Serves: 6

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Plas Teg, Flintshire, North Wales’ Most Haunted House Plas Teg is a Jacobean country house located in Flintshire, between the towns of Mold and Wrexham. One of the most haunted houses in Wales, this mansion was built in 1610 by Welsh politician Sir John Trevor I (1563 – 1630), for his family and him to live in. It served as a home for the Trevor family until the death of Sir Trevor’s wife, Lady Margaret Trevor, and the outbreak of the English Civil War,

which saw the family leave the home and move to one of their many other properties. The property was tenanted out during this time.

little help from the Historic Buildings Council, he partially restored the building. He leased out the house until 1977, when it was Mr and Mrs William Llewelyn that purchased it.

The Trevor’s resided here again until Mr and Mrs Llewelyn only used the 1930, when it was sold to the War ground floor of the house, resulting Office and used as housing for in the rest of the house becoming soldiers during the Second World little more than a ruin. However, War. It was during this time that fortunes soon picked up for plas plas teg hall slipped into a period of teg, when Cornelia Bay bought the decay up until the 1950’s, when it house for £75,000 in 1986. With was put forward for demolition. If it help from the CADW (Historic wasn’t for a public outcry it would Environment division of the Welsh have gone ahead. Instead, a Government) in the form of descendant of the Trevor family, £199,000 and another £211,000 Patrick Trevor-Roper, came forward answers on p56 from Cornelia’s own pocket, plas and took over the property. With a

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teg underwent a £400,000 renovation project. Just 10 months after buying the house in 1986, Cornelia opened Plas Teg house to the public, and it still is to this day. Plas Teg featured in Channel 4’s Country House Rescue in 2011.

Plas Teg Ghosts Plas Teg House is reportedly one of the most haunted buildings in all of Wales. There is said to be no fewer than 15 ghosts lurking in its rooms and hallways. As well as serving as a residence for over 400 years, it’s also believed to have been used as a local court, where people were often tried and hung. It was also said to have been used as a sanatorium, although no records have been found to support this. With such a varied history stretching back so far, the fact that there are a number of ghost stories at Plas Teg is of little surprise.

Plas Teg Ghost Stories It is said the ghost of Sir John Trevor I’s daughter, Dorothy haunts the A541 that runs past Plas Teg. The story goes, she fell in love with a local farmer’s son named Iorwerth. Her father knew of her feelings for Iorwerth and disapproved, forbidding her from seeing him. Determined to follow her heart, she planned to elope with him,

taking her jewels with her that she had previously buried near the well in anticipation for when the night came to run away. When the night came, Dorothy ran out to the well to retrieve her jewellery box, but due to the darkness she slipped and fell down the well to her death. It is believed that it is her ghost that people have been seeing for years on the A541. Could she be running to meet her love Iorwerth? Is she the woman in white? Her body was discovered 2 months later, however, her jewels were missing. Iorwerth was so distraught at her death and feared being accused of her murder, he hung himself. His ghost is also believed to haunt the grounds, looking for his beloved Dorothy. On one occasion during the late 1800’s early 1900’s, a gardener is reported to have felt hands grabbing his shoulder trying to pull him down the well. He struggled free and looked down at the dark water beneath and saw nothing. Throughout the house, the sound of loud wailing is often heard. Could this be the ghost of John Trevor V who died sometime in the mid 18th Century? He apparently discovered his wife’s affair, and her death came shortly after, believed to be by the hands of John. Drunk and guilt ridden, he drove his carriage at high speed through

the grounds of Plas Teg, hitting a tree and severely injuring himself. Due to the injuries he sustained, he died a slow and agonising death. A young 16 year old named Elizabeth Trevor-Roper also died aged 16 at Plas Teg in 1815. Reportedly, two men had fallen for her but she only loved one of them. The one who she refused, in a fit of jealous rage, killed the man she loved, then chased Elizabeth all the way back to the house. Terrified he might kill her next, there was a struggle, and Elizabeth either slipped or was pushed down the well, and ultimately drowned. Is it their ghosts that are reportedly seen running through the corridor? A woman in white clutching jewels pursued by a man with a bloody wound to his shoulder…

Other Reports Throughout the house people have reported being touched/prodded, and even pushed by an unseen entity. Another common occurrence is the sudden emotional changes in different areas of the house. People are often overcome with anger, sadness, despair, and happiness. The sounds of giggling, sobbing, knocking, whispering, talking, and footsteps are also regular occurrences throughout.

