Insurance Journal West 2014-12-01 by Insurance Journal

WEST California Insurance Department Ready for TNC Policies Eastern Colorado Wildfires Likely on Private Lands California Fraud Sweep Nets Nearly 200

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Inside This Issue

On The Cover

Special Report:

2014 Program Directory Volume II

December 1, 2014 • Vol. 92 No. 23 • West

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IDEA EXCHANGE

10 World’s Top 15 Commercial Lines Brokers Write 43% of Business

W1 Largest Dividend Paid by Montana Workers’ Comp Fund

29 Becoming the Most Effective Salesperson

14 Small Business Insurance Market Primed for Consolidation

W1 California Insurance Department Ready to Review TNC Policies

32 Agency Groups Give Independent Insurance Agents ‘Big Agency’ Edge

20 Special Report: State Specialist P/C Insurers Revealed

W2 Experts: Eastern Colorado Wildfires Likely to Start on Private Lands

36 The Competitive Advantage: Chris Burand

W8 California Auto Insurance Fraud Sweep Nets Nearly 200

38 The Need for a Business Succession Plan

22 Special Report: Program Market a Target for Expansion, Good & Bad 24 Spotlight: 10 Things to Know About Winter Risks 26 E&O Insights: Where Is Your Agency in the ‘E&O Marathon?’

40 2014 Program Directory, Vol. II 102 Closing Quote: A New Year, A New Congress

DEPARTMENTS W4 People 11 Declarations 11 Figures 16 Business Moves 34 MyNewMarkets

6 | INSURANCE JOURNAL-WEST December 1, 2014

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Opening Note

Publisher Mark Wells | mwells@wellsmedia.com

Agency E&O Culture

ow more than ever agents are stepping up to the plate to protect their business. The experts agree that today agencies are more aware and proactive about reducing errors and omissions (E&O) risk. “Agents have stepped up over the years and they’re becoming more cognizant of E&O exposures every day,” Sabrena Sally, head of Swiss Re Corporate Solutions’ U.S. Agents E&O program, told Insurance Journal. Some of that effort has been pushed by the E&O carriers. For example, the Big “I” program’s risk management efforts have greatly expanded over the past 10 years, she said. But it’s more than just from an E&O side, she said. “Agencies are recognizing that what it takes to protect themselves on the E&O side are the same types of things that are required in order for them to run an efficient and profitable agency.” Curtis Pearsall, president of Pearsall Associates Inc., a risk management consulting firm specializing in agency E&O, and a special consultant to the Utica National Agents E&O program, said in his 40 years in the business, he sees the agency E&O culture today much stronger and healthier than it’s ever been. “I think agents deserve a tremendous amount of credit for giving their E&O prevention the proper focus,” Pearsall said. What have you done to reduce “That’s one reason why your agency’s E&O risk lately? claim frequency is down to the level that it is. Why? Agents are doing a much better job than they’ve ever done before.” According to Insurance Journal’s 2014 Agency E&O Survey, published in the Nov. 3 issue, agencies have undertaken a number of risk management initiatives to reduce their exposure to E&O claims. Here’s a list of E&O risk management procedures reported by agencies responding to the survey: • We modified existing procedures as a result of a loss. • We have an employee perform audits. • We will be doing a third party E&O audit in 2015. • We invested in a new management system for better documentation and procedures. • We revised compensation agreements to hold individual producers responsible for a portion of the deductible. • We reviewed specialty lines to be sure certain offers of enhanced coverages had been offered. • We have created an in-house training program on technical issues for all CSRs and producers. • We always obtain signatures on changes in policy coverage. • We have several staff attend company seminars on agency E&O and other related subjects. • We created coverage acknowledgement sheets. What have you done to reduce your agency’s E&O risk lately? For additional agency E&O tips, see Curtis Pearsall’s “E&O Insights” column on page 26. Andrea Wells

Editor-in-Chief

8 | INSURANCE JOURNAL-NATIONAL December 1, 2014

EDITORIAL Editor-in-Chief Andrea Wells | awells@insurancejournal.com V.P. Content Andrew Simpson | asimpson@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Senior Editor Susanne Sclafane | ssclafane@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Chris Burand Contributing Writers Brad Cummins, Jonathan Drew, John Graham, Carl Maerz, John Tiene, Nat Wienecke SALES V.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 | jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 | dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 | mtrammell@insurancejournal.com Midwest Lauren Knapp (800) 897-9965 x161 | lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 | hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 | dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Ly Nguyen (800) 897-9965 x125 | lnguyen@insurancejournal.com MARKETING/NEW MEDIA Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 x120 | eburns@insurancejournal.com New Media Producer Bobbie Dodge | bdodge@insurancejournal.com DESIGN/WEB V.P. of Design Guy Boccia | gboccia@insurancejournal.com V.P of Technology Joshua Carlson | jcarlson@insurancejournal.com Audience Development Elizabeth Duffy | eduffy@wellsmedia.com Marketing Director Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com IJ ACADEMY OF INSURANCE Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com ADMINISTRATION Chief Executive Officer Mitch Dunford Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com

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News & Markets World’s Top 15 Commercial Lines Brokers Write 43% of Business: Finaccord

all UK-based firms. In total, nine he world’s top 15 insurance broRanking of Top 15 Commercial Non-Life (P/C) groups earned more than 50 percent kers write more than 43 percent Insurance Brokers by Estimated Commercial of their commercial non-life broking of the commercial lines property/ Non-Life Broking Revenues, 2013 revenues from international markets casualty business globally, according Revenues (USD million) in 2013. to a new ranking by London research Rank Name of brokerage 1 Aon $6,050.0 firm Finaccord. 2 Marsh $5,100.0 Acquisitions The same report says that the top 3 Willis $2,050.0 Finaccord also examined the 150 brokers write almost 59 percent. 4. Arthur J. Gallagher & Co. $1,220.0 5. Wells Fargo Insurance Services $960.0 number of acquisitions made by the Finaccord calculated a ranking of 6. BB&T Insurance Services $932.0 150 groups between January 2012 the world’s top 150 broking groups 7. HUB International $932.0 and June 2014. Sixty-one of the 150 by revenues earned from commercial 8. JLT Group $878.6 9. Lockton $791.0 groups had made at least one acquinon-life (P&C) insurance, excluding Gras Savoye $464.7 sition relevant to commercial lines revenues from personal lines, employ- 10. 11. USI Insurance Services $390.4 broking and 10 had made at least 10 ee benefits, wholesale insurance and 12. Brown & Brown $382.4 13. Alliant Insurance Services $288.2 such acquisitions. On this measure, reinsurance. Towergate $267.7 UK-based Towergate was ranked In total, the top 150 brokers earned 14. 15. OAMPS Insurance Brokers $210.0 first with 48 acquisitions, ahead of revenues of $28.5 billion from this Source: Global Insurance BrokerBASE Arthur J. Gallagher & Co. and HUB activity in a global market Finaccord driving their growth through acquisitions International with 43 each, USI Insurance estimates to have been worth $48.5 billion in while the majority of their counterparts in Services with 27 and AssuredPartners with total in 2013. Thus these 150 brokers collecEurope rely more on organic growth.” 26. tively accounted for 58.8 percent of this total “The global ranking may see some market, according to Finaccord. Most Important Source important changes in future if competitors Overall (see Finaccord’s chart), the top 15 For the majority of the 150 brokers in such as Arthur J. Gallagher & Co., HUB brokerage groups by this measure together the Finaccord ranking, commercial non-life International and Towergate continue purearned revenues of $20.9 billion — or 43.1 insurance is the most important source of chasing other brokers at such a rapid pace,” percent — of the worldwide total. revenues. In fact, 22 of the 150 groups earned said Bergmann. In particular, Bergmann In this ranking, Aon was the largest commore than 90 percent of their total revenues cited the recently-announced acquisipetitor with commercial lines revenues of from commercial lines in 2013 while for 122 tions of Arthur J. Gallagher & Co., which $6.1 billion worldwide in 2013. It is followed this activity made up at least half of their include Noraxis Corp. in Canada and The by Marsh at $5.1 billion, then Willis with revenues. As an unweighted average across Oval Group in the UK , as well as OAMPS $2.1 billion. The top three write more than all 150 groups, commercial lines broking Insurance Brokers. He said these deals could 25 percent of the market. revenues accounted for 64.4 percent of total allow the U.S.-based Gallagher to shorten revenues. the gap to Willis, which is currently ranked U.S.-Based “While most brokers are also active in third. Finaccord’s research also shows that other areas, including personal insurance, Finaccord’s report also includes a ranking across the world’s top 150 commercial nonemployee benefits, wholesale insurance and of the world’s top 150 commercial non-life life insurance broking groups, 67 (44.7 perreinsurance, their main focus typically lies insurance brokers according to their total cent) are headquartered in the U.S. with a in selling property and casualty insurance revenues including personal lines, employee further 24 based in the UK, 14 in France, 12 products to commercial customers,” said benefits, wholesale insurance and reinsurin Germany and eight in Canada. Finaccord’s Bergmann. ance. By this measure, the ranked order of “The strong presence of North American When ranked according to the proportion the top 15 in 2013 is as follows: 1) Marsh & brokers in the ranking is primarily due to of commercial non-life broking revenues McLennan; 2) Aon; 3) Willis; 4) Arthur J. the huge size of the U.S. and Canadian comsecured outside of their home market, Willis Gallagher & Co.; 5) Wells Fargo Insurance mercial property and casualty markets and came first with a figure of 90 percent in Services; 6) JLT Group; 7) BB&T Insurance the fact that brokers (including independent 2013. It was followed by Howden Broking Services; 8) Brown & Brown; 9) HUB agents) dominate distribution in both the Group (80 percent), JLT Group (78 percent) International; 10) Lockton; 11) April Group; U.S. and Canada,” said Bernd Bergmann, a and RKH Group (74 percent) meaning that 12) USI Insurance Services; 13) NFP; 14) Gras consultant at Finaccord. “In addition, a numthe top four groups by this measure are Savoye; 15) Towergate. ber of large brokers in North America are 10 | INSURANCE JOURNAL-NATIONAL December 1, 2014

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News & Markets Largest Dividend Paid by Montana Workers’ Comp Fund

any Montana businesses will share a $20 million windfall from the state workers’ compensation fund. The Montana State Fund’s board in November approved its largest dividend ever for most of its 27,000 business customers in the state. The dividend equates to an average 16 percent reduction of workers’ compensation insurance premiums paid by businesses in 2012, fund officials said. The amount of dividend a company receives will be based on how much premium it pays and its worker safety record. About 95 percent of the business insured by the State Fund will get a dividend, fund officials said. “This is the best way that we can award employers who are doing a good job,” board member Joe Brenneman said. By law, all employers in Montana must carry workers’ compensation coverage, which insures them against on-the-job injuries suffered by their employees. Four years ago, Montana had the highest workers’ compensation rates in the nation, according to a biennial study. Partly in response to reforms passed

by the 2011 Legislature, Montana’s rates dropped to No. 8 in the nation in 2012. Laurence Hubbard, the State Fund’s president and CEO, said the latest study showed Montana’s workers’ compensation rates dropping to 11th in the nation for 2014, but they’re still higher than any neighboring state. Hubbard said the State Fund’s continued strong financial position allowed it to award the historically high dividend. Its net revenue for fiscal 2014, which ended this summer, was $54 million, or $22 million higher than projected, he said. “If there is excess equity that can be safely returned to customers who paid the premium, the board can do that,” he said. “It’s like a retroactive rate reduction, because

we’re returning premiums from prior years to deserving policyholders.” The State Fund awarded a $12.5 million dividend last year and has paid out dividends over the last two decades that equate to an average premium reduction of about 4.4 percent a year, Hubbard said. Board member Bruce Mihelish said the big dividend is a testament to good management at the fund and improved workers’ comp policies. However, he noted that Montana still has the highest workers’ comp premiums in the region. Hubbard said the fund hopes to keep rates as low as possible, but that Montana’s rates are higher than other states in part because it pays higher levels of benefits to injured workers than in many other states. Copyright 2014 Associated Press.

California Insurance Department Ready to Review TNC Policies

alifornia Insurance Commissioner Dave Jones said last month his department is ready to accept insurance company filings to create new commercial coverage or endorsements to personal auto insurance policies that will provide coverage rideshare drivers. The policies Jones and the California Department of Insurance is ready to review would cover drivers for transportation network companies like Uber, Lyft and www.insurancejournal.com

Sidecar. “In January my department issued a notice to drivers that personal auto insurance policies would not likely cover claims arising from transporting passengers for money,” Jones said in a statement. “A new law, while not perfect, requires TNCs to provide coverage or make sure their drivers have coverage during all time periods the TNC application is on. In order to get drivers covered as soon as pos-

sible, we are prepared to review new auto insurance coverage for TNC drivers, ahead of the deadlines set by the new law calling for this insurance coverage.” The law Jones was referring to is Assembly Bill 2293. Authored by Assemblywoman Susan Bonilla, D-Concord, encourages insurers to create a new type of insurance coverage for TNC drivers. Transporting passengers for hire, also known as livery, has long been excluded from coverage under the personal auto insurance policies most Californians maintain on their personal vehicles. The new law allows the creation of endorsements to drivers’ personal automobile insurance companies to cover some of this TNC use. December 1, 2014 INSURANCE JOURNAL-WEST | W1

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News & Markets Experts: Eastern Colorado Wildfires Likely to Start on Private Lands

ires ignited on private lands pose the most significant wildfire threats to populated areas on the eastern-facing range of the Colorado Rocky Mountains, according

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to risk analysts who used extensive evidence regarding a combination of forest and vegetation types, wind and climate conditions to reach their conclusions.

11/20/14 7:20 PM

In their paper, “Wildfire Risk Transmission in the Colorado Front Range, USA,” Jessica Haas, David Calkin and Matthew Thompson of the Department of Agriculture’s U. S. Forest Service analyze major contributors of risk to human and economic development associated with wildfires in eastern Colorado counties. The findings are based on an examination of ignition locations on landscapes, the underlying potential for fire to spread, and human population density. They could help prevent and manage future wildfire risks, the experts say. The authors combine new risk tools — like fire spread and burn probability modeling and maps of human development — in concluding that ignitions on privately held lands on the Eastern Rocky Mountains pose elevated wildfire risks. Wildfires continue to damage property, communities and human life the world over, and some experts predict more extreme weather events like drought will increase the number and severity of wildfires. The 2007 forest fires in Greece resulted in 84 fatalities; in 2009, bushfires in Victoria, Australia, resulted in 173 fatalities and millions in property damage; and the Fourmile Canyon Fire in 2010 outside Boulder, Colo., led to damages totaling $220 million. Rougly 3.65 million people reside in the Colorado Front Range area. The areas with extensive grass and shrub coverage on private lands tend to have higher burn probabilities, the authors say. More broadly, the researchers say identifying fire transmission pathways near populated areas is the key to cost-effective prevention investments. “By quantitatively producing maps which identify the areas of highest risk transmission, landowners may be more motivated to mitigate the risk from their property if they can visually recognize their lands as a source of wildfire risk,” the authors stated. www.insurancejournal.com

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People Bill Deal

Joe Berg

Idaho Department of Insurance Director Bill Deal announced he is retiring. His retirement is effective on Dec. 31. Deal was appointed by Gov. C.L. “Butch” Otter and began his eight-year tenure on Jan. 2, 2007. “My time with the Department of Insurance has been a rewarding one with challenges met and successes achieved,” Deal said in a statement. “I have had the pleasure of working with dedicated and professional people who have the best interests of the citizens of Idaho at heart and who work hard to provide superior customer service.” Deal spent 46 years in the insurance industry and eight terms in the Idaho House of Representatives. “I hate to think where we would have been for the past eight years without Bill Deal at the Department of Insurance. His professionalism and steady hand have made a world of difference for the agency and the people and businesses it serves,” Otter said in a statement. Joe Berg has joined Lockton’s Denver, Colo., office as a property/casualty insurance producer. Prior to Lockton Berg was with Enhanced Capital Partners, and worked closely with several portfolio companies on financial reporting, mergers and acquisitions, and compliance. Kansas City, Mo.-based Lockton provides clients with risk management, insurance and employee benefits consulting services.

Woodruff-Sawyer & Co. has named Richard Nakamura as vice president in the firm’s property/casualty practice. The firm also named Justine Ekstrom senior benefits consultant in the Portland, Ore., office. Nakamura will work on building the practice’s client base. His focus will be on larger complex clients. He has expertise working with clients in a variety of industries including technology, construction, agriculture and manufacturing. Prior to Woodruff-Sawyer, Nakamura was a senior vice president at Wells Fargo Insurance Services. Ekstrom will assist employers in designing and managing benefit programs. She will drive planning, manage projects and execute delivery of results to her customers, and she will also keep clients apprised of industry trends, innovations, best practices and the complex landscape of health care reform. Ekstrom has more than 28 years of employee benefits experience providing strategic consulting services. She has experience working with large self-funded employers. Her career in the benefits field has ranged from a large national health insurance company to an independent consulting firm. Most recently Ekstrom worked as a lead consultant and principal at Mercer Health and Benefits. San Francisco, Calif.-based Woodruff-Sawyer is an active partner of Assurex Global and International Benefits Network and has offices throughout California, in Portland, Ore., and in Denver, Colo.

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Milestone Risk Management of Irvine, Calif. has named Steve Stonehouse its new president. Stonehouse begins at the start of 2015. Stonehouse created Stonehouse Consulting Group after retiring from the carrier CNA in 2012 and has been working with both insurance companies and insurance agencies. “Milestone is a unique operation with a truly consultative relationship with their clients,” Stonehouse said. “I have known Ron Hoefer for nearly 20 years and always admired and respected his unique approach to handling the risks facing his clients. This close relationship with clients was so familiar to my years in the surety business that when Ron asked me to join it seemed like a natural fit.” Milestone clients range from construccontinued on page W6 www.insurancejournal.com

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People continued from page W4 tion to printing and manufacturing and operates out of its three offices in Irvine, San Diego and Riverside. USG Insurance Services Inc., a national wholesaler and managing general agent, has launched of a professional division in El Segundo, Calif. The firm has also hired Frederick Fisher as director of professional liability. Fisher will be based in El Segundo. This specialty practice division will offer errors and omissions, directors and officers, employment liablity, data/cyber, crime, riduciary, and architects and engineers. Fisher is a member of the editorial board at Agents of America, an instructor with the School of Professional Liability, a course designer and instructor at the Academy of Insurance, the senior technical advisor for the IRMI Manuals on professional liability and a speaker and lecturer on real estate

errors and omissions loss control, and insurance broker E&O prevention. Prior to USG, Fisher most recently held positions of founder, president and CEO at E.L.M. Insurance Brokers Inc. USG has 17 offices across the country. Integro announced it is enhancing its aviation practice with the addition of sector specialist Leslie DeWald as managing principal. DeWald and her team of four will be based in Park City, Utah. They specialize in aviation and aerospace insurance. DeWald previously worked as president of SterlingRisk of Utah. New York, N.Y.-based Integro is an insurance brokerage and risk management firm that operates from offices in the U.S., Canada, Bermuda and the United Kingdom.

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Reno, Nev.-based Employers Holdings Inc. has named Terry Eleftheriou executive vice president and chief financial officer. Eleftheriou started Nov. 10. Eleftheriou replaces William E. Yocke, who in April informed the company of his decision to retire as of June 30, 2015. Yocke will stay on in an advisory role until his retirement. Eleftheriou was recently principal of Aeolus Capital Partners. Prior to Aeolus Capital, Eleftheriou was executive vice president and group chief financial officer of Scottish Re Group Ltd. Prior to that Eleftheriou was a group finance executive with XL Group Ltd. Employers Holdings through its subsidiaries, operates in 31 states and the District of Columbia. York Risk Services Group has named Bijan Bijarchi vice president of risk management practices. Bijarchi will be based in Orange, Calif., and will oversee strategic growth initiatives, including new product development. Prior to York, Bijarchi held a variety of leadership positions in claims, managed care and account management at national third party administrators and managed care companies. Parsippany, N.J.-headquartered York is a national provider of risk management, claims handling, specialized loss adjusting, managed care, pool administration, loss control and other insurance services. San Diego, Calif.-based Surmount Insurance Services has named James Phin a commercial lines coverage specialist in its firm. His focus is on working with manufactures and startups. Phin has more than a decade of sales experience. He previously worked for Barney & Barney. Surmount’s specialties include aerospace, construction, energy, gaming, healthcare, life science, manufacturing, real estate, transportation, technology and wholesale. www.insurancejournal.com

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News & Markets California Auto Insurance Fraud Sweep Nets Nearly 200

etectives from the California Department of Insurance assisted by local district attorneys and local law enforcement spent a week in mid-November serving arrest warrants in 22 counties where more than 200 felony counts and multiple misdemeanor charges were filed against 195 people for alleged auto insurance fraud committed against 40 insurance companies. In nearly all of the cases the drivers were uninsured or underinsured and allegedly purchased or added coverage after a collision or damage was sustained, then the suspects filed a fraudulent claim in an attempt to get the insurer to cover the damage to the uninsured vehicle, according to CDI. Two suspects are insurance professionals, including a claims adjuster. One case involved a pedestrian fatality, one included a vehicle allegedly used to transport drugs from Mexico, and one investigation uncovered a staged collision, which is under further investigation. CDI detectives served arrest warrants for more than 200 felony counts and multiple

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Auto insurance fraud bust. CA. Dept. of Insurance. (Photo Credit: Jayne Lucas)

misdemeanor charges against 195 people for alleged auto insurance fraud. In some cases the fraud was uncovered before the insurer paid on the claim, in

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others it was discovered after the claims were paid. Detectives suspect that the actual and potential losses to insurers totaled more than $1 million. “Unfortunately, this type of insurance crime is surprisingly common,” Insurance Commissioner Dave Insurers involved Jones said in a statewith 10 or more ment. “Insurance cases include: fraud is an expensive Esurance drain on the state’s Geico economy that totals CSAA into the billions of Progressive Infinity dollars annually Nations Insurance in California. This Permanent General is not a victimless Assurance crime. The cost Financial Indemnity of these scams is Affirmative passed along to Alliance consumers through Farmers higher rates and premiums. Everyone pays for insurance fraud.” District attorneys, insurance company investigation units and the National Insurance Crime Bureau assisted with the investigations. Local district attorneys are prosecuting these cases. www.insurancejournal.com

NATIONAL COVERAGE

FIGURES

$1 Million

The percentage of vacant foreclosed homes in Kansas, according to RealtyTrac. While the percentage is high compared to other states, the actual number of vacant foreclosures in Kansas is relatively small. Kansas has 232 homes in foreclosure but only 72 homes statewide are abandoned. By comparison, Florida has 35,913 abandoned homes but those account for only 22 percent of total foreclosures in that state.

