Insurance Journal West 2015-06-01 by Insurance Journal

WEST Hospital’s Suit Against Scope Maker Gym Sued Over Dad’s Heart Attack Staffing Agencies and Workers’ Comp

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Inside This Issue

On The Cover

Special Report:

2015 Program Directory, Volume I

June 1, 2015 • Vol. 93 No. 11 • West

NATIONAL COVERAGE

WEST COVERAGE

IDEA EXCHANGE

10 NCCI State of the Line Report Reveals Positive Outlook for Workers’ Comp

W2 Beer Bikes Bill Advances in California Legislature

86 22 Reasons Why Salespeople Don’t Make More Sales

W2 Family Sues Southern California Gym Over Dad’s Heart Attack

88 Best of the Best: Developing Niches

W2 Washington Hospital Joins ‘Superbug’ Suit Against Scope Maker

90 The Competitive Advantage: Chris Burand

14 Spotlight: 10 Things to Know About Financial Institutions 16 Dog Bites and Homeowners Insurance 18 Companies Let Most Tech Assets Go Unprotected: Aon/Ponemon

W3 California Court Says Staffing Agencies Can’t Self-Insure Workers’ Comp

92 Closing Quote: Is Insurance Industry Falling in Love With Technology Again?

20 Closer Look: Top 10 Challenges Directors & Officers Face in 2015 24 Special Report: Brokers, Insurers Ready to Tackle Small Business Market 28 Market for Drone Insurance to Take Off in Next 5 Years 29 2015 Program Directory, Vol. I

6 | INSURANCE JOURNAL-WEST June 1, 2015

DEPARTMENTS W4 People 11 Declarations 11 Figures 12 Business Moves 89 MyNewMarkets

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Opening Note

Publisher Mark Wells | mwells@wellsmedia.com

Turbulence Ahead

he workers’ compensation industry fared well in 2014. Net written premium for workers’ compensation continued its upward trend, with 2014 marking the fourth consecutive year of premium increases. According to the National Council on Compensation Insurance (NCCI), the preliminary estimate for 2014 net written premium is $38.5 billion. This represents growth of 4.6 percent over the 2013 premium level and a similar increase to the 4.5 percent growth observed in 2013. NCCI’s preliminary estimate of the 2014 net combined ratio for workers’ compensation also suggests improvement. NCCI’s combined ratio estimate of 98, if realized, would be the industry’s first underwriting gain since 2006. That’s good news for the workers’ comp line but NCCI analysts warn the future may be more turbulent. Today, the workers’ compensation system is being challenged by a number of external forces, including the courts, the press, and even the Occupational Safety and Health Administration (OSHA), wrote Stephen J. Klingel, president and CEO of NCCI, in the recently released NCCI “State of the Line Report.” “We’ve seen a number of court cases involving ‘These recent challenges are workers’ compensation. nothing new for an industry In Florida and Oklahoma, that has existed for more recent cases have focused directly on challenges to than 100 years.’ the fundamental principle of the exclusive remedy compact, which has been the bedrock of workers’ compensation.” And in other areas of the country states are facing calls for increases in benefit levels. “While there is nothing inherently wrong with advocating for greater benefits, those decisions should not be made without a balancing consideration of increased costs and who will pay,” Klingel wrote. To address the benefits concern, Klingel says that some advocates are even calling for a new national commission on workers’ compensation — similar to the commission created in 1972. NCCI analysts expect 2015 to bring more activity for workers’ compensation legislation across a broad range of topics. But that’s nothing the industry can’t handle, Klingel says. “These recent challenges are nothing new for an industry that has existed for more than 100 years,” Klingel wrote. “When the system has needed to change in the past, we have made the necessary changes to ensure that workers’ compensation insurance remains both viable and available. And we will meet the new challenges in the same way.”

Andrea Wells Editor-in-Chief 8 | INSURANCE JOURNAL-NATIONAL June 1, 2015

EDITORIAL Chief Content Officer Andrew Simpson | asimpson@insurancejournal.com Editor-in-Chief Andrea Wells | awells@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Senior Editor Susanne Sclafane | ssclafane@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Chris Burand Contributing Writers Kara Altenbaumer-Price, Margery A. Beck, John Graham, Jamie Macgregor SALES Chief Marketing Officer Julie Tinney (800) 897-9965 x148 | jtinney@insurancejournal.com Sales Manager Lauren Knapp (800) 897-9965 x161 | lknapp@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 | dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 | mtrammell@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 | hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 | dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Ly Nguyen (800) 897-9965 x125 | lnguyen@insurancejournal.com MARKETING/NEW MEDIA Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 x120 | eburns@insurancejournal.com New Media Producer Bobbie Dodge | bdodge@insurancejournal.com DESIGN/WEB Chief Technology Officer/Chief Innovation Officer Joshua Carlson | jcarlson@insurancejournal.com V.P. of Design Guy Boccia | gboccia@insurancejournal.com Audience Development Elizabeth Duffy | eduffy@wellsmedia.com Marketing Director Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com IJ ACADEMY OF INSURANCE V.P. of Education Chris Boggs | cboggs@ijacademy.com Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com ADMINISTRATION Chief Executive Officer Mitch Dunford Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com

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News & Markets NCCI State of the Line Report Reveals Positive Outlook for Workers’ Compensation Market By Denise Johnson

he workers’ compensation industry had a pretty good 2014 in which its combined ratio improved for the third consecutive year, premium grew for the fourth consecutive year, and claim frequency declined about two percent. But the results in 2014 were not enough to relax officials at the industry’s rating and statistical organization, the National Council on Compensation Insurance (NCCI). The “State of the Line Report,” released during NCCI’s Annual Issues Symposium held in Orlando, Fla., in May, described the current state of the industry as “calm now … but turbulence ahead.” The most recent results show that 2014 was a good year for the industry — and that follows solid results in 2013, said NCCI President and CEO Steve Klingel. “It would be great if these results marked the beginnings of a new trend line, but ours is a business that runs in cycles. And despite the current calm conditions, we are anticipating turbulence ahead.” NCCI says that among the challenges facing the workers’ compensation industry are that claim severity increased slightly more than inflation measures for indemnity and medical costs and a continuing low-interest-rate environment threatens investment results over the long term. Also, while premium volume continues to increase, construction and manufacturing employment totals remain well below pre-recession levels, which is restraining even higher premium growth rates. But not all industries faltered during the recession. Kathy Antonello, NCCI’s chief actuary, outlined the report’s latest findings and provided an example of the recession’s impact on the clerical/professional class payroll, the largest payroll class. Between 2004 and up to the recession in 10 | INSURANCE JOURNAL-NATIONAL June 1, 2015

2008 there was an increase in payroll, she said. That increase remained evident for instructional/medical professions during the recession, she added. Fast food/restaurants and telecommuters are two other classes that also showed marked growth during the recession. Results Private carrier net written premium across all property/casualty lines of insurance increased by $19.6 billion in 2014 to a total of $496.6 billion, Antonello said. Workers’ compensation, in particular, increased by 4.6 percent, driven primarily by an increase in estimated payroll. Workers’ compensation showed improvement in net combined ratio, coming in at 98 percent. “Certainly, this underwriting cycle was milder than the last,” Antonello said. Net incurred losses to earned premium came in at 58 percent, a drop of three points from 2013. Antonello said this was the “largest con-

tributor the to drop in combined ratio.” Workers’ comp net incurred loss adjustment expense (LAE) to earned premium remained flat at 14 percent. Net incurred LAE to incurred losses revealed an increase from 2013 to 25 percent, the highest recorded since 1998. Antonello said the driver was an increase in defense and cost containment expenses. Other lines’ combined ratios increased partly as a result of an increase in catastrophe losses, said Antonello. Overall combined ratios under 100 have only occurred in five of the last 30 years. Net investment income has fallen every year since 2011, she said, noting that 2014 came in at 11.5, down 1 percent from 2013. Between 1985 and 2013, the average has been 15.2 percent. According to Antonello, the embedded yield remains higher than new money yield, which has declined for the past 30 years. Private carrier premium to surplus ratio is at a historic low, which indicates a well-capitalized market. www.insurancejournal.com

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News & Markets Beer Bikes Bill Advances in California Legislature

Family Sues Southern California Gym Over Dad’s Heart Attack

alifornia lawmakers have advanced a bill that would allow so-called beer bikes to operate on streets, but leaves cities to decide if alcohol is allowed on board. The Senate in late May unanimously passed the bill by Sen. Richard Pan, a Sacramento Democrat. SB530 would create a vehicle safety standard for a growing new crop of bike buses that allow up to 15 people to pedal at slow speeds. Beer bikes have been popping up in Sacramento and San Diego as a riding tour, often with stops at bars and restaurants. Pan says current state law does not include a definition for this type of vehicle, creating legal uncertainties. The bill, which would let local governments decide if alcohol can be served on board, advances to the Assembly. Copyright 2015 Associated Press.

Suit Filed Over Oregon Worker Who Died After Using Bucket as Toilet

Washington Hospital Joins ‘Superbug’ Suit Against Scope Maker

elatives of an Oregon worker who died from carbon monoxide poisoning while defecating in the back of a company truck seek $4 million in a lawsuit filed against the man’s former employer and four other companies. The suit filed last month says 22-year-old Andrew Lane suffered from irritable bowel syndrome. On May 13, 2014, he was on a crew working on a home near Portland. Lane’s employer, Superior Home Maintenance, provided a bucket in the truck for employees to use at work sites that lacked facilities, according to the lawsuit and documents from Oregon OSHA, which investigated the death. The workers lacked permission to use the bathroom at the house, and the nearest off-site toilet was eight minutes away, according to OSHA report. Lane needed a toilet and while in the truck, carbon monoxide from the gas-powered pressure washer filled the vehicle. Co-workers found him unconscious and he was pronounced dead at the scene. A report says the crew visited a restaurant 20 minutes before Lane entered the truck to use the bucket. Copyright 2015 Associated Press. W2 | INSURANCE JOURNAL-WEST June 1, 2015

Los Angeles gym is facing a lawsuit from the three kids of a man who had a heart attack and died while working out. Marc Palotay’s son and two daughters filed the lawsuit in May seeking automatic defibrillator because they say the gym didn’t have an automatic defibrillator as required by a 2007 state law. The lawsuit says Palotay was working out on the morning of March 20 when he had a minor heart attack that turned fatal because he wasn’t treated with a defibrillator until emergency medical personnel arrived. Gym manager Sean Bernig says the gym did have an AED, and that the man’s trainer was an independent contractor responsible for getting him help. Palotay also signed a liability waiver as part of his membership. Copyright 2015 Associated Press.

Seattle, Wash., hospital has joined a lawsuit against the manufacturer of endoscopy medical scopes linked to a “superbug” outbreak at the medical center, claiming the company, Olympus America Inc., put patients’ lives at risk by failing to disclose design flaws. Between 2012 and 2014, at least 32 patients at Virginia Mason Medical Center were infected with strains of E. coli bacteria spread through contaminated scopes that had been sterilized to the manufacturer’s guidelines, according to state health officials. At least 11 died, though the role of the superbug in their demise was unclear, Washington state public health officials said. In March, the wife of one of the deceased, Theresa Bigler, filed a suit against Olympus, saying her husband, Richard, died in 2013 from pancreatic cancer and an E. coli bacteria infection contracted from one of the company’s faulty scopes. Virginia Mason said it had joined Bigler’s suit because Olympus America knew of the problem with its duodenoscopes. Bigler’s original suit also named Virginia Mason for not to telling people the scopes might have been infected. It took hospital officials two years to pinpoint the source of the contamination. Copyright 2015 Reuters. www.insurancejournal.com

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News & Markets California Court Says Staffing Agencies Can’t Self-Insure Workers’ Comp By Don Jergler

California Court of Appeals has upheld the state’s decision to exclude temporary staffing agencies from self-insuring for workers’ compensation, a ruling that upholds one of the provisions in the state’s sweeping workers’ comp reform law passed in 2012. The Court of Appeal issued its ruling in mid-May in a case that had one of the state’s largest temp agencies and the Department of Industrial Relations squaring off against each other. The ruling upheld a trial court’s finding that disagreed with Irvine, Calif.-based pro rata share of the funding to meet the Kimco Staffing Services Inc.’s claims that obligations of an insolvent self-insurer. temp agencies are being treated differently Not much is known for the reasoning than other companies. behind some of the language in SB 863. Kimco alleged that the state is violating The law was hammered out between labor its Fourteenth Amendment right to equal and a few large employers. The process protection. of getting SB 863 drafted and through the However, the appellate court denied Legislature was largely a 12th hour, backthe appeal, noting “a rational basis exists door affair. Insurers weren’t involved in for treating” staffing companies differentthe talks, which were kick-started by Gov. ly from other employers with respect to Jerry Brown and overseen by the DIR. SB self-insurance. 863 established a system of independent Senate Bill 863, the workers’ comp medical review, addressed lien payments reform bill passed in 2012, prohibits temand raised permanent disability payments. porary services employers and leasing There have been several studies citemployers from self-insuring their workers’ ing the effectiveness of the law in reducing comp. costs within the system, although there The court reasoned that the Legislature have been some who have said the proincluded this prohibition because these jected savings touted companies “can draby those in favor of the matically change the ‘It’s almost easier to reforms may fall short. scope of their workers’ convict someone of Nicholas compensation risk by murder and send them P.Attorney Roxborough, with adding new clients and Roxborough Pomerance new employees, but the to jail than win an self-insurance deposit equal protection case.’ Nye & Adreani, represented Kimco in the would not be adjusted appeal. until the subsequent year.” Roxborough said the court’s reasoning Defendants, who were represented by about the Legislature’s intent for preventing DIR attorneys, argued that when a self-instaffing companies from self-insuring was sured employer’s security deposit is insufa stretch, and that merely a theory of why ficient, the obligation for the loss falls on the Legislature may have acted in a certain the Self-Insurers’ Security Fund and other way was all that was needed to decide self-insured employers could be charged a www.insurancejournal.com

against his client in this type of case. “It’s almost easier to convict someone of murder and send them to jail than win an equal protection case,” Roxborough said. Roxborough hired renowned legislative researcher Carolina Rose to comb through the records of the process of SB 863’s passage and the law’s language, and she found no evidence that the Legislature intended to exclude staffing companies because they tend to add workers so quickly. Roxborough believes the move to prevent staffing companies from self-insuring may have been politically motivated. “It looked as if the unions didn’t like staffing companies because they don’t unionize,” he said. DIR spokeswoman Erik Monterroza answered an email query for comment from the department on the decision with: “The court’s opinion speaks for itself.” She did not respond to follow up questions. Roxborough said he hadn’t spoken with his client yet about the possibility of taking the case to the California Supreme Court, which could decide to hear the case or ignore the request. The case is Kimco Staffing Services Inc. et al. v. The State of California et al., case number B257258, in the Court of Appeal of the State of California, Second Appellate District. June 1, 2015 INSURANCE JOURNAL-WEST | W3

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People Stacy Juelfs

Christine Oliver

Stephanie Barnes

The Main Street America Group has named Stacy Juelfs sales director for its Western region. Prior to joining Main Street America in 2013 as a business management executive for the Montana and Western South Dakota territories, Juelfs held sales and management roles at The Travelers and Payne Financial Group. The Main Street America Group is a mutual insurance holding company that writes business through its property/ casualty insurance carriers. Capital Insurance Group has named Christine Oliver as agency development manager in its California Bay Area territory. She will work primarily with agents in the East Bay, Monterey Peninsula and the Salinas Valley to maximize ease of business and agency compensation. Oliver began her 25-plus year career in workers’ compensation. She also has been an insurance buyer with an international corporation, a self-insured claims manager and a professional liability underwriting manager. CIG is a regional property/casualty insurer serving the Western U.S. Leavitt Group of Boise has named Stephanie Barnes a commercial account manager in Idaho. Barnes has 26 years of experience. She specializes in insurance for municipalities, professional offices, retail operations, construction, and those in the service industry. Barnes has assisted in developing 13 new independent agencies over her career. Leavitt Group is a privately-held insurance brokerage.

Courtney Pino

Edgewood Parterners Insurance Center has added Courtney Pino as a commercial insurance broker/producer. EPIC has also named Myesha Lamison director of benefits technology as a part of EPIC’s employer services platform team. Pino will be responsible for new business development and the design and management of insurance and risk management programs for her clients. She will report to Tom McCready, managing principal of EPIC’s Sacramento region property/casualty operations. Pino joins EPIC from Applied Business Solutions, a Renobased Professional Employer Organization, where she was as a human resource business partner. Lamison will be based in EPIC’s San Francisco office and report to John Gaffney, operations director of EPIC’s employer services platform. Lamison leads the technology solutions team, working with clients and EPIC account teams across the country. W4 | INSURANCE JOURNAL-WEST June 1, 2015

Lamison has experience in benefits, human resources management system and payroll administration. Before EPIC, Lamison worked in the benefits industry for more than 15 years, including most recently as benefits program manager at Zenefits, as well as prior roles at United Healthcare and TriNet. San Francisco, Calif.-based EPIC offers commercial property/casualty, employee benefits, specialty program insurance and private client services. Worldwide Facilities Inc. has named Marvin Altamirano a property broker in Southern California. Altamirano has more than nine years of experience in placing complex property risks. He has worked as a property broker since 2006. At Worldwide Facilities he will continue to specialize in excess and surplus lines property placements. Worldwide Facilities is a national wholesale broker and managing general agent. Equity Risk Partners has named Kirk Gilleland a senior vice president in property/casualty in the firm’s San Francisco office. Gilleland has more than 20 years of experience in mergers and acquisitions due diligence, risk assessment, cash flow analysis and P/C underwriting. Most recently Gilleland served as practice leader of mergers an acquisitions risk management for AHM Financial Group. Before that Gilleland spent more than 10 years at Hartford Insurance, Marsh & McLennan and Aon Risk Services in similar capacities. Equity Risk Partners is a risk management and employee benefits brokerage. Wells Fargo Insurance has named Steve Anderson managing director for the San Francisco Bay Area region. Anderson will lead business development, cross-sell, and sales for Wells Fargo’s four insurance offices. He is based in San Francisco, and will report to Sam Elliott, regional managing director for Wells Fargo Insurance’s West region. A 15-year company veteran, Anderson joins Wells Fargo Insurance from the Wells Fargo Corporate Banking group, where he recently served as the division head and executive vice president of the West region. Previously, he was regional vice president for the Pacific Northwest. Anderson also served in several leadership positions at Bank of America and Security Pacific Merchant Bank prior to joining Wells Fargo. Wells Fargo Insurance is part of Wells Fargo & Company Wells Fargo & Co. www.insurancejournal.com

NATIONAL COVERAGE

FIGURES

$500,000

The estimated damage to a 500 Festival Parade float from a fire at a warehouse where the float for the Children’s Museum of Indianapolis was being stored. Parade officials say the float is likely a total loss. A 1997 fire in the same warehouse destroyed 10 of 14 floats built for that year’s parade.

