Insurance Journal West 2017-06-05 by Insurance Journal

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Contents June 5, 2017 • Vol. 95 No. 11 • West

West W1 Swiss Re Places $925M Cat Bond for California Earthquake Authority

W1 SWISS RE PLACES $925M CAT BOND FOR

CALIFORNIA EARTHQUAKE AUTHORITY

National 10 Cyber Liability Sales Show More Growth, Price Stability: Report

W2 California Division of Workers’ Compensation Suspends Two, Including Drobot

16 A Millennial Says: Individual Development Plans, Pay Incentives Help Nurture Younger Staff

W2 California Commissioner Lowers Workers’ Comp Pure Premium

17 P/C Industry Posts $4.7B Net Underwriting Loss in 2016

W4 Tourist Suing Planet Hollywood in Vegas for Mannequin Scare Injury W4 Study: Comp Reform Led to Drop in Medical Payments Per Claim in California

10 CYBER LIABILITY SALES SHOW MORE

GROWTH, PRICE STABILITY: REPORT

17 Soft Reinsurance Prices to Continue Until Year-End – at Least: Fitch 20 How Diverse and Inclusive Cultures Drive Business Results 22 How AmWINS, Networked Deal Strengthens Product Offerings

Idea Exchange

24 Closer Look: Designing D&O Coverage for a Growth Environment

32 The M&A Frenzy: Dreaming of Selling Your Agency? Here’s How to Avoid Costly Mistakes

27 Spotlight: How ‘Exposure Data Tracking’ Is Taking Over Personal Lines Insurance

36 The Competitive Advantage: A Few E&O Tips to Watch

28 Spotlight: Travelers Puts Drones to Work 39 2017 Program Directory, Vol. I

96 Ransomware Risk: 4 Questions to Ask to Optimize Cyber Insurance 98 Closing Quote: 4 Takeaways for Agencies to Do in 4 Months

Departments 11 Declarations 11 Figures

6 | INSURANCE JOURNAL | WEST JUNE 5, 2017

P/C INDUSTRY POSTS $4.7B NET UNDERWRITING LOSS IN 2016

18 Business Moves 30 MyNewMarkets INSURANCEJOURNAL.COM

OPENING NOTE

Write the Editor: awells@insurancejournal.com

Moral Character Is More Than Just Good Deeds

P Publisher Mark Wells mwells@wellsmedia.com

EDITORIAL

SALES

Editor-in-Chief Andrea Wells awells@insurancejournal.com

West Sales Dena Kaplan (800) 897-9965 X115 dkaplan@insurancejournal.com

East Editor Elizabeth Blosfield eblosfield@insurancejournal.com

Romeo Valdez (800) 897-9965 X172 rvaldez@insurancejournal.com

Chief Content Officer Andrew Simpson asimpson@insurancejournal.com

Southeast Editor/MyNewMarkets Amy O’Connor aoconnor@insurancejournal.com South Central Editor/ Midwest Editor Stephanie K. Jones sjones@insurancejournal.com West Editor Don Jergler djergler@insurancejournal.com International Editor L.S. Howard lhoward@insurancejournal.com Columnists Chris Burand Contributing Writers

Lisa Doherty, Joseph S. Harrington, Paul King, John C. Marchisi, Robert J. Pettinicchi, Jim Salter IJ ACADEMY OF INSURANCE Director Patrick Wraight pwraight@ijacademy.com Associate Director Barbara Whiffen bwhiffen@ijacademy.com

ADMINISTRATION

Chief Financial Officer Mark Wooster mwooster@wellsmedia.com

MARKETING

Marketing Director Derence Walk dwalk@insurancejournal.com Marketing Administrator Gayle Wells gwells@insurancejournal.com

NEW MEDIA

New Media Producer Bobbie Dodge bdodge@insurancejournal.com Videographer/Editor Ashley Waldrop awaldrop@insurancejournal.com

Chief Marketing Officer Julie Tinney (800) 897-9965 X148 jtinney@insurancejournal.com

South Central Sales Mindy Trammell (800) 897-9965 X149 mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA and CT) Howard Simkin (800) 897-9965 X162 hsimkin@insurancejournal.com Midwest Sales Lisa Whalen (800) 897-9965 X180 lwhalen@insurancejournal.com East Sales (NY, PA and CT only) Dave Molchan (800) 897-9965 X145 dmolchan@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 X120 eburns@insurancejournal.com Insurance Markets Manager Kristine Honey (619) 584-1100 X132 khoney@insurancejournal.com Social Media Manager Ly Short (619) 890-7735 Lshort@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Sr. Sales & Marketing Coordinator Kelly De La Mora (800) 897-9965 X125 kdelamora@insurancejournal.com

DESIGN/WEB

Chief Technology Officer/ Chief Innovation Officer Joshua Carlson jcarlson@insurancejournal.com V.P. of Design Guy Boccia gboccia@insurancejournal.com Senior Web Developer Chris Thompson cthompson@insurancejournal.com Web Developer Jeff Cardrant jcardrant@insurancejournal.com

eople may instinctively know right from wrong, but determining if someone has good moral character is not a black and white endeavor. According to new research by University of California Berkeley-Haas School of Business. Prof. Clayton Critcher, people evaluate others’ moral character—being honest, principled, and virtuous—not simply by their deeds, but also by the context that determines how such decisions are made. Furthermore, the research found that what differentiates the characteristics of moral character — from positive yet nonmoral attributes— is that such qualities are non-negotiable in social relationships. “Judgments about moral character are ultimately judgments about whether we trust and would be willing to invest in a person,” says Critcher. Critcher, who studies social psychology in the Haas Marketing Group, writes about his findings in a recent book chapter, “What Do We Evaluate When We Evaluate Moral Character?” co-authored with Erik Helzer of the Johns Hopkins Carey Business School. The chapter will soon be published in the Atlas of Moral Psychology, from Guilford Press. But how do people detect whether good moral character is present? The findings suggest that people can do what is considered the wrong thing but actually be judged more moral for that decision. How? Imagine a social media company with access to its clients’ personal information and interactions. The government wants access to the user database for terrorist surveillance purposes, but it is up to the CEO to decide whether to violate the company’s privacy code. Is he considered a more moral person by complying with the request, or by refusing it? Critcher’s work shows that even people who think the CEO should hand over the data to the government consider the CEO to have better moral character if he does the FOR QUESTIONS opposite and adheres to the privacy policy. REGARDING SUBSCRIPTIONS: Call: 855-814-9547 “For the CEO who sticks to a moral rule— Outside the U.S., call 847-400-5951 or you may subscribe or change your address online at: even when we think a deviation could be justiinsurancejournal.com/subscribe fied—we are more confident he will behave in Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media sensible, principled ways in the future,” says Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 Critcher. per special issue copy, $195 per year in the U.S., $295 per year all

‘Judgments about moral character are ultimately judgments about whether we trust and would be willing to invest in a person.’

other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2016 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Media Group, Inc.

Web Developer Terrance Woest twoest@wellsmedia.com

CIRCULATION

Circulation Manager Elizabeth Duffy eduffy@wellsmedia.com

Andrea Wells Editor-in-Chief

8 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 708, Northbrook, IL 60065-9967 ARTICLE REPRINTS: For reprints of articles in this issue, contact: Kelly De La Mora at 1-800-897-9965 ext. 125 or kdelamora@wellsmedia.com Visit insurancejournal.com/reprints/ for more information.

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National

Cyber Liability Sales Show More Growth, Price Stability: Report

usinesses are buying more cyber insurance and prices for the coverage are stabilizing, according to the latest survey by The Council of Insurance Agents and Brokers. According to the survey of about 100 commercial lines brokers, about 32 percent of respondents’ clients purchased some form of cyber liability and/or data breach coverage in the last six months, compared to 29 percent in October 2016. Of policyholders who purchased cyber coverage in the last six months, 44 percent increased their coverage levels while 56 maintained their existing level of coverage. The Council attributes the slow but steady increase in sales to several factors: organizations of all sizes are becoming more aware of the prevalence of cyber risks; third party contractual obligations 10 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

have increased; there is better pricing with more product options; there is increased capacity in the market; and the risk for cyber attacks continues to increase in both volume and severity. The last six months also saw trend changes in pricing, as 85 percent of respondents noted that premium pricing generally stayed the same or decreased. Just a year ago, nearly 40 percent reported an increase in premium pricing, proving that policies are becoming more affordable. Sales of standalone coverage continue to outpace those for embedded coverage. Roughly 72 percent of respondents’ clients chose standalone over embedded coverage in the past six months and comments suggest that brokers view embedded cyber coverage as inadequate. The typical cyber policy limit has dou-

bled to $6 million, over what it was in October 2016, according to the brokers. When brokers were asked why their customers purchase cyber insurance, they cited risk transfer as the number one driver for large entities (63 percent) and SMEs (36 percent). For SMEs, contract compliance (29 percent) and post breach resources (22 percent) were also key factors in the purchase of cyber coverage. But many respondents noted that a combination of these factors is behind the purchasing decision. “As brokers become more experienced with cyber exposures, they are growing their knowledge of this new breed of risk,” said Ken A. Crerar, president and chief executive officer of The Council. “This is a good sign, as brokers play an increasingly crucial role in both cyber risk mitigation and post-event response.” INSURANCEJOURNAL.COM

West

Swiss Re Places $925M Cat Bond for California Earthquake Authority

wiss Re Capital Markets Corp. has successfully structured and placed the issuance of $925 million of insurance-linked securities for the California Earthquake Authority. Swiss Re Capital Markets underwrote the transaction through two classes of principal-at-risk variable rate notes issued by Ursa Re Ltd., a BermudaINSURANCEJOURNAL.COM

exempted company. The CEA entered into two reinsurance agreements with Ursa Re Ltd. receiving protection on an indemnity, annual aggregate basis, against residential homes for earthquake damage in California. Ursa Re Ltd. collateralised its liabilities under the reinsurance agreements via the issuance of

$425 million Class B Notes and $500 million Class E Notes to capital markets investors. Both Classes of Notes have a three-year risk period starting May 17. Swiss Re Capital Markets and Swiss Re Capital Markets Ltd., together Swiss Re Capital Markets, are wholly owned subsidiaries of Swiss Re Ltd. JUNE 5, 2017 INSURANCE JOURNAL | WEST | W1

WEST | News & Markets

California Division of Workers’ Compensation Suspends Two, Including Drobot

alifornia’s Department of Industrial Relations and the Division of Workers’ Compensation has suspended two more medical providers from participating in California’s workers’ comp system. The suspensions were made possible by the passage last year of Assembly Bill 1244, which requires the DWC administrative director to suspend any medical provider convicted of a crime involving fraud or abuse of the Medi-Cal or Medicare programs or the workers’ comp system, a patient, or related types of misconduct. DWC Acting Administrative

Director George Parisotto issued the suspension orders for the following providers, who had not appealed suspension notices issued: Michael R. Drobot operated California Pharmacy Management and Industrial Pharmacy Management, companies that participated in a scheme to illegally refer patients for spinal surgeries, which led to more than $580 million in fraudulent bills. He pled guilty in U.S. District Court last year to conspiracy and illegal kickback charges. He is the son of Michael D. Drobot, the hospital operator who also pled guilty for his part in the kick-

back scheme. DWC suspended the senior Drobot on April 28. Drobot’s case made headlines as part of a bribery and money laundering case involving former California Legislators Ron Calderon and his brother Tom Calderon. Steven Howser, the manager of Post Surgical Rehab Specialists of Santa Fe Springs, was charged in U.S. District Court for participating in an illegal scheme to refer patients for durable medical equipment. He pled guilty to one count of conspiracy to commit health care fraud, honest services mail fraud and to violate the travel act. AB 1244 requires the DWC Administrative Director to suspend any medical provider, physician or practitioner from

participating in the workers’ comp system in cases in which one or more of the following is true: The provider has been convicted of a crime involving fraud or abuse of the Medi-Cal or Medicare programs or the workers’ compensation system, fraud or abuse of a patient, or related types of misconduct; The provider has been suspended due to fraud or abuse from the Medicare or Medicaid (including Medi-Cal) programs; or The provider’s license or certificate to provide health care has been surrendered or revoked. There are currently 25 providers suspended from California’s workers’ comp system, according to the DWC.

California Commissioner Lowers Workers’ Comp Pure Premium

Denver Proposes Rules for Businesses to Allow Social Marijuana Use

alifornia Insurance Commissioner Dave Jones issued a revised advisory pure premium rate, lowering the benchmark to $2.02 per $100 of payroll for workers’ compensation insurance effective July 1. This is 16.5 percent less than the average pure premium rate of $2.42 California insurers filed as of Jan. 1. Jones adopted the Workers’ Compensation Insurance Rating Bureau’s recommendation to lower the advisory pure premium rate mid-year. His adoption is only advisory. The commissioner has no rate authority over workers’ comp. “A reduction in the pure

enver, Colo., has proposed a set of rules for businesses that get permits to allow social marijuana use. The Denver Post reported that among the rules presented, businesses owners would have to require customers to sign waivers as they enter, follow a ventilation plan if they allow vaping devices indoors and seek a temporary suspension of their liquor license if they have one. The voter-passed law directed the city to put in place a

premium rate reflects a reduction in the cost to insurers of providing workers’ compensation insurance, which benefits California’s business economy if insurers lower their pricing,” Jones said in a statement. The mid-year pure premium advisory rate reduction is based on insurers’ cost data indicating workers’ comp insurers’ medical costs were lower in 2016. The WCIRB claims the downward medical loss development is in part driven by continued acceleration in claim settlement, decreasing indemnity claim frequency, and lower than projected loss adjustment expenses.

W2 | INSURANCE JOURNAL | WEST JUNE 5, 2017

four-year pilot program that allows some businesses to seek annual permits to create areas where customers can consume their own cannabis. That’s as long as a business gets backing from a local neighborhood or business association. The new law also allows onetime events to seek permits. The newspaper reports the proposed rules will likely draw objections from backers of the initiative. Copyright 2017 Associated Press. INSURANCEJOURNAL.COM

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Tourist Suing Planet Hollywood in Vegas for Mannequin Scare Injury

tourist is suing a Las Vegas Strip hotel, claiming a life-sized mannequin in his darkened room caused him to flee and suffer injuries. Kent Jacobs Boutwell, of Southern California, filed the lawsuit against the Planet Hollywood casino-hotel in Clark County District Court, seeking at least $10,000 in damages. “I’ve got some experience handling hotel casino cases,” said Boutwell’s lawyer, Richard Johnson. “This was certainly a new set of facts.” Caesars Entertainment declined to comment on the

lawsuit. On the use of mannequins in their nearly 2,500 hotel rooms, a spokeswoman said Planet Hollywood has traditionally been decorated with memorabilia, which is now being removed as part of a renovation. Boutwell said he was shocked by a human figure when he entered his darkened hotel room in the heart of the Strip in May 2015. As he tried to escape the room thinking that there was a person inside who was there to hurt him, he said

he suffered serious injuries. It turned out that the human figure was a mannequin wearing a “Miller Lite” racing suit that was locked in a glass cabinet. The suit claims he suffered undefined injuries to his body, limbs, organs, mind and nervous systems, resulting in

conditions that may be permanent and disabling. The suit claims a lifesized human figure in a darkened room is dangerous and hazardous and that Planet Hollywood should warn its customers about the mannequins. Boutwell said the incident has left him limited in what he can do. He’s seeking damages to cover his medical bills, attorney fees, pain and suffering and wages and earning potential. Copyright 2017 Associated Press.

Study: Comp Reform Led to Drop in Medical Payments Per Claim in California

alifornia’s total costs per workers’ compensation claim with more than seven days of lost time have remained stable after the passage of workers’ comp reform, while most other states experienced an increase during this period, according to a study by the Workers Compensation Research Institute. The total costs per California workers’ comp claim in 2013 evaluated as of March 2016 was changed little compared with injuries in 2010 with 36 months of experience. This stability in total costs per claim was a result of several offsetting trends, according to Ramona Tanabe, WCRI’s executive vice president and counsel.

She believes the decrease in medical payments per claim likely reflected the impact of Senate Bill 863, the state’s workers’ comp reform law, that took effect in 2013. The law reduced the fee schedule rates for ambulatory surgery centers; eliminated separate reimbursement for implantable medical devices, hardware and instruments for spinal surgeries; and began a multi-year transition to a professional services fee schedule based on the resource-based relative value scale. SB 863 also increased permanent disability benefits for injured workers, which Tanabe said explains in part why indemnity benefits per claim grew 5 to 6 percent per year in

W4 | INSURANCE JOURNAL | WEST JUNE 5, 2017

2014 and 2015. She believes an increase in wages in multiple industries also contributed to this trend. SB 863 also created an independent medical review process for handling medical treatment disputes. This provision was expected to reduce medical-legal expenses involving workers’ comp claims, assuming more expensive qualified medical evaluator reports would be replaced by less costly IMR reports. WCRI found the anticipated decrease in medical-legal expenses per claim has not yet been observed. Other findings in the study include: • One driver of higher total costs per claim in California

was a higher percentage of claims with more than seven days of lost work time. • California’s higher indemnity benefits per claim were driven by longer duration of temporary disability benefits and more frequent permanent partial disability/lump-sum settlement payments. • California had the highest benefit delivery expenses per claim of the 18 states studied due to higher medical cost containment expenses per claim and higher litigation expenses per claim. The study focuses on income benefits, overall medical payments, costs, use of benefits, duration of disability, litigiousness, benefit delivery expenses, timeliness of payment, and other metrics. INSURANCEJOURNAL.COM

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Figures

309

The number of motor vehicle thefts last year in Bismarck, N.D., more than double the 154 vehicles reported stolen in 2015. Police Chief Dan Donlin said most of the crimes could be avoided if people would lock their vehicles and take their keys.

$6.7 MILLION $175 MILLION

Declarations No Place to Go

“When your house comes apart like that, there’s no place to go. I thought this is it.” — Mark Tyson, a resident of the Prairie Lake Estate Mobile

Park near Chetek, Wis., which was levelled by tornado-bearing storms in mid-May. Tyson said he and his wife Robin were huddled behind a living room chair when an entire wall of their mobile home suddenly came flying at them.

A Regional Concern

“Transportation, by its very nature, is a regional concern that routinely crosses municipal boundaries.”

— Georgetown, Texas, Sen. Charles Schwertner, sponsor of HB

100, which the state legislature passed in mid-May. The bill sets statewide operating standards, including insurance requirements, for transportation network companies like Uber and Lyft, which currently are regulated on a city-by-city basis in Texas.

Worker Lives Matter

“When you reduce fines and downgrade violations again and again, you’re sending a message that workers’ lives are not valued.” — Peter Dooley, a spokesman for a Tucson, Ariz.-based safety group, said the practice of a commission overseeing Arizona’s workplace safety agency of lowering fines on companies for worker injuries and deaths is jeopardizing worker welfare.

Unmet Needs The amount a group of Oregon farmers is seeking in a lawsuit against a bank for allegedly interfering with sales of radish seed, causing its value to decrease. The Radish Seed Growers’ Association suit against Northwest Bank comes after the 2015 insolvency of Cover Crop Solutions, which was unable to pay several Oregon farmers after financial trouble due to oversupply and weather disruptions.

$400M The amount New York employers could save in workers’ compensation premiums if a recently submitted premium decrease is approved. New York Gov. Andrew Cuomo’s office said the New York Compensation Insurance Rating Board, a non-governmental rate service organization, submitted an overall workers’ compensation rate decrease of approximately 4.5 percent for rates beginning Oct. 1, 2017. INSURANCEJOURNAL.COM

“Many affected North Carolinians feel that they have been forgotten, and though the flood waters may have receded, I refuse to let their needs go unmet.” — North Carolina Gov. Roy Cooper, in a letter to the Trump

The estimated impact of agricultural flood damage in Arkansas from severe weather in April. The University of Arkansas System Division of Agriculture says the April flooding affected more than 970,000 acres of farmland. More than 360,000 acres of crops were lost due to floodwater — about 50 percent of that crop loss was rice. Officials identified storm-damaged crops in 21 of Arkansas’ 75 counties, with Poinsett County having the highest number of damaged acres.

$10 MILLION The amount a former Vanderbilt University student is seeking from the school in a lawsuit filed over what he claims is a wrongful accusation of sexual assault of a female student, which later led to his expulsion and the loss of a $136,000 scholarship. The student alleges he was denied the right to confront his accuser or offer his own witness account in a hearing that concluded he had assaulted the fellow student.

administration and congressional leaders after only $6 million of a $929 million request for Hurricane Matthew recovery funds was approved. The request was in addition to approximately $1.4 billion in state and federal funds the state has received so far.

Transportation Technology

“New York has emerged as one of the nation’s leading hubs for innovation, and as we invite companies and entrepreneurs to reimagine transportation technology, we will encourage the development of new, safe travel options for New Yorkers.” — New York Gov. Andrew Cuomo said in a statement that New

York is accepting applications from companies interested in testing or demonstrating autonomous vehicles on public roads. Included in the fiscal year 2018 budget, new legislation will allow for testing autonomous technology through a year-long pilot program.

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NATIONAL | News & Markets

A Millennial Says: Individual Development Plans, Pay Incentives Help Nurture Younger Staff

he insurance and risk management fields are professions with legions of rapidly-retiring older employees, and they struggle to hire and keep promising new and younger ones. How to accomplish this? Customized training is one way, a millennial industry professional said during the RIMS 2017 annual meeting in Philadelphia. “Create individual development plans. It’s important to link people’s objectives to the company’s growth,” Kathleen Crowe, an Aon Risk Solutions account specialist, said during the April 26 session. “We don’t get a lot of opportunities to sit in front of your C-suite and have a conversation with them." Crowe added that by doing so, “it makes it feel like you’re in it together [and it’s] not just about the company’s bottom line.” Crowe offered additional tips for attracting millennials and keeping them engaged: • Know an employee’s aspirations and goals. Crowe said managers should consider a candidate's or employee’s records, aspirations, five-year and 10-year goals and figure out how they can be achieved within their companies. 16 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

• Manage both the quality and quantity of high potential employees at the corpo rate level. “Having year-over-year consistency and explaining and being very clear about what’s going on with the company is very important,” Crowe said. “The lower rung can be uncomfort- able about not knowing what’s going on. We need to know where we stand with each other as far as supervisor to younger person.” • Don’t rotate young employees into different departments. Crowe said many companies will hire younger employees and have them work in multiple departments during the first week and then pick the one they like. “Don’t burden them with that — take that proj- ect and say ‘here, take it and run with it,'" Crowe said. "It’s having a really great and full idea about one or two things. [The employee] will be able to benefit much more long term and for your company.” • Consider younger employees for challenging positions. Crowe argued that leadership develops under stressful situations, so giving that younger

•

employee the opportunity to experience that and be able to fail is key for both employee and company. “If you don’t understand what it feels like to fail, you are never going to be able to be successful,” she said. “When you are in risk management, not everything is going to go right all the time.” Reevaluate your top talent annually. Crowe pointed out that risk management and insurance are both constantly changing, with the constant emergence of new products and technology, which means growth strategies are likely to change, too. Employers must communicate this, Crowe said, and also make sure their teams are “synched and aligned” as much as possible each year.

‘Create individual development plans. It’s important to link people’s objectives to the company’s growth.’ • Pay incentives. Crowe urged employ ers to offer “significantly differentiated compensation” to help promising younger employees see that “they are an emerging leader and someone you want to have on your team, and also a person you want to respect and continue to help grow.” • End blast emails and use individual ized messages. Crowe said that this would show millennials that you care about their futures, with initiatives such as sending a personalized note to a young staff member informing the person that “something is in the pipeline and [you are] happy to talk.” Crowe ended with a plea: “Please don’t hate millennials." "We’re really not that bad,” she said. “We have a lot to learn from you all, but it is really important to provide opportunities for us to move up. We need to have the abilities and skills to manage that outside of being able to understand how to write a policy or write certificates of service.” INSURANCEJOURNAL.COM

News & Markets | NATIONAL

P/C Industry Posts $4.7B Net Underwriting Loss in 2016

rivate U.S. property/casualty insurers lost big in 2016, reporting a $4.7 billion net underwriting loss driven, in part, by higher catastrophe-related property losses, according to ISO and the Property Casualty Insurers Association of America. The results stand in sharp contrast to the $8.9 billion net underwriting gain insurers reported for 2015. Adding to sobering results, insurers saw a 25 percent drop in 2016 after-tax net income: $42.6 billion, versus $56.8 billion the previous year. Insurers’ combined ratio also deteriorated to 100.7 in 2016, versus 97.8 in 2015. The result comes with direct insured property losses in the U.S. hitting $21.6 billion in 2016, versus $15.2 billion in 2015. The number is also above the $19.2 billion average direct catastrophe loss over the last decade. Beth Fitzgerald, president of ISO solutions, said in prepared remarks that insurers need to use detailed and accurate analytics of weather and environmental perils to underwrite catastrophic risk better. But they’re also hampered by legacy losses, she said, which underscores the need to focus on disciplined underwriting. Robert Gordon, PCI’s senior vice president for Policy Development and Research, noted most operating results in 2016 hovered near long-term trend lines, though there has been deterioration in nearly every category since 2013.

Here are other numbers from the PCI/ ISO report: • Net investment income for 2016 came in at $46.3 billion, compared to $47.2 billion in 2015. • Commercial lines direct premiums in 2016 grew to $258.6 billion — 3.1 percent higher than the previous year. • In the 2016 fourth quarter, insurers’ after tax net income fell to $10.8 billion from $12.7 billion in the 2015 fourth quarter. • The 2016 fourth quarter combined ratio hit 104.1, up from 100.4 in the 2015

fourth quarter. • 2016 fourth-quarter net written premiums rose to $124.4 billion — 2.4 percent higher than the 2015 fourth quarter. • Insurers booked a $700.9 billion industry surplus in 2016, compared with $674.2 billion at the end of 2015, and $688.3 billion in the previous quarter. The figures are consolidated estimates based on reports accounting for at least 96 percent of all business written by U.S. property/casualty insurers.

Soft Reinsurance Prices to Continue Until Year-End – at Least: Fitch

he soft pricing in the global reinsurance market will continue, at least for the rest of the year, according to Fitch Ratings. Fitch expects premium rates to continue declining due to large amounts of under-deployed capital and sluggish demand from reinsurance buyers following several years of below-average catastrophe claims. “Even if the cost of major losses returns to its historical average, prices are unlikely to rise materially given the abundance of capital in the sector,” said Fitch, noting INSURANCEJOURNAL.COM

catastrophe losses rose in 2016 to their highest level since 2012 but were still only marginally above the 10-year (2006-2015) inflation-adjusted average of $53 billion. As a result, reinsurance pricing is likely to remain challenging at the mid-year 2017 reinsurance renewals, said Fitch in its report titled “Global Reinsurers: 2017 Forecast and 2016 Results.” The soft premium rates and low investment yields will take a toll on the sector and are expected to weaken profitability this year — factors reflected in Fitch’s negative outlook for the sector.

