Program Directory, Volume I by Insurance Journal

JUNE 3, 2013 | Vol. 91, No. 11

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N24 On The Cover

WEST

Inside This Issue

Special Report: Order Up: Restaurant Franchises and the Program Market

June 3, 2013 • Vol. 91, No. 11 • West Region

NATIONAL COVERAGE

WEst COVERAGE

Idea exchange

Top 10 U.S. Insurers in TornadoStricken States: SNL Financial

W1 Proposed California Measure Requires Doctor Drug Tests

28 The Competitive Advantage: Burand

76 Tornadoes in May Caused $2B-$5B in Insured Losses: Eqecat

W1 Montana Man Deliberately Crashes Into Insurance Office

33 Minding Your Business: Oak & Johnson

W1 Oregon City Employee Suing Over Co-Worker Scent

94 Closing Quote: Young Agents

14 Property Market Stayed Stable in Q1: Marsh 16 Closer Look: Near National P/C Insurers Revealed

W2 Injured Workers Opioid Use on Rise in California, Washington

20 Spotlight: Foreign Voluntary Workers’ Compensation 24 Special Report: Programs Order Up: Restaurant Franchises and the Program Market 35 2013 Program Directory, Vol. I

DEPARTMENTS 6 10 10 12 W6 32

4 | INSURANCE JOURNAL-WEST REGION June 3, 2013

Opening Note Declarations Figures Business Moves People MyNewMarkets

www.insurancejournal.com

www.GreatAmericanELD.com Coverage is underwritten by Great American Insurance Company, a licensed insurer in 50 states and the District of Columbia. The following registered service marks are owned by Great American Insurance Company: the Great American Insurance Group eagle logo and the word marks Great American® and Great American Insurance Group®. ©2013 Great American Insurance Company. All rights reserved. Great American Insurance Group I 301 E Fourth Street I Cincinnati, OH 45202

NATIONAL COVERAGE

Opening Note Big Brother or Big Helper?

new technology that allows users to track a driver’s mobile phone usage could give fleet managers another tool in the battle against distracted driving. Cellcontrol, the maker of technology to stop distracted driving, says DriveID can block anyone who is in the driver’s seat from trying to use a cell phone that has been registered with the service. The new product only applies its safety controls to the driver’s mobile devices while behind the wheel, leaving passengers free to talk, text, email and browse. The Baton Rouge, La.-based company says fleet companies are flocking to the technology to reduce liability presented by employee drivers. “Fleets are now utilizing this technology to protect themselves,” Joe Breaux, chief technology officer for Cellcontrol, told Insurance Journal. “Our bread and butter is in fleet sales.” DriverID is set to be released during the second half of 2013. Consumers and fleet administrators can purchase the solar-powered DriveID standIs big brother technology alone device, which is placed on a vehicle’s windshield and will a good thing for the integrate with Cellcontrol’s noninsurance industry? pairing Bluetooth technology to enforce usage policy, score usage, or audit usage of only the driver’s phone. “Hours of service” is a big purchase motivator for fleets since laws restrict drivers from being behind the wheel to a certain amount of time each day. To report drive time behind the wheel, drivers currently use a key fob, or a device where they manually punch in the key code to ensure they are the one driving. Cellcontrols’ technology does that for them, according to Breaux. Breaux also envisions the new product as being attractive to companies who have drivers paired up on long haul truck trips. It will enable whoever’s driving to have their cell phone blocked and the passenger can be on the phone while waiting their turn in the driver’s seat. Insurers also have an interest in the new product, he says. With the addition of DriveID, Cellcontrol provides greater accuracy required for user-based insurance (UBI) programs and more distracted driving intelligence, according to the company. “The future of UBI and distracted driving prevention relies on intelligent driver identification — and we’ve accomplished just that with DriveID,” Breaux said. Breaux said Cellcontrol has partnered with several “top 10 insurance companies,” which he declined to name. To date, the only agreements made public have been between the company and Esurance, and Quincy, Mass.-based Arbella Insurance. Insurance companies can opt to use the device simply in audit mode, collecting information on which to base assessments of driver habits. They can also use it to block cell usage by drivers. Is big brother technology a good thing for the Andrea Wells insurance industry? You decide. Editor-in-Chief

6 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

ED I T OR I AL

Editor-in-Chief Andrea Wells | awells@insurancejournal.com V.P. Content Andrew Simpson | asimpson@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Senior Editor Susanne Sclafane | ssclafane@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Chris Burand, Kathleen Ellis, Brian Martin, Catherine Oak Contributing Writers Kathy Finn, Kelsey Johnson, Barry J. Koestler II, Adam Sammons

SALES

V.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 mtrammell@insurancejournal.com Midwest Lauren Knapp (800) 897-9965 x161 lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale (800) 897-9965 x125 Ly Nguyen | lnguyen@insurancejournal.com

MARKE T I NG / NE W MED I A

Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns | eburns@insurancejournal.com (619) 584-1100 x120 New Media Producer Bobbie Dodge | bdodge@insurancejournal.com Videographer/Editor Matt Tolk | mtolk@insurancejournal.com

DES I GN / W E B

Vice President/Design Guy Boccia | gboccia@insurancejournal.com Vice President/Technology Joshua Carlson | jcarlson@insurancejournal.com Design and Marketing Executive Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com

I J A C ADEMY O F I NSURAN C E

Director of Education Christopher J. Boggs | cboggs@ijacademy.com Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com

ADM I N I S T RA T I ON

Chairman Mark Wells Chief Executive Officer Mitch Dunford Accounting Manager Megan Sinclair | msinclair@insurancejournal.com

FOR QUESTIONS REGARDING SUBSCRIPTIONS: Call: 855-814-9547 or you may subscribe or change your address online at: insurancejournal.com/subscribe Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semimonthly by Wells Publishing, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2013 Wells Publishing, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Publishing, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 3618, Northbrook, IL 60065-3618 ARTICLE REPRINTS: For reprints of articles in this issue, contact Rhonda Brown at 1-866-879-9144 ext. 194 or rhondab@fosterprinting.com. Visit insurancejournal.com/reprints for more information.

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News & Markets

Top 10 U.S. Insurers in Tornado-Stricken States: SNL Financial

he Moore, Oklahoma tornado, which killed 24 people, was the deadliest tornado to touch down during a nearly weeklong outbreak across the U.S. Midwest and South Central regions. The states hardest hit have been Kansas, Missouri, Texas and Oklahoma, according to SNL Financial. The devastation began in the Dallas/Fort Worth, Texas area on May 15, with hailstorms and tornadoes. A twister ripped through Granbury, Texas, leveling buildings and leaving at least six people dead. Oklahoma and Kansas then felt the brunt of the severe weather over the next few days, with tornadoes touching down near Shawnee, Okla., and Wichita, Kan. Two people in Oklahoma died during this period. According to SNL Financial, the top insurer with the most exposure in states hardest hit by tornadoes during this period was State Farm.

76 Tornadoes in May Caused $2B-$5B in Insured Losses: Eqecat

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Eqecat said. The firm said most of the losses were attributed to the tornado that devastated Moore, Oklahoma, last month. Eqecat said some 76 tornadoes struck across 10 states over a three-day span. The worst of it was in Moore, where the firm said about 13,000 structures were damaged. At the high end of the range, the outbreak may end up ranking as the secondworst ever in terms of insured losses, behind only the late-April 2011 tornadoes that devastated Tuscaloosa, Alabama, and other communities. AIR Worldwide issued its estimate of the replacement value of properties ruined by May 20â&#x20AC;&#x2122;s massive EF-5 tornado striking Moore, Okla., putting it at more than $2 billion. Within a 1-mile zone of the storm track (for a total width of 2 miles), AIR estimates a total replacement value of about $6 billion. Copyright 2013 Reuters www.insurancejournal.com

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Declarations The Highest Need

Pain Pills Like Candy

22 in All

“The highest priority need identified by NOAA/NWS customers and constituents is for improved high-resolution storm surge forecasting and communication.” — From the National Oceanic and Atmospheric Administration’s report last month on the National Weather Service’s performance during Superstorm Sandy. The report says the biggest problem was warning of the massive storm surge. Seventy-nine percent of coastal residents surveyed said Sandy’s surge was higher than they expected.

“The NHL drafted Derek Boogaard because it wanted his massive body to fight in order to enhance ratings, earnings and exposure. … Then, once he became addicted to these narcotics, the NHL promised his family that it would take care of him. It failed.” — William Gibbs, one of the attorneys who filed a wrongful death lawsuit against the National Hockey League on behalf of former league player Derek Boogaard, who was found dead on May 13, 2011, at age 28. Boogard was posthumously diagnosed with chronic traumatic encephalopathy, a degenerative brain ailment that can be caused by repeated blows to the head. Gibbs said team doctors dispensed “pain pills like candy” to Boogaard, after he suffered repeated injuries.

“In all, this system produced 22 tornadoes on May 20, largely in Oklahoma, although tornadoes were also reported in Missouri, Texas, Kansas, Arkansas, and Colorado.” — Dr. Tim Doggett, senior principal scientist, AIR Worldwide, comments on the storm system that created an EF5 tornado that nearly wiped out the Oklahoma City suburb of Moore on May 20, killing at least 24 people. The National Weather Service said peak winds in the Newcastle/Moore, Okla., were in the 200 mph to 210 mph range. The maximum width of the 17-mile path of the twister was 1.3 miles, the NWS said.

No One-Storm Wonder “We don’t want to be a one-storm wonder and have a crisis the next day.” — Jack Nicholson, executive director of the Florida Hurricane Catastrophe Fund, says the fund is in the best financial shape it has been in years — maybe the best since it was created in 1993. Analysts say in addition to its reserves, the fund should be able to borrow enough money to cover obligations for this year’s hurricane season.

Figures 57

The number of months in prison to which a Louisiana woman has been sentenced for bilking Gulf Coast residents by posing as a federal safety official after the 2010 Deepwater Horizon oil spill. The U.S. Justice Department said that 47-year-old Connie Knight, formerly of Belle Chasse, La., had falsely claimed to be an Occupational Safety and Health Administration safety instructor and held classes in which people paid to learn how to work in the cleanup effort. She was ordered to pay $25,300 in restitution to victims, many of whom were Asian immigrants.

$70 Million

The size of rate reductions Automobile Club of Southern California policyholders can expect on policies renewed on or after July 1. California Insurance Commissioner Dave Jones and Automobile Club President and CEO Robert Bouttier announced the rate reduction in late May. 10 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Sneaky and Sneakier “They’ll just be more sneaky with it.” — Melissa Torres, a sophomore at West High School, said she doesn’t think a Utah law that bars 16- and 17-year-olds from talking on the phone while driving would change the habits of teens who fiddle with their phones as they drive.

$113 Million

The amount in rebates from the Ohio Bureau of Workers’ Compensation that schools and local governments in Ohio could receive under a proposed $1 billion dividend reimbursement to Ohio employers. The distribution would take place in June or July, if approved by the BWC board. Schools would receive about $42.5 million in total — the largest slice of the $112.8 million being returned to public employers. Cities would get $37 million, while counties would see $16.5 million. Townships could expect $7.6 million.

$7 Million

The amount that Lamar County (Mississippi) School District officials say Feb. 10 tornado caused in damage to Oak Grove High School and its baseball and football facilities. The district has a $50,000 insurance deductible it hopes to have covered by the Mississippi Emergency Management Agency. www.insurancejournal.com

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Business Moves mately 100 employees in offices throughout southern Maine as well as in Manchester, N.H., offering services for personal, business, employee benefits, life and health insurance.

Turner Barker, Clark Insurance Turner Barker Insurance, previously a subsidiary of Gorham Savings Bank, has completed its merger transaction with Clark Insurance. Both agencies are based in Portland, Maine. The deal was first announced in April. Under the deal, Turner Barker will retain its name but will operate as “A Clark Insurance Agency.” Clark Insurance will remain an employee-owned, independent insurance agency, with Gorham Savings Bank having a minority interest in the combined agencies. Christopher Emmons, president and CEO of Gorham Savings Bank, will join the board of Clark Insurance. Turner Barker was founded in 1908 and purchased by Gorham Savings Bank in 2001. Clark Insurance was established in 1931. The combined agencies have approxi-

CBIZ, Associated Insurance Agents CBIZ Inc. has acquired Associated Insurance Agents (AIA) of Minneapolis. Established in 1982, AIA is an insurance brokerage agency specializing in property and casualty insurance, personal lines, and health and benefit insurance for clients primarily in Minnesota, Wisconsin and Nebraska. With 32 associates and $3.8 million in revenue in the past 12 months, AIA has developed a reputation as specialists in the auto service, banking and construction industries. AIA was selected as the “2011 Agency of the Year” by the Minnesota Independent Insurance Agent and Brokers Association. This recognition was awarded to AIA for its commitment to establishing and maintaining relationships of mutual trust, quality products and service, as well as its dedication to their customers and local communities. CBIZ provides professional business services that are designed to help clients better manage their finances and employees. CBIZ provides its clients with financial services including accounting, tax and consulting,

internal audit, merger and acquisition advisory and valuation services. Employee services include employee benefits consulting, property and casualty insurance, retirement plan consulting, payroll, life insurance, HR consulting, and executive recruitment. CBIZ also provides outsourced technology staffing and support services, real estate consulting services, health care consulting, and medical practice management. Confie Seguros, Texas State Low Cost Insurance Confie Seguros, a national provider of personal lines insurance, has acquired Texas State Low Cost Insurance Agency of Austin, expanding the company’s network beyond its locations in San Antonio and Houston. Texas State Low Cost Insurance was founded by Hal and Reba Cooper in 1978. Michael Morris joined the firm in 1993 and took over as CEO/president in 2000. The company has a strong footprint on the fast growing Texas I-35 corridor, as well as in east and west Texas. The company offers personal and commercial insurance from 43 locations. Morris will continue as president of sales, and Kelly Myers will continue as general manager. Confie Seguros expects to complete a number of transactions in the second half of 2013 as it continues to build its national presence. Established in 2008, Confie Seguros has built a national portfolio ofregional auto insurance brokerages.

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News & Markets Property Market Stayed Stable in Q1; Sandy Effect on Rates Muted: Marsh

he property insurance market changes to limits purchased and deductremained relatively stable and competiibles, according to a benchmarking report R4_I Journalof4/9/13 12:23 PM Page 1from broker Marsh. Superstorm Sandy, tive inJ_Half_Ins the first quarter 2013, with few

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which hit the Northeast in the fall of 2012, has “not been a market-changing event” in terms of rates, the report says, although it has prompted underwriters to closely scrutinize terms and conditions, particularly those related to flood and storm surge. Marsh said 70 percent of its clients in the United States renewing their property all-risk programs in the first quarter of 2013 had no change in limits or purchased lower limits. The overwhelming majority — 84 percent — of clients renewing in the first quarter also had no change in deductibles. Marsh said these trends are “consistent with a competitive property insurance marketplace, with some specific exceptions in the wake of Superstorm Sandy.” Changes in terms and conditions being sought by underwriters are generally limited to the Northeastern U.S. and elsewhere with significant flood exposures. “The post-Sandy rate environment has, to date, been relatively stable, with the major effects of the storm coming in the form of changes to deductibles, limits provided, and policy definitions,” the report says. Marsh said average renewal rates in the first quarter were up 3.8 percent for insureds without catastrophe exposures, almost flat for moderately catastropheexposed programs, and up 3.6 percent for insureds with significant catastrophe exposures. The report was prepared by Marsh’s U.S. Property Practice in conjunction with Marsh Global Analytics, Benchmarking Center of Excellence, which provides purchasing patterns and pricing behavior analytics to Marsh clients and the insurance industry. www.insurancejournal.com

weST COVERAGE

News & Markets Proposed California Measure Requires Doctor Drug Tests

proposed state ballot measure in California would require doctors to be randomly subjected to drug and alcohol testing, and the initiative might also seek to lift the cap on damages in medical malpractice cases. The “Pee in the Cup” initiative is being pushed by Bob Pack, a technology mogul and former executive at AOL Inc. and NetZero Inc. Pack’s young son and daughter were killed a decade ago by a driver under the influence of alcohol and prescription pills. Pack’s campaign already is armed with $2 million in funding and will launch this summer. The goal is to get the measure on the November 2014 ballot. A spokesperson for the California Medical Association called the effort a “publicity stunt.” Copyright 2013 Associated Press. All rights reserved.

Montana Man Deliberately Crashes Into Insurance Office

olice in Missoula, Mont. say a man who rammed his sport utility vehicle into an insurance office three times in late May was apparently expressing his frustration with the insurance industry. Police say the driver rammed the building and then twice backed up about 85 feet and rammed it again. Agency owner Danny Blowers said the driver broke through the building’s exterior, scattering drywall, siding and insulation. The SUV broke through the men’s and women’s bathrooms and broke water pipes, causing $85,000 to $100,000 in damage. Blowers said no one was in the office at the time. He told reporters his understanding was that the man was frustrated with the insurance industry, but that it had nothing to do with his agency. Copyright 2013 Associated Press. All rights reserved.

Panel Solicits Applicants for New Mexico Insurance Regulator

Oregon City Employee Suing Over Co-Worker Scent

ormer State Insurance Superintendent Chris Krahling has been named to a panel that will select New Mexico’s top insurance regulator. A nine-member committee will select the next superintendent of insurance who, starting in July, will be in charge of an independent office regulating insurance rates and policies. A voter-approved constitutional amendment removed insurance regulation from the five-member elected Public Regulation Commission, which currently picks the superintendent. The governor and Legislative Council each appointed four people to the selection committee and those members named Krahling as the ninth. He was insurance superintendent from 1995 to 1998, and later served as CEO of a workers’ compensation insurance company. Copyright 2013 Associated Press. All rights reserved. www.insurancejournal.com

Portland employee is suing the city, claiming she was sickened by a co-worker’s scented fragrance. The lawsuit from Bureau of Maintenance worker Julie Reynolds seeks $50,000 in damages. She has a condition called “multiple chemical sensitivity” that can be triggered by the smell of perfume or hand lotion. Reynolds says she was sickened after an exposure in 2011 and could not return to work for several days. Copyright 2013 Associated Press. All rights reserved. June 3, 2013 INSURANCE JOURNAL-WEST REGION | W1

weST COVERAGE

News & Markets Injured Workers Opioid Use on Rise in California, Washington By Don Jergler

Editor’s Note: This is part of a larger report on opioid use by injured workers. This particular part covers the U.S. Western Region. A national story appeared in the last issue of Insurance Journal. That article can be read in that issue or online by visiting www.insurancejournal.com. The article is: Opioid Epidemic Plagues Workers’ Comp

ashington and California are among states in the U.S. Western Region that have publicly struggled with opioid abuse in workers’ compensation. In California, home to one-in-eight Americans, just 3 percent of the state’s doctors prescribe 55 percent of the opioids, according to findings from the California Workers’ Compensation Institute.

California has seen a large increase in opioid prescriptions over the last decade, according to CWCI, which has been tracking opioid usage in workers’ comp for the past eight years. Between 2002 and 2011 CWCI tracked a 300 percent increase in opioids, according to CWCI President Alex Swedlow. In 2002 roughly 1 percent of all injured worker outpatients were prescribed opioids. By 2011 it was 5 percent, and payments for

opioid prescriptions rose from 4 percent to 18 percent during that period, according to Swedlow. “That’s a 321 percent increase in payments,” he added. Driving these escalations were not more workers being injured, nor were there more injuries that warranted doctors prescribing more painkillers, according to Swedlow. “It really had no significant relationship to changes in workplace injuries,” he said. “They were just prescribing more.” CWCI published a study in 2008 that looked at different levels of opioid prescriptions and different workers’ comp claim outcomes. The study population consisted of a sample of 166,336 workers’ comp claims for back conditions without spinal cord involvement with dates of injury between 2002 and 2005. What it found was the higher the dose level the worse the outcome. Higher dosage equated to higher cost, more time out of work and more litigation.