The settlement amount that the city of East Point, Ga., has agreed to pay to the family of a man who died after police officers used stun guns on him. A lawsuit filed in August accused two East Point police officers of using their stun guns as many as 13 times on Gregory Towns Jr. while he was handcuffed.

DECLARATIONS No Hesitation

“If there is real evidence or a directive from (the Federal Highway Administration) that says the ET-Plus needs to be replaced, make no mistake — we will not shy away from that directive and we will not hesitate to take the necessary action.”

— Kentucky Transportation Secretary Mike Hancock says he believes hundreds of Trinity Highway Products’ ET-Plus guardrail components that are thought to be defective are in use in his state. The state has banned the product but Hancock told lawmakers he is waiting for the results of federal testing before removing any.

Lacking Controls

$250,000 27 The percent increase in violent crimes — such as forcible rape, robbery and aggravated assaults — in San Antonio, Texas, from 2012 to 2013. The number of murders, though, has decreased, according to the annual Crime in the United States report. There were 8,800 complaints of violent crimes in 2013 in San Antonio, up from about 6,900 in 2012. Nationally, for the past decade there has been a downward trend in violent crimes.

$1.6 Billion The amount in Federal Emergency Management Agency funds that New York City is receiving to help four public hospitals in the city install floodwalls, flood proof elevators and become more storm-resilient, according to an announcement by New York City Mayor Bill de Blasio.

www.insurancejournal.com

Is how much Monsanto agreed to pay to wheat growers’ associations in a settlement with U.S. wheat farmers who sued the seed company over market disruption after unapproved genetically engineered wheat was discovered growing without oversight in Oregon.

“OMV lacked adequate controls, including proper cash handling procedures and management oversight in field offices, to prevent or timely detect the misappropriation of public funds.”

— Excerpt from a report by the state legislative auditor criticizing management at the Louisiana Department of Public Safety. The DPS says it has taken corrective measures. More than $69,000 was misappropriated by three Office of Motor Vehicle employees, who were fired and arrested.

Testing Auto Parts

“It’s clear the current system of testing car safety is not working.”

— U.S. Sen. Charles Schumer, D-N.Y., on the federal compliance inspection and testing process used for auto parts. He is calling for a top-to-bottom review of federal safety screening for defective car parts. He cited the recall of millions of vehicles equipped with Takata Corp. passenger air bags that can explode with too much force and send shards of metal into the passenger compartment.

Midwest Flooding

“Flooding from a single tropical cyclone often impacts 10 to 15 states located hundreds of miles from the coast and covering a wide area.”

— Gabriele Villarini, University of Iowa assistant professor of civil and environmental engineering, and researcher at IIHRHydroscience & Engineering. Villarni and his colleagues report that North Atlantic tropical cyclones have a significant effect on the Midwest and can cause flooding in areas as far inland as Illinois, Wisconsin and Michigan.

December 1, 2014 INSURANCE JOURNAL-NATIONAL | 11

CYBER EXPOSURES OF SMALL AND MIDSIZE BUSINESSES – A DIGITAL PANDEMIC NOT JUST BIG BUSINESS AT RISK It seems counterintuitive that cybercriminals would focus on small businesses. Major news outlets report on the largest incidents, which typically affect the largest companies. In the past, small businesses may have been able to neglect network security with little consequence, but this is not the case today.

69%

85% of targets of opportunity are small businesses.1

Cyber-related crime incidents affecting small businesses have been increasing since 2004.2

THE EASY TARGET FOR THE OPPORTUNISTIC CRIMINAL Small businesses generally have fewer IT resources and devote less time and money to cybersecurity than their larger counterparts.

Percentage of small businesses who do not even have an informal Internet security policy for employees.3

87%

1. Verizon, “2012 Data Breach Investigations Report,” http://www.verizonenterprise.com/resources/reports/rp_data-breach-investigations-report-2012-ebk_en_xg.pdf 2. Cyber Exposures of Small and Midsize Business – A Digital Pandemic, exhibit 1 3. National Cyber Security Alliance and Symantec, “2012 National Small Business Study,” 4. National Cyber Security Alliance and Symantec, “2012 National Small Business Study,” 5. National Cyber Security Alliance and Symantec, “2012 National Small Business Study,” 6. Ponemon Institute, Press Release, “Ponemon Institute Releases 2014 Cost of Data Breach: Global Analysis,” (May 5, 2014), http://www.ponemon.org/blog/ponemon-institute-releases-2014-cost-of-databreach-global-analysis 7. Ponemon Institute, Press Release, “Ponemon Institute Releases 2014 Cost of Data Breach: Global Analysis,” (May 5, 2014), http://www.ponemon.org/blog/ponemon-institute-releases-2014-cost-of-databreach-global-analysis

of small businesses have at least one employee who uses the Internet daily.4

71%

say their business is at least somewhat dependent on the Internet for daily operations.5

WHAT ARE THE STAKES AND WHO IS MOST AT RISK? The potential consequence of a data, privacy, and/or network security breach to a small businesses is significant. On average, data breaches now cost On average, the cost per lost or stolen record is

$3.5M $145

15% increase

over 2013.6

9% increase over

the previous year.7 U.S. organizations on average spend

$565,020

The logistics around notifying victims alone can be costly.

on breach notification.8

An average of

30,000 new websites per day are infected and unknowingly distribute malicious code for cybercriminals.9 A new threat targets small businesses every second.11 RISK MITIGATION

INDUSTRIES MOST AT RISK OF ATTACK

Mining

Governments

Odds of being attacked10

1 in 2.7

1 in 3.1

Manufacturing

1 in 3.2

TIPS TO AVOID AN ATTACK • • • •

Keep up with the latest risks. Educate your staff. Hold employees accountable. Utilize basic cybersecurity software and keep it up to date.

• Use mobile device security procedures. • Use secure WiFi networks. • Be prepared to respond to a breach (incident response plan). • Purchase insurance.

To learn more, visit THEHARTFORD.COM/CYBER. 8. Ponemon Institute, “2013 Cost of Data Breach Study: United States,” (May 2013), 9. Sophos, Press Release, “Security Threat Report 2012,” (January, 24, 2012), http://www.sophos.com/en-us/press-office/press-releases/2012/01/security-threat-report-2012.aspx 10. Symantec, “Internet Security Threat Report 2014,” http://www.symantec.com/content/en/us/enterprise/other_resources/b-istr_main_report_v19_21291018.en-us.pdf 11. TrendMicro, “Small Business is Big Business: 5 Things Every Small Business Should Know About Web Threats and CyberCrime,” (2012), http://about-threats.trendmicro.com/smb-primers/small-business-isbig-business/files/assets/downloads/Small-Business-Is-Big-Business.pdf 42524A

Business Insurance Employee Benefits Auto Home

NATIONAL COVERAGE

News & Markets Small Business Insurance Market Primed for Consolidation

study author and f heavy competition breeds consolidation, Conning consulthen the property/casualty small business tant Clint Harris insurance market is ripe for it in the comsaid in a prepared ing years. statement. Both large and small insurers devote lots But no insurer of attention to the space, but no single comcurrently has more pany carries more than a tiny portion of the than 6 percent of overall market, Conning points out in a new the market, Harris study. said. Importantly, a winning insurer will have That could high levels of automation and efficient change pretty customer service in its arsenal to help quickly, as rivals achieve this goal, Conning said, terming vie for a greater the winning ingredient “insurers with scale share over the next and robust technology.” (At the same time, five years. The newly consolidated insurers and brokers Conning report will drive clients to favored insurers, the projects 8.4 perreport concludes.) cent growth over That shift will only grow faster over the the next five years for the principal small next five years and could, in fact, disrupt business market, from $58 billion premium the market if insurers using automation potential in 2013 to $63 billion in 2018. Of advances such as “digital distribution” grow course, that is fairly robust, but it is a bit large enough and grab substantial market lower than the 10.1 percent growth rate presence, Conning notes. projection for the remaining commercial Plenty is at stake. business market. Why The overall small No insurer, large or the difference? It “reflects business market premium hit $81 billion small, currently has more the long-term trend of relatively less employin 2013, according to than 6 percent of the ment growth in the small Conning estimates small business market. business market compared included in the to the rest of the business communities,” report. Excluding specialty and high-hazard Conning said. business, the principal small business mar To gain a bigger piece of the property/ ket premium is at $58 billion. That comes casualty small business insurance market, down to 20 percent of the U.S. property/ small insurers may have some catching up casualty commercial market premium,

to do, and could lose ground against largesized rivals, considering that the bigger insurers in the space seem to be making quicker strides. “Large insurers in small commercial have made significant market share gains in the last five years,” Conning said. “Leading companies are positioning themselves for further market share gains by investing heavily in technology and analytics to meet the evolving needs of an increasingly sophisticated customer,” Steve Webersen, director of research at Conning, said in a prepared statement. Conning’s full 2014 report is called “The Small Business Sector for Property Casualty Insurance: Market Shift Coming.”

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Business Moves

Arthur J. Gallagher, The Titan Group, The Forker Co., SGB-NIA Insurance Arthur J. Gallagher & Co. recently acquired The Titan Group LLC, The Forker Co. and SGB-NIA Insurance Brokers. SGB-NIA Insurance Brokers, headquartered in Woodland Hills, Calif., provides retail property/casualty, risk management and employee benefits insurance products and consulting services to commercial and individual clients throughout the Western United States. They specialize in insurance coverage for the manufacturing, metal worker, retail hardware and commercial real estate industries. Terms of the deal were not disclosed. James Scanlon and his colleagues will continue to operate in their Woodland Hills and Camarillo locations under the direction of James McFarlane, head of Gallagher’s Western Region retail property/casualty brokerage operations. Established in 2000, The Forker Co. in Arlington Heights, Ill., is a retail insurance agency that offers contract surety coverage to clients throughout the Midwest. The firm specializes in providing surety coverage for the construction industry. Terms of the transaction were not disclosed. Peter Forker and his associates will con16 | INSURANCE JOURNAL-NATIONAL December 1, 2014

tinue to operate under the direction of Michael Pesch, head of Gallagher’s Midwest region retail property/casualty brokerage operation. Founded in 2001, The Titan Group LLC located in Richmond, Va., provides human resource consulting services for private, public, nonprofit, education and state government clients throughout the Eastern United States. Titan specializes in compensation consulting, leadership development, organizational development and human resource advisory products and services. Genevieve Roberts, Lee Weisiger and their associates will continue to operate from their current location under the direction of William Ziebell, head of Gallagher’s North Central region employee benefits consulting and brokerage operations. Terms of the transaction were not disclosed. Arthur J. Gallagher & Co., an international insurance brokerage and risk management services firm, is headquartered in Itasca, Ill. The firm has operations in 30 countries and offers client service capabilities in more than 140 countries through a network of correspondent brokers and consultants. Hudson Insurance Group, Surety Partners of America Hudson Insurance Group has acquired the underwriting operations of Surety Partners of America, Northeast, which is based in Chester, N.J. Surety Partners of America, which was formed in 2009, is licensed and operates in 50 states through regional offices in New Jersey, Wisconsin, Maryland and Iowa. The transaction affects the Northeast operation only. As part of the transaction, Michael Blount, a partner and regional bond manag-

er, and James Balzan, senior bond manager, will join the team at Hudson Surety headed by Senior Vice President of Underwriting Michael Cifone. Tom Chambers, Midwest regional manager, said there are “no changes expected” for the Surety Partners of America, Midwest LLC. He will continue to lead that underwriting division with Todd Kramer remaining as the regional bond manager. The Midwest office handles business in Illinois, Indiana, Iowa, Minnesota, Missouri and Wisconsin. The deal also does not affect the MidAtlantic operation based in Maryland, according to Michael Schendel, MidAtlantic manager. Courtney Seed remains bond manager. This office writes in Maryland, Virginia and the District of Columbia. Hudson Insurance Group, part of Fairfax Financial Holdings Ltd., underwrites specialty primary and excess insurance on an admitted and non-admitted basis through Hudson Insurance Co., Hudson Specialty Insurance Co. and Hudson Excess Insurance Co. C&R Insurance Services C&R Insurance Services Inc. in Wayne, Pa., has acquired Garden State Professional Insurance Agency, a professional liability agency based in Freehold, N.J., and its affiliate FLAG Insurance Services. Terms of the transaction were not disclosed. Founded in 1999, Garden State offers various coverages including professional liability insurance for attorneys and law firms, accountants, non-profit organizations, real estate agents and title professionals. Garden State’s customers are located predominantly in New Jersey. FLAG Insurance serves customers in Florida, New York and Pennsylvania and is planning to expand to the Connecticut market. Both Garden State and FLAG Insurance Services are headed by Mark Diette. He will remain as president and continue to lead the two firms’ operations. Garden State and FLAG Insurance Services serve more than 2,400 combined customers and have $10 continued on page 18 www.insurancejournal.com

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NATIONAL COVERAGE

Business Moves continued from page 16 million in annual premium. Founded in 1995, C&R Insurance Services provides professional liability insurance products for physicians and lawyers. The firm serves more than 4,300 insureds and has more than $35 million in annual premium. Hub International, Fotek Insurance Hub International Limited announced that its subsidiary Hub International Northeast Limited has acquired the stock of Fotek Insurance Agency Inc., a New Jerseybased employee benefits brokerage. Terms of the acquisition were not disclosed. The Fotek operations will remain in Wall, N.J., and will become part of Hub Northeast’s network of 15 locations and more than 650 employees throughout New York, New Jersey, Connecticut, Pennsylvania and Rhode Island. James Foglio, Fotek’s president, will join

Hub as senior vice president and report to Joe Torella, Hub’s president, eastern region, employee benefits. Based in Chicago, Hub International Limited is a global insurance brokerage that provides property/casualty, life and health, employee benefits, investment and risk management products and services through offices located in the United States and Canada. Texas Legal Protection Plan, Texas Legal Texas Legal Protection Plan, a nonprofit company that provides legal insurance, has changed its name to Texas Legal. It was founded by the State Bar of Texas and the Texas Legislature in 1972, and offers comprehensive legal coverage for every stage in life such as adoptions, divorces and estate planning. Membership covers legal expenses much like health insurance covers

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medical expenses. A low monthly fee gives members access to a network of attorneys throughout the state. According to a study conducted by the Research Intelligence Group, 58 million Americans sought an attorney during 2012, and 110 million have sought legal counsel at least once in their lives. This underscores the importance of having a legal plan in place to help consumers remove the uncertainty about seeking legal services. Texas Legal provides legal insurance for companies, groups and individuals throughout the state. It is the only nonprofit legal insurance company in Texas that offers plans for individuals who are not part of a group plan. The policy for one year for a family costs about the same as one hour of an attorney’s time and can be used for a wide variety of legal issues, including estate planning, adoptions, divorce, foreclosure, identity theft, traffic tickets, bankruptcy and more. The member can choose his/her attorney from a network of attorneys across the state and can use different attorneys depending on the issue they are facing. Texas Legal members also have unlimited access to a free legal hotline. Marsh & McLennan, Nuwest Insurance Services Marsh & McLennan Agency LLC has acquired NuWest Insurance Services Inc., an Irvine, Calif.-based property/casualty agency. NuWest generates roughly $2.4 million in revenue and specializes in providing P/C insurance solutions for multi-employer trust funds and employee unions. NuWest will be consolidated into the Orange County office of Barney & Barney, a Marsh & McLennan Agency LLC company. The transaction marks the first acquisition for MMA West, which was established in February with the acquisition of Barney & Barney. Marsh & McLennan Agency LLC, a subsidiary of Marsh, offers commercial property/casualty, personal lines, and employee benefits to clients across the U.S. www.insurancejournal.com

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SPECIAL REPORT

State Specialists 2014 State Specialist P/C Insurers Revealed

he Demotech Company Classification System categorizes insurers into one of 11 categories based on an analysis of data reported by the companies to the National Association of Insurance Commissioners (NAIC). The 11 categories that comprise the By Barry J. Koestler II system are Nationals, Near Nationals, Super Regionals, Regionals, State Specialists, Coverage Specialists, Strategic Subsidiaries, Risk Retention Groups, Surplus Lines Carriers, Reinsurers and companies with less than $1 million in direct written premium. To be categorized as a State Specialist, a carrier must be an individual, active company reporting data to the NAIC using the property/casualty annual statement format at Dec. 31, 2013. It must report at least $1 million in direct written premium at Dec. 31,

2013 with 90 percent or more written in one state. Further, it cannot be a surplus lines company, risk retention group or reinsurance company. In total, there were 766 companies categorized as State Specialists for 2014. This is more than 28 percent of the 2,676 companies classified based on Dec. 31, 2013 data. This group wrote more than $76 billion of direct written premium, which was 14 percent of the industry’s direct written premium in 2013. Examining the geographic distribution of the 2014 State Specialists reveals that more than half of them specialize in one of just six states. Texas had the most State Specialists with 95. Florida and New York both had 80, followed by California and New Jersey with 54, and Pennsylvania with 44. When looking at the line of business mix, 44.5 percent of the State Specialists’ 2013 direct written premium was private passenger auto. Nearly 25 percent was homeowners multiple peril and almost 11 percent of their

premium was workers’ compensation. Space limitations precluded an enumeration of each of the 766 State Specialists. The accompanying list includes the 300 State Specialists that were not affiliated with a group as of Dec. 31, 2013. A full list of State Specialists is available by contacting bkoestler@demotech.com. State Specialists are often an independent agent’s most reliable and consistent market. These companies are focused on a specific geographic area, understand it and consistently strive to serve it. Demotech is pleased to provide State Specialists with the recognition they deserve. Koestler II is the chief ratings officer of Demotech Inc., Insurance Journal’s official research partner. Demotech is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has assigned accurate, reliable and proven Financial Stability Ratings® for P/C insurers and title underwriters. Website: www.demotech.com.

2014 State Specialist Property/Casualty Insurers State of Company Name Specialty State Compensation Insurance Fund CA Texas Mutual Insurance Co. TX Medical Liability Mutual Insurance Co. NY Pinnacol Assurance CO SAIF Corp. OR PEMCO Mutual Insurance Co. WA Wawanesa General Insurance Co. CA Homeowners Choice Property & Casualty Insurance Co. Inc. FL American Coastal Insurance Co. FL St. Johns Insurance Co. Inc. FL Federated National Insurance Co. FL Farm Bureau Mutual Insurance Co. of Arkansas Inc. AR Alliance United Insurance Co. CA Hospitals Insurance Co. Inc. NY Security First Insurance Co. FL People’s Trust Insurance Co. FL American Integrity Insurance Co. of Florida FL Nuclear Electric Insurance Limited DE Pioneer State Mutual Insurance Co. MI Louisiana Workers’ Compensation Corp. LA Indiana Farmers Mutual Insurance Co. IN Windhaven Insurance Co. FL Queen City Assurance Inc. VT Missouri Employers Mutual Insurance Co. MO Rural Mutual Insurance Co. WI Louisiana Farm Bureau Mutual Insurance Co. LA Kentucky Employers’ Mutual Insurance Authority KY American Transit Insurance Co. NY Country-Wide Insurance Co. NY Heritage Property & Casualty Insurance Co. FL Mutual Insurance Co. of Arizona AZ Ark Royal Insurance Co. FL Michigan Millers Mutual Insurance Co. MI Olympus Insurance Co. FL American Steamship Owners Mutual Protection and Indemnity Association Inc. NY Southern Oak Insurance Co. FL Bear River Mutual Insurance Co. UT COPIC Insurance Co. CO New York Schools Insurance Reciprocal NY Southern Fidelity Property & Casualty Inc. FL Auto Club South Insurance Co. FL Wisconsin Mutual Insurance Co. WI Lighthouse Property Insurance Corp. LA Underwriters at Lloyd’s, London (KY) KY Fiduciary Insurance Co. of America Inc. NY

20 | INSURANCE JOURNAL-NATIONAL December 1, 2014

2013 TOTAL DPW (000s Omitted) $1,112,518 $1,031,357 $546,311 $478,230 $436,160 $354,000 $332,658 $319,102 $300,205 $282,092 $249,520 $246,418 $243,046 $237,091 $228,706 $211,182 $207,590 $203,119 $196,832 $185,313 $183,051 $173,282 $169,565 $166,965 $165,515 $146,541 $143,753 $141,099 $125,515 $122,465 $118,846 $115,722 $115,061 $105,502 $105,417 $103,043 $101,582 $88,014 $87,349 $78,743 $75,281 $68,607 $64,643 $62,204 $61,736

Company Name Underwriters at Lloyd’s, London (IL) Kingstone Insurance Co. Erie and Niagara Insurance Association Colorado Farm Bureau Mutual Insurance Co. Citizens United Reciprocal Exchange GoAuto Insurance Co. Homeowners of America Insurance Co. Sterling Insurance Co. Dryden Mutual Insurance Co. CEM Insurance Co. Farmers Union Mutual Insurance MDAdvantage Insurance Co. of New Jersey New York Municipal Insurance Reciprocal LAMMICO Hawaii Employers’ Mutual Insurance Co. Inc. RAM Mutual Insurance Co. Germantown Mutual Insurance Co. Weston Insurance Co. Prepared Insurance Co. Ascendant Commercial Insurance Inc. Farmers Mutual Fire Insurance Co. of Salem County Wellington Insurance Co. Alabama Municipal Insurance Corp. Security Mutual Insurance Co. Sawgrass Mutual Insurance Co. Lawyers’ Mutual Insurance Co. Financial Guaranty Insurance Co. Madison Mutual Insurance Co. Discovery Insurance Co. Crusader Insurance Co. Care West Insurance Co. German Mutual Insurance Co. Peachtree Casualty Insurance Co. Farmers Insurance Co. of Flemington Florida Doctors Insurance Co. Springfield Insurance Co. Bremen Farmers Mutual Insurance Co. West Virginia Mutual Insurance Co. Center Mutual Insurance Co. Carolina Mutual Insurance Inc. Healthcare Professionals Insurance Co. Inc. Access Home Insurance Co. American Risk Insurance Co. Inc. Housing and Redevelopment Insurance Exchange Kansas Medical Mutual Insurance Co.

