Insurance Journal West 2020-06-01 by Insurance Journal

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June 1, 2020 • Vol. 98 No. 11

Contents

News & Markets

Idea Exchange

Special Report

Less Cars Doesn’t Equate to Fewer Fatalities During Coronavirus Quarantine

Closer Look: Can a Governmental Entity Be Liable for Tort Claims? It Depends.

Is It Covered? Just Because It’s Not Covered Doesn’t Mean It’s Not Covered – Part 2

Coronavirus Business Interruption Suits Top 100; More Expected

Spotlight: How COVID-19 Is Changing Insurance for Schools

Tech Talk: Time to Refocus on Cybersecurity

Directory, Vol. I

When Insurers Deny Claims, Brokers Are Next in Line for Allegations of Wrongdoing

Stress Testing Shows Most Insurers to Withstand Pandemic Hit

32 2020 Program

30 83

Closing Quote: Email Your Sale Goodbye

Departments

14 Declarations

6 | INSURANCE JOURNAL | JUNE 1, 2020

14 Figures

18 People

19 Business Moves

85 My New Markets

INSURANCEJOURNAL.COM

KNOWING MORE THAN JUST THE ABC’S OF THE INDUSTRY MAKES A BIG DIFFERENCE. SO DOES HAVING THE SERVICE TO GO WITH IT.

You need a carrier that specializes in an industry to find an exceptional level of service to match. We make it our business to know all there is to know about education. And with that deep specialization, comes expertise in underwriting, risk engineering and claims – all working together. All to help you develop customized product solutions that mitigate risk and maximize productivity for your mid- to large-size clients across a number of industries. Add to that an enhanced use of data & analytics, an extensive suite of unmatched capabilities, and a commitment to creating exceptional experiences, and it’s easy to see the difference true specialization can make. The Buck’s Got Your Back.® TheHartford.com/specialization The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including Hartford Fire Insurance Company. Its headquarters is in Hartford, CT. 20-ML-287903 © May 2020 The Hartford

Opening Note Write the Editor: awells@insurancejournal.com

Coronavirus and Auto Insurance Shopping

his year began with auto insurance buyers shopping around more than ever, but by midMarch, shopping began to slow down before returning to normal a few weeks later. According to the data firm LexisNexis, shopping has closely mirrored other pandemic developments — from a marked decrease correlated to the stay-at-home orders to an increase that appears to coincide with the timing of the federal stimulus checks. Premium rebates offered by many auto insurers also had an effect. U.S. auto insurance shopping showed an average year to year growth rate of +7% from January through early March, according to the LexisNexis Insurance Demand Meter, a quarterly analysis of shopping volume and frequency, new business volume and related data. This began to change on March 16, when shopping declined to -11% year-over-year growth, the lowest level in more than a decade. Activity rebounded a few weeks later, returning to an average growth rate of +8%. Similarly, new business volume growth has decreased at unprecedented rates, shrinking -10% in March and -14% in April. For Q1 2020, this represents a decline of 52% compared to Q1 2019 and tracks to a historical five-year average decrease, according to the meter. “The year started with the highest shopping rate ever, with 41% of all policies having been shopped in the past year. But it became clear that COVID-19 started to affect auto insurance shopping activity in mid-March,” said Chris Rice, senior director of data science, insurance, LexisNexis Risk Solutions. “Not only did shopping volumes decrease, but new business volumes dropped even more as most carriers offered short term rebates to existing customers, making it difficult for consumers to find lower premiums with a new carrier.” The LexisNexis meter shows that among the states with the highest coronavirus cases, New York’s growth rates dropped the fastest and bottomed out at -26%. Countrywide, shopping volumes dropped as much as -31% to as little as -6% compared to Pre-COVID volumes. The pandemic has had the biggest impact for shoppers ages 35 and younger with growth rates down by more than -20% among this demographic group. Shoppers ages 55 and older kept on pace, and their shopping even surged by 32% around the time of stimulus checks. Since then, shopping has leveled off to the pre-COVID growth rate, according to the LexisNexis data. Across the three types of insurance shopping channels – direct, exclusive agent and independent agent – the direct and independent agent channels took the biggest hits during the worst of the pandemic at -26% and -24%, respectively. By contrast, exclusive agent carriers saw a far more modest decline of -9%. “The U.S. auto insurance market has shrunk as a result of the pandemic, but carriers giving money back and the pause in canceling policies for non-payment have also likely helped stabilize these shifts and could help it rebound,” said Tanner Sheehan, associate vice president of auto insurance at LexisNexis Risk Solutions.

‘Countrywide, shopping volumes dropped as much as -31% to as little as -6% compared to Pre-COVID volumes.’

Andrea Wells Editor-in-Chief 8 | INSURANCE JOURNAL | JUNE 1, 2020

Publisher Mark Wells | mwells@wellsmedia.com Chief Executive Officer Joshua Carlson | jcarlson@insurancejournal.com

ADMINISTRATION / CIRCULATION

Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com Circulation Manager Elizabeth Duffy | eduffy@wellsmedia.com Staff Accountant Sarah Kersbergen | skersbergen@wellsmedia.com

EDITORIAL

Chief Content Officer Andrew Simpson | asimpson@insurancejournal.com Editor-in-Chief Andrea Wells | awells@insurancejournal.com East Editor Elizabeth Blosfield | eblosfield@insurancejournal.com Southeast Editor/MyNewMarkets Amy O’Connor | aoconnor@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor L.S. Howard | lhoward@insurancejournal.com Columnists & Contributors

Contributors: Jason Brost, Kelly Donahue-Piro, Jim Sams, Nicole C. Wixted Columnists: Tom Wetzel, Bill Wilson

SALES / MARKETING

Chief Marketing Officer Julie Tinney | jtinney@insurancejournal.com West Sales Dena Kaplan | dkaplan@insurancejournal.com Romeo Valdez | rvaldez@insurancejournal.com South Central Sales Mindy Trammell | mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA, CT) Howard Simkin | hsimkin@insurancejournal.com Midwest Sales Lisa Whalen | (800) 897-9965 x180 East Sales (NY, PA and CT only) Dave Molchan | (800) 897-9965 x145 Sales & Marketing Coordinator Ashley Berg | aberg@insurancejournal.com Advertising Coordinator Erin Burns | eburns@insurancejournal.com Insurance Markets Manager Kristine Honey | khoney@insurancejournal.com Senior Strategist Pam Simpson | psimpson@insurancejournal.com Social Media Manager Ly Short | Lshort@insurancejournal.com Marketing Administrator Gayle Wells | gwells@insurancejournal.com Marketing Director Derence Walk | dwalk@insurancejournal.com

DESIGN / WEB / VIDEO

V.P. of Design Guy Boccia | gboccia@insurancejournal.com Web Team Lead Nathan Huebner | nhuebner@insurancejournal.com Ad Ops Specialist Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Terrance Woest | twoest@wellsmedia.com Web Developer Ryan Kleshinski | rkleshinski@wellsmedia.com Web Developer James Wagoner | jwagoner@wellsmedia.com New Media Producer Bobbie Dodge | bdodge@insurancejournal.com

ACADEMY OF INSURANCE

Director Patrick Wraight | pwraight@ijacademy.com Online Training Coordinator George Jack | gjack@ijacademy.com

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Outside the US, call (847) 400-5951 Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2020 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Media Group, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Dept, PO Box 708, Northbrook, IL 60065-9967 ARTICLE REPRINTS: Contact (800) 897-9965 x125 or visit insurancejournal.com/reprints

ADVERTORIAL

The Impact of Water Damage On Commercial Property Insurance Businesses and institutions are being faced with water damage challenges in 2020 that will continue into the foreseeable future due to labor shortages and quality of workmanship. According to Patrick Daley, Head of Large Property with The Hartford, “Water damage is one of the largest loss causes we deal with in the commercial insurance industry, yet only a small percentage of clients have a formal Water Damage Prevention Plan in place. Those with higher exposures should have plans to both prevent an incident and to mitigate the severity of loss should one occur. Our risk engineers have had formal training to recognize the exposures and consult with clients on risk improvement strategies. We’ve made excellent progress in the last 12 months.”

Below is a discussion of water damage with insights from Patrick Daley. WHAT ARE THE MOST COMMON CAUSES OF DAMAGE RELATED TO WATER LOSSES? Failure of older plumbing systems and improperly maintained sprinkler systems can result in significant damage to property and interruption of business operations. Patrick Daley: “Water damage from sprinkler discharge will typically have a more severe outcome. In a vertical risk such as a high-rise office building, the water can quickly penetrate multiple floors. Plumbing failure is often more gradual, yet even with measures to mitigate, can still cause loss.”

DESCRIBE THE DIRECT AND INDIRECT COSTS ASSOCIATED WITH WATER DAMAGE CLAIMS. Damage to physical property and its contents is very common. The severity depends on where the water originates, how quickly the problem is identified and the type of contents that are affected. Patrick Daley: “Even a small amount of water can cause significant loss to high-valued equipment. In a space with low content, there can still be significant cost. For example, in a vertical risk, the damage could entail tearing out and replacing floors, ceilings and walls. If the property cannot be occupied, there is potential for loss of rental income. Damaged production equipment can slow or shut down

a business while repairs are made, causing short term income loss or loss of customers over time. The magnitude of these losses is often dependent on how well prepared the business is to handle disruption.” WHAT TYPE OF REMEDIATION SHOULD BE DONE TO BUILDINGS TO BETTER PROTECT AGAINST INTERIOR AND EXTERIOR WATER DAMAGE? Patrick Daley: “To help prevent or reduce significant losses due to water intrusion, building owners or managers should understand their exposures, take proactive measures to avoid water damage, and be prepared to act in the event of a water intrusion. In fact, one of the most important remediation strategies includes regular building maintenance to prevent against physical damage and deterioration leading to water intrusion.”

This calls for a Water Damage Prevention Plan (WDPP) that is routinely updated and exercised. An effective WDPP includes: • Routine site inspections to identify uncontrolled water damage exposures • Map and label all zonal shut off control valves • Identify employees that have shut-valve authority • Establish preventative maintenance programs that target vulnerable exposures • Have a trained team of water damage responders, provided with water intrusion response kits • Maintain an updated list of contractor’s contacts numbers for emergency purposes • Utilize water sensing technology to monitor the most vulnerable exposures Exterior target areas in need of regular maintenance include roof coverings and drains, drain lines, eaves and gutters - which are susceptible to ice dams. Windows, doors and vents need to be properly cared for with paint and caulk. Foundations, bulkheads or other below-grade openings should be maintained to prevent leakage. Ideally the landscaping and grounds should be graded to move ground water away from the building.

Patrick Daley Head of Large Property The Hartford

properly insulated, heated or monitored for temperature and water leakage using sensing devices. Routinely and seasonally monitor heating and cooling systems, mechanical systems like hot water tanks, air handlers, sump pumps, building drainage piping, sewage systems and small appliances. Monitor domestic water lines, systems and drain pipes, and sprinkler piping which is prone to failure. Prior to exceeding their useful life, it’s critical to maintain or update appliances such as washing machines, dishwashers, toilets, sinks, showers, and wet closets. Finally, monitor critical equipment that’s highly vulnerable to water intrusion including computer rooms, hospital diagnostics, telecommunications, data centers and clean rooms. HOW CAN TECHNOLOGY IMPROVE RESPONSE TIMES AND REDUCE WATER DAMAGE LOSS? Many major water loss events involve some degree of human error. Water sensing technology can help mitigate losses. Patrick Daley: “Often people who discover an incident do not know what to do and they call building security. This wastes valuable time in which hundreds of gallons of water can escape. Knowing where a shut off valve is located and how to use it could mean the difference between a relatively minor loss and one that involves millions of dollars.”

WHAT DO YOU SEE AS THE LONG-TERM TRENDS? With the historic number of losses, more clients will be ramping up with WDPPs and considering water sensing technology. Patrick Daley: “Many of the commercial carriers are addressing the issue of water damage via risk engineering focus and coverage changes. As water sensing technology continues to evolve, the capabilities, effectiveness and cost of these devices are making it more desirable to clients. Over time I believe they will be more commonplace than they are now.”

To learn more, visit thehartford.com/largeproperty

Interior target areas include attics, basements and crawl spaces with water pipes or equipment. These need to be The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including issuing company, Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.

News & Markets Less Cars Doesn’t Equate to Fewer Fatalities During Coronavirus Quarantine. Fatality Rate Up 14%.

s Americans have been driving less and covering fewer miles, the emptier roads have become more

lethal. Preliminary data from the National Safety Council indicate a year-over-year 14% jump in fatality rates per miles driven in March, in spite of an 8% drop in the total number of roadway deaths compared to March 2019. The actual number of miles driven dropped 18.6% compared to the same time period last year. The mileage death rate per 100 million vehicle miles driven was 1.22 in March compared to 1.07 in March 2019. Through the first three months of 2020, the following states have experienced notable increases in the number of roadway deaths: Arkansas (16%), California (8%), Connecticut (42%), Illinois (11%), Louisiana (23%), Nevada (10%), New York (17%), North Carolina (10%), Oklahoma (9%), Tennessee (6%) and Texas (6%). States with notable decreases include

10 | INSURANCE JOURNAL | JUNE 1, 2020

Arizona (-4%), Hawaii (-32%), Idaho (-28%), Iowa (-13%), Maryland (-13%), Michigan (-12%), Oregon (-24%) and South Carolina (-12%). “Disturbingly, we have open lanes of traffic and an apparent open season on reckless driving,” said Lorraine M. Martin, NSC president and CEO. “Right now, in the midst of a global pandemic and crisis, we should take it as our civic duty to drive safely. If we won’t do it for ourselves, we should do it for our first responders, our law enforcement and our healthcare workers, who are rightly focused on coronavirus patients and should not be overwhelmed by preventable car crashes.” Many auto insurance companies have recognized the expected decrease in driving and reduction in accident claims in giving refunds and discounts to insureds. Quarantines and shelter in place directives across the country most likely account for a significant portion of the drop in the number of deaths, according to

the NSC. However, the organization says additional insight is needed to determine the alarming rise in death rates. Anecdotal reports indicate speeding, for example, has increased significantly since traffic diminished. Some officials are also moving forward with what NSC considers “ill-advised roadway tactics” intended to address the COVID-19 pandemic such as repealing requirements for teen drivers to pass road tests before acquiring licenses and relaxing hours of service rules for commercial vehicle drivers. Even with the declining fatality numbers in March, deaths on the road are up an estimated 2% through the first three months of 2020 compared to the same time period last year. This tentatively reverses gains made in 2018 and 2019. After three straight years of at least 40,000 roadway deaths, fatalities plateaued in 2018 and dropped an estimated 2% in 2019, according to preliminary NSC estimates. INSURANCEJOURNAL.COM

News & Markets Coronavirus Business Interruption Suits Top 100; More Expected

By Jim Sams

federal court has received notice that 101 lawsuits have been filed as of late May seeking coverage from insurers for business interruption losses caused by COVID-19. Plaintiffs attorneys say they expect the number to rise into the thousands. “Ultimately, I think what’s going to happen is small businesses are going to have to come to the table with the insurance companies and the government to figure out a solution for this,” said Richard Golomb, a partner with the Golomb & Honik law firm in Philadelphia. The 101 cases filed so far — which does not include suits filed in state courts — were tagged by the U.S. Judicial Panel on Multidistrict Litigation because they are related to a petition filed by groups of plaintiffs in Philadelphia and Chicago to assign to a single judge all COVID-19 business-interruption lawsuits filed in federal courts. The panel was created in 1968 to determine whether civil actions pending in different federal districts involve one or more common questions of fact and should be coordinated or consolidated for pretrial proceedings. The central question binding all of the lawsuits is whether the novel coronavirus amounts to a physical loss of property that triggers insurance coverage for business income lost because of government ordered closures. The federal filings show 12 | INSURANCE JOURNAL | JUNE 1, 2020

that question is being asked by restaurants, taverns, dental practices, day care centers and hair salons all across America. Golomb said insurers have been giving blanket denial to such claims, while business owners — especially restaurant owners — are counting on an insurance payout to survive. He cited an estimate by the National Restaurant Association that if no assistance is given, 40% of restaurants will not survive. The American Property and Casualty Insurance Association said forcing insurers to pay such claims would undermine the solvency of the industry. APCIA estimated business closures are costing businesses with fewer than 500 employees from $393 billion to $668 billion per month. What started as a judicial question has moved to the legislative branch. Bills to require insurers to pay COVID-19 business interruption claims have been introduced in eight states, although a bill in the Louisiana state house has been dropped. Golomb said he believes eventually insurers will ask Congress for help in paying business interruption claims. In the end, that might result in a complicated global settlement in which each of the parties pays a part of the lost income costs. For now, plaintiffs attorneys don’t even agree among themselves whether all of the COVID-19 claims should be heard by the Multidistrict Panel. A group of plaintiffs led by the Big Onion Tavern in Chicago involved in lawsuits against Society Insurance filed a memorandum opposing consolidation of the cases. They argue that each claim involves unique insurance policies in various states with differing laws. There’s also a question of where to

assign the cases. In addition to competing petitions from Philadelphia and Chicago, a third group of plaintiffs in South Florida asked the Multidistrict Panel to assign to the U.S. District Court in Miami. Attorney Charles A. Silverman, a sole practitioner in Skokie, Ill., filed his own petition asking that his suit filed on behalf of Sandy Point Dental P.C. against Cincinnati Insurance Co. be heard in Chicago. Silverman said he doesn’t travel and doesn’t want to hire co-counsel in a distant city. He said he doesn’t oppose consolidation of the cases in principal, although it may be difficult for the court to resolve questions of law that apply to a wide range of policy types across myriad jurisdictions. However, he said some coordination is possible. For example, the court may create consolidated cases for claims in each state, or by region. Insurance Defense Attorney Steven Badger, with Zelle LLP in Dallas, said the COVID-19 claims don’t belong in a consolidated action and shouldn’t be resolved politically either. Badger said breach-ofcontract lawsuits involving hundreds of different insurance companies, thousands of different policy forms with 50 different applicable state laws will not serve the purpose of the Multidistrict Panel, which is to expedite and simplify litigation. “Just the opposite would occur here — with a single MDL judge being overwhelmed by the predictable morass of individual case issues,” he said in an email. “As a result, the insurance industry uniformly opposes a federal MDL.” Badger said he believes personal injury attorneys are hoping for a modest “holdup” settlement, but that won’t likely be the result. Settlements will be offered based on the merits of each claim without any expectation of a federal bailout, he said. “Any plaintiffs’ attorney who believes that the insurance industry is just going to bundle-up thousands of lawsuits and write big checks without specific claim analysis is being shortsighted and doesn’t understand commercial first-party property insurance litigation,” he said. INSURANCEJOURNAL.COM

Figures 3

The number of employees in an Oklahoma City McDonald’s restaurant who were injured when a customer opened fire on them because she was angry that the restaurant’s dining area was closed because of the coronavirus pandemic. Gloricia Woody, 32, entered the restaurant and was told to leave but later reentered and fired three rounds with a handgun, police said. Two of the injured employees are 16 and one is 18.

The number of state attorneys general who are urging the Justice Department to pursue a federal investigation into market concentration and potential price fixing by meatpackers in the cattle industry during the coronavirus pandemic. The attorneys general from North Dakota, Missouri, Colorado, South Dakota, Montana, Arizona, Idaho, Iowa, Minnesota, Nebraska and Wyoming have criticized the disparity in the price of live cattle and the retail cost of boxed beef that is sold to consumers, arguing that it shows the market lacks fair competition.

Declarations Teen Drivers

“Anybody who’s gotten a driver’s license that hasn’t taken the test, even though they met the criteria of so many hours on the road and been to driving school, or had your parents verify that, they’re still going to have to come back and take the driver’s test.” — Georgia Gov. Brian Kemp, in a reversal of an executive order that allowed teens who have their learner’s permit for a year and a day to automatically get a license without taking a road test during the pandemic. The governor terminated the arrangement after criticism, and anyone who got a license without the road test must now complete a test by Sept. 30.

14 | INSURANCE JOURNAL | JUNE 1, 2020

WFH Cybersecurity

“A lot of people ended up sending workers to work from home without really thinking through what were some of the security elements in the future. … I think employees working from home are probably more vulnerable to attacks.” — Verizon Business Group CEO Tami Erwin told Reuters the “digital transformation” to the workfrom-home model during the coronavirus pandemic has presented a number of security red flags. She said businesses can protect themselves from cyber attacks by keeping employees educated on phishing and other fraudulent tactics to access sensitive information.

