Insurance Journal West 2018-12-03 by Insurance Journal

WEST REGION $10M for Hawaii Lava Recovery AI And Highway Safety in Vegas California Laws Post Wildfires

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Contents December 3, 2018 • Vol. 96 No. 23 • West

West W1 Hawaii’s Big Island Gets $10M for Lava Recovery

W1 HAWAII’S BIG ISLAND GETS $10M

FOR LAVA RECOVERY

W4 AI Enhances Highway Safety in Las Vegas

8 Global Property, Mortality Protection Gap Hits $500B: Swiss Re 10 How the Insurance Market Will Expand in an Age of Autonomous Vehicles

W4 Woman Sues Hospital in New Mexico for Resuscitating Her

12 P/C Insurers with the Best Reputations

W6 Will California See More Laws and Regulations in Wake of Wildfires?

Idea Exchange

National

18 Special Report: How Brokers are Meeting Demand for On-Demand Economy Coverage

INSURANCE BROKERS SHARING IN THE SHARING ECONOMY

22 What Agents Should Know About Cryptocurrency 30 2018 Program Directory, Vol. II

21 The Allure and Challenges of Online Insurance Distribution 24 Ask the Insurance Recruiter: Why Account Managers Leave 25 The Competitive Advantage: States and Differences in Coverage 84 Imagery and Artificial Intelligence in Wildfire Risk 86 Closing Quote: Safer Vehicles for Teen Drivers

22 WHAT AGENTS SHOULD KNOW ABOUT CRYPTOCURRENCY

Departments W2 People 11 Declarations 11 Figures 14 Business Moves 83 MyNewMarkets

4 | INSURANCE JOURNAL | WEST DECEMBER 3, 2018

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Business Insurance Employee Benefits Auto Home

OPENING NOTE

Write the Editor: awells@insurancejournal.com

Reducing Fire Risk Doesn’t Cost More

‘Overall, the wildfire-resistant construction cost 2 percent less than the typical construction…’

Publisher Mark Wells mwells@wellsmedia.com

EDITORIAL

SALES

Editor-in-Chief Andrea Wells awells@insurancejournal.com

West Sales Dena Kaplan (800) 897-9965 X115 dkaplan@insurancejournal.com

East Editor Elizabeth Blosfield eblosfield@insurancejournal.com

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Chief Content Officer Andrew Simpson asimpson@insurancejournal.com

Southeast Editor/MyNewMarkets Amy O’Connor aoconnor@insurancejournal.com South Central Editor/ Midwest Editor Stephanie K. Jones sjones@insurancejournal.com West Editor Don Jergler djergler@insurancejournal.com International Editor L.S. Howard lhoward@insurancejournal.com Columnists Chris Burand, Mary Newgard

Chief Marketing Officer Julie Tinney (800) 897-9965 X148 jtinney@insurancejournal.com

South Central Sales Mindy Trammell (800) 897-9965 X149 mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA and CT) Howard Simkin (800) 897-9965 X162 hsimkin@insurancejournal.com Midwest Sales Lisa Whalen (800) 897-9965 X180 lwhalen@insurancejournal.com East Sales (NY, PA and CT only) Dave Molchan (800) 897-9965 X145 dmolchan@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 X120 eburns@insurancejournal.com

Contributing Writers

Insurance Markets Manager Jessica Cicchino, Frank Gehrig, Kristine Honey (619) 584-1100 X132 Jonathon Stemple, Kevin Van Leer khoney@insurancejournal.com IJ ACADEMY OF INSURANCE Director Patrick Wraight pwraight@ijacademy.com Associate Director Nathan Granitz ngranitz@ijacademy.com

ADMINISTRATION

Chief Financial Officer Mark Wooster mwooster@wellsmedia.com

MARKETING

Marketing Director Derence Walk dwalk@insurancejournal.com Marketing Administrator Gayle Wells gwells@insurancejournal.com

NEW MEDIA

roperties built in wildfire-prone areas could be built to better withstand fire risk without increasing the cost of construction. That’s according to a new study released last month that found negligible cost differences between a typical home and a home constructed using wildfire-resistant materials and design features. “Decades of research and post-fire assessments have provided clear evidence that building materials and design, coupled with landscaping on the property, are the most important factors influencing home survivability during a wildfire,” according to the study, Building a Wildfire-Resistant Home: Codes and Costs, co-authored by Headwaters Economics, an independent, nonprofit research group and the Insurance Institute for Business & Home Safety. “With one-third of all U.S. homes in the wildland urban interface and more than 35,000 structures lost to wildfire in the last decade, more communities should consider adopting building codes that require new home construction to meet wildfire-resistant standards,” the study said. While codes and standards have been developed for building in wildfire-prone lands, the perceived cost of implementing such regulations is a commonly cited barrier to adoption by some communities. However, the study says that perceived barrier is simply untrue. To identify whether the cost of constructing to a wildfire-resistant building code differs from typical construction, the study priced new construction and retrofitting expenses for a three-bedroom, 2,500-square foot, single-story, single-family home representative of wildland-urban interface building styles in southwest Montana. “We examined costs in four vulnerable components of the home: the roof (including gutters, vents, and eaves), exterior walls (including windows and doors), decks, and near-home landscaping,” the study’s authors wrote. “Overall, the wildfire-resistant construction cost 2 percent less than the typical construction, with the greatest cost savings resulting from using wildfire-resistant fiber cement siding on exterior walls, in lieu of typical cedar plank siding. While cedar plank siding is typical in the wildland-urban interface of western Montana, fiber cement siding is already a common FOR QUESTIONS choice in many regions because of its relative REGARDING SUBSCRIPTIONS: Call: 855-814-9547 affordability, durability and low maintenance Outside the U.S., call 847-400-5951 or you may subscribe or change your address online at: needs.” insurancejournal.com/subscribe Wildfire-resistant changes to the roof Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media resulted in the largest cost increase, with a 27 Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 percent increase in gutters, vents, and soffits, per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this pubhowever, in total, the overall cost to build a lication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended fire-resistant building were 2 percent less. to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2016 Wells This study was completed in partnership Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. with IBHS and was prepared at the request of Insurance Journal is a publication of Wells Media Group, Inc. POSTMASTER: Send change of address form to Insurance Journal, Park County. Circulation Department, PO Box 708, Northbrook, IL 60065-9967

Social Media Manager Ly Short (619) 890-7735 Lshort@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Sr. Sales & Marketing Coordinator Kelly De La Mora (800) 897-9965 X125 kdelamora@insurancejournal.com

DESIGN/WEB

Chief Technology Officer/ Chief Innovation Officer Joshua Carlson jcarlson@insurancejournal.com V.P. of Design Guy Boccia gboccia@insurancejournal.com Senior Web Developer Chris Thompson cthompson@insurancejournal.com

New Media Producer Bobbie Dodge bdodge@insurancejournal.com

Web Developer Jeff Cardrant jcardrant@insurancejournal.com

Videographer/Editor Ashley Waldrop awaldrop@insurancejournal.com

Web Developer Terrance Woest twoest@wellsmedia.com

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Circulation Manager Elizabeth Duffy eduffy@wellsmedia.com

Andrea Wells Editor-in-Chief

6 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

ARTICLE REPRINTS: For reprints of articles in this issue, contact: Kelly De La Mora at 1-800-897-9965 ext. 125 or kdelamora@wellsmedia.com Visit insurancejournal.com/reprints/ for more information.

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National

Global Property, Mortality Protection Gap Hits $500B: Swiss Re

ouseholds and businesses face a $500 billion global property and mortality protection gap, according to Swiss Re’s latest sigma study. Swiss Re’s report said that the figure illustrates increasing risk vulnerabilities emerging around the world but also presents an opportunity for carriers. “The gap represents the still elevated vulnerability to adverse events for many households and businesses across the world, and the very large opportunity for insurers to further contribute to improving resilience,” Swiss Re said. To improve resilience, particularly 10 years after the global economic collapse,

Swiss Re said that private capital market products could, in part, play a role. This would be balanced out by the public sector establishing financial market standards when possible or appropriate, in areas such as sustainable/infrastructure investments. Beyond that, however, insurance is a core element of resilience, and Swiss Re argues that public policy can help carriers expand their ability to both absorb risk and increase resilience in building projects and infrastructure. The insurance sector has $30 trillion in total assets under management, according to statistics cited by Swiss Re, which it said can be put into play as “a risk absorber.”

8 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Another factor Swiss Re said can help narrow protection gaps is innovation. The reinsurer said that innovations such as parametric insurance could broaden what is insurable for natural catastrophe risks that have been previously hard to cover, thanks to technology advances. Double-trigger indemnity structures, and data/modeling advances will also help insurers develop innovative coverage for exposures such as business interruption, cyber, product recall and weather/energy price risks, Swiss Re said. The full Swiss Re sigma study is called “Global Economic and Insurance Perspectives 2020.” INSURANCEJOURNAL.COM

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NATIONAL | News & Markets

How the Insurance Market Will Expand in an Age of Autonomous Vehicles By Denise Johnson

hough it’s estimated that by 2025, auto insurance premiums will drop by $25 billion as a result of the adoption of driverless cars, the insurance market is expected to recover through new lines of coverage, according to a report released last year by market analyst Accenture. In fact, new coverage lines will generate substantially more premium than is lost — to the tune of almost $81 billion. During the recent annual Professional Liability Underwriting Society (PLUS) conference in San Diego, Jamison Narbaitz, senior counsel with Clyde & Co., discussed three areas of insurance that will grow: cyber security, products liability and infrastructure. He explained that auto transportation is currently in the

lower levels of autonomy now; Tesla is considered a level 2 on the National Highway Traffic Safety Administration’s 1-5 scale, which means a driver should still be fully engaged in the operation of the vehicle. It’s expected that by 2035, 23 million vehicles on the road will be a level 4 vehicle, according to the Stevens Institute of Technology. With fewer humans driving, and more people sharing rather than owning vehicles, auto insurance premiums will initially spike then plummet, he said. Auto insurers’ core business models will become obsolete; however, there will be some potential for driver liability to remain. “These changes have interesting implications for insurance because as there’s fewer human drivers, there will be

10 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

less of a need for personal auto insurance as we know it,” Narbaitz said. “As there’s more fleet ownership of vehicles, there will also be less of a need of personal auto, and there will be more of a focus on products liability-type coverages,” he said. There are three reasons premiums will drop. Cars will be safer, thus accident frequency and severity will drop. There will be a shift from personal auto ownership to fleet ownership, and liability will move from drivers to manufacturers, suppliers, technology firms and fleet owners. The manufacturer’s liability role will increase substantially. “He said, it said” versus “he said, she said” scenarios will emerge. Some auto manufacturers, like Volvo, have already acknowledged the increased liability exposure. The good news is the difference in losses will be recovered by new coverage lines, said Narbaitz. He identified three key areas of insurance that will grow. One is cyber security — for

losses like auto theft by hacking or failure of smart road technology. The second is products liability coverage for disruptions in communication and internet connections, algorithm defects, lidar/radar failure and camera vision failure. The third area of insurance growth will come from the infrastructure investments that will be needed for vehicle-to-vehicle and vehicle-to-infrastructure communication failures, cloud issues, satellite issues and/or disruptions. Narbaitz said there may be standalone personal cyber policies or coverage may be endorsed on an auto policy or a hybrid auto/cyber policy could be created. In its report, Accenture recommended that the insurance industry develop big data/analytics expertise, create actuarial models and explore the driverless ecosystem. According to Narbaitz, auto insurance is rapidly changing, but may never become completely obsolete. INSURANCEJOURNAL.COM

West

Hawaii’s Big Island Gets $10M for Lava Recovery

awaii is giving a $10 million grant to the Big Island to help jump-start recovery efforts following the Kilauea volcano eruption. The Hawaii County Council adopted a resolution in November to accept the funding, the Hawaii Tribune-Herald reported. The funds must be used for the protection of “health, safety and welfare of area residents, and for relocation planning for residents and agricultural enterprises adversely impacted by the volcanic eruption,” according to a filing with the measure. INSURANCEJOURNAL.COM

The grant money, approved by Hawaii Gov. David Ige, will be directed for economic impact and relocation studies as well as housing vouchers, county finance director Deanna Sako told council members. The Big Island previously received $12 million in state funding for disaster response following the eruption in May. Of that amount, about $4 million is left, Sako said. County officials had tried to get the state Legislature to enter a special session so recovery efforts could be addressed. When the next legislative session begins in

January, the county will seek about $150 million from the state to fund recovery efforts, said Roy Takemoto, an executive assistant to Big Island Mayor Harry Kim. The combined $22 million collected from the state so far will help address the island’s “immediate needs” through June 2019, according a draft aid request. A “work in progress budget” identifies about $480 million in federal funding for long-term recovery that the island also plans to request, Takemoto said. Copyright 2018 Associated Press. All rights reserved.

DECEMBER 3, 2018 INSURANCE JOURNAL | WEST | W1

WEST | PEOPLE

Ashley Berg

Kelly De La Mora

Cynthia Morrison

Lawrence Genalo

Heather Perrin

Cristina Baena

San Diego, Calif.-based Wells Media Group Inc. has named Ashley Berg sales and marketing coordinator. Wells Media has also named Kelly de la Mora sales manager of Claims Journal. Berg will be responsible for a variety of sales, marketing and customer service activities that drive and support sales growth. Berg was previously an administrative and marketing coordinator with Dynalectric in San Diego. De La Mora is responsible for all sales of Claims Journal advertising products. She was previously senior sales and marketing coordinator for Wells Media Group. Wells Media Group is a business-to-business media company with a focus on the property/ casualty insurance industry. Its products include Insurance Journal, www.InsuranceJournal.com, Carrier Management magazine and website www. CarrierManagement.com, www.ClaimsJournal. com, online database of available P/C markets www. MyNewMarkets.com, www.InsuranceJournal.TV, and the Academy of Insurance (www.IJAcademy. com), an online learning center for P/C insurance professionals. Calabasas, Calif.-based Topa Insurance Group announced that Cynthia Morrison, senior vice president and chief financial officer, will retire effective Jan. 31, 2019. Lawrence Genalo, assistant vice president of financial planning and analysis, has been named to replace her. Genalo will report to John Donahue, president and CEO. Morrison has been CFO since joining the group in 2014. She will transition the CFO role to Genalo over the next two months. Genalo joined Topa as manager of financial planning and analysis in 2016 and was promoted to director in 2017 and then to assistant vice president. Topa Insurance Co. is one of the wholly owned subsidiaries of Topa Insurance Group, a holding company that provides wholesale insurance solutions. CREST Insurance Group LLC of Arizona has named Heather Perrin chief operations officer. The company has also named Cristina Baena president of the employee benefits division. Perrin will work out of the company headquarters in Tucson, Ariz., and will oversee operations at the Arizona branches in Scottsdale, Flagstaff and Sierra Vista, as well as those branches located in San Diego,

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Calif., and Denver, Colo. Perrin, who has 19 years of insurance industry experience, previously held the titles of vice president of service operations and manager of commercial lines. Baena will oversee 32 employees from the Tucson, Scottsdale, Sierra Vista and Flagstaff, as well as San Diego and Denver office locations. Baena was previously vice president of business development and is also a partner. She joined Crest in 2014. Prior to joining Crest, Baena was the marketing and funding coordinator for the Tucson Conquistadores. CREST Insurance offers personal and business insurance. USG Insurance Services Inc. has named Toni Adame a producer/broker in Scottsdale, Ariz. Adame will continue to build her own book of business while assisting the team with broadening USG’s footprint on the west coast territory. Adame has USG more than 10 years of experience in the insurance industry, the majority with wholesale brokers. USG a national wholesaler and MGA. Alliant Insurance Services Inc. has named Amanda Posey a vice president.

Posey, who is based in Orange County, Calif., will provide risk management and insurance solutions to a regional client base. Posey was previously a vice president with Aon Risk Solutions. Newport Beach-based Alliant provides property/ casualty, workers’ compensation, employee benefits, surety, and financial products and services.

The Hartford has appointed Christopher Lowell to lead its Small Business Innovation Lab, which will design and test new products and business models to meet the needs of The Hartford’s small business customers. Lowell, who will report to Stephanie Bush, head of small commercial and personal lines, is also responsible for attracting talent to build his team.The lab is located in the financial district in New York City. Lowell was previously a leader of corporate strategy and research at Liberty Mutual. Before that he held strategic and leadership roles with companies including Explorica and Bain & Co. in a variety of industries across the U.S., Europe, Africa, and Asia.

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WEST | News & Markets

AI Enhances Highway Safety in Las Vegas

rtificial intelligence is helping improve safety along a stretch of Las Vegas’ busiest highway. The Nevada Highway Patrol says a yearlong partnership between public safety agencies and a startup technology firm resulted in a 17 percent reduction in crashes along a portion of northbound Interstate 15 just west of the Las Vegas Strip. The Las Vegas Review-Journal reported Waycare, a provider of artificial intelligence-based mobility products and services for smart cities, helped lead the crash prevention pilot program. They hope to use it in other parts of the Las Vegas Valley, including a stretch of U.S. 95 between I-15 and the Rainbow Boulevard curve. The program uses in-vehicle information, cameras, sensors and other traffic data to develop prediction models to reduce congestion. The Regional Transportation Commission of Southern Nevada, the Nevada Department of Transportation and the Nevada Highway Patrol teamed up for the pilot program with Waycare. The Israeli startup already carried out a similar program in Tel Aviv, and it started a crash prevention program last year in Tampa,

Florida. The Nevada Highway Patrol says the results from the initial project on I-15 in Las Vegas between Charleston Boulevard and Russell Road came without any additional resources from state or local agencies. “Groundbreaking partnerships like this enable Southern Nevada to continue to lead the way in leveraging advanced technologies to dramatically improve traffic

safety and efficiency,” RTC general manager Tina Quigley said. “These latest statistics coupled with the fact that we are identifying accidents up to 12 minutes faster with the Waycare platform helps translate what public and private partnerships can do and that AI is working to modernize and create a better

transportation system for all.” The platform uses in-vehicle information and municipal traffic data to understand road conditions in real time. When an area at high risk for an incident is identified, Waycare alerts traffic agencies when and where to take preventive action. The RTC uses dynamic message boards to relay advanced warning of an incident, alerting drivers to reduce speed and drive cautiously. The NHP then deploys its vehicles in high-visibility mode along the freeway in conjunction with NDOT, which assures that safety barriers are in place for the police officers on freeways. During the program, 91 percent of drivers traveling at more than 65 mph slowed down to under 65 mph in areas where preventive measures were deployed, RTC said. “The results of this pilot program are a clear signal that AI and deep learning, when deployed in collaboration with traffic management and enforcement agencies, can have a dramatic impact on improving the safety of even our busiest and most at-risk freeways,” said Noam Maital, co-founder and CEO of Waycare. Copyright 2018 Associated Press. All rights reserved.

Woman Sues Hospital in New Mexico for Resuscitating Her

New Mexico woman who was brought back to life is suing the hospital for violating her rights. Lawyers for Jamie Sams filed a lawsuit in late November in New Mexico state district court against Santa Fe’s Christus St. Vincent Regional Medical Center. The lawsuit filed on behalf Sams, a writer known for books on spirituality, says the hospital and a doctor who was treating

her are to blame for her going into cardiac arrest. The lawsuit says Sams was given a painkiller even after she told staff she was allergic to it. Court documents say the negligence was compounded when hospital personnel resuscitated her, something she did not want. Christus spokesman Arturo Delgado declined to comment.

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WEST | News & Markets

Will California See More Laws and Regulations in Wake of Wildfires? By Don Jergler

ast year’s California wildfires destroyed thousands of homes and cost billions of dollars, but they also created numerous new laws and regulations in their wake as Legislators and insurance regulators looked for ways to further protect homeowners. With another series of record-breaking fires driving losses into the billions, the state could be in store for more laws and regulations, according to Guy Kopperud, the industry solutions principal for CoreLogic, a data provider for the industry. Kopperud spoke with Insurance Journal as the November wildfires raged about what carriers and agents should know about the laws and regulations and why they may anticipate more laws next year. This has been edited for clarity and brevity.

Insurance Journal: California had a par-

ticularly damaging wildfire season last year, and it looks like this year is not done. Regulators over the past year took some actions that were intended to help out home and property owners, and it’s yielded some new laws that insurers should be aware of. Can you talk about what’s been done? Kopperud: Really, when we look all the way back to the cedar fire in 2003 in San Diego County, we saw the same types of events happening that happened in Santa Rosa where over 3,000 properties burned. Then again in 2007, we had another 1,500

properties and the legislation changed a lot of regulations at that time as well. So, some of what we’re seeing today is not necessarily a lot of new legislation, but really clarifying some of the things that were passed initially back in 2003. So, some of those are specific to the insurance industry and some are not necessarily directly related to insurance regulations, but still nonetheless help the insurance industry and the homeowners. One example of that would be anti-gouging. In the long run, that would help the insurance carriers mitigate the exorbitant amount of rent that some of these homeowners would experience after a loss.

IJ: Can you expand on the Legislation a bit? Say Assembly Bill 1797, for example? Kopperud: The purpose of (the law) is to allow the homeowner to get an updated reconstruction cost every other year or at renewal. So, in the past, they may have gotten that every two years, it wasn’t mandatory for the carrier to update that beyond that, or if the homeowner actually asks for a reconstruction cost. So, what does that mean? Well, today, we’re seeing that in northern California from last year’s fires, that quite a few properties are undervalued. When they’re undervalued, there’s usually two things that occur. Either the initial reconstruction cost that was established for that property was low, or they’re experiencing demand surge. In some cases, we’re seeing that in northern California. And demand surges, simply the easiest way to put that is we’re paying more money for labor and materials to rebuild these homes. So, on one hand, 1797 was passed to help these homeowners, but at the end of the day, if the reconstruction costs that are being generated for that home are incorrect to begin with, then renewing it every year is not gonna help the homeowner.

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Guy Kopperud So, it’s really critical to make sure that carriers are using an adequate tool to develop that reconstruction cost from the get-go. The other thing that the carriers can do is to use a construction factor or an index to allow them to project out the cost of that home. But at CoreLogic, we’ve always recommended that the best practice is to recalculate that property a minimum of every two years.

IJ: What are the implications of some of these changes for carriers?

Kopperud: There are a few things that you

have to consider if you’re a carrier. One is that a lot of these bills really expand on the exposure that the carrier has. AB 2594 is another bill that extends a right to sue a carrier from 12 months to 24 months. So, if I’m in negotiations as a homeowner with the carrier, if I don’t settle within that 12-month period, then I have 24 months to turn around and sue. Another one that is a little concerning for carriers is there was a bill by the Senate that was passed that, it’s SB 901, that shields

continued on page W8

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utility companies from subrogation claims. So, the legislation realized that we can’t blame all this on the utility companies or the utility infrastructure, so we have to do something to try and protect them or we’re gonna make the utility companies go out

of business. So, where the carrier may have thought, “We can go back and say that the utility company was responsible for some of these fires and sue them,” that door has been closed. So, the last thing I would say is there are

CONTRACTORS

some things here, even all the way down to the agent level, that the agent has a certain amount of exposure and certainly more responsibility. I would say one of the biggest things that isn’t necessarily in a particular bill, but we’ve heard this case many times where a homeowner goes to an agent and says, “I need coverage. I’m in this high-risk area,” and the agent comes back with a reconstruction cost number and the homeowner questions that number and the agent says, “No, you’re fine. It’s enough,” and lo and behold, we find out after the fires that it was nowhere near enough. So, I think even if it’s not covered in a bill, the agents really have to be proactive. If the homeowner is questioning a reconstruction cost and the amount of coverage they’re looking at, they should be very cautious about saying that indeed their coverage is sufficient. They could open themselves up to liability, as well.

‘ Legislators are continuing to try and act on the behalf of these homeowners to help protect them and help them understand what their coverage limits really cover.’

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IJ: Do you think with the fires ongoing, and some of the chances of more fires actually throughout the month, we’ll see more laws and some more regulations in the wake of this season? Kopperud: I certainly think we will. As I said, a lot of these bills were clarifying existing regulations, existing laws. So, certainly, we’ll see more. I think at the end of the day, it really comes down to are carriers utilizing tools by whoever that’s providing the ability to generate a reconstruction cost? A lot of these concerns that the legislation’s trying to address is are the reconstruction costs that are being generated in California sufficient so that these carriers can properly provide coverage for those homeowners? Legislators are continuing to try and act on the behalf of these homeowners to help protect them and help them understand what their coverage limits really cover.

1/19/18 4:22 PM

INSURANCEJOURNAL.COM

Figures

Declarations

$250 MILLION

Critical Operating Cost

The amount needed in cash payments for farmers with destroyed crops and dead livestock from Hurricane Florence and to a lesser extent Hurricane Michael, according to North Carolina Agriculture Commissioner Steve Troxler. The North Carolina Department of Agriculture and Consumer Services has reportedly received more than 400 applications and expects to receive 6,000. Preliminary crop and livestock damage estimates from Florence are estimated at more than $1 billion.