However, Fitch expects the global reinsurance sector to remain profitable this year, although Fitch forecasts the sector’s combined ratio to deteriorate to 92.0 percent in 2017 from 91.5 percent in 2016. (These are accident-year ratios excluding catastrophes.) Despite these pressures, Fitch affirms that most reinsurers it rates have stable outlooks but less diversified, smaller reinsurers “face a greater risk of negative rating actions if prices drop much further, particularly as pricing has already fallen close to the cost of capital.” JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 17

NATIONAL | Business Moves more. The current L&S Insurance staff will relocate their office to the GatewayAcentria Insurance main office, also located in Fort Lauderdale. Gateway-Acentria Insurance is a full-service independent insurance agency working with several national and regional carriers with locations in Fort Lauderdale, Key West and West Palm Beach. Acentria Insurance is the parent company of Gateway-Acentria Insurance and has over 20 offices throughout Florida, Georgia and South Carolina.

Alera Group, Striewig Bonding Agency

Hub International, Rossmann-HurtHoffman

Hub International Limited (Hub), a global insurance brokerage, has acquired Rossmann-Hurt-Hoffman Inc. (RHH). Terms of the acquisition were not disclosed. Based in Ellicott City, Md., RHH is a multi-lines insurance solutions provider of commercial and personal lines insurance as well as employee benefits solutions. Norman Breitenbach, executive vice president of RHH, will join Hub as president of Hub Mid-Atlantic and report to Charles Brophy, president of Hub New England and regional president of the U.S. East region. Hub is headquartered in Chicago, Ill.,

Higginbotham, Hilb Group of Texas

Fort Worth, Texas-based insurance agency, Higginbotham, has purchased a portion of the Hilb Group of Texas LLC’s operations in San Antonio. The transaction adds eight insurance and customer service professionals with a book of commercial and personal property/ casualty insurance and employee benefit accounts to Higginbotham’s existing 24-person office in San Antonio. The group’s colleagues have worked together since 2011 when the insurance agency that brought them together was established. That agency was acquired by 18 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

the Hilb Group in 2015. Higginbotham entered San Antonio in 2014. The accounts acquired by Higginbotham will continue being serviced by the group under the leadership of Drew Apperson, managing director for Higginbotham in San Antonio.

Kaplansky Insurance, Brooklawn Insurance Agency

Kaplansky Insurance, a Needham, Mass.-based independent agency, has acquired Brooklawn Insurance Agency in New Bedford, Mass. Founded in 1973, Brooklawn Insurance has built a reputation for providing a range of insurance services to both personal and commercial clients. The addition of Brooklawn marks the 26th acquisition for Kaplansky. It plans to continue searching for profitable agencies that have a strong reputation both in terms of underwriting and quality of service. Kaplansky Insurance operates 14 locations throughout Massachusetts.

Gateway-Acentria, L&S Insurance

Gateway-Acentria Insurance has merged with L&S Insurance and Financial Services, Inc., in Fort Lauderdale, Fla. L&S is a full service independent insurance agency specializing in personal lines coverage, such as home, auto, flood and

Alera Group, based in Deerfield, Ill., has acquired Striewig Bonding Agency Inc. of Wormleysburg, Penn., effective May 1, 2017. Terms of the transaction were not disclosed. Since 1952, Striewig Bonding Agency has managed domestic and international surety programs for clients. Rob Striewig and staff will join the team at American Insurance Administrators LLC, an Alera Group Company, expanding its offerings in the surety/bonding practice. Alera Group serves clients nationally in employee benefits, property/casualty, risk management and wealth management. It was created by merging 24 entrepreneurial firms across the U.S.

Cross Insurance, A.E. Barnes Insurance

Cross Insurance, a Bangor, Maine-based subsidiary of Cross Financial Corp., has purchased the A.E. Barnes Insurance Agency in South Weymouth, Mass. Founded in 1915, the A. E. Barnes Insurance Agency has a diverse clientele of both small and large commercial and personal lines clients. Under the terms of the acquisition, A. E. Barnes Insurance Agency will become a wholly-owned subsidiary of Cross Financial Corp. and will continue to operate under the same name. Former owners Preston Hoffman and Geoffrey Hoffman will continue to manage the South Weymouth office and will continue to serve as president and vice president, respectively. INSURANCEJOURNAL.COM

Cross Insurance owns and operates 14 additional agencies in Massachusetts, including offices in Duxbury, Braintree, Norwell and Quincy; two offices in Boston; three on the North Shore; two in Metrowest; and three in Western Massachusetts. Financial terms of the acquisition were not disclosed.

Preferred Guardian, AssuredPartners

Dallas-based Preferred Guardian Insurance (PGI) has joined the national broker, AssuredPartners Inc., headquartered in Lake Mary, Fla. PGI offers all lines of coverage with a

specialty in errors and omissions (E&O) insurance for real estate firms. The staff of seven will remain under the leadership of CEO Barney Schwartz and report into the AssuredPartners agency, Florida Insurance Specialists.

Arthur J. Gallagher, Strong Financial

Arthur J. Gallagher & Co. has acquired Strong Financial Resources Inc., with offices in Aurora and Lincoln, Nebraska. Terms of the transaction were not disclosed. Founded in 1996 by Calvin Strong, Aurora-headquartered Strong Financial offers a broad variety of group and individual health, welfare and retirement products and services to clients primarily throughout central and southeastern Nebraska. Strong and his associates will continue to operate from their current locations under the direction of Jerry Roberts, head of Gallagherâ&#x20AC;&#x2122;s Heartland Region employee benefit consulting and brokerage operations. Arthur J. Gallagher & Co., an international insurance brokerage and risk management services firm, is headquartered in Rolling Meadows, Illinois.

Doxa Insurance, Promont Advisors, ProPoint Claims Services

Doxa Insurance Holdings LLC, an Indiana-based private equity fund focused on purchasing managing general agents nationwide, has acquired Chicago-based Promont Advisors and ProPoint Claims Services. Promont and Propoint specialize in providing insurance and claims administration for difficult classifications of business in the allied health space, along with hard-toplace religious institutions, hotels, motels, apartment complexes, and professional liability. Promont will operate and market as Promont Insurance Advisors with its brand approach aligning with overall Doxa Insurance strategies. Doxa Insurance Holdings is located in Fort Wayne, Ind. INSURANCEJOURNAL.COM

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NATIONAL | News & Markets

How Diverse and Inclusive Cultures Drive Business Results By L.S. Howard

here is a famous story about a visit by President Kennedy to the NASA space center. When Kennedy noticed a man carrying a broom in one of the buildings, he asked: “What’s your job here?” The janitor replied: “I’m helping to put a man on the moon.” This, perhaps, apocryphal story is often used by self-help gurus to demonstrate the power of a team that pulls together to achieve common aims. In such organizations, everyone matters, is valued and included. But, of course, this kind of organizational empowerment starts with emotionally intelligent leadership from the top on down, says Angela Peacock, chair of the London-based People Development Team, which works with companies to help build diverse and inclusive cultures that drive business results. “We came to this work because we started to see how senior leaders would make decisions and just how often a decision is actually hijacked by their unconscious minds, which can derail a well-intentioned corporate strategy,” she said. She points to the example of a company 20 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

that adopts a flexible working structure — good for new parents and corporate morale. “You can put in all the flex work policies you like, but if you don’t have an inclusive environment, people are still not going to take advantage of it because they know darn well that unconsciously they are being judged on whether or not their jacket is on the back of their chair,” Peacock emphasized. “We always start off with our clients by saying, ‘If you’re looking at your organizational strategy for the next two or three years, how can you create an environment where everyone who has the capability to excel is given the opportunity to do that. And how does that drive your strategy forward?’” The underlying question is what will the company lose out on if it does not create a workplace “where people think they can challenge, where people can call out unprofessional behavior, as an example,” she went on to say. Organizations need to address the unconscious fears they have about doing it the right way, or they’ll end up in a situation where they think they’re doing the right thing, but what they’re actually doing

is gathering people around them who look like them, sound like them and think like them. In such an environment, there is no opportunity for challenge or dynamic change, Peacock added. Change happens within corporate leadership when they maintain a “tangible dose of humility” and are willing to accept that changes are needed to create an inclusive environment that will drive the business forward. Peacock pointed to the example of one of her company’s clients who invited her to speak at a corporate conference about diversity and inclusion. She was told by one of the company’s partners: “We already do this stuff really, really well. We just want to make sure that everyone understands how the unconscious mind affects what they want Angela Peacock to create in terms of a professional inclusive environment. You’ll be preaching to the converted.” Peacock decided that a bit of role play INSURANCEJOURNAL.COM

might determine whether the company actually walked the talk. She arrived at about 8 a.m. dressed as a cleaner and busied herself vacuuming “and rather annoyed quite a few people by getting under their feet.” At one point, one of the senior partners actually came up to her and said, “Has no one explained to you how much you’re annoying us?” “Clearly, no one had,” she laughed, recalling the event. As the team of about 150 people walked into the conference room to hear her presentation, she held the door in her guise as the cleaning woman “with my head down and my Hoover weighing heavy on my arm, looking quite humble,” she recalled. “Not one person smiled at me. Not one person said thank you…as they all bustled through.” Luckily, all of these events were being filmed. “I then went off and did my hair and makeup and went into the conference room and spoke for two-and-a-half hours.” At the end of her presentation, she showed the video of her working as a cleaning woman. “With the video playing on the screen behind me, I said to them, ‘While you’re spouting all the right things about diversity and inclusion and professionalism, sometimes you need to think a little bit more than you do [about] who you consider to be less than you, who you consider worthy of your time, or a smile, or thanking.’” Peacock said the audience continued to sit with blank faces and she had to point out that she and the cleaning woman in the video were one and the same. “The message is that you can sit and smile and nod and make all the rules and policies that you like, but if you don’t really believe it will drive your business forward, and really don’t believe that you have something to put right, then you’re never going to achieve professionalism. It’s not achieved by pretending we’re perfect.” It’s all about being humbler and a bit more vulnerable, which aren’t common leadership traits, she emphasized. So, why is inclusion good for business? Peacock said that a truly inclusive company fosters innovation because it INSURANCEJOURNAL.COM

attracts talent with the creative skills to develop new markets and with the vision to see and manage future disruptive technologies. “Working in an inclusive environment, where everyone matters and is valued, also motivates employees and

ultimately raises retention levels,” she said. “And it’s just more fun to work there,” Peacock emphasized. Share this article

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NATIONAL | News & Markets

AmWINS and Networked Deal Plays to Strengths of Both Firms, Execs Say By Don Jergler

he acquisition by AmWINS Group Inc. at the end of last month of Networked Insurance Agents will achieve a number of objectives for both the Charlotte, N.C.-based global distributor of specialty insurance products and services and the California-based aggregator. Namely, the deal plays to each firm’s strengths, executives for both organizations told Insurance Journal. AmWINS is centered around providing product expertise and specialty services to retail clients, but there were a few things AmWNS was not able to do, according to Scott Purviance, chief operating officer of AmWINS. “One of the things we really didn’t offer, cerGeorge Biancardi tainly not in any kind of meaningful way, is access to admitted products, clearly BOPs and comp,” Purviance said. “The platform that Networked has built out is tremendous in Scott Purviance that space, and it will really allow us to offer a full suite of products for that retail agent.” AmWINS operates through more than 100 offices globally and handles premium Ben Sloop placements in 22 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

excess of $13 billion annually. And as was noted by Ben Sloop, president of AmWINS Access, a binding platform for small property/casualty business, AmWINS today does business with more than 22,000 independent agents. “We routinely get requests to provide access on a range of standard market products, whether that be BOP, worker’s comp, or personal lines,” Sloop said. “The low-hanging fruit is simply connecting those folks with Networked, who’ve got those capabilities, and vice versa.” Networked, an insurance aggregator specializing in the standard lines insurance segment, was missing a few things, too, according to George Biancardi, president and CEO of Networked. “I just want to say – maybe state the obvious – that from our perspective, we didn’t have excess and surplus lines, so

now we’re able to broaden our suite of products as well. It’s a really good fit from our standpoint as well,” Biancardi said. Sloop expanded on the importance of the E&S market to both firms and as part of their collective goals going forward. “To George’s point, Networked has got almost 1,000 agencies in their footprint, and many of those agencies – all those agencies in fact – go into the excess and surplus lines marketplace today, and we’ve gotten multiple inquires on both sides about how we can access products on either side,” Sloop said. “Long term, the vision is to build a more seamless and integrated value prop across the entire spectrum of standard lines of E&S.” None of the three would discuss the terms of the transaction, but they were happy to talk about possible expansion and new opportunities. INSURANCEJOURNAL.COM

Next Step

AmWINS has been active lately. AmWINS and Partners Specialty Group LLC in April agreed to merge, with Partners becoming part of the AmWINS Brokerage Division and bringing an expanded geographic presence to complement the existing AmWINS platform. In March, AmWINS and General Star Management Co. partnered to launch a food delivery insurance program through its General Star Programs Unit. Last year AmWINS announced that it had secured backing from Berkshire Hathaway International Insurance Ltd. for its Londonbased managing general agent, Unicorn Underwriting, to write motor fleet business. Purviance that said from day one following the deal with Networked things are going to be “business as usual.” However, for AmWINS, such normalcy appears to mean looking for ways to expand and build the business.

“We don’t want to disrupt the relationships with the retail clients, but we’re going to be working very aggressively over the next four to six weeks to roll out the best initial step at providing products to both client bases,” Purviance said. “Then you’ll see us continue to build out more from a geographic and technology standpoint to support those roll outs down the road, but day one we’re here not to disrupt what either operation has built, and put the retail client first.”

Beyond California

For Networked, this is a chance to grow beyond California and its offices in Grass Valley and Orange. “I’ll mention, we have already, even prior to announcing this acquisition, had been focused on expanding our footprint,” Biancardi said. “We are predominately in California and, to a lesser extent, in some other Western states. We’ve been looking

expand that footprint. This really gives us a lot more resources and a quicker and really more robust way to expand across the country.” Despite all the talk of expansion, Sloop, speaking for both firms, said that doesn’t translate into a movement away from their mainstay wholesale business model. “One thing I want to make sure we do get clear, because we’ve frankly have gotten a lot of questions about this over the last few days as the news of the acquisition has come out, is that we are very much committed to the wholesale model, and AmWINS’ model has always been wholesale,” Sloop said. “Networked … is a wholesale aggregator … and in both cases, our clients are retail agents, and both AmWINS and Networked are very much dedicated to that model of doing business.” Share

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NATIONAL | News & Markets | Directors & Officers

Designing D&O Coverage for a Growth Environment

By John C. Marchisi

here is a seemingly ever-growing legal threat being faced by corporate executives, fueled by the multitude of entry points with which risks can penetrate and give rise to a severe loss. Whether a board is faced with personal exposures for the first time, navigating increasing regulatory responsibilities, or the vehicle being used to accomplish an IPO or acquisition is bringing about unique challenges, the shield provided by directors and officers (D&O) coverage design needs to remain intact

in its ability to respond and insulate effectively. Given the complexity at hand, effective coverage can only be afforded through comprehensive business acumen on the part of policy point of sale administrators. With merger and acquisition activity rising in various sectors, combined with the expectation of a long overdue rebound in the U.S. IPO market, an increasing number of directors and officers will face challenges navigating unfamiliar governance requirements and exposures. Additionally, fuel for transactional activity is being provided by the increased access to capital experienced by startups, providing for new growth and scaling opportunities. The newly popular mechanisms through which capital is being sourced and distributed include facilities such as online crowdfunding models built on a securitization framework of old, albeit lacking the registration process of the fed-

24 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

eral securities laws. This has prompted governing bodies such as the SEC to regulate such activity through the adoption of crowdfunding rules via provisions to the JOBS Act, which came into effect in 2016. Although beyond the scope of this article, crowdfunding practices can lead to concerns of exposing directors and officers to numerous liabilities, such as an exposure to material misrepresentations or omissions contained in such offerings. In addition to these factors is the multitude of startup incubators providing support through tutelage and/or angel investors who are ultimately seeking gains on their vested interest through the success of these businesses. This will in turn positively influence the survival rate and success of more businesses, which are able to experience true scaling and later stage funding opportunities. Once in this position, regardless of whether the company

desires to pursue further growth while remaining private or prefers to explore public options with an IPO strategy, the new exposures tied to these expansion efforts need to be fully recognized and effectively monitored in order to maintain responsive D&O coverage. It should go without saying that prior to any pre-IPO activity, a properly designed and adequate tower of private company D&O limits should already be in place, which will need to be properly assessed, manuscripted and tailored by a broker in order to then provide coverage for pre-IPO activities. Private company D&O specifically excludes these pre-IPO exposures, so securing proper protection for these activities is paramount. With the forecast of an increased penetration into the ranks of later stages of funding by an increased number of companies, capital markets activity will seemingly only continue to contribute a high INSURANCEJOURNAL.COM

percentage to the current levels of D&O claims.

SPAC — M&A Vehicle

I am fortunate to have gained a unique and comprehensive optic in my years in capital markets, through which to identify the unique exposures to liability inherent in these arenas. Experience on multiple sides of a transaction affords a wider perception of risk with which to design and implement coverage. When the American Stock Exchange began the attempt to bolster IPO listing activity through listing an acquisition vehicle known as a Special Purpose Acquisition Corporation (SPAC) in 2005, it realized massive success.

A SPAC is a publicly traded investment vehicle that raises funds through an IPO for the purpose of conducting mergers and acquisitions (M&A). Among the many IPO listings I have handled was the Endeavor Acquisition SPAC IPO, which later executed on a successful business combination with the U.S. clothing manufacturer American Apparel. With a renewed resurgence in popularity of SPAC IPOs of late, the vehicle is continuing to attract higher quality management and advisors, which are using the structure for larger deals in a myriad of sectors. The D&O coverage market is responding in kind, by providing the necessary options with

which a knowledgeable broker can tailor coverage in order to suit several unique exposures. The structural design of a SPAC creates difficulty in synchronizing a standard D&O policy period with the expiration of the fund and/or any additional time allowed for the completion of a transaction. SPACs are governed by varying time frames of between 18 to 24 months with which to consummate a business combination, with up to an additional six months available to complete the acquisition after a Letter Of Intent is executed. These conflicting time frames require broker negotiation on policy renewals or possible extensions needed to maintain coverage continuity.

Additionally, resulting from a SPAC’s required minimum 80 percent usage of net asset value in the acquisition, any transaction will therefore trigger a change in control event, ceasing coverage for all claims arising after the transaction in most policies. This will then require "run-off" coverage to be purchased, which will need to be negotiated before the expiration of the current D&O policy. This run-off coverage is critical in order to provide coverage for directors and officers for claims arising from events after the change in control takes place. Because the majority of funds raised in the IPO (90

continued on page 26

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NATIONAL | News & Markets | Directors & Officers continued from page 25

percent on average) are held in trust prior to an acquisition, the limited available assets make it necessary to determine whether the trust would be accessible if needed for payment of policy retentions in the event of a claim. The governing documents and state laws will lead to this determination, and coverage will need to be tailored as a result. Individual directors and officers, found in situations where corporate loss can assume and exhaust coverage limits, may be able to use Side A DIC coverage in a drop down function in a situation that requires preservation of coverage limits for personal use. When pairing the limited time frame SPACs have to compete an acquisition with the minimum capital utilization requirements, one can assume liabilities might arise from potential conflicts of interest. The pressures founders face locating a quality target by expiry, paired with the mandate to use a minimum 80 percent of new asset value for the transaction, can foster the possibility of over-paying for a target company. With the recent move to a no vote/tender offer structure, if shareholder value becomes damaged after a bad acquisition, disenfranchised shareholder sentiment becomes a possibility, opening the door for shareholder derivative action claims. The explosion of merger objection lawsuits resulted in 93 percent of M&As being challenged in 2014, according to a 2015 report by Cornerstone Research. Because of this development, “bump up” or “price change exclusion” lan-

guage needs to be carefully reviewed by target company policyholders. Therefore, the directors will want to ensure they perform proper due diligence on the combination target and enclose material guidance in an unbiased manner in the disclosure document to shareholders. This will help avoid any duty-of-care claims and fulfill business protection rule qualifications. Lastly, being that SPACs can be utilized in a broad spectrum, it is critical that directors and officers coverage be tailored to the specific business sector of the acquisition target. D&O carriers can differ on exclusionary preamble language, with some utilizing broad “based upon, arising out of, directly or indirectly” omnibus language, and others using narrower, “for” language. This language can determine whether coverage will respond to many of the suits brought in the next section.

Derivative Actions

While the threat of derivative action claims increased in the mid-2000s during the options backdating scandal tied to favorable strike price issuance and proxy reportage practices, a real exposure to directors and

26 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

officers exists today with an increasing number of litigation triggers. Corporate shareholders bring derivative action suits against directors with the suit being brought on behalf of the corporation, typically attempting to remedy fraud, mismanagement, self-dealing and/or dishonesty. Derivative action suits also can stem from many other corporate activities. Actions have alleged waste of corporate assets and unjust enrichment surrounding acquisition activity, breach of fiduciary duties following product recalls and compensation disputes, and/ or for misleading statements during the IPO process. The new and increasing cyber security threat is also creating new exposures for directors and officers with the likelihood of facing a securities class or shareholder derivative action following a data breach becoming a distinct possibility. Although actions brought against a corporate board due to a cyber breach have yet to see much success, with recent suits against large multinationals and household names seeing dismissals, the law surrounding these issues continues to evolve. Although previously not considered a D&O exposure, it is now essen-

tial that the terms in a D&O policy concerning cyber/IT security be carefully reviewed, as many policies can contain an expressed exclusion for breach events as a result of this environment. Cyber liability threats are exposing corporate directors and officers to scrutiny concerning both the actions taken to fulfill their duty to defend the company prior to an attack and to liabilities arising after the breach and stemming from the proper handing and execution of requisite disclosure practices. The ever-growing threat of liability caused by cyber attacks underscores a risk that corporate compliance duties present. The SEC’s adage of “sunlight makes the best disinfectant” will inevitably lead to more responsibilities to comply with stringent disclosure rules. While the directors and officers coverage market has continued to make strides in an effort to provide solutions for these challenges, it is essential for a broker to partner in the growth strategy of the client, in order to identify all of the past, present and future exposures.

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Marchisi is an insurance and risk management professional specializing in marine and executive directors and officers liability. His experience includes a 15-year career in capital markets, on both the American Stock Exchange and NYSE, where he served as an elected exchange official. He will be graduating this fall with a post-graduate diploma in marine insurance from the Lloyd’s Of London Maritime Academy. INSURANCEJOURNAL.COM

Data & Analytics | Spotlight | NATIONAL This transformation will not be without risks of its own, Scott said. In particular, she cited disruption of networked communications as a hazard, especially as vehicle occupants become dependent on automated control and less practiced at taking control of a vehicle. “If some kind of communication goes down, there could be a very serious occurrence,” she said.

Connected Homes

How ‘Exposure Data Tracking’ Is Taking Over Personal Lines Insurance By Joseph S. Harrington

oday’s insurers want to be there for their customers — literally. With sensors in policyholders’ cars, homes and personal devices, “exposure data tracking” is becoming a competitive imperative in personal lines underwriting and rating. That was the message from two speakers on technological changes at the 2017 Ratemaking and Product Management Workshop of the Casualty Actuarial Society (CAS) on March 28 in San Diego, Calif. Vehicle sensors that plug into car portals don’t just track speed, braking and turning, said Sheri Scott, a principal and consulting actuary with Milliman. “They can even determine what kind of traffic and weather you’re driving in,” she said. With access to data in real time, auto insurers can monitor risks posed by a vehicle without relying on information provided by applicants and insureds.

Autonomous Future

Exposure data tracking is the latest evolution in personal auto insurance underINSURANCEJOURNAL.COM

writing and marketing from direct call and Internet marketing to the development of advanced rating variables. It’s all a prelude to automated vehicles that will drive themselves largely — or entirely — on their own. Scott said major U.S. automakers will be marketing fully autonomous vehicles by 2020, and early indications show autonomous vehicles will have fewer accidents than cars driven by humans. She told attendees an autonomous car tested by Google accounted for 0.7 accidents per million miles driven compared to a typical average of 2.0 accidents per million miles involving drivers in the U.S. Exposure tracking and the advent of autonomous vehicles are shifting personal auto insurance risk exposure from dependence on driver skills, estimated distances driven and garage location to the precise determination of vehicle locations, driving habits, driving distances and traffic conditions, all determined through the collection of trip data gathered in real time. Yet even these underwriting considerations will soon be supplemented, if not supplanted, by the loss experience of automated vehicles and their manufacturers.

As individuals become accustomed to having their driving habits monitored electronically, they also find themselves returning home to dwellings with sensors to detect what’s happening within and outside the house. Thomas Smith, founder and president of Senteri, a ﬁrm focused on smart-home solutions for P/C carriers, told attendees the Internet of Things amounts to more “everyday objects” than cellphones connected to the Internet and collecting data. Even with that, the IoT is still in its infancy, with a little more than 10 percent of homes in the U.S. equipped with “smart” thermostats, lighting, door locks and smoke and CO2 detectors, plus monitors for security, heat and water use. However, such devices have become standard features of newly constructed homes. Major carriers, including American Family, Liberty Mutual and State Farm have developed service packages for automated home monitoring with an eye for attracting new business, improving retention, reducing loss and accumulating data as an asset for underwriting and ratemaking. “The early movers are those carriers with the most resources,” Smith said. “This indicates to the rest of the industry what’s possible. You can almost have any sensor to detect any peril. It’s coming to be within the grasp of ordinary people.” Harrington, CPCU, ARP, is a Chicago-area business writer and communications specialist. From 1994 to 2016, he served as director of corporate communications for the American Association of Insurance Services (AAIS). JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 27

NATIONAL | Spotlight | Drones

Travelers’ Drone Program Is Shaping the Way Claims Reps Do Business By Elizabeth Blosfield

ravelers’ Claim University, founded in 2007, is working to change the way its claims professionals do business through the use of drones to assist in property inspection and claims analysis. The nearly 200,000-square foot facility in Windsor, Conn., offers hands-on technical training and leadership development to more than 11,000 claims employees, and through its drone training courses, it has already trained nearly 150 drone operators. It expects to train several hundred more by the end of this summer. “We see the drones as really another technology tool in the quiver of our claim professionals,” said Patrick Gee, senior vice president of auto, property and catastrophe claims at Travelers. “We’ve really changed the way we do work over the past few years.” 28 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

The Claim University training facility contains automobiles and heavy-equipment such as cranes, backhoes and bulldozers, as well as two fully-furnished homes, building mechanical systems and a medical lab, according to Travelers’ website. These resources teach claims professionals how to efficiently identify damage and accurately estimate the cost of repairs, the website states. The drone training program was initially launched in the spring of 2015 in anticipation of the Federal Aviation Administration’s (FAA) commercial drone regulations, which took effect in August 2016. The classes allow claims professionals to access hands-on training in which students learn how to operate drones, as well as take the FAA exam in order to become certified to fly drones. “We’ve been really excited about the use of drones for many years,” Gee said,

adding that many insurance carriers are now also thinking about using drones to aid in property inspection associated with risk control, pre‑loss or the claim process after a loss.

