Insurance Journal West 2016-06-06 by Insurance Journal

WEST REGION Early Alert Quake System Swiss Re on Emerging Risks Agent Malpractice Loophole

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Contents June 6, 2016 • Vol. 94 No. 11 • West

West

National

W1 Arizona Governor Signs Law to Close Agent Malpractice Loophole

10 P/C Insurers Continue to See Slow Premium Growth and Rising Loss Ratios

W1 Early Alert Quake System Could Be Operating in California by 2018

12 Despite Unpredictable Global Economy, Berkley Says Carriers Can Still Profit

Idea Exchange 86 The Competitive Advantage: Chris Burand 88 Insurer Insolvency and Agency E&O: Mark Harris

W1 ARIZONA GOVERNOR SIGNS

LAW TO CLOSE AGENT MALPRACTICE LOOPHOLE

10 P/C INSURERS CONTINUE TO

SEE SLOW PREMIUM GROWTH AND RISING LOSS RATIOS

90 Closing Quote: Program Development

15 Fitch Expecting P/C Commercial Insurance Business to Deteriorate 16 Spotlight: 10 Things to Know About Public Entities & Cyber Risk 22 Deal Activity Remains Healthy: MarshBerry’s Darst 24 Special Report: Startup Program Opportunity 26 Beef, Microplastics, Blockchain Tech & Human Cyborgs: Swiss Re on Emerging Risks

29 2016 Program Directory, Vol. I

15 FITCH EXPECTING P/C COMMERCIAL

INSURANCE BUSINESS TO DETERIORATE

Departments W2 People

6 | INSURANCE JOURNAL | WEST JUNE 6, 2016

14 Declarations

14 Figures

18 Business Moves

28 MyNewMarkets

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OPENING NOTE

Write the Editor: awells@insurancejournal.com

Ridesharing Drivers vs. Average Drivers

R Publisher Mark Wells mwells@wellsmedia.com

EDITORIAL

SALES

Editor-in-Chief Andrea Wells awells@insurancejournal.com

Sales Manager Lauren Knapp (800) 897-9965 X161 lknapp@insurancejournal.com

East Editor Young Ha yha@insurancejournal.com

West Sales Dena Kaplan (800) 897-9965 X115 dkaplan@insurancejournal.com

Southeast Editor/MyNewMarkets Amy O’Connor aoconnor@insurancejournal.com

Romeo Valdez (800) 897-9965 X172 rvaldez@insurancejournal.com

Chief Content Officer Andrew Simpson asimpson@insurancejournal.com

South Central Editor/ Midwest Editor Stephanie K. Jones sjones@insurancejournal.com West Editor Don Jergler djergler@insurancejournal.com International Editor L.S. Howard lhoward@insurancejournal.com

Chief Marketing Officer Julie Tinney (800) 897-9965 X148 jtinney@insurancejournal.com

South Central Sales Mindy Trammell (800) 897-9965 X149 mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA and CT) Howard Simkin (800) 897-9965 X162 hsimkin@insurancejournal.com Midwest Sales Lisa Whalen (800) 897-9965 X180 lwhalen@insurancejournal.com

Columnists Chris Burand

East Sales (NY, PA and CT only) Dave Molchan (800) 897-9965 X145 dmolchan@insurancejournal.com

Contributing Writers Christopher Darst, Mark Harris, Denise Johnson, Carrie May, Jacob Parsons, Harrison W. Scheider

Advertising Coordinator Erin Burns (619) 584-1100 X120 eburns@insurancejournal.com

IJ ACADEMY OF INSURANCE V.P. of Education Chris Boggs cboggs@ijacademy.com Online Training Coordinator Barbara Whiffen bwhiffen@ijacademy.com

ADMINISTRATION

Chief Financial Officer Mark Wooster mwooster@wellsmedia.com

MARKETING

Insurance Markets Manager Kristine Honey (619) 584-1100 X132 khoney@insurancejournal.com Social Media Manager Ly Short (619) 890-7735 Lshort@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Sr. Sales & Marketing Coordinator Kelly De La Mora (800) 897-9965 X125 kdelamora@insurancejournal.com

DESIGN/WEB

Marketing Director Derence Walk dwalk@insurancejournal.com

Chief Technology Officer/ Chief Innovation Officer Joshua Carlson jcarlson@insurancejournal.com

Marketing Administrator Gayle Wells gwells@insurancejournal.com

V.P. of Design Guy Boccia gboccia@insurancejournal.com

NEW MEDIA

Senior Web Developer Chris Thompson cthompson@insurancejournal.com

New Media Producer Bobbie Dodge bdodge@insurancejournal.com Videographer/Editor Ashley Waldrop awaldrop@insurancejournal.com

CIRCULATION

Circulation Manager Elizabeth Duffy eduffy@wellsmedia.com

Web Developer Jeff Cardrant jcardrant@insurancejournal.com Web Developer Tim Layer tlayer@wellsmedia.com

idesharing drivers are safer drivers than the average American behind the wheel, according to research by Boston-based Aite Group. The researchers, using driving analytics data, conclude that average consumers are safer catching an Uber or a Lyft or entrusting their kids to a HopSkipDrive than they are getting behind the wheel themselves. According to Aite Group, publicly available data on how ridesharing drivers truly fare versus average American drivers is limited. Even the U.S. insurance industry, which has begun insuring ridesharing drivers, lacks insights into ridesharing drivers’ risk profile, the firm says. Much of the media coverage of ridesharing safety has been about Uber’s criminal checks on its drivers, not about their driving records. Uber has resisted employing fingerprinting background checks that are common among taxicab firms. In February, Uber offered to pay $28.5 million to settle claims that a $1 “safe rides fee” was misleading because its background checks aren’t as thorough as the company advertised. In March, 2015, Uber said it was forming teams to address safety issues across the world, amid increasing concerns about the security of its passengers and drivers. Ridesharing firms say they do check the motor vehicle driving records of their drivers. Uber says its drivers must meet certain driving record criteria including a minimum of one year of licensed driving, no more than three incidents in the past three years, no drunk or reckless driving citations, and no speeding violations for going 20 mph or greater over the speed limit. Uber also conducts a criminal background check. Aite Group’s report, “Driving Analytics: Ridesharing Drivers Are Safer Than Average American Drivers,” looked at driving records and, in terms of speeding, found that 30 percent of trips taken by ridesharing drivers involve speeding, compared to 41 percent for average drivers. Even when it comes to cell phone usage, which ridesharing drivers depend on for their work, they tend to be safer phone users while driving than average drivers. Ridesharing drivers are recorded fumbling with their phone for FOR QUESTIONS 23 seconds during a typical 15-minute trip, REGARDING SUBSCRIPTIONS: Call: 855-814-9547 compared to 35 seconds for average drivers, Outside the U.S., call 847-400-5951 or you may subscribe or change your address online at: according to the report. insurancejournal.com/subscribe “Insurers with a negative bias toward rideInsurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media sharing may actually reconsider and favor Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 policyholders that engage in ridesharing to per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this pubthe extent that participating in such activity lication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended may contribute to making them better drivto be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2016 Wells ers,” says Aite Group partner and insurance Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. research director Gwenn Bezard.” Insurance Journal is a publication of Wells Media Group, Inc.

Even when it comes to cell phone usage, which ridesharing drivers depend on for their work, they tend to be safer phone users while driving than average drivers.

Andrea Wells Editor-in-Chief

8 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 708, Northbrook, IL 60065-9967 ARTICLE REPRINTS: For reprints of articles in this issue, contact: Kelly De La Mora at 1-800-897-9965 ext. 125 or kdelamora@wellsmedia.com Visit insurancejournal.com/reprints/ for more information.

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NATIONAL | News & Markets

P/C Insurers Continue to See Slow Premium Growth and Rising Loss Ratios

or U.S. property/casualty insurers, net written premium still grew in 2015, but the rate of expansion is slowing, and the industry’s collective combined ratio worsened slightly, according to a new report from ISO and the Property Casualty Insurers Association of America. Net written premium grew by 3.4 percent in 2015 versus a 4.2 percent hike in the previous year, and net income after taxes expanded to $56.6 billion, up 1.3 percent from $55.9 billion in 2014. The combined ratio grew to 97.8 from 97 in 2014. In 2013, the figure was at 96.2. As the ISO/PCI report points out, this is the first time the combined ratio was under 100 three years in a row since 1971-1973. Insurers managed to stay profitable with an 8.4 percent return on average policyholders’ surplus, essentially the same as 2014. While it is too early to tell

whether deterioration of underwriting results in 2015 reflects a trend, loss ratios are worsening for both personal and commercial auto liability, said Beth Fitzgerald, president of ISO solutions, a Verisk Analytics business. “Likely factors behind the loss ratio increases for automobile insurance include economic growth and low gas prices, which are putting more drivers on the roads, and increases in automobile costs,” Fitzgerald said in prepared remarks. She added that the broader trend could be ominous. “The slowdown of written premium growth for the entire industry could indicate an even more challenging environment for insurers in the near future. Only those insurers best equipped for underwriting will likely see success in the future,” Fitzgerald said. Robert Hartwig, president of the Insurance Information Institute, said that the results

10 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

could very well reflect a “new normal” for the industry. “The industry’s performance in 2015 could be characterized as its ‘new normal,’ neither as profitable as in 2013 nor as affected by catastrophes as in 2011 and 2012. Indeed, in many respects, 2015 looked a lot like 2014,” Hartwig said in an I.I.I. website posting he co-wrote with Steven Weisbart, I.I.I. senior vice president and chief economist. Additional details: • Underwriting gains were at $8.7 billion for 2015 versus $12.2 billion in 2014. • Net investment income grew to $47.2 billion for the year from $46.4 billion in 2014. • Industry surplus landed at $673.7 billion in 2015, down from $675.2 billion at yearend 2014. The ISO/PCI report blames $38.1 billion in stockholder dividends and $19.7 billion in unrealized capital losses. • Net earned premiums grew 3.7 percent to $505.8 billion in 2015. • For the 2015 fourth quarter, the property/casualty insurance industry’s consolidated net income after taxes fell to $12.6

billion from $18.1 billion in the 2014 fourth quarter. • Net written premiums in Q4 2015 came in at $121.3 billion, a 1.3 percent increase compared to $119.7 billion in the 2014 fourth quarter. • The Q4 2015 combined ratio was at 100.5, up from 94.9 in the 2014 fourth quarter.

Source: ISO/PCI INSURANCEJOURNAL.COM

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NATIONAL | News & Markets

Despite Unpredictable Global Economy, Berkley Says Carriers Can Still Profit By Denise Johnson

artnership and greater efficiency will help lead the way to continued profitability despite a new level of uncertainty globally, according to Bill Berkley, executive chairman of the W.R. Berkley Corp. and keynote speaker at the American Association of Managing General Agents (AAMGA) annual meeting held in Scottsdale, Ariz., in late May. He explained that the economic and social aspects of society are far less predictable than in the past, providing a challenge to ameliorating risk. Globally, several countries are exhibiting dysfunctional economic behavior, Berkley said. Social needs prohibit Europe from being economically dependent, while Russia deals with a decline in natural resources. Even China, which enjoyed eight years of rapid

growth, will see an inevitable slowdown in their economy, he said. More worrisome is the potential detrimental effect of artificial intelligence on India’s economy, where an estimated 15 million people work in call centers. “It [AI] will make self-driving cars look like child’s play,” Berkley said. Restoring the American

12 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Dream should be the goal here in the U.S., he said, citing that while there is less than 5 percent unemployment, people still feel helpless and hopeless. That’s, in part, due to a lack of diversity. Though minorities represent about 20 percent of the population, he said, they represent only about 6 percent of new mortgages through Fannie Mae and Freddie Mac. “We can’t expect much from the younger generation unless we give them something to strive for,” he said.

Reduce Costs, Inefficiencies

Due to current tax laws, there is more capital offshore than onshore, Berkley said, noting that this is a big pet peeve of his. He explained the importance of having a strong domestic presence, using the Sept. 11 attack as an example. Insurers at the time

were anticipating denying coverage due to the war risk exclusion. When Chubb announced it would pay claims associated with the attack, several foreign insurers followed suit. Berkley also noted that the impact of self-driving cars on auto insurance, which represents up to 40 percent of all insurance business, will result in a substantial decline in premium. As a result, carriers will need to focus on new product offerings. Berkley said distribution costs are too high. Carriers need to focus on lowering costs to deliver products to customers. To avoid going the way of travel agents — at their peak their numbers reached 40,000; less than 10 percent still operate today — insurers and agents need to work together. He explained that carriers and agents tend to do too many things, too many times. “We need to look at all the ways we waste money,” Berkley said. Some of the waste is related to regulatory costs and some to duplicative processes. In order to gain efficiency, insurers and agents will need to share the responsibility. He explained there will be continuing pressure on income in property/casualty lines due to lowering interest rates. This will affect pricing with insurers either adjusting the cost of the product or settling for lower returns. Berkley concluded by touching on the upcoming presidential election. He emphasized the importance of voting, despite the acknowledgement that the system is broken.

‘We need to look at all the ways we waste money.’

INSURANCEJOURNAL.COM

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Philadelphia Insurance Companies is the marketing name for the property casualty insurance operations of Philadelphia Consolidated Holding Corp., a member of the Tokio Marine Group. All products are written by insurance company subsidiaries of Philadelphia Consolidated Holding Corp. Coverages are subject to actual policy language.

Figures

737

The number of boating accidents in Florida last year, according to the 2015 Boating Accident Statistical Report. The number of accidents increased by 103 compared to 2014.

$181,200

The number of years in prison to which a Houston-based insurance agent, Celia Castillo, has been sentenced for an annuity scam, in which she bilked almost a dozen elderly clients out of more than $3 million. Complaints led to an investigation by the Texas Department of Insurance.

57 14 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Two Choices

“At this point, we have two choices — work together toward an amicable solution or spend years in litigation.”

— Gov. John Bel Edwards wants the oil and gas industries to settle lawsuits alleging they caused extensive damage to coastal lands and to pay for restoring Louisiana’s fragile coast.

Chat Feature

“It is a secure way to handle ordinary insurance questions.”

— Insurance Commissioner Ken Selzer comments on a new interactive online chat feature on the Kansas Insurance Department’s website. Insurance agents are encouraged to use the chat feature for questions about producer/agency licensing and market regulation.

Addiction Treatment

“This is one more step toward building a healthier and stronger New York for all.”

— New York Gov. Andrew Cuomo said on May 17 in announcing $1 million in funding to expand on-call peer outreach services to connect substance abuse patients in hospital emergency departments.

Email Situation

“Please remember when you come across a situation where we have a lost contract, deed, any type of document, really, but especially when it relates to securing a property, we are not to share that with the customer.”

— An email submitted to an Oregon court seems to be a key piece in a lawsuit accusing Wells Fargo & Co. of firing a worker after he alerted them of issues in mortgage procedures.

A Serious Problem The amount of settlement that Worcester Sand and Gravel Company, a mine operator in Shrewsbury, Mass., is paying to the U.S. Department of Labor to resolve safety violation citations and orders in three dockets. It’s the largest penalty amounts recovered from a New England mine operator in the past decade.

$289,000 The number of people who died in fires last year in Minnesota — the highest in 13 years and a nearly 30 percent increase over the number of fire fatalities in both 2014 and 2013, according to the Department of Public Safety’s State Fire Marshal Division.

Declarations

The amount Elizabeth Louise Brown, 48, of Canyon Country, Calif., reportedly took her employer, Explorer Insurance, for. The former claims adjuster pleaded guilty to two counts of insurance fraud with a white collar crime enhancement penalty.

“The board views this as a serious problem that requires ongoing attention. They have no tolerance for incorrect or substandard prescribing.” — Dr. Scott Kirby, chief medical officer for the North Carolina Medical Board, which is investigating 60 doctors and physician assistants with patients who died of overdoses of prescription drugs in a 12-month span.

InsuranceJournal.com

Poll

When it comes to producer development, which is a top priority for your agency?

All of the above 26.96%

Product training 20% Industry-specific training 12.17%

No high priority needs 6.09% Core insurance training 10%

Sales training 24.78%

Total Votes: 230

INSURANCEJOURNAL.COM

West Early Alert Quake System Could Be Operating in California by 2018

Arizona Governor Signs Law to Close Agent Malpractice Loophole

rizona’s governor has signed a bill to fix a loophole that exposes agents who write auto policies to malpractice suits. The bill was written in response to an Arizona Supreme Court ruling in July 2015 favoring an Arizona woman who got into an automobile crash with another driver who was uninsured and sued her insurance agent for allegedly failing to inform her about uninsured motorists coverage despite her having signed a waiver. At the time of the Supreme Court ruling, an agent’s association expressed concern the decision would expose agents who write auto policies to malpractice lawsuits if they are accused of failing to inform their customers about uninsured and underinsured motorists coverage — even with a signed waiver acknowledging the customer is rejecting UM and UIM coverage. The Supreme Court decision stated that the waiver provides a “safe harbor” for carriers, but not for agents, who owe a duty of care to their clients. The signing of House Bill 2129 by Gov. Doug Ducey in mid-May seemingly closes INSURANCEJOURNAL.COM

that loophole. Language in the bill states: “An insurance producer that uses such a form in offering uninsured motorist coverage and confirming the selection of limits or rejection of coverage by a named insured or applicant satisfies the insurance producer’s standard of care in offering and explaining the nature and applicability of uninsured motorist coverage. A named insured’s selection of limits or rejection of uninsured motorist coverage on a form approved by the director constitutes the final expression of the named insured’s decision to purchase or reject uninsured motorist coverage.” The Independent Insurance Agents & Brokers of Arizona Inc. was part of an industry coalition that helped author and pass the bill. The group has maintained that the original law was intended to provide that the existence of a signed form was written evidence that the applicant was given the option but elected to reject the maximum coverages. The case before the Supreme Court was Wilks V. Manobianco.

alifornia Gov. Jerry Brown will seek state funds to help establish a system that issues alerts that an earthquake is occurring — with an eye on rolling out a limited system by 2018. Brown will ask the Legislature to allocate $10 million toward the system being developed by the U.S. Geological Survey and university researchers. The decision to include the plan in his revised state budget is a reversal for Brown. He has supported creation of the system but previously argued that the money should come from private and federal sources. Seismic early warning systems are designed to detect the first shock waves from a large jolt, calculate the strength and alert people before the slower but damaging waves spread. Ultimately, scientists plan to develop apps for mobile phones and computers that would give the public the early alerts. The systems can’t predict quakes and are most useful during big events where it would be meaningful to warn people far away to expect strong shaking, scientists have said. The network for California and the rest of the West Coast has been repeatedly delayed because of a lack of funding. California trails Japan, Mexico and other earthquake-prone areas in developing a public alert system. Copyright 2016 Associated Press.

JUNE 6, 2016 INSURANCE JOURNAL | WEST | W1

WEST | PEOPLE

Michelle Mitchell

Janet Tharp

Danya Herron

Jake Perata

Liz Miller

Traci Herring

Monarch E&S Insurance Services has opened a second San Diego County, Calif., office, this one in San Marcos, and named new employees to work out of the office. The employees are: Michelle Mitchell, senior underwriter/broker; Janet Tharp, senior underwriter/broker; Dayna Herron, underwriter/broker; Chrissy Hellman, senior underwriting assistant; and Kristen Don, senior underwriting assistant. The San Marcos branch will work in conjunction with the existing Mission Valley office. Marisela Valencia will serve as branch manager of both San Diego offices. Monarch is a managing general agency, excess and surplus line and wholesale brokerage firm. EPIC Insurance Brokers and Consultants named Jake Perata an insurance broker/producer for the

firm’s Sacramento, Calif.-based golf insurance services practice. EPIC also named Liz Miller a senior communications consultant in its employee benefits division. Perata is responsible for new business development and the design and management of insurance and risk management programs for golf industry clients. He will report to Gary Siegel, senior vice president of golf insurance services. Perata was with the Hartford in San Francisco prior to EPIC. He previously worked as a business development specialist at Arthur J. Gallagher & Co. Miller will be based in EPIC’s San Francisco headquarters and report to John Gaffney, director of national benefits operations. Miller joins EPIC from Zenefits. She previously worked for Aon Hewitt. Miller was a business owner, and worked as a behavioral therapist. EPIC is a retail property/casualty and employee benefits insurance brokerage and consulting firm. Berkshire Hathaway GUARD Insurance Cos. has named Traci Herring a senior field representative in Northern California. Herring is responsible for identifying prospects for appointments. She also functions as agents’ field liaison with Berkshire Hathaway GUARD’s underwriting, loss control and claims staff. Herring has extensive experience with underwriting, sales and partnership building. In October 2012, GUARD Insurance Group was acquired by National Indemnity Co., which is a wholly owned subsidiary of Berkshire Hathaway. In 2013, GUARD unveiled a new identity as Berkshire

W2 | INSURANCE JOURNAL | WEST JUNE 6, 2016

Hathaway GUARD Insurance Cos. Ironshore Inc. named Tara Houvenagle wholesale West branch executive for the Western region. Houvenagle, who is based in Ironshore’s St. Louis, Mo., office, will report to Joseph L. Boren, president of U.S. field operations. In her additional role as branch executive, Houvenagle will be responsible for distribution strategies for the wholesale business in the Western U.S. Houvenagle has more than 12 years of experience as a specialty underwriter in the casualty insurance industry. She joined Ironshore in 2009 as a senior production specialist, focusing on excess, umbrella and general liability lines. She was named casualty manager for the wholesale West region in 2014. Houvenagle was with AIG WorldSource in Houston, Texas, prior to joining Ironshore. There she was responsible for primary casualty business lines, including general liability, workers’ compensation and foreign liability package programs. Ironshore provides broker-sourced specialty property/casualty insurance coverages for varying risks. RIC Insurance General Agency Inc. named Gary Dahl its personal lines manager. Dahl will be based at RIC’s Reno, Nev., office and will report to Jeff Gans, chief operating officer. Dahl has more than 30 years of personal lines experience. He has worked for Capital Insurance Group, GEICO, Hartford, Harley Davidson Insurance Agency and Sentry Insurance. Santa Rosa, Calif.-based RIC is a wholesale insurance agency. Alliant Insurance Services Inc. has named Jennifer Umbright to its Sacramento, Calif., office of as a workers’ compensation claims advocate within the company’s Alliant Americas division. Umbright will advise a portfolio of middle-market clients throughout Northern California. Umbright’s claims experience includes self-insured claims, captives and guaranteed cost policies. Umbright was a claims management consultant with ESM Solutions Inc. prior to Alliant. She also worked with Travelers Insurance on AOE/COE investigation, subrogation and litigation management. Newport Beach, Calif.-based Alliant provides property/casualty, workers’ compensation, employee benefits, surety, and financial products and services. INSURANCEJOURNAL.COM

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News & Markets | NATIONAL opment from prior underwriting periods declined in 2015 representing two percent of calendar year commercial lines earned premium. American International Group Inc.’s (AIG) large fourth quarter reserve charge significantly affected this result. “Commercial property results will greatly influence overall commercial market results for 2016, a reversion toward more severe catastrophe losses would lead to a sharper decline in 2016 performance,” added Auden.