$25 MILLION $2.1 MILLION

“Workers’ compensation insurance is a critical operating cost for business owners and the 13.8 percent rate decrease approval will allow employers to better support Florida’s families, visitors and labor force.” — Insurance Commissioner David Altmaier said a recently

approved workers’ comp rate decrease will save employers approximately $454 million. It is the third decrease since two Florida Supreme Court decisions in 2016 led to a 14.5 percent increase and caused panic over the state’s workers’ comp system.

Glyphosate Defense

“While we have great sympathy for the plaintiffs, we are confident that our glyphosate-based herbicides were not the cause of their injuries and we will vigorously defend them at trial.”

— Bayer AG’s Monsanto is defending itself against a California

couple suffering from cancer who sued the company, alleging its glyphosate-containing weed killer Roundup caused their disease. A California judge has granted an expedited trial in the case in mid-November.

Too Many Signs The amount a jury ordered Aetna to pay the family of Orrana Cunningham, an Oklahoma City woman who died a year after the health insurer refused to cover a type of radiation therapy. Jurors found that Aetna doctors didn’t spend enough time reviewing Cunningham’s case before denying her coverage for proton beam therapy in 2014. The jury ruled that Aetna recklessly disregarded its duty to deal fairly and in good faith with Cunningham, who had nasopharyngeal cancer.

$2 MILLION Brett Riccio, an elevator technician who was injured while working on a six-story building in Clinton, New Jersey, has settled his lawsuit against the building’s owner for more than this amount. Riccio was injured in 2014 when he stepped onto a metal grating on the building’s roof that his lawyers said wasn’t properly secured. The firm says Riccio had surgery to repair his injuries and can no longer do his job.

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That’s how much a Montana man was awarded by a federal court in a wrongful termination lawsuit against BNSF Railway following an on-the-job injury. Zachary Wooten, of Columbia Falls, sued BNSF alleging the company violated the Federal Rail Safety Act after he was injured in the Whitefish rail yard in July 2015.

$4.5 MILLION The amount for which the family of Kersch Ray settled a lawsuit against his former Chelsea (Michigan) High School cross-country coach, Eric Swager. As a 13-year-old member of the cross-country team Ray was severely injured during a dark early-morning practice and left permanently disabled. The district’s insurance carrier will cover the settlement.

“There’s a lot of research that says we use too many signs. It’s something we all need to be aware of.” — Kyle Schneweis, director of the Nebraska Department of

Transportation. Researchers say the overabundance of yellow deer crossing warning signs leads drivers ignore them, so the DOT is seeking a better way to alert motorists about the danger of deer on rural highways.

Insurance Fraud

“When people commit insurance fraud, it causes premiums to rise for the folks who do follow the rules. It’s wrong, and we’re taking action to stop it.” — Pennsylvania Attorney General Josh Shapiro, announcing

that criminal charges were filed against 60 Pennsylvanians following investigations by the AG’S Insurance Fraud Section — 23 in Eastern Pennsylvania, 10 in Central Pennsylvania and 27 in Western Pennsylvania. The Insurance Fraud Section conducted a statewide sweep during September and October.

Bigger Storms Needed

“The storms that are being analyzed by the Corps are, in my opinion, too small.”

— Jim Blackburn is one of several Rice University professors

concerned that a $31 billion proposal by the Army Corps of Engineers and the Texas General Land Office aimed at protecting the Houston-Galveston area from powerful storm surges doesn’t go far enough. Blackburn said the Corps’ initial study for a coastal barrier following Hurricane Ike doesn’t account for recent, more powerful hurricanes such as Harvey, Irma and Maria.

Transforming Report on Climate Change

“Climate change is transforming where and how we live and presents growing challenges to human health and quality of life, the economy, and the natural systems that support us.” — A White House report issued the day after Thanksgiving

warns that disasters are worsening in the United States because of global warming. The National Climate Assessment, mandated by law every few years and based on more than 1,000 previous research studies, notes that the last few years have smashed U.S. records for damaging weather, costing nearly $400 billion since 2015.

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 11

NATIONAL | News & Markets

Report Identifies P/C Insurance Companies with Best Reputations

SAA Insurance has the highest and best overall reputation among insurers, according to a new report from the Reputation Institute. The insurer landed in the top spot based on criteria including strong reputation, relevancy, expressiveness (brand strength, informativeness, relevancy), products and services, governance, citizenship and innovation. USAA topped the 2018 U.S. Insurance RepTrak ranking — which covers property/casualty, life and health insurers along with investment firms. MetLife, New York Life and Blue Cross Blue Shield grab the second, third and fourth spots, respectively, on the overall list. The next property/casualty insurers on the list are Hanover Insurance Group at No. 5, and then Progressive Corp. in 6th place, according to the report. (The outfit also compiled a list12 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

ing of just P/C insurers, see chart below.) In issuing the report, the Reputation Institute said that insurers have reputational challenges that other industries don’t. “The insurance sector has unique challenges. What drives insurance is not identical to other industries,” said Brad Hecht, executive vice president and market leader of Americas at Reputation Institute. “Innovation, workplace and performance have higher impact on reputation for the insurance industry when compared to healthcare and financial industries. If insurance companies want to differentiate from financial services and healthcare companies, they should focus their efforts on these dimensions.” The research that informs the RepTrak report is based on more than 2,920 individual ratings from U.S. consumers, addressing 44 nominated companies. According to the Reputation Institute, the survey quantifies the emotional bond consumers have with “leading companies and how these connections drive supportive behaviors such as intent to purchase, trust, work for or invest in the company.” The insurance industry has an average 71.3 reputation score as of September, up from 65.9 in February 2018, according to the survey. As the top insurance company, USAA scored a 75.7 ranking. The next highest P/C carrier — Hanover Insurance — scored a 69.8, followed by Progressive at 69.4, Farmers at 69.2 and Allstate at 68.9. The Reputation Institute describes itself as a “data-driven, reputation insights advisory firm, and provider of peer-to-peer membership services.” INSURANCEJOURNAL.COM

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NATIONAL | Business Moves D. Michael Sherman, DMS Insurance Holdings LLC has ownership in Melcher & Prescott Insurance (New Hampshire) and Sleeper Sewell Insurance (Texas). A focus on internal perpetuation of independent insurance agencies is the business model for DMS.

Hub International, Jones Retirement

Hilb Group, Burns & Eustice Insurance Agency

Hilb Group LLC has acquired Michigan-based Burns & Eustice Insurance Agency. B&E has been offering property/casualty insurance products and services to businesses and individuals throughout northern Michigan since 1931. Led by Managing Director Tony Eustice, B&E’s associates will continue to operate out of their two existing locations in Cheboygan and Onaway. The Hilb Group is a middle market insurance agency headquartered in Richmond, Virginia, and is a portfolio company of Boston-based private equity firm, Abry Partners. The Hilb Group seeks to grow through targeted acquisitions in the middle market insurance brokerage space. The company now has 62 offices in 17 states.

Sleeper Sewell, ANBTX, DMS Insurance Holdings

A longtime Texas insurance agency is now operating under its former name, Sleeper Sewell Insurance, following the purchase of the assets of ANBTX

Insurance Services by agency president, Von E. Breaux, and industry veteran D. Michael Sherman, owner of DMS Insurance Holdings. Founded in 1962 by Dwight Sleeper, Sleeper Sewell Insurance, located in Dallas, formerly operated as a division of ANBTX Insurance Services Inc., a wholly owned subsidiary of American National Bank of Texas. Sleeper Sewell will operate as an LLC and Breaux will remain president of the privately held, independent insurance agency. Breaux will lead the shareholder team of Myles Mendenhall, Michael Darnell, Kristin Lonergan, Kevin Edwards and Jeri Payne, and will work closely with Michael Sherman in the strategic direction and overall growth plan of Sleeper Sewell Insurance and DMS Insurance Holdings. Sleeper Sewell Insurance will continue in a strategic partnership with American National Bank of Texas and support their customers’ insurance needs. A holding company for

14 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Hub International Investment Services Inc., member FINRA/SIPC, and a subsidiary of Chicago-based global insurance brokerage Hub International Limited (Hub), has acquired the Oklahomabased retirement plan consulting and financial services business of Felix Jones, Jones Retirement. Terms of the transaction were not disclosed. Located in Tulsa, Jones Retirement specializes in longterm investment solutions focused on qualified plans, which adds to Hub’s foundation and expands the firm’s capabilities in the retirement plan space. Felix Jones will join Hub Mid-America as director of Retirement Plan Services, reporting to Stuart DeSelms, president of Hub Mid-America. Hub International Limited (Hub) provides property and casualty, life and health, employee benefits, investment and risk management products and services.

Baldwin, Trilogy Financial Group

Baldwin Risk Partners, a Tampa, Fla., based insurance distribution holding company, has closed its partnership with the Medicare Division of Trilogy Financial Group, a financial agency based in

Ocala, Fla. The partnership, which finalized on Oct. 15, 2018, marks BRP’s continued Medicare expansion in Central Florida. This year alone, BRP has augmented their Medicare services through partnership in both the Ocala and New Port Richey, Fla., markets. Kim Beam, Trilogy Group CEO, said the partnership will serve to enhance the client experience and improve the Trilogy team’s efficiency when delivering services. Trilogy Financial Group’s Medicare division contributes to Trilogy’s retirement services, annuity marketing and estate planning. The Group has been active in Lake, Sumter, Marion counties and beyond since 2008.

SOBC DARAG, Peachtree

SOBC DARAG, the joint venture formed between SOBC, the US-based run-off specialist and DARAG, the leading legacy acquirer, has completed of its first acquisition of Peachtree Casualty Insurance Co. of Florida. The acquisition Peachtree was completed after receipt of Florida Office of Insurance Regulation approval. SOBC DARAG’s Ohio based team has also taken over the day-to-day management and claims handling. Peachtree Casualty Insurance Co. is a Florida domiciled non-standard auto insurer in run-off. The joint venture and acquisition are part of DARAG’s planned expansion into the US and Bermuda/Caribbean markets, and follow the appoint-

continued on page 16

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NATIONAL | Business Moves Cascade Insurance offers a variety of services, including personal and business insurance. Leavitt Group Northwest has offices in Oak Harbor, Auburn, Everett, and University Place. Clients receive employee benefits, property/ casualty insurance, risk management, health insurance and other services.

Markel, Nephila

continued from page 14 ment of Tom Booth as CEO and the completion of a $300 million capital raise by DARAG. According to Booth, DARAG is targeting the U.S. and Bermuda/Caribbean markets through the SOBC DARAG joint venture. Peachtree is now owned by the newly-formed DARAG Guernsey, owned by DARAG Group Investors. SOBC DARAG Holdings, a direct subsidiary of DARAG Guernsey, is to be the principal vehicle for future US and other non-EU based acquisitions. According to Stephanie Mocatta, CEO of SOBC DARAG, the joint venture is now work-

ing together on several more potential transactions and has plans for expansion of SOBC DARAG in the U.S.

Cascade, Leavitt Group

Oak Harbor, Wash.-based Cascade Insurance Agency merged operations with Leavitt Group Northwest. Terms of the deal were not disclosed. Shelli Trumbull will join Sue Blouin and Bonnie Wallin in Leavitt Group’s Oak Harbor office. With this merger, the combined agency will serve the insurance needs of Whidbey Island as well as the rest of Washington state and surrounding states.

Specialty insurer Markel Corp. has completed its acquisition of Nephila Holdings, an investment manager specializing in reinsurance risk. According to the transaction that was first announced in August, Nephila will continue to operate as a separate business unit. The management team, led by Greg Hagood and Frank Majors, will remain in place and will continue to be based in Bermuda, San Francisco, Nashville and London. Nephila offers investment products focusing on instruments including insurance-linked securities, catastrophe bonds, insurance swaps, and weather derivatives. Nephila has been managing institutional assets in this space since it was founded in 1998.

The firm has 180 employees. Details were not disclosed. Markel has said the transaction was not subject to any financing condition and that it would use cash balances on hand. Nephila has assets under management of approximately $12.3 billion. The combined assets under management between Nephila and Markel will stand at approximately $19 billion, representing approximately 20 percent of the insurance-linked securities sector, according to the announcement. With this transaction, Markel will become the largest manager of funds in this sector, according to Richie Whitt, Markel’s co-chief executive officer. Fitch analysts have noted that in a time of reinsurance consolidation, the deal allows Markel to further expand into the more fee-based insurance-linked securities (ILS) sector, solidifying its position as the leading manager of ILS funds. In 2015, Markel purchased CatCo, a retrocession and reinsurance investment specialist, demonstrating the further convergence of traditional (re)insurance and alternative capital market reinsurance.

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NATIONAL | Special Report | Sharing Economy

Insurance Brokers Sharing in the Sharing Economy By Andrea Wells

s more and more consumers click for services and borrow rather than buy, the sharing economy is benefitting. According to Harvard Business Review, the sharing or on-demand economy is attracting more than 22.4 million consumers and $57.6 billion in spending each year and these numbers are predicted to continue to rise. PWC estimates that the on-demand economy will reach a whopping $335 billion by 2025. The sharing economy — also sometimes called the gig econ-

omy, peer-to-peer economy and on-demand economy – refers to businesses offering goods and services through mobile apps and other digital platforms that quickly match demand and supply. Owners of personal property and businesses make money by allowing strangers to share their cars, homes, boats, tools, or other properties or by offering them convenient transportation, delivery, repair or other services. The platforms offer the ability to conduct trades anytime and anywhere from smartphones. People want things at the “snap of their fingers,” says

18 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Aaron Ammar. “Individuals want instant gratification; they ultimately want ease.” Ammar, a partner with Unionville, Conn.-based Y-Risk, a managing general underwriter for on-demand companies, sees start-ups offering countless services. “Companies recognize the need for ‘ease’ and they are creating on-demand services for everything … on-demand grocery delivery, on-demand ride sharing, on-demand home sharing … there are hundreds and hundreds of companies trying to create ease in the market,” he told Insurance Journal. As the sharing economy has

moved ahead, the insurance market has been trying to keep pace. While on-demand and sharing economy offerings are diverse with many options, it’s not always easy finding insurance options for the customers or owners of these start-ups that specialize in making business easy, say brokers who serve the market. Their insurance choices are often limited, and costly. Launched in 2016, Y-Risk’s founders set out to solve “a massive gap” in the insurance world for on-demand and sharing economy risks. “What I mean by that, is ultimately how can we craft insurance coverINSURANCEJOURNAL.COM

age and tailor insurance pricing for these new models?” said Ammar. He said carriers tend to want years of historical loss information or have organizations that may not be able to react quickly. “So, we said, ‘Let’s go out and solve the gap and really partner with our clients … really provide the appropriate coverages as they grow in scale.” Insurance broker Andrea E. Ward sees as many as 10 new submissions in any given week for sharing economy businesses. “An example is an app designed for people who don’t have a regular landscaper but don’t want to cut their grass, say this weekend. So, consumers can go on to an app and find someone [to cut their grass],” said Ward, who as assistant vice president for CRC Insurance specializes in finding coverage for new ventures in the on-demand and sharing economy space. Another example of people willing to pay to make their lives easier: workout clothes delivery. “I have one client right now — say you forgot your gym clothes and you went to work. You trigger an app, they drop off a duffle bag with your size clothing, your size shoes, you wear it, put it back in the bag and trigger the app again. Then someone picks it up and cleans it,” Ward said. Coverage for hired, nonowned auto is an area that can be challenging, Ammar added. “We recognize that on-demand delivery companies, or a transportation network company, car subscription models, amongst others, they all need tailored auto insurance,” he said. While it’s a traditional line of coverage, underwriters INSURANCEJOURNAL.COM

Andrea Ward

Justin Kozak

Aaron Ammar

must think about auto for these on-demand models differently. “We’re able to modify the coverage periods where we’ll say, ‘OK, you’re on risk from the start of this rental to the end of this rental. The moment you turn it in, there’s no more coverage,’” he said. The coverage must be tailored to the on-demand provider. Auto will continue to be an issue in the on-demand and shared economy as people change how they think about car ownership. “In the past you had to buy a car. Now you can lease a car or get a car subscription, where within that car subscription, you pay one monthly fee and you get insurance, car maintenance, for just a month, or a year.”

lack of understanding of what insureds are buying.” Specialty underwriting shops focusing on on-demand and sharing economy risks are helping the market develop. “Right now, it’s definitely a challenge to find carriers who understand risk, understand what the expectations and the needs are of these types of clients,” says Justin Kozak, senior account executive with Founder Shield, a retail insurance brokerage with a focus on the on-demand and shared economy markets. But the markets are out there, he added. “They are looking to kind of dive in and get ahead of the game as these industries are emerging,” he said. He estimates there are five to 10 good markets interested in the shared economy. Specialty MGAs or underwriting shops, mostly surplus lines, are the ones innovating in products. For now, the agents, brokers and underwriters playing in this market are all niche, he says. “For example, you might have a need for workers’ comp for independent contractors, and there’s a specific market

that we might be able to reach out to who’s interested in specifically that,” he said. He said there is demand for auto coverages for ridesharing. “There are specific MGAs out there that are interested in that space,” he said. There is also demand for host insurance coverages for Airbnb-style type of companies. Kozak says he has specialty markets that are working with his firm to “custom-craft policies” to meet these clients’ exact needs. Kozak describes the current insurance market as one in transition. While there are more carriers expressing interest in the sharing economy and on-demand risks, there is also some hesitation. “I would say that the ones that are really hungry to get into the space are going be your MGAs or your underwriting shops. In terms of direct markets, they’re a little bit more hesitant. They come in and out of the space.” The current “dockless scooter” wave provides one example. “We’ve seen a few markets jump in and jump out after getting burned a little bit,”

Shortage of Carriers

Insurance for these new ventures is not always easy to find. “We have a real shortage of carriers that understand the space and the coverages needed,” Ward said. “There is a wide expanse of what people think is, or is not, covered by a policy for a sharing economy platform. And as a result, this creates confusion and

continued on page 20

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 19

NATIONAL | Special Report | Sharing Economy continued from page 19 Kozak said. “We do have markets through underwriting shops that are willing to get aggressive but it’s more in the specialty niche shops as opposed to direct markets. But there has definitely been interest.”

‘Sticker Shock’

Insuring these start-ups and new risks is not cheap and “sticker shock” is sometimes a barrier to getting them the coverages they need. CRC’s Ward says minimum premiums start high, ranging from plus or minus $25,000 for general liability and $75,000 for transportation network companies, which can price some insureds out of the market before they even start. She said she has a guy with a scooter ate his entire business model. “He literally start-up in Austin, Texas, for which the is either going to have to go back to his premium is going to be between $50,000 investors and, A) ask for more money, or and $100,000. He told her: “I can’t afford IJ start Personal 1 11/19/18 2:01 B) figure outPMa different business approach that, but IA&M can’t this Umbrella.pdf business without where he can generate more money to jusinsurance.” So now he’s forced to reevalu-

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tify the cost of insurance.” Kozak says the rates are high right now with these emerging industries because not much data is available, and claims are an unknown. He finds markets that offer flexible payment options can help overcome “sticker shock.” Other helpful markets are offering pay-by-the unit options, such as in the on-demand scooter space. “Some markets might be willing to price per scooter. As you add more scooters to your platform, we can add more premium as we go. We can price it per-ride or permile for a ride share platform,” he said. Flexibility is critical in this evolving space, Kozak said, especially in terms of how policies are structured. “Now, depending on what line of business we’re working with, there might be a limit. Obviously, workers’ comp is pretty straightforward, but something like a host policy for an Airbnb-style type of business, carriers and MGAs can get pretty creative.” Options and flexibility — similar to what the start-ups promise — are what specialist brokers search for also. “Ultimately, at the end of the day, we still like to give looks to the markets who are interested in the space,” Kozak said. Relationships — those between a broker and markets — are key. “Trust is a huge thing. These are huge risks. These markets, MGAs, underwriting shops, who are trying to dive in and get aggressive, they need to trust us,” Kozak adds. INSURANCEJOURNAL.COM

Idea Exchange

Online Distribution

The Allure and Challenges of Online Insurance Distribution

By Frank Gehrig

nsurance presents some big barriers to entry especially for newcomers who often lack the experience and knowledge in areas such as regulation, risk and distribution. Meanwhile, the industry’s legislative and regulatory environments are becoming more complex. Many will point to Google’s failed experiment to sell auto insurance online via Google Compare as testimony to how hard it can be to gain a foothold in the industry. However, investments in insurance startups have exploded in recent years. According to a CBInsights report, U.S. insurance tech startups have raised $4.75 billion across close to 350 deals since 2013. CNBC also reported recently that online giant Amazon is in discussion to offer home insurance in conjunction with its connected home devices. As an established go-to brand for buying just about anything, Amazon won’t have to stretch too much to enter the market as an aggregator. We must also recognize the significant benefits digital channels offer in terms of new distribution networks, innovative niche products, user-friendly processes and innovative interfaces to expand the market and grow revenues.

New Distribution Networks and Ecosystems

platforms like Amazon to expand distribution networks and establish new touch points with customers. This is especially pertinent for transactional, low-advisory products like home insurance or warranties. For example, two years ago, insurance company Liberty Mutual launched the first instant, voice-activated system to let users interact with Alexa, Amazon’s voice-activated virtual assistant, to obtain auto insurance estimates and navigate the insurance quoting process. Similarly, in 2016, The Warranty Group collaborated with

Amazon.co.uk to offer an Amazon-branded insurance product to protect against damage and theft. Marketed as Amazon Protect, the insurance product allows

continued on page 23

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DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 21

NATIONAL | News & Markets

What Agents Should Know About Cryptocurrency By Don Jergler

ryptocurrency and blockchain entities may seem like a hot market for insurance agents looking to specialize, but right now there are not many insurers willing to write it. Before jumping in, agents would be wise to consider partnering with a wholesale broker with expertise so they can become familiar with the crypto landscape, according to Jonathan Reiner, an executive vice president at RT Specialty who works out of Chicago. Reiner, who has been with RT since 2010, was at the PLUS (Professional Liability Underwriting Society) Conference earlier this month in San Diego, where he spoke

with Insurance Journal at the conference about the cryptocurrency market. This has been edited for clarity and brevity.

Insurance Journal: Talk about the crypto market and what insurance professionals should know about it? Reiner: In general, from a D&O, E&O, cyber perspective, it’s a pretty hard market. There are very few insurance carriers that are interested in writing coverage for crypto- or blockchain-based companies. Typically, it’s because they’re not familiar with how crypto works or the exposures that might arise out of it as well as the regulatory environment. It’s certainly a challenge for

Resource Box To listen to the full interview with Jonathan Reiner, executive vice president, RT Specialty, visit: https://www.insurancejournal.tv/videos/17220/

22 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

brokers just because there are only so many insurers that are willing to look at it. Right now, the market is beginning to open up a little bit more. The insurance companies are trying to educate themselves by doing a lot of conference calls with clients, educate them on what their product offering is and then hopefully that continues to move in a trend where insurance companies want to insure crypto or blockchain-based companies.

IJ: What makes crypto tough to place?

Reiner: It’s the uncertainty.

You know, it’s the regulatory environment or lack thereof. Typically, there has to be some industry precedent, right, and there just isn’t as much. So that’s been the biggest challenge and hurdle.

IJ: How would you recommend

agents and brokers interested in getting into crypto go about doing that? Reiner: I would say keep in mind partnering with a wholesaler and expert, somebody who can help guide you through what the marketplace

looks like. You know, one of the big hurdles we’ve seen is oftentimes a retail insurance broker might have limited or no expertise in the crypto space. They might have a relationship and an opportunity and they completely under-ballpark what the cost might be or what the coverage might look like. The private company, D&O marketplace right now in general is pretty soft, so I think a lot of retailers have gotten very comfortable with assuming that pricing is going to be incredibly cheap and terms are going to be extensive. So when it comes to crypto marketplace, that just isn’t the case. It’s because it’s a narrower playing field from the insurance company side. There aren’t that many carriers in it. The carriers that are doing it are excluding a lot of things and charging a lot of money for it. So, I would caution the retail brokers that are targeting that business to make sure they know the landscape before they go after it. There’s obviously a lot of emerging companies in the blockchain and crypto field. Because of that, there are more opportunities out there. INSURANCEJOURNAL.COM

Idea Exchange

Online Distribution

continued from page 21 customers to safeguard their Amazon purchases including washing machines, mobile phones, tablets, television, kitchen appliances and many more, against accidental damage, breakdown and theft.

customize offerings. For example, online lender SoFi offers life insurance to its borrowers through a partnership with Ladder, a California-based life insurance startup. SoFi customers who sign up for the service are eligible for fully underwritten term life

coverage worth up to $8 million. Using existing data on users’ financial situations, SoFi is able to automate the needs assessment process to generate coverage recommendation. SoFi, with its knowledge

continued on page 25

Tailored, Niche Products

Online distribution has unlocked a new market for niche insurance offerings that address special requirements and cater to specific customer groups. By leveraging its mobile app, Trōv is able to make the process of buying on-demand accidental damage, loss and theft insurance for electronics and valuables including laptops, smart phones and cameras, simple and easy. Users can turn protection on and off at any time from their smartphones. As of this summer, Trov’s on-demand insurance policy has been approved in 44 states and is available in Arizona. Online distribution has also enabled the sale of niche products like return-shipping coverage for sellers. For example, Chinese company Zhongan sells return-shipping insurance online to cover shipping costs incurred when customers return unwanted goods. Although the individual price to buy these niche products may be small, they quickly add up. The Financial Times reports that during peak shopping seasons, Zhongan sells as many as 100 million return-shipping policies in a single day.