DECLARATIONS

148

The number of dog bite-related injury claims that State Farm received from homeowners and renters insurance policyholders in New York in 2014. State Farm said it paid out $8,094,161 in total for those 148 claims.

Listen Safely

“The whole thing just got so lost, you know. So the audience, honestly, most of the time when I’m talking, they’re just talking to each other and they don’t listen.”

— A bus driver told National Transportation Safety Board investigators he did not show a six-minute safety video, which includes a description of emergency exits, and did not remember if he told students how to escape the bus before a collision with a tractor-trailer in California last year that resulted in a fire and killed 10.

‘Click It or Ticket’

“The evidence is inarguable — seat belts save lives.”

$1.4 Million

Is what a jury ordered a former nurse and a Provo, Utah, care facility to pay for the death of a man who was given the wrong medications. Seventy-one-year-old Jack Adams died in 2010 two days after his nurse Camille Jensen reportedly gave him multiple medications meant for another patient.

The number of years in prison to which Dallas homebuilder, Edward Adrian Abraham, was sentenced for falsely reporting more than $250,000 in stolen materials. Prosecutors say Abraham, operating as Park Cities Development Inc., filed bogus police reports and sent fake invoices to insurance companies to support his claims. He later admitted that no building materials were stolen.

— N.Y. Governor Andrew Cuomo during his May 15 announcement launching a statewide crackdown on drivers and passengers caught without a buckled seat belt or transporting unrestrained children, as part of the national “Click It or Ticket” campaign from May 18-31. In 1984, New York was the first state to pass legislation requiring seat belt use.

Bank and Trust

“We think that the jury ruled for Mrs. Morriss because the evidence demonstrated the bank failed to live up to the most basic obligation to take care and safe-keep the assets of the trust.”

— Jim Bennett, attorney for Barbara Burton Morriss of Missouri who sued Wells Fargo Bank alleging it mismanaged her family trusts, costing her tens of millions of dollars. A Missouri jury agreed and awarded her $77 million in damages.

Beauty Breach

“We are working diligently to address the issue and to care for any customers who may have been affected by the incident.”

$33.5 Million The amount of the settlement reached between Miami Dade College and the contractor and subcontractors who built a collapsed parking garage at the school’s Doral Campus in 2012. Four people were killed and seven were injured when the structure collapsed during construction. As part of the agreement, the college will receive $26.5 million to demolish the old structure and build a new, safe parking garage. The $7 million the school still owed the contractors for the garage was waived. www.insurancejournal.com

— Sally Beauty Holdings Inc. CEO Chris Brickman, after the company in mid-May confirmed it had suffered a data breach, the second in just over two years. The Denton, Texas-based beauty products seller notified customers that it was investigating reports of unusual activity on payment cards used at some U.S. locations.

One Size Doesn’t Fit All

“We are concerned that taking a uniform regulatory approach that treats insurers more like banks may actually encourage new risk-taking in the insurance industry.”

— Florida Insurance Commissioner Kevin McCarty in testimony before U.S. lawmakers on April 28 and 29. McCarty spoke on both domestic and international insurance issues, stressing the importance of keeping insurance regulations decided by individual states rather than taking a “one-size-fits-all” approach.

June 1, 2015 INSURANCE JOURNAL-NATIONAL | 11

NATIONAL COVERAGE

Business Moves Cross Insurance, Schonning Insurance Cross Insurance, an independent insurance agency based in Bangor, Maine, has acquired Schonning Insurance, an independent agency in Westerly, R.I. Terms of the transaction were not disclosed. Currently owned by President Stephen Schonning, the family-owned agency was established in 1987. Schonning Insurance and the firm’s six employees, including President Stephen Schonning, will continue to operate as Schonning Insurance, and ultimately transition and operate under the Cross Insurance brand. Confie Seguros Confie Seguros, based in Huntington Beach, Calif., has acquired three new insurance brokerages in Buffalo, N.Y. Terms of the transactions were not disclosed. Confie acquired three agencies all providing auto insurance — Able Insurance Agency; Linda’s Able Insurance; and BeckerAble Agency Inc. The three former owners will continue with Confie as part of the company’s focus to maintain consistency of management, Confie said. NFP, Hackett Valine & MacDonald NFP, based in New York City, announced its acquisition of Hackett Valine & MacDonald Inc. (HVM), an independent insurance agency in South Burlington, Vt. Terms of the transaction were not disclosed. HVM offers personal and commercial insurance services and employee benefits capabilities for companies in a range of industries. HVM’s leadership team will remain in place, with Michael Walsh transitioning to managing director for NFP’s New England region, reporting to Terrence Scali, CEO, NFP Property & Casualty. Timothy Ford will continue as director of sales, focused on employee benefits, and Richard Bazluke will serve as finance director. 12 | INSURANCE JOURNAL-NATIONAL June 1, 2015

AssuredPartners, JRO AssuredPartners Inc. has acquired Jones, Raphael & Oulundsen Inc. (JRO), an independent insurance agency based in New Britain, Conn. Terms of the transaction were not disclosed. JRO will continue to operate under the local leadership of Vice President Richard Oulundsen and Vice President Garret Ratcliffe. ANE, Liberty Insurance Associates ANE (Agency Network Exchange LLC), a network of independently owned and operated insurance agencies, announced that Liberty Insurance Associates Inc., an independent agency based in Millstone Township, N.J., has become an equity partner and a part owner of ANE. Missouri General, Richmond, Keystone Insurers Group St. Louis, Mo.-based agency Missouri General Insurance Agency has become a franchise partner in Keystone Insurers Group, headquartered in Northumberland, Pa. Missouri General offers business and personal insurance, and benefits and financial services. Keystone also announced an expansion in Kentucky with the addition of a new franchise partner in Maysville. Richmond

Insurance Agency of Kentucky is the 25th independent insurance agency in the state to join Keystone. Richmond Insurance Agency will continue to be led by President Eric Schumacher. Located on the Ohio River in Mason County, Richmond Insurance Agency of Kentucky was established in 1995. Integro, Energy Insurance Brokers Integro Ltd., based in New York City, announced an addition to its Trade & Logistics practice with the acquisition of Energy Insurance Brokers (EIB) in East Greenbush, N.Y. Financial details of the transaction have not been disclosed. Established in 1989, EIB specializes in trucking and energy risks. EIB founder Michael Reilly and his staff will join Integro’s Trade & Logistics practice. Risk Strategies, Northwest Comprehensive Boston-based Risk Strategies Co. has acquired Northwest Comprehensive Inc., a full service employee benefits insurance brokerage and consulting firm headquartered in Chicago. John Cerasani, Northwest Comprehensive president and founder, will continue to manage Northwest Comprehensive. In addition, he will also assume the role of the Risk Strategies Midwest Employee Benefits practice leader. USI, BBVA Compass USI Insurance Services has acquired the personal risk services business of BBVA Compass Insurance Agency Inc. The accounts, homeowners, automobile, umbrella and other recreational policies, will be combined into the USI Phoenix, Ariz. operations. EPIC, Sorci Insurance Edgewood Partners Insurance Center has acquired Sorci Insurance Brokerage Inc., a specialist in providing comprehensive workers’ compensation insurance services to new car auto dealers in California. Sorci Insurance Brokerage is based in Los Gatos, Calif. www.insurancejournal.com

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SPOTLIGHT

Professional Liability 10 Things to Know About Financial Institutions 1. Financial institutions are increasing-

ly being scrutinized by regulators, both federal and state, about their safeguards to protect sensitive customer information. These regulatory inquiries are not only focused on the banks’ internal data protection protocols and procedures but also extend to questioning whether a financial institution purchases privacy/cyber liability insurance. — William Goett, managing principal, Integro USA Inc.

2. Financial institutions have a

unique set of insurance coverages available to them to address the specialized aspects of their operations. These include coverages such as mortgage impairment (to protect a bank’s collateral interest in real property), all risk physical loss or damage to cash and securities (to protect against loss while these assets are in transit or at rest), safe deposit box liability (to protect against customer claims of negligence while their property is stored in a bank vault) and master trust (which is essentially a group homeowners policy to protect real property when the bank is serving in a fiduciary capacity as the trustee of that property). — William Goett, managing principal, Integro USA Inc.

3. In the post-financial crisis environment, financial institution directors and officers are under heightened scrutiny from regulators and shareholders, creating a need for broad D&O insurance coverage that provides regulatory investigations coverage and personal asset protection. — Robert Meyers, property/casualty leader, USI Insurance Services

4. Another significant challenge for finan-

cial institutions is reputational damage due to various incidents, including management practices and data security breaches. As such, insurance solutions that offer financial institutions and their leaders with 14 | INSURANCE JOURNAL-NATIONAL June 1, 2015

reputational damage coverage are of critical importance. — Robert Meyers, property/casualty leader, USI Insurance Services

5. Insurance and risk management

solutions for financial institutions have evolved significantly over the past two decades and more recently, the past few years, in line with new and emerging risks, changing market complexities and tightening regulation. Escalation in cybercrimes has led to the creation of a robust cyber insurance market in recent years. Cyber exposures are further exacerbated by the dramatic move from bricks and mortar banking to personal device and online banking. In addition, corporate network breaches, which were rare occurrences a decade ago, have become commonplace. — Robert Meyers, property/casualty leader, USI Insurance Services

6. There’s an interesting paradigm shift

underway in the financial institutions space that’s really changing the risk landscape for banks, asset managers and financial technology companies. Institutions are focusing more on regulatory capital requirements, while technological advances challenge the way traditional players interact with customers. Meanwhile, demographic and behavior changes are creating a new generation of customers with different expectations of financial institutions. — Michael O’Connell, Financial Institutions Industry leader, Willis North America

7. In addition to financial risks such as

those resulting from interest rate exposure, banks are worried about risk of losses from cyber intrusions. And beyond the institution, board members themselves face

exposure should a customer sue because of ID theft or similar loss. This concern was demonstrated in the results of the second annual Travelers Business Risk Index released in May. Cyber risks ranked as the top concern for U.S. banks and financial institutions, followed by concerns including complying with law, legal liability and broad economic uncertainty — Ken Chapman, senior vice president, Financial Institutions, Travelers Bond & Specialty Insurance.

8. The best way for financial institutions

to protect themselves against claims is to take a multi-pronged approach to compliance and risk management, stay abreast of the complex and changing issues and ensure that the organization has proper insurance in place to cover any missteps. Agents and brokers can serve as trusted advisors in an ever-evolving and risky sea of business. — Ken Chapman, senior vice president, Financial Institutions, Travelers Bond & Specialty Insurance

9. As financial institutions seek new

sources of revenue to supplement their interest income, these new services may increase their E&O exposures. For example, adding insurance agency and stock brokerage services create potential new risks where insurance could offer some financial protection. — Steve Ventre, vice president, The Cincinnati Insurance Companies

10. In a landscape of heightened regulatory scrutiny, it is important that investment advisors and mutual fund managers are aware of their regulators’ examination priorities, such as protecting retail investors’ interests, assessing market-wide risk issues, and protecting valuable customer information from cyber-attacks. — Marc Berner, leader of The Hartford’s management and professional liability for financial institutions

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News & Markets When Dogs Bite, Home Insurers Pay Average $32,000

ax, Bella and their canine comrades cause more than one-third of all home insurance claims, adding $530 million a year to insurance costs. And while the number of claims is down, the cost of the average claim from dog bites and other injuries is on the rise, according to the Insurance Information Institute (I.I.I.) and State Farm, the nation’ largest writer of homeowners insurance. I.I.I.’s analysis of homeowners insurance data found that the number of dog bite claims nationwide decreased 4.7 percent in 2014. However, the average cost per dog bite claim was up 15 percent to $32,072 in 2014, compared with $27,862 in 2013. The average cost per claim nationally has risen more than 67 percent from 2003 to 2014, due to increased medical costs as well as the size of settlements, judgments and jury awards given to plaintiffs, which are still on the upswing, according to Loretta Worters, vice president with the I.I.I. California continues to have the largest number of claims in the United States at 1,867. Ohio had the second highest number of claims at 1,009. While New York had only the third highest number of claims at 910, it registered the highest average cost per claim in the country: a whopping $56,628. The trend in higher costs per claim is attributable not simply to dog bites but also to dogs knocking down children, cyclists and senior citizens — all of which I.I.I. says can result in fractures and other injuries that increase the severity of the losses. Experts say that even normally docile dogs may bite when they are frightened or when defending their puppies, owners or food. The most dangerous dogs are those that suffer from poor training, irresponsible owners and breeding practices that foster viciousness. “All dogs have the potential to bite, but for most, biting is a last resort,” said Victoria Stilwell, star of Animal Planet’s TV series, It’s Me or the Dog. “If time is taken to raise, teach and socialize a dog correctly, the likelihood of a bite incident occur16 | INSURANCE JOURNAL-NATIONAL June 1, 2015

ring is extremely low. Confident dogs have less need to use aggressive behavior.” Victims and homeowners insurers are not the only ones paying for dog bites. Workers’ compensation for the United States Postal Service (USPS) costs about $3.7 billion a year. Dog bites are the most common cause of injury for walking postal workers.

Top 10 States for Dog Bite Claims

Estimated Number and Cost Of Dog Bite Claims (And Other Dog-Related Injuries) 2014 State Results State

# of claim

Avg. cost per claim

Value of claims ($ millions)

Top 10 Other States U.S.

8,090 8,460 16,550

$32,018 $32,124 $32,072

$259.0 $271.8 $530.8

CA OH NY IL PA MI TX IN GA WI

1,867 1,009 910 872 861 693 621 481 388 388

$33,649 $21,983 $56,628 $34,894 $26,211 $38,302 $16,205 $21,287 $31,497 $26,873

$62.8 $22.2 $51.5 $30.4 $22.6 $26.5 $10.1 $10.2 $12.2 $10.4

Dog Bite Claim Costs

Estimated Number and Cost Of Dog Bite Claims (And Other Dog-Related Injuries) 2003-2014 Year

2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Value of claims ($ millions)

$324.2 $318.9 $321.1 $322.4 $356.2 $387.0 $412.0 $412.6 $490.8 $489.7 $483.7 $530.8

% change, 2013-2014 9.7% % change, 2003-2014 63.7%

# of claims

Avg. cost per claim

-4.7% -2.2%

15.1% 67.4%

16,919 15,630 14,295 14,661 14,531 15,823 16,586 15,770 16,695 16,459 17,359 16,550

$19,162 $20,406 $22,464 $21,987 $24,511 $24,461 $24,840 $26,166 $29,396 $29,752 $27,862 $32,072

Source: Insurance Information Institute, State Farm. www.insurancejournal.com

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News & Markets Companies Let Most Technology Assets Go Unprotected: Aon/Ponemon

yber is one of the fastest growing risks for companies across the globe, and information technology assets are often as valuable as property assets, yet companies are only protecting 12 percent of those assets compared to 51 percent of tangible property assets. Put another way, information technology assets are 39 percent more exposed than property assets on a relative value to insurance protection basis, according to the 2015 Global Cyber Impact Report from the research firm Ponemon Institute that was

sponsored by insurance broker Aon plc. “The perception of the risk is interesting. It’s clear that there is a risk and losses can be anticipated, but organizations are not insuring against the risk,” said Dr. Larry Ponemon, chairman and founder of the Ponemon Institute. The survey also found that 52 percent of respondents believe their companies’ exposure to cyber risk will increase over the next two years. Kevin Kalinich, global practice leader for

cyber/network risk at Aon Risk Solutions, said the survey is unique as it focused on the relative financial statement impact of cyber incidents compared to tangible asset vulnerabilities. “The explosion of cloud computing, mobile devices, big data analytics and the Internet of Things is creating enterprise risk management issues that are rapidly growing with ‘It’s clear that there the increased use of informa- is a risk and losses tion assets and can be anticipated, technology,” but organizations Kalinich said. are not insuring “Companies large and small against the risk.’ are advised to consider cyber threats in this perspective.” The report’s findings should help risk managers take a broader look at their organization’s overall risk profile to help establish comprehensive insurance coverage is in place compared to the impact of each risk on the organization, said Kalinich. Ponemon surveyed more than 2,200 companies in nearly 40 countries. Other Findings Fifty percent of respondents say their company would disclose the loss of property, plant and equipment in its financial statements. However, 34 percent of respondents say information asset losses do not require disclosure. Nineteen percent of respondents say their company has cyber insurance coverage. Thirty-seven percent of companies surveyed experienced a material or significantly disruptive security exploit or data breach one or more times during the past two years and the average economic impact of the event was $2.1 million. Five years from now the projected growth in the use of internet-connected devices will grow from 10 to 50 billion.

