Insurance Journal West 2018-05-07 by Insurance Journal

WEST REGION Quake Danger to 1M-Plus Bay Area Homes Calif.’s 1st Lessor’s Coverage for MJ Businesses Commissioner Wants Coverage for Pot Industry

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Contents May 7, 2018 • Vol. 96 No. 9 • West

West W1 Quake Scenario: More than 1M Bay Area Homes Could Suffer Extensive Damage

W1 QUAKE SCENARIO: MORE THAN

1M BAY AREA HOMES COULD SUFFER EXTENSIVE DAMAGE

National 8 Cyber Insurers Say Underwriting Is Profitable, For Now

W2 California Commissioner OKs 1st Lessor’s Risk Coverage for Marijuana Industry

10 Flood, Tax Relief, Cybersecurity: Risk Managers’ View on Washington

W2 California Commissioner Urging Insurers to Offer Coverage for Cannabis Industry

20 How Agencies Grow Today: Channel Harvey Survey

Idea Exchange

22 Closer Look: Why Cars and Drivers Pose the Greatest Risk for the Restaurant Industry

26 THE HIGH COST OF FOODBORNE

ILLNESS OUTBREAKS: STUDY

26 Closer Look: The High Cost of Foodborne Illness Outbreaks: Study

32 Tech Talk: Can Agents Keep Up with the Technology Gap?

30 P/C Direct Premium Written Up 4.7% in 2017

34 The Wedge: The Absolute Secret to Building a Great Sales Team

40 2018 Program Directory, Vol. I

38 The Competitive Advantage: Consumer Protections vs. Agency Value 94 Closing Quote: Time to Rethink Education

Departments W4 People 11 Declarations 11 Figures

32 THE TECHNOLOGY GAP: CAN

4 | INSURANCE JOURNAL | WEST MAY 7, 2018

AGENTS KEEP UP?

16 Business Moves 92 MyNewMarkets INSURANCEJOURNAL.COM

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OPENING NOTE

Write the Editor: awells@insurancejournal.com

Show Teen Drivers Some Money

eens who text while driving may be convinced to reduce risky cellphone use behind the wheel when offered financial incentives such as auto insurance apps that monitor driving behavior and reward good drivers with discounts. A new survey showed more than 90 percent of teens would give up sending or reading text messages if provided with financial incentives. However, almost half of those surveyed said they would want to retain some control over phone functions such as music and navigation. Results of the survey conducted by researchers at the Perelman School of Medicine at the University of Pennsylvania and Children’s Hospital of Philadelphia (CHOP) are published in the journal Traffic Injury Prevention. “More than half of teens in the United States admit to texting while driving, and this has become a significant public health issue leading to preventable deaths and disabling injuries,” said study lead author M. Kit Delgado, MD, an assistant professor of emergency medicine at Penn. “Our study suggests a promising strategy to curb this epidemic would include enabling a phone setting or third party app with automatic responses to incoming texts, but with navigation and music functions accessible, combined with financial incentives to sustain use.” For example, Delgado suggests this could be accomplished by enabling the “Do Not Disturb While Driving” setting on an iPhone to automatically turn on while the car is in motion and enrolling in an auto insurance program that offers financial incentives for using apps to track driving behavior, which have begun to emerge in the past year. Car crashes are the leading cause of death for American teens, and as cellphone use has become ubiquitous over the past two decades, texting while driving has become a significant factor in these accidents. Today, drivers 15- to 19-years-old are more likely than any other age group to die in crashes caused by cellphone-related distractions. Since last year, the operating system for iPhones, iOS, has had a “Do Not Disturb While Driving” mode that locks the phone screen, blocks incoming texts and sends automatic text responses, and limits incoming phone calls. But, the settings are optional. “Apps and settings aimed at reducing cellFOR QUESTIONS phone distraction while driving can only be REGARDING SUBSCRIPTIONS: Call: 855-814-9547 effective from a population health standpoint Outside the U.S., call 847-400-5951 or you may subscribe or change your address online at: if they are widely adopted,” Delgado said. insurancejournal.com/subscribe Overall, the findings suggest that teens Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media might widely and voluntarily adopt a “Driver Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 Mode” app or phone setting that automaticalper special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publy blocks or limits text and call functions while lication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended allowing navigation and music functions, to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2016 Wells especially if combined with a financial incenMedia Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. tive. Insurance Journal is a publication of Wells Media Group, Inc.

‘More than half of teens in the United States admit to texting while driving.’

Publisher Mark Wells mwells@wellsmedia.com

EDITORIAL

SALES

Editor-in-Chief Andrea Wells awells@insurancejournal.com

West Sales Dena Kaplan (800) 897-9965 X115 dkaplan@insurancejournal.com

East Editor Elizabeth Blosfield eblosfield@insurancejournal.com

Romeo Valdez (800) 897-9965 X172 rvaldez@insurancejournal.com

Chief Content Officer Andrew Simpson asimpson@insurancejournal.com

Southeast Editor/MyNewMarkets Amy O’Connor aoconnor@insurancejournal.com South Central Editor/ Midwest Editor Stephanie K. Jones sjones@insurancejournal.com West Editor Don Jergler djergler@insurancejournal.com International Editor L.S. Howard lhoward@insurancejournal.com Columnists Chris Burand, Randy Schwantz, Tom Wetzel Contributing Writers

Debbie Ivie, Reade Levinson, Douglas A. Powell, Eric Rich, Todd Richmond IJ ACADEMY OF INSURANCE Director Patrick Wraight pwraight@ijacademy.com Associate Director Nathan Granitz ngranitz@ijacademy.com

ADMINISTRATION

Chief Financial Officer Mark Wooster mwooster@wellsmedia.com

MARKETING

Marketing Director Derence Walk dwalk@insurancejournal.com Marketing Administrator Gayle Wells gwells@insurancejournal.com

NEW MEDIA

New Media Producer Bobbie Dodge bdodge@insurancejournal.com Videographer/Editor Ashley Waldrop awaldrop@insurancejournal.com

Chief Marketing Officer Julie Tinney (800) 897-9965 X148 jtinney@insurancejournal.com

South Central Sales Mindy Trammell (800) 897-9965 X149 mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA and CT) Howard Simkin (800) 897-9965 X162 hsimkin@insurancejournal.com Midwest Sales Lisa Whalen (800) 897-9965 X180 lwhalen@insurancejournal.com East Sales (NY, PA and CT only) Dave Molchan (800) 897-9965 X145 dmolchan@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 X120 eburns@insurancejournal.com Insurance Markets Manager Kristine Honey (619) 584-1100 X132 khoney@insurancejournal.com Social Media Manager Ly Short (619) 890-7735 Lshort@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Sr. Sales & Marketing Coordinator Kelly De La Mora (800) 897-9965 X125 kdelamora@insurancejournal.com

DESIGN/WEB

Chief Technology Officer/ Chief Innovation Officer Joshua Carlson jcarlson@insurancejournal.com V.P. of Design Guy Boccia gboccia@insurancejournal.com Senior Web Developer Chris Thompson cthompson@insurancejournal.com Web Developer Jeff Cardrant jcardrant@insurancejournal.com Web Developer Terrance Woest twoest@wellsmedia.com

CIRCULATION

Circulation Manager Elizabeth Duffy eduffy@wellsmedia.com

Andrea Wells Editor-in-Chief

6 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 708, Northbrook, IL 60065-9967 ARTICLE REPRINTS: For reprints of articles in this issue, contact: Kelly De La Mora at 1-800-897-9965 ext. 125 or kdelamora@wellsmedia.com Visit insurancejournal.com/reprints/ for more information.

INSURANCEJOURNAL.COM

IT’S TIME TO PUT A STOP TO THE LIFE-CHANGING CONSEQUENCES OF DISTRACTED DRIVING. When you’re behind the wheel, Every Second MattersSM. That’s why the

Travelers Institute launched the Every Second Matters initiative – a distracted driving education campaign recognizing that everyone, from drivers and passengers to cyclists and pedestrians, has a role to play in reducing distractions on the road.

Why EVERY SECOND MATTERS: ° People are dying. In 2016, 40,327 Americans were killed in motor vehicle crashes. Since 2014, fatalities are increasing at the fastest rate in the last half century.1 ° 30% of Americans say they have had a “near miss,” while 10% report actually having been in an accident because they personally were distracted while driving.2 Any activity that distracts drivers is dangerous. Through research, community events and outreach in 2018, the Travelers Institute® Every Second Matters initiative challenges drivers to set good examples, passengers to speak up and all of us to postpone calling or texting someone who is driving. To learn more about this important initiative, visit travelersinstitute.org.

1. National Safety Council analysis of National Center for Health Statistics U.S. Mortality Data — 2. 2017 Travelers Risk Index

National

Cyber Insurers Say Underwriting Is Profitable, For Now

arriers say that cyber insurance is quite profitable for them at the moment, and a majority are also using reinsurance to manage their exposures, PwC found in a global survey of specialist writers. The consulting firm’s survey found that 80 percent of respondents reported they’re writing cyber insurance with combined ratios lower than 80 for the most recent 12-month period. PwC noted in its report on the responses that this highlights “the current profitability of these books.” PwC added that most respondents’ actual combined ratio is either better than or in line with their initial target. What that means is that most respondents made their target premium level. Also, carriers seem to have a healthy appetite to grow their cyber books, PwC said. Nothing lasts forever, however, and that 8 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

could be true for the cyber insurance market’s current healthy state, PwC said. “New market entrants and competition are likely to erode it,” PwC said in its survey report. “The insurance industry has yet to experience a major and systemic cyber catastrophe event. Accordingly, we note that reserves and claims may develop adversely in time, and future profitability may be lower than insurers currently expect.” Carriers are also worrying more about potential “silent cyber” claims and how these issues could affect current reserve levels. The other noteworthy PwC finding: More than 75 percent of insurers are using reinsurance to manage their cyber exposures. The surveyed carriers showed a greater appetite for proportional reinsurance,

“where reinsurers can rely on a cedants’ underwriting expertise to create an alignment of interest, rather than model results they do not trust.” Furthermore, PwC said, “in some instances, cyber exposures will be covered on a non-proportional basis through property insurance, directors and officers, and E&O programs, where cyber acts as an ancillary exposure.” Most respondents said they had claims data from incidents such as data breach, ransomware, malware and phishing, with the average number of available data going back seven years. Companies are most worried about cyber-related business interruption/contingent business interruption because it has a potential systemic impact. The report is: “Are insurers adequately balancing cyber risk and opportunity?” INSURANCEJOURNAL.COM

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NATIONAL | News & Markets

Flood, Tax Relief, Cyber security: Risk Managers’ View on the Political Turmoil in Washington By Andrew Simpson

ongress is headed for a “major showdown” over the flood insurance program, according to an insurance broker lobbyist who notes that the program expires July 31, right in the middle of hurricane season. That also happens to be the very day that Congress goes on recess. Joel Wood, senior vice president, the Council of Insurance Agents and Brokers, told RIMS annual conference attendees that while there is pressure on Congress to not only renew but also reform the flood program, there is no guarantee Congress will do either or get much else done. Wood was joined by James McIntyre, an attorney with McIntyre and Lemon who represents RIMS on Capitol Hill, at the RIMS Annual Conference to provide an update on insurance politics in the nation’s capital. Although there are issues the industry would like to see addressed, including flood insurance, cyber security, federal disabilities act reform, healthcare and terrorism reinsurance, Wood and McIntyre expressed skepticism that Congress will accomplish much before the midterm elections in November. CIAB is also waiting for the Trump Administration to clarify whether its insurance bro-

kerage members are eligible for major tax relief under the Tax Cuts and Jobs Act (TCJA), the President's signature legislative achievement.

Dysfunction Over Flood Insurance

The way Congress has been kicking the flood insurance can down the road for years “symbolizes the dysfunction in Washington,” according to CIAB’s Wood. Congress has simply been attaching the National Flood Insurance Program (NFIP) reauthorization to continuing resolutions for appropriations for several years, rather than dealing with the NFIP and reforms. “We have had periods in the past where the program has expired for a week or few days, but Congress has always been in session then, so if some major event were to intervene, they could make it retroactive. But,” he warned, “Congress gets out of town on July 31.” Rep. Jeb Hensarling, R.-Texas, chair of the House Financial Services committee, has been trying to “box in the

10 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Senate” to force consideration of a package of flood reforms. House leadership has finally agreed to disengage the NFIP from the appropriations process. Hensarling is someone who has long advocated for actuarially sound rates in the NFIP. The key committee chairman has succeeded several times in getting the House to pass bipartisan reforms that would move the NFIP toward actuarial rates and

reduced subsidies, but the Senate has not been willing to engage on the issue. Hensarling “hasn’t been successful in jamming the Senate on much of anything over the last five years,” according to Wood, so the prospects for key flood reforms including private market incentives remain dim. They remain dim even within

the House GOP ranks because of the positions of two prominent players. In Wood’s analysis, one difference between regular dysfunction in Congress and the dysfunction surrounding flood insurance is that flood insurance breaks along coastal versus non-coastal, rather than partisan lines. That divide sets up what Wood sees as a pending showdown pitting Hensarling, a leader of a key committee, against Rep. Steve Scalise, R-Louisiana, a member of the GOP House leadership as majority whip, who Wood calls “the guy to watch.” Wood is skeptical of anything happening because Scalise represents part of Louisiana including New Orleans and Metairie that are highly susceptible to flooding and whose residents would pay a lot more for flood insurance under actuarially sound rates than they now pay. “Half his district is under sea level,” said Wood, adding that when Hensarling talks about “actuarial soundness,” in a district like Scalise’s, “we’re not just talking about mega mansions on the Florida coast. For a $75,000 ranch house in Metairie, actuarial soundness in the NFIP might mean they have to pay $20,000.” “This is going to be a major

continued on page 12

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West

Quake Scenario: More than 1M Bay Area Homes Could Suffer Extensive Damage

ore than a million San Francisco Bay Area residents would face extensive damage to their homes after a major earthquake on the Hayward fault, according to a new earthquake scenario developed by the U.S. Geological Survey. The USGS findings, developed with contributions from partners that include the California Earthquake Authority, are part of a HayWired earthquake scenario report that describes likely impacts from a rupture of the Hayward Fault in the Bay Area. Authors of the report use a hypothetical INSURANCEJOURNAL.COM

magnitude 7.0 earthquake with an epicenter in Oakland and ruptures the Hayward fault along a 52-mile length. The title “HayWired” also reflects impacts on technology and communications systems. Dozens of organizations reportedly assisted the scenario development. CEA supplied information on residential earthquake insurance in California and the progress of its residential mitigation programs. Less than 10 percent of total residential losses from earthquake shaking would

be insured because take-up of residential earthquake insurance in the Bay Area is so low, the report shows. An analysis for the HayWired scenario from CoreLogic, a commercial provider of catastrophe-loss modeling and risk-management solutions, estimates that more than a million homes would be damaged by shaking if the projected HayWired earthquake were to occur. The CoreLogic model estimates that insured residential losses from HayWiredscenario shaking could be as high as $5 billion or $6 billion. MAY 7, 2018 INSURANCE JOURNAL | WEST | W1

WEST | News & Markets

California Commissioner OKs 1st Lessor’s Risk Coverage for Marijuana Industry

alifornia Insurance Commissioner Dave Jones has approved what his office says is the first insurance coverage for commercial landlords that addresses risks specific to renting to cannabis businesses. California Mutual Insurance Co. was approved to add lessor’s risk coverage for property owners who are exposed to specific risks resulting from cannabis related business activities of their commercial tenants. “As insurance commissioner, my goal is to make sure all Californians have insurance protection — including the legalized cannabis businesses

in California,” Jones said in a statement. Lessor’s risk coverage provides liability and property insurance for commercial property owners who lease building space to commercial tenants. Specific commercial activities and businesses addressed by this coverage include cannabis labs, product manufacturing, cultivation and dispensary operations. Jones launched an initiative last year to encourage admitted insurance companies to write insurance to fill coverage gaps for the cannabis industry. The first filing and approval of an admitted carrier for California’s cannabis industry was

announced in November of last year and the first surety bond program for the industry was announced in February. Jones in April renewed his call for insurers to offer insurance products for California’s

legalized cannabis industry following reports that President Trump has abandoned Attorney General Jeff Sessions’ policy on cannabis. See related story on this page.

California Commissioner Urging Insurers to Offer Coverage for Cannabis Industry

Idaho Supreme Court Sends Slip-and-Fall Suit Against Walmart Back to Lower Court

alifornia Insurance Commissioner Dave Jones is renewing his call for insurers to offer insurance products for California’s legalized cannabis industry in the wake of reports that President Trump has abandoned Attorney General Jeff Sessions’ policy on federal law enforcement of cannabis. Since the voters of California voted to legalize adult recreational use of cannabis in November 2016, Jones has urged insurers to offer insurance products to cover the needs of the cannabis industry. More than 24 surplus lines insurers and the first admitted insurer are now offering insurance for various risks faced

he Idaho Supreme Court has ruled that a lower court must once again review a slip-and-fall lawsuit against Walmart. Diane Brooks sued the retail giant for negligence in November 2014 after slipping and falling in a puddle of water. The accident occurred near a Rug Doctor kiosk inside a Walmart in Boise roughly 16 months before. In 2011, Walmart signed a deal with Rug Doctor to place self-serve carpet-cleaner rental kiosks inside its stores. The agreement stated that Walmart employees could not run the kiosks.

by the cannabis businesses in California, according to the California Department of Insurance. Jones sent a letter to California insurers encouraging them to fill insurance gaps for cannabis businesses. “We work with the insurance industry to promote a healthy insurance market that offers insurance products to meet the ever-changing needs of Californians and California businesses,” Jones wrote in his letter to insurers in late April. “This includes making insurance available to the state licensed legal cannabis businesses in California.” Jones said the CDI will process cannabis rate filings expeditiously.

W2 | INSURANCE JOURNAL | WEST MAY 7, 2018

Brooks eventually added Rug Doctor to the lawsuit. A lower court agreed to dismiss Brooks’ case against Walmart but ruled Rug Doctor should have done something to prevent the hazard. However, Brooks appealed the ruling to the state’s highest court. Four out of the five supreme court justices ruled there were enough questions involving Walmart that the lower court must reconsider the case. Copyright 2018 Associated Press. All rights reserved. INSURANCEJOURNAL.COM

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WEST | PEOPLE Western Growers Insurance Services has added Paul Barry and Kris Hansen in California.

Paul Barry

Kris Hansen

Barry joins the insurance services team as a sales executive, bringing more than 10 years of sales experience. Barry will focus on expanding Western Growers’ client base in Northern California and providing risk management solutions customers. He most recently worked for a brokerage firm in San Jose. Hansen will serve as the insurance services team’s new sales executive. He will be responsible for brokering employee benefit insurance products to Western Growers’ customers in the Ventura, Paso Robles and Bakersfield areas. Hansen was previously a business owner for 27 years, owning a concrete construction company and an insurance agency. Western Growers Insurance Services is the wholly owned insurance brokerage of Western Growers. Champion Risk & Insurance Services in San Diego, Calif., has hired Joseph Deutsch. He is tasked with growing the firm’s high net

worth personal lines department. Deutsch has been providing high net worth personal lines insurance across Southern California for the last 10 years. Deutsch is a former owner of Community First Insurance Services and Ranch and Coast Insurance Services. Champion Risk is a regional insurance brokerage. San Diego, Calif.-based Cavignac & Associates has named Kathy Majam a senior account manager within its personal lines department. Majam is the main contact for clients whose accounts she has been assigned. Majam has 34 years of insurance industry experience. She was previously vice president of personal lines for Orr & Associates Insurance Services. Before that, she was the office manager for North County Insurance. Cavignac & Associates is a risk management and insurance brokerage firm. RIC Insurance General Agency has named

continued on page W6

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WEST | PEOPLE continued from page 20 Gary Wells a business development manager. Wells is tasked with expanding the firm’s marketing efforts,

working primarily with retail insurance agents and brokers in the San Francisco Bay area. He was previously a senior sales executive with Travelers. He was an independent agent prior to that.

Gary Wells

RIC is a wholesale insurance brokerage and managing general agency with office locations across the Western U.S. Reno, Nev.-based LP Insurance Services Inc. has named Andrea Cantlon surety sales executive. Cantlon now leads the surety efforts throughout the company. LP Insurance is a risk management and commercial insurance brokerage firm. Denver, Colo.-based Valen Analytics has named Kirstin Marr president of the firm. Dax Craig, Valen’s president and CEO since co-founding the firm, will remain in an advisory role. Marr was Valen’s chief marketing officer for more than six years. Marr has held a variety of leadership roles with organizations like HomeAdvisor and the National Renewable Energy Laboratory. Valen provides data, analytics and predictive modeling for property/casualty insurers. AssuredPartners Inc. has named Lisa Kammerer chief financial officer over its

Pat Piccinonno, Sr Underwriter

Patrick Flores, Asst. VP/ Broker

Bars, Taverns & Restaurants Property, General Liability (Primary & Excess), Liquor Liability, Business Interruption, Valet, Assault & Battery & Crime

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Western region. Kammerer will report to Randy Larsen, the new Western region president. Kammerer has worked for Lockton, Van Gilder Insurance Corp., AirSure Ltd. and AssuredPartners. AssuredPartners acquires and invests in insurance brokerage businesses across the U.S. and in London.

JLT Specialty USA has added Bill Creedon and Jeff Burns as partners who will be based in Denver, Colo. The additions support JLT’s partnership with Construction Risk Partners. As part of CRP’s national leadership team, Creedon and Burns will lead expansion efforts in the West. Creedon was previously was Fairly Group, and with Willis Towers Watson. Burns was most recently was with Willis Towers Watson. JLT Specialty USA is the U.S. platform of the specialty business advisory firm, Jardine Lloyd Thompson Group. INSURANCEJOURNAL.COM

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Figures

The number of dogs that died during a fire at Storm’s Ahead Kennels in Fruitport Township, Mich. Some of the dog owners are seeking compensation from Storm’s Ahead owner, Janet Rehfus, who’s working with an insurance company and her attorney. The fire is believed to be accidental, possibly caused by an electrical problem.

$46,000

$155 MILLION

The approximate amount Wanda Berry of Jersey City, N.J., has been charged with stealing by fraudulently collecting her mother’s workers’ comp benefits for nearly three years after she died. Her mother died in November 2014 but Berry continued to collect a $1,400 monthly insurance benefit from New Jersey Manufacturers Insurance Group (NJM).

5.38

The size, in inches, of a hailstone that fell in March in Alabama, according to the state climatologist. The “superlative chunk of ice” is the largest on record in the state, weighing nearly 10 ounces and with a total cubic volume of 19.8 inches. The Insurance Institute for Business & Home Safety says a baseball’s volume is about 13.4 cubic inches. INSURANCEJOURNAL.COM

Declarations No Liability Protection

“(The law) does not protect a website operator from liability that arises from its own conduct in facilitating user activity, as is the case here.”

— Wisconsin’s 1st District Court of Appeals, which reinstated a lawsuit against operators of the gun trading website, Armslist.com. The site facilitated the purchase of a gun used by Radcliffe Haughton to kill his wife, Zina Daniel Haughton, and two co-workers at Azana Salon & Spa in Brookfield in October 2012. A lower court previously dismissed the suit against Armslist LLC brought by Zina Daniel Haughton’s daughter, Yasmeen Daniel.