Online distribution has unlocked a new market for niche insurance offerings that address special requirements and cater to specific customer groups. The quick, simple online or mobile purchasing process coupled with its low prices, make these niche insurance offerings attractive for customers.

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Idea Exchange

Q&A

Ask the Insurance Recruiter

I’m keenly aware of the talent shortage in our area. As vice president of benefit operations, our agency not only wants to hire more account managers but is battling against the constant solicitation of those employees by our competitors. An area I’m most concerned about is rising salary levels. How can I retain an employee with three to five years who receives an $85,000 to $90,000 offer? I’ve seen this firsthand in the Twin Cities. That’s crazy to me given our internal equity, so I’m looking for ideas on how to protect the account managers on my staff. Your thoughts? – Diane in the Twin Cities

Act Don’t React. My answer is as simple as that. Recruiting is an ongoing effort to attract and retain talent. Most agencies develop a one-sided plan to “ find people.” The problem is you’ll never be caught up, and in the end, your firm will spend a lot of money because it let as many people or more out the backdoor as you brought in the front. The best way to examine the root cause is through the lens of the candidate’s motivation. Below are three true stories of account managers, in their own words, who contacted me for help finding a new job.

Why Account Managers Leave One Agency for Another Account Manager: Frustrated and Overworked

“I work 15-hour days and my boss could care less. For example, yesterday I started work at 7:30 a.m. and left the office at 5 p.m. By 7:15 p.m., I was logged back in remotely and finished up a little after midnight. I’m back in this morning at 7:30 a.m. and expect today to be more of the same. In fact, this is how my schedule has been for months. I’ve gone to my boss to express my concerns. His response was that I need-

ed to give serious thought to whether I was cut out for this agency.” Learning Lessons: 1) Yes, managers really say this stuff to their employees. 2) Her impression is that the boss is a cold, unempathetic jerk. 3) She took his advice, gave it some thought and wants to start a job search.

Account Manager: A Victim of Their Own Success

“I’ve been an account manager at my agency for three years. Previously, I was an

24 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

assistant AM for nine years, so I joined my current firm because they sold me on advancement opportunities. I’m the sole contact for their entire SBU block of business. I love the company and who I work with but want to handle a fewer number of clients that are more complex and challenging. When I spoke with my supervisor, she said I’m so valuable in my current role she cannot afford to move me to another position.” Learning Lessons: 1) Employees voice concerns. Will you really listen? 2) This response is about what’s best for the agency, not the employee. 3) If you can’t offer a solution, another agency gladly will.

Account Manager: Gender Bias (Producer vs. Account Manager)

“I recently returned from maternity leave and feel like my producer is punishing me for my absence. We’ve had a great one-on-one relationship for years. Then I was gone for 12-weeks, and he was forced to get involved in servicing

By Mary Newgard Capstone Search Group

clients. Now that I’m back, he has zero awareness or consideration for how his comments come across. In the end, he’s a 55-year-old bachelor with no children. I don’t think he intends to be hurtful, but I cannot change his DNA or lack of perception.” Learning Lessons: 1) Gender bias between producers (male dominated) and account managers (mostly female) is real. 2) Producers can be the worst managers. 3) Another agency will win her heart using sensitivity and flexibility, not money.

Food For Thought

Reaction and passivity are the hallmarks of an incomplete recruiting philosophy. Nowhere is this more evident for insurance agencies than service hires. Over the last five years, account managers and account executives have accounted for 60 percent of Capstone’s job placements, a direct reflection on agency hiring needs. Nothing suggests 2019’s trends will be any different. What is your plan to act rather than react next year?

Newgard is partner and senior search consultant for Capstone Search Group, a national recruiting firm dedicated to the insurance industry. For questions and comments, email: asktherecruiter@csgrecruiting.com.

INSURANCEJOURNAL.COM

Idea Exchange continued from page 23 of customers’ overall finances, is also well positioned to recommend adjustments to increase or decrease coverage over time as customers’ needs change.

Growth Potential

Certainly, we don’t expect online insurance to supplant traditional channels anytime in the foreseeable future. Large insurance policies are still sold via agents, and sales through banks continue to be an important distribution channel. However, we cannot ignore the profit and growth benefits offered by online distribution. Traditional firms are far away from being able to create and offer a seamless digital buying experience, as they face hurdles and challenges themselves. There is the danger of cannibalization if incumbent companies use existing traditional channels to distribute smaller, niche products. Incumbents would therefore have to develop different distribution channels if they want to offer these new smaller, innovative insurance products. One way to do this might be to build or join a new ecosystem. They can also work with partner companies. To effectively leverage new ecosystems and partnerships, incumbent players will have to develop an understanding of the customer segments there. These customers’ insurance coverage needs, priorities and desires will be different from those of the traditional customer base. It is also likely that a new approach to pricing will be required. With smaller, innovative insurance products, there is an opportunity to employ the more profitable willingness-to-pay pricing approach instead of the industry’s traditional cost-based pricing strategy. To fully leverage the benefits of online distribution, incumbents will also have to exercise discipline to ensure new product offerings are easy to understand, sales processes are straightforward, and to avoid requiring customers to fill out overly complicated, long questionnaires. A high degree of transparency and cognitive ease are important factors influencing customINSURANCEJOURNAL.COM

Online Distribution ers’ confidence when making online purchasing decisions. Incumbents might even benefit from an element of surprise that can translate to higher sales conversion and margin. Customers used to large insurance products providing wide coverage at a high

We’re now

price might appreciate the value and lower price points offered by the niche products and be more willing to buy. Gehrig is a partner in the global insurance practice of pricing, marketing and sales consultancy at Simon-Kucher & Partners.

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Idea Exchange

The Competitive Advantage

How States Differ in Responding to Coverages and Their Application alternative transportation exists. On paper, the physical damage coverage may be exorbitantly priced relative to value but the risk of having no transportation may make it a risk worth paying. I meet agents all the time that repeat whatever the last insurance instructor told them without giving adequate thought. Not that the instructor gave adequate thought either to the insured’s specific situation. Canned answers are useless answers.

By Chris Burand

have done a tremendous amount of errors and omissions (E&O) work over the years, including serving as approved and accredited auditor for two major E&O carriers, a certified E&O instructor, an author of an E&O book and more. Through my work, one E&O exposure I have found developing more often due to globalization is the understanding of how coverages are applied in different geographies. Some of these situations involve legalities but in other cases, the situation involves practical differences. These situations also often supersede E&O exposures and are the difference between good advice and bad advice. For example, does it make sense to maintain physical damage on an older car? I think most answers I’ve seen are that it does not, but that is not always good advice. If someone is middle class and lives in an urban area, dropping physical damage makes more sense. If an accident occurs and a person is without physical damage, there is always mass transit, car sharing, Uber/Lyft and taxis. In other words, lots of alternatives exist for getting to work. This is not true for poorer people and people living in more rural areas. Alternative transportation is more limited, the price is far higher relative to income, and in many rural areas, absolutely no

Geography

A more legal and technical situation arises when discussing various coverages like business interruption and even replacement cost and ordinance and law. If an agency is writing an account in another state that has much more restrictive employment laws, and they do not account for this when helping a client develop their business income exposures, the probability of underinsuring increases. This is because replacing, keeping intact and even enforcing trade secrets is far more expensive in those states. Possibly the major exposure here is when a business has multiple locations. More and more commercial clients have multi-location operations or at least are more dependent on the global trade chain. For example, what happens to a business’ exposures now that tariffs have been imposed with China? The cost of certain construction materials increased significantly. Has this been accounted for in the limits? Another example has to do with ordinance and law (O&L). In my E&O audits, almost 100 percent of the time, agents think only of their local building regulations when determining the amount of coverage needed. (Most agents I meet never even think of offering higher O&L limits and a large proportion do not even know higher limits are available). Many municipalities have imposed stringent new building codes due to elevation needs, fire safety needs, or because of their envi-

26 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

ronmental beliefs (i.e., green roofs are extremely expensive). If a client has multiple locations or is writing a second home, to write the risk well requires learning about the building codes and issues that affect ordinance and law coverage where the building is located. A relatively new geographic exposure is related to various cyber laws, including the European Union’s new cyber law. This law applies to many U.S. based businesses, even small businesses, that do not have employees in Europe and may not have clients in Europe. If an agency does business with a European insurer, it could be possibly subjected to those laws. This is an example of how globalization emphasizes the importance of geography in assessing a client’s exposures and insurance needs.

Deductibles

I have seen several claims related to property deductibles. This usually happens with Midwestern agencies. Most people, I find, in Midwestern agencies do not fully appreciate how difficult property is to write in many other parts of the country. The result is when a client has property in INSURANCEJOURNAL.COM

those areas, they are thinking about applicable coverages as if the buildings were in They do not think through their town. the effects of high deductibles specific to named perils. They do not think through blanket deductibles. They do not think through the rebuilding cost. Most Midwestern towns are not going to require earthquake retrofitting or stilts or hurricane windows. My suggestion is to at least stop and ask yourself, what could be different in that location? Who can I call and ask what I should be aware of?

Workers’ Comp

Possibly the most technical or legal

geographic coverage issue resides with workers’ compensation. First, the various state issues and how some states are monoline, some are 3A, and some are 3C, have to be addressed. Second, water risks have to be addressed. Third, the different laws addressing different water related worker exposures have to be understood. These situations can become incredibly complex and do not even touch on federal right of ways. I am not suggesting people need to know every aspect of every geography relative to workers’ compensation and related maritime coverages. I am suggesting, as strongly as I can, that agents need a better level of awareness that geography makes a huge difference when writing workers’ compensation. In my E&O audits and discussions with agents, the lack of knowledge on this most basic point

is scary. I am not sure where people are getting their education, but they are not learning a fundamental point. It seems their focus is almost entirely limited to one location. Workers’ compensation depends on where the worker is working. That question has to be asked with some exactitude and consideration of multiple locations. Geography really matters. Coverage knowledge is critical, but coverage knowledge without consideration of geography is a huge mistake. Consider the client’s geography and ask in-depth questions to really understand the client’s geographic exposures. You will be better appreciated. Your clients will get better coverage. You are less likely to be sued. Everyone wins. Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: chris@burand-associates.com.

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2018 Annual Program Directory, Volume II Welcome to Insurance Journal’s 2018 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit: www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Mining Co’s

Accountants/CPAs

Houston International Insurance Group

5Star Workers’ Compensation Services

Coverages Auto Comm-Standard, Contractors Equip, Equipment, Excess Liab, Flood, GL, Inland Marine, Pollution Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Prime Insurance Company

Above & Underground Storage Tank Owners AAU, A division of USG Insurance Services

Coverages Business Interruption, Environmental Liab, MEDEFENSE, Physical Damage, Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

Berkley Select

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

CAMICO

Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted States All States except AK, HI, MT, VT, WY

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Herbert H. Landy Insurance

AmWINS Program Underwriters

Coverages BOP, Crime, Cyber Liab, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Beacon Hill Associates Inc.

Coverages BOP, Cyber Liab, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Environmental Liab, Pollution States All States

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Mercer Consumer, svc of Mercer Health & Benefits Admin

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Quaker Special Risk (Mass.)

Norman-Spencer International Inc.

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Addiction Treatment Facilities AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

30 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s Prime Insurance Company

World Wide Specialty Programs Inc.

Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Adoption Agencies AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Adult Care Facilities

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Anderson & Murison Inc.

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 77

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except LA

Prime Insurance Company

Program Brokerage Corporation

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Boiler & Machinery, Crime, Cyber Liab, D&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Adult Clubs Innovative Coverage Concepts

Prime Insurance Company

ABC Aviation Program

Agribusinesses

Prime Insurance Company

Agricultural Insurance Mgmt Services

All Risks Ltd.

AmWINS Group Inc. - 100 Locations Worldwide

Arrowhead General Insurance Agency Inc.

Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY Coverages Auto Comm-Standard Liability, Care/Custody/ Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Inland Marine, Pollution Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Alarm Monitoring Companies Coverages Commercial Auto, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Coverages Care/Custody/Control, E&O, GL, Property Carrier Status Admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Equisure Inc.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Mark D. Fredricksen Insurance Services Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States All States except AK, DC, HI

Prime Insurance Company

Alcohol & Substance Abuse Treatment Centers AFC Insurance

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

StateFund First

Gateway Specialty Insurance

Sierra Specialty

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Wildlife Insurance Underwriters LLC

Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

Aircraft Manufacturers ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Legal Liab, Property Carrier Status Admitted States All States except WV

Prime Insurance Company

Aircraft Repair/Service

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, NonProfit D&O, Property Carrier Status Admitted, Non-admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Nonstandard, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Prime Insurance Company

MAXIMUM

Wildlife Insurance Underwriters LLC

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Assault & Battery, Business Income, Business Interruption, Fire, GL, Liquor Liab, Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Nonowned Auto, Identity Theft, Legal Liab, Liability, Liquor Liab, Personal Property, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Airport Owners & Operators

Coverages Accident & Health, Accidental Death, Auto PersStandard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/ Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AL, HI, LA, MS

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 31

2018 Annual Program Directory, Volume II Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Allied Healthcare Professionals Berkley Select

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States All States

HM Risk Group

Coverages Accident & Health, Accident & Sickness, Accidental Death, BOP, CGL, Crime, Cyber Liab, D&O, E&O, Excess Liab, GL, Int’l Coverage - Commercial, Kidnap/ Ransom, Liability, Medical, Medical Malpractice, Medical Professional, Property, Umbrella Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Crime, Cyber Liab, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Amateur Sports Associations

All Risks Ltd.

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

Aon Programs

Coverages Abuse & Molestation, D&O, EPLI, GL, Hired & Nonowned Auto, Inland Marine, Personal Liab, Professional Liab, Property, Sexual Misconduct Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, Cyber Liab, D&O, EPLI, Fiduciary Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Ambulance Service All Risks Ltd.

Coverages Auto Comm-Standard Liability & Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Non-admitted States DE, MD, NC, PA, VA

Arrowhead General Insurance Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard Phys Dmg, Equipment Breakdown, Excess Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Malpractice, Medical Payments, Physical Damage, Professional Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Amusement Parks

All Risks Ltd.

Coverages Accident & Health, Accidental Death, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

T.H.E. Insurance Company

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Uninsured Motorists Carrier Status Admitted States All States except LA

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Sexual Misconduct, Trade Shows & Festivals Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Antique/Classic Car Collections Hagerty

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Apartment Building Owners 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Advanced E&S Group - Midwest Region

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Apartment House Package, Earthquake Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Non-admitted States All States except OK

Appleby & Sterling

Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA

Crouse & Associates

Coverages Difference in Conditions, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Addt’l Expense, All Risks/Cash in Transit, Assault & Battery, Auto Comm-Standard, BOP, Business Income, Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Fire, Hail, Hired & Non-owned Auto, Inland Marine, Medical Payments, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

International Excess Companies

Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MAXIMUM

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, COC, Commercial Excess, Difference in Conditions, Earthquake, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Foreclosed Properties, GKLL, GL, Hail, Historic Bldgs/Unique Property, Inland Marine, Liability, Lost Key, Mechanical Breakdown, Personal Property, Physical Damage Rental Units, Pollution, Pool & Spa Liab, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

McClelland and Hine, a Div. of Worldwide Facilities LLC Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

32 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Physical Damage, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Program Brokerage Corporation

Coverages Assault & Battery, Business Income, D&O, Earthquake, Environmental Liab, Equipment Breakdown, Fire Legal Liability, Flood, Liability, Mechanical Breakdown, Pollution, Pollution Liability, Property, Umbrella, Wind Carrier Status Admitted States CT, DC, MA, MD, NJ, NY, PA

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Sovereign Group Int’l Inc.

Coverages Apartment House Package, Builders Risk, Business Income, CGL, EPLI, Fire, GL, Hail, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

TAPCO Underwriters Inc.

Architects & Engineers

Armored Car Services

5Star Workers’ Compensation Services

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

All Risks Ltd.

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, CT, HI, LA, VT Coverages Pollution, Technology E&O Carrier Status Admitted, Non-admitted States All States except AK, WY

Breckenridge Insurance Services

5Star Workers’ Compensation Services

Coverages E&O, Pollution Liab, Professional Liab Carrier Status Admitted States All States except AK, VT

Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Appraisers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Fox Point Programs

Coverages BOP, E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States All States

Herbert H. Landy Insurance

Euclid Architects & Engineers

Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

International Excess Companies

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States TX

Mercer Consumer, svc of Mercer Health & Benefits Admin Coverages BOP, Cyber Liab, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Excess Liability, Professional Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Professional Insurance Concepts

Target Professional Programs

Coverages E&O, Professional Liab States All States

Arborists/Tree Services Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Breckenridge Insurance Services

Coverages Standard & Nonstandard Commercial Auto, Crime, GL, Inland Marine, Property Carrier Status Admitted States AR, CA, GA, IL, NC, OH, OR, TX, UT, VA, WI

Sierra Specialty

Coverages Equipment, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, ID, LA, NC, NE, NM, NV, OR, SC, TX, VA, WA

INSURANCEJOURNAL.COM

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Business Interruption, CGL, Commercial Excess, Commercial Marine, E&O, EPLI, Equipment, Fire, Hired & Non-owned Auto, Managed Care, Misc Professional Liab, Non-Profit D&O, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

Gridiron Insurance Underwriters Inc.

Coverages CGL, Excess Flood, Flood, Professional Liab, Property Carrier Status Non-admitted States AL, CA, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NJ, NY, PA, SC, TN, TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States except LA

Quaker Special Risk (Florida)

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States

Assisted Living Centers Bass Underwriters

Philadelphia Insurance Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Evolution Insurance Brokers

Logic Underwriters Inc.

Coverages BOP, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Intercorp Inc.

Asset Managers

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Western Security Surplus Insurance Brokers LLC

Markel Specialty

Aon Programs

The McGowan Companies

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

UmbrellaPro by Great Point Insurance

The Mechanic Group Inc.

Art and/or Antique Gallery

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Liability, Property Carrier Status Non-admitted States All States

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

U.S. Risk Insurance Group LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Cyber Liab, E&O, Environmental Liab, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O, Tenant Discrimination Carrier Status Non-admitted States Most States

Associations/Affinity Groups

Target Professional Programs

Affinity Nonprofits

Tokio Marine/HCC

CIBA Insurance Services

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States except AK, HI Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages Auto Comm-Standard, BOP, D&O, E&O, EPLI, Fiduciary Liab, GL, Inland Marine, Kidnap/Ransom, Pollution, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 33

2018 Annual Program Directory, Volume II Intercorp Inc.

Coverages BOP, D&O, EPLI Carrier Status Admitted, Non-admitted States All States

Keating Brokerage

Coverages Commercial Excess, Crime, GL, Liability Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Apartment House Package, Assault & Battery, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Equipment Breakdown, Fire, Flood, Historic Bldgs/Unique Property, Liability, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Public Officials, Religious Institutions, Rented Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auctioneers

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

IT Risk Managers Inc.

Coverages BOP, Care/Custody/Control, Cyber Liab, D&O, E&O, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Auto Body Shops 5Star Garage Services & Auto Dealers Program

5Star Workers’ Compensation Services

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Legal Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Berkley Select

5Star Workers’ Compensation Services

Continental Brokers Inc.

All Risks Ltd.

Attorneys Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

Founders Specialty

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DC, DE, GA, IA, IL, IN, KY, MD, ME, MI, MS, NV, OH, PA, SC, TN, TX

Gray-Stone & Co.

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, GL, Kidnap/Ransom, Legal Liab, Legal Malpractice, Liability, Professional Liab, Workers’ Comp Carrier Status Admitted States CA

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

JLT Facilities Inc.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

DMI Insurance Services

Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

KBK Insurance Group Inc.

Mercer Consumer, svc of Mercer Health & Benefits Admin

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Number One Insurance Agency

NeitClem Wholesale Insurance Brokerage Inc.

Prime Insurance Company

PMC Insurance Group

Coverages BOP, Cyber Liab, E&O, EPLI, Legal Malpractice Carrier Status Admitted, Non-admitted States All States Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

Synergy Professional Associates Inc.

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers' Comp Carrier Status Non-admitted States All States

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Workers’ Comp Carrier Status Admitted States All States except Monopolistic

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, GL, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

34 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Auto Dealers AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Crime, Dealers Open Lot, E&O, Employee Benefits, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Hired & Non-owned Auto, Identity Theft, Physical Damage, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AmWINS Group Inc. - 100 Locations Worldwide Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, NV, OR, TX

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, Commercial Excess, D&O, Emergency Towing & Service, Environmental Liab, EPLI, Garage Liability, GKLL, Hired & Non-owned Auto, Lost Key, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

MAXIMUM

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Dealers Open Lot, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Int’l Coverage Personal States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States All States

United Dealer Services, LLC, an Arthur J. Gallagher Co.

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, Crime, Cyber Liab, Dealers Open Lot, E&O, EPLI, Excess Liab, Fire Legal Liab, Garage Liability, GKLL, GL, Identity Theft, Inland Marine, Legal Liab, NonTrucking Auto Liab, Tools & Equip, Umbrella, Workers’ Comp, Wrongful Repo Carrier Status Admitted States MI, NJ, NY, PA

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Victor O. Schinnerer & Company

Coverages D&O, Dealers Open Lot, EPLI, Fiduciary Liab, Garage Keepers Legal Liab, Garage Liability, GL, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, HI

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States All States except AK, HI

Auto Dismantlers/Wrecking Yards G.J. Sullivan Co., a company of Worldwide Facilities LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Motor Truck Cargo, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Prime Insurance Company

AmWINS Group Inc. - 100 Locations Worldwide Anderson & Murison Inc.

Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Applied Underwriters Inc.

5Star Garage Services & Auto Dealers Program

Coverages Garage Liability, GL, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Ashley General Agency

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States All States

Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Excess Liab, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Uninsured Motorists Carrier Status Non-admitted States TX

DMI Insurance Services

Worldwide Facilities LLC

Empire Underwriters LLC

Auto Haulers/Transporters

GMI Insurance Services

Coverages Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Motor Truck Cargo, Physical Damage Carrier Status Admitted, Non-admitted States All States

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Physical Damage, Garage Keepers Legal Liability, General Liability, On-Hook Cargo, Property Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, GL, Umbrella Carrier Status Admitted States All States except AK, HI, MA, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Motor Truck Cargo, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Cargo States FL, GA, NC, SC

Worldwide Facilities LLC

Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Cargo, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

Auto Repair Shops/Garages AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Advanced E&S Group - Southeast Region

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States FL

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Walter General Agency (WGA)

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, BOP, Garage Liability, GKLL, Pollution, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

Gorst & Compass Insurance

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Garage Liability, Workers’ Comp Carrier Status Admitted States All States except AK, HI, ND, OH, WA, WY

AmWINS Group Inc. - 100 Locations Worldwide Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Appleby & Sterling

Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

DMI Insurance Services

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States except MA, NY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

M.J. Hall & Company Inc.

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop C arrier Status Non-admitted States AK, AZ, CA, NV

M.J. Kelly Company

Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

McClelland and Hine, a Div. of Worldwide Facilities LLC

Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Garage Liability, GL, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Southern Insurance Underwriters Inc. CMGA

Coverages Accessories, Completed Operations Liab, Emergency Towing & Service, Fire Legal Liab, Garage Liability, GKLL, Liability, Physical Damage, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States AL, FL, GA, MS, SC, TN

Target Managers Insurance Services

Auto Repair/Service

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States AR, AZ, CA, CO, FL, GA, ID, IL, IN, MD, ME, MI, NC, NH, NM, NV, NY, OR, PA, SC, TN, TX, UT, VT, WA

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Repossessors Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GKLL, GL, On-Hook Cargo, Wrongful Repo Carrier Status Admitted, Non-admitted States All States

Auto/Truck Leasing Firms GMI Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States All States except MA, NY

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 35

2018 Annual Program Directory, Volume II Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Int’l Coverage Personal States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States All States except HI, LA

Prime Insurance Company

van Wagenen Financial Services

Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States except DC

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Auto/Truck Rental Firms GMI Insurance Services

Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States except MA, NY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Uninsured Motorists, Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States except LA

Prime Insurance Company

Bass Underwriters

TAPCO Underwriters Inc.

Brecht & Associates

Walter General Agency (WGA)

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States All States

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Delta General Agency Corp.

Western Security Surplus Insurance Brokers LLC

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Coverages GL, Property Carrier Status Non-admitted States TX

Founders Insurance Company

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Beauty/Barber Shops/Salons/Schools/ Supplies

Gorst & Compass Insurance

Abram Interstate Insurance Services Inc.

Greene & Associates

Continental Brokers Inc.