State of Specialty IL NY NY CO NJ LA TX NY NY TX ND NJ NY LA HI MN WI FL FL FL NJ TX AL NY FL CA NY IL NC CA CA OH FL NJ FL CA KS WV ND NC NY LA TX PA KS

2013 TOTAL DPW (000s Omitted) $61,033 $60,449 $60,417 $60,189 $59,126 $58,161 $57,957 $53,542 $52,980 $52,865 $52,771 $51,773 $51,587 $50,470 $49,907 $47,512 $45,571 $43,721 $43,680 $41,985 $40,875 $40,838 $40,746 $40,041 $39,726 $39,635 $37,969 $34,891 $31,860 $31,214 $29,716 $29,535 $29,221 $29,211 $28,866 $28,516 $27,046 $26,463 $26,231 $25,789 $25,733 $25,519 $25,428 $25,310 $24,793

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Company Name League of Wisconsin Municipalities Mutual Insurance Marysville Mutual Insurance Co. Granada Insurance Co. Star & Shield Insurance Exchange Texas Lawyers’ Insurance Exchange Capitol Insurance Co. Maya Assurance Co. National Automotive Insurance Co. Mt. Morris Mutual Insurance Co. Conventus Inter-Insurance Exchange Idaho Counties Risk Management Program Sterling Casualty Insurance Co. Responsive Auto Insurance Co. N.C. Grange Mutual Insurance Co. Farmers Union Mutual Insurance Co. Upland Mutual Insurance Inc. US Lloyds Insurance Co. First Benefits Insurance Mutual Inc. Northern Mutual Insurance Co. Harbor Insurance Co. Seven Seas Insurance Co. Inc. Illinois State Bar Association Mutual Insurance Co. Otsego Mutual Fire Insurance Co. Manufacturing Technology Mutual Insurance Co. American Millennium Insurance Co. Farm Credit System Association Captive Insurance Co. Fairmont Farmers Mutual Insurance Co. CIFG Assurance North America Inc. American Alliance Casualty Co. Normandy Harbor Insurance Co. Inc. Michigan Professional Insurance Exchange Nations Insurance Co. Professional Casualty Association Farmers Fire Insurance Co. New Jersey Physicians United Reciprocal Exchange Eveready Insurance Co. Kensington Insurance Co. Midstate Mutual Insurance Co. Wayne Cooperative Insurance Co. Allegany Co-op Insurance Co. Direct Auto Insurance Co. Capacity Insurance Co. Avatar Property & Casualty Insurance Co. Cities and Villages Mutual Insurance Co. Interstate Bankers Casualty Co. Park Insurance Co. Florida Lawyers Mutual Insurance Co. Building Industry Insurance Association Inc. West Virginia Insurance Co. Transit General Insurance Co. USPlate Glass Insurance Co. Farmers Mutual Fire Insurance Co. of Marble, Pa. Mutual of Wausau Insurance Corp. Medical Alliance Insurance Co. MedMal Direct Insurance Co. USA Insurance Co. Delta Lloyds Insurance Co. of Houston Texas Finger Lakes Fire and Casualty Co. Farmers Mutual Fire Insurance Co. Nevada Mutual Insurance Co. Inc. Casualty Corp. of America Inc. McMillan Warner Mutual Insurance Co. Victory Insurance Co. Inc. Oklahoma Attorneys Mutual Insurance Co. Farmers Mutual of Tennessee Leatherstocking Cooperative Insurance Co. Bell United Insurance Co. Kansas Mutual Insurance Co. Chautauqua Patrons Insurance Co. Reamstown Mutual Insurance Co. Coastal Insurance Co. Inc. North Country Insurance Co. Halifax Mutual Insurance Co. OHA Insurance Solutions Inc. Insurance Placement Facility of Pennsylvania ARECA Insurance Exchange German American Farm Mutual Seaview Insurance Co. Mid-Hudson Co-Operative Insurance Co. Nazareth Mutual Insurance Co. Texas Hospital Insurance Exchange Pennsylvania Physicians’ Reciprocal Insurers Ohio Bar Liability Insurance Co. CompTrust AGC Mutual Captive Insurance Co. Lawyers Mutual Insurance Co. of Kentucky Agents Mutual Insurance Co. Associated Mutual Insurance Cooperative Paramount Insurance Co. Georgia Dealers Insurance Co. Broome Co-operative Insurance Co. Oswego County Mutual Insurance Co. Family Security Insurance Co. Inc. Healthcare Underwriters Group of Florida Alaska Timber Insurance Exchange Fulmont Mutual Insurance Co. Dealers Choice Mutual Insurance Inc. Synergy Comp Insurance Co. Specialty Risk of America Preferred Auto Insurance Co. Inc. Districts Mutual Insurance Maple Valley Mutual Insurance Co. Health Care Insurance Reciprocal Health Care Mutual Captive Insurance Co. Callicoon Co-operative Insurance Co. Hartland Mutual Insurance Co.

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State of Specialty WI KS FL FL TX PA NY LA WI NJ ID CA FL NC MT KS TX NC MI OK FL IL NY MI NJ CO MN NY IL FL MI CA PA PA NJ NY NY NY NY NY IL FL FL WI IL NY FL VA WV IL FL PA WI IL FL MS TX NY OK NV OK WI MT OK TN NY NV KS NY PA AL NY NC OH PA AK TX CA NY PA TX PA OH GA KY AR NY MD GA NY NY LA FL AK NY NC PA IL TN WI WI MN GA NY ND

2013 TOTAL DPW (000s Omitted) $24,304 $23,629 $23,018 $22,367 $21,707 $21,385 $21,179 $21,142 $20,337 $20,276 $19,708 $19,354 $19,179 $19,173 $19,129 $18,866 $18,498 $18,378 $18,148 $18,077 $17,833 $17,740 $16,614 $16,502 $16,431 $15,868 $15,683 $15,604 $15,578 $15,208 $15,179 $14,957 $14,788 $14,633 $14,013 $13,982 $13,940 $13,905 $13,755 $13,703 $13,650 $13,526 $13,350 $12,950 $12,894 $12,823 $12,768 $12,181 $12,055 $11,890 $11,885 $11,629 $11,577 $11,198 $10,940 $10,865 $10,722 $10,713 $10,671 $10,571 $10,316 $10,214 $10,071 $9,969 $9,856 $9,628 $9,447 $9,433 $8,988 $8,598 $8,414 $8,389 $8,340 $8,325 $8,284 $8,157 $8,020 $7,969 $7,940 $7,484 $7,459 $7,425 $7,405 $7,342 $7,301 $7,290 $7,160 $6,981 $6,978 $6,928 $6,840 $6,755 $6,722 $6,716 $6,414 $6,390 $6,364 $6,290 $6,219 $6,128 $6,088 $6,063 $6,027 $6,025 $5,970

Company Name Healthcare Underwriters Group Mutual of Ohio Central Co-operative Insurance Co. Farmers Mutual Insurance Co. CBIA Comp. Services Inc. SteadPoint Insurance Co. Retailers Mutual Insurance Co. Great Falls Insurance Co. Physicians’ Insurance Program Exchange Arrow Mutual Liability Insurance Co. Bedford Grange Mutual Insurance Co. Business Alliance Insurance Co. Laundry Owners Mutual Liability Insurance Association First Mutual Insurance Co. Juniata Mutual Insurance Co. Pacific Pioneer Insurance Co. Farmers Mutual Fire Insurance Co. of McCandless Township Freedom Advantage Insurance Co. Wisconsin Municipal Mutual Insurance Co. Wisconsin Lawyers Mutual Insurance Co. Commonwealth Casualty Co. Genesee Patrons Cooperative Insurance Co. Pennsylvania Professional Liability Joint Underwriting Association Sunderland Marine Mutual Insurance Co. Limited - US Branch Mount Carroll Mutual Insurance Co. PrimeOne Insurance Co. Great Lakes Mutual Insurance Co. Ontario Insurance Co. U.S. Insurance Co. of America Midrox Insurance Co. United Business Insurance Co. (A Mutual Captive) Missouri Doctors Mutual Insurance Co. National Direct Insurance Co. Healthcare Underwriters Group of Kentucky Missouri Valley Mutual Insurance Co. Briar Creek Mutual Insurance Co. Mound Prairie Mutual Insurance Co. Trans City Casualty Insurance Co. Farmers and Merchants Mutual Fire Insurance Co. Gem State Insurance Co. Constitution Insurance Co. Physicians Professional Indemnity Association Madison Mutual Insurance Co. Doctors Direct Insurance Inc. Little Black Mutual Insurance Co. Heartland Mutual Insurance Co. Ethio-American Insurance Co. Inc. California Mutual Insurance Co. Carolina Farmers Mutual Insurance Co. MidSouth Mutual Insurance Co. Farmers Union Mutual Insurance Co. Hay Creek Mutual Insurance Co. Bloomfield Mutual Insurance Co. Tank Owner Members Insurance Co. Wilmington Insurance Co. Whitecap Surety Co. Waco Fire & Casualty Insurance Co. Petroleum Marketers Management Insurance Co. Friends Cove Mutual Insurance Co. Ellington Mutual Insurance Co. Arkansas Mutual Insurance Co. Safe Insurance Co. Road Contractors Mutual Insurance Co. Vasa-Spring Garden Mutual Insurance Co. Western Mutual Fire Insurance Co. AGIC Inc. Farmers Mutual Insurance Co. United Frontier Mutual Insurance Co. Pan Handle Farmers Mutual Insurance Co. of West Virginia Piedmont Mutual Insurance Co. Transit Mutual Insurance Corp. of Wisconsin Alamance Farmers’ Mutual Insurance Co. Spartan Insurance Co. Integra Insurance Inc. United Casualty and Surety Insurance Co. Washington County Co-op Insurance Co. Century Mutual Insurance Co. National Heritage Insurance Co. Centre County Mutual Fire Insurance Co. Geneva Insurance Co. British American Insurance Co. Workers Compensation Exchange Conemaugh Valley Mutual Insurance Co. Mutual Insurance Co. of Lehigh County Falcon Insurance Co. Mower County Farmers Mutual Insurance Co. Hannahstown Mutual Insurance Co. Farmington Mutual Insurance Co. Otsego County Patrons Co-Operative Fire Relief Association Professional Insurance Exchange Benefit Security Insurance Co. Casualty Underwriters Insurance Co. Keystone Mutual Insurance Co. Bondex Insurance Co. CareNext Risk Retention Group Inc. Wall Rose Mutual Insurance Co. Indiana Old National Insurance Co. Farmers Mutual Fire Insurance Co. of Branch County Club Insurance Co. MFS Mutual Insurance Co. Farmers & Mechanics Mutual Insurance Association of Cecil County Inc. Clearfield County Grange Mutual Fire Insurance Co. Yel Co. Insurance Grange Mutual Fire Insurance Co. Commonwealth Mutual Insurance Co. of America Sauquoit Valley Insurance Co.

State of Specialty OH NY WV CT TN MI ME PA MA PA CA PA NC PA CA PA PA WI WI AZ NY PA AK IL MI MI NY IL NY GA MO NV KY SD PA MN AZ MI ID NY MO NY IL WI MN GA CA NC TN AR MN MN TX DE MN GA IA PA WI AR WV TN MN MN FL KS NY WV NC WI NC TX MN MA NY NC IL PA IN TX ID PA PA IL MN PA WI NY UT IL UT MO NJ NY PA IN MI OH IA MD PA FL PA MD NY

2013 TOTAL DPW (000s Omitted) $5,951 $5,902 $5,843 $5,830 $5,809 $5,790 $5,775 $5,764 $5,741 $5,721 $5,705 $5,653 $5,459 $5,254 $5,237 $5,207 $5,073 $4,994 $4,931 $4,868 $4,846 $4,824 $4,786 $4,745 $4,721 $4,675 $4,612 $4,522 $4,492 $4,332 $4,323 $4,306 $4,248 $4,248 $4,244 $4,204 $4,182 $4,156 $4,081 $4,054 $4,051 $4,014 $4,008 $3,808 $3,800 $3,775 $3,727 $3,723 $3,706 $3,699 $3,616 $3,611 $3,555 $3,435 $3,429 $3,408 $3,389 $3,370 $3,337 $3,284 $3,263 $3,228 $3,094 $3,011 $2,997 $2,952 $2,927 $2,857 $2,853 $2,836 $2,834 $2,754 $2,687 $2,679 $2,654 $2,616 $2,554 $2,536 $2,489 $2,391 $2,243 $2,199 $2,173 $2,171 $1,798 $1,779 $1,641 $1,616 $1,578 $1,566 $1,498 $1,493 $1,470 $1,467 $1,463 $1,373 $1,347 $1,282 $1,232 $1,221 $1,219 $1,198 $1,092 $1,030 $1,004

December 1, 2014 INSURANCE JOURNAL-NATIONAL | 21

SPECIAL REPORT

Programs

Program Market a Target for Expansion, Good & Bad Market Outpacing Overall P/C Industry By Andrea Wells

he program insurance business market enjoyed its third consecutive year of growth in 2013 and appears on track to continue its expansion. However, while program business is attracting new interest, some participants are cautioning that not all competition is good. Program business premiums grew by 9.8 percent in 2013, reaching $30.1 billion for the year; that is up from $27.4 billion in 2012. In comparison, the total P/C industry grew commercial lines premiums by just 4.0 percent in 2013, according to ISO. About one-in-10 U.S. dollars spent on commercial P/C insurance is distributed through the program market, according to a recent report by the Target Markets Program Administrators Association (TMPAA), “The State of Program Business Study.” 22 | INSURANCE JOURNAL-NATIONAL December 1, 2014

“Once again, this year’s survey results demonstrate the impact that program administrators have on the marketplace — clearly outpacing the other major segments of the property/casualty insurance market,” said David Springer, TMPAA president and president/chief operating officer of program administrator NIP Programs. By TMPAA’s definition a program is an insurance product targeted to a particular niche market or class, generally representing a group of similar risks placed with one carrier. The number of programs available in the market is also growing. The most recent survey showed that the number of programs grew by 3.1 percent in 2013. The number of program administrators held steady, according to the survey. The estimated number of confirmed organizations in the United States that meet the definition of program administrator held at 1,000 in 2014.

Cycle’s Right for Programs There are various explanations for the growth in program business. New players are entering because the time is right in the insurance cycle, says Grace Meek, senior vice president, programs for Allied World North America. According to Meek, carriers that do not traditionally concentrate in program business are driving the growth. “In a soft market [like today] more companies focus on programs because it’s easier to hit top line growth because it’s chunks of premium,” she says. As a result more companies dabble in programs than in a harder market. “And then when the market gets hard they pull that business back into their direct operation.” Dabbling is dangerous when it comes to program market business, according to Ken Robinette, president of Bellingham Underwriters Inc., in Bellingham, Wash. www.insurancejournal.com

approximately $14.5 million in premium for er doesn’t have the full underwriting staff to Like the rest of the property/casualty 2012. That same year, program administrator handle the business,” Willner says. industry, the program sector is seeing a lot NSM Insurance Group acquired Executive While Willner says he has seen increased of new capital entering, a development that Liability Managers Insurance Brokers (ELM), interest from carriers, he has also seen a few Robinette worries is leading to some dangera professional liability wholesale insurcarriers exiting the program market. ous competition. ance brokerage. In January 2014, Edgewood According to the TMPAA 2014 survey, the “You have a lot of money looking for a Partners Insurance Center (EPIC) acquired majority of carriers (87 percent) polled said place to play — a lot of capital pouring in, certain assets of program specialist Altus they plan to increase the amount of program which is both a problem and an advantage at Specialty Group (ASG). business premium they write in the next the same time,” Robinette said. According to the 2014 survey, there is a three years. They also plan to add programs With very low interest rates the insurance mismatch between supply and demand in over that period. industry, and program writers in particuthe mergers and acquisitions landscape. lar, must focus on profitability. “When ‘There is certainly more interest While the past two surveys showed buyinterest rates are high, general agencies from carriers in the marketplace as ers outnumbering sellers, responses to are in heaven because they can focus on production,” Robinette said. However, providers of capacity for programs.’ the 2014 survey revealed the number of sellers increased, but the number of buywhen interest rates are low, as in today’s ers declined. When asked about “best fits” for programs, market, general agencies are forced to focus The number of program administrators the program insurers responding to the suron profitability. looking to sell increased from 10 percent in vey said the top three lines of business they In Robinette’s view, this is a challenge as the 2013 TMPAA survey to 16 percent in the consider for programs are: professional liabilmost general agencies tend to focus more on 2014 survey. The number of administrators ity, package and liability. On the other hand, production rather than underwriting profitlooking to acquire dropped from 53 percent they cited worst fits as workers’ compensaability. While more capital is leading to more in 2013 to 43 percent in 2014. Smaller firms tion, life and health, and personal lines. program market opportunities, he says, that’s showed a greater propensity to sell, while not always a good thing for every player in larger firms showed a greater tendency to Mergers & Acquisitions programs. acquire other program administrators. The program business sector is also expe “Products and programs that generally Meek says that as long as the market stays riencing heightened merger and acquisition aren’t the best at underwriting in a time in a soft cycle the program segment will activity. According to the TMPAA survey, 14 when there’s too much money in the market continue to grow and will see further conpercent of program administrators polled still may find access to carriers and markets solidation with some of the large program said their firms were sold in the past three that they wouldn’t get if there wasn’t so administrators buying some of the smaller years. This is significantly higher compared much money in the flow,” he said. However, ones. “It’s tough for some small guys to surto only 7 percent in the 2013 survey, the “truth be told, the most dangerous competivive,” she said. report revealed. tion that I face is from program administra Smaller firms tend to be more at risk for tors who don’t understand enough about the Program Challenges acquisitions — a greater number of smaller business to price it profitably.” Despite the expanded interest from carrifirms or those with revenue below $20 mil Good program administrators who know ers in the program business sector, finding lion reported being sold, the survey said. what they are doing aren’t the problem. a market for start-up programs remains a According to Meek, some of those acquisi“It’s the people who don’t know what they significant challenge, according to the survey. tions have contributed to the growth trend are doing that are my biggest concern,” Start-ups and new programs ranked as the in program business. Robinette says. toughest challenges. TMPAA members who Program administrators that bought retail Marc Willner, executive vice president, participated in the survey said carriers are ers or wholesalers consolidated business to Ironshore Programs, agrees more carriers are not too keen on start-ups. boost potential revenues as well as to access eyeing program business as a way to generate One administrator said carriers are new markets, she said. Acquisitions of smallnew business — often times it’s business reluctant to write new program business. er entities — retail and wholesale — that that the insurer wouldn’t typically handle. Another respondent said few carriers are were not marked in the program market “There is certainly more interest from willing to entertain new programs. before are now included in program revenue, carriers in the marketplace as providers of Commenting on the future of the program which added to the growth, Meek said. capacity for programs. They are looking at business, one respondent said that the pro In 2013, Swett & Crawford acquired various ways to supply that capital and get gram space “will continue to grow due to the Southern Hospitality Underwriters of into classes that they want to get into, where electronics but will need more carriers to Georgia (SHU) in an effort to expand its the carrier may not have the production capaspecialized program business. SHU placed bility with agents or wholesalers or the carricontinued on page 28 www.insurancejournal.com

December 1, 2014 INSURANCE JOURNAL-NATIONAL | 23

CLOSER LOOK

10 Things to Know About Winter Risks Standard homeowners and renters policies cover winter-related disasters such as burst pipes, ice dams and wind damage caused by weight of ice or snow, as well as fire-related losses. Water damage and freezing account for almost 22 percent of all homeowners insurance claims, with an average of $4,024 per claim. — Insurance Information Institute

Flooding related to snow melting can overburden sewer systems, causing raw sewage to back up into the drains in the home. But sewer back-up is not covered under a typical homeowners or renters policy, nor is it covered by flood insurance. This type of coverage needs to be purchased either as a separate product or as an endorsement. — Insurance Information Institute

From 1994 to 2013, winter storms resulted in approximately $26.6 billion in insured catastrophe losses in the U.S. (adjusted to 2013 dollars), or more than $1 billion a year on average. — ISO’s Property Claim Services (PCS)

In 2007-2011, U.S. fire departments responded to an estimated annual average of 230 home structure fires that began with Christmas trees. Home Christmas tree fires caused an average of six civilian deaths, 22 civilian injuries, and $18.3 million in direct property damage per year during that period. Although Christmas tree fires are not common, when they do occur, they are likely to be serious. — National Fire Protection Association

Holiday lights and other decorative lighting with line voltage were involved in an estimated average of 150 home structure fires per year in 2007-2011. These fires caused an average of nine civilian deaths, 16 civilian injuries, and $8.4 million in direct property damage per year. — National Fire Protection Association

In 2012, more than 65,000 people were injured while participating in the winter sports of snowmobiling, snowboarding and ice skating and required treatment in emergency rooms. During a 10 year period ending in 2012, about 41.5 people have died skiing/snowboarding per year on average. — National Safety Council, National Ski Areas Association

When hosting a holiday party, hosts should look to the liability portion of their homeowners or renters policy to protect themselves if they are sued and found liable for an accident involving a guest who drank or got sick after consuming food at their home. Consumers should review their liability coverage limits to ensure they are adequately covered should an accident or illness occur. — Independent Insurance Agents & Brokers of America Inc.