Making Amends

“While I believe that their lawsuit against me was meritless and unfair, and while I am spending a lot of money to resolve it, I have since 2013 tried to take full responsibility for my mistakes and inappropriate conduct, and make amends wherever possible.” — Cyclist Lance Armstrong, who settled for $5 million with the federal government in a whistleblower lawsuit that sought $100 million in damages. Armstrong was backed by the U.S. Postal Service but stripped of his seven Tour de France victories after admitting he used performance-enhancing drugs. The suit was filed by Armstrong’s former USPS teammate Floyd Landis in 2010; the government joined in 2013. Landis is eligible for up to 25 percent of the settlement plus attorney fees.

Insurer ATM

“We allege this defendant used his insurance provider like an ATM that would provide him with money any time he filed a fraudulent claim.”

The amount the Harris County (Texas) Flood Control District says it needs to study and fix damage to the 2,500 miles of bayous, creeks and drainage ditches caused by Hurricane Harvey.

$30 MILLION How much an Oregon woman paralyzed from the waist down after an intoxicated friend’s vehicle crashed into a house has filed a lawsuit for against six businesses that she says served alcohol to the driver before the accident occurred.

— Acting New Jersey Insurance Fraud Prosecutor Tracy M. Thompson, said Robert Cirino of Reading, Pa., was charged with filing five allegedly fraudulent claims totaling nearly $50,000 on homeowners or renters insurance policies for items allegedly lost or stolen while he was traveling around the country. Cirino was charged in connection with on properties in Jersey City, Newark and Elizabeth, N.J.

Exxon Climate Suit

“Reducing greenhouse gas emissions is a global issue and requires global participation and actions.”

— Exxon spokesman Scott Silvestri responded to two counties in Colorado that accused Exxon Mobil Corp. and Suncor Energy Inc. of “causing and exacerbating climate change” in a state-court lawsuit.

Equifax Failure

“Equifax’s failure to secure consumers’ personal information constitutes a shocking betrayal of public trust and an egregious violation of West Virginia consumer protection and data privacy laws.”

— West Virginia Attorney General Patrick Morrissey, regarding a lawsuit he filed against the credit agency. It was the second lawsuit filed by a state attorney general since Equifax disclosed the breach that exposed the personal data of about 148 million people.

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 11

NATIONAL | News & Markets continued from page 10 showdown at the end of July,” Wood said. Flood insurance remains “the biggest remaining issue” in property/casualty with a chance of being addressed before the midterm elections. While the July 31 deadline could see Congress heading home in the middle of hurricane season without having acted at all, McIntyre thinks the deadline could also turn out to be a positive force because it “creates leverage” to get politicians to do something. “There’s a lot of pressure on Congress to reauthorize this program,” said McIntyre, citing not only lobbying by insurance and risk managers, but also by builders and lenders. McIntyre believes Congress will renew the NFIP but agrees with Wood that any real reforms will likely be placed on a back burner again until after midterm elections. Wood said RIMS has been encouraging the Trump Administration in the meantime to use its regulatory flexibility to encourage more private flood insurance in the excess and surplus insurance markets.

Tax Relief Uncertainty

Congress did manage to pass tax reform, a Republican priority. But Wood said that because of the “tortuous behind-closed doors way it was drafted,” there remains uncertainty about the tax breaks for two-thirds of CIAB’s member-firms that are pass-through organizations including S-Corps, LLCs and partnerships. According to Wood, while some provisions of the tax law indicate tax relief is not available to services firms, other provisions sug-

gest otherwise. Businesses are awaiting clarification from the Treasury department, which Wood said “has to make its way through an incredible thicket” to determine which businesses are entitled to relief and how much. “We will be seeing in a couple of weeks if they are going to put their finger on the scale toward granting the most possible 20 percent pass-through tax relief for the most possible number of entities. So that’s a big, big issue out there,” Wood said. While lower taxes should put downward pressure on insurance rates, the law also contains taxes targeting reinsurance ceded to a foreign reinsurer that some worry could raise reinsurance costs, according to Wood. RIMS opposed the reinsurance provisions, which have been pushed for years, and RIMS is concerned they could affect availability and pricing of reinsurance. McIntyre suggested proponents of the provisions succeeded due in part to a climate of “political animosity towards foreign companies” in Washington. “The jury’s still out in terms of what impact it’s going to have,” McIntyre said, although he said risk managers he has spoken with have not yet seen any pricing effect on reinsurance contracts.

Cyber Security

The two experts cited cyber security as another legislative priority for their members, albeit one Congress is unlikely to address for a while. “It’s important for the nation,” McIntyre said. All states now have a cyber statute but “it’s a patchwork quilt. If

12 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

you do business in a number of states, then you have to comply with each state’s laws, and that’s a real hassle.”

The way Congress has been kicking the flood insurance can down the road for years ‘symbolizes the dysfunction in Washington.’ Risk managers would like to see a national standard for reporting and some uniformity in timelines and requirements for corporations when there are data breaches. Wood said New York’s cyber regulations have almost become the “de facto” national standard in the absence of a federal law, while the National Association of Insurance Commissioners (NAIC) has a model law that some states may adopt. The higher standards under the European Union’s new General Data Protection Regulation (GDPR) that become effective May 25 of this year could also be an option for some businesses. “When you look at how fragmented all of this is and what a compliance nightmare there is, if you are looking to those GDPR standards, you’re pretty much going to be in compliance with everything that is underneath it,” Wood said. However, the worry is that even the EU standards represent “just a floor” in terms of dealing with cyber security, he said. While risk managers may be hoping for a federal standard from Congress, Wood doesn’t

see that happening in today’s Washington. This is another issue that doesn’t necessarily break down along Republican versus Democratic lines. Even the insurance industry can’t agree on cyber regulation. There is one thing that could motivate lawmakers to move a bill forward: another “significant, national headline-grabbing” data breach. “After the next Equifax, they’re going to move on it,” he predicted. A federal cyber bill put together by Rep. Blaine Luetkemeyer, R- Missouri, could then move to the “rocket docket.” McIntyre noted that state attorneys general have opposed Luetkemeyer’s bill as an infringement on state rights. “It’s not easy to get things done even when you’ve got bipartisan support,” McIntyre added. Wood predicted that “there is not going to be a uniform standard” for data breaches, noting that while the insurance industry can be selective about when it supports state rights, it does when it comes to tort reform and regulation of insurance, even cyber. He harkened back to the industry’s own debate over an optional federal charter and the fears that federal intervention would not replace state rules, but would result in an additional layer of regulation (like the Dodd-Frank Act) on top of existing state regulations.

Healthcare Warning

Wood warned that a dismantling of the individual health insurance market and the Affordable Care Act (ACA) could have implications for the employer-based market,

continued on page 28

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NATIONAL | Business Moves

Sedgwick, Cunningham Lindsey

Memphis, Tenn.-based global claims services firm Sedgwick has finalized the acquisition of competitor global loss adjusting and claims management firm, Cunningham Lindsey and its subsidiaries. Sedgwick purchased its competitor from CVC Capital Partners, a private investor group that has owned a majority ownership in Cunningham Lindsey since 2012. Details of the sale were not disclosed. The acquisition brings Sedgwick nearly 6,000 Cunningham Lindsey employees in 65 countries who support businesses, insurance companies, brokers and policyholders. The combined firm will have 21,000 employees. The services Cunningham Lindsey delivers, which include property loss adjusting, third-party claims administration, global account management, forensic engineering, and restoration and repair consulting, complement the capabilities of Sedgwick and

Vericlaim. Most of the combined organization, including the subsidiaries of Sedgwick, Vericlaim and Cunningham Lindsey, will operate globally under the Sedgwick brand name. Dave North, Sedgwick’s president and CEO, will continue to lead the company’s executive council, now comprising global chief financial officer Henry Lyons, group presidents Mike Arbour and Bob Peterson, and Jane Tutoki, who previously served as global CEO of Cunningham Lindsey and has been appointed vice chair.

Worldwide Facilities, Tennant Risk Services Insurance Agency

Worldwide Facilities has acquired Tennant Risk Services Insurance Agency LLC. Worldwide Facilities is a Los Angeles-based national wholesale insurance brokerage and managing general agency. Tennant Risk Services Insurance Agency is a West Hartford, Conn.-based wholesale insurance broker and underwriting manager special-

16 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

izing in the placement of professional liability and specialty insurance coverages. Tennant offers its products and services across the U.S. through retail agents and brokers. Tennant CEO Robert Sargent joins Worldwide Facilities as executive vice president following the transaction, where he will continue to manage his team as well as assume a company leadership role as part of Worldwide Facilities’ senior management. This transaction represents an expansion of Worldwide Facilities’ footprint in the professional liability space, where Tennant has expertise and products in the E&O, D&O, EPLI and cyber lines of business. It broadens the markets and products available to the retail brokers and agents served by Worldwide Facilities, as well as the underwriting opportunities for Worldwide Facilities’ markets.

IAT Insurance Group, IFIC Surety Group

IAT Insurance Group has reached a definitive agreement to acquire IFIC Surety Group Inc. for an undisclosed amount. The acquisition signals IAT’s entry into the surety market. The closing of the transaction is subject to customary regulatory approvals. IFIC Surety Group is headquartered in Newark, N.J., and operates in 24 locations throughout the U.S. The company consists of International Fidelity Insurance Company and its subsidiary, Allegheny Casualty Company. It writes contract, commercial, bail, customs, specialty and subdivision bonds. Writings in each of

these areas are spread throughout the U.S. and produced through independent agencies specializing in surety. IAT is a privately owned, specialty insurance company providing property and casualty products for businesses and individuals. With 700 employees and 13 offices across the country, it goes to market through six business units: Commercial Transportation, Specialty, Programs, Inland Marine, Surplus Lines Excess and Assumed Reinsurance. IAT plans to maintain the IFIC brand following the acquisition. Jones Day served as legal advisor, and Keefe, Bruyette & Woods Inc., a Stifel Company, served as financial advisor to IFIC in the transaction. Poyner Spruill served as legal advisor to IAT in the transaction.

Cook Maran & Associates, Rosenthal Insurance Group

Cook Maran & Associates has acquired Rosenthal Insurance Group Inc. Cook Maran is a New York and New Jersey insurance broker, and the New York metropolitan area platform for Prime Risk Partners. Rosenthal is a Wayne, N.J.-based agency specializing in employee benefits. Following the acquisition, Rosenthal employees will move to Cook Maran’s Fair Lawn, N.J. office. Rosenthal has more than 40 years of experience advising businesses on customized, cost-effective insurance solutions for employers and plan administrators. In merging with Cook Maran, Rosenthal also broadens the PRP offering.

continued on page 18

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Conn., in 1971 by brothers Bob and Brian Smith, it seeks to help organizations and individuals manage risk, protect assets and grow. Following the transaction, Bailey Agencies Insurance has moved to the Smith Brothers office in Niantic, Conn. John Scott IV, former Bailey Agencies Insurance principal, said the company will help Bailey perpetuate a longstanding agency, deliver broader market scope and access and add to its client offerings. Scott will continue his role as commercial lines producer and, along with two other insurance professionals, will work from the Smith Brothers’ Niantic office. Smith Brothers’ long-term strategic focus is to grow along the shoreline to help protect families and businesses in the unique requirements of a coastal environment, said Jared Carillo, Smith Brothers’ director 2:29 PM of foundation accounts, in a press release.

Smith Brothers Insurance, Bailey Agencies Insurance

Smith Brothers Insurance LLC has purchased the assets of Bailey Agencies Insurance of Groton, Conn. Bailey was founded in 1890 by Henry Bailey to help protect families and businesses throughout the Southeastern Connecticut region. Owned and operated by the Scott family since 1980, Bailey Agencies Insurance has been a long-term fixture on the Southeast Connecticut shoreline. With headquarters in Glastonbury, Conn., Smith Brothers is an independently operated broker in the U.S. and has offices throughout Connecticut, Massachusetts A&M IJ Self Serve.pdf 1 5/16/16 and New Jersey. Founded in Hartford,

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Specialty Program Group LLC, an insurance holding company for specialty brokerages and underwriting facilities, acquired the assets of Ohio-based Norman-Spencer Agency’s crane program, personal lines watercraft program and commercial lines recreational marine program divisions. Terms of the acquisition were not disclosed. With offices across the country, NSA’s personal lines watercraft program and commercial lines recreational marine program divisions focus on providing solutions for personal and commercial recreational marine risks including personal watercraft, yachts, marinas, boat dealers, yacht brokers, boat repair businesses, and yacht clubs. Specialty Program Group is headquartered in Summit, New Jersey.

Arthur J. Gallagher, Integrity Transportation Insurance

Arthur J. Gallagher & Co. has acquired Houston-based Integrity Transportation Insurance Agency LLC. Terms of the transaction were not disclosed. Integrity Transportation Insurance Agency is a retail property/casualty broker serving Texas-based transportation clients, primarily long-haul truckers. Hudson Knox III and his associates will continue to operate from their current location under the direction of Bret VanderVoort, head of Gallagher’s South Central retail property/casualty brokerage operations. Arthur J. Gallagher & Co., an international insurance brokerage and risk management services firm, is headquartered in Rolling Meadows, Illinois.

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NATIONAL | News & Markets

How Agencies Grow Today: Channel Harvest Survey

hen it comes to business growth, agents have their eyes on the same prize but different ideas about how to secure it. That’s one of the key findings of “Agent Voices 2018,” a soon-to-be-released report based on a survey of more than 5,000 of the nation’s independent agents. The research was cosponsored by Channel Harvest Research and Insurance Journal. Most respondents said they’re interested in adding new carriers. More than three in five (62 percent) reported an increase in agency revenue over the past year. Some 45 percent said they had a revenue increase of 5 percent or more. Roughly the same number reported an increase in policies in force over the previous year (58 percent). One way to increased revenue is to land bigger fish, and the survey revealed a desire to pursue larger commercial lines accounts. Most respondents said they prospect smaller (54 percent) or middle-market accounts (29 percent), but 38 percent want to move into large accounts over the next five years, compared with only 8 percent who said they prospect large accounts today. Many agents also hope to grow their top-line by cross-selling. Respondents generally reported having success in selling additional coverages and products to current customers. Nearly three in four (71 percent) respondents reported success in cross-selling and bundling different products.

Among the reasons given for success in this area, agents said they make suggestions based on customer conversations and ask the right questions. Those who said they have difficulty cross-selling mentioned the time commitment and the limited appetite of their carriers.

Risk Management Focus

“The economy has helped agencies grow, yet many are thinking longer-term about more aggressively carving a larger slice of the pie for themselves,” said Josh Miller, research director at Channel Harvest. “For many, it starts with optimizing existing customer relationships. It’s encouraging to see overall positive reactions to cross-selling as a best practice and having broader risk management conversations

with customers.” In fact, many respondents want to focus more on risk management rather than limit themselves to insurance provision. When asked how they’d describe their organization, 62 percent said “insurance agency” is the most accurate description, and only 15 percent called it a “risk management firm.” Yet, 42 percent said they want to be known as a “risk management firm” five years from now. The survey was co-sponsored by Insurance Journal

and conducted between January 4 and March 16. Respondents, including principals, producers and CSRs, answered nearly 140 questions about personal lines and commercial lines carriers. The survey was designed with input from an advisory panel of carriers including regionals, super-regionals and nationals. For more information and to purchase the report as well as the raw data, contact Ellen Wallace, director of industry relations at Channel Harvest Research, at ellen@channelharvest. com.

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NATIONAL | Closer Look | Restaurants and Bars

Making Sure Food Delivery Doesn’t Take Out Restaurants By Andrea Wells

ith a growing number of apps and on-demand services, millennials in particular love ordering take-out food from their favorite restaurants. But as more restaurants expand services into delivery, risk managers must be mindful about vehicle exposures and aggressively manage not only driver risks but also food safety risks when taking meals outside the restaurant. Richard Bleser, senior vice president, Marsh Risk Consulting, cautioned the restaurant industry audience at the recent RIMS 2018 Annual Conference in April that while employee and customer injuries remain a source of worry for restaurant owners, the industry also faces growing exposure from the boom in food delivery and catering. Restaurants continue to be labor-intensive, which means workers’ compensation losses are not uncommon. According to Marsh’s recently published 2017 Restaurant Loss Cost Trends Report, nearly one-quarter (24 percent) of all restaurant workers’ compensation claims in 2016 were from cuts, punctures and scrapes. That made this type of loss the most frequent source of injury and represented a substantial increase from 2012, when cuts, punctures and scrapes represented 15 percent of all workers’ compensation claims. However, Bleser said while employee and customer injuries are the most frequent loss, they may not be the most expensive. The growth in food delivery and catering is creating the biggest risk, and

it’s something he believes restaurant owners should be worried about today – the delivery risk. “It’s the most volatile risk out there,” Bleser said. “When it comes to a large lawsuit, it’s not going to come from someone cutting themselves in the kitchen. It’s going to come from the driver who’s not qualified, runs into a pedestrian and causes serious injuries.” The restaurant industry is changing, and millennials are driving that change, he said. “It’s not the same model as it was 15 years ago when baby boomers were the primary customer in restaurants.”

Delivery and Services

In the past five years, revenue from restaurant deliveries jumped 20 percent, and the overall number of deliveries increased 10 percent, according to The NPD Group, a global information company. “It seems that we are seeing a lot more organizations going into the catering side, too,” said Bleser. “While delivery picked up a few years ago, now people are moving into catering.”

Food safety as well as automobile liability risks are among the challenges associated with delivering and catering. The number one cause of workplace fatalities continues to be vehicle collisions, according to the National Safety Council. “We have that exposure when restaurants start doing catering and delivery.” Whether it’s an owned vehicle or non-owned vehicle, the risk for auto liability losses remains high, Bleser said. New convenience-enabling technologies, like mobile ordering and delivery apps, have driven revenue growth for restaurants in recent years. The restaurant industry has been quick to use such providers as overall U.S. food service traffic has been stuck between a 1 percent gain and flat for several years now. While in-dining experiences remain flat, restaurant visits paid by mobile apps have increased by 50 percent over the past year, according to The NPD Group. But these same third-party drivers such as UberEats, Grubhub and DoorDash add risk for restaurant owners. Bleser cites several concerns. One concern is simply food quality. “There’s no control over the food once it leaves the restaurant. That delivery person maybe hoarding up all these food pick-ups from restaurant to restaurant and maybe the food was picked up but then delivered three hours later,” he said. Another concern is in the third-party contracts. Restaurant owners take on huge liability when using third-party vendors, he said. The contracts are “not very friendly to the restaurants.” Bleser says that many contracts will state that the third-party is only the supplier of a software to connect with a delivery partner and therefore, it assumes no liability if something happens when food is sent through that delivery partner. “So, what happens when this meal gets tainted in the delivery process? Who’s responsible? The restaurant.”

continued on page 24

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NATIONAL | Closer Look | Restaurants and Bars continued from page 22

Bleser’s concerns don’t end with the food. His biggest worry is the driving. “What if that vendor has an accident and hits a pedestrian who has severe injures on the way to deliver your food? Come to find out this driver/vendor has a max of $50,000 liability coverage on his auto policy, and when they actually make the claim, the insurer rejects it because they find out he’s using his vehicle for business purposes.” If that happens, where will the accident victim turn? “We know someone is going to pay,” he said. “Who will they come back to? The restaurant.”

‘When it comes to a large lawsuit, it’s not going to come from someone cutting themselves in the kitchen. It’s going to come from the driver who’s not qualified, runs into a pedestrian and causes serious injuries.’ While the cost of collisions has almost doubled in the past five years due to vehicle repair and medical costs, it’s the “nuclear verdicts” that he says should keep owners and risk managers awake at night. “Five years ago, we would maybe see a $5 million jury verdict, and that was huge,” Bleser said. “Today, we are seeing in excess of $165 million verdicts, and this is an increasingly important exposure restaurants have to manage.”

Restaurant Fleet Safety Protocols

Bleser said it’s important for restaurants to implement a comprehensive fleet safety program. He said it’s important to know how restaurants qualify drivers. “Are they con24 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018 ATLASFIN16646.indd 1

4/18/18 9:36 PM

tinuously monitoring driver MVRs?” He also said a safety program should identify acceptable modes of transportation for drivers that use their own automobiles. “Are they using an auto, motorcycle or moped, or a bicycle?” The safety of each vehicle should be monitored, and restaurants should provide driver training. Defensive driving, situational awareness training and monitoring driver behaviors are critical. Also, owners should consider a “safe journey” management process, he said. This might include managing delivery times, monitoring driver distance for various delivery routes, monitoring traffic patterns and providing best practices for security. “Conduct risk evaluations, develop security policies and procedures and train delivery personnel on what to do and where not to go,” he said. Restrict unsafe neighborhoods or areas riddled with crime and require cash-free payments. “In today’s society of credit cards, try to get away from cash payments.” Restaurants must protect food safety as well. “Conduct formal food safety training with delivery drivers. Provide food security training, clean environments, climate control tools, delivery timelines and ways to secure food in transit,” he said. Lastly, it’s important for restaurants to stay current on changing risks in the industry. “Continuously monitor and assess evolving risks because they do change,” he said. “Safeguard your employees, customers, tools and your food, and your tools of operation such as your facilities and vehicles, and recognize and aggressively manage the most vulnerable risk – operatShare this article with a ing a vehicle.”

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NATIONAL | Closer Look | Restaurants and Bars

The High Cost of Foodborne Illness Outbreaks: Study

single foodborne outbreak could cost a restaurant millions of dollars in lost revenue, fines, lawsuits, legal fees, insurance premium increases, inspection costs and staff retraining, a new study from researchers at the Johns Hopkins Bloomberg School of Public Health suggests. The findings, published online in the journal Public Health Reports, are based on computer simulations that suggest a foodborne illness outbreak can have large, reverberating consequences regardless of the size of the restaurant and outbreak. According to the model, a fast food restaurant could incur anywhere from $4,000 for a single outbreak in which five people get sick (when there is no loss in revenue and no lawsuits, legal fees, or fines are incurred) to $1.9 million for a single outbreak in which 250 people get sick (when restaurants lose revenue

and incur lawsuits, legal fees and fines). Americans eat out approximately five times per week, according to the National Restaurant Association. The Centers for Disease Control and Prevention (CDC) estimates that approximately 48 million people get sick, 128,000 are hospitalized and 3,000 die each year due to food-related illnesses, which are often referred to as food poisoning. For the study, the researchers developed a computational simulation model to represent a single outbreak of a particular pathogen occurring at a restaurant. The model broke down results for four restaurant types: fast food, fast casual, casual and fine dining under various parameters (e.g., outbreak size, pathogen, and scenarios). The model estimated costs of 15 foodborne pathogens that caused outbreaks in restaurants from 2010 – 2015 as

26 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

reported by the CDC. Examples of the pathogens incorporated in the model were listeria, norovirus, hepatitis A, E. coli and salmonella. The model ran several different scenarios to determine the impact level ranging from smaller outbreaks that may incur few costs (i.e., no lawsuits and legal fees or fines) to larger outbreaks that incur a high amount of lawsuits and legal fees. “Many restaurants may not realize how much even just a single foodborne illness outbreak can cost them and affect their bottom line,” says Bruce Y. Lee, MD, MBA, executive director of the Global Obesity Prevention Center (GOPC) at the Bloomberg School. “Paying for and implementing proper infection control measures should be viewed as an investment to avoid these costs which can top a million dollars. Knowing these costs can help restaurants know how much to invest in such safety measures.”