‘It really had no significant relationship to changes in workplace injuries. They were just prescribing more.’ Average claim costs of workers receiving seven or more opioid prescriptions were three times more expensive than workers who received one or no opioid prescription, and those workers receiving more opioids were 2.7 times more likely to be off work and had 4.7 times as many days off work, according to the study. The study shows the likelihood of indemnity payments among claims with no filled opioid prescriptions was 34 percent. When there was one opioid prescription, the likelihood rose to 56 percent, and when there were two or three opioid prescriptions, the likelihood of indemnity payments was more than 86 percent. That likelihood rose to nearly 90 percent among claims that had four to seven opioid prescriptions, accord-

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News & Markets Opioids, continued from page W2

‘We want to balance U.S. and the rate of failure to follow these best practices. the use of opioids with death from overdosand it breaks out Washington has been all the risk that comes.’ es, opioids. among the states with the The latest report shows there are 14.7 highest rate of prescription opioid-related drug overdose deaths per 100,000 populadeaths, according to a CDC report on the tion in Washington. Of those, 6.1 per 100,000 were opioid related overdoses, according to the report. The report shows the national average for drug overdose deaths was 11.9 per 100,000, with opioids accounting for 4.8 per 100,000. New Mexico (27.0, and 5.7), West Virginia (25.8, 5.9) and Kentucky (17.9, 6.0) were among the top states with drug overdose July 17-19 • Canyons Resort • Park City, Utah and opioid-related deaths, according to the report. That report was one of the factors that prompted the state to take action, said Jaymie Mai, pharmacy manager for Washington’s Department of Labor & Industries. “We’re in the higher tier states,” Mai said. Washington is now taking action to limit opioid prescriptions for injured workers to when such drugs can help bring about a “clinically meaningful improvement in function and pain,” Mai said. They are also setting triggers for when opioids should be used to set a clear bar for when such potent pain relievers should be prescribed, she said. “We want to balance the use of opioids with all the risk that comes,” Mai said. “I think what we’ve seen in the last 10 years or so there’s been an uptick in the use of opioids. And when we look at our data there’s been an uptick in the use of Schedule II opioids.” The department’s stance is that ensuring best practices is the best place to start. The department closed a public comment periPhotos Courtesy Canyons® Resort & Rob Bossi od in late April on proposed rules, which are based on the new guidelines approved by the state’s Industrial Insurance Medical Advisory Committee — the committee is “Elevate Your Insurance to a Higher Level!" comprised of practicing providers in state, Registration info at www.slaut.org/wsslc/ and its role is to help create treatment guidelines. The committee adopted the guidelines in Hosted by the Surplus Line Association of Utah October 2012 and the department began the

ing to the report. Washington is in the process of introducing a set of more stringent guidelines for workers’ comp medical providers that detail when opioids should and shouldn’t be prescribed, as well as consequences for

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People Matthew Gannon

Chris Peterson

Steve Heglin

Washington, D.C. lobbyist Matt Gannon was named head of federal affairs at Farmers Insurance. Gannon replaces Mike Moran, who left Los Angeles, Calif.-based Farmers to take a position with Zurich North America as assistant vice president of government Affairs. Gannon joins Farmers Insurance after nearly three years with the National Association of Mutual Insurance Companies, where he served as NAMIC’s lead federal lobbyist for property/casualty insurance and related issues. Earlier in his career, Gannon served as a campaign fundraising director at the National Republican Congressional Committee. He also oversaw lobbying and related political activities at the American Financial Services Association. Farmers Group Inc. is wholly owned by the Zurich Insurance Group. Chris Peterson recently joined Elliott, Powell, Baden & Baker Insurance in Oregon as a commercial insurance producer. Peterson is past president of the Professional Insurance Agents of Oregon and Idaho. He has nearly 15 years of experience insuring Northwest technology and contracting risks. Elliott, Powell, Baden & Baker is an independent insurance agency that provided specialized insurance products and services to Northwest consumers. Santa Rosa, Calif.-based McDonald-Leavitt Insurance Agency named Steve Heglin as a benefits specialist. Prior to joining the agency he worked for MetLife. Heglin previously owned a real estate appraisal company. McDonald-Leavitt Insurance Agency is part of the Leavitt Group. San Francisco, Calif.-based Woodruff-Sawyer & Co. announced that Stan Loar will become the chairman of the board and Doug Morton will transition from the role of chairman to become executive director. Charlie Rosson will continue as CEO.

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W6 | INSURANCE JOURNAL-WEST REGION June 3, 2013

Woodruff-Sawyer also named Chad Follmer health care practice Leader. As executive director, Morton’s full-time focus will be on business development, strategic initiatives, staff recruitment and mentoring. He will continue to actively work with clients and serve as a member of Woodruff-Sawyer’s board of directors. Loar will become chairman effectively immediately. Before becoming Woodruff-Sawyer’s vice chair in 2008, he served as CEO for 13 years. He is also past chairman of Assurex Global and its international executive committee. Follmer has focused his 20-year career on insurance and risk management strategies developing and leading platforms to serve health care organizations and life sciences companies. He has lead several practices around this specialty and was most recently managing director, health care and life science practice leader for the Western Region of a national brokerage firm. Woodruff Sawyer’s health care practice is based out of the company’s San Francisco headquarters. Woodruff-Sawyer is an active partner of Assurex Global and International Benefits Network and has offices throughout California and in Portland, Ore. Managing general agency Tangram Insurance Services has named Rekha Skantharaja president. Skantharaja will be working to expand the company’s existing programs, as well as to develop new programs nationally. Skantharaja has more than a decade of experience in the insurance industry on both the brokerage and underwriting sides of the business. Her career began with assembling management liability programs for Fortune 1000 companies. She was named vice president of business development in 2005 for an insurance company’s specialty and commercial business units. In 2009, Skantharaja became senior vice president of Tangram. continued on page W8

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News & Markets Opioids, continued from page W4

rulemaking process in January when the guidelines were published. “Our primary focus is that these rules will help providers prescribe opioids in an effective and safe manner,” she said. Medical providers who don’t follow the best practices can face a variety of corrective steps. In cases of imminent harm, the patient can be removed from the provider’s care, or where a pattern of harm is established the provider can be removed from the network. During the acute phase following a workplace injury the guidelines advise medical providers to set expectations about clinical improvement required for continued payment of pain medication. Providers are also being encouraged to check the state’s prescription monitoring program database before prescribing opioids for new injuries. During the subacute phase, six to 12 weeks from injury, providers are being asked to assess whether there is clinical

improvement in function and pain with acute use and for opioid risk and psychological comorbidity disorders. The guidelines also address the chronic phase, greater than 12 weeks from injury. Terms echoed throughout the guidelines encourage the use of pain medications for “clinically meaningful improvement in function” and “clinically meaningful improve-

ment in pain,” and set standards and definitions for those terms. Providers are required to administer a urine drug test and document results during the subacute phase and repeat this at intervals according to a worker’s risk category as described in the agency medical directors’ group’s guideline if prescribing chronic opioid therapy.

People, continued from page W6

Barney & Barney LLC has hired insurance executive Sarah Vallette for its office in San Francisco. Vallette will work with a team of professionals offering commercial property/ casualty insurance, employee benefits, workers’ compensation, compensation consulting, executive liability, personal lines and surety. She has 12 years of insurance industry experience. Prior to Barney & Barney,

Vallette was with Heffernan Insurance Brokers in San Francisco, most recently as vice president. Before that, she was a senior underwriter at The Hartford. In the San Francisco Bay area, Barney & Barney specializes in working with life sciences, technology, construction, food services and professional services firms, along with nonprofit organizations. Barney & Barney is headquartered in San Diego, with offices in San Francisco and Orange County.

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CLOSER LOOK

Near National P/C Insurers Near National P/C Carriers Identified for 2013 By Barry J. Koestler II

he original criteria and objective definition for the Near Nationals was established in the Feb. 12, 2007, issue of Insurance Journal. The Demotech Company Classification System categorizes insurers into one of 11 categories based on an analysis of data reported by the companies to the National Association of Insurance Commissioners. The 11 categories that comprise our classification system are National, Near National, Super Regional, Regional, State Specialist, Coverage Specialist, Strategic Subsidiary, Risk Retention Group, Surplus Lines Carrier, Reinsurer and companies with less than $1 million in direct premium written. A company can be assigned to only one category in the Demotech Company Classification System. Therefore, a company not designated as a Near National is assigned to another classification, perhaps National, Super Regional, Regional, or State Specialist. To qualify as a Near National, a carrier must meet the following criteria: • More than $1 million of direct premium written in each of at least 35 states at Dec. 31, 2012. • Policyholders’ surplus of at least $100

million at Dec. 31, 2012. • $100 million or more of direct premium at Dec. 31, 2012. • $50 million or more of net premium at Dec. 31, 2012. • No line of business greater or equal to 90 percent of direct premium volume at Dec. 31, 2012. • No state greater or equal to 90 percent of direct premium volume at Dec. 31, 2012. • May not be a surplus lines carrier, risk retention group or reinsurer. • Does not qualify as a National (more than $1 million of direct premium written in each of at least 45 states, $250 million or more of surplus, net premium written and direct premium written). To develop our list of Near Nationals, Demotech reviewed 2,716 individual property/casualty insurance companies and assigned them to a category in the Demotech Company Classification System. Only 53 insurers met the criteria to be designated a Near National. During our investigation of the companies classified as Near Nationals for 2013, we noted several interesting observations. Of the 53 individual carriers classified as Near Nationals for 2013, 40 were also identified as Near Nationals for 2012 and 2011, and 20 have been Near Nationals since the introduction

Near National Line of Business DPW Distribution Line of Business

Near National 12/31/2012 Direct Premiums Written (000s omitted)

Percentage of Near National Total Direct Premium Written

Auto

8,985,252

24.7%

Commercial Multi-Peril/ Other Liability

8,898,124

24.5%

Homeowners/Property

7,633,037

21.0%

Workers’ Compensation

7,464,479

20.5%

All Other Lines

3,385,473

9.3%

TOTAL

36,366,365

100%

16 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

of our classification system in 2007. The vast majority, 45 of the 53 companies, are stock companies. All but two of the Near Nationals are members of a property/casualty insurance group, with seven from Travelers Group and six from Liberty Mutual Group. No other group has more than three Near Nationals for 2013. By count, the 53 Near Nationals comprised 2 percent of the 2,716 carriers that we reviewed; however, they wrote more than 7 percent of the 2012 direct premium reported by the P/C insurance industry. The Near Nationals also represented more than 5 percent of the P/C industry’s reported policyholders’ surplus at year-end 2012. Clearly, this level of financial presence demonstrates the importance of the Near Nationals. They are critical to the smooth functioning of the P/C insurance market. The Near Nationals facilitate commerce and trade, and are an important component of the total P/C industry. In reviewing the 2012 direct premium written by the Near Nationals, there were only eight states in which all 53 Near Nationals wrote at least $1 million: Arizona, Georgia, Illinois, Minnesota, Missouri, Oklahoma, Pennsylvania and Virginia. The 2012 direct premium written was distributed relatively evenly between auto, commercial multi-peril/ other liability, homeowners/property and workers’ compensation. See the “Near National Line of Business” chart for distribution detail. Near Nationals may be small in number; however, the 53 carriers comprising the Near Nationals for 2013 are substantial insurers, critically important to the P/C insurance industry, as demonstrated by their significant market share and impressive balance sheets. The coverages that they write permit consumers and businesses to transfer continued on page 18 www.insurancejournal.com

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Near National, continued from page 16

risk and thereby facilitate the placement of insurance products necessary to support the United States economy with this

Koestler II is the chief ratings officer of Demotech Inc., a financial analysis firm specializing in evaluating the finan-

cial stability of regional and specialty insurers. Demotech, Insurance Journalâ&#x20AC;&#x2122;s official research partner, reviews and evaluates insurers based on their area of focus and execution of their business model rather than solely on financial size. Website: www.demotech.com.

2013 Near National P/C Insurers Company Name

2013 Demotech Company Classification

American Family Home Insurance Co. American National Property and Casualty Co. American States Insurance Co. AMEX Assurance Co. Amica Mutual Insurance Co. Argonaut Insurance Co. AXIS Insurance Co. BCS Insurance Co. Charter Oak Fire Insurance Co. Chartis Property Casualty Co. Darwin National Assurance Co. Electric Insurance Co. Employers Insurance Co. of Wausau Employers Mutual Casualty Co. Everest National Insurance Co. Federated Mutual Insurance Co. Great West Casualty Co. Greenwich Insurance Co. GuideOne Mutual Insurance Co. Hartford Accident and Indemnity Co. IDS Property Casualty Insurance Co. Liberty Insurance Corp. LM Insurance Corp. National Interstate Insurance Co. Navigators Insurance Co. Northland Insurance Co. Occidental Fire and Casualty Co. of N.C. Ohio Casualty Insurance Co. Pacific Indemnity Co. Peerless Indemnity Insurance Co. Pennsylvania Lumbermens Mutual Ins. Co. Pennsylvania Manufacturersâ&#x20AC;&#x2122; Assoc. Ins. Co. Praetorian Insurance Co. Safety National Casualty Corp. Sentry Insurance a Mutual Co. Sentry Select Insurance Co. Sompo Japan Insurance Co. of America SPARTA Insurance Co. St. Paul Mercury Insurance Co. Stonebridge Casualty Insurance Co. Teachers Insurance Co. Tokio Marine & Nichido Fire Ins. Co. (U.S.) Travelers Casualty and Surety Co. Travelers Home and Marine Insurance Co. Travelers Indemnity Co. of America Travelers Property Casualty Co. of America Truck Insurance Exchange Twin City Fire Insurance Co. U.S. Specialty Insurance Co. United States Liability Insurance Co. Wesco Insurance Co. XL Insurance America Inc. XL Specialty Insurance Co.

Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National

2012 Demotech Company Classification Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Super Regional Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Super Regional Near National Near National Near National Super Regional Super Regional Near National Near National Near National Near National Super Regional Near National Near National Regional Near National Near National Near National Near National Near National Near National Near National Near National National Coverage Specialist Regional Near National Near National

2011 Demotech Company Classification

Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National Super Regional Near National Near National Near National Near National Near National Near National Near National Near National Near National Near National National Super Regional Near National Near National Near National Super Regional Near National Near National Near National Super Regional Super Regional Near National Near National Near National Near National Super Regional Super Regional Near National Super Regional Near National Near National Near National Strategic Subsidiary Near National Near National Near National Near National National Coverage Specialist Regional Near National Near National

2010 Demotech Company Classification

Super Regional Near National Near National Near National Near National Near National Near National Near National Near National Super Regional Super Regional Near National National Near National Near National Near National Near National Near National Super Regional Near National Near National National Strategic Subsidiary Near National Near National Near National Super Regional Near National Near National Near National Super Regional Super Regional Near National Coverage Specialist Near National Near National Super Regional Super Regional Regional Super Regional Near National Near National Near National Strategic Subsidiary Near National Strategic Subsidiary Near National Near National National Coverage Specialist Regional Near National Near National

2009 Demotech Company Classification Super Regional Near National Near National Near National Near National Near National Near National Near National Near National Near National Super Regional Near National Near National Near National Near National National Near National Near National Super Regional Near National Near National National Strategic Subsidiary Near National Near National Near National Super Regional Near National Near National Near National Regional Super Regional Near National Coverage Specialist Near National Near National Super Regional Regional Regional Super Regional Regional Near National Near National Strategic Subsidiary Near National Strategic Subsidiary Near National Near National National Coverage Specialist Regional Near National Near National

Data Source: The National Association of Insurance Commissioners, Kansas City, Missouri, by permission. Information derived from an SNL product. The NAIC and SNL do not endorse any analysis or conclusion based upon the use of its data. 18 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

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Workers’ Compensation Why Clients Might Need Foreign Voluntary Workers’ Comp

n spite of videoconferencing, social media and other new technologies, many businesses depend on their key executives and top sales people to travel overseas to meet with clients in person, to negotiate with foreign business leaders and to explore potential new markets. Businesses may be tightening budgets, but opportunities for growth are often outside the United States, in markets such as Brazil, India and China, and that often involves travel to foreign countries. In fact, the By Kathleen Ellis recent Barclaycard Business Travel Survey predicted that the number of international flights taken per business traveler will increase policies will provide employees with by 12 percent in the next six years. a basic level of protection if they are Employees who travel outside of the injured while traveling outside the country, however, face health risks that United States on business. But often they may not typitimes the coverage cally encounter at not be enough Employees who travel may home. Accidents to cover some of the outside of the country expenses that can and illnesses can face health risks happen anywhere, arise when employees but far from home, travel to foreign counthat they may not in an unfamiliar tries. encounter at home. country, even rou A broader level of tine health problems protection is available can become more difficult to manage through a foreign voluntary workers’ and can quickly escalate into a more compensation policy along with a busiserious problem. ness travel accident policy. These two Most U.S. workers’ compensation voluntary policies provide an additional

level of benefits that can be critical for employees who become sick or injured while traveling on business. Potential Health Risks When people travel to foreign countries, they face any number of potential health risks. While travel to lesser-developed parts of the world may involve increased risk of illness or accidents, business travelers can become injured or sick even in major Western countries. Auto accidents, for instance, are one of the most common causes of injury for business travelers. In foreign countries, business travelers may get into auto accicontinued on page 22

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Workers’ Compensation continued from page 20 dents if they are not familiar with the rules of the road or accidentally drive on the wrong side of the road. Illnesses, such as food poisoning and travel-induced diarrhea, are also problems for business travelers. Travelers’ diarrhea is the most common illness,

affecting about 20 percent to 50 percent of international travelers, according to the Centers for Disease Control and Prevention. In other more remote countries, travelers also may be at risk from infectious diseases, such as malaria, and may face greater challenges finding, and then get-

ting to, good medical facilities. One of the biggest worries that people have about business travel outside of the United States is how to find a doctor in case of an emergency. A Chubb survey recently found that 61 percent of travelers said they would be concerned about how to locate a qualified doctor in case of an emergency while traveling overseas. More than half said they would not know how to find a trustworthy translator to assist with medical or legal issues, the survey found. A Comprehensive Travel Program Employees who are sick or injured while on the job at home are typically covered either by a workers’ compensation policy, which employers are required to carry, or by their health insurance policy. While U.S. workers’ compensation policies may provide some medical and wage benefits for employees who are traveling outside of the United States, that insurance may be rather limited. Businesses can provide their employees who travel outside the U.S. with additional protection by purchasing foreign voluntary workers’ compensation and a business travel accident policy. A foreign voluntary workers compensation policy can — in addition to medical benefits and wage continuation — cover the additional expense of repatriating a sick or injured employee. These repatriation expenses can be very costly. Typical costs of a medical helicopter evacuation, for instance, runs about $60,000. However, depending on the location, costs can become significantly higher. An additional benefit of having a foreign voluntary workers’ compensation policy is that sickness due to endemic diseases are not excluded. Also, any foreign workers’ compensation losses that occur outside the U.S. will not affect the insured’s domestic workers experience modification. In addition to foreign voluntary workers’ compensation, a continued on page 30

22 | INSURANCE REGION June 3, 2013 1 USREP16556.indd 1 32724 BurnsJOURNAL-NATIONAL US-Reports_Spring2013InsJournal_4-23.indd

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SPECIAL REPORT

Programs

By Andrea Wells

ne industry segment ideal for the program market and somewhat immune to the effects of a battered economy is the fast-food, multi-unit restaurant franchise industry, the experts say. The larger a company grows, the slower its rate of growth. But that’s not true for many franchise operations. The largest franchise systems — including the crown jewel of the fast-food restaurant industry — keep getting larger and larger, according to the Franchise Times’

Top 200, an annual industry ranking of the largest franchise systems in the country. One of the largest franchise systems in the world — McDonald’s Corp. — grew 11.1 percent in sales in 2012, or $8.6 billion. The multi-unit McDonald’s Corp. operates a total of 33,510 units worldwide (14,098 domestic units and 19,412 international units) and 81 percent of those unit stores are owned by franchise operators. The Golden Arches grew its unit count by 2.4 percent in 2012 alone. While McDonald’s stands as the big-

24 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

gest fish in the sea of fast-food franchises, it’s not the only fish worth insuring, the experts say. Throughout the economic crash of 2008 until today, fast-food franchises have stood the test of tough times, says Everett R. Newman Jr., program director and managing partner for United Alternative Risk Insurance Solutions, which manages the Restaurant Franchise Captive Program (RFCP). Newman helped launch the RFCP in July 2004 with Travelers Insurance Co., which serves as both the fronting carrier and reinsurer for the captive www.insurancejournal.com

program. York Risk Services handles the claims. Over the program’s almost 10-year history business has been good, Newman says. “We are working on the renewal right now,” he says. “We’ve been very fortunate that Travelers has been with us for the 10 years and they are offering a renewal.” That’s because the program overall has been very profitable. “Our historical loss ratio in the program is just under 30 percent for nine years,” Newman says. “It’s very profitable for Travelers and the members.” RFCP insures a number of recognizable national name brand fast-food franchises, including Carl’s Jr., Wendy’s, Baja Fresh, KFC, Cinnabon, and many others. The program offers workers’ compensation and a package policy that includes all property lines of coverage and liability coverage. In recent years, Newman and other specialists in the restaurant franchise segment have seen a surge in opportunities to insure multi-unit franchise operators. “There’s been a real growth in the number of multi-unit franchisees, or franchisees with 20 or more locations since the economic downturn of 2008,” Newman says. “The number of larger franchises has grown significantly since 2009 and a big part of that growth has to do with the availability of capital for larger franchise operators.” Larger franchise operators are better equipped to buy corporate stores when they become available, or to buy smaller franchises that maybe looking to sell, he says. A big trend, according to the Franchise Times’ Top 200 report, is that franchise corporations have become more reluctant to grow and operate corporate-owned stores. That means more corporate stores have become available for individual franchise owners to buy. In the Franchise Times’ first Top 200 ranking in 2006, 79 percent of the locations of Top 200 brands were operated by franchisees. However, in 2012, franchisees owned 88 percent. “In other words, the companyowned unit count was cut nearly in half, from 21 to 12 percent,” the report said. Refranchising Trend Some of the growth in new franchise www.insurancejournal.com

operations is due to refranchising, or the sale of company-owned stores to franchisees. Between 1999 and 2006, the number of company-owned stores grew by 16 percent. But since the end of 2006, the company store count on the Top 200 fell 22.4 percent as corporations shed 16,671 locations. Numerous companies in the Top 200 ranking, especially restaurants, have engaged in some form of refranchising, including McDonald’s, KFC, Burger King, Pizza Hut, Taco Bell, Jack in the Box and Applebee’s. McDonald’s company-owned unit count has declined by 5 percent over the past five years, by 1,731 restaurants. Jack in the Box sold off 641 units in that time, while Applebee’s owner, DineEquity, shed 339 units, according to information from Piper Jaffray, an investment bank and asset management firm. This “refranchising” trend is opening new doors for program administrators, carriers and brokers targeting this segment. “There’s always somebody that thinks they can open a restaurant,” says Richard Lewis, an agent with the R.H. Clarkson Insurance Group based in Louisville, Ky. “Restaurants are the most often opened businesses and the most often closed businesses, so there are always opportunities.” Lewis, whose agency works with many McDonald’s franchisees, is seeing new franchise operations open all the time. From Qdoba Mexican Grills to gourmet grilled cheese shops, there’s always a new franchise opportunity, he says. R.H. Clarkson has been working with the McDonald’s insurance program since the early 70s and has the availability to write locations in all 50 states, Lewis says. June 3, 2013