The top three days for home candle fires are Christmas, New Year’s Day and Christmas Eve. — National Fire Protection Association

On average, there are more than 5.87 million vehicle crashes each year and approximately 23 percent of these crashes — nearly 1,312,000 — are weather-related. Among the weather-related crashes, 17 percent occur during snow or sleet — Ten-year averages from 2002 to 2012 analyzed by Booz Allen Hamilton, based on data by National Highway Traffic Safety Administration, Federal Highway Administration

24 | INSURANCE JOURNAL-NATIONAL December 1, 2014

In many states, party hosts can be held liable if a guest is involved in an alcohol-related accident. Many courts have found hosts liable for damages their party guests cause as a result of consuming alcohol and then driving motor vehicles. Many states have also enacted statutes that can be interpreted as mandating non-commercial social host liability. — Independent Insurance Agents & Brokers of America Inc. www.insurancejournal.com

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CLOSER LOOK

Errors & Omissions E&O Insights: Where Is Your Agency in the ‘E&O Marathon?’

here are similarities between deciding to run a marathon and managing your agency’s errors and omissions (E&O) exposure. Very few people, if any, can wake up one day, decide to run a marathon and then, without training, run it. A plan must be established and then executed with a fair degree of precision. Having “reality checkpoints” is a good indicator as to where you are in your preparation. A similar By Curtis M. Pearsall approach has merit in the world of agents’ E&O loss prevention and the establishment of a strong E&O culture. An appropriate question to consider is, “are you a better E&O risk now compared to last year at this time?” With one year coming to an end and another ready to begin, this is an ideal time for agencies and their staff to assess their E&O culture and commitment. Honesty is critical for this exercise to have any real benefit for the agency and each staff member. Are you making progress? This is what long-distance runners ask of themselves periodically as race day approaches. While few, if any, agencies are “perfect” at E&O loss prevention, many agencies exhibit an extremely strong culture corporately and individually. It is obvious that they decided to “run the E&O marathon” and made the commitment to achieve the desired results by a specific time. And, bottom line, they did it. They established their focus and kept that focus right to the finish line. Assessing an agency’s E&O culture involves many 26 | INSURANCE JOURNAL-NATIONAL December 1, 2014

factors, including staff education, customer education, enhanced documentation expectations, producer training, file auditing and more. Here are some important areas to help you assess your agency’s current E&O culture. Management ‘Walks the Walk’ and ‘Talks the Talk’ An insurance agency’s E&O culture starts with its management and leadership. It is imperative that the staff sees and believes that management is committed to a strong E&O culture as this commitment will heavily drive staff behavior. Strong support and feedback are required for staff to run the E&O marathon. E&O is a serious issue requiring an “all in” commitment by every staffer — and that starts at the top. Staff-Level Technical Proficiency All staff members must have the necessary technical expertise. After all, your customers count on the staff’s know-how on a wide range of insurance matters. As performance reviews are conducted, it would be prudent to identify opportunities for technical training for each employee and to include these opportunities as 2015 goals. As with the goal of running a marathon, the goal for each staffer is to be “better today

than you were yesterday.” Are You Educating Your Customers? Many agencies would contend that the best customer is an educated customer. This degree of education won’t “just happen.” Customers need your assistance. Ask yourself if, within the last year, your agency has undertaken or enhanced a campaign to educate customers on various coverages and how these coverages respond. There are many approaches to take, including producing a newsletter (paper or electronic) to send to customers. How about delivering the message in bite-sized pieces via a weekly “Did You Know?” e-mail blast? (such as “Did you know that the homeowners policy does not provide for flood? For a free, no-obligation proposal, please call Susie at the agency.”) This can be effective because shorter messaging has a greater chance of being read. There isn’t a shortage of topics, either. Consider starting with seasonal issues (Valentine’s Day, kids going to college, boating, etc.) and the coverage exposures each presents. Another approach is to start a blog covering the same topics. Customers would then sign up to receive access. Another great approach is to perform an annual agency review for each customer.

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ly and professionally — and This will help customRandomly reviewing with the necessary detail. ers understand their coverages and may also actual files on at least Two good rules of thumb for documentation are: identify any exposures a quarterly basis as that are not properly part of the agency’s • It should be at a level enabling another staff meminsured. While it may routine will enable ber to review it and easily be difficult to have a identify any issues or open dedicated conversation you to truly assess with each customer, the E&O culture and items in the customer’s file. • You should not put at least make the offer. commitment of the anything in a file that you Many agencies send agency staff. wouldn’t want a jury to read. every personal lines customer a checklist to Are You Auditing the Files? review, with the request that the customer In the running world, it sometimes takes either returns the questionnaire or contacts a practice run or actual race to assess how the agency for further discussion on some well you are doing and whether you are possible uninsured exposures. making progress. In the world of agents’ E&O loss preQuality and Timeliness of File vention, performing periodic audits is the Documentation key to measure how well the agency and Good documentation is to E&O loss preeach staff member are doing. Randomly vention as the right sneakers are to running. reviewing actual files on at least a quarterly Documentation should be handled prompt-

basis as part of the agency’s routine will enable you to truly assess the E&O culture and commitment of the agency staff and how well the various agency procedures are being adhered to. This will show the commitment that the agency has toward a strong E&O culture. It may also identify the need for further training on various agency procedures. If your agency was running an “E&O marathon,” how did it do? Are you now in better E&O shape? While you may not be where you want to be, give yourself credit if progress was made, and then look for 2015 to be the year when your agency really hits its stride. Pearsall is president of Pearsall Associates Inc., a risk management consulting firm specializing helping agents protect themselves. He is also a special consultant to the Utica National Agents E&O program. Phone: 315-768- 1534. Email: curtis@pearsall associates.com. Blog: www.agentseotips.com.

Acquisition Strategy

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10/22/14 3:48 PM

December 1, 2014 INSURANCE JOURNAL-NATIONAL | 27

SPECIAL REPORT

Programs continued from page 23 step up to new start-up programs.” Starting a new program can be difficult. Ironshore’s Willner says new programs take more time to develop and bring more risk to both the carrier and program administrator. The data and marketing needed to run a profitable program aren’t always available for a start-up, he says. Plus, a new program that “doesn’t hit its premium goals within a year or two hurts not only the carrier but also the managing general agency,” he said. Rollover programs are preferred by most carriers, but sometimes Ironshore will entertain a new program that’s more of a new concept for coverage. “In other words, a program administrator would come to us and say ‘we do this class of business and we noticed that they don’t have this coverage in their standard general liability or professional liability and we’d like to design a program that provides protection,’” Willner said. “That’s interesting for us.”

Technology ranked second in terms of challenges identified by program administrators. According to one respondent, there is an “overall inability for other program managers to adapt to changes in modern operations.” Another survey participant said administrators are having difficulty “keeping up with technology and dealing with expense that goes along with it.” Program administrators have a much better understanding and utilization of data but as a whole the insurance industry is lagging in technology, according to Thomas Gillingham, CEO at EverGuard Insurance Services Inc. based in Seattle, Wash. “There’s a lot more to be done in terms of how we use technology.” Technology, which was ranked second by administrators when it comes to challenges, was listed as the most important challenge by carriers, according to the survey.

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10/29/14 9:54 AM

Hiring and retaining qualified personnel also continues to be a major challenge, the survey reported. Succession planning, or the lack of it, is going to be a major concern for many program administrators in the near future, says Meek. “A lot of these entities don’t have succession plans. The specialty or knowledge lies with someone in their 70s and they haven’t planned beyond that,” Meek said. The TMPAA survey said that program administrators are boosting their training programs to better support the needs of both new and experienced underwriters, but more needs to be done. Future of Programs Overall, the TMPAA report shows that program players remain optimistic about the future of the program space. John N. Colis, president of Euclid Program Managers in Itasca, Ill., believes that macro-wise, program business will continue to grow for the next five years but at a less robust pace. “Overall it’s positive that so many companies have entered into the space,” he says. Ironshore’s Willner predicts continued growth in 2015 as well. “I think the program world will continue to grow in both specialty programs and commodity-type program business,” he said. “Programs will be a healthy market and will continue to grow in both soft and hard market times.” TMPAA Survey More than 60 percent of the TMPAA’s 285 insurance program administrator members responded to the survey. In addition to the questions about the size, growth and profitability of the program business marketplace, the survey asked new questions about underwriter compensation and social media marketing strategies. The research was conducted by Advisen. The analysis included a survey of program administrators and carriers that operate in the program industry segment. www.insurancejournal.com

IDEA EXCHANGE

Sales How to Become the Most Effective Salesperson

ne seminar leader opened a workshop for property/casualty insurance agents by asking this question: “Why do people buy insurance?” After the participants offered a variety of responses, he says there’s only one right answer: “To take care of claims.” What seems rather intuitive to most consumers, may not be so clear to By John Graham insurance salespeople. How could they miss something that seems so obvious? It’s easy. Insurance salespeople are knowledgeable about analyzing and managing risk. This is their job; it’s what salespeople know. It’s ironic that the strength of knowledge shifts to weakness when they blindly approach solutions from

While this may help explain the near their perspective. But today’s customers want fanatical customer loyalty enjoyed by such their issues and their interests addressed by companies, it also calls into question the salespeople. They want to tell their story traditional and cherished role of salespeople and expect salespeople to listen. as intermediaries oper To be a salesMake compelling statements ating between a comperson today isn’t easy –– in that deliver the right message. pany and its customers. However, this shouldn’t fact it’s difficult. cause anyone to conclude the change diminSo, here are six ideas that will help you ishes the salesperson’s value. But it does become a more effective salesperson. suggest that salespeople now have the task of aligning a company with its customers in 1. Embrace a changing role. A recent ways that result in ever increasing loyalty. Silverpop white paper referred to a study, Those salespeople who are most successone that directly affects salespeople: “83 ful in accomplishing this objective, a role percent of consumers are willing to spend some call “customer experience facilitator,” more on a product or service if they feel a deserve to be compensated appropriately personal connection to the company, while because of their ability to clearly understand 20 percent said they would spend up to 50 customer needs and expectations. percent more if they felt the company put continued on page 30 customers first.

Cross-Sell Strategy

DATA COMPROMISE COVERAGE

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December 1, 2014 INSURANCE JOURNAL-NATIONAL | 29

IDEA EXCHANGE

Sales continued from page 29 2. Make ‘now’ the only acceptable response time. When business email recipients are asked who they should respond to first, the most common answer is “the boss.” And it’s downhill from there. Perhaps this explains why so many customer emails fail to receive priority attention or why “I’ll get back to as soon as I can” is insulting. 3. Always think strategically. “It’s absolutely appalling –– and I never use that word –– that there are large, public companies with CEOs who cannot tell what the company’s unique vision and value proposition are,” writes management consultant Steve Tobak of Silicone Valley-based Invisor Consulting. If this is accurate, then is it any wonder that others in companies are focused on what they’re doing, but don’t have a clue as to the mission of the enterprise? Ask someone in sales their mission and chances are they will say, “Make the numbers.” “Tell me what your business was born to change?” asks Christoph Becker, Global CEO of gyro. “Who are the people? What is their dream? How is your business set to change the world?” He notes that this is what it takes to make a brand relevant to people.

4. Don’t jump to a solution before understanding the need. Sending customers the message that your goal is “making the sale” rather than “helping to solve a problem” is the most common mistake in sales. Today’s customers don’t want any part of “being sold.” What they’re looking for is help. Those salespeople who don’t understand the difference are headed for trouble. The path to the right solution starts with asking questions –– taking time to ask lots of questions. “At first it bothered us that she was asking so many questions,” said the manager regarding a meeting with a salesperson. “It was irritating because we knew what we wanted.” Then, with a sheepish smile, he added, “It didn’t take long before we realized that we had been going in the wrong direction.” If there were ever an overlooked truth in selling it’s this: Questions, not presentations, close sales. Why? Customers recognize the

value of salespeople who understand what it means to help. 5. Make compelling statements that deliver the right message. Jim Corliss is the owner of Braintree (Mass.) Printing, a successful company that’s long been known as an early adopter of new technology. “Some things work better than others,” says Jim candidly. “But I feel it’s important to be on the leading edge.” When asked about his new 3-D printing capabilities, Jim said, “It’s going slower than I would like, but people need to get a feel for what it can do for them and that takes time.” It takes powerful, compelling messages to put a company “out in front,” to attract customers and to separate it from the competition. 6. Never stop engaging customers. This may seem so basic and obvious it’s not worth taking time to talk about it. Perhaps, but the evidence suggests otherwise. In effect, most companies don’t make engaging customers an ongoing activity; stupidly, they actively promote “anti-loyalty.” Customers conclude, “I’m not important to them.” Customers are amazed that so few salespeople ever bother to follow up after a sale, let alone as time goes by. When auto dealers fail to stay in touch with car buyers more than a few months, the customers fall off the database cliff, which then gives them “permission” to shop elsewhere the next time. If salespeople want loyalty from customers, they must demonstrate loyalty as well. Today, there are so many available buying channels for customers that continuing to engage them is a salesperson’s most important task. Graham of GrahamComm is a marketing and sales consultant and business writer. He publishes a free monthly eBulletin, “No Nonsense Marketing & Sales.” Email: johnrg31@me.com. Phone: 617-774-9759. Website: www.johnrgraham.com.

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IDEA EXCHANGE

Agency Management Agency Groups Give Independent Insurance Agents ‘Big Agency’ Edge

ome believe the independent insurance agent may soon be on the endangered species list. Tighter margins and pressure from insurance carriers to meet increasingly higher production demands are putting the squeeze on every agency. Since 2000, the number of agents with less than By John Tiene $500,000 in revenue shrunk dramatically. Industry consultant MarshBerry projects the number of agencies with annual revenue under $2.5 million will decrease by 15 percent in the next five years. Meanwhile, the number of larger, “mega” agencies will continue to grow, demanding even more attention from insurance carriers. Despite the growing number of “mega”

32 | INSURANCE JOURNAL-NATIONAL December 1, 2014

me their greatest challenge is meeting agencies, there is still room for small to carrier demands for production. Carriers mid-sized, independent firms to survive are constantly raising the commitments and even thrive. Many are joining agenrequired for profit sharing. Traditionally, if cy groups such as aggregators, clusters, an agent wanted access alliances or networks to a new market from designed to help them Agencies of every size compete in the current are joining agency groups a carrier, they would have to make a suband future environas part of their business stantial commitment ment. management strategy. — maybe a million This isn’t a fad. dollars of new business There are hundreds of in 18 months. For any agent, that’s not agency groups around the country, many realistic. Agency groups give agents direct of which have been in business for 30 to access to write and work with carriers 40 years. National and super regionals, as as if they were fully appointed, but with well as local mutuals, have been working more reasonable production commitments. with agency groups for decades. Smart Agencies of every size are joining agency agents who want to remain independent, groups as part of their business managegrow and build their business have found ment strategy. that joining a group is a sound business move that gives them the scale and serAccess to New Markets vices to help them accomplish their goals. In addition to connecting agencies with So what is the best type of agency national and regional insurance carriers, group? Each business some agency networks also give agents model offers something access to exclusive products and unique different for the agent. markets. For example, one network devel Aggregators focus on oped a general liability excess and surplus premium aggregation to line product that’s available in all 50 states. increase contingent reveAnother agency group developed a homenue. owners insurance product at the request Clusters are traditionalof one of its agencies. Now its agents have ly small groups of agents access to a product that returns 15 percent that work together to commission compared to the 10 percent share markets, and even that a wholesaler or broker would pay. technology, to build efficiency through scale. Find a Niche Alliances or networks The days of the generalist are over. For offer broader value to agents to really grow, they should focus on agents beyond premium a niche. Agency groups provide training aggregation and market to help agents focus on a business area, access, such as exclusive become experts in that specific niche, and products, training and then make sure the agents have the right technology assistance. products for their clients. It’s the quickest and easiest way for an agency to build a Size Matters book of business because they can approach No matter which a particular group of prospects with informodel, the biggest advanmation about the industry and the risk tage to joining a group management issues they may face. Focusing for any agent is scale. on a niche gives the agent credibility. Agents continue to tell www.insurancejournal.com

Focus on Selling Agencies that focus on selling rather than servicing will enjoy greater success. The average producer spends only 41 percent of their time on sales. By providing access to markets, advanced technology support, sales training and mentoring, agency groups free agents to build their books and take their business to the next level. The agency group manages the relationship with the carrier, including production planning, so the agents can spend more time focused developing and getting new business. The Bottom Line No two agencies are exactly the same. A cookie-cutter approach won’t work. The business model that works best for a particular agent depends on the agent’s structure and operation. What are their goals? Will joining a group help them achieve those goals? If the only reason an agency joins a group is for premium aggregation, they will earn more contingency business in the short-term, but in a few years, they will be right back where they started. Agents should consider joining the group that can do more for them over time. The ideal group will help them navigate the business climate, and provide access to more markets, sales training, better technology and other services that are only available because they are part of the larger group. Agents who join groups will benefit from being part of a larger corporate entity, while maintaining their independence as a business owner in the community. The challenges that agents face aren’t going to magically disappear. Technology, customer demands and the drive for efficiency at the carrier level is going to force agencies to change or not survive. Tiene is CEO of ANE, the Agency Network Exchange, an alliance for independent insurance agents in the mid-Atlantic region, headquartered in Monmouth Junction, N.J. Tiene has been recognized for his service to the P/C insurance industry, and has been an advisor to industry leaders for more than two decades. Website: www.ane-agents.com.

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What to Ask Before Joining an Agency Group Premium Aggregation • How is contingency revenue shared? • How is contingency/profit sharing managed to protect individual agents? • Will the network, cluster or aggregator provide you with a personalized aggregation model using your agency’s data? • Are overrides or “special deals” shared with participating agencies? Markets, Commissions & Fees • Which carriers work with the agency network, cluster, aggregator or group? • How do participating agencies access available markets? Directly? Through another participating agency or placement facility? • How do the commission splits

• • •

work? Are there various levels? Can you receive 100 percent commission? What are the production requirements for participating agencies? How does the agency network, cluster, aggregator or group manage overall production requirements of participating carriers? What are the fees? How are they applied?

Support & Services • Beyond premium aggregation and carrier access, what additional services and support do the network, cluster, aggregator or group provide to participating agencies? Separating from a Group • How difficult is it to leave the agency network, cluster, aggregator or group after you join? • Are there penalties or additional fees?