Approximately 48 million people get sick, 128,000 are hospitalized and 3,000 die each year due to food-related illnesses. The research team found that a single outbreak of listeria in fast food and casual style restaurants could cost upwards of $2.5 million in meals lost per illness, lawsuits, legal fees, fines and higher insurance premiums for a 250-person outbreak. When looking at the same circumstances for fine dining

restaurants, $2.6 million in costs were incurred. The subsequent costs of outbreaks can be major setbacks for restaurants and are sometime irreversible. For example, Chi-Chi’s restaurant went bankrupt and closed their doors in the U.S. and Canada permanently due to a hepatitis A outbreak in 2003. In the past decade, several national restaurant chains have lost significant business due to food-illness outbreaks. Foodborne illness outbreaks can be avoided in some cases by various infection prevention and control measures, many of which may cost substantially less than the outbreak itself. For example, according to the National Restaurant Association, a training program that focuses on basic food safety, cross-contamination, time and temperature and cleaning and sanitation costs $15 for an online course per employee. Not allowing an employee enough time off work to recover from an illness can also lead to considerable costs. According to the model, giving a restaurant employee a week off to recover can cost an anywhere from $78 to $3,451 depending upon his/her wages and duration of illness. The findings from the study report that a single norovirus outbreak, also known as the winter vomiting bug, could cost a casual restaurant $2.2 million, which far surpasses what it would cost to allow a sick employee adequate time off to recuperate. “Estimated Cost to a Restaurant of a Foodborne Illness Outbreak” was written by Sarah M. Bartsch, Lindsey Asti, Sindiso Nyathi, Marie L. Spiker and Bruce Y. Lee. INSURANCEJOURNAL.COM

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where some of CIAB’s members operate. This could include encouraging a wave of support for single payor healthcare. Citing difficulties in individual markets, the ending of certain subsidies, states moving away from the ACA’s mandated benefits, and Republican efforts to replace employer-based insurance with a consumer-based model, he cautioned: “The more we see that market [individual] faltering, the more stress there will be on employer health market.” Too many stakeholders in the health market are battling each other rather than paying attention to the threat of the single payor movement, he said.

Political Climate

Taking stock of the current political climate in Washington, Wood sees Washington as a polarized environment where too many elected representatives let politics get in the way of normal civil life. He said in the Reagan era when he first came onto the Washington scene, right wing Republicans disagreed with left wing Democrats, but they liked each other, and their families lived near one another and they socialized together. “You never see that today,” he said. He also blamed a lack of expertise and experience among today’s Congressional members, 70 percent of whom only know an omni-

bus approach to the federal budget and have never been through a normal appropriations process that involves more than a dozen separate funding bills.

‘It’s not easy to get things done even when you’ve got bipartisan support.’ McIntyre agrees the city is polarized and blames some of it on gerrymandering, which has created electorally safe districts that allow politicians to stick to their extreme right or left views because they do not need to worry about re-election. Wood thinks Democrats will

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take control of the House in the midterm elections, while McIntyre thinks they will fall short. Wood said the “elephant in the room” is President Trump. He said Republicans feel vulnerable because of Trump’s low poll numbers. Wood said House Speaker Paul Ryan’s retirement reflects the full repositioning of Republicanism from “supply side” policies to “Trumpism.” Quoting a Virginia representative, Wood added: “The Republican base has moved from the country club to the Share this article country.”

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NATIONAL | News & Markets

P/C Direct Premium Written Up 4.7 Percent in 2017

By Douglas A. Powell

irect premium written (DPW) for property/ casualty insurance companies continues to increase, albeit gradually. At year-end

2016, more than $607 billion of DPW was reported. For 2017, total DPW for all P/C insurers aggregately increased 4.7 percent over 2016, an increase of $28.7 billion. More than 50 percent of this premium growth is attributed to the Top 25 P/C insurers in terms of growth. For the 12 months ending Dec. 31, 2017, P/C companies comprising the Top 25 insurers leveraged their experience and increased their DPW nearly 12.3 percent over 2016, or $14.5 billion. In contrast, the remainder of the industry reported an increase in DPW of 2.9 percent, or $14.2 billion, year-over-year.

P/C insurers should not expect a traditional hard market in the near future. The double-digit premium growth experienced in the historical hard market cycles may have created unrealistic premium growth expectations. It is more realistic that expectations should relate to gradual, stable growth. If the industry continues its 10-year historical pattern, growth in 2018 would again result in the highest year-end DPW ever reported by the P/C industry.

It is important to note that while increasing DPW, P/C companies have aggregately maintained a sufficient level of policyholdersâ&#x20AC;&#x2122; surplus (PHS). One measure that indicates P/C companies are conservatively leveraged is the DPW to PHS ratio. An insurerâ&#x20AC;&#x2122;s DPW to PHS ratio is indicative of its premium leverage on a direct basis, without considering the effect of reinsurance. Since 2010, this ratio for P/C companies has remained stable at approximately 70 percent. Although the market continues to exhibit signs of firming and DPW continues to increase,

Powell is a senior financial analyst with Demotech Inc. Email: dpowell@ demotech.com.

Top 25 Property/Casualty Companies Based upon dollar amount of direct premium written (DPW) growth Year-to-date results 2017 versus 2016

Company Name

State Farm Mutual Automobile Insurance Co. GEICO General Insurance Co. GEICO Casualty Co. American Family Insurance Co. Allstate Fire and Casualty Insurance Co. USAA General Indemnity Co. USAA Casualty Insurance Co. GEICO County Mutual Insurance Co. GEICO Indemnity Co. Government Employees Insurance Co. GEICO Advantage Insurance Co. United Services Automobile Association Stratford Insurance Co. Progressive County Mutual Insurance Co. ACE American Insurance Co. Allstate Vehicle and Property Insurance Co. Farmers Insurance Exchange Ohio Security Insurance Co. Liberty Insurance Underwriters Inc. Progressive Direct Insurance Co. Auto-Owners Insurance Co. CGB Insurance Co. American Bankers Insurance Co. of Florida LM General Insurance Co. Garrison Property and Casualty Insurance Co.

DPW 12/31/2017

$40,077,551,346 $9,564,314,407 $4,342,507,846 $1,363,079,347 $8,277,250,581 $3,948,737,002 $6,292,183,641 $1,707,917,549 $5,736,188,790 $5,890,464,910 $1,426,871,113 $7,853,691,472 $492,969,219 $2,422,567,591 $4,766,157,276 $2,300,977,709 $4,439,787,852 $1,960,424,525 $3,382,038,352 $2,982,913,169 $3,392,231,672 $972,236,300 $4,130,337,039 $3,311,788,149 $2,056,755,190

Top 25 P/C Companies by DPW Growth $133,091,942,047 All Other P/C Companies $502,984,175,273 Total $636,076,117,320

DPW 12/31/2016

$37,093,556,809 $8,605,583,249 $3,668,431,675 $771,532,322 $7,700,979,641 $3,383,504,509 $5,731,728,805 $1,151,485,019 $5,190,195,106 $5,379,632,614 $922,459,815 $7,379,396,228 $19,688,135 $1,987,589,204 $4,345,819,383 $1,883,079,479 $4,031,140,953 $1,558,765,297 $2,997,430,358 $2,615,385,446 $3,047,950,748 $628,741,151 $3,786,979,579 $2,971,198,015 $1,719,212,918

$118,571,466,458 $488,771,587,556 $607,343,054,014

$ Growth

$2,983,994,537 $958,731,158 $674,076,171 $591,547,025 $576,270,940 $565,232,493 $560,454,836 $556,432,530 $545,993,684 $510,832,296 $504,411,298 $474,295,244 $473,281,084 $434,978,387 $420,337,893 $417,898,230 $408,646,899 $401,659,228 $384,607,994 $367,527,723 $344,280,924 $343,495,149 $343,357,460 $340,590,134 $337,542,272

$14,520,475,589 $14,212,587,717 $28,733,063,306

% Growth

8.04% 11.14% 18.38% 76.67% 7.48% 16.71% 9.78% 48.32% 10.52% 9.50% 54.68% 6.43% 2403.89% 21.88% 9.67% 22.19% 10.14% 25.77% 12.83% 14.05% 11.30% 54.63% 9.07% 11.46% 19.63%

12.25% 2.91% 4.73%

Data Source: The National Association of Insurance Commissioners, Kansas City, Mo., by permission. Information derived from an SNL product. The NAIC and SNL do not endorse any analysis or conclusion based upon the use of its data.

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Idea Exchange

Tech Talk

The Technology Gap: Can Agents Keep Up? By Tom Wetzel

s predicted in the last Tech Talk column, there is reason to cheer a bit about the findings of the just-released 2018 Insurance Digital Transformation Study. Clear progress has been made as agents work toward mastery of digital technology to improve customer satisfaction, grow business and increase profitability. While this progress is encouraging, it does not match the speed with which the digital landscape is changing. This technology gap will grow wider if agents do not step up their game and the result will be more lost business, including current clients.

The report, published by The Insurance Digital Revolution, an industry campaign organized by IIABA’s Agents Council for Technology (ACT), Associations & User Groups Information Exchange (AUGIE), and the PIA to drive adoption of digital technology, found that 95 percent of the agencies responding (1,970 in total) consider digital technologies “important” or “very important” to their businesses. This is a dramatic improvement compared to the 58 percent

that reported digital technologies are “important” or “very important” in the 2016 study. While independent agencies appear to be taking today’s digital challenge seriously, some are not taking effective action to tackle this challenge. The recently released study, available at www.insurance digitalrevolution.org, illustrates just how far agencies still need to go. Here are a few key findings from the study: • 67 percent of agencies offer e-signature, up from 54 percent in 2016. Some agents don’t offer it because all their carriers are not set up for it. • 41 percent of agents report their websites allow prospects to get quotes — up from 20 percent in 2016. • Only 7 percent of agents say their websites are excellent, down slightly from the 2016 survey, where 33 percent rated their websites as good, and 36 percent average. • 57 percent report getting leads from their websites, and most (83 percent) get between one to 10 leads per month. • 74 percent of agents use social media, dominated by Facebook (98 percent) and LinkedIn (58 percent). Some 39 percent say they are getting leads from social media. • 39 percent of agents provide a web-based portal for clients, up from 23 percent in 2016. These findings represent a mixed bag. Progress in social

32 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

media activity and lead generation is steady but not dramatic. The report acknowledges the roadblocks in the use of digital tools, including cost (59 percent), educating the team on new technology (55 percent), time required to implement new technology (48 percent), and staff commitment to use the new workflow (43 percent). Perhaps of more concern are three red flag findings: • 76 percent of agencies do not provide any mobile applications for clients; 19 percent offer mobile apps, and of those they display ID cards (80 percent), report claims (76 percent), request policy changes (59 percent). • Only 18 percent say they operate 24/7. • 89 percent of agents do not have live chat capabilities from their websites. These three findings suggest that most agents do not recognize the degree to which the marketplace is changing and that their failure to adapt poses long-lasting consequences. Consumers prize convenience. Agencies that facilitate

24/7 contact gain a big competitive advantage. Conversely, agents who tell clients to “leave a message” or “call the carrier” after-hours are pushing business away needlessly. Messaging has replaced voice conversations when the goal is transactional. Millennials also operate on a “10-minute rule,” that is they will move on if a brand cannot provide the answers they need in that timeframe. The right insurance can be sold like a loaf of bread. However, agents who work to be as responsive and convenient as possible will thrive. Some agents say that Millennials do not make up an important part of their book. Keep in mind that Millenials will become the No. 1 buying group in the next year or two. Agents who have older clients with children and expect referrals because “we’ve been serving the family for 20 years” may be sorely disappointed. Wetzel heads his own insurance marketing firm. Email: twetzel@ wetzelandassociates.com. Website: www.wetzelandassociates.com. INSURANCEJOURNAL.COM

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Idea Exchange

The Wedge

The Absolute Secret to Building a Great Sales Team

By Randy Schwantz

he difference between where your agency is today and where it will be in five years from now is in direct proportion to your ability to develop your sales team. That’s a mantra that I ask every one of

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34 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

my agency owner clients to ponder. There is plenty of time for agency owners to blame their producers for being lazy, uninspired, weak, poor prospectors and lousy closers. But before they do, they should look in the mirror. Back to the mantra above, and it’s so important, so it bears repeating: The difference between where your agency is today and where it will be in five years from now is in direct proportion to your ability to develop your sales team. This means that your agency will grow in direct proportion to your ability, not theirs. Because if you - the agency owner or sales leader - don’t have the ability to motivate your producers, they won’t be motivated. If you don’t have the ability to develop their confidence, they won’t be very confident.

If you don’t have the ability to get them organized, they will be chaotic and waste enormous amounts of time. And…if you don’t have the ability to get them focused with a fine-tuned plan, they won’t know where to go or how to get there. When you develop your abilities, you can help them develop their potential abilities into a new reality. And when you do, your agency will grow. But there are obstacles, excuses and justifications…all sorts of nonsense in your agency owner head that you’ll just have to get over for this to happen.

Your Job

An agency owner’s job is either really cool or really sucks — it just depends on

continued on page 36

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Idea Exchange

The Wedge

continued from page 34

how you look at it, and what you enjoy doing. First, it’s easy for an agency owner to get buried in all of the daily “bull-bleep” going on in an agency, and it buries them in muck. Some really enjoy it because it makes them feel needed. They get involved in personnel issues, underwriter visits, outside boards, you name it. They can tell everyone about how busy they are, and it makes them feel good. Second is their book of business, which in most cases makes them most of their money. Agency owners have renewals and a responsibility to write new business to replace lost business. This is very time consuming, too. The third priority for most agency owners is developing the producer team. There’s usually not much time left for that, apart from maybe the weekly liars club sales meeting. Or the book of the month club. Or approving a budget for a producer to go to some far away sales training class in the hope it will transform the frog into a prince. It seems that most agency owners find this element of their job to be gruesome, horrible, or at a minimum, moderately distasteful. In fact, most would rather take out the trash. So, what’s the problem here? Is it the producer team? Nope. It’s just an ugly symptom of an agency owner living a delu-

sional reality while believing that an un-watered plant will grow.

Don’t Understand?

“Hey Randy, you don’t understand…” (complete this sentence with an excuse, justification or self-imposed obstacle). Perhaps I don’t understand, but I’ve seen enough agency owners transformed to know that when they do, they simply take ownership of the growth problem, which in most cases is a group of undeveloped producers that had little reason to write new business, lacked confidence, were grossly disorganized and confused on what to do next and within 12 months doubled new business. And it didn’t stop there. They did it again. Here is the beautiful thing: You too can do this. You don’t have to be a genius. You don’t have to have an enormous personal-

ity. You don’t have to be a mean boss. And, you don’t need a lot of time to do it. The problem is simple: You can’t drive an idea; you can only drive a process. So, you do need a process that you believe in and the ability to drive it. Your process should be producer centric, meaning it should help them get rich. And if that is too out there for you, then you should help them become financially

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secure. If you have producers that do not care about financial security, taking care of their families, providing for their children, funding their retirement or getting ahead of the curve, then fire them. Helping your producers become financially secure is the basis of your motivation strategy, and it starts with you caring about them as much as or more than yourself. Help them connect the dots between new business, growing a book, making money, saving money and becoming financially secure. If you’re an agency owner that could care less about your producer’s well-being, then it will be evident in that you only spend about 50 minutes per year on goal setting. What’s worse - those goals are not tied to the well-being and financial security of the producer. It’s just a lousy, “What are you going to write in new business this year?”

question on my part perhaps, but tell me why they have a choice to avoid your training sessions and not engage in role-plays to build their skills? Before you answer, let’s check in with Nick Saban, coach of Alabama University, and Bill Belichick, coach of New England Patriots, (a couple of my favorite coaches and proven winners) to see what they have to say. Nick Saban: “There are two kinds of pain. The pain of discipline and the pain of disappointment. If you will suffer the pain of discipline, you’ll never suffer the pain of disappointment.” Bill Belichick: “Do your job.” I would suspect these two would say that if someone didn’t want to practice, they didn’t want to be on the team. It might take a lot of courage for you as an agency owner to say that, and as long as your producers can bluff you into believing that they will leave, take all their business,

and you’ll go bankrupt. You’ll be a victim of those losers, and you’ll never grow your agency. So, you can either be a victim of your weak producers or the victor by developing your own abilities so you can bring out and develop the capabilities of your producer team. Please watch for part two of this article next month. To help develop your own abilities, obtain a free copy of Agency Growth Machine at: www.thewedge.net/insuranceShare this journal-free-book-offer/.

article with a colleague. IJMAG.COM/57SA Schwantz is founder of The Wedge Group. His podcast, Agency Growth Machine, is available on iTunes and Stitcher. For comments and feedback, email: randy@thewedge.net. Phone: 214-446-3209. Website: www.thewedge.net.

Develop Confidence

Another big responsibility of an agency owner is helping to develop the confidence of your producer team. Confidence is a feeling - a feeling of self-assurance, or the “I can do this” feeling. Confidence is also contextual, meaning someone could be enormously confident hitting a golf ball 300 yards in front of 1,000 people but is scared to death to make a cold call. The source of confidence lies in two simple things: skills and knowledge. Skills must be trained. Knowledge must be acquired. So, how do you help your producers gain confidence to make cold calls, ask for introductions, qualify a prospect or gain a broker of record (BOR)? You have to train, train, train to develop their skills. And you have to create a strong learning environment for them to gain knowledge about themselves, your agency differentiation and your competition’s weaknesses. Agency owner: You are about to tell me how your people don’t like to role-play so you can’t train them, aren’t you? Stupid

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MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 37

Idea Exchange

The Competitive Advantage

What If Tech Companies, Carriers Conspire to Denigrate Consumer Protections and Agency Value?

By Chris Burand

ere’s to ruffling feathers: Indeed, entities do exist in the insurance industry that do not look after their customers adequately. Carriers also exist that scrimp on claims, and some take shortcuts in underwriting, capitalization and accounting. One can complete an internet search or a search of A.M. Best’s site to find examples of companies taking shortcuts. I want to get this out of the way for the PollyAnnas out there who get upset every time I point out the obvious that is not positive: These are obvious and public realities. I would argue these realities are not the norm (maybe some readers would argue I’m wearing rose-colored glasses, but I think most players try to take the high road.) Also, I am not suggesting these shortcuts are undertaken from a cognitively unethical perspective so much as they are trying to achieve a goal while taking shortcuts. They are not thinking about the ethical aspects. The following are real examples of what is happening.

Legislative Troubles Ahead? Example one: At least one legislative proposal with a high probability of passing, according to my sources, has been written to differ-

entiate between an agent/broker who is a “natural” person and an agent/broker who is not a “natural” person. The definition of “natural” person goes way back legally, and in this case, it means a live human being. Such human beings will be required to possess an insurance agent/broker license. They will be required to meet specific criteria if they wish to maintain that license (some criteria is expensive, including licenses.) Entities selling insurance that are not “natural” persons need not possess a license nor meet any of the criteria of humans. The latter is, in theory, nothing more than a machine - a computer. The cost differences are significant. A computer need not purchase and continually renew a license. One-to-one, this may not seem to be a large cost difference, but when one employs dozens, hundreds or thousands of people requiring a license, it adds up. The cost of continuing education required to maintain the licenses goes up, too. Then, there is the cost of E&O insurance. The law is still developing, but if an entity need not possess a license, I think it is fair to assume that entity’s standard of care is so low that the odds it will be sued will be small. Therefore, the cost of its E&O

insurance will be less. Other cost savings exist. How are consumers served better by an entity that does not require a license (therefore, I suspect no background checks for the programmers either) and has virtually no standard of care? I personally do not see it. The consumer may get a lower price, but a lower price for inaccurate coverage has what value? Example two: Legislation has been passed that requires insureds to “understand” their policies. How unfair is that? It appears to me an insurance company wrote the legislation and got a representative to carry the bill, hopefully out of ignorance rather than nefarious behavior. Insurance agents in many states do not have to understand the policies they sell, so how can a legislature require the insured “understand” their policy? An insurance policy is a legal contract. Is one not supposed to have a law degree or a level of higher training to be required to “understand” a contract at a legally binding level? Since the days where many people could not read but signed contracts with an “X,” people have signed contracts they did not understand. But a regulation or law requiring understanding? Nothing good for consumers, agents or insurance companies that care will result from these two legislative items. More selfishly for traditional insurance distributors, Shapiro’s Theory of Mediocrity dictates that as quality standards decline, the less ethical gain more traction. I will likely fail to do justice to Mr. Shapiro’s work, but his theory states quality providers will incur more difficulty getting consumers to believe, and therefore purchase, quality products/services when the initial quality of a product is difficult to determine beyond price. The shysters will promote “high quality apples” for 20 percent less than what a

conscientious apple farmer would consider high quality. That farmer knows high-quality apples cannot be sold at profit for a 20 percent discount. The consumer does not know the difference. With legislation like this, and other regulatory issues, the parties pushing the edges, even past ethical, gain an edge as consumers will not know the difference until it is too late. With a complicated product like insurance, reading the contracts is not a reality, much less completely understanding them. Since the burden is virtually completely on the consumer, they will likely have limited-to-no recourse. If insurance carriers can take advantage of these factors, traditional agents will become less important to the carriers but more important to consumers. In fact, traditional agents will become hindrances to companies as companies will have the ability to get more past consumers.

DIRECT

Now What?

So, what is a good company or a good agent to do? I recommend starting with effective lobbying. To allow these laws and regulations to pass uncontested (I don’t see evidence either was contested, though they might be behind the scenes) makes no sense.

Nothing good for consumers, agents or insurance companies that care will result from these two legislative items. Second, branding will become more important. This means stepping up to higher standards of care. Third, understand your market. Fourth, track your data. I continue to be amazed how few carriers and almost no agencies track how quickly claims are set-

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tled. Casualty claims have inherent factors making fair representation of the average number of days required to settle difficult. Most property claims do not have those hairy factors. How many days does it take to settle hail claims? We have a storm. We have a cat code attached to the claim filed. We have a close date in the computers. Insurance, when done right, is one of the industries that does the most for society. Why allow it to be sunk? Rise up against moves to decrease standards to the lowest common denominator and build your brands to protect yourself against the results predicted by Shapiro’s Theory of Share this article with a Mediocrity.

colleague. IJMAG.COM/57TE Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: chris@burand-associates.com.

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2018 Annual Program Directory, Volume I Welcome to Insurance Journal’s 2018 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit: www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Mining Co’s Prime Insurance Company

Above & Underground Storage Tank Owners AAU, A division of USG Insurance Services

Berkley Select

Negley Associates

CPA Protector Plan

NIF Group Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted States All States except VT

Herbert H. Landy Insurance

Coverages BOP, Crime, Cyber Liab, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Coverages Business Interruption, Environmental Liab, MEDEFENSE, Physical Damage, Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

IAAC Inc. (Membership Services Division of IIABNY)

AmWINS Program Underwriters

Coverages BOP, Cyber Liab, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Beacon Hill Associates Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States NY

Mercer Consumer, a service of Mercer Health & Benefits Norman-Spencer International Inc.

Coverages CGL, E&O, Pollution States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Berkley Specialty Underwriting Mgrs - Environmental Div

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution Liab, Professional Liab, Railroad Protective Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Environmental Liab, Pollution States All States

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Accountants/CPAs All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

40 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Addiction Treatment Facilities AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Auto, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s Prime Insurance Company

World Wide Specialty Programs Inc.

Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Adoption Agencies AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Adult Care Facilities All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Anderson & Murison Inc.