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Directors & Officers Top 10 Challenges Directors & Officers Face in 2015

hether addressing a complex securities claim, a parallel government investigation or a lawsuit related to a cyberattack or merger, directors and officers continue to face complex challenges in today’s environment. Still, many executive boardrooms do not plan ahead when it comes to addressing director and officer (D&O) exposures. The following lists the top 10 challenges directors and officers face and By Kara Altenbaumerhow directors and Price officers can put their house in order. 1. Uncovered Claims Insureds are often forced to absorb uncovered expenses due to broad exclusionary language contained in typical D&O policies. Examples of theses exclusions include insured versus insured, bad conduct, and/or breach of contract. To help prevent uncovered claims, it’s important to work with a qualified professional who can draft and design carrier-specific endorsements and revisions that will provide broad grants of coverage and reduce exclusionary language. These manuscripted policy changes combined with negotiated terms ensure clients are afforded as expansive of coverage as possible. 2. Pricing Pressure Private company insureds are experiencing modest increases in rates as well as stricter underwriting. Carriers increasingly are requiring access to the C-suite and asking for more data points to underwrite. To 20 | INSURANCE JOURNAL-NATIONAL June 1, 2015

alleviate price increases, analyze the risk in depth and strategically present the company to underwriters, as well as use analytics and benchmarking in order to receive optimal limits, pricing, retentions and terms.

third of all securities class actions involving companies of less than $1 billion in revenue have a related SEC case. The related securities cases alone could cost between $2 million and $5 million to defend.

3. Government Investigations The government continues to aggressively pursue criminal and civil investigations against public companies and private companies. The frequency and cost of defending these investigations and often parallel securities lawsuits have risen dramatically. As a result, D&O programs need to be created with broad coverage for investigations and to maximize covered defense costs. This can come in very handy. For example in a recent case, a company’s executives were asked to appear for interviews and to produce documents to the SEC. USI guided the company and its defense counsel in how to maximize broad pre-claim inquiry coverage, resulting in $250,000 to $750,000 in covered expenses that would likely have otherwise been uncovered.

5. Administrative Law Judge In the last year, the SEC is filing more cases through the Administrative Law Judge process. The ability for clients to defend themselves in this proceeding is more limited than in the federal court setting. The fact that it is cheaper and faster for the SEC to bring cases through this process is one more reason your clients need help purchasing adequate defense limits for all cases.

4. SEC Targeting Smaller Companies A change in the approach to investigations by the U.S. Securities Exchange Commission (SEC) means smaller companies will continue to be in the agency’s crosshairs. Due to limited resources the SEC is opting to pursue smaller, easier-to-win cases. As a result, public companies should be advised to plan for $5 million to $7 million in defense cost when considering limits. To illustrate, a major carrier estimates a

6. Whistleblower Protection The SEC has created whistleblower protections to make it easier for company insiders to report securities law violations for the SEC to ferret out cases in need of prosecution. Decisions by the U.S. Supreme Court in 2014 bolster whistleblower protections, and the Equal Employment Opportunity Commission reports that retaliation claims — including claims that whistleblowers were retaliated against — were the number one type of employment claim in 2014. To protect your clients from this event, review your client’s D&O policies to increase the potential for coverage for whistleblower claims. If there are gaps in coverage, it’s important these are continued on page 22 www.insurancejournal.com

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Directors & Officers were able to show the M&A retention applied only to ownership changes, preventing the carrier from applying the higher M&A retention.

continued from page 20 addressed at renewal and before a claim is made. In addition, make certain that whistleblower issues are addressed in employment practices liability insurance policies to ensure both policies function together without gaps. 7. M&A-Related Lawsuits Statistics show that public companies have a 94 percent chance of getting sued on large M&A transactions. As a result, carriers are attaching M&A-specific retentions and other restrictive language in policies. For example, a carrier sought to apply the higher M&A retention to a claim related IJ Get Big quarter pg.pdf 1 1/6/15 to a stock sale for one of our clients. We

removal of the cyber exclusion from the D&O policy.

8. Cyber Liability/ Data Security Cyber/data breaches are becoming a daily occurrence and could potentially bankrupt companies, both large and small. We have observed D&O carriers attempting to insert language into the D&O policy that would exclude any claim that references cyber or data issues. In one case, a client who was facing a D&O suit resulting from an unauthorized disclosure of personally identifiable nonpublic data of its customers would have suffered $500,000 in uncovered defense costs had we not been 11:15 AM able to negotiate the

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9. Foreign Corrupt Practices Act For many companies that do business overseas, private and public, it is virtually impossible not to violate the Foreign Corrupt Practices Act (FCPA) at some point. The per-violation penalties are severe, and can include jail sentences for directors and officers. Companies need to ensure terms and conditions with the greatest breadth of coverage for FCPA investigations. Some insurance policies may include coverage for fines and penalties for FCPA violations, but it is arguably against the law for carriers to pay the fine. Settlements with the SEC and Department of Justice (DOJ) generally include provisions prohibiting these fines from being paid by insurance. Look to negotiate coverage for civil fines and penalties pursuant to the most favorable venue. 10. Anti-Kickback Statute/False Claims Act/Antitrust Case These cases are becoming more common. However, often times, anti-kickback or false claims act cases can get caught up in the fines and penalties exclusions or in the breach of contract exclusions common in private company D&O policies. Be wary of antitrust exclusions in private company D&O policies. In particular, if you have a government contract, carefully review the policy’s exclusions to avoid denials of claims. Altenbaumer-Price is USI Insurance Services’ vice president, management and professional liability counsel for the USI Southwest and Northwest Regions.

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Small Business Brokers, Insurers Ready to Tackle Small Business Market By Amy O’Connor

here is a shift happening in the small business segment and the insurance industry is aware and ready for it. The small businesses that survived the recession are different now, say underwriters. They have had to invest in new technology, learn new areas of business and find new ways to stay competitive. The toughest times of the recession seem to be gone — but not forgotten. Agents and brokers who focus on this segment say today’s small businesses are much better than they were five years ago. “The businesses that survived the last economic cycle are lean and mean and are survivors,” said Andrew J. Valdivia, president and CEO of White & Co. Insurance, Inc. in Santa Monica, Calif. “The discipline they learned during that cycle — they are not forgetting those lessons.” The insurance industry also learned some important lessons about this class during the tough times, as many in the industry suffered right along with their small business clients. This small business market is not a small one for the industry. It accounted for $81 billion in premium, or 20 percent of the U.S. property/casualty commercial market, in 2013, according to a study by Conning Research & Consulting. Bread-and-Butter For many smaller agencies, the main street market is their bread-and-butter and when it suffered, so did they. Many small businesses cut back on coverage, limits or eliminated insurance altogether to make it through the recession. This was not only a detriment to their business but to the agents and brokers who worked with them. “From a budget standpoint — and small businesses are all focused on budget — I think insurance is an intangible,” said Valdivia. “Technically, they should never change what they are buying from an insurance standpoint because if they are struggling and one of these perils hits them… 24 | INSURANCE JOURNAL-NATIONAL June 1, 2015

but that’s how people were operating.” Agencies focused on the segment had to find ways to prove their value. It meant working harder for less but that work is now paying off now. “Back when the economy really hit hard we were reaching out to clients to review what would normally be found on audits — payrolls, gross receipts, subcontractor work, fleet use — and making adjustments midterm to liability coverages, etc., to keep them in a position to make their budget and reduce expenses,” said Doug Wiles, president of Herbie Wiles Agency in St. Augustine, Fla. Today, Wiles said the company is seeing audits on the positive side as clients’ businesses have improved and they have more money for insurance. Ben Sloop, president of AmWINS new small business division AmWINS Access in Charlotte, N.C., said that has been the wholesale broker’s experience as well. “Looking at our overall submission flow, premium trend, combined with our segment data in terms of what we are seeing, there definitely does seem to be some rejuvenation,” he said. Small Businesses and Cyber The topic of adding coverages or addressing “emerging exposures” was off limits for small businesses four or five years ago, but that sentiment also seems to have changed, Wiles said. “We weren’t talking about cyber liability, we weren’t talking EPL (employment practices liability) very much, and now these products are part of the discussions. The products still aren’t cheap but price has come down and the availability is there more today than in the past,” he said. Carriers have been trying to tap the small business cyber liability market for some time, and capacity is available if insureds choose to pursue it. The problem has always been that small businesses don’t perceive themselves as being a target for data breach or having a serious technology

exposure and selling the coverage is still a challenge, Valdivia said. “The whole issue of security surrounding what we are using in our daily lives has scared everybody. We have smaller business owners asking for quotes but the conversion ratio has been very nominal,” he noted. “There is not a lot of information in the news about small, main street businesses being hit by cyber attacks.” But according to Paul Bi, consultant for Liberty Mutual Insurance Product Management, small businesses are a target. “All businesses struggle to keep pace with the changing environment but the challenge is ever more prevalent with small businesses. Whereas large multi-national companies may have dedicated units to protect against data breaches and cyber attacks, small businesses often lack the risk management and resources to adequately protect their systems

and data,” he said. “This makes their business more susceptible to an attack and cyber criminals know this.” Valdivia said there is more willingness to look at the coverage now on the part of insureds versus a few years ago when it was just a “checklist item” for an agent. But, he added, small businesses are confused about what the coverage does. “The problem too is this market. There are a number of insurance companies and brokers selling breach coverage but there is a whole patchwork of types of coverages and how they operate and pricing is very irrational — it’s all over the map,” he said. “There is a lot of confusion with the products. A simplified approach to the segment is a more rational approach.” Liberty Mutual has tackled this issue with the launch of a data security endorsement specifically for smallto mid-sized businesses. The cyber coverages are available

on the company’s commercial package product and monoline general liability policies with four optional coverages, each with separate and varying aggregate limits, sub-limits and deductibles. Bi said the carrier launched this option because small businesses are increasingly recognizing the threat to their business from a cyber attack and the challenges of dealing with the aftermath. Demand for cyber products from the small business segment has certainly changed since a few years ago, according to Bi, and the Liberty Mutual is seeing growth in policy count and written premium. “A few years ago small businesses weren’t purchasing cyber products because they felt that they did not need it. However, that mindset is changing — what was a ‘nice to have’ has now become a ‘must have,’” Bi said. Businesses now also face compliance challenges with state notification and data protection laws — and potentially federal laws — as well as contractual obligations as more and more contracts now require that data breach and cyber liability insurance be carried, he said. Bi said the company is evaluating ways to make enhancements to the product set and adapt to new market conditions. Technology is Essential Starr Cos., which launched its small business division in 2013, is also looking at launching a cyber product for the small business segment. Jennifer Ronan, general practice leader for Starr’s General Middle Market Small Business practice, said they are rolling out products based on the feedback they get from their distribution partners about what the needs of the segment are. Recently, the company launched an umbrella product as an add-on to its businessowners policy (BOP) with up to $5 million in limits. Ronan said they are constantly evaluating the needs of this marketplace. “What we are hearing is what was

traditionally known as small business has evolved. There are now more home-based businesses and more technology-driven businesses,” she says. “This segment is changing and everyone needs to be conscious to watch that and provide coverages that match those needs.” For agents, that need is an ease of doing business. While working with small business clients does require a good agent-client relationship, oftentimes offering simple technology options to customers or being able to quickly provide a quote and policy is

‘Small businesses are vulnerable to changes in the economic cycle and we have little control over what direction the wind is blowing. We have to do what we can and set our sails appropriately.’ a big part of that relationship. Ronan said part of Starr’s business model is to provide technology to distribution partners so they can quote and bind in one system and offer “less hoops” for agents to go through. “When a small business calls their broker they expect a quick response — they don’t want to wait around for days to get a quote,” she said. “Agencies want to service the small business sector as efficiently as possible and the less interaction with carriers the better, too.” Small business insurance agents are increasingly turning toward technology to be able to respond quickly and efficiently to their busy clients. Valdivia said clients actually really appreciate this aspect of service from their agent. “Main street businesses and small, middle-market businesses don’t have time or patience to go through a lot of hoops — they get their information on the products continued on page 26 June 1, 2015 INSURANCE JOURNAL-NATIONAL | 25

SPECIAL REPORT

Small Business continued from page 25 they want,” Valdivia said. “They just don’t have the infrastructure or individuals in the organization to spend a great deal of time on any area, including insurance.” Small Business Delivery Model AmWINS’ created their small business division just for this reason, Sloop said, as well as to help agents and brokers with being able to provide quick quotes for multiple products. “We had brokers who wrote small business accounts the same way as bigger ones and we wanted to excel that and still provide the best product for small business. We needed to build a delivery model that exclusively focused on small business and focused on speed of response,” he said. Sloop said AmWINS Access decided for now not to use a portal because its retail agents all currently have to go through portals with the standard markets. Instead it uses a standard Acord application designed for AmWINS Access and agents can take what they have already put in their agency management system and email it to AmWINS. “There is less effort for agent that way and for the micro small business space where the cost gets to be challenging,” he said. “Agents want to provide efficiency but also the right product and coverage.”

CNA also just added a new, quicker platform for quoting small business BOPs. Wiles said technology is absolutely important, but there is no substitute for maintaining a relationship with the client. Back when the economy was especially tough, his agency measured its success by the number of accounts they retained and “if we were able to upsell then we rang the bell and said we did an extra good job.”

He said the segment can be a challenge, particularly when the accounts don’t have a high premium. Being flexible and accommodating in dealing with small business clients is key. “Small businesses are vulnerable to changes in the economic cycle and we have little control over what direction the wind is blowing,” Wiles said. “We have to do what we can and set our sails appropriately.”

Is your Insurance program more than the sum of Its parts? It should be. Building relationships with our clients has been our primary focus for over 40 years. CIS policy forms and insurance coverage are designed specifically for cosmetic industry business models. We survey industry trends that modify the underlying insurance needs of manufacturers, distributors, importers, wholesalers, and retailers. Look for us — we participate in your industry trade shows and seminars. Cosmetic Insurance Services is a division of Frenkel & Company, an international insurance brokerage maintaining independent claim services. CIS insurance brokers work for their clients and communicate daily with insurance carriers who appreciate Frenkel’s stellar brand.

Our seamless method binds relationships that keep your business whole. 601 Plaza 3 6th Floor Harborside Financial Center Jersey City, New Jersey 07311 201.356.0057 khegel@frenkel.com www.cosmeticinsurance.com

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Cosmetic Insurance Services A Division of Frenkel Benefits, LLC

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NATIONAL COVERAGE

News & Markets Market for Drone Insurance Expected to Take Off in Next 5 Years

he use of drones could become common practice for almost 40 percent of businesses in fewer than five years, according to corporate risk managers. Those same risk managers say they will buy drone insurance even if it’s not mandated. Munich Re asked risk managers at the recent Risk and Insurance Management Society Conference (RIMS) meeting what they see as the greatest risk of using drones for business purposes. Sixty-nine percent of the risk managers surveyed said potential issues related to “invasion of privacy” were

their biggest concern, followed by inadequate insurance (12 percent), personal injury (11 percent), and property damage (8 percent). An estimated 30,000 commercial and civil drones could be in the skies in the U.S. by 2020, according to the Federal Aviation Administration (FAA). The Association for Unmanned Vehicle Systems International (AUVSI) estimates that between 2015 and 2025, the drone industry will create 100,000 jobs and add $82 billion to the economy. “Businesses have set their sights on new applications for drones that could speed product delivery, monitor crops or capture claims data among dozens of others uses,” said Gerry Finley, senior vice president, Casualty Underwriting, Munich Reinsurance America. Insurers themselves are among the businesses testing the use of drones. Insurers are particularly interested in using unmanned aerial vehicles (UAVs) for disaster response situations. But movie studios, real estate firms, railroads, retailers and other businesses have also been clamoring for the government to let them use drones for inspections, deliveries, filming and other endeavors. Some insurers have begun selling drone insurance to businesses that are already using drones, before safety rules and official approvals are in place. It’s not only private businesses with an interest.

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“Drones are also attracting the attention of public entities who view these ‘flying robots’ as a way to reduce some of the dangers law enforcement officers and other responders face,” Finley said. “In some cases, drones will become a common aspect of an organization’s operations. However, there are technical, legal, regulatory and risk management issues associated with drone use that must be addressed over time.” Forty-four percent of the risk managers surveyed believe their own companies would consider the use of UAVs or drones if the FAA approves rules, and 76 percent said they would invest in UAV-specific insurance coverage even if it was not required. “The drone insurance market is still evolving,” Finley said, “as the industry looks at ways to provide coverage for businesses that offer drone services to other entities, or for traditional industry segments that own and operate drones as an incidental part of their operations.” Insurance Services Office (ISO) has developed a series of optional endorsements for its Commercial General Liability and Commercial Liability Umbrella/Excess programs to help insurers address some liability issues surrounding drones. Those have been filed with states and are expected to be available in June. But, “the lack of credible loss information remains a critical issue for insurers as they seek out the best solutions for this emerging exposure,” Finley said.