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NATIONAL COVERAGE

MyNewMarkets By the Trip Cargo Insurance Market Detail: UploadFreight (www.uploadfreight.com) offers MTC trip transit insurance to contract or common carriers when the limits on their motor truck cargo policy are not enough to satisfy the requirements of the shipper or freight broker they are hauling for. Available Limits: Minimum $250,000, maximum $100 million Carrier: Various, non-admitted States: All states Contact: Greg Grotty at 601-750-3476 or e-mail: gcrotty@uploadfreight.com

Hotels/Motels Market Detail: InSmart Risk Purchasing Group’s (www.insmartnational.com) coverage includes umbrella and excess liability for commercial and residential properties of all sizes. InSmart can deliver quotes in two hours and features 15 years of RPG experience. Available Limits: Minimum $100, maximum $1 million Carriers: Unable to disclose, admitted and non-admitted available States: Conn., Fla., Ill., N.J., N.Y., and Pa. Contact: Customer service at 914-607-5020

cashers; pawnbrokers; all-risk broad form policies; commercial package and other related coverages. Package policies are available in all 50 states with one deductible will apply when a loss occurs under both the specialty policy and package policy. Specifically tailored enhancements also offered, as well as a blanket limit of $250,000 that includes EDP (computers and computerized equipment); signs (outdoor property); and building glass (outdoor property). Additional features available. Required for submissions: Acord applications; application for collections insurance; commercial crime application; fine art dealers application; proposal for jewelers block policy; museum collections insurance application; three year loss runs; and financials when required. Available Limits: As needed Carrier: Unable to disclose States: All states Contact: Customer service at 877-738-3170

Small Business Workers’ Compensation Market Detail: Corporate Risk Services (www.midwestrisk.net) has introduced a workers’ compensation program designed specifically for small businesses. 180 eligible class codes are available for these risks: restaurants/food service; hospitality/hotels/resorts; service/professional; small manufacturers; retail stores and more. Eligible risks have premiums under $25,000 and E-Mods under 1.10. Program also features a web-based quote-print-bind portal for immediate response. Available Limits: Minimum $500, maximum $25,000 Carrier: Unable to disclose, admitted States: Ark., Ill., Ind., Iowa, Ks., Mich., Minn. Miss., and Mo. Contact: Justin Mills at 479-271-7475 or e-mail: jmills@mmsi.com

Asset Program Market Detail: Regional Excess Underwriters LLC ‘s (REU) (www.regionalxs.com) asset program is designed for a broad spectrum of commercial and personal assets with the ability to offer a complete admitted package. Eligible operations include: Fine art (museums, exhibitions, universities, schools, dealers, corporate and private collections); jewelers block (wholesale, retail, designers, contractors, precious metals, personal jewelry collections, manufacturing and precious collections of all types). Coverages include: inland marine for fine art, including museums, galleries, dealers, corporate collections, private collections, and exhibitions; fidelity/ crime coverages for commercial, financial institutions and public entity risks; jewelers block coverage for wholesalers, retailers, and manufacturers. Additional features include: cash in transit; check 34 | INSURANCE JOURNAL-NATIONAL December 1, 2014

Podiatric Medical Malpractice Market Detail: Rockwood Programs (www.rockwoodinsurance. com) provides podiatric physicians professional liability insurance in all 50 states. Coverage features include: claims-made and occurrence forms; defense costs outside the limit; administrative hearing defense including state disciplinary hearing, licensure actions, and Medicare/Medicaid billing defense; HIPAA proceedings; claims free credits; employed discount; part-time and moonlighting credits. Available limits: As needed Carrier: Various States: All states Contact: Customer service at 800-558-8808

Pay-As-You-Go Workers’ Compensation Market Detail: MIG’s QuoteMyWC (www.staffingwc.com) works with multiple providers of work comp and works with agents or insureds directly. High mods, tough class codes or prior losses aren’t a problem. Assigned risk depopulation program with better claims advocacy and customer service also offered. Available Limits: Minimum $50,000, maximum $10 million Carrier: Unable to disclose, admitted States: Ala., Ariz., Ark., Fla., Ga., Ind., Ky., La., Miss., Okla., S.C., and Texas Contact: Russ Rymer, 865-425-7433, russ.rymer@miginsgroup.com www.insurancejournal.com

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IDEA EXCHANGE

The Competitive Advantage Mad Hatters & Agency Owners

Possibly the most bviously the title is a take-off from common psychosis is the classic Joe Cocker song/album, that of a people pleasMad Hatters & Englishmen, which is a take er. A more sophistifrom Alice in Wonderland, which is a percated psychological spective on brains term likely exists but not working quite this is a true disorder correctly. for a person who has What happens in management and an agency where an leadership responsiagency owner’s brain bilities. A true leader, does not function by definition, must appropriately? What By Chris Burand be comfortable (not is the definition of an enjoy) disappointing, owner’s brain not functioning correctly? I’m upsetting, and connot qualified to provide a definition so I’ll fronting people. Many provide examples. agency owners cannot An obvious and sad example is dementia. do this. The proof is I’ve experienced owners with dementia in how the majority many times and a winning solution just of producers do not does not exist. All one can possibly do is follow procedures, minimize the damage to the agency but the nor do they even sell agency will be damaged. enough insurance to Another example is abusive behavior. pay for themselves, The abusive behavior may be focused on and yet the owners employees, companies, or themselves. In will not take action. these situations, if someone, somewhere cannot make the owner become self-aware Agency Ownership of their behavior, there is not much anyone Two ownership can do but leave the agency to work for a situations exist. The psychologically sound agency owner. first is when the Another example is an owner with such owner is the sole a severe inferiority complex that from a owner and the second is when partners layman’s perspective, they have a psychoare involved. logical disorder. In these situations, bad When the agency is only owned by one decision after bad decision follows bad person and he/she is not psychologically decision. Quite often these situations are normal, the situation can be dire because highly correlated to acquisitions, especially no counterbalance exists. acquisitions where qualified third parties are not Mad hatters are mad, There is no partner to and patience and address the situation. If the asked to complete the due diligence or valuareasoning will rarely owner is extremely fortunate, their spouse will take tion. This is because the ever work without action or they will employ idea of asking for assisstrong, constructive a strong person not afraid tance belies their infericonfrontation. to confront the situation ority complex, and they even though their job is at also believe every deal is a stake. Few agency owners will be so lucky. good deal because they can inherently idenFor employees, producers, customers and tify every good acquisition. They believe carriers, these situations have little upside. due diligence is a waste of time and money. 36 | INSURANCE JOURNAL-NATIONAL December 1, 2014

Again, the best solution may be to just leave. When agencies are owned by multiple people, assuming a somewhat even distribution of ownership, the partners have a fiduciary duty (at least I’m almost certain my attorney friends would say this so I’m relying on those opinions) to confront their unhealthy partner. As a shareholder, they have a fiduciary duty to act on the agency’s behalf. Unfortunately, most agency owners tend toward people pleasing so they put their own insecurities first or because they’re concerned about their paychecks, they put money first. Mad hatters are mad, and patience and reasoning will rarely ever work without www.insurancejournal.com

confronting the partner in a strong, constructive format. They have a disorder so talking to them rationally and expecting a rational conclusion is unrealistic. Partner Issues When partners are involved, another scenario exists and I see it all the time. The partner with issues, most commonly severe controlling personalities beyond any healthy/normal point, acts passively/ aggressively so that no progress is ever made. They never make positive contributions to the discussion. Instead, whenever the partners agree to move the agency forward by creating accountability, efficiency, and a true sales culture they balk. The only exception is if everyone agrees that the partner can continue doing whatever they want. This is not really feasible, but some partners become so desperate, they agree anyway. Otherwise, the agency stagnates. I’ve seen agencies stagnate for years and even decades because of one partner. Stagnation biologically is decay from within. That is what stagnation is in an agency. In these situations then, we really have two psychological issues. The first is the mad hatter. For some reason likely going back to childhood, they are obstructionists. They do not see themselves for whom they really are — not even close. They are so insecure they take every recommendation as a severe personal threat. They literally cannot even have a constructive discussion. They are so insecure and so by obstructing, they maintain control. Control is very important. Sometimes control is very important because they cannot really sell nor manage. Deep inside they know this and they are afraid of being discovered if the agency moves forward. It is the imposter syndrome, which is so real in so many agencies. On the other hand, their partners are usually leaning too far toward being people pleasers. They may not be leaning so far as to be classified with a psychological disorder but they’re leaning far enough to avoid raising the mad hatter’s ire. So the

counseling, the way the best conversations are structured will leave you with no doubt the problem is the mad hatter’s. Many agency owners I meet always have a doubt whether they’re the problem. Mad hatters are good at creating that doubt. Their ability to create doubt is likely inherent to their psychosis. With good structuring, you can lose this doubt and when you lose doubt, solutions become much more clear. By no means do I mean to make light of anyone’s issues. Everyone has issues and through this article, I hope to bring to light that what some people take as a quirky or difficult personality is, in my experience, quite possibly a much more serious disorder. The cure is recognizing the situation for the true seriousness. The cure benefits everyone. Sometimes the cure gets ugly before light appears but if one just avoids ugly, there never will be any light.

mad hatter gets his or her way every time. The partners are at least, hopefully, mentally sound and just temporarily weak. If they don’t overcome their weakness, the solution almost 100 percent of the time is selling the agency. Otherwise the solution is constructive conversation regardless of how painful and discomforting. Especially if a person has never done this previously, learn how to conduct these meetings or hire a third party like my partner Jay Brenneman to teach you. A science exists that you can learn to make these conversations much Burand is the founder and owner of Burand & more successful. Even if you cannot get Associates LLC based in Pueblo, Colo. Phone: 719IJ Get Big quarter pg.pdf 1 11/17/14 2:45 PM the other person to act normally or seek 485-3868. E-mail: chris@burand-associates.com.

CMY

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IDEA EXCHANGE

Succession Planning Security in the Aftermath of a Tragedy: The Need for a Business Succession Plan

tarting a business is, statistically, a risky enterprise. The vast majority of ventures fail because of delays, poor product development, inadequate sales and marketing, and lack of working capital, among many other things. By Brad Cummins But the companies that do make it — the ones that defy the odds, and triumph in the marketplace — are still vulnerable to unexpected developments and tragic circumstances. Should a partner or executive pass away, these same organizations often lack a succession plan or business life insurance to stay afloat. The result is catastrophic for everyone.

surgery, he had no anointed successor. Nor is there any indication Disney had enough business life insurance to withstand what could have been a huge drop in the price of their stock had Eisner not survived. Now, apply these variables to a thriving software company, or a four-person development team with a “killer app” that promises to further revolutionize social media or an independent insurance agency. Losing a Leader If one or all of these groups does not have business life insurance, things can col The passing of a principal investor may lapse very quickly. leave a company unable to make payroll, I write these words not to frighten readhonor existing contracts, and reimburse ers; I offer this news as a way to empower employees and vendors alike. Within days people to protect themselves against the or weeks a once-active manufacturing consequences that follow a terrible event. plant, filled with the latest machinery and On a personal level, which is one of electrified by the busy to-and-fro of workmany reasons why I care about this issue ers, may close; the warehouse vacated, men and women left jobless, and an emerging so deeply, I run my own insurance agency, Local Life Agents, with a focus on creating brand delivered stillborn — all because no strategies to insulate individuals from mulone bothered to think about and invest in a succession plan. tiple crises. Please note: This And, because of the sensitivity avoidable mistake is The passing of a principal not exclusive to start- may leave a company unable of this subject and ups, as some of the its urgency, I, too, to make payroll, honor biggest corporations, have business life contracts, and reimburse insurance. including The Walt Disney Co., do not (or employees and vendors alike. did not) have an idenSuccession Plan tifiable succession plan. For professionals laboring over a business In fact, one of the more unsavory eleplan and financial projections, it would help if they would pause, so they may ments of Michael Eisner’s tenure as CEO of Disney is that, even up to and moments answer the one question not in the documents they intend to submit to shareholdbefore undergoing quadruple bypass 38 | INSURANCE JOURNAL-NATIONAL December 1, 2014

ers or private investors. “What is our succession plan, if our CEO dies and we suddenly have to ensure continuity of day-to-day operations and complete the program he or she began?” What, in other words, will happen to this company if the face of the business — the person with the inventor’s sense of timing and brilliance — were to die tomorrow? A lot of companies are unable to answer that question because they do not want to think of that possibility. But the possibility exists — no one is immortal — and executives would be remiss if they did not address and insure against the aftershocks of such an occurrence. Insurance and succession planning are part of a comprehensive business blueprint. For the good of executives, employees and investors, it is critical to resolve this matter. Cummins is the founder of Local Life Agents, an independent life insurance agency offering life insurance products in all 50 states. Website: www. locallifeagents.com.

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2014 Annual Program Directory, Volume II Welcome to Insurance Journal’s 2014 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal. com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

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Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 39

2014 Annual Program Directory, Volume II Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption Agencies Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RPS NIPC

Adult Care Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States Markel Specialty Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, Cyber Liab, D&O, EPLI, Fire, Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Med Mal, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Nonadmitted States All States

Adult Clubs AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Agribusinesses Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

40 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, BOP, Business Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Container Refrigeration Break, Crime, D&O, E&O, Earthquake, Equipment Breakdown, Excess Liab, Fire, Flood, Food Spoilage, GL, Hail, Herbicide & Pesticide, Horse Mortality, Inland Marine, Liability, Livestock/Animal Mortality, Motor Truck Cargo, Personal Umbrella, Pollution Liab, Products Liab, Property, Spoilage, Umbrella, Watercraft Liab, Windstorm Carrier Status Admitted, Non-admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Equisure Inc. Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sierra Specialty Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States Most States Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Manufacturers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Aircraft Repair/Service Atlass Insurance Group Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC Master Policies/ASO Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto PersStandard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II Airlines Atlass Insurance Group Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Alarm Monitoring Companies All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp States All States

Alcohol & Substance Abuse Treatment Centers Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/ Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto PersStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RPS NIPC

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals Access E&S Insurance Services (CA) Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States HM Risk Group Coverages Accident & Health, Accident & Sickness, Accidental Death, BOP, CGL, Crime, Cyber Liab, D&O, E&O, Excess Liab, GL, Int’l Coverage - Commercial, Kidnap/Ransom, Liability, Medical, Medical Malpractice, Medical Professional, Property, Umbrella Carrier Status Non-admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States RPS Healthcare Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States Most States

Amateur Sports Associations Allen Financial Ins. Group / The Equestrian Group Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, Equipment, Event Cancellation, Medical Payments, Participant Accident, Short & Long-Term Disability Carrier Status Admitted States All States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Ambulance Service Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, GL Carrier Status Non-admitted States TX

Amusement Parks American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 41

Antique/Classic Car Collections American Modern Insurance Group Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States Hagerty Insurance Agency LLC Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Apartment Building Owners 4 All Insurance Services Coverages Builders Risk, CGL, COC, Commercial Excess, D&O, Difference in Conditions, Earthquake, EPLI, Fiduciary Liab, Flood, GL, Pollution, Property, Renters Insurance, Residential Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, VA, WA 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Abram Interstate Insurance Services Inc. Coverages Crime, Liability Carrier Status Admitted, Nonadmitted States AZ Advanced E&S Group - Midwest Region Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Allen Financial Ins. Group / The Equestrian Group Coverages Apartment House Package, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, Earthquake, Excess Liab, Flood, Mechanical Breakdown, Property Carrier Status Admitted States Most States American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA DUALCommercial LLC Coverages Apartment House Package, Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States Independent Insurance Agents & Brokers California Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA International Excess Companies Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States IPC Coverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Logic Underwriters Inc. Coverages GL, Property Carrier Status Non-admitted States TX M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX Metcom Excess Coverages Apartment House Package, Umbrella Carrier Status Non-admitted States NJ Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV New Empire Group Coverages Cyber Liab, Pollution, Umbrella Carrier Status Admitted States Most States Ohio E & S Agency Inc. Coverages Business Income, Commercial Excess, Completed Operations Liab, Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Scottish American Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA

42 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV Superior Access Insurance Services Coverages Apartment House Package, Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Swett & Crawford

Coverages Apartment House Package, Assault & Battery, Boiler & Machinery, CGL, Excess Liab, Fire, GL, Property, Tenant Discrimination, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Appraisers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Intercorp Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

Architects & Engineers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States DUALCommercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States Euclid Architects & Engineers and Euclid Public Sector Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

www.insurancejournal.com

2014 Annual Program Directory, Volume II Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Nonadmitted States Most States International Excess Companies Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Johnson & Johnson Coverages Cyber Liab, E&O, EPLI, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States Metcom Excess Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States CT, DE, MD, NC, NJ, NY, PA, SC Monitor Liability Managers Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Victor O. Schinnerer & Company Coverages D&O, E&O, EPLI, Fiduciary Liab, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

Armored Car Services Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States

Assisted Living Centers 5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States All Risks Ltd. Coverages Abuse & Molestation, Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Gridiron Insurance Underwriters Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States AL, CO, GA, KY, MI, MN, MO, NC, PA, SC, TN K&B Underwriters LLC Coverages GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Tejas American General Agency Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Associations/Affinity Groups

Asset Managers

Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/ Ransom, Umbrella Carrier Status Admitted States All States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States www.insurancejournal.com

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, NonProfit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, EPLI Carrier Status Admitted States Most States

Attorneys 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States JLT Facilities Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Lawyer’s Protector Plan® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Metcom Excess Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States CT, DE, MD, NC, NJ, NY, PA, SC Number One Insurance Agency Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States All States Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Target Insurance Services Coverages Auto Comm-Standard, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 43

2014 Annual Program Directory, Volume II Auctioneers Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Body Shops 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ACE Commercial Risk Services - Programs Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States

Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PA MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto-Nonstandard Phys Dmg, BOP, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Garage Liability, GKLL, GL, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, NonTrucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States Trinity Transportation Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists Carrier Status Admitted States PA USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

44 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/ Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States DE, FL, GA, MO, NC, NJ, NY, PA Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking Yards G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV All Risks Ltd. Coverages Crime, Medical Payments, Professional Liab, Uninsured Motorists Carrier Status Non-admitted States Most States Ashley General Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States CA KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX www.insurancejournal.com

2014 Annual Program Directory, Volume II MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX Superior Access Insurance Services Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States Agostini Wholesale Insurance Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TX American Team Managers Ins. Services Inc. Coverages GKLL, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States www.insurancejournal.com

Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages Care/Custody/Control, D&O, Dealers Open Lot, E&O, EPLI, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Auto Repossessors 5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Trinity Transportation Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Commercial Marine, Garage Keepers Legal Liab, Inland Marine, On-Hook Cargo, Wrongful Repo Carrier Status Admitted States Most States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Transporters Brightstone Delivery Insurance LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Cargo, CGL, E&O, Equipment Breakdown, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Guardian Insurance Wholesalers Inc. Coverages Cargo, CGL, Liability, Physical Damage, Workers’ Comp Carrier Status Admitted States All States KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States Northern Star Management Inc. A Norman Spencer Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Cargo, Combo Personal & Commercial, Commercial Excess, Excess Liab, GL, Liability, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto/Truck Dealers - Franchised Automotive Risk Mgmt. & Ins. Services Inc.

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NV, OR, UT, WA Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing Firms GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 45

2014 Annual Program Directory, Volume II Auto/Truck Rental Firms Bedford Insurance Services Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States Markel Programs Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Williams & Stazzone Insurance Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond Agents Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Poindexter Surety Services Coverages Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States

Bars/Taverns Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI American Team Managers Ins. Services Inc. Coverages Property, Workers’ Comp Carrier Status Admitted States CA American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Anchor Bay Insurance Managers Inc. Coverages Assault & Battery, Food Borne Illness, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States AK, CO, OR, WA Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gorst & Compass Insurance Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NV Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX Metcom Excess Coverages Assault & Battery, Business Income, Equipment Breakdown, Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States NJ, NY, PA N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Personal Property Carrier Status Non-admitted States AR, AZ, CO, FL, GA, ID, IL, IN, KS, LA, MD, MI, MO, MS, NC, NJ, NV, NY, RI, SC, TN, TX, VA, DC NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Ohio E & S Agency Inc. Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States MI, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States ProHost USA Inc. Coverages Assault & Battery, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted States AR, CA, CO, CT, GA, IL, KS, KY, MI, MN, NJ, SC, TN, WA, WI

46 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY Quirk & Company Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Nonadmitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Beauty/Barber Shops/Salons/Schools /Supplies A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Commercial Excess, Crime, Professional Liab Carrier Status Admitted States Most States Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX Sports & Fitness Insurance Corporation (SFIC) Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States All States TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Bed & Breakfasts Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bicycle Dealers/Distributors/Rentals/ Manufacturers ACE Commercial Risk Services - Programs Coverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

RPS NIPC

Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Billiard Parlors Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

Billing and Collection Services 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

NIF Group Inc. Coverages Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs

Boat Dealers/Brokers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp States All States

Boat Rental Firms Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sun Coast General Insurance Agency Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Breweries Brewery Pak Insurance Programs Coverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 47

2014 Annual Program Directory, Volume II Broadcasters AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

Campgrounds Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Camps Ark Agency Coverages CGL, Liability Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

RoamNet Insurance Marketing Programs Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NV The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Casinos MAXIMUM Coverages All Risks/Cash in Transit, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted States Most States

Caterers Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Products Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Child Care/Day Care Centers Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most

48 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, N on-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO Tejas American General Agency Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX Topa Insurance Company Coverages GL, Property Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OH, OR, TX, VA www.insurancejournal.com

2014 Annual Program Directory, Volume II Chiropractors Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, PL, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Churches AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Religious Practice Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Gridiron Insurance Underwriters Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, FL, GA, LA, MS, SC, TX MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, PL, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Interruption, CGL, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Carrier Status Admitted, Non-admitted States IL, IN, OH www.insurancejournal.com

RPS NIPC Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions, Workers’ Comp Carrier Status Admitted States Most States

Civil Servants SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Claims Adjusters Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Commercial Building Owners 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States Advanced E&S Group - Midwest Region Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Equipment Breakdown, Excess Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States Independent Insurance Agents & Brokers California Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA IPC Coverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA MAXIMUM Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc. Coverages Apartment House Package, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV Sun Coast General Insurance Agency Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Property, Workers’ Comp Carrier Status Admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Commercial Marine Companies AmWINS Group Inc. - 80 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations Admiral Insurance Company Coverages Liability, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States CID Insurance Programs Inc. Coverages D&O, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 49

2014 Annual Program Directory, Volume II Deans & Homer Coverages Inland Marine, Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted States AZ, CA, NV, OR, UT, WA Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States New Empire Group Coverages Cyber Liab, D&O, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States Most States Number One Insurance Agency Coverages Flood, GL Carrier Status Admitted States MA Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Community Health Centers Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Community/Social Services 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

50 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted States Most States

Computer Consultants/Programmers Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

Concrete Pumper Firms 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States NBIS Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/ Control, CGL, Commercial Excess, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume II Norman-Spencer Agency Inc. Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA Commercial Sector Insurance Brokers LLC Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States New Empire Group Coverages Cyber Liab, D&O, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Condo/Homeowner Associations Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Advanced E&S Group - Southeast Region Coverages Business Income, Business Interruption Carrier Status Non-admitted States Most States Agency Intermediaries Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Crime, D&O, Equipment Breakdown, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Brecht & Associates Coverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Commercial Sector Insurance Brokers LLC Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX DUALCommercial LLC Coverages Crime, GL, Property Carrier Status Admitted, Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages D&O, GL, Property States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV New Empire Group Coverages Cyber Liab, D&O, GL, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages D&O, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

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Minimum premiums starting at $350 (depending on state)

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December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 51

2014 Annual Program Directory, Volume II Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages CGL, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, D&O, Property, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States UCA General Insurance Services Coverages CGL, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Condominium Owners Advanced E&S Group - Southeast Region Coverages Boiler & Machinery, Difference in Conditions, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States FL American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA CID Insurance Programs Inc. Coverages CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA Commercial Sector Insurance Brokers LLC Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Windstorm Carrier Status Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Swett & Crawford

Coverages Assault & Battery, Boiler & Machinery, CGL, Excess Liab, Fire, GL, Property, Tenant Discrimination, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Managers Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Construction Wrap-Up Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States MAXIMUM Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Consultants-All Kinds 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, E&O, Property Carrier Status Admitted, Nonadmitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & LongTerm Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

52 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

Consultants-Environmental Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Ashley General Agency Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Nonadmitted States All States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Victor O. Schinnerer & Company Coverages E&O, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

Contractors AmWINS Group Inc. - 80 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Cargo, Contractors Equip, Contractors License Bonds, Installation Floaters, Real & Business Personal Prop, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States DUALCommercial LLC Coverages CGL, Fire Legal Liab, Medical Payments, Products Liab Carrier Status Non-admitted States Most States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Nonadmitted States CA Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