While his agency writes franchise restaurants brands ranging from Dairy Queen to Papa John’s to Texas Roadhouse, no other corporation has the insurance program in place the way that McDonald’s does, according to Lewis. McDonald’s approves the insurance companies that provide the package policy to a franchise operator, he says. The corporation has specific coverage guidelines in place including policy form guidelines and insurance company financial strength guidelines. “They have to be ‘A-minus’ (excellent) and (financial) size category of IX before they can be eligible for the program,” Lewis says. “Carriers also have to have their forms submitted and approved by McDonald’s.” That’s because McDonald’s requires a replacement cost form that doesn’t include an actual limit on a store, Lewis says. “It’s replacement cost. You would never see that actual replacement cost, guaranteed replacement cost without a limit on any other policy. You are not going to run into a Wendy’s or Taco Bell that has guaranteed replacement cost. They all have a limit.” While there are several carriers approved to work with the McDonald’s insurance program, retail agents are only approved to write under one carrier for the package policy, Lewis says. “We bring in one carrier to the plan and that’s how that works,” Lewis says. “Everybody in the program purchases workers’ compensation, and then of course the package with the business owner’s policy,” Lewis says. But only the package policy must be written with the approved carrier. Other coverages, such as employment practices liability insurance, umbrella, or other lines of coverage don’t have to be approved continued on page 26 INSURANCE JOURNAL-NATIONAL REGION | 25

SPECIAL REPORT

Programs continued from page 25 partner for CRW Insurance & Financial by McDonald’s, he says. Services based in New Holstein, Wis. Janice Cavanaugh-Teti, partner in the Some of the insurers CRW represents American Franchise Specialist Agency Inc. offer what’s called a “franchise endorse(AFSA), a nationally recognized insurment,” which allows a franchise owner to ance broker specializing in insurance proupdate their location to new franchise corgrams for franchises, also works with the porate standards should there be a loss. McDonald’s insurance program. “If it’s a Burger King, for example, and Cavanaugh-Teti and her partner founded they have a fire loss, now the franchise AFSA 24 years ago after working on agreement says, ‘If you have a loss, you are McDonald’s franchise accounts for another now required to update your store,’ maybe company. “I’ve been doing McDonald’s ever if they changed the branding,” Wink says. since,” she says. “They may require the franchisee to now Cavanaugh-Teti says when it comes to inject a large amount of capital to come other restaurant corporations, coverage up with a new color scheme or whatever requirements vary significantly from franit might be because they had a loss.” The chise to franchise, she says. franchise endorsement “All these franchises, provides coverage for that, every one of these franchis- ‘All these franchises he says. es, they’re all going to have ... they’re all going Another area sometimes their own requirements,” to have their own overlooked is coverage for she says. “Some may want requirements.’ indirect power outage and $10 million liability; some the limitation in distance, may only want $5 million.” Wink says. “A lot of companies will have a Unlike McDonald’s Corp., many frandistance limitation. If I have a restaurant chise corporations do not require approval and a substation starts on fire three miles of specific insurance programs, says Roy away and takes out a whole grid, most comMahlstedt, executive vice president of propanies would exclude coverage because of grams for Arch Insurance Group. He says the distance limitation,” he says. “You want the extent of their involvement depends on to be with a company that is unlimited.” the attitude of the franchise grantor. Wink says it’s important to have a policy “Many chain restaurants have little interor program that’s detailed and tailored to est in becoming involved in franchisee the coverages that a restaurant franchise coverage except to the extent of ensuring needs. “The franchise endorsement, no waitthat corporate interests are protected by ing period in the loss of income, no distance reviewing policy language, or requiring the limitation on the power outage … those are corporate entity to be covered as additional things that can make a big difference.” insured or via indemnification,” Mahlstedt says. “Should the franchisor wish to be Franchise Market involved, there are contractual and finan Restaurant franchises make an ideal fit cial methods to induce their franchisees in the program insurance market, says Dave to participate in a corporate sponsored or Strunk, national underwriting director for endorsed program.” CNA’s small business programs team. CNA writes many franchise programs, Specialty Coverages including restaurants, Shrunk says. “We Insuring franchise restaurants can be write some of the largest restaurant fransimilar to insuring a typical mom-and-pop chises in the world.” restaurant, the experts say. Standard cover Shrunk says the fast-food franchise space ages for property and liability apply, but is perfect for programs. “You find a lot of franchise restaurant operators also need similarity. It’s a very homogeneous group. If specialized endorsements that some caryou have a sandwich shop chain and they riers don’t offer, says Scott Wink, general 26 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

have good standards as a company, you’re going to find the same types of exposures and controls, from an insurance and risk management perspective” in all locations, he says. “You’re going to have the same types of operation and hopefully the same management philosophy.” Restaurant chains, like McDonald’s, make an underwriter’s job much easier, he says. “You know exactly what your experience is going to be when you go into a McDonald’s,” Strunk says. “From an insurance underwriter’s perspective, that’s good. You want to know what you’re insuring.” When franchise companies operate hundreds or thousands of locations around the country, “you can’t visit every single one of them,” Shrunk says. “You have to make some assumptions as to the quality, as to the controls, and if you have a strong franchisor who clearly articulates how they manage their business, closely controls it, that gives you consistency of exposures and controls.” Phil Cameron, chief marketing officer for SPARTA Insurance, says most program specialists would agree that when it comes to gold-standard restaurant franchises, McDonald’s operates as best-in-class. That alone makes it a highly-targeted risk among brokers and program administrators. But overall, the restaurant franchise segment is a good class for program insurers. “Overall the restaurant franchise business is more in the middle- to lower-end of severity classes, putting property exposure and Tier 1 aside,” Cameron says. “It’s a lower hazard class of business so I think a lot of other carriers do target this class.” SPARTA, which stands for “Specialty Program and Risk Transfer Alternatives,” launched in 2007. “Right from the get-go one of our targeted classes of business were restaurant franchises,” said Bill Murphy, program underwriter for SPARTA’s franchise fast-food program. Murphy says the segment is competitive. “In the general franchise restaurant space, we do see a number of players, brokers and carriers competing pretty regularly. It’s good business, if you have the right partner and the right program.” www.insurancejournal.com

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The Competitive Advantage Positioning with Companies as the Market Changes By Chris Burand

huge amount of press has been devoted to how important price is to insurance buyers — and it clearly is. But this is not specific to insurance. Price is a key factor in almost all buying decisions, excluding medical care. But in some businesses, price is being dethroned. At the head of the class proving price is not the penultimate factor is Apple. Steve Jobs promoted a philosophy of building the very best products that customers would stand in line to buy, even when charging a high price. I don’t think people will line up to buy insurance, but judging by the size of some carriers’ call centers, lots of people call about insurance 24/7. A close second is Southwest Airlines. They have the best profitability record in the airline industry. They have the best customer service record in the industry. They are usually at the top of the industry for being on-time. Yet, among the loyal Southwest fliers, price is not the determin-

ing factor. Reliability is the determining factor. At some point among people that fly a lot, reliability replaces price. A third is the revelation that Orbitz is charging Mac users more than Windows users for the same travel because they know price is less important to Mac users. The amazing, and sometimes scary, ability to track web users to determine whether to offer a coupon based on the speed someone clicks through a site will separate online buyers between people who always choose price and those that don’t. Notice what has happened? The winners choose their preferred client and market accordingly. They know the message has to be geared to the customer, because the customer ultimately is in charge. For what group of clients are you positioning your agency? Company Partnerships When choosing insurance companies, knowing which clients you want is essential to maximizing success. Some companies are better at providing a low price

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and lesser service, while others are better at providing great service, but charging for that service too. If you want to maximize your business, not making a choice will cause you to fall short of your goal. The most common example has to do with claims. Insureds willing to pay more likely want better claim service. Study after study shows that insureds and independent agents highly value good claims service. So have you completed a claims survey of your own insureds? How does it compare to claims surveys published by survey companies and insurance associations? How can you use this information to constructively sell higher-priced insurance? Do you represent the right carriers to achieve your goal? Growth Another example of positioning your agency has to do with growth. Some agencies are well-positioned for growth. Many agencies focus on slow growth and low loss ratio business. Others focus on fast growth. Nothing is wrong with either model. Often though, I see agencies mismatched. For example, a high-growth agency has a top company that focuses more on loss ratios, creating frustration for everyone. Vice verse is true too. Sometimes I see an agency focused on low loss ratios representwww.insurancejournal.com

Positioning an agency with its carriers will greatly enhance its ability to position itself with the customers it most wants. ing companies focused on growth. During the long soft market, these agencies were frustrated beyond human limits by these companies demanding more growth when their loss ratios were in the 30s! Just because dovetailing an agency with its companies is difficult does not mean it is impossible. Aligning your company with goals is a challenge with a large reward. Relative to growth, a mismatch often occurs when an insurance carrier that cannot grow demands that its agencies grow faster. If a company has been growing less quickly than the industry for years, how easy is it for their agencies to write business with that company? Demanding their agencies place more business with them will not solve the problem. As the market changes, agencies may be faced with this situation. Does representing a company that can’t grow benefit your agency? Another example of positioning with the right carriers has to do with making sure your carriers are most stable. A.M. Best recently released a study showing that 2011 was a high year for insolvencies. Downgrades are expected to exceed upgrades in 2013. Considering the industry likely finished 2012 with near-record surplus, this suggests many companies are much more solid than the market, and another group of companies are much weaker than the market. If you have material books with companies that make your gut queasy, consider re-positioning your agency with other carriers. Waiting to move a book until after a downgrade is an expensive endeavor. If the market gets truly hard, finding a market may be difficult. A proactive option might be to move some business now, positioning your agency to go after business of agencies

that were not proactive. When an agency’s people are always struggling with companies to get things done, it has little time to be proactive and seek out the customers that most fit itsrcai13051502.a goals. When an 5/15/13 agency fails to make 12:03 PM Page 1 that match, its growth and profit suffer.

Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: chris@ burand-associates.com.

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Positioning an agency with its carriers will greatly enhance its ability to position itself with the customers it most wants.

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June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 29

Spotlight

Workers’ Compensation continued from page 22 business travel accident policy can provide additional protection for employees. One of the key features of a business travel accident policy is that it provides insurance for both domestic and international

travel, including even when employees are traveling on personal excursions that are not part of the business trip. A business travel accident policy also will insure some circumstances not covered

focus focus focus

Travel Risk Management Providing additional protection to ensure the health and safety of employees who are traveling to foreign countries makes good business sense. A company’s employees are one of its key assets. The risk goes beyond just the potential loss of time due to illness or injury. The Chubb Travel survey showed that a lack of proper benefits also could discourage employees from going on trips and could even lead some employees to look for work elsewhere. According to the survey, 23 percent of business travelers said they would refuse to go on a trip to a location they considered dangerous unless their employer provided them with emergency medical and other services. Another 21 percent said they would go, but would refuse to go on the next trip, and 14 percent would go but would look for a new job after returning. Businesses should review their insurance programs and determine what benefits and services are provided if their employees are injured or become ill while traveling abroad.

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To be clearly and sharply defined.

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At York Programs, our focus on specialization allows us to build a detailed understanding of Programs and the customers we serve. Our Programs expertise ensures that our clients’ specific needs are fulfilled from every angle be clearly defined. through To a personalized level ofand servicesharply that produces significant and positive claims results.

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Customized claims services tailored to your program’s culture, communication preferences, and level allows of claims To be clearly and sharply defined. At York Programs, our focus onpreferred specialization us to handling build a detailed aggressiveness understanding of Programs and the customers we serve. Our Programs expertise ensures ourthe clients’ specific needs are fulfilled from every angle Focused solutions thatthat meet needs of your program’s Administrator, personalized level of service that produces significant and positive MGA,through Broker a and Carrier claimsFocused results. on meeting your needs. To gain a better perspective onhighly what York can do your program, pleaseadjusters Dedicated units of qualified andfor experienced Program At York Programs,Specialist, our focus Lisa on specialization allows404-1215 us to build a detailed contact Program Development Arguello, at (973) who specialize in only your claims understanding of Programs and the customers we serve. Our Programs or visit our website at www.yorkrsg.com. Customized claimsthat services tailored toneeds yourareprogram’s culture, expertise ensures our clients’ specific fulfilled from every angle communication preferences, preferred level of significant claims handling through a personalized leveland of service that produces and positive aggressiveness claims results. Focused solutions that meet the needs of your program’s Administrator, Dedicated MGA, Broker and units Carrierof highly qualified and experienced Program adjusters who specialize in only your claims claimson services to your your program’s culture, To gain a Customized better perspective what Yorktailored can do for program, please communication preferences, andLisa preferred of claims handling contact Program Development Specialist, Arguello,level at (973) 404-1215 aggressiveness or visit our website at www.yorkrsg.com. Focused solutions that meet the needs of your program’s Administrator, MGA, Broker and Carrier To gain a better perspective on what York can do for your program, please contact Program Development Specialist, Lisa Arguello, at (973) 404-1215 or visit our website at www.yorkrsg.com.

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30 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

under a foreign voluntary workers’ compensation policy and insure some illnesses not covered under a foreign voluntary workers compensation policy. Access to a medical assistance provider, on a 24/7 basis, anywhere around the world, is also an important part of a comprehensive benefits program and should be included with both the foreign voluntary workers’ compensation and business travel accident policies. If employees become sick or need help, they can reach out to the medical assistance provider, who can help them to locate a doctor or medical facility. In some countries in which hospitals may require payment upfront before providing care, the medical assistance provider can help with those arrangements.

Ellis is a senior vice president of Chubb & Son and manager of Multinational Risk Group - Global Accounts.

4/9/13 9:15 AM

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accident; liability; liquor liability; hired and non-owned automobiles; as well as rented or owned equipment. Available limits: Minimum $1 million; maximum $100 million Carrier: Statewide Insurance Services States: All states Contact: Michael Aberle at 916-503-4808 or e-mail: maberle@ statewideins.com

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Minding Your Business New Fiscal Cliff Taxes and Insurance Agencies By Catherine Oak and Kelsey Johnson

e are all familiar with the old saying, “the only thing certain in life are death and taxes.” With the new tax laws that came into effect for 2013, we know this is really true now!

Capital Gains and Flat Tax Increases Ahead The new capital gains tax has increased from 15 percent to 20 percent. But it doesn’t stop there. Another tax that was added for 2013 is a 3.8 percent flat rate tax on net investment income. This is income from interest, dividends, tax-exempt bond interest, royalties, rents and capital gains. This is applied to couples earning more than $250,000 and singles earning more than $200,000. The main purpose of this tax is to help fund Medicare. This law was actually part of the Obama healthcare law to help offset the cost of the new healthcare legislation. This means that all together on capital gains, taxpayers are going to pay 8.8 percent more than in 2012. This was also due to Proposition 30 in California. Each of the top four income brackets saw an increase, which will be in effect for seven years. Both of these tax increases show that California especially is not looking out for its small businesses. This means that if a taxpayer who is already in the top tier had a gain of $500,000, the taxes for 2013 would be $119,000 where in 2012 the taxes on this gain was $75,000. Higher Personal Income tax For workers that have taxable income below certain levels their tax rates will remain at similar past levels of 10 percent, 15 percent, 25 percent, 28 percent, 33 percent and 35 percent. However, taxpayers with a higher income level will see a higher change in the taxes they pay for 2013. For singles making more than $400,000 or for couples making more than $450,000 they will see their tax rate jump from 35 percent to 39.6 percent. This means that if a married couple filed their taxes with an income of $650,000, they would pay $9,200 more then they did last year because of the tax changes. And this is just for federal taxes! In California, we have seen many tax rate increases. Our www.insurancejournal.com

sales tax went up by 0.25 percent with the passing of Proposition 30. For income taxes in California we saw an increase in the maximum tax rate from 10.3 percent to 13.3 percent. So what does this mean for the typical insurance agency owner? Here are a few points about taxes that the typical insurance agency owner needs to consider. Estate Taxes Is your estate worth more than $5.25 million dollars? It’s OK if it isn’t, but for 2013 an individual can now exclude up to this amount from his or her estate taxes. That means that with smart planning, most people would not have to pay any taxes on their estate. In fact, it’s only estimated that 3,800 estates are large enough to pay taxes in 2013. This should come as a relief to most people because without this new year tax agreement, estates worth more than $1 million per person were going to be continued on page 34

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Minding Your Business New Fiscal Cliff, continued from page 32

subject to estate tax. Business Succession Owners close to retirement need to consider their business succession strategy now. Federal capital gains are at a high now in 2013, at around 24 percent for federal tax. If your exit strategy involves selling to an outside party, consider selling the agency through installment sales. This means that an owner could sell his entire book of business but spread out the gain over several years. That will ensure that you don’t pay top dollar in taxes for selling your agency. Retirement Plans Starting a retirement plan for an owner and his employees is a great way to save money on taxes this year, especially with income and capital gains tax rising for 2013. Business owners should consider establishing a SEP-IRA retirement plan. A busines-

sowner can contribute up to 25 percent of his compensation from the business into a SEP-IRA plan. The owner has to contribute the same percentage for all the qualifying employees. Both the amount contributed for the owner’s retirement and their employees’ retirement can be deducted from taxable income. Reduce Taxable Income Reduce taxable income any way legally possible — defer income into a HSA (Health Savings Account) or into next year, or make charitable donations. Add to an IRA or 401(k) with the maximum allowed for age and situation. The top tax deductions for a small business are auto expenses, expenses of going into business, legal and professional fees, bad debts, business entertaining, travel, interest, new equipment, moving expenses, software, charitable contributions, taxes, education expenses, and advertising and

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promotion. With taxes being higher this year, an owner needs to make sure to deduct wherever possible. In 2013, capital expenses up to $250,000 can be deducted in the year of purchase under Internal Revenue Code 179. Normally, these purchases are depreciated over three to 15 years. There are some simple restrictions that need to be followed, so owners need to consult with their CPA. Yes, go shopping for equipment that the firm needs, and stimulate the economy! Sales Opportunities Keep in mind that the strategy can be offensive as well as defensive. What insurance product or service do clients need in this crazy tax environment that the agency can offer to them? Think of ways to exploit any tax changes or tax uncertainty. Owners close to The pending retirement need upward spike for estate taxes is an to consider their business succession excellent opportunity to sell life strategy now. insurance to help wealthy clients cover their estate taxes. How about offering Health Savings Accounts? Work with your clients to find out more about their insurance needs. This is a good opportunity to cross-sell property/casualty accounts with life and health products by properly implementing sound tax strategies. Bottom Line Consult the firm’s tax advisor to get the best and most current tax advice for the firm’s and the owner’s personal situation. The key is to be aware of the changes and know options that can be taken to improve fiscal strength. Oak is the founder, and Johnson is a financial analyst at Oak & Associates, based in Santa Rosa, Calif. The firm specializes in financial and management consulting for independent insurance agencies, including valuations, mergers acquisitions, clusters, sales and marketing planning as well as perpetuation planning. Phone: 707-9366565. Email: catoak@gmail.com. Website: www.oakand associates.com

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2013 Annual Program Directory, Volume I Welcome to Insurance Journal’s 2013 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com.

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❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States

❯AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States

Addiction Treatment Facilities ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Herbert H. Landy Insurance Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States ❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States

❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯Monitor Liability Managers Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Personal Liab Carrier Status Non-admitted States All States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Administrative Service Org’s ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 35

2013 Annual Program Directory, Volume I Adoption Agencies ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Adult Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, D&O, EPLI, Fire,

Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Aircraft Repair/Service ❯Atlass Insurance Group Coverages CGL, International Coverage - Commercial, Legal Liability, Workers’ Comp - Master Policies/ASO Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

❯Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Medical, Medical & Physical Rehab,

Airlines

Adult Clubs

❯Atlass Insurance Group Coverages Hull, Legal Liability, Liability, Loss of Use, Medical, Workers’ Comp - Master Policies / ASO Carrier Status Admitted States Most States

Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Airport Owners & Operators ❯Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Agribusinesses

❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

Alarm Monitoring Companies

❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL,

❯Brownyard Programs Ltd.

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Business Income, Business Interruption, Catastrophe, Commercial

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX ❯Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability,

Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Manufacturers ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

36 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alcohol & Substance Abuse Treatment Centers ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯Bollinger Inc.

Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals ❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States ❯RPS Healthcare Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Amateur Sports Associations ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

www.insurancejournal.com

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Bollinger Sports & Recreation Insurance WE WORK HARD SO YOU CAN PLAYSM

❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Ambulance Service ❯CRC|Crump Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

COUNT ON US FOR MORE

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

More Expertise More Personal Service More Insurance Programs for:

Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

• Sports Associations, Teams & Leagues

• Golf & Country Clubs

• Sports Camps, Day Camps & Sleepaway Camps

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

• Tennis & Racquet Clubs

❯Zurich North America Commercial Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Crime, Earthquake, Equipment Breakdown, Flood, GL, Inland Marine, Medical Professional, Property, Umbrella Carrier Status Admitted States Most States

• Health & Fitness Clubs • Sports Facilities & Complexes

Amusement Parks ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯CoverXSpecialty Coverages Assault & Battery, Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto States Most States ❯CRC|Crump Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

www.BollingerSports.com SportsInfo@Bollinger.com 800-526-1379 101 JFK Parkway, Short Hills, NJ 07078

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 37 BOLLINGER136465.indd 1

3/12/13 5:34 PM

2013 Annual Program Directory, Volume I ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car Collections ❯American Modern Insurance Group Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States ❯Hagerty Insurance Agency LLC Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States ❯NSM Insurance Group Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Apartment Building Owners ❯4 All Insurance Services Coverages Builders Risk, CGL, COC, Commercial Excess, D&O, Difference

in Conditions, Earthquake, EPLI, Fiduciary Liab, Flood, GL, Pollution, Property, Renters Insurance, Residential Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, VA, WA

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯iii of Maryland Inc. Coverages Apartment House Package, Assault & Battery, Business Income,

CGL, Environmental Liab, Equipment Breakdown, Excess Flood, Excess Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States DE, MD, VA

❯Independent Insurance Agents & Brokers California (IIABCal) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA ❯Insurance Innovators Inc. Coverages Abuse & Molestation, Apartment House Package, Assault &

Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA ❯International Excess Companies Coverages Apartment House Package, Business Income, Business

Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯IPC Coverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA ❯J.E. Brown & Associates Coverages Apartment House Package, BOP Carrier Status Admitted States CA ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯MarketScout Coverages Apartment House Package, GL Carrier Status Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX ❯Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab,

❯Advanced E&S Group - Midwest Region Coverages Apartment House Package, Boiler & Machinery, Business Income,

CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Agency Intermediaries Inc. Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI ❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA ❯Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake,

Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX ❯Westrope Coverages Assault & Battery, Builders Risk, Business Interruption,

Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages GL, Property Carrier Status Non-admitted States FL, GA, NC, TX ❯Yates & Associates Ins. Services Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA

Appraisers ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

Arborists/Tree Services ❯Insurance Innovators of New Jersey Inc. Coverages CGL, Contractors Equip, EPLI, Liability, Umbrella Carrier Status Non-admitted States NJ, NY ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV

Architects & Engineers

❯Ohio E & S Agency Inc. Coverages Business Income, Commercial Excess, Completed Operations Liab,

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States MI, OH

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ,

NY, OH, PA, SC, TN, TX, VA, DC

❯All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX

❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

❯Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States

❯TAPCO Underwriters Inc. Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States

❯E.L.M. Insurance Brokers Coverages D&O, Environmental Liab, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

38 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Euclid Managers Coverages Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Fox Point Programs Coverages Cyber Liab, D&O, E&O, Identity Theft Carrier Status Non-admitted States All States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Asset Managers

❯Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Liberty International Underwriters Coverages Crime, D&O Carrier Status Admitted, Non-admitted States Most States

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Assisted Living Centers

❯HCC Specialty (MA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages BOP, D&O, E&O, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯Intercorp Inc. Coverages Professional Liability Carrier Status Admitted, Non-admitted States Most States

❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States FL

❯International Excess Companies Coverages E&O, EPLI, Professional Liability Carrier Status Non-admitted States Most States ❯Jorgensen & Company Coverages EPLI, Professional Liability Carrier Status Admitted States All States ❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages Excess Liab, Professional Liab Carrier Status Admitted, Nonadmitted States Most States ❯Monitor Liability Managers Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Nonadmitted States AZ, CA, NV ❯Ohio E & S Agency Inc. Coverages E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States IN, MI, OH ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liability Carrier Status Non-admitted States All States ❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, EPLI, Fiduciary

Liab, GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Armored Car Services ❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addtional Insureds, CGL, E&O, Excess Liability, Umbrella Carrier Status Non-admitted States All States ❯CoverXSpecialty Coverages Excess Liability, GL, Umbrella Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity,

Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

ATM Service Companies ❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States Most States

Attorneys ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States MI, OH

❯Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States

❯Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo

Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

❯Lawyer’s Protector Plan® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Number One Insurance Agency Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Tejas American General Agency Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

❯Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States

Associations/Affinity Groups

❯Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯5Star Professional Programs Coverages E&O, EPLI Carrier Status Admitted States Most States

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/Ransom, Umbrella Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O,

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, E&O, EPLI, Event Cancellation,

Hole-in-One, Liability, Liquor Liab, Nonowned & Hired Auto, Weather Carrier Status Non-admitted States Most States

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❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Auctioneers ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 39

2013 Annual Program Directory, Volume I Auto Body Shops ❯5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, NM,

NV, OR, UT, WA

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Crime, GKLL, Inland Marine, Nonowned & Hired Auto, Property Carrier Status Admitted States Most States

Auto Dealers ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental

Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States NY

❯M.J. Kelly Company Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID,

IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

❯MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ❯Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages GL, Workers’ Comp States AZ, CA, CO, NV, UT, WA ❯Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard Phys Dmg, BOP, Business Income,

Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages ❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Brecht & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo,

Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX

❯Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Springfield)

Coverages CGL, Commercial Excess, Emergency Towing & Service, Garage

Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Liability, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯SeaFire Insurance Services Coverages Auto Comm-Standard, Crime, Dealers Open Lot, Environmental Liab, Garage Liability, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX

❯Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/Phys Dmg,

❯M.J. Kelly Company Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT,

❯Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL

Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Crime, Dealers Open Lot, EPLI, Garage Liability, GKLL, Pollution, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking Yards ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Crime, Employee Benefits, GKLL, GL, Liability, Medical Payments, Non-Trucking Auto Liab, Physical Damage, Rented Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

NM, OK, TN, TX, UT

❯MarketScout Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted, Non-admitted States All States ❯Mattei Insurance Services Coverages Auto Comm-Standard, Business Income, Care/Custody/Control,

CGL, Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

40 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

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2013 Annual Program Directory, Volume I ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, UT, WA

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA

❯RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab,

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX ❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX ❯Topa Insurance Company Coverages Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States CA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, GKLL, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service ❯5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TX ❯American Team Managers Ins. Services Inc. Coverages GKLL, GL, Property Carrier Status Admitted States AZ, CA, CO, ID,

MT, NV, OR, UT, WA, WY

❯Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

❯USG Insurance Services Inc. Coverages Care/Custody/Control, D&O, Dealers Open Lot, E&O, EPLI,

Excess Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Crime, GKLL, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Auto Repossessors ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Williams & Stazzone Insurance Agency Inc. Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Transporters ❯IMCO Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo Carrier Status Admitted, Non-admitted States CA, OR, WA ❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

❯MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Mattei Insurance Services Coverages Auto Comm-Standard, Business Income, Care/Custody/Control, CGL, Crime, Dealers Open Lot, EPLI, Garage Liability, GKLL, Physical Damage, Property Carrier Status Admitted States Most States ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Pollution, Pollution Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NV, OR, UT, WA

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Auto/Truck Dealers - Franchised

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Excess Liab,

❯GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond Agents

❯Truckers Insurance Associates Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

❯Automotive Risk Mgmt. & Ins. Services Inc.

Auto/Truck Rental Firms ❯Bedford Insurance Services Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States

❯Markel Programs Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY

❯National Advantage Insurance Services Inc. Coverages GL, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV, OR, TX

❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States

❯van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Leasing Firms ❯GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MostStates

❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Bars/Taverns ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business

Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯American Team Managers Ins. Services Inc. Coverages Property, Workers’ Comp Carrier Status Admitted States CA ❯American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 41

2013 Annual Program Directory, Volume I ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

❯National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab Carrier Status Non-admitted States AL, AZ, CO, FL, GA, ID, IL, IN, LA, MI,

MO, MS, NC, NJ, NV, RI, SC, TX, VA, DC

❯Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Bliss & Glennon Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

❯Brecht & Associates Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

❯Ohio E & S Agency Inc. Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States MI, OH

❯Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Gorst Company Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NV ❯iii of Maryland Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liquor

Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States DE, MD, VA

❯Insurance Innovators Agency Of New England Inc. (West

Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Employee Benefits, EPLI, Excess Liab, Fine Arts, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators Inc. Coverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-

Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA ❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI,

Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States AL, CT, GA, MA, ME, NH, NY, RI, VT ❯M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX ❯M.J. Kelly Company Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment

Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯MarketScout Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY ❯Quirk & Company Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds,

Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States ❯Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯USG Insurance Services Inc. Coverages Assault & Battery, Business Income, CGL, Crime, Equipment,

Food Spoilage, Liquor Liab, Media Liab, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States All States

❯W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine,

Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

❯Yates & Associates Ins. Services Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA

Bazaars ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Beauty/Barber Shops/Salons/Schools/ Supplies ❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Liability,

Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

42 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto Pers-Nonstandard, Boiler &

❯J.E. Brown & Associates Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States CA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal

Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Bed & Breakfasts ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Combo Personal & Commercial, Dwelling

Fire, Fire Legal Liab, Medical Payments, Property, Residential Property Carrier Status Non-admitted States Most States

❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS-MIS Coverages CGL, Property Carrier Status Non-admitted States Most States

Bicycle Dealers/Distributors/Rentals/ Manufacturers ❯ACE Commercial Risk Services - Programs Coverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Completed Operations Liab, Crime, GL, Inland Marine,

Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

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2013 Annual Program Directory, Volume I Billiard Parlors ❯Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billing and Collection Services ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Sun Coast General Insurance Agency Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine,

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Continental Risk Insurance Services Coverages Auto Comm-Standard, Billing Error E&O, Blanket Addt’l Insureds,

Boats, Business Income, Cargo, CGL, Commercial Marine, Equipment Breakdown, Federal LHWCA, Hull, Identity Theft, Legal Liab, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages BOP, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA ❯TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

Boat Rental Firms ❯Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Liability, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

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❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Bowling Alleys

❯Global Weather Insurance Agency Inc. Coverages Boiler & Machinery, CGL, Liquor Liab, Prize Indemnification, Property, Weather Carrier Status Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages Liability, Marina Operators Legal, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States All States

Campgrounds ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boats, CGL,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Boat Dealers/Brokers

❯Britt/Paulk Insurance Agency Inc. Coverages Equipment, GL, Identity Theft, Inland Marine, Nonowned &

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Commercial Excess, Equipment Breakdown, Garage Keepers Legal Liab, Liquor Liab, Nonowned & Hired Auto, Pool & Spa Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

Camps ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯Ark Agency Coverages CGL, Liability Carrier Status Admitted, Non-admitted States Most States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs

❯Bollinger Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Car Washes

❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

❯Global Weather Insurance Agency Inc. Coverages Prize Indemnification, Weather Carrier Status Admitted States Most States

Broadcasters

❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 43

2013 Annual Program Directory, Volume I ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, UT, WA ❯The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Casinos

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States

❯Global Weather Insurance Agency Inc. Coverages GL, Prize Indemnification, Weather Carrier Status Admitted States Most States

❯iii of Maryland Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Equipment Breakdown,

❯MAXIMUM Coverages All Risks/Cash in Transit, Builders Risk, Business Income,

Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OH ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Caterers ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab,

Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ❯ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment,

Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

Excess Flood, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA ❯Insurance Innovators Agency Of New England Inc. (West

Springfield) Coverages Abuse & Molestation, Assault & Battery, BOP, CGL, Commercial Excess, Employee Benefits, EPLI, GL, Liability, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators of New Jersey Inc. Coverages Abuse & Molestation, Business Interruption, D&O, EPLI, GL,

Liability, Medical Payments, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NJ, NY

❯International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL,

Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Keller & Co Inc. Coverages Abuse & Molestation, Liability, Medical Payments, Nonowned &

Hired Auto, Products Liab, Professional Liab, Student Accident, Teachers Liab, Umbrella, Workers’ Comp Carrier Status Admitted States NY

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Child Care/Day Care Centers

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption,

D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Tejas American General Agency Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX ❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Churches ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA,

CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Religious Practice Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group, Specialty Human Services

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RPS NIPC Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Business Income, CGL, Commercial Excess, Crime, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions Carrier Status Admitted States CA, ID, MT, OR, SC, TX, UT, WA, WY

Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Claims Adjusters

❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OH, OR, TX, VA

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Chiropractors

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

44 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liability Carrier Status Admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Commercial Building Owners ❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States ❯Advanced E&S Group - Midwest Region Coverages Boiler & Machinery, Business Income, Business Interruption,

CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Sun Coast General Insurance Agency Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Zurich North America Commercial Coverages Earthquake, Flood, Property Carrier Status Non-admitted States Most States

❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Commercial Marine Companies ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Chamber Insurance Agency Services Coverages Earthquake, Flood, Hurricane, Windstorm Carrier Status Admitted States All States

❯LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial

D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States FL, GA

❯Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯Preferred Property Programs

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯CRC|Crump Coverages Boiler & Machinery, Builders Risk, Catastrophe, Commercial

Excess, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Maritime Program Group Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

❯Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

❯Independent Insurance Agents & Brokers California (IIABCal) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Insurance Innovators Agency Of New England Inc. (West

Springfield)

Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Difference in Conditions, EPLI, GL, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯IPC Coverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa

Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

❯MAXIMUM Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Roush Insurance Services Inc. Coverages Apartment House Package, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH ❯Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

www.insurancejournal.com

Community Banks/Credit Unions ❯Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States ❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States ❯Number One Insurance Agency Coverages Flood, GL Carrier Status Admitted States MA ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg,

Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sloan Mason Insurance Services Coverages CGL, Commercial Marine, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States ❯TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL,

Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations

❯van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Community Health Centers ❯Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

❯CID Insurance Programs Inc. Coverages D&O, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV,

Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

OR, TN, TX, UT, WA

❯Prime Insurance Company

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Community/Social Services

❯iii of Maryland Inc. Coverages CGL, D&O, Environmental Liab, EPLI, Excess Flood, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Indemnity Excess & Surplus Agency Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, CGL, D&O, GL, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 45

2013 Annual Program Directory, Volume I ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, D&O, Employee Benefits, EPLI, GL, Liability, Professional

Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

❯Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States Most States

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯NAS Insurance Services Inc. Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins,

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Technology E&O Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Stuckey and Company Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Marine, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity Bonds, Fire, Fire Legal Liab, GL, Glass, Liability, Marina Operators Legal, Misc Professional Liab, Nonowned & Hired Auto, Personal Liab, Personal Property, Personal Umbrella, Professional Liab, Technology E&O, Trade Shows & Festivals, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Euclid Managers LLC Coverages Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ❯NSM Insurance Group Coverages Boiler & Machinery, Business Income, Catastrophe, Commercial

Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hurricane, Liability, Non-Profit D&O, Nonowned & Hired Auto, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States FL, GA

Concrete Pumper Firms

❯Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

❯Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA

❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Quirk & Company Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Computer Consultants/Programmers/ Designers

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Concessionaires and Vendors

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer Agency Inc. Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TX,

UT, WA

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

46 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Condo/Homeowner Associations ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Brecht & Associates Coverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

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2013 Annual Program Directory, Volume I ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA

❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

Construction Managers

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

Construction Wrap-Up

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA

❯Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States

❯Monarch E&S Insurance Services Coverages D&O, GL, Property States CA

❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Residential `wrapup`, Workers’ Comp Carrier Status Non-admitted States Most States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted States Most States

❯MAXIMUM Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Worldwide Facilities Inc. - All Offices Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages CGL, D&O, Equipment Breakdown, Fire Legal Liab, Medical

Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

Condominium Owners ❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA ❯Frontline Homeowners Insurance Coverages Liability, Personal Liab, Personal Property, Property Carrier Status Admitted States FL, SC ❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

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Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ❯Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Consultants-Environmental ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

Consultants-All Kinds ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯CID Insurance Programs Inc. Coverages CGL, E&O, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, TN, TX, UT, WA

❯Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯CRC|Crump Coverages CGL, Commercial Excess, E&O, EPLI, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Quirk & Company Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Euclid Managers LLC Coverages Breach of Security, Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯HCC Specialty (MA) Coverages E&O, EPLI, Professional Liab States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages Employee Benefits, GL, Workers’ Comp Carrier Status Admitted States All States ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 47

2013 Annual Program Directory, Volume I ❯B&B Protector Plans Inc. Coverages Auto Comm-Standard, Blanket Waivers, GL, Inland Marine, Property, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

❯Westrope Insurance Managers of Florida LLC Coverages GL, Inland Marine Carrier Status Non-admitted States FL, GA

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Yates & Associates Ins. Services Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA

❯Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

❯Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All States ❯Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders

Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States ❯Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States ❯General Agency Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted States CA ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

❯Houston International Insurance Group Coverages Care/Custody/Control, CGL, Commercial Excess, Completed

Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England Inc. (West

Springfield)

Coverages Builders Risk, Business Income, CGL, Contractors Equip,

Employee Benefits, EPLI, Liability, OCP, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators of New Jersey Inc. Coverages Contractors Equip, EPLI, Liability, Medical Payments, Umbrella Carrier Status Non-admitted States NJ, NY ❯Insurance Innovators Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯M.J. Kelly Company Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine,

❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Alarm ❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

Care/Custody/Control, CGL, Crime, Cyber Liab, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Professional Underwriters Agency Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

❯Costanza Insurance Agency Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l

Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN ❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA ❯TAPCO Underwriters Inc. Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX ❯The Insco Dico Group Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella States Most States ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

❯USG Insurance Services Inc. Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, Inland

❯N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN

Contractors-Air Conditioning ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

❯N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯Zurich North America Commercial Coverages Builders Risk, Inland Marine Carrier Status Admitted States Most States

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, TX, WA, WY

Marine, Installation Floaters, OCP, Pollution Liab, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Victor O. Schinnerer & Company Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed

❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan ❯Abram Interstate Insurance Services Inc. Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA ❯Advanced E&S Group - Midwest Region Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine,

Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages Auto Comm-Standard, GL, Liability, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, WA ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Umbrella, Workers’ Comp Carrier Status Admitted States All States

Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

48 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Plus Carrier Status Admitted, Non-admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯iii of Maryland Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States DE, MD, VA ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX ❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA,

HI, NV, TX

❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Victor O. Schinnerer & Company Coverages E&O, Pollution Carrier Status Non-admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors

Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Crane & Rigging ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

❯Norman-Spencer Agency Inc. Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MD, ME, NJ, NY, PA, RI, VT ❯Risk Placement Services/Lemac Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL Carrier Status Admitted, Non-admitted States CA ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL,

NY, PA

❯Target Managers Insurance Services Coverages Auto Comm-Standard, Builders Risk, Contractors Equip,

Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Beacon Hill Associates Inc. Coverages Commercial General Liability, E&O, Pollution States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States

❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, TX, WA

Contractors-Environmental ❯Access E&S Insurance Services (CA) Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯National Advantage Insurance Services Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States CA

❯NIF Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Difference in Conditions, General Liability, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States

❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States

❯Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA

❯National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL

Contractors-Elevators ❯Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors-Demolition ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯PartnerOne Environmental Coverages Commercial General Liability, E&O, Pollution Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD,

MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab,

❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, KY, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, VA, WV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯USX/S Coverages CGL, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Contractors-Electrical

Contractors-Excavating/Grading

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

GA, IL, IN, KY, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 49

2013 Annual Program Directory, Volume I ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Contractors-General

❯Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab,

❯American Underwriting Managers Coverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯Arrowhead General Insurance Agency Inc. Coverages GL, Workers’ Comp Carrier Status Admitted States All States

❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors

Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/ Drilling ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Fire & Water Restoration ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liability, Professional Liability Carrier Status Admitted, Non-admitted States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States Most States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯CRC|Crump Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Commercial Excess, Contractors Equip, Difference in Conditions, EPLI, Excess Flood, Liability, Pollution, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution

Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯CoverXSpecialty Coverages Excess Liab, GL, Umbrella Carrier Status Non-admitted States Most States ❯Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RelMark Program Managers Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

CGL, E&O, Environmental Liab, Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Wrap Up Insurance Solutions Coverages GL, Residential `wrap-up` States Most States

Contractors-Landscape ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, CGL, Completed

❯Insurance Innovators Agency Of New England Inc. (West

Springfield)

Coverages Business Income, CGL, Completed Operations Liab, Contractors

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA

Contractors-Fire Protection/Fire Sprinkler

❯Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

❯USG Insurance Services Inc. Coverages Builders Risk, Care/Custody/Control, CGL, E&O, EPLI, Excess

Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Westrope Coverages GL, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

Equip, E&O, EPLI, GL, OCP, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯Environmental Insurance Agency (EIA) Coverages GL, Pollution Liab States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Liab, OCP, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

Operations Liab, Contractors Equip, E&O, Equipment, GL, Herbicide & Pesticide, Inland Marine, Lost Key, Medical Payments, Pollution, Pollution Liab, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Marine ❯All Risks Ltd. Coverages Bumbershoot, Equipment, Hull, Liability, MEL, Protection &

Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages CGL, COC, Environmental Liab, Equipment, Equipment

Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign

❯Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

50 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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2013 Annual Program Directory, Volume I ❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Contractors-Oil & Gas

❯iii of Maryland Inc. Coverages Contractors Equip, Excess Liab, GL, Installation Floaters, Property, Umbrella Carrier Status Admitted, Non-admitted States MD

❯American Underwriting Managers Coverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Burnett & Company Inc. Coverages CGL, Umbrella Carrier Status Non-admitted States All States ❯CoverXSpecialty Coverages GL, Umbrella States Most States ❯CRC|Crump Coverages Commercial Excess, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯MarketScout Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Contractors Equip, Control of Well, D&O, E&O,

Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA ❯Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, CGL, Control of Well, Equipment,

Excess Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ❯Towerstone Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Pollution Carrier Status Non-admitted States AL, AR, CO, ID, IL, KS, KY, LA, MI, MO, MS, ND, OH, OK, TX, UT, WV, WY ❯U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control

of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Contractors-Roofing ❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ❯Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States ❯CoverXSpecialty Coverages Contractors Equip, Umbrella Carrier Status Non-admitted States Most States

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❯Norman-Spencer Agency Inc. Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab,

❯MarketScout Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Underground Storage Construction

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Norman-Spencer Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Convenience Stores

❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Workers’ Comp Carrier Status Admitted States All States

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Service ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Insurance Innovators Inc. Coverages Boiler & Machinery, Business Income, Business Interruption,

CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler &

Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Swimming Pools

❯McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 51

2013 Annual Program Directory, Volume I ❯NIP Group LLC Coverages Auto Comm-Standard, Business Income, GL, Inland Marine, Liquor Liab, Personal Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Quirk & Company Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL,

Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Country Clubs ❯Bollinger Inc. Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States ❯Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment

Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Cosmetic Manufacturers

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Commercial Excess,

❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Assault & Battery, Auto Comm-Standard,

Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, BOP, CGL,

Commercial Excess, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Counselors/Counseling Centers ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Non-Profit D&O, Pollution Liab Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits,

Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Venture Insurance Programs Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor

Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Insurance Innovators Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial

Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/ Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crop Dusters/Sprayers ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Couriers

❯Topa Insurance Company Coverages CGL, E&O, Inland Marine, Property Carrier Status Admitted States CA