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Innovative Coverage Concepts

Coverages Assault & Battery, CGL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States All States except VT

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Crime, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

Prime Insurance Company

Keating Brokerage

Williams & Stazzone Insurance Agency Inc.

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

M.J. Hall & Company Inc.

SASSI - Salon & Spa Specialty Insurance

Coverages Auto Comm-Standard Liability & Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States

Bail Bond Agents

Coverages Assault & Battery, GL, Liquor Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV

M.J. Kelly Company

Align General Insurance Agency LLC

Coverages Assault & Battery, Crime Carrier Status Admitted States CA

Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

McClelland and Hine, a Div. of Worldwide Facilities LLC

Bars/Taverns Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX

NeitClem Wholesale Insurance Brokerage Inc.

Coverages CGL, Professional Liab States FL, GA, NC, SC

Sovereign Group Int’l Inc.

Coverages Business Income, Business Interruption, CGL, EPLI, Fire, GL, Hail, Liability, Products Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Number One Insurance Agency

Universal Insurance Programs

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Quaker Special Risk (New Jersey)

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Anderson & Murison Inc.

Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

Coverages Assault & Battery, Business Income, Crime, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

TAPCO Underwriters Inc.

American Team Managers Insurance Services

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States All States except AK, HI, VA, WA

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY

Coverages Assault & Battery, Business Interruption, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States CA, CO, OR, WA

Professional Program Insurance Brokerage

Quirk & Company

RISCO Insurance Brokerage Inc.

Southern Insurance Underwriters Inc. CMGA

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, CGL, Fire, Hired & Non-owned Auto, Legal Liab, Liability, Liquor Liab, Pollution, Pollution Liab, Real & Business Personal Prop, Sexual Misconduct Carrier Status Admitted, Non-admitted States AL, FL, GA, KY, MI, NC, SC, TN, TX

36 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Bed & Breakfasts BreckComp Program of Blue River Underwriters

Coverages Auto Comm-Standard, Crime, Cyber Liab, Inland Marine, Liability, Property, Workers’ Comp States All States

Philadelphia Insurance Companies

Prime Insurance Company

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Bicycle Dealers/Distributors/Rentals/ Manufacturers Prime Insurance Company

Billiard Parlors Gorst & Compass Insurance

Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Billing and Collection Services 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Boat Dealers/Brokers

Boat Rental Firms

Nonprofits Insurance Alliance Group

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Wind, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys Founders Insurance Company

5Star Business Auto Program (Misc. classes)

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

All Risks Ltd.

K&K Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States All States except CA, LA, MA Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Maritime Program Group

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Excess Liab, Property, Workers’ Comp Carrier Status Admitted States All States

NIF Group Inc.

Coverages Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI, LA

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Breweries Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States

Broadcasters AmWINS Program Underwriters

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted States All States

Campgrounds

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Wind, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Mexico Insurance Online

Charity First Insurance Services Inc.

Philadelphia Insurance Companies

Gateway Specialty Insurance

Prime Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

Great American Ins. Group, Specialty Human Services

T.H.E. Insurance Company

Prime Insurance Company

Irwin Siegel Agency

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Int’l Coverage - Personal States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States All States except HI, NH, VT

Philadelphia Insurance Companies

T.H.E. Insurance Company

Boys & Girls Clubs Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Sexual Misconduct, Student Accident, Umbrella Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

K&K Insurance Group Inc.

TCA Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Excess Liab, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

BreckComp Program of Blue River Underwriters

Coverages Auto Comm-Standard, Crime, Cyber Liab, Inland Marine, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, D&O, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Camps Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Business Income, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States All States except DC, HI

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 37

2018 Annual Program Directory, Volume II Philadelphia Insurance Companies

Child Care/Day Care Centers

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Appalachian Underwriters Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Liability, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Bass Underwriters

Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States All States

Charity First Insurance Services Inc.

Evolution Insurance Brokers

Car Washes

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

McClelland and Hine, a Div. of Worldwide Facilities LLC

Great American Ins. Group, Specialty Human Services

Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, Garage Liability, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Casinos K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

International Excess Companies

Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Crime, Cyber Liab, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Caterers

Markel Specialty

Prime Insurance Company

Western Security Surplus Insurance Brokers LLC

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Chemical Manufacturers/Distributors ChemPlan - Chemical Insurance

Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States

Consumer Specialties Insurance Co. (RRG)

Coverages CGL, Hired & Non-owned Auto, Pollution Liab, Products Liab, Umbrella Carrier Status Non-admitted States All States except DC

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Walter General Agency (WGA)

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

Prime Insurance Company

Philadelphia Insurance Companies

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Chiropractors Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

38 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Prime Insurance Company

Churches/Religious Institutions AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Business Income, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fine Arts, Flood, Hired & Nonowned Auto, Inland Marine, Lost Key, Medical Payments, Personal Property, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Appalachian Underwriters Inc.

Coverages Abuse & Molestation, BOP, CGL, Liability, Professional Liab, Property, Religious Institutions, Sexual Misconduct Carrier Status Non-admitted States All States

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Bass Underwriters

Coverages GL, Property Carrier Status Non-admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages Abuse & Molestation, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Gorst & Compass Insurance

Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Services

Gridiron Insurance Underwriters Inc.

Coverages Abuse & Molestation, Business Income, Excess Flood, Flood, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, CA, FL, GA, LA, MS, NC, NJ, NY, SC, TX

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Cyber Liab, D&O, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property, Religious Institutions Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Carrier Status Admitted, Non-admitted States IL, IN, OH

Claims Adjusters Fox Point Programs

Coverages BOP, E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

2018 Annual Program Directory, Volume II Roush Insurance Services Inc.

Coverages Apartment House Package, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property C arrier Status Admitted, Non-admitted States CA

Commercial Building Owners

Commercial Marine Companies

Advanced E&S Group - Midwest Region

Hall & Company

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Business Income, Cyber Liab, Equipment Breakdown, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most

CID Insurance Programs Inc.

Coverages Apartment House Package, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, EPLI, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Crouse & Associates

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MAXIMUM

Coverages Cyber Liab, Excess Liab, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages CGL, Crime, Cyber Liab, D&O, GL, Non-Profit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Cyber Liab, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Prime Insurance Company

Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Maritime Program Group

Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

The McGowan Companies

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Worldwide Facilities LLC

Markel Personal Lines

TCA Inc.

Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Aon Programs

New Empire Group

Coverages D&O, EPLI, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States except DC, LA, VT

LIG Marine Managers

MG Skinner & Associates

Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Indemnity Excess & Surplus Agency Inc.

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

The American Equity Underwriters Inc.

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Ian H. Graham Insurance

Coverages MEL, USL&H, Workers’ Comp States All States

Community Associations Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Crime, Cyber Liab, D&O, E&O, Earthquake, Excess Liab, Fidelity, Flood, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coverages Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Community Banks/Credit Unions All Risks Ltd.

Coverages Collateral Protection, GL, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States except AK, HI

Insurmark, Div of Financial & Professional Risk Solutions Coverages Blanket Forced Placed, Builders Risk, Business Income, Collateral Protection, Flood, Force Place Fire Cvrg, Foreclosed Properties, Liability, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

van Wagenen Financial Services

Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States except DC

Community Health Centers Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 39

2018 Annual Program Directory, Volume II Prime Insurance Company

Pro-Praxis Insurance

Computer Consultants/Programmers/ Designers Fox Point Programs

Coverages Cyber Liab, E&O, Professional Liab, Property, Technology E&O Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Community/Social Services

Intercorp Inc.

AFC Insurance

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Atlas Financial Holdings - View Co. Info on Page 77

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

IT Risk Managers Inc.

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Coverages BOP, E&O Carrier Status Admitted States All States except LA

Charity First Insurance Services Inc.

Professional Insurance Concepts

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Nonowned Auto, Identity Theft, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Philadelphia Insurance Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Concessionaires and Vendors K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

www.insurancehelper.com

Concrete Pumper Firms

Berkley Luxury Group, A Berkley Company

Coverages CGL, Cyber Liab, GL, Property, Umbrella Carrier Status Admitted States DC, IL, MA, MD, MN, NJ, NY, PA, VA

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Wind Carrier Status Non-admitted States Most States

Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Cyber Liab, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

5Star Business Auto Program (Misc. classes)

Preferred Property Programs

Ascinsure Specialty Risk

Prime Insurance Company

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except LA, MA Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Empire Underwriters LLC

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, GL, Inland Marine, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Crime, D&O, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States CT, DC, MA, MD, NJ, NY, PA

NBIS

Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Condo Associations Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

40 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Program Brokerage Corporation

Quirk & Company

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Condo/Homeowner Associations Abram Interstate Insurance Services Inc.

Coverages D&O, Property Carrier Status Admitted, Nonadmitted States AZ, CA, CO, NV

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Excess Flood, Flood, Personal Property, Property, Umbrella Carrier Status Non-admitted States All States

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2018 Annual Program Directory, Volume II Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Quirk & Company

Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

RoamNet Insurance Marketing Programs

Coverages BOP, Workers’ Comp Carrier Status Admitted States Most States

Construction Wrap-Up MAXIMUM

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Wrap Up Insurance Solutions

Sovereign Group Int’l Inc.

Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Berkley Select

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

5Star Workers’ Compensation Services

Brecht & Associates

TAPCO Underwriters Inc.

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Wind Carrier Status Non-admitted States Most States

Coverages CGL, Commercial Excess, D&O, EPLI, Fire, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA Coverages D&O, GL, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages CGL, Cyber Liab, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

US Assure

Coverages Builders Risk, Business Income, COC, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Weather, Wind Carrier Status Admitted States All States

Condominium Owners

Community Association Insurance Solutions LLC

American Reliable Insurance Company

Delta General Agency Corp.

Arrowhead General Insurance Agency Inc.

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Coverages GL, Property Carrier Status Non-admitted States TX

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

INSURANCEJOURNAL.COM

Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

SWBC

Coverages Business Income, CGL, Crime, DIC, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Wind Carrier Status Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Hired & Non-owned Auto, Loss of Use, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

MG Skinner & Associates

Monarch E&S Insurance Services

Coverages D&O, GL, Property States CA

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Professional Liability Ins. Svcs - Underwriting Facilities

MG Skinner & Associates

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages Equipment Breakdown, Identity Theft, Liability, Property, Rented Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

Coverages Addt’l Living Expense, Earthquake, Fine Arts, Flood, Food Spoilage, Homeowners Pkg, Loss of Use, Personal Liab, Personal Property, Personal Umbrella, Property, Theft, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

MexiPass International Insurance Services LLC

Consultants-All Kinds

Preferred Property Programs Prime Insurance Company

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Construction Managers

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hurricane, Theft, Tools & Equip, Weather, Wind Carrier Status Admitted States All

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Consultants-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Ashley General Agency

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 41

2018 Annual Program Directory, Volume II Hall & Company

GMI Insurance Services

PartnerOne Environmental

Greene & Associates

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Victor O. Schinnerer & Company

Coverages D&O, E&O, EPLI, Fiduciary Liab, Kidnap/Ransom, Professional Liab Carrier Status Admitted, Non-admitted States All States

Contractors Abram Interstate Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Contractors Equip, EPLI, Equipment, GL, Property Carrier Status Non-admitted States AZ, CA, CO, NV

Advanced E&S Group - Southeast Region

Coverages Contractors Equip, Liability, Umbrella Carrier Status Admitted, Non-admitted States CO, CT, FL, IA, IL, IN, KS, KY, MA, MD, ME, MI, MO, NH, NJ, OH, PA, RI, SC, TX, VA, VT, WI

American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

AmTrust Surety

Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Business Income, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States Coverages CGL, GL Carrier Status Non-admitted States NY

Gridiron Insurance Underwriters Inc.

Coverages Excess Liab, GL Carrier Status Non-admitted States NJ, NY

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Houston International Insurance Group

Coverages Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Keating Brokerage

Coverages CGL, Commercial Excess, Contractors Equip, Workers’ Comp Carrier Status Non-admitted States All States

M.J. Kelly Company

Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, CGL, Equipment, Umbrella Carrier Status Admitted, Non-admitted States All States

Oryx Insurance Brokerage Inc.

SIS Wholesale Insurance Services

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, CGL, COC, Contractors Equip, Contractors License Bonds, GL, Inland Marine, Motor Truck Cargo, NonTrucking Auto Liab, Pollution, Professional Liab, Tools & Equip, Workers’ Comp Carrier Status Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Standard Liability, Bailee/Customer Goods, Blanket Addt’l Insureds, Builders Risk, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Completed Operations, Contractors Equip, D&O, DIC, E&O, Employee Benefits, EPLI, Equip. Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Mechanical Breakdown, Motor Truck Cargo, OCP, Pollution, Property, Protection & Indemnity (P&I), Service Contracts, Stop-Gap, Tools & Equip, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

TAPCO Underwriters Inc.

Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

UmbrellaPro by Great Point Insurance

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Walter General Agency (WGA)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

Western Security Surplus Insurance Brokers LLC

Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers' Comp Carrier Status Non-admitted States All States

Contractors-Air Conditioning

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Greene & Associates

Burns & Wilcox - All Offices

PEO Brokers Group

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Construction Insurance Services LLC

PMC Insurance Group

Shield Commercial Insurance Services

Breckenridge Insurance Services

Coverages Standard & Nonstandard Commercial Auto, Crime, GL Carrier Status Admitted States CA Coverages Equipment, GL Carrier Status Admitted, Non-admitted States All States

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Coverages Excess Liab, GL Carrier Status Non-admitted States All States

Coverages Workers’ Comp Carrier Status Admitted States All States except ND, OH, UT, WA, WY

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL Carrier Status Non-admitted States All States except NY

Crouse & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Environmental Liab, GL, Hired & Nonowned Auto, Inland Marine, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Tools & Equip, Work Comp Carrier Status Admitted, Non-admitted States Most

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Prime Insurance Company

Coverages CGL, GL Carrier Status Non-admitted States NY

Oryx Insurance Brokerage Inc.

Coverages Excess Liab, GL, Inland Marine Carrier Status Non-admitted States Most States

Contractors-Alarm All Risks Ltd.

RLI Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All except AK, DC, HI, LA, MA Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, GL, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages E&O, GL Carrier Status Admitted States All States

Brownyard Group

Costanza Insurance Agency Inc.

Coverages CGL, Inland Marine States FL, GA, NC, SC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States except DC

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Shield Commercial Insurance Services

42 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

The Mechanic Group Inc.

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Contractors-Artisan Abram Interstate Insurance Services Inc.

Coverages Cyber Liab, Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

Advanced E&S Group - Midwest Region

Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, EPLI, Equipment, Excess Liab, Fire Carrier Status Non-admitted States All States except AK, HI

Appalachian Underwriters Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PMC Insurance Group

Coverages Workers’ Comp Carrier Status Admitted States All States except ND, OH, OR, WA

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Atlas Financial Holdings - View Co. Info on Page 77

Southwest Risk

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, BOP, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip Carrier Status Non-admitted States TX

CID Insurance Programs Inc.

Coverages BOP, Business Income, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Empire Underwriters LLC

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, Business Interruption, Cargo, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Environmental Liab, EPLI, Hired & Non-owned Auto, Inland Marine, Installation Floaters, Products Liab, Property, Tools & Equip, Transportation Pollution Liab, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

IMACO Underwriters

Coverages BOP, D&O, E&O, Equipment, Excess Liab, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except Monopolistic

Logic Underwriters Inc.

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Monarch E&S Insurance Services

Coverages GL, Inland Marine Carrier Admitted States CA

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

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Contractors-Electrical

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, COC, Commercial Excess, Contractors License Bonds, E&O, GL, Inland Marine, Liquor Liab, Motor Truck Cargo, Pollution, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Completed Operations Liab Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Work Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Sovereign Group Int’l Inc.

SIS Wholesale Insurance Services

Target Managers Insurance Services

JM Associates / Burnham + Company

Coverages Builders Risk, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, EPLI, Fire, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Contractors-Crane & Rigging Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, On-Hook Cargo, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States All States

NBIS

Prime Insurance Company

Contractors-Demolition AmWINS Program Underwriters

Coverages Auto Comm-Standard, Excess Liab, GL, Pollution Carrier Status Admitted, Non-admitted States All States except AK, HI

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages CGL, General Liability Carrier Status Non-admitted States All States

Contractors-Elevators Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Contractors-Environmental AmWINS Group Inc. - 100 Locations Worldwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 43

2018 Annual Program Directory, Volume II Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers' Comp Carrier Status Non-admitted States All States

Contractors-Excavating/Grading

Contractors-General

Quirk & Company

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Appalachian Underwriters Inc.

Shield Commercial Insurance Services

American Team Managers Insurance Services

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Ashley General Agency

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Aspera Insurance Services Inc.

Coverages CGL, GL Carrier Status Non-admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Bass Underwriters

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Beacon Hill Associates Inc.

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Griffin General Agency Inc.

Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX

Midwestern Insurance Alliance LLC

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

SIS Wholesale Insurance Services

Coverages Blanket Addt’l Insureds, GL States All States Coverages CGL, E&O, Pollution States All States

Breckenridge Insurance Services

Coverages CGL, E&O, Pollution States All States

Contractors-Landscape

Construction Insurance Solutions

Coverages Business Income, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Construction Insurance Solutions

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Blanket Waivers, BOP, CGL, Commercial Excess, D&O, E&O, Equipment, Excess Liab, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States except DC, NY, OH, WA, WY

Beacon Hill Associates Inc.

Coverages GL, Residential `wrap-up` States All States

CID Insurance Programs Inc.

Contractors-Explosives/Blasting/Drilling

Contractors-Fire & Water Restoration

Wrap Up Insurance Solutions

Applied Underwriters Inc.

Delta General Agency Corp.

Southwest Risk

Coverages Contractors License Bonds, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

Coverages CGL, GL Carrier Status Non-admitted States All States

Prime Insurance Company

SIS Wholesale Insurance Services

Coverages GL, Property Carrier Status Non-admitted States TX

IMACO Underwriters

Keating Brokerage

Coverages Excess Liab, Professional Liab, Residential Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Logic Underwriters Inc.

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

M.J. Hall & Company Inc.

Coverages CGL, GL Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC

All Risks Ltd.

RoamNet Insurance Marketing Programs

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, UT

Contractors-Fire Protection/Fire Sprinkler

All Risks Ltd.

Coverages Care/Custody/Control, E&O, GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Program Underwriters

Coverages Excess Liab, Fire, GL, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Prime Insurance Company

RelMark Program Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Non-admitted States Most States

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Monarch E&S Insurance Services Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

44 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Contractors-Marine Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bumbershoot, Commercial Marine, Equipment, GL, Hull, MEL, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Prime Insurance Company

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States All States

Contractors-Oil & Gas Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except LA

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except IL, LA, NY

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2018 Annual Program Directory, Volume II Ashley General Agency

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

McClelland and Hine, a Div. of Worldwide Facilities LLC Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

Quirk & Company

Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

U.S. Risk Insurance Group LLC

Coverages GL, Property Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Hired & Non-owned Auto, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, ND, NM, OK, TX

Contractors-Plumbing Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services Coverages Excess Liab, GL, Inland Marine Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Reforestation Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Roofing AmWINS Program Underwriters

Coverages Excess Liab, Fire Legal Liab, GL, Pollution Liab, Umbrella Carrier Status Non-admitted States All States except AK, HI, NY

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Construction Insurance Solutions

NeitClem Wholesale Insurance Brokerage Inc.

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Quaker Special Risk (Florida) Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, CGL, GL, Property Carrier Status Non-admitted States TX

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Prime Insurance Company

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Southwest Risk

Convenience Stores All Risks Ltd.

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property Carrier Status Non-admitted States All States except HI

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Appalachian Underwriters Inc.

Contractors-Service

Founders Insurance Company

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Coverages BOP, CGL, Liability, Liquor Liab, Workers’ Comp Carrier Status Non-admitted States All States Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Irving Weber Associates Inc. (IWA)

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Shield Commercial Insurance Services

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Izzo Insurance Services Inc.

SIS Wholesale Insurance Services

McClelland and Hine, a Div. of Worldwide Facilities LLC

Coverages CGL, GL Carrier Status Non-admitted States All States

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

Promont Insurance Advisors

Contractors-Swimming Pools

M.J. Hall & Company Inc.

Griffin General Agency Inc.

Berkley Specialty Underwriting Mgrs - Environmental Div

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Empire Underwriters LLC

Coverages CGL, GL Carrier Status Non-admitted States NY

Contractors-Underground Storage Tank Construction

Landmark E&S Insurance Brokers LLC

Quaker Special Risk (New Jersey)

Griffin General Agency Inc.

Greene & Associates

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States All States except NY Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Cargo, CGL, Commercial Excess, Contractors Equip, Hired & Non-owned Auto, Installation Floaters, OCP, Personal Property, Pollution Liab, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Shield Commercial Insurance Services

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

Coverages Auto Comm-Nonstandard, CGL, GL, Property Carrier Status Non-admitted States TX Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Contractors-Tract Home Subcontractors

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

American Team Managers Insurance Services

UCA General Insurance Services Inc.

Coverages Blanket Waivers, CGL, Completed Operations Liab Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 45

2018 Annual Program Directory, Volume II Western Security Surplus Insurance Brokers LLC

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States All

Cosmetic Insurance Services, a Div. of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Counselors/Counseling Centers Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Country Clubs All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Care/Custody/Control, Crime, D&O, Employee Benefits, Equipment Breakdown, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Genesee Program Underwriters

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except Monopolistic

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

Risk Strategies Company

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Hired & Non-owned Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Crane, Scaffolding & Equipment Rental Dealers

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Construction Insurance Services LLC

Coverages Excess Liab, GL Carrier Status Non-admitted States All States

Dairies Agricultural Insurance Mgmt Services

Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Dance Schools/Studios Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Prime Insurance Company

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Day Care/Preschools Gorst & Compass Insurance

Coverages CGL, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, Completed Operations Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Prime Insurance Company

Markel Specialty

Western Surplus Lines Agency Inc.

Monarch E&S Insurance Services

Crop Dusters/Sprayers Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

46 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Prime Insurance Company

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Prime Insurance Company

Delivery- Wholesale/Retail 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo Carrier Status Admitted States AZ, CA, CO, NV, OR

AmWINS Group Inc. - 100 Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Delta General Agency Corp.

Day Spas

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

Anderson & Murison Inc.

Empire Underwriters LLC

Continental Brokers Inc.

International Excess Companies

Coverages BOP, Business Income, Equipment Breakdown, Professional Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States except MO

Philadelphia Insurance Companies Coverages Professional Liab, Property States All States except LA

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States

SASSI - Salon & Spa Specialty Insurance

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Dealers-Home Heating Oil Prime Insurance Company

Dealers-Propane AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Coverages CGL, Motor Truck Cargo, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, FL, GA, NC, PA, SC, TN, VA

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Inland Marine, Liability, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Dialysis Centers Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors AmWINS Group Inc. - 100 Locations Worldwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appleby & Sterling

Dentists Berkley Select

Rockwood Programs Inc.

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Developmental Disability Facilities

Joseph Chiarello & Co. ; Firearms Business Ins. Program

Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Brownyard Group

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Coverages Cyber Liab, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, WA

AFC Insurance

Irwin Siegel Agency

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Negley Associates

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 47

2018 Annual Program Directory, Volume II Driving Ranges

Emergency Service Org’s

Philadelphia Insurance Companies

Prime Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers' Comp Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Freberg Environmental Inc.

Employee Leasing Firms

Landmark E&S Insurance Brokers LLC

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Dry Cleaners/Laundries Intercorp Inc.

Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Non-admitted States All States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income & Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, GL, Glass, Hired & Non-owned Auto, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC, FL, LA

UCA General Insurance Services Inc.

Coverages Bailee/Customer Goods, Business Income & Interruption, CGL, Crime, Cyber Liab, Equip. Breakdown, Liability, Mechanical Breakdown, Property, Theft, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WI

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Dude Ranches IT Risk Managers Inc.

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Livestock/ Animal Mortality, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Excess Liab, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

E-cigarette Manufacturers/Distributors AAU, A division of USG Insurance Services

Coverages CGL, Excess Liab, GL, Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Calco Commercial Insurance

Coverages Excess Liab, GL, Products Liab, Property Carrier Status Non-admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Prime Insurance Company

World Wide Specialty Programs Inc.

Employment Agencies All Risks Ltd.

Virtue Risk Partners LLC

Engineers-Geotechnical Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Coverages Pollution Liab, Professional Liab Carrier Status Admitted States All States

Entertainer Buses

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

5Star Public Auto Program

Fox Point Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except LA, MA

Coverages BOP, E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Intercorp Inc.

Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

48 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Western Experts in Transportation

Coverages Auto Comm-Standard Carrier Status Admitted States AZ, CO, MN, NM, TX, UT, WA, WY

Entertainment Equipment Rental Houses All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States except WY

Prime Insurance Company

Environmental Engineers/Consultants/ Contractors AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Access E&S Insurance Services (VA)

Coverages Excess Liability, Liability, Pollution Liability, Professional Liability Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

J.M. Wilson

Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Exercise/Health Studios/Health Clubs Affinity Nonprofits

Coverages D&O, Workers’ Comp Carrier Status Admitted States All States except DC, LA, NM, VA

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Hired & Non-owned Auto, Inland Marine, NonTrucking Auto Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Monarch E&S Insurance Services

Prime Insurance Company

Philadelphia Insurance Companies

Coverages CGL, D&O, E&O, Environmental Liab, Pollution Carrier Status Admitted, Non-admitted States CT, FL, MA, ME, NH, NY, RI, VT

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Inland Marine, Liability, Motor Truck Cargo, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Russell Bond & Co. Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Hired & Non-owned Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Target Professional Programs

Coverages CGL, Professional Liab, Property States CA

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Sovereign Group Int’l Inc.