For more information contact Tom Murphy, Vice President tmurphy@qsr-insurance.com (800)447-4180 x2215 Visit us online at www.qsr-insurance.com

Celebrating 55 Years

Also writing Specialty Trade Contractors, OCP and Builder’s Risk QUAKER003.indd 1

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2015 Annual Program Directory, Volume I Welcome to Insurance Journal’s 2015 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/ directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Mining Co’s Houston International Insurance Group Coverages Auto Comm-Standard, Contractors Equip, Equipment, Excess Liab, Flood, GL, Inland Marine, Pollution Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Above & Underground Storage Tank Owners Access E&S Insurance Services (CA) Coverages Pollution, Pollution Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution Liab, Professional Liab, Railroad Protective Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Admitted States Most States Midlands Coverages Business Interruption, Environmental Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Metcom Coverages Business Interruption, Pollution Carrier Status Non-admitted States NJ, NY, PA www.insurancejournal.com

Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Accountants/CPAs 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States All Risks Ltd. Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States CPA Protector Plan Coverages E&O, Professional Liab Carrier Status Admitted States Most States Herbert H. Landy Insurance Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Monitor Liability Managers Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages Commercial Auto, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Addiction Treatment Facilities AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

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2015 Annual Program Directory, Volume I Administrative Service Org’s Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption Agencies Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Adult Care Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States Most States CRC Insurance Services - All Offices Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, Cyber Liab, D&O, EPLI, Fire, Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Clubs AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sierra Specialty Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States Most States

Aircraft Manufacturers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Aircraft Repair/Service Atlass Insurance Group Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC Master Policies/ASO Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto PersStandard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States Most States

Airlines Atlass Insurance Group Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC Master Policies/ASO Carrier Status Admitted States Most States

Agribusinesses

Airport Owners & Operators

Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, BOP, Business Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Container Refrigeration Break, Crime, D&O, E&O, Earthquake, Equipment Breakdown, Excess Liab, Fire, Flood, Food Spoilage, GL, Hail, Herbicide & Pesticide, Horse Mortality, Inland Marine, Liability, Livestock/Animal Mortality, Motor Truck Cargo, Personal Umbrella, Pollution Liab, Products Liab, Property, Spoilage, Umbrella, Watercraft Liab, Windstorm Carrier Status Admitted, Non-admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Equisure Inc. Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States

30 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Alarm Monitoring Companies All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

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2015 Annual Program Directory, Volume I Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp States Most States

Alcohol & Substance Abuse Treatment Centers Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, NonProfit D&O, Property Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Commercial, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/ Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto PersStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA www.insurancejournal.com

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals Access E&S Insurance Services (CA) Coverages Abuse & Molestation, Cyber Liab, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States HM Risk Group Coverages Accident & Health, Accident & Sickness, Accidental Death, BOP, CGL, Crime, Cyber Liab, D&O, E&O, Excess Liab, GL, Int’l Coverage - Commercial, Kidnap/Ransom, Liability, Medical, Medical Malpractice, Medical Professional, Property, Umbrella Carrier Status Non-admitted States Most States Monitor Liability Managers Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States RPS Healthcare Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States Most States

Amateur Sports Associations Allen Financial Ins. Group / The Equestrian Group Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, Equipment, Event Cancellation, Medical Payments, Participant Accident, Short & Long-Term Disability Carrier Status Admitted States All States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Ambulance Service Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, GL Carrier Status Non-admitted States TX

Amusement Parks American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car Collections American Modern Insurance Group Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States Hagerty Insurance Agency LLC Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 31

2015 Annual Program Directory, Volume I Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South & Western General Agency Inc. Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Apartment Building Owners 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Advanced E&S Group - Midwest Region Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI Allen Financial Ins. Group / The Equestrian Group Coverages Apartment House Package, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, Earthquake, Excess Liab, Flood, Mechanical Breakdown, Property Carrier Status Admitted States Most States American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

Empire Underwriters, LLC

Coverages Apartment House Package, Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Insurance Innovators Group Coverages Abuse & Molestation, Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States Most States International Excess Companies Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States IPC Coverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

Logic Underwriters Inc. Coverages GL, Property Carrier Status Non-admitted States TX M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX New Empire Group Coverages Cyber Liab, Pollution, Umbrella Carrier Status Admitted States Most States Ohio E & S Agency Inc. Coverages Business Income, Commercial Excess, Completed Operations Liab, Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States MI, OH Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Equipment Breakdown, GL, Property Carrier Status Admitted, Non-admitted States CA, NV Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Metcom Coverages Apartment House Package, Umbrella Carrier Status Non-admitted States NJ Scottish American Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

Swett & Crawford

Coverages Apartment House Package, Assault & Battery, Boiler & Machinery, CGL, Excess Liab, Fire, GL, Property, Tenant Discrimination, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

32 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Appraisers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Intercorp Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

Architects & Engineers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Euclid Architects & Engineers and Euclid Public Sector Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States International Excess Companies Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Johnson & Johnson Coverages Cyber Liab, E&O, EPLI, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Ohio E & S Agency Inc. Coverages E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States IN, MI, OH Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Admitted, Non-admitted States Most RPS Metcom Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States CT, DE, MD, NC, NJ, NY, PA, SC Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Victor O. Schinnerer & Co. Coverages D&O, E&O, EPLI, Fiduciary Liab, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

Armored Car Services Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Art and/or Antique Gallery MarketScout Coverages Earthquake, Fine Arts, Inland Marine, Mysterious Disappearance, Windstorm Carrier Status Admitted, Non-admitted States Most States

Asset Managers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States

Assisted Living Centers 5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States All Risks Ltd. Coverages Abuse & Molestation, Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Nonadmitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA CRC Insurance Services - All Offices Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Empire Underwriters, LLC

Coverages Commercial Excess, GL, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Gridiron Insurance Underwriters, Inc. Coverages CGL, Excess Flood, Flood, Professional Liab, Property Carrier Status Non-admitted States AL, CA, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NJ, NY, PA, SC, TN, TX Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Tejas American General Agency Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Monitor Liability Managers Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States Number One Insurance Agency Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Metcom Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States CT, DE, MD, NC, NJ, NY, PA, SC Target Professional Programs (fka 5Star Professional) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Auctioneers

Associations/Affinity Groups Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/ Ransom, Umbrella Carrier Status Admitted States All States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, NonProfit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, EPLI Carrier Status Admitted States All States

Attorneys 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States Most States JLT Facilities Inc. Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Lawyer’s Protector PlanÆ Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Body Shops 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 33

2015 Annual Program Directory, Volume I Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PA MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN Personal Safeguards Group LLC Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard Phys Dmg, BOP, Business Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States

USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/ Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States DE, FL, GA, MO, NC, NJ, NY, PA Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking Yards G.J. Sullivan Company Coverages Commercial Auto, Business Income/Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages All Risks Ltd. Coverages Crime, Medical Payments, Professional Liab, Uninsured Motorists Carrier Status Admitted States Most States Ashley General Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Brecht & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY M.J. Hall & Company Inc. Coverages Standard/Nonstandard Auto, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX

34 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Auto Comm-Standard, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, NV Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States All Risks Ltd. Coverages Crime, Medical Payments, Professional Liab, Uninsured Motorists Carrier Status Admitted States Most States Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States CID Insurance Programs Inc. Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TX www.insurancejournal.com

2015 Annual Program Directory, Volume I DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Repossessors 5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Transporters Brightstone Delivery Insurance LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Cargo, CGL, E&O, Equipment Breakdown, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Guardian Insurance Wholesalers Inc. Coverages Cargo, CGL, Liability, Physical Damage, Workers’ Comp Carrier Status Admitted States All States KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Truckers Insurance Associates Inc. Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, OR, SD, UT, WA, WI, WY www.insurancejournal.com

Auto/Truck Dealers - Franchised All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing Firms GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Rental Firms GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States Markel Programs Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Commercial Excess, Crime, Fire Legal Liab, GKLL, Inland Marine, Personal Property, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Williams & Stazzone Insurance Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond Agents Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Poindexter Surety Services Coverages Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States

Bars/Taverns Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group, Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Brecht & Associates Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Insurance Innovators Group Coverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX MarketScout Coverages Assault & Battery, Business Income, Business Interruption, CGL, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Admitted States Most States McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Glass, Liquor Liab, Medical Payments, Personal Property, Theft, Windstorm Carrier Status Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 35

2015 Annual Program Directory, Volume I NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Ohio E & S Agency Inc. Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States MI, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ProHost USA Inc. Coverages Assault & Battery, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted States AR, CA, CO, CT, GA, IL, KS, KY, MI, MN, NJ, SC, TN, WA, WI Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY Quirk & Company Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI RPS Metcom Coverages Assault & Battery, Business Income, Equipment Breakdown, Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States NJ, NY, PA RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Beauty/Barber Shops/Salons/Schools/ Supplies A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Commercial Excess, Crime, Professional Liab Carrier Status Admitted States Most States Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Bed & Breakfasts Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bicycle Dealers/Distributors/Rentals/ Manufacturers ACE Commercial Risk Services - Programs Coverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

36 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Billiard Parlors Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA International Excess Program Managers Coverages EPLI, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billing and Collection Services 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Boat Dealers/Brokers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States Personal Safeguards Group LLC Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States Most States Philadelphia Insurance Companies Coverages Commercial Auto, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I Boat Rental Firms Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States Most States Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sun Coast General Insurance Agency Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States NIF Group Inc. Coverages Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States www.insurancejournal.com

Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Broadcasters AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

Campgrounds Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Camps Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp C arrier Status Admitted, Non-admitted States All States

Car Washes McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Casinos MAXIMUM Coverages All Risks/Cash in Transit, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted States Most States

Caterers Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 37

2015 Annual Program Directory, Volume I NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Products Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Child Care/Day Care Centers Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Appalachian Underwriters Inc. Coverages Abuse & Molestation, Liability, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO Tejas American General Agency Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Chiropractors Admiral Insurance Co. Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Churches AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Religious Practice Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Gridiron Insurance Underwriters, Inc. Coverages Abuse & Molestation, Business Income, Excess Flood, Flood, GL, Professional Liab, Property, Theft Carrier Status Nonadmitted States AL, CA, FL, GA, LA, MS, NC, NJ, NY, SC, TX

38 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH RPS NIPC Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions, Workers’ Comp Carrier Status Admitted States Most States

Civil Servants SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Claims Adjusters Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Commercial Building Owners 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States Advanced E&S Group - Midwest Region Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Equipment Breakdown, Excess Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States www.insurancejournal.com

2015 Annual Program Directory, Volume I IPC Coverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA MAXIMUM Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Apartment House Package, Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV Sun Coast General Insurance Agency Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Commercial Marine Companies AmWINS Group Inc. - 80 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Maritime Program Group Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States www.insurancejournal.com

The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations Admiral Insurance Co. Coverages Liability, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Coastal Insurance Underwriters Inc. Coverages Blanket Addt’l Insureds, Business Income, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Fire, GKLL, GL, Herbicide & Pesticide, Homeowners Pkg, Liability, Liquor Liab, Non-Profit D&O, Piers & Docks, Property, Technology E&O, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, FL, TX Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States Deans & Homer Coverages Inland Marine, Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted States AZ, CA, NM, NV, OR, UT Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States New Empire Group Coverages Cyber Liab, D&O, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States Most States Insurmark a Div. of Financial & Professional Risk Sol. Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States Number One Insurance Agency Coverages Flood, GL Carrier Status Admitted States MA

Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Community Health Centers Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Community/Social Services 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 39

2015 Annual Program Directory, Volume I Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Commercial Auto, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference In Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted States Most States

Computer Programmers/Designers Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Euclid Managers LLC Coverages Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States JLT Facilities Inc. Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States NAS Insurance Services Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Concrete Pumper Firms 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States NBIS Coverages Commercial Auto, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/ Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Long Haul, Non-Trucking Auto, Nonowned & Hired Auto, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Norman-Spencer Agency Inc. Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Coastal Insurance Underwriters Inc. Coverages Blanket Addt’l Insureds, Business Income, CGL, Crime, DIC, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GKLL, GL, Herbicide & Pesticide, Homeowners Pkg, Liability, Liquor Liab, Non-Profit D&O, Piers & Docks, Property, Technology E&O, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX Commercial Sector Insurance Brokers LLC Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States New Empire Group Coverages Cyber Liab, D&O, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

40 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Excess Flood, Flood, Property C arrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages D&O, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Condo/Homeowner Associations Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Advanced E&S Group - Southeast Region Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Excess Flood, Flood, Personal Property, Property, Umbrella Carrier Status Non-admitted States Most States Agency Intermediaries Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Crime, D&O, Equipment Breakdown, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Nonadmitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Brecht & Associates Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Coastal Insurance Underwriters Inc. Coverages Blanket Addt’l Insureds, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, GKLL, GL, Herbicide & Pesticide, Homeowners Pkg, Liability, Liquor Liab, Non-Profit D&O, Piers & Docks, Property, Technology E&O, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX Commercial Sector Insurance Brokers LLC Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages D&O, GL, Property States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX New Empire Group Coverages Cyber Liab, D&O, GL, Property, Umbrella Carrier Status Admitted States Most States Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Property Carrier Status Non-admitted States CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages CGL, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT South & Western General Agency Inc. Coverages GL, Non-Profit D&O, Professional Liab Carrier Status Non-admitted States AR, MS, OK, TN, TX Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States UCA General Insurance Services Coverages CGL, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI US Assure Coverages Builders Risk, Business Income, COC, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Weather, Windstorm Carrier Status Admitted States Most States www.insurancejournal.com

Condominium Owners Advanced E&S Group - Southeast Region Coverages Boiler & Machinery, DIC, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States CO, FL American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA Coastal Insurance Underwriters Inc. Coverages Blanket Addt’l Insureds, Business Income, CGL, Crime, DIC, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GKLL, GL, Herbicide & Pesticide, Homeowners Pkg, Liability, Liquor Liab, Non-Profit D&O, Piers & Docks, Property, Technology E&O, Umbrella, Windstorm, Work Comp Carrier Status Non-admitted States AL, CA, FL, TX Commercial Sector Insurance Brokers LLC Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Windstorm Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Swett & Crawford

Coverages Assault & Battery, Boiler & Machinery, CGL, Excess Liab, Fire, GL, Property, Tenant Discrimination, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Managers Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States US Assure Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm Carrier Status Admitted States Most States

Construction Wrap-Up Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States MAXIMUM Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Consultants-All Kinds 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States JLT Facilities Inc. Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States NAS Insurance Services Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & LongTerm Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Consultants-Environmental Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Ashley General Agency Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 41

2015 Annual Program Directory, Volume I PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Victor O. Schinnerer & Co. Coverages E&O, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

Contractors AmTrust Surety Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages Contractors Equip, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TN, UT, WA Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All

Empire Underwriters, LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, Residential `wrap-up`, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Houston International Insurance Group Coverages Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Insurance Innovators Group Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX New Empire Group Coverages Builders Risk, Contractors Equip, Inland Marine, Installation Floaters States AZ, CT, DE, FL, GA, IL, MA, MD, ME, NC, NJ, NY, OH, PA, SC, VA, VT

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella States Most States US Assure Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm Carrier Status Admitted States Most States

42 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Excess Liab, Inland Marine Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Alarm All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Costanza Insurance Agency Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan Advanced E&S Group - Midwest Region Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Nonadmitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Contractors Equip, Excess Liab, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Insurance Center Special Risks Ltd. Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Logic Underwriters Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Employee Benefits, Fire Legal Liab, GL, Umbrella Carrier Status Admitted States AL, AZ, CT, DE, FL, GA, ID, IL, IN, LA, MD, MN, NC, NH, NJ, NV, NY, PA, TN, TX, VA, VT, WI NIF Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV Norman-Spencer Agency Inc. Coverages Excess Liab, GL Carrier Status Admitted, Nonadmitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Victor O. Schinnerer & Co. Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO www.insurancejournal.com

Contractors-Crane & Rigging

Intercorp Inc.

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Demolition AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Electrical Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Elevators JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Environmental Access E&S Insurance Services (CA) Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA USX/S Coverages CGL, Cyber Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Contractors-Excavating/Grading Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Insurance Center Special Risks Ltd. Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/ Drilling Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Fire & Water Restoration AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 43

2015 Annual Program Directory, Volume I Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, E&O, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages Builders Risk, Care/Custody/Control, CGL, E&O, EPLI, Excess Liab, OCP, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RelMark Program Managers Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Contractors-General American Underwriting Managers Coverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Ashley General Agency Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX Bass Underwriters Coverages Blanket Addt’l Insureds, GL States AL, AR, CA, CO, FL, GA, ID, IL, MA, MD, MI, NC, NV, NY, OH, OK, OR, SC, TN, UT, VA, WV Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, Contractors Equip, Equipment, Inland Marine, Property, Tools Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

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Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA Logic Underwriters Inc. Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Installation Floaters, Residential Property, Theft, Weather, Windstorm Carrier Status Admitted States Most States Victor O. Schinnerer & Co. Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States Wrap Up Insurance Solutions Coverages General Liability, Residential `wrap-up` States Most States

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44 |USASRE002.indd INSURANCE JOURNAL-NATIONAL REGION June 1, 2015 1

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Contractors-Landscape Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Marine All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States Most States

Contractors-Oil & Gas Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States American Underwriting Managers Coverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Ashley General Agency Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX MarketScout Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA Sloan Mason Insurance Services Coverages Standard & Nonstandard Commercial Auto, CGL, Contractors Equip, Control of Well, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution, Property, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I

Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools Carrier Status Non-admitted States LA, ND, NM, OK, TX Worldwide Facilities Inc. - All Offices Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Roofing Appalachian Underwriters Inc. Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States

Empire Underwriters, LLC

Coverages Builders Risk, Commercial Excess, GL, Pollution Liab, Property, Residential `wrap-up`, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States MarketScout Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Norman-Spencer Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey, New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Contractors-Service Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Contractors-Swimming Pools Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted tates Most States M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Norman-Spencer Agency Inc. Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors-Underground Storage Tank Construction AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Convenience Stores Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI All Risks Ltd. Coverages Employee Benefits, Garage Keepers Legal Liab, GL, Liquor Liab, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Insurance Innovators Group Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 45

2015 Annual Program Directory, Volume I Irving Weber Associates Inc. (IWA) Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Work Comp Carrier Status Admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN Quirk & Company Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group Coverages Business Income & Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most Cosmetic Insurance Services, a div of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Counselors/Counseling Centers Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, NonProfit D&O, Pollution Liab Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Country Clubs All Risks Ltd. Coverages GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

46 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Couriers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States International Excess Program Managers Coverages Cargo, Crime, E&O, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Program Risk Specialists Coverages Nonowned & Hired Auto Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States Insurance Innovators Group Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

2015 Annual Program Directory, Volume I Western Surplus Lines Agency Inc. Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Crop Dusters/Sprayers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto CommStandard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dairies Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Livestock/Animal Mortality, Products Liab Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States Most States

Day Care/Preschools A.I.I. Insurance Brokerage of Mass. Inc. Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI Agency Intermediaries Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, ME, NH, RI Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

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Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Insurance Innovators Group Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Nonadmitted States GA, LA, TN Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States MI, OH Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States CA, NV Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX TAPCO Underwriters Inc. Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto PersStandard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Professional Liab, Property States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States Most States SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Dealers-Home Heating Oil Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-Propane AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Delivery- Wholesale/Retail 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 47

2015 Annual Program Directory, Volume I International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States Paul Hanson Partners Specialty Ins. Solutions Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Metcom Coverages Auto Comm-Standard, Cargo, CGL, Physical Damage, Umbrella Carrier Status Admitted States NJ Truckers Insurance Associates Inc. Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, OR, SD, UT, WA, WI, WY

Dentists Admiral Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States PBS Insurance Underwriting Corporation Coverages Medical Malpractice, Medical Professional Carrier Status Admitted, Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Dialysis Centers Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Cosmetic Insurance Services, a div of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