Extreme Circumstances

“Sometimes extreme circumstances require some extreme measures to be taken. … In order to protect some of these businesses that are struggling at best, and at worst, are going bankrupt, that is something we should consider.” — Sen. Rick Ward, a Republican state senator from Port Allen, La., comments after removing language in a bill that would have forced insurers to cover coronavirus losses retroactively to March 11 for any business that had a policy for business interruption, even though most of those policies have exemptions. Ward pulled the proposal from SB 477 amid concerns it could crater the state’s insurance industry.

INSURANCEJOURNAL.COM

News & Markets Stress Testing Shows Most Insurers to Withstand Pandemic Hit

nalysts at the AM Best ratings firm say their initial stress tests of insurance companies globally to gauge the preliminary impact from the COVID-19 pandemic on their financial strength found good news: “most insurers’ capital levels provided an adequate buffer against a potential shock to their balance sheets.” Sensitivity to the pandemic was greater for life/health insurers with high asset and mortality risks; insurers with material exposures to mortgage loans; carriers operating in domiciles in higher country-risk tiers; and companies with smaller capital bases. AM Best believes that the initial negative impact on the P/C insurance industry will likely be in the form of a significant decline in earnings. Reputational risk may also be a problem, as any legal disputes become more visible. “Insurers are likely to see a significant hit to earnings in 2020, rather than a material decline in risk-adjusted capitalization,” said Mahesh Mistry, senior director, AM Best Rating Services. “Reputational risk in certain markets may also be a problem, as any legal disputes become more visible to consumers, policyholders, regulators and legislators.” The stress test focused on the impact of COVID-19 on underwriting and assets, as well as available capital. Since the stress

Change in BCAR Assessments Due to COVID-19

Strongest Very Strong

YE 2019

COVID 19

1,153 975 142

155

Strong

56 94

Adequate

20 65

Weak

16 51

Very Weak Total

1,396 1,396

Note: Change in BCAR assessment is based on the reduction in the VaR 99.6 score and the existing slope of the BCAR curve through the VaRs. Source: AM Best data and research

16 | INSURANCE JOURNAL | JUNE 1, 2020

test, market conditions have evolved rapidly, and AM Best said it recognizes that insurers “need to be proactive in monitoring economic, regulatory, and industry developments.” The AM Best stress test did not take into account a scenario in which contracts might be voided by legislation or the courts. But the report warns that if attempts to change contract language on business interruption are “successful in forcing insurers to retroactively apply cover for losses from COVID-19 related business interruption — despite specific exclusions in their policies — these considerations would have grave impacts for the industry, specifically for commercial lines insurers.”

Stress Test Results

As explained in its Best’s Special Report, “Stress Testing Rated Companies for COVID-19,” the stress test analysis covered approximately 1,400 rating units worldwide, and focused on the impact of COVID-19 on underwriting and assets. Overall results showed that the median Best’s Capital Adequacy Ratio (BCAR) score at VaR 99.6 of the rated population declined to 43% from an estimated yearend 2019 BCAR of 49%, “demonstrating the resilience of the insurance industry.” Because the insurance market is well capitalized, most companies were able to comfortably withstand the stress test, with no change to the BCAR assessment for 75% of rating units (most of which remain in the “Strongest” category), while 14% moved down by one assessment category.

Property/casualty insurers in the U.S. and Canada performed relatively well, compared with life/ annuity and U.S. health insurers. Most companies in the Asia-Pacific market generally performed well also, as did those in Europe, the Middle East, and Africa and in Latin America. Given the solid capitalization of the U.S. and Canadian P/C markets, most companies saw no change in their BCAR assessments in the stress test. AM Best considers the overall level of risky assets in P/C insurers’ portfolios modest. The median P/C insurer’s BCAR score experienced a modest decline of three points. The BCARs of most P/C companies in Europe remained largely in the “Strongest” category, similarly to their U.S. counterparts. However, there are concerns regarding business interruption and event cancellation. Reputational risk may also be a concern as insurers dispute claims. AM Best notes that companies that have performed well on AM Best’s stress test could still face credit rating pressure if conditions deteriorate beyond the prescribed scenarios. According to AM Best, these include a second wave of mortality losses arising from a resurgence of the pandemic; a significant spike in claims experience for commercial lines segments, such as event cancellation, business interruption or trade credit insurance; rulings on contract clauses, results of litigation and government decisions; and further deterioration of financial markets resulting in material investment losses or write-downs of assets. The property/casualty analysis assumed a moderate increase of 5% in the loss ratio for certain commercial lines. If there is any additional worsening experience for business interruption, event cancellation, workers’ compensation, travel insurance or trade credit insurance, these business lines “will need to be addressed case by case as developments unfold.” AM Best said it will continue to monitor developments and adjust its analysis. INSURANCEJOURNAL.COM

Life Insurance & Long-Term Care

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Brighthouse SmartCare, a hybrid life insurance and long-term care product, gives your clients power over the unexpected. Its long-term care benefit and death benefit can grow over time, helping them to keep pace with rising costs. Better yet, if your clients never use the long-term care coverage, their money is put to good use through a death benefit for their loved ones. Brighthouse SmartCare offers: • Preparation for long-term care needs • Protection from unexpected events, such as premature death • The ability to grow benefits over time to meet rising future costs Brighthouse SmartCare is the smart way to gain power over the unexpected. Learn more at brighthousefinancial.com. Brighthouse SmartCare® is an Indexed Universal Life Insurance Policy with Long-Term Care Riders issued by, with product guarantees that are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 (“Brighthouse Financial”). All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations. Brighthouse SmartCare has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please consult the product illustration. May not be available in all states. Brighthouse Financial® and its design are registered trademarks of Brighthouse Financial, Inc. and/or its affiliates. 1903 BDRM631055 ICC18-AP1 5-18-AP1

• NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY ANY BANK OR CREDIT UNION • MAY LOSE VALUE

People National

The Hanover Insurance Group has appointed James A. Kelley as president of

Hanover Specialty Industrial Property. Kelley is responsible for the company’s portfolio of insurance for complex, high hazard industrial businesses in this role. He replaces James L. Abraham, who retired from the organization in April. Kelley began his career as a loss control consultant. Most recently, he served as senior vice president at wholesale brokerage AmWINS. He joined AmWINS in 2014. Previously, Kelley held key roles at The Hartford from 2009 to 2014 and Travelers from 1995 to 2006.

East

RCM&D, a Towson, Md.-

headquartered independent risk management, insurance and employee benefits firm, has hired

Matthew Kahn

as the new Commercial Division director. Kahn Matthew Kahn will be working alongside current Commercial Division Director Bill Kable to lead the firm’s Commercial Insurance Division. From 2006 to 2017, Kahn served as a senior client executive and associate general counsel at RCM&D. After his time at RCM&D, he worked at a large national broker as a senior vice president and mid-Atlantic real estate practice leader.

Southeast

Sompo International Holdings Ltd., a Bermuda-

based specialty provider of property and casualty insurance and reinsurance, has appointed Michael P. Carroll as

senior vice president and deputy head of Life Sciences for Sompo Global Risk Solutions (GRS), reporting to Lisa Davis. As a key member of the Sompo GRS senior leadership team, Carroll will be responsible for driving the continued development of the company’s Life Sciences platform. He brings more than 30 years of technical underwriting experience at Chubb to Sompo GRS. Carroll will initially be based in Raleigh, N.C.

South Central

Wholesale insurance broker and underwriting manager, Burns & Wilcox, has added Laura McCormick to its leadership team. McCormick joins Burns & Wilcox as regional practice group leader of Professional Liability for the Southern U.S. Region, based in the Dallas/Fort Worth office. McCormick is responsible for setting the strategic direction and growth for Professional Liability business across the Southern region, which includes 10 states ranging from Texas to North Carolina. McCormick most recently served as senior vice president and national practice leader at MarketScout. She previously held other senior broking positions within the wholesale industry, including at Burns & Wilcox. Burns & Wilcox is part of Michigan-based H.W. Kaufman Group.

Midwest

Great American Insurance Group, headquartered in

Cincinnati, Ohio, has promoted Kenneth (Ken) R. Bearley to divisional executive vice president within its Bond Division. Bearley joined Great American

18 | INSURANCE JOURNAL | JUNE 1, 2020

in 1994 as an underwriter in the Bond Division’s Pittsburgh Kenneth Bearley office and transferred to the Cincinnati home office in 2009. He has served in various leadership roles with increasing responsibility, including overseeing contract surety written for all offices east of the Mississippi River. In his new role, Bearley will expand his duties to oversee all contract surety written in the U.S. and Europe. St. Louis, Mo.-based

Valley Insurance Agency Alliance (VIAA)

Sam Hentschke

recently named

Sam Hentschke

as service development coordinator and

Clinton Mudd

as regional manager. Hentschke is in charge of training the service teams of both new and existing alliance members. Prior to this position, she served as a personal lines account manager at VIAA’s sister company POWERS Insurance & Risk Management. Mudd is responsible for identifying insurance agents and agencies that will strategically benefit from VIAA’s membership. He has served as sales development coordinator at the company for the past three years. Mudd has nearly 20 years of experience in the insurance and finance industries.

West

San Francisco, Calif.-based

Woodruff Sawyer

announced

Andy Barrengos

Andy Barrengos has

been appointed CEO and chairman by Stan Loar the board of directors. Stan Loar is to be honored with the title of chairman emeritus. In addition, Woodruff Sawyer’s board has introduced the new position of presiding director, which will rotate annually among board committee chairs. Chuck Shoemaker, Woodruff Sawyer’s senior vice president and audit chair, will take on this position effective immediately. Loar joined Woodruff Sawyer and its board in 1976 and became the firm’s CEO in 1995, vice chair in 2008 and chairman in 2013. He has held key leadership roles in major industry organizations worldwide, including as a current board member of the World Federation of Insurance Intermediaries and of Bermuda captive PAR Ltd. He is the former chairman of both Assurex Global and the Western Association of Insurance Brokers and was the treasurer and a board member of the National Association of Insurance Brokers. He also served as a member of the board for CIAB for several decades. Barrengos was named CEO in 2016, becoming WoodruffSawyer’s sixth CEO in the 102-year history of the firm. Barrengos joined Woodruff Sawyer in 1996. INSURANCEJOURNAL.COM

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News & Markets Nursing Home With Oregon’s Deadliest Virus Outbreak Sued

he daughter of a woman who died after contracting the coronavirus at a Portland long-term care facility filed a $1.8 million lawsuit last month claiming elder abuse. Angela Brown says her 75-year-old mother, Judith Jones, contracted coronavirus and died because of Healthcare at Foster Creek’s negligence, The Oregonian/ OregonLive reported. In the complaint, Brown listed problems state investigators found at the nursing home, now connected

to 29 deaths and 119 cases of COVID-19. The Oregon Department of Human Services recently suspended the home’s license. Foster Creek is run by Benicia Senior Living and is owned by St. Jude Operating Company, and both are named in the lawsuit. A Benicia co-owner didn’t immediately respond to a request for comment and St. Jude representatives couldn’t be reached. Jones, who had dementia, lived in a locked unit at Foster Creek. For Brown, that afford-

ed some comfort, because staff said workers weren’t going from unit to unit, the lawsuit says. But state inspectors’ findings said the outbreak’s spread to the locked unit was likely due to staff working across units. On April 18, Jones was taken to a hospital emergency room with a fever, according to the lawsuit. She tested positive for

Study: Sharp Drop in California Workers’ Comp Independent Medical Reviews

he number of Independent Medical Review determination letters, a process used to resolve California workers’ compensation medical disputes, fell sharply in prescription drug disputes by 11.3% from 2018 to 2019, with data from the first quarter of 2020 showing the decline is continuing, a new California Workers’ Compensation Institute study shows. The CWCI study examined data from more than 1 million IMR decision letters issued from 2014 through March 2020 in response to applications submitted to the state after a Utilization Review (UR) physician modified or denied a medical service requested for an injured worker. CWCI researchers used the data to measure changes in the volume, timeliness and regional distribution of IMRs. State lawmakers expected

IMR volume would decline over time as providers became familiar with the treatment guidelines, but the number of IMR determination letters increased steadily over the first five years of the program, the only exception being a modest 2.6% decline in 2017. The 2019 tally, however, shows the IMR letter volume finally did drop sharply, falling to a five-year low of 163,899,

down 11.3% from 2018. The count from the first quarter of this year shows the decline is continuing, as the letter count from the first three months of 2020 fell 4.9% below the total from the corresponding period of 2019, dropping to a five-year

W2 | INSURANCE JOURNAL | JUNE 1, 2020

low of 38,981. The year-to-year declines in letter volume were noted in all eight regions of the state, with the biggest reduction in letter count noted in the Bay Area, which had about 6,200 fewer letters in 2019 than in 2018, a decline of more than 14%, though the rural, sparsely populated Northern Counties and Sierras showed the biggest percentage decline (26.3%). As in prior years, a small number of physicians continued to drive much of the IMR activity in 2019, with the top 1% of requesting physicians (106 doctors) accounting for 41.2% of all disputed service requests determined by IMR in 2019; and the top 10 individual physicians alone accounting for 9.9% of the disputed requests. IMR outcomes have shown little variation as IMR physicians in 2019 upheld 88.2% of UR doctors’ modifications or denials of services, compared to 88.6% in 2018, and 88.5%

in the first quarter of 2020, according to the CWCI study. Uphold rates last year ranged from 74.9% for evaluation/ management services to 92.7% for acupuncture; physical therapy; and durable medical equipment, prosthetics, and supplies. The mix of services reviewed by IMR physicians in 2019 showed prescription drug requests continued to top the list, accounting for 41.1% of the IMRs (and 30.9% of those were for opioids), though that was down from 46.4% in 2018 and down from nearly half of all IMRs in 2015, prior to the adoption of new opioid and chronic pain guidelines in late 2017, and the implementation of the workers’ compensation prescription drug formulary in January 2018. CWCI has issued its latest IMR analysis in a Research Update Report, “Independent Medical Review Decisions: January 2014 Through March 2020,” which is posted under the Research section of the group’s website. INSURANCEJOURNAL.COM

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News & Markets Pilot in Helicopter Crash That Killed Lakers Star Had No Drugs, Alcohol in System By Stefanie Dazio and Brian Melley

he pilot flying Kobe Bryant and seven others to a youth basketball tournament did not have alcohol or drugs in his system, and all nine sustained immediately fatal injuries when their helicopter slammed into a hillside outside Los Angeles in January, according to autopsies released late last month. The reports by the Los Angeles County coroner’s office provide a clinical but unvarnished look at the brutality of the crash. One of the most popular sports figures in Los Angeles and a celebrity around the globe, Bryant was broken beyond recognition when his body was found outside the wreckage of the chopper. His remains had to be identified by his fingerprints. The report made it clear: Bryant and the passengers almost certainly were dead in an instant due to blunt trauma. “These injuries are rapidly if not instantly fatal,” wrote Juan Carrillo, senior deputy medical examiner, in Bryant’s report. The crash that killed the 41-year-old retired Los Angeles Lakers star, his 13-year-old daughter Gianna — clad in the jersey she would have worn to play that morning, with the word “Mamba” on the front and her last name on the back — pilot Ara Zobayan and the others is considered accidental. Bryant was headed from his Orange County home to his daughter’s tournament at

his Mamba Sports Academy in Thousand Oaks on the morning of Jan. 26. The group, including one of his daughter’s coaches, and two of her teammates, encountered thick fog in the San Fernando Valley north of Los Angeles. Zobayan, an experienced pilot who often flew Bryant, climbed sharply and had nearly succeeded breaking through the clouds when the craft took an abrupt left turn and plunged into the grassy, oak studded hills below. When it struck the ground, it was flying at about 184 mph and descending at a rate of more than 4,000 feet per minute. The impact caused a crater and scattered debris over an area the size of a football field in the Calabasas hills. Flames engulfed the wreckage, but burns on the bodies were determined to have occurred after death. Bryant’s body was found on one side of the wreckage and his daughter was found in a ravine on the opposite side. The autopsy noted Bryant’s tattoo of a crown on his right shoulder, above where his wife’s name, Vanessa, was imprinted. On the lower right arm were the names of three of his four daughters: Bianka Bella, Natalia Diamante and Gianna Maria-Onore, the daughter who died with him. The youngest girl, Capri Kobe, only 7 months old when her father died, is not mentioned. The only drug in Bryant’s system was methylphenidate, which is sold under the brand name Ritalin and used to treat

W4 | INSURANCE JOURNAL | JUNE 1, 2020

attention deficit hyperactivity disorder and narcolepsy. The National Transportation Safety Board has not concluded what caused the crash on the outskirts of Los Angeles County but said there was no sign of mechanical failure in the Sikorsky S-76. A final report is not expected for months. The aircraft did not have a device called the Terrain Awareness and Warning System, Kobe Bryant which signals when an aircraft is in danger of hitting ground. While the National Transportation Safety Board has recommended the system be mandatory for helicopters, the Federal Aviation Administration only requires it for air ambulances. Both California’s senators have called for the FAA to mandate the devices in the wake of the tragedy. The others killed were Orange Coast College baseball coach John Altobelli, his wife, Keri, and their daughter Alyssa; Christina Mauser, who helped Bryant coach his daughter’s basketball team; and Sarah Chester and her daughter Payton. Alyssa and Payton were Gianna’s teammates. Bryant is the only NBA player to have his team retire two numbers in his honor. He was selected last month for the Naismith Memorial Basketball Hall of Fame. A ceremony is scheduled for late August

though it may be delayed until at least October because of the coronavirus pandemic. Bryant and his daughter were honored at a star-studded public memorial Feb. 24 at the Staples Center in downtown Los Angeles, with 20,000 in attendance at the arena where Bryant spent most of his two-decade career with the Lakers. The date 2/24 corresponded with the No. 24 jersey he wore and the No. 2 worn by Gianna. The same day, Vanessa Bryant filed a lengthy lawsuit alleging that Zobayan was careless and negligent to fly in the fog and should have aborted the flight. She has also filed a claim, a precursor to a lawsuit, against the Los Angeles County Sheriff’s Department after deputies allegedly shared unauthorized photos of the crash site. Zobayan’s brother, Berge Zobayan, has said in a court filing that Bryant knew the risks of helicopter flying and his survivors aren’t entitled to damages from the pilot’s estate, while the helicopter company, Island Express, says they are not responsible for damages, calling the crash, among other things, “an act of God” and “an unavoidable accident” that was beyond their control. Copyright 2020 Associated Press. INSURANCEJOURNAL.COM

News & Markets

California Workers’ Comp Bureau Lowers Mid-Range Estimate of COVID Costs by $10B By Jim Sams

he Workers’ Compensation Insurance Rating Bureau of California published estimated costs of allowing state workers to receive benefits for COVID-19 claims without proving virus exposure at work, dropping a prior mid-range estimate by $10 billion. In a report published in late May, WCIRB estimated the cost of COVID-19 claims filed by workers subject to the May 6 Executive Order N-62-20 issued by Gov. Gavin Newsom, putting it in the range of $0.6 billion to $2.0 billion, with a mid-range estimate of $1.2 billion. The order provides for a rebuttable presumption of compensability for all workers directed by their employer to work outside their home applicable for the period of March 19 to July 5, 2020. The mid-range estimate of $1.2 billion, represents 7 percent of the $18.3 billion estimated annual cost of workers' compensation claims in the system prior to the pandemic, WCIRB said. WCIRB noted that its latest cost evaluation differs from an earlier evaluation of a potential conclusive presumption, which was published on April 20 in advance of the final order. In that analysis, WCIRB had developed a range of cost estimates extending from $2.2 billion to $33.6 billion, W6 | INSURANCE JOURNAL | JUNE 1, 2020

with a mid-range estimate of $11.2 billion. In the new analysis, the highest estimate — $2.0 billion — falls below the lowest on in the prior report. The actual language of Newsom’s order allowed WCIRB to finetune several key assumptions, which help to explain the differences in the estimates: • The order is limited to an approximate four-month period, two of which have already elapsed. • The order applies to all workers working outside the home at the direction of their employer. • The order calls for a rebuttable rather than conclusive presumption of compensability.

or a diagnosis of COVID-19 by a licensed physician that is confirmed by a positive test within 30 days. Given this, WCIRB’s cost estimates exclude any potential costs for workers who are quarantined, but have not been diagnosed with COVID-19. Although a media statement announcing the new result states that the cost analysis reflects a rebuttable rather than conclusive presumption of compensability, in a section of the report that documents claims frequency assumptions, the analysts note that it is “unclear whether a significant share of claims filed by workers subject to the order will be rebutted” based on feedback from claims and legal experts. “As a result, the WCIRB did not reflect any offset for this provision” in its frequency estimates, the report states. Comparing the two analyses side-byside reveals that while the latest one assumes more California workers impacted by the order (8,335 in the May analysis, up from 6,772 in the April analysis), and while assumed claim costs for all claim types are higher, the May analysis assumes significant declines in the number of claims for mild, severe and critical claim types. The number of mild COVID comp claims assumed in the May analysis, for example, are less than 7% of the number assumed in May (25,400 vs 378,300). Death cases are also lower but the assumed number of compensable deaths dropped by about 50 percent (1,600 vs 3,300). Editor’s note: The original article appeared on Claims Journal.