Coverages Bailee/Customer Goods, Business Income, Business Interruption, CGL, Commercial Excess, Fire, GL, Inland Marine, Liability, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Western Security Surplus Insurance Brokers LLC

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters

Tokio Marine/HCC

AmWINS Group Inc. - 100 Locations Worldwide

Virtue Risk Partners LLC

Meridian Finance Group

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers' Comp Carrier Status Non-admitted States All States

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States Coverages Performance & Payment Bonds, Products Liab States All States

Parcel Insurance Plan

Equipment Dealers/Rentals

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

All Risks Ltd.

Ascinsure Specialty Risk NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages EPLI, Equipment, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States All States

INSURANCEJOURNAL.COM

Farm & Ranch Abram Interstate Insurance Services Inc.

Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

American Reliable Insurance Company

Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT

Appleby & Sterling

Coverages Liability, Property Carrier Status Admitted States AZ, CA

IT Risk Managers Inc.

Coverages Cyber Liab, D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States All States except AK, DC, FL, HI

Markel Specialty

Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Sierra Specialty

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Family Fun Centers Coverages Accident & Health, Accidental Death, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Blanket Addt’l Insureds, Business Income, Crime, Equipment Breakdown, GL, Medical Payments, Property, Theft Carrier Status Admitted, Non-admitted States All States

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Agricultural Insurance Mgmt Services

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States except AK, HI Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

T.H.E. Insurance Company

PartnerOne Environmental

RISCO Insurance Brokerage Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

M.J. Kelly Company

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Philadelphia Insurance Companies

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

K&K Insurance Group Inc.

Norman-Spencer International Inc.

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Excess Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Business Income, CGL, Commercial Excess, GL, Herbicide & Pesticide, Inland Marine, Liability, Livestock/ Animal Mortality, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Wildlife Insurance Underwriters LLC

Coverages Accidental Death, Addt’l Expense, Addt’l Living Expense, Commercial & Personal Auto, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 49

2018 Annual Program Directory, Volume II Fast Food Restaurants All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States Most States

Continental Brokers Inc.

www.insurancehelper.com

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Hired & Non-owned Auto, Homeowners Pkg, Medical, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

All Risks Ltd.

IMACO Underwriters

Gerald J. Wilkoff Inc.

Coverages Blanket Waivers, BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, WA, WY

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Origin Specialty Underwriters

Coverages Addt’l Expense, Business Interruption, Employee Benefits, Equipment Breakdown, Food Spoilage, GL, Hired & Non-owned Auto, Property, Theft Carrier Status Admitted States AL, AR, DC, GA, IA, IL, IN, KS, KY, LA, MI, MO, MS, NC, NJ, OH, PA, SC, TN, TX, VA

PEO Brokers Group

Financial Institutions Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, HI

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Meridian Finance Group

Professional Liability Ins. Svcs - Underwriting Facilities

Proctor Financial Inc.

Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Fire, Fire Legal Liab, Flood, Hail, Hired & Non-owned Auto, Liability, Liquor Liab, Spoilage, Theft, Trade Shows & Festivals, Wind Carrier Status Admitted, Non-admitted States AL, FL, GA, KY, MI, MS, NC, SC, TN, TX

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Mark D. Fredricksen Insurance Services

Coverages Fire, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted States All States except DC

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Fertilizer Suppliers Sierra Specialty

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Festivals & Fairs All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Int’l Coverage - Commercial, Political Risk States All States Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

U.S. Risk Insurance Group LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Hired & Non-owned Auto, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

van Wagenen Financial Services

Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States except DC

Financial Planners

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Huntington T. Block

Coverages BOP, Crime, D&O, EPLI, Fine Arts, Liability, Mysterious Disappearance, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except DC, HI

MiniCo Insurance Agency LLC

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance Carrier Status Admitted States CA

Firearms Dealers IMACO Underwriters

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, SD, WA, WY

IT Risk Managers Inc.

Coverages CGL, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Joseph Chiarello & Co.; Firearms Business Ins. Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Food Trucks Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Food Vendors K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Forestry Services Arrowhead General Insurance Agency Inc.

Coverages Earthquake, Equipment, Equipment Breakdown, Flood Carrier Status Admitted States All States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Keith D. Peterson & Company Inc.

Markel Specialty

Coverages E&O Carrier Status Admitted, Non-admitted States All States except DC

ProSurance Group Inc.

Victor O. Schinnerer & Company

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Fine Art Collections

Abacus Insurance Brokers Inc.

Coverages Earthquake, Flood, Inland Marine States All States

Aon Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Cargo, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Event Cancellation, Fine Arts, Foreign GL, GL, Kidnap/Ransom, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

50 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Auto Comm-Standard, GL, Property Carrier Status Admitted States All States except CA, NY

Foster Care AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Foundations Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

Berkley Select

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Fraternal Organizations Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Nonadmitted States All States except AK, LA, WV

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp States All States

Funeral Directors 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except CA, LA, MA

Garages 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA, MA, NY

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States All States

Crouse & Associates

Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

Empire Underwriters LLC

Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, BOP, Garage Liability, GKLL, Pollution, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, FL, GA, IL, KY, LA, MI, MO, MS, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, WI, WV

Evolution Insurance Brokers

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Golf Courses All Risks Ltd.

Coastal Insurance Underwriters Inc.

Coverages Accessories, Business Income, Business Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hired & Non-owned Auto, Hurricane, Inland Marine, Liability, Liquor Liab, Property, Tee-to-Green, Umbrella Carrier Status Non-admitted States FL

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

PMC Insurance Group

Coverages Workers’ Comp Carrier Status Admitted States All States except ND, OH, WY

Prime Insurance Company

Virtue Risk Partners LLC

RoamNet Insurance Marketing Programs

Prime Insurance Company

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Grain Mills & Elevators Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages BOP, Garage Liability, GL, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Russell Bond & Co. Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Sun Coast General Insurance Agency

Wildlife Insurance Underwriters LLC

Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Grocery Stores/Supermarkets

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

Anderson & Murison Inc.

Walter General Agency (WGA)

Irving Weber Associates Inc. (IWA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Gentleman’s Clubs

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL

NeitClem Wholesale Insurance Brokerage Inc.

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

MAXIMUM

Coverages Business Income, Equipment Breakdown, Food Spoilage, GL, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Nonowned Auto, Identity Theft, Legal Liab, Liability, Liquor Liab, Personal Property, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV, TX

Prime Insurance Company

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 51

2018 Annual Program Directory, Volume II Group Homes

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

All Risks Ltd.

Prime Insurance Company

AFC Insurance

Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Hired & Nonowned Auto, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except AL, HI, LA, MS

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Gymnastics Facilities IMACO Underwriters

Coverages BOP, E&O, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, WA, WY

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Markel Specialty

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Hazardous Materials Transporters Access E&S Insurance Services (VA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

BreckComp Program of Blue River Underwriters

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Environmental Liab, GL, Hired & Non-owned Auto, Long Haul, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except FL, HI, LA, MA, MS, NY

IT Risk Managers Inc.

Intercorp Inc.

Guides & Outfitters Coverages Auto Comm-Standard, Crime, Cyber Liab, Inland Marine, Liability, Property Carrier Status Admitted States All States Coverages CGL, Cyber Liab, EPLI, Personal Property, Property, Trade Shows & Festivals, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Joseph Chiarello & Co. ; Firearms Business Ins. Program Coverages GL, Property, Umbrella Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI

Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

52 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Health Clubs Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Hired & Nonowned Auto, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Aon Programs

Coverages Medical Malpractice, Professional Liab Carrier Status Admitted States All States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Berkley Select

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

HM Risk Group

Coverages Accident & Health, Accident & Sickness, Accidental Death, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fine Arts, GL, Int’l Coverage - Commercial, Kidnap/Ransom, Liability, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Misc Professional Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted tates All States except AK, HI, UT, WY

Healthcare Information Mgmt Co’s Worldwide Facilities LLC

Coverages E&O Carrier Status Non-admitted States All States

Heavy Equipment Dealers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States All States except CA, LA, MA

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

NBIS

Prime Insurance Company

Home Healthcare Providers All Risks Ltd.

Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Logic Underwriters Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States TX

McClelland and Hine, a Div. of Worldwide Facilities LLC Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Hired & Non-owned Auto, Inland Marine, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

PMC Insurance Group

Coverages Workers’ Comp Carrier Status Admitted States All States except AR, HI, ID, ND, OH, WA

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

Rockwood Programs Inc.

Coverages Abuse & Molestation, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Non-owned Auto, Medical Payments, Professional Liab, Sexual Misconduct Carrier Status Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Home Inspectors

Patriot National Underwriters Inc.

Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Quaker Special Risk (New Jersey)

Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Wind Carrier Status Admitted States All States

Homeowner Associations

Breckenridge Insurance Services

Coverages E&O, GL Carrier Status Admitted States All States

Apartment Insurance Consultants LLC

Citadel Insurance Services, LC

Coverages CGL, Commercial Excess, E&O States All States

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Delta General Agency Corp.

CIBA Insurance Services

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX

Intercorp Inc.

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Insurance Concepts

Coastal Insurance Underwriters Inc.

Community Association Insurance Solutions LLC

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Target Professional Programs

Coverages E&O, GL, Professional Liab Status Non-admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

U.S. Risk Insurance Group LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers

Distinguished Programs

Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States All States

Kevin Davis Insurance Services

International Excess Companies

Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Hired & Nonowned Auto, Inland Marine, Liability, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Mexico Insurance Online

Coverages Catastrophe, Earthquake, Fine Arts, Fire, Flood, Glass, Hail, High Valued Homes, Homeowners Pkg, Hurricane, Int’l Coverage - Personal, Pool & Spa Liab, Residential Property, Theft States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

New Empire Group

Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Homebuilders

Prime Insurance Company

American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Appalachian Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Builders Risk, Business Income, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Dwelling Fire, EPLI, Hired & Non-owned Auto, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, FL, GA, IL, KY, LA, MI, MO, MS, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Horse Breeders/Boarders Agricultural Insurance Mgmt Services

Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 53

2018 Annual Program Directory, Volume II Equisure Inc.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States All States

Mark D. Fredricksen Insurance Services

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States All States except AK, DC, HI

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

Prime Insurance Company

Horse Farms Agricultural Insurance Mgmt Services

Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

IT Risk Managers Inc.

Coverages CGL, Employee Benefits, Horse Mortality, Livestock/Animal Mortality, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Hotels/Motels Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella Carrier Status Non-admitted States All States except HI, TX

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Southern Hospitality Underwriters

Coverages All Risks/Cash in Transit, Auto Comm-Standard Liability, Crime, Cyber Liab, EPLI, Equipment Breakdown, GL, Liquor Liab, Property, Sexual Misconduct, Umbrella, Wind, Workers’ Comp Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Liability, Liquor Liab, Medical Payments, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Appalachian Underwriters Inc.

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Appleby & Sterling

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Bass Underwriters

Prime Insurance Company

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK Coverages CGL, Property, Workers’ Comp Carrier Status Non-admitted States All States Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages GL, Liability Carrier Status Non-admitted States All States

UmbrellaPro by Great Point Insurance Western Surplus Lines Agency Inc.

Hourly Equipment Rental w/ Operator

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

Commercial Sector Insurance Brokers LLC

K&K Insurance Group Inc.

Wildlife Insurance Underwriters LLC

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Philadelphia Insurance Companies

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Status Admitted States All States except AK, DC, HI

Markel Specialty

Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Hospice Care Facilities AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Hospitals All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Wind Carrier Status Non-admitted States Most States

Distinguished Programs

Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, CGL, Completed Operations Liab, Crime, D&O, Environmental Liab, EPLI, Fire, Hail, Hired & Nonowned Auto, Personal Property, Products Liab, Property, Spoilage, Wind, Workers’ Comp States Most States

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

IMACO Underwriters

Coverages BOP, D&O, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Preferred Property Programs

Coverages Boiler & Machinery, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Coverages Crime, Cyber Liab, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities

Philadelphia Insurance Companies

Rockwood Programs Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Coverages Cyber Liab, EPLI Carrier Status Admitted, Nonadmitted States All States except AK, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

54 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Ice Rink Owners & Operators Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Importers AmWINS Group Inc. - 100 Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Brownyard Group

Meridian Finance Group

Coverages Performance & Payment Bonds, Political Risk States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II In-Home Adult Foster Care Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, D&O, EPLI, Hired & Non-owned Auto, Non-Profit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

In-Home Businesses RLI

Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States except DC

Hagerty

Quadrant Insurance Managers

HUB International Limited

IT Risk Managers Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Auto PersNonstandard, Auto Pers-Nonstandard Phys Dmg, Auto PersStandard, Auto Pers-Standard Phys Dmg States All States

Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States

Internet Companies Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI

Coverages Fire, Flood, Hurricane, Workers’ Comp Carrier Status Admitted States All States

IAAC Inc.

Coverages Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fiduciary Liab, Personal Umbrella, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States NY

Insurmark CAT, a of Div. Financial & Prof. Risk Solutions Coverages Catastrophe, Excess Flood, Flood, Hail, Wind Carrier Status Non-admitted States All States

Insurmark, Div of Financial & Professional Risk Solutions

JLT Facilities Inc.

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Markel Specialty

Coverages Abuse & Molestation, CGL Carrier Status Admitted States All States

Coverages Blanket Forced Placed, Builders Risk, Business Income, Collateral Protection, Flood, Force Place Fire Cvrg, Foreclosed Properties, Liability, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Intercorp Inc.

Coverages Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, E&O, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

International Excess Companies

AMIS/Alliance Marketing & Insurance Services LLC

King Insurance Support Systems

Brownyard Group

In-Home Child Care

Industrial Parks Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Property, Real & Business Personal Prop, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Innkeepers

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Insurance Agents & Brokers (P/C L/H) All Risks Ltd.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Aon Programs

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States All States

Cooper & McCloskey Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

CTC Transportation Insurance Services LLC

Coverages Auto Comm-Standard Liability, CGL, Commercial Excess, Motor Truck Cargo, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, KY, NY

INSURANCEJOURNAL.COM

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Investigators All Risks Ltd.

Coverages Auto Comm-Standard Liability & Physical Damage, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States All States except RI, WY

Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Emergency Towing & Service, Homeowners Pkg, Int’l Coverage - Personal, Liability, Physical Damage States All States

Number One Insurance Agency

Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States except NE

Costanza Insurance Agency Inc.

Coverages GL, Professional Liab, Workers’ Comp States All States except DC

Prime Insurance Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities

Sierra Specialty

ProSurance Group Inc.

The Mechanic Group Inc.

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quadrant Insurance Managers

Coverages D&O, Professional Liab Carrier Status Non-admitted States All States

Rockwood Programs Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Nonadmitted States AZ, CA, CO, NV, OR, UT, WA

SWBC

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Investment Advisory Reps ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Janitorial Firms Abram Interstate Insurance Services Inc.

Coverages GL, Inland Marine, Liability, Lost Key, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Brecht & Associates

Target Professional Programs

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Tokio Marine HCC Professional Lines Group

Coverages Contractors Equip, GL, Lost Key Carrier Status Nonadmitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

U.S. Brokers Network Inc.

Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

US E&O Brokers

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States except AK, HI, LA, MS, WV Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, CA, HI Coverages Crime, Cyber Liab, D&O, E&O, Professional Liab, Technology E&O States All States

Insurance Companies Mexico Insurance Online

Indemnity Excess & Surplus Agency Inc. M.J. Hall & Company Inc. PEO Brokers Group

RoamNet Insurance Marketing Programs Coverages BOP, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Sovereign Group Int’l Inc.

Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Emergency Towing & Service, Homeowners Pkg, Int’l Coverage - Personal, Liability, Physical Damage States All States

Coverages CGL, Commercial Excess, Completed Operations Liab, EPLI, Fire, GL, Liability, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 55

2018 Annual Program Directory, Volume II StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

TAPCO Underwriters Inc.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Laboratories - Testing Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Land Surveyors Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landfills/Recycling/Disposal Facilities Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Virtue Risk Partners LLC

Coverages CGL, Commercial Excess, E&O, Environmental Liab, Workers' Comp Carrier Status Non-admitted States All

Landscape Contractors Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Breckenridge Insurance Services

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, E&O, GL, Inland Marine, Property Carrier Status Admitted States AR, CA, GA, IL, NC, OH, OR, TX, UT, VA, WI

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

GMI Insurance Services

Coverages Auto Comm-Standard Carrier Status Admitted States All States except HI, MA

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Oryx Insurance Brokerage Inc.

Cooper & McCloskey Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Prime Insurance Company

Founders Specialty

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DC, DE, GA, IA, IL, IN, KY, MD, ME, MI, MS, NV, OH, PA, SC, TN, TX

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Gray-Stone & Co.

Coverages Equipment, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, ID, LA, NC, NE, NM, NV, OR, SC, TX, VA, WA

Coverages Business Interruption, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Media Liab, Medical, Misc Professional Liab, Non-Profit D&O, Professional Liab, Sexual Misconduct Carrier Status Admitted States CA

Landscape Gardeners

JLT Facilities Inc.

Sierra Specialty

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Prime Insurance Company

Sovereign Group Int’l Inc.

Coverages Business Income, Business Interruption, CGL, Commercial Excess, Contractors Equip, E&O, EPLI, GL, Liability, Misc Professional Liab, Products Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Laser Centers Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Mercer Consumer, svc of Mercer Health & Benefits Admin Coverages BOP, Cyber Liab, E&O, EPLI, Legal Malpractice Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Synergy Professional Associates Inc.

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States except CA

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

U.S. Risk Insurance Group LLC

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Limousine Service Companies 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except MA, NJ, NY

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, GA, IL, IN, MD, MO, NC, NV, OH, TN, TX, VA

Atlas Financial Holdings - View Co. Info on Page 77

Laundries/Coin Laundry

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Bass Underwriters

Burns & Wilcox - All Offices

Gridiron Insurance Underwriters Inc.

KF&B Program Managers Insurance Services

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Hired & Non-owned Auto, Property, Wind Carrier Status Non-admitted States All States Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL, LA

Law Firms Agency Marketing Services

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA

Aon Programs

Coverages Cyber Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Continental Brokers Inc.

Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

56 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States All States except HI, MA, NY, RI

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States except LA

Prime Insurance Company

Program Brokerage Corporation

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NY

Liquor Stores Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Gorst & Compass Insurance

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Number One Insurance Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Woodus K. Humphrey & Co. (AmWINS)

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Machine Shops All Risks Ltd.

Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CT, DC, GA, IL, IN, KS, MD, MO, MS, NC, NV, PA, TN, VA

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Hired & Non-owned Auto, Medical, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Quirk & Company

Long Term Care Facilities

Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

AmWINS Program Underwriters

Southern Insurance Underwriters Inc. CMGA

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Calco Commercial Insurance

Coverages CGL, Excess Liab, Products Liab Carrier Status Non-admitted States All States

CID Insurance Programs Inc.

Coverages BOP, Business Income, CGL, Commercial Excess, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Cyber Liab, GL, Products Liab Carrier Status Non-admitted States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Empire Underwriters LLC

Coverages All Risks/Cash in Transit, Auto Comm-Standard, Boiler & Machinery, BOP, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Hail, Inland Marine, Motor Truck Cargo, Personal Property, Products Liab, Property, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Coverages Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, Commercial Excess, Equipment, Equipment Breakdown, Fire Legal Liab, Flood, GL, Legal Liab, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Products Liab, Real & Business Personal Prop Carrier Status Non-admitted States AL, FL, GA, KY, MI, MS, NC, SC, TN, TX

Prime Insurance Company

Western Security Surplus Insurance Brokers LLC

Coverages CGL, Property Carrier Status Non-admitted States TX

Western Surplus Lines Agency Inc.

Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 77

Program Brokerage Corporation

Coverages Abuse & Molestation, All Risks/Cash in Transit, Boiler & Machinery, Crime, D&O, Environmental Liab, EPLI, Excess Liab, Liability, Pollution, Pollution Liab Carrier Status Admitted States All States

U.S. Risk Insurance Group LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Lumber Mills/Saw/Plywood Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Continental Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto CommStandard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Keith D. Peterson & Company Inc.

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Nonstandard Phys Dmg, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, D&O, DIC, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Hoist/Haul-out, Hull, Liability, Long Haul, Loss of Use, Mechanical Breakdown, Motor Truck Cargo, OCP, Physical Damage, Pollution Liab, Portable Equip, Products Liab, Professional Liab, Property, Stop-Gap, Tools & Equip, Transportation Pollution Liab, Truck Broker, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Nonadmitted States AL, FL, GA, KY, MI, NC, SC, TN, TX

INSURANCEJOURNAL.COM

Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Hired & Non-owned Auto, Medical Payments, Misc Professional Liab, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Managed Care Centers Evolution Insurance Brokers

Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Manufacturers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except CA, LA, MA

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Anderson & Murison Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Griffin General Agency Inc. J.M. Wilson

Joseph Chiarello & Co. ; Firearms Business Ins. Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States All States

Keating Brokerage

Coverages CGL, Commercial Excess, Inland Marine, Property, Workers’ Comp Carrier Status Non-admitted States All States

Keith D. Peterson & Company Inc.

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Norman-Spencer International Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 57

2018 Annual Program Directory, Volume II Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except HI

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

UmbrellaPro by Great Point Insurance

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Walter General Agency (WGA)

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Motor Truck Cargo, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Marina Operators Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, Care/Custody/Control, Commercial Marine, Contractors Equip, Crime, Earthquake, Equipment, Excess Liab, Fire, Flood, GL, Hail, Hired & Non-owned Auto, Hoist/Haul-out, Hull, Hurricane, Inland Marine, Liability, Marina Operators Legal, Misc Professional Liab, Personal Property, Piers & Docks, Pollution, Property, Theft, Tools & Equip, Umbrella, Uninsured Boaters, USL&H, Watercraft Liab, Watersports Liab, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Mexico Insurance Online

The Hanover Insurance Group

Maritime Program Group

Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States All States except HI

Markel Personal Lines

Coverages Boats, Int’l Coverage - Personal, Watercraft Liab States All States

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Property, Workers’ Comp Carrier Status Admitted States All States

TCA Inc.

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers Advanced E&S Group - Southeast Region

Coverages Boats, Liability, Marina Operators Legal, Property, Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Marinas/Boat Dealers All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Care/Custody/ Control, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Maritime Program Group

Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States

Mexico Insurance Online

Coverages Boats, Int’l Coverage - Personal, Watercraft Liab States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, GKLL, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

Prime Insurance Company

58 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, Care/Custody/Control, Commercial Marine, Crime, Earthquake, Equipment, Excess Liab, Fire Legal Liab, Flood, GL, Hail, Hired & Non-owned Auto, Hoist/ Haul-out, Hull, Inland Marine, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Piers & Docks, Pollution, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Watersports Liab, Wet Marine, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States

Markel Specialty

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Hired & Non-owned Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Berkley Select

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, GL, Hired & Nonowned Auto, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Medical Device/Instrument Mfr.

Medical Spas

AmWINS Group Inc. - 100 Locations Worldwide

Prime Insurance Company

Coverages Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, GL, Hired & Non-owned Auto, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Evolution Insurance Brokers

Pro-Praxis Insurance

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Program Insurance Brokerage

AFC Insurance

Coverages Abuse & Molestation, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States except AL, AK, HI

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Irwin Siegel Agency

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Negley Associates

Pro-Praxis Insurance

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Marijuana Dispensaries/Growers M.J. Hall & Company Inc.

Coverages Business Income, CGL, GL, Products Liab, Property, Theft Carrier Status Admitted States CA

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Professional Program Insurance Brokerage

Coverages GL, Products Liab, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Medical Professionals Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liab Carrier Status Nonadmitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Advanced Professional Services

Coverages BOP, Business Interruption, CGL, Cyber Liab, D&O, E&O, GL, Legal Expense Ins, Legal Malpractice, MEDEFENSE Plus, Medical Malpractice Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, DC, FL, GA, IL, KY, MI, NJ, NV, OH, OK, PA, RI, TX, UT, VA, WA, WV

All Risks Ltd.

Coverages Cyber Liab, D&O, GL, Medical Professional, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States except MA, NY

J.M. Wilson

Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

NeitClem Wholesale Insurance Brokerage Inc.

Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States All States except AK, DC, HI, LA, MA

The McGowan Companies

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Metalworking Companies AmWINS Group Inc. - 100 Locations Worldwide

Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

King Insurance Support Systems

Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Nonadmitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Prime Insurance Company

Mortgage Bankers/Lenders All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Aon Programs

Coverages Crime, Cyber Liab, D&O, E&O, Fidelity, Mortgage Impairment, Professional Liab Carrier Status Non-admitted States All States

Breckenridge Insurance Services

Coverages Collateral Protection, Excess Flood, Flood, Foreclosed Properties, Mortgage REO Cvrg, Wind Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States except AK, HI

Tokio Marine HCC Professional Lines Group

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

van Wagenen Financial Services

Mobile Auto Detailer 5Star Garage Services & Auto Dealers Program

Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Hired & Non-owned Auto, Legal Liab, Property, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Mobile Home Parks (Commercial) Anderson & Murison Inc.