48 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Driving Ranges Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries All Risks Ltd. Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States Most States Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irving Weber Associates Inc. (IWA) Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, CGL, Commercial Excess, Excess Liab, Horse Mortality, Livestock/Animal Mortality, New Occurrence Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Emergency Service Org’s Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States www.insurancejournal.com

2015 Annual Program Directory, Volume I Employee Leasing Firms NAS Insurance Services Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Employment Agencies NAS Insurance Services Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States www.insurancejournal.com

HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Engineers-Geotechnical Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ CompCarrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Environmental Engineers/Consultants/ Contractors Access E&S Insurance Services (CA) Coverages CGL, Cyber Liab, EPLI, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH RPS Metcom Coverages Auto Comm-Standard, CGL, E&O, Pollution Carrier Status Admitted, Non-admitted States NJ, NY, PA Russell Bond & Co. Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Nonadmitted States Most States Scottish American Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA Sloan Mason Insurance Services Coverages Auto Comm-Standard, Blanket Waivers, CGL, E&O, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States USG Insurance Services Inc. Coverages CGL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 49

2015 Annual Program Directory, Volume I USX/S Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Exporters Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Equipment Dealers/Rentals

Family Fun Centers

Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Exercise/Health Studios/Health Clubs Great American Ins. Group, Specialty Human Services Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States HCC Specialty (MA) Coverages EPLI, Equipment Breakdown, GL, Property Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Ohio E & S Agency Inc. Coverages E&O, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IN, MI, OH Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Farm & Ranch Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Interruption, Care/Custody/ Control, Commercial Excess, Earthquake, Fire, Flood, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Mortality, Nonowned & Hired Auto, Products Liab, Uninsured Motorists, Watercraft Liab Carrier Status Admitted States All States American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

50 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Markel Specialty Commercial Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Sierra Specialty Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto CommStandard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States Most States

Fast Food Restaurants Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI All Risks Ltd. Coverages Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States Most States Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA National Insurance Underwriters Coverages BOP, Food Spoilage, Glass, Personal Property Carrier Status Non-admitted States AL, AR, AZ, CO, CT, FL, GA, IL, IN, KS, LA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, SC, TN, TX, VA, DC Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Sierra Specialty Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

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2015 Annual Program Directory, Volume I Fertilizer Suppliers Sierra Specialty Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Festivals & Fairs All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States Most States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Financial Institutions All Risks Ltd. Coverages Collateral Protection, Flood, Mortgage Impairment Carrier Status Admitted, Non-admitted States Most States Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States Floodwatch Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most States Insurmark a Div. of Financial & Professional Risk Sol. Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States Johnson & Johnson Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/ Ransom, Professional Liab Carrier Status Non-admitted States Most States Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States Russell Bond & Co. Inc. Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab & Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States

Financial Planners CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Fine Art Collections Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States MarketScout Coverages Earthquake, Fine Arts, Inland Marine, Mysterious Disappearance, Windstorm Carrier Status Admitted, Nonadmitted States Most States MiniCo Insurance Agency LLC Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire Departments Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers

Food Trucks

Food Vendors K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States Most States

Forestry Services Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Safehold Special Risk Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Foster Care Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA RPS NIPC Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Foundations

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

IPC Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 51

2015 Annual Program Directory, Volume I Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Fraternal Organizations Gateway Specialty Insurance Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Garages 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States All Risks Ltd. Coverages Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

Empire Underwriters, LLC

Coverages Commercial Excess, Garage Keepers Legal Liab, GKLL, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK Russell Bond & Co. Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Scottish American Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA Sierra Specialty Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gastroenterologists Admiral Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Gentleman’s Clubs AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Golf Courses All Risks Ltd. Coverages GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

52 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Coastal Insurance Underwriters Inc. Coverages Accessories, Blanket Addt’l Insureds, Business Income, Business Interruption, Care/Custody/Control, Crime, E&O, Employee Benefits, Environmental Liab, Errant Ball, Fine Arts, Fire, Flood, GKLL, GL, Herbicide & Pesticide, Hurricane, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Piers & Docks, Property, Tee-to-Green, Umbrella Carrier Status Non-admitted States FL Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Grain Mills & Elevators Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States Most States

Grocery Stores/Supermarkets Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Irving Weber Associates Inc. (IWA) Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI

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2015 Annual Program Directory, Volume I Group Homes

Guides & Outfitters

AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States All Risks Ltd. Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Umbrella Carrier Status Admitted States All States K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

Gymnastics Facilities American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States K&K Insurance Group Inc. Coverages Abuse & Molestation, CGL, Crime, Equipment, Inland Marine Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Hardware Manufacturers Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States

Hazardous Materials Transporters Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States Intercorp Inc. Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most States J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Health Clubs Agency Intermediaries Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States HCC Specialty (MA) Coverages CGL, Property Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Equipment Breakdown, GL, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States CA, NV Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 53

2015 Annual Program Directory, Volume I Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Liability, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States Most States RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare Facilities Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States American Underwriting Managers Coverages CGL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States HM Risk Group Coverages Accident & Health, Accident & Sickness, Accidental Death, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, Emergency Medical, EPLI, Fine Arts, GL, Int’l Coverage - Commercial, Kidnap/ Ransom, Liability, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Misc Professional Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States NAS Insurance Services Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States Russell Bond & Co. Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Personal Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Heavy Equipment Dealers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Home Healthcare Providers Access E&S Insurance Services (CA) Coverages Abuse & Molestation, Cyber Liab, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA All Risks Ltd. Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States CRC Insurance Services - All Offices Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States Houston International Insurance Group Coverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States Most States McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States

54 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Home Inspectors Delta General Agency Corp. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Ohio E & S Agency Inc. Coverages E&O, GL Carrier Status Admitted, Non-admitted States IN, MI, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, GL, Professional Liab Carrier Status Admitted States All States TitlePac Inc. Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I Homebuilders Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Empire Underwriters LLC Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, Residential `wrap-up`, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States RPS Metcom Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States NJ

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm Carrier Status Admitted States Most States

Homeowner Associations ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Coastal Insurance Underwriters Inc. Coverages Blanket Addt’l Insureds, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GKLL, GL, Herbicide & Pesticide, Homeowners Pkg, Liability, Liquor Liab, Non-Profit D&O, Piers & Docks, Property, Technology E&O, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States FL Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States Most States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States New Empire Group Coverages Cyber Liab, D&O, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States www.insurancejournal.com

Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV US Assure Coverages Builders Risk, Business Income, COC, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Weather, Windstorm Carrier Status Admitted States Most States

Horse Breeders/Boarders Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Bailee/Customer Goods, Business Interruption, Care/Custody/Control, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Tools & Equip, Umbrella Carrier Status Admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Equisure Inc. Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States Most States

Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States MarketScout Coverages Accident & Sickness, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Medical, Mortality, Theft Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Horse Farms Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Auto Pers-Standard, Business Income, Care/Custody/Control, CGL, Combo Personal & Commercial, Dwelling Fire, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Identity Theft, Inland Marine, Livestock/Animal Mortality, Mortality, New Occurrence, Personal Liab, Products Liab, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

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2015 Annual Program Directory, Volume I MarketScout Coverages Accident & Sickness, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Medical, Mortality, Theft Carrier Status Admitted, Non-admitted States Most States Sierra Specialty Coverages CGL, Horse Mortality, Inland Marine, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Dwelling Fire, Equipment, GL, Personal Property, Personal Umbrella, Property Carrier Status Admitted States AR, MS, OK, TN, TX Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Hospice Care Facilities AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hospitals Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States RPS Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hotels/Motels All Risks Ltd. Coverages GL, Property Carrier Status Non-admitted States Most States American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group Inc. - 80 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Bass Underwriters Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Windstorm Carrier Status Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Hotels & Resorts Ins. Program - CITA Ins. Services Coverages CGL, Crime, EPLI, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN New Empire Group Coverages Cyber Liab, Umbrella Carrier Status Admitted States Most States Preferred Property Programs Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Western Surplus Lines Agency Inc. Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Hourly Equipment Rental w/ Operator Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ice Rink Owners & Operators All Risks Ltd. Coverages Abuse & Molestation, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

56 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Cosmetic Insurance Services, a div of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Scottish American Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

In-Home Adult Foster Care Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

In-Home Businesses RLI Insurance Company Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

In-Home Child Care Markel Specialty - Programs Coverages Abuse & Molestation, CGL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Industrial Parks Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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2015 Annual Program Directory, Volume I Innkeepers Philadelphia Insurance Companies Coverages Commercial Auto, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insurance Agents & Brokers (P/C L/H) Admiral Insurance Co. Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States All Risks Ltd. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Brokers’ Risk Coverages Billing Error E&O, Business Income, Business Interruption, Crime, Cyber Liab, D&O, E&O, Educator Legal Liab, GL, Inland Marine, Insurance Broker Bonds, Legal Liab, Misc Professional Liab, Performance & Payment Bonds, Personal Liab, Personal Property, Personal Umbrella, Products Liab, Professional Liab, Property, Protection & Indemnity (P&I) Carrier Status Non-admitted States All States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Hagerty Insurance Agency LLC Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto PersStandard Phys Dmg States Most States IAAC Inc. Coverages Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fiduciary Liab, Personal Umbrella, Umbrella, Workers’ Comp Carrier Status Admitted States NY Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Number One Insurance Agency Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, E&O, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

Sun Coast General Insurance Agency Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA SWBC Coverages Commercial & Personal Auto, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States All States U.S. Brokers Network Inc. Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Western E&O Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Internet Companies Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States Most States JLT Facilities Inc. Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Investigators All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Costanza Insurance Agency Inc. Coverages GL, Professional Liab, Workers’ Comp States All States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Contractors Equip, Crime, Property Carrier Status Admitted States Most States Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Property Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Insurance Innovators Group Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted tates DE, MD, NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 57

2015 Annual Program Directory, Volume I Land Surveyors

Laundries/Coin Laundry

Limousine Service Companies

HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States All States

Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI All Risks Ltd. Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States Most States Bass Underwriters Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most States Gridiron Insurance Underwriters, Inc. Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI Irving Weber Associates Inc. (IWA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Truckers Insurance Associates Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, OR, SD, UT, WA, WI, WY Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States Willis Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Landfills/Recycling/Disposal Facilities Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Landscape Contractors Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Property Carrier Status Non-admitted States TX Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Landscape Gardeners Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Scottish American Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

Laser Centers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

Law Firms 5Star D&O Program Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States Continental Brokers Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Gray-Stone & Company Inc. Coverages Crime, D&O, E&O, Fiduciary Liab, GL, Kidnap/ Ransom, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States JLT Facilities Inc. Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Lawyer’s Protector PlanÆ Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States U.S. Risk Insurance Group Inc. Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX Willis Programs Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

58 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Liquor Stores Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA Number One Insurance Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Long Term Care Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL,

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2015 Annual Program Directory, Volume I Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Lumber Mills/Saw/Plywood Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Continental Underwriters Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Woodus K. Humphrey & Co. (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine Shops Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX Western Surplus Lines Agency Inc. Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Managed Care Centers 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States www.insurancejournal.com

Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States NAS Insurance Services Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference In Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Swett & Crawford

Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States Most States USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States

Manufacturers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States American Underwriting Managers Coverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States J.M. Wilson Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA MacAfee & Edwards Inc. - Mexican Ins. Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States Personal Safeguards Group LLC Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States USX/S Coverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States Maritime Program Group Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Midlands Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

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2015 Annual Program Directory, Volume I T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States

Marina/Boat Repair & Service Centers All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, Auto Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sun Coast General Insurance Agency Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marinas/Boat Dealers All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States Midlands Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Commercial Auto, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sun Coast General Insurance Agency Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Martial Arts Facilities K&K Insurance Group Inc. Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

60 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States NAS Insurance Services Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

Medical Device/Instrument Manufacturer Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Medical Imaging Centers Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

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2015 Annual Program Directory, Volume I Medical Professionals Access E&S Insurance Services (CA) Coverages BOP, Cyber Liab, EPLI, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV NAS Insurance Services Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX PBS Insurance Underwriting Corporation Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States Rockwood Programs Inc. Coverages Cyber Liab, D&O, EPLI, Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Healthcare Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Medical Spas Access E&S Insurance Services (CA) Coverages Cyber Liab, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted, Non-admitted States Most States

Metalworking Companies Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Mobile Auto Detailer 5Star Garage Services & Auto Dealers Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mobile Home Parks (Commercial)

Mental Health Care Facilities

American Modern Insurance Group Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States American Underwriting Managers Coverages GL, Property Carrier Status Non-admitted States AK, AZ, CO, FL, KS, LA, MO, NC, NM, OK, TX, WY AmWINS Group Inc. - 80 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States Most States Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted tates Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted, Non-admitted States Most States

Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States

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King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI Philadelphia Insurance Companies Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South & Western General Agency Inc. Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Mortgage Bankers/Lenders Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Insurmark a Div. of Financial & Professional Risk Sol. Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States Johnson & Johnson Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States RPS - Executive Lines Division Coverages Business Interruption, Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States Russell Bond & Co. Inc. Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States Worldwide Facilities Inc. - All Offices Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage Brokers Access E&S Insurance Services (CA) Coverages BOP, Cyber Liab, EPLI, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States King Insurance Support Systems Coverages Professional Liab States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 61

2015 Annual Program Directory, Volume I RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/ Ransom Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most

Motion Picture (Film/Video) Producers All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property States All States Euclid Managers LLC Coverages Breach of Security, Cyber Liab, E&O, Media Liab, Professional Liab Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

Motor Sports American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime, Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Motorcycle Dealers / Dealerships All Risks Ltd. Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States Most States American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States Most States MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, TX, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Movie Boats Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Movie Theaters K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States Most States

Moving & Storage Companies Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States Most States

Moving Companies Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX Paul Hanson Partners Specialty Ins. Solutions Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States Most States

Municipalities Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, NC, NV, NY, OH, PA, SC, TN, UT, WI Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Midlands Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Public Officials, Umbrella Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

62 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Museums American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States

Nanny Services Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States JLT Facilities Inc. Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Night Clubs International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

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2015 Annual Program Directory, Volume I Nonprofit Organizations Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Nonadmitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States CID Insurance Programs Inc. Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Nonadmitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages D&O, EPLI Carrier Status Admitted States Most States www.insurancejournal.com

R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Rockwood Programs Inc. Coverages Crime, D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Russell Bond & Co. Inc. Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Swett & Crawford

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States Most States

Nurseries / Garden Centers Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

Nursing Homes 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States CRC Insurance Services - All Offices Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Office Building Owners Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI

Oil & Gas Operators Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Houston International Insurance Group Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 63

2015 Annual Program Directory, Volume I MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Sloan Mason Insurance Services Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Southwest Energy Underwriters Inc. Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Swett & Crawford

Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States Most States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Transpac Managers Inc. Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - Agriculture Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States All Risks Ltd. Coverages Property, Workers’ Comp Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Flood, Motor Truck Cargo, Pollution Liab Carrier Status Admitted States Most States

Osteopaths Admiral Insurance Co. Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Parent Teacher Organizations (PTAs/ PTOs) R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops

Pet Salons/Kennels/Supplies

All Risks Ltd. Coverages Crime, Employee Benefits, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

Pest Control Firms 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Lost Key, Nonowned & Hired Auto, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States Ohio E & S Agency Inc. Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL, Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States MI, OH Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, Care/Custody/Control, GL, Products Liab, Professional Liab Carrier Status Non-admitted States CA, NV Philadelphia Insurance Companies Coverages Commercial Auto Commercial Auto, Care/Custody/ Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sierra Specialty Coverages CGL, Excess Liab, Herbicide & Pesticide, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Pet Care Professionals Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

64 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Allen Financial Ins. Group / The Equestrian Group

Coverages BOP, Business Income, Care/Custody/Control, Excess Liab, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, Care/Custody/Control, GL, Professional Liab, Property Carrier Status Non-admitted States CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States Most States

Petroleum Distributors AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Physician Assistants Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Physicians Admiral Insurance Co. Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States Most States HM Risk Group Coverages Accident & Health, Accident & Sickness, Accidental Death, BOP, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Foreign GL, GL, Int’l Coverage - Commercial, Kidnap/Ransom, Liability, Medical, Medical Malpractice, Medical Professional, Misc Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States www.insurancejournal.com

2015 Annual Program Directory, Volume I NAS Insurance Services Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Medical Malpractice C arrier Status Admitted, Non-admitted States Most States

Piers & Docks All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Pizza Delivery AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States All Risks Ltd. Coverages Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Program Risk Specialists Coverages Nonowned & Hired Auto Carrier Status Non-admitted States Most States Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Plastic Manufacturers & Distributors NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States www.insurancejournal.com

Podiatric Physicians Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement Officers Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Production Companies All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Faulty Coverage, Inland Marine, Negative Film, Nonowned & Hired Auto, Props, Railroad Protective Liab, Sets, Theft, Wardrobe, Workers’ Comp Carrier Status Admitted States CA

Professional Employer Organizations (PEO’s) Appalachian Underwriters Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States Artex Risk Solutions Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV JLT Facilities Inc. Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sloan Mason Insurance Services Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Property Management Firms

Empire Underwriters, LLC

Coverages Commercial Excess, GL, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Professionals/Consultants/Contractors Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

CID Insurance Programs Inc. Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Innovative Risk Solutions Coverages Dwelling Fire, E&O, Foreclosed Properties, Liability, Property, Rented Property Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States National Affordable Housing Program / Sandner Group Coverages Apartment House Package, Business Income, Business Interruption, Crime, Equipment Breakdown, GL, Inland Marine, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Windstorm Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

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Property Managers Access E&S Insurance Services (CA) Coverages Cyber Liab, EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Johnson & Johnson Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/ Ransom, Professional Liab Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA MAXIMUM Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States National Affordable Housing Program / Sandner Group Coverages Assault & Battery, Boiler & Machinery, Business Interruption, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States New Empire Group Coverages Crime, Cyber Liab, E&O, EPLI, GL Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Auto Comm-Standard, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Fidelity, Liability, Nonowned & Hired Auto, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States RSI International Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN US Assure Coverages GL, Rented Property, Renters Insurance, Residential Property Carrier Status Admitted States Most States

Public Entities Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States American Public Risk Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH, PA, SC AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions, Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States Brokers’ Risk Coverages Billing Error E&O, D&O, E&O, Equipment Breakdown, Fidelity Bonds, Fiduciary Liab Carrier Status Non-admitted States All States Euclid Architects & Engineers and Euclid Public Sector Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Loveland & Smart Insurance Services Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Police Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States AK, AZ, CA, CO, HI, NV, OR, WA MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Midlands Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States OneBeacon Government Risks Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Fire, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States RPS Technology & Cyber Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

66 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers Euclid Managers LLC Coverages Cyber Liab, E&O, Media Liab Carrier Status Admitted States Most States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Agents & Brokers Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Norman-Spencer Agency Inc. Coverages E&O Carrier Status Admitted States All States Personal Safeguards Group LLC Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States RealCare Insurance Coverages E&O, Professional Liab Carrier Status Admitted States Most States RPS - Executive Lines Division Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Non-admitted States Most States Sun Coast General Insurance Agency Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

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2015 Annual Program Directory, Volume I Real Estate Appraisers

Recording Studios

Residential Subcontractors

Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States US Assure Coverages Builders Risk, COC, Contractors Equip, Installation Floaters, Theft Carrier Status Admitted States Most States

Intercorp Inc.