Dollars for Drones

Indeed, Insurance Journal previously reported that Frankenmuth, Mich.-based Frankenmuth Insurance announced in May it has obtained licenses through the FAA to operate drones for use by claims and commercial lines’ loss control teams to aid in inspecting roofs and other areas of structures. The carrier stated in a press release that select claims and loss control team members have completed FAA Remote Pilot Airman certification training to operate the drones in Michigan and Ohio, where they will be used initially, and plans are in development to expand usage in other INSURANCEJOURNAL.COM

Midwest and Southeast real-time, and photos states where the carrier or videos can be sent does business. to claims professionals’ Additionally, phones, tablets or other BetterView, an insurance electronic devices to technology startup that assist in the claims procaptures and analyzes cess. data from drones, stated “Oftentimes when in April that it has perwe’re doing a property formed more than 6,000 inspection, we might roof top inspections for encounter a very high or insurers since its incepcomplex roof,” Gee said. tion two years ago, as “That might require us to previously reported by bring in a vendor that has Insurance Journal. The special rigging for that San Francisco, Calif.type of situation. In the based company has softcase of a drone, we can ware that streamlines use it, fly up and inspect the inspection process that property without using a network of more than 4,000 drone having to actually setup a second visit. We operators. can take care of everything the first time “While 2016 was a big year for testing which really expedites the claim process.” drones, we have seen insurers allocate budget dollars in 2017 to move from conDrone Challenges cept to real production use, and in 2018 we However, there are challenges for insurexpect to see a significant ramp up in the ance carriers to keep in mind. One of the use of drones by insurers and reinsurers,” biggest challenges, Gee said, are the many David Lyman, BetterView co-founder and rules relative to the FAA guidelines. The CEO, previously told Insurance Journal. FAA website lists basic guidelines an oper The benefits of drone usage in the claims ator must know for flying drones both for process are two-fold, Gee explained. commercial or recreational use under the Drones can improve efficiency as well as safety. “Smartphones have apps with the geo-special tools we use to assess properties and measure things even before we go to the customer location,” he said. “When you add the drone technology, it really creates a much safer environment that dramatically expedites the claim process in terms of our ability to pay our customers more quickly and help them recover from losses as soon as possible.” To watch a video interview with Patrick Gee, senior vice This is because the use of president of auto, property and catastrophe claims at drones can mitigate the need Travelers, about how the drone training program at Claim for a third-party to inspect University works and what he expects for the future of roof damage. Instead, drones drones and the insurance industry, visit: can survey roof damage in ijmag.com/ClaimsU.

On the Web

INSURANCEJOURNAL.COM

small Unmanned Aircraft System (UAS) rule.

‘While 2016 was a big year for testing drones, we have seen insurers allocate budget dollars in 2017 to move from concept to real production use, and in 2018 we expect to see a significant ramp up in the use of drones by insurers and reinsurers.’ For commercial purposes, the drone operator must be at least 16 years old, pass an initial aeronautical knowledge test at an FAA-approved knowledge testing center and be vetted by the Transportation Safety Administration. Additionally, the drone must be registered with the FAA and weigh less than 55 pounds. “From an exterior perspective, as we’re out inspecting losses, probably the biggest challenge is sometimes airports,” Gee added. “There are many airports around the U.S., and the FAA builds a buffer zone in and around those airports. Sometimes we can’t use the drones if we’re too close to an airport.” Travelers expects the FAA to reduce restrictions around buffer zones for the use of drones to inspect individual properties at a very low altitude and anticipates the release of additional guidelines regarding the use of drones to fly over catastrophe areas in the future, which could provide additional benefits for the industry, he said. “Right now, you can’t fly over people. You really need to keep the drones in your visual line of sight, but that could possibly be relaxed in the future and provide even more capabilities for the industry,” Gee explained. “We’ll be able to use [drones] even more than we can today in the field.” Share this

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JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 29

NATIONAL | MyNewMarkets cial-standard; EPLI; blanket additional insureds; miscellaneous professional liability; identity theft; and sexual misconduct liability. Available limits: As needed Carrier: Unable to disclose, admitted States: All states Contact: Dorothy Taylor at 866-927-2004, ext. 114 or e-mail: dtaylor@wwspi.com

Motor Truck Cargo

Market Detail: American Team Managers Insurance Services (www.atminsurance.com) coverage for the motor truck cargo market, targeting truckers with one to 25 power units, more than three years CDL experience and hauls general commodities with values less than $100,000 per load. New ventures are welcome for dry goods or flatbed. Reefer available on the experienced risk. Gross receipts available. Available limits: Minimum $25,000, maximum $100,000 Carrier: Aspen Insurance, admitted States: All states Contact: Kristin Borowski at 800-888-9891 or e-mail: kristin@atminsurance.com

Water / Wastewater Facilities

Market Detail: Glatfelter Public Practice (www.glatfelterpublicpractice.com) offers standard commercial auto liability and physical damage coverage; crime; employee benefits; EPLI; excess liability; general liability; inland marine; property; and public officials. Available limits: As needed Carrier: Unable to disclose,

admitted States: All states except Alaska and Hawaii Contact: General Inquiries at 800-233-1957 or e-mail: inquiries@glatfelterpublicpractice. com

Restaurant Workers Compensation Market Detail: Etowah

Insurance Group (www. TheEtowahGroup.com) specializes in workers' compensation insurance for restaurants and can provide many other products for the industry as well. Available limits: Minimum $250, maximum $500,000 Carrier: Various, admitted States: Ala., Fla., Ga., Ky., La., Mich., N.C., N.D., S.C., Tenn., Texas and Va. Contact: Customer service at 706-378-3488

Residential Insurance for Dwellings and Rental Homes

Market Detail: QuickIns (www.

quickins.com) offers online, phone and email quoting for hard-to-place homes with tenants, including primary, secondary or seasonal and rental homes. See states available

30 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

per quoting option. Targeted classes include: DP-1 basic and DP-3 special form; primary, secondary or seasonal, rental properties up to $1 million; protection classes one to 10; hardto-place risks including coastal properties; trusts and LLCs; all construction types. Available limits: As needed Carrier: Various, admitted and non-admitted available States: Ala., Ark., Ariz., Calif., Colo., Conn., D.C., Dela., Fla., Ga., Iowa, Idaho, Ill., Ind., Ks., La., Mass., Md., Maine, Mich., Minn., Mo., Miss., N.C., Neb., N.H., N.J., N.M., Nev., N.Y., Ohio, Ore., Pa., R.I., S.C., Tenn., Texas, Utah, Va., Vt., Wash., Wisc., and W. Va. Contact: Robert Ivey at rivey@ mckeerisk.com

Professional Employer Organizations (PEO’s) Market Detail: World Wide

Specialty Programs, Inc’s (www.wwspi.com) coverage includes fidelity; E&O; employee benefits; professional liability; cyber liability; technology E&O; care/custody/ control; blanket waivers; workers’ comp; fidelity bonds; GL; property; umbrella; nonowned & hired auto; auto commer-

Garage

Market Detail: W. Brown &

Associates Insurance Services (www.wbais.com) offers garage liability or garagekeepers (GKLL) coverage. There are multiple garage markets to choose from, including anything from repair and servicing to accessory installation, towing, storage and small valet parking risks. Carriers specialize in the small mom and pop auto dealers as well. Accounts that have had a lapse in coverage will also be considered. Premium basis: garage — number of employees, owners, and officers; garagekeepers legal — total value and number of vehicles. Available limits: As needed Carrier: Unable to disclose States: Calif. Only Contact: Customer service at 949-851-2060

This section brought to you by Insurance Journal’s sister website: www.mynewmarkets.com

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Idea Exchange

Agency Management

“I’m being bought out!”

Dreaming of Selling Your Agency? Here’s How to Avoid Costly Mistakes

By Lisa Doherty

32 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

“We’re merging with an agency five times our size that will take our revenue to a whole new level!” While expressions of excitement like the ones above might be music to the ears of an owner considering selling an agency, beware! When it comes to selling an insurance agency, I’ve heard my share of mixed results during 25-plus years working in the industry and underwriting specialty risk — often for insurance agents and brokers whose firms are in the process of merging or being acquired. Some sellers happily sail into the sunset while others express regrets for a variety of reasons. Whatever the case, they all agree the process of closing a deal — which typically takes six months to a year or even longer depending on size — is both exhaustive and exhausting. Among U.S. middle market agencies, mergers and acquisitions (M&As) reached the highest levels in more than a decade with 439 transactions in 2016 for a second consecutive year of record-breaking levels, according to research and data tracker SNL. All signs for 2017 indicate that the pace is continuing unabated with 114 transactions INSURANCEJOURNAL.COM

in the first quarter, up 15 percent from a year ago. Much of the frenzy is being driven not only by major insurance players looking for growth and greater profitability through consolidation but also by private equity firms. A prolonged soft market has made organic growth difficult and low interest rates create plenty of inexpensive capital to fuel M&As. If your agency is doing well, chances are prospective buyers have already approached you. If you’re considering getting in on the action, here are a few guidelines that could mean the difference between success and failure.

But don’t let the attention go to your head and be careful not to be overly swayed by the dollar signs. There’s so much more that goes into a transaction than the purchase price. Many agency owners have no idea what their companies are worth and buyers might try to low-ball you. There are many ways to sell a business, probably more than you ever imagined. Do you want to exit completely or stay on for additional years to be part of a bigger company? If you could, would you rather sell to your employees who have stood by through thick and thin? What’s really

Drill down and decide what you really want.

It’s hard to resist people knocking on your door, complimenting your impressive business and inquiring about buying it. Like most owners, you’ve probably toiled for years to make your agency profitable, build a sizeable and loyal base of customers, secure contracts with key partners, develop your work force and keep up with technology. It’s flattering to see your hard work recognized, especially when the buyer is a reputable private investment firm or a major company you’ve admired from afar.

continued on page 34

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Idea Exchange

Agency Management

continued from page 33 driving you — burnout, retirement or other business opportunities on the horizon? Getting clear on what you really want and need from a financial and professional standpoint will make all the difference when considering various options. For example, deals often include an earn-out provision based on future profitability or retention. One client was thrilled to be courted by a private equity firm until he realized that the new owners expected a five-year horizon at best and planned to flip the firm again to create additional value. Staying on through the pressures of another turbulent period only to see the firm sold again was not his idea of how to ease out gradually. On the other hand, another owner was attracted by the strategy of a global insurance broker that would allow her agency to operate essentially independently while enjoying the cost benefits of sharing back office services and the positive halo effect of being affiliated with an industry leader. Make sure to look beyond the transaction to the longer-term strategy and that it fits with your plans.

Understand valuation and get your house in order. How do owners mistakenly cut corners the most when thinking of selling? They rarely take enough time to understand the agency’s worth or the steps needed to increase value and they don’t start the process early enough. Selling a business is not something to begin thinking about a few months in advance. It takes years of planning to make sure you hit all the key benchmarks that matter most to buyers in order to maximize valuation. Plain and simple, the earlier risks and vulnerabilities are identified, the more time you’ll have to address them. Going through the process of determining a fair market price is good for both the eventual sale and for current business. Scrutinizing the books as extensively as a prospective buyer might forces you to focus on growth, streamline costs and eliminate the inefficiencies that impact profitability. The pre-sale stage also

34 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

involves gathering and updating important documentation that any buyer will ask for during the due diligence period, including financial statements, operating agreements, current insurance policies, employee policies and contracts, particularly with key producers, and more. While there are many ways to value a business, agency owners frequently estimate one or two times revenue. This is useful for ball-park purposes but resist relying on this simplistic approach because it’s earnings that will drive the sale price. If all of your earnings come from contingent commissions or profit shares, there is risk in purchasing your agency as its value is tied up in the profitability of its portfolio only. If you run expenses through the agency that might not otherwise be provided (like the country club at your vacation home) those expenses need to be taken out. Understanding items that could negatively impact the sale before you approach the market allows you to address them ahead of time and put your agency in the best position. Everything from top producers without employee contracts to a lack of diversity with carrier relationships to a weak bench due to a lack of succession planning can drive your valuation down or sour a promising deal.

Invest in good advice.

One of your best investments is hiring the appropriate people to advise you, including an M&A advisor seasoned in insurance deals, an attorney and a CPA. Seek their advice upfront when first start-

ing to think about preparing your business for sale and during the transaction process. Selling a business is time-consuming and distracting. The last thing you want to do is to take your eyes off operations, especially since performance will be a top priority for any buyer considering making an offer. Since the M&A advisor’s function is to sell the business, let them focus entirely on every aspect of making the sale from valuation to marketing to negotiation to closing. The advisor can facilitate letters of intent, deal points and purchase agreements to be reviewed by your attorney and CPA. The advisor will also know how best to position the company and contact approved buyers through a blind profile, which describes a company without revealing its identity. For serious prospective buyers who have signed a confidentiality agreement, he or she will prepare a more detailed and compelling profile to educate them on your business. The advice of other financial and legal advisors will prove equally invaluable. As one seller recently explained, “My M&A advisor suggested retaining ownership of some of the assets we were selling as collateral for the owner financing portion of the deal. But my tax attorney advised us not to go that route due to both tax implications and potential liability exposure from retaining partial ownership after closing.” Remember that first impressions are everything, even in the quality of documentation. Having a team in place with updated company documents, financials and data available at a moment’s notice demonstrates that your agency is organized, professional and on top of business. INSURANCEJOURNAL.COM

Be keenly aware of your liabilities and protect yourself.

It’s imperative in the transaction that sellers and buyers are clear about who is responsible for existing liabilities, as well as current and future insurance. The best way to avoid misunderstandings or coverage gaps is to evaluate each active policy and to coordinate coverage. If it is an asset-only sale, the liabilities rest with the seller, even those of which you are not yet aware. Your existing insurance can be a great tool to protect you after the sale. Be sure to include your insurance agent or broker, who preferably is not you, in the discussions as early as possible to make sure you are properly protected. Be aware that some policies turn into reporting only once a change of control or transaction has occurred. This is true for management and professional liability coverages. After the sale, wrongful acts are typically not covered unless you have specifically negotiated coverage with your carrier. You may also be covered under the new owner’s policy so think about the best place for this protection. You can purchase an extended reporting period to keep the policy in force for several years after the transaction to protect from those future unknown liabilities arising from acts that occurred under your ownership. If you’re told you’ll be covered under the new owner’s policy, make certain the coverage actually includes the prior firm. If you do not address issues like these properly, you could be vulnerable going forward. The greatest risk is unidentified errors and omissions (E&O) claims. Perhaps an additional insured wasn’t added to a client’s coverage as requested. After sitting quietly in the file unnoticed, it suddenly becomes every owner’s worse nightmare. Nine months after the asset sale closed and your E&O coverage expired, a claim occurs for that client and the additional insured is not covered. The new owner says, “Not on my watch. That policy was placed by the prior firm.” If your E&O is no longer in force, the sale proceeds might end up being tapped to defend that client’s negligence claim. Another example is when INSURANCEJOURNAL.COM

an employee, unhappy with how they’re treated by the new owners, sues the buyer and seller for making promises about advancement that never came to fruition.

One gesture that put a departing owner’s employees and key clients at ease was her taking the time to personally introduce them to the new owners. The buyers also appreciated the gesture as it gave them the opportunity to get to know the employees better and ensure clients that their accounts would continue to receive the same level of care and attention. Your reputation is everything and all the more important if you decide to start a new venture. As the adage goes, people may forget what you said but will never forget how you made them feel. As the seller, your actions can go a long way toward making everyone feel great about the transaction. Good luck and enjoy the sunset!

Don’t forget the soft stuff.

Planning, paperwork and protection are necessary considerations, but people are always the most important ingredient. One key to a successful merger is culture. When the cultures of the two firms are similar, integration stands a much better chance of success. If you have an earn out, think ahead about fitting your team into the new structure so you’re able to meet financial goals. Finally, don’t forget you’ve spent years building and cultivating important relationships with your employees, customers, partners and vendors. If you’re exiting the company, do as much as you can to leave them as well-positioned as possible.

Share this article with a colleague. IJMAG.COM/605UT Doherty is co-founder, president and CEO of Business Risk Partners. www.businessriskpartners.com

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JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 35

Idea Exchange

The Competitive Advantage

A Few E&O Tips to Watch: Certificates, Carrier Ratings and Alternative Markets

By Chris Burand

t seems agencies today have more challenges than ever. Below are three tips to reduce errors and omissions (E&O) exposures.

1. Send Certificates of Insurance

I would love to share with you a story regarding a multinational company that demanded they be listed as an additional insured on dozens, maybe even hundreds or thousands, of certificates. Possibly they incur a loss of $1 billion. They might review all the thousands of certificates because they possibly did not have $1 billion of insurance coverage. (Who does?) They might think it may be possible, and therefore they may want to learn, how much more coverage they could claim based on how many certificates named them as additional insureds. Aghast you may be, but a company might conceivably discover several hundred million dollars of additional coverage and/or they might discover coverage under their agents’

E&O policies due to improper certificates. With $1 billion on the line, what do they have to lose versus how much they have to gain? They might think this was a strategy worth at least investigating. Of course, this is all hypothetical, but because it has the possibility of reality, agents have an opportunity to act now. Here’s the kicker: What happens if the agent responsible for printing the certificates (printing including electronic) never submitted the certificates to their carriers? We all know the carriers do not want them.

Send carriers your certificates regardless of whether they tell you not to send them. If they throw them away, delete them, incinerate them — who cares? It is their problem then. What happens if the carrier learns, after the fact, they are potentially on the hook for a large claim (some portion of $1 billion) because they have an additional insured that is a multi-national, multi-billion company operating in a hazardous industry for which the carrier was never aware they were providing coverage as the agency did not provide a copy of the certificate? When claim dollars get large, do claimants, including insurance companies, remember verbal

36 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

instructions or do they rely on whatever is required that best makes their case? If you never send copies to the carrier, they can claim ignorance of the certificate. It puts them in a better defensive position when a claim is made and your defense can be weakened when the carrier claims ignorance. It is best to send copies of the certificates to your carriers, regardless of what they have told you. Don’t create a situation in which they can claim ignorance. Send carriers your certificates regardless of whether they tell you not to send them. If they throw them away, delete them, incinerate them — who cares? It is their problem then. Do not try to protect your companies from themselves.

2. Notify Your Clients of Inadequately Rated Carriers

It is your responsibility to notify clients if a company is not rated or is rated poorly. Even if the carrier is a benefits carrier, maybe the only material carrier in the state, and even if no other choice exists, the agency still has the responsibility to notify. The case law is clear even to a non-attorney like me. An agency does not have a choice but to notify. No distinction exists between property/casualty versus benefits versus life insurers either. Clients deserve notification. Think of it from another angle: Why are companies rated if not to help protect consumers? Therefore, shouldn’t consumers be notified?

From a practical perspective, not necessarily a legal one (you would need to contact a highly specialized attorney or your E&O attorney to gain the legal perspective), some lines have higher standards than others. Surety is an example. So is life. I do not know of any true total exceptions because even consumers placed with government backed, or in some cases, theoretically backed (it really does pay sometimes to read the fine print) insurance companies lacking adequate ratings, deserve notification.

3. Not All Insurance Companies Are Financially Equal

Understand that not all insurance companies are the same financially. Obviously, we have had mutual companies and stock companies for 150 years. Material differences exist in their financial situations, balance sheets, ability to raise money and need to disperse profits, among other factors. One structure is not inherently stronger than the other. It always comes down to how well the company is managed. From an E&O perspective though, assuming ratings are adequate, the industry has adjusted accordingly and relatively safely, if imperfectly over time to both kinds of organizations. Today, it seems more companies are taking on alternative organizational formats such as reciprocals, risk retention groups (RRG), and captives (which in and of themselves INSURANCEJOURNAL.COM

are not generic by any means because many different kinds of captives exist). Per A.M. Best Co. (http:// www.ambest.com/resource/ glossary.html), the following definitions give basic descriptions: • Reciprocal Insurance Exchange — An unincorporated group of individuals, firms or corporations, commonly termed subscribers, who mutually insure one another, each separately assuming his or her share of each risk. Its chief administrator is an attorney-infact. • Risk Retention Groups — Liability insurance companies owned by their policyholders. Membership is limited to people in the same business or activity, which exposes them to similar liability risks. The purpose is to assume and spread liability exposure to group members and to provide an alternative risk financing mechanism for liability. These entities are formed under the Liability Risk Retention Act of 1986. Under law, risk retention groups are precluded from writing certain coverages, most notably property lines and workers’ compensation. They predominately write medical malpractice, general liability, professional liability, products liability and excess liability coverages. They can be formed as a mutual or stock company, or a reciprocal. I see agents regularly make what I consider to be a huge E&O mistake by not advising clients that reciprocals and RRGs are not typical insurance companies. They fail to explain that with a reciprocal, for example, the policyholder INSURANCEJOURNAL.COM

is agreeing to insure the other policyholders. The insurance company is not really a company but an administrator. Varying degrees exist but these are important distinctions because, let’s say a reciprocal company incurs a huge hurricane and calls upon its policyholders in other states to make the policyholders struck whole. I can guarantee the policyholders are not expecting a cash call. I can almost guarantee 90 percent of agents have not advised their clients of the call potential. To me, this is a potentially large E&O exposure. Disclosure is key. Small captive insurance companies come in 100 different flavors, types, sizes and natures. The NAIC provides this definition (from http:// www.naic.org/cipr_topics/topic_captives.htm): • Captive — An insurance company created and wholly owned by one or more non-insurance companies to insure the risks of its owner (or owners). Captives are essentially a form of self-insurance whereby the insurer is owned wholly by the insured. They are typically established to meet the risk management needs of the owners or members. Captives are formed to cover a wide range of risks; practically every risk underwritten by a commercial insurer can be provided by a captive. The type of entity forming a captive varies from a major multinational corporation — the vast majority of Fortune 500 companies have captive subsidiaries — to a nonprofit organization. Once established, the captive operates like any commercial insurance company and are subject

continued on page 38 JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 37

Idea Exchange

The Competitive Advantage

continued from page 37 to state regulatory requirements including reporting, capital and reserve requirements.

client in writing.

Selling these innovative products as if they are simple is a huge mistake and an E&O bomb waiting to explode.

E&O exposures with captives are significant and depend on the agent’s role. If the agent is also involved in the captive, disclosure is required and likely a full explanation of the risks involved that goes beyond the standard risk disclaimer used by captives is required. Captives are rarely rated, and the Another exposure is whether a captive is fact the captive is likely reinsured does not even an appropriate solution to the client’s resolve the issue (unless it is truly fronted). needs. A captive is great when it fits the cli- If the captive is not rated, this needs to be ent’s needs and sophistication, but a large disclosed. proportion of clients should never go into Another complication is that many captives, or part of their risk is appropriate insurance company executives and some for captives but another part is not. regulators do not fully appreciate that not An agency recommending a captive had all reinsurance is created equal. Too many better understand captives deeply and times I’ve heard people say, “Well, they are A&M the helps BIG.pdf required 1 1/5/16 12:36 reinsured PM also provide education to the so all is good!” There are solid

Close More, Larger Accounts with A&M Helping Small Brokers Get Big Small and mid-size brokers can feel locked out of the competition for the larger more complex accounts. You can compete and succeed on large accounts with the combination of your drive and marketing know-how, and A&M's ability to deliver the right coverage at the right price.

CMY

One Submission. Multiple Markets.™

(800) 234-6977

or Fax: (323) 255-0957 California License #0323106 www.andersonmurison.com

ANDERS16780.indd 1

38 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

5/29/17 10:20 AM

reinsurers, and some reinsurers that are not so solid. There are high reinsurance limits and low reinsurance limits. There are broad coverages and limited coverages. If an agent is going to rely on a captive’s reinsurance, or any carrier’s reinsurance, to address the lack of the captive or carrier possessing a rating, the agent should disclose the details of the reinsurance program. That may sound like a lot of work, but captives - and even some standard carriers - are designed for sophisticated buyers and agents. If, as the agent, you are not sophisticated and knowledgeable enough to provide a reinsurance disclaimer, you probably should not be selling captives. Innovation is great, but financial innovation is usually more complex than what already exists. Selling these innovative products as if they are simple is a huge mistake and an E&O bomb waiting to explode. It’s your choice if you want to sit on the bomb or disclose.

Note: None of the materials in this article should be construed as offering legal advice nor relied upon for eliminating or reducing the possibility of an E&O claim or incident. The specific advice of legal counsel is recommended before acting on any matter discussed in this article. Regulated individuals/entities should also ensure that they comply with all applicable laws, rules, and regulations. Share this article with a colleague. IJMAG.COM/605VK Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: chris@burand-associates.com INSURANCEJOURNAL.COM

Welcome to Insurance Journal’s 2017 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@ insurancejournal.com

Above & Underground Mining Co’s Prime Insurance Company

Above & Underground Storage Tank Owners AAU, A division of USG Insurance Services

Coverages Business Interruption, Environmental Liab, MEDEFENSE, Physical Damage, Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

AmWINS Program Underwriters

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage Commercial, Pollution Liab, Professional Liab, Railroad Protective Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

5Star Workers’ Compensation Services

Negley Associates

All Risks Ltd.

NIF Group Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

CAMICO

Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted States Most States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Herbert H. Landy Insurance

Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Jorgensen & Company

Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted States All States

Monitor Liability Managers

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States except LA

Intercorp Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Target Professional Programs

Quaker Special Risk (New Jersey)

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

New Empire Group

Coverages Environmental Liab, Pollution States All States

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Accountants/CPAs 5Star D&O Program

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States All States

www.insurancejournal.com INSURANCEJOURNAL.COM

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages Commercial Auto, BOP, Business Income & Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Addiction Treatment Facilities AFC Insurance

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Prime Insurance Company

Irwin Siegel Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Identity Theft, Misc Professional Liab, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

World Wide Specialty Programs Inc.

JUNE 5, 5, 2017 2017 INSURANCE INSURANCE JOURNAL JOURNAL || NATIONAL NATIONAL || 39 39 JUNE

2017 Annual Program Directory, Volume I Adoption Agencies

Program Brokerage Corporation

Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Boiler & Machinery, Crime, Cyber Liab, D&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States

AFC Insurance

Sapphire Blue

Philadelphia Insurance Companies

Adult Clubs

Admiral Insurance Group

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS NIPC

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Non-Profit D&O, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Adult Care Facilities 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States except AK

Anderson & Murison Inc.