Coverages CGL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Arrowhead General Insurance Agency Inc.

Gorst & Compass Insurance

Philadelphia Insurance Companies

Mental Health Care Facilities

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Medical Imaging Centers

Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Theft Carrier Status Non-admitted States Most States

Coverages Business Income, GL, Liability, Physical Damage, Property States Most States

Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States except DC

Mortgage Brokers CRES Insurance Services

Coverages E&O, GL, Professional Liab Carrier Status Admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 59

2018 Annual Program Directory, Volume II Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Victor O. Schinnerer & Company

Coverages E&O, EPLI Carrier Status Admitted States All States

Motion Picture (Film/Video) Producers

Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Equipment, GL, Hired & Non-owned Auto, Negative Film, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, Business Interruption, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States except WY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

U.S. Risk Insurance Group LLC

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States All States

Motor Sports K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, Disability, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Motorcycle Dealers / Dealerships All Risks Ltd.

Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States All States except Monopolistic

AmWINS Group Inc. - 100 Locations Worldwide Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

K&K Insurance Group Inc.

Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

MBA Insurance Agency of AZ Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except DC, MD, MA, NY, VA

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Emergency Towing & Service, Int’l Coverage - Personal, Liability, Physical Damage States All States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc. Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

Movie Boats

Abacus Insurance Brokers Inc.

Coverages Blanket Addt’l Insureds, Boats, CGL, Watercraft Liab, Wet Marine, Workers’ Comp Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

K&K Insurance Group Inc.

Movie Theaters

Markel Specialty

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Moving & Storage Companies Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Moving Companies Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States TX

Empire Underwriters LLC

Coverages CGL, Motor Truck Cargo, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MI, MO, MS, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Hired & Non-owned Auto, Inland Marine, Motor Truck Cargo, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Program Brokerage Corporation

Coverages All Risks/Cash in Transit, Crime, Fine Arts, Legal Liab, Liability, Property, Umbrella Carrier Status Admitted States All States

Music, Touring & Live Events All Risks Ltd.

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Non-admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Nanny Services Prime Insurance Company

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services LLC

The Hanover Insurance Group

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Municipalities

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Alliant Specialty Insurance Services Inc.

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States except FL

JLT Facilities Inc.

Night Clubs Founders Insurance Company

Greene & Associates

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Philadelphia Insurance Companies

Innovative Coverage Concepts

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Assault & Battery, CGL, Completed Operations Liab, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States All States except HI, VT

International Excess Companies

Professional Governmental Underwriters

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States All States

Museums

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Affinity Nonprofits

Number One Insurance Agency

Distinguished Programs

Prime Insurance Company

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Huntington T. Block

Coverages Fine Arts, Mysterious Disappearance, Property, Theft Carrier Status Admitted States All States

60 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Nonprofit Organizations Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Aon Programs

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Non-Profit D&O, Personal Liab, Property, Sexual Misconduct, Workers’ Comp Carrier Status Admitted States All States

Berkley Select

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, Commercial Excess, D&O, EPLI, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Hired & Non-owned Auto, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Victor O. Schinnerer & Company

Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Non-Profit D&O Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States All States except DC, LA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, E&O, EPLI, Non-Profit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Hired & Non-owned Auto, Liability, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Norman-Spencer Agency Inc.

Advanced E&S Group - Midwest Region

Rockwood Programs Inc.

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Nursing Homes Coverages Abuse & Molestation, Employee Benefits, GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Atlas Financial Holdings - View Co. Info on Page 77

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Business Income, CGL, Commercial Excess, EPLI, Hired & Non-owned Auto, Pollution Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MI, MO, MS, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Fire Legal Liab, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States except LA

PMC Insurance Group

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

M.J. Hall & Company Inc.

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MacNeill Group, Inc., CMGA

Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Workers’ Comp Carrier Status Admitted States All States except HI, NJ, ND, OH, UT, WY

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Prime Insurance Company

UCA General Insurance Services Inc.

Quadrant Insurance Managers

INSURANCEJOURNAL.COM

Office Building Owners Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Coverages CGL, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Philadelphia Insurance Companies

Coverages D&O, EPLI Carrier Status Admitted States All States

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

Mark D. Fredricksen Insurance Services

Professional Insurance Concepts

Professional Program Insurance Brokerage

Worldwide Facilities LLC

Coverages Abuse & Molestation, Auto Comm-Standard, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States All States Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages E&O, Excess Liab, GL States All States

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

All Risks Ltd.

CRC Insurance Services

Coverages GL, Products Liab Carrier Status Non-admitted States All States

Great American Ins. Group - Executive Liability Division Great American Ins. Group, Specialty Human Services

Coverages Completed Operations Liab, GL, Identity Theft, Products Liab Carrier Status Non-admitted States All States

Agricultural Insurance Mgmt Services

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States All States except AK, WA

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Citadel Insurance Services, LC

Quaker Special Risk (New Jersey)

Nurseries / Garden Centers

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Nutraceutical Manufacturers/ Distributors

Coverages GL, Professional Liab Carrier Status Non-admitted States FL, TX

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Western Security Surplus Insurance Brokers LLC

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Oil & Gas Operators AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alliant Specialty Insurance Services Inc.

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2018 Annual Program Directory, Volume II Citadel Insurance Services, LC

Coverages Auto Comm-Standard, EPLI, GL, Pollution Liab, Stop-Gap Carrier Status Admitted States All States

Houston International Insurance Group

Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

McClelland and Hine, a Div. of Worldwide Facilities LLC Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Southwest Energy Underwriters Inc.

Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Houston International Insurance Group

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, Pollution, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Markel Specialty

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States All States except AL, AK, HI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States except LA

Prime Insurance Company

Program Brokerage Corporation

Coverages GL, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Sierra Specialty

Worldwide Facilities LLC

Coverages Equipment, GL, Herbicide & Pesticide, Professional Liab, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, ID, LA, NC, NE, NM, NV, OR, SC, TX, VA, WA

Orchards - Agriculture

Coverages Business Income, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Liquor Liab, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Coverages Control of Well, Excess Liab, GL, Physical Damage, Pollution, Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Auto Comm-Standard, Equipment, Homeowners Pkg, Residential Property, Umbrella States AZ, CA, CO, ID, MN, NM, NV, OR, WA

Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States except DC

Pawn Shops

All Risks Ltd.

Coverages Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Property Carrier Status Non-admitted States All States except HI

Prime Insurance Company

Pest Control Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability & Phys Dmg, Uninsured Motorists Carrier Status Admitted States All States except CA, LA, MA

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Lost Key, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except LA

Sovereign Group Int’l Inc.

Pet Care Professionals Prime Insurance Company

Pet Salons/Kennels/Supplies Continental Brokers Inc.

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/ Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

Petroleum Distributors AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Pollution Liab Carrier Status Admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except Monopolistic

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

62 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Physician Assistants Prime Insurance Company

Physicians Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States

HM Risk Group

Coverages Accident & Health, Accident & Sickness, Accidental Death, BOP, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Foreign GL, GL, Int’l Coverage - Commercial, Kidnap/ Ransom, Liability, Medical, Medical Malpractice, Medical Professional, Misc Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Piers & Docks All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Wind States All States

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Bailee/Customer Goods, Boats, Business Interruption, Care/Custody/Control, Equipment, Fire, Fire Legal Liab, Flood, Hail, Hurricane, Inland Marine, Legal Liab, Liability, Marina Operators Legal, Piers & Docks, Wind Carrier Status Admitted, Non-admitted States Most States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza Delivery All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, BOP, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States

Genesee Program Underwriters

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except WV

Prime Insurance Company

Worldwide Facilities LLC

Coverages Auto Comm-Nonstandard Liability, Hired & Non-owned Auto Carrier Status Non-admitted States All States except FL

Plastic Manufacturers & Distributors AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Prime Insurance Company

Podiatric Physicians Prime Insurance Company

Commercial Sector Insurance Brokers LLC

Prime Insurance Company

Fox Point Programs

Southwest Risk

Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Police/Law Enforcement Officers

Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

Professional Governmental Underwriters

Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

Production Companies

Abacus Insurance Brokers Inc.

Hall & Company

Indemnity Excess & Surplus Agency Inc.

J.M. Wilson

Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

JLT Facilities Inc.

Coverages Blanket Addt’l Insureds, Hired & Non-owned Auto, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Cyber Liab, E&O, GL, Liability, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted States All States except AK, LA, ME, NM, VT, WY

All Risks Ltd.

Keating Brokerage

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

Fox Point Programs

Coverages Cyber Liab, Media Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Employer Organizations (PEO’s) All Risks Ltd.

AmWINS Group Inc. - 100 Locations Worldwide

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Professionals/Consultants/Contractors Access E&S Insurance Services (VA)

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Brecht & Associates

Coverages EPLI, Professional Liab, Property Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

Ian H. Graham Insurance

Coverages Crime, E&O, EPLI, Fidelity Carrier Status Admitted States All States

Intercorp Inc.

Coverages Business Income, Dwelling Fire, Flood, Foreclosed Properties, Liability, Rented Property, Residential Property Carrier Status Admitted, Non-admitted States All States

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

US E&O Brokers

MG Skinner & Associates

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, CA, HI

Virtue Risk Partners LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Property Management Firms

Coverages Dwelling Fire, E&O, Excess Damage, Foreclosed Properties, Liability, Property, Rented Property, Tenant Liability Carrier Status Non-admitted States All except AK, HI

Insurmark, Div of Financial & Professional Risk Solutions

Coverages Business Income, Dwelling Fire, Flood, Foreclosed Properties, Liability, Rented Property, Residential Property Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Walter General Agency (WGA)

Coverages Blanket Addt’l Insureds & Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

US Assure

Coverages GL, Rented Property, Residential Property Carrier Status Admitted States All States

Public Entities Alliant Specialty Insurance Services Inc.

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States except FL

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

American Public Risk

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Tokio Marine HCC Professional Lines Group

CID Insurance Programs Inc.

Innovative Risk Solutions

World Wide Specialty Programs Inc.

Sun Coast General Insurance Agency

RoamNet Insurance Marketing Programs

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

CIBA Insurance Services

Insurmark, Div of Financial & Professional Risk Solutions

Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

U.S. Risk Insurance Group LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Coverages CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coverages EPLI, Workers’ Comp States AR, AZ, CA, CO, FL, GA, IL, LA, MD, NC, NJ, NM, NV, NY, OK, PA, TN, TX

Apartment Insurance Consultants LLC

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States All States except DC, LA

Prime Insurance Company

Western Surplus Lines Agency Inc.

Philadelphia Insurance Companies

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

Artex Risk Solutions Inc.

Coverages CGL, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except HI, WV

Property Managers All Risks Ltd.

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Norman-Spencer International Inc.

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers' Comp Carrier Status Non-admitted States All States

Empire Underwriters LLC

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Fox Point Programs

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Coverages Cyber Liab, EPLI, Workers’ Comp Carrier Status Admitted States All States

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States All States

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

Breckenridge Insurance Services

Coverages Auto Comm-Standard Liability, Educator Legal Liab, GL, Personal Liab, Police Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Euclid Public Sector

Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States except CA, DC, HI, LA

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US E&O Brokers

Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except HI

Coverages E&O, Technology E&O Carrier Status Admitted, Non-admitted States Most States

MAXIMUM

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

OneBeacon Government Risks

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

Publishers Cooper & McCloskey Inc.

Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Real Estate Agents & Brokers Arrowhead General Insurance Agency Inc.

Coverages E&O, Escrow E&O Carrier Status Non-admitted States CA

CRES Insurance Services

Coverages E&O, GL, Professional Liab Carrier Status Admitted States Most States

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States except CA

Herbert H. Landy Insurance

Coverages BOP, Crime, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, LA

Insyst Insurance Systems

Coverages E&O, Escrow E&O Carrier Status Non-admitted States CA

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor O. Schinnerer & Company

Real Estate Appraisers

Risk Strategies Company

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Intercorp Inc.

Recycling Centers All Risks Ltd.

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Victor O. Schinnerer & Company

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

Sun Coast General Insurance Agency

Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Berkley Specialty Underwriting Mgrs - Environmental Div

Coverages Earthquake, Flood, Inland Marine, Wind States All States

Appalachian Underwriters Inc.

Midwestern Insurance Alliance LLC

Breckenridge Insurance Services

ProSurance Group Inc.

Real Estate Developers/Homebuilders

Abacus Insurance Brokers Inc.

Coverages Addt’l Living Expense, Apartment House Package, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, GL, High Valued Homes, Liability, Loss of Use, Rented Property, Residential Property Carrier Status Non-admitted States All States Coverages Warranties, Extended Carrier Status Admitted States All States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Quaker Special Risk (New Jersey)

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Personal Safeguards Group LLC

Coverages Addt’l Expense, Auto Comm-Standard, Bailee/ Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Hired & Nonowned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Coverages E&O Carrier Status Admitted States All States

Records Storage & Info Mgmt

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Logic Underwriters Inc.

Prime Insurance Company

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

US Assure

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Registered Investment Advisors Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

RISCO Insurance Brokerage Inc.

Coverages Cyber Liab, D&O, E&O Carrier Status Admitted, Non-admitted States CT, FL, MA, ME, NH, NY, RI, VT

Residential Care Centers AFC Insurance

Coverages Abuse & Molestation, Accident & Health, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI

Gateway Specialty Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Foreign GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Residential Subcontractors American Team Managers Insurance Services

Coverages Blanket Waivers, CGL, Contractors Equip Carrier Status Non-admitted States AK, AZ, CA, FL, GA, IL, KS, MN, MO, NJ, OH, OK, OR, PA, TN, TX, WA

Prime Insurance Company

Recording Studios

All Risks Ltd.

Quaker Special Risk (Florida)

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Non-admitted States All States

64 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Quaker Special Risk (Mass.)

Applied Underwriters Inc.

Quaker Special Risk (New Jersey)

Aspera Insurance Services Inc.

Quaker Special Risk (New York)

Atlas General Insurance Services

Southwest Risk

Bass Underwriters

US Assure

Berkley Luxury Group, A Berkley Company

Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Nonadmitted States FL

Brecht & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NE

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States Coverages Builders Risk, COC, Contractors Equipment, Installation Floaters, Theft Carrier Status Admitted States All States

Resorts Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

BreckComp Program of Blue River Underwriters

Coverages Auto Comm-Standard, Crime, Cyber Liab, Inland Marine, Liability, Property Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Restaurants Abram Interstate Insurance Services Inc.

Coverages CGL, Equipment, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Legal Liab, Liability, Liquor Liab, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Nonadmitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Flood, Food Spoilage, Garage Keepers Legal Liab, Glass, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Non-admitted States CA, CO, FL, GA, IL, LA, NC, SC, TX

AFC Insurance

Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States All States except FL

All Risks Ltd.

Coverages Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages Business Income, Business Interruption, CGL, Equipment, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

INSURANCEJOURNAL.COM

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States MO, MS, NY, TX

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Equipment Breakdown, Food Spoilage, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Property Carrier Status Admitted States CA, CT, DC, IL, MA, MD, MN, MO, NJ, NV, NY, PA, VA Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, CGL, Commercial Excess, Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages CGL, GL Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, Business Interruption, CGL, Commercial Excess, D&O, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Personal Property, Products Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Griffin General Agency Inc.

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

IMACO Underwriters

Coverages BOP, D&O, E&O, GL, Liquor Liab, Property, Umbrella, Workers’ Comp States All States Coverages Auto Comm-Standard, Business Income, CGL, Crime, Employee Benefits, Equipment Breakdown, Fine Arts, Food Spoilage, GKLL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except HI, VT

International Excess Companies

Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL

Izzo Insurance Services Inc.

Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MAXIMUM

Number One Insurance Agency

Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Origin Specialty Underwriters

PMC Insurance Group

Coverages Workers’ Comp Carrier Status Admitted States All States except HI, ND, OH, WA

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Liquor Liab, Property Carrier Status Non-admitted States All States

RISCO Insurance Brokerage Inc.

Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Sun Coast General Insurance Agency

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

UmbrellaPro by Great Point Insurance

Coverages Auto Comm-Standard, Umbrella Carrier Status Admitted States All States

Walter General Agency (WGA)

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States Coverages CGL, Commercial Excess, Crime, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Kelly Company

StateFund First

Innovative Coverage Concepts

Lancer Insurance Company

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MacNeill Group, Inc., CMGA

Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

Keating Brokerage

M.J. Hall & Company Inc.

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 65

2018 Annual Program Directory, Volume II Retail Stores 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except CA, LA, MA

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except MS, MO, NY, TX

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

Keating Brokerage

Coverages CGL, Commercial Excess, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

Monarch E&S Insurance Services

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Nonadmitted States All States except AK, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

UCA General Insurance Services Inc.

Roller Skating Rinks K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

RV Dealerships All Risks Ltd.

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property Carrier Status Admitted States Most States

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

MBA Insurance Agency of AZ Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States except DC, HI, MA

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc. Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

RV Parks K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Schools-Public/Private AAU, A division of USG Insurance Services

Coverages Builders Risk, Crime, Cyber Liab, D&O, Damage in Process, EPLI, Equipment Breakdown, Flood, Hired & Nonowned Auto, Inland Marine, Medical Payments, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Markel Specialty

Coverages GL, Liability, Mobile Home Ins, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, IL, NM, NV, OR, UT, WA

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Philadelphia Insurance Companies

Nonprofits Insurance Alliance Group

King Insurance Support Systems

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Scaffold Erectors

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States All States

Construction Insurance Services LLC

Coverages Excess Liab, GL Carrier Status Non-admitted States All States

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Care/Custody/Control, Cargo, CGL, Commercial Excess, Contractors Equip, Environmental Liab, EPLI, Fire, Hired & Non-owned Auto, OCP, Pollution Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

School Busing Firms 5Star Contract School Bus Program

Coverages Auto Comm-Standard Liability, EPLI, GL, Hired & Non-owned Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Western Security Surplus Insurance Brokers LLC

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except Monopolistic

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Hired & Non-owned Auto, Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States except LA, MA, NJ

Coverages Auto Comm-Standard, Environmental Liab, GL, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA, MA

Prime Insurance Company

Apollo General Ins. Agency Inc.

66 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

G.J. Sullivan Co., a company of Worldwide Facilities LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Inland Marine, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

Prime Insurance Company

Worldwide Facilities LLC

Coverages Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Securities Brokers/Dealers Prime Insurance Company

Security Guard Firms All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC Coverages E&O, Liability Carrier Status Non-admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except NE

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Costanza Insurance Agency Inc.

Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States except DC

Gray-Stone & Co.

Coverages GL, Umbrella Carrier Status Admitted States CA

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States except LA

Prime Insurance Company

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

Self-Storage Facilities

Ship Yards

All Risks Ltd.

Coverages Business Income, CGL, Cyber Liab, Excess Liab, GL, Pollution Liab, Property Carrier Status Non-admitted States All States

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Business Income, CGL, Cyber Liab, Employee Benefits, EPLI, Fine Arts, Identity Theft, Pollution Liab Carrier Status Non-admitted States All States

The American Equity Underwriters Inc.

GMI Insurance Services

Align General Insurance Agency LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States All States

MiniCo Insurance Agency LLC

Coverages MEL, USL&H, Workers’ Comp States All States

Shooting Ranges Coverages Firearms Liability, GL, Professional Liab, Property States All States except AK, HI

BreckComp Program of Blue River Underwriters Coverages Auto Comm-Standard, Crime, Cyber Liab States All States

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Fire, GL, Hired & Non-owned Auto, Legal Liab, Liability, Medical Payments, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Wind Carrier Status Admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, SD, WA, WY

StorageFirst Self-Storage Business Insurance Program

IT Risk Managers Inc.

Universal Insurance Programs

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages Bailee/Customer Goods, Business Income, CGL, Cyber Liab, Equipment Breakdown, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

All Risks Ltd.

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except HI

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Garage Liability, GL, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States AR, AZ, CA, CO, FL, GA, ID, IL, MI, NC, NH, NJ, NM, NV, NY, OR, PA, SC, TN, TX, UT, VT, WA

Ship Repairers/Marine Artisan Contractor Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Prime Insurance Company

Shopping Centers Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Advanced E&S Group - Southeast Region

Coverages Cyber Liab, Equipment Breakdown, Flood, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

All Risks Ltd.

The American Equity Underwriters Inc.

Coverages CGL, Employee Benefits, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States All States

Service Stations

Maritime Program Group

IMACO Underwriters

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Appleby & Sterling

Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

Continental Brokers Inc.

Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 67

2018 Annual Program Directory, Volume II Prime Insurance Company

Promont Insurance Advisors

Coverages Cyber Liab, GL, Property States All States

UCA General Insurance Services Inc.

Shuttle Service-Non Emergency Medical 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, Hired & Non-owned Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except AK, MA, NJ, RI

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except Monopolistic

Irwin Siegel Agency

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Garage Liability, GL, Glass, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AL, LA, MS, WV

Prime Insurance Company

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States Most States

Shuttle Services 5Star Public Auto Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Atlas Financial Holdings - View Co. Info on Page 77

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except AK, DC, HI, LA, MA

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Small to Mid-Sized Businesses

Abacus Insurance Brokers Inc.

Coverages Cyber Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

Advanced E&S Group - Midwest Region

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Appleby & Sterling

Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Keating Brokerage

Coverages Auto Comm-Nonstandard, Excess Liab, Professional Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Markel Specialty

Coverages Blanket Addt’l Insureds, BOP, Business Income, Fire, Food Spoilage, Glass, Herbicide & Pesticide, Hired & Non-owned Auto, Liability, Liquor Liab, Property, Rented Property, Spoilage, WC - Master Policies/ASO, Wind, Workers’ Comp Carrier Status Admitted States All States except FL, LA, NY, RI

ProWriters

Coverages BOP, E&O, GL Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Misc Professional Liab, NonProfit D&O, Pollution Liab, Products Liab, Property, Real & Business Personal Prop, Religious Institutions, Technology E&O Carrier Status Non-admitted States IL, IN, OH

Snow Ski Rental Firms Prime Insurance Company

Snowmobile Tours - Guided K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Social Clubs Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Great American Ins. Group, Specialty Human Services

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Western Security Surplus Insurance Brokers LLC

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

68 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Social Service Agencies AFC Insurance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Atlas Financial Holdings - View Co. Info on Page 77

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States All States

Berkley Select

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Charity First Insurance Services Inc.

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Specialty

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance Group

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Prime Insurance Company

Philadelphia Insurance Companies

Russell Bond & Co. Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Liability, Mental Health Care, Misc Professional Liab, Products Liab, Professional Liab, Property, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, UT, WY

Software Developers Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Special Events

Abacus Insurance Brokers Inc.

Coverages Excess Liab, Inland Marine, Int’l Coverage Commercial, Liability, Liquor Liab, Participant Accident Carrier Status Admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Event Cancellation, Liquor Liab, Trade Shows & Festivals Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

All Risks Ltd.

Coverages Contingent Coverages, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States All States

AmWINS Group Inc. - 100 Locations Worldwide

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Ashley General Agency

Coverages GL, Trade Shows & Festivals Carrier Status Non-admitted States TX

Aspera Insurance Services Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States CA, FL

Founders Insurance Company

Coverages Assault & Battery, GL, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Gateway Specialty Insurance

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

JD Fulwiler & Company Insurance

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States

McClelland and Hine, a Div. of Worldwide Facilities LLC Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages GL, Liquor Liab Carrier Status Admitted States MA

INSURANCEJOURNAL.COM

Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Commercial Excess, EPLI, GL, Liability, Property Carrier Status Non-admitted States All States

Universal Insurance Programs

Tattoo Parlors/Permanent Makeup/Body Piercing All Risks Ltd.

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Coverages Assault & Battery, Business Income, Employee Benefits, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

TAPCO Underwriters Inc.

Prime Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Substance Abuse Program Administrators

Professional Program Insurance Brokerage

Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Tax Preparers & Bookkeepers

Philadelphia Insurance Companies

All Risks Ltd.

Prime Insurance Company

Fox Point Programs

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

Coverages CGL, Property Carrier Status Admitted States All States except LA Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Surgery Centers Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Herbert H. Landy Insurance

Coverages BOP, Crime, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Prime Insurance Company

Pro-Praxis Insurance

Quaker Special Risk (Florida)

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI, LA

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Taxi Service

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 77

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

KF&B Program Managers Insurance Services

Tanning Salons

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States All States

Prime Insurance Company

Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States

M.J. Kelly Company

Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Cargo States FL, GA

Temporary Medical Staffing

PMC Insurance Group

Professional Program Insurance Brokerage

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Property Carrier Status Non-admitted States All States

Coverages Workers’ Comp Carrier Status Admitted States Most States

Pro-Praxis Insurance

World Wide Specialty Programs Inc.

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2018 Annual Program Directory, Volume II

Temporary Staffing Firms

Tour & Charter Bus Services

All Risks Ltd.