“Our estimates reflect the potential cost impact arising from COVID-19 diagnoses during the time the order applies and do not reflect costs for potential extensions of the order or future legislation,” the report says. The report also notes that the order requires a positive test for COVID-19 INSURANCEJOURNAL.COM

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News & Markets Drought Emergency Declared for Oregon's Coos County

drought declaration passed by Coos County Commissioners has been approved by Oregon Gov. Kate Brown. The governor’s declaration, which expires Dec. 31, will authorize state agencies to expedite water management tools for local officials to quickly start mitigation activities. According to the order, extremely low stream flow and hot, dry conditions in Coos County led to the governor’s declaration. With forecasted water supply conditions not expected to improve, the drought is likely to have significant economic impacts on the county’s farm, forest, recreation, drinking water and natural resource

sectors, according to the order. At a commissioner’s board meeting in April, Coos County Commissioner Melissa Cribbins informed the board that the local water master and regional water director both expressed concerns with the county’s domestic water wells going dry and not recovering. The declaration in Coos County follows similar declarations in Curry, Jackson and Klamath counties in southwestern Oregon. Copyright 2020 Associated Press.

Nevada Governor Declares Emergency After Big Quake

ov. Seve Sisolak has declared a state of emergency after Nevada’s biggest earthquake in 65 years caused significant damage to three U.S. highways, including the major route connecting Reno to Las Vegas. Sisolak said his declaration made in late May will make the state eligible for emergency funding from the Federal Highway Administration to help cover highway repair costs expected to exceed $700,000. No one was killed or seriously injured in the 6.5-magnitude quake in west-central Nevada about 35 miles west of Tonopah on May 15. But Sisolak said the temblor caused extensive damage to U.S. Highway 95, U.S. Route 6 and U.S.

Route 360, disrupting travel in Esmeralda, Mineral and Nye counties. He said emergency repairs allowed the roadways to reopen, but further inspections revealed the destruction was beyond normal repair. The early morning earthquake cracked storefront windows and knocked goods off shelves in Tonopah about half way between Reno and Las Vegas. It was felt as far away as Salt Lake City and California’s Central Valley. Copyright 2020 Associated Press.

Las Vegas Businessman Reaches $21M Settlement in Fatal DUI Crash

prominent Las Vegas businessman awaiting sentencing after pleading guilty in a deadly drunken driving crash has reached a $21 million settlement in a lawsuit by the family of a mother of three killed in the wreck. Real estate broker Scott Russell Gragson is expected to pay $12.8 million to the family of Melissa Newton, and his insurance company will pay $8.2 million, the Las Vegas Review-Journal reported in late May. Three other people were

injured when a Range Rover that Gragson was driving crashed in May 2019 following a charity golf tournament that Gragson organized. Gragson is 54 and the grandson of a former Las Vegas mayor. He pleaded guilty in February to drunk driving causing death and substantially bodily harm. His defense attorneys have said they will ask a judge next month to sentence Gragson to the minimum six years in prison. Prosecutors are expected to seek at least 10 years.

W8 | INSURANCE JOURNAL | JUNE 1, 2020

Scott Gragson was an executive with the commercial real estate firm Colliers International. His son, Noah

INSURANCEJOURNAL.COM

Business Moves brands includes HVACi, StrikeCheck, JMI Reports, The UIS Group, and Cox & Smith Risk Management. It is headquartered in Charlotte, N.C., with offices nationwide.

World Insurance Associates, Mazzotta Insurance Agency

National

Altamont Capital, Topa Insurance

The deal for Altamont Capital Partners to acquire Topa Insurance Group has been called off. Last August, Altamont Capital Partners signed an agreement to acquire Calabasas, Calif.-based Topa Insurance Group from its long-time owner, Topa Equities Ltd. While Altamont was to assume majority control, Topa Equities was to maintain a minority equity stake in the business. The change in plans prompted rating agency AM Best to remove from under review with developing implications and affirm the financial strength rating of A- (Excellent) and the Long-Term Issuer Credit Ratings of “a-” of Topa Insurance Co. and its subsidiary, Dorchester Insurance Co., which is located in the U.S. Virgin Islands. AM Best called the termination of the deal a “mutual agreement.” Topa and Altamont both confirmed that the deal is off without any further comment or explanation. Topa wrote $130 million of gross written premium in 2018 that it sold through wholesale brokers and managing general agents. The specialty writer is focused primarily on commercial lines and niche market program business. Altamont Capital Partners is a private investment firm based in the San Francisco area with more than $2.5 billion of assets under management. Along with Altamont’s current investments in Embark General, Kuvare Holdings, and Accelerant INSURANCEJOURNAL.COM

Holdings, Topa represents Altamont’s seventh platform investment in insurance and insurance services and its 19th overall insurance acquisition. Topa Equities Ltd. is a private holding company. Headquartered in Los Angeles, the company owns more than 25 subsidiaries with primary locations in Southern California, Hawaii and the U.S. Virgin Islands. Topa has four main lines of business: beverage distribution, automotive retail, insurance and real estate.

East

CCG IQ, The UIS Group

CCG IQ, a provider of tech-enabled insurance services, has acquired The UIS Group. CCG IQ anticipates that the addition of this business will enhance its services for insurance companies. Connecticut-based UIS Group aims to lay the foundation for risk management in commercial insurance lines in its region. With an East Coast presence, UIS Group's areas of focus include experience in commercial surveys as well as workers’ compensation, commercial auto and agribusiness, and basic property and casualty lines. CCG IQ, formerly Consolidated Claims Group, was traditionally in the claims space with its HVAC claims assessment brand, HVAC Investigators, and specialty electronics claim assessment solution, StrikeCheck. San Francisco-based RSI, a company that specializes in underwriting inspections, became part of the CCG IQ group in 2019. The CCQ IQ family of

World Insurance Associates LLC acquired Mazzotta Insurance Agency of Providence, R.I., on March 1, 2020. Since 1968, Mazzotta Insurance Agency has been a family-run business serving the Providence community, providing protection for homes, autos, rentals and businesses. WIA is headquartered in Tinton Falls, N.J., and is an insurance brokerage providing asset and lifestyle protection with risk management, insurance and benefit consulting services for individuals and businesses. Since its founding in 2012, WIA has completed 55 acquisitions.

Alera Group, Georgetown Insurance Services

Alera Group, a national employee benefits, property/casualty, retirement services and wealth management firm, has acquired Georgetown Insurance Service Inc. The Georgetown Insurance team will continue serving clients in their current roles following the acquisition. Headquartered in Silver Spring, Md., Georgetown Insurance serves clients throughout the state and the surrounding region. Alera Group has more than 80 firms across the country and nearly 2,000 teammates.

Midwest

Berkley Program Specialists, International Excess Program Managers

Berkley Program Specialists has entered into a partnership with Beachwood, Ohio-based International Excess Program Managers, a division of One80 Intermediaries. IEPM has provided access to a range of insurance products and specializes in property, liability, inland marine, errors

continued on page 20

JUNE 1, 2020 INSURANCE JOURNAL | 19

Business Moves continued from page 19 and omissions, directors and officers, commercial auto and umbrella coverage since 1998. IEPM is a countrywide program helping couriers, expeditors, last mile delivery and freight brokers/forwarders address their insurance coverages.

High Street Insurance Partners, Trust Shield Insurance Group, Ken Bleeker Insurance Agency, Gates-Cole Associates Traverse City, Michigan-based High Street Insurance Partners, has acquired three additional agencies — two in Michigan and one in New York. These new agency partners are: Trust Shield Insurance Group in Schoolcraft, Michigan; Ken Bleeker Insurance Agency in Martin, Michigan; and Gates-Cole Associates in New Hartford, New York. Financial details of the transactions were not disclosed. A&M IJ Personal Umbrella.pdf three offices in West 1 TSIG operates Michigan. In addition to individual cus-

tomers, TSIG has a client base that includes Michigan-based companies in the energy, landscaping, and agriculture industries. Bleeker Insurance provides services to clients statewide and specializes in personal and commercial lines of property and casualty insurance, group and individual health coverages, and individual life insurance. Brian Bleeker, president, will remain in his current role. Gates-Cole Associates is a central New York-based insurance agency with nine offices in the greater Syracuse area. The agency sells property/casualty insurance plans to employers and individuals in New York state. President Bill Cole and Vice President Tom Cole will remain in the business in their current roles. High Street, one of 15 Huron Capital ExecFactor initiatives, was created to pursue growth through add-on acquisitions in the insurance agency market. 5/29/19 HUB

9:25 AM International, The Healy Group

Insurance brokerage HUB International

Limited has acquired the employee benefits division of The Healy Group Inc., based in South Bend, Indiana. Healy Benefits provides employee benefits solutions, including benefits communications, workplace-wellness plans and risk management seminars. Owners and risk management advisors, Tony Nyers and Chris Rowland, and Alicia Webber, benefits advisor, along with their staff will be joining Hub Midwest East.

South Central

Western Security Surplus, Houston Surplus Lines

Western Security Surplus, part of the XPT Group, has acquired Texas-based Houston Surplus Lines. HSL is an excess and surplus lines general agency founded in 1994 and is currently managed by Barbara Partlow and Carol Gardner. HSL has binding authority contracts with some of the best A rated surplus lines carriers, along with a list of brokerage markets for the harder to place risks. WSS is headquartered in Plano, Texas, with employees also located in California.

Higginbotham, Amerman Insurance Services

Fort Worth-based independent insurance broker, Higginbotham, and Amerman Insurance Services, based in San Antonio, Texas, have merged. The union adds eight commercial and personal property/casualty insurance and employee benefit professionals to Higginbotham’s existing San Antonio office for a combined 38-person group. Higginbotham named Amerman Insurance President Matt Amerman a managing director. He will continue leading his namesake agency with existing staff in partnership with Drew Apperson, managing director of Higginbotham in San Antonio. Matt Amerman established the agency in 2010 to meet the insurance needs of San Antonio’s businesses and families. In addition to Texas, Higginbotham has offices in Oklahoma, Georgia and California. 20 | INSURANCE JOURNAL | JUNE 1, 2020

INSURANCEJOURNAL.COM

Closer Look: Public Entities Can a Governmental Entity Be Liable for Tort Claims? It Depends.

veryone needs insurance. My entrance into the insurance world taught me that. The first place I worked in insurance specialBy Patrick Wraight ized in providing insurance to fire departments and ambulance companies. Municipalities and their fire departments have similar exposures as other entities do. They own property, which needs to be replaced when it becomes damaged (and fire departments know how to damage property). What’s the one thing that the fire department might forget about when responding to a fire call at your house? Right. The cook might

forget to shut off the stove, and when they are done fighting your kitchen fire, they get to fight their own kitchen fire. Not that I’ve seen that claim. Their members (volunteer fire fighters) and employees may own property that comes to the fire station with them. That property might get damaged in the course of their work for the fire department. Cell phones don’t always fare well when the fire fighters are using the department zero turn mower to cut the grass (and their cell phone). Not that I’ve seen that claim. They drive vehicles that cost more than most cars you would probably have in your driveway. Sometimes, emergency vehicles have to travel faster than the speed limit in order to get to the scene of an emergency. Every once in a

22 | INSURANCE JOURNAL | JUNE 1, 2020

while, driving faster than the speed limit causes events that end in damage to a very large and expensive truck. It had never occurred to me that a fire department, doing its duty to protect life and property, might face claims of negligence. But it happens more often than we think. I would have thought that a fire department, since it acts in good faith to help the people of an area as a governmental entity, would have some kind of immunity to lawsuits. Turns out that they don’t always enjoy that kind of immunity. Yet, fire departments, municipalities, and other governmental agencies could do something in good faith and still be negligent in some way. In order to show negligence, the following must be determined.

• Was there a duty owed? • Was there a breach of that duty? • Was that breach the proximate cause of injury? • Were there damages because of the injury? For example, a fire department is called out to respond to a brush fire. One of the volunteer firefighters responded in their personal vehicle. Once on scene, they were given the task of traffic control because the fire department needed to access the scene and smoke from the fire was blowing across the road, making it difficult for drivers to see. As it happened in this story, the wind shifted enough that visibility became low away from the original traffic control point and a driver came upon the stopped traffic and didn’t INSURANCEJOURNAL.COM

notice that it had been stopped, causing an accident. The question then becomes who is negligent in this situation? Arguments could be made for the driver, who owed a duty to be a careful and observant driver, who may have breached their duty to drive carefully, because they caused an accident with property damage to vehicles. Of course, there could be an argument made that the fire department was negligent because the fire fighter had a duty to set up a safe and easily seen traffic control point. Since a driver didn’t see that traffic was stopped, the failure to mark the traffic control point caused the accident and the property damage related to it. But what about immunities? Aren’t governmental entities provided with some immunity to tort liability? That depends. INSURANCEJOURNAL.COM

Some governmental entities enjoy a degree of immunity from tort liability, based on the tort, the damages sought, and the jurisdiction. Individual state laws and court rulings make it difficult to pin down whether an aspect of a governmental entity’s functions is immune to tort liability or not. The presence of insurance, rather than making it easier, can make it more complicated. Some states have decided that they have a need to control the tort liability of their governmental entities, and while they may not enjoy full immunity, some states have enacted caps on recoverable damages and immunities against certain kinds of damages. Let’s look at a few states for examples and how insurance plays into it. Florida caps damages for

tort claims at $200,000 per person and $300,000 per claim. Any claims above that amount must be reported to the state legislature, and the legislature must decide whether or not to pay that excess amount. Complicated and time consuming, but not too complicated yet. If the governmental entity has liability insurance in place that exceeds the $200,000 per person or $300,000 per claim cap, the insurance can settle or pay that claim up to the limit of the insurance policy without legislative consideration. This all means that the cap is the cap unless the insurance policy or the legislature say so. Delaware caps damages at $300,000, unless the entity elects to buy insurance that exceeds that limit. That makes the limit of recovery the limit

of insurance. This is similar to Florida, except much easier to understand without adding the legislature’s responsibility to muddy the waters. In Illinois, there are no caps on damages, but there are significant governmental functions that are immune to tort liability and others that are exempted from immunity. They have also added to their statutes the provision that the presence of insurance does not alter any immunities that they might enjoy. In the end, the question still remains: Can a governmental entity be held liable for tort claims? And the answer remains the same. It all depends on the claim. Wraight is director of the Academy of Insurance. Phone: 800-897-9965 ext. 130. Email: pwraight@ijacademy.com

JUNE 1, 2020 INSURANCE JOURNAL | 23

Spotlight: Education How COVID-19 Is Changing Insurance for Schools By Andrea Wells

ilian A. Vanvieldt, senior vice president, educational entities practice leader, for Alliant, has spent more than three decades insuring schools across the country. Her book spans from small school districts to very large ones with more than 100,000 students. She described some areas of coverage likely to be impacted by COVID-19 going forward.

Workers’ Compensation

“One of the biggest exposures for our school system is workers’ comp,” Vanvieldt said. COVID-19 will create many new claim scenarios for a school district’s comp line, and many have yet to be discovered, she said. For now, workers’ comp claims are not a major threat because most schools were able to send their employees home due to stay at home orders. But Vanvieldt and others see more claims activity on the horizon. “For example, yesterday, we had to call the police for a health wellness check because we had a school district employee call in threatening to kill himself and said he had a gun because he did not want to come back to work. He was afraid that he was going to catch COVID and die, and the district was trying to murder him by making him come back to work,” she said. Vanvieldt expects a number of school district employees may not want to come back to work and could end up filing claims should they be exposed to COVID-19. Already she sees carriers across the country making changes to endorsements for “communicable disease.” That’s concerning to her because the term itself covers much more than COVID-19. “You also have a change in California ... I think it’s across country, not just California, because I just had it happen to me in Texas 24 | INSURANCE JOURNAL | JUNE 1, 2020

and in Maine, where the underwriters were traditionally covering pandemic as one occurrence. “So we had these communicable disease endorsements on our policies that said, ‘If you have a communicable disease that occurs, then the excess health carrier would count them all as one claim.’ So as an employer, where most of these districts are carrying $250,000, some of these larger programs are carrying half a million per occurrence. … Well now it’s going from a pandemic being one occurrence, to taking out that endorsement and having every claim be deemed an occurrence. So now instead of having one self-insured retention at maybe $250,000 or $350,000 or $500,000, you now have that for every employee that potentially could have a claim. Clearly that’s a significant financial exposure to our clients.” She says while “technically” most districts will have workers’ comp coverage for such claims, the question will become how the carrier deems the claim. “Whether or not the carrier deems them to be one claim or multiple claims,” she said. “The coverage is there because if someone is injured, they can still file a claim against you but then they have to prove they got injured, or

they caught the disease at work. So there’s some hurdles they have to go through.” California and some other states are considering passing legislation that says, if an employee is deemed to be an essential employee, meaning they were required to work during the pandemic, and caught COVID-19 regardless of where, it’s automatically presumed to be covered. “So that’s the first thing that’s a presumption, and it takes away the whole argument about we have to prove where you got hurt, and where you got the COVID.” However, the bigger issue for school districts will be how each claim is counted. “Either as an individual claim and a hit on your loss run, and also a financial hit to you for your self-insured retention,” she explained. “Most of our clients are self-insured. Most public entities are self-insured. They’re not buying first-dollar policies. So now they have a claim, a claim, a claim, a claim, a claim, and half million, half million, half million, half million, half million.” The dollars will add up quickly, Vanvieldt says. “So yes, they have coverage, but the likelihood of a COVID claim hitting a half million dollars is not likely. Yes, they’re expensive, but they don’t get that expensive.”

Property

The property line of coverage is another area where school districts could see some

continued on page 26 INSURANCEJOURNAL.COM

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Closer Look: Education continued from page 24 changes following COVID-19, she says. “Some of our clients had communicable disease or pandemic coverage on their policy form for business interruption (BI) and it was really designed for things such as a property loss from a covered peril, a fire or something. Then as a result of that fire, it burned some noxious chemical or something happened where people got sick at the site, from the fire, from your covered loss,” she explained. “Clearly it wasn’t designed for something like a pandemic.” But she said carriers are receiving claims now and they don’t know what to do. “We just got a 19 page Reservation of Rights letter from one carrier. … They’re fighting as to whether or not BI is covered.” Unlike restaurants and other retail business that were shut down due to COVID-19 orders, schools so far have primarily been hit with lost tuition rather than lost sales. They've had to buy new laptops they hadn’t planned on buying to implement distance learning and have additional

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26 | INSURANCE JOURNAL | JUNE 1, 2020

costs to increase payroll for essential food service workers providing meals when kids were at home, Vanvieldt said. “And we’re seeing that endorsement is gone. No one’s offering it at renewal. And for the people that have the exposure, they’re trying to figure out how they’re going to make their money to be able to cover the additional compensation they have to pay to their employees, and then whatever revenue they think they lost for things like food spoilage, for instance.”