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Alamo Surety Bonds

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, SD, TX

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

MAXIMUM

Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Nonowned Auto, Identity Theft, Legal Liab, Liability, Liquor Liab, Personal Property, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Abram Interstate Insurance Services Inc.

Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard Liability, Care/Custody/ Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, BOP, Business Interruption, COC, Commercial Excess, Container Refrigeration Break, Crime, D&O, E&O, Earthquake, Equipment Breakdown, Excess Liab, Fire, Flood, Food Spoilage, GL, Hail, Herbicide & Pesticide, Horse Mortality, Inland Marine, Liability, Livestock/Animal Mortality, Motor Truck Cargo, Personal Umbrella, Pollution Liab, Products Liab, Property, Spoilage, Umbrella, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Charity First Insurance Services Inc.

Atlas General Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, EPLI, Equip Breakdown, Fiduciary Liab, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Professional Liab, Property, Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except LA

Prime Insurance Company

40 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Willis Programs

Coverages Auto Comm-Standard, Business Income, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Pollution, Property, Umbrella Carrier Status Admitted States All States except ID, NE

Aircraft Manufacturers ABC Aviation Program

Coverages Commercial Auto, Business Interruption, Crime, Legal Liab, Property Carrier Status Admitted States All States except WV

Prime Insurance Company

Aircraft Repair/Service

Atlass Insurance Group

Applied Underwriters Inc.

CRC Insurance Services - All Offices

Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

Agribusinesses

Burns & Wilcox - All Offices

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

Wildlife Insurance Underwriters LLC

ABC Aviation Program

Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Nonadmitted States AR, AZ, CA, CO, KS, LA, MO, MS, NC, NM, NV, OH, SD, TN, TX, WA

Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Tejas American General Agency

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States Most States

Prime Insurance Company

Safehold Special Risk

Coverages Business Income & Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Commercial Auto, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ASO Carrier Status Admitted States Most States

Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Airlines Atlass Insurance Group

Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators ABC Aviation Program

Coverages Commercial Auto, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Atlass Insurance Group

Coverages Hull, Liability, Medical Carrier Status Admitted States Most States

Prime Insurance Company

Alarm Monitoring Companies All Risks Ltd.

Coverages Commercial Auto, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Arrowhead General Insurance Agency Inc. Coverages E&O, GL Carrier Status Admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Alcohol & Substance Abuse Treatment Centers AFC Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Non-Profit D&O, Property Carrier Status Admitted, Non-admitted States All States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Nonstandard Auto, Boiler & Machinery, Business Income & Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Commercial Auto, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

NSM Insurance Group

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income & Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Hired & Non-owned Auto, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

INSURANCEJOURNAL.COM

Prime Insurance Company

Special Markets Ins. Consultants, An AmWINS Group

Coverages Accident & Health, Liability Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Commercial Auto, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

RPS NIPC

Ambulance Service Arrowhead General Insurance Agency Inc.

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI

Coverages Abuse & Molestation, Auto Comm-Standard Phys Dmg, Equipment Breakdown, Excess Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Malpractice, Medical Payments, Physical Damage, Professional Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

Allied Healthcare Professionals Monitor Liability Managers

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States All States

National Indemnity Company

Patriot Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States

Promont Advisors LLC

Coverages CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pro-Praxis Insurance

RPS Healthcare

Coverages E&O, Professional Liab Carrier Status Admitted States All States

USX/S

All Risks Ltd.

Coverages GL, Hired & Non-owned Auto, Medical Professional Carrier Status Admitted, Non-admitted States All States

Amusement Parks Coverages Accident & Health, Accidental Death, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Breach of Security, CGL, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, GL, Identity Theft, Liability, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Medicare/Medicaid Billing E&O, Mental Health Care, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O States All States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States All States

Amateur Sports Associations

Philadelphia Insurance Companies

All Risks Ltd.

Coverages Abuse & Molestation, Commercial Auto, Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States except LA

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States All States

Prime Insurance Company

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

K&K Insurance Group Inc.

Antique/Classic Car Collections

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States All States

American Collectors Insurance Inc.

Coverages Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

Hagerty Insurance

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States

Philadelphia Insurance Companies

Insurance Center Special Risks Ltd.

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States except LA

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

NSM Insurance Group

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States All States except AK, HI

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States

Safehold Special Risk

Philadelphia Insurance Companies

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 41

2017 Annual Program Directory, Volume I Prime Insurance Company

South & Western General Agency Inc.

Coverages Personal Auto Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Apartment Building Owners 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ

Advanced E&S Group - Midwest Region

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Agency Intermediaries Inc.

Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI

Allen Financial Ins. Group / The Equestrian Group

Coverages Apartment House Package, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, Earthquake, Excess Liab, Flood, Mechanical Breakdown, Property Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Anderson & Murison Inc.

Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

Apartment Insurance Consultants LLC

Coverages Equip Breakdown, Excess Liab, Liability, Property Carrier Status Non-admitted States All States except OK

M.J. Hall & Company Inc.

Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MAXIMUM

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, COC, Commercial Excess, Difference in Conditions, Earthquake, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Foreclosed Properties, GKLL, GL, Hail, Historic Bldgs/Unique Property, Inland Marine, Liability, Lost Key, Mechanical Breakdown, Personal Property, Physical Damage Rental Units, Pollution, Pool & Spa Liab, Property, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Architects & Engineers

Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Assault & Battery, Business Income, D&O, Earthquake, Environmental Liab, Equipment Breakdown, Fire Legal Liab, Flood, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Umbrella, Windstorm Carrier Status Admitted States CT, DC, MA, MD, NJ, NY, PA

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Specialty Programs & Facilities Mgrs, Inc. (AmWINS)

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Apartment House Package, Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

International Excess Companies

Coverages Apartment House Package, Business Income & Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

42 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

5Star Workers’ Compensation Services

Crusader Insurance Company Distinguished Programs

Arborists/Tree Services Applied Underwriters Inc.

NeitClem Wholesale Insurance Brokerage Inc.

Sovereign Group Int’l Inc.

Coverages GL, Property Carrier Status Admitted States CA

Intercorp Inc.

Coverages GL, Property Carrier Status Admitted States CA

Crouse & Associates

Coverages Difference in Conditions, Property Carrier Status Admitted States All States

Herbert H. Landy Insurance

Coverages BOP, E&O Carrier Status Non-admitted States All States

Program Brokerage Corporation

Coverages BOP, CGL, Commercial Excess, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

CID Insurance Programs Inc.

Appraisers 5Star Workers’ Compensation Services

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Appleby & Sterling

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

McClelland and Hine Inc.

Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

Western Security Surplus Insurance Brokers Inc.

Coverages Apartment House Package, Builders Risk, Business Income, CGL, EPLI, Fire, GL, Hail, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

All Risks Ltd.

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Arrowhead General Insurance Agency Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CRES Insurance Services

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Euclid Architects & Engineers

Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

International Excess Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

SterlingRisk Programs

Jorgensen & Company

TAPCO Underwriters Inc.

Logic Underwriters Inc.

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Nonadmitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

W. A. Schickedanz Agency Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Builders Risk, Business Income & Interruption, Cyber Liab, D&O, Difference in Conditions, Dwelling Fire, Earthquake, Foreclosed Properties, GL, Property, Rented Property, Umbrella Carrier Status Admitted, Non-admitted States AR, IL, MO

Coverages EPLI, Professional Liab Carrier Status Admitted States All States Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States TX

NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Underwriters Agency Inc.

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk (Florida)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

USX/S

Coverages Breach of Security, CGL, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, GL, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States All

Victor O. Schinnerer & Company

Coverages Auto Comm-Standard, BOP, D&O, E&O, EPLI, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Pollution, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Willis Programs

Coverages Liability, Pollution, Professional Liab States All

Armored Car Services Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States

Prime Insurance Company

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Art and/or Antique Gallery Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

MarketScout

Coverages Earthquake, Fine Arts, Inland Marine, Mysterious Disappearance, Windstorm Carrier Status Admitted, Non-admitted States All States except AK, HI

Asset Managers

Evolution Insurance Brokers

Coverages Abuse & Molestation, Employee Benefits, GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States except HI

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

Prime Insurance Company

Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Synergy Professional Associates Inc.

Philadelphia Insurance Companies

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Target Professional Programs

Coverages Commercial Auto, BOP, Business Income & Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Promont Advisors LLC

Coverages CGL, Liability, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Auctioneers

Sapphire Blue

Intercorp Inc.

Coverages CGL, Professional Liab Carrier Status Nonadmitted States All States except KY

Coverages Professional Liab Carrier Status Admitted, Nonadmitted States All States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Nonadmitted States All States

Philadelphia Insurance Companies

Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Intercorp Inc.

Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Ins. Concepts (fka Crump Prof. Concepts) R.V. Nuccio & Associates Inc.

Target Professional Programs

Coverages BOP, Care/Custody/Control, Cyber Liab, D&O, E&O, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Affinity Nonprofits

Philadelphia Insurance Companies

IT Risk Managers Inc.

Markel Specialty

Associations/Affinity Groups

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, P&I, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Auto Body Shops 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Legal Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

AAU, A division of USG Insurance Services

Coverages D&O, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages E&O, EPLI Carrier Status Admitted States All States

Applied Underwriters Inc.

Attorneys

Crusader Insurance Company

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Continental Brokers Inc.

Empire Underwriters LLC

Gray-Stone & Co.

INSURANCEJOURNAL.COM

Number One Insurance Agency

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

CRC Insurance Services - All Offices

Coverages Commercial Excess, GL, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

PEO Brokers Group

Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Monitor Liability Managers

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Assisted Living Centers

All Risks Ltd.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Patriot Underwriters Inc.

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States All States

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

JLT Facilities Inc.

Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

5Star Paratransit Program

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Glatfelter Healthcare Practice

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Hall & Company

Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, GL, Kidnap/Ransom, Legal Liab, Legal Malpractice, Liability, Professional Liab, Workers’ Comp Carrier Status Admitted States CA

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages GL, Property Carrier Status Admitted States CA

DMI Insurance Services

Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

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2017Annual Program Directory, Volume I Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Dealers 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Alamo Surety Bonds

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, SD, TX

All Risks Ltd.

Coverages Crime, Dealers Open Lot, E&O, Employee Benefits, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Hired & Non-owned Auto, Identity Theft, Physical Damage, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most

CID Insurance Programs Inc.

Prime Insurance Company

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States All States

Victor O. Schinnerer & Company

Coverages D&O, Dealers Open Lot, EPLI, Fiduciary Liab, Garage Keepers Legal Liab, Garage Liability, GL, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, HI

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Willis Programs

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States All States except CT, HI, MA, NJ, NY

Auto Dismantlers/Wrecking Yards G.J. Sullivan Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income & Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Motor Truck Cargo, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI, MA

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted, Non-admitted States CT, NJ, NY, PA

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

N-Surance Outlets Inc. (Florida)

Auto Haulers/Transporters Coverages Auto Comm-Standard Phys Dmg, Motor Truck Cargo, Physical Damage Carrier Status Admitted, Nonadmitted States All States Coverages CGL, Physical Damage, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI, NY

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Commercial Auto, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Motor Truck Cargo, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All

Auto Repair Shops/Garages AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN

Abram Interstate Insurance Services Inc.

N-Surance Outlets Inc. (Georgia)

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States FL

Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

44 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Ashley General Agency

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX

CRES Insurance Services

Coverages Garage Liability, GKLL Carrier Status Admitted States CA

DMI Insurance Services

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

KBK Insurance Group Inc.

Guardian Insurance Wholesalers Inc.

Lancer Insurance Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Prime Insurance Company

DMI Insurance Services

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Gorst & Compass Insurance

AAU, A division of USG Insurance Services

Gerald J. Wilkoff Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, Liability, Performance & Payment Bonds, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

Applied Underwriters Inc.

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV

Advanced E&S Group - Southeast Region

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, CT, HI, KS, LA, VT

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

M.J. Hall & Company Inc.

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

M.J. Kelly Company

Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN

Prime Insurance Company

RoamNet Insurance Marketing Programs

South & Western General Agency Inc.

Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

W. A. Schickedanz Agency Inc.

Coverages Commercial Auto, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Walter General Agency (WGA)

Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Auto Repair/Service 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Garage Liability, Workers’ Comp Carrier Status Admitted States All States except ND, OH, OR, WA, WY

Appleby & Sterling

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

Auto/Truck Leasing Firms GMI Insurance Services

Philadelphia Insurance Companies

Coverages Assault & Battery, Business Income & Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Prime Insurance Company

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Williams & Stazzone Insurance Agency Inc.

Delta General Agency Corp.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Coverages GL, Property Carrier Status Non-admitted States TX

Founders Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

Auto/Truck Rental Firms

Gorst & Compass Insurance

GMI Insurance Services

Philadelphia Insurance Companies

CRES Insurance Services

Coverages Garage Liability, GKLL Carrier Status Admitted States CA

DMI Insurance Services

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

Prime Insurance Company

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages Commercial Auto, Excess Liab, Uninsured Motorists Carrier Status Admitted States All States except HI, LA

Atlas General Insurance Services

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Performance & Payment Bonds, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

Bass Underwriters

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

CID Insurance Programs Inc.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Brecht & Associates

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States All States except MA, NY

Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States except MA, NY

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States except LA

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Innovative Coverage Concepts

Coverages Assault & Battery, CGL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States All States except VT

Prime Insurance Company

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Nonadmitted States All States

Williams & Stazzone Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV

Avian Flu/Poultry Insurance Program

M.J. Kelly Company

All Risks Ltd.

Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages Addt’l Expense, Business Interruption Carrier Status Non-admitted States All States

Bail Bond Agents

McClelland and Hine Inc.

Align General Insurance Agency LLC

Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX

Coverages Assault & Battery, Crime Carrier Status Admitted States CA

N-Surance Outlets Inc. (Florida)

Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States

Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

Prime Insurance Company

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

NeitClem Wholesale Insurance Brokerage Inc.

Bars/Taverns Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Target Managers Insurance Services

Advanced E&S Group - Southeast Region

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Alamo Surety Bonds

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except ND, OH, WA, WY

RoamNet Insurance Marketing Programs

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Repossessors Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Cyber Liab, Equipment Breakdown, Liability, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States All States Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, SD, TX

Next Wave Insurance Services LLC

Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States

Number One Insurance Agency Patriot Underwriters Inc.

Prime Insurance Company

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 45

2017 Annual Program Directory, Volume I Quaker Special Risk (New Jersey)

Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY

RISCO Insurance Brokerage Inc.

Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

tKg Wholesale Brokerage

Coverages Assault & Battery, GL, Liquor Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Professional Program Insurance Brokerage

All Risks Ltd.

SASSI - Salon & Spa Specialty Insurance

Atlass Insurance Group

Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States Coverages Business Income & Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States All States except AK, HI, VA, WA

Universal Insurance Programs

Personal Safeguards Group LLC

TAPCO Underwriters Inc.

Coverages Abuse & Molestation, Business Income & Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Bed & Breakfasts

Philadelphia Insurance Companies

Walter General Agency (WGA)

Prime Insurance Company

Western Security Surplus Insurance Brokers Inc.

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Beauty/Barber Shops/Salons/Schools/ Supplies A.I.I. Insurance Brokerage of Mass. Inc.

Coverages Business Income, CGL, Equipment Breakdown, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI

Advanced E&S Group - Midwest Region

Coverages Business Income & Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Allen Financial Ins. Group / The Equestrian Group

Bicycle Dealers/Distributors/Rentals/ Manufacturers All Risks Ltd.

Coverages Commercial Auto, Crime, Cyber Liab, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Business Income & Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

Griffin General Agency Inc.

Billiard Parlors Gorst & Compass Insurance

Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Billing and Collection Services 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages CGL, Property Carrier Status Non-admitted States TX

Boat Dealers/Brokers

Prime Insurance Company

5Star Business Auto Program (Misc. classes)

46 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Prime Insurance Company

TCA Inc.

Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All

Boat Rental Firms

Maritime Program Group

Coverages Completed Operations Liab, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Evolution Insurance Brokers

Coverages Commercial Auto, Boats, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

RPS NIPC

Anderson & Murison Inc.

Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Atlass Insurance Group

Lancer Indemnity Company

Continental Brokers Inc.

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States All States except HI, NH, VT

Coverages BOP, CGL, Commercial Excess, Crime, Professional Liab Carrier Status Admitted States All States except AL, DC, HI Coverages BOP, Professional Liab Carrier Status Admitted States CA

Maritime Program Group

Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Coverages Business Income & Interruption, CGL, EPLI, Fire, GL, Hail, Liability, Products Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hired & Nonowned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States

Sovereign Group Int’l Inc.

Coverages Business Income, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO

W. A. Schickedanz Agency Inc.

Coverages Commercial Auto, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States All States except CA, LA, MA

Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys Founders Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

NIF Group Inc.

Coverages Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI, LA

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Boys & Girls Clubs Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group, Specialty Human Services

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Commercial Auto, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Breweries Alamo Surety Bonds

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States

Broadcasters AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Casinos

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Campgrounds Philadelphia Insurance Companies

Caterers

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

T.H.E. Insurance Company

Western Security Surplus Insurance Brokers Inc.

Prime Insurance Company

Coverages Business Income & Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Camps

Chemical Manufacturers/Distributors

Great American Ins. Group, Specialty Human Services

Axon Underwriting LLC

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States All States except DC, HI

NeitClem Wholesale Insurance Brokerage Inc.

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States

Car Washes McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NV

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Nonadmitted States All States except AK, WA

The Insurancenter

Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Child Care/Day Care Centers AAU, A division of USG Insurance Services

Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Sports & Fitness Insurance Corporation (SFIC)

ChemPlan - Chemical Insurance

MAXIMUM

Coverages Auto Comm-Standard, Business Income, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

RPS Bollinger Sports & Leisure

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Int’l Coverage - Commercial, Pollution, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States

Coverages Builders Risk, Crime, Cyber Liab, D&O, Damage in Process, EPLI, Equipment Breakdown, Flood, Hired & Non-owned Auto, Inland Marine, Medical Payments, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages Abuse & Molestation, Liability, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Bass Underwriters

Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 47

2017 Annual Program Directory, Volume I Evolution Insurance Brokers

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

H. R. Keller & Co Inc.

Coverages Abuse & Molestation, Liability, Medical Payments, Products Liab, Professional Liab, Student Accident, Umbrella Carrier Status Admitted States NJ, NY, PA

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

International Excess Companies

Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Nonprofits Insurance Alliance of Calif.

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Appalachian Underwriters Inc.

Coverages Abuse & Molestation, BOP, CGL, Liability, Professional Liab, Property, Religious Institutions, Sexual Misconduct Liab Carrier Status Non-admitted States All States

Bass Underwriters

Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Glatfelter Insurance Group

Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, HI

Glatfelter Religious Practice

Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Gorst & Compass Insurance

Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Svcs

Philadelphia Insurance Companies

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Tejas American General Agency

Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Walter General Agency (WGA)

Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

Chiropractors Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Churches/Religious Institutions AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Business Income, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fine Arts, Flood, Hired & Nonowned Auto, Inland Marine, Lost Key, Medical Payments, Personal Property, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

48 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

MacNeill Group, Inc., CMGA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Promont Advisors LLC

Coverages CGL, Commercial Excess, Professional Liab, Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH

RPS NIPC

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Hired & Non-owned Auto, Inland Marine, Property, Religious Institutions, Workers’ Comp Carrier Status Admitted States All States

Claims Adjusters Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Commercial Building Owners 5Star D&O Program

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States All States

Advanced E&S Group - Midwest Region

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Business Income, Cyber Liab, Equipment Breakdown, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Agency Intermediaries Inc.

Coverages Equipment Breakdown, Excess Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Burns & Wilcox - All Offices

Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Crouse & Associates

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MAXIMUM

Coverages Builders Risk, Business Income & Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Umbrella Carrier Status Admitted States All States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equip Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Apartment House Package, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Specialty Programs & Facilities Mgrs, Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

INSURANCEJOURNAL.COM

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Commercial Marine Companies AmWINS Group Inc. - 80 Offices Nationwide

Coverages USL&H, Workers’ Comp Carrier Status Admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

LIG Marine Managers

Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Maritime Program Group

Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

TCA Inc.

Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

The American Equity Underwriters Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations Admiral Insurance Group

Coverages Liability, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

CID Insurance Programs Inc.

Coverages Cyber Liab, D&O, EPLI, Fidelity, GL, Hired & Non-owned Auto, Mobile Home Ins, Property, Umbrella, Workers’ Comp States AZ, CA, CO, ID, MD, NM, NV, OR, PA, TN, TX, UT, WA

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, FL, TX

Community Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages D&O, EPLI, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States except DC, LA, VT

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Kevin Davis Insurance Services

Affinity Nonprofits

New Empire Group

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Preferred Property Programs

Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Gateway Specialty Insurance

Coverages Accident & Health, Liability Carrier Status Admitted States All States

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Specialty Programs & Facilities Mgrs, Inc. (AmWINS)

Great American Ins. Group - Executive Liability Division

Special Markets Ins. Consultants, An AmWINS Group

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Great American Ins. Group, Specialty Human Svcs

Community Banks/Credit Unions

All Risks Ltd.

Irwin Siegel Agency Inc.

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Coverages Collateral Protection, GL, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States except AK, HI

Insurmark, Div. of Financial & Professional Risk Solutions

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Community Health Centers Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Prime Insurance Company

Pro-Praxis Insurance

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted States All States

Community/Social Services 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AFC Insurance

RPS NIPC

Computer Consultants/Programmers/ Designers Burns & Wilcox - All Offices

Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 49

2017 Annual Program Directory, Volume I Indemnity Excess & Surplus Agency Inc.

Kevin Davis Insurance Services

Intercorp Inc.

MG Skinner & Associates

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

IT Risk Managers Inc.

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

New Empire Group

JLT Facilities Inc.

NSM Insurance Group

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States All States except LA

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

USX/S

Coverages Breach of Security, CGL, Cyber Liab, D&O, E&O, EPLI, Identity Theft, Media Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

Concrete Pumper Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except LA, MA

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Condo Associations Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Community Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

50 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States Coverages Boiler & Machinery, Business Income, Catastrophe, Commercial Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Hurricane, Liability, Non-Profit D&O, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA

Philadelphia Insurance Companies

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Community Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Great American Ins. Group - Executive Liability Division

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Preferred Property Programs Prime Insurance Company

Program Brokerage Corporation

Coverages Crime, D&O, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States CT, DC, MA, MD, NJ, NY, PA

Specialty Programs & Facilities Mgrs, Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

SterlingRisk Programs

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States

Condo/Homeowner Associations Advanced E&S Group - Midwest Region

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages D&O, GL, Property States CA

Monitor Liability Managers

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Coverages Assault & Battery, Business Income & Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Philadelphia Insurance Companies

Advanced E&S Group - Southeast Region

Preferred Property Programs

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Difference in Conditions, Excess Flood, Flood, Personal Property, Property, Umbrella Carrier Status Non-admitted States All States

Agency Intermediaries Inc.

Coverages Liability, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Workers’ Comp Carrier Status Admitted States Most States

South & Western General Agency Inc.

Coverages GL, Non-Profit D&O, Professional Liab Carrier Status Non-admitted States AR, MS, OK, TN, TX

Sovereign Group Int’l Inc.

Coverages CGL, Commercial Excess, D&O, EPLI, Fire, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Specialty Programs & Facilities Mgrs, Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

SterlingRisk Programs

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States

TAPCO Underwriters Inc.

Coverages D&O, GL, Property Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I The McGowan Companies

AMIS/Alliance Marketing & Insurance Services LLC

UCA General Insurance Services

Burns & Wilcox - All Offices

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States Coverages CGL, Cyber Liab, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

US Assure

Coverages Builders Risk, Business Income, COC, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Weather, Windstorm Carrier Status Admitted States All States

Condominium Owners AmWINS Group Inc. - 80 Offices Nationwide

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coastal Insurance Underwriters Inc.

Coverages Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Hired & Non-owned Auto, Loss of Use, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

MG Skinner & Associates

Coverages Addt’l Living Expense, Earthquake, Fine Arts, Flood, Food Spoilage, Homeowners Pkg, Loss of Use, Personal Liab, Personal Property, Personal Umbrella, Property, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Construction Managers Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All

Professional Underwriters Agency Inc.

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm Carrier Status Admitted States All States

Construction Wrap-Up

Prime Insurance Company

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Fox Point Programs

Victor O. Schinnerer & Company

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States

JLT Facilities Inc.

Coverages D&O, E&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab Carrier Status Admitted, Non-admitted States All States

Jorgensen & Company

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Contractors Coverages Contractors Equip, Liability, Umbrella Carrier Status Admitted, Non-admitted States CO, CT, FL, IA, IL, IN, KS, KY, MA, MD, ME, MI, MO, NH, NJ, OH, PA, RI, SC, TX, VA, VT, WI

Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Non-admitted States All States

KZ Insurance Brokerage LLC

Coverages BOP, E&O, Professional Liab, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN

AmTrust Surety

Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

Norman-Spencer International Inc.

AmWINS Group Inc. - 80 Offices Nationwide

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Builders & Tradesmen’s Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Equipment, GL Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

SWBC

Coverages Commercial Auto, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Crouse & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, Residential `wrap-up`, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Consultants-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Ashley General Agency

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

Axon Underwriting LLC

Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Wrap Up Insurance Solutions

Freberg Environmental Inc.

Construction Insurance Partners

Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States All States

MAXIMUM

Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Consultants-All Kinds

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

5Star D&O Program

Hall & Company

5Star Workers’ Compensation Services

PartnerOne Environmental

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

M.J. Kelly Company

Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 51

2017 Annual Program Directory, Volume I N-Surance Outlets Inc. (Florida)

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Next Wave Insurance Services LLC

Coverages E&O, Pollution, Professional Liab Carrier Status Admitted States All States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Professional Underwriters Agency Inc.

Coverages Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Roush Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

TAPCO Underwriters Inc.

Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

tKg Wholesale Brokerage

Coverages CGL, Commercial Excess, Contractors Equip, Workers’ Comp Carrier Status Non-admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm Carrier Status Admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

52 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Walter General Agency (WGA)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

Western Security Surplus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning Builders & Tradesmen’s Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted, Nonadmitted States All States except AK, FL, HI, MD, NY, VT

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, BOP, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX

Builders & Tradesmen’s Insurance Services Inc.

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

Coverages Excess Liab, GL, Inland Marine Carrier Status Non-admitted States Most States

Griffin General Agency Inc.

Contractors-Alarm

Insurance Center Special Risks Ltd.

All Risks Ltd.

Arrowhead General Insurance Agency Inc. Coverages E&O, GL Carrier Status Admitted States All States

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except AK

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX Coverages Blanket Addt’l Insureds, Environmental Liab, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Logic Underwriters Inc.

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Monarch E&S Insurance Services

Coverages GL, Inland Marine Carrier Status Admitted States CA

NIF Group Inc.

Coverages Commercial Auto, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Norman-Spencer Agency Inc.