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

DeCotis Specialty Insurance

Coverages Abuse & Molestation, CGL, Cyber Liab, MEDEFENSE, MEDEFENSE Plus, Pollution, Professional Liab, Property Carrier Status Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except LA

Prime Insurance Company

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Adult Clubs Innovative Coverage Concepts

Coverages Assault & Battery, Business Income, Business Interruption, Fire, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

MAXIMUM

Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Nonowned Auto, Identity Theft, Legal Liab, Liability, Liquor Liab, Personal Property, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Prime Insurance Company

Agribusinesses Abram Interstate Insurance Services Inc.

Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Auto PersStandard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Airport Owners & Operators ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Prime Insurance Company

Alarm Monitoring Companies All Risks Ltd.

Coverages Care/Custody/Control, Commercial Auto, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Equisure Inc.

Arrowhead General Insurance Agency Inc.

Intercorp Inc.

Brownyard Group

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States All States except AK, DC, HI

Prime Insurance Company

Safehold Special Risk

Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Nonadmitted States AR, AZ, CA, CO, KS, LA, MO, MS, NC, NM, NV, OH, SD, TN, TX, WA

Wildlife Insurance Underwriters LLC

Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

Winery Pak Insurance Programs

Coverages Care/Custody/Control, E&O, GL, Property Carrier Status Admitted States All States Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Alcohol & Substance Abuse Treatment Centers AFC Insurance

Gateway Specialty Insurance

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States All States

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, NonProfit D&O, Property Carrier Status Admitted, Non-admitted States All States

Aircraft Manufacturers Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Legal Liab, Property Carrier Status Admitted States All States except WV

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Boiler & Machinery, Business Income, CGL, Commercial Auto, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All

Prime Insurance Company

Markel Specialty

Aircraft Repair/Service

Negley Associates

ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Prime Insurance Company

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Commercial Auto, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Boiler & Machinery, Business Income & Interruption, Commercial Auto, Commercial Excess, Community/Social Svcs, Crime, D&O, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AL, HI, LA, MS

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 41

2018 Annual Program Directory, Volume I Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Antique/Classic Car Collections Hagerty

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States

Insurance Center Special Risks Ltd.

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Philadelphia Insurance Companies

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

South & Western General Agency Inc.

Allied Healthcare Professionals

Ambulance Service

Berkley Select

All Risks Ltd.

Advanced E&S Group - Midwest Region

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States All States

Mercer Consumer, a service of Mercer Health & Benefits Coverages Cyber Liab, Professional Liab Carrier Status Admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Non-admitted States DE, MD, NC, PA, VA

Arrowhead General Insurance Agency Inc.

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard Phys Dmg, Equipment Breakdown, Excess Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Malpractice, Medical Payments, Physical Damage, Professional Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Promont Insurance Advisors

Markel Specialty

Professional Program Insurance Brokerage

Coverages CGL, Commercial Excess, Crime, Cyber Liab, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Professional Liab, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages GL, Hired & Non-owned Auto, Medical Professional Carrier Status Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

USX/S

Coverages Abuse & Molestation, Breach of Security, CGL, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, GL, Identity Theft, Liability, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Medicare/ Medicaid Billing E&O, Mental Health Care, Professional Liab, Property, Sexual Misconduct, Technology E&O States All States

Amateur Sports Associations All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Great American Ins. Group - Executive Liability Division

Philadelphia Insurance Companies

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States All States except DC, HI

42 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Non-admitted States All States except OK

Appleby & Sterling

Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA

Distinguished Programs

American Specialty Insurance & Risk Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

Advanced E&S Group - Southeast Region

Amusement Parks All Risks Ltd.

American Specialty Insurance & Risk Services Inc.

JD Fulwiler & Company Insurance

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Crouse & Associates

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

Coverages Community/Social Svcs, Cyber Liab, D&O, EPLI, Fiduciary Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted States All States

Apartment Building Owners

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages Accident & Health, Accidental Death, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Participant Accident, Property Carrier Status Admitted States All States

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Property Carrier Status Admitted States All States Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States except LA

Coverages Difference in Conditions, Property Carrier Status Admitted States All States Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Addt’l Expense, All Risks/Cash in Transit, Assault & Battery, Auto Comm-Standard, BOP, Business Income, Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Fire, Hail, Hired & Non-owned Auto, Inland Marine, Medical Payments, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

International Excess Companies

Prime Insurance Company

Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States

T.H.E. Insurance Company

Lancer Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I MAXIMUM

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, COC, Commercial Excess, Difference in Conditions, Earthquake, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Foreclosed Properties, GKLL, GL, Hail, Historic Bldgs/Unique Property, Inland Marine, Liability, Lost Key, Mechanical Breakdown, Personal Property, Physical Damage Rental Units, Pollution, Pool & Spa Liab, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

McClelland and Hine Inc.

Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Arborists/Tree Services Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Architects & Engineers Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

All Risks Ltd.

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, CT, HI, LA, VT

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UmbrellaPro by Great Point Insurance

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Western Security Surplus Insurance Brokers LLC

Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Appraisers

Prime Insurance Company

The Mechanic Group Inc.

Euclid Architects & Engineers

Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Art and/or Antique Gallery Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

MarketScout

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Intercorp Inc.

International Excess Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Logic Underwriters Inc.

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States TX

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States

Markel Specialty

Coverages E&O, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Southwest Risk

Coverages Apartment House Package, Builders Risk, Business Income, CGL, EPLI, Fire, GL, Hail, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Armored Car Services Brownyard Programs Ltd.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Mercer Consumer, a service of Mercer Health & Benefits

Sovereign Group Int’l Inc.

Coverages Auto Comm-Standard, BOP, D&O, E&O, EPLI, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Pollution, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

DeCotis Specialty Insurance

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages BOP, Cyber Liab, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (Florida)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Earthquake, Fine Arts, Inland Marine, Mysterious Disappearance, Wind Carrier Status Admitted, Non-admitted States All States except AK, HI

Assisted Living Centers Coverages Abuse & Molestation, Employee Benefits, GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Nonadmitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Business Interruption, CGL, Commercial Excess, Commercial Marine, E&O, EPLI, Equipment, Equipment Breakdown, Fire, Hired & Non-owned Auto, Managed Care, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

PEO Brokers Group

Quaker Special Risk (New York)

Philadelphia Insurance Companies

RPS - Executive Lines Division

Prime Insurance Company

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Cyber Liab, E&O, Environmental Liab, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O, Tenant Discrimination Carrier Status Non-admitted States Most States

Promont Insurance Advisors

Herbert H. Landy Insurance

Intercorp Inc.

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Mercer Consumer, a service of Mercer Health & Benefits

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Tokio Marine/HCC

Sapphire Blue

USX/S

Tejas American General Agency

Coverages BOP, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA Coverages BOP, E&O Carrier Status Non-admitted States All States Coverages Cyber Liab, E&O Carrier Status Admitted States All States except AK, LA, WV

Target Professional Programs

Coverages E&O, Professional Liab States All States

Coverages Breach of Security, CGL, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, GL, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Cyber Liab, Liability, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX

U.S. Risk Insurance Group LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 43

2018 Annual Program Directory, Volume I Associations/Affinity Groups Affinity Nonprofits

Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Intercorp Inc.

Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Keating Brokerage

Coverages Commercial Excess, Crime, GL, Liability Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Apartment House Package, Assault & Battery, Auto - Commercial & Personal, Blanket Waivers, Boiler & Machinery, Business Income & Interruption, Care/Custody/ Control, CGL, COC, Commercial Excess, Cyber Liab, D&O, Difference in Conditions, E&O, Earthquake, EPLI, Fire, Flood, Historic Bldgs/Unique Property, Liability, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Public Officials, Religious Institutions, Rented Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Auto Body Shops Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

DMI Insurance Services

Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

Founders Specialty

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DC, DE, GA, IA, IL, IN, KY, MD, ME, MI, MS, NV, OH, PA, SC, TN, TX

Mercer Consumer, a service of Mercer Health & Benefits Coverages BOP, Cyber Liab, E&O, EPLI, Legal Malpractice Carrier Status Admitted, Non-admitted States All States

Number One Insurance Agency

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

Prime Insurance Company

Synergy Professional Associates Inc.

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Auctioneers Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

IT Risk Managers Inc.

Coverages BOP, Care/Custody/Control, Cyber Liab, D&O, E&O, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

44 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Target Managers Insurance Services

NeitClem Wholesale Insurance Brokerage Inc.

Continental Brokers Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

KBK Insurance Group Inc.

Attorneys Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Berkley Select

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, Commercial Excess, D&O, Emergency Towing & Service, Environmental Liab, EPLI, Garage Liability, GKLL, Hired & Non-owned Auto, Lost Key, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages GL, Property Carrier Status Non-admitted States TX

Griffin General Agency Inc.

Target Professional Programs

Coverages E&O, EPLI Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, GL, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Dealers AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Crime, Dealers Open Lot, E&O, Employee Benefits, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Hired & Non-owned Auto, Identity Theft, Physical Damage, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AmWINS Group Inc. - 100 Locations Worldwide Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, NV, OR, TX

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

Coverages EPLI, Workers’ Comp Carrier Status Admitted States All States

Victor O. Schinnerer & Company

Coverages D&O, Dealers Open Lot, EPLI, Fiduciary Liab, Garage Keepers Legal Liab, Garage Liability, GL, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, HI

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Auto Dismantlers/Wrecking Yards G.J. Sullivan Company (Orange)

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Motor Truck Cargo, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI, MA

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Prime Insurance Company

Auto Haulers/Transporters AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Motor Truck Cargo, Physical Damage Carrier Status Admitted, Non-admitted States All States

KBK Insurance Group Inc.

Coverages Commercial Auto, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, GL, Umbrella Carrier Status Admitted States All States except AK, HI, MA, NY

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Motor Truck Cargo, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Cargo States FL, GA, NC, SC

Auto Repair Shops/Garages AAU, A division of USG Insurance Services

McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Garage Liability, GL, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

South & Western General Agency Inc.

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX

Advanced E&S Group - Southeast Region

Coverages Accessories, Completed Operations Liab, Emergency Towing & Service, Fire Legal Liab, Garage Liability, GKLL, Liability, Physical Damage, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States AL, FL, GA, MS, SC, TN

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States FL

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Southern Insurance Underwriters Inc. CMGA

Ashley General Agency

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States Most States

Brecht & Associates

Walter General Agency (WGA)

Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

Gorst & Compass Insurance

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

M.J. Hall & Company Inc.

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

M.J. Kelly Company

Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

INSURANCEJOURNAL.COM

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States except DC

Williams & Stazzone Insurance Agency Inc.

GMI Insurance Services

Coverages Garage Keepers Legal Liab, Garage Liability, Workers’ Comp Carrier Status Admitted States All States except AK, HI, ND, OH, WA, WY Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States All States except HI, LA

AmWINS Group Inc. - 100 Locations Worldwide

Auto Repair/Service

DMI Insurance Services

Coverages Assault & Battery, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, BOP, Garage Liability, GKLL, Pollution, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, FL, GA, IL, KY, LA, MI, MO, MS, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, WI, WV

Philadelphia Insurance Companies

All Risks Ltd.

Appleby & Sterling

Empire Underwriters LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States All States except MA, NY

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

Auto/Truck Leasing Firms GMI Insurance Services

van Wagenen Financial Services

Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

Tejas American General Agency

Applied Underwriters Inc.

Arrowhead General Insurance Agency Inc.

Prime Insurance Company

AmWINS Group Inc. - 100 Locations Worldwide

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Auto Repossessors Gerald J. Wilkoff Inc.

Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

Atlas General Insurance Services

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

DMI Insurance Services

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto/Truck Rental Firms Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States except MA, NY

Philadelphia Insurance Companies

Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States except LA

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States

Bail Bond Agents Align General Insurance Agency LLC

Coverages Assault & Battery, Crime Carrier Status Admitted States CA

Prime Insurance Company

Bars/Taverns Abram Interstate Insurance Services Inc.

Coverages Assault & Battery, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 45

2018 Annual Program Directory, Volume I American Team Managers Insurance Services

Quirk & Company

AmWINS Group Inc. - 100 Locations Worldwide

RISCO Insurance Brokerage Inc.

Bass Underwriters

Southern Insurance Underwriters Inc. CMGA

Coverages Assault & Battery, Business Interruption, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States CA Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI Coverages Abuse & Molestation, Assault & Battery, Business Interruption, CGL, Fire, Hired & Non-owned Auto, Legal Liab, Liability, Liquor Liab, Pollution, Pollution Liab, Real & Business Personal Prop, Sexual Misconduct Carrier Status Admitted, Non-admitted States AL, FL, GA, KY, MI, NC, SC, TN, TX

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Innovative Coverage Concepts

Coverages Assault & Battery, CGL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States All States except VT

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Keating Brokerage

Coverages Assault & Battery, GL, Liquor Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Western Security Surplus Insurance Brokers LLC

Beauty/Barber Shops/Salons/Schools/ Supplies Abram Interstate Insurance Services Inc.

Coverages Crime, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States CA

Anderson & Murison Inc.

Coverages BOP, Professional Liab Carrier Status Admitted States CA

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV

Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

M.J. Kelly Company

Griffin General Agency Inc.

M.J. Hall & Company Inc.

Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

McClelland and Hine Inc.

Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY

46 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Prime Insurance Company

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Coverages GL, Property Carrier Status Non-admitted States TX

Walter General Agency (WGA)

Griffin General Agency Inc.

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Bed & Breakfasts

Philadelphia Insurance Companies

Bicycle Dealers/Distributors/Rentals/ Manufacturers

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

Greene & Associates

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Tejas American General Agency

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Gorst & Compass Insurance

Universal Insurance Programs

Coverages CGL, Property Carrier Status Non-admitted States TX

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

SASSI - Salon & Spa Specialty Insurance

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liability, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liability, Property, Real & Business Personal Property, Theft, Tools & Equipment, Workers’ Comp Carrier Status Admitted States All States except AK, HI, VA, WA

Shelly, Middlebrooks & O’Leary Inc.

Coverages CGL, Professional Liab States FL, GA, NC, SC

Sovereign Group Int’l Inc.

Coverages Business Income, Business Interruption, CGL, EPLI, Fire, GL, Hail, Liability, Products Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Billiard Parlors Gorst & Compass Insurance

Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Boat Dealers/Brokers All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Wind, Workers’ Comp Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States All States except HI, NH, VT

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

Prime Insurance Company

TCA Inc.

Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Boat Rental Firms Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Wind, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Excess Liab, Property, Workers’ Comp Carrier Status Admitted States All States

NIF Group Inc.

Coverages Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI, LA

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Boys & Girls Clubs Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Sexual Misconduct, Student Accident, Umbrella Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Excess Liab, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Breweries Brewery Pak Insurance Programs

Coverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States

Broadcasters AmWINS Program Underwriters

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, ABoiler & Machinery, Business Income & Interruption, CGL, Commercial Auto, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Casinos

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted States All States

K&K Insurance Group Inc.

Campgrounds

Prime Insurance Company

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, D&O, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Camps Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Business Income, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Caterers Fox Point Programs

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Western Security Surplus Insurance Brokers LLC

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ChemPlan - Chemical Insurance

Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States

Consumer Specialties Insurance Company (RRG)

Coverages CGL, Hired & Non-owned Auto, Pollution Liab, Products Liab, Umbrella Carrier Status Non-admitted States All States except DC

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 47

2018 Annual Program Directory, Volume I NeitClem Wholesale Insurance Brokerage Inc.

Prime Insurance Company

Tejas American General Agency

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Child Care/Day Care Centers Appalachian Underwriters Inc.

Coverages Abuse & Molestation, Liability, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Bass Underwriters

Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Walter General Agency (WGA)

Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

Chiropractors Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Churches/Religious Institutions AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Business Income, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fine Arts, Flood, Hired & Nonowned Auto, Inland Marine, Lost Key, Medical Payments, Personal Property, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Abram Interstate Insurance Services Inc.

Coverages D&O, EPLI, GL, Property Carrier Status Admitted, Non-admitted States CA

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Greene & Associates

Appalachian Underwriters Inc.

Indemnity Excess & Surplus Agency Inc.

Aspera Insurance Services Inc.

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

International Excess Companies

Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Crime, Cyber Liab, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

48 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Abuse & Molestation, BOP, CGL, Liability, Professional Liab, Property, Religious Institutions, Sexual Misconduct Carrier Status Non-admitted States All States Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Bass Underwriters

Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages Abuse & Molestation, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Gorst & Compass Insurance

Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Svcs

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Cyber Liab, D&O, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property, Religious Institutions Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Carrier Status Admitted, Non-admitted States IL, IN, OH

Claims Adjusters IAAC Inc. (Membership Services Division of IIABNY)

Coverages E&O, Professional Liab Carrier Status Admitted States NY

Philadelphia Insurance Companies

Commercial Building Owners Advanced E&S Group - Midwest Region

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Business Income, Cyber Liab, Equipment Breakdown, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

AFG Partners

Coverages Flood, GL, Property Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Burns & Wilcox - All Offices

Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Coverages Apartment House Package, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, EPLI, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Crouse & Associates

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MAXIMUM

Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Umbrella Carrier Status Admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

The American Equity Underwriters Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations

Community Health Centers Philadelphia Insurance Companies

Distinguished Programs

Prime Insurance Company

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

Coverages D&O, EPLI, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States except DC, LA, VT

Roush Insurance Services Inc.

Kevin Davis Insurance Services

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

Commercial Marine Companies AFG Partners

Coverages Commercial Excess, Excess Flood, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States All States except DC, WY

LIG Marine Managers

Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Maritime Program Group

Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

TCA Inc.

Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States except DC

Coastal Insurance Underwriters Inc.

Ian H. Graham Insurance

Coverages Apartment House Package, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

van Wagenen Financial Services

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages CGL, Crime, Cyber Liab, D&O, GL, Non-Profit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Cyber Liab, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Community/Social Services AFC Insurance

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Preferred Property Programs

Gateway Specialty Insurance

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Prime Insurance Company

Great American Ins. Group - Executive Liability Division

Specialty Programs & Facilities Mgrs Inc. (AmWINS) Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions All Risks Ltd.

Coverages Collateral Protection, GL, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States

IAAC Inc. (Membership Services Division of IIABNY) Coverages D&O, EPLI, Fiduciary Liab, Kidnap/Ransom, Property Carrier Status Admitted States NY

Insurmark, Div of Financial & Professional Risk Solutions Coverages Blanket Forced Placed, Builders Risk, Business Income, Collateral Protection, Flood, Force Place Fire Cvrg, Foreclosed Properties, Liability, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Svcs

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 49

2018 Annual Program Directory, Volume I Philadelphia Insurance Companies

NBIS

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Nonowned Auto, Identity Theft, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Norman-Spencer Agency Inc.

Computer Consultants/Programmers/ Designers Burns & Wilcox - All Offices

Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Fox Point Programs

Coverages Cyber Liab, E&O, Professional Liab, Property, Technology E&O Carrier Status Admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Condo Associations AFG Partners

Coverages Excess Flood, GL, Property Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Intercorp Inc.

Berkley Luxury Group, A Berkley Company

Indemnity Excess & Surplus Agency Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

IT Risk Managers Inc.

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages BOP, E&O Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

USX/S

Coverages Breach of Security, CGL, Cyber Liab, D&O, E&O, EPLI, Identity Theft, Media Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

Concrete Pumper Firms AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL Carrier Status Admitted States Most States

Coverages CGL, Cyber Liab, GL, Property, Umbrella Carrier Status Admitted States DC, IL, MA, MD, MN, NJ, NY, PA, VA

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, DIC, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages Excess Flood, GL, Property Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Nonadmitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Berkley Select

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Brecht & Associates

Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

New Empire Group

Ian H. Graham Insurance

Philadelphia Insurance Companies

Kevin Davis Insurance Services

Coverages Cyber Liab, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages D&O, GL, Property States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Quirk & Company

New Empire Group

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Philadelphia Insurance Companies

Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Empire Underwriters LLC

Advanced E&S Group - Midwest Region

50 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

AFG Partners

Great American Ins. Group - Executive Liability Division

Ascinsure Specialty Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, GL, Inland Marine, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Excess Flood, Flood, Personal Property, Property, Umbrella Carrier Status Non-admitted States All States

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Advanced E&S Group - Southeast Region

Condo/Homeowner Associations Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Nonadmitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Coverages Cyber Liab, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Prime Insurance Company

Quirk & Company

Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

RoamNet Insurance Marketing Programs

Coverages BOP, Workers’ Comp Carrier Status Admitted States Most States

Construction Wrap-Up MAXIMUM

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Consultants-All Kinds AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Victor O. Schinnerer & Company

Burns & Wilcox - All Offices

Coverages D&O, E&O, EPLI, Fiduciary Liab, Kidnap/Ransom, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Commercial Excess, D&O, EPLI, Fire, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Fox Point Programs

Advanced E&S Group - Southeast Region

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Norman-Spencer International Inc.

South & Western General Agency Inc.

Coverages GL, Non-Profit D&O, Professional Liab Carrier Status Non-admitted States AR, MS, OK, TN, TX

Sovereign Group Int’l Inc.

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages CGL, Cyber Liab, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Condominium Owners AFG Partners

Coverages Excess Flood, Homeowners Pkg, Umbrella Carrier Status Non-admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Equipment Breakdown, Identity Theft, Liability, Property, Rented Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

Coastal Insurance Underwriters Inc.

Coverages Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Hired & Non-owned Auto, Loss of Use, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

MG Skinner & Associates

Coverages Addt’l Living Expense, Earthquake, Fine Arts, Flood, Food Spoilage, Homeowners Pkg, Loss of Use, Personal Liab, Personal Property, Personal Umbrella, Property, Theft, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Preferred Property Programs

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Prime Insurance Company

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab States All States

INSURANCEJOURNAL.COM

AmTrust Surety

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

SWBC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide Applied Underwriters Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages Equipment, GL Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Target Professional Programs

Construction Insurance Solutions

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Consultants-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Construction Managers

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Prime Insurance Company

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

American Team Managers Insurance Services

Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

Ashley General Agency

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Contractors Equip, Liability, Umbrella Carrier Status Admitted, Non-admitted States CO, CT, FL, IA, IL, IN, KS, KY, MA, MD, ME, MI, MO, NH, NJ, OH, PA, RI, SC, TX, VA, VT, WI

Professional Insurance Concepts

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Prime Insurance Company

Bonded Builders Insurance Services

Coverages Builders Risk, GL Carrier Status Admitted States AL, AR, AZ, FL, GA, IN, KS, KY, MO, MS, NC, NV, SC, TN, TX, WA

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States

CRC Insurance Services - All Offices

Coverages Excess Liab, GL Carrier Status Non-admitted States All States except NY

Crouse & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States

DeCotis Specialty Insurance

Coverages Blanket Addt’l Insureds, Blanket Waivers, Breach of Security, Builders Risk, CGL, Commercial Excess, Contractors Equip, Crime, E&O, Environmental Liab, EPLI, Foreign GL, Inland Marine, Installation Floaters, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Empire Underwriters LLC

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Environmental Liab, GL, Hired & Nonowned Auto, Inland Marine, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

Golden Insurance Company RRG

Coverages Excess Liab, Liability Carrier Status Admitted States Most States

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Keating Brokerage

Coverages CGL, Commercial Excess, Contractors Equip, Workers’ Comp Carrier Status Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 51

2018 Annual Program Directory, Volume I M.J. Kelly Company

Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, CGL, Equipment, Umbrella Carrier Status Admitted, Non-admitted States All States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Roush Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH

Tokio Marine/HCC

Aspera Insurance Services Inc.