Liability

Another area where Vanvieldt expects to see major changes is in liability coverage. “I just got my first pandemic exclusion endorsement yesterday for a school district,” she said. “I’m now fighting trying to get them to take it off because as you can imagine this could be highly problematic. If you’re a school district and your students take COVID-19 home and someone sues you, whether you can defend it or not, not having insurance is a potential huge

1/13/20 10:34 AM

exposure for a school system.” Cyber liability is another area where she expects to see challenges. Remote learning has led to significant upticks in utilizing tools such as Zoom to meet with students. “An example, I just had someone that wanted a coach to do training, video training. This is a coach, and so the person’s in athletic attire, or whatever, and the coach maybe telling students to bend and twist, and directing them to do something,” she explained. “The school is saying, ‘Well, we don’t necessarily know what this coach is doing, we can’t say that they’re doing anything inappropriate, but how do we deal with that?’” Vanvieldt’s suggestion was that the school record the session and keep all those records. “That then becomes a difficult situation for a school district to manage,” she says. Another emerging risk — Zoom bombing — where a Zoom meeting gets hacked with inappropriate content. Vanvieldt says this happened during one client’s school board meeting. “They got Zoom bombed during a board meeting and someone came on the video and started using racial slurs,” she said. Another incident involved a community college client. “They actually came in during a training session for one of my community colleges and they were showing child porn, actual child porn.” For obvious reasons people were upset and some threatened lawsuits. “There are liability concerns associated with that.” So far, Vanvieldt’s only seen one communicable disease liability endorsement for schools but she expects more. “This endorsement is the first one I saw taking away the coverage but my expectation is I’m probably going to see more of that.” That’s concerning because lice can be deemed a communicable disease, she says. “You can’t have this blanket endorsement because kids get lice and kids get other things like measles or whatever. That’s my pushback.” But things are changing almost daily right now. “It’s important for people to understand that the market is so fluid,” she said. “It is definitely evolving and I think people are starting to understand that that’s impacting their renewals.” INSURANCEJOURNAL.COM

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Idea Exchange: Is It Covered?

Logic & Language, Forms & Facts

Just Because It’s Not Covered Doesn’t Mean It’s Not Covered…The Entirety of Contract Doctrine – Part 2

ast month, I shared a claim I had consulted on involving mobile equipment. The adjuster had incorrectly denied By Bill Wilson the claim because he failed to read both the definition of “mobile equipment” and the exclusion that referenced the definition. When determining coverage, one must review the entire policy, a task which admittedly sometimes takes the form of a “Where’s Waldo?” search or worse. Keep reading. This month, we’ll examine that premise in the context of a personal lines claim involving damage to an expensive riding lawn mower. Sometimes, a cited policy provision appears to exclude coverage, but coverage may be found elsewhere in the policy. A homeowner was insured under a 1991 ISO HO 00 03 policy. A strong storm had downed several large tree branches across his seven-acre residence premises. His brother-in-law had brought his John Deere lawn tractor over to help pull larger limbs into a brush pile. While parked under a tree, a substantial limb fell from the tree and damaged his vehicle. Since he was helping his brother-in-law, the homeowner, he felt that his brother-in-law’s insurance should pay for the damage. When the claim was submitted to the homeowner’s insurer, the adjuster viewed the damage to a third party’s vehicle as a Section II liability claim under the policy. While the liability land motor vehicle exclusion didn’t apply, the adjuster said that was immaterial because the liability insuring agreement was never triggered since the named insured was not legally 28 | INSURANCE JOURNAL | JUNE 1, 2020

liable for the damage caused by a falling tree limb. However, the liability section of the policy did have a “no-fault” Additional Coverage called “Damage to Property of Others.” This “goodwill” coverage does not require any legal liability on the part of an insured and, while it includes a land motor vehicle exclusion, the exclusion does not apply to this claim. Unfortunately, though, the Additional Coverage only covers property damage “caused by the insured.” The adjuster advised that, since the insured did not cause the tree limb to fall, this Additional Coverage does not apply either. The bottom line is that the adjuster

correctly denied the claim based on the language cited in the policy. But, that doesn’t mean the claim isn’t covered, because the adjuster failed to fully explore the policy. Coverage, in fact, can be found in Section I – Property Coverages. That could be a good thing because it’s not subject to the $500 sublimit in the Section II Damage to Property of Others coverage (though it is subject to a deductible). It’s a common misconception that homeowners policies only cover property owned or rented by an insured. In the case of the ISO form, it also covers property used by an insured and property owned by noninsureds as follows:

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COVERAGE C – Personal Property We cover personal property owned or used by an “insured” while it is anywhere in the world. At your request, we will

cover personal property owned by others while the property is on the part of the “residence premises” occupied by an “insured”; [emphasis added]

Since the named insured has requested coverage for damage to his brother-in-law’s vehicle that occurred on his premises, the policy should respond if the property is not excluded and the damage is caused by a covered peril. Under the Coverage C – Property Not Covered provision, excluded are “Motor vehicles or all other motorized land conveyances.” However, an exception is made for “…vehicles or conveyances not subject to motor vehicle registration which are…Used to service an ‘insured’s’ residence….” Since the lawn tractor was being used to service the insured’s residence premises, the motor vehicle exclusion does not apply. As for perils, coverage for damage to personal property is provided on a named perils basis on the unendorsed HO 00 03 policy. While there may be an argument that the damage was proximately caused by “windstorm,” a covered peril, that really doesn’t matter because a better and inarguable choice is the peril of “falling objects,” which is exactly what caused the damage. Given that no other exclusions apply, the claim should be covered under Section I of the HO 00 03, less the policy deductible. If the brother-in-law has a homeowners policy that covers the damage, he might seek recovery for the deductible under his own policy. But, how about the Other Insurance clause in the homeowner’s HO 00 03 policy? It says, “If a loss covered by this policy is also covered by other insurance, we will pay only the proportion of the loss that the limit of liability that applies under this policy bears to the total amount of insurance covering the loss.” Does this mean that the homeowner’s policy only covers a portion of the

damage? Well, that depends on whether the brother-in-law’s homeowners policy covers the damage and that, of course, depends on what his homeowners policy says. If it’s not an ISO form, the only way to answer that question is to carefully read that policy. If it’s an ISO form, then it depends on the edition date. For example, if the brother-in-law also had a 1991 ISO HO 00 03 policy, it covers damage to a land motor vehicle “used to service an ‘insured’s’ residence.” So, as long as he, at some time, uses the vehicle to service his own residence, he has worldwide property damage coverage for it. However, in 2000, ISO changed the policy language so that coverage is provided only if the vehicle is “used solely to service an ‘insured’s’ residence.” Since he is servicing a residence other than his own, he has no coverage under the 2000 edition of the policy and must rely on coverage under the homeowner’s 1991 policy. If the

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INSURANCEJOURNAL.COM

homeowner also had a 2000 policy instead of the 1991 policy, there would be no coverage under either form. Then, in the 2011 edition of the ISO form, the policy language was again revised so that coverage is provided if the vehicle is “used solely to service a residence.” Since the vehicle was being used to service “a” residence, it appears to be covered under the 2011 policy. However, there is that pesky word “solely.” In order to know for sure if there is coverage, we need to know if the vehicle was ever used by the brotherin-law to service a premises that was not a residence. So, the next time a customer asks, “Does my homeowners policy cover my lawn mower?”, either “Maybe” or “Possibly” will work as an answer. Wilson, CPCU, ARM, AIM is the founder and CEO of InsuranceCommentary.com and the author of the book “When Words Collide: Resolving Insurance Coverage and Claims Disputes.”

1/13/20 10:36 AM

JUNE 1, 2020 INSURANCE JOURNAL | 29

Idea Exchange: Tech Talk Time to Refocus on Cybersecurity By Tom Wetzel

he country and economy are reopening, albeit slowly and cautiously. However, hackers and other digital bad actors have been busy coming up with new schemes that agencies must confront. Not only that, agencies must now rethink how they protect themselves. Ransomware remains a top issue. Ransomware is a type of malware that prevents an ageny from using its computer or accessing specific files unless a ransom is paid. The malware often encrypts files to prevent them from being opened. Patrick Keating, chief security officer and vice president of Philadelphia-based Conner Strong & Buckelew, said ransomware is increasingly no longer a random act but a targeted attack based on reconnaissance to determine weaknesses. He said perpetrators create legitimate emails to test what does and does not trigger a spam filter. Small agencies are not immune. “This type of attack represents the next evolution in ransomware,” Keating said. Hackers using ransomware also frequently attack the managed service provider’s network so they do not alert a client. Another type of scam making the rounds is funds transfer fraud, in which a third party sends fraudulent instructions to an insured’s financial institution. The message appears to be sent by the insured, but in fact, is transmitted without their knowledge or consent. In several cases, agencies have been asked for funds to be

30 | INSURANCE JOURNAL | JUNE 1, 2020

sent via ACH instead of by check, citing Covid-19 as the reason for the change. “Such a request sounds reasonable, of course, however it can’t be taken at face value,” Keating said. Phishing scams have been well-documented, but the pandemic has spawned new versions that could affect both an agency and its clients. Some phishing emails appear to come from employers and target people working from home. Employers should let employees working from home know how they will communicate with them with instructions to contact them immediately if they are even slightly suspicious of a work-related email they receive. Working from home creates other vulnerabilities. Keating said many companies have adopted a Bring Your Own Devices (BYOD) Policy, which allows an employee’s personal device to be connected to a network. “Companies need to think how those devices are protected, either using same controls on company-owned devices or install other countermeasures.” he said. According to the new 2020 Verizon Data Breach Incident Report, employees’ mistakes have also opened-up companies

to either breaches due to misconfiguration of cloud services or data leakage by accidentally emailing PHI or PII to the wrong recipient. It is easy for employees to be distracted when working from home. Most agencies do not have the resources to hire a full-time cybersecurity expert such as Keating, however, he said there are other steps agencies can take. He said agencies should think about engaging services or a vCISO (virtual chief information security officer) to help create a strategy and roadmap to ensure systems and data are secured. In the meantime, agencies need to make sure they maintain continually updated anti-virus software on all devices and continue to train and educate their users. Obtaining a URL filter offers additional protection, though this step will require technical expertise. Wetzel is CEO of Thomas H. Wetzel & Associates, an insurance marketing firm for independent agents whose signature services include a partnership with LivePerson to bring HIPAA-certified messaging and IBM Watson to the insurance industry, the Wetzel Digital Roadmap©, website design and maintenance, and content creation. Website: www.wetzelandassociates.com. Email: twetzel@wetzelandassociates. com INSURANCEJOURNAL.COM

Idea Exchange: Legal When Insurers Deny Claims, Brokers Are Next in Line for Allegations of Wrongdoing

n the wake of government orders shutting down or seriously limiting the operations of businesses to deal with the COVID-19 By Nicole C. Wixted and outbreak, many affected businesses have turned to their insurers for coverage. This has led to a flurry of lawsuits across the nation seeking rulings that such claims are covered and asserting that the failure to Jason Brost accept such claims constitutes breaches of contract, bad faith, and other common law and statutory violations. INSURANCEJOURNAL.COM

Perhaps anticipating that courts may find these purported losses not covered under applicable policies of insurance, plaintiffs have begun to look elsewhere for relief, including to insurance brokers, as demonstrated by three recent lawsuits: Sean Boutros, M.D., P.A. v. Sentinel Insurance Co. Ltd., John’s Grill v. The Hartford Financial Services Group, Inc., and Ybarra Investments, Inc. v. Scottsdale Insurance Company. In all three cases, plaintiffs sought business interruption coverage after their businesses were forced to shut down due to COVID-19, and all three sued the insurer and the broker through which they purchased the insurance. In Boutros, the plaintiff plastic surgery practice seeks a declaratory judgment not only construing the policy but also that the

insurer and broker are required to indemnify plaintiff for its losses. In support of its claims, the plaintiff alleges that the insurer and broker, “accepted [p]laintiff’s policy premiums with no intention of providing any coverage…” and suggests that the broker played a role in denying the claim by alleging that the insurer “and its agents have questioned or denied coverage . . .”. In John’s Grill, in addition to declaratory relief, the plaintiff restaurant and its owner assert eight additional causes of action against the insurer and brokerage agency, including breach of the covenant of good faith and fair dealing, bad faith denial of an insurance claim, fraudulent misrepresentation, constructive fraud, unjust enrichment, violation of California’s Unfair Competition Law (UCL), attorneys’

continued on page 84 JUNE 1, 2020 INSURANCE JOURNAL | 83

2020 Annual Program Directory, Volume I Welcome to Insurance Journal’s 2020 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit: www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Mining Co’s Houston International Insurance Group

Coverages Auto Comm-Standard, Contractors Equip, Equipment, Excess Liab, Flood, GL, Inland Marine, Pollution Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Prime Insurance Company

Above & Underground Storage Tank Owners AAU, A division of USG Insurance Services

Coverages Business Interruption, Environmental Liab, MEDEFENSE, Physical Damage, Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

AmWINS Program Underwriters

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Freberg Environmental Inc.

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Environmental Liab, Pollution Carrier Status Admitted States CA, CT, DC, DE, MA, NJ, NY, VA

Prime Insurance Company

Berkley Select | a Berkley Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

CAMICO

Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted States All States except AK, HI, MT, VT, WY

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landy Insurance Agency

Coverages BOP, Crime, Cyber Liab, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Mercer Consumer, a svc of Mercer Health & Benefits Admin Coverages BOP, Cyber Liab, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

The McGowan Companies

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Addiction Treatment Facilities Irwin Siegel Agency

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Negley Associates

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Accountants/CPAs 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States All States except VT

32 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Commercial Excess, D&O, EPLI, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey & New York)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

World Wide Specialty Programs Inc.

Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Adoption Agencies Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Prime Insurance Company

Adult Care Facilities Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Cyber Liab, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Equipment, Fire, Hired & Non-owned Auto, Managed Care, Misc Professional Liab, Non-Profit D&O, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Prime Insurance Company

Sapphire Blue

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Alcohol & Substance Abuse Treatment Centers

Prime Insurance Company

Gateway Specialty Insurance

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Nonstandard, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Winery Pak Insurance Programs

Negley Associates

StateFund First

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States All States

Aircraft Manufacturers ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Legal Liab, Property Carrier Status Admitted States All States except WV

Prime Insurance Company

Aircraft Repair/Service ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Prime Insurance Company

ABC Aviation Program

Adult Clubs

Prime Insurance Company

Agribusinesses Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, BOP, Business Interruption, COC, Commercial Excess, Container Refrigeration Break, Crime, D&O, E&O, Earthquake, Equipment Breakdown, Excess Liab, Fire, Flood, Food Spoilage, GL, Hail, Herbicide & Pesticide, Horse Mortality, Inland Marine, Liability, Livestock/Animal Mortality, Motor Truck Cargo, Personal Umbrella, Pollution Liab, Products Liab, Property, Spoilage, Umbrella, Watercraft Liab Carrier Status Admitted, Non-admitted States All States except AL, DC, HI

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Irwin Siegel Agency

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Union General Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Nonowned Auto, Identity Theft, Legal Liab, Liability, Liquor Liab, Personal Property, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, NonProfit D&O, Property Carrier Status Admitted, Non-admitted States All States

Sierra Specialty

Airport Owners & Operators

MAXIMUM

Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States All States except AK, DC, HI

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

Prime Insurance Company

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Alarm Monitoring Companies

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Care/Custody/Control, E&O, GL, Property Carrier Status Admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, NE

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Boiler & Machinery, Business Income & Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AL, HI, LA, MS

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Prime Insurance Company

Allied Healthcare Professionals Aspera Insurance Services Inc.

Coverages BOP, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, GL, Liability, Professional Liab States CA, CO, FL, ME, MI, OR, TX, VA, WA

Berkley Select | a Berkley Company

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

J.M. Wilson

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Foreign GL, GL, Hired & Non-owned Auto, Professional Liab, Sexual Misconduct Carrier Status Non-admitted States Most States

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Crime, Cyber Liab, E&O, Employee Benefits, Equipment Breakdown, Fire Legal Liab, Professional Liab, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages GL, Hired & Non-owned Auto, Medical Professional Carrier Status Admitted, Non-admitted States All States

Worldwide Facilities LLC

Coverages Abuse & Molestation, GL, Medical Malpractice, Professional Liab, Sexual Misconduct Carrier Status Non-admitted States All States

Amateur Sports Associations All Risks Ltd.

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, Cyber Liab, D&O, EPLI, Fiduciary Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted States All States

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 33

2020 Annual Program Directory, Volume I JD Fulwiler & Company Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Uninsured Motorists Carrier Status Admitted States All except LA

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Sexual Misconduct, Trade Shows & Festivals Carrier Status Non-admitted States All States

Animal Rescue Organizations Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, E&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Liability, Liquor Liab, Misc Professional Liab, Products Liab, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Antique/Classic Car Collections Hagerty

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Apartment Building Owners

FTP of California

Coverages Builders Risk, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

GAPS Insurance Services LLC

Coverages Accessories, Accident & Health, Apartment House Package, Fire, Historic Bldgs/Unique Property, Homeowners Pkg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CT, NJ, NY, PA, RI

International Excess Companies

Coverages Apartment House Package, Business Income & Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

MAXIMUM

All Risks Ltd.

Allen Financial Ins. Group / The Equestrian Group

Markel

Coverages Apartment House Package, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, Earthquake, Excess Liab, Flood, Mechanical Breakdown, Property Carrier Status Admitted States All States except AL, DC, FL, HI

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, COC, Commercial Excess, Difference in Conditions, Earthquake, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Foreclosed Properties, GKLL, GL, Hail, Historic Bldgs/Unique Property, Inland Marine, Liability, Lost Key, Mechanical Breakdown, Personal Property, Physical Damage Rental Units, Pollution, Pool & Spa Liab, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

MG Skinner & Associates

Ambulance Service

Coverages Auto Comm-Standard Liability & Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States DE, MD, NC, PA, VA Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Amusement Parks All Risks Ltd.

Coverages Accident & Health, Accidental Death, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

The McGowan Companies

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Participant Accident, Pollution, Prize Indemnification, Property, Workers’ Comp Carrier Status Admitted States All States

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages Apartment House Package, Earthquake Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Non-admitted States All States except OK

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Brecht & Associates

Coverages CGL, Property Carrier Status Non-admitted States TX

Breckenridge Insurance Services

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Auto Comm-Standard, Excess Flood, GL, Inland Marine, Liability, Lost Key, Property, Rented Property, Tenant Liability, Umbrella, Workers’ Comp Carrier Status Admitted States All States

New Empire Group

Burns & Wilcox

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

CIBA Insurance Services

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA

Crouse & Associates

Coverages Difference in Conditions, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Addt’l Expense, Assault & Battery, Auto CommStandard, BOP, Business Income, Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Fire, Hail, Hired & Nonowned Auto, Inland Marine, Medical Payments, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

34 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, D&O, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

TAPCO Underwriters Inc.

Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Western Security Surplus Insurance Brokers LLC

Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Worldwide Facilities, LLC; MHI-MGA Division

Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

Empire Underwriters LLC

International Excess Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

J.M. Wilson

Coverages Cyber Liab, D&O, E&O, EPLI, Excess Liab, Foreign GL, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Appraisers

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States TX

Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

5Star Workers’ Compensation Services

Mercer Consumer, a svc of Mercer Health & Benefits Admin

Flood Risk Solutions Inc.

Intercorp Inc.

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, Cyber Liab, E&O, EPLI Carrier Status Admitted, Non-admitted States All States

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Landy Insurance Agency

Professional Insurance Concepts

Coverages BOP, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Target Professional Programs

Coverages E&O, Professional Liab States All States

Arborists/Tree Services All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CT, FL, GA, IL, IN, KS, MO, MS, NC, NV, PA, SC, TN, VA

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Auto Comm-Standard, Blanket Addt'l Insureds, Blanket Waivers, BOP, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, EPLI, Equipment, Hired & Non-owned Auto, Inland Marine, Products Liab, Property, Tools & Equip, Transportation Pollution Liab, Workers' Comp Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Architects & Engineers Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

All Risks Ltd.

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA, VT

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Pollution, Technology E&O Carrier Status Admitted, Non-admitted States All States except AK, WY

Breckenridge Insurance Services

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

PEO Brokers Group

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Cyber Liab, E&O, Environmental Liab, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O, Tenant Discrimination Carrier Status Non-admitted States Most States

Promont Insurance Advisors

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States except AK, HI

Victor Insurance Managers Inc.

5Star Workers’ Compensation Services

Nonprofits Insurance Alliance

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

NIP Group

Coverages Equipment, GL, Professional Liab, Property Carrier Status Non-admitted States All States except NY

Coverages CGL, Excess Flood, Flood, Professional Liab, Property Carrier Status Non-admitted States AL, CA, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NJ, NY, PA, SC, TN, TX

Quaker Special Risk (Florida)

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Sierra Specialty

Gridiron Insurance Underwriters Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States Coverages Auto Comm-Standard, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Liability, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Tokio Marine HCC

U.S. Risk LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Union General Insurance Services Inc.

Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

Prime Insurance Company

Associations/Affinity Groups

The Mechanic Group, a Div of Specialty Programs Group Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Art and/or Antique Gallery Markel

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Asset Managers

Professional Insurance Concepts

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coverages Crime, Liability, Motor Truck Cargo Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

CIBA Insurance Services

Great American Ins. Group - Executive Liability Division

Wilson Smith Group LLC

Bass Underwriters

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Armored Car Services

Assisted Living Centers

RPS Healthcare

Sapphire Blue

Coverages Cyber Liab, E&O, Inland Marine, Liability, Pollution Liab, Professional Liab, Property Carrier Status Admitted States All States

5Star Workers’ Compensation Services

Coverages CGL, Cyber Liab, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Apartment House Package, Assault & Battery, Auto Comm-Standard, Business Income & Interruption, Care/ Custody/Control, CGL, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Equipment Breakdown, Fire, Flood, Liability, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Public Officials, Religious Institutions, Rented Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 35

2020 Annual Program Directory, Volume I Attorneys 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Attorney Protective

Coverages Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

AttPro RRG

Coverages Legal Malpractice, Professional Liab States FL, LA, NJ, NM, NY, WA

Berkley Select | a Berkley Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Continental Brokers Inc.

Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

Gray-Stone & Co.

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, GL, Kidnap/ Ransom, Legal Liab, Legal Malpractice, Liability, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Mercer Consumer, a svc of Mercer Health & Benefits Admin Coverages BOP, Cyber Liab, E&O, EPLI, Legal Malpractice Carrier Status Admitted, Non-admitted States All States

Number One Insurance Agency

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

Prime Insurance Company

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income & Interruption, Care/ Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

The McGowan Companies

Coverages E&O, Excess Liab, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, FL, GA, MI, NV, NY, OH, TN, TX, WA

KBK Insurance Group Inc.

Victor Insurance Managers Inc.

NeitClem Wholesale Insurance Brokerage Inc.

Walter General Agency (WGA)

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Dealers AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liability, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Crime, Dealers Open Lot, E&O, Employee Benefits, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Hired & Non-owned Auto, Identity Theft, Physical Damage, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA, MA, NY

AmWINS Group Inc. - 118+ Locations Worldwide Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States Most States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, NV, OR, TX

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, Commercial Excess, D&O, Emergency Towing & Service, Environmental Liab, EPLI, Garage Liability, GKLL, Hired & Non-owned Auto, Lost Key, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Property Carrier Status Admitted, Non-admitted States All States except AK, HI Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Williams & Stazzone Insurance Agency Inc. Coverages Crime, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI

Auto Dismantlers/Wrecking Yards KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Prime Insurance Company

Worldwide Facilities LLC

Coverages Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Auto Haulers/Transporters AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Motor Truck Cargo, Physical Damage Carrier Status Admitted, Non-admitted States All States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Pollution, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Non-admitted States All States except AK, HI

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Motor Truck Cargo, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Gerald J. Wilkoff Inc.

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Izzo Insurance Services, A division of Hull & Company LLC

Worldwide Facilities LLC

Philadelphia Insurance Companies

MAXIMUM

Auctioneers Markel

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Auto Body Shops 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States All States except HI, LA, MA, NY

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

36 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income & Interruption, Catastrophe, Dealers Open Lot, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

MJ Kelly

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Personal Safeguards Group LLC

Coverages Auto Comm-Nonstandard Phys Dmg, Cargo States FL, GA, NC, SC Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Cargo, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

Auto Repair Shops/Garages AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liability, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Nonadmitted States All States except HI, LA, MA, NY

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

AmWINS Group Inc. - 118+ Locations Worldwide

Prime Insurance Company

Anderson & Murison Inc.

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States All States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages Garage Liability, GL, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2020Annual AnnualProgram ProgramDirectory, Directory,Volume VolumeI I 2020 Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Ashley General Agency

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States All States

Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Excess Liab, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Uninsured Motorists Carrier Status Non-admitted States TX

Empire Underwriters LLC

Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, BOP, Garage Liability, GKLL, Pollution, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Gorst & Compass Insurance

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA

IPC

Coverages CGL, Garage Keepers Legal Liab, Garage Liability, GKLL, Hired & Non-owned Auto, Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Repossessors Gerald J. Wilkoff Inc.

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Accessories, Completed Operations Liab, Emergency Towing & Service, Fire Legal Liab, Garage Liability, GKLL, Liability, Physical Damage, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States AL, FL, GA, MS, SC, TN

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Walter General Agency (WGA)

Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Worldwide Facilities, LLC; MHI-MGA Division

Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Auto Repair/Service All Risks Ltd.

Coverages Garage Keepers Legal Liab, Garage Liability, Workers’ Comp Carrier Status Admitted States All States except AK, HI, ND, OH, WA, WY

AmWINS Group Inc. - 118+ Locations Worldwide Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Liability, GKLL, GL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

INSURANCEJOURNAL.COM

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Lancer Insurance Company

Coverages Assault & Battery, Commercial Excess, Dealers Open Lot, DIC, Garage Liability, GKLL, GL, On-Hook Cargo, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

M.J. Hall & Company Inc.

Auto/Truck Leasing Firms

MJ Kelly

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Prime Insurance Company

Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, OR, WA Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Philadelphia Insurance Companies

M.J. Hall & Company Inc.

Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

MJ Kelly

Founders Insurance Company

Gorst & Compass Insurance

Target Managers Insurance Services

KBK Insurance Group Inc.

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV, OR, WA

Coverages GL, Property Carrier Status Non-admitted States TX Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Prime Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States All States except LA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Delta General Agency Corp.

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Prime Insurance Company

Next Wave Insurance Services LLC

Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Auto/Truck Rental Firms Philadelphia Insurance Companies

Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States except LA

Quaker Special Risk (New Jersey)

Prime Insurance Company

Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY

Quirk & Company

Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Williams & Stazzone Insurance Agency Inc.

Southern Insurance Underwriters Inc. CMGA

Bail Bond Agents

TAPCO Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

Prime Insurance Company

Walter General Agency (WGA)

Bars/Taverns AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Assault & Battery, Business Income, Crime, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, CGL, Fire, Hired & Non-owned Auto, Legal Liab, Liability, Liquor Liab, Pollution, Pollution Liab, Real & Business Personal Prop, Sexual Misconduct Carrier Status Admitted, Non-admitted States AL, FL, GA, KY, MI, NC, SC, TN, TX

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liability, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liability, Medical, Medical Payments, Products Liability, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Western Security Surplus Insurance Brokers LLC

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Worldwide Facilities, LLC; MHI-MGA Division

Bass Underwriters

Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX

Brecht & Associates

Beauty/Barber Shops/Salons/Schools/ Supplies

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States All States Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox

Coverages Assault & Battery, Business Income & Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Commercial Excess, Crime, Professional Liab Carrier Status Admitted States All States except AL, DC, HI

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 37

2020 Annual Program Directory, Volume I Anderson & Murison Inc.

Coverages Crime, E&O, GL, Hired & Non-owned Auto, Medical Payments, Property, Sexual Misconduct Carrier Status Admitted, Non-admitted States All States

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Evolution Insurance Brokers

Coverages Business Income & Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

Markel

Coverages BOP, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Abuse & Molestation, Cyber Liab, Equipment Breakdown, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages CGL, Professional Liab States FL, GA, NC, SC

TAPCO Underwriters Inc.

Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income & Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Bed & Breakfasts

Philadelphia Insurance Companies

Prime Insurance Company

Bicycle Dealers/Distributors/Rentals/ Manufacturers Prime Insurance Company

Billiard Parlors Gorst & Compass Insurance

Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Prime Insurance Company

Billing and Collection Services 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Boat Dealers/Brokers All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

38 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, Care/Custody/ Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Wind, Workers’ Comp Carrier Status Admitted States All States

Boys & Girls Clubs BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Cyber Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Personal Safeguards Group LLC

Convelo

Philadelphia Insurance Companies

Gateway Specialty Insurance

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States All States except HI, NH, VT

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Coverages Commercial Auto, Boats, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Insurance, Personal Property, Professional Liability, Property, Protection & Indemnity, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Prime Insurance Company

TCA Inc.

Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Boat Rental Firms Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, Care/Custody/ Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Wind, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Sexual Misconduct, Student Accident, Umbrella Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Excess Liab, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Sun Coast General Insurance Agency

Brewery Pak Insurance Programs

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Excess Liab, Property, Workers’ Comp Carrier Status Admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, EPLI, Equipment Breakdown, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Breweries Coverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States

Broadcasters AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted States All States

Campgrounds Blue River Underwriters

Coverages Auto Comm-Standard, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, D&O, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Camps Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Business Income, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States All States except DC, HI

Western Security Surplus Insurance Brokers LLC

Coverages Business Income & Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes Prime Insurance Company

Worldwide Facilities, LLC; MHI-MGA Division

Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Equipment, Fine Arts, GL, Inland Marine, Liability, Professional Liab, Property, Tools & Equip Carrier Status Admitted States CT, ME, NH, NJ, NY, PA, TX, VA

Chemical Manufacturers/Distributors Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Walter General Agency (WGA)

Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

Prime Insurance Company

Philadelphia Insurance Companies

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Chiropractors Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liability, Fire Legal Liability, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liability, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Child Care/Day Care Centers Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States All States

Prime Insurance Company

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Churches/Religious Institutions AAU, A division of USG Insurance Services

Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Evolution Insurance Brokers

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Indemnity Excess & Surplus Agency Inc.

International Excess Companies

INSURANCEJOURNAL.COM

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

NeitClem Wholesale Insurance Brokerage Inc.

K&K Insurance Group Inc.

Philadelphia Insurance Companies

ChemPlan - Chemical Insurance

Casinos

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Cemeteries

Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Nonprofits Insurance Alliance

Brownyard Group

Bass Underwriters

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Markel

www.insurancehelper.com

MiniCo Insurance Agency LLC

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Crime, Cyber Liab, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

Coverages Accident & Health, Accidental Death, Participant Accident Carrier Status Admitted States All States

Irwin Siegel Agency

Caterers The McGowan Companies

Coverages Auto Comm-Standard, Builders Risk, Business Income, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fine Arts, Flood, Hired & Nonowned Auto, Inland Marine, Lost Key, Medical Payments, Personal Property, Property, Sexual Misconduct, Umbrella, Workers' Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Bass Underwriters

Coverages GL, Property Carrier Status Non-admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 39

2020 Annual Program Directory, Volume I Gateway Specialty Insurance

Crouse & Associates

Gorst & Compass Insurance

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Gray-Stone & Co.

FTP of California

Maritime Program Group

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA Coverages CGL, Glass, Property Carrier Status Non-admitted States CA Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Gridiron Insurance Underwriters Inc.

Coverages Abuse & Molestation, Business Income, Excess Flood, Flood, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, CA, FL, GA, LA, MS, NC, NJ, NY, SC, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Cyber Liab, D&O, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property, Religious Institutions Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Carrier Status Admitted, Non-admitted States IL, IN, OH

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

Coverages Builders Risk, CGL, Property Carrier Status Non-admitted States All States

IPC

Markel Personal Lines

MAXIMUM

Prime Insurance Company

MG Skinner & Associates

TCA Inc.

Coverages Builders Risk, Business Income & Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages Apartment House Package, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, D&O, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Roush Insurance Services Inc.

Coin/Watch Dealers MiniCo Insurance Agency LLC

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States All States

Commercial Building Owners Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Blue River Underwriters

Coverages Difference in Conditions, Earthquake, Flood, Property Carrier Status Admitted States All States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages Apartment House Package, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, EPLI, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

40 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

Coverages GL, Liability, Property, Real & Business Personal Prop Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

Claims Adjusters Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

LIG Marine Managers

Coverages Apartment House Package, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Commercial Marine Companies All Risks Ltd.

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

Community Associations AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Earthquake, Equipment Breakdown, Flood, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Garage Keepers Legal Liab, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Community Association Insurance Solutions LLC

Coverages Crime, D&O, Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages D&O, EPLI, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States except DC, LA, VT

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages CGL, Crime, Cyber Liab, D&O, GL, Non-Profit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

New Empire Group

Coverages Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bumbershoot, Commercial Marine, Equipment, GL, Hull, MEL, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

Hall & Company

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Worldwide Facilities LLC

Coverages Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Svcs, Crime, D&O, Earthquake, EPLI, Excess Auto, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Legal Expense Ins, Liquor Liab, Media Liab, Medical Professional, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Sexual Misconduct, Spoilage, Umbrella Carrier Status Admitted States All States except HI, LA

Prime Insurance Company

Nonprofits Insurance Alliance

Condo Associations

Coverages Collateral Protection, GL, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Coverages CGL, Cyber Liab, GL, Property, Umbrella Carrier Status Admitted States DC, GA, IL, MA, MD, MN, NJ, PA, VA

Innovative Risk Solutions

Philadelphia Insurance Companies

CIBA Insurance Services

Community Banks/Credit Unions All Risks Ltd.

Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States except AK, HI

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Ross Diversified Insurance Services

Coverages Blanket Forced Placed, Builders Risk, Dwelling Fire, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Community Health Centers Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Pro-Praxis Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

Prime Insurance Company

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Business Income & Interruption, CGL, Commercial Excess, Community/Social

INSURANCEJOURNAL.COM

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages BOP, E&O Carrier Status Admitted States All States except LA

Flood Risk Solutions Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Concessionaires and Vendors

Kevin Davis Insurance Services

Professional Insurance Concepts

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Coverages CGL, Liquor Liab, Medical Payments Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Inland Marine Carrier Status Admitted States All States

New Empire Group

Prime Insurance Company

Coverages Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

www.insurancehelper.com

Concrete Pumper Firms

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Distinguished Programs

Philadelphia Insurance Companies

Great American Ins. Group, Specialty Human Services

Irwin Siegel Agency

Community Association Insurance Solutions LLC

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, Garage Keepers Legal Liab, GL, Homeowners Pkg, Liability, NonProfit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TN, TX

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coastal Insurance Underwriters Inc.

Intercorp Inc.

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Community/Social Services

Gateway Specialty Insurance

Berkley Luxury Group, A Berkley Company

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Wind Carrier Status Non-admitted States Most States

AmRisk Insurance Services

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, Cyber Liab, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Commercial Sector Insurance Brokers LLC

Computer Consultants/Programmers/ Designers

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Apartment Insurance Consultants LLC

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Prime Insurance Company

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, GL, Inland Marine, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, CGL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except NY

Quirk & Company

Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

Condo/Homeowner Associations Anderson & Murison Inc.

Coverages Crime, GL, Hired & Non-owned Auto, Medical Payments, Property, Theft Carrier Status Admitted, Non-admitted States All States

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 41

2020 Annual Program Directory, Volume I Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Aspera Insurance Services Inc.

Coverages BOP, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, GL, Liability Carrier Status Non-admitted States CA, CO, FL, ME, MI, OR, TX, WA

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

Berkley Select | a Berkley Company

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Brecht & Associates

Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

CIBA Insurance Services

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

TAPCO Underwriters Inc.

Coverages D&O, GL, Property Carrier Status Non-admitted States Most States

UCA General Insurance Services Inc.

Coverages CGL, Cyber Liability, D&O, EPLI, Equipment Breakdown, Fire Legal Liability, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Condominium Owners

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Commercial Sector Insurance Brokers LLC

Coastal Insurance Underwriters Inc.

Flood Risk Solutions Inc.

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Wind Carrier Status Non-admitted States Most States

Community Association Insurance Solutions LLC

Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Wind Carrier Status Non-admitted States Most States

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

New Empire Group

Coverages Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Indemnity Excess & Surplus Agency Inc.

Coverages Addt’l Living Expense, Earthquake, Fine Arts, Flood, Food Spoilage, Homeowners Pkg, Loss of Use, Personal Liab, Personal Property, Personal Umbrella, Property, Theft, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

Construction Managers Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Construction Wrap-Up Breckenridge Insurance Services

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

MAXIMUM

Quirk & Company

Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

42 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Anderson & Murison Inc.

Coverages Commercial Excess, D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & LongTerm Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

Coverages Accident & Health, Apartment House Package, Flood, Historic Bldgs/Unique Property, Homeowners Pkg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Personal Property, Property Carrier Status Admitted, Non-admitted States CT, FL, NJ, NY, PA, RI

MG Skinner & Associates

Gerald J. Wilkoff Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

GAPS Insurance Services LLC

Delta General Agency Corp.

Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Professional Liability Ins. Svcs - Underwriting Facilities

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Coverages CGL, Hired & Non-owned Auto, Loss of Use, Rented Property, Residential Property, Umbrella Carrier Status Nonadmitted States AZ, CA, CO, ID, NV, OR, TX, WA

Coverages GL, Property Carrier Status Non-admitted States TX

Consultants-All Kinds 5Star Workers’ Compensation Services

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Wrap Up Insurance Solutions

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

SWBC

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Consultants-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Ashley General Agency

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Victor Insurance Managers Inc.

Coverages Business Interruption, Cyber Liab, E&O, Liability, Pollution, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Contractors AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Business Income, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Blue River Underwriters

Coverages Auto Comm-Standard, CGL, Crime, GL, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

Breckenridge Insurance Services

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto CommStandard Liability, Crime, GL Carrier Status Admitted States CA

Builders & Tradesmen’s Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Burns & Wilcox

Coverages Equipment, GL Carrier Status Admitted, Non-admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL Carrier Status Non-admitted States All States except NY

Crouse & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States

Roush Insurance Services Inc.

Empire Underwriters LLC

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Environmental Liab, GL, Hired & Nonowned Auto, Inland Marine, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Gray-Stone & Co.

SIS Wholesale Insurance Services

Gridiron Insurance Underwriters Inc.

Coverages Excess Liab, GL Carrier Status Non-admitted States NJ, NY

Southern Insurance Underwriters Inc. CMGA

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Houston International Insurance Group

Coverages Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except CA, NY

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

MiniCo Insurance Agency LLC

Coverages Auto Comm-Standard, CGL, Equipment Breakdown, Excess Liab, GL, Tools & Equip Carrier Status Admitted States NY

Working with us is easy. We operate on an open brokerage basis and do everything in-house. We entertain hard-to-place risks with the following characteristics:

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

• Experience-rated business • Premium up to $500,000 • High mods accepted AZ • CA • IL • NE • NJ • PA

CONTACT: 844-751-8400 sales@omahanational.com

INSURANCEJOURNAL.COM

Next Wave Insurance Services LLC

Coverages E&O, Pollution, Professional Liab Carrier Status Admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

TAPCO Underwriters Inc.

Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

Tokio Marine HCC

Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Union General Insurance Services Inc.

Coverages Equipment, GL, Inland Marine Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Walter General Agency (WGA)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Nonadmitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

Westcap Insurance Services LLC

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Inland Marine, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV Coverages Auto Comm-Standard, CGL, Equipment, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

StateFund First

Coverages Commercial Excess, Excess Liab, Umbrella States All States

National Indemnity Company

Omaha National Underwriters LLC

Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Builders Risk, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Mechanical Breakdown, Motor Truck Cargo, OCP, Pollution, Property, Protection & Indemnity (P&I), Tools & Equip, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

The McGowan Companies

Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Norman-Spencer Agency Inc.

Coverages Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, CGL, COC, Contractors Equip, Contractors License Bonds, GL, Inland Marine, Motor Truck Cargo, NonTrucking Auto Liab, Pollution, Professional Liab, Tools & Equip, Workers’ Comp Carrier Status Non-admitted States All States

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

• A.M. Best rating of A (Excellent) • Multiple options for premium payment • Pay-as-you-go payroll-plus-comp program available • Superior claims and medical management • No volume requirements

Coverages CGL, Inland Marine States FL, GA, NC, SC

Shield Commercial Insurance Services

Coverages CGL, Inland Marine Carrier Status Non-admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

We provide tailor-made solutions designed to meet the needs of each client. In addition to competitive pricing, we offer:

Shelly, Middlebrooks & O’Leary Inc.

FTP of California

MJ Kelly

WORKERS COMPENSATION INSURANCE

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment Breakdown, Fire, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Portable Equip, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States IL, IN, OH

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

Western Security Surplus Insurance Brokers LLC

Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning

Oryx Insurance Brokerage Inc.

Builders & Tradesmen’s Insurance Services Inc.

PEO Brokers Group

Legacy Employer Concepts LLC

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted, Nonadmitted States All States except AK, FL, HI, MD, NY, VT Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Inland Marine, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 43

2020 Annual Program Directory, Volume I NIP Group

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services

FTP of California

Coverages CGL, Inland Marine Carrier Status Non-admitted States CA

Gray-Stone & Co.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

IMACO Underwriters

Coverages BOP, Builders Risk, Commercial Excess, Contractors Equip, E&O, Equipment, Excess Liab, GL, Inland Marine, OCP, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States except DC, NY, OH, WA, WY

Coverages CGL, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Non-admitted States Most States

Integrated Underwriters ®

Contractors-Alarm

IPC

All Risks Ltd.