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e were excited to review the Swan in Higher Kinnerton as it not only had new owners but also a new chef. The Swan prides itself on being a traditional county pub within heart of the local community and is even offering a free taxi service to get customers to the pub and back home again! We were shown to our table by the waitress who swiftly took our bar order and presented us with our drinks whilst we viewed the menu. We were extremely impressed with the extensive variety of dishes on the menu and quickly decided on our starter and main dish. The waitress was extremely polite, chatty and attentive particularly ensuring our drinks were full which is always a good sign! For starter Reg choose Conﬁt Chicken wings these were marinated in a lime. Ginger and harissa sauce these were garnished with watercress

and a finished with chilli reduction. the speed he polished them off I think he certainly enjoyed them! I had gone for Fleuelle de bric duck Purse which if I am honest I really did not have a clue what to expect but I was intrigued and looking forward to a surprise. On arrival the presentation was exceptional the duck had a Chinese flavour and it was encased in crispy filo pastry it was served with toasted pine nuts and was drizzled with a balsamic vinegar reduction. I certainly was not disappointed it was one of the nicest starters I have ever tasted especially if you like Chinese crispy duck.

For main course Reg chose the slow roasted Pietrain belly pork this particular breed has a signiﬁcant percentage of lean meat to fat compared to other pig breeds.The pork was succulent and melted in your mouth , it also had the crispiest piece of crackling perched on top. It was served with Eadam beans and silverskin onion ragu, roasted crushed new potatoes, apple and vanilla coulis, black pudding bon bons and a honey and mustard gravy. All Reg could say was “wow” the mixture of different ﬂavours was impressive and all worked impeccably together he was particularly impressed with the black pudding bon bons which were so tasty! The choice of main course was easy as Lamb is one of

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Oh my god goodness this is the most amazing rice pudding we have ever tasted! Needless to say we cleared the plate it was divine!

my favourites, therefore I plumped for Welsh best end Lamb Loin Chops. Two huge Lamb Chops were served on a bed of crushed buttery new potatoes, with super sweet chantenay carrots and purple sprouting broccoli on the side. Another tasty addition was Pea and mint risotto bon bons which like the black pudding bon bons were absolutely delicious. Also to add to the excellent presentation of the meal was a generous drizzle of pea and mint

puree, not only did the vibrant colour add interest to the presentation of the dish but the mint added a beautiful aroma too. I really enjoyed the Lamb chops and loved all the different flavours that accompanied them the chef really did have a fine eye for detail of which flavours married well together. The food had been amazing so far, so we could not resist trying a dessert, I suggested that we share one, so we went for White Chocolate Risotto served with berry compote and homemade biscuits. On arrival we were a bit like oh rice pudding , but when tasting it we were like

All in all we really could not fault anything about the Swan ,the service and welcome we received was amazing but most of all the food really was top notch so complements to the chef you really must try this place you will not be disappointed!

The Bill Chicken wings ........................£6.50 Fleuille de bric duck purse £6.50 Slow Roasted Pietrain belly pork..................................£16.95 Welsh Best End Lamb Loin Chops ..............................£16.95 White chocolate Risotto ..£5.25 Total............................................£52.15

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October highlights The Haunting of Hill House

1 season Starring: Michiel Huisman, Carla Gugino, Timothy Hutton Creator: Mike Flanagan In the summer of 1992, Hugh and Olivia Crain and their children move into Hill House to renovate it in order to sell it and build their own house However, due to unexpected repairs, they have to stay longer, and begin to experience increasing paranormal phenomena, resulting in a tragic loss and the family fleeing from the house. Twenty-six years later, the Crain siblings and their estranged father reunite after tragedy strikes again, forcing them to confront how their time in Hill House has affected each of them.

Cobra Kai

2 seasons Starring: Ralph Macchio, William Zabka, Xolo MaridueĂąa Creators: Josh Heald, Jon Hurwitz, Hayden Schlossberg Thirty years after their final confrontation in the original Karate Kid movie, Johnny Lawrence is at rock bottom. However, when he rescues a troubled kid, Miguel, from bullies, he is inspired to restart the notorious Cobra Kai dojo. However, Johnny soon finds himself restarting his old rivalry with Daniel LaRousso, a successful businessman who may be happily married, but is missing an essential balance in life since the death of his mentor, Mr. Miyagi.