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

❯Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States ❯Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

52 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Dairies ❯Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States ❯Mark D. Fredricksen Insurance Services Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States ❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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2013 Annual Program Directory, Volume I ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Delivery- Wholesale/Retail ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-

❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

❯Agency Intermediaries Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, NH, RI

❯South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯TAPCO Underwriters Inc. Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Day Care/Preschools

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard,

❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States

❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Philadelphia Insurance Companies Coverages Professional Liab, Property States Most States

❯Insurance Innovators Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯J.E. Brown & Associates Coverages Abuse & Molestation, Liability Carrier Status Admitted, Non-admitted States CA ❯M.J. Kelly Company Coverages Business Income, CGL, Commercial Excess, Completed Operations

Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL ❯Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire

Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States MI, OH ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

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Program

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice

Day Spas

❯Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA

❯Truckers Insurance Associates Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

Dentists ❯Admiral Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Developmental Disability Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal

Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto

Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

❯Zurich North America Commercial Coverages Abuse & Molestation, Auto Comm-Standard, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dealers-Home Heating Oil ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-Propane ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States

❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX ❯International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Negley Associates Coverages Commercial General Liability, Professional Liability Carrier Status Non-admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 53

2013 Annual Program Directory, Volume I ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

❯Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States

❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Dialysis Centers ❯Quaker Special Risk (New Jersey) Coverages Commercial General Liability, General Liability, Liability,

Professional Liability, Umbrella Carrier Status Non-admitted States Most States

Distributors ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liability Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages General Liability, Legal Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV ❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Commercial Excess,

Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Glass, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Joseph Chiarello & Company, Inc.; Firearms Business

Insurance Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Norman-Spencer International Inc. Coverages Auto Commercial - Standard, Business Income, Business

Interruption, Crime, Cyber Liability, D&O, E&O, International Coverage Commercial, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Winery Pak Insurance Programs Coverages Auto Commercial - Standard, Excess Liability, Liability, Liquor Liability, Property Carrier Status Admitted States Most States ❯Zurich North America Commercial Coverages Auto Commercial - Standard Liability, Auto Commercial - Standard Physical Damage, Cargo Carrier Status Admitted States Most States

Driving Ranges ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries ❯Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Boiler & Machinery, Business Income,

Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA

❯Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket

Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment Agencies ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States

Emergency Service Org’s

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing Firms ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

54 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Engineers-Environmental ❯5Star Professional Programs Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

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2013 Annual Program Directory, Volume I ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯ACE Westchester Specialty--Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Intercorp Inc. Coverages Environmental Liab, GL, Professional Liab Carrier Status Nonadmitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Engineers-Geotechnical ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯KF&B Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Equipment Dealers/Rentals

Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Exercise/Health Studios/Health Clubs

❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

❯Bollinger Inc. Coverages Liability, Property Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI,

GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Insurance Innovators of New Jersey Inc. Coverages CGL, Environmental Liab, GL, Liability, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States NJ, NY ❯Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States

❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Entertainment Equipment Rental Houses ❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Environmental Engineers/Consultants/ Contractors ❯5Star Professional Programs Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Nonadmitted States AZ, CA, CO, NV, TX ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

❯ACE USA--Excess Casualty Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab,

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PA, SC, TN, VA, WI, WV

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH ❯Russell Bond & Company Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial

Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Contractors Equip, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Yates & Associates Ins. Services Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

❯M.J. Kelly Company Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT,

NM, OK, TN, TX, UT

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Ohio E & S Agency Inc. Coverages E&O, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IN, MI, OH ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket

❯USX/S Coverages CGL, Commercial Excess, Completed Operations Liab,

❯Great American Insurance Group, Specialty Human Services

❯Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Nonadmitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL,

Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters ❯Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States

Family Fun Centers ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc

Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 55

2013 Annual Program Directory, Volume I ❯Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Global Weather Insurance Agency Inc. Coverages CGL, Liquor Liab, Property, Weather Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Inland Marine, Participant Accident, Property Carrier Status Non-admitted States Most States

Farm & Ranch ❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV ❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial

Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

❯American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT

❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l

Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States ❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Fast Food Restaurants ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food

Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Mattei Insurance Services Coverages Auto Comm-Standard, CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States ❯Sierra Specialty Coverages CGL, Dwelling Fire, Equipment, Property Carrier Status Admitted States Most States ❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto PersNonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place

❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed

❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP,

Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯National Insurance Underwriters Coverages BOP, Food Spoilage, Glass, Liquor Liab, Personal Property Carrier Status Admitted States AL, AR, AZ, CO, CT, FL, GA, IL, IN, LA, MD,

MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA

❯The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Fertilizer Suppliers

❯Mark D. Fredricksen Insurance Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial

❯Floodwatch Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States

❯Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

❯Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States

Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States

Financial Institutions ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, UT, WI

❯Align General Insurance Agency LLC Coverages Business Income, Business Interruption, GL, Liquor Liab, Property, Real & Business Personal Prop Carrier Status Admitted States CA

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Ark Agency Coverages CGL, Dwelling Fire, Fire, Hail, Homeowners Pkg, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted, Non-admitted States Most States

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property Carrier Status Non-admitted States Most States

❯Sierra Specialty Coverages CGL, Property Carrier Status Non-admitted States CA

Festivals & Fairs ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI,

Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England Inc. (West

Springfield)

Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States ❯van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages Blanket Forced Placed, Collateral Protection, D&O, Dealers Open

Lot, Equipment, Force Place Fire Cvrg, Foreclosed Properties, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted States All States

Financial Planners ❯Alexander J. Wayne & Associates Inc. Coverages GKLL, Professional Liab Carrier Status Admitted States Most States

Coverages CGL, GL, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

56 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Fine Art Collections ❯ACE Commercial Risk Services - Programs Coverages Fine Arts, Inland Marine Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯MiniCo Insurance Agency LLC Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States ❯Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire Departments ❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers ❯Joseph Chiarello & Company, Inc.; Firearms Business

Insurance Program

Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor

Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Food Trucks ❯IPC Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯Mobile Food Vendors Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Commercial Excess, Inland Marine, Legal Liab, Liability, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯O’Donovan & Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States AR, CA, FL, GA, KY, LA, MD, MI,

MN, NC, OK, OR, PA, SC, TN, TX, VA, WA, WI

Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Foster Care

❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland

Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Foundations

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Forestry Services ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States AL, AR, CO, FL, GA, ID, KY, LA, MN, MS, MT,

NC, OK, OR, SC, TN, TX, VA, WA, WI, WV

❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in

Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯HCC Specialty (MA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, EPLI, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Loggers Insurance Inc. Coverages Auto Comm-Standard, Contractors Equip, Equipment, GL, Property, Umbrella Carrier Status Admitted States AL, AR, FL, GA, KY, LA,

MS, NC, SC, TN, TX, VA, WV

www.insurancejournal.com

❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Align General Insurance Agency LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop States CA

❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯Mobile Food Vendors Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Food Vendors

❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

Garages ❯5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Funeral Directors ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States

❯CRC|Crump Coverages Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal

Liab, Garage Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Fraternal Organizations ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 57

2013 Annual Program Directory, Volume I ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage

❯Venture Insurance Programs Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Business Income, Business Interruption,

Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc.

Grain Mills & Elevators

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Sierra Specialty Coverages Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Sun Coast General Insurance Agency Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage

Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

❯USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab,

Garage Liability, GKLL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA

Gentleman’s Clubs ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

Glass Merchants/Glazing Contractors ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Golf Courses ❯Chamber Insurance Agency Services Coverages Environmental Liab, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States ❯Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment

Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment

❯Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Grocery Stores/Supermarkets

Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Agency Intermediaries Inc. Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI ❯American Team Managers Ins. Services Inc. Coverages CGL, Equipment Breakdown, Property Carrier Status Admitted States CA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Insurance Innovators Agency Of New England Inc. (West

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/

Springfield) Coverages Assault & Battery, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Excess Liab, Food Spoilage, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Guides & Outfitters ❯Ark Agency Coverages CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯UCA General Insurance Services Coverages Business Income, CGL, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Group Homes

Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

58 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Hardware Manufacturers ❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Hazardous Materials Transporters

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States

Health Clubs ❯Agency Intermediaries Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business

❯RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI

❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

❯Bollinger Inc. Coverages Liability, Property Carrier Status Admitted States Most States

❯Russell Bond & Company Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL,

Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

❯K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Liability, Nonowned & Hired Auto, Physical Damage, Pollution Liab Carrier Status Non-admitted States Most States

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States

❯5Star Waste Insurance Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Contractors Equip, EPLI, Equipment Breakdown, GL, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

❯Sports & Fitness Insurance Corporation (SFIC)

Healthcare Facilities

❯American Underwriting Managers Coverages CGL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

❯J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK,

❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

www.insurancejournal.com

❯Westrope Coverages CGL, D&O, Liability, Medical & Physical Rehab, Medical Malpractice, Misc Professional Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Heavy Equipment Dealers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

Home Healthcare Providers

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Victor O. Schinnerer & Company Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Intercorp Inc. Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Blanket Waivers, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Excess, Crime, Cyber Liab, D&O, Dwelling Fire, E&O, Earthquake, Employee Benefits, EPLI, Equipment, Equipment Breakdown, Excess Flood, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Fire, Fire Legal Liab, GL, Glass, Good Samaritan, Hail, Homeowners Pkg, Identity Theft, Inland Marine, Kidnap/Ransom, Legal Expense Ins, Legal Liab, Loss of Use, Medical Malpractice, Medical Payments, Medical Professional, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, PAF, Participant Accident, Performance & Payment Bonds, Personal Liab, Personal Property, Personal Umbrella, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Rented Property, Sexual Misconduct Liab, Theft, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

PA, SC, TN, VA, WI, WV

❯Sabal Insurance Group Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds,

❯Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Nonadmitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard,

Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 59

2013 Annual Program Directory, Volume I ❯Houston International Insurance Group Coverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Personal Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Sabal Insurance Group Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l

Insureds, Blanket Waivers, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Excess, Crime, Cyber Liab, D&O, Dwelling Fire, E&O, Earthquake, Employee Benefits, EPLI, Equipment, Equipment Breakdown, Excess Flood, Excess Liab, Fidelity Bonds, Fiduciary Liab, Fire, Fire Legal Liab, GL, Glass, Good Samaritan, Hail, Identity Theft, Inland Marine, Kidnap/Ransom, Legal Expense Ins, Legal Liab, Loss of Use, Medical Malpractice, Medical Payments, Medical Professional, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, PAF, Personal Liab, Personal Property, Personal Umbrella, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Rented Property, Sexual Misconduct Liab, Theft, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Home Inspectors ❯Alexander J. Wayne & Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States

❯CID Insurance Programs Inc. Coverages CGL, D&O, E&O, Fidelity, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

❯TitlePac Inc. Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Gorst Company Coverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CA

Home Medical Equipment Dealers

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business

Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Homebuilders

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States

❯NSM Insurance Group Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Commercial

Excess, Completed Operations Liab, Contractors Equip, Crime, Excess Liab, Fire Legal Liab, Inland Marine, Installation Floaters, Liability, OCP, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Homeowner Associations ❯4 All Insurance Services Coverages Auto Comm-Standard Liability, D&O, EPLI, Excess Liab, Fidelity,

❯Abram Interstate Insurance Services Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

❯Ohio E & S Agency Inc. Coverages E&O, General Liability Carrier Status Admitted, Non-admitted States IN, MI, OH

❯J.E. Brown & Associates Coverages D&O, Liability Carrier Status Admitted, Non-admitted States CA

❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

❯Delta General Agency Corp. Coverages General Liability, Professional Liab, Property Carrier Status Non-admitted States TX

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

Fire, GL, Liability, Pool & Spa Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

TN, TX, UT, WA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States Most States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

PA, TN, TX, VA, WA

❯American Team Managers Ins. Services Inc. Coverages BOP, D&O, GL Carrier Status Admitted States AZ, CA, CO, ID, MT,

NM, NV, OR, UT, WA, WY

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

60 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Horse Breeders/Boarders ❯Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States ❯Ark Agency Coverages Care/Custody/Control, CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/

Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted, Non-admitted States CA

Horse Farms ❯Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal &

Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States ❯Ark Agency Coverages Care/Custody/Control, CGL, D&O, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted States CA ❯Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Hospice Care Facilities ❯AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-

Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hospitals

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Empire Underwriters LLC Coverages Business Income, Business Interruption, CGL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ice Rink Owners & Operators

❯Insurance Multiplex Agency LLC Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Earthquake, Employee Benefits, EPLI, GL, Liability, Loss of Use, Nonowned & Hired Auto, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CT, DE, FL, GA, IL, KS, LA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA ❯Jones Birdsong Insurance Services Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Glass, Liquor Liab, Lost Key, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Klein Insurance Services Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, EPLI, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States

Importers ❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Commercial Excess,

CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

❯NSM Insurance Group Coverages Boiler & Machinery, Business Income, CGL, Commercial Excess,

Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Hotels/Motels ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States ❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Yates & Associates Ins. Services Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

In-Home Adult Foster Care ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

In-Home Businesses

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯RLI Insurance Company/Mt. Hawley Insurance Company Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

❯South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

In-Home Child Care

Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯Trivedi-Capacity Associates LLC Coverages EPLI States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL Carrier Status Admitted, Non-admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OR, TN, TX, VA

Industrial Parks

❯UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown,

Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯Venture Insurance Programs Coverages Auto Comm-Standard, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Westrope Coverages Builders Risk, Business Interruption, Catastrophe, CGL, Difference

❯Bass Underwriters Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL,

GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Income, Property Carrier Status Non-admitted States FL, GA

www.insurancejournal.com

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption,

❯Preferred Property Programs Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States

❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States

❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Workers’ Comp Carrier Status Admitted States All States

❯RPS Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States

Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States Most States

Hourly Equipment Rental w/ Operator ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 61

2013 Annual Program Directory, Volume I ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Innkeepers ❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States ❯Number One Insurance Agency Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insurance Agents & Brokers (P/C L/H)

❯Rockwood Programs Inc. Coverages Cyber Liab, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States TX

❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, Motor Truck Cargo, Professional Liab, Tuition Refund, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, VA, WA

❯Sullivan Brokers Wholesale Ins. Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Sun Coast General Insurance Agency Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

❯Admiral Insurance Company Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States

❯SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Cooper & McCloskey Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Western E&O Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA,

IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Internet Companies ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps ❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms ❯Abram Interstate Insurance Services Inc. Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV ❯Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Insurance Innovators Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O,

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, E&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Indemnity Excess & Surplus Agency Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States All States

❯Independent Insurance Agents & Brokers California (IIABCal) Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CA

❯Costanza Insurance Agency Inc. Coverages GL, Professional Liab, Workers’ Comp States All States

❯Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯J.E. Brown & Associates Coverages BOP, Inland Marine Carrier Status Admitted, Non-admitted States CA

❯M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯Stuckey and Company

GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, BOP, Breach of Security, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, EPLI, Equipment Breakdown, Fidelity Bonds, Fire, Fire Legal Liab, GL, Glass, Mechanical Breakdown, Nonowned & Hired Auto, Professional Liab, Property, Technology E&O, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Investigators ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control,

CGL, Commercial Excess, Cyber Liab, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

62 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯NIP Group LLC Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Crime,

❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Mattei Insurance Services Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Contractors

Equip, Contractors License Bonds, E&O, EPLI, Property Carrier Status Admitted States Most States

Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Land Surveyors

Landscape Gardeners

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Landfills/Recycling/Disposal Facilities ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, WC - Captive Placement Carrier Status Admitted States AZ, CA, CO, DE, NV, PA, UT, WA ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Landscape Contractors ❯Align General Insurance Agency LLC Coverages GL, Umbrella Carrier Status Non-admitted States AZ, CA, CO, HI,

NM, NV, OR, TX, UT, WA

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

❯Cooper & McCloskey Inc. Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, CGL, Completed

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Operations Liab, Contractors Equip, E&O, Equipment, GL, Herbicide & Pesticide, Inland Marine, Lost Key, Medical Payments, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages CGL, Contractors Equip, Liability, Tools & Equip, Umbrella Carrier Status Non-admitted States NJ, NY

❯Gray-Stone & Company Inc. Coverages Crime, D&O, E&O, Fiduciary Liab, GL, Kidnap/Ransom,

❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted States CA ❯Mattei Insurance Services Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Contractors

Equip, Contractors License Bonds, E&O, EPLI, Inland Marine, Property Carrier Status Admitted States Most States

Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O,

❯Lawyer’s Protector Plan® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

❯Prime Insurance Company

❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Monitor Liability Managers Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Yates & Associates Ins. Services Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

❯Synergy Professional Associates Inc. Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States Most States

Laser Centers

❯Target Insurance Services Coverages Auto Comm-Standard Liability, BOP, Business Income, Business

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equip. Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, WC Carrier Status Admitted, Non-admitted States Most States

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Laundries

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❯Agency Marketing Services Coverages E&O, Professional Liab Carrier Status Admitted States AL, CO, CT,

❯Continental Brokers Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, CGL, Completed Operations Liab, Contractors Equip, E&O, Equipment, GL, Herbicide & Pesticide, Inland Marine, Lost Key, Medical Payments, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Law Firms ❯5Star D&O Program Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States All States

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

❯Willis Programs Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Limousine Service Companies ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL,

Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA

Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, GL, Medical Payments, Physical Damage Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 63

2013 Annual Program Directory, Volume I ❯AmWINS Transportation Underwriters Inc. Coverages Auto Commercial - Standard Liability, Personal Liability Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Continental Risk Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States AK, AR, AZ, CA, CO, FL, ID, MO, NC, NV, OR,

TN, TX, UT, WA

❯KF&B Inc. Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Long Term Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

❯Philadelphia Insurance Companies

❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ❯Truckers Insurance Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, EPLI, Garage Keepers Legal Liab, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Liquor Stores ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Lumber Mills/Saw/Plywood ❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental

Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Mattei Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, CGL, Inland Marine, Motor Truck Cargo, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Sierra Specialty Coverages CGL, Professional Liab Carrier Status Non-admitted States CA ❯Swett & Crawford Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States All States ❯USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States

Manufacturers

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯American Underwriting Managers Coverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee

Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Machine Shops ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, CGL, Commercial Excess, Environmental

Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Number One Insurance Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

❯Quirk & Company Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States

❯Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯J.E. Brown & Associates Coverages Liability, Liquor Liability, Property Carrier Status Admitted, Non-admitted States CA

Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Uninsured Motorists, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, IL, MI, NV, WI

❯Liquor Pak Insurance Programs Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab,

❯Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯iii of Maryland Inc. Coverages CGL, Excess Flood, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

❯Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States AL, CT, GA, MA, ME, NH, NY, RI, VT

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Managed Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

64 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, Products Liab, Umbrella Carrier Status Non-admitted States Most States ❯CoverXSpecialty Coverages Liability, Umbrella Carrier Status Non-admitted States Most States ❯Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States All States ❯Financial Risk Solutions Inc. Coverages Service Contracts, Warranties, Extended Carrier Status Admitted States All States ❯Gorst Company Coverages E&O, GL, Products Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯J.M. Wilson Coverages CGL, Products Liability, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY,

MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Joseph Chiarello & Company, Inc.; Firearms Business

Insurance Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States ❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

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2013 Annual Program Directory, Volume I ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment,

Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

❯Quirk & Company Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood,

Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

❯RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States ❯USX/S Coverages CGL, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marina/Boat Repair & Service Centers ❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina

Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal,

Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, Equipment Breakdown, GL,

Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Continental Risk Insurance Services Coverages GL, Protection & Indemnity (P&I) Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, FL, ID, NC, NV, NY, OR, UT, WA ❯Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto

Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages CGL, Commercial Marine, Dealers Open Lot, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA ❯Sun Coast General Insurance Agency Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage

Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Martial Arts Facilities ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States

❯Westrope Insurance Managers of Florida LLC Coverages Business Income, GL Carrier Status Non-admitted States FL, GA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Marina Operators

❯Specialized Insurance Coverages Boats, BOP, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

❯Sun Coast General Insurance Agency Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina

Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto,

Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Burnett & Company Inc. Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All States ❯Continental Risk Insurance Services Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Boats, Boiler &

Machinery, Business Income, Business Interruption, Care/Custody/Control, D&O, Difference in Conditions, Flood, GL, Hull, Inland Marine, Liquor Liab, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Pollution Liab, Protection & Indemnity (P&I), Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC, NV, NY, OR, UT, WA ❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O,

Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States ❯Maritime Program Group Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯Midlands Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

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❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marinas/Boat Dealers ❯Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina

Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Continental Risk Insurance Services Coverages GL, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC,

NV, NY, OR, UT, WA

❯Maritime Program Group Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland

Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States ❯Midlands Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States

❯Philadelphia Insurance Companies

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins,

Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 65

2013 Annual Program Directory, Volume I ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

Medical Device/Instrument Manufacturer ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Medical Imaging Centers ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals

❯USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, CGL, Commercial Excess, Community/

Social Services, Crime, D&O, EPLI, Excess Liability, GL, Medical, Medical & Physical Rehabilitation, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liability, Sexual Misconduct Liability Carrier Status Admitted, Non-admitted States All States

Medical Spas ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Mental Health Care Facilities ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Metalworking Companies ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Environmental Liab,

EPLI, Equipment, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Umbrella, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States All States

Mobile Auto Detailer ❯5Star Garage Services & Auto Dealers Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability,

Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GL Carrier Status Admitted, Nonadmitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mobile Home Parks (Commercial) ❯4 All Insurance Services Coverages Business Income, CGL, Crime, GL, Inland Marine, Liability, Mobile Home Ins, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯American Modern Insurance Group Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States ❯American Underwriting Managers Coverages GL, Property Carrier Status Non-admitted States AK, AZ, CO, FL, KS,

LA, MO, NC, NM, OK, TX, WY

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States ❯Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

❯Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, NV, TX

Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard

❯Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners

❯J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR,

GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ❯Rockwood Programs Inc. Coverages Cyber Liab, D&O, EPLI, Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RPS Healthcare Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States ❯The McGowan Companies Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Negley Associates Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

66 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States ❯King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA,

ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Commercial Excess, Fire Legal Liab, Inland Marine, Medical Payments, Property Carrier Status Non-admitted States Most States ❯NBIS Coverages Equipment Breakdown, GL Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Mortgage Bankers/Lenders ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed

Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

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2013 Annual Program Directory, Volume I ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place

Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ❯Russell Bond & Company Inc. Coverages Blanket Forced Placed, Collateral Protection, Difference in

Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ❯van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral

Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Motorcycle Dealers / Dealerships

❯AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States

❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States

❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

❯Worldwide Facilities Inc. - All Offices Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States

Mortgage Brokers

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Motion Picture (Film/Video) Producers

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

Museums ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States

Moving & Storage Companies ❯Mattei Insurance Services Coverages Care/Custody/Control, Cargo, CGL, Inland Marine, Physical Damage, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States All States

Moving Companies ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Mattei Insurance Services Coverages Care/Custody/Control, Cargo, CGL, Inland Marine, Motor Truck

❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime,

Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

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Cargo, Physical Damage, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States All States

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice

Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

❯Prime Insurance Company

Municipalities ❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯National Specialty Underwriters Inc. Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

Nanny Services ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Program

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Negative Film, Property, Props, Wardrobe, Weather Carrier Status Non-admitted States Most States

Motor Sports

❯HCC Specialty (MA) Coverages GL, Prize Indemnification, Professional Liab, Property, Public Officials, Weather Carrier Status Non-admitted States Most States

❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Movie Theaters

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

❯Global Weather Insurance Agency Inc. Coverages CGL, Weather Carrier Status Admitted States Most States

Movie Boats

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL,

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯HCC Specialty (MA) Coverages Cast Insurance, Equipment, Event Cancellation, Fire, Liability,

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

❯Midlands Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Euclid Managers LLC Coverages E&O, Professional Liab Carrier Status Admitted States All States

E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States

Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States GA, IL, IN, KS, KY, MI, NC, OH, PA, TN, UT, WI

Networking/Telecommunication Co’s ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 67

2013 Annual Program Directory, Volume I ❯Stuckey and Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Business

Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, Equipment Breakdown, Fidelity Bonds, Fire, Fire Legal Liab, GL, Glass, Liability, Mechanical Breakdown, Products Liab, Professional Liab, Property, Technology E&O, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Night Clubs ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯iii of Maryland Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD,

❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess

Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RCA Insurance Group Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Great American Insurance Group, Specialty Human Services

❯Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages D&O, Liability, Professional Liab, Property Carrier Status Admitted States CA ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, EPLI, GL, Media Liab, Non-Profit D&O, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ❯Chamber Insurance Agency Services Coverages D&O, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Crump Professional Concepts Coverages D&O, EPLI Carrier Status Admitted States Most States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Nursing Homes ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability,

Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

❯Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States

Nonprofit Organizations

❯Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯5Star Professional Programs Coverages D&O, EPLI Carrier Status Admitted States Most States

Nurseries / Garden Centers ❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity,

Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States ❯Rockwood Programs Inc. Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Swett & Crawford Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l

Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States All States ❯Victor O. Schinnerer & Company Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

68 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quadrant Insurance Managers Coverages General Liability, Professional Liability States FL, NJ, TX ❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Sabal Insurance Group Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds

& Waivers, BOP, Builders Risk, Business Income & Interruption, CGL, Combo Personal & Commercial, Commercial Excess, Crime, Cyber, D&O, Dwelling Fire, E&O, Earthquake, Employee Benefits, EPLI, Equipment, Equipment Breakdown, Excess Flood, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, GL, Good Samaritan, Hail, Identity Theft, Inland Marine, Kidnap/Ransom, Legal Liab, Medical Malpractice, Medical Payments, Medical Professional, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, PAF, Participant Accident, Personal Liab, Personal Property, Personal Umbrella, Physical Damage, Property, Real & Business Personal Prop, Rented Property, Sexual Misconduct Liab, Theft, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Sapphire Blue Coverages Commercial General Liability, Professional Liability Carrier Status Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O,

Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX ❯Westrope Coverages CGL, Medical Malpractice, Misc Professional Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

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2013 Annual Program Directory, Volume I ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯Keller & Co Inc. Coverages GL, Herbicide & Pesticide, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NJ, NY, OH,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Sloan Mason Insurance Services Coverages CGL, Control of Well, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Ohio E & S Agency Inc. Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL,

❯American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

❯Southwest Energy Underwriters Inc. Coverages Control of Well, Property Carrier Status Non-admitted States All States

❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

❯Swett & Crawford Coverages Auto Comm-Standard, Completed Operations Liab, Contractors

Office Building Owners ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

PA, RI, VT

Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States MI, OH

Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Towerstone Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Control of Well, Pollution Carrier Status Non-admitted States AL, AR,

CO, ID, IL, KS, KY, LA, MI, MO, MS, ND, OH, OK, TX, UT, WV, WY

❯Sierra Specialty Coverages CGL, Excess Liab Carrier Status Admitted States CA ❯THOMCO, a Markel Company Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NV

❯Transpac Managers Inc. Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Umbrella States NJ, NY

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

❯M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL ❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown,

Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States FL, GA

Oil & Gas Operators ❯Burnett & Company Inc. Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All States ❯CRC|Crump Coverages CGL, Contractors Equip, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Houston International Insurance Group Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip,

Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States ❯LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess,

Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX

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Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pet Salons/Kennels/Supplies ❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

Orchards - Agriculture ❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

❯Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Osteopaths

❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire

❯Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Parent Teacher Organizations (PTAs/ PTOs) ❯R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event

Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops

❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV ❯Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

Petroleum Distributors

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯USG Insurance Services Inc. Coverages Business Income, CGL, Nonowned & Hired Auto, Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Pest Control Firms ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Legal Expense Ins, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

Pet Care Professionals

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯S.H. Smith & Company Inc. - 6 Offices Nationwide Coverages Completed Operations Liab, Excess Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Willis Programs Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Physical Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Cargo, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Liability, Liquor Liab, Mechanical Breakdown, Motor Truck Cargo, Nonowned & Hired Auto, Property, Spoilage, Tools & Equip, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 69

2013 Annual Program Directory, Volume I Physician Assistants ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯NIP Group LLC Coverages Medical Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Physicians ❯4 All Insurance Services Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Personal Liab, Professional Liab, Tax Audit, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI,

NV, UT, WI

❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto Comm-Standard

Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed

Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RPS Healthcare Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Piers & Docks ❯Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States All States ❯LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pizza Delivery ❯AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL,

Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages COC, Commercial Excess, E&O, EPLI, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

Podiatric Physicians

❯J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement Officers ❯Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Printers ❯American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Production Companies ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Insureds, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fidelity Bonds, Fiduciary Liab, Fire, GL, Glass, Liability, Loss of Use, Mechanical Breakdown, Nonowned & Hired Auto, Professional Liab, Property, Technology E&O, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Sun Coast General Insurance Agency Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

Property Management Firms ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Nonadmitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA

Professional Employer Organizations (PEO’s)

❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

❯Appalachian Underwriters Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

❯CID Insurance Programs Inc. Coverages BOP, Cyber Liab, E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

❯Artex Risk Solutions Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Professionals/Consultants/Contractors

❯IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Arrowhead General Insurance Agency Inc. Coverages Liability, Professional Liab Carrier Status Admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Plastic Manufacturers & Distributors

❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States

70 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

TN, TX, UT, WA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯The Sandner Group (formally - C2C Insurance) Coverages Apartment House Package, Business Income, Business

Interruption, Equipment Breakdown, GL, Inland Marine, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Windstorm Carrier Status Non-admitted States Most States

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2013 Annual Program Directory, Volume I ❯Westrope Coverages Assault & Battery, Builders Risk, Business Income, Business

Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Residential `wrap-up`, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Property Managers ❯Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Nonadmitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA ❯Logic Underwriters Inc. Coverages BOP, Professional Liab States TX ❯MAXIMUM Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Preferred Property Programs Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions,

Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States ❯Euclid Managers Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland

Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States ❯Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States ❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, Commercial Excess, E&O, Liability, Mortgage REO Cvrg,

Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Midlands Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯OneBeacon Government Risks Coverages Employee Benefits, EPLI, Excess Liab, Police Professional Liab, Property, Public Officials States Most States

❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Norman-Spencer Agency Inc. Coverages E&O Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Sun Coast General Insurance Agency Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

❯The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States ❯Victor O. Schinnerer & Company Coverages Accidental Death, E&O, Educator Legal Liab, Event Cancellation,

Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers

❯King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA

❯Sullivan Brokers Wholesale Ins. Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA

❯RPS Technology & Cyber Coverages Cyber Liab, Legal Expense Ins, Media Liability Carrier Status Admitted, Non-admitted States Most States

❯Westrope Coverages CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Public Officials, Railroad Protective Liab, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

❯The Sandner Group (formally - C2C Insurance) Coverages Boiler & Machinery, Business Interruption, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States

❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States

❯RSI International Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business

❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States

❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Kidnap/Ransom, Liability, Police Professional Liab, Professional Liab, Public Officials, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States

Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Appraisers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Cooper & McCloskey Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liability Carrier Status Admitted States CA

Public Entities

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

❯Euclid Managers LLC Coverages Cyber Liab, E&O Carrier Status Admitted States All States

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯American Public Risk Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber

Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH, PA, SC ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

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❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Real Estate Agents & Brokers ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Real Estate Developers/Homebuilders ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States ❯Midlands Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 71

2013 Annual Program Directory, Volume I ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Residential Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯The Sandner Group (formally - C2C Insurance) Coverages Apartment House Package, Equipment Breakdown, GL, Inland

❯RPS NIPC Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab,

❯Venture Insurance Programs Coverages Auto Comm-Standard, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Crime, D&O, Employee Benefits,

Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Zurich North America Commercial Coverages Auto Comm-Standard, D&O, Excess Liab, GKLL, GL, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Restaurants ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

Standard Phys Dmg, Business Income, CGL, Crime, EPLI, Excess Liab, Fire, Flood, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Occupational Accident, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States

Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Recording Studios

Residential Subcontractors

Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI

❯Global Weather Insurance Agency Inc. Coverages Business Income, Business Interruption, Inland Marine Carrier Status Admitted States Most States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Records Storage & Info Mgmt ❯Brightstone Insurance Services LLC Coverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods,

❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

Recycling Centers

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL,

AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Mattei Insurance Services Coverages CGL, Inland Marine, Physical Damage, Property, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Inland

Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Resorts ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment

Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Philadelphia Insurance Companies

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Registered Investment Advisors

❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab,

Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Agency Intermediaries Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI ❯American Team Managers Ins. Services Inc. Coverages BOP, Business Income, CGL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY ❯American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MO, MS, NY, TX ❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption, EPLI Carrier Status Non-admitted States Most States

72 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

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2013 Annual Program Directory, Volume I ❯Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment

Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL ❯Gorst Company Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, BOP, Business Income, CGL, EPLI, GL, Liability,

Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Insurance Innovators Inc. Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯Preferred Concepts LLC Coverages Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages EPLI, Food Borne Illness Carrier Status Non-admitted States Most States ❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Agency Intermediaries Inc. Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI ❯American Team Managers Ins. Services Inc. Coverages Business Interruption, Equipment Breakdown, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States

❯International Excess Companies Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk,

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

❯Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler

❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

& Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

❯M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯Sun Coast General Insurance Agency Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

❯M.J. Kelly Company Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment

Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL ❯MarketScout Coverages Auto Comm-Standard, Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯MAXIMUM Coverages Boiler & Machinery, Business Income, Business Interruption,

Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States ❯Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage,

Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯National Insurance Underwriters Coverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted States AL, CO, FL, GA, MO, NJ, OH, OK, PA, SC, TN, TX ❯NIP Group LLC Coverages Auto Comm-Standard, Business Income, GL, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Number One Insurance Agency Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

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❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, CGL, Commercial Excess, Employee Benefits,

EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL ❯Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

❯Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA

❯Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Trivedi-Capacity Associates LLC Coverages EPLI States Most States

❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income,

❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor

Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Westrope Coverages Business Interruption, Catastrophe, CGL, Difference in Conditions,

Earthquake, Fire, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Interruption, Equip. Breakdown, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA ❯Yates & Associates Ins. Services Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA

Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Retail Stores ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

BOP, Business Interruption, CGL, E&O, EPLI, Equipment Breakdown, Fire, GL, Glass, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

RV Dealerships ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab,

Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 73

2013 Annual Program Directory, Volume I ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯MAXIMUM Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States

❯Apex Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess,

Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, OR, UT, WI ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland

❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Scrap Metal Shield Insurance Program Coverages Auto Comm-Standard, Boiler & Machinery, Business Income,

Cargo, Commercial Excess, Equipment Breakdown, GL, Pollution Carrier Status Admitted States Most States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Securities Brokers/Dealers

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Glatfelter Public Practice Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

RV Parks

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Boats, Boiler &

Machinery, Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Liquor Liab, Piers & Docks, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Scaffold Erectors ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

School Busing Firms

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ❯Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CT, DE, MA, MD, MI, NH, NJ, NY, OH, PA, VA, VT, WV ❯MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Umbrella Carrier Status Non-admitted States FL ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal

Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL,

Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

❯Westrope Coverages Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Scrap Dealers

❯RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess,

Schools-Public/Private ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PA ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States

Environmental Liab, EPLI, Equipment, GL, Inland Marine, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

74 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Security Guard Firms ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States All States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States TX ❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Medical Malpractice, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Costanza Insurance Agency Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States ❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI,

Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

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2013 Annual Program Directory, Volume I ❯USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Zurich North America Commercial Coverages Auto Comm-Standard, Crime, E&O, Employee Benefits, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Self-Storage Facilities ❯All Risks Ltd. Coverages Business Income, GL, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Boiler & Machinery, BOP, Builders Risk, Business Income,

Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

❯Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime,

Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States

Semi Conductor Manufacturers ❯Stuckey and Company Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Insureds, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Equipment Breakdown, Fidelity Bonds, Fire, GL, Glass, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Technology E&O, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Service Stations ❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

❯LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed

Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Maritime Program Group Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States

❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Ship Yards

❯Britt/Paulk Insurance Agency Inc. Coverages Contractors Equip, Environmental Liab, Equipment, Equipment

Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection &

Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

❯Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV

❯Britt/Paulk Insurance Agency Inc. Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine,

❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab,

Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Joseph Chiarello & Company, Inc.; Firearms Business

Insurance Program

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, Commercial Excess, Equipment, GL, Liability,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Shopping Centers

Shuttle Service-Non Emergency Medical ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg Carrier Status Non-admitted States Most States

❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

Standard Phys Dmg, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Nonowned & Hired Auto, Personal Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

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❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

CGL, GL, Liability, Mechanical Breakdown, Medical Payments, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States NJ, NY

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA

❯Agency Intermediaries Inc. Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA

❯Burns & Wilcox - All Offices Coverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages Boiler & Machinery, BOP, Business Income, Business Interruption,

❯Atlass Insurance Group

Misc Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ship Repairers/Marine Artisan Contractor

OK, OR, PA, RI, SC, TN, TX, VA

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States

❯Specialized Insurance Coverages CGL, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Bass Underwriters Coverages Excess Liab, GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 75

2013 Annual Program Directory, Volume I ❯Truckers Insurance Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Westrope Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Shuttle Services

Small to Mid-Sized Businesses ❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, BOP, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Fire, Food Spoilage, GL, Inland Marine, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA

❯Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States All States

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States ❯Truckers Insurance Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Sign & Display Companies ❯NIP Group LLC Coverages Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds,

CGL, Crime, E&O, Employee Benefits, EPLI, Equipment, Garage Keepers Legal Liab, GL, Inland Marine, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Insurance Innovators Agency Of New England Inc. (West

Springfield) Coverages Assault & Battery, BOP, CGL, Employee Benefits, EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Liberty International Underwriters Coverages Kidnap/Ransom, Misc Professional Liab, Professional Liab Carrier Status Admitted States All States

❯Sabal Insurance Group Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds,

& Waivers, Boiler & Machinery, BOP, Builders Risk, Business Income, & Interruption, CGL, Combo Personal & Commercial, Commercial Excess, Crime, Cyber Liab, D&O, E&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Excess Flood, Excess Liab, Fidelity Bonds, Fiduciary Liab, Fire Legal Liab, GL, Hail, Identity Theft, Inland Marine, Kidnap/Ransom, Legal Liab, Loss of Use, Medical Malpractice, Medical Professional, Misc Professional Liab, Non-Profit D&O, Occupational Accident, PAF, Personal Liab, Personal Property, Personal Umbrella, Physical Damage Carrier Status Admitted, Non-admitted States Most States

Snow Ski Rental Firms ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, General Liability, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States

Snowmobile Tours - Guided ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, General Liability, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States

Social Clubs ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/

❯Great American Insurance Group, Specialty Human Services

Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Venture Insurance Programs Coverages Auto Commercial - Standard, Crime, GL, Inland Marine, Liquor Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Specialty Human Services Insuring those who

❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

improve our communities.

Social Service Agencies ❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

Specialized Insurance for Human and Social Service Organizations: Animal Shelters, Arts & Cultural, Day Care, Head Start & Private Schools, Family Services & Counseling, Grant Making, Health Clubs, Homeless Shelters & Housing, Religious, and Youth Clubs to name a few.

❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liability Carrier Status Non-admitted States Most States Specialty Human Services www.SpecialtyHumanServices.com Home office: 800.722.3260

Great American Insurance Group Tower I 301 E Fourth Street I Cincinnati, OH 45202

1 76 |GAHUMAN16598.indd INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

5/17/13 12:06 PM

❯AFC Insurance Coverages Abuse & Molestation, Auto Commercial-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

❯Brecht & Associates Coverages GL, Inland Marine, Liquor Liab, Property Carrier Status Non-admitted States TX

Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States

❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

& Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States

❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Great American Insurance Group, Specialty Human Services

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Business Income, Business Interruption, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income,

of Security, CGL, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

❯Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant

❯Direct Event Insurance Coverages CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event

Software Developers

Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

❯Gateway Specialty Insurance Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯Global Weather Insurance Agency Inc. Coverages CGL, Event Cancellation, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, PA, UT, WI

❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One,

❯iii of Maryland Inc. Coverages Excess Liab, GL, Liquor Liab Carrier Status Admitted, Non-admitted States DE, MD, VA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI,

❯J.E. Brown & Associates Coverages E&O, Professional Liab Carrier Status Admitted States CA

ID, OR, TX, WA

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fidelity Bonds, Fire, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Solar Mfg. and/or Contractors

❯Insurance Innovators Inc. Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab,

Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Sloan Mason Insurance Services Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA

Special Events

❯Philadelphia Insurance Companies Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL,

❯Abram Interstate Insurance Services Inc. Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA

Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Agency Intermediaries Inc. Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, NH, RI ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event

Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 77

2013 Annual Program Directory, Volume I ❯THOMCO, a Markel Company Coverages Accident & Health, CGL Carrier Status Non-admitted States Most States

Substance Abuse Program Administrators ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Tattoo Parlors/Permanent Makeup/ Body Piercing ❯Agostini Wholesale Insurance Coverages CGL, Liability, Property Carrier Status Non-admitted States CA ❯iii of Maryland Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

VA, DC

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, NJ, NY, PA, RI, DC

Temporary Medical Staffing ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Temporary Staffing Firms

❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States

❯Insurance Innovators Agency Of New England Inc. (West

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, DC

Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, DC

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯Insurance Innovators Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

❯Appalachian Underwriters Inc. Coverages EPLI, Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Artex Risk Solutions Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Surgery Centers ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice,

Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Springfield)

VA, DC

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Tax Preparers & Bookkeepers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯USX/S Coverages Breach of Security, CGL, D&O, EPLI, Identity Theft, Medical &

Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Tanning Salons

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Taxi Service ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States ❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA

❯Burns & Wilcox - All Offices Coverages CGL, Equipment Breakdown, Fire, GL, Medical Payments,

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States All States

❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI,

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States All States

Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯M.J. Kelly Company Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Property Carrier Status Non-admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

❯Continental Risk Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC,

NV, NY, OR, UT, WA

❯CRC|Crump Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ❯KF&B Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

78 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯All Risks Ltd. Coverages Auto Comm-Nonstandard, CGL, Crime, EPLI, Excess Liab,

❯Cooper & McCloskey Inc. Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯Empire Underwriters LLC Coverages CGL, Crime, EPLI, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS,

NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯NSM Insurance Group Coverages E&O, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯World Wide Specialty Programs Inc.

Crime, Employee Benefits, EPLI, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Theatre Production Companies ❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

www.insurancejournal.com

2013 Annual Program Directory, Volume I ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Title Agents ❯ACE Commercial Risk Services - Programs Coverages E&O, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Admiral Insurance Company Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Fox Point Programs Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯Zurich North America Commercial Coverages E&O, GL, Professional Liab Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY

Travel Trailers ❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯MarketScout Coverages Auto Comm-Standard Liability, Cargo, GKLL, GL, On-Hook Cargo, Umbrella Carrier Status Non-admitted States Most States

❯Specialized Insurance Coverages Liability, Physical Damage Carrier Status Admitted States DE, FL, NY, PA

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Russell Bond & Company Inc.