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New Empire Group Coverages Builders Risk, Contractors Equip, Inland Marine, Installation Floaters States AZ, CT, DE, FL, GA, IL, MA, MD, ME, NC, NJ, NY, OH, PA, SC, VA, VT Northern Star Management Inc. A Norman Spencer Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Combo Personal & Commercial, Commercial Excess, Contractors Equip, Equipment, GL, Legal Liab, Liability, Nonowned & Hired Auto, Tools & Equip, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Nonadmitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX The Insco Dico Group, an AmTrust Financial Services Co. Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella States Most States Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Alarm Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Costanza Insurance Agency Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan Abram Interstate Insurance Services Inc. Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA Advanced E&S Group - Midwest Region Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Nonadmitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Equipment, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, IL, NM, OK, OR, TX, WA Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 53

2014 Annual Program Directory, Volume II Logic Underwriters Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL, GA NIF Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, TX, WA Norman-Spencer Agency Inc. Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Victor O. Schinnerer & Company Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Crane & Rigging Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Equipment, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States

Contractors-Demolition AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA Apollo General Ins. Agency Inc. Coverages Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Cargo, Employee Benefits, Environmental Liab, EPLI, Equipment, GL, Int’l Coverage Commercial, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Electrical Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Elevators JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Environmental Access E&S Insurance Services (CA) Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States

54 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA USX/S Coverages CGL, Cyber Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Contractors-Excavating/Grading Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/ Drilling Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Inland Marine, Pollution, Pollution Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Fire & Water Restoration AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume II Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, E&O, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages Builders Risk, Care/Custody/Control, CGL, E&O, EPLI, Excess Liab, OCP, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States RelMark Program Managers Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Contractors-General American Underwriting Managers Coverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Nonadmitted States AR, LA, NM, TX Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Ashley General Agency Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX Bass Underwriters Coverages Blanket Addt’l Insureds, GL States AL, AR, CA, CO, FL, GA, ID, IL, MA, MD, MI, NC, NV, NY, OH, OK, OR, SC, TN, UT, VA, WV Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Nonadmitted States All States Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX www.insurancejournal.com

DUALCommercial LLC Coverages Fire Legal Liab, GL, Medical Payments, Products Liab Carrier Status Non-admitted States Most States Environmental Insurance Agency (EIA) Coverages GL, Pollution Liab States Most States Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA Logic Underwriters Inc. Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States Victor O. Schinnerer & Company Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States Wrap Up Insurance Solutions Coverages GL, Residential `wrap-up` States Most States

Contractors-Landscape Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Marine LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Contractors-Oil & Gas Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States American Underwriting Managers Coverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Ashley General Agency Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX MarketScout Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Sloan Mason Insurance Services

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Contractors Equip, Control of Well, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution, Property, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States Victor O. Schinnerer & Company Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, NM, OK, TX

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 55

2014 Annual Program Directory, Volume II Worldwide Facilities Inc. - All Offices Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Roofing Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States MarketScout Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV Norman-Spencer Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Contractors-Swimming Pools Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Norman-Spencer Agency Inc. Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors-Underground Storage Tank Construction AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Convenience Stores

Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI All Risks Ltd. Coverages Employee Benefits, Garage Keepers Legal Liab, GL, Liquor Liab, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Founders Insurance Company Contractors-Service Coverages GL, Liquor Liab Carrier Status Admitted, NonApplied Underwriters Inc. admitted States Most States Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Gorst & Compass Insurance Carrier Status Admitted States Most States Coverages GL, Workers’ Comp Carrier Status Admitted, Construction Insurance Solutions Non-admitted States CA Coverages Auto Comm-Standard, Commercial Excess, Contractors Insurance Innovators Group - 6 Offices Serve Nationwide Equip, GL, Real & Business Personal Prop, Workers’ Comp Coverages Boiler & Machinery, Business Income, Business Carrier Status Non-admitted States All States Interruption, CGL, Commercial Excess, Crime, GL, Liability, Financial Risk Solutions Inc. Liquor Liab, Mechanical Breakdown, Medical Payments, Coverages Service Contracts Carrier Status Admitted Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, States All States Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Irving Weber Associates Inc. Carrier Status Non-admitted States CA Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Oryx Insurance Brokerage Inc. Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, Mechanical Breakdown, Property, Real & Business Personal WV Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States 56 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN Quirk & Company Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States LA, OK, OR, TX, WA RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Cosmetic Insurance Services, a div of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Counselors/Counseling Centers Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, NonProfit D&O, Pollution Liab Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Country Clubs ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted States Most States All Risks Ltd. Coverages GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States Most States

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Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Cargo, EPLI, Excess Liab, Professional Liab, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Surplus Lines Agency Inc. Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

Crop Dusters/Sprayers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto CommStandard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dairies Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Livestock/Animal Mortality, Products Liab Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States Most States

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2014 Annual Program Directory, Volume II Day Care/Preschools A.I.I. Insurance Brokerage of Mass. Inc. Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI Agency Intermediaries Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, NH, RI Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Nonadmitted States GA, LA, TN Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States MI, OH Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX TAPCO Underwriters Inc. Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto PersStandard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Professional Liab, Property States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States Most States SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Dealers-Home Heating Oil Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-Propane AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

58 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Delivery- Wholesale/Retail 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States Align General Insurance Agency LLC Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Metcom Excess Coverages Auto Comm-Standard, Cargo, CGL, Physical Damage, Umbrella Carrier Status Admitted States NJ Norman-Spencer Agency Inc. Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States Northern Star Management Inc. A Norman Spencer Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Cargo, CGL, Combo Personal & Commercial, Commercial Excess, Excess Liab, GL, Liability, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VA Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States Paul Hanson Partners Specialty Ins. Solutions Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dentists Admiral Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States PBS Insurance Underwriting Corporation Coverages Medical Malpractice, Medical Professional Carrier Status Admitted, Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

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2014 Annual Program Directory, Volume II Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

RPS NIPC

Dialysis Centers Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Cosmetic Insurance Services, a div of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Joseph Chiarello & Co ; Firearms Business Insurance Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Driving Ranges

VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irving Weber Associates Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Distributors

Dude Ranches

5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, CGL, Commercial Excess, Excess Liab, Horse Mortality, Livestock/Animal Mortality, New Occurrence Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

www.insurancejournal.com

E-cigarette Manufacturers / Distributors Calco Commercial Insurance Coverages Excess Liab, GL, Products Liab, Property Carrier Status Non-admitted States Most States

Emergency Service Org’s Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Employee Leasing Firms Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Employment Agencies NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 59

2014 Annual Program Directory, Volume II Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Engineers-Geotechnical Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Environmental Engineers/Consultants/ Contractors Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States DUALCommercial LLC Coverages Environmental Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Metcom Excess Coverages Auto Comm-Standard, CGL, E&O, Pollution Carrier Status Admitted, Non-admitted States NJ, NY, PA Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

60 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH Russell Bond & Company Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Scottish American Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

Sloan Mason Insurance Services

Coverages Auto Comm-Standard, Blanket Waivers, CGL, E&O, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States USG Insurance Services Inc. Coverages CGL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States USX/S Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Equipment Dealers/Rentals Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Exercise/Health Studios/Health Clubs Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II HCC Specialty (MA) Coverages EPLI, Equipment Breakdown, GL, Property Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Ohio E & S Agency Inc. Coverages E&O, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IN, MI, OH Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Family Fun Centers American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States www.insurancejournal.com

Farm & Ranch Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Interruption, Care/Custody/ Control, Commercial Excess, Earthquake, Fire, Flood, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Mortality, Nonowned & Hired Auto, Products Liab, Uninsured Motorists, Watercraft Liab Carrier Status Admitted States All States American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA Ark Agency Coverages CGL, Dwelling Fire, Fire, Hail, Homeowners Pkg, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted, Non-admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Sierra Specialty Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX

Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto Pers-Standard & Nonstandard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States Most States Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Fast Food Restaurants Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States Most States Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA National Insurance Underwriters Coverages BOP, Food Spoilage, Glass, Personal Property Carrier Status Non-admitted States AL, AR, AZ, CO, CT, FL, GA, IL, IN, KS, LA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, SC, TN, TX, VA, DC Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Sierra Specialty Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Fertilizer Suppliers Sierra Specialty Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Festivals & Fairs American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States MarketScout Coverages Abuse & Molestation, Bailee/Customer Goods, Contingent Coverages, D&O, Event Cancellation, Liability, Liquor Liab, Medical Malpractice, Participant Accident, Prize Indemnification, Umbrella Carrier Status Admitted, Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 61

2014 Annual Program Directory, Volume II Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Financial Institutions B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, UT, WI Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most States Johnson & Johnson Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/ Ransom, Professional Liab Carrier Status Non-admitted States Most States Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States Russell Bond & Company Inc. Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States

Financial Planners

Foster Care

CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA RPS NIPC Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Fine Art Collections ACE Commercial Risk Services - Programs Coverages Fine Arts, Inland Marine Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States MiniCo Insurance Agency LLC Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire Departments Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers Joseph Chiarello & Co.; Firearms Business Insurance Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Food Trucks IPC Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

Food Vendors K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States Most States

Forestry Services Safehold Special Risk Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Victor O. Schinnerer & Company Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

62 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Foundations Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

www.insurancejournal.com

2014 Annual Program Directory, Volume II Fraternal Organizations Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Garages 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV All Risks Ltd. Coverages Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA www.insurancejournal.com

National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK Russell Bond & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Scottish American Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA Sierra Specialty Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Gastroenterologists Admiral Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Gentleman’s Clubs AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Golf Courses All Risks Ltd. Coverages GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Grain Mills & Elevators Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States Most States

Grocery Stores/Supermarkets Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI American Team Managers Ins. Services Inc. Coverages CGL, Equipment Breakdown, Property Carrier Status Admitted States CA Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 63

2014 Annual Program Directory, Volume II Group Homes AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States

Guides & Outfitters Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Umbrella Carrier Status Admitted States All States Ark Agency Coverages CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Joseph Chiarello & Co.; Firearms Business Insurance Coverages GL, Property, Umbrella Carrier Status Admitted States Most States K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States K&K Insurance Group Inc. Coverages Abuse & Molestation, CGL, Crime, Equipment, Inland Marine Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Auto Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

64 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Hazardous Materials Transporters Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States Gresham & Associates LLC - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most States J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Health Clubs Agency Intermediaries Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States HCC Specialty (MA) Coverages CGL, Property Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare Facilities Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States American Underwriting Managers Coverages CGL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States DUALCommercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States HM Risk Group Coverages Accident & Health, Accident & Sickness, Accidental Death, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, Emergency Medical, EPLI, Fine Arts, GL, Int’l Coverage - Commercial, Kidnap/ Ransom, Liability, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Misc Professional Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States Russell Bond & Company Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Personal Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States www.insurancejournal.com

Heavy Equipment Dealers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Home Healthcare Providers Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Nonadmitted States AZ, CA, CO, NV, TX Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Home Inspectors Delta General Agency Corp. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Ohio E & S Agency Inc. Coverages E&O, GL Carrier Status Admitted, Non-admitted States IN, MI, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States TitlePac Inc. Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States VGM Specialty Underwriters Coverages Business Interruption, CGL, Completed Operations Liab, Crime, Inland Marine, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 65

2014 Annual Program Directory, Volume II Homebuilders Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Nonadmitted States Most States Metcom Excess Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States NJ Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States Victor O. Schinnerer & Company Coverages Builders Risk, Residential Property, Theft Carrier Status Admitted States Most States

Homeowner Associations 4 All Insurance Services Coverages Auto Comm-Standard Liability, D&O, EPLI, Excess Liab, Fidelity, Fire, GL, Liability, Pool & Spa Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA Abram Interstate Insurance Services Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA American Team Managers Ins. Services Inc. Coverages BOP, D&O, GL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, D&O, E&O, Fidelity, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages D&O, E&O, GL Carrier Status Admitted, Nonadmitted States CA Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

New Empire Group Coverages Cyber Liab, D&O, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Horse Breeders/Boarders Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Bailee/Customer Goods, Business Interruption, Care/Custody/Control, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Tools & Equip, Umbrella Carrier Status Admitted States Most States Ark Agency Coverages Care/Custody/Control, CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Equisure Inc.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Horse Farms Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Pers-Standard, Business Income, Care/Custody/Control, CGL, Combo Personal & Commercial, Dwelling Fire, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Identity Theft, Inland Marine, Livestock/Animal Mortality, Mortality, New Occurrence, Personal Liab, Products Liab, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted States Most States Ark Agency Coverages Care/Custody/Control, CGL, D&O, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

66 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States Sierra Specialty Coverages CGL, Horse Mortality, Inland Marine, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Hospice Care Facilities AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hospitals Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States RPS Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hotels/Motels ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

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2014 Annual Program Directory, Volume II AmWINS Group Inc. - 80 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Bass Underwriters Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Windstorm Carrier Status Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Hotels & Resorts Ins. Program - CITA Insurance Svcs Coverages CGL, Crime, EPLI, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Nonadmitted States AL, FL, GA, LA, TN New Empire Group Coverages Cyber Liab, Umbrella Carrier Status Admitted States Most States Preferred Property Programs Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Western Surplus Lines Agency Inc. Coverages CGL, Property Carrier Status Non-admitted States LA, NM, OK, TX www.insurancejournal.com

Hourly Equipment Rental w/ Operator Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ice Rink Owners & Operators All Risks Ltd. Coverages Abuse & Molestation, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Cosmetic Insurance Services, a div of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Scottish American Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

In-Home Adult Foster Care K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

In-Home Businesses RLI Insurance Company Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

In-Home Child Care Markel Specialty - Programs Coverages Abuse & Molestation, CGL Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Topa Insurance Company Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OR, TN, TX, VA

Industrial Parks Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Innkeepers Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insurance Agents & Brokers (P/C L/H) Admiral Insurance Company Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX All Risks Ltd. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Brokers’ Risk Coverages Billing Error E&O, Business Income, Business Interruption, Crime, Cyber Liab, D&O, E&O, Educator Legal Liab, GL, Inland Marine, Insurance Broker Bonds, Legal Liab, Misc Professional Liab, Performance & Payment Bonds, Personal Liab, Personal Property, Personal Umbrella, Products Liab, Professional Liab, Property, Protection & Indemnity (P&I) Carrier Status Non-admitted States All States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 67

2014 Annual Program Directory, Volume II DUALCommercial LLC Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Hagerty Insurance Agency LLC Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto PersStandard Phys Dmg States Most States IAAC Inc. Coverages Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fiduciary Liab, Personal Umbrella, Umbrella, Workers’ Comp Carrier Status Admitted States NY Independent Insurance Agents & Brokers California Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CA Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Nonadmitted States Most States International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Number One Insurance Agency Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, E&O, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & LongTerm Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Internet Companies Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Investigators All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Costanza Insurance Agency Inc. Coverages GL, Professional Liab, Workers’ Comp States All States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms Abram Interstate Insurance Services Inc. Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Contractors Equip, Crime, Property Carrier Status Admitted States Most States

Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

68 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Nonadmitted States AK, AZ, CA, HI, NV, TX Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Land Surveyors Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

www.insurancejournal.com

2014 Annual Program Directory, Volume II Landfills/Recycling/Disposal Facilities

Laundries/Coin Laundry

B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, WC - Captive Placement Carrier Status Admitted States AZ, CA, CO, DE, NV, PA, UT, WA Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI All Risks Ltd. Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States Most States Bass Underwriters Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most States Gridiron Insurance Underwriters Inc. Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Liability, Property Carrier Status Nonadmitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI Irving Weber Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Landscape Contractors Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Landscape Gardeners Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Scottish American Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

Laser Centers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States www.insurancejournal.com

Law Firms 5Star D&O Program Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States Agency Marketing Services Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA Continental Brokers Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States JLT Facilities Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Lawyer’s Protector Plan® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Monitor Liability Managers Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Synergy Professional Associates Inc. Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States Most States Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

U.S. Risk Insurance Group Inc. Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX Willis Programs Coverages Professional Liab Carrier Status Admitted, Nonadmitted States Most States

Limousine Service Companies 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States Willis Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Liquor Stores Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI American Team Managers Ins. Services Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Liquor Pak Insurance Programs Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Number One Insurance Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 69

2014 Annual Program Directory, Volume II RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Long Term Care Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States K&B Underwriters LLC Coverages GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Lumber Mills/Saw/Plywood Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine Shops Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Uninsured Motorists, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, IL, MI, NV, WI Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Quirk & Company Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX Western Surplus Lines Agency Inc. Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, NM, OK, TX Willis Programs Electroplaters & Metal Finishers specifically Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Managed Care Centers 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Swett & Crawford

Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States Most States USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States

Manufacturers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States American Underwriting Managers Coverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Calco Commercial Insurance Coverages CGL, Excess Liab, Products Liab Carrier Status Non-admitted States Most States

70 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Empire Underwriters LLC

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume II USX/S Coverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Midlands Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, Auto Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sun Coast General Insurance Agency Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

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TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States Worldwide Facilities Inc. - All Offices Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marinas/Boat Dealers Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States Most States Midlands Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sun Coast General Insurance Agency Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities K&K Insurance Group Inc. Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States Most States

Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

Medical Device/Instrument Manufacturer Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 71

2014 Annual Program Directory, Volume II Medical Imaging Centers Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, NV, TX Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Advanced Professional Services Coverages BOP, Business Interruption, CGL, GL, Legal Expense Ins, MEDEFENSE Plus, Medical Malpractice Carrier Status Admitted, Non-admitted States FL, KY, MI, OH, TX Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV PBS Insurance Underwriting Corporation Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States Rockwood Programs Inc. Coverages Cyber Liab, D&O, EPLI, Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Healthcare Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Medical Spas Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, TX Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Mental Health Care Facilities Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Metalworking Companies B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Umbrella, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States Willis Programs Foundries specifically Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

72 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Mobile Auto Detailer 5Star Garage Services & Auto Dealers Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GL Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mobile Home Parks (Commercial) 4 All Insurance Services Coverages Business Income, CGL, Crime, GL, Inland Marine, Liability, Mobile Home Ins, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA American Modern Insurance Group Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States American Underwriting Managers Coverages GL, Property Carrier Status Non-admitted States AK, AZ, CO, FL, KS, LA, MO, NC, NM, OK, TX, WY AmWINS Group Inc. - 80 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States Most States Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX CID Insurance Programs Inc. Coverages CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI Philadelphia Insurance Companies Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South & Western General Agency Inc. Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Mortgage Bankers/Lenders Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Johnson & Johnson Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States

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2014 Annual Program Directory, Volume II Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States RPS - Executive Lines Division Coverages Business Interruption, Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States Russell Bond & Company Inc. Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States Worldwide Facilities Inc. - All Offices Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage Brokers Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States King Insurance Support Systems Coverages Professional Liab States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Motion Picture (Film/Video) Producers Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property States All States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

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Motor Sports

Moving Companies

American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime, Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Paul Hanson Partners Specialty Ins. Solutions Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Motorcycle Dealers / Dealerships American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States Most States MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Movie Boats Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Movie Theaters K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States Most States

Moving & Storage Companies Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Municipalities Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, NC, NV, NY, OH, PA, SC, TN, UT, WI Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Midlands Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Public Officials, Umbrella Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 73

2014 Annual Program Directory, Volume II Museums

Nonprofit Organizations

American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States

Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Nanny Services Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Night Clubs Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Nonadmitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages D&O, EPLI Carrier Status Admitted States Most States

74 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Rockwood Programs Inc. Coverages Crime, D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Russell Bond & Company Inc. Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Swett & Crawford

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages D&O, EPLI Carrier Status Admitted States Most States Victor O. Schinnerer & Company Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/Ransom Carrier Status Admitted States Most States

Nurseries / Garden Centers Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

Nursing Homes 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States K&B Underwriters LLC Coverages GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume II Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Office Building Owners Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA DUALCommercial LLC Coverages Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NV M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI

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Oil & Gas Operators Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

Sloan Mason Insurance Services

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Southwest Energy Underwriters Inc. Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Swett & Crawford

Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States Most States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Transpac Managers Inc. Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - Agriculture Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Flood, Motor Truck Cargo, Pollution Liab Carrier Status Admitted States Most States

Osteopaths Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Parent Teacher Organizations (PTAs/ PTOs) R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops All Risks Ltd. Coverages Crime, Employee Benefits, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Pest Control Firms 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Lost Key, Nonowned & Hired Auto, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States LIPCA Insurance Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, E&O, GL, Inland Marine, Lost Key, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty - Programs Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States Ohio E & S Agency Inc. Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL, Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 75

2014 Annual Program Directory, Volume II Sierra Specialty Coverages CGL, Excess Liab, Herbicide & Pesticide, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Pet Care Professionals Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pet Salons/Kennels/Supplies A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI Allen Financial Ins. Group / The Equestrian Group Coverages BOP, Business Income, Care/Custody/Control, Excess Liab, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States Most States

Petroleum Distributors AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Physician Assistants Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Physicians

Plastic Manufacturers & Distributors

4 All Insurance Services Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Personal Liab, Professional Liab, Tax Audit, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States Most States HM Risk Group Coverages Accident & Health, Accident & Sickness, Accidental Death, BOP, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Foreign GL, GL, Int’l Coverage - Commercial, Kidnap/Ransom, Liability, Medical, Medical Malpractice, Medical Professional, Misc Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Podiatric Physicians Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement Officers Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Piers & Docks

Printers

Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Pizza Delivery

Appalachian Underwriters Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

76 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Production Companies All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Employer Organizations (PEO’s)

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

2014 Annual Program Directory, Volume II Professionals/Consultants/Contractors Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sloan Mason Insurance Services Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages D&O, E&O, EPLI Carrier Status Admitted, Nonadmitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

Property Management Firms Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA CID Insurance Programs Inc. Coverages BOP, Cyber Liab, E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Innovative Risk Solutions Coverages Dwelling Fire, E&O, Foreclosed Properties, Liability, Property, Rented Property Carrier Status Non-admitted States Most States www.insurancejournal.com

Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States National Affordable Housing Program / Sandner Group Coverages Apartment House Package, Business Income, Business Interruption, Crime, Equipment Breakdown, GL, Inland Marine, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Windstorm Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Property Managers Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA Indemnity Excess & Surplus Agency Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Nonadmitted States Most States Johnson & Johnson Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/ Ransom, Professional Liab Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA MAXIMUM Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States National Affordable Housing Program / Sandner Group Coverages Assault & Battery, Boiler & Machinery, Business Interruption, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States New Empire Group Coverages Crime, Cyber Liab, E&O, EPLI, GL Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Auto Comm-Standard, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Fidelity, Liability, Nonowned & Hired Auto, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States RSI International Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States American Public Risk Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH, PA, SC AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions, Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States Brokers’ Risk Coverages Billing Error E&O, D&O, E&O, Equipment Breakdown, Fidelity Bonds, Fiduciary Liab Carrier Status Non-admitted States All States Euclid Architects & Engineers and Euclid Public Sector Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Midlands Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States OneBeacon Government Risks Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 77