Rectify

4 seasons Starring: Aden Young, Abigail Spencer, J. Smith-Cameron Creator: Ray McKinnon A convict who spent 19 years on death row is released and must reindoctrinate himself into society and reacquaint himself with his family in a small Georgia town. His efforts to make a new life wonâ&#x20AC;&#x2122;t be easy, as the politician who was instrumental in putting him behind bars makes it his business to see that he gets sent back to jail. Rectify is a vital and compelling drama, poignantly driven by a story that envelops its characters in complexity, humanity and a bittersweet beauty. 22

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ou might have recently welcomed a new kitten into your home, or you’re thinking about expanding your family by four legs, or maybe you’ve got some unanswered questions from when your feline friend was smaller. Whatever the case may be, we want to answer your top kitty-related queries and searches. MY KITTEN KEEPS SNEEZING A sneeze here or there is usually nothing to worry about, as their noses tickle randomly just like ours do, too. If your kitten’s sneezes

are more than just occasionally it might be a sign of a cold or virus and a visit to the vet will be needed for proper diagnosis and treatment. MY KITTEN HAS DIARRHOEA A kitten can develop runny stools from a change of diet or environment. Once you notice this change in your cat’s bowel movements, you need to start monitoring their stools to make sure the diarrhoea is not an indication of something more chronic. If it doesn’t seem to be going away, make sure to visit your vet.

MY KITTEN KEEPS MEOWING Your kitten meows to communicate with you, just like they did with their mother. This might be to let you know they’re hungry, cold, that they want a little attention or even as a greeting. You’ll learn to

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averaging at least 15 hours. A sleeping kitten is completely normal, but make sure that they’re interested in playing and other activities when they’re awake as lethargy could be a sign that something is wrong.

recognise your cat’s vocalisation and what they mean as they grow. MY KITTEN WON’T EAT There are lots of different reasons as to why a kitten might turn their nose up at their food, with most being down to fussiness. A bowl’s location, size and cleanliness can make a big difference to a cat’s appetite. If you’ve changed your kitten’s food, this should be something that’s done slowly and gradually over a week or two so that your cat gets used to the change. If the behaviour persists, it could be down to stress, illness or a toothache so don’t hesitate to speak to your vet if your kitten’s not eating. MY KITTEN WON’T DRINK WATER The amount of water a cat needs depends on the environment and the kind of food they eat. So, you might think your cat isn’t getting enough liquid to stay hydrated when, in fact, they’re drinking the right amount to match their lifestyle. Always provide your cat with around-the-clock access to clean drinking water and learn the signs of dehydration so that you can make sure your kitten receives the right care when they need it.

WHY DOES MY KITTEN STARE AT ME? MY KITTEN KEEPS BITING ME Your kitten will try and bite or nibble you when you’re playing because it’s part of their natural hunting instinct, they’re simply practising for the day they will need to hunt for their prey. To stop them from thinking that toes and ﬁngers are ﬁne to chew, you should invest in some kitten toys for them to play and practice with.

When your kitten stares at you, it’s important to read their entire body to try and ﬁgure out what’s behind their gaze. It can be a simple search for attention, a fearful look as you’ve spooked them, a warning that they’re not too happy or a friendly gesture of happiness. WHY DOES MY KITTEN LICK ME?

MY KITTEN HAS FLEAS If you spot ﬂeas on your kitten, it’s recommended that you treat your kitten with a suitable treatment. Your vet will be able to advise on a product based on their age, size and species. You’ll also need to treat your home with kitten-friendly pesticides that will get rid of any ﬂeas and eggs hiding in the nooks and crannies of your rooms. MY KITTEN SLEEPS ALL DAY As kittens, cats will sleep for most of the day, the same as the young of other species. Cats will get as much as 20 hours sleep a day, with most

Often, kittens will lick as a sign of affection, something that is learnt from their parents. We know that being licked by a cat is not the most pleasant experience thanks to the backwardsfacing hooks that cover their tongue, but you’ve got to admit it’s still kind of cute, right?