Fitch Expecting P/C Commercial Insurance Business to Deteriorate

nderwriting performance for the commercial lines sector of the U.S. property/casualty (P/C) insurance industry is likely to deteriorate in 2016, according to a new report from Fitch Ratings. The expected decline would come on the heels of three straight years of underwriting profit for the industry, with a combined ratio of approximately 94 in each of the last three years (2013-2015). “Catastrophe losses below historical norms contributed to strong 2015 commercial market results; however, results will likely stumble in 2016 as industry competition heats up and premium rates are declining in a growing number of product segments,” said James Auden, managing director, Fitch. Renewal rates are flat or declining for most commercial market segments following a hardened market from 2011INSURANCEJOURNAL.COM

2014. The price competition comes from underwriting success and market capacity expansion from earnings accumulation. As price competition intensifies however, this will likely be a drag on premium growth, according to Fitch. Commercial lines written premium volume grew by only 1.8 percent in 2015. Workers’ compensation, the largest commercial lines segment, has steadily improved over the last five years to a significant underwriting profit in 2015; however, Fitch views these results as a cyclical peak with future results deteriorating due to competitive pressure and the inherent volatility in this business. According to a National Council of Compensation Insurance (NCCI) report on 2015 results, the workers’ compensation calendar year 2015 combined ratio for pri-

vate carriers came in at 94, a six-point improvement over the 2014 combined ratio. NCCI said total market net written premium for workers’ compensation increased by almost three percent to $45.5 billion, driven primarily by an increase in payroll. However, workers’ compensation industry faces challenges ahead including rising prescription drug costs and the extended low-interest-rate environment. According to Fitch, commercial automobile liability insurance continues as a weak performer, generating a large 2015 underwriting loss and adverse loss reserve development due to claims severity issues. While commercial auto business continues to have meaningful premium rate increases, Fitch expects the segment to generate another underwriting loss in 2016. Favorable loss reserve devel-

‘Commercial property results will greatly influence overall commercial market results for 2016, a reversion toward more severe catastrophe losses would lead to a sharper decline in 2016 performance.’

Earlier this year, in January, A.M. Best said it was continuing its negative outlook for on the commercial lines segment, despite relatively solid aggregate results over the past several years. The negative outlook indicates A.M. Best’s expectation of more downgrades than upgrades in the coming year. In reviewing actual results for 2015, A.M. Best found that the commercial lines segment produced a slightly higher level of pre-tax operating income in 2015. While underwriting income declined compared with 2014, the segment’s underwriting performance remained favorable.

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 15

SPOTLIGHT | Cyber Risks

Things to Know About

Public Entities & Cyber Risk

Last year data breaches in the government/military sector accounted for 11.7 percent of U.S. breach incidents. — Identity Theft Resource Center

Last year broke the previous all-time record for the number of reported data breach incidents. The 3,930 incidents reported during 2015 exposed over 736 million records. The previous record was set in 2012. — RiskBased Security’s Data Breach QuickView report

Four Hacking incidents alone exposed a combined 237.8 million records. Hacking and the web resulted in 89.3 percent of all exposed records. — RiskBased Security’s Data Breach QuickView report

The practice of employing encryption strategies in the public sector rose from 23 percent in 2012 to 33 percent in 2015. — Ponemon Institute 2016 Global Encryption Trends Study

Trends over the past four years suggest the most significant increases in extensive encryption usage occur in public sector, retail and technology and software firms. — Ponemon Institute

The Secret Service’s Cyber Intelligence Section has contributed to the arrest of transnational cyber criminals responsible for the theft of hundreds of millions of credit card numbers and the

16 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

9 loss of roughly $600 million to financial and retail institutions. — Department of Homeland Security

Digital strategy is a growing priority in nonprofits. Organizations are spending between 10 percent and 20 percent of their overall fundraising budget for digital strategy. — Nonprofit Technology Network

A polling of 240 public risk managers attending the 2014 Public Risk Management Conference and the 2014 National Association of Counties Conference showed only 13 percent of respondents were “very confident” that their public entity has adequate protection against cyber threats. — Robin Leal, underwriting director at Travelers Public Sector Services, writing for American City & County

Forty-seven states, the District of Columbia, Guam, Puerto Rico and the Virgin Islands have enacted legislation requiring private, government or educational entities to notify individuals of security breaches of personally identifiable information. — National Conference of State Legislatures

Cloud services are a big part of nonprofit operations. A survey from last year shows 100 percent of respondents indicated they use at least two cloud services, up from 80 percent of survey participants in the 2014 survey. — Nonprofit Technology Network

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NATIONAL | Business Moves seven associates will continue their work from the Glastonbury location. Keith J. Goodell will remain Outland Consultant’s managing director and consulting actuary and will work closely with Lockton’s team, led by senior vice president Don Harrington, and Lockton’s Global Benefits team, led by senior vice president Pam Enright.

KRA, New Agency Partners

Risk Strategies, John Buttine

Risk Strategies Co. has acquired John Buttine Inc., an insurance brokerage in New York City with a specialty focus on media-related businesses and services. Terms of the transaction were not disclosed. Established in 1946, John Buttine specializes in providing insurance placement and risk management services for advertising agencies, magazine publishers, trade and public show organizers and associations. Risk Strategies said John Buttine’s specialization in media-focused businesses is a natural complement to the core business of DeWitt Stern, a Risk Strategies member company based in New York City. DeWitt Stern, which was acquired by Risk Strategies in 2014, is a national brokerage for media, entertainment and fine arts, counting film and media companies as well as performance venues and live theater among its client base. Jack M. Buttine, president of John Buttine, and the firm’s 13 staff members will join Risk

Strategies as part of the transaction and operate from DeWitt Stern’s New York City office. John Buttine will continue to operate under its current name for the foreseeable future. Risk Strategies is a privately held, national insurance brokerage and risk management firm based in Boston with offices in more than 25 locations across the U.S. and more than 550 staff members.

Lockton, Outland Consultants Insurance broker Lockton has acquired Outland Consultants, a global employee benefits consultancy in Glastonbury, Conn. Terms of the transaction were not disclosed. Since 1998, Outland Consultants has worked with international companies to help assess and manage their employee benefit costs and risks associated with acquisitions, through due diligence analyses, transition and integration support and benefit harmonization. As a Lockton company, Outland Consultants and its

18 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

KRA Insurance Agency, based in Springfield, N.J., and New Agency Partners in Parsippany, N.J., have merged, resulting in a newly-formed agency, KRA Agency Partners. Terms of the transaction were not disclosed. KRA Agency Partners will provide commercial property/ casualty insurance, personal lines insurance, and a wide range of group employee benefit and voluntary benefit programs, as well as individual life, disability and long-term care insurance. KRA Insurance Agency’s 45 employees and New Agency Partners’ 24 employees will become part of the newly-formed KRA Agency Partners and continue to operate from their current offices in Springfield and Parsippany. Steve Peck, managing partner of New Agency Partners, was named CEO and Michael Rekoon, president of KRA Insurance Agency, was named president of KRA Agency Partners.

Salem Five, Otis Brown

Salem Five, a banking and financial services company based in Salem, Mass., has acquired Otis Brown Insurance

Agency Inc. of Lexington, Mass. Terms of the transaction were not disclosed. Otis Brown Insurance Agency is an independent agency founded in 1953. The agency’s owners, Richard Beamon and Greg Beamon, will continue to manage the Lexington office. Otis Brown will operate as part of Salem Five’s insurance brokerage subsidiary, Salem Five Insurance, following the transaction. Founded in 1855, Salem Five operates 30 branches in the greater Boston area with assets in excess of $3.8 billion. Salem Five’s subsidiaries include Salem Five Mortgage Co., Salem Five Financial and Salem Five Insurance.

Brown & Brown, Morstan General Agency

Brown & Brown Inc. has agreed to acquire substantially all of the operating assets of Morstan General Agency Inc. and related companies based in Manhasset, N.Y. The transaction is expected to close in June, subject to customary closing conditions. The terms of the deal were not disclosed. In operation since 1964, Morstan is a wholesale MGA/ MGU offering a wide range of products. The wholesale agency operates from its Manhasset headquarters, with additional offices in New York City, New Jersey and Florida. Morstan had total approximate annual revenues in 2015 of $34 million. Morstan will continue to operate under its current name from its headquarters in

continued on Page 20

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NATIONAL | Business Moves continued from page 20 Manhasset, making it the 15th distinct brand in the Brown & Brown Wholesale Division. Morstan shareholders Jay Levy and Howie Levy will continue to lead Morstan’s business. They will report to Kathy Colangelo, senior vice president of the Brown & Brown Wholesale Division. Headquartered in Daytona Beach, Fla., Brown & Brown, through its subsidiaries, offers a broad range of insurance products and related services.

Great American, Service Lloyds Insurance Co.

Great American Insurance Group and Service Lloyds Insurance Co. announced the acquisition of Service Lloyds’ Texas nonsubscription book of

business by Great American. The acquisition was effective April 29, 2016. The subject business represents approximately $5 to $7 million in in-force gross written premium. Great American has been providing employers’ primary indemnity coverage for employers that opt out of the Texas workers’ compensation system since 2009. In 2012, Great American purchased Employers Comp Associates Inc. (ECA), a provider that has offered alternative workers’ compensation programs in Texas for more than 20 years.

Arthur J. Gallagher, Hogan Insurance Services Arthur J. Gallagher & Co.

has acquired Hogan Insurance Services Inc., located in Westlake Village, Calif. Robert Hogan and his team will continue to operate in their current Westlake Village location under the direction of James G. McFarlane, Western regional manager of Gallagher’s retail property/casualty brokerage operation. Hogan is a retail insurance broker providing property/ casualty, employee benefits, risk management and specialty wholesale insurance services. The firm specializes in workers’ compensation for the transportation, automotive, manufacturing and trucking industries. Arthur J. Gallagher is an insurance brokerage and risk management services firm.

Eastern Insurance, BBS

Eastern Insurance Group LLC, a Natick, Mass.-based independent agency, has acquired BBS Employee Benefits in Newton, Mass. Terms of the transaction were not disclosed. Founded in 2002, BBS Employee Benefits provides design, implementation and administration services for employee ben-efits programs. Eastern Insurance said the acquisition increases its customer base in the Newton and Greater Boston area. Eastern Insurance is a subsidiary of Boston-based Eastern Bank, the largest independent, mutually owned bank in New England with more than 70,000 insurance customers.

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NATIONAL | M&A Review

Deal Activity Remains Healthy

By Christopher Darst

eal count for the first quarter of 2016 was down slightly relative to the record-breaking first quarter of 2015, but was still the second most active first quarter in the past 10 years. There were 109 announced transactions in the first quarter of 2016 compared with 119 announced transactions in the same timeframe of 2015 (a decrease of 8.4 percent). Some 44 transactions closed in January, 24 in February and 41 transactions occurred in March. By compari-

son, historical first quarter deal counts over the last five years were 67 in 2012, 41 in 2013, 87 in 2014, 119 in 2015, and 109 in 2016 (average of 84.6 per year). For the first quarter of 2016, 46 percent of all acquired agencies were property/casualty (P/C) firms, 42 percent were multi-line agencies and 12 percent were employee benefits firms. Specialty distributors made up 24 percent of the total deal activity year-to-date. This is a slight increase from 23 percent recorded in 2015 and 20 percent in 2014 for the same time period. Private-equity backed buyers were once again the most active acquirers with 53 closed transactions (compared to 55 in the first quarter of 2015). This represented 48.6 percent of all deal activity in the first quarter of 2016. Independent agencies completed 33 transactions and public brokers accounted for 10 transactions over the same time period. Insurance companies, banks and other buyers

closed 13 deals in 2016. The top five buyers for the year represented 33 percent of total deal activity through the first quarter of 2016 and the top 10 accounted for 43.1 percent. Once again, AssuredPartners Inc. was the most active acquirer with 11 announced U.S.-based transactions. AssuredPartners acquisitions were evenly spread throughout the country. Hub International Limited was the second most active buyer with nine U.S.-based closed transactions in the first quarter of 2016. Hub purchased three agencies in the West, three agencies in the South/ Southeast, and two in Midwest/ East. Hub continued to expand internationally by purchasing an agency in Canada and one in Puerto Rico. Arthur J. Gallagher & Co. Inc. was the third most active acquirer and the most active public broker in the marketplace with six deal closings in the first quarter of 2016. Gallagherâ&#x20AC;&#x2122;s acquisitions were evenly spread throughout the country and consisted of both

Securities offered through MarshBerry Capital Inc., Member FINRA and SIPC, and an affiliate of Marsh, Berry & Co. Inc. 28601 Chagrin Blvd., Suite 400, Woodmere, Ohio 44122 (phone: 440-354-3230). Except where otherwise indicated, the information provided is based on matters as they exist as of the date of preparation. Past performance is not necessarily indicative of future results.

22 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

retail and wholesale agencies. BroadStreet Partners Inc. and USI Insurance Services LLC both closed five deals in the first quarter of 2016. We have seen that Broadstreet typically applies a co-ownership structure to its acquisitions where agency owners and/ or key employees retain some ownership in the agency. Along with P/C retail agencies, USI acquired an employee benefits wholesaler. Acrisure LLC does not announce all of its deal closings so it is difficult to know exactly how many deals they closed in the first quarter, but they did announce three transactions. Confie Seguros and Hilb Group LLC also announced three deals each. Confie Seguros is mainly a non-standard auto specialist that targets P/C agencies and program administrators. Hilb Group, a private equity-backed broker formed in 2009, has mostly targeted agencies in the Eastern states, Florida and Texas. There were six buyers that had two deals each: Brown & Brown Inc.; Higginbotham & Associates LLC; Marsh & McLennan Cos. Inc.; Ryan Specialty Group LLC; The Carlyle Group; and World Insurance Associates LLC. Acquisition activity is down slightly from the ferocious pace set in 2015, but demand appears to remain strong. Private equity-backed brokers continue to be driving the market while public brokers, independent brokers, banks and insurance companies continue to be aggressive in their search for growth and talent. Darst is senior vice president at MarshBerry. Website: www.marshberry.com. INSURANCEJOURNAL.COM

Merger Announced and Acquisition Activity Date Buyer Announced Date

Buyer

1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/1/16 1/2/16 1/4/16 1/4/16 1/4/16 1/5/16 1/5/16 1/6/16 1/6/16 1/8/16 1/11/16 1/11/16 1/11/16 1/11/16 1/11/16 1/12/16 1/14/16 1/14/16 1/15/16 1/15/16 1/19/16 1/19/16 1/20/16 1/21/16 1/22/16 1/25/16 1/26/16 1/26/16 1/26/16 1/27/16 1/28/16 1/31/16 1/31/16 2/1/16 2/1/16 2/1/16 2/1/16 2/2/16 2/2/16 2/3/16 2/3/16 2/3/16 2/5/16 2/9/16 2/11/16 2/11/16 2/17/16 2/17/16 2/18/16 2/18/16 2/23/16 2/24/16 2/24/16 2/26/16 2/26/16 2/29/16 2/29/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/1/16 3/2/16 3/2/16 3/2/16 3/3/16 3/4/16 3/4/16 3/7/16 3/8/16 3/8/16 3/10/16 3/10/16 3/10/16 3/14/16 3/14/16 3/15/16 3/15/16 3/15/16 3/16/16 3/17/16 3/21/16 3/21/16 3/21/16 3/22/16 3/23/16 3/23/16 3/24/16 3/29/16 3/30/16 3/31/16 3/31/16

BroadStreet Partners Inc. Walsh Duffield Companies Inc. Allstar Financial Group Inc. BroadStreet Partners Inc. Hub International Limited BroadStreet Partners Inc. World Insurance Associates LLC Lander Van Gundy Agency Inc. Neely, Craig & Walton LLP A.N. Ansay & Associates Inc. Tompkins Financial Corp. Tarpey Insurance Group Inc. WTPhelan & Co. Insurance Agency Inc. H.W. Kaufman Financial Group USI Holdings Corp. Twenty Mile Insurance Services Inc. EPIC (Edgewood Partners Insurance Center) VistaNational Insurance Group Inc. Hub International Limited Ascension Insurance Inc. Ryan Specialty Group LLC Brown & Brown Inc. Confie Seguros Insurance Services Insphere Insurance Solutions Inc. Confie Seguros Insurance Services Confie Seguros Insurance Services AssuredPartners Inc. U.S. Risk Insurance Group Inc. Adams Resources & Energy Inc. USI Holdings Corp. Hub International Limited AssuredPartners Inc. Aquiline Holdings LLC Aspen Insurance Holdings Limited Lester, Greene & McCord Insurance Agency Inc. Arthur J. Gallagher & Co. United Community Financial Corp. Kaplansky Insurance Agency Inc. Anderson, Bagley & Mayo Insurance Agency Inc. TrueNorth Cos. LLC AssuredPartners Inc. Patriot National Insurance Group Inc. Hub International Limited Fairly Consulting Group LLC BroadStreet Partners Inc. Hilb Group LLC BD Capital Partners LLC Hilb Group LLC World Insurance Associates LLC Hub International Limited Hub International Limited Alliant Insurance Services AssuredPartners Inc. Brown & Brown Inc. Mercury General Corp. FBinsure LLC Leavitt Group Enterprises Inc. USI Holdings Corp. Propel Insurance Inc. AssuredPartners Inc. Arthur J. Gallagher & Co. AssuredPartners Inc. BB&T Corp. AmWINS Group Inc. Savoy Associates Inc. Venture Insurance Programs RLI Corp. Acrisure LLC Marsh & McLennan Companies Inc. BroadStreet Partners Inc. Acrisure LLC American International Group Inc. Leland Smith Insurance Services Inc. Brown & Milliken Insurance Agency Risk Strategies Company LLC Crest Insurance Group LLC Hilb Group LLC Acrisure LLC Arthur J. Gallagher & Co. Marsh & McLennan Companies Inc. Hub International Limited AssuredPartners Inc. Hub International Limited Otis-Magie Insurance Agency Inc. Higginbotham & Associates Inc. Protector Holdings LLC Hub International Limited AssuredPartners Inc. The Carlyle Group Marshall & Sterling Insurance Inc. The Carlyle Group Farm Credit Services of America, ACA Berkshire Hathaway Inc. Arthur J. Gallagher & Co. AssuredPartners Inc. AssuredPartners Inc. Wholesale Trading Co-Op Insurance Services LLC Lake Michigan Credit Union AssuredPartners Inc. Arthur J. Gallagher & Co. Bolton & Co. Northwest Bancshares Inc. Higginbotham & Associates Inc. Ryan Specialty Group LLC USI Holdings Corp. Breckenridge Insurance Services Arthur J. Gallagher & Co. USI Holdings Corp. K2 Insurance Services LLC

January to March 31, 2016 Seller Seller Baldwin House Agency Inc. Barry York Inc. Book of business Brownrigg Companies Ltd. Cowan Benefits Inc. Gray & Sons Agency Inc. HTK/Hunt Traina Kennard Insurance Agency Inc. Laiming Insurance Group LLC Sanford & Tatum Insurance Agency Servant Insurance Services Inc. Shepard Maxwell & Hale Insurance W. C. Huntress Insurance Agency Inc. Martini Insurance Agency Inc. B & F Special Risks Inc. CBDI Inc. Program book of business Ascende Inc. Business Insurance Underwriters Inc. Gathings Insurance Services LLC Sundance Insurance Agency Inc. Whitecap Insurance Inc. dba Countrywide Brokerage BayRisk Insurance Brokers Inc. Duane Sammons Insurance Center Inc. Excelsior Benefits LLC Fair Price Insurance Inc. Most Insurance LLC Archer A. Associates Inc. American Underwriting Managers Inc. Ben Cap LLC Healthcare Liability Solutions LLC RPG Solutions Inc. Roehrs & Company Inc. Wellington Insurance Group AgriLogic Insurance Services LLC E.B. Thoma & Son Agency Inc. Insurance Service Center Inc. James and Sons Insurance Doherty & White Insurance Agency Judy A. Mendolusky Insurance Agency Meeker-Magner Company Van Zandt, Emrich & Cary Inc. Mid Atlantic Insurance Services Inc. Acorn Inc. Assets of Willis of Texas Inc. Dave Bakken Book of Business Dowling & Oâ&#x20AC;&#x2122;Neil Insurance Agency Inc. Pinkerton Insurance Agency Inc. PriMed Consulting Alamo Insurance Services Inc. Columbian Agency Equity Risk Partners Inc. John F. Throne & Co. Insurance Marketing Inc. Suydam Insurance Agency LLC Lumbermens Insurance and Risk Solutions Suncal Insurance Services Inc. Hardy & Ponte Insurance Agency Mid-Central Valley Insurance Producers Inc. / Mulholland Insurance Agency Inc. Best Insurance United Risk Solutions Inc. Encompass Risk Solutions Inc. White & Company Insurance Inc. Michael J. Hall & Co. CGSC North America Holdings Corp. Group Benefit Services Inc./GBS Payroll Plus Inc. Health Insurance Associates Tidal Solutions Associations Liability Insurance Agency Keevily Coverage LLC Aviation Solutions LLC CFP&M Insurance Agency Inc. ELS Group Heacock Classic Insurance Hickey-Morris Insurance Agency Inc. Holmes Agency Lester Brokerage Inc Partners of the West Insurance Services LLC Raley, Watts & Oâ&#x20AC;&#x2122;Neill Sullivan, Garrity & Diggins Insurance Agency Inc. Vincent L. Braband Insurance Inc. Celedinas Insurance Group Greene-Hazel & Associates Inc. MRW Group Inc. Gwaltney & Associates Inc. Greater Minnesota Agency Inc. Joe N. Pratt Insurance Betterway Insurance Services BenefitsMart LLC Clark Associates Inc. JenCap Holdings LLC Valley Group Inc. Wholesale Trading Co-Op Insurance Services LLC Donaho Insurance Agency Inc. PCG Agencies Inc. Bomford, Couch & Wilson Inc. ELM Insurance Brokers Inc Pat Moore Insurance Services Inc. Trivedi-Capacity Associates LLC Bonner Insurance Agency Inc. AssureSouth Inc. Kane Group Insurance Management Operations Polenzani Benefits Best Insurance Agency Inc. Capps Insurance Agency Hartan Brokerage Brooks Insurance Inc. Platinum Program Managers & Insurance Services Inc. Joseph Distel & Co Inc. Forrest Sherer Inc. High Point Underwriters LLC

Sources: SNL Financial, Insurance Journal, other publicly available sources and MarshBerry proprietary databases. Disclosure: All deal count metrics are inclusive of completed deals with U.S. targets only. MarshBerry estimates that only 15 percent to 30 percent of all transactions are actually made public. Past performance is not necessarily indicative of future results.