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RealCare Insurance Coverages E&O, Professional Liab Carrier Status Admitted States AK, LA, NY SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Non-admitted States All States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Real Estate Developers/Homebuilders Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States Midlands Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States National Affordable Housing Program / Sandner Group Coverages Apartment House Package, Assault & Battery, Crime, Equipment Breakdown, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States US Assure Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm States Most States

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Records Storage & Info Mgmt Brightstone Insurance Services LLC Coverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Recycling Centers AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Crime, Environmental Liab, Equipment Breakdown, GL, Inland Marine, Pollution, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Registered Investment Advisors CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Nonadmitted States Most States

Resorts Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Restaurants 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States A.I.I. Insurance Brokerage of Mass. Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Advanced E&S Group - Southeast Region Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Flood, Food Spoilage, Garage Keepers Legal Liab, Glass, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Non-admitted States CA, CO, FL, GA, IL, LA, NC, SC

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 67

2015 Annual Program Directory, Volume I Agency Intermediaries Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX Appalachian Underwriters Inc. Coverages Business Income, Business Interruption, CGL, Equipment, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States MO, MS, NY, TX Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States Most States Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness Carrier Status Admitted, Non-admitted States Most States Insurance Innovators Group Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA International Excess Companies Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irving Weber Associates Inc. (IWA) Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL MarketScout Coverages Assault & Battery, Business Income, Business Interruption, CGL, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Admitted States Most States MAXIMUM Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN National Insurance Underwriters Coverages Business Income, Crime, Employee Benefits, EPLI, Equipment, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Personal Property, Umbrella Carrier Status Admitted, Non-admitted States AL, AR, AZ, CO, FL, GA, IL, LA, MD, MO, MS, NC, NJ, NV, OH, OK, PA, SC, TN, TX, VA Number One Insurance Agency Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Assault & Battery, Equipment Breakdown, GL, Liquor Liab, Property, Spoilage Carrier Status Admitted, Non-admitted States CA, NV Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States ProHost USA Inc. Coverages Assault & Battery, Boiler & Machinery, Crime, EPLI, Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States RISCO Insurance Brokerage Inc. Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

68 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN Sun Coast General Insurance Agency Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO

Retail Stores 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL www.insurancejournal.com

2015 Annual Program Directory, Volume I Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN Personal Safeguards Group LLC Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks HCC Specialty (MA) Coverages CGL, Property Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV Dealerships All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, NonTrucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States MAXIMUM Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Crime, Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Property, Uninsured Motorists Carrier Status Admitted States Most States

RV Parks Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Scaffold Erectors Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

School Busing Firms 5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CT, DE, MA, MD, MI, NH, NJ, NY, OH, PA, VA, VT, WV National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Schools-Public/Private ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PA AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States Most States Apex Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Brokers’ Risk Coverages Student Accident, WC - Captive Placement, Workers’ Comp Carrier Status Non-admitted States IL Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States G.J. Sullivan Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Securities Brokers/Dealers CalSurance Associates Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 69

2015 Annual Program Directory, Volume I Security Guard Firms All Risks Ltd. Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Costanza Insurance Agency Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Lost Key, Professional Liab Carrier Status Non-admitted States CA, NV Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Self-Storage Facilities All Risks Ltd. Coverages Business Income, CGL, Earthquake, Employee Benefits, Excess Liab, Flood, GL, Nonowned & Hired Auto, Pollution Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States Safehold Special Risk Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Service Stations Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ship Repairers/Marine Artisan Contractor Agency Intermediaries Inc. Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA, ME All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Maritime Program Group Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States Safehold Special Risk Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Sloan Mason Insurance Services Coverages Hull, MEL, Protection & Indemnity (P&I), Ship Repairers Legal, USL&H Carrier Status Admitted, Non-admitted States Most States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States The Hanover Insurance Group Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States Most States

Ship Yards All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella Carrier Status Non-admitted States Most States Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

70 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Safehold Special Risk Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shopping Centers Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrapup`, Umbrella, Workers’ Comp States Most States Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States Most States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Preferred Property Programs Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

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2015 Annual Program Directory, Volume I Shuttle Service-Non Emergency Medical 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States All Risks Ltd. Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Truckers Insurance Associates Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, SD, UT, WA, WI, WY Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Shuttle Services 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States Most States Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Truckers Insurance Associates Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, SD, UT, WA, WI, WY Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Small to Mid-Sized Businesses Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States www.insurancejournal.com

Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV Great American Ins. Group - Executive Liability Div. Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ProWriters Coverages BOP, E&O, GL Carrier Status Admitted States Most States RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Snow Ski Rental Firms Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Snowmobile Tours - Guided Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Social Clubs Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States Admiral Insurance Co. Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Div. Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Monitor Liability Managers Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 71

2015 Annual Program Directory, Volume I Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS NIPC Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Russell Bond & Co. Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Business Interruption, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Software Developers Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Solar Mfg. and/or Contractors Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Pollution Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special Events Agency Intermediaries Inc. Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, ME, NH, RI All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Accidental Death, Blanket Addt’l Insureds, Cast Insurance, CGL, Event Cancellation, Excess Liab, Fire Legal Liab, Hole-in-One, Liquor Liab, Participant Accident, Props, Sets, Trade Shows & Festivals, Wardrobe, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Ashley General Agency Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX Brokers’ Risk Coverages Event Cancellation, Umbrella Carrier Status Non-admitted States All States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Gateway Specialty Insurance Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States Insurance Center Special Risks Ltd. Coverages GL, Liquor Liab Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT Insurance Innovators Group Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA Philadelphia Insurance Companies Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States

72 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Inland Marine, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States Most States

Substance Abuse Program Administrators Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Surgery Centers NAS Insurance Services Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States USX/S Coverages Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Medical & Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Tanning Salons Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

2015 Annual Program Directory, Volume I Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Property Carrier Status Non-admitted States All States

Tattoo Parlors/Permanent Makeup/ Body Piercing All Risks Ltd. Coverages Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Blanket Addt’l Insureds, Business Income, CGL, Completed Operations Liab, New Occurrence, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WA Insurance Innovators Group Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VA, DC Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Tax Preparers & Bookkeepers All Risks Ltd. Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States AL, AZ, CA, CO, FL, IA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, OH, OR, PA, SC, TN, TX, VA, WA Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Professional Programs (fka 5Star Professional) Coverages E&O, Professional Liab Carrier Status Admitted States All States

Taxi Service 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States Most States Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical Staffing PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States www.insurancejournal.com

World Wide Specialty Programs Inc.

Temporary Staffing Firms All Risks Ltd. Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Appalachian Underwriters Inc. Coverages EPLI, Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Artex Risk Solutions Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Empire Underwriters, LLC

Coverages Commercial Excess, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (fka 5Star Professional) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States All States U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Theatre Production Companies Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property, Wardrobe Carrier Status Admitted States All States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Title Agents Admiral Insurance Co. Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Johnson & Johnson Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/ Ransom, Professional Liab Carrier Status Non-admitted States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, Professional Liab Carrier Status Admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States All Risks Ltd. Coverages Excess Liab, GL, Workers’ Comp States Most States Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Truckers Insurance Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, SD, UT, WA, WI, WY

Tow Truck Firms 5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States Guardian Insurance Wholesalers Inc. Coverages GL, Liability, On-Hook Cargo, Physical Damage Carrier Status Admitted States All States KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 73

2015 Annual Program Directory, Volume I Markel Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Russell Bond & Co. Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States

Trade Show Exhibitors Allen Financial Ins. Group / The Equestrian Group Coverages Addt’l Expense, Auto Comm-Standard, Care/Custody/ Control, CGL, Completed Operations Liab, Equipment, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Umbrella Carrier Status Admitted States All States BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Blanket Addt’l Insureds, Excess Liab, Hole-inOne, Liability, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Translators & Interpreters Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Travel Agents & Tour Operators Euclid Managers LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Travel Trailers American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Truck Body/Manufacturers/ Distributors Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Products Liab, Umbrella States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States 5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages Commercial Excess, Motor Truck Cargo, Physical Damage, Umbrella Carrier Status Non-admitted States Most States Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters, LLC

Coverages Commercial Excess, GL, Motor Truck Cargo, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States Guardian Insurance Wholesalers Inc. Coverages Cargo, GL, Liability, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA International Excess Program Managers Coverages Cargo, GL, Property Carrier Status Admitted, Non-admitted States Most States International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States

74 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA MacAfee & Edwards Inc. - Mexican Ins. Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FL MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States Midlands Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Nonadmitted States AZ, CA, NV, OR, TX National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, GL Carrier Status Nonadmitted States CA, NV Paul Hanson Partners Specialty Ins. Solutions Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Insurance Company Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States RPS Metcom Coverages Auto Comm-Standard, Cargo, CGL, Umbrella, Uninsured Motorists Carrier Status Admitted States NJ, NY, PA Scottish American Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA South & Western General Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States AR, MS, OK, TN, TX South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX Truckers Insurance Associates Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Marine, GL, Inland Marine, Long Haul, Mechanical Breakdown, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States AR, AZ, CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NM, NV, OH, OK, SD, UT, WA, WI, WY

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2015 Annual Program Directory, Volume I W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO Western Surplus Lines Agency Inc. Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Used Car Dealers All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Appalachian Underwriters Inc. Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Metcom Coverages Auto Comm-Standard, Dealers Open Lot, Garage Liability, GKLL, Property, Umbrella Carrier Status Admitted, Non-admitted States NJ, PA RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

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Scottish American Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA Sierra Specialty Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States Williams & Stazzone Insurance Agency Inc. Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States DE, FL, GA, MD, MO, NC, NJ, NY, PA

Utilities-Natural Gas Companies Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Valet Parking Companies All Risks Ltd. Coverages Garage Keepers Legal Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WA McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States USG Insurance Services Inc. Coverages Garage Liability, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Vendor Management Services Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Veterinarians Allen Financial Ins. Group / The Equestrian Group Coverages BOP, Care/Custody/Control, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Vineyards Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Interruption, Earthquake, Excess Liab, Flood, Motor Truck Cargo, Pollution Liab, Products Liab Carrier Status Admitted States Most States Sierra Specialty Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Vitamin/Health Food Suppliers NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse Operators AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States Brightstone Delivery Insurance LLC Coverages Addt’l Expense, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Flood, Freight Forwarder, Legal Liab, Liability, Loss of Use, Motor Truck Cargo, Nonowned & Hired Auto, Occupational Accident, Physical Damage, Products Liab, Theft, Truck Broker, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 75

2015 Annual Program Directory, Volume I Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA

Empire Underwriters, LLC

Coverages Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Midlands Coverages Legal Liab, Property Carrier Status Non-admitted States Most States National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waste Haulers ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States Most States All Risks Ltd. Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CT, GA, IL, IN, MD, MO, MS, NC, NV, PA, TN, VA Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX Guardian Insurance Wholesalers Inc. Coverages GL, Liability, Physical Damage Carrier Status Admitted States All States PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO Willis Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Water Well Drilling Operation Co’s

Wildlife Control

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Surplus Lines Agency Inc. Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX Willis Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Water/Wastewater Facilities Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Grundy Insurance Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States Most States NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States US Assure Coverages Builders Risk, COC, Earthquake, Fire, Flood, Hail, Hurricane, Installation Floaters, Theft, Weather, Windstorm States Most States

Wineries All Risks Ltd. Coverages Property, Workers’ Comp Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard Liability, Boiler & Machinery, CGL, Commercial Excess, Crime, Equipment, Equipment Breakdown, Excess Liab, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage Carrier Status Admitted States Most States Sierra Specialty Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Wood Workers AmWINS Group Inc. - 80 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States Most States Woodus K. Humphrey & Co. (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking Contractors AmWINS Group Inc. - 80 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Weddings

Yacht Clubs

All Risks Ltd. Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States Most States Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages CGL, Event Cancellation, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States Markel Personal Lines Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States

Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Midlands Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

76 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

www.insurancejournal.com

2015 Annual Program Directory, Volume I Safehold Special Risk Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Yachts/Mega Yachts Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States Most States Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT Maritime Program Group Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States Markel Personal Lines Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States Sun Coast General Insurance Agency Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

www.insurancejournal.com

Youth Sports Associations Allen Financial Ins. Group / The Equestrian Group Coverages Abuse & Molestation, Accident & Health, Accidental Death, Auto Comm-Standard, CGL, Commercial Excess, Crime, Event Cancellation, Excess Liab, Participant Accident, Property Carrier Status Admitted States All States Brokers’ Risk Coverages Accidental Death, Student Accident Carrier Status Non-admitted States IL CID Insurance Programs Inc. Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WA Gales Creek Insurance, A Div of JD Fulwiler & Co. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, D&O, Inland Marine, Participant Accident States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 77

2015 Annual Program Directory Volume I – Alphabetical Directory of Markets 5Star Business Auto Program (Misc. classes)

ACE Commercial Risk Services - Programs

American Public Risk

5Star Contract School Bus Program

Admiral Insurance Co.

American Reliable Insurance Company

5Star D&O Program

Advanced E&S Group - Midwest Region

American Specialty Insurance & Risk Services, Inc.

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Towing & Recovery Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 towing@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services 906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

A.I.I. Insurance Brokerage of Mass., Inc. 183 Davis St., Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 info@agencyint.com www.agencyint.com

Access E&S Insurance Services (CA)

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

Access E&S Insurance Services (VA) 2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com P.O. Box 5430, Mount Laurel, NJ 08054 Phone: (856) 429-9200, Fax: (856) 429-8611 lheaton@admiralins.com www.admiralins.com

500 N. Michigan Ave., Ste. 1039, Chicago, IL 60611 Phone: (866) 867-0505, Fax: (312) 245-3001 quote@advancede-s.com www.aesins.com

Advanced E&S Group - Southeast Region 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (954) 842-7826, Fax: (904) 834-4479 tstevens@advancedesgroup.com www.advancedesgroup.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

Agency Intermediaries, Inc.

1575 Boston Post Rd., Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 info@agencyint.com www.agencyint.com

Agricultural Insurance Mgmt Svcs. 1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

All Risks, Ltd.

8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-7704 Kristine.tieplinsky@assurant.com www.americanreliable.com

7609 W. Jefferson Blvd., Ste. 100, Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 969-4729 bschall@amerspec.com www.amerspec.com

American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

AMIS/Alliance Marketing & Insurance Services 355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 mnowell@amiscorp.com www.amisinsurance.com

AmTrust Surety

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com

AmWINS Group, Inc. - 80 Offices Nationwide

See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

AmWINS Program Underwriters

Allen Financial Ins. Group / The Equestrian Group

AmWINS Transportation Underwriters, Inc.

12424 N. 32nd St., Ste. 101, Phoenix, AZ 85032 Phone: (800) 874-9191, Fax: (602) 992-8327 mpallante@eqgroup.com www.eqgroup.com

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Alliant Specialty Insurance Services

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

AmWINS Transportation Underwriters, Inc. (Zionsville) 80 E. Cedar Street, Zionsville, IN 46077 Phone: (317) 942-0423, Fax: (336) 229-6977 mark.maucere@amwins.com www.amwins.com/motorsports

Anderson & Murison, Inc.

P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com For more info, see our ad on page 21 (National).

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, check out our ad on page 22 (National).

Allied Protector Plan

Apex Insurance Services

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

American Modern Insurance Group

Appalachian Underwriters, Inc.

P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com 78 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

800 Oak Ridge Turnpike, Ste. A-1000, Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com www.insurancejournal.com

2015 Annual Program Directory Volume I – Alphabetical Directory of Markets Appleby & Sterling

Burns & Wilcox - All Offices

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 4 & 5 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com For more info, see our ad on page 17 (National).

Artex Risk Solutions, Inc.

2 Pierce Place, Itasca, IL 60143 Phone: (630) 694-5050, Fax: (630) 285-4199 artexinfo@artexrisk.com www.artexrisk.com

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

Beacon Hill Associates, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Berkley Specialty Underwriting Managers, LLC Environmental Division 303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

Brecht & Associates

e F

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 rcranford@ashleyga.com www.ashleyga.com

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com For more info, see our ad on page 11 (S. Central).

Atlas General Insurance Services

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com www.atlas.us.com

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures. www.insurancejournal.com

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 745-7189, Fax: (800) 607-6875 info@calsurance.com www.calsurance.com

Care Providers Insurance Services, LLC 16301 Quorum Rd., Ste. 100A, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 parcher@nsminc.com www.ins-cps.com

Centurion Insurance Group

Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com

Charity First Insurance Services, Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com

145 Huguenot St., Ste. 501, New York, NY 10801 Phone: (877) 862-4755, Fax: (914) 636-0802 bgarner@brightstoneins.com www.brightstoneins.com/deliveryinsurance

Brightstone Insurance Services, LLC

CIBA Insurance Services

145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

Brownyard Group

CID Insurance Programs, Inc.

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.agostiniwholesale.com

Coastal Insurance Underwriters, Inc. P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

Brownyard Programs, Ltd. 91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

BUA, LLC Atlass Insurance Group

CalSurance Associates

Brightstone Delivery Insurance, LLC

Associations Underwriters & Ziplow Horse Ins. 1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com For more info, see our ad on page 9 (National).