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This is a difficult topic to write about, but I really feel I must. According to the Twas the night before Christmas and all through the house Association of British Insurers, (Association of British Insurers “Insurers pay £90 I've just read that HMRC collected recordnotinheritance nothing was stirring, even a mousetax payments of £4.9bn million to help families cope with Coronavirus deaths”, August 2020) life insurers in the 12 months to April 2017 a 4%would increase fingers werewhich crossed was that Brexit vanish on the previous year. alone paid out £90 million in claims between 1st March and 31st May 2020 to help That's an awful lot and of money forwould the most has already been taxed electoral which campaigns forever part be banished families with (possibly Covid-19 deaths. along cope the way several times) as its been accumulated, either as Theearned children in were snuggled all cosymore in bedincome tax if it's been income tax when it was the first place, Almost certainly partgains of this sum would haverealised recently learned a couple who were dreaming ofasset Santa and IRudolph, nose redandabout saved, capital tax if the a profit finally, inheritance been used to pay off outstanding mortgages and having to draw large amounts from their penGrand parentsleaves were wishing for retirement tax at 40% when the owner this mortal coil!quite soon

I really would like to think thatand anyone reading siona plans parents were singing similarmuch tune earlier than they had planned, very an simple thingsresulted you canindoa to ensurespiI've nothas written about this for a long this, who a mortgage, will subject have sufficient life some because accident serious time,inmainly until this year, there have your wealth passes to the people who matter cover place because to pay this off should the worst nal injury and effectively ended the ability to But the world seems quite mad at this moment in time been noIncidentally, changes to the inheritance tax nil rate the most to you.not For just example, I write a lotwho abouthad happen. if you haven’t, or are not earn a living, for the person and plans to stop working a mountain to climb band for some befar fair,too theimportant fact that retirement planning, and keeping assuddenly much ofbesure please give years, me a and call,toit’s the injury, but for the spouse who How to fill between stockings foryour children who sleep the off. nil rate band is now transferable capital astime you carer can, for as long as you can in to put came a fullquite and plans for tomorrow need pockets deep overnight.

spouses, means that the old adage of "use it or lose it" is no longer a worry.

a pension "wrapper" is incredibly tax efficient, so often when I undertake cash flow modelling, Putting the mortgage aside for whatof theIfelves you and think Butone backminute, in the land theyou snowcan’t afford to protect your I'll suggest drawing on other capital before Reading these figures though reminded me of do you think will have happened those and people income orincover a large debt in the event of throughtowishes dreams, someone theMany know pension capital. people don't realise that I feltcontracted when I hadCovid-19, to to write a guide cheque to whohow have and although death or serious illness, I’m writing this article helpout and through the fear and the doubt gifts from surplus income don't eat into the nil the Inland yearsto ago onhave the thankfully haveRevenue not lost many their lives it, and to highlight that you absolutely can’t afford not financial advice with some serioussoclout rate band, if your income is building up, death of my mother. Myconsiderable father had prebeen unable to work for some time to. diverting this to a savings or investment product deceased her by some 16 years, she sadly passed whilst they recover? There may not be reindeers, white beards a sleigh a child, canorhelp reduce the final inheritance away before the rule change allowing the for I could give dozens of examples here, disprovbut something more useful, to help on your way tax bill on your estate, whilst building up capital transfer of a deceased spouses unused nil rate When considering life, critical illness or income ing the old adage of “it will never happen to on a future less scary a plan all amapped enable child toout perhaps put down a deposit to band, result, a hefty IHT bill an estate whichand to protection, not all protection is considered equal, me” indeed a colleague of mineloan sadly lost her on a property or pay off a student in years shouldersofmuch you’re happy to shout today wouldn't even raiseand a glimmer hopelighter, in and what’s right for you, as with all aspects of tolife to Covid 19 at the age of 58 earlier this come. the Revenue's eye's. financial planning, will very much depend upon year. I don’t doubt that like the rest of us she So to all of our clients, and those yet to be It's fair say that one size definitely does not fit It'sown clear personal though, from the figures announced by and your circumstances. is team, true felt thetosame. from all ofItmy ofand course alsoinme all, advice, what can be a complex area is HMRCthat thatwhilst many most peopleofare still falling foul of though us, hopefully, we wish you gladhave tidings and much festive cheer If you would like more to my mind essential. this most unpalatable of taxes, and it's equally the mortgage covered in the event of death, it’s So please, if you do one thing as we look to with an invite to call us in the new on yearthis, or any other area of clear me thatforwith someillness, sensible planning often nottocovered serious disability or information more restrictions being imposed upon our daifinancial planning, please do give us a call on and discussion, you who may long-term sickness. those ofHang ly dress lives,up pick up the phone, in the same way up the stockings and the tree 840738 or 075959 28907 where me and inadvertently be making HMRC one of your 01948 as you would to ring your GP to check on eat the mince pies, the andwill turkey mypud team be happy to help you. main beneficiaries, may be able to remove them, If we take this a step further, the mortgage, your physical well-being, and arrange for a full as I finish my rhyme drift out of sight or at the very least considerably reduce their andcheck value anfinancial investment with St. James's whilst often being our biggest financial com- The on of your well-being. to all a good night "inheritance" from you. Happy Christmas to all, and Place will be directly linked to the performance mitment, is far from the only bill which needs Of paid course, some of youBeing reading this may not to be each month. unable to work in theofslightest more of yourreduced estate for mind any length time withifconsiderably passes orto indeed the revenue than your or income, no income, canchildren, and does grandchildren, and thathardship is of course your choice. cause serious financial to families.