UmbrellaPro by Great Point Insurance

Atlas Financial Holdings - View Co. Info on Page 88

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Walter General Agency (WGA)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

Western Security Surplus Insurance Brokers LLC

Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services

Coverages Excess Liab, GL, Inland Marine Carrier Status Non-admitted States Most States

Contractors-Alarm All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Brownyard Programs Ltd. Burns & Wilcox - All Offices

Coverages Auto Comm-Standard Liability, Bailee/ Customer Goods, Blanket Addt’l Insureds, Builders Risk, Bumbershoot, Business Income & Interruption, Care/ Custody/Control, Cargo, CGL, COC, Commercial Excess, Completed Operations Liab, Contractors Equip, D&O, Difference in Conditions, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Freight Forwarder, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Motor Truck Cargo, OCP, Pollution, Property, Protection & Indemnity (P&I), Service Contracts, Stop-Gap, Tools & Equip, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

52 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, BOP, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Coverages BOP, Business Income, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Empire Underwriters LLC

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, Business Interruption, Cargo, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Environmental Liab, EPLI, Hired & Nonowned Auto, Inland Marine, Installation Floaters, Products Liab, Property, Tools & Equip, Transportation Pollution Liab, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

Greene & Associates

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Shield Commercial Insurance Services

Southern Insurance Underwriters Inc. CMGA

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Brownyard Group

Coverages CGL, Inland Marine States FL, GA, NC, SC

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, CGL, COC, Contractors Equip, Contractors License Bonds, GL, Inland Marine, Motor Truck Cargo, NonTrucking Auto Liab, Pollution, Professional Liab, Tools & Equip, Workers’ Comp Carrier Status Non-admitted States All States

Atlas General Insurance Services

Golden Insurance Company RRG

Coverages E&O, GL Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except AK

SIS Wholesale Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Shelly, Middlebrooks & O’Leary Inc.

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Costanza Insurance Agency Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States except DC

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Artisan Abram Interstate Insurance Services Inc.

Coverages Cyber Liab, Equipment, GL, Property Carrier Status Admitted, Non-admitted States CA

Advanced E&S Group - Midwest Region

Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Appalachian Underwriters Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Excess Liab, Liability Carrier Status Admitted States Most States Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Insurance Center Special Risks Ltd.

Coverages Blanket Addt’l Insureds, Environmental Liab, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Logic Underwriters Inc.

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Monarch E&S Insurance Services

Coverages GL, Inland Marine Carrier Status Admitted States CA

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

Oryx Insurance Brokerage Inc.

Coverages Commercial Auto, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, COC, Commercial Excess, Contractors License Bonds, E&O, GL, Inland Marine, Liquor Liab, Motor Truck Cargo, Pollution, Workers’ Comp Carrier Status Non-admitted States All States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Sovereign Group Int’l Inc.

Coverages Builders Risk, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, EPLI, Fire, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Target Managers Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

Contractors-Crane & Rigging Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, On-Hook Cargo, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Non-Trucking Auto Liab, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Contractors-Demolition

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Shield Commercial Insurance Services

Oryx Insurance Brokerage Inc.

SIS Wholesale Insurance Services

Prime Insurance Company

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Elevators JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Contractors-Environmental AmWINS Group Inc. - 100 Locations Worldwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Burns & Wilcox - All Offices

Prime Insurance Company

Contractors-Electrical Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Explosives/Blasting/Drilling Prime Insurance Company

Contractors-Fire & Water Restoration Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Prime Insurance Company

USX/S

Intercorp Inc.

PartnerOne Environmental

Contractors-Fire Protection/Fire Sprinkler

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Apollo General Ins. Agency Inc.

Burns & Wilcox - All Offices

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Coverages Auto Comm-Standard, Excess Liab, GL, Pollution Carrier Status Admitted, Non-admitted States All States except AK, HI Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Oryx Insurance Brokerage Inc.

AmWINS Program Underwriters

Midwestern Insurance Alliance LLC

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Excavating/Grading Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

All Risks Ltd.

Coverages Care/Custody/Control, E&O, GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Program Underwriters

Coverages Excess Liab, Fire, GL, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Brownyard Programs Ltd.

Coverages CGL, E&O, Excess Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Prime Insurance Company

RelMark Program Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Non-admitted States All States except AK, CO, HI

Contractors-General American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Appalachian Underwriters Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Ashley General Agency

Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 53

2018 Annual Program Directory, Volume I Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Bass Underwriters

Coverages Blanket Addt’l Insureds, GL States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Bonded Builders Insurance Services

Coverages Builders Risk, GL Carrier Status Admitted States AL, AR, AZ, FL, GA, IN, KS, KY, MO, MS, NC, NV, SC, TN, TX, WA

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Shield Commercial Insurance Services

Quirk & Company

SIS Wholesale Insurance Services

Southwest Risk

U.S. Risk Insurance Group LLC

Contractors-Landscape

Western Surplus Lines Agency Inc.

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Construction Insurance Solutions

Coverages GL, Property Carrier Status Non-admitted States TX

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Golden Insurance Company RRG

Coverages Excess Liab, Liability Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Excess Liab, GL, Inland Marine, Pollution Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Keating Brokerage

Coverages Excess Liab, Professional Liab, Residential Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Logic Underwriters Inc.

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

54 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Coverages Business Income, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Coverages GL, Property Carrier Status Non-admitted States All States Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Hired & Non-owned Auto, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities LLC

Griffin General Agency Inc.

Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Contractors-Plumbing

Oryx Insurance Brokerage Inc.

Greene & Associates

Delta General Agency Corp.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All

Contractors-Marine All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bumbershoot, Commercial Marine, Equipment, GL, Hull, MEL, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services Coverages Excess Liab, GL, Inland Marine Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Reforestation Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AmWINS Program Underwriters

Prime Insurance Company

Applied Underwriters Inc.

The American Equity Underwriters Inc.

Coverages MEL, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States All States

Contractors-Oil & Gas AmWINS Program Underwriters

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except IL, LA, NY

Contractors-Roofing Coverages Excess Liab, Fire Legal Liab, GL, Pollution Liab, Umbrella Carrier Status Non-admitted States All States except AK, HI, NY Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States All States except NY

DeCotis Specialty Insurance

Coverages Blanket Addt’l Insureds, Blanket Waivers, Breach of Security, Builders Risk, CGL, Commercial Excess, Environmental Liab, EPLI, Fidelity, Foreign GL, Pollution, Umbrella Carrier Status Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Empire Underwriters LLC

Ashley General Agency

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Cargo, CGL, Commercial Excess, Contractors Equip, Hired & Non-owned Auto, Installation Floaters, OCP, Personal Property, Pollution Liab, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

MarketScout

Greene & Associates

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

McClelland and Hine Inc.

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Standard, CGL, GL, Property Carrier Status Non-admitted States TX

MarketScout

Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Contractors-Service Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Swimming Pools Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

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Contractors-Tract Home Subcontractors Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Contractors-Underground Storage Tank Construction Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Prime Insurance Company

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Western Security Surplus Insurance Brokers LLC

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Cosmetic Insurance Services, a Div. of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Convenience Stores

Counselors/Counseling Centers

All Risks Ltd.

Affinity Nonprofits

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property Carrier Status Non-admitted States All States except HI

Appalachian Underwriters Inc.

Coverages BOP, CGL, Liability, Liquor Liab, Workers’ Comp Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

McClelland and Hine Inc.

Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

McLeckie Insurance Group

Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Country Clubs All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Care/Custody/Control, Crime, D&O, Employee Benefits, Equipment Breakdown, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 55

2018 Annual Program Directory, Volume I Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Crop Dusters/Sprayers Prime Insurance Company

Wildlife Insurance Underwriters LLC

Prime Insurance Company

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

RPS Bollinger Sports & Leisure

Mark D. Fredricksen Insurance Services

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers Genesee Program Underwriters

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Dairies

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Crane, Scaffolding & Equipment Rental Dealers AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL Carrier Status Admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

56 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Roush Insurance Services Inc.

South & Western General Agency Inc.

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Day Spas Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Markel Specialty

Continental Brokers Inc.

Prime Insurance Company

Insurtec Tanning and Spa Insurance

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Gorst & Compass Insurance

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Hired & Non-owned Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Dance Schools/Studios

Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, KS, MO, MS, NM, OH, OK, SD, TN, TX, WA

Prime Insurance Company

Risk Strategies Company

Prime Insurance Company

Tejas American General Agency

Coverages GL, Property Carrier Status Admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages Commercial General Liability, Livestock/Animal Mortality, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Philadelphia Insurance Companies

Day Care/Preschools Coverages CGL, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Services

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, Completed Operations Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Monarch E&S Insurance Services

Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States except MO

Philadelphia Insurance Companies Coverages Professional Liab, Property States All States except LA

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States

SASSI - Salon & Spa Specialty Insurance

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States All States except AK, HI, VA, WA

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Universal Insurance Programs

Dealers-Home Heating Oil Prime Insurance Company

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2018 Annual Program Directory, Volume I Dealers-Propane AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Delivery- Wholesale/Retail Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo Carrier Status Admitted States AZ, CA, NV

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States TX

Empire Underwriters LLC

Coverages CGL, Motor Truck Cargo, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, FL, GA, NC, PA, SC, TN, VA

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Inland Marine, Liability, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Paul Hanson Partners Specialty Ins. /Mover’s Choice Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Dentists Berkley Select

Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, WA

Developmental Disability Facilities AFC Insurance

Irwin Siegel Agency

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

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Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Dialysis Centers Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors AmWINS Group Inc. - 100 Locations Worldwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Brownyard Group

Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States All States except FL, LA, MS, OK

Driving Ranges Philadelphia Insurance Companies

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Dry Cleaners/Laundries Intercorp Inc.

Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Non-admitted States All States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Hired & Non-owned Auto, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC, FL, IN, LA

UCA General Insurance Services Inc.

Coverages Bailee/Customer Goods, Business Income, Business Interruption, CGL, Crime, Cyber Liab, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Theft, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WI

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Dude Ranches IT Risk Managers Inc.

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Livestock/ Animal Mortality, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Excess Liab, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

T.H.E. Insurance Company

PEO Brokers Group

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

E-cigarette Manufacturers/Distributors AAU, A division of USG Insurance Services

Coverages CGL, Excess Liab, GL, Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

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2018 Annual Program Directory, Volume I Professional Program Insurance Brokerage

Prime Insurance Company

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Emergency Service Org’s

Target Professional Programs

Coverages CGL, E&O, Pollution States All States

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Pro-Praxis Insurance

Victor O. Schinnerer & Company

Employee Leasing Firms

Virtue Risk Partners LLC

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Prime Insurance Company

RPS Technology & Cyber

World Wide Specialty Programs Inc.

Employment Agencies NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Technology & Cyber

Target Professional Programs

Tokio Marine/HCC

Coverages Pollution Liab, Professional Liab Carrier Status Admitted States All States Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Engineers-Geotechnical Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Hired & Nonowned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages Pollution Liab, Professional Liab Carrier Status Admitted States All States

Entertainer Buses KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except LA, MA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Western Experts in Transportation

Coverages Auto Comm-Standard Carrier Status Admitted States AZ, CO, MN, NM, TX, UT, WA, WY

Entertainment Equipment Rental Houses

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted States All States

AFG Partners

JD Fulwiler & Company Insurance

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Intercorp Inc.

Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States All States

58 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages GL, Property, Props Carrier Status Admitted, Non-admitted States All States except WY

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States except WY

Prime Insurance Company

Environmental Engineers/Consultants/ Contractors AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Access E&S Insurance Services (VA)

Beacon Hill Associates Inc.

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

DeCotis Specialty Insurance

Coverages Blanket Addt’l Insureds, Blanket Waivers, Breach of Security, Builders Risk, CGL, Commercial Excess, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Fidelity Bonds, GL, Pollution, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Intercorp Inc.

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

J.M. Wilson

Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Hired & Non-owned Auto, Inland Marine, NonTrucking Auto Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

RISCO Insurance Brokerage Inc.

Coverages CGL, D&O, E&O, Environmental Liab, Pollution Carrier Status Admitted, Non-admitted States CT, FL, MA, ME, NH, NY, RI, VT

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Inland Marine, Liability, Motor Truck Cargo, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Russell Bond & Co. Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Hired & Non-owned Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

USX/S

Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Equipment Dealers/Rentals Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages EPLI, Equipment, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States All States

Exercise/Health Studios/Health Clubs Affinity Nonprofits

Coverages D&O, Workers’ Comp Carrier Status Admitted States All States except DC, LA, NM, VA

Great American Ins. Group, Specialty Human Svcs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages CGL, Professional Liab, Property States CA

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income & Interruption, CGL, Commercial AutoCrime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Liability, Property Carrier Status Admitted States All States

Safehold Special Risk

Sovereign Group Int’l Inc.

Coverages Bailee/Customer Goods, Business Income, Business Interruption, CGL, Commercial Excess, Fire, GL, Inland Marine, Liability, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

INSURANCEJOURNAL.COM

Western Security Surplus Insurance Brokers LLC

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters Meridian Finance Group

Coverages Performance & Payment Bonds, Products Liab States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Family Fun Centers American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Property Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Excess Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Farm & Ranch Abram Interstate Insurance Services Inc.

Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY

Appleby & Sterling

Coverages Liability, Property Carrier Status Admitted States AZ, CA

IT Risk Managers Inc.

Coverages Cyber Liab, D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States except AK, HI

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States All States except AK, DC, FL, HI

Markel Specialty

Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Sierra Specialty

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States All States

South & Western General Agency Inc.

Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Southern Insurance Underwriters Inc. CMGA

Coverages Business Income, CGL, Commercial Excess, GL, Herbicide & Pesticide, Inland Marine, Liability, Livestock/ Animal Mortality, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/ Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States

Winery Pak Insurance Programs

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States All States

Fast Food Restaurants All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States Most States

Anderson & Murison Inc.

Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Hired & Non-owned Auto, Homeowners Pkg, Medical, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Origin Specialty Underwriters

Coverages Addt’l Expense, Business Interruption, Employee Benefits, Equipment Breakdown, Food Spoilage, GL, Hired & Non-owned Auto, Property, Theft Carrier Status Admitted States AL, AR, DC, GA, IA, IL, IN, KS, KY, LA, MI, MO, MS, NC, NJ, OH, PA, SC, TN, TX, VA

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Fire, Fire Legal Liab, Flood, Hail, Hired & Non-owned Auto, Liability, Liquor Liab, Spoilage, Theft, Trade Shows & Festivals, Wind Carrier Status Admitted, Non-admitted States AL, FL, GA, KY, MI, MS, NC, SC, TN, TX

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Mark D. Fredricksen Insurance Services

Coverages Fire, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted States All States except DC

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 59

2018 Annual Program Directory, Volume I Fertilizer Suppliers Sierra Specialty

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Festivals & Fairs All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Property Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

U.S. Risk Insurance Group LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Hired & Non-owned Auto, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

van Wagenen Financial Services

Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States except DC

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Financial Institutions All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Floodwatch

Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States except DC

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Meridian Finance Group

Coverages Int’l Coverage - Commercial, Political Risk States All States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

ProSurance Group Inc.

Abacus Insurance Brokers Inc.

Coverages Earthquake, Flood, Inland Marine States All States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Huntington T. Block

Coverages BOP, Crime, D&O, EPLI, Fine Arts, Liability, Mysterious Disappearance, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except DC, HI

MarketScout

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Safehold Special Risk

Coverages Auto Comm-Standard, GL, Property Carrier Status Admitted States All States except CA, NY

Foster Care AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Foundations

Coverages Earthquake, Fine Arts, Inland Marine, Mysterious Disappearance, Wind Carrier Status Admitted, Non-admitted States All States except AK, HI

Affinity Nonprofits

MiniCo Insurance Agency LLC

Berkley Select

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Firearms Dealers IT Risk Managers Inc.

Coverages CGL, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Food Trucks Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Food Vendors

Fraternal Organizations

K&K Insurance Group Inc.

Gateway Specialty Insurance

Forestry Services

Great American Ins. Group, Specialty Human Services

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Earthquake, Equipment, Equipment Breakdown, Flood Carrier Status Admitted States All States

60 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Pennsylvania Lumbermens Mutual Insurance Company

Victor O. Schinnerer & Company

Coverages E&O Carrier Status Admitted, Non-admitted States All States except DC

Fine Art Collections

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Commercial Excess, EPLI, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Financial Planners

Prime Insurance Company

Professional Program Insurance Brokerage

Keith D. Peterson & Company Inc.

Markel Specialty

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Ascinsure Specialty Risk

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Nonadmitted States All States except AK, LA, WV Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp States All States

Garages All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA, MA, NY

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Crouse & Associates

Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

DMI Insurance Services

Empire Underwriters LLC

Evolution Insurance Brokers

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, GL, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Russell Bond & Co. Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

INSURANCEJOURNAL.COM

Sierra Specialty

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Gentleman’s Clubs Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

MAXIMUM

Prime Insurance Company

Golf Courses All Risks Ltd.

Coastal Insurance Underwriters Inc.

Coverages Accessories, Business Income, Business Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Errant Ball, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hired & Non-owned Auto, Hurricane, Inland Marine, Liability, Liquor Liab, Property, Tee-toGreen, Umbrella Carrier Status Non-admitted States FL

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Grocery Stores/Supermarkets Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV, TX

Prime Insurance Company

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Group Homes AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

All Risks Ltd.

Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Negley Associates

Virtue Risk Partners LLC

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Hired & Nonowned Auto, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except AL, HI, LA, MS

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Grain Mills & Elevators Prime Insurance Company

Safehold Special Risk

Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 61

2018 Annual Program Directory, Volume I Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Guides & Outfitters IT Risk Managers Inc.

Coverages CGL, Cyber Liab, EPLI, Personal Property, Property, Trade Shows & Festivals, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages GL, Property, Umbrella Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Gymnastics Facilities American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Markel Specialty

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Atlas General Insurance Services

Intercorp Inc.

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

Coverages Nonstandard Auto, CGL, Environmental Liab, GL, Hired & Non-owned Auto, Long Haul, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States All States

62 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

NeitClem Wholesale Insurance Brokerage Inc.

Prime Insurance Company

PEO Brokers Group

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, WC Carrier Status Admitted, Non-admitted States All States

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Pro-Praxis Insurance

Health Clubs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

American Specialty Insurance & Risk Services Inc.

Promont Insurance Advisors

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Property Carrier Status Admitted States All States

Anderson & Murison Inc.

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

RLI Transportation

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Burns & Wilcox - All Offices

RPS Healthcare

Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Great American Ins. Group, Specialty Human Services

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Auto, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Liability, Property Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, E&O, Pollution States All States

Berkley Select

Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Hazardous Materials Transporters

Beacon Hill Associates Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States Most States

J.M. Wilson

Safehold Special Risk

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Freberg Environmental Inc.

Access E&S Insurance Services (VA)

Healthcare Facilities All Risks Ltd.

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Hired & Nonowned Auto, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Heavy Equipment Dealers Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

NBIS

Prime Insurance Company

Home Healthcare Providers All Risks Ltd.

Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Hired & Non-owned Auto, Liability, Medical, Medical Payments, Property, Sexual Misconduct, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Logic Underwriters Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States TX

McClelland and Hine Inc.

Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Hired & Non-owned Auto, Inland Marine, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Homebuilders American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Appalachian Underwriters Inc.

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk (Mass.)

Bonded Builders Insurance Services

Quaker Special Risk (New Jersey)

Empire Underwriters LLC

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages Builders Risk, GL Carrier Status Admitted States AL, AR, AZ, FL, GA, IN, KS, KY, MO, MS, NC, NV, SC, TN, TX, WA Coverages Builders Risk, Business Income, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Dwelling Fire, EPLI, Hired & Non-owned Auto, Installation Floaters, Motor Truck Cargo, OCP, Pollution Liab, Products Liab, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, FL, GA, IL, KY, LA, MI, MO, MS, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Coverages Abuse & Molestation, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Non-owned Auto, Medical Payments, Professional Liab, Sexual Misconduct Carrier Status Non-admitted States All States

Patriot National Underwriters Inc.

Sapphire Blue

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Home Inspectors Citadel Insurance Services, LC

Coverages CGL, Commercial Excess, E&O States All States

Delta General Agency Corp.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Intercorp Inc.

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs

Coverages E&O, GL, Professional Liab Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Pennsylvania Lumbermens Mutual Insurance Company

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

Homeowner Associations Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Coastal Insurance Underwriters Inc.

Distinguished Programs

Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Horse Breeders/Boarders

Equisure Inc.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States All States

Mark D. Fredricksen Insurance Services

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States All States except AK, DC, HI

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

MarketScout

Coverages Accident & Sickness, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Medical, Mortality, Theft Carrier Status Admitted, Non-admitted States All States except AK, HI

Prime Insurance Company

Horse Farms IT Risk Managers Inc.

Coverages CGL, Employee Benefits, Horse Mortality, Livestock/Animal Mortality, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Status Admitted States All States except AK, DC, HI

Markel Specialty

Tokio Marine HCC Professional Lines Group

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

U.S. Risk Insurance Group LLC

Ian H. Graham Insurance

MarketScout

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers International Excess Companies

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Hired & Nonowned Auto, Inland Marine, Liability, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

M F Irvine an AssuredPartners Company

JM Associates / Burnham + Company

New Empire Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Inland Marine, Liability, Property Carrier Status Admitted States All States except AK, HI

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Coverages Accident & Sickness, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Medical, Mortality, Theft Carrier Status Admitted, Non-admitted States All States except AK, HI

Sierra Specialty

Coverages CGL, Horse Mortality, Inland Marine, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

South & Western General Agency Inc.

Coverages Dwelling Fire, Equipment, GL, Personal Property, Personal Umbrella, Property Carrier Status Admitted States AR, MS, OK, TN, TX

Wildlife Insurance Underwriters LLC

Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 63

2018 Annual Program Directory, Volume I Hospice Care Facilities AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

All Risks Ltd.

Distinguished Programs

Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, CGL, Completed Operations Liab, Crime, D&O, Environmental Liab, EPLI, Fire, Hail, Hired & Nonowned Auto, Personal Property, Products Liab, Property, Spoilage, Wind, Workers’ Comp States Most States

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Gorst & Compass Insurance

Promont Insurance Advisors

PEO Brokers Group

Sapphire Blue

Preferred Property Programs

Hospitals

Prime Insurance Company

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Crime, Cyber Liab, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

RPS Healthcare

Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

Hotels/Motels Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella Carrier Status Non-admitted States All States except HI, TX

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Appalachian Underwriters Inc.

Coverages CGL, Property, Workers’ Comp Carrier Status Non-admitted States All States

Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Bass Underwriters

Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

64 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States Coverages Boiler & Machinery, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Southern Hospitality Underwriters

Coverages All Risks/Cash in Transit, Auto Comm-Standard Liability, Crime, Cyber Liab, EPLI, Equipment Breakdown, GL, Liquor Liab, Property, Sexual Misconduct, Umbrella, Wind, Workers’ Comp Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Liability, Liquor Liab, Medical Payments, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

UmbrellaPro by Great Point Insurance Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Western Surplus Lines Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Hourly Equipment Rental w/ Operator Prime Insurance Company

Ice Rink Owners & Operators American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Participant Accident, Property Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Safehold Special Risk

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Importers Brownyard Group

Meridian Finance Group

Coverages Performance & Payment Bonds, Political Risk States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Coverages GL, Inland Marine Carrier Status Admitted States All States

In-Home Adult Foster Care Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, D&O, EPLI, Hired & Non-owned Auto, Non-Profit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

In-Home Businesses IAAC Inc. (Membership Services Division of IIABNY)

Coverages BOP, Business Interruption, Fire, Liability, Theft Carrier Status Admitted States NY

South & Western General Agency Inc.

Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

In-Home Child Care Insurance Center Special Risks Ltd.