Arrowhead General Insurance Agency Inc.

Coverages E&O, GL Carrier Status Admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm- Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, NE

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

The Mechanic Group, a Div of Specialty Programs Group Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Artisan Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, EPLI, Equipment, Excess Liab, Fire, Pollution Carrier Status Non-admitted States All States except AK, HI

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, BOP, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip Carrier Status Non-admitted States TX

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Coverages CGL, Contractors Equip, GL, Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

J.M. Wilson

Coverages Builders Risk, Business Income, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Excess Liab, Foreign GL, GL, Inland Marine, OCP, Pollution Liab, Professional Liab, Property, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, AZ, CO, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Empire Underwriters LLC

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, Business Interruption, Cargo, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Inland Marine, Installation Floaters, Products Liab, Property, Tools & Equip, Transportation Pollution Liab, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

44 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Contractors-Crane & Rigging Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, On-Hook Cargo, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, Cyber Liab, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Kinsale Insurance Company

Coverages CGL, Commercial Excess Carrier Status Non-admitted States All States

NBIS

Prime Insurance Company

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

Monarch E&S Insurance Services

Coverages GL, Inland Marine Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Shield Commercial Insurance Services

Coverages BOP, Business Income, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Coverages CGL, Commercial Excess, Excess Liab Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

M.J. Hall & Company Inc.

Logic Underwriters Inc.

Builders & Tradesmen’s Insurance Services Inc.

CID Insurance Programs Inc.

Wilson Smith Group LLC

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

Legacy Employer Concepts LLC

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, COC, Commercial Excess, Contractors License Bonds, E&O, GL, Inland Marine, Liquor Liab, Motor Truck Cargo, Pollution, Workers’ Comp Carrier Status Non-admitted States All States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

Contractors-Demolition AmWINS Program Underwriters

Coverages Auto Comm-Standard, Excess Liab, GL, Pollution Carrier Status Admitted, Non-admitted States All States except AK, HI

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, StopGap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Contractors-Electrical Builders & Tradesmen’s Insurance Services Inc.

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Inland Marine, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

NIP Group

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

Contractors-Elevators

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

NIP Group

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

Contractors-Environmental AmWINS Group Inc. - 118+ Locations Worldwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Intercorp Inc.

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Auto Comm-Standard, GL, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Excavating/Grading Builders & Tradesmen’s Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

INSURANCEJOURNAL.COM

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 45

2020 Annual Program Directory, Volume I SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

Contractors-Explosives/Blasting/Drilling Prime Insurance Company

Contractors-Fire & Water Restoration Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Contractors-Fire Protection/Fire Sprinkler

All Risks Ltd.

Coverages Care/Custody/Control, E&O, GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages GL, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except AK, HI

AmWINS Program Underwriters

Coverages Excess Liab, Fire, GL, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Blue River Underwriters

Coverages Auto Comm-Standard, CGL, Crime, GL, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

RelMark Program Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Non-admitted States All States except AK, CO, HI

Contractors-General Ashley General Agency

Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX

Aspera Insurance Services Inc.

Coverages BOP, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, GL, Liability, Professional Liab, Tools & Equip Carrier Status Non-admitted States CA, CO, FL, ME, MI, OR, TX, WA

Bass Underwriters

Coverages Blanket Addt’l Insureds, GL States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Breckenridge Insurance Services

Coverages Contractors License Bonds, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc.

CID Insurance Programs Inc.

Coverages Business Income, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

FTP of California

Coverages Builders Risk, CGL, Inland Marine, Property Carrier Status Non-admitted States All States

IMACO Underwriters

Coverages Blanket Waivers, BOP, Builders Risk, CGL, Commercial Excess, E&O, Equipment, Excess Liab, GL, Inland Marine, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, WA, WY

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Logic Underwriters Inc.

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

MiniCo Insurance Agency LLC

Coverages Auto Comm-Standard, CGL, Equipment Breakdown, Excess Liab, GL, Tools & Equip Carrier Status Admitted States NY

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AZ, CA, NV, OR, WA

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability States AR, AZ, MN, NV, OR, TX

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Wrap Up Insurance Solutions

Coverages GL, Residential `wrap-up` States All States

Contractors-Landscape

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

Builders & Tradesmen’s Insurance Services Inc.

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

NIF Group Inc.

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Herbicide & Pesticide, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Omaha National Underwriters LLC

NIP Group

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Oryx Insurance Brokerage Inc.

Quaker Special Risk (Florida)

Prime Insurance Company

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

46 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Union General Insurance Services Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All

Contractors-Marine All Risks Ltd.

J.M. Wilson

Coverages CGL, GL, Inland Marine, Marina Operators Legal, Property, Protection & Indemnity (P&I), Tools & Equip Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States All States

Contractors-Oil & Gas All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bumbershoot, Environmental Liab, Excess Liab, GL, Hired & Non-owned Auto, Hull, Inland Marine, MEL, Pollution, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except IL, LA, NY

Ashley General Agency

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Prime Insurance Company

Quirk & Company

Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Towerstone Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Pollution Carrier Status Non-admitted States AL, AR, CO, ID, IL, KS, KY, LA, MI, MO, MS, ND, OH, OK, TX, UT, WV, WY

U.S. Risk LLC

Coverages GL, Property Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Hired & Non-owned Auto, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities, LLC; MHI-MGA Division

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Contractors-Plumbing Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Inland Marine, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

NIP Group

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

INSURANCEJOURNAL.COM

Contractors-Roofing

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages GL, Medical Payments, Umbrella Carrier Status Admitted States All States except AK, HI

NIF Group Inc.

AmWINS Program Underwriters

Coverages Excess Liab, Fire Legal Liab, GL, Pollution Liab, Umbrella Carrier Status Non-admitted States All States except AK, HI, NY

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Inland Marine, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

Applied Underwriters Inc.

Oryx Insurance Brokerage Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Cargo, CGL, Commercial Excess, Contractors Equip, GL, Hired & Non-owned Auto, Installation Floaters, OCP, Personal Property, Pollution Liab, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Swimming Pools M.J. Hall & Company Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

NeitClem Wholesale Insurance Brokerage Inc.

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Inland Marine, Pollution Liab, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

Norman-Spencer Agency Inc.

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, Contractors Equip, Excess Liab, Liability Carrier Status Admitted, Non-admitted States All States except NY

Omaha National Underwriters LLC

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Prime Insurance Company

Westcap Insurance Services LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AR, AZ, MN, NV, OR, TX

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Contractors-Tract Home Subcontractors Norman-Spencer Agency Inc.

Quaker Special Risk (Mass.)

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Contractors Equip, GL, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Westcap Insurance Services LLC

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AZ, CA, MN, NV, OR, TX

Shield Commercial Insurance Services

Contractors-Underground Storage Tank Construction

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

SIS Wholesale Insurance Services

Southwest Risk

Landmark E&S Insurance Brokers LLC

Westcap Insurance Services LLC

Prime Insurance Company

Coverages CGL, GL Carrier Status Non-admitted States All States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Completed Operations Liab, Fire Legal Liab, GL, Liability Carrier Status Admitted States AR, AZ, MN, NV, OR, TX

Contractors-Service

Convenience Stores

All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc.

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property Carrier Status Non-admitted States All States except HI

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 47

2020 Annual Program Directory, Volume I Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income & Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL

Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

McLeckie Insurance Group

Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Community/ Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

Country Clubs Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Worldwide Facilities, LLC; MHI-MGA Division

Venture Insurance Programs

Western Security Surplus Insurance Brokers LLC

Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

Cosmetic Manufacturers Brownyard Group

Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC

Couriers

Risk Strategies

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Hired & Non-owned Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Crane, Scaffolding & Equipment Rental Dealers

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Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, Cyber Liab, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Crop Dusters/Sprayers Prime Insurance Company

Sierra Specialty

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

Dairies

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Dance Schools/Studios K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Business Income & Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Genesee Program Underwriters

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Citadel Insurance Services, LC

International Excess Companies

Prime Insurance Company

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Hired & Non-owned Auto, Products Liab Carrier Status Non-admitted States All States

Cosmetic Insurance Services, a Div. of Frenkel & Co. Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, Cyber Liab, Misc Professional Liab, Products Liab, Property Carrier Status Non-admitted States All States

Counselors/Counseling Centers Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

48 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income & Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except AK, FL, ND, OH, WA, WY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Day Care/Preschools Gorst & Compass Insurance

Coverages CGL, Property Carrier Status Non-admitted States CA

Markel

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

MiniCo Insurance Agency LLC

Coverages E&O, Professional Liab Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I MJ Kelly

Coverages Business Income, CGL, Commercial Excess, Completed Operations Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

Prime Insurance Company

Roush Insurance Services Inc.

Dealers-Home Heating Oil

Dealers-Propane Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All

Prime Insurance Company

AmWINS Group Inc. - 118+ Locations Worldwide

Delta General Agency Corp.

Pro-Praxis Insurance

Empire Underwriters LLC

Quaker Special Risk (New Jersey)

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Continental Brokers Inc.

Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income & Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Professional Liab, Property States All States except LA

Prime Insurance Company

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Abuse & Molestation, Commercial Excess, Cyber Liab, Equipment Breakdown, GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Universal Insurance Programs

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, EPLI, GL, Liquor Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA, MT, VA

INSURANCEJOURNAL.COM

Dialysis Centers Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages CGL, Motor Truck Cargo, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

IPC

Day Spas

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Delivery- Wholesale/Retail

TAPCO Underwriters Inc.

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Philadelphia Insurance Companies

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Nonstandard & Standard Auto, Business Income & Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Inland Marine, Liability, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Western Experts in Transportation

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Hired & Nonowned Auto, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Nonprofits Insurance Alliance

Prime Insurance Company

International Excess Companies

Distributors AmWINS Group Inc. - 118+ Locations Worldwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Group

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except FL

Citadel Insurance Services, LC

Omaha National Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Hired & Non-owned Auto, Products Liab Carrier Status Non-admitted States All States

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Parcel Insurance Plan

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Joseph Chiarello & Co.; Firearms Business Ins. Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Dentists

PEO Brokers Group

Berkley Select | a Berkley Company

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Developmental Disability Facilities Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Cyber Liab, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Irwin Siegel Agency

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, Cyber Liab, Products Liab, Property Carrier Status Non-admitted States All States

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States All States except FL, LA, MS, OK

Driving Ranges McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

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2020 Annual Program Directory, Volume I Prime Insurance Company

Libertate Insurance Services LLC

Dry Cleaners/Laundries

Prime Insurance Company

Intercorp Inc.

Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Non-admitted States All States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income & Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, GL, Glass, Hired & Non-owned Auto, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC, FL, LA

UCA General Insurance Services Inc.

Coverages Bailee/Customer Goods, Business Income & Interruption, CGL, Crime, Cyber Liab, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Theft, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Dude Ranches Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, CGL, Commercial Excess, Excess Liab, Horse Mortality, Livestock/Animal Mortality, New Occurrence Carrier Status Admitted States All States except AK, DC, FL, HI, LA, NY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Excess Liab, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

E-cigarette Manufacturers/Distributors Aspera Insurance Services Inc.

Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States CA, CO, FL, ME, MI, OR, TX, WA

Professional Program Ins. Brokerage, Div of SPG Ins. Sol Coverages GL, Products Liab, Property Carrier Status Non-admitted States All States

Emergency Service Org’s Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Employee Leasing Firms All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine Carrier Status Non-admitted States All States

50 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages E&O, EPLI, GL, Liability, Professional Liab, Umbrella, WC - Buyback Policies, WC - Captive Placement, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Employment Agencies All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

World Wide Specialty Programs Inc.

Engineers-Environmental

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Tokio Marine HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor Insurance Managers Inc.

Coverages Business Interruption, Cyber Liab, E&O, Liability, Pollution, Pollution Liab, Professional Liab Carrier Status Admitted States All States

Entertainer Buses 5Star Public Auto Program

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Liability, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except LA, MA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

All Risks Ltd.

Western Experts in Transportation

Access E&S Insurance Services (VA)

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA, VT

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Auto Comm-Standard Carrier Status Admitted States AR, AZ, CO, ID, KS, MO, MT, NE, NM, OK, OR, TX, UT, WA

Entertainment Equipment Rental Houses All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States except WY

Prime Insurance Company

Target Professional Programs

Tokio Marine HCC

Environmental Engineers/Consultants/ Contractors

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States except AK, HI Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Victor Insurance Managers Inc.

Coverages Business Interruption, Cyber Liab, E&O, Liability, Pollution, Pollution Liab, Professional Liab Carrier Status Admitted States All States

Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Virtue Risk Partners LLC

Coverages CGL, E&O, Pollution States All States

Engineers-Geotechnical

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA, VT

Freberg Environmental Inc.

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Intercorp Inc.

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

J.M. Wilson

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

Coverages Business Income, Cyber Liab, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Pollution Liability, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

MJ Kelly

Landmark E&S Insurance Brokers LLC

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Pollution, Pollution Liab, Workers’ Comp Carrier Status Non-admitted States All States

Farm & Ranch

Markel

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Interruption, Care/Custody/Control, Commercial Excess, Earthquake, Fire, Flood, Herbicide & Pesticide, Hired & Non-owned Auto, Homeowners Pkg, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Mortality, Products Liab, Uninsured Motorists, Watercraft Liability Carrier Status Admitted States All States except DC

Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Empire Underwriters LLC

Philadelphia Insurance Companies

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

PartnerOne Environmental

Prime Insurance Company

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, Contractors Equip, Excess Liab, Liability, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income & Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Hired & Non-owned Auto, Inland Marine, Non-Trucking Auto Liab, Professional Liability, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Inland Marine, Liability, Motor Truck Cargo, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Russell Bond & Co. Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Hired & Non-owned Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Target Professional Programs

Coverages E&O, EPLI, Professional Liability Carrier Status Non-admitted States All States except AK, HI

Tokio Marine HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Equipment Dealers/Rentals Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages EPLI, Equipment, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States All States

Exercise/Health Studios/Health Clubs K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Blanket Addt'l Insureds, Blanket Waivers, BOP, Business Interruption, CGL, Commercial Excess, EPLI, Equipment, Hired & Non-owned Auto, Inland Marine, Products Liab, Property, Tools & Equip, Workers' Comp Carrier Status Admitted, Non-admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States All States except AK, DC, FL, HI

Markel

Safehold Special Risk

MiniCo Insurance Agency LLC

Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI Coverages Auto Comm-Standard, EPLI, Loss of Use, Property, Umbrella Carrier Status Admitted States All States

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, EPLI, GL, Liquor Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA, MT, VA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Western Security Surplus Insurance Brokers LLC

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Sierra Specialty

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States All States except NY

Exporters AmWINS Group Inc. - 118+ Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Meridian Finance Group

Coverages Performance & Payment Bonds, Products Liab States All States

Coverages Business Income, CGL, Commercial Excess, GL, Herbicide & Pesticide, Inland Marine, Liability, Livestock/ Animal Mortality, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Parcel Insurance Plan

Wilson Smith Group LLC

Coverages CGL, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Winery Pak Insurance Programs

Family Fun Centers All Risks Ltd.

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States All States

Evolution Insurance Brokers

All Risks Ltd.

Coverages Accident & Health, Accidental Death, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Excess Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

The McGowan Companies

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Participant Accident, Pollution, Prize Indemnification, Property, Workers’ Comp Carrier Status Admitted States All States

Fast Food Restaurants

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States All States except AK, HI, ND, OH, WA, WY

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Hired & Non-owned Auto, Homeowners Pkg, Medical, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

IMACO Underwriters

Coverages Blanket Waivers, BOP, CGL, E&O, EPLI, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, WA, WY

Izzo Insurance Services, A div. of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 51

2020 Annual Program Directory, Volume I Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income & Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages Assault & Battery, Business Income & Interruption, CGL, EPLI, Fire, Fire Legal Liab, Flood, Hail, Hired & Nonowned Auto, Liability, Liquor Liab, Spoilage, Theft, Trade Shows & Festivals, Wind Carrier Status Admitted, Non-admitted States AL, FL, GA, KY, MI, MS, NC, SC, TN, TX

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Feed Lots Mark D. Fredricksen Insurance Services

Coverages Fire, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted States All States except DC

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Fertilizer Suppliers Sierra Specialty

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Festivals & Fairs All Risks Ltd.

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Ross Diversified Insurance Services

Ascinsure Specialty Risk

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

U.S. Risk LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, DIC, E&O, EPLI, Equipment Breakdown, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Hired & Non-owned Auto, Kidnap/ Ransom, Lessors Contingent Liab & Phys Dmg, Mechanical Breakdown, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Financial Planners

ProSurance Group Inc.

Coverages E&O Carrier Status Admitted, Non-admitted States All States except DC

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States except WY

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Fine Art Collections

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

www.insurancehelper.com

Financial Institutions All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Innovative Risk Solutions

Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, HI

Meridian Finance Group

Coverages Int’l Coverage - Commercial, Political Risk States All States

52 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Russell Bond & Co. Inc.

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

www.insurancehelper.com

Arrowhead General Insurance Agency Inc.

Markel

McGowan Allied Specialty Insurance

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Food Vendors K&K Insurance Group Inc.

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Markel

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except DC, HI

MiniCo Insurance Agency LLC

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance Carrier Status Admitted, Non-admitted States All States

Firearms Dealers IMACO Underwriters

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, SD, WA, WY

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Food Trucks Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

IPC

Forestry Services Coverages Earthquake, Equipment, Equipment Breakdown, Flood Carrier Status Admitted States All States Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Victor Insurance Managers Inc.

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States except CA, NY

Foster Care Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Foundations Berkley Select | a Berkley Company

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liability, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Fraternal Organizations Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Non-admitted States All States except AK, LA, WV

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp States All States

Coverages Blanket Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Garages

Gentleman’s Clubs

All Risks Ltd.

Founders Insurance Company

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA, MA, NY

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists States All States

Anderson & Murison Inc.

Coverages Excess Liab, Garage Liability, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States All States

Crouse & Associates

Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

Empire Underwriters LLC

Evolution Insurance Brokers

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

J.M. Wilson

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, EPLI, Equipment Breakdown, Excess Liab, Flood, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Inland Marine, Physical Damage, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States AL, AR, AZ, CO, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

Russell Bond & Co. Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Business Income, Care/ Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Sun Coast General Insurance Agency

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

Union General Insurance Services Inc.

Coverages CGL, E&O, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Products Liab, Professional Liab, Property, Uninsured Motorists Carrier Status Non-admitted States AZ, CA, NV, OR

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

INSURANCEJOURNAL.COM

Charity First Insurance Services Inc.

Coverages Assault & Battery, Liquor Liability Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

MAXIMUM

Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, EPLI, GL Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

NIF Group Inc.

Golf Courses

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except AL, HI, LA, MS

Coastal Insurance Underwriters Inc.

Coverages Accessories, Business Income & Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hired & Nonowned Auto, Hurricane, Inland Marine, Liability, Liquor Liab, Property, Tee-to-Green, Umbrella Carrier Status Non-admitted States FL

Nonprofits Insurance Alliance

Founders Insurance Company

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Venture Insurance Programs

Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States except DC

Guides & Outfitters

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Umbrella Carrier Status Admitted States All States except DC

Grain Mills & Elevators Prime Insurance Company

Blue River Underwriters

Grocery Stores/Supermarkets

Coverages GL, Property, Umbrella Carrier Status Admitted States All States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Joseph Chiarello & Co.; Firearms Business Ins. Program

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income & Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Prime Insurance Company

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Group Homes All Risks Ltd.

Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Markel

Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liability, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 53

2020 Annual Program Directory, Volume I Coverages BOP, E&O, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, WA, WY

Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

K&K Insurance Group Inc.

Venture Insurance Programs

Gymnastics Facilities IMACO Underwriters

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Markel

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Hazardous Materials Transporters Access E&S Insurance Services (VA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Environmental Liab, GL, Hired & Non-owned Auto, Long Haul, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except FL, HI, LA, MA, MS, NY

J.M. Wilson

Coverages Cargo, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Physical Damage, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CO, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, EPLI, GL, Liquor Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA, MT, VA

Healthcare Facilities AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Crime, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Aspera Insurance Services Inc.

Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liability, GL, Liability, Professional Liability States CA, CO, FL, ME, MI, OR, TX, VA, WA

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Breckenridge Insurance Services

Coverages Auto Comm-Standard, Cyber Liab, E&O, Equipment, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Healthcare Information Mgmt Co’s

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt'l Insureds, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Equipment, Fire, Hired & Non-owned Auto, Managed Care, Misc Professional Liab, Non-Profit D&O, Personal Liability, Property, Workers' Comp Carrier Status Admitted, Non-admitted States Most States

Logic Underwriters Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, Hired & Non-owned Auto, Inland Marine, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, EPLI, Excess Liab, Hired & Nonowned Auto, Professional Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, Professional Liability Carrier Status Non-admitted States Most States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Worldwide Facilities, LLC; MHI-MGA Division Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Worldwide Facilities LLC

Health Clubs

Heavy Equipment Dealers

K&K Insurance Group Inc.

Ascinsure Specialty Risk

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX

NBIS

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

Philadelphia Insurance Companies

Prime Insurance Company

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC) Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake,

54 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Cyber Liability, D&O, EPLI Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Cyber Liab, Inland Marine, Liability, Property, Umbrella States All States

Home Inspectors Citadel Insurance Services, LC

Coverages CGL, Commercial Excess, E&O States All States

Delta General Agency Corp. Intercorp Inc.

Prime Insurance Company

Professional Insurance Concepts

Home Healthcare Providers

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Crime, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs U.S. Risk LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Crime, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I International Excess Companies

Coverages Bailee/Customer Goods, Builders Risk, Business Income & Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Hired & Non-owned Auto, Inland Marine, Liability, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Patriot National Underwriters Inc.

New Empire Group

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA Coverages Boiler & Machinery, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

Homeowner Associations AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Flood, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

CIBA Insurance Services

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Garage Keepers Legal Liab, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liability, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States CA, FL, TN, TX

Coverages CGL, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

INSURANCEJOURNAL.COM

Coverages Crime, Cyber Liab, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RPS Healthcare

Mark D. Fredricksen Insurance Services

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States All States except AK, DC, HI

Hotels/Motels All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Liquor Liability, Medical Payments, Property, Spoilage, Umbrella Carrier Status Non-admitted States All States except HI, TX Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Prime Insurance Company

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Horse Farms

Bass Underwriters

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Pers-Standard, Business Income, Care/Custody/Control, CGL, Combo Personal & Commercial, Dwelling Fire, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Identity Theft, Inland Marine, Livestock/Animal Mortality, Mortality, New Occurrence, Personal Liab, Products Liab, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

Mark D. Fredricksen Insurance Services

Coverages GL, Liability Carrier Status Non-admitted States All States

Burns & Wilcox

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Wind Carrier Status Non-admitted States Most States

Covenant Underwriters

Coverages Abuse & Molestation, Boiler & Machinery, Commercial Excess, Crime, Cyber Liab, Earthquake, EPLI, Equipment Breakdown, Flood, Hurricane, Liability, Property, Sexual Misconduct, Wind Carrier Status Non-admitted States All States except AK, HI

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equipment, Umbrella Carrier Status Admitted States All States except DC, HI

MiniCo Insurance Agency LLC

Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

AmWINS Group Inc. - 118+ Locations Worldwide

Markel

Distinguished Programs

FTP of California

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Bailee/Customer Goods, Business Interruption, Care/Custody/Control, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Tools & Equip, Umbrella Carrier Status Admitted States All States except AK, DC, HI

Markel

Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Hospitals

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Status Admitted States All States except AK, DC, HI

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Horse Breeders/Boarders

Promont Insurance Advisors

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States except KY

Professional Insurance Concepts

Allen Financial Ins. Group / The Equestrian Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Sapphire Blue

Pennsylvania Lumbermens Mutual Insurance Company

Prime Insurance Company

Nonprofits Insurance Alliance

Coverages Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States All States except MT, VT

Prime Insurance Company

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Empire Underwriters LLC

Kevin Davis Insurance Services

Homebuilders

Omaha National Underwriters LLC

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Coverages Builders Risk, Business Income, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Dwelling Fire, EPLI, GL, Hired & Non-owned Auto, Installation Floaters, OCP, Pollution Liab, Products Liab, Property, Tools & Equipment, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Great American Ins. Group - Executive Liability Division

Preferred Property Programs

Empire Underwriters LLC

Hospice Care Facilities

Gray-Stone & Co.

Delta General Agency Corp.

Coverages Auto Comm-Standard, Equipment Breakdown, Property, Umbrella Carrier Status Admitted States All States

Coverages GL, Property Carrier Status Non-admitted States TX

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2020 Annual Program Directory, Volume I Distinguished Programs

Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, CGL, Completed Operations Liab, Crime, D&O, Environmental Liab, EPLI, Fire, Hail, Hired & Nonowned Auto, Personal Property, Products Liab, Property, Spoilage, Wind, Workers’ Comp States Most States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages Builders Risk, CGL, Property Carrier Status Non-admitted States All States except OK, TX

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

IMACO Underwriters

Coverages BOP, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages CGL, Property Carrier Status Non-admitted States All States

Next Wave Insurance Services LLC

Coverages Crime, GL, Property Carrier Status Admitted States All States

Ice Rink Owners & Operators

McGowan Allied Specialty Insurance

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

Prime Insurance Company

Safehold Special Risk

Importers

PEO Brokers Group

AmWINS Group Inc. - 118+ Locations Worldwide

Preferred Property Programs

Anderson & Murison Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States Coverages Boiler & Machinery, D&O, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Southern Hospitality Underwriters

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States Coverages Commercial Excess, D&O, EPLI, Professional Liab Carrier Status Admitted States All States

Brownyard Group

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liability, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Western Surplus Lines Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Hourly Equipment Rental w/ Operator Prime Insurance Company

56 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Insurance Agents & Brokers (P/C L/H) All Risks Ltd.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Hagerty

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Hired & Non-owned Auto, Products Liab Carrier Status Non-admitted States All States

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Cooper & McCloskey Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto PersStandard Phys Dmg States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

IAAC Inc.

Meridian Finance Group

International Excess Companies

Coverages Performance & Payment Bonds, Political Risk States All States

Empire Underwriters LLC

UCA General Insurance Services Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella Carrier Status Non-admitted States All States except HI, TX

Citadel Insurance Services, LC

Southern Insurance Underwriters Inc. CMGA

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

Innkeepers All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

NeitClem Wholesale Insurance Brokerage Inc.

The McGowan Companies

Prime Insurance Company

Coverages All Risks/Cash in Transit, Auto Comm-Standard Liability, Crime, Cyber Liab, EPLI, Equipment Breakdown, GL, Liquor Liab, Property, Sexual Misconduct, Umbrella, Wind, Workers’ Comp Carrier Status Admitted States All States Coverages Assault & Battery, Business Income & Interruption, CGL, Commercial Excess, Equipment Breakdown, Excess Liability, Liability, Liquor Liability, Medical Payments, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Property, Real & Business Personal Prop, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

In-Home Adult Foster Care Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, D&O, EPLI, Hired & Non-owned Auto, Non-Profit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

In-Home Child Care

Coverages Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab, Personal Umbrella, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States NY Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

King Insurance Support Systems

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, SD, TX

Number One Insurance Agency

Coverages Excess Liab, Professional Liability, Umbrella Carrier Status Admitted, Non-admitted States MA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Markel

Quadrant Insurance Managers

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages Abuse & Molestation, CGL Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Industrial Parks CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most

Coverages D&O, Professional Liab Carrier Status Non-admitted States All States Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

SWBC

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Target Professional Programs

StateFund First

Omaha National Underwriters LLC

U.S. Brokers Network, a Specialty Program Div of US Risk

TAPCO Underwriters Inc.

Oryx Insurance Brokerage Inc.

Laboratories - Testing

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Nonadmitted States All States except AK, HI, LA, MS, WV Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, CA, HI

US E&O Brokers

Coverages Crime, Cyber Liab, D&O, E&O, Professional Liab, Technology E&O States All States

Insurance Companies Quadrant Insurance Managers

Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States

Internet Companies Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Investigators

All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Care/Custody/Control, Crime, E&O, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Physical Damage, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States All States except RI, WY

Brownyard Group

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States except NE

Prime Insurance Company

The Mechanic Group, a Div of Specialty Programs Group

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Contractors Equip, Crime, Property Carrier Status Admitted States All States except AL, DC, HI

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

IMACO Underwriters

Coverages BOP, Commercial Excess, Equipment, Excess Liab, GL, Inland Marine, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, OR, WA, WY

Landscape Gardeners Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Brownyard Group

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liability, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Land Surveyors Hall & Company

Delta General Agency Corp.

Tokio Marine HCC

NIF Group Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Herbicide & Pesticide, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landfills/Recycling/Disposal Facilities Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Sierra Specialty

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

Virtue Risk Partners LLC

Coverages CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Landscape Contractors

Laser Centers

Atlas General Insurance Services LLC

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Blue River Underwriters

Coverages Auto Comm-Standard, CGL, Crime, GL, Inland Marine, Workers’ Comp Carrier Status Admitted States All

Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Brownyard Group

NIP Group

Omaha National Underwriters LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, CGL, GL, Herbicide & Pesticide, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

INSURANCEJOURNAL.COM

Izzo Insurance Services, A division of Hull & Company LLC NIF Group Inc.

NIP Group

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Brecht & Associates

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

Coverages Auto Comm-Standard, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Liability, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Prime Insurance Company

M.J. Hall & Company Inc.

Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

NIP Group

Prime Insurance Company

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All except CA, LA, NV, NY, SC

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Applied Underwriters Inc.

Tokio Marine HCC

Allen Financial Ins. Group / The Equestrian Group

Professional Insurance Concepts

Coverages Equipment, GL, Professional Liab, Property Carrier Status Non-admitted States All States except NY

Coverages Cyber Liab, GL, Professional Liab Carrier Status Non-admitted States All States

Investment Advisory Reps

Janitorial Firms

Sierra Specialty

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Landmark E&S Insurance Brokers LLC

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Freberg Environmental Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Laundries/Coin Laundry Bass Underwriters

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Hired & Non-owned Auto, Property, Wind Carrier Status Non-admitted States All States

Gridiron Insurance Underwriters Inc.

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All except FL, LA

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2020 Annual Program Directory, Volume I Law Firms AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Legal Liab, Professional Liab States ME, NH, VT

Attorney Protective

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

AttPro RRG

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Continental Brokers Inc.

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States except LA

Coverages Legal Malpractice, Products Liab Carrier Status Admitted States Most States Coverages Legal Malpractice, Professional Liab States FL, LA, NJ, NM, NY, WA Coverages BOP, Business Income & Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Cooper & McCloskey Inc.

Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Gray-Stone & Co.

Coverages Business Interruption, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Media Liability, Medical, Misc Professional Liability, Non-Profit D&O, Professional Liability, Sexual Misconduct Carrier Status Admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Mercer Consumer, a svc of Mercer Health & Benefits Admin Coverages BOP, Cyber Liab, E&O, EPLI, Legal Malpractice Carrier Status Admitted, Non-admitted States All States

MiniCo Insurance Agency LLC

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

The McGowan Companies

Coverages E&O, Excess Liab, Professional Liab States AL, CA, CO, CT, FL, GA, MI, NV, NY, OH, TN, TX, WA

U.S. Risk LLC

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Libraries Brownyard Group

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment, Fine Arts, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted States CT, ME, NH, NJ, NY, PA, RI

Philadelphia Insurance Companies

Prime Insurance Company

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NY

Liquor Stores Founders Insurance Company

Coverages Assault & Battery, Liquor Liability Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, GL, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

Continental Brokers Inc.

Omaha National Underwriters LLC

Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Number One Insurance Agency

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Pennsylvania Lumbermens Mutual Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Long Term Care Facilities AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Abusive Acts, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Prime Insurance Company

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

U.S. Risk LLC

Union General Insurance Services Inc.

AmWINS Transportation Underwriters Inc.

Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CT, DC, GA, IL, IN, KS, MD, MO, MS, NC, NV, PA, TN, VA

Liquor Pak Insurance Programs

5Star Public Auto Program

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Machine Shops All Risks Ltd.

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Hired & Non-owned Auto, Medical, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

All Risks Ltd.

Coverages Auto Comm-Nonstandard Phys Dmg, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Contractors Equip, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liability, Fire, GL, Hoist/Haul-out, Liability, Long Haul, Mechanical Breakdown, Motor Truck Cargo, OCP, Pollution Liab, Portable Equip, Products Liability, Professional Liability, Property, Transportation Pollution Liability, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States AL, FL, GA, KY, MI, NC, SC, TN, TX

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Gorst & Compass Insurance

Limousine Service Companies Coverages Auto Comm-Nonstandard, Auto CommNonstandard Liability, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, GL, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

Southern Insurance Underwriters Inc. CMGA

Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

Lumber Mills/Saw/Plywood Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Quirk & Company

Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Southern Insurance Underwriters Inc. CMGA

Coverages Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, Commercial Excess, Equipment, Equipment Breakdown, Fire Legal Liab, Flood, GL, Legal Liab, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Products Liab Carrier Status Non-admitted States AL, FL, GA, KY, MI, MS, NC, SC, TN, TX

Western Security Surplus Insurance Brokers LLC

Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Western Surplus Lines Agency Inc.

Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Hired & Non-owned Auto, Medical Payments, Misc Professional Liab, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Managed Care Centers Evolution Insurance Brokers

Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States All States except HI, MA, NY, RI

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INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Manufacturers AmWINS Group Inc. - 118+ Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Anderson & Murison Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Blue River Underwriters

Coverages GL, Products Liab Carrier Status Admitted States All States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

CID Insurance Programs Inc.

Coverages BOP, Business Income, CGL, Commercial Excess, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Cyber Liab, GL, Products Liab Carrier Status Non-admitted States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Empire Underwriters LLC

Coverages All Risks/Cash in Transit, Auto Comm-Standard, Boiler & Machinery, BOP, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Hail, Inland Marine, Motor Truck Cargo, Personal Property, Products Liab, Property, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Gray-Stone & Co.

Coverages E&O, Equipment Breakdown, GL Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Quirk & Company

Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

The McGowan Companies

Coverages Abuse & Molestation Carrier Status Admitted States All States

Walter General Agency (WGA)

Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Motor Truck Cargo, Products Liab, Property, Technology E&O, Theft, Tools & Equipment, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Wilson Smith Group LLC

Coverages CGL, Commercial Excess Carrier Status Nonadmitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Marina Operators

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

Maritime Program Group

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

INSURANCEJOURNAL.COM

Southern Insurance Underwriters Inc. CMGA

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income & Interruption, Care/Custody/Control, Commercial Marine, Contractors Equip, Crime, Equipment, Excess Liab, GL, Hired & Non-owned Auto, Hoist/Haul-out, Hull, Inland Marine, Liability, Marina Operators Legal, Misc Professional Liab, Personal Property, Piers & Docks, Pollution, Property, Theft, Tools & Equip, Umbrella, Uninsured Boaters, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity, Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States All States except HI Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Property, Workers’ Comp Carrier Status Admitted States All States

Marinas/Boat Dealers All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Care/Custody/Control, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

Maritime Program Group

Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States

Coverages Environmental Liab, Equipment, GL, Hired & Non-owned Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

The American Equity Underwriters Inc.

Prime Insurance Company

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

TCA Inc.

Evolution Insurance Brokers

Safehold Special Risk

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

StateFund First

MacAfee & Edwards Inc. - Mexican Insurance Specialist

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States All States

Coverages GL, Property Carrier Status Non-admitted States All States

Markel Personal Lines

Southwest Risk

Monarch E&S Insurance Services

Coverages Auto, Boats, Boiler & Machinery, Builders Risk, Business Income & Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Coverages Blanket Addt’l Insureds, CGL, Cyber Liab, Products Liab, Property Carrier Status Non-admitted States All States

McGowan Allied Specialty Insurance

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

Maritime Program Group

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

J.M. Wilson

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Business Income & Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Markel Personal Lines

Coverages Builders Risk, Business Income, Cargo, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Flood, Foreign GL, GL, Hired & Non-owned Auto, Inland Marine, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

All Risks Ltd.

Professional Liability Ins. Svcs - Underwriting Facilities

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers

Prime Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Safehold Special Risk

Coverages EPLI, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Legal Liab, Marina Operators Legal, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

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2020 Annual Program Directory, Volume I Southern Insurance Underwriters Inc. CMGA

Coverages Auto, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income & Interruption, Care/Custody/Control, Commercial Marine, Equipment, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Hoist/Haul-out, Hull, Inland Marine, Legal Liab, Liability, Marina Operators Legal, Piers & Docks, Pollution, Umbrella, USL&H, Watercraft Liab, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States

Markel

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto CommStandard, Builders Risk, Business Income & Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, GL, Hired & Non-owned Auto, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Medical Device/Instrument Mfr.

Medical Professionals

AmWINS Group Inc. - 118+ Locations Worldwide

Access E&S Insurance Services (VA)

Citadel Insurance Services, LC

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, GL, Hired & Non-owned Auto, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Hired & Non-owned Auto, Products Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Blanket Addt’l Insureds, CGL, Cyber Liab, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey & New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Medical Imaging Centers Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Marijuana Dispensaries/Growers Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Crime, D&O, EPLI, GL, Inland Marine, Kidnap/Ransom, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp States Most States

AmRisk Insurance Services

Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Kidnap/Ransom, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp States Most States

Aspera Insurance Services Inc.

Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Nonadmitted States CA, CO, FL, ME, MI, OR, TX, VA, WA

IPC

Coverages CGL, Equipment Breakdown, GL, Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

M.J. Hall & Company Inc.

Coverages Business Income, CGL, GL, Products Liab, Property, Theft Carrier Status Admitted States AK, AZ, CA, CO, HI, NV, OR, WA

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

Next Wave Insurance Services LLC

Coverages All Risks/Cash in Transit, Business Income, Cargo, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Liquor Liab, Products Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

RPS Healthcare

Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Medical Spas Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Mental Health Care Facilities AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Crime, Cyber Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except AL, HI, LA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

PEO Brokers Group

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States Coverages Bailee/Customer Goods, GL, Inland Marine, Products Liab, Property Carrier Status Non-admitted States All States

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Metalworking Companies Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Mobile Auto Detailer Prime Insurance Company

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2020 Annual Program Directory, Volume I Mobile Home Parks (Commercial)

Motion Picture (Film/Video) Producers

Moving Companies

All Risks Ltd.

Delta General Agency Corp.

Coverages GL, Liquor Liab Carrier Status Non-admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property States Most States

Evolution Insurance Brokers

Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Theft Carrier Status Non-admitted States Most States

Gorst & Compass Insurance

Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

King Insurance Support Systems

Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, TX, WA

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Prime Insurance Company

Mortgage Bankers/Lenders All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Breckenridge Insurance Services

Coverages Collateral Protection, Excess Flood, Flood, Foreclosed Properties, Mortgage REO Cvrg, Wind Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Proctor Financial Inc.

Ross Diversified Insurance Services

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States except AK, HI

Mortgage Brokers Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

Ross Diversified Insurance Services

Victor Insurance Managers Inc.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted States All States

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

Empire Underwriters LLC

Coverages CGL, Motor Truck Cargo, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property States All States except DC

Mover’s Choice

Coverages Auto Comm-Standard Liability, Cargo, Crime, Cyber Liab, Property, Umbrella, Workers’ Comp States All States

JD Fulwiler & Company Insurance

Coverages Auto, Business Interruption, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All except WY

Prime Insurance Company

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All except LA

U.S. Risk LLC

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Municipalities Midlands Management Corp.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Crime, EPLI, Excess Liab, GL, Liability, Police Professional Liab, Professional Liab, Property, Public Officials, Umbrella, Workers’ Comp Carrier Status Admitted States All States except CA, DC, NY

Motor Sports K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, Disability, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Professional Governmental Underwriters

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

Prime Insurance Company

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

Museums

Distinguished Programs

Motorcycle Dealers / Dealerships

Great American Ins. Group, Specialty Human Services

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Prime Insurance Company

K&K Insurance Group Inc.

Williams & Stazzone Insurance Agency Inc.

Markel

Movie Boats

Philadelphia Insurance Companies

All Risks Ltd.

Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States All except AK, HI, ND, OH, WA, WY

K&K Insurance Group Inc.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Movie Theaters

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI Coverages Abuse & Molestation, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fine Arts, Property, Umbrella Carrier Status Admitted States All States except LA

Music, Touring & Live Events

K&K Insurance Group Inc.

All Risks Ltd.