Izzo Insurance Services Inc.

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Artisan Abram Interstate Insurance Services Inc.

Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

Advanced E&S Group - Midwest Region

Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Appalachian Underwriters Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Sovereign Group Int’l Inc.

Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Coverages Builders Risk, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, EPLI, Fire, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Atlas General Insurance Services

Target Managers Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Tejas American General Agency

Oryx Insurance Brokerage Inc.

Midwestern Insurance Alliance LLC

Unifax Insurance Systems Inc.

Shield Commercial Insurance Services

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX Coverages GL, Property Carrier Status Admitted States CA

W. A. Schickedanz Agency Inc.

Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Elevators

Apollo General Ins. Agency Inc.

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Non-Trucking Auto Liab, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All

Prime Insurance Company

Contractors-Demolition AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Environmental Liab, Excess Liab, GL, Pollution Carrier Status Admitted, Nonadmitted States All States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Excess Liab, GL, Pollution Carrier Status Admitted, Non-admitted States All States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Prime Insurance Company

Contractors-Electrical Builders & Tradesmen’s Insurance Services Inc.

SIS Wholesale Insurance Services

Contractors-Crane & Rigging Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, On-Hook Cargo, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Prime Insurance Company

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Explosives/Blasting/Drilling

Prime Insurance Company

Contractors-Environmental

Contractors-Fire & Water Restoration

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates Inc.

Axon Underwriting LLC

Prime Insurance Company

Coverages CGL, E&O, Pollution States All States

Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

USX/S

Burns & Wilcox - All Offices

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

All Risks Ltd.

Philadelphia Insurance Companies

Prime Insurance Company

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Contractors-Excavating/Grading

Construction Insurance Solutions

Griffin General Agency Inc.

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

AmWINS Program Underwriters

Coverages CGL, E&O, Excess Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Construction Insurance Solutions

Coverages Excess Liab, GL, Inland Marine, Pollution Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Brownyard Programs Ltd.

Quaker Special Risk (New Jersey)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, Fire, GL, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc.

Coverages Care/Custody/Control, E&O, GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

RelMark Program Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Non-admitted States All States except AK, CO, HI

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2017 Annual Program Directory, Volume I Contractors-General Appalachian Underwriters Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Ashley General Agency

Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Blanket Addt’l Insureds, GL States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Builders & Tradesmen’s Insurance Services Inc.

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

Construction Insurance Solutions

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Insurance Center Special Risks Ltd.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Excess Liab, GL, Inland Marine, Pollution Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Lancer Insurance Company

Coverages Commercial Auto, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

54 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

tKg Wholesale Brokerage

Coverages Excess Liab, Professional Liab, Residential Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Installation Floaters, Residential Property, Theft, Weather, Windstorm Carrier Status Admitted States All States

W. A. Schickedanz Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Income, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Installation Floaters, Liability, Medical Payments, Pollution, Property, Residential Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Worldwide Facilities LLC

Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

The Hanover Insurance Group

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States All States

Contractors-Oil & Gas Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except LA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except IL, LA, NY

AmWINS Program Underwriters

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except IL, LA, NY

Ashley General Agency

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

MarketScout

Coverages GL, Residential `wrap-up` States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Contractors-Landscape

McClelland and Hine Inc.

Wrap Up Insurance Solutions

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Builders & Tradesmen’s Insurance Services Inc.

Construction Insurance Solutions

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

U.S. Risk Insurance Group Inc.

Delta General Agency Corp.

Victor O. Schinnerer & Company

Coverages GL, Property Carrier Status Non-admitted States TX

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Coverages GL, Property Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Property Carrier Status Admitted States All States except AK, HI

Western Surplus Lines Agency Inc.

Coverages BOP, GL, Inland Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN

Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Hired & Non-owned Auto, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, ND, NM, OK, TX

Oryx Insurance Brokerage Inc.

Worldwide Facilities LLC

KZ Insurance Brokerage LLC

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Marine All Risks Ltd.

Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services Coverages Excess Liab, GL, Inland Marine Carrier Status Non-admitted States Most States

Coverages Commercial Auto, Bumbershoot, Commercial Marine, Equipment, GL, Hull, MEL, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

SIS Wholesale Insurance Services

LIG Marine Managers

Keith D. Peterson & Company Inc.

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages CGL, GL Carrier Status Non-admitted States All

Contractors-Reforestation Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Contractors-Roofing AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, Fire Legal Liab, GL, Pollution Liab, Umbrella Carrier Status Non-admitted States All States except AK, HI, NY

AmWINS Program Underwriters

Coverages Excess Liab, Fire Legal Liab, GL, Pollution Liab, Umbrella Carrier Status Non-admitted States All States except AK, HI, NY

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States All States, NY

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, Pollution Liab, Property, Residential `wrap-up`, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Griffin General Agency Inc.

Coverages Auto Comm-Standard, CGL, GL, Property Carrier Status Non-admitted States TX

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

KZ Insurance Brokerage LLC

Appalachian Underwriters Inc.

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Oryx Insurance Brokerage Inc.

Crusader Insurance Company

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All

Contractors-Swimming Pools Burns & Wilcox - All Offices

MexiPass International Insurance Services LLC

Griffin General Agency Inc.

NeitClem Wholesale Insurance Brokerage Inc.

M.J. Hall & Company Inc.

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Norman-Spencer Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Tract Home Subcontractors Shield Commercial Insurance Services

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Contractors-Service Builders & Tradesmen’s Insurance Services Inc.

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

Founders Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

McClelland and Hine Inc.

Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

McLeckie Insurance Group

Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

N-Surance Outlets Inc. (Florida)

Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp States All States

AmWINS Group Inc. - 80 Offices Nationwide Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Berkley Specialty Underwriting Mgrs - Environmental Div

Freberg Environmental Inc.

Southwest Risk

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Contractors-Underground Storage Tank Construction

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

RoamNet Insurance Marketing Programs

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Coverages BOP, CGL, Liability, Liquor Liab, Workers’ Comp Carrier Status Non-admitted States All States

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property Carrier Status Non-admitted States All States except HI

Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, GL, Installation Floaters, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN

MarketScout

Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Western Security Surplus Insurance Brokers Inc.

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers

Prime Insurance Company

Brownyard Group

Convenience Stores

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Business Income & Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Coverages Business Income & Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Hired & Nonowned Auto, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Commercial Auto, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

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2017 Annual Program Directory, Volume I Counselors/Counseling Centers Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Alliance of Nonprofits for Ins. Risk Retention Group

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Pollution Liab, Umbrella Carrier Status Admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Commercial Auto, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Country Clubs All Risks Ltd.

Coverages Commercial Auto, Business Income, Care/ Custody/Control, Crime, D&O, Employee Benefits, Equipment Breakdown, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

KZ Insurance Brokerage LLC

Coverages Auto Comm-Standard, BOP, Equipment, Professional Liab, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

Philadelphia Insurance Companies

Prime Insurance Company

56 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

RPS Bollinger Sports & Leisure

Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Assault & Battery, Auto Comm-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Brightstone Insurance Services, A Risk Strategies Company

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Hired & Non-owned Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Business Income & Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States All States except HI, MA, NJ, NY

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Western Surplus Lines Agency Inc.

Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Crop Dusters/Sprayers Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Dairies Agricultural Insurance Mgmt Services

Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Tejas American General Agency

Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, KS, MO, MS, NM, OH, OK, SD, TN, TX, WA

Dance Schools/Studios Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Markel Specialty

Program Risk Specialists

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Crane, Scaffolding & Equipment Rental Dealers

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

NBIS

Norman-Spencer Agency Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States All States

Day Care/Preschools A.I.I. Insurance Brokerage of Mass. Inc.

Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

Agency Intermediaries Inc.

Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, ME, NH, RI

Alliance of Nonprofits for Ins. Risk Retention Group

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Gorst & Compass Insurance

Coverages CGL, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Services

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Commercial Auto, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, Completed Operations Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Continental Brokers Inc.

Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income & Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

Insurtec Tanning and Spa Insurance

Coverages Professional Liab, Property States All States except LA

Prime Insurance Company

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Hired & Nonowned Auto, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

South & Western General Agency Inc.

Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX

TAPCO Underwriters Inc.

Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Western Experts in Transportation

PBS Insurance Underwriting Corporation

Coverages Medical Malpractice, Medical Professional Carrier Status Admitted, Non-admitted States All States except AK, WI

PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Abuse & Molestation, Business Income & Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States All States

Developmental Disability Facilities 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Dealers-Home Heating Oil Prime Insurance Company

AFC Insurance

Dealers-Propane AmWINS Group Inc. - 80 Offices Nationwide

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Charity First Insurance Services Inc.

Delivery- Wholesale/Retail

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States All States

5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Cargo Carrier Status Admitted States AZ, CA, NV

Axon Underwriting LLC

Coverages Commercial Marine, Environmental Liab, Pollution Liab Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

International Excess Companies

INSURANCEJOURNAL.COM

Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Day Spas Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Monitor Liability Managers

Coverages Business Income & Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States Most States

Delta General Agency Corp.

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AZ, CA, CO, LA, NV, OK, OR, TN, TX

SASSI - Salon & Spa Specialty Insurance

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX Coverages Commercial Auto, Business Income & Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equip Breakdown, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Inland Marine, Liability, Occ Acc, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Dentists

Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

KZ Insurance Brokerage LLC

Professional Program Insurance Brokerage

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Philadelphia Insurance Companies

N-Surance Outlets Inc. (Florida)

N-Surance Outlets Inc. (Georgia)

Parcel Insurance Plan

Paul Hanson Partners Specialty/Mover’s Choice Program

Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States

Coverages Addt’l Expense, BOP, Business Income & Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States except AK, NY

Coverages Accident & Health, Accidental Death, Commercial Auto, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Monarch E&S Insurance Services

Norman-Spencer Agency Inc.

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 57

2017 Annual Program Directory, Volume I Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Prime Insurance Company

RPS NIPC

Dialysis Centers Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Driving Ranges Philadelphia Insurance Companies

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Drones/Unmanned Aerial Systems All Risks Ltd.

Coverages Cyber Liab, Excess Liab, GL, Hull, Participant Accident, Warranties, Extended Carrier Status Non-admitted States All States

Dry Cleaners/Laundries Intercorp Inc.

Coverages BOP, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

UCA General Insurance Services

Coverages Bailee/Customer Goods, Business Income & Interruption, CGL, Crime, Cyber Liab, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Theft, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WI

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Dude Ranches Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, CGL, Commercial Excess, Excess Liab, Horse Mortality, Livestock/Animal Mortality, New Occurrence Carrier Status Admitted States All States except AK, DC, FL, HI, LA, NY

IT Risk Managers Inc.

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States All States

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Livestock/ Animal Mortality, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Brownyard Group

Philadelphia Insurance Companies

Axon Underwriting LLC

Cosmetic Insurance Services, a Div. of Frenkel & Co. Coverages Commercial Auto, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

58 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

E-cigarette Manufacturers/Distributors Arrowhead Wholesale Insurance Services LLC

Coverages GL, Personal Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Emergency Service Org’s Glatfelter Insurance Group

Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

VFIS

Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States except HI

Employee Leasing Firms Arrowhead Wholesale Insurance Services LLC

Coverages GL, Workers’ Comp Carrier Status Admitted States AZ, CA

Prime Insurance Company

World Wide Specialty Programs Inc.

Employment Agencies NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Target Professional Programs

Coverages Commercial Auto, BOP, Business Income & Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Intercorp Inc.

Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Engineers-Geotechnical Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Hired & Nonowned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Norman-Spencer International Inc.

Coverages Commercial Auto, Business Income & Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Hired & Non-owned Auto, Inland Marine, NonTrucking Auto Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Entertainment Equipment Rental Houses All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States except WY

Prime Insurance Company

Axon Underwriting LLC

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, NonTrucking Auto Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Liability, Property Carrier Status Admitted States All States

Safehold Special Risk

Target Professional Programs

Sovereign Group Int’l Inc.

Coverages Bailee/Customer Goods, Business Income & Interruption, CGL, Commercial Excess, Fire, GL, Inland Marine, Liability, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Western Security Surplus Insurance Brokers Inc.

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrapup`, Umbrella Carrier Status Admitted, Non-admitted States All States

Meridian Finance Group

Equipment Dealers/Rentals

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Ascinsure Specialty Risk

Prime Insurance Company

Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Hired & Non-owned Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Berkley Specialty Underwriting Mgrs - Environmental Div

Burns & Wilcox - All Offices

Coverages CGL, Professional Liab, Property States CA

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Inland Marine, Liability, Motor Truck Cargo, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Virtue Risk Partners LLC

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Markel Specialty

Environmental Engineers/Consultants/ Contractors

Access E&S Insurance Services (VA)

Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

M.J. Kelly Company

Philadelphia Insurance Companies

USX/S

AAU, A division of USG Insurance Services

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

PartnerOne Environmental

Entertainer Buses Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

5Star Public Auto Program

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equip Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States Most

J.M. Wilson

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Svcs

Intercorp Inc.

Williams & Stazzone Insurance Agency Inc.

Coverages EPLI, Equipment, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States All States

Exporters Coverages Performance & Payment Bonds, Products Liab States All States

Parcel Insurance Plan

Family Fun Centers American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Exercise/Health Studios/Health Clubs

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Affinity Nonprofits

Philadelphia Insurance Companies

Coverages D&O, Workers’ Comp Carrier Status Admitted States All States except DC, LA, NM, VA

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 59

2017 Annual Program Directory, Volume I Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Farm & Ranch Abram Interstate Insurance Services Inc.

Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Interruption, Care/Custody/Control, Commercial Excess, Earthquake, Fire, Flood, Herbicide & Pesticide, Hired & Non-owned Auto, Homeowners Pkg, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Mortality, Products Liab, Uninsured Motorists, Watercraft Liab Carrier Status Admitted States All States

Appleby & Sterling

Coverages Liability, Property Carrier Status Admitted States AZ, CA

Citadel Insurance Services, LC

Coverages CGL, Commercial Excess, E&O, Equipment, Food Borne Illness Carrier Status Admitted States All States

IT Risk Managers Inc.

Coverages Cyber Liab, D&O, EPLI, Horse Mortality, Livestock/Animal Mortality, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States All States except AK, DC, FL, HI

Markel Specialty

Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Fast Food Restaurants

Financial Institutions

Advanced E&S Group - Midwest Region

All Risks Ltd.

Coverages Business Income & Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States Most States

Anderson & Murison Inc.

Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Hired & Non-owned Auto, Homeowners Pkg, Medical, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income & Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Commercial Auto, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income & Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States

60 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, HI

Insurmark, Div. of Financial & Professional Risk Solutions

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Meridian Finance Group

Coverages Int’l Coverage - Commercial, Political Risk States All States

MMA Programs, a div. of Marsh & McLennan

Proctor Financial Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Mark D. Fredricksen Insurance Services

Coverages Fire, Livestock/Animal Mortality Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States

Fertilizer Suppliers

Festivals & Fairs

South & Western General Agency Inc.

Floodwatch

UCA General Insurance Services

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States All States

Coverages Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States All States

Coverages Commercial Excess, Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, IL, MI, NM, NV, NY, OR, PA, TX, UT, WI

Sierra Specialty

Axon Underwriting LLC

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States

SterlingRisk Programs

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States except HI

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

U.S. Risk Insurance Group Inc.

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Hired & Non-owned Auto, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All

Financial Planners Jorgensen & Company

Coverages Cyber Liab, E&O, Fidelity Bonds Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages E&O Carrier Status Non-admitted States All States except DC

ProSurance Group Inc.

Prime Insurance Company

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

T.H.E. Insurance Company

Ascinsure Specialty Risk

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Fine Art Collections Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Huntington T. Block

Coverages BOP, Crime, D&O, EPLI, Fine Arts, Liability, Mysterious Disappearance, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except DC, HI

MarketScout

Coverages Earthquake, Fine Arts, Inland Marine, Mysterious Disappearance, Windstorm Carrier Status Admitted, Non-admitted States All States except AK, HI

MiniCo Insurance Agency LLC

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States All States

Monarch E&S Insurance Services

Negley Associates

Fire Departments Glatfelter Insurance Group

Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

VFIS

Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers IT Risk Managers Inc.

Coverages CGL, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Joseph Chiarello & Co.; Firearms Business Ins. Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Food Trucks Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Forestry Services Arrowhead General Insurance Agency Inc.

Coverages Earthquake, Equipment, Equipment Breakdown, Flood Carrier Status Admitted States All States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Safehold Special Risk

Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

Victor O. Schinnerer & Company

Coverages Auto Comm-Standard, GL, Property Carrier Status Admitted States All States except CA, NY

Foster Care AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States All States

Funeral Directors 5Star Business Auto Program (Misc. classes)

Coverages Commercial Auto Carrier Status Admitted States All States except CA, LA, MA

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States

Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

R.V. Nuccio & Associates Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Garages 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States All States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

AAU, A division of USG Insurance Services

RPS NIPC

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages D&O, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV

All Risks Ltd.

Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Foundations Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Alliance of Nonprofits for Ins. Risk Retention Group

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CRES Insurance Services

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Crouse & Associates

Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

DMI Insurance Services

Empire Underwriters LLC

Coverages Commercial Excess, Garage Keepers Legal Liab, GKLL, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

Fraternal Organizations

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA

Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Nonadmitted States All States except AK, LA, WV

Great American Ins. Group, Specialty Human Services

Coverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CA

National Indemnity Company

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

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2017 Annual Program Directory, Volume I RoamNet Insurance Marketing Programs

Russell Bond & Co. Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Sierra Specialty

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Gentleman’s Clubs Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Founders Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

Prime Insurance Company

Grain Mills & Elevators Prime Insurance Company

Safehold Special Risk

Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Wildlife Insurance Underwriters LLC

Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Grocery Stores/Supermarkets Advanced E&S Group - Midwest Region

Coverages Business Income & Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Agency Intermediaries Inc.

Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Nonadmitted States CT, MA, ME, NH, RI

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AR, AZ, NV, TX

Prime Insurance Company

Golf Courses

UCA General Insurance Services

All Risks Ltd.

Coastal Insurance Underwriters Inc.

Coverages Accessories, Business Income & Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Errant Ball, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hired & Non-owned Auto, Hurricane, Inland Marine, Liability, Liquor Liab, Property, Tee-to-Green, Umbrella Carrier Status Non-admitted States FL

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Group Homes AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Founders Insurance Company

All Risks Ltd.

Hole In One International

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States All States

Odds On Promotions

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

62 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, Business Income & Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Commercial Auto, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except DC, HI

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except AL, HI, LA, MS

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Guides & Outfitters

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Umbrella Carrier Status Admitted States All States

IT Risk Managers Inc.

Coverages CGL, Cyber Liab, EPLI, Personal Property, Property, Trade Shows & Festivals, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages GL, Property, Umbrella Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI

Philadelphia Insurance Companies

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Gymnastics Facilities American Specialty Insurance & Risk Services Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States except FL

Markel Specialty

Philadelphia Insurance Companies

Prime Insurance Company

Hazardous Materials Transporters Access E&S Insurance Services (VA)

Coverages Commercial Auto, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Axon Underwriting LLC

Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Environmental Liab, GL, Hired & Non-owned Auto, Long Haul, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except FL, HI, LA, MA, MS, NY

Intercorp Inc.

Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Willis Programs

Coverages Auto Comm-Standard Liability, Cargo, Physical Damage, Pollution States All States except AK, MA

Health Clubs Agency Intermediaries Inc.

Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI

Anderson & Murison Inc.

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Burns & Wilcox - All Offices

Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

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Great American Ins. Group, Specialty Human Services

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Promont Advisors LLC

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States

Russell Bond & Co. Inc.

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Personal Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Worldwide Facilities LLC

Coverages E&O, EPLI, Fiduciary Liab, Medical Malpractice, Medical Professional, Physicians Billing E&O Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Heavy Equipment Dealers

5Star Business Auto Program (Misc. classes)

RPS Bollinger Sports & Leisure

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States All States except CA, LA, MA

Safehold Special Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All

Coverages Liability, Property Carrier Status Admitted States All States

Ascinsure Specialty Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Patriot Underwriters Inc.

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

NBIS

Prime Insurance Company

Home Healthcare Providers All Risks Ltd.

Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Hired & Non-owned Auto, Liability, Medical, Medical Payments, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Glatfelter Healthcare Practice

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States

Glatfelter Insurance Group

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States

Logic Underwriters Inc.

PEO Brokers Group

Coverages GL, Professional Liab Carrier Status Non-admitted States TX

Prime Insurance Company

Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

McClelland and Hine Inc.

Patriot Underwriters Inc.

Pro-Praxis Insurance

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States

ProAction Insurance Services Inc.

Coverages EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Medical Malpractice, Medical Professional, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

PEO Brokers Group

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, Hired & Non-owned Auto, Inland Marine, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

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2017 Annual Program Directory, Volume I Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

ProAction Insurance Services Inc.

Promont Advisors LLC

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages Abuse & Molestation, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Non-owned Auto, Medical Payments, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

VGM Specialty Underwriters

Coverages Business Interruption, CGL, Completed Operations Liab, Crime, Inland Marine, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Homebuilders Appalachian Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Patriot National Underwriters Inc.

Sapphire Blue

Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Smith, Bell & Thompson Inc.

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs, Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

US Assure

Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Home Inspectors

Agricultural Insurance Mgmt Services

Citadel Insurance Services, LC

Coverages CGL, Commercial Excess, E&O States All States

Delta General Agency Corp.

Quaker Special Risk (New Jersey)

Fox Point Programs

US Assure

Coverages Auto Comm-Standard, Bailee/Customer Goods, Business Interruption, Care/Custody/Control, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Tools & Equip, Umbrella Carrier Status Admitted States Most States

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Intercorp Inc.

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs

Coverages E&O, GL, Professional Liab Carrier Status Admitted States All States

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers International Excess Companies

Coverages Bailee/Customer Goods, Builders Risk, Business Income & Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Hired & Non-owned Auto, Inland Marine, Liability, Misc Professional Liab, Pollution, Products Liab, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

64 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Prime Insurance Company

Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Windstorm Carrier Status Admitted States All States

Homeowner Associations Abram Interstate Insurance Services Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Coastal Insurance Underwriters Inc.

Community Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Horse Breeders/Boarders Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Mark D. Fredricksen Insurance Services

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States All States except AK, DC, HI

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

MarketScout

Coverages Accident & Sickness, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Medical, Mortality, Theft Carrier Status Admitted, Non-admitted States All States except AK, HI

Prime Insurance Company

Horse Farms Agricultural Insurance Mgmt Services

Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group Coverages Auto, Business Income, Care/Custody/Control, CGL, Combo Personal & Commercial, Dwelling Fire, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Identity Theft, Inland Marine, Livestock/Animal Mortality, Mortality, New Occurrence, Personal Liab, Products Liab, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I IT Risk Managers Inc.

Sapphire Blue

Mark D. Fredricksen Insurance Services

Advanced E&S Group - Southeast Region

Coverages CGL, Employee Benefits, Horse Mortality, Livestock/Animal Mortality, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

MarketScout

Coverages Accident & Sickness, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Medical, Mortality, Theft Carrier Status Admitted, Non-admitted States All States except AK, HI

Sierra Specialty

Coverages CGL, Horse Mortality, Inland Marine, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

South & Western General Agency Inc.

Coverages Dwelling Fire, Equipment, GL, Personal Property, Personal Umbrella, Property Carrier Status Admitted States AR, MS, OK, TN, TX

Wildlife Insurance Underwriters LLC

Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Hospice Care Facilities AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Glatfelter Healthcare Practice

Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Glatfelter Insurance Group

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States

ProAction Insurance Services Inc.

Coverages EPLI, Excess Liab, GL, Liability, Medical Malpractice, Medical Professional, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Promont Advisors LLC

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Hospitals All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

RPS Healthcare

Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Roush Insurance Services Inc.

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Hotels/Motels Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Southern Hospitality Underwriters

Coverages All Risks/Cash in Transit, Auto Comm-Standard Liability, Crime, Cyber Liab, EPLI, Equipment Breakdown, GL, Liquor Liab, Property, Sexual Misconduct Liab, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Commercial Auto, Business Income, Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella Carrier Status Non-admitted States All States except HI

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Nonadmitted States All States

UCA General Insurance Services

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Appalachian Underwriters Inc.

Unifax Insurance Systems Inc.

Coverages CGL, Property, Workers’ Comp Carrier Status Non-admitted States All States

Coverages GL, Property Carrier Status Admitted States CA

Western Surplus Lines Agency Inc.

Appleby & Sterling

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Hourly Equipment Rental w/ Operator

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Prime Insurance Company

Bass Underwriters

Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Ice Rink Owners & Operators

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Property Carrier Status Admitted States All States

Delta General Agency Corp.

Philadelphia Insurance Companies

Coverages GL, Property Carrier Status Non-admitted States TX

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Distinguished Programs

Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

Prime Insurance Company

Coverages BOP, Umbrella, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, NV, TN, TX

N-Surance Outlets Inc. (Florida)

Safehold Special Risk

KZ Insurance Brokerage LLC

Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

Next Wave Insurance Services LLC

T.H.E. Insurance Company

Coverages Crime, GL, Property Carrier Status Admitted States All States

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Preferred Property Programs

Coverages Boiler & Machinery, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Importers Axon Underwriting LLC

Coverages Care/Custody/Control, Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States All States

Brownyard Group

Meridian Finance Group

Coverages Performance & Payment Bonds, Political Risk States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

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2017 Annual Program Directory, Volume I Professional Program Insurance Brokerage

Burns & Wilcox - All Offices

Worldwide Facilities LLC

Construction Insurance Partners

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States Coverages GL, Inland Marine Carrier Status Admitted States All States

In-Home Adult Foster Care Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Accidental Death, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, Developmental Disabilities, Employee Benefits, Environmental Liab, EPLI, GL, Lost Key, Medical Payments, Mental Health Care, Pollution, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

CTC Transportation Insurance Services LLC

Coverages Auto Comm-Standard Liability, CGL, Commercial Excess, Motor Truck Cargo, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, KY, NY

Hagerty Insurance

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Auto PersNonstandard, Auto Pers-Nonstandard Phys Dmg, Auto PersStandard, Auto Pers-Standard Phys Dmg States All States

Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States All States

Western E&O

Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Nonadmitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Insurance Companies Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States All States

Odds On Promotions

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States All States

Quadrant Insurance Managers

Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States

Internet Companies IT Risk Managers Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI

Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

International Excess Companies

JLT Facilities Inc.

In-Home Child Care

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

In-Home Businesses South & Western General Agency Inc.

Insurance Center Special Risks Ltd.

Coverages Abuse & Molestation, CGL, Medical Payments Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Intercorp Inc.

Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

King Insurance Support Systems Lee & Mason

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Maxum Specialty Insurance Group

Prime Insurance Company

Number One Insurance Agency

Coverages Abuse & Molestation, CGL Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages E&O, EPLI Carrier Status Non-admitted States All States except NH, WA Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA

Odds On Promotions

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Investigators All Risks Ltd.