Coverages Abuse & Molestation, CGL, Medical Payments Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Markel Specialty

Coverages Abuse & Molestation, CGL Carrier Status Admitted States All States

Prime Insurance Company

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Industrial Parks Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Property, Real & Business Personal Prop, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Innkeepers Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Insurance Agents & Brokers (P/C L/H) All Risks Ltd.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Cooper & McCloskey Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

CTC Transportation Insurance Services LLC

Coverages Auto Comm-Standard Liability, CGL, Commercial Excess, Motor Truck Cargo, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, KY, NY

Floodwatch

Coverages Excess Flood, Flood, Wind Carrier Status Admitted, Non-admitted States All States

Hagerty

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Auto PersNonstandard, Auto Pers-Nonstandard Phys Dmg, Auto PersStandard, Auto Pers-Standard Phys Dmg States All States

IAAC Inc. (Membership Services Division of IIABNY)

Coverages Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NY

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

International Excess Companies

Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

King Insurance Support Systems

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Number One Insurance Agency

Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA

INSURANCEJOURNAL.COM

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quadrant Insurance Managers

Coverages D&O, Professional Liab Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Nonadmitted States AZ, CA, CO, NV, OR, UT, WA

SWBC

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Insurance Companies Quadrant Insurance Managers

Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States

Internet Companies IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RPS Technology & Cyber

Investigators All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, E&O, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Physical Damage, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States All States except RI, WY

Brownyard Group

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except NE

Brownyard Programs Ltd.

Prime Insurance Company

Sierra Specialty

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Investment Advisory Reps ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Janitorial Firms Abram Interstate Insurance Services Inc.

Coverages GL, Inland Marine, Liability, Lost Key, Property Carrier Status Admitted, Non-admitted States CA

Anderson & Murison Inc.

Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Indemnity Excess & Surplus Agency Inc.

Coverages Contractors Equip, GL, Lost Key Carrier Status Nonadmitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

M.J. Hall & Company Inc.

Coverages CGL, Excess Liab Carrier Status Admitted, Nonadmitted States AK, AZ, CA, HI, NV

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

RoamNet Insurance Marketing Programs Coverages BOP, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Sovereign Group Int’l Inc.

Coverages CGL, Commercial Excess, Completed Operations Liab, EPLI, Fire, GL, Liability, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Laboratories - Testing Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Land Surveyors

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except AK

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Costanza Insurance Agency Inc.

Target Professional Programs

Coverages GL, Professional Liab, Workers’ Comp States All States except DC

Fox Point Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 65

2018 Annual Program Directory, Volume I Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landfills/Recycling/Disposal Facilities Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Virtue Risk Partners LLC

Coverages CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All

Landscape Contractors Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Nonadmitted States All States except CA, LA, NV, NY, SC

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

GMI Insurance Services

Coverages Auto Comm-Standard Carrier Status Admitted States All States except HI, MA

Sovereign Group Int’l Inc.

Coverages Business Income, Business Interruption, CGL, Commercial Excess, Contractors Equip, E&O, EPLI, GL, Liability, Misc Professional Liab, Products Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Prime Insurance Company

Midwestern Insurance Alliance LLC

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

Laundries/Coin Laundry Bass Underwriters

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Hired & Non-owned Auto, Property, Wind Carrier Status Non-admitted States Most States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States All States except FL, LA

Law Firms Agency Marketing Services

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA

Continental Brokers Inc.

Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Cooper & McCloskey Inc.

Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Founders Specialty

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DC, DE, GA, IA, IL, IN, KY, MD, ME, MI, MS, NV, OH, PA, SC, TN, TX

Oryx Insurance Brokerage Inc.

Gerald J. Wilkoff Inc.

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Landscape Gardeners Anderson & Murison Inc.

Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Prime Insurance Company

66 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States All States except HI, MA, NY, RI

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Laser Centers

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Burns & Wilcox - All Offices

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Mercer Consumer, a service of Mercer Health & Benefits Coverages BOP, Cyber Liab, E&O, EPLI, Legal Malpractice Carrier Status Admitted, Non-admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States except LA

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NY

Liquor Stores Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Gorst & Compass Insurance

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Liquor Pak Insurance Programs

Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Professional Insurance Concepts

Number One Insurance Agency

RPS - Executive Lines Division

Prime Insurance Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Synergy Professional Associates Inc.

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States except CA

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

U.S. Risk Insurance Group LLC

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Limousine Service Companies AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, GA, IL, IN, MD, MO, NC, NV, OH, TN, TX, VA

Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Long Term Care Facilities AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

U.S. Risk Insurance Group LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Lumber Mills/Saw/Plywood Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Continental Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto CommStandard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Keith D. Peterson & Company Inc.

Western Security Surplus Insurance Brokers LLC

Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Western Surplus Lines Agency Inc.

Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Hired & Non-owned Auto, Medical Payments, Misc Professional Liab, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Managed Care Centers

Keith D. Peterson & Company Inc.

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MarketScout

Coverages Liability, Products Liab Carrier Status Non-admitted States All States except DC

MexiPass International Insurance Services LLC

Evolution Insurance Brokers

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Pro-Praxis Insurance

Norman-Spencer International Inc.

Safehold Special Risk

Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Inland Marine, Material Damage, Motor Truck Cargo, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, WC Carrier Status Admitted States All States except HI

Southern Insurance Underwriters Inc. CMGA

Coverages Addt’l Expense, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Hoist/Haul-out, Liability, Long Haul, Loss of Use, Mechanical Breakdown, Motor Truck Cargo, OCP, Physical Damage, Pollution Liab, Portable Equip, Products Liab, Professional Liab, Property, Stop-Gap, Tools & Equip, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States AL, FL, GA, KY, MI, NC, SC, TN, TX

Woodus K. Humphrey & Co. (AmWINS)

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Machine Shops All Risks Ltd.

Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CT, DC, GA, IL, IN, KS, MD, MO, MS, NC, NV, PA, TN, VA

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Hired & Non-owned Auto, Medical, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Manufacturers AmWINS Group Inc. - 100 Locations Worldwide Coverages Cargo, Inland Marine States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

CID Insurance Programs Inc.

Coverages BOP, Business Income, CGL, Commercial Excess, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Cyber Liab, GL, Products Liab Carrier Status Non-admitted States All States

Empire Underwriters LLC

Coverages All Risks/Cash in Transit, Auto Comm-Standard, Boiler & Machinery, BOP, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Hail, Inland Marine, Motor Truck Cargo, Personal Property, Products Liab, Property, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division

Prime Insurance Company

Griffin General Agency Inc.

Quirk & Company

Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Southern Insurance Underwriters Inc. CMGA

Coverages Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, Commercial Excess, Equipment, Equipment Breakdown, Fire Legal Liab, Flood, GL, Legal Liab, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Products Liab, Real & Business Personal Prop Carrier Status Non-admitted States AL, FL, GA, KY, MI, MS, NC, SC, TN, TX

INSURANCEJOURNAL.COM

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States Coverages CGL, Property Carrier Status Non-admitted States TX

J.M. Wilson

Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States All States

Keating Brokerage

Coverages CGL, Commercial Excess, Inland Marine, Property, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States

UmbrellaPro by Great Point Insurance

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

USX/S

Coverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Walter General Agency (WGA)

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Motor Truck Cargo, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Marina Operators DeCotis Specialty Insurance

Coverages Boats, Breach of Security, CGL, Commercial Marine, Hoist/Haul-out, Marina Operators Legal, Piers & Docks, Ship Repairers Legal Carrier Status Admitted, Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 67

2018 Annual Program Directory, Volume I Maritime Program Group

Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States All States except HI

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Midlands Management Corp.

Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States All States except CA, DC, NY

Prime Insurance Company

Safehold Special Risk

Coverages Environmental Liab, Equipment, GL, Hired & Non-owned Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Property, Workers’ Comp Carrier Status Admitted States All States

TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers Advanced E&S Group - Southeast Region

Coverages Boats, Liability, Marina Operators Legal, Property, Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except HI

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, Care/Custody/Control, Commercial Marine, Contractors Equip, Crime, Earthquake, Equipment, Excess Liab, Fire, Flood, GL, Hail, Hired & Non-owned Auto, Hoist/Haul-out, Hull, Hurricane, Inland Marine, Liability, Marina Operators Legal, Misc Professional Liab, Personal Property, Piers & Docks, Pollution, Property, Theft, Tools & Equip, Umbrella, Uninsured Boaters, USL&H, Watercraft Liab, Watersports Liab, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

68 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Marinas/Boat Dealers All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Care/Custody/ Control, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Maritime Program Group

Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States

Midlands Management Corp.

Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States except DC

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

Prime Insurance Company

Safehold Special Risk

Coverages EPLI, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Legal Liab, Marina Operators Legal, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, Care/Custody/Control, Commercial Marine, Crime, Earthquake, Equipment, Excess Liab, Fire Legal Liab, Flood, GL, Hail, Hired & Non-owned Auto, Hoist/ Haul-out, Hull, Inland Marine, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Piers & Docks, Pollution, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Watersports Liab, Wet Marine, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States

Markel Specialty

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Berkley Select

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, GL, Hired & Nonowned Auto, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Medical Device/Instrument Mfr. AmWINS Group Inc. - 100 Locations Worldwide

Coverages Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, GL, Hired & Non-owned Auto, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Medical Imaging Centers Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Marijuana Dispensaries/Growers M.J. Hall & Company Inc.

Coverages Business Income, CGL, GL, Products Liab, Property, Theft Carrier Status Admitted States CA

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Professional Program Insurance Brokerage

Coverages GL, Products Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Medical Professionals Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

J.M. Wilson

Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

NeitClem Wholesale Insurance Brokerage Inc.

Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

RPS Healthcare

Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

USX/S

Irwin Siegel Agency

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

NIF Group Inc.

All Risks Ltd.

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Metalworking Companies AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Mobile Auto Detailer Prime Insurance Company

Mobile Home Parks (Commercial) Anderson & Murison Inc.

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property States Most States

Medical Spas

Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Mental Health Care Facilities AFC Insurance

Coverages Abuse & Molestation, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AL, AK, HI

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

South & Western General Agency Inc.

Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Brecht & Associates

Negley Associates

Coverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Evolution Insurance Brokers

Mortgage Bankers/Lenders Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Proctor Financial Inc.

RPS - Executive Lines Division

Coverages Business Interruption, Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Admitted, Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States except AK, HI

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

van Wagenen Financial Services

Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States except DC

Mortgage Brokers Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Gorst & Compass Insurance

Philadelphia Insurance Companies

Insurance Center Special Risks Ltd.

RPS - Executive Lines Division

Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA Coverages CGL, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

King Insurance Support Systems

Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI

M F Irvine an AssuredPartners Company

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Inland Marine, Liability, Property Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Non-admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Victor O. Schinnerer & Company

Coverages E&O, EPLI Carrier Status Admitted States All States

Motion Picture (Film/Video) Producers

Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Equipment, Faulty Coverage, GL, Hired & Non-owned Auto, Negative Film, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 69

2018 Annual Program Directory, Volume I JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States except WY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

U.S. Risk Insurance Group LLC

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States All States

Motor Sports American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Participant Accident, Property Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, Disability, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Motorcycle Dealers / Dealerships All Risks Ltd.

Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

AmWINS Group Inc. - 100 Locations Worldwide

Moving Companies Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States TX

Empire Underwriters LLC

Coverages CGL, Motor Truck Cargo, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MI, MO, MS, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA

Paul Hanson Partners Specialty Ins. /Mover’s Choice

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Hired & Non-owned Auto, Inland Marine, Motor Truck Cargo, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Municipalities Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

Movie Boats Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Boats, CGL, Watercraft Liab, Wet Marine, Workers’ Comp Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Movie Theaters K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Moving & Storage Companies Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

70 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

RPS Technology & Cyber

Night Clubs Founders Insurance Company

Philadelphia Insurance Companies

Innovative Coverage Concepts

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

Affinity Nonprofits

Williams & Stazzone Insurance Agency Inc.

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

K&K Insurance Group Inc.

Nanny Services Prime Insurance Company

Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States All States except CA, DC, NY

Museums

Prime Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Midlands Management Corp.

Coverages Pollution, Pollution Liab Carrier Status Nonadmitted States All States Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Distinguished Programs

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Huntington T. Block

Coverages Fine Arts, Mysterious Disappearance, Property, Theft Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Music, Touring & Live Events All Risks Ltd.

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Non-admitted States All States

Coverages Assault & Battery, CGL, Completed Operations Liab, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States All States except HI, VT

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Nonprofit Organizations Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States

Berkley Select

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, Commercial Excess, D&O, EPLI, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Great American Ins. Group, Specialty Human Svcs Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States All States except DC, LA

Insurance Center Special Risks Ltd.

Coverages Abuse & Molestation, BOP, EPLI, GL, Liquor Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Community/ Social Svcs, Crime, Cyber Liab, D&O, E&O, EPLI, Non-Profit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Hired & Non-owned Auto, Liability, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Nonadmitted States CA

Norman-Spencer Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages D&O, EPLI Carrier Status Admitted States All States

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Hired & Non-owned Auto, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

USX/S

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Employee Benefits, EPLI, Hired & Non-owned Auto, Identity Theft, Liability, Liquor Liab, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Pollution, Property, Religious Institutions, Sexual Misconduct, Teachers Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Non-Profit D&O Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Nurseries / Garden Centers Mark D. Fredricksen Insurance Services

Coverages CGL, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Nursing Homes All Risks Ltd.

Coverages Abuse & Molestation, Employee Benefits, GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 88

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Worldwide Facilities LLC

Coverages Blanket Addt’l Insureds, Business Interruption, CGL, Products Liab Carrier Status Admitted, Non-admitted States All States

Office Building Owners Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

AFG Partners

CRC Insurance Services - All Offices

Apartment Insurance Consultants LLC

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Business Income, CGL, Commercial Excess, EPLI, Hired & Non-owned Auto, Pollution Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MI, MO, MS, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA

Coverages Excess Flood, Property Carrier Status Admitted, Non-admitted States All States Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except AK, DC, HI

Evolution Insurance Brokers

Distinguished Programs

Gerald J. Wilkoff Inc.

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Fire Legal Liab, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Quadrant Insurance Managers

Coverages GL, Professional Liab Carrier Status Non-admitted States FL, TX

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

USX/S

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Carrier Status Admitted, Non-admitted States All States

Western Security Surplus Insurance Brokers LLC

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Nutraceutical Manufacturers/ Distributors Citadel Insurance Services, LC

Coverages Completed Operations Liab, GL, Identity Theft, Products Liab Carrier Status Non-admitted States All States

CRC Insurance Services - All Offices

Coverages E&O, Excess Liab, GL States All States

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

M.J. Hall & Company Inc.

MacNeill Group, Inc., CMGA

Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

UCA General Insurance Services Inc.

Oil & Gas Operators AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, EPLI, GL, Pollution Liab, Stop-Gap Carrier Status Admitted States All States

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 71

2018 Annual Program Directory, Volume I Philadelphia Insurance Companies

RPS Healthcare

Prime Insurance Company

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

All Risks Ltd.

Southwest Energy Underwriters Inc.

Sovereign Group Int’l Inc.

LIG Marine Managers

MarketScout

Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC

McClelland and Hine Inc.

Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Worldwide Facilities LLC

Coverages GL, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States All States

Optometrist Mercer Consumer, a service of Mercer Health & Benefits Coverages Cyber Liab, Professional Liab Carrier Status Admitted States All States

Orchards - Agriculture Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States except DC

Pawn Shops

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States except LA

Coverages Business Income, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Liquor Liab, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Pet Care Professionals Prime Insurance Company

Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Piers & Docks Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Wind States All States

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Pet Salons/Kennels/Supplies

Coverages Bailee/Customer Goods, Boats, Business Interruption, Care/Custody/Control, Equipment, Fire, Fire Legal Liab, Flood, Hail, Hurricane, Inland Marine, Legal Liab, Liability, Marina Operators Legal, Piers & Docks, Wind Carrier Status Admitted, Non-admitted States Most States

Continental Brokers Inc.

The Hanover Insurance Group

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/ Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza Delivery All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, BOP, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States

Genesee Program Underwriters

Petroleum Distributors

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except WV

Coverages Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Property Carrier Status Non-admitted States All States except HI

AmWINS Transportation Underwriters Inc.

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

All Risks Ltd.

Pest Control Firms All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Lost Key, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

DeCotis Specialty Insurance

Coverages EPLI, GL, Herbicide & Pesticide, Inland Marine, Professional Liab Carrier Status Non-admitted States CO, CT, FL, MA, ME, NH, NJ, NY, PA, RI, VA, VT

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States All States except AL, AK, HI

72 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Auto Comm-Standard Phys Dmg, GL, Pollution Liab Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Philadelphia Insurance Companies

Sunderland Insurance Services

Coverages Excess Liab, Hired & Non-owned Auto Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except LA

Plastic Manufacturers & Distributors

Prime Insurance Company

AmWINS Group Inc. - 100 Locations Worldwide

Target Managers Insurance Services

Izzo Insurance Services Inc.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Worldwide Facilities LLC

Coverages GL, Inland Marine Carrier Status Admitted States All States

Physician Assistants Prime Insurance Company

Physicians Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Podiatric Physicians Prime Insurance Company

Police/Law Enforcement Officers Professional Governmental Underwriters

Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Production Companies

Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Hired & Non-owned Auto, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Professional Employer Organizations (PEO’s) AmWINS Group Inc. - 100 Locations Worldwide Coverages Cyber Liab, EPLI, Workers’ Comp Carrier Status Admitted States All States

Artex Risk Solutions Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States All States

Empire Underwriters LLC

RPS Technology & Cyber

Virtue Risk Partners LLC

Professional Insurance Concepts

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Property Management Firms CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA

Intercorp Inc.

Philadelphia Insurance Companies

Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

RoamNet Insurance Marketing Programs

Philadelphia Insurance Companies

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Professionals/Consultants/Contractors Access E&S Insurance Services (VA)

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Fox Point Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

J.M. Wilson

Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Keating Brokerage

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

Prime Insurance Company

INSURANCEJOURNAL.COM

Prime Insurance Company

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

U.S. Risk Insurance Group LLC

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Sun Coast General Insurance Agency

Coverages CGL, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except HI, WV

Coverages EPLI, Workers’ Comp States AR, AZ, CA, CO, FL, GA, IL, LA, MD, NC, NJ, NM, NV, NY, OK, PA, TN, TX

MG Skinner & Associates

Prime Insurance Company

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Property Managers AFG Partners

Coverages Difference in Conditions, Excess Flood, Property Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Ian H. Graham Insurance

Coverages Crime, E&O, EPLI, Fidelity Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States All States except DC, LA

Insurmark, Div of Financial & Professional Risk Solutions

Coverages Business Income, Dwelling Fire, Flood, Foreclosed Properties, Liability Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Walter General Agency (WGA)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities American Public Risk

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

Euclid Public Sector

Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States except CA, DC, HI, LA

Grundy Insurance

Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except HI

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Midlands Management Corp.

Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except CA, DC, NY

OneBeacon Government Risks

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States All States

RPS Technology & Cyber

Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

Publishers Cooper & McCloskey Inc.

Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Real Estate Agents & Brokers Arrowhead General Insurance Agency Inc.

Coverages E&O, Escrow E&O Carrier Status Non-admitted States CA

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 73

2018 Annual Program Directory, Volume I Herbert H. Landy Insurance

Coverages BOP, Crime, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, LA

IAAC Inc. (Membership Services Division of IIABNY)

Coverages E&O, Professional Liab Carrier Status Admitted States NY

Real Estate Developers/Homebuilders

Abacus Insurance Brokers Inc.

Coverages Earthquake, Flood, Inland Marine, Wind States All States

Appalachian Underwriters Inc.

Insurance Center Special Risks Ltd.

Coverages Addt’l Living Expense, Apartment House Package, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, GL, High Valued Homes, Liability, Loss of Use, Rented Property, Residential Property Carrier Status Non-admitted States All States

Insyst Insurance Systems

Burns & Wilcox - All Offices

Coverages CGL, E&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT Coverages E&O, Escrow E&O Carrier Status Non-admitted States CA

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Mercer Consumer, a service of Mercer Health & Benefits Coverages Cyber Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, HI, LA, WV

Norman-Spencer Agency Inc.

Coverages E&O Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/ Ransom Carrier Status Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Midlands Management Corp.

Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States All States except CA, DC, NY

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Recording Studios All Risks Ltd.

Records Storage & Info Mgmt Risk Strategies Company

Mercer Consumer, a service of Mercer Health & Benefits

Coverages Addt’l Expense, Auto Comm-Standard, Bailee/ Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Hired & Nonowned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

All Risks Ltd.

Intercorp Inc.

Coverages BOP, Professional Liab Carrier Status Non-admitted States All States Coverages Cyber Liab, Professional Liab Carrier Status Admitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Victor O. Schinnerer & Company

Coverages E&O, Professional Liab Carrier Status Admitted States All States

74 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Registered Investment Advisors ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

RISCO Insurance Brokerage Inc.

Quaker Special Risk (Florida)

Prime Insurance Company

Real Estate Appraisers

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

AFC Insurance

Victor O. Schinnerer & Company

Herbert H. Landy Insurance

Midwestern Insurance Alliance LLC

Coverages Cyber Liab, D&O, E&O Carrier Status Admitted, Non-admitted States CT, FL, MA, ME, NH, NY, RI, VT

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Nonadmitted States All States

Tokio Marine HCC Professional Lines Group

Berkley Specialty Underwriting Mgrs - Environmental Div

Recycling Centers Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Residential Care Centers Coverages Abuse & Molestation, Accident & Health, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI

Gateway Specialty Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Foreign GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Residential Subcontractors American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Resorts Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Restaurants Abram Interstate Insurance Services Inc.

Coverages CGL, Equipment, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Legal Liab, Liability, Liquor Liab, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Nonadmitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Flood, Food Spoilage, Garage Keepers Legal Liab, Glass, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Non-admitted States CA, CO, FL, GA, IL, LA, NC, SC, TX

AFC Insurance

Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States All States except FL

AFG Partners

Coverages GL, Property Carrier Status Non-admitted States CA, CT, FL, NY

All Risks Ltd.

Coverages Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages Business Income, Business Interruption, CGL, Equipment, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages CGL, GL Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, Business Interruption, CGL, Commercial Excess, D&O, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Personal Property, Products Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Griffin General Agency Inc.

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

IAAC Inc. (Membership Services Division of IIABNY)

Coverages E&O, Professional Liab Carrier Status Admitted States NY

Innovative Coverage Concepts

Coverages Auto Comm-Standard, Business Income, CGL, Crime, Employee Benefits, Equipment Breakdown, Fine Arts, Food Spoilage, GKLL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except HI, VT

Insurance Center Special Risks Ltd.

Coverages Assault & Battery, BOP, Business Income, GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

International Excess Companies

Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Keating Brokerage

Coverages CGL, Commercial Excess, Crime, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Atlas General Insurance Services

Lancer Insurance Company

Bass Underwriters

M.J. Hall & Company Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States MO, MS, NY, TX Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Berkley Luxury Group, A Berkley Company

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Equipment Breakdown, Food Spoilage, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Property Carrier Status Admitted States CA, CT, DC, IL, MA, MD, MN, MO, NJ, NV, NY, PA, VA

Brecht & Associates

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

INSURANCEJOURNAL.COM

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

McLeckie Insurance Group

Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Number One Insurance Agency

Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Origin Specialty Underwriters

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Liquor Liab, Property Carrier Status Non-admitted States All States

RISCO Insurance Brokerage Inc.

Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States AR, AZ, CA, CO, GA, ID, IL, IN, MD, ME, MI, NC, NH, NJ, NM, NV, NY, OR, PA, SC, TN, TX, UT, VT, WA

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Sun Coast General Insurance Agency

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

Tejas American General Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

UmbrellaPro by Great Point Insurance

M.J. Kelly Company

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

MAXIMUM

Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NE

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Walter General Agency (WGA)

Retail Stores Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 75

2018 Annual Program Directory, Volume I Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

Keating Brokerage

Coverages CGL, Commercial Excess, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

LIBRIS

MAXIMUM

Charity First Insurance Services Inc.

Prime Insurance Company

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Williams & Stazzone Insurance Agency Inc. Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages Auto Comm-Standard, BOP, Umbrella, WC Captive Placement Carrier Status Admitted States All States

RV Parks

MacNeill Group, Inc., CMGA

K&K Insurance Group Inc.

Monarch E&S Insurance Services

King Insurance Support Systems

Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA

Coverages GL, Liability, Mobile Home Ins, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, IL, NM, NV, OR, UT, WA

Personal Safeguards Group LLC

M F Irvine an AssuredPartners Company

Prime Insurance Company

Philadelphia Insurance Companies

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

UCA General Insurance Services Inc.

Roller Skating Rinks K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

RV Dealerships All Risks Ltd.

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Inland Marine, Liability, Property Carrier Status Admitted States All States except AK, HI Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Scaffold Erectors

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States All States

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Care/Custody/Control, Cargo, CGL, Commercial Excess, Contractors Equip, Environmental Liab, EPLI, Fire, Hired & Non-owned Auto, OCP, Pollution Liab, Tools & Equip, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

School Busing Firms Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Hired & Non-owned Auto, Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States except LA, MA, NJ

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Schools-Public/Private AAU, A division of USG Insurance Services

Coverages Builders Risk, Crime, Cyber Liab, D&O, Damage in Process, EPLI, Equipment Breakdown, Flood, Hired & Nonowned Auto, Inland Marine, Medical Payments, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States

76 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Nonprofits Insurance Alliance Group

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Western Security Surplus Insurance Brokers LLC

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Environmental Liab, GL, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA, MA

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

G.J. Sullivan Company (Orange)

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Inland Marine, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, DC, HI, MA

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Prime Insurance Company

Securities Brokers/Dealers Prime Insurance Company

Security Guard Firms All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC Coverages E&O, Liability Carrier Status Non-admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except NE

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except AK

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Costanza Insurance Agency Inc.

Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States except DC

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States except LA

Prime Insurance Company

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Self-Storage Facilities All Risks Ltd.

Coverages Business Income, CGL, Cyber Liab, Excess Liab, GL, Pollution Liab, Property Carrier Status Non-admitted States All States

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Business Income, CGL, Cyber Liab, Employee Benefits, EPLI, Fine Arts, Identity Theft, Pollution Liab Carrier Status Non-admitted States All States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

MiniCo Insurance Agency LLC

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Hired & Non-owned Auto, Legal Liab, Liability, Medical Payments, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Wind Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Safehold Special Risk

The American Equity Underwriters Inc.

Universal Insurance Programs

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Align General Insurance Agency LLC

Service Stations

IT Risk Managers Inc.

Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Hired & Non-owned Auto, Liability, Mechanical Breakdown, Misc Professional Liab, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except HI

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Garage Liability, GL, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States AR, AZ, CA, CO, FL, GA, ID, IL, MI, NC, NH, NJ, NM, NV, NY, OR, PA, SC, TN, TX, UT, VT, WA

Ship Repairers/Marine Artisan Contractor All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Maritime Program Group

Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States

Safehold Special Risk

Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.

The Hanover Insurance Group

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Ship Yards All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Safehold Special Risk

Coverages CGL, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges Coverages Firearms Liability, GL, Professional Liab, Property States All States except AK, HI Coverages CGL, Employee Benefits, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Shopping Centers Advanced E&S Group - Midwest Region

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

AFG Partners

Coverages Commercial Excess, Property Carrier Status Admitted, Non-admitted States All States except WY

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Appleby & Sterling

Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

Continental Brokers Inc.

Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Promont Insurance Advisors

Coverages Cyber Liab, GL, Property States All States

UCA General Insurance Services Inc.

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 77

2018 Annual Program Directory, Volume I Shuttle Service-Non Emergency Medical All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Irwin Siegel Agency

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Garage Liability, GL, Glass, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AL, LA, MS, WV

Prime Insurance Company

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States Most States

Shuttle Services Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Small to Mid-Sized Businesses

Abacus Insurance Brokers Inc.

Coverages Cyber Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

Advanced E&S Group - Midwest Region

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Appleby & Sterling

Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Keating Brokerage

Coverages Auto Comm-Nonstandard, Excess Liab, Professional Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Markel Specialty

Coverages Blanket Addt’l Insureds, BOP, Business Income, Fire, Food Spoilage, Glass, Herbicide & Pesticide, Hired & Non-owned Auto, Liability, Liquor Liab, Property, Rented Property, Spoilage, WC - Master Policies/ASO, Wind, Workers’ Comp Carrier Status Admitted States All States except FL, LA, NY, RI

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

78 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

ProWriters

Coverages BOP, E&O, GL Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Misc Professional Liab, NonProfit D&O, Pollution Liab, Products Liab, Property, Real & Business Personal Prop, Religious Institutions, Technology E&O Carrier Status Non-admitted States IL, IN, OH

RPS Technology & Cyber

Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States All States

Snow Ski Rental Firms Prime Insurance Company

Snowmobile Tours - Guided K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Social Clubs Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Great American Ins. Group, Specialty Human Services

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

Western Security Surplus Insurance Brokers LLC

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Berkley Select

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Charity First Insurance Services Inc.

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Svcs

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Boiler & Machinery, BOP, Business Income, CGL, Commercial Auto, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Hired & Non-owned Auto, Liability, Mental Health Care, Misc Professional Liab, Products Liab, Professional Liab, Property, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

USX/S

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Software Developers Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

AMIS/Alliance Marketing & Insurance Services LLC

2018 Annual Program Directory, Volume I McClelland and Hine Inc.

Sports & Fitness Insurance Corporation (SFIC)

NeitClem Wholesale Insurance Brokerage Inc.

Universal Insurance Programs

Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Number One Insurance Agency

IT Risk Managers Inc.

Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

RPS Technology & Cyber

Special Events

Abacus Insurance Brokers Inc.

Coverages Excess Liab, Inland Marine, Int’l Coverage Commercial, Liability, Liquor Liab, Participant Accident Carrier Status Admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Event Cancellation, Liquor Liab, Trade Shows & Festivals Carrier Status Admitted, Non-admitted States CA

All Risks Ltd.

Coverages Contingent Coverages, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States All States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Liquor Liab, Participant Accident, Property Carrier Status Admitted States All States

Coverages GL, Liquor Liab Carrier Status Admitted States MA

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Tattoo Parlors/Permanent Makeup/Body Piercing

Prime Insurance Company

All Risks Ltd.

Professional Program Insurance Brokerage

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Blanket Addt’l Insureds, Commercial Excess, EPLI, GL, Liability, Property Carrier Status Non-admitted States All States

Safehold Special Risk

Substance Abuse Program Admins Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Surgery Centers Prime Insurance Company

Coverages Assault & Battery, Business Income, Employee Benefits, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Program Insurance Brokerage

Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Tax Preparers & Bookkeepers All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

Fox Point Programs

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Herbert H. Landy Insurance

Coverages BOP, Crime, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

AmRisk Insurance Services

AmWINS Group Inc. - 100 Locations Worldwide

Pro-Praxis Insurance

Quaker Special Risk (Florida)

Target Professional Programs

Coverages CGL, Liquor Liab, Medical Payments Carrier Status Admitted States All States Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Ashley General Agency

Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Founders Insurance Company

Coverages Assault & Battery, GL, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, KS, LA, MD, MI, MN, MT, NC, NH, NV, NY, OH, OR, TN, VA, WI

Gateway Specialty Insurance

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

IAAC Inc. (Membership Services Division of IIABNY)

Coverages E&O, Professional Liab Carrier Status Admitted States NY

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

Insurance Center Special Risks Ltd.

Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States CT, MA, ME, NH, NY, PA, RI, VT

JD Fulwiler & Company Insurance

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages E&O, Professional Liab Carrier Status Admitted States All States Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Taxi Service Atlas Financial Holdings - View Co. Info on Page 88

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

KF&B Program Managers Insurance Services

RPS Healthcare

Prime Insurance Company

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Tanning Salons Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States

M.J. Kelly Company

Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Cargo States FL, GA

Temporary Medical Staffing IAAC Inc. (Membership Services Division of IIABNY)

Coverages E&O, Professional Liab Carrier Status Admitted States NY

Pro-Praxis Insurance

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

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2018 Annual Program Directory, Volume I

Temporary Staffing Firms All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Non-admitted States All States

Artex Risk Solutions Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Tour & Charter Bus Services KF&B Program Managers Insurance Services

Translators & Interpreters Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

Trap & Skeet Shooting Clubs Joseph Chiarello & Co., Inc.; Firearms Business Ins.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except LA, MA, NJ

Travel Agents & Tour Operators

Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Midwestern Insurance Alliance LLC

Prime Insurance Company

Empire Underwriters LLC

Prime Insurance Company

Cooper & McCloskey Inc.

Coverages BOP, CGL, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Philadelphia Insurance Companies

RPS Technology & Cyber

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States All States except AK, DC, HI, MA

Tow Truck Firms KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Target Professional Programs

National Indemnity Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States All States

U.S. Risk Insurance Group LLC

Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Theatre Production Companies Great American Ins. Group, Specialty Human Services

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Title Agents Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Non-admitted States All States

80 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Equipment, Garage Keepers Legal Liab, GL, On-Hook Cargo, Umbrella Carrier Status Admitted States All States except AK, CA, HI, MA

Prime Insurance Company

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo States FL, GA

Worldwide Facilities LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Physical Damage Carrier Status Admitted, Non-admitted States All States

Travel Trailers Prime Insurance Company

Truck Body/Manufacturers/Distributors Prime Insurance Company

Truck Dealers - Franchised KBK Insurance Group Inc.

Coverages Auto Comm-Standard, Dealers Open Lot, GKLL, Property Carrier Status Admitted States All States except AK, HI, MA, NY

Prime Insurance Company

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Truckers/Trucking Firms Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV

All Risks Ltd.

Trade Show Exhibitors

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Abacus Insurance Brokers Inc.

American Team Managers Insurance Services

Coverages Excess Liab, GL Carrier Status Admitted States All States

BUA LLC

Coverages Excess Liab, GL Carrier Status Admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States AZ, CA, ID, NM, NV, OR, TX, UT, WA, WY

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard, CGL, Hired & Non-owned Auto, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Contingent Coverages, Excess Liab, GL, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Applied Underwriters Inc.

Prime Insurance Company

Burns & Wilcox - All Offices

JD Fulwiler & Company Insurance

Coverages CGL, Equipment, Inland Marine Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Crouse & Associates

Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Hired & Non-owned Auto, Motor Truck Cargo, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

McClelland and Hine Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

National Indemnity Company

Coverages CGL, Motor Truck Cargo, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States AL, FL, GA, IN, KY, LA, MS, NC, SC, TN, TX, VA, WI

Freberg Environmental Inc.

RLI Transportation

Empire Underwriters LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except FL, HI, LA, MA, NY

Griffin General Agency Inc.

Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States All States except AK, DC, HI, MA

Scout Insurance Group Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo, Motor Truck Cargo Carrier Status Admitted, Non-admitted States All States

Guardian Insurance Wholesalers Inc.

Shelly, Middlebrooks & O’Leary Inc.

Coverages Cargo, GL, Liability, Long Haul, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except DC

Interline Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

International Transportation & Marine Agency Inc.

Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Keating Brokerage

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Liability, Cargo, CGL, Commercial Excess Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

M.J. Kelly Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, GL, Hired & Non-owned Auto, Long Haul, Medical Payments, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MacNeill Group, Inc., CMGA

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Nonadmitted States FL

MAXIMUM

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Hired & Non-owned Auto, Non-Trucking Auto Liab, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

Midlands Management Corp.

Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States All States except CA, DC, NY

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

National Advantage Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX

Paul Hanson Partners Specialty Ins. /Mover’s Choice Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Completed Operations Liab, Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Liability, Physical Damage, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States AL, FL, GA, MS, SC, TN

South & Western General Agency Inc.

Walter General Agency (WGA)

Southern Insurance Underwriters Inc. CMGA

Williams & Stazzone Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Long Haul Carrier Status Admitted States AR, MS, OK, TN, TX Coverages Cargo, Container Refrigeration Break, Hired & Non-owned Auto, Inland Marine, Liability, Long Haul, Motor Truck Cargo, Non-Trucking Auto Liab, On-Hook Cargo, Physical Damage, Pollution, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States FL, GA, MS, NC, SC, TN

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities LLC

Coverages Cargo, Garage Keepers Legal Liab, GL, Motor Truck Cargo, Physical Damage Carrier Status Non-admitted States All States

Used Car Dealers AAU, A division of USG Insurance Services

Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appalachian Underwriters Inc.

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States All States except HI

Utilities-Natural Gas Companies Prime Insurance Company

Valet Parking Companies All Risks Ltd.

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except MA, NJ, NY

McLeckie Insurance Group

Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, CA, HI, NY, RI

Brecht & Associates

U.S. Risk Insurance Group LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

DMI Insurance Services

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

M.J. Hall & Company Inc.

Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services Prime Insurance Company

Proctor Financial Inc.

World Wide Specialty Programs Inc.

Veterinarians Prime Insurance Company

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 81

2018 Annual Program Directory, Volume I Vineyards Abram Interstate Insurance Services Inc.

Coverages EPLI, Equipment, Equipment Breakdown, GL, Liquor Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States CA

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

AmWINS Program Underwriters

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States except DC, HI, MD, NJ

Safehold Special Risk

Beacon Hill Associates Inc.

Coverages Boiler & Machinery, Business Interruption, Catastrophe, Equipment, Equipment Breakdown, GL, Hail, Inland Marine, OCP, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Hired & Non-owned Auto, Int’l Coverage - Commercial, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Winery Pak Insurance Programs

Brecht & Associates

Sierra Specialty

Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Vitamin/Health Food Suppliers CRC Insurance Services - All Offices

Coverages CGL, EPLI, Products Liab Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Worldwide Facilities LLC

Coverages Commercial Excess, Damage in Process, GL, Hired & Non-owned Auto, Int’l Coverage - Commercial, Liability, Products Liab, Property Carrier Status Admitted, Nonadmitted States All States

Warehouse Operators AmWINS Program Underwriters

Coverages Business Interruption, GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Empire Underwriters LLC

Coverages CGL, Inland Marine, Motor Truck Cargo, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Gorst & Compass Insurance

Coverages BOP, Business Income Carrier Status Non-admitted States CA

National Advantage Insurance Services Inc.

Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Prime Insurance Company

Waste Haulers Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV

82 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Prime Insurance Company

Water Well Drilling Operation Co’s AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AR, CO, LA, OR, SC

Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Water/Wastewater Facilities Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Freberg Environmental Inc.

Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except HI

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Weddings All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages CGL, Event Cancellation, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Markel Personal Lines

Coverages Event Cancellation, Liability, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Wildlife Control Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except LA

Prime Insurance Company

Wineries Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Sierra Specialty

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

South & Western General Agency Inc.

Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States All States except FL, LA, MS, OK

Wood Workers Keith D. Peterson & Company Inc.

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Woodus K. Humphrey & Co. (AmWINS)

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Wrecking Contractors Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Prime Insurance Company

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume I Yacht Clubs Maritime Program Group

Coverages Boats, CGL, Commercial Marine, Crime, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Midlands Management Corp.

Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States except DC

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Terheggen/Malone Marine Insurance

Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations

Affinity Nonprofits

Safehold Special Risk

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

TCA Inc.

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

All Risks Ltd.

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

JD Fulwiler & Company Insurance

The Hanover Insurance Group

Coverages Abuse & Molestation, CGL, Crime, D&O, Equipment, Inland Marine, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Yachts/Mega Yachts IAAC Inc. (Membership Services Division of IIABNY)

Coverages Liability, Physical Damage Carrier Status Admitted States NY

Insurance Center Special Risks Ltd.

Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Maritime Program Group

Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Markel Personal Lines

Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

Quaker Special Risk (Florida)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Southern Insurance Underwriters Inc. CMGA

Coverages Boats, Builders Risk, Commercial Marine, Emergency Towing & Service, Excess Liab, Fire, Flood, Hail, Hull, Hurricane, Liability, Medical Payments, Pollution, Pollution Liab, Protection & Indemnity (P&I), Theft, Uninsured Boaters, USL&H, Watercraft Liab, Watersports Liab, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

MAY 7, 2018 INSURANCE JOURNAL | NATIONAL | 83

2018 Annual Program Directory Volume I – Alphabetical Directory of Markets AAU, A division of USG Insurance Services

1000 Town Center, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9052, Fax: (724) 754-9011 ckochman@aauins.com www.aauins.com

Align General Insurance Agency, LLC

Apartment Insurance Consultants, LLC

All Risks, Ltd.

Apollo General Ins. Agency, Inc.

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com 10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (866) 234-0955, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

Abacus Insurance Brokers, Inc.

American Public Risk

Abacus distributes specialty programs online to 4000+ retail brokers nationwide, representing 10,000+ insurance professionals. Brokers transact in real time and access over 30 products across 8 top notch carriers.

American Specialty Insurance & Risk Services, Inc.

2512 Wilshire Blvd., Santa Monica, CA 90403 Phone: (424) 214-3720, Fax: (424) 214-3721 brokersupport@abacus.net www.abacus.net

ABC Aviation Program

906 S. Kirkwood Rd., Kirkwood, MO 63122 Phone: (314) 471-0777 stephanie_likens@theabcprogram.com www.programsins.com

Abram Interstate Insurance Services, Inc. 2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

Access E&S Insurance Services (VA)

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

Advanced E&S Group - Midwest Region

333 W. Wacker Dr., Ste. 1200, Chicago, IL 60606 Phone: (866) 867-0505, Fax: (312) 579-3438 rkeller@advancedesgroup.com www.advancedesgroup.com

Advanced E&S Group - Southeast Region 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (954) 416-9567, Fax: (855) 289-3945 sswanson@advancedesgroup.com www.advancedesgroup.com

AFC Insurance

3101 Emrick Blvd., Ste. 100, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 dina.tristani@afcins.com www.afcins.com

Affinity Nonprofits

1120 20th St. NW, Ste. 600, Washington, DC 20036 Phone: (800) 432-7465, Fax: (800) 701-1982 info@affinitynonprofits.com www.affinitynonprofits.com

AFG Partners

5 Hanover Sq., Ste. 1400, New York, NY 10004 Phone: (212) 266-0206, Fax: (212) 406-3192 ledelman@afgins.com www.afgins.com

Agency Marketing Services

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

84 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

7609 W. Jefferson, Ste. 100, Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 969-4729 bschall@americanspecialty.com www.americanspecialty.com

American Team Managers Insurance Services 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

AMIS/Alliance Marketing & Insurance Services, LLC P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 snowell@amiscorp.com www.amisinsurance.com

AmRisk Insurance Services

P.O. Box 6230, Scottsdale, AZ 85261 Phone: (833) 267-4757 mpallante@eventinsurancequote.com www.eventinsurancequote.com

7000 N. Mopac Expy, Ste. 250, Austin, TX 78731 Phone: (512) 467-7299, Fax: (512) 452-7288 amandas@aicinsure.com www.AICinsure.com P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 victoriam@apgen.com www.apgen.com

Appalachian Underwriters, Inc.

800 Oak Ridge Turnpike, Ste. A-1000 Oak Ridge, TN 37830 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Appleby & Sterling

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 2 & 3 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

2850 Golf Rd., 5th Fl, Rolling Meadows, IL 60008 Phone: (630) 694-5050 artexinfo@artexrisk.com www.artexrisk.com

AmTrust Surety

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com

AmWINS Group, Inc. - 100 Locations Worldwide See Website for Locations Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 allison.crisafulli@amwins.com www.amwins.com

AmWINS Program Underwriters

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 andrew.brown@amwins.com www.amwins.com/atu

Anderson & Murison, Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, see our ad on page 18 (National).

•

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 hnelson@ashleyga.com www.ashleyga.com

Aspera Insurance Services, Inc.

2221 Edward Holland Dr., #600, Richmond, VA 23230 Phone: (804) 774-2101, Fax: (804) 673-5697 marketing@asperains.com www.asperains.com For more info, see our ad on page 4 (West).

INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume I – Alphabetical Directory of Markets Atlas Financial Holdings: American Country,

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

American Service, Gateway, Global Liberty Insurance Co’s

953 American Ln., 3rd Fl, Schaumburg, IL 60173 Phone: (847) 700-8224, Fax: (847) 952-7019 marketing@atlas-fin.com www.atlas-fin.com For more info, see our ad on page 24 (National).

Atlas General Insurance Services

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com atlas.us.com For more info, see our ad on page 28 (National).

Brownyard Programs, Ltd.

Continental Underwriters, Inc.

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

Cooper & McCloskey, Inc.

91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com 111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

BUA, LLC

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

Beacon Hill Associates, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Berkley Luxury Group, A Berkley Company

301 Route 17 N, Ste. 900, Rutherford, NJ 07070 Phone: (201) 518-2545 dmerlo@berkleyluxurygroup.com www.berkleyluxurygroup.com

Berkley Select

233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 info@berkleyselect.com www.monitorliability.com

Berkley Specialty Underwriting Managers, LLC Environmental Division 303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

Bonded Builders Insurance Services

11101 Roosevelt Blvd., St. Petersburg, FL 33716 Phone: (800) 627-0000, Fax: (727) 308-2075 scheuton@bbisinsurance.com www.BBISinsurance.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

Brewery Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com INSURANCEJOURNAL.COM

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Burns & Wilcox - All Offices

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com For more info, see our ad on page 31 (National).

Charity First Insurance Services, Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com For more info, see our ad on page 29 (National).

ChemPlan - Chemical Insurance

8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com

Citadel Insurance Services, LC

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 info@citadelus.com www.citadelus.com

Coastal Insurance Underwriters, Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

Construction Insurance Solutions

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Consumer Specialties Insurance Co. (RRG)

8300 Greensboro Dr., Ste. 980, McLean, VA 20006 Phone: (703) 827-2277, Fax: (703) 827-2279 nchanduvi@amesgough.com www.csiplus.com

Cosmetic Insurance Services, a Division of Frenkel & Company

210 Hudson St., 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, see our ad on pgs 36 & 37 (National).

Costanza Insurance Agency, Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

CPA Protector Plan

655 North Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

CRC Insurance Services - All Offices

See Website for Locations, Birminham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

Crouse & Associates

650 California St., #1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

CTC Transportation Insurance Services LLC 611 W. Fort Scott St., Butler, MO 64730 Phone: (760) 487-7399, Fax: (760) 487-7401 info@coast-ins.com www.coast-ins.com For more info, see our ad on page 25 (National).

DeCotis Specialty Insurance

245 Waterman St., Ste. 501, Providence, RI 02906 Phone: (401) 351-0066, Fax: (401) 351-0386 tdecotis@decotis.com www.decotis.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

MAY 7, 2018 NATIONAL | INSURANCE JOURNAL | 85

2018 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Distinguished Programs

Founders Specialty

DMI Insurance Services

Fox Point Programs

1180 Ave. of the Americas, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 marketing@distinguished.com www.distinguished.com 330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

1101 E. Jackson St., Tampa, FL 33602 Phone: (813) 999-8090 stephen.vanwert@foundersspecialty.com www.foundersspecialty.com 3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 info@foxpointprg.com www.foxpointprg.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com

G.J. Sullivan Company (Orange)

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9530, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Empire Underwriters is a National Managing General Agency, Insurance Wholesaler, Excess and Surplus lines facility and Program Manager serving Producers in 46 states. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications.