Translators & Interpreters

5Star Public Auto Program

Professional Program Insurance Brokerage

Artex Risk Solutions Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Cooper & McCloskey Inc.

Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Empire Underwriters LLC

Coverages BOP, CGL, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Philadelphia Insurance Companies

PMC Insurance Group

Coverages Workers’ Comp Carrier Status Admitted States Most States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Legal Liab, Liability, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States All States

U.S. Risk Insurance Group LLC

Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Theatre Production Companies Great American Ins. Group, Specialty Human Services

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Title Agents Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Non-admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Tokio Marine HCC Professional Lines Group

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except LA, MA, NJ

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States All States except AK, DC, HI, MA

Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

Trap & Skeet Shooting Clubs

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States All States

Travel Agents & Tour Operators Aon Programs

Coverages E&O, Fire Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Personal Liab, Professional Liab Carrier Status Admitted States All States

Mexico Insurance Online

Tow Truck Firms

Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Emergency Towing & Service, Homeowners Pkg, Int’l Coverage - Personal, Liability, Physical Damage, Watercraft Liab States All States

KBK Insurance Group Inc.

Prime Insurance Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Equipment, Garage Keepers Legal Liab, GL, On-Hook Cargo, Umbrella Carrier Status Admitted States All States except AK, CA, HI, MA

Prime Insurance Company

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo States FL, GA

Worldwide Facilities LLC

Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GKLL, GL, On-Hook Cargo Carrier Status Admitted, Non-admitted States All States

Trade Show Exhibitors

Abacus Insurance Brokers Inc.

Coverages Excess Liab, GL Carrier Status Admitted States All States

BUA LLC

Coverages Excess Liab, GL Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Hired & Non-owned Auto, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

Travel Trailers American Reliable Insurance Company

Coverages Personal Property, Physical Damage Carrier Status Admitted States All States except DC

Prime Insurance Company

Truck Body/Manufacturers/Distributors Prime Insurance Company

Truck Dealers - Franchised KBK Insurance Group Inc.

Coverages Auto Comm-Standard, Dealers Open Lot, GKLL, Property Carrier Status Admitted States All States except AK, HI, MA, NY

Prime Insurance Company

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program

Coverages CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States All States except AK, HI, MA, NH, NY

Prime Insurance Company

5Star Trucking Program

K&K Insurance Group Inc.

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

70 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except CA, MA, NH, NJ, NY

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, CO, NV, OR

All Risks Ltd.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

American Team Managers Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States AZ, CA, ID, NM, NV, OR, TX, UT, WA, WY

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Contingent Coverages, Excess Liab, GL, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States

Crouse & Associates

Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Hired & Non-owned Auto, Motor Truck Cargo, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages CGL, Motor Truck Cargo, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States AL, FL, GA, IN, KY, LA, MS, NC, SC, TN, TX, VA, WI

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except AK, FL, MA, NJ, NY

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Interline Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

International Transportation & Marine Agency Inc.

Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except Monopolistic

National Advantage Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MacNeill Group, Inc., CMGA

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FL

MAXIMUM

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Hired & Non-owned Auto, Non-Trucking Auto Liab, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

M.J. Kelly Company

McClelland and Hine, a Div. of Worldwide Facilities LLC

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

National Indemnity Company

RLI

Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States except DC

RLI Transportation

Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States All States except AK, DC, HI, MA

Scout Insurance Group Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo, Motor Truck Cargo Carrier Status Admitted, Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

Southern Insurance Underwriters Inc. CMGA

Coverages Cargo, Container Refrigeration Break, Hired & Non-owned Auto, Inland Marine, Liability, Long Haul, Motor Truck Cargo, Non-Trucking Auto Liab, On-Hook Cargo, Physical Damage, Pollution, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States FL, GA, MS, NC, SC, TN

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities LLC

Lancer Insurance Company

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, GL, Hired & Non-owned Auto, Long Haul, Medical Payments, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

PEO Brokers Group

AAU, A division of USG Insurance Services

M.J. Kelly Company

M.J. Hall & Company Inc.

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Keating Brokerage

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States All States

Paul Hanson Partners Specialty/Mover’s Choice Program

Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Cargo, Excess Liab, Garage Keepers Legal Liab, GKLL, GL Carrier Status Non-admitted States AL, AR, AZ, CA, DE, GA, LA, MD, MS, NJ, PA, TX, VA, WA

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Liability, Cargo, CGL, Commercial Excess Carrier Status Non-admitted States All States

KBK Insurance Group Inc.

Used Car Dealers Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Completed Operations Liab, Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Liability, Physical Damage, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States AL, FL, GA, MS, SC, TN

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States All States except HI

Utilities-Natural Gas Companies AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Valet Parking Companies All Risks Ltd.

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except MA, NJ, NY

Alliant Specialty Insurance Services Inc.

Appalachian Underwriters Inc.

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, CA, HI, NY, RI

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

DMI Insurance Services

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

U.S. Risk Insurance Group LLC

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services Prime Insurance Company

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 71

2018 Annual Program Directory, Volume II Proctor Financial Inc.

World Wide Specialty Programs Inc.

Veterinarians Prime Insurance Company

Vineyards Agricultural Insurance Mgmt Services

Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Sierra Specialty

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Vitamin/Health Food Suppliers CRC Insurance Services

Coverages CGL, EPLI, Products Liab Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Waste Haulers

Water/Wastewater Facilities

Align General Insurance Agency LLC

Beacon Hill Associates Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, CO, NV, OR

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except Monopolistic

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States except DC, HI, MD, NJ

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Berkley Specialty Underwriting Mgrs - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Hired & Non-owned Auto, Int’l Coverage - Commercial, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brecht & Associates

Coverages Auto Comm-Nonstandard, Environmental Liab, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

PMC Insurance Group

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Warehouse Operators AmWINS Program Underwriters

Coverages Business Interruption, GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Empire Underwriters LLC

Coverages CGL, Inland Marine, Motor Truck Cargo, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Gorst & Compass Insurance

Coverages Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Water Well Drilling Operation Co’s AmWINS Group Inc. - 100 Locations Worldwide

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AR, CO, LA, OR, SC

Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Coverages BOP, Business Income Carrier Status Non-admitted States CA

National Advantage Insurance Services Inc.

Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Prime Insurance Company

Coverages CGL, E&O, Pollution States All States

Freberg Environmental Inc.

Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except HI

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

US Assure

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Hail, Hurricane, Installation Floaters, Theft, Weather, Wind States All States

Weddings All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages CGL, Event Cancellation, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Nonadmitted States All States except WY

K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Markel Personal Lines

Coverages Event Cancellation, Liability, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Physical Damage Rental Units, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States All States

Wildlife Control Brownyard Group

Prime Insurance Company

72 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

INSURANCEJOURNAL.COM

2018 Annual Program Directory, Volume II Wineries

Yachts/Mega Yachts

Youth Sports Associations

Markel Specialty

Maritime Program Group

Affinity Nonprofits

Markel Personal Lines

All Risks Ltd.

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States All States

Sierra Specialty

Prime Insurance Company

Wood Workers

Quaker Special Risk (Florida)

Keith D. Peterson & Company Inc.

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Woodus K. Humphrey & Co. (AmWINS)

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Wrecking Contractors Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States except HI Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

JD Fulwiler & Company Insurance

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Quaker Special Risk (New Jersey)

K&K Insurance Group Inc.

Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, CGL, Crime, D&O, Equipment, Inland Marine, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Quaker Special Risk (New York)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Southern Insurance Underwriters Inc. CMGA

Coverages Boats, Builders Risk, Commercial Marine, Emergency Towing & Service, Excess Liab, Fire, Flood, Hail, Hull, Hurricane, Liability, Medical Payments, Pollution, Pollution Liab, Protection & Indemnity (P&I), Theft, Uninsured Boaters, USL&H, Watercraft Liab, Watersports Liab, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Special Markets Ins. Consultants, An AmWINS Group Coverages Accident & Health, Liability Carrier Status Admitted States All States

Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Terheggen/Malone Marine Insurance

www.insurancehelper.com

Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Sexual Misconduct, Trade Shows & Festivals Carrier Status Non-admitted States All States

Yacht Clubs Maritime Program Group

Coverages Boats, CGL, Commercial Marine, Crime, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 73

2018 Annual Program Directory Volume II – Alphabetical Directory of Markets 5Star Business Auto Program (Misc. classes)

Advanced Professional Services

AmWINS Group, Inc. - 100 Locations Worldwide

5Star Contract School Bus Program

AFC Insurance

AmWINS Program Underwriters

5Star Garage Services & Auto Dealers Program

Affinity Nonprofits

AmWINS Transportation Underwriters, Inc.

5Star Non-Trucking Liability Program 5Star Public Auto Program / Trucking Program

Agency Marketing Services

Anderson & Murison, Inc.

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com publicauto@5starsp.com trucking@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services

906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

AAU, A division of USG Insurance Services 1000 Town Center Way, Ste. 300 Canonsburg, PA 15317 Phone: (724) 754-9052, Fax: (724) 754-9011 ckochman@aauins.com www.aauins.com

409 E. Hillsboro Blvd., Deerfield Beach, FL 33441 Phone: (866) 551-9805, Fax: (866) 417-7207 admin@advancedprofessional.com www.advancedprofessional.com 3101 Emrick Blvd., Ste. 100, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 dina.tristani@afcins.com www.afcins.com 1120 20th St. NW, Ste. 600, Washington, DC 20036 Phone: (800) 432-7465, Fax: (800) 701-1982 info@affinitynonprofits.com www.affinitynonprofits.com 9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

Agricultural Insurance Mgmt Svcs.

2512 Wilshire Blvd., Santa Monica, CA 90403 Phone: (424) 214-3720, Fax: (424) 214-3721 brokersupport@abacus.net www.abacus.net Abacus distributes specialty programs online to 4000+ retail brokers nationwide, representing 10,000+ insurance professionals. Brokers transact in real time and access over 30 products across 8 top notch carriers.

ABC Aviation Program

906 S. Kirkwood Rd., Kirkwood, MO 63122 Phone: (314) 471-0777 stephanie_likens@theabcprogram.com www.programsins.com

Abram Interstate Insurance Services, Inc. 2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

Access E&S Insurance Services (VA)

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

Advanced E&S Group

333 W. Wacker Dr., Ste. 1200, Chicago, IL 60606 Phone: (866) 867-0505, Fax: (312) 579-3438 sswanson@advancedesgroup.com www.advancedesgroup.com

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-2800 ben.francavilla@amwins.com www.amwins.com/apu 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 andrew.brown@amwins.com www.amwins.com/atu

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 mjawitz@amqts.com www.andersonmurison.com For more info, see our ad on page 20 (National).

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Align General Insurance Agency, LLC

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

All Risks, Ltd.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (866) 234-0955, Fax: (410) 828-8179 allrisksij@allrisks.com www.allrisks.com

Alliant Specialty Insurance Services, Inc.

Abacus Insurance Brokers, Inc.

See Website for Locations - HQ - Charlotte, NC Phone: (704) 749-2700, Fax: (704) 943-9000 allison.crisafulli@amwins.com www.amwins.com

P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455 Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Reliable Insurance Company

8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-7704 ktieplinsky@americanreliable.com www.americanreliable.com

American Team Managers Insurance Services 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

AMIS/Alliance Marketing & Insurance Services, P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 snowell@amiscorp.com www.amisinsurance.com

AmTrust Surety

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com

74 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

Aon Programs

1100 Virginia Dr., Ste. 250, Ft. Washington, PA 19034 Phone: (312) 381-5082 sean.wylie@aon.com www.aonprograms.com For more info, see our ad on page 27 (National).

Apartment Insurance Consultants, LLC

7000 N. Mopac Expy, Ste. 250, Austin, TX 78731 Phone: (512) 467-7299, Fax: (512) 452-7288 amandas@aicinsure.com www.AICinsure.com

Apollo General Ins. Agency, Inc.

P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 victoriam@apgen.com www.apgen.com

Appalachian Underwriters, Inc.

800 Oak Ridge Turnpike, Ste. A-1000 Oak Ridge, TN 37830 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Appleby & Sterling

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 2 & 3 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

2850 Golf Rd., 5th Fl, Rolling Meadows, IL 60008 Phone: (630) 694-5050 artexinfo@artexrisk.com www.artexrisk.com INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume II – Alphabetical Directory of Markets Berkley Specialty Underwriting Managers, LLC Environmental Division •

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400 Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 hnelson@ashleyga.com www.ashleyga.com

Aspera Insurance Services, Inc.

2221 Edward Holland Dr., Ste. 600 Richmond, VA 23230 Phone: (804) 774-2101, Fax: (804) 673-5697 marketing@asperains.com www.asperains.com

Atlas Financial Holdings: American Country, American Service, Gateway, Global Liberty Insurance Co’s

953 American Ln., 3rd Fl, Schaumburg, IL 60173 Phone: (847) 700-8224, Fax: (847) 952-7019 marketing@atlas-fin.com www.atlas-fin.com

Atlas General Insurance Services

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (858) 529-6700, Fax: (619) 814-8914 info@atlas.us.com atlas.us.com For more info, see our ad on page 27 (National).

303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

600 Corporate Pkwy, Ste. 250 Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 bbleistine@comsectorins.com www.comsectorins.com

Breckenridge Insurance Services

Community Association Insurance Solutions, LLC 5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762 Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.caislive.com

245 TownPark Dr., Ste. 200, Kennesaw, GA 30144 Phone: (855) 728-8822 partner@breckis.com www.breckis.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

BUA, LLC

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

Consumer Specialties Insurance Co. (RRG)

Calco Commercial Insurance

Continental Brokers, Inc.

ChemPlan - Chemical Insurance

Berkley Luxury Group, A Berkley Company

CIBA Insurance Services

INSURANCEJOURNAL.COM

8300 Greensboro Dr., Ste. 980, McLean, VA 20006 Phone: (703) 827-2277, Fax: (703) 827-2279 nchanduvi@amesgough.com www.csiplus.com 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

13907 Ventura Blvd., Ste. 106 Sherman Oaks, CA 91423 Phone: (818) 906-7900, Fax: (866) 521-0617 sarkis@calcocommercialinsurance.com www.ecigaretteinsurance.com

Beacon Hill Associates, Inc.

233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 info@berkleyselect.com www.berkleyselect.com

5949 Sherry Ln., Ste. 1175, Dallas, TX 75225 Phone: (214) 884-1800, Fax: (214) 884-1801 kcurley@constructioninsuranceservices.com www.constructioninsuranceservices.com 150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Burns & Wilcox - All Offices

Charity First Insurance Services, Inc.

Berkley Select

Construction Insurance Services, LLC

Construction Insurance Solutions

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Bass Underwriters

301 Route 17 N, Ste. 900, Rutherford, NJ 07070 Phone: (201) 518-2545 dmerlo@berkleyluxurygroup.com www.berkleyluxurygroup.com

Commercial Sector Insurance Brokers, LLC

2147 Herndon Ave., Ste. 103, Clovis, CA 93611 Phone: (559) 326-5775, Fax: (559) 326-5599 vwilliams@blueriveruw.com www.blueriveruw.com

BreckComp Program of Blue River Underwriters

Continental Underwriters, Inc.

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 info@citadelus.com www.citadelus.com

Coastal Insurance Underwriters, Inc.

Brecht & Associates

CAMICO

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

Citadel Insurance Services, LC

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Maureen_Dyson@charityfirst.com www.charityfirst.com

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 info@contund.com www.contund.com

Cooper & McCloskey, Inc.

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net 655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 lqiang@cibaservices.com www.cibaservices.com See our ad on pg 6 (S. Central) & pg 5 (Southeast).

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com

Cosmetic Insurance Services, a Division of Frenkel & Company

210 Hudson St., 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, see our ad on pgs 16 & 21 (National).

DECEMBER 3, 2018 NATIONAL | INSURANCE JOURNAL | 75

2018 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Costanza Insurance Agency, Inc.

Euclid Architects & Engineers

GMI Insurance Services

CRC Insurance Services

Euclid Public Sector

Gorst & Compass Insurance

Evolution Insurance Brokers

Gray-Stone & Co.

3010 LBJ Freeway, Ste. 925, Dallas, TX 75234 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com See Website for Locations, Birminham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com For more info, see our ad on pgs 28 & 29 (National).

CRES Insurance Services

12396 World Trade Dr., Ste. 303, San Diego, CA 92128 Phone: (858) 618-1648, Fax: (858) 618-1655 info@cresinsurance.com www.cresinsurance.com

Crouse & Associates

650 California St., Ste. 1100 San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidae.com www.euclidae.com 234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidps.com www.euclidps.com 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

Distinguished Programs

1180 Ave. of the Americas, 16th Fl New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 marketing@distinguished.com www.distinguished.com

DMI Insurance Services

8911 N. Capital of TX Hwy #4240, Austin, TX 78759 Phone: (800) 877-2525 info@dmi-insurance.com www.dmi-insurance.com

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com Empire Underwriters is a National Managing General Agency, Insurance Wholesaler, Excess and Surplus lines facility and Program Manager serving Producers in 46 states. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications.

Equisure, Inc.

13790 E. Rice Pl., Ste. 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com 275 E. Hillcrest Dr., Ste. 250 Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: 805294985 hstone@gray-stone.com www.gray-stone.com

Great American Insurance Group - Executive Liability Division

1450 American Lane, 8th Fl, Schaumburg, IL 60173 Phone: (847) 330-6750 ELD@GAIG.com www.GreatAmericanELD.com

Great American Insurance Group, Specialty Human Services

CTC Transportation Insurance Services LLC

611 W. Fort Scott St., Butler, MO 64730 Phone: (760) 487-7399, Fax: (760) 487-7401 info@coast-ins.com www.coast-ins.com For more info, see our ad on page 19 (National).

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

A pillar of strength. Since 1901. A member of the

Utica National Insurance Group

Founders Insurance Company

1350 E. Touhy Ave., Ste 200W, Des Plaines, IL 60018 Phone: (847) 768-2562 pvaulman@foundersinsurance.com https://myweb.foundersagents.com/default.aspx

Founders Specialty

1101 E. Jackson St., Tampa, FL 33602 Phone: (813) 999-8090 stephen.vanwert@foundersspecialty.com www.foundersspecialty.com

Fox Point Programs

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 info@foxpointprg.com www.foxpointprg.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

G.J. Sullivan Co., a company of Worldwide Facilities, LLC

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9530, Fax: (714) 876-2252 dmesko@wwfi.com www.gjsullivan.com

Gateway Specialty Insurance

1170 Devon Park Drive, Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Genesee Program Underwriters

3025 Windward Plaza, Ste. 400 Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.geneseeins.com

Gerald J. Wilkoff, Inc.

301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (866) 424-4758, Fax: (888) 513-5593 clwood@gaig.com www.SpecialtyHumanServices.com

Greene & Associates

400 Quaker Rd., East Aurora, NY 14052 Phone: (716) 805-1090, Fax: (716) 805-1099 kburch@whgreene.com www.whgreene.com

Gridiron Insurance Underwriters, Inc. 300 S. Pine Island Rd., Ste. 109 Plantation, FL 33324 Phone: (954) 331-3000 ddemott@gridironins.com www.gridironins.com

Griffin General Agency, Inc.

363 N. Sam Houston Pkwy E, Ste. 1000 Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 info@griffingeneralagency.com www.griffingeneralagency.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Hagerty

141 Rivers Edge Dr., Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagertyagent.com

Hall & Company

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 bmarty@hallandcompany.com www.hallandcompany.com

Herbert H. Landy Insurance

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

76 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume II – Alphabetical Directory of Markets HM Risk Group

P.O. Box 1702, Austin, TX 78767 Phone: (512) 827-9896, Fax: (512) 782-0403 ashley@hmriskgroup.com www.hmriskgroup.com

Houston International Insurance Group

800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 cwallach@hiig.com www.hiig.com

Insyst Insurance Systems

JM Associates / Burnham + Co., a Div. of Hub Int’l Northeast, Ltd.

303 Broadyway, Laguna Beach, CA 92651 Phone: (949) 313-7808 dan.agrella@insystinsurance.com www.insystinsurance.com

One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com Bruce.Rector@hubinternational.com www.elevatorinsurance.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

HUB International Limited

Interline Insurance Services

Huntington T. Block

International Excess Companies

IAAC, Inc.

International Transportation & Marine Agency

300 N. LaSalle St., 17th Floor Chicago, IL 60654 Phone: (855) 828-6329 www.hubinternational.com 1120 20th Street NW, 6th Fl, Washington, DC 20036 Phone: (800) 424-8830, Fax: (202) 331-0499 HTBinfo@aon.com www.huntingtontblock.com 5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 431-1126 bbixby@iiabny.org www.iiabny.org

Ian H. Graham Insurance

15303 Ventura Blvd., 12th Fl Sherman Oaks, CA 91403 Phone: (800) 621-2324, Fax: (866) 229-3754 info@ihginsurance.com www.ihginsurance.com

4 Centerpointe Dr., Ste. 300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 356-0288 susan.scurti@ameritrustgroup.com www.interlineinsurance.com 3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (216) 342-7442 kennethkukral@intlxs.com www.intlxs.com 7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

Irving Weber Associates, Inc. (IWA)

180 E. Main St., Ste. 208, Smithtown, NY 11787 Phone: (855) 661-4557, Fax: (888) 622-0414 info@iwains.com www.iwains.com

Keating Brokerage

1915 NW AmberGlen Pky, Ste. 450 Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Irwin Siegel Agency

Innovative Coverage Concepts

IT Risk Managers, Inc.

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Insurmark CAT, a Div. Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 mark.nies@insurmark.com www.floodwatchins.com

Insurmark, a Div. of Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (404) 434-4384, Fax: (937) 323-0787 casey.j.castagna@insurmark.com www.insurmark.com

Insurtec Tanning and Spa Insurance

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com INSURANCEJOURNAL.COM

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com For more info, see our ad on page 17 (National). 1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

1235 N Grove St, Anaheim, CA 92806 Phone: (800) 943-3821 marketing@imacoinsurance.com www.imacounderwriters.com

8 Wood Hollow Rd., Parsippany, NJ 07054 Phone: (877) 615-5488 robertc@innocov.com www.innocov.com

K&K Insurance Group, Inc.

KBK Insurance Group, Inc.

IMACO Underwriters

Indemnity Excess & Surplus Agency, Inc.

25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

2525 E. Camelback Rd., Ste. 800, Phoenix, AZ 85016 Phone: (602) 325-5582, Fax: (602) 325-5591 info@tkgins.com www.keating.insurance

Keith D. Peterson & Company, Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

708 Milam St., Ste. 300, Shreveport, LA 71101 Phone: (318) 221-0547, Fax: (318) 424-7516 ecpeterson@keithdpeterson.com www.kdpinsurance.com

Kevin Davis Insurance Services

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 info@itriskmanagers.com www.ITRiskmanagers.com

Izzo Insurance Services, Inc.

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

JD Fulwiler & Company Insurance

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 info@jdfulwiler.com www.jdfulwiler.com

JLT Facilities, Inc.

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 308, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 czallo@kfbins.com www.kfbins.com

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101 San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-9191, Fax: (516) 431-0488 producer@lancerinsurance.com www.lancerinsurance.com

Landmark E&S Insurance Brokers, LLC

999 Corporate Dr., Ste. 100, Ladera Ranch, CA 92694 Phone: (949) 534-9106 nhuynh@landmark-es.com www.landmark-es.com DECEMBER 3, 2018 NATIONAL | INSURANCE JOURNAL | 77

2018 Annual Program Directory Volume II – Alphabetical Directory of Markets Lawyer’s Protector Plan

MBA Insurance Agency of AZ, Inc.

National Indemnity Company

LIG Marine Managers

McClelland and Hine, a Division of Worldwide Facilities, LLC

NBIS

Mercer Consumer, a service of Mercer Health & Benefits Administration LLC

Negley Associates

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lppinsurance.com 111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 staceys@mjhallandcompany.com www.mjhallandcompany.com For more info, see our ad on page 8 (West).

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

MacAfee & Edwards - Mexican Ins. Specialist

800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MacNeill Group, Inc., CMGA

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 amicia@mhi-mga.com www.mhi-mga.com

12421 Meredith Dr., Urbandale, IA 50398 Phone: (866) 486-1946 plsales.service@mercer.com www.proliability.com

Meridian Finance Group

1247 7th St., Ste. 200, Santa Monica, CA 90401 Phone: (310) 260-2130, Fax: (310) 260-2140 gmendell@meridianfinance.com www.meridianfinance.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Specialty

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

MG Skinner & Associates

11030 Santa Monica Blvd., Ste. 207 Los Angeles, CA 90025 Phone: (310) 478-5041, Fax: (310) 479-8707 Rskinner@mgskinner.com www.mgskinner.com

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

Midwestern Insurance Alliance, LLC

P. O. Box 436909, Louisville, KY 40253 Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com

MiniCo Insurance Agency, LLC

10851 N. Black Canyon Hwy, Ste. 200 Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Monarch E&S Insurance Services

National Advantage Insurance Services, Inc. 222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3550, Fax: (866) 865-5655 info@jjnegley.com www.jjnegley.com

214 E. Birch Ave., Flagstaff, AZ 86001 Phone: (928) 433-6728, Fax: (928) 779-7221 denny.lauritsen@mexicoinsuranceonline.com www.mexicoinsuranceonline.com

2550 N Hollywood Way, Ste. 501, Burbank, CA 91505 Phone: (818) 249-0100, Fax: (818) 249-1166 markk@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 7 (West).