Coverages Assault & Battery, Commercial Auto, Care/ Custody/Control, Crime, E&O, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States All States except RI, WY

Appleby & Sterling

Professional Ins. Concepts (fka Crump Prof. Concepts)

Brownyard Group

Construction Insurance Partners

Professional Liability Ins. Svcs - Underwriting Facilities

MexiPass International Insurance Services LLC

Professional Underwriters Agency Inc.

Brownyard Programs Ltd.

MG Skinner & Associates

ProSurance Group Inc.

Izzo Insurance Services Inc.

Industrial Parks Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Property, Real & Business Personal Prop, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Innkeepers Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Coverages Professional Liab Carrier Status Non-admitted States All States Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quadrant Insurance Managers

Coverages D&O, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

RPS - Executive Lines Division

Sierra Specialty

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

SWBC

Synergy Professional Associates Inc.

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

All Risks Ltd.

Target Professional Programs

66 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except AK

Rockwood Programs Inc.

Insurance Agents & Brokers (P/C L/H) Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NE

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Investment Advisory Reps Jorgensen & Company

Coverages Cyber Liab, E&O, Fidelity Bonds, Professional Liab States All States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Janitorial Firms Abram Interstate Insurance Services Inc.

Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Contractors Equip, Crime, Property Carrier Status Admitted States All States except AL, DC, HI

Anderson & Murison Inc.

Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Indemnity Excess & Surplus Agency Inc.

Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

M.J. Hall & Company Inc.

Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

RoamNet Insurance Marketing Programs

Coverages BOP, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NV, OR, UT

Sovereign Group Int’l Inc.

Coverages CGL, Commercial Excess, Completed Operations Liab, EPLI, Fire, GL, Liability, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

TAPCO Underwriters Inc.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing Freberg Environmental Inc.

Landfills/Recycling/Disposal Facilities

Berkley Specialty Underwriting Mgrs - Environmental Div

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

Laundries/Coin Laundry

Virtue Risk Partners LLC

Coverages CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Advanced E&S Group - Midwest Region

Coverages Business Income & Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Landscape Contractors Brecht & Associates

Bass Underwriters

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Hired & Non-owned Auto, Property, Windstorm Carrier Status Non-admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

GMI Insurance Services

Coverages Auto Comm-Standard Carrier Status Admitted States All States except HI, MA

Law Firms 5Star D&O Program

Oryx Insurance Brokerage Inc.

Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States All States

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Continental Brokers Inc.

Coverages BOP, Business Income & Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts)

Gerald J. Wilkoff Inc.

Program Brokerage Corporation

Gray-Stone & Co.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Applied Underwriters Inc.

Tokio Marine/HCC

Prime Insurance Company

Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Laser Centers

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Professional Program Insurance Brokerage

Coverages Business Income & Interruption, CGL, Commercial Excess, Contractors Equip, E&O, EPLI, GL, Liability, Misc Professional Liab, Products Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Coverages Performance & Payment Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Sovereign Group Int’l Inc.

Alamo Surety Bonds

Landscape Gardeners

JLT Facilities Inc.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

Jorgensen & Company

Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brownyard Group

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages Business Interruption, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Media Liab, Medical, Misc Professional Liab, Non-Profit D&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States CA

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Synergy Professional Associates Inc.

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States All States

Target Professional Programs

Hall & Company

Patriot Underwriters Inc.

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Coverages Commercial Auto, Business Income & Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Target Professional Programs

Prime Insurance Company

U.S. Risk Insurance Group Inc.

Land Surveyors Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Willis Programs

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 67

2017 Annual Program Directory, Volume I Limousine Service Companies 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Commercial Auto, Excess Liab, GL Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, GA, IL, IN, MD, MO, NC, NV, OH, TN, TX, VA

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, GA, IL, IN, MD, MO, NC, NV, OH, TN, TX, VA

Atlas Financial Holdings - View Co. Info on Page 88 Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States All States except HI, MA, NJ, NY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States except LA

Prime Insurance Company

Program Brokerage Corporation

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All

CRES Insurance Services

Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Program Brokerage Corporation

Coverages Abuse & Molestation, All Risks/Cash in Transit, Boiler & Machinery, Crime, D&O, Environmental Liab, EPLI, Excess Liab, Liability, Pollution, Pollution Liab Carrier Status Admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Liquor Stores Advanced E&S Group - Midwest Region

Coverages Business Income & Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Nonadmitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Founders Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

Gorst & Compass Insurance

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Number One Insurance Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Continental Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto CommStandard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States All States

Western Security Surplus Insurance Brokers Inc.

Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Hired & Non-owned Auto, Medical Payments, Misc Professional Liab, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Managed Care Centers 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Keith D. Peterson & Company Inc.

Evolution Insurance Brokers

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Safehold Special Risk

Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Inland Marine, Material Damage, Motor Truck Cargo, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Woodus K. Humphrey & Co. (AmWINS)

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Machine Shops All Risks Ltd.

Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CT, DC, GA, IL, IN, KS, MD, MO, MS, NC, NV, PA, TN, VA

Applied Underwriters Inc.

Long Term Care Facilities 5Star Paratransit Program

Atlas General Insurance Services

68 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages Commercial Auto, Boiler & Machinery, Crime, Earthquake, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Ins.Center for Building Materials (ICBM)

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Western Surplus Lines Agency Inc.

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NY

Coverages Auto Comm-Standard, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Uninsured Motorists, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CT, IL, MI, NV, NY, PA, TX, WI

Ascinsure Specialty Risk

W. A. Schickedanz Agency Inc.

Western Experts in Transportation

MMA Programs, a div. of Marsh & McLennan

Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA Coverages Auto Comm-Standard, Commercial Excess, Liability, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Hired & Non-owned Auto, Medical, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Lumber Mills/Saw/Plywood

RLI Transportation

Continental Brokers Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Manufacturers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except CA, LA, MA

5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Axon Underwriting LLC

Coverages Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

J.M. Wilson

Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States All States

Keith D. Peterson & Company Inc.

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MarketScout

Coverages Liability, Products Liab Carrier Status Non-admitted States All States

Southwest Risk

Coverages CGL, Commercial Excess, Inland Marine, Property, Workers’ Comp Carrier Status Non-admitted States All States

USX/S

Coverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Personal Lines

Walter General Agency (WGA)

Norman-Spencer Agency Inc.

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Patriot Underwriters Inc.

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Evolution Insurance Brokers

Sun Coast General Insurance Agency

Maritime Program Group

TCA Inc.

Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Midlands Management Corp.

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Marinas/Boat Dealers

Coverages Environmental Liab, Equipment, GL, Hired & Non-owned Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Commercial Auto, Builders Risk, Bumbershoot, Care/Custody/Control, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Property, Workers’ Comp Carrier Status Admitted States All States

Atlass Insurance Group

TCA Inc.

Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States

The Hanover Insurance Group

Midlands Management Corp.

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers

Coverages Commercial Auto, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Atlass Insurance Group

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The Hanover Insurance Group

Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States All States except CA, DC, NY

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States All States except DC, HI

Prime Insurance Company

Coverages Business Income & Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States

Advanced E&S Group - Southeast Region

Prime Insurance Company

Atlass Insurance Group

Safehold Special Risk

Coverages Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess Carrier Status Admitted States All States

Coverages Auto Comm-Nonstandard Phys Dmg, Commercial Auto, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina Operators

NeitClem Wholesale Insurance Brokerage Inc.

Norman-Spencer International Inc.

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Hired & Nonowned Auto, Liability, Medical Payments, Motor Truck Cargo, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except DC, HI

tKg Wholesale Brokerage

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

MexiPass International Insurance Services LLC

Maritime Program Group

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States

Coverages Boats, Liability, Marina Operators Legal, Property, Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Maritime Program Group

Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States except DC

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boats, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

Prime Insurance Company

Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

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2017 Annual Program Directory, Volume I Safehold Special Risk

Prime Insurance Company

Sun Coast General Insurance Agency

Professional Program Insurance Brokerage

Coverages EPLI, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Legal Liab, Marina Operators Legal, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Medical Imaging Centers Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income & Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages All Risks/Cash in Transit, Business Income, Cargo, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Liquor Liab, Products Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AR, CO, DC, FL, LA, MD, ME, MI, MT, NM, NV, NY, OR, PA

Medical Device/Instrument Mfr. CRES Insurance Services

Coverages BOP, Professional Liab Carrier Status Non-admitted States All States

70 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Medical Spas Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Program Insurance Brokerage

Mental Health Care Facilities Coverages Abuse & Molestation, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AL, AK, HI

Irwin Siegel Agency Inc.

Medical Professionals Access E&S Insurance Services (VA)

NIF Group Inc.

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Coverages Commercial Excess, EPLI, Excess Liab, Liability, Medical, Medical Malpractice, Medical Professional, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

J.M. Wilson

Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

KZ Insurance Brokerage LLC

Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TX

NeitClem Wholesale Insurance Brokerage Inc.

PBS Insurance Underwriting Corporation

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Coverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Quaker Special Risk (New Jersey)

RPS Healthcare

USX/S

PEO Brokers Group

Coverages E&O, Professional Liab Carrier Status Admitted States All States Coverages Abuse & Molestation, CGL, GL, Hired & Nonowned Auto, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Addiction Treatment, Commercial Auto, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except DC, HI

Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Pro-Praxis Insurance

The McGowan Companies

AFC Insurance

Patriot Underwriters Inc.

Sports & Fitness Insurance Corporation (SFIC)

Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

Medical Marijuana Dispensaries/Growers

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Next Wave Insurance Services LLC

Prime Insurance Company

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Quaker Special Risk (New Jersey)

Philadelphia Insurance Companies

RLI Transportation

Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, KS, WI

Prime Insurance Company

PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

Negley Associates

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Philadelphia Insurance Companies

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

RPS NIPC

Metalworking Companies MMA Programs, a div. of Marsh & McLennan

Coverages Auto Comm-Standard, Business Income, CGL, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Umbrella, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States All States

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Mobile Auto Detailer

Mortgage Brokers

5Star Garage Services & Auto Dealers Program

CRES Insurance Services

Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Legal Liab, Property, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Mobile Home Parks (Commercial) Anderson & Murison Inc.

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property States Most States

Brecht & Associates

Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Evolution Insurance Brokers

Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States

Gorst & Compass Insurance

Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

Insurance Center Special Risks Ltd.

Coverages CGL, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

King Insurance Support Systems

Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Prime Insurance Company

South & Western General Agency Inc.

Coverages GL, Professional Liab States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WA

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Non-admitted States All States

Motion Picture (Film/Video) Producers Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Equipment, Faulty Coverage, GL, Hired & Non-owned Auto, Negative Film, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States except WY

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

U.S. Risk Insurance Group Inc.

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States All States

Motor Sports All Risks Ltd.

Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Coverages Commercial Auto, Business Income, Crime, GL, Participant Accident, Workers’ Comp Carrier Status Non-admitted States All States

Mortgage Bankers/Lenders

American Specialty Insurance & Risk Services Inc.

All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Coverages Commercial Auto, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equip Breakdown, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Legal Expense Ins, Personal Property, P&I, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Insurmark, Div. of Financial & Professional Risk Solutions

Prime Insurance Company

Gerald J. Wilkoff Inc.

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Proctor Financial Inc.

RPS - Executive Lines Division

Coverages Business Interruption, Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States except AK, HI

INSURANCEJOURNAL.COM

Williams & Stazzone Insurance Agency Inc.

Motorcycle Dealers / Dealerships All Risks Ltd.

Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States All States except ND, OH, OR, WA, WY

K&K Insurance Group Inc.

Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

Movie Boats Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Boats, CGL, Watercraft Liab, Wet Marine, Workers’ Comp Carrier Status Admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Moving & Storage Companies Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Moving Companies Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Hired & Non-owned Auto, Inland Marine, Motor Truck Cargo, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Municipalities Alliant Specialty Insurance Services Inc.

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States except FL

Apex Insurance

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted, Non-admitted States All States except AK, DC, OR, WA

Glatfelter Insurance Group

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Glatfelter Public Practice

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Midlands Management Corp.

Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States All States except CA, DC, NY

NIF Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Public Officials, Umbrella Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

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2017 Annual Program Directory, Volume I Museums Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Huntington T. Block

Coverages Fine Arts, Mysterious Disappearance, Property, Theft Carrier Status Admitted States All States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Program Brokerage Corporation

Coverages All Risks/Cash in Transit, Crime, Fine Arts, Legal Liab, Liability, Property, Umbrella Carrier Status Admitted States All States

Music, Touring & Live Events All Risks Ltd.

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Non-admitted States All States

Nanny Services Prime Insurance Company

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Night Clubs Alamo Surety Bonds

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Nonprofit Organizations Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Hired & Non-owned Auto, Liability, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Care Providers Insurance Services LLC

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

72 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

NSM Insurance Group

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income & Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Hired & Non-owned Auto, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages D&O, EPLI Carrier Status Admitted States All States

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Hired & Non-owned Auto, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, Commercial Excess, D&O, EPLI, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Svcs Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States All States except DC, LA

Insurance Center Special Risks Ltd.

Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Hired & Non-owned Auto, Liability, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA

Charity First Insurance Services Inc.

Innovative Coverage Concepts

International Excess Companies

Nonprofits Insurance Alliance of Calif.

R.V. Nuccio & Associates Inc.

Founders Insurance Company

Coverages Assault & Battery, CGL, Completed Operations Liab, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States All States except HI, VT

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States All States except HI, LA

Coverages Abuse & Molestation, BOP, EPLI, GL, Liquor Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

NIF Group Inc.

Irwin Siegel Agency Inc. Markel Specialty

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hired & Non-owned Auto, Hole-in-One, Inland Marine, Non-Profit D&O, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States All States

Russell Bond & Co. Inc.

USX/S

Coverages Abuse & Molestation, Addiction Treatment, Apartment House Package, Commercial Auto, Breach of Security, Business Income & Interruption, CGL, Commercial Excess, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Employee Benefits, Environmental Liab, EPLI, Hired & Non-owned Auto, Identity Theft, Int’l Coverage - Commercial, Int’l Coverage - Personal, Liability, Liquor Liab, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Non-Trucking Auto Liab, Pollution, Professional Liab, Property, Real & Business Personal Prop, Religious Institutions, Sexual Misconduct Liab, Teachers Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Non-Profit D&O Carrier Status Admitted States All States

Nurseries / Garden Centers Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Nursing Homes 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I All Risks Ltd.

Coverages Abuse & Molestation, Employee Benefits, GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88 Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Gerald J. Wilkoff Inc.

Office Building Owners

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Philadelphia Insurance Companies

Coverages Commercial Auto, Fire Legal Liab, Hired & Nonowned Auto, Identity Theft, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

ProAction Insurance Services Inc.

Coverages EPLI, Excess Liab, GL, Liability, Medical Malpractice, Medical Professional, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Quadrant Insurance Managers

Coverages GL, Professional Liab Carrier Status Non-admitted States FL, TX

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

USX/S

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Western Security Surplus Insurance Brokers Inc.

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Nutraceutical Manufacturers/ Distributors Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Worldwide Facilities LLC

Coverages Blanket Addt’l Insureds, Business Interruption, CGL, Products Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Transpac Managers Inc.

Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States All States

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Victor O. Schinnerer & Company

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, D&O, EPLI, Excess Liab, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Property Carrier Status Admitted States All States

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Distinguished Programs

Patriot Underwriters Inc.

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Glatfelter Healthcare Practice

Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Target Managers Insurance Services

Apartment Insurance Consultants LLC

Crusader Insurance Company

Glatfelter Insurance Group

Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Southwest Energy Underwriters Inc.

Advanced E&S Group - Midwest Region

W. A. Schickedanz Agency Inc.

Coverages Commercial Auto, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO

Coverages GL, Property Carrier Status Admitted States CA Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

M.J. Hall & Company Inc.

Western Surplus Lines Agency Inc.

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

MacNeill Group, Inc., CMGA

Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Orchards - Agriculture Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Allen Financial Ins. Group / The Equestrian Group

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Flood, Motor Truck Cargo, Pollution Liab Carrier Status Admitted States All States except AK, DC, HI, TX

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Osteopaths PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

Specialty Programs & Facilities Mgrs, Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

UCA General Insurance Services

Oil & Gas Operators AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alamo Surety Bonds

Coverages Performance & Payment Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

Alliant Specialty Insurance Services Inc.

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

MarketScout

Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

McClelland and Hine Inc.

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Parent Teacher Org’s (PTAs/PTOs) R.V. Nuccio & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States All States

Pawn Shops All Risks Ltd.

Coverages Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Property Carrier Status Non-admitted States All States except HI

Prime Insurance Company

Pest Control Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States All States except CA, LA, MA

All Risks Ltd.

Coverages Commercial Auto, Blanket Addt’l Insureds, Care/ Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Lost Key, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 73

2017 Annual Program Directory, Volume I Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except LA

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

H. R. Keller & Co Inc.

Coverages E&O, GL, Herbicide & Pesticide, Pollution, Umbrella Carrier Status Admitted States NJ, NY, PA

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages Commercial Auto, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States except LA

Prime Insurance Company

Program Brokerage Corporation

Coverages GL, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Excess Liab, Herbicide & Pesticide, Inland Marine, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Sovereign Group Int’l Inc.

Coverages Business Income & Interruption, CGL, Commercial Excess, E&O, EPLI, Liquor Liab, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Pet Care Professionals Prime Insurance Company

Pet Salons/Kennels/Supplies A.I.I. Insurance Brokerage of Mass. Inc.

Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

Allen Financial Ins. Group / The Equestrian Group

Coverages BOP, Business Income, Care/Custody/Control, Excess Liab, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

Continental Brokers Inc.

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/ Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

74 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Petroleum Distributors AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Phys Dmg, GL, Pollution, Pollution Liab Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

Philadelphia Insurance Companies

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Property Carrier Status Admitted States All States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, BOP, Crime, EPLI, Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Program Risk Specialists

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Worldwide Facilities LLC

Coverages GL, Inland Marine Carrier Status Admitted States All States

Physician Assistants Prime Insurance Company

Physicians Continental Brokers Inc.

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except WV

Sunderland Insurance Services

Coverages Excess Liab, Hired & Non-owned Auto Carrier Status Non-admitted States All States

Plastic Manufacturers & Distributors NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States All States

Podiatric Physicians

Coverages Accident & Health, Accidental Death, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income & Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

MMA Programs, a div. of Marsh & McLennan

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, IL, MI, NC, NV, PA, TX, UT, WI

PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

RPS Healthcare

Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Piers & Docks All Risks Ltd.

Coverages Commercial Auto, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Atlass Insurance Group

Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States All States

LIG Marine Managers

Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States

Prime Insurance Company

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza Delivery All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States Most States

PULIC Program - TDC Specialty Insurance Company

Police/Law Enforcement Officers Professional Governmental Underwriters

Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

Production Companies Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Hired & Non-owned Auto, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

R.V. Nuccio & Associates Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Faulty Coverage, Hired & Non-owned Auto, Inland Marine, Negative Film, Props, Railroad Protective Liab, Sets, Theft, Wardrobe, Workers’ Comp Carrier Status Admitted States All States

Professional Employer Org’s (PEO’s) AmWINS Group Inc. - 80 Offices Nationwide Coverages Cyber Liab, EPLI, Workers’ Comp Carrier Status Admitted States All States

Artex Risk Solutions Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Empire Underwriters LLC

Innovative Risk Solutions

Libertate Insurance LLC

Intercorp Inc.

Coverages Commercial Excess, GL, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Coverages E&O, EPLI, GL, Liability, Medical Malpractice, Professional Liab, Umbrella, WC - Buyback Policies, WC - Captive Placement, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

U.S. Risk Insurance Group Inc.

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Professionals/Consultants/Contractors Access E&S Insurance Services (VA)

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

Coverages Dwelling Fire, E&O, Foreclosed Properties, Liability, Property, Rented Property Carrier Status Non-admitted States All States except AK, HI

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liability, Professional Liab, Property, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

tKg Wholesale Brokerage

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Apex Insurance

Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions, Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted, Non-admitted States All States except AK, DC, HI, OR, WA

Southwest Risk

Glatfelter Insurance Group

Property Managers

Glatfelter Public Practice

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Fox Point Programs

Norman-Spencer International Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

Euclid Public Sector

J.M. Wilson

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

American Public Risk

Prime Insurance Company

Apartment Insurance Consultants LLC

JLT Facilities Inc.

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States except FL

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Public Entities

Coverages BOP, Crime, Cyber Liab, E&O, EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted States All States except AK, HI

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

Walter General Agency (WGA)

Alliant Specialty Insurance Services Inc.

New Empire Group

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Hall & Company

Coverages GL, Rented Property, Renters Insurance, Residential Property Carrier Status Admitted States All Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income & Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

US Assure

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Ian H. Graham Insurance

Coverages Crime, E&O, EPLI, Fidelity Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States All States except DC, LA

Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Nonadmitted States All States except CA, DC, HI, LA Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States All States except HI, WV

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Midlands Management Corp.

Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except CA, DC, NY

OneBeacon Government Risks

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

MAXIMUM

Philadelphia Insurance Companies

Intercorp Inc.

Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages BOP, Crime, Cyber Liab, E&O, EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted States All States except AK

Patriot Underwriters Inc.

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

Publishers Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Prime Insurance Company

Property Management Firms

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Escrow E&O Carrier Status Non-admitted States CA

SterlingRisk Programs

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

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Real Estate Agents & Brokers Arrowhead General Insurance Agency Inc. Construction Insurance Partners CRES Insurance Services

Coverages E&O, Workers’ Comp Carrier Status Admitted States Most States

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 75

2017 Annual Program Directory, Volume I Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, LA

Insurance Center Special Risks Ltd.

Coverages CGL, E&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Norman-Spencer Agency Inc.

Coverages E&O Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Real Estate Developers/Homebuilders Appalachian Underwriters Inc.

Coverages Addt’l Living Expense, Apartment House Package, BOP, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, GL, High Valued Homes, Liability, Loss of Use, Rented Property, Residential Property Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States All States

Midlands Management Corp.

Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States All States except CA, DC, NY

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Professional Liability Ins. Svcs - Underwriting Facilities

Quaker Special Risk (New Jersey)

Coverages E&O, Professional Liab Carrier Status Admitted States All States Coverages E&O, EPLI, Professional Liab States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

RealProEandO

Coverages Cyber Liab, E&O Carrier Status Admitted States All States except AK, HI, LA, WV

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/ Ransom Carrier Status Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Victor O. Schinnerer & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Real Estate Appraisers Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Intercorp Inc.

Coverages BOP, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

RealProEandO

Coverages Cyber Liab, E&O Carrier Status Admitted States All States except AK, LA, WV

Target Professional Programs

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

US Assure

Recording Studios All Risks Ltd.

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property Carrier Status Admitted States All States

Prime Insurance Company

Records Storage & Info Mgmt Brightstone Insurance Services, A Risk Strategies Co.

Coverages Addt’l Expense, Auto Comm-Standard, Bailee/ Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Hired & Nonowned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Recycling Centers

Victor O. Schinnerer & Company

All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

76 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Excess Liability, General Liability, Professional Liability, Workers’ Compensation Carrier Status Admitted States All States except ND, OH, WA, WY

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Berkley Specialty Underwriting Mgrs - Environmental Div

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Willis Programs

Coverages Auto Comm-Standard, Crime, Environmental Liab, Equipment Breakdown, GL, Inland Marine, Pollution, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except AK

Registered Investment Advisors Fox Point Programs

Coverages E&O, Professional Liab States All States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Residential Care Centers 5Star Paratransit Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AFC Insurance

Coverages Abuse & Molestation, Accident & Health, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Patriot Underwriters Inc.

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Prime Insurance Company

RPS NIPC

Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Residential Subcontractors Builders & Tradesmen’s Insurance Services Inc.

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Quaker Special Risk (Mass.)

All Risks Ltd.

Quaker Special Risk (New Jersey)

Appalachian Underwriters Inc.

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, COC, Contractors Equip, Installation Floaters, Theft Carrier Status Admitted States All States

Resorts Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equip Breakdown, Fiduciary Liab, Fire, Flood, Garage Keepers Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Liquor Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Willis Programs

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Restaurants 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

A.I.I. Insurance Brokerage of Mass. Inc.

Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI

Abram Interstate Insurance Services Inc.

Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States AZ, CA, NV

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Legal Liab, Liability, Liquor Liab, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Flood, Food Spoilage, Garage Keepers Legal Liab, Glass, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Non-admitted States CA, CO, FL, GA, IL, LA, NC, SC

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Business Income & Interruption, CGL, Equipment, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

Appleby & Sterling

MAXIMUM

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Coverages Boiler & Machinery, Business Income & Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NE

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States MO, MS, NY, TX

McLeckie Insurance Group

Bass Underwriters

Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Brecht & Associates

Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Burns & Wilcox - All Offices

Next Wave Insurance Services LLC

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages Crime, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Number One Insurance Agency

CID Insurance Programs Inc.

Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Coverages CGL, Commercial Excess, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, NV, OR, TN, TX, UT, WA

Prime Insurance Company

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Assault & Battery, Commercial Auto, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States All States

Promont Advisors LLC

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States All States

CRES Insurance Services

Coverages GL, Liquor Liab Carrier Status Admitted States CA

RISCO Insurance Brokerage Inc.

Distinguished Programs

Coverages CGL, GL Carrier Status Admitted States All

Coverages CGL, Crime, Employee Benefits, Liquor Liability, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

Founders Insurance Company

RoamNet Insurance Marketing Programs

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA

Griffin General Agency Inc.

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liability, Medical Payments, Products Liability, Property, Real & Business Personal Property, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Innovative Coverage Concepts

Coverages Auto Comm-Standard, Business Income, CGL, Crime, Employee Benefits, Equipment Breakdown, Fine Arts, Food Spoilage, GKLL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except HI, VT

Insurance Center Special Risks Ltd.

Coverages Assault & Battery, BOP, Business Income, GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

International Excess Companies

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire, Food Spoilage, Garage Liability, GKLL, GL, Glass, Hired & Nonowned Auto, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

SterlingRisk Programs

Izzo Insurance Services Inc.

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States

KZ Insurance Brokerage LLC

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI

Lancer Indemnity Company

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Alamo Surety Bonds

M.J. Hall & Company Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

AFC Insurance

Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States All States except FL

Agency Intermediaries Inc.

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

INSURANCEJOURNAL.COM

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Sun Coast General Insurance Agency TAPCO Underwriters Inc.

Tejas American General Agency The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

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2017 Annual Program Directory, Volume I tKg Wholesale Brokerage

Coverages CGL, Commercial Excess, Crime, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

SterlingRisk Programs

W. A. Schickedanz Agency Inc.

tKg Wholesale Brokerage

Coverages Business Income, CGL, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO

Walter General Agency (WGA)

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, DIC, Employee Benefits, EPLI, Equip Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Nonadmitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Retail Stores 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except CA, LA, MA

5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

Advanced E&S Group - Midwest Region

Agency Intermediaries Inc.

Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, RI

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

Coverages Excess Liab, Umbrella States All States Coverages CGL, Commercial Excess, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

UCA General Insurance Services

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks Prime Insurance Company

RV Dealerships All Risks Ltd.