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Builders & Tradesmen’s Insurance Services, Inc. 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 info@btisinc.com www.btisinc.com

Commercial Sector Insurance Brokers, LLC 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 landrews@comsectorins.com www.comsectorins.com

Community Association Insurance Solutions, LLC 5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762 Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.MGAlive.com

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 79

2015 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Construction Insurance Partners

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

Construction Insurance Solutions

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Underwriters, Inc.

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 bbaker@jdfulwiler.com www.galescreek.com

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (813) 448-9300, Fax: (813) 448-9310, Toll Free: (800) 758-8113 quotes@empireunderwriters.com www.empireunderwriters.com Empire Underwriters is a national Insurance Wholesaler, Excess and Surplus lines Facility and Program Manager who aims to help you, the Producer, to write more business. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications and access to new markets quickly.

Equisure, Inc.

13790 E. Rice Pl., Ste. 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com

Cosmetic Insurance Services, a div of Frenkel & Company

601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, see our ad on page 26 (National).

Costanza Insurance Agency, Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

CPA Protector Plan

655 North Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

CRC Insurance Services - All Offices See Website for Locations Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

Crouse & Associates

650 California St., Ste. 1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crusader Insurance Company

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 mgabor@gaborinsurance.com www.gaborinsurance.com

Gales Creek Insurance, A Div of JD Fulwiler & Co.

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Continental Brokers, Inc.

Gabor Insurance Services, Inc.

Gateway Specialty Insurance

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Glatfelter Healthcare Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com

Euclid Architects & Engineers and Euclid Public Sector

Glatfelter Insurance Group

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidae.com | www.euclidps.com

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com

Euclid Managers, LLC

Glatfelter Public Practice

2345 Grand Blvd., Ste. 1150,, Kansas City, MO 64108 Phone: (816) 778-0708, Fax: (816) 778-0715 msutton@euclidmanagerskc.com www.euclidmanagerskc.com

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com

Evolution Insurance Brokers

Glatfelter Religious Practice

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Floodwatch

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 gary.tisdale@floodwatchins.com www.floodwatchins.com

Fox Point Programs

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Gray-Stone & Company, Inc.

275 E. Hillcrest Dr., Ste. 250, Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: (805) 299-4985 info@gray-stone.com www.gray-stone.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

G.J. Sullivan Company

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9530, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com For more info, check out our ad on page 15 (National).

80 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

Great American Insurance Group Executive Liability Division

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com For more info, see our ad on page 13 (National). www.insurancejournal.com

2015 Annual Program Directory Volume I – Alphabetical Directory of Markets Great American Insurance Group, Specialty Human Services

Insurance Center Special Risks, Ltd.

J.M. Wilson

20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 info@specilarisksltd.com www.specialrisksltd.com

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

Insurance Innovators Group - 6 Offices Serve Nationwide

JLT Facilities, Inc.

Gridiron Insurance Underwriters, Inc.

301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (800) 722-3260, Fax: (888) 513-5593 czellers@gaic.com www.SpecialtyHumanServices.com

6971 W. Sunrise Blvd., Ste. 104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 ddemott@gridironins.com www.gridironins.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Guardian Insurance Wholesalers, Inc. P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

Hagerty Insurance Agency, LLC

141 Rivers Edge Dr., Ste. 200, Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com

HCC Specialty

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 685-1600, Fax: (925) 685-3638 jbechter@hcc.com www.hccspecialty.com

HCC Specialty (MA)

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hcc.com www.hccspecialty.com

Herbert H. Landy Insurance 75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

HM Risk Group

P.O. Box 1702, Austin, TX 78767 Phone: (512) 827-9896, Fax: (512) 782-0403 ashley@hmriskgroup.com www.hmriskgroup.com

Hotels & Resorts Insurance Program - CITA Insurance Services 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

Houston International Insurance Group 800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 cwallach@hiig.com www.hiig.com

IAAC, Inc.

5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 431-1126 bbixby@iiabny.org www.iiabny.org

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

www.insurancejournal.com

See Website for Addresses, Headquarters - Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurmark a Div. of Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

Insurtec Tanning and Spa Insurance P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

International Excess Companies

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (888) 291-1382 kennethkukral@intlxs.com www.intlxs.com

International Excess Program Managers

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (800) 937-3497, Fax: (888) 291-1382 webinquiry@intlxs.com www.xsprograms.com

International Transportation & Marine Agency, Inc. 7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

IPC

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Irving Weber Associates, Inc. (IWA) 761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (855) 661-4557, Fax: (888) 622-0414 info@iwains.com www.iwains.com

Irwin Siegel Agency, Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Izzo Insurance Services, Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

JM Associates / Burnham + Company One Bridge Plaza N, Ste. 445, Fort Lee, NJ 07024 Phone: (201) 585-6521, Fax: (201) 585-6590 Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Johnson & Johnson

P.O. Box 899, Charleston, SC 29402 Phone: (843) 577-1484, Fax: (843) 577-1584 pmb@jjins.com www.jjins.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Lancer Indemnity Company

P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com

Lawyer’s Protector PlanÆ

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lppinsurance.com

LIG Marine Managers

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

Loveland & Smart Insurance Services, Inc. 9700 Fair Oaks Blvd., Ste. A, Fair Oaks, CA 95628 Phone: (916) 362-5500, Fax: (916) 362-5595 Rett@lovelandsmart.com www.lovelandsmart.com

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2015 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets M.J. Hall & Company, Inc.

MBA Insurance Agency of AZ, Inc. 8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

National Advantage Insurance Services, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 mindy@mjhallandcompany.com www.mjhallandcompany.com

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

McClelland and Hine, Inc.

National Affordable Housing Program / Sandner Group

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MacNeill Group, Inc., CMGA

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

Maritime Program Group

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-mga.com www.mhi-mga.com For more info, check out our ad on page 6 (South Central) or page 4 (Southeast).

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

1600 E. Florida Ave., Ste. 208, Hemet, CA 92544 Phone: (800) 669-4347, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Programs

4600 Cox Rd., Glen Allen, VA 23060 Phone: (804) 527-7622, Fax: (804) 965-1689 mnichols@markelcorp.com www.markelprograms.com

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midlands

3817 NW Expressway, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com For more info, see our ad on page 18 (National).

MiniCo Insurance Agency, LLC

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Markel Specialty - Programs P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@markelcorp.com www.markelinsurance.com

Markel Specialty Commercial

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 markets@marketscout.com www.marketscout.com

Monarch E&S Insurance Services

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 3 (West). 233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 contactus@monitorliability.com www.monitorliability.com

N-Surance Outlets, Inc. (Florida)

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

National Indemnity Company

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

National Insurance Underwriters

National Interstate Insurance Company 3250 Interstate Dr., Richfield, OH 44286 Phone: (800) 929-1500, Fax: (330) 659-8907 marketing@NATL.com www.NATL.com

NBIS

2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

Monitor Liability Managers

N-Surance Outlets, Inc. (Georgia)

MAXIMUM

155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 tomeid@sandnergroup.com www.sandnergroup.com

800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services

P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

NAS Insurance Services

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 info@nasinsurance.com www.nasinsurance.com

82 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2015

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com NIF Group Inc. is a program administrator and wholesale brokerage firm. We have exclusive programs for nonprofits, public entities and contracts. We are also an MGA and wholesale brokerage firm.

Nonprofits Insurance Alliance of Calif. P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency, Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com www.insurancejournal.com

2015 Annual Program Directory Volume I – Alphabetical Directory of Markets Norman-Spencer International, Inc. 150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

Ohio E & S Agency, Inc.

5800 Monroe St., Bldg A, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 jeff.pearse@ohioeands.com www.ohioeands.com

OneBeacon Government Risks

Platinum Program Managers & Insurance Services, Inc. 3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 danr@ppmins.com www.ppmins.com

PMC Insurance Group

50 Cabot St., Needham, MA 02492 Phone: (781) 449-7744, Fax: (781) 449-7889 info@pmcinsurance.com www.pmcinsurance.com

Poindexter Surety Services

P.O. Box 37284, Raleigh, NC 27627 Phone: (919) 859-5294, Fax: (919) 834-7039 SuretyOne@poindextersuretyservices.com www.poindextersuretyservices.com

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com

Oryx Insurance Brokerage, Inc.

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com

Pacific Coast E&S Ins. Services (Santa Rosa) 2235 Mercury Way, Ste. 110, Santa Rosa, CA 95407 Phone: (800) 772-8538, Fax: (707) 573-9761 capolicy@pacificcoastes.com www.pacificcoastes.com

Parcel Insurance Plan

9666 Olive Blvd., Ste. 200, St. Louis, MO 63132 Phone: (800) 325-7390, Fax: (314) 692-0900 llash@pipinsure.com www.pipinsure.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc. P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

PBS Insurance Underwriting Corporation 303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 pbs@pbsinsurance.com www.pbsinsurance.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (184) 727-58497, Fax: (184) 799-90774 mike@personalsafeguards.com www.personalsafeguardsgroup.com

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

www.insurancejournal.com

ProHost USA, Inc.

4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416 Phone: (952) 924-6924, Fax: (952) 922-5423 info@prohostusa.com www.prohostusa.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

PULIC Program - TDC Specialty Insurance Co. 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Preferred Property Programs 960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Prime Insurance Company

Quaker Special Risk (Mass.)

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Proctor Financial, Inc.

Quaker Special Risk (New Jersey)

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 acarnagie@pfic.com www.pfic.com

Professional Governmental Underwriters

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Insurance Concepts (Formerly Crump Prof. Concepts) 105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

Professional Liability Insurance Services, Inc. - Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Program Risk Specialists

3025 Windward Plaza, Ste. 400, Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.programrisks.com

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.qsr-insurance.com For more info, check out our ad on page 28 (National).

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

R.V. Nuccio & Associates, Inc. 10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RealCare Insurance

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 vkloepping@relmark.net www.relmark.net

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 83

2015 Annual Program Directory Volume I – Alphabetical Directory of Markets RISCO Insurance Brokerage, Inc.

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

RLI Insurance Company

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 inquiries@rlicorp.com www.rlicorp.com

RLI Specialty Programs

909 Lake Carolyn Pkwy, Ste. 800, Irving, TX 75039 Phone: (972) 481-1034, Fax: (972) 481-1099 Victor.Garcia@rlicorp.com www.rlicorp.com

Rockwood Programs, Inc.

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS - Executive Lines Division

See Website - 60+ Locations, Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (312) 922-7563 contact_us@rpsins.com www.rpsins.com

RPS Bollinger Sports & Leisure 101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb_meslar@RPSins.com www.RPSins.com

RPS Healthcare

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare

RPS Metcom

P.O. Box 90, Ridgefield Park, NJ 07660 Phone: (800) 521-1717, Fax: (201) 641-6566 submissions@metcomexcess.com www.metcomexcess.com

RPS NIPC

P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 hturner@safehold.com www.safehold.com

Sapphire Blue

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scottish American

17822 E. 17th St., Tustin, CA 92780 Phone: (714) 550-5050, Fax: (800) 378-8588 janet@scottishamerican.com www.scottishamerican.com

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

Sloan Mason Insurance Services

1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com

Smith, Bell & Thompson, Inc.

40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

South & Western General Agency, Inc. P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com For more info, see our ad on page 5 (S. Central).

South Texas General Insurance Agency

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

Southwest Energy Underwriters, Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Southwest Risk RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

RSI International, Inc. (Missouri)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Special Markets Insurance Consultants, Inc. 10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate@specialmarkets.com www.specialmarkets.com

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com

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Specialty Programs and Facilities Managers, Inc. (AmWINS) 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Sun Coast General Insurance Agency P.O. Box 30750, Laguna Hills, CA 92654 Phone: (949) 768-1132, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

Sunderland Insurance Services, Inc.

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

SURETY ONE, Inc.

5 W. Hargett St., 4th Fl, Raleigh, NC 27601 Phone: (787) 333-0222, Fax: (919) 834-7039 Undewriting@SuretyOne.org www.SuretyOne.org

SWBC

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

Swett & Crawford

See website for addresses, Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com 100 + years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on 4 continents.

T.H.E. Insurance Company

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

Target Professional Programs (Formerly 5Star Professional) 10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 cfoley@target-capital.com www.TargetProIns.com

TCA, Inc.

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com www.insurancejournal.com

2015 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Tejas American General Agency

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com For more info, see our ad on page 3 (S. Central).

U.S. Risk Insurance Group, Inc.

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

The American Equity Underwriters, Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

The Hanover Insurance Group

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

UCA General Insurance Services 6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Unifax Insurance Systems, Inc.

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

The Insurancenter

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

The McGowan Companies

Corporate Headquarters; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

US Assure

8230 Nations Way, Jacksonville, FL 32256 Phone: (800) 800-3907, Fax: (888) 828-9427 info@usassure.com www.usassure.com For more info, check out our ad on pages 44 and 55 (National). US Assure manages, distributes and services programs for leading carriers in the construction and property insurance market. 1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

The Mechanic Group, Inc.

USX/S

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

V3 Insurance Partners, LLC

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

Transpac Managers, Inc.

8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com

Truckers Insurance Associates, Inc.

1280 Office Plaza Dr., West Des Moines, IA 50266 Phone: (800) 652-9515, Fax: (515) 276-1418 sfilean@truckers-insurance.com www.truckers-insurance.com

U.S. Brokers Network, Inc.

1832 Woodmoor Dr., Ste. 101, Monument, CO 80132 Phone: (719) 488-5502, Fax: (719) 487-1782 submissions@usbrokersnetwork.com www.usbrokersnetwork.com

www.insurancejournal.com

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

Western Security Surplus Insurance Brokers, Inc. 595 E. Colorado Blvd., Ste. 810, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 kstevens@wssib.com www.wssib.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com, croeder@westernsruplus.com www.westernsurplus.com

Wildlife Insurance Underwriters, LLC

USG Insurance Services, Inc.

TitlePac, Inc.

2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com

Western Experts in Transportation

Terheggen/Malone Marine Insurance P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

Western E&O

115 Pheasant Run, Ste. 218, Newtown, PA 18940 Phone: (215) 600-0700, Fax: (215) 475-3959 don.barrand@v3ins.com www.v3ins.com

van Wagenen Financial Services

6483 City West Pkwy, Eden Prairie, MN 55344 Phone: (800) 437-5171, Fax: (952) 833-9416 sales@vanwagenen.com www.vanwagenen.com

VFIS

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

Victor O. Schinnerer & Co.

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

W.A.Schickedanz Agency, Inc.

300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

Williams & Stazzone Insurance Agency, Inc. 99 N. Atlantic Ave., Cocoa Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

Willis Programs

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3000, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

Woodus K. Humphrey & Co. (AmWINS) 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Worldwide Facilities, Inc. - All Offices See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@trekadmin.com www.trekadmin.com

June 1, 2015 INSURANCE JOURNAL-NATIONAL REGION | 85

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Sales 22 Reasons Why Salespeople Don’t Make More Sales

here are a few star performers in sales. The other 99 percent fall on a continuum from very good to poor. While this isn’t news to anyone, the common approach is to hold up the 1 percent as models for everyone else. “Strive to be a star,” they’re told. While that may motivate a few, it doesn’t help the vast majority of salespeople who want to sell more but don’t know how to go beyond where they By John Graham are. This picture isn’t complicated. For the most part, salespeople can do things that bother customers so they lose sales unnecessarily. Here are a number of them: 1. Trying too hard. A salesperson can be so focused on making the sale that customers feel pushed to make a decision. Even though they may want to say yes, they say no instead as a way to escape. 2. Inadequate preparation. Using “canned” or rote presentations that are so general they’re meaningless and emphasize the product or service without reference or relevance to the customer. 3. Ignoring the customer. Customers try to figure out whether or not a salesperson is genuinely interested in them, and the

answer determines the outcome of the sale. Any answer other than “yes” means a lost sale. 4. Talking too much. When salespeople don’t know what to say next, they cover it up with more talk. Instead of using such moments to ask questions, they try to get on track with more talk, but it’s too late, the sale is dead. 5. Laying on the jargon. Some salespeople think it makes them seem more confident and competent if they use a “secret language” — jargon — to make themselves sound like experts, when it only makes customers feel uncomfortable. 6. Poor follow through. By placing the top priority on closing sales, little effort often goes into preparing the way to get there, including a failure to answer emails, making mistakes, not returning calls, forgetting to send requested information, and not meeting agreed-upon deadlines.

10. Playing a role. It’s never deliberate, but it happens. A salesperson’s words, manner, and attitude can cause customers to react negatively. Instead of acting normally, they come across as if they’re playing a part or following a script. 11. Failing to involve customers. It’s not only inexperienced salespeople who are guilty of talking to customers, not with them. It’s as if they are determined to grab the reins and keep control at all cost; akin to winning the battle but losing the war.

7. Writing off prospects. How many times has a prospect become a customer long after the salesperson has dropped them? There’s no telling how many more sales a salesperson can make just by staying closer in touch with prospects. 8. Lack of enthusiasm. Whether it’s a clerk at a drycleaner store, a server at a restaurant, a loan officer at a bank, or any other salesperson, it takes energy and enthusiasm to engage customers. 9. Not painting verbal pictures. Too many salespeople try to impress customers with “war stories,” and present “facts” when the customer wants to know how their purchase will

86 | INSURANCE JOURNAL-NATIONAL June 1, 2015

change or improve their life, help them feel better about themselves, and fulfill a dream.