”

ofMe theand fundsmy selected fall ashappy well astorise. team and are may always help, You may get back less than the without obligation, so do call us amount on 01244 invested. levels and bases 561323 The to put back a little bitofoftaxation certaintyand in an reliefs from taxation can change increasingly uncertain world. at any time and is dependent on individual circumstances.

Merry Christmas from Carolyn Ling Financial Planning

If that's not your eventual aim though, there are

Carolyn LingLing Financial Planning Ltd represents only St. James’sRepresentative Place Wealth Management plc (whichonly is authorised andPlace regulated by theManagement Financial Conduct Carolyn Financial Planning Ltd is an Appointed of and represents St. James’s Wealth Authority) for the purpose of advising solely onbythe wealth management products andpurpose services,ofmore detailssolely of which out onwealth the Group’s plc (which is authorised and regulated theGroup’s Financial Conduct Authority) for the advising on are the set group’s website at www.sjp.co.uk/products. management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Carolyn Ling Ling Carolyn Financial Planning Planning Ltd Ltd Financial 01948 840738 // 07469 075959 28907 01244 01948 561323 840738 075959871283 28907 carolyn.ling@sjpp.co.uk

alexander.smith@sjpp.co.uk carolyn.ling@sjpp.co.uk www.sjpp.co.uk/carolynling www.sjpp.co.uk/carolynling www.sjpp.co.uk/carolynling

Quality is never an accident…. Quality is never an accident…. Based locally on the Shropshire/Cheshire border, Based locally on the Shropshire/Cheshire border, where have lived for most ofwemy life,closely I work Based Ilocally in Hawarden, work where I have lived for most of my life, I work with ourwith clients and their to fullyto fully closely my clients andfamilies their families closely with my clients and their families to fully understandtheir theirfinancial financialaspirations, aspirations,hopes hopesand understand understand their financial aspirations, hopes and and concerns. concerns. concerns. Our business has quality and service atatit’s core Ourbusiness businesshas hasquality qualityand andservice serviceat itscore core Our it’s and would likelike to invite readers to find out out for and Iwe would to invite readers to find and I would like to invite readers to find out for themselves my personal approach to financial for themselves our personal approach to themselves my personal approach to financial planning. financial planning. planning.