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

MAXIMUM

KZ Insurance Brokerage LLC

Coverages BOP, Workers’ Comp Carrier Status Admitted States AL, AZ, CA, NV, TN, TX

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income & Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

Lancer Indemnity Company

Prime Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

Monarch E&S Insurance Services

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA

N-Surance Outlets Inc. (Florida)

Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except ND, OH, WA, WY

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

78 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

RV Parks King Insurance Support Systems

Coverages GL, Liability, Mobile Home Ins, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, IL, NM, NV, OR, UT, WA

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Scaffold Erectors

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States All States

Prime Insurance Company

School Busing Firms 5Star Contract School Bus Program

Coverages Auto Comm-Standard Liability, EPLI, GL, Hired & Non-owned Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

Glatfelter Public Practice

Coverages Auto Comm-Standard Liability & Phys Dmg, Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CO, CT, DE, MA, MD, ME, MI, NH, NJ, NY, OH, PA, VA, VT

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Schools-Public/Private AAU, A division of USG Insurance Services

Coverages Builders Risk, Crime, Cyber Liab, D&O, Damage in Process, EPLI, Equipment Breakdown, Flood, Hired & Non-owned Auto, Inland Marine, Medical Payments, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States

Apex Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Glatfelter Insurance Group

Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI, LA, MS, WV

Glatfelter Public Practice

Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Great American Ins. Group, Specialty Human Services

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

MMA Programs, a div. of Marsh & McLennan

Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, IL, MI, MN, NC, NY, OR, PA, SC, TX, UT, WI

Nonprofits Insurance Alliance of Calif.

INSURANCEJOURNAL.COM

Philadelphia Insurance Companies

Brownyard Group

Prime Insurance Company

Brownyard Programs Ltd.

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, Flood, GL, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Western Security Surplus Insurance Brokers Inc.

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

G.J. Sullivan Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income & Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Inland Marine, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI, MA

MMA Programs, a div. of Marsh & McLennan

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, IL, MI, MN, NC, NV, TX, UT, WI

Prime Insurance Company

Securities Brokers/Dealers Prime Insurance Company

Security Guard Firms All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages E&O, Liability Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except NE

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Ship Repairers/Marine Artisan Contractor

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except AK

Agency Intermediaries Inc.

Burns & Wilcox - All Offices

All Risks Ltd.

Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA, ME

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Commercial Auto, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Gray-Stone & Co.

Coverages GL, Umbrella Carrier Status Admitted States CA

Atlass Insurance Group

Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

LIG Marine Managers

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Maritime Program Group

Coverages Abuse & Molestation, Assault & Battery, Commercial Auto, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States except LA

Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States

Prime Insurance Company

Safehold Special Risk

Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

The American Equity Underwriters Inc.

Self-Storage Facilities All Risks Ltd.

Coverages Business Income, CGL, Cyber Liab, Excess Liab, GL, Pollution Liab, Property Carrier Status Non-admitted States All States

The Hanover Insurance Group

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Business Income, CGL, Cyber Liab, Employee Benefits, EPLI, Fine Arts, Identity Theft, Pollution Liab Carrier Status Non-admitted States All States

Ship Yards All Risks Ltd.

GMI Insurance Services

Coverages Commercial Auto, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

MiniCo Insurance Agency LLC

Atlass Insurance Group

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Hired & Non-owned Auto, Legal Liab, Liability, Medical Payments, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States All States

Safehold Special Risk

LIG Marine Managers

Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Hired & Non-owned Auto, Liability, Mechanical Breakdown, Misc Professional Liab, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Universal Insurance Programs

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Service Stations All Risks Ltd.

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except HI

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, Carrier Status Admitted, Non-admitted States CT, NJ, NY

Prime Insurance Company

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Safehold Special Risk

Coverages CGL, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges Align General Insurance Agency LLC

Coverages Firearms Liability, GL, Professional Liab, Property States All States except AK, HI

IT Risk Managers Inc.

Coverages CGL, Employee Benefits, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 79

2017 Annual Program Directory, Volume I Joseph Chiarello & Co.; Firearms Business Ins. Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States All States

Patriot Underwriters Inc.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except ND, OH, WA, WY

Philadelphia Insurance Companies

All Risks Ltd.

Coverages Commercial Auto, Excess Liab, GL, Physical Damage, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Hired & Nonowned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AL, LA, MS, WV

Prime Insurance Company

ProWriters

Coverages BOP, E&O, GL Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Lessor Only Excess Liab, Liability, Liquor Liab, Misc Professional Liab, Non-Profit D&O, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Religious Institutions, Spoilage, Tanning Liab, Technology E&O, Trade Shows & Festivals Carrier Status Non-admitted States IL, IN, OH

tKg Wholesale Brokerage

Prime Insurance Company

Western Experts in Transportation

Shuttle Services

Snow Ski Rental Firms

Shopping Centers

5Star Public Auto Program

Prime Insurance Company

Advanced E&S Group - Midwest Region

Coverages Business Income & Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Appleby & Sterling

Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States All States

Continental Brokers Inc.

Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire, Flood, GL, Identity Theft, Inland Marine, Property, Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

UCA General Insurance Services

Shuttle Service-Non Emergency Medical 5Star Paratransit Program

Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, Hired & Non-owned Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, MA, NJ, RI

80 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Excess Auto Carrier Status Admitted States Most States

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88 Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States All States except HI, MA, NJ, NY

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Small to Mid-Sized Businesses Advanced E&S Group - Midwest Region

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Appleby & Sterling

Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

KZ Insurance Brokerage LLC

Coverages Apartment House Package, Auto CommStandard, BOP, Products Liab, Professional Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Markel Specialty

Coverages Blanket Addt’l Insureds, BOP, Business Income, Fire, Food Spoilage, Glass, Herbicide & Pesticide, Hired & Non-owned Auto, Liability, Liquor Liab, Property, Rented Property, Spoilage, WC - Master Policies/ASO, Windstorm, Workers’ Comp Carrier Status Admitted States All States except FL, LA, NY, RI

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages Auto Comm-Nonstandard, Excess Liab, Professional Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Snowmobile Tours - Guided Prime Insurance Company

Social Clubs Founders Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

Great American Ins. Group, Specialty Human Services

Prime Insurance Company

R.V. Nuccio & Associates Inc.

Coverages Accident & Sickness, Accidental Death, Blanket Addt’l Insureds, CGL, Crime, D&O, EPLI, Inland Marine, Participant Accident Carrier Status Admitted States All States

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Western Security Surplus Insurance Brokers Inc.

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies 5Star D&O Program

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

5Star Paratransit Program

Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 88 Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Care Providers Insurance Services LLC

Philadelphia Insurance Companies

Charity First Insurance Services Inc.

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Monitor Liability Managers

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Patriot Underwriters Inc.

Coverages Excess Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Gateway Specialty Insurance

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States All States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

Insurance Center Special Risks Ltd.

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States

McClelland and Hine Inc.

Software Developers

Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX

Access E&S Insurance Services (VA)

Coverages Excess Liability, Professional Liability Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

N-Surance Outlets Inc. (Florida)

Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

N-Surance Outlets Inc. (Georgia)

Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN

IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

MMA Programs, a div. of Marsh & McLennan

Coverages GL, Liquor Liab Carrier Status Admitted States MA

Coverages Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, MN, NC, NM, NV, OR, PA, TX, UT, VA, WI

Odds On Promotions

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States All States

Special Events Abacus Insurance Brokers Inc.

Philadelphia Insurance Companies

Coverages Excess Liab, Inland Marine, Int’l Coverage Commercial, Liability, Liquor Liab, Participant Accident Carrier Status Admitted States All States

Coverages Business Income & Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA

Prime Insurance Company

Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, ME, NH, RI

R.V. Nuccio & Associates Inc.

All Risks Ltd.

Coverages Accidental Death, CGL, Event Cancellation, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Admitted States All States

Coverages Contingent Coverages, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Accidental Death, Blanket Addt’l Insureds, Cast Insurance, CGL, Event Cancellation, Excess Liab, Fire Legal Liab, Hole-in-One, Liquor Liab, Participant Accident, Props, Sets, Trade Shows & Festivals, Wardrobe, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Agency Intermediaries Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income & Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States All States except MS, NM

USX/S

NIF Group Inc.

Nonprofits Insurance Alliance of Calif.

Founders Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Business Income & Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Hired & Non-owned Auto, Liability, Mental Health Care, Misc Professional Liab, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Abram Interstate Insurance Services Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

RPS NIPC

Gateway Specialty Insurance

Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Hired & Non-owned Auto, Liability, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States All States except AK, HI Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Ashley General Agency

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Safehold Special Risk

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 81

2017 Annual Program Directory, Volume I Substance Abuse Program Administrators Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Commercial Auto, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Surgery Centers Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Tanning Salons Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States except AK, NY

M.J. Kelly Company

Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Property Carrier Status Non-admitted States All States

Universal Insurance Programs

Tattoo Parlors/Permanent Makeup/Body Piercing

Coverages CGL, Commercial Excess, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Tax Preparers & Bookkeepers All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States AL, AZ, CA, CO, FL, IA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, OK, OR, PA, SC, TN, TX, VA, WA

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Prime Insurance Company

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Taxi Service 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 88 Coverages Commercial Auto, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Temporary Medical Staffing Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Temporary Staffing Firms All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Artex Risk Solutions Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

All Risks Ltd.

Empire Underwriters LLC

Allen Financial Ins. Group / The Equestrian Group

NSM Insurance Group

Coverages Assault & Battery, Business Income, Employee Benefits, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States Coverages Blanket Addt’l Insureds, Business Income, CGL, Completed Operations Liab, New Occurrence, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States

82 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

CID Insurance Programs Inc.

Coverages Commercial Excess, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Coverages E&O, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Philadelphia Insurance Companies

Target Professional Programs

Coverages Commercial Auto, Business Income & Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States All States

U.S. Risk Insurance Group Inc.

Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Theatre Production Companies Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, CGL, Event Cancellation Carrier Status Admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property, Wardrobe Carrier Status Admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Great American Ins. Group, Specialty Human Services

Title Agents Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Non-admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Tour & Charter Bus Services 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Prime Insurance Company

INSURANCEJOURNAL.COM

Travel Trailers

RLI Transportation

Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States All States except AK, DC, HI, MA

Prime Insurance Company

Tow Truck Firms

Truck Body/Manufacturers/Distributors

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Prime Insurance Company

Lancer Insurance Company

Coverages Commercial Auto, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Willis Programs

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States All States except AK, HI, WY

Trade Show Exhibitors

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Truck Dealers - Franchised KBK Insurance Group Inc.

Coverages Auto Comm-Standard, Dealers Open Lot, GKLL, Property Carrier Status Admitted States All States except AK, HI, MA, NY

MMA Programs, a div. of Marsh & McLennan

Coverages Commercial Excess, Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, MN, NV, NY, OR, PA, TX, UT, WA

Prime Insurance Company

Target Managers Insurance Services

Abacus Insurance Brokers Inc.

Coverages Excess Liab, GL Carrier Status Admitted States All States

Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Allen Financial Ins. Group / The Equestrian Group

Williams & Stazzone Insurance Agency Inc.

Coverages Addt’l Expense, Auto Comm-Standard, Care/ Custody/Control, CGL, Completed Operations Liab, Equipment, Hired & Non-owned Auto, Liquor Liab, Personal Property, Products Liab, Umbrella Carrier Status Admitted States All States

BUA LLC

Coverages Excess Liab, GL Carrier Status Admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, CGL, Hired & Non-owned Auto, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program

Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States All States except AK, HI, MA, NH, NY

5Star Trucking Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except CA, MA, NH, NJ, NY

Translators & Interpreters

5Star Workers’ Compensation Services

Prime Insurance Company

Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States except AK

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

Trap & Skeet Shooting Clubs Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States All States

Travel Agents & Tour Operators Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except AK

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Cargo, CGL Carrier Status Admitted States AZ, CA, NV

All Risks Ltd.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, GA, IL, IN, KS, MO, MS, NC, NV, PA, SC, TN, VA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States All States

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Contingent Coverages, Excess Liab, GL, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 83

2017 Annual Program Directory, Volume I Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Crouse & Associates

Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Hired & Non-owned Auto, Motor Truck Cargo, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

M.J. Hall & Company Inc.

Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages Commercial Excess, GL, Motor Truck Cargo, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

RLI Transportation

McClelland and Hine Inc.

Freberg Environmental Inc.

States All States except AK, DC, HI, MA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except FL, HI, LA, MA, NY

Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted

Scout Insurance Group Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard Phys Dmg, Cargo, Motor Truck Cargo Carrier Status Admitted, Non-admitted States All States

Griffin General Agency Inc.

Shelly, Middlebrooks & O’Leary Inc. (Jacksonville)

Guardian Insurance Wholesalers Inc.

South & Western General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX Coverages Cargo, GL, Liability, Long Haul, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC

Interline Insurance Services

Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Long Haul Carrier Status Admitted States AR, MS, OK, TN, TX

tKg Wholesale Brokerage

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard Liability, Cargo, CGL, Commercial Excess Carrier Status Non-admitted States All States

International Transportation & Marine Agency Inc.

W. A. Schickedanz Agency Inc.

Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Lancer Insurance Company

Coverages Commercial Auto, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

M.J. Kelly Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, GL, Hired & Non-owned Auto, Long Haul, Medical Payments, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MacNeill Group, Inc., CMGA

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FL

MAXIMUM

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Hired & Non-owned Auto, Non-Trucking Auto Liab, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

Midlands Management Corp.

Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States All States except CA, DC, NY

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

N-Surance Outlets Inc. (Georgia)

Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN

National Advantage Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States All States

84 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Commercial Auto, Cargo, CGL, Commercial Excess, GL, Hired & Non-owned Auto, Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities LLC

Coverages GL, Motor Truck Cargo Carrier Status Admitted States All States

Used Car Dealers AAU, A division of USG Insurance Services

Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Alamo Surety Bonds

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appalachian Underwriters Inc.

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, CA, HI, NY, RI

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

CRES Insurance Services

Coverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CA

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Sierra Specialty

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages D&O, Dealers Open Lot, EPLI, Fiduciary Liab, Garage Keepers Legal Liab, Garage Liability, GL, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, HI

W. A. Schickedanz Agency Inc.

Coverages Auto Comm-Standard, Business Income, CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Liability, Medical Payments, On-Hook Cargo, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States All States except HI

Utilities-Natural Gas Companies Prime Insurance Company

Willis Programs

Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States All States

Valet Parking Companies AAU, A division of USG Insurance Services

Coverages Garage Liability, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except MA, NJ, NY

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

McLeckie Insurance Group

Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY

INSURANCEJOURNAL.COM

2017 Annual Program Directory, Volume I Prime Insurance Company

U.S. Risk Insurance Group Inc.

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services Prime Insurance Company

World Wide Specialty Programs Inc.

Veterinarians Allen Financial Ins. Group / The Equestrian Group

Warehouse Operators

Coverages Business Interruption, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Gorst & Compass Insurance

Coverages BOP, Business Income Carrier Status Non-admitted States CA

National Advantage Insurance Services Inc.

Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Prime Insurance Company

Waste Haulers

All Risks Ltd.

Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Cargo, CGL Carrier Status Admitted States AZ, CA, NV Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

AmWINS Group Inc. - 80 Offices Nationwide

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except DC, HI, MD

Safehold Special Risk

AmWINS Program Underwriters

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Apex Insurance

Coverages Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Agricultural Insurance Mgmt Services

Water/Wastewater Facilities

AmWINS Program Underwriters

Align General Insurance Agency LLC

Vineyards

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Coverages Business Interruption, GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages BOP, Care/Custody/Control, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States All States except AK, DC, HI, LA, NJ, NY Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Willis Programs

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Freberg Environmental Inc.

Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Glatfelter Insurance Group

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States except AK, HI

Glatfelter Public Practice

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States All States except AK, DC, HI

Grundy Insurance

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except HI, WV

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

NIF Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Boiler & Machinery, Business Interruption, Catastrophe, Equipment, Equipment Breakdown, GL, Hail, Inland Marine, OCP, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella States All States

Sierra Specialty

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div

US Assure

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Vitamin/Health Food Suppliers CRC Insurance Services - All Offices

Coverages CGL, EPLI, Products Liab Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Worldwide Facilities LLC

Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Beacon Hill Associates Inc.

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Hired & Non-owned Auto, Int’l Coverage - Commercial, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Brecht & Associates

Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Guardian Insurance Wholesalers Inc.

Coverages GL, Liability, Physical Damage Carrier Status Admitted States All States except DC

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Prime Insurance Company

Water Well Drilling Operation Co’s Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Hail, Hurricane, Installation Floaters, Theft, Weather, Windstorm States All States

Weddings Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Crime, Event Cancellation, GL, Liquor Liab Carrier Status Admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages CGL, Event Cancellation, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

Markel Personal Lines

Coverages Event Cancellation, Liability, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

R.V. Nuccio & Associates Inc.

Coverages Addt’l Expense, Event Cancellation, Hired & Non-owned Auto, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States All States

Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 85

2017 Annual Program Directory, Volume I Wildlife Control

Yacht Clubs

Brownyard Group

Atlass Insurance Group

Prime Insurance Company

Wineries Alamo Surety Bonds

Coverages Fidelity Bonds, Surety Bonds Carrier Status Admitted States AL, AZ, CO, FL, GA, IN, KS, LA, MO, MS, NC, NV, TX

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Sierra Specialty

South & Western General Agency Inc.

Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Wood Workers AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Keith D. Peterson & Company Inc.

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Pennsylvania & Indiana Lumbermens Mutual Ins. Co's

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Woodus K. Humphrey & Co. (AmWINS)

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Wrecking Contractors Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

86 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

Maritime Program Group

Coverages Boats, CGL, Commercial Marine, Crime, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Midlands Management Corp.

Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Nonadmitted States All States except DC

Prime Insurance Company

Safehold Special Risk

Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Yachts/Mega Yachts

Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Insurance Center Special Risks Ltd.

Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Maritime Program Group

Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Markel Personal Lines

Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

TCA Inc.

Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Terheggen/Malone Marine Insurance

Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

All Risks Ltd.

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Auto Comm-Standard, CGL, Commercial Excess, Crime, Event Cancellation, Excess Liab, Participant Accident, Property Carrier Status Admitted States All States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, D&O, Inland Marine, Participant Accident States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Property, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

Quaker Special Risk (Florida)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Nonadmitted States AK, AZ, CA, FL, NV, OR, UT, WA

INSURANCEJOURNAL.COM

2017 Annual Program Directory Volume I – Alphabetical Directory of Markets 5Star Business Auto Program (Misc. classes)

Abram Interstate Insurance Services, Inc.

5Star Contract School Bus Program

Access E&S Insurance Services (VA)

5Star D&O Program

Admiral Insurance Group

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com P.O. Box 5430, Mount Laurel, NJ 08054 Phone: (856) 429-9200, Fax: (856) 429-8611 lheaton@admiralins.com www.admiralins.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services

906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

A.I.I. Insurance Brokerage of Mass., Inc.

183 Davis St., Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 info@agencyint.com www.agencyint.com

AAU, A division of USG Insurance Services 1000 Town Center Way, Ste. 300 Canonsburg, PA 15317 Phone: (724) 754-9052, Fax: (724) 754-9011 ckochman@aauins.com www.aauins.com

Abacus Insurance Brokers, Inc.

2512 Wilshire Blvd., Santa Monica, CA 90403 Phone: (424) 214-3720, Fax: (424) 214-3721 darren.lewin@abacus.net www.abacus.net

ABC Aviation Program

906 S. Kirkwood Road, Kirkwood, MO 63122 Phone: (314) 471-0777 stephanie_likens@theabcprogram.com www.programsins.com

INSURANCEJOURNAL.COM

Allen Financial Ins. Group / The Equestrian Group

12424 N. 32nd St., Ste. 101, Phoenix, AZ 85032 Phone: (800) 874-9191, Fax: (602) 992-8327 mpallante@eqgroup.com www.eqgroup.com

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 jbernhard@insurancefornonprofits.org www.insurancefornonprofits.org

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Advanced E&S Group - Midwest Region

American Collectors Insurance, Inc.

Advanced E&S Group - Southeast Region

American Public Risk

333 W. Wacker Dr., Ste. 1950, Chicago, IL 60606 Phone: (866) 867-0505, Fax: (855) 301-8177 quote@advancede-s.com www.aesins.com 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (954) 416-9571 scook@advancedesgroup.com www.advancedesgroup.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 dina.tristani@afcins.com www.afcins.com

Affinity Nonprofits

1120 20th St. NW, Ste. 600, Washington, DC 20036 Phone: (800) 432-7465, Fax: (800) 701-1982 info@affinitynonprofits.com www.affinitynonprofits.com

Agency Intermediaries, Inc.

1575 Boston Post Rd., Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 info@agencyint.com www.agencyint.com

Agricultural Insurance Mgmt Svcs.

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com For more info, see our ad on page 3 (East).

Alamo Surety Bonds

2359 Austin Hwy, San Antonio, TX 78218 Phone: (210) 930-5550, Fax: (210) 930-3255 jim@alamobonds.com www.alamobonds.com

Align General Insurance Agency, LLC

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

All Risks, Ltd.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

496 Kings Hwy N, Cherry Hill, NJ 08002 Phone: (800) 360-2277, Fax: (856) 755-7440 agents@americancollectors.com www.AmericanCollectors.com 9020 Stony Point Pkwy, Ste. 455 Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Specialty Insurance & Risk Services, Inc. 7609 W. Jefferson Blvd., Ste. 100 Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 969-4729 bschall@amerspec.com www.amerspec.com

AMIS/Alliance Marketing & Insurance Services, LLC P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 snowell@amiscorp.com www.amisinsurance.com

AmTrust Surety

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com

AmWINS Group, Inc. - 80 Offices Nationwide See Website for Locations Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 allison.crisafulli@amwins.com www.amwins.com

AmWINS Program Underwriters

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 andrew.brown@amwins.com www.amwins.com/atu

JUNE 5, 2017 NATIONAL | INSURANCE JOURNAL | 87

2017 Annual Program Directory Volume I – Alphabetical Directory of Markets Anderson & Murison, Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, see our ad on page 24 (National).

Apartment Insurance Consultants, LLC

7000 N. Mopac Expy, Ste. 250, Austin, TX 78731 Phone: (512) 467-7299, Fax: (512) 452-7288 amandas@aicinsure.com www.AICinsure.com

Apex Insurance

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 812-5658, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Apollo General Ins. Agency, Inc.

P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 nikkic@apgen.com www.apgen.com

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 hnelson@ashleyga.com www.ashleyga.com

Atlas Financial Holdings: American Country, American Service, Gateway, Global Liberty Insurance Co’s

Elk Grove Village, IL 60007 Phone: (847) 700-8224, Fax: (847) 952-7019 marketing@atlas-fin.com www.atlas-fin.com For more info, see our ad on page 82 (National).

Appleby & Sterling

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 4 & 5 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

2 Pierce Place, Itasca, IL 60143 Phone: (630) 694-5050, Fax: (630) 285-4199 artexinfo@artexrisk.com www.artexrisk.com

e F

Ascinsure Specialty Risk

444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions. 88 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com atlas.us.com

Brownyard Programs, Ltd.

A RISK STRATEGIES COMPANY

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

Atlass Insurance Group

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 rsmith@atlassinsurance.com www.atlassinsurance.com Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Axon Underwriting, LLC

198 W. High St., Somerville, NJ 08876 Phone: (908) 947-0867, Fax: (908) 253-8503 info@axonu.com www.axonu.com

Arrowhead Wholesale Insurance Services, LLC P.O. Box 880689, San Diego, CA 92168 Phone: (866) 840-5329, Fax: (866) 840-5330 submissions@awisgroup.com www.awisgroup.com

145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

Atlas General Insurance Services

Appalachian Underwriters, Inc.

800 Oak Ridge Turnpike, Ste. A-1000 Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Brightstone Insurance Services, A Risk Strategies Company

91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

BUA, LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Builders & Tradesmen’s Insurance Services, Inc. 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 info@btisinc.com www.btisinc.com

Burns & Wilcox - All Offices

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

CAMICO

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

Beacon Hill Associates, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com https://b-h-a.com

Berkley Specialty Underwriting Managers, LLC Environmental Division 303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com

Care Providers Insurance Services, LLC

16301 Quorum Rd., Ste. 100A, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 cps-submissions@nsminc.com www.ins-cps.com

Charity First Insurance Services, Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance

8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com INSURANCEJOURNAL.COM

2017 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Citadel Insurance Services, LC

Crusader Insurance Company

Coastal Insurance Underwriters, Inc.

CTC Transportation Insurance Services LLC

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 info@citadelus.com www.citadelus.com P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

Community Association Insurance Solutions, LLC

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com 611 W. Fort Scott St., Butler, MO 64730 Phone: (760) 487-7399, Fax: (760) 487-7401 info@coast-ins.com www.coast-ins.com For more info, see our ad on page 3 (National).

5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762 Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.caislive.com

Delta General Agency Corp.

Construction Insurance Partners

Distinguished Programs

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Construction Insurance Solutions

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com 1180 Ave. of the Americas, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 marketing@distinguished.com www.distinguished.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Underwriters, Inc.

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com

Euclid Architects & Engineers

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidae.com www.euclidae.com

601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, see our ad on pages 33 & 35 (National).

Euclid Public Sector

CRC Insurance Services - All Offices

Evolution Insurance Brokers

See Website for Locations Corporate Headquarters - Birmingham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

CRES Insurance Services

15010 Avenue of Science #100, San Diego, CA 92128 Phone: (858) 618-1648, Fax: (858) 618-1655 info@cresinsurance.com www.cresinsurance.com

Crouse & Associates

650 California St., Ste. 1100 San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com INSURANCEJOURNAL.COM

Utica National Insurance Group

Founders Insurance Company

1111 E. Touhy Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 pvaulman@foundersinsurance.com www.foundersinsurance.com

Fox Point Programs

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 info@foxpointprg.com www.foxpointprg.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Ste. 800 Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

G.J. Sullivan Company

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9530, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Gales Creek Insurance, a Division of JD Fulwiler & Company

Empire Underwriters is a National Managing General Agency, Insurance Wholesaler, Excess and Surplus lines facility and Program Manager serving Producers in 46 states. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications.

Cosmetic Insurance Services, a Division of Frenkel & Company

A pillar of strength. Since 1901. A member of the

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidps.com www.euclidps.com 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Floodwatch

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 bbaker@jdfulwiler.com www.galescreek.com

Gateway Specialty Insurance

1170 Devon Park Drive, Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Glatfelter Healthcare Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com

Glatfelter Insurance Group

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com

Glatfelter Public Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com

Glatfelter Religious Practice

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 mark.nies@insurmark.com www.floodwatchins.com

JUNE 5, 2017 NATIONAL | INSURANCE JOURNAL | 89

2017 Annual Program Directory Volume I – Alphabetical Directory of Markets Hole In One International

6195 Ridgeview Ct., Ste. A, Reno, NV 89519 Phone: (800) 827-2249, Fax: (775) 826-4653 info@holeinoneinternational.com www.holeinoneinternational.com

GMI Insurance Services

Huntington T. Block

Gorst & Compass Insurance

Ian H. Graham Insurance

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com

Gray-Stone & Co.