2014 Annual Program Directory, Volume II Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States RPS Technology & Cyber Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Agents & Brokers Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted S tates NJ, NY, PA Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Norman-Spencer Agency Inc. Coverages E&O Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States RealCare Insurance Coverages E&O, Professional Liab Carrier Status Admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Non-admitted States Most States Sun Coast General Insurance Agency Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Real Estate Appraisers

Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Intercorp Inc. Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RealCare Insurance Coverages E&O, Professional Liab Carrier Status Admitted States AK, LA, NY SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Nonadmitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Developers/Homebuilders Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States Midlands Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States National Affordable Housing Program / Sandner Group Coverages Apartment House Package, Assault & Battery, Crime, Equipment Breakdown, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

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Recording Studios

Records Storage & Info Mgmt Brightstone Insurance Services LLC Coverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Recycling Centers 5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, CGL, Commercial Excess, Contractors Equip, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Crime, Environmental Liab, Equipment Breakdown, GL, Inland Marine, Pollution, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Registered Investment Advisors CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Residential Subcontractors Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Resorts ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

www.insurancejournal.com

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Restaurants 4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Crime, EPLI, Excess Liab, Fire, Flood, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Occupational Accident, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States A.I.I. Insurance Brokerage of Mass. Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Abram Interstate Insurance Services Inc. Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States AZ, CA, NV Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI American Team Managers Ins. Services Inc. Coverages BOP, Business Income, CGL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX Anchor Bay Insurance Managers Inc. Coverages Assault & Battery, Food Borne Illness, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States AK, CO, OR, WA Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States MO, MS, NY, TX Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States Most States Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL Gorst & Compass Insurance Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness Carrier Status Admitted, Non-admitted States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA International Excess Companies Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL MAXIMUM Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

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2014 Annual Program Directory, Volume II National Insurance Underwriters Coverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted, Non-admitted States AL, AR, CO, FL, GA, IL, LA, MD, MO, NC, NJ, OH, OK, PA, SC, TN, TX Number One Insurance Agency Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States ProHost USA Inc. Coverages Assault & Battery, Boiler & Machinery, Crime, EPLI, Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States RISCO Insurance Brokerage Inc. Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN Sun Coast General Insurance Agency Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, CGL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO

Retail Stores 4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Business Interruption, CGL, E&O, EPLI, Equipment Breakdown, Fire, GL, Glass, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI American Team Managers Ins. Services Inc. Coverages Business Interruption, Equipment Breakdown, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

80 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks HCC Specialty (MA) Coverages CGL, Property Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV Dealerships Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, NonTrucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States MAXIMUM Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Crime, Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Property, Uninsured Motorists Carrier Status Admitted States Most States

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2014 Annual Program Directory, Volume II RV Parks Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Scaffold Erectors Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

School Busing Firms 5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CT, DE, MA, MD, MI, NH, NJ, NY, OH, PA, VA, VT, WV National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Schools-Public/Private ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PA AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States Most States Apex Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, OR, UT, WI Brokers’ Risk Coverages Student Accident, WC - Captive Placement, Workers’ Comp Carrier Status Non-admitted States IL Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

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Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Scrap Metal Shield Insurance Program Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, Cargo, Commercial Excess, Equipment Breakdown, GL, Pollution Carrier Status Admitted States Most States

Securities Brokers/Dealers American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX CalSurance Associates Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Security Guard Firms All Risks Ltd. Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Costanza Insurance Agency Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 81

2014 Annual Program Directory, Volume II The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Self-Storage Facilities All Risks Ltd. Coverages Business Income, CGL, Earthquake, Employee Benefits, Excess Liab, Flood, GL, Nonowned & Hired Auto, Pollution Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States Safehold Special Risk Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Service Stations Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Ship Repairers/Marine Artisan Contractor Agency Intermediaries Inc. Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Safehold Special Risk Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Sloan Mason Insurance Services

Coverages Hull, MEL, Protection & Indemnity (P&I), Ship Repairers Legal, USL&H Carrier Status Admitted, Non-admitted States Most States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States The Hanover Insurance Group Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Ship Yards Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Safehold Special Risk Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges Joseph Chiarello & Co.; Firearms Business Insurance Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shopping Centers 4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Nonowned & Hired Auto, Personal Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrapup`, Umbrella, Workers’ Comp States Most States Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States Most States

82 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Shuttle Service-Non Emergency Medical 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Shuttle Services 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States Most States Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume II National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Small to Mid-Sized Businesses 4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Fire, Food Spoilage, GL, Inland Marine, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States Northern Star Management Inc. A Norman Spencer Co. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Cargo, CGL, Combo Personal & Commercial, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Long Haul, Loss of Use, Material Damage, Nonowned & Hired Auto, Physical Damage, Property, Real & Business Personal Prop, Rented Property, Residential `wrap-up`, Tools & Equip, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States NJ, NY, PA ProWriters Coverages BOP, E&O, GL Carrier Status Admitted States Most States RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Snow Ski Rental Firms Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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Snowmobile Tours - Guided Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Social Clubs Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RPS NIPC

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Russell Bond & Company Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 83

2014 Annual Program Directory, Volume II Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Business Interruption, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Software Developers Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, PA, UT, WI RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Solar Mfg. and/or Contractors Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Pollution Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special Events Abram Interstate Insurance Services Inc. Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA Agency Intermediaries Inc. Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, NH, RI All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Accidental Death, Blanket Addt’l Insureds, Cast Insurance, CGL, Event Cancellation, Excess Liab, Fire Legal Liab, Hole-in-One, Liquor Liab, Participant Accident, Props, Sets, Trade Shows & Festivals, Wardrobe, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Ashley General Agency Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX

Brokers’ Risk Coverages Event Cancellation, Umbrella Carrier Status Non-admitted States All States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Gateway Specialty Insurance Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, OR, TX, WA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA Philadelphia Insurance Companies Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

84 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Substance Abuse Program Administrators Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Surgery Centers American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States USX/S Coverages Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Medical & Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Tanning Salons Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Property Carrier Status Non-admitted States All States

Tattoo Parlors/Permanent Makeup/ Body Piercing Agostini Wholesale Insurance Coverages CGL, Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WA All Risks Ltd. Coverages Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

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2014 Annual Program Directory, Volume II Allen Financial Ins. Group / The Equestrian Group

Coverages Blanket Addt’l Insureds, Business Income, CGL, Completed Operations Liab, New Occurrence, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VA, DC Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Tax Preparers & Bookkeepers Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Taxi Service 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Nonadmitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States Most States Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical Staffing World Wide Specialty Programs Inc.

Temporary Staffing Firms All Risks Ltd. Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Appalachian Underwriters Inc. Coverages EPLI, Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Theatre Production Companies Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property, Wardrobe Carrier Status Admitted States All States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Title Agents ACE Commercial Risk Services - Programs Coverages E&O, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States Admiral Insurance Company Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Johnson & Johnson Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/ Ransom, Professional Liab Carrier Status Non-admitted States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States

Tow Truck Firms 5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States All Risks Ltd. Coverages Auto Pers-Standard Phys Dmg, Crime, Garage Keepers Legal Liab, GL, Inland Marine, Medical Payments, Nonowned & Hired Auto, On-Hook Cargo, Property Carrier Status Non-admitted States Most States Guardian Insurance Wholesalers Inc. Coverages GL, Liability, On-Hook Cargo, Physical Damage Carrier Status Admitted States All States KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA Markel Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Nonadmitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 85

2014 Annual Program Directory, Volume II Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Russell Bond & Company Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States Trinity Transportation Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Cargo, Excess Liab, Garage Keepers Legal Liab, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Tools & Equip Carrier Status Admitted States Most States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Interruption, Cargo, CGL, Dealers Open Lot, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

Trade Show Exhibitors Allen Financial Ins. Group / The Equestrian Group Coverages Addt’l Expense, Auto Comm-Standard, Care/Custody/ Control, CGL, Completed Operations Liab, Equipment, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Umbrella Carrier Status Admitted States All States BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Blanket Addt’l Insureds, Excess Liab, Hole-inOne, Liability, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Translators & Interpreters Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Travel Agents & Tour Operators Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Travel Trailers American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, PL, Property, Rented Property Carrier Status Non-admitted States All States

Truck Body/Manufacturers/ Distributors Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Products Liab, Umbrella States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States 5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Align General Insurance Agency LLC Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV American Team Managers Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted States CA AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages Commercial Excess, Motor Truck Cargo, Physical Damage, Umbrella Carrier Status Non-admitted States Most States Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

86 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Gresham & Associates LLC - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States Guardian Insurance Wholesalers Inc. Coverages Cargo, GL, Liability, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA MacAfee & Edwards Inc. - Mexican Ins. Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FL MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States Metcom Excess Coverages Auto Comm-Standard, Cargo, CGL, Umbrella, Uninsured Motorists Carrier Status Admitted States NJ, NY, PA

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States Midlands Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Nonadmitted States AZ, CA, NV, OR, TX National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States Northern Star Management Inc. A Norman Spencer Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Excess Liab, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VA Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Paul Hanson Partners Specialty Ins. Solutions Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Insurance Company Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States RLI Transportation Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume II Scottish American Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL South & Western General Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States AR, MS, OK, TN, TX South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO Western Surplus Lines Agency Inc. Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, NM, OK, TX

Used Car Dealers All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Appalachian Underwriters Inc. Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Automotive Risk Mgmt. & Ins. Services Inc.

Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX Metcom Excess Coverages Auto Comm-Standard, Dealers Open Lot, Garage Liability, GKLL, Property, Umbrella Carrier Status Admitted, Non-admitted States NJ, PA National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK Scottish American Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA Sierra Specialty Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Nonadmitted States Most States USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Nonadmitted States All States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States Williams & Stazzone Insurance Agency Inc. Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States DE, FL, GA, MD, MO, NC, NJ, NY, PA

Utilities-Natural Gas Companies Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Valet Parking Companies Agostini Wholesale Insurance Coverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WA Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States USG Insurance Services Inc. Coverages Garage Liability, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

Vendor Management Services Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Veterinarians Allen Financial Ins. Group / The Equestrian Group Coverages BOP, Care/Custody/Control, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Vineyards Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Interruption, Earthquake, Excess Liab, Flood, Motor Truck Cargo, Pollution Liab, Products Liab Carrier Status Admitted States Most States Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Combo Personal & Commercial, Equipment, Food Spoilage, Liquor Liab, Products Liab, Property, Spoilage Carrier Status Admitted States Most States Sierra Specialty Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Winery Pak Insurance Programs Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Vitamin/Health Food Suppliers NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 87

2014 Annual Program Directory, Volume II Warehouse Operators AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States Brightstone Delivery Insurance LLC Coverages Addt’l Expense, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Flood, Freight Forwarder, Legal Liab, Liability, Loss of Use, Motor Truck Cargo, Nonowned & Hired Auto, Occupational Accident, Physical Damage, Products Liab, Theft, Truck Broker, Umbrella, Workers’ CompCarrier Status Admitted, Non-admitted States Most States Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Midlands Coverages Legal Liab, Property Carrier Status Non-admitted States Most States National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waste Haulers 5Star Waste Insurance Program Coverages Auto Comm-Standard, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States Most States Align General Insurance Agency LLC Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Mechanical Breakdown, Pollution, Pollution Liab, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States AZ, CA, CO, DE, NV, OR, PA, UT Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX Gresham & Associates LLC - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States Guardian Insurance Wholesalers Inc. Coverages GL, Liability, Physical Damage Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO Willis Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Water Well Drilling Operation Co’s Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Surplus Lines Agency Inc. Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX Willis Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Water/Wastewater Facilities Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Grundy Insurance Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States

88 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Weddings Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages CGL, Event Cancellation, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States Markel Personal Lines Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

Wildlife Control Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Wineries Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard Liability, Boiler & Machinery, CGL, Commercial Excess, Crime, Equipment, Equipment Breakdown, Excess Liab, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage Carrier Status Admitted States Most States Apollo General Ins. Agency Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Cargo, GL, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States Sierra Specialty Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX Winery Pak Insurance Programs Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Wood Workers AmWINS Group Inc. - 80 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States Most States Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

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2014 Annual Program Directory, Volume II Wrecking Contractors AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Apollo General Ins. Agency Inc. Coverages Accident & Health, Accidental Death, Auto CommStandard, Blanket Addt’l Insureds, Blanket Waivers, Cargo, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Equipment, GL, Railroad Protective Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Yacht Clubs Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Midlands Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Yachts/Mega Yachts ACE Recreational Marine Insurance Coverages Emergency Towing & Service, Federal LHWCA, Hull, Medical Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most States

Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Nonadmitted States Most States Markel Personal Lines Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

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Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States Sun Coast General Insurance Agency Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WA Allen Financial Ins. Group / The Equestrian Group Coverages Abuse & Molestation, Accident & Health, Accidental Death, Auto Comm-Standard, CGL, Commercial Excess, Crime, Event Cancellation, Excess Liab, Participant Accident, Property Carrier Status Admitted States All States Brokers’ Risk Coverages Accidental Death, Student Accident Carrier Status Non-admitted States IL Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, D&O, Inland Marine, Participant Accident States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 89

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2014 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets 4 All Insurance Services

P.O. Box 992, Woodland Hills, CA 91365 Phone: (818) 346-4555, Fax: (818) 610-2219 Nader@4allinsurance.net www.4allinsurance.net

5Star Business Auto Program (Misc. classes) 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com

5Star Contract School Bus Program 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

5Star D&O Program

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Towing & Recovery Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 towing@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Waste Insurance Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 waste@5starsp.com www.5starsp.com

5Star Workersâ&#x20AC;&#x2122; Compensation Services 906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

A.I.I. Insurance Brokerage of Mass., Inc. 183 Davis St., Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 info@agencyint.com www.agencyint.com

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Abram Interstate Insurance Services, Inc.

Agricultural Insurance Mgmt Svcs.

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com For more info, check out our ad on page 2 (West)

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Access E&S Insurance Services (CA)

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

Access E&S Insurance Services (VA) 2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

ACE Commercial Risk Services - Programs 436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com

ACE Recreational Marine Insurance 436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 recreational.marine@acegroup.com www.acemarineinsurance.com

Admiral Insurance Company

P.O. Box 5430, Mount Laurel, NJ 08054 Phone: (856) 429-9200, Fax: (856) 429-8611 lheaton@admiralins.com www.admiralins.com

Advanced E&S Group - Midwest Region 500 N. Michigan Ave., Ste. 1039, Chicago, IL 60611 Phone: (866) 867-0505, Fax: (312) 245-3001 quote@advancede-s.com www.aesins.com

Advanced E&S Group - Southeast Region 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (954) 842-7826, Fax: (904) 834-4479 tstevens@advancedesgroup.com www.advancedesgroup.com

Advanced Professional Services 240 Lock Rd., Deerfield Beach, FL 33442 Phone: (866) 551-9805, Fax: (954) 725-6115 admin@advancedprofessional.com www.advancedprofessional.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

Agency Intermediaries, Inc.

1575 Boston Post Rd., Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 info@agencyint.com www.agencyint.com

Agency Marketing Services

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

Agostini Wholesale Insurance

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@agostinisurplus.com www.agostiniwholesale.com

Align General Insurance Agency, LLC

All Risks, Ltd.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

Allen Financial Ins. Group / The Equestrian Group 12424 N. 32nd St., Ste. 101, Phoenix, AZ 85032 Phone: (800) 874-9191, Fax: (602) 992-8327 mpallante@eqgroup.com www.eqgroup.com

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8546, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Allied Protector Plan

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

American Modern Insurance Group P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com

American Professional Liability Underwriters 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7036, Fax: (786) 924-7046 rkenney@amproins.com www.amproins.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Reliable Insurance Company 8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-7704 Kristine.tieplinsky@assurant.com www.americanreliable.com

American Specialty Insurance & Risk Services, Inc. 7609 W. Jefferson Blvd., Suite 100, Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 672-8835 bschall@amerspec.com www.amerspec.com

American Team Managers Ins. Services, Inc. 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 91

2014 Annual Program Directory Volume II – Alphabetical Directory of Markets American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

AMIS/Alliance Marketi ng & Insurance Services 355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 mnowell@amiscorp.com www.amisinsurance.com

Ark Agency

P.O. Box 223, Paynesville, MN 56362 Phone: (800) 328-8894, Fax: (320) 243-7224 kim@arkagency.com www.arkagency.com

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

AmWINS Group, Inc. - 80 Offices Nationwide

AmWINS Program Underwriters

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

AmWINS Transportation Underwriters, Inc. (Zionsville) 80 E. Cedar Street, Zionsville, IN 46077 Phone: (317) 942-0423, Fax: (336) 229-6977 mark.maucere@amwins.com www.amwins.com/motorsports

Anchor Bay Insurance Managers, Inc. P.O. Box 2510, Silverdale, WA 98383 Phone: (360) 649-8969 bill.tanner04@gmail.com www.surpluslines.com

Anderson & Murison, Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, check out our ad on page 37 (National)

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com F

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Appleby & Sterling

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 4 & 5 (National)

Bedford Insurance Services, Inc.

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-8365 info@bedfordinsurance.com www.bedfordinsurance.com

Berkley Specialty Underwriting Managers, LLC Environmental Division 303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

Associations Underwriters & Ziplow Horse Ins. 1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

Atlas General Insurance Services

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com www.atlas.us.com For more info, check out our ad on pg 6 (West), 1 (Southeast), 3 (Midwest)

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

Brewery Pak Insurance Programs 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

Brightstone Delivery Insurance, LLC 145 Huguenot St., Ste. 501, New York, NY 10801 Phone: (877) 862-4755, Fax: (914) 636-0802 bgarner@brightstoneins.com www.brightstoneins.com/deliveryinsurance

Apollo General Ins. Agency, Inc.

800 Oak Ridge Turnpike, Ste. A-1000, Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 rcranford@ashleyga.com www.ashleyga.com

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Appalachian Underwriters, Inc.

Beacon Hill Associates, Inc.

Ashley General Agency

Apex Insurance Services

P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-2912 allane@apgen.com www.apgen.com

Bass Underwriters

Atlass Insurance Group

Brightstone Insurance Services, LLC

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com

145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Brokers’ Risk

Automotive Risk Mgmt. & Ins. Services, Inc. 1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207 Phone: (800) 224-6363, Fax: (888) 504-8062 apps@armonline.com www.armonline.com

B&B Programs, A Div. of Barney & Barney, LLC

155 N. Wacker Dr., Ste. 3700, Chicago, IL 60606 Phone: (800) 255-1195, Fax: (312) 906-8116 info@brokersrisk.com www.brokersrisk.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

9171 Towne Centre Dr., Ste. 500, San Diego, CA 92122 Phone: (858) 875-3067, Fax: (858) 768-5237 craigm@bandbprograms.com www.bandbprograms.com

92 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

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2014 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Brownyard Programs, Ltd. 91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workersâ&#x20AC;&#x2122; Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

BUA, LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

7125 El Cajon Blvd., Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 ane@cidinsurance.com www.cidinsurance.com

Ck Specialty Insurance Associates - All Offices

See Website for Locations, Headquarters - San Jose, CA 95037 Phone: (800) 411-0083, Fax: (408) 227-7732 carol@ckspecialty.com www.ckspecialty.com

Commercial Sector Insurance Brokers, LLC 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 landrews@comsectorins.com www.comsectorins.com

CAMICO

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com

Centurion Insurance Group

Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com

Charity First Insurance Services, Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance 8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

Costanza Insurance Agency, Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com 655 North Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

CRES Insurance Services

15373 Innovation Dr., Ste. 250, San Diego, CA 92128 Phone: (800) 880-2737, Fax: (858) 618-1655 info@cresprograms.com www.cresprograms.com

Crouse & Associates

650 California Street, Suite 1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

13907 Ventura Blvd., Ste. 106, Sherman Oaks, CA 91423 Phone: (818) 906-7900, Fax: (866) 521-0617 sarkis@calcocommercialinsurance.com www.ecigaretteinsurance.com 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 745-7189, Fax: (800) 607-6875 info@calsurance.com www.calsurance.com

601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, check out our ad on page 14 (National)

CPA Protector Plan

Calco Commercial Insurance

CalSurance Associates

Cosmetic Insurance Services, a division of Frenkel & Company

CID Insurance Programs, Inc.

1300 Post Oak Blvd., Ste. 700, Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com See website for addresses - HQ - Detroit/Farmington Hills, MI Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com For more info, check out our ad on page 15 (National)

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

Burnett & Company, Inc.

Burns & Wilcox - All Offices

Cooper & McCloskey, Inc.

CIBA Insurance Services

Community Association Insurance Solutions, LLC

5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762 Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.MGAlive.com For more info, check out our ad on page 51 (National)

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

Construction Insurance Partners

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Construction Insurance Services, LLC 5949 Sherry Ln., Ste. 1175, Dallas, TX 75225 Phone: (214) 884-1800, Fax: (214) 884-1801 kcurley@constructioninsuranceservices.com www.constructioninsuranceservices.com

Construction Insurance Solutions

Crusader Insurance Company

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

DUALCommercial, LLC

2640 Golden Gate Pkwy, Ste. 115, Naples, FL 34105 Phone: (973) 631-7575, Fax: (239) 263-1808 jtweedie@dualcommercial.com www.dualcommercial.com

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

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December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 93

2014 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets G.J. Sullivan Company (Orange)

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com Empire Underwriters is a National Insurance Wholesaler, Excess and Surplus lines Facility and Program Manager who aims to help you, the Producer, to write more business. Whether a Niche Account or Main Street Business, Empire provides you access to the markets you need to be competitive.

Environmental Insurance Agency (EIA)

8285 SW Nimbus Ave., Ste. 190, Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 info@eiains.com www.eiains.com

Equisure, Inc.