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JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 23

NATIONAL | Special Report | Programs

Popular Program Market: New Programs Might Get a Chance By Andrea Wells

he program insurance segment has been an attractive area for property/casualty carriers in recent years and interest doesn’t appear to be faltering. While carriers have been eager to snatch-up mature and profitable programs for years, interest is gaining among program carriers to invest in more startup programs. Brian Molusis, founder and president of Vital Insurance Partners LLC, a Glastonbury, Conn.-based consulting firm that helps wholesale brokers, retail agencies and program administrators with the process of building new programs, says the market is seeing carriers take a closer look at startup programs than before. Molusis, who also serves as the chair of the American Association of Managing General Agents’ (AAMGA) program committee, says program business carriers have become more open to the idea of startup ventures during in the past couple of years. One obvious reason: programs continue to be the fastest-growing segment in the property/casualty insurance market. Program business premium revenues increased by 7.4 percent reaching $32.3 billion in 2014 up from $30.1 billion in 2013, according to the most recent Target Markets Program Administrators Association “State of Program Business Study.” In five years, total program business insurance reve-

nues nearly doubled. The first study reported $17.5 billion in commercial insurance premium revenue in 2010. “The program market has repeatedly been the fastest growing segment of the P/C market because everyone is looking to specialize and they are looking for specialists,” Molusis said. But in order to keep growing at that same pace, carriers and program partners have to create new programs. “To do that you have to look at general wholesalers and their books of business. Where can they carve out niche books of business? That’s where you get the new program opportunities from.” In his view, AAMGA is the perfect organization to seek out those opportunities. “You have

Scottsdale, Ariz., in late May. The association designated a program-specific meeting room to transact business, offered 27 different company presentations from program business carriers and held an executive program panel where executives in the program space discussed issues facing the program marketplace today.

What Carriers Want

Not every startup opportunity is the same and some interest carriers more than others, Molusis said. There are different levels of startup opportunities for programs. First, carriers want to know that there’s some expertise before developing a new program. They also want to know that there’s a controlled book of business that can seed premium into a new program and it’s not just starting from scratch. “If you are starting from scratch, where you have an

idea for a book of business, that’s a real tough proposition for a carrier,” he said. “You would have to have a very good business case on why a carrier should invest in a scratch proposal.” But, Molusis said, if an agency or wholesaler has a good niche book of business that is not already a program today, but is instead written though various markets, and that agency has expertise in that segment with a solid controlled book, building a startup program could be a good option. Not every program carrier will consider startups, however. David Lupica, president of ACE Commercial Risk Services, ACE Group, a panelist on the AAMGA Program Panel, said startups take more resources and have a lower chance of success. “But every program is a startup at some point,” he said. According to Lupica, ACE

‘The program market has repeatedly been the fastest growing segment of the P/C market because everyone is looking to specialize and they are looking for specialists.’ an organization that has hundreds of general wholesalers that fit this model so the next step is to look at their members.” That’s one reason why AAMGA tasked Molusis to help develop a program focus at its recent annual meeting in

24 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

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looks for balance when examining program opportunities. “We don’t want to be over-weighted and we want to look for a good value proposition and a good business plan,” he said. “I don’t believe in the field of dreams program — if you build it they will come.” Instead, Lupica takes a common sense approach when examining program opportunities. “Who’s the partner? Have they demonstrated success? What’s the connection on the distribution side? Are they well-known, do they have a relationship with an association, and/ or a relationship with a wholesaler.” In Lupica’s view, someone that comes from the targeted niche industry is a bonus. “We are looking to insure programs where there is specific industry knowledge

who understands the risks that the niche industry faces, and the challenges that niche has.” Lupica said it’s also very important to have a solid business plan going in and good data is key. “We are harvesting a lot of information in terms of the different types of risks that exist within different classes,” Lupica said, so having good, solid data is critical. “Then we have to overlay that data with the competitive landscape. Where are those insureds geographically? Are there other players doing it well? Those are the opportuni-

ties we will focus on.” Molusis said there are quite a few general wholesalers in the market currently looking to move away from a typical wholesale model and start specializing. “Some wholesalers now have pockets of business within each organization that moving those ‘pockets’ to the program administrator model for specific niche segments makes sense. It will help them grow and fill that space with new programs.” This same group needs help with the process of building out and submitting a program proposal to carriers, he said. “With a little data gathering., building up the underwriting guidelines and putting together a submission it’s possible to get a carrier give them a contract.”

Building Out a Program

It’s not an easy task to build out a program and it takes time and most importantly, good data. Brian Norman, president of Norman-Spencer Agency Inc., said it can easily take 12 INSURANCEJOURNAL.COM

months to launch a new program but he’s worked on some that have moved much quicker. Norman admits, 12 months is a long time and market cycles and economic changes can and do change. “But if you have a program that you are looking to expand, 12 months to get the forms right and the rates right may not be that long.” Norman says it’s very important to a program administrator like Norman-Spencer to have the right partners that can move quickly. “You need those carrier partners in your stable so that they can turn something around quickly for you.” For those retailers and wholesalers new to the program space, finding the right partner to guide them through the process can be key. Molusis recommends finding a consultant or an intermediary that specializes in building out programs. “At the very least, look and see if you have some sort of niche book of business and ask, ‘Can I seed the program with at least $3 million or so of premium of controlled business.’ ... “If you are at $1 million it’s probably not big enough yet for a program, but if you are between $2 million to $3 million worth of niche business that could be a good start,” Molusis said.

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 25

NATIONAL | Emerging Risks

Beef, Microplastics, Blockchain Tech & Human Cyborgs: Swiss Re on What’s Next for Emerging Risks?

fragmented Internet, continued experimentation with monetary policy and another round of economic crises in emerging markets top Swiss Re’s latest roundup of emerging risks to watch out for. Beyond those top three, the reinsurance giant covers everything from human-induced earthquakes to the ever-increasing prevalence of neutraceuticals, and blockchain technology in its latest SONAR report. Swiss Re Group Chief Risk Officer Patrick Raaflaud said it remains important for the industry to anticipate future risks and act accordingly. By doing so, Swiss Re said, both property/casualty and life insurers can adapt their behaviors, market conduct and product portfolios in order to proactively mitigate risk and help the market adjust to new realities. “These risks may only fully reveal themselves to future generations,” Raaflaub said in prepared remarks. “That doesn’t mean that we shouldn’t act today to reduce uncertainty and alleviate their burden.” 26 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Here are the top three risks with the greatest potential impact, in detail: Emerging Markets Crisis. Swiss Re sees global insurance companies potentially seeing big obstacles from turmoil in emerging countries. The trend, the reinsurer said, could produce bigger underwriting losses, particularly in property, personal and commercial lines (if riots and other turmoil hit). Continued Unconventional Monetary

Policy, or ‘The Great Monetary Experiment.’ This is a concern because

governments and economies don’t yet know how negative interest rates and firsttime monetary policies will help or hurt. Swiss Re said they could lead to a bigger loss of confidence in the monetary benefit and won’t boost economic growth. A Fragmented Internet. Insurers and other companies that operate across borders could see increased costs and disrupted business models as firewalls, special software to filter out unwanted information and isolated IT infrastructure detach from global networks. Among the other emerging risks:

Legal and Pricing Risks of the Sharing Economy. Swiss Re says traditional insurers could face pressure from new players (peer-to-peer insurers) that can reach new clients through a sharing economy situation. As well, insufficient loss experience could expose insurers to inadequate pricing models. Crisis of Trust. As citizens increasingly distrust governments, large corporations and traditional media, this could spill over to a distrust of insurance, which could hurt business. If customers are more hostile, then unwarranted claims could spike. Mass Migration. Global migration has become a concern due to instability in many places around the world. Swiss Re said it could have relatively minor impacts on insurers, such as the need to reassess risk exposure of buildings due to higher-than-expected occupancy. Viral Leaderless Mobilization. Smartphones and social media enable the viral spreading of messages and calls to action that could result in public shaming or “flash mobs” — actions that produce protests, riots and negative publicity. Swiss Re said that this could lead to more property and business interruption losses, harm to companies’ reputations, and liability issues for manufacturers and distributors of smartphones and apps. The Future of Work. With more artificial intelligence and robotics, a digitized industrial revolution will boost demand for more information, communication technology and related insurance coverage. But this trend could also create mass unemployment, which leaves a shrinking customer base for personal insurance and a smaller portfolio for employers’ liability. Precision Medicine. This is a treatment approach for patients, also known as personalized medicine, that uses data from a person’s genes, environment and lifestyle to come up with a treatment. Swiss Re said, however, this could create liability problems with information management, INSURANCEJOURNAL.COM

data protection and transfer. Neutraceuticals. These are products developed from food sources (such as dietary supplements) with claims that they have extra medical or health benefits beyond basic nutritional value. They generally lack FDA approval, and questions remain how they should be regulated, classified or covered by insurance. Gene Drives. These are genetic systems that could help fix difficult biological problems, such as genetic modification of mosquitoes to eliminate transmission of diseases such as malaria or the Zika virus. Swiss Re points out that environmental impacts aren’t clear, and commercial use could lead to GMO-related losses. Human Cyborgs. The use of 3-D printing and further research could lead to biomechanitronic organs and prosthetic limbs that are fully functional, potentially giving humans strength and abilities they don’t ordinarily have. Swiss Re predicts that this

Insurance Journal - General - Sprang

AGENCY BANKING

would lead to a shift from personal liability to product liability, as well as more restrictive health coverage for basic insurance. Beef. Consumption of processed meat can harm health in the long term, and meat production can harm the environment. Pressure to change meat consumption could hurt insurers that cover livestock farmers and lead to class action lawsuits against meat producers or sellers. Fintech Risks. Technology driven financial services promote efficiency and lower costs/prices, but Swiss Re said that badly protected or poorly developed platforms would open the door to cyber risks. As well, snafus could lead to liability claims from consumers, savers and investors. Blockchain Risks. This is technology behind what Swiss Re refers to as the “bitcoin cryptocurrency” and enables ownership certification. It can be used to verify transactions, streamline processes and simplify verification, but Swiss Re said

it could hurt underwriting and “the insurance value chain. It also could increase cyber risks.” Phoney Data. Big data could lead to phoney or impaired data, which could hurt insurance companies that use data for customers for various sensors and apps. Swiss Re said that phoney or impaired data for insurance modeling could result in mispriced risks, unexpected claims and a boom in insurance fraud. Human-Induced Earthquakes. Swiss Re said that fracking-related earthquakes and other tremors caused by human intervention could lead to more class action lawsuits, creating a big risk for insurers and reinsurers when events trigger property/ casualty-related claims. Ocean Pollution From Microplastics. The increase of tiny pieces of plastics (facial scrubs, toothpaste) in the ocean from various consumer products could lead to more liability claims.

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JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 27

NATIONAL | MyNewMarkets

Adult Club Insurance

Market Detail: Entertainment

Risk’s (www.entertainmentrisk. com) coverage includes: general liability; assault & battery; liquor liability and property. Entertainment Risk is able to quote 100 percent liquor sales. Available limits of insurance include: general aggregate limit $2 million; products-completed operations aggregate $2 million; personal & advertising injury $1 million; each occurrence limit $1 million; liquor liability limit $1 million; fire damage limit (any one fire) $100,000; medical expense limit excluded; assault & batter available up to $1 million; hired/non-owned auto liability limit $1 million. Available limits: As needed Carrier: Unable to disclose States: Ariz., Calif., Colo., Fla., Ga., Ill., La., Mass., Md., Mich., Nev., N.J., N.Y., Tenn., Texas, Utah, and Va. Contact: Frank Nerney at 844368-7475 or e-mail: info@entertainmentrisk.com

High Risk Homeowners

Market Detail: Med James Inc. (www.medjames.com) covers unique, mid- to high-value

or high-risk personal lines exposures. Coverage features include: primary, secondary/ seasonal, rental & builder’s risk; ISO HO-3, HO-4 and HO-6 policy form; minimum coverage HO-3 $150,000; minimum condo/tenants limit $20,000 - no maximum limit; multiple previous losses accepted, including fire loss; credit issues accepted; rentals written on an HO-3 form; vacant coverage available on a DP-1 form; scheduled personal property, personal umbrella/excess and excess flood coverage available. Available limits: As needed Carrier: Unable to disclose States: Ark., Colo., Ill., Iowa, Ks., Mo., Neb., and Okla. Contact: Customer service at 800-255-6503

Vacant Dwelling

Market Detail: Burns & Wilcox

(www.burnsandwilcox.com) vacant dwelling coverage details include: property limits up to $2 million with higher limits available upon request; general liability limits up to $1 million; industry accepted ISO dwelling fire forms, liability, and commercial forms available; three, six, nine, and 12 month policies available; rehab

28 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

and renovation projects are eligible. Available limits: As needed Carrier: Unable to disclose, admitted States: All states Contact: Burns & Wilcox at 248-932-9000

Workers’ Comp

Market Detail: Builders

& Tradesmen’s Insurance Services Inc.’s (www.btisinc. com) Victory Workers’ Comp program offers instant online price indication, fast quote turnaround times and no broker, access, volume or membership fees. In addition, the list of “top 60 most wanted classes” includes popular classes and streamlines the process through an online rater. Available limits: As needed Carrier: AmTrust Group Insurance Carriers States: All states except Alaska, N.D., Ohio and Wyo. Contact: Jeremiah Azevedo at 916-960-4441 or e-mail: jazevedo@btisinc.com

Agents E&O

Market Detail: CITA Insurance Services (www.citainsurance. com) professionals help agents through the E&O process.

CITA specializes in smaller independent P/C agencies with $5 million or less in annual revenue and 30 or fewer staff members. Policy features include: multiple payment options, including low-cost financing; many deductible choices, including an aggregated deductible to limit your out-of-pocket expense; E&O for less: Competitive rates and quick turnaround. Available limits: As needed Carrier: Unable to disclose States: All states except Mass., N.Y., and Wash. Contact: Rachel Truman at 714-939-7316 or e-mail: rtruman@citainsurance.com

Camps

Market Detail: K&K Insurance

Group (www.kandkinsurance. com) offers package programs for camps including day camps, activity camps, conference/retreat centers, Boy & Girl Scout councils, leadership camps, religious retreats, resident camps. Coverage may include auto, crime, business income, workers’ comp, GL, inland marine, property, excess and event cancellation. Available limits: As needed Carrier: Nationwide/Scottsdale States: All state except D.C. Contact: Sheila Morton at 800637-4757 or e-mail: sheila_morton@kandkinsurance.com

This section brought to you by Insurance Journal’s sister website: www.mynewmarkets.com

Need a Market? Find it. FAST INSURANCEJOURNAL.COM

Welcome to Insurance Journal’s 2016 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/ directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Mining Co’s

Accountants/CPAs

Houston International Insurance Group

5Star D&O Program

Coverages Auto Comm-Standard, Contractors Equip, Equipment, Excess Liab, Flood, GL, Inland Marine, Pollution Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Above & Underground Storage Tank Owners

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages Abuse & Molestation, Addiction Treatment, A uto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Negley Associates

CPA Protector Plan

Philadelphia Insurance Companies

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States

5Star Workers’ Compensation Services

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Norman-Spencer International Inc.

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Herbert H. Landy Insurance

AmWINS Group Inc. - 80 Offices Nationwide

Monitor Liability Managers

Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Pollution, Pollution Liab States All States

Apollo General Ins. Agency Inc.

Coverages Environmental Liab, Pollution Carrier Status Admitted, Non-admitted States Most States

Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Environmental Insurance Agency (EIA)

Target Professional Programs

Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc.

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States

Midlands Management Corp.

Coverages Business Interruption, Environmental Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

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Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Addiction Treatment Facilities AFC Insurance

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Professional Ins. Concepts (fka Crump Prof. Concepts)

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

Access E&S Insurance Services (CA)

Coverages Pollution, Pollution Liab Carrier Status Nonadmitted States AZ, CA, CO, ID, NV, OR, TX, WA

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Administrative Service Org’s Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

JUNE 6, 6, 2016 2016 INSURANCE INSURANCE JOURNAL JOURNAL || NATIONAL NATIONAL || 29 29 JUNE

2016 Annual Program Directory, Volume I World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption Agencies Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS NIPC

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Adult Care Facilities 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Anderson & Murison Inc.

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States Most States

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Insurance Programs of America Inc.

Coverages Abuse & Molestation, Assault & Battery, Catastrophe, CGL, Commercial Excess, Crime, Equipment Breakdown, Excess Flood, Flood, Food Spoilage, Garage Liability, GKLL, GL, Hail, Liability, Liquor Liab, Medical Payments, Sexual Misconduct Liab, Spoilage, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

30 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Clubs AmWINS Group Inc. - 80 Offices Nationwide

Safehold Special Risk

Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Wildlife Insurance Underwriters LLC

Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States Most States

Aircraft Manufacturers Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Aircraft Repair/Service Atlass Insurance Group

Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ASO Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

MAXIMUM

Wildlife Insurance Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Pers-Standard, Commercial Excess, DIC, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Agribusinesses Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard Liability, Care/Custody/ Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States Most States

Airlines Atlass Insurance Group

Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators Atlass Insurance Group

Coverages Hull, Liability, Medical Carrier Status Admitted States Most States

Prime Insurance Company

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Applied Underwriters Inc.

All Risks Ltd.

Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Equisure Inc.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Alarm Monitoring Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Houston International Insurance Group

Coverages Care/Custody/Control, CGL, Commercial Excess, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Izzo Insurance Services Inc.

Prime Insurance Company

Philadelphia Insurance Companies

RPS NIPC

Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Alcohol & Substance Abuse Treatment Centers AFC Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, NonProfit D&O, Property Carrier Status Admitted, Non-admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States All States

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States Most States

Safehold Special Risk

Special Markets Ins Consultants, An AmWINS Group Co.

Access E&S Insurance Services (CA)

Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Cyber Liab, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Allied Protector Plan

Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States

Monitor Liability Managers

www.insurancehelper.com

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States

Pioneer Special Risk

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Accident & Health, Blanket Addt’l Insureds, Blanket Waivers, CGL, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Sexual Misconduct Liab, Student Accident, Trade Shows & Festivals, Weather, Windstorm Carrier Status Non-admitted States Most States

Ambulance Service

Promont Advisors LLC

Markel Specialty

RPS Healthcare

National Indemnity Company

Coverages CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Professional Liab, Property Carrier Status Non-admitted States Most States Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Ultra Risk Advisors

Prime Insurance Company

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, DIC, GL, Motor Truck Cargo, Nonowned & Hired Auto, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

USX/S

Coverages Abuse & Molestation, Breach of Security, CGL, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, GL, Identity Theft, Liability, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Medicare/ Medicaid Billing E&O, Mental Health Care, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O States Most States

Amusement Parks All Risks Ltd.