It is always the result of intelligent effort It is always the result of intelligent effort WHAT MY CLIENTS SAY WHAT MY CLIENTS SAY

“The level of support, help and advice “The level ofprovided support, help and advice “Alex has Carolyn provides to metrustworthy and my family Carolyn provides to me and my family and sound advice. He goes far beyond whatexplains we have goes far beyond what we have everything in a clear and easily experienced in the past. Nothing is too experienced inmanner. the past. Nothing is too understood much trouble and she and her team are much trouble and she and her team are We have always available. trust I have complete in hiscomplete always available. We have complete trust in and herI would advice not andhesitate have no advice trust in her advice and have no hesitation in recommending in recommending Alex toher” hesitation in recommending her”

anyone.”Fred & Jill Dimelow, Farmers Fred & Jill Dimelow, Farmers P. Reilly

Investment Planning Investment Planning Retirement Planning Retirement Planning Protection Protection Inheritance Tax Planning Inheritance Tax Planning Long Term Care Fees Long Term Care Fees Planning Planning

Carolyn Ling Financial Planning Ltd is an Appointed Representative of and represents only St. James’s CarolynWealth Ling Financial Planning Ltdplc is an(which Appointed of and represents only St. James’s PlaceConduct Wealth Management Carolyn Ling Financial Planning Ltd represents only and St. James’s Place Management plcAuthority) (which is Place Management is Representative authorised regulated by Wealth the Financial plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the for the purpose of advising solely on the Group’s wealth management products and services, more details management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The titles Group’s wealth productsterms andused services, moreSt.details which are set out on the Group’s website of whichand are setmanagement out on the website attowww.sjp.co.uk/products. ‘Partner’ ‘Partner Practice’ areGroup’s marketing describe James’sofPlace representatives. at www.sjp.co.uk/products.

Dave Hemingway’s new band release stunning debut album

and Robert Plant, the album captures truthful, open-hearted, funny and sometimes painfully honest songs, turning the page to a new chapter for Dave Hemingway and The Beautiful South story. The formation of Sunbirds also

science here,” says Phil. “We’re just enjoying ourselves and expressing whatever we want, whether it’s about love, greed, social isolation or Gary Lineker’s crisp adverts”. Cool To Be Kind is released on 30th October 2020 on Nectar Records.

The Beautiful South founder member Dave Hemingway has announced that his new band Sunbirds will release their debut album ‘Cool To Be Kind’ on 30th October 2020 on the independent label Nectar Records. Having retired from the live scene at the back end of 2016, Dave has been keeping busy with guitarist, songwriter and collaborator Phil Barton, with Cool To Be Kind signalling the arrival of the new band, new songs and a new sound. The music Sunbirds make takes on board all of the bands and artists Dave and Phil have loved over the years. It chiefly blends the musical instruments of rural America with an occasional twist of grungy guitars and sets them against lyrics that remain very much at home in the towns and cities of England. “Although a lot of the songs have a Country feel.” says Dave. “They’re still about life in England. You’re going to feel a bit daft singing about pickup trucks and low down honky-tonks when you live in Yorkshire.” Produced by cult producer Teo Miller, who was responsible for Daisy Chainsaw’s breakthrough single ‘Love Your Money’ and subsequently worked with The Pretenders, Placebo 30

sees the introduction of new discovery Laura Wilcockson on vocals and violin. Laura comes from a classical/orchestral, as well as folk background. If you’re lucky, you might spot her busking around Mansfield. Completing the line-up is legendary UK session drummer, Marc Parnell, who has toured with Joan Armatrading, The Blockheads and Jethro Tull to name but three. Marc can be heard on recordings by Girls Aloud, Pet Shop Boys and Gabriella Cilmi’s hit single ‘Sweet About Me’. Cool To Be Kind is the result of a few transitional years in Dave and Phil’s individual personal worlds. It tells tales that cover contemporary themes as well as age-old matters of the heart and soul - all viewed through the bottom of a recently drained pint glass. “There’s no exact

Win a copy

To win a signed CD copy of the album, simply answer the following question: Who was the founder member of the Beautiful South? Send your answers to: reg@insideflintshire magazine.co.uk along with your full address, contact details and the date you received the magazine. Closing date 16th October

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It happened this month ... in1931:

Al Capone jailed

On October 17, gangster Al Capone was sentenced to 11 years in prison for tax evasion and fined $80,000, signaling the downfall of one of the most notorious criminals of the 1920s and 1930s. Earning his nickname “Scarface” after being sliced across the cheek during a fight, Capone became Chicago’s crime kingpin by wiping out his competitors through a series of gangland battles and slayings, including the infamous St. Valentine’s Day Massacre in 1929, when Capone’s men gunned down seven rivals. Among Capone’s enemies was federal agent Elliot Ness, who led a team of officers known as “The Untouchables” because they couldn’t be corrupted. Ness and his men routinely broke up Capone’s bootlegging businesses, but it was tax-evasion charges that finally stuck and landed Capone in prison.