13790 E. Rice Pl., Ste. 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com

Euclid Architects & Engineers and Euclid Public Sector 234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidae.com | www.euclidps.com

Evolution Insurance Brokers

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

625 The City Drive S, Ste. 400, Orange, CA 92868 Phone: (800) 235-5485, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com For more info, check out our ad on page 3 (National) and page 7 (South Central)

Gabor Insurance Services, Inc.

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 mgabor@gaborinsurance.com www.gaborinsurance.com

Gales Creek Insurance, A Div of JD Fulwiler & Company 5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 bbaker@jdfulwiler.com www.galescreek.com

Gateway Specialty Insurance

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Glatfelter Healthcare Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com

Glatfelter Insurance Group

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com

Glatfelter Public Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com

Glatfelter Religious Practice A pillar of strength. Since 1901. A member of the

Utica National Insurance Group

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

Founders Insurance Company 1111 E. Touhy Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 pvaulman@foundersinsurance.com www.foundersinsurance.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

Frontline Insurance

7131 Business Park Ln., Ste. 300, Lake Mary, FL 32746 Phone: (877) 744-5224, Fax: (407) 444-5234 info@flhi.com www.FrontlineInsurance.com

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com For more info, check out our ad on page 25 (National)

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (800) 722-3260, Fax: (888) 513-5593 czellers@gaic.com www.SpecialtyHumanServices.com

Gresham & Associates, LLC. - Indianapolis 6602 E. 75th St., Ste. 450, Indianapolis, IN 46250 Phone: (317) 849-1860, Fax: (317) 849-6743 kkeymon@greshaminc.com www.insurewithgresham.com

Gridiron Insurance Underwriters, Inc.

6971 W. Sunrise Blvd., Ste. 104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 ddemott@gridironins.com www.gridironins.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Guardian Insurance Wholesalers, Inc. P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0347, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

Hagerty Insurance Agency, LLC

141 Rivers Edge Dr., Suite 200, Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com

Hall & Company

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 cengstrom@hallandcompany.com www.hallandcompany.com

HCC Specialty

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 685-1600, Fax: (925) 685-3638 jbechter@hcc.com www.hccspecialty.com

Fox Point Programs

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

Great American Insurance Group Executive Liability Division

GMI Insurance Services

HCC Specialty (MA)

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hcc.com www.hccspecialty.com

Gorst & Compass Insurance

Herbert H. Landy Insurance

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com For more info, check out our ad on page 5 (West)

94 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

HM Risk Group

P.O. Box 1702, Austin, TX 78767 Phone: (512) 827-9896, Fax: (512) 782-0403 ashley@hmriskgroup.com www.hmriskgroup.com www.insurancejournal.com

2014 Annual Program Directory Volume II – Alphabetical Directory of Markets Horizon E & S Insurance Brokerage

IPC

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Kevin Davis Insurance Services

2245 First St., Ste. 211B, Simi Valley, CA 93065 Phone: (805) 494-6553, Fax: (805) 494-6778 info@horizonsurplus.com www.horizonsurplus.com

Hotels & Resorts Insurance Program - CITA Insurance Services

Irving Weber Associates, Inc.

King Insurance Support Systems

Irwin Siegel Agency, Inc.

Lancer Indemnity Company

Izzo Insurance Services, Inc.

Lancer Insurance Company

J.M. Wilson

Lawyer’s Protector Plan ®

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

IAAC, Inc.

5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 431-1126 bbixby@iiabny.org www.iiabny.org

Indemnity Excess & Surplus Agency, Inc.

1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Independent Insurance Agents & Brokers California (IIABCal)

7041 Koll Center Pkwy., Ste. 290, Pleasanton, CA 94566 Phone: (800) 772-8998, Fax: (925) 484-6014 info@ibawest.com www.ibawest.com

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Insurance Innovators Group - 6 Offices Serve Nationwide

See Website for Addresses, Headquarters - Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurtec Tanning and Spa Insurance P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

International Excess Companies

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (216) 797-9700, Fax: (216) 797-9970 kennethkukral@intlxs.com www.internationalexcess.com

International Transportation & Marine Agency, Inc. 7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

www.insurancejournal.com

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (800) 243-1811, Fax: (888) 622-0414 info@iwains.com www.iwains.com

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lawyers.protectorplan.com

JLT Facilities, Inc.

LIG Marine Managers

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com www.elevatorinsurance.com

JM Associates / Burnham + Company One Bridge Plaza N, Ste. 445, Fort Lee, NJ 07024 Phone: (201) 585-6521, Fax: (201) 585-6590 Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Johnson & Johnson

P.O. Box 899, Charleston, SC 29402 Phone: (843) 577-1484, Fax: (843) 577-1584 pmb@jjins.com www.jjins.com

Joseph Chiarello & Company, Inc. Firearms Business Insurance Program 31 Parker Rd., Elizabeth, NJ 07208 Phone: (800) 526-2199, Fax: (908) 352-8512 info@jcinsco.com www.guninsurance.com

LIPCA Insurance

3042 Old Forge Dr., Ste. A, Baton Rouge, LA 70808 Phone: (800) 893-9887, Fax: (225) 927-3295 info@lipca.com www.lipca.com

Liquor Pak Insurance Programs 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 mindy@mjhallandcompany.com www.mjhallandcompany.com For more info, check out our ad on page 4 (West)

K&B Underwriters, LLC

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

K&K Insurance Group, Inc.

MacNeill Group, Inc., CMGA

KBK Insurance Group, Inc.

Mark D. Fredricksen Insurance Services

11800 Sunrise Valley Dr., Ste. 1400, Reston, VA 20191 Phone: (888) 760-3194, Fax: (703) 880-7520 info@kbunderwriters.com www.kbunderwriters.com 1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com 1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com 1600 E. Florida Ave., Ste. 208, Hemet, CA 92544 Phone: (800) 669-4347, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

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2014 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Markel Personal Lines

National Affordable Housing Program / Sandner Group

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Programs

4600 Cox Rd., Glen Allen, VA 23060 Phone: (804) 527-7622, Fax: (804) 965-1689 mnichols@markelcorp.com www.markelprograms.com

155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 tomeid@sandnergroup.com www.sandnergroup.com

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midlands Markel Specialty - Programs P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@markelcorp.com www.markelinsurance.com

3817 NW Expy, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com For more info, check out our ad on page 28 (National)

Markel Specialty Commercial

MiniCo Insurance Agency, LLC

MarketScout

Monarch E&S Insurance Services

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com 12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 markets@marketscout.com www.marketscout.com

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com 2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com For more info, check out our ad on page 3 (West)

National Indemnity Company

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

National Insurance Underwriters

800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com

National Interstate Insurance Company 3250 Interstate Dr., Richfield, OH 44286 Phone: (800) 929-1500, Fax: (330) 659-8907 marketing@NATL.com www.NATL.com

NBIS

2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

New Empire Group MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

MBA Insurance Agency of AZ, Inc. 8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

McClelland and Hine, Inc.

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-tx.com www.mhi-tx.com For more info, check out our ad on page 6 (South Central), page 3 (Southeast)

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

Metcom Excess

P.O. Box 90, Ridgefield Park, NJ 07660 Phone: (800) 521-1717, Fax: (201) 641-6566 submissions@metcomexcess.com www.metcomexcess.com

Monitor Liability Managers

2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008 Phone: (800) 446-2100, Fax: (847) 806-6282 contactus@monitorliability.com www.monitorliability.com

Motel Insurance Brokers, Inc.

766 N. Sun Dr., Ste. 1090, Lake Mary, FL 32746 Phone: (866) 387-8883, Fax: (800) 466-5074 info@motelinsurancebrokers.com www.motelinsurancebrokers.com

N-Surance Outlets, Inc. (Florida)

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com

N-Surance Outlets, Inc. (Georgia) P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

National Advantage Insurance Services, Inc. P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

96 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

Nonprofits Insurance Alliance of Calif. P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency, Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Norman-Spencer International, Inc. 150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Northern Star Management, Inc A Norman Spencer Company 92 E. Main St., Ste. 409, Somerville, NJ 08876 Phone: (908) 253-9484, Fax: (908) 253-9272 info@northernstarins.com www.northernstarins.com

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2014 Annual Program Directory Volume II – Alphabetical Directory of Markets Professional Liability Insurance Services, Inc. - Underwriting Facilities

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

O’Donovan & Associates, Inc.

3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737 Phone: (410) 423-4477, Fax: (410) 423-4478 jeremiah.donovan@odonovanassoc.net www.loggingins.com

Ohio E & S Agency, Inc.

5800 Monroe St., Bldg A, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 jeff.pearse@ohioeands.com www.ohioeands.com

OneBeacon Government Risks

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com

Oryx Insurance Brokerage, Inc.

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com

5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

Professional Program Insurance Brokerage

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property / casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, check out our ad on page 17 (National)

Platinum Program Managers & Insurance Services, Inc. 3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 danr@ppmins.com www.ppmins.com

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416 Phone: (952) 924-6973, Fax: (952) 922-5423 hstrommen@prohostusa.com www.prohostusa.com

Poindexter Surety Services

P.O. Box 37284, Raleigh, NC 27627 Phone: (919) 859-5294, Fax: (919) 834-7039 SuretyOne@poindextersuretyservices.com www.poindextersuretyservices.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (650) 780-4848 jkenny@mcgrawgroup.com www.psic-onespot.com 9666 Olive Blvd., Ste. 200, St. Louis, MO 63132 Phone: (800) 325-7390, Fax: (314) 692-0900 llash@pipinsure.com www.pipinsure.com

Professional Underwriters Agency, Inc.

ProHost USA, Inc.

Pacific Specialty Insurance Co.

Parcel Insurance Plan

371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

Preferred Property Programs 960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

PULIC Program - TDC Specialty Insurance Co. (FKA Professional Underwriters Liability Ins. Co.)

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com For more info, check out our ad on page 18 (National)

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Park Insurance Company

475 Park Ave. S, 23rd Fl, New York, NY 10016 Phone: (888) 727-5774, Fax: (212) 905-2608 info@parkinsuranceco.com www.parkinsuranceco.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc. P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program

Quaker Special Risk (Florida)

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 acarnagie@pfic.com www.pfic.com

Professional Governmental Underwriters

P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

PBS Insurance Underwriting Corporation

Professional Insurance Concepts (Formerly Crump Prof. Concepts)

303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 pbs@pbsinsurance.com www.pbsinsurance.com

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105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk (New Jersey) P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 97

2014 Annual Program Directory Volume II – Alphabetical Directory of Markets Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RPS Healthcare

Sloan Mason Insurance Services

RPS NIPC

Smith, Bell & Thompson, Inc.

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com

RealCare Insurance

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 vkloepping@relmark.net www.relmark.net

RISCO Insurance Brokerage, Inc.

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

RLI Insurance Company

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 inquiries@rlicorp.com www.rlicorp.com

RLI Specialty Programs

909 Lake Carolyn Pkwy, Ste. 800, Irving, TX 75039 Phone: (972) 481-1034, Fax: (972) 481-1099 Victor.Garcia@rlicorp.com www.rlicorp.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1005, Fax: (309) 589-3503 david.williams@rlicorp.com www.rlitransportation.com

RoamNet Insurance Marketing Programs 3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 aaronm@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS - Executive Lines Division

See Website - 50+ Locations, Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (312) 922-7563 contact_us@rpsins.com www.rpsins.com

RPS Bollinger Sports & Leisure 101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb.meslar@bollinger.com www.Bollinger.com

1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com 40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

South & Western General Agency, Inc.

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

RSI International, Inc. (Missouri)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

Russell Bond & Company, Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 mcarroll@safehold.com www.safehold.com

Sapphire Blue

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scottish American

17822 E. 17th St., Tustin, CA 92780 Phone: (714) 550-5050, Fax: (800) 378-8588 janet@scottishamerican.com www.scottishamerican.com For more info, check out our ad on page 103 (National)

Scrap Metal Shield Insurance Program P.O. Box 879, Gastonia, NC 28053 Phone: (704) 865-8584, Fax: (704) 866-9866 rwatson@watsoninsurance.com www.scrapmetalshield.com

Shelly, Middlebrooks & O’Leary, Inc.

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

98 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com For more info, check our ad on pg 3 (S. Central)

South Texas General Insurance Agency

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

Southwest Energy Underwriters, Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Special Markets Insurance Consultants, Inc. 10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate@specialmarkets.com www.specialmarkets.com

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com

Specialty Programs and Facilities Managers, Inc. (AmWINS) 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Sun Coast General Insurance Agency P.O. Box 30750, Laguna Hills, CA 92654 Phone: (949) 768-1132, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

Sunderland Insurance Services, Inc.

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

Superior Access Insurance Services

6500 River Place, Bld 5, Ste 100, Austin, TX 78730 Phone: (800) 272-7550, Fax: (888) 272-7550 info@superioraccess.com www.superioraccess.com

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2014 Annual Program Directory Volume II – Alphabetical Directory of Markets SURETY ONE, Inc.

5 W. Hargett St., 4th Fl, Raleigh, NC 27601 Phone: (787) 333-0222, Fax: (919) 834-7039 Undewriting@SuretyOne.org www.SuretyOne.org

SWBC

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

Terheggen/Malone Marine Insurance

U.S. Risk Insurance Group, Inc.

P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

The American Equity Underwriters, Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

The Hanover Insurance Group

UCA General Insurance Services

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

See website for addresses, Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com

The Insco Dico Group, an AmTrust Financial Services Company

Unifax Insurance Systems, Inc.

100 + years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on four continents.

The Insurancenter

Swett & Crawford

Synergy Professional Associates, Inc. 100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

T.H.E. Insurance Company

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley@inscodico.com www.InscoDico.com

USG Insurance Services, Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

USX/S

The McGowan Companies

Corporate HQ ; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

10 Tower Ln., Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 info@target-capital.com www.target-capital.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

Target Professional Programs (Formerly 5Star Professional)

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (312) 855-2042, Fax: (866) 720-5003 DTobin@TargetProIns.com www.TargetProIns.com

TCA, Inc.

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

Tejas American General Agency

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com For more info, check out our ad on page 3 (National)

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V3 Insurance Partners, LLC

van Wagenen Financial Services

TAPCO Underwriters, Inc.

Target Insurance Services

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net 115 Pheasant Run, Ste. 218, Newtown, PA 18940 Phone: (215) 600-0700, Fax: (215) 475-3959 don.barrand@v3ins.com www.v3ins.com

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com 3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

6483 City West Pkwy, Eden Prairie, MN 55344 Phone: (800) 437-5171, Fax: (952) 833-9416 sales@vanwagenen.com www.vanwagenen.com

The Mechanic Group, Inc.

VFIS

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

TitlePac, Inc.

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

Topa Insurance Company

1800 Avenue of the Stars, 12th Fl, Los Angeles, CA 90067 Phone: (800) 949-6505, Fax: (310) 843-9409 gheatherington@topa-ins.com www.topains.com

Transpac Managers, Inc.

8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com

Trinity Transportation Services

43 Knight Boxx Rd #2, Orange Park, FL 32065 Phone: (904) 213-9518, Fax: (904) 278-7794 trish@ttsins.com www.ttsins.com

VGM Specialty Underwriters

16011 College Blvd., Ste. 203, Lenexa, KS 66219 Phone: (800) 203-3233, Fax: (866) 469-1177 tina.wolff@vgmsu.com www.VGMSU.com

Victor O. Schinnerer & Company

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

W.A.Schickedanz Agency, Inc.

300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com

Western Experts in Transportation P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

December 1, 2014 INSURANCE JOURNAL-NATIONAL REGION | 99

2014 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Western Security Surplus Insurance Brokers, Inc.

595 E. Colorado Blvd., Ste. 810, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 kstevens@wssib.com www.wssib.com For more info, check out our ad on page 8 (West & South Central)

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com, croeder@westernsruplus.com www.westernsurplus.com

Winery Pak Insurance Programs

Worldwide Facilities, Inc. - All Offices

Woodus K. Humphrey & Co. (AmWINS)

Wrap Up Insurance Solutions

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

See Website for Locations Headquarters - Los Angeles, CA Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com 16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@trekadmin.com www.trekadmin.com

Wildlife Insurance Underwriters, LLC 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

Williams & Stazzone Insurance Agency, Inc. 99 N. Atlantic Ave., Cocoa Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

Willis Programs

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3000, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Advertisers Index

Readers, browse, contact, or do product searches on any of our full page advertisers at:

www.insurancejournal.com/adshowcase/ Abram Interstate www.abraminterstate.com W2 Agency Ideas www.agencyideas.com 33 Anderson & Murison, Inc. www.andersonmurison.com 37 Applied Underwriters www.applieduw.com 4, 5, 104 Atlas General Insurance Services www.atlas.us.com W6; SE1; M3 Burns & Wilcox Ltd. www.burnsandwilcox.com 15 Community Association Insurance Soultions, LLC 51 www.MGAlive.com EMC Insurance www.emcins.com 27, 29 Frenkel & Company www.cosmeticinsurance.com 14 Fujitsu www.fcpa.fujitsu.com 19 Gorst & Compass Insurance www.gorstcompass.com W5 Great American Insurance Group www.GreatAmericanELD.com 25 IHG Insurance www.ihginsurance.com 31 IICF www.iicf.org 101 Independent Insurance Agents of Texas www.iiat.org SC5 M.J. Hall & Company, Inc. www.mjhallandcompany.com W4 McClelland & Hine www.mhi-tx.com SC6; SE3 Midlands Management Corporation www.midlandsmgmt.com 28

100 | INSURANCE JOURNAL-NATIONAL REGION December 1, 2014

Monarch E & S Insurance Services www.monarchexcess.com W3 MyPath www.theinstitutes.org 2 Oak & Associates www.oakandassociates.com 30 PersonalUmbrella.Com www.personalumbrella.com 7 Philadelphia Insurance Companies www.phly.com 17 PULIC www.pulic.com 18 Scottish American www.scottishamerican.com 103 South & Western www.southandwestern.com SC3 State Compensation Insurance Fund www.scif.com W1 Tejas American General Agency www.taga1.com 3 The Hartford www.privatecompanyinsurance.com 12, 13 The Institutes www.theinstitutes.org 9 The Sullivan Group www.gjs.com 3; SC7 Western Heritage Insurance Company www.westernheritageins.com 35 Western Security Surplus www.wssib.com W8; SC8

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Save the Date! IICF Women in Insurance Global Conference returns to New York City, June 17 – 19, 2015

Empowered to Change – Women in Insurance Global Conference 2015 In June 2013, the Insurance Industry Charitable Foundation (IICF) launched the Women in Insurance Conference Series with the first multi-day global conference directed to women in the insurance industry. In June 2014, IICF hosted four one-day regional women’s forums. Over 1,300 professionals representing 33 states and over 200 companies attended. The response has been overwhelming, and the series continues.

Explore, Network, Enrich...and Grow

www.womensconference.iicf.org

IDEA EXCHANGE

Closing Quote

A New Year, A New Congress

By Nat Wienecke

ooking ahead to the next Congress, the Dodd-Frank Act faces renewed scrutiny, including the Financial Stability Oversight Council process and the lack of transparency and quantitative analysis before making decisions. As a result of the Dodd-Frank Act’s fundamental reaffirmation of the state insurance regulatory system, the property/casualty insurance sector has become even stronger while the regulatory system has evolved to meet new challenges and incorporate new ideas. But some troubling issues have also begun to emerge from Dodd-Frank that might create outcomes that run counter to the best interests of American insurers and consumers. The U.S. insurance market is still the world’s largest country insurance market and is characterized by unmatched competition and consumer protection. This strength persists, despite the fact that between 2010 and today, the industry had years where it sustained record losses. Since the passage of Dodd-Frank, the state regulatory system has evolved to meet changing demands. Model legislation is being adopted by the states on holding company regulation, new assessment tools and reinsurance collateral. The National Association Insurance Commissioners (NAIC) is updating its corporate governance and market conduct regulation to assure both effectiveness and efficiency. Internationally, the states directly and through the

98 | INSURANCE JOURNAL-NATIONAL December 1, 2014

NAIC have regularly convened and participated in international supervisory colleges and lent their unmatched expertise to international regulatory discussions at the International Association of Insurance Supervisors (IAIS) and other forums. This record of success is a powerful validation of the wisdom of Congress’ belief in, and support for, the U.S. state-based insurance regulatory system as reflected in Dodd-Frank. However, some problems have emerged from DoddFrank that need prompt attention. The new authority given to the Federal Insurance Office (FIO) and the Federal Reserve Board (the Fed) and their involvement in international forums — along with the NAIC — means that the U.S. often speaks with many conflicting voices instead of one voice. In many cases our U.S. federal representatives have very different agendas from our state regulators, undermining our U.S. negotiating strength overseas. Increasingly, overall direction on international insurance regulatory matters, far beyond systemic risk, has been assumed by the secretive Financial Stability Board (FSB), on which the U.S. is represented by the Treasury Department, the Fed, and the Securities Exchange Council, but not the states. As examples of its far ranging activity, the FSB recently directed the IAIS to develop capital standards, involved itself in day-to-day insurance regulatory issues such as resolution and enterprise risk management, and conducted a “peer review” of the U.S. which was critical of the states and supportive of an increased federal role. Most telling, however, was FIO’s recent support for, and the Fed’s neutrality on, actions by the IAIS to implement a new closed door policy that will negatively affect all U.S. interested parties — companies and consumers, alike. Reflecting their transparent policies and traditions when compared to the federal A review of Doddagencies, the NAIC and Frank by the new the states opposed this action, and found strong Congress is in order. bipartisan support in the House of Representatives, the U.S. Senate, and among state legislators. Examples of other critical issues where federal agencies have acted inconsistent with the states include the push for a global capital standard, reinsurance collateral, and increased group supervision. While we expect the new Congress to continue to focus on keeping the U.S. economy stable, a review of Dodd-Frank is in order, especially in regard to its few, but important, departures from adherence to the proven effective state-based insurance regulatory system. Wienecke is senior vice president, federal government relations for the Property Casualty Insurers Association of America.

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