Coverages Accident & Health, Accidental Death, Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States Most States

Amateur Sports Associations American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Nonadmitted States All States

Philadelphia Insurance Companies

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 31

2016 Annual Program Directory, Volume I Antique/Classic Car Collections American Modern Insurance Group

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States

Hagerty Insurance Agency LLC

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Philadelphia Insurance Companies

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

South & Western General Agency Inc.

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Apartment Building Owners 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Advanced E&S Group - Midwest Region

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Anderson & Murison Inc.

Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

Appleby & Sterling

Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, Excess Liab, Fidelity, GL, Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Crouse & Associates

Coverages DIC, Property Carrier Status Admitted States All States

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

DUAL Commercial LLC

Coverages Apartment House Package, Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States

Empire Underwriters LLC

Coverages Apartment House Package, Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

32 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

International Excess Companies

Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers

Coverages GL, Inland Marine, Property Carrier Status Non-admitted States Most States

IPC

Coverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

UCA General Insurance Services

Coverages Business Income, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Western Security Surplus Insurance Brokers Inc.

Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Appraisers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Herbert H. Landy Insurance

Logic Underwriters Inc.

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

M.J. Hall & Company Inc.

Applied Underwriters Inc.

Coverages GL, Property Carrier Status Non-admitted States TX Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MAXIMUM

Coverages Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Auto Pers-Nonstandard, Boiler & Machinery, CGL, Commercial Excess, Crime, DIC, Dwelling Fire, Earthquake, Excess Flood, Excess Liab, Garage Liability, GKLL, GL, Lost Key, Physical Damage Rental Units, Pool & Spa Liab, Property, Residential Property, Tenant Discrimination, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

McClelland and Hine Inc.

Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Apartment House Package, DIC, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

TAPCO Underwriters Inc.

Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

Arborists/Tree Services Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Architects & Engineers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (CA)

Coverages Cyber Liab, GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

All Risks Ltd.

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Arrowhead General Insurance Agency Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CRES Insurance Services

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

DUAL Commercial LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

Euclid Architects & Engineers

Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

International Excess Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Johnson & Johnson

Coverages Cyber Liab, E&O, EPLI, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Professional Underwriters Agency Inc.

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

5Star Workers’ Compensation Services

Empire Underwriters LLC

Coverages Commercial Excess, GL, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Gridiron Insurance Underwriters Inc.

Tokio Marine/HCC

Insurance Programs of America Inc.

Coverages Breach of Security, CGL, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, GL, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages Auto Comm-Standard, BOP, D&O, E&O, EPLI, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Pollution, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Armored Car Services Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States

Prime Insurance Company

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Asset Managers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Assisted Living Centers 5Star Paratransit Program

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages Abuse & Molestation, Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States All States

AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

Auctioneers

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

IT Risk Managers Inc.

Tejas American General Agency

Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Markel Specialty

Philadelphia Insurance Companies

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Coverages BOP, Care/Custody/Control, Cyber Liab, D&O, E&O, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

U.S. Risk Insurance Group Inc.

R.V. Nuccio & Associates Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages CGL, Liability, Property Carrier Status Non-admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Monitor Liability Managers

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Promont Advisors LLC

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Synergy Professional Associates Inc.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Lawyer’s Protector PlanÆ

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Prime Insurance Company

CIBA Insurance Services

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States Most States

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

Philadelphia Insurance Companies

Associations/Affinity Groups

Continental Brokers Inc.

Number One Insurance Agency

Coverages Abuse & Molestation, Assault & Battery, Boiler & Machinery, CGL, Earthquake, Equipment Breakdown, Excess Flood, GL, Hurricane, Liability, Liquor Liab, Property, Weather, Windstorm Carrier Status Non-admitted States Most States

Art and/or Antique Gallery

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

JLT Facilities Inc.

Glatfelter Healthcare Practice

Coverages CGL, Excess Flood, Flood, Professional Liab, Property Carrier Status Non-admitted States AL, CA, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NJ, NY, PA, SC, TN, TX

USX/S

Coverages E&O, EPLI Carrier Status Admitted States Most States

Attorneys

CRC Insurance Services - All Offices

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Auto Body Shops 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 33

2016 Annual Program Directory, Volume I Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

DMI Insurance Services

Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

N-Surance Outlets Inc. (Georgia)

Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Prime Insurance Company

Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX

CRES Insurance Services

Coverages Garage Liability, GKLL Carrier Status Admitted States CA

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, DIC, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Griffin General Agency Inc.

RoamNet Insurance Marketing Programs

KBK Insurance Group Inc.

Target Managers Insurance Services

GMI Insurance Services

V3 Insurance Partners LLC

Gorst & Compass Insurance

Coverages GL, Property Carrier Status Non-admitted States TX Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Physical Damage, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

Coverages GL, Workers’ Comp States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Victor O. Schinnerer & Company

MacNeill Group, Inc., CMGA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

N-Surance Outlets Inc. (Florida)

Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN

34 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Willis Programs

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

M.J. Hall & Company Inc.

M.J. Kelly Company

Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Auto Dismantlers/Wrecking Yards

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

G.J. Sullivan Company (Orange)

McClelland and Hine Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

All Risks Ltd.

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA

Walter General Agency (WGA)

Lancer Insurance Company M.J. Kelly Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Lancer Insurance Company

Gerald J. Wilkoff Inc.

Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PA

Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equip Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Tools & Equip Carrier Status Admitted States Most States

Coverages D&O, Dealers Open Lot, EPLI, Fiduciary Liab, Garage Keepers Legal Liab, Garage Liability, GL, Pollution Liab, Property Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

DMI Insurance Services

Auto Repair Shops/Garages

Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

South & Western General Agency Inc.

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ashley General Agency

Tejas American General Agency

Bass Underwriters

Unifax Insurance Systems Inc.

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX

Target Managers Insurance Services

Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX Coverages GL, Property Carrier Status Admitted States CA

Walter General Agency (WGA)

Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Auto Repair/Service 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States NJ, NY

Prime Insurance Company

Appleby & Sterling

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, DIC, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Atlas General Insurance Services

GMI Insurance Services

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Garage Liability, Workers’ Comp Carrier Status Admitted States Most States Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Performance & Payment Bonds, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

Auto/Truck Leasing Firms Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Garage Liability, GKLL Carrier Status Admitted States CA

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

DMI Insurance Services

Williams & Stazzone Insurance Agency Inc.

GMI Insurance Services

CRES Insurance Services

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RoamNet Insurance Marketing Programs

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Repossessors Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Prime Insurance Company

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Rental Firms Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States

Prime Insurance Company

V3 Insurance Partners LLC

Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Commercial Excess, Crime, Fire Legal Liab, GKLL, Inland Marine, Personal Property, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Williams & Stazzone Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Avian Flu/Poultry Insurance Program All Risks Ltd.

Coverages Addt’l Expense, Business Interruption Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, DIC, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States Most States

Align General Insurance Agency LLC

Auto Transporters

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States

Guardian Insurance Wholesalers Inc.

Coverages Cargo, CGL, Liability, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Bail Bond Agents Coverages Assault & Battery, Crime Carrier Status Admitted States CA

Fox Point Programs

Poindexter Surety Services

Coverages Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 35 ATLASFIN16640.indd 1

5/17/16 1:27 PM

2016 Annual Program Directory, Volume I Bars/Taverns Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

Bass Underwriters

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Gorst & Compass Insurance

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Innovative Coverage Concepts

Coverages Assault & Battery, CGL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Addt’l Expense, Business Income, Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY

Quirk & Company

Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

RISCO Insurance Brokerage Inc.

Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Walter General Agency (WGA)

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

SASSI - Salon & Spa Specialty Insurance

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States Most States

TAPCO Underwriters Inc.

Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Topa Insurance Company

Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Identity Theft, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States Most States

Bed & Breakfasts Philadelphia Insurance Companies

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, DIC, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

M.J. Hall & Company Inc.

Western Security Surplus Insurance Brokers Inc.

Prime Insurance Company

M.J. Kelly Company

Beauty/Barber Shops/Salons/Schools/ Supplies

RPS NIPC

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Lancer Indemnity Company

Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

McClelland and Hine Inc.

Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Next Wave Insurance Services LLC

Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States

36 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

Bicycle Dealers/Distributors/Rentals/ Manufacturers Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Billiard Parlors

Anderson & Murison Inc.

Gorst & Compass Insurance

Continental Brokers Inc.

Lancer Indemnity Company

Coverages BOP, Professional Liab Carrier Status Admitted States CA Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Billing and Collection Services 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

TitlePac Inc.

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Boat Dealers/Brokers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Personal Safeguards Group LLC

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Specialized Insurance

Coverages BOP, Commercial Marine, GL, Marina Operators Carrier Status Admitted, Non-admitted States FL, NY, PA

TCA Inc.

Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most

Boat Rental Firms Atlass Insurance Group

Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States Most States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

Bowling Alleys T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Camps

K&K Insurance Group Inc.

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States

Prime Insurance Company

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Special Markets Ins Consultants, An AmWINS Group Co. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Campgrounds Philadelphia Insurance Companies

Prime Insurance Company

Boys & Girls Clubs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most

Prime Insurance Company

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Gateway Specialty Insurance

Philadelphia Insurance Companies

AmWINS Group Inc. - 80 Offices Nationwide

TCA Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States Most States

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States

Broadcasters

Sun Coast General Insurance Agency

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States Most States

Breweries Philadelphia Insurance Companies

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NV

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 37

2016 Annual Program Directory, Volume I Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

The Insurancenter

Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Casinos Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Caterers ProHost USA

Coverages CGL, Commercial Excess, GL, Liquor Liab, Property States Most States

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Western Security Surplus Insurance Brokers Inc.

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Chemical Manufacturers/Distributors ChemPlan - Chemical Insurance

Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States

Consumer Specialties Insurance Company (RRG)

Coverages CGL, Nonowned & Hired Auto, Pollution Liab, Products Liab, Umbrella Carrier Status Non-admitted States All States

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, DIC, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Child Care/Day Care Centers Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

38 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Appalachian Underwriters Inc.

Coverages Abuse & Molestation, Liability, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Bass Underwriters

Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

International Excess Companies

Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Topa Insurance Company

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, IL

Walter General Agency (WGA)

Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

Chiropractors Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Churches All Risks Ltd.

Coverages Auto Comm-Nonstandard, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

Bass Underwriters

Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Glatfelter Insurance Group

Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Glatfelter Religious Practice

Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Gorst & Compass Insurance

Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Gridiron Insurance Underwriters Inc.

Coverages Abuse & Molestation, Business Income, Excess Flood, Flood, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, CA, FL, GA, LA, MS, NC, NJ, NY, SC, TX

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Promont Advisors LLC

Coverages CGL, Commercial Excess, Professional Liab, Property Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH

RPS NIPC

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions, Workers’ Comp Carrier Status Admitted States Most States

Claims Adjusters Philadelphia Insurance Companies

Surety One Inc.

Coverages Crime, Cyber Liab, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Commercial Building Owners

Preferred Property Programs

Community Associations

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, DIC, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, FL, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Deans & Homer

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Lost Key, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages Inland Marine, Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted States AZ, CA, NM, NV, OR, UT

Distinguished Programs

Coverages CGL, Property Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Roush Insurance Services Inc.

Great American Ins. Group - Executive Liability Division

Promont Advisors LLC

Coverages Apartment House Package, Auto CommStandard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Accidental Death, BOP, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States

Southwest Risk

Kevin Davis Insurance Services

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

New Empire Group

5Star D&O Program

Advanced E&S Group - Midwest Region

Unifax Insurance Systems Inc.

Preferred Property Programs

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Coverages GL, Property Carrier Status Admitted States CA

Burns & Wilcox - All Offices

LIG Marine Managers

Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States

Crouse & Associates

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

DUAL Commercial LLC

Coverages Flood, Property, Windstorm Carrier Status Non-admitted States Most States

International Excess Program Managers

Coverages GL, Inland Marine, Property Carrier Status Non-admitted States Most States

IPC

Coverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

MAXIMUM

Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Business Income, CGL, COC, DIC, Liability, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most

INSURANCEJOURNAL.COM

Commercial Marine Companies AmWINS Group Inc. - 80 Offices Nationwide

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Maritime Program Group

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Special Markets Ins Consultants, An AmWINS Group Co. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

The McGowan Companies

Markel Personal Lines

V3 Insurance Partners LLC

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Community Banks/Credit Unions All Risks Ltd.

Coverages Collateral Protection, GL, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States

TCA Inc.

Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

The American Equity Underwriters Inc.

Coverages Boiler & Machinery, CGL, Crime, D&O, Equipment Breakdown, Hail, Property Carrier Status Admitted States Most States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, Flood, Fo rce Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States Most States

Insurmark, a Div. of Financial & Prof Risk Solutions

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Number One Insurance Agency

Coverages Flood, GL Carrier Status Admitted States MA

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 39

2016 Annual Program Directory, Volume I Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Community Health Centers Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Community/Social Services 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AFC Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto CommStandard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

40 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS NIPC

Computer Consultants/Programmers/ Designers Access E&S Insurance Services (CA)

Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Burns & Wilcox - All Offices

Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States

IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States

NAS Insurance Services

Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages BOP, E&O Carrier Status Admitted States All States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, BOP, EPLI, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Concrete Pumper Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/ Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Norman-Spencer Agency Inc.

Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Condo Associations AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, D&O, EPLI, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coastal Insurance Underwriters Inc.

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, Business Income, CGL, Crime, DIC, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

RPS Technology & Cyber

Commercial Sector Insurance Brokers LLC

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

USX/S

Coverages Breach of Security, CGL, Cyber Liab, D&O, E&O, EPLI, Identity Theft, Media Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I New Empire Group

Distinguished Programs

Philadelphia Insurance Companies

DUAL Commercial LLC

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

Coastal Insurance Underwriters Inc.

Coverages Business Income, CGL, Crime, DIC, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Coverages Crime, GL, Property Carrier Status Admitted, Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Commercial Sector Insurance Brokers LLC

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Windstorm Carrier Status Nonadmitted States Most States

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Indemnity Excess & Surplus Agency Inc.

Prime Insurance Company

Kevin Davis Insurance Services

International Excess Program Managers

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

RISCO Insurance Brokerage Inc.

Coverages D&O, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

Condo/Homeowner Associations Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

Coverages D&O, GL, Property States CA

CID Insurance Programs Inc.

Coverages BOP, CGL, D&O, EPLI, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, DIC, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Construction Managers

Philadelphia Insurance Companies

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Prime Insurance Company

Professional Underwriters Agency Inc.

Coverages Pollution Liab, Pro3fessional Liab Carrier Status Admitted, Non-admitted States Most States

Quaker Special Risk (New Jersey)

Construction Wrap-Up Construction Insurance Partners

Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States

MAXIMUM

Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Worldwide Facilities LLC

RISCO Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Coverages CGL, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

South & Western General Agency Inc.

Wrap Up Insurance Solutions

Coverages GL, Non-Profit D&O, Professional Liab Carrier Status Non-admitted States AR, MS, OK, TN, TX

Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

TAPCO Underwriters Inc.

Coverages D&O, GL, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Consultants-All Kinds 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (CA)

UCA General Insurance Services

Coverages CGL, Cyber Liab, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Condominium Owners AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Quirk & Company

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Monarch E&S Insurance Services

Burns & Wilcox - All Offices

CIBA Insurance Services

Preferred Property Programs

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, DIC, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States

Coverages GL, Inland Marine, Property Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

Brecht & Associates

Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Coverages Accidental Death, BOP, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 41

2016 Annual Program Directory, Volume I Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

NAS Insurance Services

Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Consultants-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Quirk & Company

Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Victor O. Schinnerer & Company

Coverages D&O, E&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Contractors AmTrust Surety

Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

B&B Protector Plans Inc.

Coverages Auto Comm-Standard, Blanket Waivers, GL, Inland Marine, Property, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States

Crouse & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, DIC, E&O, Property, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, Residential `wrap-up`, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Beacon Hill Associates Inc.

GMI Insurance Services

Ashley General Agency

Coverages CGL, E&O, Pollution States Most States

Commercial Sector Insurance Brokers LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Greenwood General Insurance Agency

Environmental Insurance Agency (EIA)

Coverages Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

42 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Contractors License Bonds, Liability Carrier Status Admitted, Non-admitted States CA

Houston International Insurance Group

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast

Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

M.J. Kelly Company

Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

N-Surance Outlets Inc. (Florida)

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Next Wave Insurance Services LLC

Coverages E&O, Pollution, Professional Liab Carrier Status Admitted States Most States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Underwriters Agency Inc.

Coverages Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Roush Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH

Specialized Insurance

Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

Surety One Inc.

Coverages Builders Risk, Contractors License Bonds, Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

TAPCO Underwriters Inc.

Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Walter General Agency (WGA)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, DIC, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Nonadmitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

Western Security Surplus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Contractors-Air Conditioning Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Alarm All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Brownyard Group

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

GMI Insurance Services

Coverages Contractors License Bonds, Liability Carrier Status Admitted, Non-admitted States CA, TX

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Insurance Center Special Risks Ltd.

Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan Advanced E&S Group - Midwest Region

Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk (New Jersey)

Appalachian Underwriters Inc.

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages GL, Inland Marine Carrier Status Admitted States CA

Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI Coverages Auto Comm-Standard, Excess Liab, GL, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Contractors-Demolition AmWINS Group Inc. - 80 Offices Nationwide

Monarch E&S Insurance Services

Oryx Insurance Brokerage Inc.

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liability, Property, Rented Property Carrier Status Non-admitted States Most States

Southwest Risk

Contractors-Electrical

Specialized Insurance

Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

Construction Insurance Solutions

Target Managers Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Atlas General Insurance Services

Tejas American General Agency

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, BOP, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX

Unifax Insurance Systems Inc.

Burns & Wilcox - All Offices

Apollo General Ins. Agency Inc.

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

Coverages GL, Property Carrier Status Admitted States CA

Contractors-Crane & Rigging

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Elevators JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast

Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, On-Hook Cargo, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liability, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

Izzo Insurance Services Inc.

Norman-Spencer Agency Inc.

Prime Insurance Company

Logic Underwriters Inc.

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Greenwood General Insurance Agency

Costanza Insurance Agency Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States Most States

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 43

2016 Annual Program Directory, Volume I Contractors-Environmental Access E&S Insurance Services (CA)

Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, CGL, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Axon Underwriting LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Environmental Insurance Agency (EIA)

Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Pioneer Special Risk

Coverages Environmental Liab, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Contractors-Excavating/Grading Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Insurance Center Special Risks Ltd.

Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, PA, RI, VT

NeitClem Wholesale Insurance Brokerage Inc.

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

44 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States Most States

Contractors-Explosives/Blasting/Drilling

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States Most States

Contractors-Fire & Water Restoration AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Nonadmitted States Most States

USX/S

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler All Risks Ltd.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RelMark Program Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Contractors-General Appalachian Underwriters Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ashley General Agency

Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX

Construction Insurance Solutions

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

DUAL Commercial LLC

Coverages Fire Legal Liab, GL, Medical Payments, Products Liab Carrier Status Non-admitted States Most States

Environmental Insurance Agency (EIA)

Coverages GL, Pollution Liab States Most States

Greenwood General Insurance Agency

Coverages Contractors License Bonds, Liability Carrier Status Admitted, Non-admitted States CA, TX

Insurance Center Special Risks Ltd.

Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages Blanket Addt’l Insureds, GL States AL, AR, CA, CO, FL, GA, ID, IL, MA, MD, MI, NC, NV, NY, OH, OK, OR, SC, TN, UT, VA, WV

Beacon Hill Associates Inc.

Southwest Risk

Bass Underwriters

Coverages CGL, E&O, Pollution States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Specialized Insurance

Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Worldwide Facilities LLC

Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, DIC, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Wrap Up Insurance Solutions

Coverages GL, Residential `wrap-up` States Most States

Quirk & Company

Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States Coverages GL, Property Carrier Status Non-admitted States All States

Applied Underwriters Inc.

Victor O. Schinnerer & Company

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Builders & Tradesmen’s Insurance Services Inc.

Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Contractors-Marine All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bumbershoot, Commercial Marine, Equipment, GL, Hull, MEL, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

LIG Marine Managers

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Hanover Insurance Group

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States Most States

Contractors-Oil & Gas Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Ashley General Agency

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

U.S. Risk Insurance Group Inc.

Contractors-Landscape

Quaker Special Risk (Mass.)

Southwest Risk

Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Property Carrier Status Admitted States Most States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liability, Professional Liability, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities LLC

Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liability, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Contractors-Service Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Financial Risk Solutions Inc.

Coverages , Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Contractors-Swimming Pools Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors-Roofing Appalachian Underwriters Inc.

Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Norman-Spencer Agency Inc.

Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, Pollution Liab, Property, Residential `wrap-up`, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Insurance Center Special Risks Ltd.

Contractors-Underground Storage Tank Construction AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc.

Coverages CGL, GL, Tools & Equip Carrier Status Nonadmitted States CT, MA, ME, NH, NY, PA, RI

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Norman-Spencer Agency Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Convenience Stores Advanced E&S Group - Midwest Region

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States

DUAL Commercial LLC

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

McClelland and Hine Inc.

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Prime Insurance Company

All Risks Ltd.

Quaker Special Risk (Florida)

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab Carrier Status Non-admitted States Most States Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

Coverages Employee Benefits, Garage Keepers Legal Liab, GL, Liquor Liab, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States All States Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 45

2016 Annual Program Directory, Volume I Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

McClelland and Hine Inc.

Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

McLeckie Insurance Group

Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Counselors/Counseling Centers

Couriers

Alliance of Nonprofits for Ins. Risk Retention Group

5Star Business Auto Program (Misc. classes)

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

N-Surance Outlets Inc. (Florida)

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Pollution Liab, Umbrella Carrier Status Admitted States Most States

N-Surance Outlets Inc. (Georgia)

Markel Specialty

Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Western Security Surplus Insurance Brokers Inc.

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

46 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Country Clubs All Risks Ltd.

Coverages GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Bollinger Sports & Leisure

Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Assault & Battery, Auto Comm-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Cargo, GL, Nonowned & Hired Auto, Property Carrier Status Admitted States Most States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers

Coverages Cargo, Crime, E&O, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States Most States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Program Risk Specialists

Coverages , Nonowned & Hired Auto Carrier Status Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

NBIS

Norman-Spencer Agency Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Crop Dusters/Sprayers Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dairies Agricultural Insurance Mgmt Services

Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States

Tejas American General Agency

Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most

Special Markets Ins Consultants, An AmWINS Group Co. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States Most States

www.insurancehelper.com

Coverages Abuse & Molestation, Accident & Health, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Student Accident, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Day Care/Preschools Alliance of Nonprofits for Ins. Risk Retention Group

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gorst & Compass Insurance

Coverages CGL, Property Carrier Status Non-admitted States CA

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Pollution Liab, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, Completed Operations Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Philadelphia Insurance Companies

Coverages Professional Liability, Property States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA

Coverages Abuse & Molestation, BOP, Commercial Excess, General Liability, Personal Property, Products Liability, Professional Liability Carrier Status Non-admitted States Most States

N-Surance Outlets Inc. (Florida)

SASSI - Salon & Spa Specialty Insurance

Monarch E&S Insurance Services

Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Universal Insurance Programs

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liability, Property, Real & Business Personal Prop, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Dealers-Home Heating Oil Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

South & Western General Agency Inc.

Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX

TAPCO Underwriters Inc.

Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Dealers-Propane AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Commercial-Standard, Crime, Equipment Breakdown, General Liability, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Delivery- Wholesale/Retail

Western Experts in Transportation

5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Coverages Auto Commercial-Standard Liability & Physical Damage, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

Day Spas

Align General Insurance Agency LLC

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo Carrier Status Admitted States AZ, CA, NV

Continental Brokers Inc.

Burns & Wilcox - All Offices

Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liability Carrier Status Non-admitted States Most States

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 47

2016 Annual Program Directory, Volume I International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Dentists B&B Protector Plans Inc.

Coverages Cyber Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States FL

Rockwood Programs Inc.

Coverages Cyber Liab, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AFC Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Pollution Liability, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

48 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liability, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS NIPC

Driving Ranges Philadelphia Insurance Companies

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Drones/Unmanned Aerial Systems All Risks Ltd.

Coverages Cyber Liab, Excess Liab, GL, Hull, Warranties, Extended Carrier Status Non-admitted States Most States

Dry Cleaners/Laundries

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liability, Property, Sexual Misconduct Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Dialysis Centers

Philadelphia Insurance Companies

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Brownyard Group

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States

Dude Ranches Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

E-cigarette Manufacturers / Distributors Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Emergency Service Org’s Glatfelter Insurance Group

Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

VFIS

Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing Firms NAS Insurance Services

Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liability, Technology E&O Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Technology & Cyber

World Wide Specialty Programs Inc.

Employment Agencies NAS Insurance Services

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liability Carrier Status Non-admitted States Most States

RPS Technology & Cyber

Surety One Inc.

Coverages Contractors License Bonds, Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted States Most States

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

INSURANCEJOURNAL.COM

Environmental Engineers/Consultants/ Contractors

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Commercial Sector Insurance Brokers LLC

Access E&S Insurance Services (CA)

Pioneer Special Risk

Access E&S Insurance Services (VA)

Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages CGL, Cyber Liab, EPLI, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Coverages Environmental Liab, Professional Liab Carrier Status Non-admitted States Most States

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liability Carrier Status Admitted, Non-admitted States Most States

Apollo General Ins. Agency Inc.

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Beacon Hill Associates Inc.

Engineers-Geotechnical

Coverages CGL, E&O, Pollution States Most States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

J.M. Wilson

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Roush Insurance Services Inc.

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

PartnerOne Environmental

National Indemnity Company

Prime Insurance Company

Coverages Environmental Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States

DUAL Commercial LLC

Norman-Spencer International Inc.

KF&B Program Managers Insurance Services

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Entertainer Buses

Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Products Liability, Umbrella Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Freberg Environmental Inc.

Tokio Marine/HCC

All Risks Ltd.

Coverages Auto Comm-Standard, CGL, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Russell Bond & Co. Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liability, Professional Liab, Transportation Pollution Liability Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 49

2016 Annual Program Directory, Volume I USX/S

Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrapup`, Umbrella Carrier Status Admitted, Non-admitted States All States

Equipment Dealers/Rentals Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Williams & Stazzone Insurance Agency Inc.

Coverages EPLI, Equipment, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States Most States

Exercise/Health Studios/Health Clubs

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Monarch E&S Insurance Services

Coverages CGL, Professional Liab, Property States CA

NeitClem Wholesale Insurance Brokerage Inc.

Exporters Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Advanced E&S Group - Midwest Region

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Liability, Property Carrier Status Admitted States Most States

Safehold Special Risk

Western Security Surplus Insurance Brokers Inc.

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

50 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

All Risks Ltd.

Coverages Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States

Anderson & Murison Inc.

Program Risk Specialists

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, GL Carrier Status Non-admitted States All States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Farm & Ranch Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Appleby & Sterling

RPS Bollinger Sports & Leisure

Fast Food Restaurants

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Wildlife Insurance Underwriters LLC

NeitClem Wholesale Insurance Brokerage Inc.

American Specialty Insurance & Risk Services Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/ Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States Most States

Family Fun Centers

Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Tejas American General Agency

Coverages Liability, Property Carrier Status Admitted States AZ, CA

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

Sierra Specialty

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States Most States

South & Western General Agency Inc.

Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

Continental Brokers Inc.

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Insurance Programs of America Inc.

Coverages Excess Flood, Flood, Food Spoilage, Liability, Liquor Liab, Property, Windstorm Carrier Status Non-admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Mark D. Fredricksen Insurance Services

Coverages Fire, Livestock/Animal Mortality Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Fertilizer Suppliers Sierra Specialty

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Festivals & Fairs All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Products Liability, Umbrella Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Assault & Battery, Auto Commercial-Standard, Commercial General Liability, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Nonadmitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Commercial Excess, EPLI, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

www.insurancehelper.com

Financial Institutions All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Floodwatch

Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Insurmark, a Div. of Financial & Prof Risk Solutions, Inc.

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Johnson & Johnson

Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/Ransom, Professional Liability Carrier Status Non-admitted States Most States

Pioneer Special Risk

Coverages D&O, E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

Surety One Inc.

IPC

Coverages Cyber Liab, D&O, Fidelity, Fidelity Bonds, Lost Note Bonds, Surety Bonds Carrier Status Admitted, Nonadmitted States Most States

U.S. Risk Insurance Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, DIC, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

Food Vendors www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Event Cancellation, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Forestry Services Ascinsure Specialty Risk

Financial Planners

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Markel Specialty

Coverages , E&O Carrier Status Non-admitted States All States

ProSurance Group Inc.

Safehold Special Risk

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Fine Art Collections Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Victor O. Schinnerer & Company

Markel Specialty

Coverages Auto Comm-Standard, GL, Property Carrier Status Admitted States Most States

MiniCo Insurance Agency LLC

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States

Foster Care Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States

Monarch E&S Insurance Services

Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Professional Program Insurance Brokerage

Markel Specialty

Coverages Blanket Addt’l Insureds, Excess Liab, Fine Arts, Liability, Managed Care, Mysterious Disappearance, Property, Theft Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States

Negley Associates

Fire Departments Glatfelter Insurance Group

Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

VFIS

Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers Joseph Chiarello & Co.; Firearms Business Ins. Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Food Trucks Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liability, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

RPS NIPC

Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Foundations Alliance of Nonprofits for Ins. Risk Retention Group

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 51

2016 Annual Program Directory, Volume I Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Physical Damage, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Fraternal Organizations Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Non-admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Garages 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States

CRES Insurance Services

Coverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CA

Crouse & Associates

Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

DMI Insurance Services

Empire Underwriters LLC

Coverages Commercial Excess, Garage Keepers Legal Liab, GKLL, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

52 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Evolution Insurance Brokers

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

MacNeill Group, Inc., CMGA

PMC Insurance Group

National Indemnity Company

Prime Insurance Company

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

RoamNet Insurance Marketing Programs

Russell Bond & Co. Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sierra Specialty

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Gentleman’s Clubs AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Golf Courses All Risks Ltd.

Coverages GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coastal Insurance Underwriters Inc.

Coverages Accessories, Business Income, Business Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Errant Ball, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hurricane, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Tee-toGreen, Umbrella Carrier Status Non-admitted States FL

Coverages , Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Grain Mills & Elevators Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Safehold Special Risk

Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Wildlife Insurance Underwriters LLC

Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States Most States

Grocery Stores/Supermarkets Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Group Homes AFC Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Alliance of Nonprofits for Ins. Risk Retention Group

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Prime Insurance Company

Gymnastics Facilities American Specialty Insurance & Risk Services Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Irwin Siegel Agency Inc.

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liability, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Guides & Outfitters Joseph Chiarello & Co.; Firearms Business Ins. Program

Coverages GL, Property, Umbrella Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Hazardous Materials Transporters Access E&S Insurance Services (VA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Beacon Hill Associates Inc.

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

J.M. Wilson

Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Burns & Wilcox - All Offices

INSURANCEJOURNAL.COM

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

RPS Bollinger Sports & Leisure

Coverages Liability, Property Carrier Status Admitted States Most States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare Facilities Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

DUAL Commercial LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

NAS Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Anderson & Murison Inc.

Professional Liability Ins Svcs - Underwriting Facilities

All Risks Ltd.

Coverages CGL, E&O, Pollution States Most States

Health Clubs

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Target Managers Insurance Services

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

T.H.E. Insurance Company

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Nonadmitted States Most States

Promont Advisors LLC

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 53

2016 Annual Program Directory, Volume I Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States

Smith, Bell & Thompson Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Personal Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Ultra Risk Advisors

Promont Advisors LLC

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Heavy Equipment Dealers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Ascinsure Specialty Risk

Quaker Special Risk (New Jersey)

NBIS

Quaker Special Risk (New York)

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Home Healthcare Providers Access E&S Insurance Services (CA)

Coverages Abuse & Molestation, Cyber Liab, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

All Risks Ltd.

Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Allied Protector Plan

Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States

Houston International Insurance Group

Coverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States Most States

McClelland and Hine Inc.

Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

54 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Homebuilders Appalachian Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Empire Underwriters LLC

Smith, Bell & Thompson Inc.

Patriot National Underwriters Inc.

Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Home Inspectors Delta General Agency Corp.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

TitlePac Inc.

Glatfelter Insurance Group

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

CRC Insurance Services - All Offices

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States Most States

Prime Insurance Company

Sapphire Blue

Professional Ins. Concepts (fka Crump Prof. Concepts)

Glatfelter Healthcare Practice

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Target Professional Programs

Coverages E&O, GL, Professional Liab Carrier Status Admitted States Most States Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

Homeowner Associations AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coastal Insurance Underwriters Inc.

Home Medical Equipment Dealers

International Excess Companies

Distinguished Programs

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers Coverages GL, Property States Most States

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

M F Irvine Corporate Solutions

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Hospice Care Facilities

Commercial Sector Insurance Brokers LLC

AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Hotels & Resorts Insurance Program - CITA Ins. Services

Glatfelter Healthcare Practice

Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States

Glatfelter Insurance Group

Promont Advisors LLC

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States Most States

Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Sapphire Blue

All Risks Ltd.

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Hotels/Motels Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Sierra Specialty

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Status Admitted States Most States

Wildlife Insurance Underwriters LLC

Preferred Property Programs

Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Ultra Risk Advisors

Coverages Dwelling Fire, Equipment, GL, Personal Property, Personal Umbrella, Property Carrier Status Admitted States AR, MS, OK, TN, TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States Most States

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Appleby & Sterling

Unifax Insurance Systems Inc.

Applied Underwriters Inc.

Coverages GL, Property Carrier Status Admitted States CA

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Western Surplus Lines Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Bass Underwriters

Coverages GL, Liability Carrier Status Non-admitted States Most States

Hourly Equipment Rental w/ Operator

Burns & Wilcox - All Offices

Prime Insurance Company

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins. Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

All Risks Ltd.

Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

South & Western General Agency Inc.

N-Surance Outlets Inc. (Florida)

Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Coverages CGL, Horse Mortality, Inland Marine, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Catastrophe, CGL, GL, Hail, Property, Weather, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

Hospitals

Horse Farms

Markel Specialty

Insurance Programs of America Inc.

Coverages Crime, GL, Property Carrier Status Admitted States Most States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

RPS Healthcare

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, CGL, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Next Wave Insurance Services LLC

Sapphire Blue

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Agricultural Insurance Mgmt Services

Distinguished Programs

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

Allied Protector Plan

Horse Breeders/Boarders

Equisure Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Gorst & Compass Insurance

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States

Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

Delta General Agency Corp.

Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Agricultural Insurance Mgmt Services

Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Windstorm Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 55

2016 Annual Program Directory, Volume I Ice Rink Owners & Operators

Industrial Parks

All Risks Ltd.

Appleby & Sterling

Coverages Abuse & Molestation, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Physical Damage, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Safehold Special Risk

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers Brownyard Group

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

In-Home Adult Foster Care Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Accidental Death, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, Developmental Disabilities, Employee Benefits, Environmental Liab, EPLI, GL, Lost Key, Medical Payments, Mental Health Care, Pollution, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

In-Home Businesses South & Western General Agency Inc.

Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

In-Home Child Care Markel Specialty

Coverages Abuse & Molestation, CGL Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Innkeepers Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Insurance Agents & Brokers (P/C L/H) All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

CalSurance Assoc, Div. of Brown & Brown Program Ins.

Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins. Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

DUAL Commercial LLC

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Hagerty Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Auto PersNonstandard, Auto Pers-Nonstandard Phys Dmg, Auto PersStandard, Auto Pers-Standard Phys Dmg States Most States

International Excess Companies

Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

King Insurance Support Systems

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Maxum Specialty Insurance Group

Coverages E&O, EPLI Carrier Status Non-admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Professional Underwriters Agency Inc.

Coverages , Professional Liab Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Quadrant Insurance Managers

Coverages D&O, Professional Liab Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Synergy Professional Associates Inc.

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

US E&O Brokers

Coverages Crime, Cyber Liab, D&O, E&O, Professional Liab, Technology E&O States Most States

Western E&O

Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Insurance Companies Quadrant Insurance Managers

Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States Most States

Internet Companies IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States Most States

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

RPS Technology & Cyber

Investigators All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AMIS/Alliance Marketing & Insurance Services

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Number One Insurance Agency

Coverages Auto Comm-Standard Liability & Physical Damage, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Brownyard Group

Topa Insurance Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, IL

56 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Costanza Insurance Agency Inc.

Coverages GL, Professional Liab, Workers’ Comp States All States

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

Pioneer Special Risk

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Land Surveyors Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Landfills/Recycling/Disposal Facilities Environmental Insurance Agency (EIA)

Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States

Brecht & Associates

Bass Underwriters

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Construction Insurance Solutions

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most States

Gridiron Insurance Underwriters Inc.

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Unifax Insurance Systems Inc.

Oryx Insurance Brokerage Inc.

5Star D&O Program

Prime Insurance Company

Jr. Markets/Liquor Stores

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

All Risks Ltd.

Landscape Contractors

M.J. Hall & Company Inc.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Laser Centers

Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

TAPCO Underwriters Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Advanced E&S Group - Midwest Region

Prime Insurance Company

Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Rockwood Programs Inc.

Laundries/Coin Laundry

Coverages Environmental Liab, GL, Pollution Liab States Most States

Brownyard Group

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Prime Insurance Company

Target Professional Programs

Anderson & Murison Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Atlas General Insurance Services

Coverages GL, Property Carrier Status Non-admitted States TX

Professional Program Insurance Brokerage

Janitorial Firms Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA

Delta General Agency Corp.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages GL, Property Carrier Status Admitted States CA

Law Firms Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States

Continental Brokers Inc.

Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Gerald J. Wilkoff Inc.

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

JLT Facilities Inc.

Landscape Gardeners

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Anderson & Murison Inc.

Lawyer’s Protector PlanÆ

Applied Underwriters Inc.

Professional Ins. Concepts (fka Crump Prof. Concepts)

Laboratories - Testing

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Allied Protector Plan

Brownyard Group

RPS - Executive Lines Division

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Synergy Professional Associates Inc.

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 57

2016 Annual Program Directory, Volume I Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

U.S. Risk Insurance Group Inc.

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Willis Programs

Coverages , Professional Liab Carrier Status Admitted, Non-admitted States Most States

Limousine Service Companies

All Risks Ltd.

Coverages Auto Comm-Nonstandard, Cyber Liability, Employee Benefits, Liquor Liability, Medical Payments, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Gorst & Compass Insurance

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Number One Insurance Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

Woodus K. Humphrey & Co. (AmWINS)

Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine Shops All Risks Ltd.

Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CT, GA, IL, IN, KS, MD, MO, MS, NC, NV, PA, TN, VA, DC

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Continental Brokers Inc.

Long Term Care Facilities

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

5Star Paratransit Program

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

AmWINS Transportation Underwriters Inc.

AmWINS Group Inc. - 80 Offices Nationwide

5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States

Prime Insurance Company

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Willis Programs

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Liquor Stores Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

58 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 81

Quirk & Company

CRES Insurance Services

Smith, Bell & Thompson Inc.

Prime Insurance Company

Western Security Surplus Insurance Brokers Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Western Surplus Lines Agency Inc.

Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Lumber Mills/Saw/Plywood

Managed Care Centers

Ascinsure Specialty Risk

5Star Paratransit Program

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Continental Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto CommStandard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Safehold Special Risk

Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

NAS Insurance Services

Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Ultra Risk Advisors

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Manufacturers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Prime Insurance Company

The Hanover Insurance Group

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

Marina/Boat Repair & Service Centers

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Quirk & Company

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Burns & Wilcox - All Offices

Rockwood Programs Inc.

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States Most States

Financial Risk Solutions Inc.

USX/S

Coverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Great American Ins. Group - Executive Liability Division

Walter General Agency (WGA)

Markel Personal Lines

Commercial Sector Insurance Brokers LLC

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

J.M. Wilson

Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Joseph Chiarello & Co.; Firearms Business Ins. Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Norman-Spencer International Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Status Admitted States Most States

Parcel Insurance Plan

Southwest Risk

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Marina Operators Atlass Insurance Group

Prime Insurance Company

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

Maritime Program Group Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Midlands Management Corp. Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Personal Safeguards Group LLC

INSURANCEJOURNAL.COM

Coverages Boats, BOP, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Safehold Special Risk

T.H.E. Insurance Company

TCA Inc.

Specialized Insurance

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Sun Coast General Insurance Agency

Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States

Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States

Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Worldwide Facilities LLC

Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 59

2016 Annual Program Directory, Volume I Marinas/Boat Dealers All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Care/Custody/ Control, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States

Midlands Management Corp.

Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

NAS Insurance Services

Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Ultra Risk Advisors

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Medical Marijuana Despensaries/ Growers Next Wave Insurance Services LLC

Coverages Business Income, Cargo, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, GL, Products Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Medical Professionals Access E&S Insurance Services (CA)

Coverages BOP, Cyber Liab, EPLI, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, Community/Social Svcs, EPLI, Liability, Medical, Medical Malpractice, Medical Professional, Misc Professional Liab, Personal Liab, Physicians Billing E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Prime Insurance Company

Safehold Special Risk

Quaker Special Risk (New Jersey)

NAS Insurance Services

RPS Healthcare

NeitClem Wholesale Insurance Brokerage Inc.

Medical Device/Instrument Manufacturer

Prime Insurance Company

Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Specialized Insurance

Coverages CGL, Commercial Marine, Dealers Open Lot, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

Sun Coast General Insurance Agency

Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Martial Arts Facilities

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States Most States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

60 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

CRES Insurance Services

Coverages BOP, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

J.M. Wilson

Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States

The McGowan Companies

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

USX/S

Coverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Worldwide Facilities LLC

Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Medical Spas Access E&S Insurance Services (CA)

Medical Imaging Centers

Coverages Cyber Liab, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Prime Insurance Company

Evolution Insurance Brokers

Professional Program Insurance Brokerage

Gorst & Compass Insurance

Mental Health Care Facilities AFC Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Irwin Siegel Agency Inc.

Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property States Most States

RPS NIPC

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Metalworking Companies Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Mobile Auto Detailer 5Star Garage Services & Auto Dealers Program

Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Nonadmitted States Most States

Mobile Home Parks (Commercial) American Modern Insurance Group

Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States

Anderson & Murison Inc.

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Brecht & Associates

Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Insurance, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States

CRES Insurance Services

Coverages GL, Professional Liab States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WA

Gerald J. Wilkoff Inc.

Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

King Insurance Support Systems

Logic Underwriters Inc.

Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Nonadmitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI

M F Irvine Corporate Solutions

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States

Prime Insurance Company

Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States

Mortgage Bankers/Lenders

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States Most States

Gerald J. Wilkoff Inc.

Philadelphia Insurance Companies

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Insurmark, a Div. of Financial & Prof Risk Solutions, Inc.

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Johnson & Johnson

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States

RPS - Executive Lines Division

Coverages Business Interruption, Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Crime, GL, Participant Accident, Workers’ Comp Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

AmWINS Transportation Underwriters Inc.