❯TitlePac Inc. Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional

Tour & Charter Bus Services

❯S.H. Smith & Company Inc. - 6 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, Cargo, Garage Keepers Legal Liab, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Markel Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/ Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States

Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Blanket Addt’l Insureds, Business Interruption, Cargo, CGL, Dealers Open Lot, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

Truck Body/Manufacturers/ Distributors ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Truckers/Trucking Firms ❯5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States ❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯American Team Managers Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted States CA

KY, LA, MD, MN, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI, DC

Trade Show Exhibitors

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States All States

❯KF&B Inc. Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

❯BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul,

❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, GL, Physical Damage Carrier Status Admitted States AL, AZ, CA, CO, CT, DE, GA, IL, IN,

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States ❯Truckers Insurance Associates Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, GL, Physical Damage Carrier Status Admitted States Most States

Tow Truck Firms ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

❯B&B Protector Plans Inc. Coverages Auto Comm-Standard, CGL, Garage Keepers Legal Liab, GKLL,

Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop Carrier Status Admitted States AR, CO, DE, FL, GA, IA, IL, IN, KY, MD, MI, MN, NC, NM, OH, PA, SC, TN, VA, WI, WV

www.insurancejournal.com

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Travel Agents & Tour Operators ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Commercial Sector Insurance Brokers LLC Coverages Commercial Excess, Motor Truck Cargo, Physical Damage Carrier Status Non-admitted States Most States ❯CRC|Crump Coverages Cargo, CGL, EPLI, Occupational Accident, Physical Damage,

Pollution, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor

❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | N79

2013 Annual Program Directory, Volume I ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Greenwich Transportation Underwriters Inc. aka GTU Coverages Cargo, Contingent Coverages, Excess Liab, Freight Forwarder, Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab, Truck Broker, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IL, IN, KY, MD, MO, MS, NC, OH, SC, TN, TX, VA, WA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Insurance Company/Mt. Hawley Insurance Company Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States ❯RLI Transportation Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

❯IMCO Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Shelly, Middlebrooks & O’Leary Inc. Coverages Auto Commercial - Standard, Cargo, General Liability, Physical Damage States FL

Comm-Standard Phys Dmg, Cargo, Liability, Long Haul, Non-Trucking Auto Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States CA, OR, WA ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Cargo, CGL, Commercial Excess, Excess Liab, Liability, Motor Truck Cargo, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH,

RI, VT

❯Insurance Innovators of New Jersey Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella, Uninsured Personal Injury Carrier Status Non-admitted States NJ

❯South & Western General Agency Inc. Coverages Auto Commercial - Standard Liability, Auto Commercial - Standard

Physical Damage, Cargo, Long Haul Carrier Status Admitted States TN, TX

❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Truckers Insurance Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX ❯M.J. Kelly Company Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID,

IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

❯McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Cargo, CGL, Commercial Marine, GL, Inland Marine, Long Haul, Mechanical Breakdown, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States

❯U.S. Specialty Insurance Coverages Accidental Death, Occupational Accident Carrier Status Admitted States Most States

❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TX

❯J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO,

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Topa Insurance Company Coverages Liability, Physical Damage, Property Carrier Status Admitted States CA

NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA ❯M.J. Kelly Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, Excess Liab, GL, Long Haul, Medical Payments, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States ❯MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Cargo, Contractors Equip, Dealers Open Lot, GL, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO ❯Westrope Coverages Excess Liab, Motor Truck Cargo, Non-Trucking Auto Liab,

Nonowned & Hired Auto, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ❯Yates & Associates Ins. Services Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA

❯Zurich North America Commercial Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States

Used Car Dealers ❯Appalachian Underwriters Inc. Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Automotive Risk Mgmt. & Ins. Services Inc.

❯Midlands Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States

Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN

❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States ❯Paradigm Risk Solutions Inc. Coverages Cargo, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice

Program

Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States

Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY

80 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage

Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

❯USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States ❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA

Utilities-Natural Gas Companies ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Property, Public Officials, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Valet Parking Companies ❯Agostini Wholesale Insurance Coverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NM, OR, TX ❯Alexander J. Wayne & Associates Inc. Coverages Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States Most States ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages Garage Liability, GKLL Carrier Status Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

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2013 Annual Program Directory, Volume I Vendor Management Services ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

❯World Wide Specialty Programs Inc.

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Veterinarians ❯NIP Group LLC Coverages Auto Comm-Standard, BOP, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Vineyards ❯Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States ❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Combo Personal & Commercial,

Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Vitamin/Health Food Suppliers ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States ❯Worldwide Facilities Inc. - All Offices Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse Operators ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States ❯Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA ❯Midlands Coverages Legal Liab, Property Carrier Status Non-admitted States Most States ❯National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waste Haulers ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL,

AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

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❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Mechanical Breakdown, Pollution, Pollution Liab, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States AZ, CA, CO, DE, NV, OR, PA, UT ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental

Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States ❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States ❯NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States MA, NJ, NM, NY, TN ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Weddings ❯B&B Protector Plans Inc. Coverages Event Cancellation, Liability, Liquor Liab Carrier Status Admitted States Most States

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages CGL, Event Cancellation, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Insurance Innovators of New Jersey Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Non-Trucking Auto Liab, Truck Auto Liab, Uninsured Motorists Carrier Status Non-admitted States NJ ❯Mattei Insurance Services Coverages CGL, Inland Marine, Physical Damage, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States

❯HCC Specialty (MA) Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States ❯Markel American Insurance Company Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States Most States ❯R.V. Nuccio & Associates Inc. Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Wildlife Control

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO ❯Westrope Coverages Excess Liab, Physical Damage, Pollution Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Inland Marine, Pollution, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Legal Expense Ins, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, Genersal Liability, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States

Water Well Drilling Operation Co’s ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Wineries

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

❯Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, CGL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

❯Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, EPLI, GL, Inland

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Water/Wastewater Facilities

Wood Workers

❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

& Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 81

2013 Annual Program Directory, Volume I Wrecking Contractors ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Yacht Clubs ❯Atlass Insurance Group

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess,

Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Maritime Program Group Coverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine,

Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯Midlands Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

❯Specialized Insurance Coverages Boats, Commercial Marine, Hull, Liability, Uninsured Boaters, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States DE, FL, NY, PA ❯Sun Coast General Insurance Agency Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship

Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

❯TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations ❯ACE Commercial Risk Services - Programs Coverages GL, Liability Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Nonadmitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WA ❯Bollinger Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Gales Creek Insurance, A Div of JD Fulwiler & Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI,

Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Yachts/Mega Yachts

❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

❯ACE Recreational Marine Insurance Coverages Emergency Towing & Service, Federal LHWCA, Hull, Medical

❯K&K Insurance Group Inc. Coverages CGL States All States

❯Atlass Insurance Group

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most States Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Commercial Marine, Hull, Property, Protection & Indemnity (P&I) Carrier Status Admitted States All States ❯Maritime Program Group Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States ❯Markel American Insurance Company Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

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2013 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets 4 All Insurance Services

Abram Interstate Insurance Services, Inc.

Agricultural Insurance Mgmt Svcs.

5Star Business Auto Program (Misc. classes)

Access E&S Insurance Services (CA)

Alexander J. Wayne & Associates, Inc.

5Star Contract School Bus Program

Access E&S Insurance Services (VA)

Align General Insurance Agency, LLC

5Star D&O Program

ACE Commercial Risk Services - Programs

All Risks, Ltd.

5Star Garage Services & Auto Dealers Program

ACE Recreational Marine Insurance

P.O. Box 992, Woodland Hills, CA 91365 Phone: (818) 346-4555, Fax: (818) 610-2219 Nader@4allinsurance.net www.4allinsurance.net 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (312) 855-2042, Fax: (866) 720-5003 kevin.ottley@5starsp.com www.5starsp.com/PROtect

5Star Public Auto Program 5Star Towing & Recovery Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 towing@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Waste Insurance Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 waste@5starsp.com www.5starsp.com

5Star Workersâ&#x20AC;&#x2122; Compensation Services 906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

A.I.I. Insurance Brokerage of Mass., Inc. 183 Davis St., P.O. Box 1139, Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 info@agencyint.com www.agencyint.com

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com 2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com 436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 recreational.marine@acegroup.com www.acemarineinsurance.com

ACE USA--Excess Casualty

1133 Avenue of the Americas, New York, NY 10036 Phone: (212) 703-7140, Fax: (212) 703-7059 Carol.Laufer@acegroup.com www.acegroup.com/us

ACE Westchester Specialty--Environmental 11575 Great Oaks Way, Ste. 200, Alpharetta, GA 30022 Phone: (678) 795-4220, Fax: (678) 795-4569 Barbara.Deas@acegroup.com www.acewestchester.com

Admiral Insurance Co.

1255 Caldwell Rd., Cherry Hill, NJ 08034 Phone: (856) 429-9200, Fax: (856) 429-8611 lheaton@admiralins.com www.admiralins.com

Advanced E&S Group - Midwest Region 500 N Michigan Ave Ste 1039, Chicago, IL 60611 Phone: (866) 867-0505, Fax: (312) 245-3001 quote@advancede-s.com www.aesins.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

Agency Intermediaries, Inc.

1575 Boston Post Rd., P.O. Box 451, Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 info@agencyint.com www.agencyint.com

Agency Marketing Services

P.O. Box 67218, St. Pete Beach, FL 33736 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

Agostini Wholesale Insurance

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@agostinisurplus.com www.agostiniwholesale.com

84 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

722 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

2551 N. Clark St., Ste. 601, Chicago, IL 60614 Phone: (773) 328-0500, Fax: (773) 328-0508 alwayne@ajwayne.com www.ajwayne.com 350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8546, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@ani-rrg.org www.ani-rrg.org

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Allied Protector Plan

655 North Franklin St., Ste 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

American Modern Insurance Group P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com

American Professional Liability Underwriters, Inc. 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7036, Fax: (786) 924-7046 rkenney@amproins.com www.amproins.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Reliable Insurance Company 8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-0797 Suzanne.Summers@assurant.com www.americanreliable.com

American Specialty Insurance & Risk Services, Inc. 142 N. Main St., P.O. Box 309, Roanoke, IN 46783 Phone: (800) 245-2744, Fax: (260) 672-8835 dsmith@amerspec.com www.amerspec.com

www.insurancejournal.com

2013 Annual Program Directory Volume I – Alphabetical Directory of Markets American Team Managers Ins. Services, Inc. 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

AMIS/Alliance Marketing & Insurance Services 355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 bwest@amiscorp.com www.amiscorp.com

AmWINS Group, Inc. - 60 Offices Nationwide

See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

AmWINS Program Underwriters

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

AmWINS Transportation Underwriters, Inc. (Zionsville) 80 E. Cedar Street, Zionsville, IN 46077 Phone: (317) 942-0423, Fax: (336) 229-6977 mark.maucere@amwins.com www.amwins.com/motorsports

Anderson & Murison, Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 james.mccarthy@andersonmurison.com www.andersonmurison.com

Apex Insurance Services

Applied Underwriters, Inc.

B&B Protector Plans, Inc.

655 N. Franklin Street, Tampa, FL 33602 Phone: (813) 222-4031, Fax: (813) 222-4040 hkirchen@bbprograms.com www.insureyourtowtruck.com

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com

Ark Agency

P.O. Box 223, Paynesville, MN 56362 Phone: (800) 328-8894, Fax: (320) 243-7224 kim@arkagency.com www.arkagency.com

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

1190 Devon Park Dr., Wayne, PA 19087 Phone: (877) 337-3200, Fax: (610) 337-2337 info@apogeeinsgroup.com www.apogeeinsgroup.com

Appalachian Underwriters, Inc. P.O. Box 800, Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Appleby & Sterling

2251 - A Ward Ave., Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

P.O. Box 1957, Pinehurst, NC 28370 Phone: (910) 295-9800, Fax: (910) 295-9802 phil_giles@artexrisk.com www.artexrisk.com

Bedford Insurance Services, Inc.

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

Associations Underwriters, Inc & Ziplow Horse Ins

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-8365 info@bedfordinsurance.com www.bedfordinsurance.com

Berkley Specialty Underwriting Managers, LLC Environmental Division 303 W. Madison, Ste. 825, Chicago, IL 60614 Phone: (404) 443-2244, Fax: (312) 727-6060 cpell@berkleysum.com www.berkleysum.com/environmental.htm

1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

Bliss & Glennon, Inc.

Atlantic Casualty Insurance Company

435 N. Pacific Coast Hwy, Redondo Beach, CA 90277 Phone: (800) 829-7330, Fax: (877) 622-2911 info@bgsurplus.com www.bgsurplus.com

P.O. Box 8010, Goldsboro, NC 27533 Phone: (877) 225-5744, Fax: (919) 759-3387 vdavis@atlanticcasualty.net www.atlanticcasualty.net

Atlas General Insurance Services

8954 Rio San Diego Dr., Ste. 600, San Diego, CA 92108 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com www.atlas.us.com

Bollinger, Inc.

101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb.meslar@bollinger.com www.Bollinger.com

Atlass Insurance Group

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Automotive Risk Mgmt. & Ins. Services, Inc. 1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207 Phone: (800) 224-6363, Fax: (888) 504-8062 apps@armonline.com www.armonline.com

9171 Towne Centre Dr., Ste. 500, San Diego, CA 92122 Phone: (858) 875-3067, Fax: (858) 768-5237 craigm@bandbprograms.com www.bandbprograms.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

Brightstone Insurance Services, LLC

B&B Programs, A Div. of Barney & Barney, LLC

www.insurancejournal.com

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 bturgeon@bassuw.com www.bassuw.com

Beacon Hill Associates, Inc.

Artex Risk Solutions, Inc.

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Apogee Insurance Group, a Berkshire Hathaway Company

Bass Underwriters

145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 85

2013 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Britt/Paulk Insurance Agency, Inc.

CoverXSpecialty

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 mcarroll@brittpaulk.com www.brittpaulk.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

26600 Telegraph Rd., Southfield, MI 48033 Phone: (800) 762-6837, Fax: (248) 358-2459 coverxuw@coverx.com www.coverx.com

CIBA Insurance Services

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

CID Insurance Programs, Inc.

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 ane@cidinsurance.com www.cidinsurance.com

Brownyard Programs, Ltd.

Ck Specialty Insurance Associates - All Offices

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workersâ&#x20AC;&#x2122; Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

Commercial Sector Insurance Brokers, LLC

BUA, LLC

Compass Insurance Group of Agencies

155 Fleet St., Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

Burnett & Company, Inc.

Construction Insurance Partners

1300 Post Oak Blvd., Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com

308 N. 21st St., Ste. 300, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Burns & Wilcox - All Offices

Construction Insurance Services, LLC

86 Carleton Ave., East Islip, NY 11730 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

See Website for Locations, Headquarters - San Jose, CA 95037 Phone: (800) 411-0083, Fax: (408) 227-7732 carol@ckspecialty.com www.ckspecialty.com 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 landrews@comsectorins.com www.comsectorins.com

See website for addresses, Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

5949 Sherry Ln., Ste. 1175, Dallas, TX 75225 Phone: (214) 884-1800, Fax: (214) 884-1801 apatterson@constructioninsuranceservices.com www.constructioninsuranceservices.com

Care Providers Insurance Services, LLC

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

16301 Quorum Rd., Ste. 130B, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 parcher@nsminc.com www.ins-cps.com

Centurion Insurance Group

Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com

Chamber Insurance Agency Services 100 Executive Dr., West Orange, NJ 07052 Phone: (800) 336-2007, Fax: (973) 731-2288 jpferreira@chamberagent.com www.chamberagent.com

Charity First Insurance Services, Inc.

One Market, Spear Tower, Ste. 200, San Francisco, CA 94105 Phone: (800) 352-2761, Fax: (415) 536-4033 charityfirstinfo@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance 8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

Construction Insurance Solutions

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Risk Insurance Services 330 S. Fairmont Ave., Ste. 2, Lodi, CA 95240 Phone: (866) 699-2747, Fax: (209) 365-6040 jeana@continentalriskins.com www.continentalriskins.com

Cooper & McCloskey, Inc.

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

Costanza Insurance Agency, Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

N86 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

CPA Protector Plan

P.O. Box 172007, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

CRC|Crump

One Metroplex, Birmingham, AL 35209 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@crcins.com www.crcins.com

Crouse & Associates

100 Pine St., Ste. 2500, San Francisco, CA 94111 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crump Professional Concepts

105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2197 Donna.Griffin@crumpins.com www.crumpins.com/productdetails.aspx?pid=11105

Crusader Insurance Company

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

Direct Event Insurance

1409 S. Lamar, Ste. 1007, Dallas, TX 75215 Phone: (800) 481-7950, Fax: (214) 276-1344 support@directeventinsurance.com www.directeventinsurance.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

E.L.M. Insurance Brokers

1960 E. Grand Ave., Ste. 370, El Segundo, CA 90245 Phone: (310) 322-1301, Fax: (310) 322-1302 mainofc@e-o.com www.e-o.com

Empire Underwriters, LLC

13851 W. Hillsborough Ave., Ste. 324, Tampa, FL 33635 Phone: (813) 448-9300, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com

Environmental Insurance Agency (EIA)

8285 SW Nimbus Ave., Parkside Business Ctr., Ste. 190, Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 info@eiains.com www.eiains.com www.insurancejournal.com

2013 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Euclid Managers

Gabor Insurance Services, Inc.

Euclid Managers, LLC

Gales Creek Insurance, A Div of JD Fulwiler & Co.

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidmanagers.com 2345 Grand Blvd, Ste 1150, Kansas City, MO 64108 Phone: (816) 778-0708, Fax: (816) 778-0715 msutton@euclidmanagerskc.com www.euclidmanagerskc.com

Evolution Insurance Brokers 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Fairway Underwriters

191 Pawtucket Blvd., Lowell, MA 01854 Phone: (800) 662-2141, Fax: (978) 454-8740 fran@fairwayunderwriters.com www.fairwayunderwriters.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Floodwatch

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 gary.tisdale@floodwatchins.com www.floodwatchins.com

Founders Insurance Company

1111 E. Touhy Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 bzito@foundersinsurance.com www.foundersinsurance.com

Fox Point Programs

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7030, Fax: (786) 924-7040 Rgabor@gaborinsurance.com www.gaborinsurance.com

Gateway Specialty Insurance

1190 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

General Agency Services, Inc.

P.O. Box 1905, Mt. Pleasant, MI 48804 Phone: (989) 775-6696, Fax: (989) 775-0835 jmortell@gasinsurance.net www.gasinsurance.net

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Glatfelter Healthcare Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com

Glatfelter Insurance Group

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com

Glatfelter Public Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com 183 Leader Heights Road, York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

P.O. Box 4200, Wheaton, IL 60189 Phone: (800) 745-2409, Fax: (630) 665-7294 info@fdean.com www.fdean.com

Global Weather Insurance Agency, Inc. 401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 nhanes@hcc.com www.globalweatherinsurance.com

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (800) 722-3260, Fax: (888) 513-5593 czellers@gaic.com www.SpecialtyHumanServices.com

Greenwich Transportation Underwriters, Inc. aka GTU 6 Cadillac Dr., Ste. 410, Nashville, TN 37027 Phone: (800) 488-8852, Fax: (615) 321-4543 ben@gtu-ins.com www.gtu-ins.com

Gresham & Associates, Inc. - Indianapolis 6602 E. 75th St., Ste. 450, Indianapolis, IN 46250 Phone: (317) 849-1860, Fax: (317) 849-6743 kkeymon@greshaminc.com www.insurewithgresham.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundyutilities.com

H&W Insurance Services, Inc. P.O. Box 1085, Shawnee Mission, KS 66222 Phone: (800) 616-9475, Fax: (913) 432-1706 bgeis@hwunderwriters.com www.hwunderwriters.com

Hagerty Insurance Agency, LLC P.O. Box 87, Traverse City, MI 49685 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (800) 684-7475, Fax: (925) 685-1750 jbechter@hcc.com www.hccspecialty.com

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

Frontline Homeowners Insurance

GMI Insurance Services

7131 Business Park Ln., Ste. 300, Lake Mary, FL 32746 Phone: (877) 744-5224, Fax: (407) 444-5234 info@flhi.com www.flhi.com

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

G.J. Sullivan Company (Orange)

Gorst Co.

www.insurancejournal.com

Great American Insurance Group - Executive Liability Division

HCC Specialty

Freberg Environmental, Inc.

625 The City Drive S, Ste. 400, Orange, CA 92868 Phone: (800) 235-5485, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

275 E. Hillcrest Dr., Ste. 250, Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: (805) 299-4985 info@gray-stone.com www.gray-stone.com

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 bbaker@jdfulwiler.com www.galescreek.com

Glatfelter Religious Practice

Francis L. Dean & Associates, Inc.

Gray-Stone & Company, Inc.

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorst.com www.gorst.com

HCC Specialty (MA)

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hccsu.com www.hccspecialty.com

Herbert H. Landy Insurance 75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | N87

2013 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Horizon E & S Insurance Brokerage 2245 First St., Ste. 211B, Simi Valley, CA 93065 Phone: (805) 494-6553, Fax: (805) 494-6778 info@horizonsurplus.com www.horizonsurplus.com

Houston International Insurance Group 800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 cwallach@hiig.com www.hiig.com

iii of Maryland, Inc.

10430 Shaker Dr., Ste. 200, Columbia, MD 21046 Phone: (410) 337-9295, Fax: (410) 730-2156 cindym@iiigroup.com www.iiigroup.com

IMCO

25195 SW Parkway Ave., Ste. 112, Wilsonville, OR 97070 Phone: (503) 783-2650, Fax: (503) 783-2656 t.miller@imcoinsurance.com www.imcoinsurance.com

Indemnity Excess & Surplus Agency, Inc.

1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Independent Insurance Agents & Brokers California (IIABCal)

7041 Koll Center Pkwy., Ste. 290, Pleasanton, CA 94566 Phone: (800) 772-8998, Fax: (925) 484-6014 info@ibawest.com www.ibawest.com

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Insurance Innovators Agency Of New England, Inc. (Hopedale) 4 Charlesview Pl., Hopedale, MA 01747 Phone: (774) 396-0056, Fax: (774) 396-0067 richm@iiane.com www.iiigroup.com

Insurance Innovators Agency Of New England, Inc. (West Springfield) 30B Capital Dr., West Springfield, MA 01090 Phone: (413) 731-1100, Fax: (413) 731-7403 richm@iiane.com www.iiigroup.com

Insurance Innovators of New Jersey, Inc.

484 Schooleys Mountain Rd., Ste. 2, Hackettstown, NJ 07840 Phone: (732) 752-3388, Fax: (732) 752-5677 patty@iiigroup.com www.iiigroup.com

Insurance Innovators, Inc.