Gateway Specialty Insurance

Equisure, Inc.

3025 Windward Plz, Ste. 400, Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.programrisks.com

13790 E. Rice Pl., Ste. 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com

Euclid Architects & Engineers

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidae.com www.euclidae.com

Euclid Public Sector

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidps.com www.euclidps.com

Evolution Insurance Brokers

1170 Devon Park Drive, Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Genesee Program Underwriters

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Golden Insurance Company RRG

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

8000 E. Maplewood, Greenwood Village, CO 80111 Phone: (866) 831-5464, Fax: (877) 270-9781 Golden@arrowheadgrp.com newshub.arrowheadgrp.com/builders-andcontractors?hs_preview=QSRgUvhJ-5599087420

Financial Risk Solutions, Inc.

Gorst & Compass Insurance

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Floodwatch

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 mark.nies@insurmark.com www.floodwatchins.com

A pillar of strength. Since 1901. A member of the

Utica National Insurance Group

Founders Insurance Company

1350 E. Touhy Ave., Ste 200W, Des Plaines, IL 60018 Phone: (847) 768-2562 pvaulman@foundersinsurance.com https://myweb.foundersagents.com/default.aspx 86 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com

Great American Insurance Group - Executive Liability Division

1450 American Lane, 8th Fl, Schaumburg, IL 60173 Phone: (847) 330-6750 ELD@GAIG.com www.GreatAmericanELD.com

Griffin General Agency, Inc.

363 N. Sam Houston Pkwy E, Ste. 1000 Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 info@gga-mga.com www.griffingeneralagency.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Guardian Insurance Wholesalers, Inc.

P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

Hagerty

141 Rivers Edge Dr., Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagertyagent.com

Herbert H. Landy Insurance

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

Huntington T. Block

1120 20th Street NW, 6th Fl, Washington, DC 20036 Phone: (800) 424-8830, Fax: (202) 331-0499 HTBinfo@aon.com www.huntingtontblock.com

IAAC, Inc. (Membership Services Division of IIABNY) 5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 432-0510 biginy@biginy.org www.biginy.org

Ian H. Graham Insurance

15303 Ventura Blvd., Sherman Oaks, CA 91403 Phone: (800) 621-2324, Fax: (866) 229-3754 info@ihginsurance.com www.ihginsurance.com

Indemnity Excess & Surplus Agency, Inc.

1915 NW AmberGlen, #450, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Innovative Coverage Concepts

8 Wood Hollow Rd., Parsippany, NJ 07054 Phone: (877) 615-5488 robertc@innocov.com www.innocov.com

Insurance Center Special Risks, Ltd.

20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 info@specilarisksltd.com www.specialrisksltd.com

Great American Insurance Group, Specialty Human Services

Insurmark, a Div. of Financial & Professional Risk Solutions, Inc.

Greene & Associates

Insurtec Tanning and Spa Insurance

301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (866) 424-4758, Fax: (888) 513-5593 clwood@gaig.com www.SpecialtyHumanServices.com 400 Quaker Rd., East Aurora, NY 14052 Phone: (716) 805-1090, Fax: (716) 805-1099 kburch@whgreene.com www.whgreene.com

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 casey.j.castagna@insurmark.com www.insurmark.com P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume I – Alphabetical Directory of Markets Insyst Insurance Systems

303 Broadyway, Laguna Beach, CA 92651 Phone: (949) 313-7808 dan.agrella@insystinsurance.com www.insystinsurance.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

4 Centerpointe Dr., Ste. 300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 356-0288 susan.scurti@ameritrustgroup.com www.interlineinsurance.com

International Excess Companies

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (216) 342-7442 kennethkukral@intlxs.com www.intlxs.com

International Transportation & Marine Agency, Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

Irving Weber Associates, Inc. (IWA)

180 E. Main St., Ste. 208, Smithtown, NY 11787 Phone: (855) 661-4557, Fax: (888) 622-0414 info@iwains.com www.iwains.com

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com Bruce.Rector@hubinternational.com www.ElevatorInsurance.co

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com For more info, see our ad on page 19 (National).

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Keating Brokerage

2525 E. Camelback Rd., Ste. 800, Phoenix, AZ 85016 Phone: (602) 325-5582, Fax: (602) 325-5591 info@tkgins.com www.keating.insurance

Keith D. Peterson & Company, Inc.

708 Milam St., Ste. 300, Shreveport, LA 71101 Phone: (318) 221-0547, Fax: (318) 424-7516 ecpeterson@keithdpeterson.com www.kdpinsurance.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

Irwin Siegel Agency

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

IT Risk Managers, Inc.

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 info@itriskmanagers.com www.ITRiskmanagers.com

Izzo Insurance Services, Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.M. Wilson

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 308, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 czallo@kfbins.com www.kfbins.com

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-9191, Fax: (516) 431-0488 producer@lancerinsurance.com www.lancerinsurance.com

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com For more info, see our ad on pg 3 (Southeat & Midwest).

LIBRIS

JD Fulwiler & Company Insurance

LIG Marine Managers

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 info@jdfulwiler.com www.jdfulwiler.com

INSURANCEJOURNAL.COM

8390 E. Crescent Pkwy, Ste. 200 Greenwood Village, CO 80111 Phone: (888) 694-8585, Fax: (888) 221-0051 LIBRIS@ArrowheadGrp.com www.libris.org 111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Liquor Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M F Irvine an AssuredPartners Company

21 E. 5th Ave., Conshohocken, PA 19428 Phone: (610) 862-4390, Fax: (610) 862-4351 ejohnston@mfirvine.com www.mfirvine.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 staceys@mjhallandcompany.com www.mjhallandcompany.com For more info, see our ad on page 3 & 6 (West).

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MacNeill Group, Inc., CMGA

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services

3390 University Ave., Ste. 300, Riverside, CA 92501 Phone: (800) 669-4347, Fax: (951) 848-0795 markf@fredricksenins.com www.fredricksenins.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Specialty

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 markets@marketscout.com www.marketscout.com

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2018 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Nonprofits Insurance Alliance Group

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 psattari@insurancefornonprofits.org www.insurancefornonprofits.org

Midwestern Insurance Alliance, LLC MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

McClelland and Hine, Inc.

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 amicia@mhi-mga.com www.mhi-mga.com

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (760) 462-1696 Bill@mcleckie.com www.mcleckie.com

Mercer Consumer, a service of Mercer Health & Benefits Administration LLC 12421 Meredith Dr., Urbandale, IA 50398 Phone: (866) 486-1946 PLSales.service@mercer.com www.proliability.com

Meridian Finance Group

1247 7th St., Ste. 200, Santa Monica, CA 90401 Phone: (310) 260-2130, Fax: (310) 260-2140 gmendell@meridianfinance.com www.meridianfinance.com

P. O. Box 436909, Louisville, KY 40253 Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com

MiniCo Insurance Agency, LLC

10851 N Black Canyon Hwy, #200, Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Monarch E&S Insurance Services

2550 N Hollywood Way, Ste. 501, Burbank, CA 91505 Phone: (818) 249-0100, Fax: (818) 249-1166 markk@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 7 (West).

National Advantage Insurance Services, Inc. PO Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

National Indemnity Company

1314 Douglas, Ste. 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com

NBIS

2859 Paces Ferry Rd. SE, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

Midlands Management Corp.

3817 NW Expwy, Ste. 1000 Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com For more info, see our ad on page 2 (S. Central).

88 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Norman-Spencer International, Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

OneBeacon Government Risks

8000 W IH 10, Ste. 901, San Antonio, TX 78230 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com

Origin Specialty Underwriters

1701 Golf Rd., # 3-615, Rolling Meadows, IL 60008 Phone: (847) 278-0506 ddjordjevic@origin-specialty.com www.origin-specialty.com

Oryx Insurance Brokerage, Inc.

2 Court Street, Binghamton, NY 13901 Phone: (607) 724-0173, Fax: (607) 724-7266 marketing@oryxinsurance.com www.oryxinsurance.com

Parcel Insurance Plan

PO Box 66708, St. Louis, MO 63166 Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc.

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions/ Moverâ&#x20AC;&#x2122;s Choice Program P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

MG Skinner & Associates

11030 Santa Monica Blvd., Ste. 207 Los Angeles, CA 90025 Phone: (310) 478-5041, Fax: (310) 479-8707 Rskinner@mgskinner.com www.mgskinner.com

Norman-Spencer Agency, Inc.

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com NIF Group Inc. is a program administrator and wholesale brokerage firm. We have exclusive programs for nonprofits, public entities and contracts. We are also an MGA and wholesale brokerage firm. For more info, see our ad on page 34 (National).

Pennsylvania Lumbermens Mutual Insurance Company One Commerce Sq., 2005 Market St., Ste. 1200 Philadelphia, PA 19103 Phone: (800) 752-1895, Fax: (215) 625-9097 custserv@plmins.com www.plmins.com

PEO Brokers Group

P.O. Box 720514, Oklahoma City, OK 73172 Phone: (877) 810-9355 swbrown@peobrokersgroup.com www.peobrokersgroup.com INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume I – Alphabetical Directory of Markets Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (847) 275-8497 mike@personalsafeguards.com personalsafeguardsgroup.com

Philadelphia Insurance Companies

231 Saint Asaphs Rd., #100, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, see our ad on page 9 (National).

Professional Governmental Underwriters

RealCare Insurance

Professional Insurance Concepts

RelMark Program Managers

Professional Liability Insurance Services, Inc. Underwriting Facilities

RISCO Insurance Brokerage, Inc.

9020 Stony Point, Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com 105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

5802 Thunderbird, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Promont Insurance Advisors

Preferred Property Programs

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO)

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3334, Fax: (312) 262-3301 zelbert@promontadvisors.com www.promontadvisors.com

ProSurance Group, Inc.

2685 Marine Way, #1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Prime Insurance Company

Quaker Special Risk (Florida)

Pro-Praxis Insurance

Quaker Special Risk (Mass.)

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com 321 Old Slip, 5th Fl, New York, NY 10005 Phone: (212) 401-1561, Fax: (212) 401-1548 Robert_Allen@ProPraxisIns.com www.propraxisins.com

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com 51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk (New Jersey)

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.pfic.com A leading provider of lender-placed insurance for over 45 years, Proctor Financial provides smart insurance solutions coupled with compliant, technology-driven hazard tracking tools for mortgage servicers, subservicers, banks, credit unions, distressed asset investors, and other financial institutions. Proctor’s programs mitigate risk and enhance the borrower experience.

INSURANCEJOURNAL.COM

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 kquirk@quirkco.com www.quirkco.com

430 W. Napa St., Ste. F, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com 961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net 60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

Risk Strategies Company

145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@risk-strategies.com risk-strategies.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1037, Fax: (309) 589-3503 mike.haswell@rlicorp.com www.rlitransportation.com

RoamNet Insurance Marketing Programs

3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 rustym@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 sales@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS - Executive Lines Division

See Website, Headquarters - Rolling Meadows, IL Phone: (866) 595-8413, Fax: (312) 922-7563 contact_us@rpsins.com www.rpsins.com

RPS Bollinger Sports & Leisure

150 JFK Pkwy, 4th floor, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb_meslar@RPSins.com RPSBollinger.com

RPS Healthcare

525 W. Van Buren, Ste. 1325, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

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2018 Annual Program Directory Volume I – Alphabetical Directory of Markets Safehold Special Risk

Sovereign Group Int’l, Inc.

Tejas American General Agency

Sapphire Blue

Specialty Insurance

Terheggen/Malone Marine Insurance

SASSI - Salon & Spa Specialty Insurance

Specialty Programs & Facilities Mgrs, Inc. (AmWINS)

The American Equity Underwriters, Inc.

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 hturner@safehold.com www.safehold.com 180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scout Insurance Group, Inc.

1575 Heritage Dr., Ste. 103, McKinney, TX 75069 Phone: (972) 332-4664, Fax: (888) 423-4094 info@scoutig.com www.scoutig.com

Shelly, Middlebrooks & O’Leary, Inc.

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

Shield Commercial Insurance Services

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260 Phone: (760) 345-9029, Fax: (800) 345-4851 info@shieldins.net www.shieldins.net

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

SIS Wholesale Insurance Services

517 Rt 1 S, Ste. 3100, Iselin, NJ 08830 Phone: (732) 750-2300, Fax: (732) 750-1650 bill@sovereignins.com www.sovereignins.com 1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.amwins.com/spfm

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Sun Coast General Insurance Agency

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

T.H.E. Insurance Company

Southern Insurance Underwriters, Inc. CMGA 4500 Mansell Rd., Alpharetta, GA 30022 Phone: (800) 568-1700, Fax: (678) 498-4610 marketing@siuins.com www.siuins.com

Southwest Energy Underwriters, Inc.

10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

The Hanover Insurance Group

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

The McGowan Companies

20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

SWBC

South & Western General Agency, Inc.

300 Wilson Rd., Griffin, GA 30224 Phone: (866) 916-9752, Fax: (770) 233-8125 bbrown@shuins.com www.shuins.com

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 aeu.marketing@amequity.com www.amequity.com

3021 Citrus Cir., Ste. 240, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

Synergy Professional Associates, Inc.

Southern Hospitality Underwriters

P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

Sunderland Insurance Services

3250 Grey Hawk, Carlsbad, CA 92010 Phone: (760) 599-7242, Fax: (866) 467-6701 info@sisinsure.com www.sisinsure.com For more info, see our ad on page 23 (National). P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com 10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

Target Professional Programs

10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 cfoley@target-capital.com www.TargetProIns.com

TCA, Inc.

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

Tokio Marine HCC Professional Lines Group 37 Radio Circle Dr., Mt Kisco, NY 10549 Phone: (914) 242-7840, Fax: (914) 241-8098 MPL@tmhcc.com www.tmhcc.com

Tokio Marine/HCC

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 jbechter@tmhcc.com www.tmhcc.com

U.S. Risk Insurance Group, LLC

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 647-5035 shannon.davis@usrisk.com www.usrisk.com

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

90 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets

UCA General Insurance Services Inc.

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

UmbrellaPro by Great Point Insurance

500 W. Putnam Ave., Ste. 400, Greenwich, CT 06831 Phone: (203) 763-4953, Fax: (203) 763-4953 roneill@greatpointins.com www.umbrellapro.com

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

USX/S

Western Experts in Transportation

Winery Pak Insurance Programs

Western Security Surplus Insurance Brokers, LLC

Woodus K. Humphrey & Co. (AmWINS)

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com 5800 Granite Pkwy, Ste. 300, Plano, TX 75024 Phone: (972) 702-0500, Fax: (972) 702-0504 kstevens@wssib.com www.wssib.com P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com www.westernsurplus.com

Wildlife Insurance Underwriters, LLC

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 collier@continentalbrokers.biz www.insurewildlife.com

Williams & Stazzone Insurance Agency, Inc. 6509 Flying Cloud Dr., #100, Eden Prairie, MN 55344 Phone: (800) 437-5171 sales@vanwagenen.com www.vanwagenen.com

Victor O. Schinnerer & Company

Two Wisconsin Circle, Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 jay.hanna@amwins.com www.amwins.com/wkh

Western Surplus Lines Agency, Inc.

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

van Wagenen Financial Services

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

6549 N. Wickham Rd., Melbourne, FL 32940 Phone: (800) 868-1235, Fax: (321) 868-2003 info@wsins.com www.wsins.com

Williams & Stazzone specializes in the automotive and equipment industries. We are garage liability, leasing, & rental specialists. Industry leading programs include Auto/Truck Lessors, Motorcycle Dealers, Equipment Dealers, and RV Dealers coast to coast.

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Worldwide Facilities, LLC

See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Virtue Risk Partners, LLC

One Blue Hill PLaza, Pearl River, NY 10965 Phone: (845) 205-0301 jvalenza@virtuerisk.com www.virtuerisk.com

Walter General Agency (WGA)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com

INSURANCEJOURNAL.COM

MAY 7, 2018 NATIONAL | INSURANCE JOURNAL | 91

Advertisers Index

Read, browse, contact, or do product searches on any of our full page advertisers at: www.insurancejournal.com/adshowcase/

Access Home Insurance www.accesshomeinsurance.com SC9, S5 AmTrust www.amtrustgroup.com 35 Anderson & Murison www.andersonmurison.com 18 Applied Underwriters www.auw.com 2, 3, 96 Aspen Insurance www.aspen-insurance.com 33 Aspera Insurance Services www.asperains.com W4 Atlas Financial Holdings www.atlas-fin.com 26 Atlas General Ins. Services www.atlas.us.com 28 Burns & Wilcox Ltd. www.burnsandwilcox.com 31 California Earthquake Authority mvp.earthquakeauthority.com W8 Charity First www.charityfirst.com 29 CTC Transportation Insurance Services https://insurancetruck.com 25 EZLynx www.ezlynx.com 14, 15 FAIA www.faia.com S4 Foremost Insurance Group www.foremoststar.com 5 Frenkel & Company www.cosmeticinsurance.com 36, 37 Golden Bear Insurance Company www.goldenbear.com 27 Hancock Askew www.hancockaskew.com S6 Insurance Associates of America www.iaanetwork.com 39 Insurance Technologies Corp. www.getitc.com 17 JM Wilson www.jmwilson.com S3, M3 K&K Insurance Group www.kandkinsurance.com 19 Louisiana Commerce & Trade Assoc. www.lctacomp.com SC10, S5 LUBA Workers' Comp www.lubawc.com SC7 M.J. Hall & Company www.mjhallandcompany.com W3, W6 Midlands Management Corporation www.midlandsmgmt.com SC2 Monarch E&S Insurance Services www.monarchexcess.com W7 National General Insurance www.nationalgeneral.com 21 NIF Group www.nifgroup.com 34 PersonalUmbrella.Com www.personalumbrella.com 95 Philadelphia Insurance Companies www.phly.com 9 SIS Wholesale www.sisinsure.com 23 Smart Choice Agents Program www.smartchoiceagents.com 13 State Compensation Insurance Fund www.statefundca.com W5 Summit www.summitholdings.com SC5, S2, M5 Texas Mutual www.texasmutual.com SC3 Travelers www.tavelersinstitute.org 7 United Fire Group www.ufgsolutions.com E5

92 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

NATIONAL | MyNewMarkets

Recycling Operations

Market Detail: All Trans Risk Solutions

(www.alltransins.com) has a package program for medium to large recycling operations with fixed site facility. Package includes auto, GL, site pollution, contractors pollution liability and excess coverage. A-rated paper written on admitted basis for auto and non-admitted for GL and excess products. Available in all states. Blanket AI, WOS and PNC included. Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states Contact: Jackie DeVries at 321-426-7620 or e-mail: jedevries@tis-insure.com

Commercial General Liability

Market Detail: Consumer Specialties Insurance Co. (Risk Retention Group) (www.csiplus.com) provides chemical manufacturers and distributors with liability insurance. Also includes product liability and umbrella. Available limits: Minimum $1 million, maximum $10 million Carrier: Consumer Specialty Insurance Co. RRG States: All states Contact: Victoria Grissom at 866-323-2754 or e-mail: vgrissom@cspa.org

Workers' Compensation

Market Detail: Need access to the CA State Fund for Workers Comp? StateFund First (www.statefundfirst.com) is an approved Access Partner for the California State Fund. No fees and a fast and easy online submission process.

Available limits: As needed Carrier: California State Compensation Insurance Fund

States: California only Contact: Riley Binford at 855-784-4433 or

e-mail: riley_binford@statefundfirst.com

Pilates Studio

Market Detail: Sports & Fitness Insurance Corp. (SFIC) (www.sportsfitness.com) offers general liability insurance including professional liability, property insurance, umbrellas, workers' compensation and surety bonds for large and small fitness centers, as well as, dance, yoga, Pilates and martial arts studios and personal trainers. The underlying general liability policies provide limits from $1 million occurrence with a $2 million aggregate to $2 million occurrence with $4 million aggregate. Both cyber liability and employment related practices liability limits are available on general liability policies. Professional liability for physical therapists and spa personnel can also be covered, in addition to personal trainers within the general liability and umbrella policies with full limits. Available limits: As needed Carrier: Liberty Mutual States: All states Contact: Kate Martello at 601-898-8464 or e-mail: Kmartello@sportsfitness.com This section brought to you by Insurance Journalâ&#x20AC;&#x2122;s sister website: www.mynewmarkets.com

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Closing Quote Time to Rethink Education

By Debbie Ivie

he Association for Talent Development reports that employers spend nearly $1,300 per employee each year on training and development. Think about what you spend on education at your company. Are you getting your money’s worth? Demographic shifts, changes in technology and increased competition are putting pressure on insurers and agencies to get the most out of their development dollars. Yet the industry continues to educate its employees and agents in the same traditional ways, with limited results. It’s time to rethink the way we educate our workers and look at new ways of delivering learning to meet today’s challenges. Learning must move the needle from knowing to action to help firms achieve their business goals — whether it’s increased office efficiency, better marketing or stronger customer relationships. It begins with

understanding the way adults learn and making sure education has real-world application. Malcolm Knowles, the pioneer in adult learning theory, popularized five teaching strategies for adult learners. He found that adults learn best when they: 1. Understand why something is important to know or do. 2. Have the freedom to learn in their own way. 3. Learn experientially. 4. Learn when the time is right for them. 5. Learn in an environment that is positive and encouraging. Employees don’t want to be told “what” they should know as if they were still in elementary school. Instead, they want to understand the “why” behind learning a new task or process. They also want to know the context of what they are learning — how it affects their job and their company. Adult learners also want more control over the learning experience. They prefer to learn when it’s convenient for them, at their own pace and in an interactive environment. Of the three main styles of learning — visual, auditory and kinesthetic — adults are much more likely to be kinesthetic or

Learning must move the needle from knowing to action to help firms achieve their business goals.

94 | INSURANCE JOURNAL | NATIONAL MAY 7, 2018

tactile learners. They learn by doing through experiential or hands-on learning. Take something as straightforward as learning to complete an insurance form. Adults want to understand the “why” of the form. What is its purpose? Who will be using it? How readily available is the data I need to complete the form? What happens to the form after I’ve filled it out? How will others in my agency use the form? Old-school teaching might provide the basic steps to completing the form, but it takes new-school teaching to provide context and give the big picture. Employees are unlikely to be motivated by a class that spoon-feeds them information. They are much more engaged when they have a say in the teaching and can self-direct their learning. Give them ways to learn what they need to know but also understand how that piece fits in with the whole. Adults also benefit

from immersion-style learning. Immersion combines focused instruction with hands-on learning to give workers a jump-start on execution. Traditional education like a seminar may impart knowledge, but it doesn’t always lead to action when the student returns to the office. Immersion gets you to the implementation phase so that what you’ve learned has a bottom-line impact on your agency or firm. To stay competitive today, education must go beyond rote learning. Education must engage employees and help drive organizational change. When you make learning applicable to the real world, you give agents and employees the tools they need to succeed. Ivie is the learning experience manager for Network of Vertafore Users (NetVU).

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Expect big things in workers’ compensation. Most classes approved, nationwide. It pays to get a quote from Applied.® For information call (877) 234-4450 or visit auw.com/us. Follow us at bigdoghq.com. ©2018 Applied Underwriters, Inc., a Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best. Insurance plans protected U.S. Patent No. 7,908,157.