Coverages Blanket Forced Placed, Collateral Protection, DIC, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States

Coverages BOP, Cyber Liab, EPLI, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

U.S. Risk Insurance Group Inc.

Motor Sports

Access E&S Insurance Services (CA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

All Risks Ltd.

Proctor Financial Inc.

Mortgage Brokers

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

All Risks Ltd.

Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

TitlePac Inc.

Coverages Blanket Addt’l Insureds, Equipment, Faulty Coverage, GL, Negative Film, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States

Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Worldwide Facilities LLC

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Non-admitted States Most States

Abacus Insurance Brokers Inc.

South & Western General Agency Inc.

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States

Motion Picture (Film/Video) Producers

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

TitlePac Inc.

Philadelphia Insurance Companies RPS - Executive Lines Division

Philadelphia Insurance Companies

Russell Bond & Co. Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime, Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 61

2016 Annual Program Directory, Volume I Motorcycle Dealers / Dealerships All Risks Ltd.

Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Movie Boats Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Boats, CGL, Watercraft Liab, Wet Marine, Workers’ Comp Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Movie Theaters Professional Liability Ins Svcs - Underwriting Facilities Coverages Addt’l Expense, Business Income, Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States

Moving & Storage Companies Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States Most States

Moving Companies Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Glatfelter Insurance Group

NeitClem Wholesale Insurance Brokerage Inc.

Glatfelter Public Practice

Number One Insurance Agency

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Unifax Insurance Systems Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Public Officials, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Museums American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States

Apex Insurance

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted, Non-admitted States Most States

62 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

CID Insurance Programs Inc.

Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States

Nanny Services Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services

RPS Technology & Cyber

Coverages Pollution, Pollution Liab States All States

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Municipalities

AmWINS Program Underwriters

Nonprofit Organizations Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Distinguished Programs

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Hanover Insurance Group

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

Midlands Management Corp.

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States Most States

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

JLT Facilities Inc.

Coverages BOP, Breach of Security, Business Income & Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Night Clubs Innovative Coverage Concepts

Coverages Assault & Battery, CGL, Liquor Liab, Property Carrier Status Non-admitted States Most States

International Excess Companies

Coverages Cyber Liab, D&O, EPLI, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, General Liability, Non-Profit D&O, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Abuse & Molestation, BOP, EPLI, GL, Liquor Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, VT

Irwin Siegel Agency Inc.

Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages D&O, EPLI Carrier Status Admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

USX/S

Coverages Abuse & Molestation, Addiction Treatment, Apartment House Package, Business Income & Interruption, CGL, Commercial Excess, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Employee Benefits, EPLI, Food Spoilage, Identity Theft, Int’l Coverage - Commercial, Liability, Liquor Liab, Managed Care, Media Liab, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Non-Trucking Auto Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Property, Real & Business Personal Prop, Religious Institutions, Sexual Misconduct Liab, Spoilage, Teachers Liab, Technology E&O, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Victor O. Schinnerer & Company

Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Non-Profit D&O Carrier Status Admitted States Most States

Nurseries / Garden Centers Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Property Carrier Status Admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Nursing Homes 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Abuse & Molestation, Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

CRC Insurance Services - All Offices

Crusader Insurance Company

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Coverages GL, Property Carrier Status Admitted States CA

Distinguished Programs

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

M.J. Hall & Company Inc.

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MacNeill Group, Inc., CMGA

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL

Glatfelter Healthcare Practice

Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Glatfelter Insurance Group

Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Insurance Programs of America Inc.

Coverages Catastrophe, Earthquake, Equipment Breakdown, Property, Weather, Windstorm Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States

PMC Insurance Group

UCA General Insurance Services

Oil & Gas Operators

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Alliant Specialty Insurance Services Inc.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quadrant Insurance Managers

Houston International Insurance Group

Prime Insurance Company

Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States

Coverages GL, Professional Liab States FL, NJ, TX

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

McClelland and Hine Inc.

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

USX/S

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Southwest Energy Underwriters Inc.

Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Western Security Surplus Insurance Brokers Inc.

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Transpac Managers Inc.

Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equipment Carrier Status Non-admitted States Most States

Office Building Owners Advanced E&S Group - Midwest Region

Victor O. Schinnerer & Company

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, D&O, EPLI, Excess Liab, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Property Carrier Status Admitted States Most States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - Agriculture Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 63

2016 Annual Program Directory, Volume I Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States

Parent Teacher Organizations (PTAs/ PTOs) R.V. Nuccio & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops All Risks Ltd.

Coverages Crime, Employee Benefits, Equipment Breakdown, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Pest Control Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Lost Key, Nonowned & Hired Auto, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Houston International Insurance Group

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, Pollution, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Sierra Specialty

Coverages CGL, Excess Liab, Herbicide & Pesticide, Inland Marine, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

64 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Pet Care Professionals

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States Most States

Ultra Risk Advisors

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Pet Salons/Kennels/Supplies

Piers & Docks

Continental Brokers Inc.

All Risks Ltd.

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/ Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Topa Insurance Company

Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Hanover Insurance Group

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

All Risks Ltd.

Wildlife Insurance Underwriters LLC

Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States Most States

Petroleum Distributors Coverages Pollution, Pollution Liability Carrier Status Admitted, Non-admitted States Most States Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Willis Programs

Pizza Delivery Coverages Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

IPC

Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Physician Assistants

Program Risk Specialists

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Physicians Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States Most States

NAS Insurance Services

Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States Most States

Coverages , Nonowned & Hired Auto Carrier Status Non-admitted States Most States

Sunderland Insurance Services Inc.

Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Plastic Manufacturers & Distributors NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Podiatric Physicians

Professionals/Consultants/Contractors

Prime Insurance Company

Access E&S Insurance Services (VA)

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Police/Law Enforcement Officers Professional Governmental Underwriters

Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Commercial Sector Insurance Brokers LLC

Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Construction Insurance Partners

Production Companies

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Abacus Insurance Brokers Inc.

Indemnity Excess & Surplus Agency Inc.

Coverages Blanket Addt’l Insureds, Liability, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

J.M. Wilson

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

JLT Facilities Inc.

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Faulty Coverage, Inland Marine, Negative Film, Nonowned & Hired Auto, Props, Railroad Protective Liab, Sets, Theft, Wardrobe, Workers’ Comp Carrier Status Admitted States Most States

Professional Employer Organizations (PEO’s) Appalachian Underwriters Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

Artex Risk Solutions Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

Empire Underwriters LLC

Philadelphia Insurance Companies

Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States

U.S. Risk Insurance Group Inc.

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

INSURANCEJOURNAL.COM

Coverages Cyber Liab, EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Pioneer Special Risk

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Insurance Center Special Risks Ltd.

Coverages E&O, EPLI, GL Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

RPS Technology & Cyber

US E&O Brokers

Coverages E&O, EPLI, GL, Liability, Medical Malpractice, Professional Liab, Umbrella, WC - Buyback Policies, WC - Captive Placement, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Property Managers

Norman-Spencer International Inc.

Libertate Insurance LLC

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Access E&S Insurance Services (CA)

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States Most States

Sun Coast General Insurance Agency

Prime Insurance Company

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Coverages Commercial Excess, GL, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Southwest Risk

Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States

Preferred Property Programs

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

International Excess Program Managers Coverages GL, Property States Most States

Johnson & Johnson

Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/Ransom, Professional Liability Carrier Status Non-admitted States Most States

MAXIMUM

Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

New Empire Group

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liability Carrier Status Non-admitted States LA, ND, NM, OK, TX

Property Management Firms

Coverages Crime, Cyber Liab, E&O, EPLI, GL, Professional Liab Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Auto Comm-Standard, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Fidelity, Liability, Nonowned & Hired Auto, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

CID Insurance Programs Inc.

Prime Insurance Company

Innovative Risk Solutions

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages CGL, Cyber Liab, D&O, E&O, EPLI, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Coverages Dwelling Fire, E&O, Foreclosed Properties, Liability, Property, Rented Property Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Walter General Agency (WGA)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities Alliant Specialty Insurance Services Inc.

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 65

2016 Annual Program Directory, Volume I American Public Risk

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

AmWINS Group Inc. - 80 Offices Nationwide

Apex Insurance

Real Estate Agents & Brokers Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

CRES Insurance Services

Coverages E&O, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard Liability, CGL, DIC, Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted, Non-admitted States Most States

Herbert H. Landy Insurance

Euclid Public Sector

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Glatfelter Insurance Group

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Glatfelter Public Practice

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

Midlands Management Corp.

Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

OneBeacon Government Risks

Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Fire, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Lancer Indemnity Company Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Nonadmitted States TX

Norman-Spencer Agency Inc.

Coverages , E&O Carrier Status Admitted States All States

Personal Safeguards Group LLC

Publishers Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liability, Professional Liability Carrier Status Admitted, Non-admitted States Most States

Real Estate Developers/Homebuilders Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States

Midlands Management Corp.

Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts)

Quaker Special Risk (Mass.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities

Coverages E&O, EPLI, Professional Liab States Most States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

RealProEandO

Coverages Cyber Liab, E&O Carrier Status Admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/ Ransom Carrier Status Non-admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Sun Coast General Insurance Agency

Southwest Risk

RPS - Executive Lines Division

Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

TitlePac Inc.

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liability Carrier Status Admitted, Non-admitted States Most States

US E&O Brokers

Victor O. Schinnerer & Company

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Recording Studios All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Real Estate Appraisers

Records Storage & Info Mgmt

Fox Point Programs

International Excess Program Managers

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Herbert H. Landy Insurance

Coverages GL, Property States Most States

Recycling Centers

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

RealCare Insurance

AmWINS Program Underwriters

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted States AK, LA, NY

66 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

TitlePac Inc.

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, DIC, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

The McGowan Companies Worldwide Facilities LLC

Target Professional Programs

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages E&O, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

Coverages Cyber Liab, E&O Carrier Status Admitted States Most States

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

RPS Technology & Cyber

Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most States

RealProEandO

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Midwestern Insurance Alliance LLC

Quaker Special Risk (New York)

Atlas General Insurance Services

Southwest Risk

Bass Underwriters

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States MO, MS, NY, TX Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Resorts Burns & Wilcox - All Offices

Brecht & Associates

Coverages Auto Comm-Standard, Crime, Environmental Liab, Equipment Breakdown, GL, Inland Marine, Pollution, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

CITA Ins. Services, a Div. of Brown & Brown Program Ins.

Burns & Wilcox - All Offices

Registered Investment Advisors

Insurance Programs of America Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Willis Programs

CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins. Coverages Misc Professional Liab, Professional Liab States Most States

Fox Point Programs

Coverages E&O, Professional Liab States Most States

Pioneer Special Risk

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Irwin Siegel Agency Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS NIPC

Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab, Nonowned & Hired Auto, Professional Liability, Property, Sexual Misconduct Liability Carrier Status Admitted, Non-admitted States Most States

Residential Subcontractors Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, General Liability, Inland Marine, Pool & Spa Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Boiler & Machinery, Catastrophe, CGL, Crime, EPLI, Flood, Food Spoilage, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hail, Liability, Property, Spoilage, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Gabor Insurance Services Inc.

Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL

Coverages Assault & Battery, BOP, Business Income, GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States CT, MA, ME, NH, NY, PA, RI, VT

Insurance Programs of America Inc.

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Nonadmitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

AFC Insurance

Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States Coverages Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages CGL, GL Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Restaurants

Applied Underwriters Inc.

Distinguished Programs

Coverages CGL, Equipment Breakdown, Liquor Liab, Property Carrier Status Admitted States Most States

5Star D&O Program

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Coverages GL, Liquor Liab Carrier Status Admitted States CA

Innovative Coverage Concepts

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Appleby & Sterling

Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States Most States

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

Willis Programs

Coverages Business Income, Business Interruption, CGL, Equipment, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Continental Brokers Inc.

Griffin General Agency Inc.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CRES Insurance Services

Philadelphia Insurance Companies

All Risks Ltd.

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Coverages Abuse & Molestation, Assault & Battery, Catastrophe, CGL, Earthquake, Equipment Breakdown, Excess Liab, Food Spoilage, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hail, Medical Payments, Property, Spoilage, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

International Excess Companies

Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 67

2016 Annual Program Directory, Volume I MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Nonadmitted States FL

MAXIMUM

Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

McLeckie Insurance Group

Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

N-Surance Outlets Inc. (Florida)

Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Next Wave Insurance Services LLC

Coverages Crime, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Number One Insurance Agency

Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

TAPCO Underwriters Inc.

Rockwood Programs Inc.

Tejas American General Agency

Roush Insurance Services Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Walter General Agency (WGA)

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, DIC, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Retail Stores 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

5Star D&O Program

Professional Liability Ins Svcs - Underwriting Facilities

Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States

ProHost USA

Coverages Business Income, CGL, Commercial Excess, Crime, Earthquake, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Flood, Food Borne Illness, Garage Keepers Legal Liab, GKLL, GL, Glass, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Promont Advisors LLC

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States Most States

RISCO Insurance Brokerage Inc.

Coverages Commercial General Liability, Crime, Employee Benefits, Liquor Liability, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liability, Property, Real & Business Personal Property, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Sun Coast General Insurance Agency

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

68 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Advanced E&S Group - Midwest Region

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

UCA General Insurance Services

Coverages , Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RV Dealerships All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

MAXIMUM

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

MacNeill Group, Inc., CMGA

V3 Insurance Partners LLC

Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

Monarch E&S Insurance Services

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA

N-Surance Outlets Inc. (Florida)

Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Crime, Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Property, Uninsured Motorists Carrier Status Admitted States Most States

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

RV Parks King Insurance Support Systems

Coverages GL, Liability, Mobile Home Ins, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, IL, NM, NV, OR, UT, WA

M F Irvine Corporate Solutions

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

Scaffold Erectors

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

School Busing Firms 5Star Contract School Bus Program

Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States

Glatfelter Public Practice

Coverages Auto Comm-Standard Liability & Phys Dmg, Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CO, CT, DE, MA, MD, ME, MI, NH, NJ, NY, OH, PA, VA, VT

Prime Insurance Company

Schools-Public/Private AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp States Most States

Apex Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Glatfelter Insurance Group

Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Glatfelter Public Practice

Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Prime Insurance Company

2016 Annual Program Directory, Volume I Burns & Wilcox - All Offices

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Costanza Insurance Agency Inc.

Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Western Security Surplus Insurance Brokers Inc.

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Scrap Dealers Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States

Apollo General Ins. Agency Inc.

Prime Insurance Company

All Risks Ltd.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

G.J. Sullivan Company (Orange)

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Self-Storage Facilities All Risks Ltd.

Coverages Business Income, CGL, Earthquake, Employee Benefits, Excess Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Pollution Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

CIBA Insurance Services

Securities Brokers/Dealers

Deans & Homer

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States

GMI Insurance Services

Pioneer Special Risk

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Insurance Programs of America Inc.

Prime Insurance Company

Coverages Catastrophe, Property, Windstorm Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

MiniCo Insurance Agency LLC

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States

Safehold Special Risk

Security Guard Firms Coverages Assault & Battery, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

AMIS/Alliance Marketing & Insurance Services

Universal Insurance Programs

All Risks Ltd.

Coverages E&O, Liability Carrier Status Non-admitted States Most States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Fidelity, General Liability, Inland Marine, Liability, Lost Key, Professional Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most

Service Stations All Risks Ltd.

Coverages Employee Benefits, GL, Liquor Liability, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 69

2016 Annual Program Directory, Volume I Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RoamNet Insurance Marketing Programs

Shooting Ranges Align General Insurance Agency LLC

Coverages Firearms Liability, GL, Professional Liab, Property States Most States

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

Ship Repairers/Marine Artisan Contractor Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Prime Insurance Company

All Risks Ltd.

Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Maritime Program Group

Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States

Safehold Special Risk

Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States

Specialized Insurance

Coverages CGL, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

The American Equity Underwriters Inc.

The Hanover Insurance Group

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States Most States

Ship Yards All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Safehold Special Risk

Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

The American Equity Underwriters Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

70 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Shopping Centers Advanced E&S Group - Midwest Region

Appleby & Sterling

Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States

Continental Brokers Inc.

Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States Most States

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

UCA General Insurance Services

Shuttle Service-Non Emergency Medical 5Star Paratransit Program

Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Shuttle Services 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Align General Insurance Agency LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Small to Mid-Sized Businesses Advanced E&S Group - Midwest Region

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

Appleby & Sterling

Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

ProWriters

Coverages BOP, E&O, GL Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Container Refrigeration Break, Crime, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Historic Bldgs/Unique Property, Lessor Only Excess Liab, Liability, Liquor Liab, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Religious Institutions, Spoilage, Tanning Liab, Technology E&O, Trade Shows & Festivals Carrier Status Non-admitted States IL, IN, OH

RPS Technology & Cyber

Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Russell Bond & Co. Inc.

Allied Protector Plan

Smith, Bell & Thompson Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

USX/S

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Charity First Insurance Services Inc.

Software Developers

Gateway Specialty Insurance

Access E&S Insurance Services (VA)

Great American Ins. Group - Executive Liability Division

AMIS/Alliance Marketing & Insurance Services

Coverages Abuse & Molestation, EPLI, General Liability, Non-Profit D&O, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Business Interruption, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Snow Ski Rental Firms

Irwin Siegel Agency Inc.

Snowmobile Tours - Guided Prime Insurance Company

Markel Specialty

Social Clubs

Monitor Liability Managers

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accident & Sickness, Accidental Death, Blanket Addt’l Insureds, CGL, Crime, D&O, EPLI, Inland Marine, Participant Accident Carrier Status Admitted States Most States

Special Markets Ins Consultants, An AmWINS Group Co. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Western Security Surplus Insurance Brokers Inc.

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

5Star Paratransit Program

Prime Insurance Company

5Star D&O Program

Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

AFC Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS NIPC

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

RPS Technology & Cyber

Abacus Insurance Brokers Inc.

Coverages Excess Liab, Inland Marine, Int’l Coverage Commercial, Liability, Liquor Liab, Participant Accident Carrier Status Admitted States Most States

All Risks Ltd.

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Social Service Agencies

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

Special Events

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

IT Risk Managers Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Contingent Coverages, Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

Ashley General Agency

Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Gateway Specialty Insurance

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 71

2016 Annual Program Directory, Volume I Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

Insurance Center Special Risks Ltd.

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States

McClelland and Hine Inc.

Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages GL, Liquor Liab Carrier Status Admitted States MA

Philadelphia Insurance Companies

Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Commercial Excess, EPLI, GL, Liability, Property Carrier Status Non-admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Safehold Special Risk

Special Markets Ins Consultants, An AmWINS Group Co. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Substance Abuse Program Administrators Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

72 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Surgery Centers NAS Insurance Services

Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

Tanning Salons Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States

M.J. Kelly Company

Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liability, Property Carrier Status Non-admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Property Carrier Status Non-admitted States All States

Universal Insurance Programs

Tattoo Parlors/Permanent Makeup/Body Piercing All Risks Ltd.

Coverages Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, GL, Liability, Property, Workers’ Comp Carrier Status Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Tax Preparers & Bookkeepers All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States AL, AZ, CA, CO, FL, IA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, OK, OR, PA, SC, TN, TX, VA, WA

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Taxi Service 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 81

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States Most States

Prime Insurance Company

Temporary Medical Staffing

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

World Wide Specialty Programs Inc.

Temporary Staffing Firms All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages EPLI, Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Artex Risk Solutions Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Empire Underwriters LLC

Coverages Commercial Excess, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Philadelphia Insurance Companies

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

RPS Technology & Cyber

Target Professional Programs

Trap & Skeet Shooting Clubs

KF&B Program Managers Insurance Services Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Joseph Chiarello & Co., Inc.; Firearms Business Ins

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Travel Agents & Tour Operators

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Tow Truck Firms B&B Protector Plans Inc.

Coverages Auto Comm-Standard, CGL, Garage Keepers Legal Liab, GKLL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop Carrier Status Admitted States AR, CO, DE, FL, GA, IA, IL, IN, KY, MD, MI, MN, NC, NM, OH, PA, SC, TN, VA, WI, WV

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

KBK Insurance Group Inc.

U.S. Risk Insurance Group Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liability, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Travel Trailers Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Specialized Insurance

Lancer Insurance Company

Coverages Liability, Physical Damage Carrier Status Admitted States DE, FL, NY, PA

National Indemnity Company

Prime Insurance Company

Willis Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Truck Body/Manufacturers/Distributors Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Russell Bond & Co. Inc.

Theatre Production Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States

Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States

Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, CGL, Event Cancellation Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Title Agents

Truck Dealers - Franchised All Risks Ltd.

Prime Insurance Company

Trade Show Exhibitors

Abacus Insurance Brokers Inc.

Target Managers Insurance Services

Coverages Excess Liab, GL Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Prime Insurance Company

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

www.insurancehelper.com

5Star Non-Trucking Liability Program

Fox Point Programs

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Johnson & Johnson

Coverages Crime, Cyber Liab, E&O, EPLI, Fidelity Bonds, Kidnap/Ransom, Professional Liab Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Williams & Stazzone Insurance Agency Inc.

Truckers/Trucking Firms Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hole-inOne, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

TitlePac Inc.

Translators & Interpreters

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Fox Point Programs

5Star Workers’ Compensation Services

Professional Program Insurance Brokerage

Align General Insurance Agency LLC

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Coverages E&O, Professional Liab Carrier Status Admitted States Most States Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

5Star Trucking Program

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 73

2016 Annual Program Directory, Volume I All Risks Ltd.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, GA, IL, IN, KS, MO, MS, NC, NV, PA, SC, TN, VA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States Most States

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Crouse & Associates

Coverages Cargo, CGL, COC, D&O, DIC, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

Midlands Management Corp.

Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

N-Surance Outlets Inc. (Georgia)

Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN

National Advantage Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX

Prime Insurance Company

Coverages Commercial Excess, GL, Motor Truck Cargo, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Shelly, Middlebrooks & O’Leary Inc. (Jacksonville)

Freberg Environmental Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Long Haul Carrier Status Admitted States AR, MS, OK, TN, TX

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Guardian Insurance Wholesalers Inc.

Coverages Cargo, GL, Liability, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

Interline Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

International Excess Program Managers

Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

South & Western General Agency Inc.

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Used Car Dealers All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Brecht & Associates

Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

J.M. Wilson

CRES Insurance Services

Coverages Cargo, GL, Property Carrier Status Admitted, Non-admitted States Most States

International Transportation & Marine Agency Inc.

Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States NJ, NY, PA

M.J. Kelly Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, GL, Long Haul, Medical Payments, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States Most States

MacNeill Group, Inc., CMGA

Coverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CA

DMI Insurance Services

GMI Insurance Services

Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FL

Lancer Insurance Company

MAXIMUM

M.J. Hall & Company Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States

74 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

McClelland and Hine Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Sierra Specialty

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Contractors License Bonds, Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

V3 Insurance Partners LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States

Victor O. Schinnerer & Company

Coverages D&O, Dealers Open Lot, EPLI, Fiduciary Liab, Garage Keepers Legal Liab, Garage Liability, GL, Pollution Liab, Property Carrier Status Admitted, Non-admitted States Most States

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States DE, FL, GA, MD, MO, NC, NJ, NY, PA

Utilities-Natural Gas Companies Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Willis Programs

Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Valet Parking Companies All Risks Ltd.

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

McLeckie Insurance Group

Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume I Prime Insurance Company

U.S. Risk Insurance Group Inc.

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Veterinarians Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Vineyards Agricultural Insurance Mgmt Services

Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Equipment, GL, Liquor Liab, Products Liab, Property, Spoilage, Tools & Equip Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Safehold Special Risk

Coverages Boiler & Machinery, Business Interruption, Catastrophe, Equipment, Equipment Breakdown, GL, Hail, Inland Marine, OCP, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Sierra Specialty

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Vitamin/Health Food Suppliers NeitClem Wholesale Insurance Brokerage Inc.

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Warehouse Operators

Water Well Drilling Operation Co’s

AmWINS Group Inc. - 80 Offices Nationwide

Prime Insurance Company

AmWINS Program Underwriters

Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States

Western Surplus Lines Agency Inc.

Coverages Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Willis Programs

Empire Underwriters LLC

Gorst & Compass Insurance

Coverages BOP, Business Income Carrier Status Non-admitted States CA

Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

INSURANCEJOURNAL.COM

Beacon Hill Associates Inc.

Prime Insurance Company

Coverages CGL, E&O, Pollution States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Waste Haulers

Glatfelter Insurance Group

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States

Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV

Glatfelter Public Practice

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Grundy Insurance

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Weddings

Appalachian Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Beacon Hill Associates Inc.

Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Crime, Event Cancellation, GL, Liquor Liab Carrier Status Admitted States Most States

All Risks Ltd.

Coverages CGL, E&O, Pollution States Most States

Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States Most States

Brecht & Associates

Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX

B&B Protector Plans Inc.

Guardian Insurance Wholesalers Inc.

Coverages Event Cancellation, Liability, Liquor Liab Carrier Status Admitted States Most States

Coverages GL, Liability, Physical Damage Carrier Status Admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Coverages CGL, Event Cancellation, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Nonadmitted States All States

Markel Personal Lines

Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Willis Programs

Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

National Advantage Insurance Services Inc.

Worldwide Facilities LLC

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Water/Wastewater Facilities

Coverages Legal Liab, Property Carrier Status Non-admitted States Most States

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Apex Insurance

Midlands Management Corp.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

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2016 Annual Program Directory, Volume I www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Physical Damage Rental Units, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Wildlife Control Brownyard Group

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Wineries Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Equipment, GL, Inland Marine, Liquor Liab, Products Liab, Property, Tools & Equip Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Sierra Specialty

South & Western General Agency Inc.

Coverages Commercial Auto, Fire, GL, Inland Marine, Umbrella Carrier Admitted States AR, NM, OK, TN, TX

Wood Workers AmWINS Group Inc. - 80 Offices Nationwide

Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Nonadmitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Woodus K. Humphrey & Co. (AmWINS)

Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking Contractors AmWINS Group Inc. - 80 Offices Nationwide

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Specialized Insurance

Atlass Insurance Group

Maritime Program Group

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Nonadmitted States AK, AZ, CA, FL, NV, OR, UT, WA

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States

TCA Inc.

Markel Personal Lines

Terheggen/Malone Marine Insurance

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Midlands Management Corp.

Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Nonadmitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Safehold Special Risk

Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Yachts/Mega Yachts

Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Maritime Program Group

Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Markel Personal Lines

Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Apollo General Ins. Agency Inc.

Quaker Special Risk (Florida)

76 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States Coverages Boats, Commercial Marine, Hull, Liability, Uninsured Boaters, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States DE, FL, NY, PA

Yacht Clubs

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

K&K Insurance Group Inc.

Coverages , Abuse & Molestation, CGL, Crime, D&O, Inland Marine, Participant Accident States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liability, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Special Markets Ins Consultants, An AmWINS Group Co. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Accident & Health, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Sexual Misconduct Liab, Student Accident, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume I – Alphabetical Directory of Markets 5Star Business Auto Program (Misc. classes)

AmTrust Surety

5Star Contract School Bus Program

AmWINS Group, Inc. - 80 Offices Nationwide

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

5Star D&O Program

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services

906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

Abacus Insurance Brokers, Inc.

2512 Wilshire Blvd., Santa Monica, CA 90403 Phone: (424) 214-3720, Fax: (424) 214-3721 darren.lewin@abacus.net www.abacus.net

Access E&S Insurance Services (CA)

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

Access E&S Insurance Services (VA)

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

500 N. Michigan Ave., Ste. 1039, Chicago, IL 60611 Phone: (312) 957-4040, Fax: (855) 301-8177 quote@advancede-s.com www.aesins.com

AmWINS Program Underwriters

AFC Insurance

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 dina.tristani@afcins.com www.afcins.com

AmWINS Transportation Underwriters, Inc.

Agricultural Insurance Mgmt Svcs.

3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Anderson & Murison, Inc.

Align General Insurance Agency, LLC

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, see our ad on page 91 (National).

All Risks, Ltd.

Apex Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Apollo General Ins. Agency, Inc.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com www.allrisks.com

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 812-5658, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 nikkic@apgen.com www.apgen.com

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Appalachian Underwriters, Inc.

P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

800 Oak Ridge Turnpike, Ste. A-1000 Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Allied Protector Plan

Appleby & Sterling

American Modern Insurance Group

Applied Underwriters, Inc.

Alliant Specialty Insurance Services, Inc.

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Specialty Insurance & Risk Services, Inc. 7609 W Jefferson Blvd, # 100, Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 969-4729 bschall@amerspec.com www.amerspec.com

AMIS/Alliance Marketing & Insurance Services P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 mnowell@amiscorp.com www.amisinsurance.com

INSURANCEJOURNAL.COM

See Website for Locations Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

Advanced E&S Group - Midwest Region

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 4 & 5 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

2 Pierce Place, Itasca, IL 60143 Phone: (630) 694-5050, Fax: (630) 285-4199 artexinfo@artexrisk.com www.artexrisk.com

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 77

2016 Annual Program Directory Volume I – Alphabetical Directory of Markets ChemPlan - Chemical Insurance

8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

Ascinsure Specialty Risk

Bass Underwriters

Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Beacon Hill Associates, Inc.

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 rcranford@ashleyga.com www.ashleyga.com

Atlas Financial Holdings: American Country, American Service, Gateway, Global Liberty Insurance Co’s

150 NW Point Blvd., Elk Grove Village, IL 60007 Phone: (847) 700-8224, Fax: (847) 952-7019 marketing@atlas-fin.com www.atlas-fin.com For more info, see our ad on page 35 (National).

Atlas General Insurance Services

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com atlas.us.com

Atlass Insurance Group

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 nolds@atlassinsurance.com www.atlassinsurance.com Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Axon Underwriting, LLC

198 W. High St., Somerville, NJ 08876 Phone: (908) 947-0867, Fax: (908) 253-8503 info@axonu.com www.axonu.com

B&B Protector Plans, Inc.

655 N. Franklin Street, Tampa, FL 33602 Phone: (813) 222-4031, Fax: (813) 222-4040 hkirchen@bbprograms.com www.insureyourtowtruck.com

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

CIBA Insurance Services

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 lqiang@cibaservices.com www.cibaservices.com

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com

CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (888) 594-4095, Fax: (714) 978-2692 inquiries@citainsurance.com www.citainsurance.com

Coastal Insurance Underwriters, Inc.

Brownyard Programs, Ltd.

91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com We are Program Administrators focused exclusively on the Private Security Industry. We provide General/ Professional Liability, Foreign Liability, Excess/ Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

Commercial Sector Insurance Brokers, LLC 600 Corporate Pkwy, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 landrews@comsectorins.com www.comsectorins.com

Construction Insurance Partners

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Builders & Tradesmen’s Insurance Services, Inc.

Construction Insurance Solutions

Burns & Wilcox - All Offices

Consumer Specialties Insurance Co. (RRG)

6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 info@btisinc.com www.btisinc.com

See website for addresses, Headquarters - Detroit/ Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com For more info, see our ad on page 9 (National).

CalSurance Associates, a Div. of Brown & Brown Program Ins. Svcs 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (888) 492-4060, Fax: (800) 607-6875 info@calsurance.com www.calsurance.com

Charity First Insurance Services, Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com

78 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com 8300 Greensboro Dr., Ste. 980, McLean, VA 20006 Phone: (703) 827-2277, Fax: (703) 827-2279 tmarchetti@amesgough.com www.csiplus.com

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Underwriters, Inc.

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets DUAL Commercial, LLC

1100 5th Ave. South, Ste. 301, Naples, FL 34102 Phone: (973) 631-7575, Fax: (239) 263-1808 marketing@dualcommercial.com www.dualcommercial.com

G.J. Sullivan Company (Orange)

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9530, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Gabor Insurance Services, Inc.

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 mgabor@gaborinsurance.com www.gaborinsurance.com

Cosmetic Insurance Services, a Div. of Frenkel & Company

601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, see our ad on page 92 (National).

Costanza Insurance Agency, Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

CPA Protector Plan

655 North Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

CRC Insurance Services - All Offices

See Website for Locations, Corporate Headquarters - Birmingham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

CRES Insurance Services

15010 Avenue of Science #100, San Diego, CA 92128 Phone: (858) 618-1648, Fax: (858) 618-1655 info@cresinsurance.com www.cresinsurance.com

Crouse & Associates

650 California St., # 1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crusader Insurance Company

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

Distinguished Programs

1180 Ave. of the Americas, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 marketing@distinguished.com www.distinguished.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

INSURANCEJOURNAL.COM

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com Empire Underwriters is a National Managing General Agency, Insurance Wholesaler, Excess and Surplus lines facility and Program Manager serving Producers in 46 states. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications.

Gales Creek Insurance, a Div. of JD Fulwiler & Co. 5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 bbaker@jdfulwiler.com www.galescreek.com

Gateway Specialty Insurance

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Environmental Insurance Agency (EIA)

Gerald J. Wilkoff, Inc.

Equisure, Inc.

Glatfelter Healthcare Practice

Euclid Architects & Engineers

Glatfelter Insurance Group

Euclid Public Sector

Glatfelter Public Practice

Evolution Insurance Brokers

Glatfelter Religious Practice

8285 SW Nimbus Ave., Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 info@eiains.com www.eiains.com 13790 E. Rice Pl., Ste. 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com 234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidae.com www.euclidae.com 234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidps.com www.euclidps.com 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com 183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com 183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Floodwatch

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 mark.nies@insurmark.com www.floodwatchins.com

Fox Point Programs

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 info@foxpointprg.com www.foxpointprg.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Gorst & Compass Insurance

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@gorstcompass.com www.gorstcompass.com For more info, see our ad on page 4 (West).

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2016 Annual Program Directory Volume I – Alphabetical Directory of Markets Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Great American Ins. Group - Executive Liability Division

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Insurance Center Special Risks, Ltd.

20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 info@specilarisksltd.com www.specialrisksltd.com

Gridiron Insurance Underwriters, Inc.

6971 W Sunrise Blvd, #104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 ddemott@gridironins.com www.gridironins.com

Griffin General Agency, Inc.

363 N. Sam Houston Pkwy E, Ste. 1000 Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@griffingeneralagency.com griffingeneralagency.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

IT Risk Managers, Inc.

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 info@itriskmanagers.com www.ITRiskmanagers.com

Greenwood General Insurance Agency

2509 Lake Ave., Atladena, CA 91001 Phone: (646) 817-9100, Fax: (626) 817-9105 info@gwgeneral.com www.ggeneral.com

Irwin Siegel Agency, Inc.

Insurance Programs of America, Inc.

Izzo Insurance Services, Inc.

Insurance Programs of America (IPOA) is a national MGU brokerage company offering agents specialized coverage for niche industries, including restaurants, hotels, senior living facilities, and more. Our exclusive programs, superior service, and expert underwriters set IPOA apart from other brokers.

J.M. Wilson

Insurmark, a Div. of Financial & Professional Risk Solutions, Inc.

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

240 Lookout Place, Maitland, FL 32751 Phone: (407) 260-8200, Fax: (321) 281-4475 sburkey@ipoausa.com www.ipoausa.com

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com 8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

JLT Facilities, Inc.

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com www.elevatorinsurance.com

Guardian Insurance Wholesalers, Inc.

Insurtec Tanning and Spa Insurance

Hagerty Insurance Agency, LLC

Interline Insurance Services

Herbert H. Landy Insurance

International Excess Companies

Hotels & Resorts Insurance Program - CITA Ins. Services

International Excess Program Managers

Houston International Insurance Group

International Transportation & Marine Agency, Inc.

K&K Insurance Group, Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com For more info, see our ad on page 17 (National).

Indemnity Excess & Surplus Agency, Inc.

IPC

KBK Insurance Group, Inc.

P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com 141 Rivers Edge Dr., Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com 75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com 800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 cwallach@hiig.com www.hiig.com

1915 NW AmberGlen Pkwy, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com 4 Centerpointe Dr. Ste.300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com 3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (888) 291-1382 kennethkukral@intlxs.com www.intlxs.com 3700 Park East Drive, Beachwood, OH 44122 Phone: (800) 937-3497 webinquiry@intlxs.com www.xsprograms.com

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Innovative Coverage Concepts

8 Wood Hollow Rd., Parsippany, NJ 07054 Phone: (877) 615-5488 Ext. 242 robertc@innocov.com www.innocov.com 80 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

JM Associates / Burnham + Company

One Bridge Plaza N, Ste. 445, Fort Lee, NJ 07024 Phone: (201) 585-6521, Fax: (201) 585-6590 Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Johnson & Johnson

P.O. Box 899, Charleston, SC 29402 Phone: (843) 577-1484, Fax: (843) 577-1584 pmb@jjins.com www.jjins.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume I – Alphabetical Directory of Markets KF&B Program Managers Insurance Services

Maritime Program Group

King Insurance Support Systems

Mark D. Fredricksen Insurance Services

425 W. Broadway, Ste. 400, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 czallo@kfbins.com www.KFBins.com 31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Lancer Indemnity Company

370 West Park Ave., Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com 3390 University Ave Suite 300, Riverside, CA 92501 Phone: (800) 669-4347, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Specialty

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

Lawyer’s Protector PlanÆ

707 E. Washington St., Orlando, FL 32801 Phone: (844) 571-0810, Fax: (407) 481-9969 phughes@libertateins.com www.libertateins.com

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M F Irvine Corporate Solutions

21 E. 5th Ave., Conshohocken, PA 19428 Phone: (610) 862-4390, Fax: (610) 862-4351 ejohnston@mfirvine.com www.mfirvine.com

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

Maxum Specialty Insurance Group

3655 North Point Pkwy, #500, Alpharetta, GA 30005 Phone: (678) 597-4732, Fax: (678) 597-4501 bjenks@mxmsig.com www.mxmsig.com/index.aspx

McClelland and Hine, Inc.

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-mga.com www.mhi-mga.com

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

M.J. Hall & Company, Inc.

MiniCo Insurance Agency, LLC

10851 N Black Canyon Hwy, #200, Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Monarch E&S Insurance Services

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 3 (West). 233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 contactus@monitorliability.com www.monitorliability.com

N-Surance Outlets, Inc. (Florida)

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com

N-Surance Outlets, Inc. (Georgia)

P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

NAS Insurance Services

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 info@nasinsurance.com www.nasinsurance.com

National Advantage Insurance Services, Inc. P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

National Indemnity Company

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 staceys@mjhallandcompany.com www.mjhallandcompany.com

M.J. Kelly Company

P. O. Box 436909, Louisville, KY 40253 Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com

Monitor Liability Managers

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lppinsurance.com

Libertate Insurance, LLC

Midwestern Insurance Alliance, LLC

1314 Douglas, Suite 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com

MexiPass International Insurance Services, LLC

NBIS

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Negley Associates

MacNeill Group, Inc., CMGA

Midlands Management Corp.

NeitClem Wholesale Insurance Brokerage, Inc.

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com For more info, see our ad on page 3 (Southeast).

INSURANCEJOURNAL.COM

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

3817 NW Expressway, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com For more info, see our ad on page 8 (S. Central).

2859 Paces Ferry Rd. SE, 800 Overlook III Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com 103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 81

2016 Annual Program Directory Volume I – Alphabetical Directory of Markets New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

Proctor Financial, Inc.

Philadelphia Insurance Companies

Next Wave Insurance Services, LLC

One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

Nonprofits Insurance Alliance of Calif.

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, see our ad on page 13 (National).

110 West A Street, STE 675, San Diego, CA 92101 Phone: (619) 232-3900, Fax: (619) 234-6500 cward@nextwaveins.com www.nextwaveins.com P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency, Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Pioneer Special Risk

80 Broad St., Ste. 1203, New York, NY 10004 Phone: (646) 923-9920, Fax: (646) 923-9921 gary.dubois@pioneeruw.com www.pioneeruw.com

Norman-Spencer International, Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

OneBeacon Government Risks

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com

Parcel Insurance Plan

PO Box 66708, St. Louis, MO 63166 Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc.

PMC Insurance Group

209 Burlington Rd., Ste. 109, Bedford, MA 01730 Phone: (781) 449-7744, Fax: (781) 449-7889 dmalloy@pmcinsurance.com www.pmcinsurance.com

Poindexter Surety Services

P.O. Box 37284, Raleigh, NC 27627 Phone: (919) 859-5294, Fax: (919) 834-7039 SuretyOne@poindextersuretyservices.com

One Commerce Sq., 2005 Market St., Ste. 1200 Philadelphia, PA 19103 Phone: (800) 752-1895, Fax: (215) 625-9097 custserv@plmilm.com www.plmilm.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (847) 275-8497 mike@personalsafeguards.com www.personalsafeguards.com

9020 Stony Point Pkwy, # 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Insurance Concepts (Formerly Crump Prof. Concepts) 105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

Professional Liability Insurance Services, Inc. Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100 Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Professional Underwriters Agency, Inc.

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

Program Risk Specialists

3025 Windward Plaza, # 400, Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.programrisks.com

ProHost USA www.poindextersuretyservices.com

Preferred Property Programs

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO)

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Pennsylvania & Indiana Lumbermens Mutual Insurance Co’s

Professional Governmental Underwriters

Professional Program Insurance Brokerage

Oryx Insurance Brokerage, Inc.

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 marketing@oryxinsurance.com www.oryxinsurance.com

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.pfic.com

4500 Park Glen Rd., # 410, Minneapolis, MN 55416 Phone: (952) 922-2404, Fax: (952) 922-5423 info@prohostusa.com www.prohostusa.com

Promont Advisors, LLC

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3340, Fax: (312) 262-3301 estellern@promontadvisors.com www.promontadvisors.com

ProSurance Group, Inc.

2685 Marine Way, # 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

policies.

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

An Excess and Surplus lines carrier specializing in hard to place risks for specialty liability, professional, property and casualty coverage. Rated A- by A.M. Best. Offices in Chicago and Salt Lake City.

82 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume I – Alphabetical Directory of Markets Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk (New Jersey)

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RealCare Insurance

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

RealProEandO

12421 Meredith Drive, Urbandale, IL 50398 Phone: (866) 486-1946 plsales.service@mercer.com www.realproeando.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net

RISCO Insurance Brokerage, Inc.

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

RoamNet Insurance Marketing Programs

3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 aaronm@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 karl.stukis@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

INSURANCEJOURNAL.COM

RPS - Executive Lines Division

See Website - 70+ Locations Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (312) 922-7563 contact_us@rpsins.com www.rpsins.com

RPS Bollinger Sports & Leisure

101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb_meslar@RPSins.com www.RPSins.com

Southwest Energy Underwriters, Inc.

10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

RPS Healthcare

Special Markets Ins Consultants, An AmWINS Group Benefits Co.

RPS NIPC

Specialized Insurance

RPS Technology & Cyber

Specialty Insurance

Russell Bond & Co., Inc.

Sports & Fitness Insurance Corporation (SFIC)

Safehold Special Risk

Sun Coast General Insurance Agency

Sapphire Blue

Sunderland Insurance Services, Inc.

SASSI - Salon & Spa Specialty Insurance

Surety One, Inc.