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... in1908:

Model T Ford debuts

Released on October 1, the Model T, sold by the Ford Motor Company from 1908 to 1927, was the earliest effort to make a car that most people could actually buy. Fashioned from vanadium alloy steel, it offered superior strength despite its light weight, and was the first Ford with all its parts built by the company itself. Selling for $850, it was considered a reasonable value, though still slightly higher than the income of the average American worker. After selling 10,607 Model Ts, founder Henry Ford announced that the company would cease to sell the Model R or Model S cars, famously remarking that “Any customer can have a car painted any colour that he wants - so long as it is black.”

... in1922:

Formation of the BBC

The British Broadcasting Company, as the BBC was originally called, was formed on October 18, 1922 by a group of leading wireless manufacturers including Marconi. Daily broadcasting by the BBC began in Marconi’s London studio, 2LO, in the Strand, on November 14. It is the world’s oldest national broadcaster, and the largest broadcaster in the world by number of employees, employing over 22,000 staff in total, of whom more than 16,000 are in public sector broadcasting. From its inception, through the Second World War to the popularisation of television in the post -WW2 era and the internet in the late 20th and early 21st centuries, the BBC has played a prominent role in British life and culture.

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Your stars for October Aries (March 21 - April 19)

You may overspend this month without realising it. It could be an expensive splurge which you will regret in the cold light of day. Your love-life may seem erratic if you are single. If you are in a partnership, you may fall out over a minor issue that causes hurtful words or arguments.

Taurus (April 20 - May 20)

You may need to use your diplomatic skills in family matters, your Taurus indicators tell you. There could be some issues which can only be sorted out by opening up the channels of communication. As a result, you may not like what you hear. However, it’s not a time for tantrums or even for arguing a point.

Gemini (May 21 - June 20)

Watch out for health issues, your Horoscope interpretation suggests. Don’t ignore any pain related to your shoulder, to your liver/kidneys or your intestines. If you suffer pain or discomfort in any of these areas, don’t suffer in silence or be afraid to consult a doctor.

Cancer (June 21 - July 22)

You will have a very busy social life with lots of engagements. For those in established partnerships, there will be intense intimacy and special shared moments where you will both feel like stepping away from the whirl of social events and let the rest of the world go by.

Leo (July 23 - August 22)

Relationships will be uppermost in your mind. A younger person in the family may need your help and support. It is possible that you may have to make some important financial decisions which will require a step-by-step approach involving detailed planning and considerable forethought.

Virgo (August 23 - September 22)

The Virgo Horoscope indicates that you could be faced with some misunderstandings which could cause you sleepless nights. At work, you might feel unsettled. In your relationships, you could feel that the flow of communication is not forthcoming.

Libra (September 23 - October 22)

There could be some fretful times at work for Librans, though nothing that you won’t be able to take in your stride. You will have a little more money to play with, but take care to stay away from buying things you don’t really need or want. Try to learn from past mistakes and, if possible, save more than you spend.

Scorpio (October 23 - November 21)

You will be engaged in some sort of charity work that allows you to help others through a hobby, the arts or a group situation where you will prove to be a good role model. People will rally to the cause and you will do a lot of useful work for which you will receive considerable public recognition.

Sagittarius (November 22 - December 21)

You may feel down in the mouth at the start of the month but by the end you will be smiling again because there will be good news on the job front. It could be a promotion or a pay rise, but whatever it is there will be cause to celebrate. You have worked really hard and now you will be reaping the rewards.

Capricorn (December 22 - January 19)

You are likely to be tuned into your inner self and personal aspirations. You will have a sense of knowingness and you’ll trust your intuition. You may have a strong feeling you have been somewhere before or met a new connection in a past life.

Aquarius (January 20 - February 18)

Try not to make any foolhardy financial decisions. You might be attracted to an investment proposition, but be sure to do your research before you sign anything. Think twice before you part with any of your hard-earned cash. The Horoscope for Leo warns that extreme caution is needed. Only fools rush in!