MAXIMUM

2859 Paces Ferry Rd. SE, 800 Overlook III Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Mexico Insurance Online

Mark D. Fredricksen Insurance Services 3390 University Ave., Ste. 300, Riverside, CA 92501 Phone: (800) 669-4347, Fax: (951) 848-0795 markf@fredricksenins.com www.fredricksenins.com

1314 Douglas, Ste. 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com

PO Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

78 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

NIF Group Inc. is a program administrator and wholesale brokerage firm. We have exclusive programs for nonprofits, public entities and contracts. We are also an MGA and wholesale brokerage firm.

Nonprofits Insurance Alliance Group

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (831) 621-6021, Fax: (831) 459-0853 dsavage@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency, Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Norman-Spencer International, Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 numberone@massagent.com www.massagent.com INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume II – Alphabetical Directory of Markets Professional Program Insurance Brokerage

OneBeacon Government Risks

371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

8000 W IH 10, Ste. 901, San Antonio, TX 78230 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com

Origin Specialty Underwriters

Preferred Property Programs

Program Brokerage Corporation

Oryx Insurance Brokerage, Inc.

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO)

Promont Insurance Advisors

1701 Golf Rd., # 3-615, Rolling Meadows, IL 60008 Phone: (847) 278-0506 ddjordjevic@origin-specialty.com www.origin-specialty.com 2 Court Street, Binghamton, NY 13901 Phone: (607) 724-0173, Fax: (607) 724-7266 marketing@oryxinsurance.com www.oryxinsurance.com

5 Bryant Park, 3rd Floor, New York, NY 10018 Phone: (866) 607-8370, Fax: (212) 338-2910 info@programbrokerage.com www.programbrokerage.com

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

ProSurance Group, Inc.

Parcel Insurance Plan

2685 Marine Way, Ste. 1408 Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

PO Box 66708, St. Louis, MO 63166 Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc.

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

Prime Insurance Company

ProWriters

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

An Excess and Surplus lines carrier specializing in hard to place risks for specialty liability, professional, property and casualty coverage. Rated A- by A.M. Best. Offices in Chicago and Salt Lake City.

Pro-Praxis Insurance

321 Old Slip, 5th Fl, New York, NY 10005 Phone: (212) 401-1561, Fax: (212) 401-1548 Robert_Allen@ProPraxisIns.com www.propraxisins.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (847) 275-8497 mike@personalsafeguards.com personalsafeguardsgroup.com

Philadelphia Insurance Companies 231 Saint Asaphs Rd., Ste. 100 Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, see our ad on page 9 (National).

PMC Insurance Group

209 Burlington Rd., Ste. 109, Bedford, MA 01730 Phone: (877) 762-2667, Fax: (781) 449-7889 dmalloy@pmcinsurance.com www.pmcinsurance.com INSURANCEJOURNAL.COM

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

PEO Brokers Group

P.O. Box 720514, Oklahoma City, OK 73172 Phone: (877) 810-9355 swbrown@peobrokersgroup.com www.peobrokersgroup.com

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3334, Fax: (312) 262-3301 gmorris@promontadvisors.com www.promontadvisors.com

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.pfic.com

Quaker Special Risk (New Jersey)

A leading provider of lender-placed insurance for over 45 years, Proctor Financial provides smart insurance solutions coupled with compliant, technology-driven hazard tracking tools for mortgage servicers, subservicers, banks, credit unions, distressed asset investors, and other financial institutions. Proctor’s programs mitigate risk and enhance the borrower experience.

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

Quirk & Company

Professional Governmental Underwriters

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 kquirk@quirkco.com www.quirkco.com

9020 Stony Point Pkwy., Ste. 455 Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

RealCare Insurance

Professional Insurance Concepts

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3470, Fax: (973) 263-0747 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

Professional Liability Insurance Services, Inc. Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100 Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

430 W. Napa St., Ste. F, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net

DECEMBER 3, 2018 NATIONAL | INSURANCE JOURNAL | 79

2018 Annual Program Directory Volume II – Alphabetical Directory of Markets RISCO Insurance Brokerage, Inc.

Sierra Specialty

SWBC

Risk Strategies Company

SIS Wholesale Insurance Services

Synergy Professional Associates, Inc.

RLI

Southern Hospitality Underwriters

T.H.E. Insurance Company

RLI Transportation

Southern Insurance Underwriters, Inc. CMGA

TAPCO Underwriters, Inc.

RoamNet Insurance Marketing Programs

Southwest Energy Underwriters, Inc.

Target Managers Insurance Services

Rockwood Programs, Inc.

Southwest Risk

Target Professional Programs

Roush Insurance Services, Inc.

Sovereign Group Int’l, Inc.

TCA, Inc.

Russell Bond & Co., Inc.

Special Markets Ins. Consultants, An AmWINS Group Benefits Co.

Terheggen/Malone Marine Insurance

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com 145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@risk-strategies.com risk-strategies.com 9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 Communications@rlicorp.com www.rlicorp.com 2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1037, Fax: (309) 589-3503 mike.haswell@rlicorp.com www.rlitransportation.com 3270 Inland Empire Blvd, Ste 300, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 rustym@roamnetins.com www.roamnetins.com 3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 sales@rockwoodinsurance.com www.rockwoodinsurance.com P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com 295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

Sapphire Blue

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance

21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scout Insurance Group, Inc.

1575 Heritage Dr., Ste. 103, McKinney, TX 75069 Phone: (972) 332-4664, Fax: (888) 423-4094 info@scoutig.com www.scoutig.com

Shelly, Middlebrooks & O’Leary, Inc.

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

Shield Commercial Insurance Services

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260 Phone: (760) 345-9029, Fax: (800) 345-4851 info@shieldins.net www.shieldins.net

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com 3250 Grey Hawk, Carlsbad, CA 92010 Phone: (760) 599-7242, Fax: (866) 467-6701 info@sisinsure.com www.sisinsure.com 300 Wilson Rd., Griffin, GA 30224 Phone: (866) 916-9752, Fax: (770) 233-8125 bbrown@shuins.com www.shuins.com 4500 Mansell Rd., Alpharetta, GA 30022 Phone: (800) 568-1700, Fax: (678) 498-4610 marketing@siuins.com www.siuins.com

10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net 8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com 517 Rt 1 S, Ste. 3100, Iselin, NJ 08830 Phone: (732) 750-2300, Fax: (732) 750-1650 bill@sovereignins.com www.sovereignins.com

1055 Main St., Ste. 101, Stevens Point, WI 54481 Phone: (800) 727-7642, Fax: (715) 344-6126 nate.walker@amwins.com www.specialmarkets.com

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com 100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com 10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com 3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 KAllred@gotapco.com www.GoTAPCO.com 10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com 1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (331) 333-8239, Fax: (630) 961-0284 sreidy@targetproins.com www.TargetProIns.com 10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

Specialty Programs & Facilities Mgrs, Inc. (AmWINS)

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.amwins.com/spfm

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

StateFund First

One Market, Spear Tower, Ste. 200 San Francisco, CA 94105 Phone: (415) 536-8438, Fax: (415) 536-6003 frank_tarantino@statefundfirst.com www.statefundfirst.com

StorageFirst Self-Storage Business Ins. Program 1300 S. Main St., Tulsa, OK 74119 Phone: (800) 853-4663 storagefirst@ajg.com www.storagefirst.com

Sun Coast General Insurance Agency

The American Equity Underwriters, Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (251) 690-4230, Fax: (251) 690-4299 aeu.marketing@amequity.com www.amequity.com

AEU is a program administrator for a group selfinsurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members, which are waterfront employers of all sizes. AEU can also provide State Act workers’ compensation and MEL coverage.

The Hanover Insurance Group

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

80 | INSURANCE JOURNAL | NATIONAL DECEMBER 3, 2018

INSURANCEJOURNAL.COM

2018 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets The McGowan Companies

Corporate HQ; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

US Assure

8230 Nations Way, Jacksonville, FL 32256 Phone: (800) 800-3907, Fax: (888) 828-9427 info@usassure.com www.usassure.com

US E&O Brokers

Williams & Stazzone Insurance Agency, Inc.

820 Gessner Rd., Ste.1680, Houston, TX 77024 Phone: (800) 460-6424, Fax: (713) 984-1152 insurance@useo.com www.useo.com

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

Tokio Marine HCC Professional Lines Group 37 Radio Circle Dr., Mt Kisco, NY 10549 Phone: (914) 242-7840, Fax: (914) 241-8098 MPL@tmhcc.com www.tmhcc.com

Tokio Marine/HCC

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 jbechter@tmhcc.com www.tmhcc.com

U.S. Brokers Network, Inc.

1832 Woodmoor Dr., Ste. 101, Monument, CO 80132 Phone: (719) 488-5502, Fax: (719) 487-1782 submissions@usbrokersnetwork.com www.usbrokersnetwork.com

U.S. Risk Insurance Group, LLC

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 647-5035 shannon.davis@usrisk.com www.usrisk.com

UCA General Insurance Services Inc.

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

UmbrellaPro by Great Point Insurance

500 W. Putnam Ave., Ste. 400, Greenwich, CT 06831 Phone: (203) 763-4953, Fax: (203) 763-4953 roneill@greatpointins.com www.umbrellapro.com

United Dealer Services, LLC, an Arthur J. Gallagher Company 615 Route 32, PH, Highland Mills, NY 10930 Phone: (877) 904-1719 uds.dustin@gmail.com www.udsinsurance.com

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

INSURANCEJOURNAL.COM

6549 N. Wickham Rd., Melbourne, FL 32940 Phone: (800) 868-1235, Fax: (321) 868-2003 info@wsins.com www.wsins.com Williams & Stazzone specializes in the automotive and equipment industries. We are garage liability, leasing, & rental specialists. Industry leading programs include Auto/Truck Lessors, Motorcycle Dealers, Equipment Dealers, and RV Dealers coast to coast.

van Wagenen Financial Services 6509 Flying Cloud Dr., Ste. 100 Eden Prairie, MN 55344 Phone: (800) 437-5171 sales@vanwagenen.com www.vanwagenen.com

Woodus K. Humphrey & Co. (AmWINS)

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 jay.hanna@amwins.com www.amwins.com/wkh

Victor O. Schinnerer & Company

Two Wisconsin Circle, Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

Virtue Risk Partners, LLC

One Blue Hill PLaza, Pearl River, NY 10965 Phone: (845) 205-0301 jvalenza@virtuerisk.com www.virtuerisk.com

World Wide Specialty Programs, Inc.

Walter General Agency (WGA)

68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

Western Experts in Transportation

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

Western Security Surplus Insurance Brokers, LLC 5800 Granite Pkwy, Ste. 300, Plano, TX 75024 Phone: (972) 702-0500, Fax: (972) 702-0504 kstevens@wssib.com www.wssib.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com www.westernsurplus.com

Wildlife Insurance Underwriters, LLC

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 collier@continentalbrokers.biz www.insurewildlife.com

Worldwide Facilities, LLC

See Website for Locations - HQ - Los Angeles, CA Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com wwfi.com

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

www.insurancehelper.com

1020 McCourtney Rd., Grass Valley, CA 95949 Phone: (855) 493-8368, Fax: (855) 493-8368 sharla@theeventhelper.com www.insurancehelper.com

DECEMBER 3, 2018 NATIONAL | INSURANCE JOURNAL | 81

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MyNewMarkets | NATIONAL States: Ariz., Calif., Colo., Conn., Fla., Ga., Iowa, Idaho, Ill., Ind., Ky., Mass., Md., Mich., Mo., Miss., N.C., N.D., Neb., N.J., N.M., Nev., Ohio, Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Va., Wash., and Wyo. Contact: Customer service at 800-880-2747

Flood & Specialty Perils

Adult Foster Home

Market Detail: Personal Care

& Assisted Living Insurance Center LLC (www.PCALIC.com) offers insurance for adult foster homes or home-based care homes. Available limits: As needed Carrier: Unable to disclose States: All states except Ark., Ks., La., Minn., Miss., N.M., W. Va., and Wyo. Contact: Brian Barrick at 717630-1030 or e-mail: brian@ pcalic.com

Apartments and Habitational

Market Detail: Leo Risk Services Inc. (www.leoriskservices.com) can help with hard to place real estate schedules including apartments, dwellings, student and subsidized housing, high-rise, vacant properties and CAT exposed. Coverages available for property and casualty exposures. Submission requirements: ACORD, statement of values, habitational supplemental and five year currently valued loss runs. Available limits: Minimum $1 million, maximum $50 million Carrier: Unable to disclose, non-admitted INSURANCEJOURNAL.COM

States: Ala., Fla., Ga., La. Miss., N.C., S.C., Tenn., and Texas Contact: Katie Nehls at 727734-0040 or e-mail: knehls@ leoriskservices.com

Independent School Coverage

Market Detail: United Educators’ (www.ue.org) independent school coverage provides up to $40 million with the educators legal liability (ELL) policy and up to $40 million with the general liability (GL) umbrella or excess coverage. The combination of ELL and GL gives independent schools the resources needed to protect finances, endowments, and reputations. UAV (drone) coverage is a standard part of the GL policy, covering institutions for damages sustained by use of drones (weighing less than 55 pounds) for purposes beyond research and education, such as roof inspections and aerial promotional videos, as well as for research and education purposes for UAVs weighing up to 100 pounds. GL policies also include coverage for: additional insureds; alcohol-related claims; allied health

professionals and counselors in campus infirmary; athletics; boarding schools; fire; security guards; and sexual molestation. ELL policies include coverage for: discrimination; educational malpractice /failure to educate; employee benefits/ ERISA; employment practices; prior acts; punitive damages; trustees and officers. EduRisk risk management services and resources are included with each policy. Available limits: As needed Carrier: Unable to disclose States: All states Contact: Julie Britt at 301-2156429 or e-mail: jbritt@ue.org

Real Estate Errors & Omissions

Market Detail: CRES Insurance Services’ (www.cresinsurance. com) E&O program includes a policy with a broad definition of coverage, risk management services designed to reduce claims and access to home warranty partners. Members enjoy both fixed/annual and our state of the art “per transaction” payment plans. Available limits: Minimum $500,000, maximum $2 million Carrier: TOPA Insurance Co. & Delos Insurance Co.

Market Detail: DUAL Commercial LLC’s (www. dualcommercial.com) flood program is designed for residential, commercial and commercial real estate buildings. Includes NFIP, private flood, and excess flood. Specialty perils include wind, hail, flood & quake deductible buy down, coastal all risk & wind, high-value homeowners and coastal commercial property. Flood online rating capabilities. Coverages available are buildings, contents, and loss of income. Specialty perils include: deductible buydown; coastal all risk & wind; high-value homeowners; and coastal commercial property. Available limits: Maximum $50 million Carrier: Certain Underwriters of Lloyd’s of London States: All states Contact: Patrick Small at 973631-7575, ext. 160 or psmall@ dualcommercial.com This section brought to you by Insurance Journal’s sister website: www.mynewmarkets.com

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DECEMBER 3, 2018 INSURANCE JOURNAL | NATIONAL | 83

Idea Exchange

Wildfire Risk

Imagery and Artificial Intelligence in Wildfire Risk

By Kevin Van Leer

ires across North America in 2018 have continued the pattern of extreme destruction established by significant insured loss events in both Northern and Southern California last year and the 2016 disasters in Alberta and Tennessee. These events have driven the insurance industry - residential insurance carriers in particular - to re-evaluate its wildfire risk management practices and investigate new technologies to aid in that effort. With new or updated catastrophe models and hazard scoring tools coming to market this year, as well as revamped internal inspection processes, insurers have the opportunity to take a considerable step forward in understanding their wildfire risk and the factors that differentiate individual structures. Meanwhile, high-quality aerial imagery from satellites and aircraft has become widely available but remains challenging to analyze and use at scale. To drive forward progress, technologies such as artificial intelligence and computer vision can unlock previously unavailable property information from imagery and feed the catastrophe models and data analytics which enable more granular underwriting and risk mitigation efforts. Such progress in this space is badly needed. This year’s wildfires have climbed into the lists of the most destructive,

WUI growth differs greatly among states, especially in the Southwest versus the Southeast, in terms of houses in the WUI, people in the WUI, and WUI area, calculated as the percentage of the state total in 2010, change in the WUI percentage from 1990 to 2010, and the growth rate (in percent) of the WUI from 1990 to 2010. Only the District of Columbia had negative absolute growth in the WUI (homes, people, and area). Source: 1Radeloff et. al 2018.a largest or deadliest events across the U.S. and California in particular. Many of these lists are now filled with events from 2017 or 2018, including the recent, heart-rending tragedy in Paradise, Calif., which was devastated by the Camp Fire, the most destructive fire in U.S. history and deadliest in over a century. The changing conditions on the ground, such as the rapid growth of exposure in the wildland-urban interface (WUI), that have resulted in this heightened level of destructive wildfires are being carefully watched across the insurance industry and government sector. A recent article published in the Proceedings of the National Academy of Science (PNAS) stated that “the WUI in the United States grew rapidly from 1990 to 2010 in terms of both number of new houses (from 30.8 to 43.4 million; 41 percent growth) and land area (from 581,000 to

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770,000 km2; 33 percent growth), making it the fastest-growing land use type in the conterminous United States.” In January 2018, the California Department of Insurance (CDI) released a report that highlights issues with existing wildfire risk quantification tools, suggesting they “are not accurate, do not provide satellite imagery that is granular enough to objectively identify fuel sources and other physical characteristics, and do not take into account mitigation done by the homeowner or community.” The report described their review of the risk models and pinpointed that individual homeowner or community mitigation efforts like vegetation clearance are not considered, in addition to consideration for differences in access. Now, the focus is turning to technology solutions that better quantify this risk INSURANCEJOURNAL.COM

across the wildfire-urban interface. New modeling tools, in particular those from the major catastrophe modeling vendors that can incorporate building-specific defensible space information, are being delivered across the insurance industry. However, to utilize these new tools, insurers need access to high-fidelity vegetation clearance data across the exposure in their books. As called out by the CDI report, granular aerial imagery is a key component of this effort. Artificial intelligence (AI) and computer vision technologies are the missing link in converting such visual imagery into information that can be objectively captured and used. Paired with AI, computer vision obtains actionable information from images through detection and identification of patterns or objects. This is typically done by training convolutional neural networks (CNNs) on large image datasets. This technology stack has been used across several industries, such as industrial robot control, navigation for autonomous vehicles, and medical image processing. In insurance, AI has enabled several advances in areas like driver performance monitoring, claims management through chatbots, and underwriting insights. Now, AI and computer vision can be used to provide wildfire-relevant data, such as defensible space, on a massive scale. For example, technology to derive property intelligence information can be used at the point of underwriting or for downstream portfolio management activities, like catastrophe modeling. Attributes, such as roof condition, roof covering or tree overhang, are detected and delivered using automated aerial imagery analysis across the continental United States, with nothing more than an address. This enables insurance carriers to put less of an emphasis on data capture by the customer or agent, while still having the most impactful information available instantly to make granular decisions about a propertyâ&#x20AC;&#x2122;s risk. Focusing on wildfire risk, imagine defensible space information delivered as structured data for every property directly into carrier underwriting systems, rather than from inconsistent onsite inspections INSURANCEJOURNAL.COM

According to CAL Fire, proper clearance to 100 feet around a structure, also called defensible space, dramatically increases the chance of a structure surviving a wildfire. or time-consuming manual review of imagery. This information could identify if significant vegetation, such as dense trees or shrubs, are next to the structure or even overhanging it. Automated systems could see if a clear space for defense has been maintained to keep the structure safe if a wildfire approaches the property. They may also be able to provide information on roof covering material (i.e. wood shingle), a key rating factor in wildfire-prone areas. These could be critical pieces of information that feed directly into the quantification of risk for a structure and need to be available at the point of underwriting. Property intelligence derived from AI and computer vision, used in tandem with the next generation of risk modeling tools, has the opportunity to make decisions about wildfire risk much more granular. As wildfire risk continues to rise with increasing exposure throughout the wildland-urban interface, insurers will be challenged to have a better understanding of the locations they are underwriting and the portfolios being managed. Solutions must center on simplifying the workflows to gather and take action on property intelligence in a way that differentiates high-risk exposures. The industry stakeholders that leverage these new technologies will continue to have an advantage for understanding and acting upon this rapidly emerging catastrophic risk, could save billions of dollars in losses, and help

homeowners protect their property before itâ&#x20AC;&#x2122;s too late. Van Leer is client solutions manager at Cape Analytics, a property risk intelligence company.

Advertisers Index AmTrust www.amtrustgroup.com 15 Anderson & Murison www.andersonmurison.com 20 Aon Affinity www.affinityhcp.com 25 Applied Underwriters www.auw.com 2, 3, 88 Atlas General Ins. Services www.atlas.us.com 27 California Earthquake Authority mvp.earthquakeauthority.com W5 CIBA Insurance Services www.cibaservices.com SC6, S5 CRC Group www.crcins.com 28, 29 CTC Transportation Insurance Services https://insurancetruck.com 13 Frenkel & Company www.cosmeticinsurance.com 16, 21 Golden Bear Insurance Company www.goldenbear.com 7 IIA of Houston www.iiah.org SC4 InsurBanc www.insurbanc.com 23 K&K Insurance Group www.kandkinsurance.com 17 Louisiana Commerce & Trade Assoc. www.lctacomp.com SC5, S6 M.J. Hall & Company www.mjhallandcompany.com W8 Monarch E&S Insurance Services www.monarchexcess.com W7 PersonalUmbrella.Com www.personalumbrella.com 87 Philadelphia Insurance Companies www.phly.com 9 State Compensation Insurance Fund www.statefundca.com W3 Texas Mutual www.texasmutual.com SC2, SC3 The Hartford Insurance Group www.thehartford.com 1, 5 United Fire Group www.ufgsolutions.com E5

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Closing Quote Why Parents Should Buy Bigger, Safer Vehicles for Teen Drivers

By Jessica Cicchino

he Insurance Institute for Highway Safety (IIHS) engages in a wide variety of work to reduce deaths, injuries and property damage from crashes, but most consumers know the IIHS for its safety ratings of new vehicles. The ratings, along with the Top Safety Pick and Top Safety Pick+ Awards, help people quickly identify which new models offer the most protection. Four years ago, IIHS decided to offer that same kind of guidance for used vehicles with young, novice drivers in mind. Research shows that few teen drivers get their first driving experience behind the wheel of a late-model SUV or large car. Instead, teens typically drive old hand-me-down vehicles or cheap used vehicles. Often, these older vehicles lack adequate safety essentials such as electronic stability control, a technology that makes vehicles more forgiving on slippery curves. And even if they drive new vehicles, those vehicles are more likely to be

small cars and minicars, which don’t offer as much protection as larger vehicles in a crash. IIHS’s lists of recommended used vehicles for teens, updated yearly and divided into Best Choices, which start at $20,000 or less, and Good Choices, which start at $10,000 or less, include only midsize cars or larger vehicles — no minicars or small cars. All of them come with standard electronic stability control. Vehicles with excessive horsepower are also excluded, since teenagers are apt to take unnecessary risks when driving a powerful vehicle. Although many options on the Best Choices list are close to the $20,000 limit, there are a range of prices. The least expensive Best Choice is the 2005 Volvo XC90, which is estimated at $3,700. Since publishing the first list

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of recommended used vehicles for teens in 2014, IIHS has gradually raised the bar. Today’s Best Choices list includes vehicles that earn good ratings in the IIHS moderate overlap, side, roof strength and head restraint tests, as well as good or acceptable ratings in the driver-side small overlap front test. This year, we are also factoring in data from an IIHS affiliate, the Highway Loss Data Institute, on insurance claim rates under first-party injury coverages. Models with substantially higher than average claim rates under medical payment or personal injury protection coverage have been scratched from the list. The data HLDI collects provide another perspective on how vehicles keep their occupants safe in the real world. The models on the Good Choices list earn good ratings in the IIHS moderate overlap front, side, head restraints and roof strength tests. This is the first year that roof strength

has been factored in for the under-$10,000 Good Choices list. The change reflects the growing availability of good roof strength throughout the used vehicle fleet. Obviously, safety is just one of the factors people consider when choosing a vehicle, but we hope parents will give it extra consideration when purchasing a vehicle for their teenage son or daughter. Research has shown that young, novice drivers are at greater risk, due to immaturity and inexperience behind the wheel. What these recommendations show is that parents don’t have to spend a fortune to keep their new driver safe. If they are willing to spend a little time looking for a good deal on the right used vehicle, they can find something that will offer far better protection than the latest small car. Cicchino is vice president, research at the Insurance Institute for Highway Safety. Access the teen vehicle recommendations at iihs.org/teenvehicles.

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