Shelly, Middlebrooks & O’Leary, Inc. (Jacksonville)

Synergy Professional Associates, Inc.

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com 204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber 295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com 100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 hturner@safehold.com www.safehold.com 180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate.walker@amwins.com www.specialmarkets.com 204 RTE. 112, Patchogue, NY 11772 Phone: (631) 758-6780, Fax: (631) 758-6781 weinsurefun@aol.com www.specializedinsurance.com 1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com 3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com 404 Ave de la Constitucion, Ste. 708 San Juan, NC 00901 Phone: (800) 373-2804 Underwriting@SuretyOne.org www.SuretyOne.org 100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

Sierra Specialty

T.H.E. Insurance Company

Smith, Bell & Thompson, Inc.

TAPCO Underwriters, Inc.

South & Western General Agency, Inc.

Target Managers Insurance Services

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com 100 Bank St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com For more info, see our ad on page 3 (S. Central).

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com 3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 KAllred@gotapco.com www.GoTAPCO.com 10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

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2016 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Target Professional Programs

Tokio Marine/HCC

V3 Insurance Partners, LLC

TCA, Inc.

Topa Insurance Company

VFIS

Tejas American General Agency

Transpac Managers, Inc.

Victor O. Schinnerer & Company

Terheggen/Malone Marine Insurance

U.S. Risk Insurance Group, Inc.

Walter General Agency (WGA)

10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 cfoley@target-capital.com www.TargetProIns.com 10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com 1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 jbechter@tmhcc.com www.tmhcc/#liability 24025 Park Sorrento, Ste. 300, Calabasas, CA 91302 Phone: (818) 466-5900 dobrien@topa-ins.com www.topa-ins.com 8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com 8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

The American Equity Underwriters, Inc.

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

The Insurancenter

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

The McGowan Companies

Corporate HQ; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

UCA General Insurance Services

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Ultra Risk Advisors

400 112th Ave. NE, Ste. 325, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 info@ultrariskadvisors.com www.ultrariskadvisors.com

Unifax Insurance Systems, Inc.

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

United Educators

7700 Wisconsin Ave., Ste. 500, Bethesda, MD 20814 Phone: (800) 346-7877 lvogt@ue.org www.ue.org For more info, see our ad on page 24 (National).

Universal Insurance Programs

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

TitlePac, Inc.

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

84 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com Two Wisconsin Circle, Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com 273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com

Western E&O

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

The Hanover Insurance Group

115 Pheasant Run, Ste. 218, Newtown, PA 18940 Phone: (215) 600-0700, Fax: (215) 475-3959 don.barrand@v3ins.com www.v3ins.com

2155 Louisiana Blvd. NE, Ste. 10100 Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com

Western Experts in Transportation

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

Western Security Surplus Insurance Brokers, Inc. 5800 Granite Pkwy, Ste. 300, Plano, TX 75024 Phone: (972) 702-0500, Fax: (972) 702-0504 kstevens@wssib.com www.wssib.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com croeder@westernsruplus.com www.westernsurplus.com

Wildlife Insurance Underwriters, LLC

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

1220 E Osborn Rd, Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

US E&O Brokers

820 Gessner Rd., Ste.1680, Houston, TX 77024 Phone: (800) 460-6424, Fax: (713) 984-1152 insurance@useo.com www.useo.com

USX/S

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

Williams & Stazzone Insurance Agency, Inc. 99 N. Atlantic Ave., Cocoa Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

Williams & Stazzone specializes in the automotive and equipment industries. We are garage liability, leasing, & rental specialists. Industry leading programs include Auto/Truck Lessors, Motorcycle Dealers, Equipment Dealers, and RV Dealers coast to coast.

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2016 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Worldwide Facilities, LLC

1 New Hampshire Ave., Ste. 200 Portsmouth, NH 03801 Phone: (603) 334-3000, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com For more info, see our ad on page 3 (National).

Woodus K. Humphrey & Co. (AmWINS)

Wrap Up Insurance Solutions

Willis Programs

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

www.insurancehelper.com

1020 McCourtney Rd., Grass Valley, CA 95949 Phone: (855) 493-8368, Fax: (855) 493-8368 sharla@theeventhelper.com www.insurancehelper.com

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

INSURANCEJOURNAL.COM

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 85

Idea Exchange

The Competitive Advantage

The Quality Accounting Enigma

By Chris Burand

ake an industry, say independent insurance agencies, that is supposed to be sales-focused and where principals think accounting is boring. Accounting may be boring but a business owner only ignores it at his or her own peril. Next, add some fuel to this combustible mix. That fuel is ignorance. Specifically, ignorance of the balance sheet. More pointedly, knowledge of trust monies. The balance sheet is presented first among all financials in audited statements because it is the most important. (Interestingly, insurance is a balance sheet financial tool, not an income statement financial tool and yet the industry pays more attention to the income statement. We should know better. The fact that insurance is a balance sheet tool rather than an income statement tool has been lost on 90 percent-plus of producers and 99 percent of CSRs. This creates a sales problem because the buyer and seller both lack the knowledge of the purpose of insurance.) Two critical ratios agencies most often miss on the balance sheet are the working capital and trust ratio. Owner after owner dismisses adequacy of working capital to the point of not having any practical understanding of the lack of working capital causes. They always blame the resulting problems on other factors and therefore, 86 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

they can’t solve the problem because they’re addressing symptoms, not the illness. The trust ratio (unencumbered cash + premiums receivable – likely bad debt) / (premiums payable) is the most important balance sheet ratio because it tracks whether an agency is spending money that it is supposed to be holding in fiduciary trust for clients and carriers. The ratio must be greater than 1.0, 365 days a year. All states, repeat, all states require agencies hold these monies in a fiduciary capacity. It is a myth that only some states require agencies maintain trust ratios above 1.0. The myth’s origin is the commingling requirement. Most states allow commingling which has resulted in many thinking this means they do not have to maintain adequate trust monies. This is an understandable but completely mistaken assumption. The problem is much more significant because a large proportion, maybe a majority of balance sheets I see, are materially wrong. The bookkeeper and/ or accountant is not putting accounts in the correct categories, long-term loans are constantly listed in the short-term category (and vice-versa), or accounts are ignored year after year, never even being adjusted. Agency owners looking at their balance sheets and calculating their working capital and trust ratios, among other important ratios, will not calculate the right answers in these situations because the data they are using is wrong. This does not even touch on the issue of the contra premiums receivable and contra premiums payable that are prevalent on agency balance sheets these days. It is impossible, if accounting is properly being measured, to have contra premiums payable and contra premiums receivable. In other words, how can an agency owe more premiums receivable than is owed it every single month and every single year? Simultaneously, how can carriers owe the agency more (this is what contra premiums

Two critical ratios agencies most often miss on the balance sheet are the working capital and trust ratio. payable indicate)? This is so ridiculous that many financial people, especially when conducting due diligence, no longer even pay attention to these two accounts. They make their own calculations. Now add a CPA that does not pay attention or does not know insurance agency accounting. They make accrual to cash adjustments or cash to accrual adjustments that are nonsensical (one cannot adjust trust items because these are fiduciary items not subject to the agency’s income). As one example, the reason insurance agencies using cash accounting can claim bad debt is because the bad debt is for premiums someone did not pay the insurance company thereby affecting fiduciary monies. It is this interaction between fiduciary monies and regular accounting that is so confusing for many. Then add the confusion of earned versus accrual versus cash and one might be lucky to find a CPA even willing to work for the agency. The last piece is the tax advice so often INSURANCEJOURNAL.COM

given by accountants who do not understand that so much of the cash on agencies’ balance sheets does not belong to the agency. It is cash being held in a fiduciary capacity! The net result is a regulatory and financial mess. I see these messes every week. Sometimes these messes are a result of bad accounting, sometimes bad advice, and sometimes both. Often, no matter how bad the situation, the agency has never been C negatively impacted; until the agency is M valued or audited. Until an agency is valued or audited, if Y the situation does not become too dan- CM gerous, most agencies can operate with MY bad accounting data for years and even CY decades because it does not always impact CMY the agency’s ability to operate. The agency K may not operate optimally or even without pain, but it can operate. However, when it is valued for a sale, a death, a lawsuit, or whatever reason, problematic accounting decreases value and it is just a matter of how much. Smart buyers will use bad accounting as leverage to decrease the price (“We don’t really know what we are buying because your accounting is poor so we’ll just have to decrease the price.”). The price

legitimately must be lower if the trust ratio is less than one and/or if working capital is deficient. The price may have to be lowered if bad accounting has created potential liabilities. At valuation time, bad accounting rarely increases the purchase price. The solution is this: 1. At least gain a basic understanding of accounting, especially specific to insurance agencies. Many agency owners have no accounting background. Take at least a fundamental class. 2. Take time to thoroughly educate key people in the agency on the agency management accounting settings, including an understanding of how those settings must work in conjunction with the agency’s procedures. I continually find, so far 99 percent of the time, that when agencies have purchased new agency management systems, inadequate attention (if any A&M helps BIG.pdf 1 1/5/16 12:36 attention) has been paid to the account-

Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. PM E-mail: chris@burand-associates.com.

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ing settings much less how those settings and procedures must be coordinated. The trainers seem to just skip over this critical step or the agency people working with the trainers do not understand enough to cause the trainers to take the time to explain the options and benefits of the different settings relative to that agency’s procedures. This is a serious issue for accurate accounting and staff efficiency. 3. Hire better educated bookkeepers. 4. Either train your CPA or get them trained on the extremely unique world of independent insurance agency accounting. I really cannot overemphasize this point. If you need assistance, let me know. We will help you and your CPA/bookkeeper get the agency’s financial reporting mechanisms in order.

5/24/16 6:43 AM

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 87

Idea Exchange

Insurer Insolvency

The More Things Change, the More They Stay the Same By Mark D. Harris

nsurance company insolvency has been a thorny issue spanning many decades. The only consistency is that there is no one solution and that an agent can be held liable for placing coverage with a company that becomes insolvent. Agency errors and omissions (E&O) policies have been challenged with how to adequately address insolvency exposure. This remains an ongoing concern with no single solution. Risk managers evaluate internal risk and categorize it according to how the exposures will be addressed: avoid, retain or transfer. Insurance agents E&O policies have proven to be disparate and difficult risk transfer vehicles. In prior times, insolvency funds covered admitted companies and in some states there was even a non-admitted insolvency fund. This may have given agents and policyholders a false sense of security, and the landscape changed in 1987 with the failure of Mission Insurance Co. It was the largest property/casualty insurer insolvency at the time. Suddenly, insolvency became more of a concern, and exclusionary wording on agency E&O policies was strengthened. Over a period of years, the rating standard became an A.M. Best Co. “A-” rating. Agents and others alike relied on A.M. Best and were comfortable that none of the highly rated carrier giants could fail.

A.M. Best was the gold standard for solvency metrics in agency E&O policies. However, the events of Sept. 11, 2001, challenged the predictive abilities of the A.M. Best rating and sent tremors of disbelief through the industry. Within a short period of time, four large well-known companies all failed (although only one had a clear connection to 9/11 losses): Reliance Insurance Co., Kemper Insurance Group, Atlantic Mutual Insurance Co. and Legion Insurance Co. All were presumed to be too big to fail and were rated “A-” or better by A.M. Best at the time. Agents E&O carriers recoiled and tightened insolvency restrictions on their policies yet again, but the reality was that reliance solely on an A.M. Best rating could not guarantee future financial stability or protection for agents and their E&O carriers. Since the failure of Mission Insurance, other rating agencies such as Demotech Inc. have emerged, providing an alternate method of assessing carrier financial stability as well as an evaluation of carriers not previously considered. The effect was an overall increase in the number and type of rated carriers in the marketplace and the ability of agents to compare and contrast ratings from multiple sources. Additionally, agents could now take a more active role in

how the insolvency exclusion in their E&O policy was structured by requesting that ratings from multiple sources be accepted (A.M. Best, Demotech, Moody’s, S&P, etc.). Other factors exist which complement the picture of a carrier’s financial health, especially when viewed along with a financial rating. Examples include a review of the “yellow book” (statutory financial statement), reinsurance protection purchased (and from whom), sources of capital, and reserving practices. Unfortunately, this information is not always easily accessible to an agent or insured, and review of this information is often outside their area of expertise. Without this information it is difficult to make an informed decision about the solvency of a carrier, and complicating this decision is the pressure agents face to win business in an increasingly competitive and crowded environment. At the very least, an agent should

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address the rating/lack of rating of a carrier in their proposal, and obtain a written acceptance of this rating from the prospective insured. It is widely known that if an agent places business with a market that becomes insolvent, the courts can hold them liable regardless of how highly rated the carrier is at the time of failure. Having the buyer provide written direction (a risk avoidance technique) may defray any charges that the agent knew or should have known of an insurer’s financial difficulties and/or potential insolvency. Instead of time bringing clarity, the issue continues to develop with no real consensus for a solution. Today there are some agency E&O carriers that demand an insolvency exclusion, and some that don’t. There are pros and cons to each approach. Use of an insolvency exclusion with a specific rating threshold should encourage agents to actively participate in tracking the financial ratings of the companies they place business with. Market forces, however, cause agents to consider new carriers (sometimes unrated), which in turn means communicating with the E&O underwriter. Failure to do so can be ruinous for the agent, making an agents E&O policy not respond as expected and turning the placement into an unexpected retention event. An agency E&O policy with no insolvency exclusion appears much simpler at first glance, but may give agents a false sense of security and lead to less diligent tracking of carrier ratings. Any E&O market that deploys no insolvency exclusion is likely relying on information contained in an application; things tend to change between the time the application is completed and the end of a policy term. Communication is important. The addition of a new and unrated carrier could spell disaster; even if the E&O carrier were to pay an insolvency claim (a transfer technique), the loss history would likely negatively impact the agent’s future E&O renewals. The downgrading of a carrier’s financial rating is always a headache for agents, regardless of the insolvency exclusion language in their E&O policies. Agents need to communicate this change in writing to affected policyholders, explain INSURANCEJOURNAL.COM

their options going forward and the repercussions of any action (or inaction). Irrespective of the language in the agents E&O policy, the agent may be held liable if sued by a client due to unpaid claims arising out of a carrier’s insolvency. Written communication is the best way to protect an agent from the short term memory of a buyer. As an example, 10 years ago, an agency we know was asked by a client to research a trust writing workers’ compensation for a specific industry group in their state. The trust was not rated but was clearly the most economical option presented. The agent was concerned about the financial health of the trust, but ultimately acquiesced to the client’s desire, and did so without any written acceptance from the insured of his concern. When rates went up dramatically several years later, much of the business written by the trust moved back into the standard market. It took less than two years before the trust was put into receivership. In the eighth year, the state started assessing those clients back to the original year of the placement to recoup losses. The savings enjoyed nearly 10-years prior were now being taken back, but were spent by the client during the interim. The client was still working with the agent, but the quantum being assessed by the state was compelling. Ultimately, an E&O demand was made against the agent for the funds being assessed. While the insolvency landscape has evolved, there still appears to be no solid footing. Agents need to identify which risk management technique — avoid, retain or transfer — is best for their agency, and when it can be used effectively. The one certainty is the more things change, the more they stay the same. This article first appeared in the Spring 2016 issue of The Demotech Difference, a publication of Demotech Inc. Harris is CEO and president of Quadrant Insurance Managers, a national program administrator, MGA, and wholesaler for commercial insurance products. Phone: 844-376-2489. Email: info@quadrant-us.com. Website: www.quadrant-us.com.

Accident Fund www.accidentfund.com FL21, SE9 Affinity Nonprofits www.affinityhcp.com 91 American Coastal www.amcoastal.com FL13 American Integrity Insurance Group www.aiicfl.com FL15 Amerisafe www.amerisafe.com SC1; SE6 Anderson & Murison www.andersonmurison.com 87 Applied Underwriters www.auw.com 4, 5, 92 Atlas Financial Holdings www.atlas-fin.com 35 Burns & Wilcox Ltd. www.burnsandwilcox.com 9 Chubb www.chubb.com 11 Cypress P&C www.cypressig.com FL16 Cypress Texas Lloyds www.cypressig.com SC5 Demotech www.demotech.com FL20 EMC Insurance www.emcins.com 2 Florida Surplus Lines Association www.myfsla.com FL18 Frenkel & Company www.cosmeticinsurance.com 88 FSLSO www.fslso.com FL5 FUBA Workers’ Comp www.fubaworkerscomp.com FL17 Fujitsu www.fcpa.fujitsu.com 19 GeoVera Insurance Company www.geovera.com SC4; SE7 GIC Underwriters, Inc. www.gicunderwriters.com FL1 Gorst & Compass Insurance www.gorstcompass.com W3 Johnson & Johnson www.jjins.com FL2 K&K Insurance Group www.kandkinsurance.com 17 Latin American Association of Insurance Agencies www.laaia.com FL23 Lighthouse Holdings, LLC www.lighthousepropertyins.com SC9; SE9 Louisiana Commerce & Trade Association www.lctacomp.com SC10 MacNeill Group www.macneillgroup.com SE3 Maximum www.maxib.com FL3 Midlands Management Corporation www.midlandsmgmt.com SC8 Monarch E&S Insurance Services www.monarchexcess.com W4 PersonalUmbrella.Com www.personalumbrella.com 7 Philadelphia Insurance Companies www.phly.com 13 Regency Insurance Brokerage Services www.regencyinsurancebrokerage.com FL24 Rockford Mutual Insurance Company www.rockfordmutual.com M5 Shelly, Middlebrooks & O’Leary www.shellyins.com FL9 Siracusa Staffing & Leasing www.ssandlnow.com SE5 South & Western www.southandwestern.com SC3 St. James Insurance Group www.stjamesinsurance.com FL11 St. Johns Insurance Company www.stjohnsinsurance.com FL19 Texas Mutual www.texasmutual.com SC2, SC7 The McGowan Companies www.mcgowancompanies.com FL14 United Educators www.ue.org 20 United Fire Group www.ufgsolutions.com E5 Westfield Bank www.westfield-bank.com 27 Worldwide Facilities www.wwfi.com 3 York Risk Services Group www.yorkrsg.com 21

JUNE 6, 2016 INSURANCE JOURNAL | NATIONAL | 89

Closing Quote Program Development: Time to Create Movement in the Industry

By Carrie May

ecently, differing opinion articles have been published about trends in the insurance industry. They range from the “have to have” digital tech trends to general industry predictions for the next decade. Since the industry’s peak return on investment back in 2014, the landscape of impending economic slowdown, heightened regulatory uncertainty coupled with increased customer demand for personalized service is causing anxiety among us all. So what can we do to hedge our risks and continue to be a player in this industry? Are you an industry insider who has a vision of movement away from the traditional insurance commission model? Are you or your firm ready to move in a direction of providing a higher level of advisory services? With industry consolidation continuing and shrinking market options for consumers,

one method of transforming an insurance agency is through program development. The approach to program development is two-pronged: 1) create a “specialty” program to offer to clients and other agencies and; 2) partner with different associations to leverage the services your organization offers, creating a unique, all inclusive program specifically for members. Program development creates a platform for you to harness all of your knowledge, leverage relationships, create customized plans and elevate you and your firm to higher level of advisory services. The first option, creating a “specialty” program, possibly not offered by any other agency and being first to market, is labor intensive and will require a significant time investment, specialized underwriting and may not have the rate of return you anticipate. The second option, partnering with different organizations and associations, will open doors and introduce your firm to a new industry and its members, potentially opening up a new world of opportunity for you to grow your business. In addition, expanding program services to include add-on solutions will facilitate creating ongoing affinity partner relationships for the organization and present your firm as one that others want to partner with.

90 | INSURANCE JOURNAL | NATIONAL JUNE 6, 2016

Create programs with the vision of replication in mind. General rules of thumb when exploring the option of creating programs with associations or other membership-based groups as partners: • Act as an advisor and an advocate for your clients. You are the expert! Present your clients with the most strategic and cost effective program options for their membership. • Make sure you have the infrastructure to create a full program for your clients. Offering benefits administration and P/C insurance specifically designed for the industry is a strong program line-up that any group or association should be offered. • Target a group or association that can be leveraged into building other programs through this relationship. • Continue to maintain strong underwriter and carrier relationships; they can help create specialty programs. • Create affinity partnerships with other organizations

in program development. Presenting a program with add-on services such as 401(k), financial advisory services, HR, and payroll processing aids in fostering a strong, long-term solution for organizations. • Prove your value by transitioning to a fee-based model. By removing existing commissions, clients save on their insurance purchases and allow you to provide unbiased advice and transparency to clients. • Create programs with the vision of replication in mind. Design a platform that can be used to develop new programs quickly and efficiently with straightforward cost management and planning. The insurance industry is going through a once-in-alifetime change. Challenge yourself and your people to be visionary when working with clients, continue developing your business acumen and always think about creative ways to develop robust programs for your clients. May is CFO/director of operations at GDP Advisors LLC in McKinney, Texas. Website: www.gdpadvisors.com INSURANCEJOURNAL.COM

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Affinity Nonprofits | 1120 20th Street, NW Suite 600 | Washington, DC 20036 | www.affinitynonprofits.com The information contained in this document is for general information only. It is intended to provide a general overview of the services and products offered. Only the relevant policy can provide the actual terms, coverages, amounts, conditions and exclusions. All coverages are not available in all states. This document is not intended to be advertising or solicitation in states where the local regulations prohibit such usage. Affinity Nonprofits is the program name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (0G94493), Aon Direct Insurance Administrator and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. © 2016 Affinity Nonprofits E-11958-0416

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