275 E. Hillcrest Dr., Ste. 250 Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: 805294985 hstone@gray-stone.com www.gray-stone.com

Great American Insurance Group - Executive Liability Division

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (866) 424-4758, Fax: (888) 513-5593 clwood@gaig.com www.SpecialtyHumanServices.com

Griffin General Agency, Inc.

363 N. Sam Houston Pkwy E, Ste. 1000 Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 info@gga-mga.com www.griffingeneralagency.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Guardian Insurance Wholesalers, Inc.

P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

H. R. Keller & Co, Inc.

1520 Sheridan Dr., Buffalo, NY 14217 Phone: (716) 874-1644, Fax: (716) 874-4920 jBarton@kellerandco.com www.kellerandco.com

Hagerty Insurance

141 Rivers Edge Dr., Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagertyagent.com

Hall & Company

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 bmarty@hallandcompany.com www.hallandcompany.com

Herbert H. Landy Insurance

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

International Transportation & Marine Agency, Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

1120 20th Street NW, 6th Fl, Washington, DC 20036 Phone: (800) 424-8830, Fax: (202) 331-0499 HTBinfo@aon.com www.huntingtontblock.com 15303 Ventura Blvd., Sherman Oaks, CA 91403 Phone: (800) 621-2324, Fax: (866) 229-3754 info@ihginsurance.com www.ihginsurance.com

Indemnity Excess & Surplus Agency, Inc.

1915 NW AmberGlen Pky, Ste. 450 Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Innovative Coverage Concepts

8 Wood Hollow Rd., Parsippany, NJ 07054 Phone: (877) 615-5488 robertc@innocov.com www.innocov.com

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Ins.Center for Building Materials (ICBM)

515 S. Figueroa St., Ste 600, Los Angeles, CA 90071 Phone: (213) 439-3400 jtaylor@icbuildingmaterials.com www.icbuildingmaterials.com

Insurance Center Special Risks, Ltd.

20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 info@specilarisksltd.com www.specialrisksltd.com

Insurmark, a Div. of Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

Insurtec Tanning and Spa Insurance

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

4 Centerpointe Dr. Ste.300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 685-0203 sscurti@meadowbrook.com www.interlineinsurance.com

International Excess Companies

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (216) 342-7442 kennethkukral@intlxs.com www.intlxs.com

90 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Irwin Siegel Agency, Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

IT Risk Managers, Inc.

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 info@itriskmanagers.com www.ITRiskmanagers.com

Izzo Insurance Services, Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

JLT Facilities, Inc.

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Jorgensen & Company

42 West Allendale Ave., Allendale, NJ 07401 Phone: (201) 447-4400, Fax: (201) 818-5680 rjorgensen@jorgensenandcompany.com www.jorgensenandcompany.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

INSURANCEJOURNAL.COM

2017 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Keith D. Peterson & Company, Inc.

MacNeill Group, Inc., CMGA

Kevin Davis Insurance Services

Maritime Program Group

708 Milam St., Ste. 300, Shreveport, LA 71101 Phone: (318) 221-0547, Fax: (318) 424-7516 ecpeterson@keithdpeterson.com www.keithdpeterson.com 800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101 San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

KZ Insurance Brokerage, LLC

206 Roelofs Ct., Ste. B, Mount Shasta, CA 96067 Phone: (530) 926-6030, Fax: (530) 926-6040 info@kzib.com www.kzib.com

Lancer Indemnity Company

370 West Park Ave., Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services 3390 University Ave., Ste. 300, Riverside, CA 92501 Phone: (800) 669-4347, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Specialty

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 markets@marketscout.com www.marketscout.com

MexiPass International Insurance Services, LLC

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

MG Skinner & Associates

11030 Santa Monica Blvd., Ste. 207 Los Angeles, CA 90025 Phone: (310) 478-5041, Fax: (310) 479-8707 Rskinner@mgskinner.com www.mgskinner.com

Midlands Management Corp.

3817 NW Expressway, Ste. 1000 Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com For more info, see our ad on page 4 (S. Central).

Lee & Mason

195 Farmington Ave., Ste. 301 Farmington, CT 06032 Phone: (860) 677-0500, Fax: (860) 677-1227 lindab@leeandmason.com www.leeandmason.com

Libertate Insurance, LLC

707 E. Washington St., Orlando, FL 32801 Phone: (407) 613-5475, Fax: (407) 613-5477 phughes@libertateins.com www.libertateins.com

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 staceys@mjhallandcompany.com www.mjhallandcompany.com

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

INSURANCEJOURNAL.COM

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

Maxum Specialty Insurance Group

3655 North Point Pkwy, Ste. 500 Alpharetta, GA 30005 Phone: (678) 597-4732, Fax: (678) 597-4501 bjenks@mxmsig.com www.mxmsig.com/index.aspx

Midwestern Insurance Alliance, LLC

P. O. Box 436909, Louisville, KY 40253 Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com

MiniCo Insurance Agency, LLC

10851 N. Black Canyon Hwy, Ste. 200 Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

MMA Programs, a div. of Marsh & McLennan

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-mga.com www.mhi-mga.com

9171 Towne Centre Dr., Ste. 500 San Diego, CA 92122 Phone: (858) 875-3067, Fax: (858) 768-5237 craigm@bandbprograms.com www.mma-programs.com

McLeckie Insurance Group

Monarch E&S Insurance Services

McClelland and Hine, Inc.

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

Meridian Finance Group

1247 7th St., Ste. 200, Santa Monica, CA 90401 Phone: (310) 260-2130, Fax: (310) 260-2140 gmendell@meridianfinance.com www.meridianfinance.com

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 3 (West).

Monitor Liability Managers

233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 contactus@monitorliability.com www.monitorliability.com

N-Surance Outlets, Inc. (Florida)

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com JUNE 5, 2017 NATIONAL | INSURANCE JOURNAL | 91

2017 Annual Program Directory Volume I – Alphabetical Directory of Markets N-Surance Outlets, Inc. (Georgia)

Norman-Spencer Agency, Inc.

PBS Insurance Underwriting Corporation

National Advantage Insurance Services, Inc.

Norman-Spencer International, Inc.

Pennsylvania & Indiana Lumbermens Mutual Insurance Companies

P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

National Indemnity Company

1314 Douglas, Suite 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com

NBIS

2859 Paces Ferry Rd. SE, 800 Overlook III Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com 150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

NSM Insurance Group

555 North Ln., Ste. 6060, Conshohocken, PA 19428 Phone: (610) 941-9877, Fax: (610) 941-9889 ckwiatkowski@nsminc.com www.nsminc.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

Odds On Promotions

6195 Ridgeview Ct., Ste. D, Reno, NV 89519 Phone: (888) 827-2249, Fax: (775) 828-6013 oopinfo@oddsonpromotions.com www.oddsonpromotions.com

OneBeacon Government Risks

8000 W IH 10 Suite 901, San Antonio, TX 78230 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com

Oryx Insurance Brokerage, Inc.

2 Court Street, Binghamton, NY 13901 Phone: (607) 724-0173, Fax: (607) 724-7266 marketing@oryxinsurance.com www.oryxinsurance.com

Parcel Insurance Plan ®

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

Next Wave Insurance Services, LLC

110 West A Street, STE 675, San Diego, CA 92101 Phone: (619) 232-3900, Fax: (619) 234-6500 cward@nextwaveins.com www.nextwaveins.com

PO Box 66708, St. Louis, MO 63166 Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 pbs@pbsinsurance.com www.pbsinsurance.com

One Commerce Sq., 2005 Market St., Ste. 1200 Philadelphia, PA 19103 Phone: (800) 752-1895, Fax: (215) 625-9097 custserv@plmilm.com www.plmilm.com

PEO Brokers Group

P.O. Box 720514, Oklahoma City, OK 73172 Phone: (877) 810-9355 swbrown@peobrokersgroup.com www.peobrokersgroup.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (847) 275-8497 mike@personalsafeguards.com www.personalsafeguardsgroup.com

Philadelphia Insurance Companies 231 Saint Asaphs Rd., Ste. 100 Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, see our ad on page 2 (National).

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc.

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Preferred Property Programs

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO)

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com NIF Group Inc. is a program administrator and wholesale brokerage firm. We have exclusive programs for nonprofits, public entities and contracts. We are also an MGA and wholesale brokerage firm.

Nonprofits Insurance Alliance of Calif.

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 jbernhard@insurancefornonprofits.org www.insurancefornonprofits.org 92 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Patriot Underwriters, Inc.

401 E. Las Olas Blvd., Ft. Lauderdale, FL 33301 Phone: (954) 670-2900, Fax: (954) 252-3758 marketing@patnat.com www.patriotunderwriters.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com An Excess and Surplus lines carrier specializing in hard to place risks for specialty liability, professional, property and casualty coverage. Rated A- by A.M. Best. Offices in Chicago and Salt Lake City. INSURANCEJOURNAL.COM

2017 Annual Program Directory Volume I – Alphabetical Directory of Markets Pro-Praxis Insurance

ProWriters

RoamNet Insurance Marketing Programs

ProAction Insurance Services, Inc.

PULIC Program - TDC Specialty Insurance Company

Rockwood Programs, Inc.

321 Old Slip, 5th Fl, New York, NY 10005 Phone: (212) 401-1561, Fax: (212) 401-1548 Robert_Allen@ProPraxisIns.com www.propraxisins.com 710 E. Parkridge Ave., Ste. 103, Corona, CA 92879 Phone: (951) 898-9892, Fax: (951) 898-9669 info@proaction-ins.com www.proaction-ins.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.pfic.com

Professional Governmental Underwriters 9020 Stony Point Pkwy., Ste. 455 Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Insurance Concepts (Formerly Crump Prof. Concepts) 105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

Professional Liability Insurance Services, Inc. Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100 Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Professional Underwriters Agency, Inc.

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

Program Brokerage Corporation

5 Bryant Park, 4th Floor, New York, NY 10018 Phone: (866) 607-8370, Fax: (212) 338-2910 info@programbrokerage.com www.programbrokerage.com

Program Risk Specialists

3025 Windward Plaza, Ste. 400 Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.programrisks.com

Promont Advisors, LLC

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3334, Fax: (312) 262-3301 zelbert@promontadvisors.com www.promontadvisors.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408 Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

INSURANCEJOURNAL.COM

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

1888 Century Park E, Ste. 850 Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk (New Jersey)

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RealCare Insurance

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

RealProEandO

12421 Meredith Dr., Urbandale, IL 50398 Phone: (866) 486-1946 plsales.service@mercer.com www.realproeando.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net

RISCO Insurance Brokerage, Inc.

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1037, Fax: (309) 589-3503 mike.haswell@rlicorp.com www.rlitransportation.com

3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 rustym@roamnetins.com www.roamnetins.com 3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 karl.stukis@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS - Executive Lines Division

See Website, Headquarters Rolling Meadows, IL 60008 Phone: (866) 595-8413, Fax: (312) 922-7563 contact_us@rpsins.com www.rpsins.com

RPS Bollinger Sports & Leisure

150 JFK Pkwy, 4th floor, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb_meslar@RPSins.com www.RPSins.com

RPS Healthcare

525 W. Van Buren, Ste. 1325, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare

RPS NIPC

P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 hturner@safehold.com www.safehold.com

Sapphire Blue

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance

21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scout Insurance Group, Inc.

1575 Heritage Dr., Ste. 103, McKinney, TX 75069 Phone: (972) 332-4664, Fax: (888) 423-4094 clinton.alexander@scoutig.com www.scoutig.com

Shelly, Middlebrooks & O’Leary, Inc. (Jacksonville)

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

JUNE 5, 2017 NATIONAL | INSURANCE JOURNAL | 93

2017 Annual Program Directory Volume I – Alphabetical Directory of Markets Shield Commercial Insurance Services

SterlingRisk Programs

The Hanover Insurance Group

Sierra Specialty

Sun Coast General Insurance Agency

The Insurancenter

SIS Wholesale Insurance Services

Sunderland Insurance Services

The McGowan Companies

Smith, Bell & Thompson, Inc.

SWBC

South & Western General Agency, Inc.

Synergy Professional Associates, Inc.

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260 Phone: (760) 345-9029, Fax: (800) 345-4851 info@shieldins.net www.shieldins.net 234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com 3250 Grey Hawk, Carlsbad, CA 92010 Phone: (760) 599-7242, Fax: (866) 467-6701 info@sisinsure.com www.sisinsure.com 100 Bank St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com For more info, see our ad on page 7 (S. Central).

Southern Hospitality Underwriters

300 Wilson Rd., Griffin, GA 30224 Phone: (866) 916-9752, Fax: (770) 233-8125 bbrown@shuins.com www.shuins.com

Southwest Energy Underwriters, Inc.

10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Sovereign Group Int’l, Inc.

517 Rt 1 S, Ste. 3100, Iselin, NJ 08830 Phone: (732) 750-2300, Fax: (732) 750-1650 wlynch@sovereignins.com www.sovereignins.com

Special Markets Ins. Consultants, An AmWINS Group Benefits Co. 10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate.walker@amwins.com www.specialmarkets.com

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com

Specialty Programs and Facilities Managers, Inc. (AmWINS) 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.amwins.com/spfm

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

94 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

135 Crossways Park Dr., 3rd Fl, Woodbury, NY 11797 Phone: (516) 719-8809, Fax: (516) 719-8809 Isterling@sterlingrisk.com www.sterlingrisk.com/programs P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com 3021 Citrus Cir., Ste. 240, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com 2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com Corporate HQ; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com 100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

T.H.E. Insurance Company

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 KAllred@gotapco.com www.GoTAPCO.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

Target Professional Programs

10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 cfoley@target-capital.com www.TargetProIns.com

TCA, Inc.

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

Tejas American General Agency

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

tKg Wholesale Brokerage

2525 E. Camelback Rd., Ste. 800, Phoenix, AZ 85016 Phone: (602) 325-5582, Fax: (602) 325-5591 info@tkgins.com www.tkgins.com

Tokio Marine/HCC

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 jbechter@tmhcc.com www.tmhcc.com

Transpac Managers, Inc.

8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com

U.S. Risk Insurance Group, Inc.

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

Terheggen/Malone Marine Insurance

P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

The American Equity Underwriters, Inc.

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 aeu.marketing@amequity.com www.amequity.com

UCA General Insurance Services

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

INSURANCEJOURNAL.COM

2017 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Unifax Insurance Systems, Inc.

Walter General Agency (WGA)

Universal Insurance Programs

Western E&O

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com 1220 E Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

US Assure

8230 Nations Way, Jacksonville, FL 32256 Phone: (800) 800-3907, Fax: (888) 828-9427 info@usassure.com www.usassure.com

USX/S

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

VFIS

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

VGM Specialty Underwriters

6750 Antioch Rd., Ste. 305, Merriam, KS 66204 Phone: (800) 203-3233, Fax: (866) 469-1177 glenda.dowell@vgmsu.com www.VGMSU.com

Victor O. Schinnerer & Company

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com 2155 Louisiana Blvd. NE, Ste. 10100 Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com

300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 submissions@was-irp.com www.was-irp.com

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Woodus K. Humphrey & Co. (AmWINS)

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 jay.hanna@amwins.com www.amwins.com/wkh

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

Western Security Surplus Insurance Brokers, Inc. 5800 Granite Pkwy, Ste. 300, Plano, TX 75024 Phone: (972) 702-0500, Fax: (972) 702-0504 kstevens@wssib.com www.wssib.com

World Wide Specialty Programs, Inc.

Western Surplus Lines Agency, Inc.

68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

Wildlife Insurance Underwriters, LLC

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com www.westernsurplus.com 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 collier@continentalbrokers.biz www.insurewildlife.com

Worldwide Facilities, LLC

See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

Virtue Risk Partners, LLC

W. A. Schickedanz Agency, Inc.

1 New Hampshire Ave., Ste. 200 Portsmouth, NH 03801 Phone: (603) 334-3000, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

Western Experts in Transportation

Two Wisconsin Circle, Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com One Blue Hill PLaza, Pearl River, NY 10965 Phone: (845) 205-0301 jvalenza@virtuerisk.com www.virtuerisk.com

Willis Programs

Williams & Stazzone Insurance Agency, Inc. 6549 North Wickham Road, Melbourne, FL 32940 Phone: (800) 868-1235, Fax: (321) 868-2003 info@wsins.com www.wsins.com

Williams & Stazzone specializes in the automotive and equipment industries. We are garage liability, leasing, & rental specialists. Industry leading programs include Auto/Truck Lessors, Motorcycle Dealers, Equipment Dealers, and RV Dealers coast to coast.

JUNE 5, 2017 NATIONAL | INSURANCE JOURNAL | 95

Idea Exchange

Cyber

Ransomware Risk: 4 Questions to Ask to Optimize Cyber Insurance

By Paul King

ollowing the “WannaCry” ransomware cyberattack in at least 140 countries, insurers, brokers and cyber risk management specialists are working with businesses to report claims, improve and expand existing cyber insurance coverages, and implement cybersecurity best practices. This is the second cyber “aggregation threat” incident of 2017 and there’s every indication the next wave of ransomware attacks will be more disruptive and harder to halt. Targeting a Windows vulnerability, WannaCry locks up a computer system it infects until the victim pays a ransom. Multiple organizations affected have confirmed the average individual ransom demand from the attacks at $300, with some companies receiving a $600 demand to be paid in Bitcoin, a cryptocurrency popular with hackers. With more than 200,000 organizations believed to have been infected, experts, including Vikrum Thankur with Symantec, believe total repair costs could be in the tens of millions of dollars. 96 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

What stopped WannaCry was an accidental IP address weakness that was exploited to prevent further spread. However, the malware could be reconfigured minus the IP weakness and then the process could start over again. In fact, there are already other similar but more destructive ransomware tools being tested that will be up for sale on the dark web shortly. The actual ransom cost is minimal compared to the costs associated with retaining forensic expertise to identify the scope of the attack and provide remediation services, the business interruption losses and the cost to repair and restore a network. Additionally, given how courts have recently granted standing for class action suits relating to breach events and cyber, this massive attack is likely to trigger a wave of cyber liability lawsuits in a manner not seen before. For example, the

healthcare industry could be vulnerable to such lawsuits if critical services to patients were interrupted due to a cyber incident.

Proactive Steps

Amid the real possibility of another ransomware attack, businesses should take proactive steps to ensure their cyber risk management practices, cyber service providers and cyber insurance policies are equipped to respond effectively to ransomware attacks. This includes developing a robust response plan with all organizational stakeholders outlined and aware of their duties. Making sure IT or a cloud provider regularly backs up organizational data is also crucial. These are four questions that businesses and their brokers should be asking to help ensure their insurance policies are opti-

INSURANCEJOURNAL.COM

mized to handle ransomware effectively: • Does the business have a cyber policy in place with a specific cyber extortion or ransomware coverage grant? This will not reside in a crime, employment practices liability (EPL) or other management liability policy. • Does the cyber ransomware/extortion coverage contemplate payment in bitcoin or other crypto currency? If not, the coverage is not addressing the major ransom type requested. • Does the cyber ransomware/exto tion coverage allow for forensic expense costs and/or other expenses to be covered in relation to a ransomware event? Identifying the source of the ransomware exploit, if any further damage was done and if there was personally identifiable information (PII) or protected health information (PHI) exfiltration are critical items in a ransomware event and are typically considered forensic expense. • Does the policy include first party business interruption and network recovery expenses coverage? A major threat of a ransomware event is business interruption and the cost to restore its network to a pre-extortion state. These coverage grants work in conjunction with cyber ransomware cover and must be broad form.

Not Created Equal

It is important to keep in mind that all cyber policies are not created equal and typically have different clauses or coverage grants. There also is no uniformity among the language or terms within the grants. Some policies offer ransomware coverage while some do not, and not all cyber policies include the use of bitcoin or other crypto currency. While it’s true that large corporations may still be the most lucrative targets for hackers, including cyber-extortionists, small and middle market (SMB) businesses increasingly are targeted. However, most SMB businesses remain unconcerned about cyberattacks. According to a 2016 report by the National Federation of Independent Business, SMB business INSURANCEJOURNAL.COM

owners rank cybercrime 51 out of 75 possible business concerns.

This is the second cyber 'aggregation threat' incident of 2017 and there’s every indication the next wave of ransomware attacks will be more disruptive and harder to halt. This is in spite of the fact that cybercrimes are up significantly in all categories. Ransomware attacks, for instance, rose from 3.8 million attacks in 2015 to 638 million in 2016, according to a report published by SonicWall. It is incumbent on organizations to make sure they have purchased the right kind of cyber coverage. Without a comprehensive

cyber insurance program, companies may be forced to pay out-of-pocket for system remediation costs, business interruption losses and any potential liabilities resulting from an attack. For small to medium sized corporations, this could be a financial catastrophe. For organizations that have been dragging their feet on whether to obtain cyber coverage, WannaCry is a warning shot that cyber threats are a real and serious matter that need to be addressed sooner and not later.

Share this article with a colleague. IJMAG.COM/605FS King is USI’s senior vice president and national cyber practice leader based out of USI’s Dallas office. Email: paul.king@usi.com. Phone: 214-443-3107. Website: www.usi.com.

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ACORD www.acordlomaforum.org 23 Agricultural Insurance Management Srvs www.aimscentral.com E3 Amerisafe www.amerisafe.com SC12, S7 Anderson & Murison www.andersonmurison.com 38 Aon Affinity www.affinityhcp.com 19, 21 Applied Underwriters www.auw.com 4, 5, 100 Atlas Financial Holdings www.atlas-fin.com 82 Bank of Arizona www.bankofarizona.com W5 CIS - Cosmetic Insurance Services www.cosmeticinsurance.com 33 Colorado State Bank and Trust www.csbt.com W5 CTC Transportation Insurance Services https://insurancetruck.com 3 Cypress P&C www.cypressig.com FL10 Cypress Texas Insurance Company www.cypressig.com SC9 Demotech www.demotech.com FL18 Digital Recognition Network www.drndata.com 25 EZLynx www.ezlynx.com 14, 15 Foremost Insurance Group www.foremoststar.com 7 Frenkel & Company www.frenkel.com 35 FSLSO www.fslso.com FL3 FUBA Workers' Comp www.fubaworkerscomp.com FL5 Fujitsu www.fcpa.fujitsu.com 9

GeoVera Insurance Company www.geovera.com SC5, S3 GIC Underwriters, Inc. www.gicunderwriters.com FL1 JM Wilson www.jmwilson.com FL20 LAAIA - Latin Amer Assoc of Ins Agencies www.laaia.com FL21 Lighthouse Holdings, LLC www.lighthousepropertyins.com SC13, S9 Louisiana Commerce & Trade Assoc. www.lctacomp.com SC14, S9 Maximum www.maxib.com FL13 Midlands Management Corporation www.midlandsmgmt.com SC4, FL19 Monarch E&S Insurance Services www.monarchexcess.com W3 PersonalUmbrella.Com www.personalumbrella.com 99 Philadelphia Insurance Companies www.phly.com 2 Regency Insurance Brokerage Services www.regencyinsurancebrokerage.com FL24 Ryan Specialty Group www.ryansg.com 12, 13 Shelly, Middlebrooks & O'Leary www.shellyins.com FL17 South & Western www.southandwestern.com SC7 St. James Insurance Group www.stjamesinsurance.com FL2 St. Johns Insurance Company www.stjohnsinsurance.com FL7, S9 Summit www.summitholdings.com SC6, S5, M5 Texas Mutual www.texasmutual.com SC3, SC11 United Fire Group www.ufgsolutions.com W6

JUNE 5, 2017 INSURANCE JOURNAL | NATIONAL | 97

Closing Quote 4 Takeaways for Agencies to Do in 4 Months 2. Increasing interest rates

By Robert J. Pettinicchi

here does the time go? Four months into 2017, here are four industry observations and four action items every insurance agency principal can take before the next four months pass.

The Industry 1. Merger and acquisition activity and agency prices have peaked, reflecting

a downward trend in 2016 from 2015. The market may have plateaued, but it mostly resembles a prairie. It is wide open, and the direction will depend on where sellers take it. The market favors sellers with attractive smaller agencies in hot demand. How might this change? The increasing interest rate posture and the possibility of tax reform are uncertainties that will influence deal activity throughout the rest of this year. Private equity-backed buyers have been very active, but they are now aiming their sights toward smaller agencies.

will negatively impact valuations, notably the value of slightly larger agencies and in particular the “almost platform” agencies. The private, equity-backed larger acquirers will seek tuck-in acquisitions to round out the franchises for their acquired platforms. The desirability and value of your platform agency may be weakened, particularly if the platforms in your area have already been acquired by one of the “bigs.”

you may learn a thing or two about millennials — your next generation of clients.

3. Cozy up to a consultant. We are all familiar with the names of the major consulting companies. While their knowledge is industry-leading, you may also like to know there is an association of highly qualified professional consultants called AAIMCo, with several members in nearly every state ready to serve your needs, big and small.

reminds us that politics and geopolitical events can and will have an influence on our business, particularly as it relates to investments and values.

Having borrowing power is an effective way to compete with the large acquirers. This is also a test to determine if your bank can handle future opportunities such as a recapitalization, financing an acquisition or funding a perpetuation.

4. Commercial property/

2. Connect with an intern.

3. The defeat of the “repeal-

and-replace” initiative for the Affordable Care Act (ACA)

casualty insurance has been

in a soft market that appears unlikely to end soon, but there are pockets of pricing strength. In April, for the first time in 20 months, the composite rate index for commercial accounts measured an increase of plus 1 percent.

Do This Now 1. Call your banker. Put your agency in the position to take advantage of opportunities with a ready line of credit.

98 | INSURANCE JOURNAL | NATIONAL JUNE 5, 2017

Many in the industry complain of the dearth of young talent. Call the dean’s office of the nearby undergraduate business school. Temple, Eastern Kentucky, Georgia State, University of Hartford and 500 other AACSB-accredited business schools have willing students eager to learn. Offer a paid summer internship to a promising sophomore or junior. Not only will you show them the incredible opportunity available in our industry, but

4. Cybercrime check. Large data breaches at department stores make the news, but the major vulnerability to your data, your clients’ data and your money come from phishing, pretexting, spoofing and other social engineering threats. Do not be afraid to seek the help of experts to strengthen your systems and train your weakest links. The vulnerability in your system may be your own unpatched laptop on your home network. Let’s work on these and see what the next four months bring. Pettinicchi is chief lending officer of InsurBanc, a division of Connecticut Community Bank, N.A., a community focused commercial bank with a specialty in providing banking products and services to independent insurance agencies. Email: rpettinicchi@insurbanc.com. Website: www.insurbanc. com. INSURANCEJOURNAL.COM

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