Pisces (February 19 - March 20)

Watch your finances - you may well have to tighten your belt. There could be an unexpected bill needing immediate payment, making you shudder because you will feel as though you have been ripped off. You may feel wary of spending money and you will be very careful, checking and double-checking invoices.

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More gadgets that will transform your home ed Continu t s from la month August Smart Lock Pro+ Connect The idea of being keyless and still being able to unlock and lock from miles away sounds like a dream. Compatible with Siri, Alexa and Google Assistant, the Smart Lock Pro+ not only controls the door lock but also tracks who comes and goes from your place. But the best feature of the lock is that it can be attached to your existing deadbolt so when you do feel like using your keys, you can switch right back.

EvaDrop Shower Head Make a smart decision and opt for a shower head that has been specifically designed to save water. Fitted with an advanced sensor system that customises the water flow according to your convenience, this smart accessory might just be designed to save the environment one shower at a time.

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No one likes leaving their pets home alone, but wouldn’t you feel better letting your dog roam if you could keep a close eye on his every movement? Enter this device, which lets you spy and play with your pets from anywhere with Wi-Fi. Using your smartphone, connect to the HD camera to supervise even when you’re far from home.

Meet the fridge of the future. With a Wi-Fi touchscreen, the Family Hub fridge lets you view your calendar, notes, recipes, and the weather forecast. Plus, you can watch TV shows or movies, or stream music through the screen. At the supermarket and don’t remember if you have milk? There’s an interior camera that lets you peek inside your fridge through an app. Or, if you don’t feel like heading to the market, you can order groceries straight from the fridge.

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More great garden lighting ideas ... continued from last month

Make pretty DIY paper lanterns Nothing makes a bigger garden lighting impact than the repetition of lights on a darkened path - for both striking simplicity and after-dark safety. With a garden party in mind, these steps (main pic) are smartly lit with decorative paper bags, which can be bought with a pretty punched design or create it yourself with a hole-punch and a few minutes of your time. The trick is to weigh the bags down with gravel or rice and most definitely use LED tealights. Whether it’s the eco-friendly aspect, the freedom that comes from being wireless or the sleek, industrial look, a solar-powered light is the simplest option for hassle-free garden lighting.

Add texture with woven materials Sculptural electrical lights make an attractive garden lighting alternative as they can be brought outside onto a deck or patio when weather permits. Or, positioned near the door, will illuminate the area from inside. The woven material on these bottle-shaped designs creates attractive shadows. Above all, let safety be your watchword. Select fittings designed for exterior use, with an IP rating for water resistance that suits the area they are to be used in, usually IP44 or higher. Employ a qualified electrician to install them safely.

Use uplighters to catch the eye Clever lighting is the key ingredient for bringing wowfactor to your garden at night. Don’t be afraid to mix and match styles, using both uplighters to enhance walls and hanging pendants in covered areas to create cosiness. And if you’re really lucky, make sure to illuminate the swimming pool at night…

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Buying a house during the recession Part One

F you’re thinking of buying a house during the recession there are some key things to look out for - particularly first time buyers, as the stamp duty holiday* adds more appeal. There are many factors to weigh up before making the decision.

Save, and then save more

It sounds like a cliché, but the more money you have saved, the better. You need to establish how much money you can put towards the cost of a new home. The bigger your deposit, the better mortgage rate you’ll be offered. Plus, your monthly repayments will be lower. We advise saving a minimum of 10 per cent of the cost of the property to obtain a mortgage, but a deposit of 25 per cent will allow you to get a better deal.

Speak with a financial adviser

a home during this time, we suggest you speak with a financial advisor. Using a financial advisor and their expertise will ensure you get the best possible mortgage for your circumstances at the best possible rate. They’ll also help you to navigate the market with it being your first time and explore different options.

Shop around

Recessions lead to job and income losses and there are consequently less people looking to invest in a new home, meaning house prices generally fall during a recession. Although this can cause issues for sellers, lower prices mean it can be easier for people to get on the property ladder and buy a home, especially first-time buyers. You may find current homeowners are willing to lower their asking price to sell their home quickly, which also means you can get a great price on a property during a recession. However, you should be wary of these cheap house prices before committing to buying the property.

It’s never been more important to protect your finances. Therefore, if you’re looking to purchase

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* The stamp duty holiday will be discused in more detail next month.

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