130 S. Easton Rd., Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurance Multiplex Agency, LLC

365 W. Passaic St., Ste. 260, Rochelle Park, NJ 07662 Phone: (201) 880-1891, Fax: (201) 880-1895 inquiry@insurancemultiplex.com www.insurancemultiplex.com

Insurmark a Div. of Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

Insurtec Tanning and Spa Insurance P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Jorgensen & Company

42 West Allendale Ave., Allendale, NJ 07401 Phone: (201) 447-4400, Fax: (201) 818-5680 rjorgensen@jorgensenandcompany.com www.jorgensenandcompany.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 31 Parker Rd., Elizabeth, NJ 07208 Phone: (800) 526-2199, Fax: (908) 352-8512 info@jcinsco.com www.guninsurance.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

International Excess Companies

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (216) 797-9700, Fax: (216) 797-9970 kennethkukral@intlxs.com www.internationalexcess.com

International Transportation & Marine Agency 7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

IPC

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Irving Weber Associates, Inc.

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Keller & Co, Inc.

1520 Sheridan Dr., Buffalo, NY 14217 Phone: (716) 874-1644, Fax: (716) 874-4920 jBarton@kellerandco.com www.kellerandco.com

Kevin Davis Insurance Services

P.O. Box 55012, Los Angeles, CA 90055 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (800) 243-1811, Fax: (888) 622-0414 info@iwains.com www.iwains.com

Irwin Siegel Agency, Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Izzo Insurance Services, Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.E. Brown & Associates

303 Lennon Ln., Walnut Creek, CA 94598 Phone: (925) 947-2990, Fax: (925) 947-3978 marketing@jebrown.net www.jebrown.net

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

Jones Birdsong Insurance Services PO Box 91, Sterling, CO 80751 Phone: (970) 458-4472 gdennington@jonesbirdsong.com www.hospitalityins.com

88 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

KF&B, Inc.

425 W. Broadway, Ste. 408, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 ewhiteside@kfbins.com www.KFBins.com

King Insurance Support Systems 31381 Rancho Viejo Rd., Ste. 101 San Juan Capistrano, CA 92675 Phone: (949) 488-2255, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Klein Insurance Services, Inc.

8 Hillside Ave., Montclair, NJ 07042 Phone: (973) 509-0080 ext 530, Fax: (973) 754-0600 jonathank@kis-hospitality.com www.kis-hospitality.com

Lancer Indemnity Company

P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com/clp.html

www.insurancejournal.com

2013 Annual Program Directory Volume I – Alphabetical Directory of Markets Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com/commauto.html

Lawyer’s Protector Plan®

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lawyers.protectorplan.com

Leavitt Recreation and Hospitality Insurance, Inc. 1001 Lazelle St., Sturgis, SD 57785 Phone: (800) 525-2060, Fax: (866) 465-2797 chris-hipple@leavitt.com www.lrhinsurance.com

Lee & Mason

195 Farmington Ave., Ste. 301, Farmington, CT 06032 Phone: (860) 677-0500, Fax: (860) 677-1227 lindab@leeandmason.com www.leeandmason.com

MacAfee & Edwards, Inc. Mexican Insurance Specialist

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services

LIG Marine Managers

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Liquor Pak Insurance Programs 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Loggers Insurance, Inc.

5150 Belfort Rd, Bldg 200, Jacksonville, FL 32256 Phone: (904) 296-4420, Fax: (904) 296-6144 david@loggers-insurance.com www.loggers-insurance.com

M.J. Hall & Company, Inc. P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 norm@mjhallandcompany.com www.mjhallandcompany.com

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

Markel American Insurance Co.

Midlands

4600 Cox Rd., Glen Allen, VA 23060 Phone: (804) 527-7622, Fax: (804) 965-1689 mnichols@markelcorp.com www.markelprograms.com

3503 NW 63rd St., Ste. 305, Oklahoma City, OK 73116 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com

MiniCo Insurance Agency, LLC

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Markel Specialty Commercial

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 contactus@marketscout.com www.marketscout.com

Mattei Insurance Services

701 Pike St., Ste. 900, Seattle, WA 98101 Phone: (206) 794-0299, Fax: (206) 826-2828 sales@matteicos.com www.matteicos.com

Mobile Food Vendors Insurance 11200 Jollyville Rd., Austin, TX 78759 Phone: (888) 678-6384, Fax: (512) 372-2284 Service@mfvinsurance.com www.mobilefoodvendorsinsurance.com

Monarch E&S Insurance Services 2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 submissions@maxib.com www.maxib.com

MBA Insurance Agency of AZ, Inc.

Monitor Liability Managers, LLC

8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008 Phone: (800) 446-2100, Fax: (847) 806-6282 contactus@monitorliability.com www.monitorliability.com

McClelland and Hine, Inc.

As a leading underwriting management company, Monitor strives to be the executive and professional liability insurance market of choice for our producers and their clients, by offering the best combination of service, price and products.

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-tx.com www.mhi-tx.com www.insurancejournal.com

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

MexiPass International Insurance Services, LLC

1600 E. Florida Ave., Ste. 208, Hemet, CA 92544 Phone: (800) 669-4347, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

Markel Programs 55 Water St., 18th Fl, New York, NY 10041 Phone: (212) 208-4100, Fax: (212) 208-4112 diane.damanski@libertyiu.com www.LIU-USA.com

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

MacNeill Group, Inc., CMGA

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Liberty International Underwriters

McLeckie Insurance Group

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 89

2013 Annual Program Directory Volume I – Alphabetical Directory of Markets Motel Insurance Brokers, Inc.

NIP Group, LLC

PartnerOne Environmental

N-Surance Outlets, Inc. (Florida)

Nonprofits’ Insurance Alliance of Calif.

Patriot National Underwriters, Inc.

N-Surance Outlets, Inc. (Georgia)

Norman-Spencer Agency, Inc.

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program

801 International Pkwy, 5th Fl, Lake Mary, FL 32746 Phone: (866) 387-8883, Fax: (800) 466-5074 info@motelinsurancebrokers.com www.motelinsurancebrokers.com 520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

900 Route 9 N, Ste. 503, Woodbridge, NJ 07095 Phone: (800) 446-7647, Fax: (732) 634-2904 dorban@nipgroup.com www.nipgroup.com P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@niac.org www.niac.org

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

NAS Insurance Services, Inc.

Norman-Spencer International, Inc.

National Advantage Insurance Services, Inc.

NSM Insurance Group

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 general@nasinsurance.com www.nasinsurance.com P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

National Indemnity Company

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

National Insurance Underwriters

800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com

National Interstate Insurance Company 3250 Interstate Dr., Richfield, OH 44286 Phone: (800) 929-1500, Fax: (330) 659-8907 marketing@NATL.com www.NATL.com

National Specialty Underwriters, Inc. 10900 NE 4th St., Ste. 1100, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 info@nsui.com www.NSUI.com

NBIS

2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

555 North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 941-9877, Fax: (610) 941-9889 jwmccaffery@nsminc.com www.nsminc.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

O’Donovan & Associates, Inc.

3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737 Phone: (410) 423-4477, Fax: (410) 423-4478 jeremiah@odonovanassoc.net www.loggingins.com

Ohio E & S Agency, Inc.

5800 Monroe St., Bldg A, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 jeff.pearse@ohioeands.com www.ohioeands.com

OneBeacon Government Risks

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacon.com www.onebeacongov.com

Oryx Insurance Brokerage, Inc.

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com

P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phlyins.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property / casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Platinum Program Managers & Insurance Services, Inc. 3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 danr@ppmins.com www.ppmins.com

PMC Insurance Group

50 Cabot St., Needham, MA 02492 Phone: (781) 449-7744, Fax: (781) 449-7889 info@pmcinsurance.com www.pmcinsurance.com

Ponce de Leon LTC RRG, Inc.

3655 Brookside Pkwy, Ste. 200, Alpharetta, GA 30022 Phone: (678) 781-2400, Fax: (678) 781-2450 mgentry@uni-ter.com www.poncedeleonrrg.com

Preferred Concepts, LLC

14 Wall St., 18th Floor, New York, NY 10005 Phone: (212) 608-9400, Fax: (212) 608-6268 requestinfo@preferredconcepts.com

Paradigm Risk Solutions, Inc.

P.O. Box 152311, Arlington, TX 76015 Phone: (800) 799-7089, Fax: (817) 446-1595 gary.jennings@sbcglobal.net www.paradigmrisksolutions.com

www.preferredconcepts.com

Preferred Property Programs

7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com 30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

NeitClem Wholesale Insurance Brokerage, Inc.

NIF Group, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@p1enviro.com www.partneroneenvironmental.com

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

Park Insurance Company

475 Park Ave. S, 23rd Fl, New York, NY 10016 Phone: (888) 727-5774, Fax: (212) 905-2608 info@parkinsuranceco.com www.parkinsuranceco.com

90 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

www.insurancejournal.com

2013 Annual Program Directory Volume I – Alphabetical Directory of Markets Quaker Special Risk (New Jersey)

RPS NIPC

Quirk & Company

RPS-MIS

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.quakerspecialrisk.com

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 acarnagie@pfic.com www.pfic.com

Professional Governmental Underwriters

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Liability Ins. Svcs, Inc. Underwriting Facilities

5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 jennifer@ppibcorp.com www.ppibcorp.com

Professional Underwriters Agency, Inc. 2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

PULIC - Professional Underwriters Liability Insurance Company 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

www.insurancejournal.com

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com 1108 S. 322nd Pl., Federal Way, WA 98003 Phone: (800) 247-5851, Fax: (877) 329-9647 Connie_Divelbiss@RPSins.com www.mutualins.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RCA Insurance Group

1333 Broad St., Clifton, NJ 07013 Phone: (800) 526-0147, Fax: (973) 472-5448 mmaher@rca-insurance.com www.rca-insurance.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 vkloepping@relmark.net www.relmark.net

Risk Placement Services/Lemac

701 S. Parker St., Ste. 6200, Orange, CA 92868 Phone: (714) 712-6307, Fax: (714) 712-7362 Alex_Zardeneta@rpsins.com www.rpsins.com

RLI Insurance Co. / Mt. Hawley Insurance Co. 9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 inquiries@rlicorp.com www.rlicorp.com

RLI Specialty Programs

909 Lake Carolyn Pkwy, Ste. 800, Irving, TX 75039 Phone: (972) 481-1034, Fax: (972) 481-1099 Victor.Garcia@rlicorp.com www.rlicorp.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1005, Fax: (309) 589-3503 david.williams@rlicorp.com www.rlitransportation.com

RoamNet Insurance Marketing Programs 3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 aaronm@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS Healthcare

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (312) 294-5625, Fax: (312) 922-7563 bill_yurek@rpsins.com www.avreco.com

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

RSI International, Inc. (Missouri)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

S.H. Smith & Company, Inc. - 6 Offices Nationwide

See Website for Locations, Headquarters-Hartford, CT 06103 Phone: (860) 561-3600, Fax: (800) 329-7648 info@shsmith.com www.shsmith.com

Sabal Insurance Group

805 E. Broward Blvd., Ste. 303, Fort Lauderdale, FL 33301 Phone: (954) 828-9948, Fax: (954) 828-9949 info@sabalinsurance.com www.sabalinsurance.com

Sapphire Blue

200 E. Randolph St., 20th Fl, Chicago, IL 60601 Phone: (312) 784-6166, Fax: (312) 784-6002 kieran.dempsey@sapphireblueuw.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scrap Metal Shield Insurance Program P.O. Box 879, Gastonia, NC 28053 Phone: (704) 865-8584, Fax: (704) 866-9866 rwatson@watsoninsurance.com www.scrapmetalshield.com

SeaFire Insurance Services

4500 College Blvd., Overland Park, KS 66211 Phone: (913) 912-5910, Fax: (913) 912-5177 dennis.kane@seafireinsurance.com www.seafireinsurance.com

Shelly, Middlebrooks & O’Leary, Inc. 725 Peninsular Pl., Jacksonville, FL 32204 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 91

2013 Annual Program Directory Volume I – Alphabetical Directory of Markets Sierra Specialty

Sullivan Brokers Wholesale Ins. Solutions

Tejas American General Agency

Sloan Mason Insurance Services

Sun Coast General Insurance Agency PO Box 30750, Laguna Hills, CA 92654 Phone: (949) 768-1132, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

Terheggen/Malone Marine Insurance

1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com

Smith, Bell & Thompson

Sunderland Insurance Services, Inc.

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

The American Equity Underwriters, Inc.

40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

Socius Insurance Services, Inc.

SWBC

The Insco Dico Group

389 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

301 Howard St., Ste. 1030, San Francisco, CA 94105 Phone: (415) 778-0310, Fax: (415) 778-0315 phanley@sociusinsurance.com www.sociusinsurance.com

800 W. 6th St., Ste. 1800, Los Angeles, CA 90017 Phone: (213) 833-6185, Fax: (213) 403-4471 leem@sbwis.com www.sbwis.com

9311 San Pedro, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

South Texas General Insurance Agency

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

Southwest Energy Underwriters, Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Southwest Risk

8144 Walnut Hill Ln., Ste. 1010, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Special Markets Insurance Consultants, Inc. 10 S. LaSalle St., Suite 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate@specialmarkets.com www.specialmarkets.com

Specialized Insurance

204 RTE. 112, Patchogue, NY 11772 Phone: (631) 758-6780, Fax: (631) 758-6781 weinsurefun@aol.com www.specializedinsurance.com

Specialty Programs and Facilities Managers 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Stuckey and Company

P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley@inscodico.com www.InscoDico.com

The Insurancenter

South & Western General Agency, Inc. P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com

Swett & Crawford

See website for addresses, Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com 97 years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on four continents.

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

The McGowan Companies

Corporate Headquarters: 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowanins.com www.mcgowancompanies.com

Synergy Professional Associates, Inc. 100 Passaic Ave. Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

T.H.E. Insurance Company

The Mechanic Group, Inc.

TAPCO Underwriters, Inc.

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com 3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

Target Insurance Services

10 Tower Ln., Avon, CT 06001 Phone: (888) 888-1613, Fax: (860) 284-1113 info@target-capital.com www.target-capital.com

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

The Sandner Group (formally - C2C Insurance) 155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 tomeid@sandnergroup.com www.sandnergroup.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@tmi-group.com www.tmi-group.com

TCA, Inc.

8945 Bay View Ct., Gainesville, GA 30506 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

28 Hawk Ridge Cir., Ste. 200, Lake St. Louis, MO 63367 Phone: (800) 828-3452, Fax: (636) 625-6125 dwight@stuckey.com www.stuckey.com 92 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

THOMCO, a Markel Company P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@thomcoins.com www.thomcoins.com

TitlePac, Inc.

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

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2013 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Topa Insurance Company

USX/S

Williams & Stazzone Insurance Agency, Inc.

Towerstone, Inc.

V3 Insurance Partners, LLC

Willis Programs

Transpac Managers, Inc.

van Wagenen Financial Services

Trivedi-Capacity Associates, LLC

Venture Insurance Programs

1800 Avenue of the Stars, 12th Fl, Los Angeles, CA 90067 Phone: (800) 949-6505, Fax: (310) 843-9409 gheatherington@topa-ins.com www.topains.com 14185 Dallas Pkwy, Ste. 1000, Dallas, TX 75254 Phone: (972) 725-2100, Fax: (972) 725-2101 info@towerstonecorp.com www.towerstonecorp.com 8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com One International Blvd., Mahwah, NJ 07495 Phone: (201) 661-2411, Fax: (201) 661-7383 trivedi@tcacoverage.com www.tcacoverage.com/umbrella_program_Trivedi_2010.pdf

Truckers Insurance Associates P.O. Box 1494, Des Moines, IA 50305 Phone: (800) 652-9515, Fax: (515) 276-1418 drogers@truckers-insurance.com www.truckers-insurance.com

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net 115 Pheasant Run, Ste. 218, Newtown, PA 18940 Phone: (215) 600-0700, Fax: (215) 475-3959 don.barrand@v3ins.com www.v3ins.com

1301 Wrights Lane East, West Chester, PA 19380 Phone: (800) 282-6247 ext 300, Fax: (610) 692-5977 marketing@ventureprograms.com www.ventureprograms.com

VFIS

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

Victor O. Schinnerer & Co.

U.S. Specialty Insurance

W.A.Schickedanz Agency, Inc.

13403 Northwest Fwy, Houston, TX 77040 Phone: (800) 323-7381, Fax: (713) 996-1225 dcurrie@ussic.com www.ussic.com

300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com 2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Unifax Insurance Systems, Inc.

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

United Contractors Insurance Agency 43-725 Monterey Ave., Ste. A, Palm Desert, CA 92210 Phone: (760) 345-9029, Fax: (800) 345-4851 info@ucisg.com www.uciagency.com

USG Insurance Services, Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

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Winery Pak Insurance Programs

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Woodus K. Humphrey & Co. (AmWINS) 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

Western E&O

UCA General Insurance Services

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3068, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

6483 City West Pkwy, Eden Prairie, MN 55344 Phone: (800) 437-5171, Fax: (952) 833-9416 sales@vanwagenen.com www.vanwagenen.com

U.S. Risk Insurance Group, Inc.

10210 N. Central Expy, Ste. 500, Dallas, TX 75231 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

99 N. Atlantic Ave., Cocos Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

Western Experts in Transportation P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

Western Security Surplus Insurance Brokers, Inc.

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Worldwide Facilities, Inc. - All Offices

See Website for Locations, Headquarters - Los Angeles, CA Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Wrap Up Insurance Solutions

251 S. Lake Ave., Ste. 520, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 rklimek@wssib.com www.wssib.com

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@trekadmin.com www.trekadmin.com

Westrope

Yates & Associates Ins. Services

1100 Walnut St., Ste. 3200, Kansas City, MO 64106 Phone: (816) 842-8222, Fax: (816) 842-3081 info@westrope.com www.westrope.com

P.O. Box 25133, Santa Ana, CA 92799 Phone: (800) 660-1125, Fax: (800) 378-8588 dgoddard@yates-assoc.com www.yates-assoc.com

Westrope Insurance Managers of Florida, LLC

Zurich North America Commercial

510 Vonderburg Dr., Ste. 214, Brandon, FL 33511 Phone: (813) 315-3020, Fax: (813) 315-3039 agoldfarb@westrope.com www.westrope.com

1400 American Ln., Schaumburg, IL 60196 Phone: (800) 382-2150 www.zurichna.com

Wildlife Insurance Underwriters, LLC 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 93

IDEA EXCHANGE

Closing Quote

Young Insurance Professionals Can Spark New Enthusiasm

J Adam Sammons

the nonprofit organization I worked for recognized that kids needed a mentor in their life that they could relate to. But as I reflect on that time in my life, I recognize that those kids also affected my life without knowing it. They helped me remember what it was like to be ambitious, full of passion, energy and creativity. They helped me revisit those moments when my dreams didn’t sound crazy — when the sky was the limit and the possibilities were endless — when the only thing standing in the way of success was myself. Going Through the Motions I was fortunate enough to learn an important lesson during those first few years out of college that will stick with me for the rest of my insurance career. I learned that in all areas of life and business, spending time with youthful hearts is the perfect remedy for complacency. Few things concern me more than when I look around a room full of seasoned insurance professionals who are just going through the motions. They aren’t growing in their knowledge or exercising their creative minds because the passion they once had for the game is gone. They are tired, beat down by the nature of the business, and it’s just not fun anymore. They are playing defense until their retirement, and most notably, their hearts have become a graveyard of invaluable knowledge and experience. Young producers have the ability to create a significant, meaningful and immediate impact on their organizations in a way that goes beyond the numbers. They can come into an organization and breathe new life into older producers, reminding them of what it was like when they first started. Young producers give the seasoned professional an opportunity to remember just how dangerous he or she can be by bringing in a tailwind of passion, enthusiasm and creative ideas with them through the door. And the best part about it is that young producers play pure offense.

ohn Wesley once said: “Catch on fire with enthusiasm, and people will come for miles to watch you burn.” Before I began my career in insurance, I spent my first few years out of college on staff with a local nonprofit mentoring youth in Dallas. For two years, I spent most of my time around junior high and high school kids. I coached soccer, track, spoke at schools and walked the lunchrooms and hallways trying to build trust and respect. My goal was to connect with the kids on their level. I wanted to get Combat Complacency inside their world and understand their hearts. I wanted The lesson I learned during those first few years out of to show them, through my actions, that the only difference college will serve as a constant reminder to always surround between me and them was simply a few extra years of life. myself with people who guard their hearts and minds against After a year of hanging out with kids nonstop, I started complacency. Unfortunately those kinds of to remember what it was like to be in Young producers people are rare, especially in our industry. high school again. I remembered the feelgive the seasoned The passion, enthusiasm, and innovaing of Friday night lights with the band tive thinking of a young producer can combat playing in the background, the feeling professional an a culture of complacency and create a ripple of getting behind the wheel of my Jeep opportunity to effect of increased productivity throughout your for the first time, the roar of the crowd remember. entire office. They will re-engage your aging when I would score, the emotions that workforce, putting their wealth of knowledge came with victory and loss, and the feeland experience back into the marketplace where it belongs. ing of my parents’ wrath after missing curfew. I started to And it’s a beautiful thing to watch. feel “young” again, and the kids started to see me as one of them. That’s when my impact on their lives became real. My purpose for being on staff, the reason I was being Sammons is a property/casualty producer with MHBT Inc. in Dallas and serves paid with donor dollars to become a kid again, was because on Texas’ Young Agent Advisory Council. Email: Adam_Sammons@mhbt.com.

94 | INSURANCE JOURNAL-NATIONAL REGION June 3, 2013

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June 3, 2013 INSURANCE JOURNAL-NATIONAL REGION | 95

Expect big things in workersâ&#x20AC;&#x2122; compensation. Expect to save a third of your clients 30% or more. Expect broad acceptance and few class limitations nationwide. Expect competitive commissions. For information call (877) 234-4450 or visit auw.com/us.

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