12. Too focused on what they want to sell. It’s one thing to be enthusiastic about your product or service, but it’s something else to make customers feel what you’re selling is all you care about. 13. Stopped learning. They’re frozen in time, www.insurancejournal.com

most likely at when they Selling is hard enough just the opposite. They great way to put the brakes on their sales. first went into sales. are prone to exaggerate without being weighed their competence, their 21. Distancing themselves from the Customers view them as “dated” and out-of-touch, down by attitudes and ability to work collabocompany. This is subtle, but customers unable to help anyone ratively with customers pick up when salespeople drop hints that behaviors. meet current challenges and to close sales. they would do something differently if they and opportunities, and it gets worse with were in charge. It’s an effort to earn points each passing year. 18. Getting pumped up. No salesperson by showing they’re on the customer’s side. can become successful merely by listening It almost always backfires; customers don’t 14. Believe they can sell anything. Not to motivational messages, attending semiwant to do business with renegades. only do they believe it, they see it as a badge nars, or buying the latest sales guru’s book. of honor and a sign of superiority. They Success takes focus and hard work. 22. Confusing talk with action. Because brag about it freely in a self-serving attempt salespeople tend to be verbal, they think to put a shine on a faltering sales career. 19. Talking down to customers. Some that when they say something, they’re doing salespeople intimidate customers so they it. They readily agree to get a proposal 15. Impervious to criticism. They guard can better seize and maintain control. done, make a delivery, assist with a project, their self-image at all cost, requiring endless Some customers acquiesce, not feeling up to or make a presentation. When the due date praise for their sales prowess, while strikchallenging the salesperson, while others comes around, they’re absent. And so are ing out at the slightest sign of criticism. bail out and go elsewhere. Even those who their sales. They not only deny the accusation, concede harbor resentment. Selling is hard enough without being but they also label them weighed down by attitudes and behaviors unfair and wrong. 20. Putting the brakes on. After a salesthat make it tougher — and sometimes person has been in the business for a while, impossible — to make more sales. 16. Not feeleven some years, they start to put their foot ing valued. on the brake. Seemingly, they decide to only Graham of GrahamComm is a marketing and sales Everyone go so far, letting it be known what they consultant and business writer. He publishes a free deserves a pat will and won’t do. They want to decide monthly eBulletin, “No Nonsense Marketing & on the back, which prospects they’ll work on, and the Sales.” Email: jgraham@grahamcomm.com. Phone: but salespeolevel of service they’ll offer customers. It’s a 617-774-9759. Website: johnrgraham.com. ple, unlike others in a company, ® can quantify their performance; SALES & MARKETING IDEAS FOR P&C PROFESSIONALS they know how they’re doing. Being disturbed by a lack of appreciby Alan Shulman, CPCU ation only distracts a salesperson from getting Help your commercial producers and the job done. personal lines CSRs to prospect and sell

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June 1, 2015 INSURANCE JOURNAL-NATIONAL | 87

IDEA EXCHANGE

Agency Management Best of the Best: Developing Niches

ccording to the 2014 MarshBerry Market & Financial Outlook report, 25 percent of commissions/fees are earned on accounts in the construction and manufacturing industries within an average agency. As the economy ebbs and flows, the insurance revenue tied to these industries benefits or suffers. We believe the By Sarah Lucas development of niches within an agency to help drive consistent and predictable growth, is a practice of the best of the best agencies because niches generally provide revenue diversification (by industry), a competitive advantage, and niches can help with new producer development and success. As an agency grows, the number of niches generally grows. We have found that agencies just starting down the path of niche development often ask for help in how to begin. Here are some tips we believe can help develop a niche practice in your agency: • First, it is often common for agencies to have a niche and not know it. Perform an analysis of your client base by industry to detect any niches already in existence. One way to do this is to run a production report by client and sort by SIC (Standard

Source: 2014 MarshBerry Market & Financial Outlook Report

Industrial Classification) or NAICS (North American Industry Classification System) to determine the industry of each client. • Identify existing niches or niches you want to develop. • Catalog your capabilities by niche. Assemble and maintain a tool kit (assessment, tracking, analytics, surveys, calculators, benchmarking tools, web solutions, vendor relationships, etc.). • Secure testimonials from clients and develop marketing materials. • Develop a program to publish and distribute articles, blog, deliver presentations, attend trade shows, etc.

Most importantly, create a target list of prospects, train your producers, and communicate your strategy to all employees of the agency. Securities offered through MarshBerry Capital Inc., Member FINRA and SIPC, and an affiliate of Marsh, Berry & Company Inc. 28601 Chagrin Blvd., Suite 400, Woodmere, Ohio 44122 (Phone: 440-354-3230). Except where otherwise indicated, the information provided is based on matters as they exist as of the date of preparation. Past performance is not necessarily indicative of future results and individual results may vary. Lucas is vice president at MarshBerry. Email: Sarah. Lucas@MarshBerry.com. Phone: 616-723-8375

Insurance Journal’s Research & Trends Center Quality Research for the Property/Casualty Insurance Industry

insurancejournal.com/research

88 | INSURANCE JOURNAL-NATIONAL June 1, 2015

www.insurancejournal.com

NATIONAL COVERAGE

MyNewMarkets Investigators Market Detail: The Mechanic Group Inc. (www.mechanicgroup. com) coverage includes: E&O, commercial excess, CGL, workers’ comp, D&O, umbrella, liability, contractors license bonds, and EPLI. Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states Contact: Marc Katz at 800-214-0207 or e-mail: mkatz @mechanicgroup.com

Homeowners - Property - Residential Market Detail: Bass Underwriters (www.bassuw.com) now offers property insurance for homeowners in Florida and California: HO-A/HO-B, HO3, HO6, D3 available. Available limits: Maximum $2 million Carrier: Various States: Calif. and Fla. Contact: Bill Turgeon at 954-473-4488 or e-mail: bturgeon@bassuw.com

liability coverage as needed for environmental service providers such as contractors and consultants. In addition to the base package that includes general liability, the environmental carriers are also willing to write many of the supporting lines of insurance, including: umbrella/excess; auto; workers’ compensation; professional liability; transportation pollution; site pollution; non-owned disposal site; non-owned and hired auto; employee benefits; stop gap liability; owners and contractors protective liability. Coverage enhancements can include: CGL is occurrence form; CPL is available claims-made or occurrence; PL is claims-made form; mold can be added as a pollutant on CPL/PL; and umbrella includes pollution liability. Available limits: As needed Carrier: Unable to disclose, non-admitted States: All states Contact: Customer service at 800-685-8185

USL&H/State Act and MEL Coverages Market Detail: Sloan Mason Insurance Services (www.sloanmason. com) now has access to USL&H/State Act coverages countrywide. Employers with longshore exposures in the following types of services and business, including but not limited to: ship building/ repair/maintenance; maritime equipment; repair/service/maintenance; freight handling; stevedoring; marine terminals; offshore oil & gas operations; grain milling; marine construction; government contractors; artisan contractors with USL&H exposures. New ventures acceptable - contact broker for criteria. Available limits: As needed Carrier: AIG, SeaBright and Zurich States: All states Contact: Paul Mason at 619-814-2487 or e-mail:paul@sloanmason.com

Physician Excess Professional Liability Market Detail: Pro Paxis Insurance’s (propraxisins.com) Physician Excess Program insures a broad array of physician classes on an excess basis. Program offers highly rated stand-alone excess coverage on an umbrella or follow form basis. Offers can be made for risks ranging from 1 to 100 FTEs. Coverage is only offered above claims made primary coverage. Available limits: Minimum $1 million, maximum $10 million Carrier: Unable to disclose, admitted States: All states Contact: Bob Allen at 201-668-1795 or e-mail: robert_allen@propaxisins.com

Wastewater Treatment Market Detail: UCPM Environmental Insurance’s (www.ucpm. com) policies are targeted at the environmental industry and provide general liability, contractors pollution liability, and professional www.insurancejournal.com

Artisan/Trade Contractors Market Detail: CID Insurance Programs Inc. (www.agostinisurplus.com) has a broad appetite for contractors involved in remodeling or tenant improvements, no new construction. Great market for these classes: air conditioning/heat systems; dry wall installation; electrical work; painters, etc. CID can write up to $500,000 in annual payroll with subcontracted work up to 50 percent of annual sales and no involvement in construction of new apartments, condos, townhouses or tract homes (outside of California). Available limits: As needed Carrier: Various, non-admitted States: Ariz., Calif., Colo., Neb., N.M., Ore., Tenn., Texas, Utah, Va., Wash. Contact: Teresa Tallarida at 800-922-7283, ext. 2045 or e-mail: teresa@cidinsurance.com

Detectives Market Detail: AMIS Alliance Marketing and Insurance Services (www.amisinsurance.com) coverages for investigators and detectives includes: auto commercial-standard physical damage; E&O; workers’ comp; auto commercial-standard liability; property; and liability. Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states except D.C., R.I., and Wyo. Contact: Ed Frey at 800-232-5830 or e-mail: ed.frey@usrisk.com June 1, 2015 INSURANCE JOURNAL-NATIONAL | 89

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The Competitive Advantage The Market Cycle and Acquisitions

very reader likely already knows interest rates are rock bottom. Some are even nominally negative and the prime rate has not changed in six years. That is a record! Exposure growth overall is normal, neither strong nor poor overall. Although in some lucky sectors, and for the lucky agents writing those sectors, By Chris Burand exposure growth is quite strong. Other sectors are not so strong. Overall, exposure growth is just normal. The U.S. economy is strong, relative to the myriad of weak economies. However, GDP growth is just about normal. Insurance rates are marginally increasing, excluding property specific to wind/hail prone areas. All in all then, times are stable and boring. Stable and boring are always more enjoyable with time and nostalgia. Presently, stable and boring often brings to the surface anxiety. The anxieties agencies, brokers, and carriers are experiencing include:

recently covered the story of a young man who did just that for some time under the noses of several insurance regulators.

1. The economy is not going to grow enough to make the individual, the agency or the company, look good. To look good, three options are available: • Work hard, work smart, achieve. • Appear to work hard, appear to work smart, and appear to achieve without really achieving, which is feasible with all the money floating around. • Cheat. The Wall Street Journal

Acquisition Trends The most common strategy in this environment is to acquire, acquire and then acquire some more. 2015 is set to be a huge

2. Rates are not going to increase enough to make the individual, the agency or the company, look good. To look good, three options are available: • Word hard, work smart, and achieve. • Appear to work hard, appear to work smart, and appear to achieve, which is feasible with all the cheap money floating around. Definitely a good time for posers. • Cheat. 3. The insurance market is changing faster than ever. Some $6 billion is being spent annually on property/casualty advertising alone. Social networking is a new force that is completely foreign to at least two generations in this industry. Apps are crucial and many key executives in all parts of the industry still cannot fathom insurance apps. New players to this staid, old industry are popping up, including hedge funds owning insurance brokers and insurance companies.

year for insurance merger and acquisition (M&A) activity. The players are indeed following this age-old script. The market today is fantastic for sellers with some buyers paying unreal prices. Even assuming these prices are somehow reasonable, not just a speculative play (a very large “just”), and the buyers will earn a legitimate ROI (the funny new measures they are trying to convince markets to accept do not count), what if the premise for their purchases collapses? The industry has almost three times more surplus than in 1996. Also, rates and exposures are slow growth, so paying 35 percent to 50 percent more for acquisitions than five years ago cannot be justified by growth rates. All else being equal, if no large rate increases occur years will pass before the industry absorbs its entire surplus. Furthermore, this is surplus today. Insureds and investors are using more forms

of alternative insurance programs, both primary and reinsurance markets. This generates more total surplus and leaves some current surplus effectively unused. Also, the fundamental premise of insurance is being turned upside down. The foundation of insurance is based upon the law of large numbers and the assumption the specific next loss cannot be predicted. That premise is no longer entirely true on a casualty basis and soon will be much less true on a property basis. Very accurate loss prediction, relative to insurance history, is just around the corner thanks to new technology. One result will be a lot more surplus, billions more of surplus, will be created as exposures actually decrease. True Hard Markets To the chagrin of many insurance experts the P/C market does not turn hard based on poor profits. True hard markets develop based on a lack of surplus. In other words, profits have to be negative long enough to take surplus to the edge. With surplus seemingly infinite, the market is likely to remain soft then for at least the length of a medium insurance career. However, the surplus is not spread evenly. According to a recent report, 30 percent of carriers, by their own admission, lack extra surplus. If 30 percent have no fat, then the other 70 percent are very, very fat. This brings me back to M&A. If a person is running a fat carrier, why engage in M&A (excluding a unique, choice piece of technology/market)? One can skimpily let the market drive customers because a company lacking surplus in this cash flooded world also likely lacks quality management, the ability to afford quality people, and the ability to invest in technology, social marketing, and compete with $6 billion advertising. The strong companies can exacerbate the low rate/low growth market because they have the wherewithal to underprice their balance sheet challenged competitors. Most agency acquisitions are based on the assumption of X percent growth. But if the market does not grow, or even declines and becomes deflationary, what happens to the

value of that acquisition? To the chagrin of many cess. They think they are Sellers do not sell because operators rather insurance experts the better they see a rosy future of than understanding they P/C market does not 25 percent EBITDA and are making money on 10 percent annual growth turn hard based on a leverage basis. Might and buyers rarely bring a better strategy be to poor profits. resources that make up for design a better product, the sellerâ&#x20AC;&#x2122;s inability to grow. The publicly work hard and sell more? traded brokers for example have purchased Buying something, especially with borapproximately 400 agencies in the past rowed money, and then seeing rates deflate, five years and their average annual organic makes that purchase much, much more growth rate, excluding sales to self, internaexpensive. tional sales, etc., is 1 percent per their 10kâ&#x20AC;&#x2122;s. But simply generating growth one sale If the buyer is a hedge fund or publicly at a time is not affected similarly. Doing so traded, the savior might be even lower requires much more effort because Central financing costs. If the cost of capital Banks dispense easy money rather than declines more than rates decline, then buyeasy intelligence and work ethic. ers might do alright. The positive ROI, if Buying more and more is not a competachieved, will be gained by financial leveritive advantage in an easy money environage though, not better, smarter management. When 30 percent of companies have ment, leadership, or strategy. It is difficult no excess and so many acquisitions are for me to believe the hurdle rate can go any occurring, which takes away focus from true lower but if Central Banks continue loving sales, the opportunities are unlimited. The deeply in debt entities more than responsicompetition is hamstrung! ble entities, borrowing to afford high prices will remain feasible. Burand is the founder and owner of Burand & My observation is that more than one Associates LLC based in Pueblo, Colo. Phone: 719such buyer has confused their seeming suc485-3868. E-mail: chris@burand-associates.com.

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Applied Underwriters www.auw.com 4, 5, 94 Arrowhead General Insurance Agency www.arrowheadgrp.com 17 Brecht & Associates www.brechtassoc.com SC11 Burns & Wilcox Ltd. www.burnsandwilcox.com 9 EMC Insurance www.emcins.com 19 Frenkel & Company www.cosmeticinsurance.com 26 GeoVera Insurance Company www.geovera.com SC4; SE3 Great American Insurance Group www.GreatAmericanELD.com 13 Louisiana Commerce & Trade Assoc. www.lctacomp.com SC9 McClelland & Hine www.mhi-tx.com SC6; SE4 Midlands Management Corporation www.midlandsmgmt.com 18 Monarch E&S Insurance Services www.monarchexcess.com W3

National General Insurance www.nationalgeneral.com 23 PersonalUmbrella.Com www.personalumbrella.com 7 Quaker Special Risk www.qsr-insurance.com 28 Scottsdale Insurance Company www.scottsdaleins.com 2 South & Western www.southandwestern.com SC5 Tejas American General Agency www.taga1.com 3 Texas Mutual www.texasmutual.com SC3, SC7 The Institutes www.theinstitutes.org 3; SC1 The Sullivan Group www.gjs.com 15 US Assure www.usassure.com 44, 55 Vertafore, Inc. www.vertafore.com 93

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Closing Quote

Is Insurance Industry Falling in Love With Technology Again?

B By Jamie Macgregor

ack in the 2000s, shortly after the dot-com bubble, I remember being part of discussions where the role of technology within the insurance industry was being debated. At the time, there was a strong drive to outsource in the interests of cost reduction, whether it was for applications, infrastructure, or a combined business process and technology package. I recall one executive clearly stating that, “Technology is not a core competence of an insurance company.” Up until relatively recently, this sentiment was fairly common across the industry and has been behind much of the recent growth of the IT services industry and, perhaps, the retrenchment of internal IT teams. In a way, it felt like the industry had fallen out of love with technology and, instead, just saw it as a means to an end. In interviews with executives over the past 18 months, it feels like the industry may have turned a corner, and technology is being positioned as a core competence once again. Well, at least the exploitation of technology is. IT investment is also growing, with a focus on supporting growth, underwriting profitability, and a digital customer experience. In 2015, Celent estimates that IT investment in proper-

92 | INSURANCE JOURNAL-NATIONAL June 1, 2015

ty/casualty in North America will reach $40.8 billion, up from $37.8 billion in 2014. Globally, Celent estimates the total IT spending for P/C in 2015 to be $78.4 billion. North America is by far the largest market and, as a result, is one of the most important for the technology industry. Whether through direct investment in technology startups, through partnerships, or through rebuilding internal capabilities, some insurers are accessing deep technology skills again; including hiring people with a digital skillset from outside of industry in order to pollinate the firm’s thinking and introduce new techniques, such as DevOps to improve agility and the rate of change. Further evidence of this can be seen through the media. Not a week goes by without a story of how the industry is applying technology in new and interesting ways to evaluate risk, assess claims, weed out fraud, rethink the proposition, or enable new business models. In the past few months, we have seen ADM, State Farm, USAA and AIG receive approval from the FAA to test drones for claim damage assessment, American Century Life accepting bitcoins, and a three-year-old tech-savvy health insurer, called Oscar, being valued at $1.5 billion. If you rolled the clock back just a few years, much of this would have sounded like science fiction. So, is the industry falling in love with technology again? Some of the signs suggest a resounding yes, but it feels sensible to err on the side of caution. Many of the more visible headlines, although exciting, are not yet representative of a wider Not a week goes by industry movement. without a story of how Furthermore, not all the industry is applying firms are approaching IT investment in the tech in new ways. same way or progressing at the same pace; for some, this is out of choice, and for others it is a result of being shackled to their legacy infrastructure. Consequently, many will choose to reflect first on what these newer technologies mean to the core business result, while watching and learning from those brave enough to experiment. My view is that the industry is beginning to flirt with technology again, but still has some way to go before making a long-term commitment. Macgregor is senior vice president for Celent’s insurance practice. Celent is a research and consulting firm focused on the application of IT in the financial services industry, and is part of Marsh & McLennan Cos. Inc.

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