Moving & Storage Companies

AmRisk Insurance Services

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Mover’s Choice

Coverages Auto Comm-Standard Liability, Cargo, Crime, Cyber Liab, Property, Umbrella, Workers’ Comp States All States

Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Carrier Status Non-admitted States All States Coverages CGL, Liquor Liab, Medical Payments Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Nanny Services Prime Insurance Company

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2020 Annual Program Directory, Volume I Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Night Clubs Founders Insurance Company

Coverages Assault & Battery, Liquor Liability Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Nonprofit Organizations AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability & Phys Dmg, Liability, Professional Liability, Property Carrier Status Admitted States All States

Berkley Select | a Berkley Company

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, Commercial Excess, D&O, EPLI, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

NIF Group Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, E&O, Earthquake, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liability, Medical Malpractice, Medical Payments, Medical Professional, Non-Profit D&O, Property, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA

Quadrant Insurance Managers

Coverages Abuse & Molestation, Auto Comm-Standard, D&O, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Non-Profit D&O, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages D&O, EPLI Carrier Status Admitted States All States

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Hired & Non-owned Auto, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Union General Insurance Services Inc.

Coverages Abuse & Molestation, Abusive Acts, Addiction Treatment, Assault & Battery, Blanket Addt’l Insureds, BOP, CGL, Community/Social Svcs, Completed Operations Liab, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Inland Marine, Non-Profit D&O, Professional Liab, Property, Religious Institutions, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

Victor Insurance Managers Inc.

Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Non-Profit D&O Carrier Status Admitted States All States

Nurseries / Garden Centers

NIP Group

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States All States except DC, LA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, E&O, EPLI, Non-Profit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Property Carrier Status Admitted States All States except AK, DC, FL, HI Coverages Auto Comm-Standard, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Liability, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Nursing Homes All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Business Income, CGL, Commercial Excess, EPLI, Hired & Non-owned Auto, Pollution Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct, Theft, Tools & Equip Carrier Status Non-admitted States Most States

62 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Norman-Spencer Agency Inc.

Gateway Specialty Insurance

Great American Ins. Group - Executive Liability Division

Gerald J. Wilkoff Inc.

Prime Insurance Company

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Hired & Non-owned Auto, Liability, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Flood Risk Solutions Inc.

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Coverages GL, Professional Liab Carrier Status Non-admitted States FL, TX

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States except KY

Western Security Surplus Insurance Brokers LLC

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Nutraceutical Manufacturers/Distributors Aspera Insurance Services Inc.

Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Nonadmitted States CA, CO, FL, ME, MI, OR, TX, VA, WA

Citadel Insurance Services, LC

Coverages Completed Operations Liab, GL, Identity Theft, Products Liab Carrier Status Non-admitted States All States

CRC Insurance Services

Coverages E&O, Excess Liab, GL States All States

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, Cyber Liab, Misc Professional Liab, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Worldwide Facilities LLC

Coverages GL, Products Liab Carrier Status Non-admitted States All States

Office Building Owners Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Blue River Underwriters

Coverages Difference in Conditions, Earthquake, Flood, Property Carrier Status Admitted States All States

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages CGL, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

IPC

Coverages CGL, Equipment Breakdown, GL, Liability, Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

M.J. Hall & Company Inc.

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I MG Skinner & Associates

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, D&O, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Specialty Programs & Facilities Mgrs Inc. (AmWINS)

Coverages Cyber Liab, Environmental Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, UT, WA

UCA General Insurance Services Inc.

Union General Insurance Services Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

Oil & Gas Operators AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Contractors Equip, Environmental Liab, GL, Inland Marine, Pollution, Umbrella, Workers' CompCarrier Status Admitted, Non-admitted States All States

Aspera Insurance Services Inc.

Coverages BOP, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States CA, CO, FL, ME, MI, OR, TX, VA, WA

Brecht & Associates

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Pollution, Stop-Gap Carrier Status Non-admitted States TX

Breckenridge Insurance Services

Coverages Auto Comm-Standard, Environmental Liab, Excess Liab, Liability, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, EPLI, GL, Pollution Liab, Stop-Gap Carrier Status Admitted States All States

Houston International Insurance Group

Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States

IMACO Underwriters

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States Most States

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Towerstone Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Control of Well, Pollution Carrier Status Non-admitted States AL, AR, CO, ID, IL, KS, KY, LA, MI, MO, MS, ND, OH, OK, TX, UT, WV, WY

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Worldwide Facilities, LLC; MHI-MGA Division

Orchards - Agriculture

Pet Care Professionals

Allen Financial Ins. Group / The Equestrian Group

Prime Insurance Company

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Flood, Motor Truck Cargo, Pollution Liab Carrier Status Admitted States All States except AK, DC, HI, TX

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States except DC

Pet Salons/Kennels/Supplies Allen Financial Ins. Group / The Equestrian Group

Parent Teacher Organizations (PTAs/ PTOs)

Coverages BOP, Business Income, Care/Custody/Control, Excess Liab, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

Nonprofits Insurance Alliance

Continental Brokers Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Pawn Shops

Prime Insurance Company

Petroleum Distributors

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Pollution Liab Carrier Status Admitted States All States

Midwestern Insurance Alliance LLC

Pest Control Firms All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Hired & Nonowned Auto, Inland Marine, Lost Key, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

BreckComp Program of Blue River Underwriters

Coverages Wrongful Repo Carrier Status Admitted States All States except DE, ND, OH, WA, WY

Brownyard Group

Sierra Specialty

Coverages Equipment, GL, Herbicide & Pesticide, Professional Liab, Property Carrier Status Non-admitted States All States except NY

Prime Insurance Company

Physician Assistants Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Physicians Continental Brokers Inc.

Izzo Insurance Services, A division of Hull & Company LLC

Prime Insurance Company

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All except LA

Prime Insurance Company

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, Pollution, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA, VT

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Houston International Insurance Group

Philadelphia Insurance Companies

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

Target Managers Insurance Services

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except LA

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liability, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States All States except AL, AK, HI

Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Employee Benefits, Equipment Breakdown, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Property Carrier Status Non-admitted States All States except HI

Markel

Evolution Insurance Brokers

Prime Insurance Company

All Risks Ltd.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income & Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Piers & Docks All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

INSURANCEJOURNAL.COM

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 63

2020 Annual Program Directory, Volume I Southern Insurance Underwriters Inc. CMGA

Coverages Bailee/Customer Goods, Boats, Business Interruption, Care/Custody/Control, Equipment, Fire, Fire Legal Liab, Flood, Hail, Hurricane, Inland Marine, Legal Liab, Liability, Marina Operators Legal, Piers & Docks, Wind Carrier Status Admitted, Non-admitted States Most States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza Delivery All Risks Ltd.

Coverages Hired & Non-owned Auto, Workers’ Comp Carrier Status Admitted States All States except AK, HI, ND, OH, WA, WY

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, BOP, Excess Liab, Hired & Non-owned Auto Carrier Status Admitted States All States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, BOP, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States

Genesee Program Underwriters

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except WV

IPC

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except FL

Prime Insurance Company

Plastic Manufacturers & Distributors AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Podiatric Physicians Prime Insurance Company

Police/Law Enforcement Officers Professional Governmental Underwriters

Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

Production Companies All Risks Ltd.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Workers’ Comp Carrier Status Non-admitted States All States

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

64 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Professional Employer Organizations (PEO’s) All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella Carrier Status Non-admitted States All States

AmWINS Group Inc. - 118+ Locations Worldwide Coverages Cyber Liab, EPLI, Workers’ Comp Carrier Status Admitted States All States

Artex Risk Solutions Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages CGL, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Property Management Firms Blue River Underwriters

Coverages Builders Risk, CGL, GL, Property, Umbrella States All States

CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA

Empire Underwriters LLC

Coverages Addt'l Expense, All Risks/Cash in Transit, Assault & Battery, Auto Comm-Standard, BOP, Business Income, Care/ Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Fire, Hail, Hired & Non-owned Auto, Inland Marine, Medical Payments, Personal Property, Property, Umbrella, Workers' Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

GAPS Insurance Services LLC

Libertate Insurance Services LLC

Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All except LA

U.S. Risk LLC

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Professionals/Consultants/Contractors Access E&S Insurance Services (VA)

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Brecht & Associates

Coverages EPLI, Professional Liab, Property Carrier Status Non-admitted States TX

Commercial Sector Insurance Brokers LLC

Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

Norman-Spencer International Inc.

Coverages Accessories, Accident & Health, Apartment House Package, Dwelling Fire, Earthquake, Fine Arts, Fire, Flood, GL, Historic Bldgs/Unique Property, Homeowners Pkg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property, Residential Property, Tenant Liability Carrier Status Admitted, Non-admitted States CT, FL, NJ, NY, PA, RI

Innovative Risk Solutions

Coverages Dwelling Fire, E&O, Excess Damage, Foreclosed Properties, Liability, Property, Rented Property, Tenant Liability Carrier Status Non-admitted States All States except AK, HI

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Ross Diversified Insurance Services

Southwest Risk

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

All Risks Ltd.

Philadelphia Insurance Companies Prime Insurance Company

Sun Coast General Insurance Agency

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

US E&O Brokers

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States except AK, CA, HI

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Property Managers Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liability, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States All States except DC, LA

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Intercorp Inc.

Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Cyber Liab, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Ross Diversified Insurance Services

Walter General Agency (WGA)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income & Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted S tates AR, IL, IN, KS, KY, MO, OK, TN

Public Entities American Public Risk

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liability, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

Breckenridge Insurance Services

Coverages Auto Comm-Standard Liability, Educator Legal Liab, GL, Personal Liab, Police Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Euclid Public Sector LLC

Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States except CA, DC, HI, LA

Gray Specialty

Coverages WC - Buyback Policies, WC - Captive Placement, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except DC, HI

Intact Insurance Public Entities

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Midlands Management Corp.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Liability, Occupational Accident, Property, Public Officials, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except CA, DC, NY

Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States All States

Publishers

Real Estate Developers/Homebuilders

Cooper & McCloskey Inc.

Breckenridge Insurance Services

Professional Insurance Concepts

GAPS Insurance Services LLC

Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA Coverages E&O, Professional Liab Carrier Status Admitted States All States

Real Estate Agents & Brokers GAPS Insurance Services LLC

Coverages Accessories, Accident & Health, Dwelling Fire, Earthquake, Fine Arts, Fire, Flood, Historic Bldgs/Unique Property, Homeowners Pkg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Personal Property, Rented Property, Residential Property, Tenant Liability, Weather, Wind Carrier Status Admitted, Non-admitted States CT, FL, NJ, NY, PA, RI

Coverages Apartment House Package, Dwelling Fire, Earthquake, Fine Arts, Fire, Flood, Homeowners Pkg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Personal Property, Physical Damage, Physical Damage Rental Units, Property, Rented Property, Residential Property, Residential `wrap-up` States CT, FL, NJ, NY, PA, RI

Prime Insurance Company

Landy Insurance Agency

Quaker Special Risk (Florida)

Logic Underwriters Inc.

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages BOP, Crime, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, LA Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Mercer Consumer, a svc of Mercer Health & Benefits Admin Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Coverages Cyber Liab, E&O Carrier Status Admitted States All States

Personal Safeguards Group LLC

Quaker Special Risk (New York)

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Prime Insurance Company

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Professional Insurance Concepts

Recording Studios

Coverages E&O, Professional Liab Carrier Status Admitted States All States

All Risks Ltd.

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liability, Medical Carrier Status Non-admitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

Sun Coast General Insurance Agency

Allen Financial Ins. Group / The Equestrian Group

Coverages BOP, CGL, Cyber Liability, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property Carrier Status Admitted States All States except DC

US E&O Brokers

Coverages E&O, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Victor Insurance Managers Inc.

Coverages Cyber Liab, E&O, Professional Liability Carrier Status Admitted, Non-admitted States All States

Records Storage & Info Mgmt

Real Estate Appraisers

Risk Strategies

Intercorp Inc.

Coverages Addt’l Expense, Auto Comm-Standard, Bailee/ Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Hired & Nonowned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landy Insurance Agency

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Mercer Consumer, a svc of Mercer Health & Benefits Admin

Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Cyber Liab, E&O Carrier Status Admitted States All States

Prime Insurance Company

RealCare Insurance

Target Professional Programs

Coverages E&O, Professional Liability Carrier Status Non-admitted States All States

Victor Insurance Managers Inc.

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted States All States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Norman-Spencer Agency Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

INSURANCEJOURNAL.COM

Coverages Warranties, Extended Carrier Status Admitted States All States

Recycling Centers All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard Liability & Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Pollution, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

JUNE 1, 2020 INSURANCE JOURNAL | NATIONAL | 65

2020 Annual Program Directory, Volume I Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Registered Investment Advisors ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Residential Care Centers Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Gateway Specialty Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Foreign GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Prime Insurance Company

Residential Subcontractors Builders & Tradesmen’s Insurance Services Inc.

IPC

Coverages CGL, Contractors Equip, Equipment Breakdown, GL, Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, CGL, Contractors Equip, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liability, Property, Real & Business Personal Prop, Sexual Misconduct, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities

Lancer Insurance Company

Coverages Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI, ND, OH, WA, WY

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Aspera Insurance Services Inc.

Coverages BOP, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, GL, Liability, Professional Liab Carrier Status Non-admitted States CA, CO, FL, ME, MI, OR, TX, WA

Bass Underwriters

Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

Berkley Luxury Group, A Berkley Company

Coverages Boiler & Machinery, Business Income & Interruption, CGL, Equipment Breakdown, Food Spoilage, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Property Carrier Status Admitted States AZ, CA, CT, DC, GA, IL, MA, MD, MN, MO, NC, NJ, NV, NY, OH, PA, SC, TN, VA, WI

Brecht & Associates

Coverages Auto Comm-Standard Liability & Phys Dmg, Business Interruption, CGL, Commercial Excess, Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States TX

Burns & Wilcox

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages CGL, GL Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, Business Interruption, CGL, Commercial Excess, D&O, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Personal Property, Products Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Flood Risk Solutions Inc.

Founders Insurance Company

Resorts Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

66 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income & Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States except FL

Restaurants All Risks Ltd.

Southwest Risk

AmWINS Group Inc. - 118+ Locations Worldwide

Irving Weber Associates Inc. (IWA)

Izzo Insurance Services, A division of Hull & Company LLC

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Quaker Special Risk (New York)

International Excess Companies

Coverages Assault & Battery, Liquor Liab Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Gray-Stone & Co.

Coverages Liquor Liab, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

IMACO Underwriters

Coverages BOP, E&O, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, OR, WA

MAXIMUM

Coverages Boiler & Machinery, Business Income & Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NE

McLeckie Insurance Group

Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

MJ Kelly

Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Next Wave Insurance Services LLC

Coverages Crime, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Number One Insurance Agency

Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Liquor Liab, Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Sun Coast General Insurance Agency

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Walter General Agency (WGA)

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Wilson Smith Group LLC

Coverages Assault & Battery, CGL, Liquor Liab, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Retail Stores Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Aspera Insurance Services Inc.

Coverages BOP, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, GL, Liability, Professional Liab Carrier Status Non-admitted States CA, CO, FL, ME, MI, OR, TX, WA

Atlas General Insurance Services LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp States All States except DE, ND, OH, WA, WY

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages CGL, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Monarch E&S Insurance Services

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States except HI, NH, VT

Prime Insurance Company

Roush Insurance Services Inc.

RV Dealerships

Gerald J. Wilkoff Inc.

All Risks Ltd.

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property Carrier Status Admitted States Most States

BreckComp Program of Blue River Underwriters

Coverages Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

K&K Insurance Group Inc.

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Roller Skating Rinks

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States

Charity First Insurance Services Inc.

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

King Insurance Support Systems

Empire Underwriters LLC

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt'l Insureds, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Equipment, Fire, Hired & Non-owned Auto, Managed Care, Misc Professional Liab, Non-Profit D&O, Personal Liab, Property, Workers' Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Gray Specialty

Coverages WC - Buyback Policies, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Scaffold Erectors

•

Gray-Stone & Co.

Coverages GL, Property Carrier Status Admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

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Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Coverages Auto Comm-Standard, Cyber Liab, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Markel

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Care/Custody/Control, Cargo, CGL, Commercial Excess, Contractors Equipment, Environmental Liab, EPLI, Fire, Hired & Non-owned Auto, OCP, Pollution Liability, Tools & Equipment, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

School Busing Firms

5Star Public Auto Program

Coverages Auto Comm-Standard Liability, EPLI, GL, Hired & Non-owned Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Excess Liab, GL, Hired & Non-owned Auto, Physical Damage, Umbrella, Uninsured Motorists States All States

Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Coverages GL, Liability, Mobile Home Ins, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, TX, UT, WA

Prime Insurance Company

INSURANCEJOURNAL.COM

All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, Cyber Liab, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

5Star Contract School Bus Program

Coverages Builders Risk, Crime, Cyber Liab, D&O, Damage in Process, EPLI, Equipment Breakdown, Flood, Hired & Nonowned Auto, Inland Marine, Medical Payments, Property, Sexual Misconduct, Umbrella, Workers' Comp Carrier Status Admitted, Non-admitted States All States

RV Parks

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Empire Underwriters LLC

Wilson Smith Group LLC

Prime Insurance Company

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States All States

StateFund First

Coverages Auto Comm-Standard, Hired & Non-owned Auto, Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States except LA, MA, NJ

AAU, A division of USG Insurance Services

Prime Insurance Company

Ascinsure Specialty Risk

UCA General Insurance Services Inc.

KF&B Program Managers Insurance Services

Schools-Public/Private

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States All States

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Nonprofits Insurance Alliance

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

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2020 Annual Program Directory, Volume I Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States All States

Western Security Surplus Insurance Brokers LLC

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Environmental Liab, GL, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA, MA

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI

Prime Insurance Company

Worldwide Facilities LLC

Coverages Crime, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Securities Brokers/Dealers Prime Insurance Company

Security Guard Firms All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard Liability & Phys Dmg, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages E&O, Liability Carrier Status Non-admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except NE, WY

Burns & Wilcox

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Empire Underwriters LLC

Coverages Assault & Battery, Auto Comm-Standard, BOP, Business Income, Care/Custody/Control, CGL, Commercial Excess, Crime, EPLI, Equipment, Hired & Non-owned Auto, Inland Marine, Medical Payments, Misc Professional Liab, Personal Property, Property, Workers' Comp Carrier Status Admitted, Non-admitted States Most States

Gray-Stone & Co.

Coverages GL, Umbrella Carrier Status Admitted States AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, ME, NC, ND, NE, NJ, NM, NV, OR, TX, UT, WA, WI, WV

Izzo Insurance Services, A division of Hull & Company LLC

Prime Insurance Company

The Mechanic Group, a Div of Specialty Programs Group Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Self-Storage Facilities All Risks Ltd.

Coverages Business Income, CGL, Cyber Liab, Excess Liab, GL, Pollution Liab, Property Carrier Status Non-admitted States All States

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Citadel Insurance Services, LC

Coverages Auto Comm-Standard, Business Income, CGL, Cyber Liab, Employee Benefits, EPLI, Fine Arts, Identity Theft, Pollution Liab Carrier Status Non-admitted States All States

MiniCo Insurance Agency LLC

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Cyber Liab, Earthquake, Employee Benefits, EPLI, Fire, GL, Hired & Non-owned Auto, Legal Liab, Liability, Medical Payments, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Safehold Special Risk

Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Hired & Non-owned Auto, Liability, Mechanical Breakdown, Misc Professional Liab, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

StorageFirst Self-Storage Business Insurance Program

Coverages Bailee/Customer Goods, Business Income, CGL, Cyber Liab, Equipment Breakdown, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Universal Insurance Programs

Coverages Pollution, Pollution Liability Carrier Status Non-admitted States All States

Service Stations All Risks Ltd.

Coverages Business Income, Employee Benefits, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Personal Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except HI, LA, MA, NY

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

Prime Insurance Company

Ship Repairers/Marine Artisan Contractor All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Maritime Program Group

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States except LA

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Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States

Safehold Special Risk

Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Ship Yards All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States All States

LIG Marine Managers

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

Shooting Ranges IMACO Underwriters

Coverages GL, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States except DC, NY, OH, SD, WA, WY

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Prime Insurance Company

Shopping Centers Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Continental Brokers Inc.

Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income & Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages CGL, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages D&O, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Promont Insurance Advisors

Coverages Cyber Liab, GL, Property States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Shuttle Service-Non Emergency Medical All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, ND, OH, SC, WA, WY

J.M. Wilson

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Prime Insurance Company

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States Most States

Worldwide Facilities LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Auto, Excess Liab, Garage Liability, Motor Truck Cargo, Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted States All States

Shuttle Services 5Star Public Auto Program

Roush Insurance Services Inc.

Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Food Spoilage, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Misc Professional Liab, Non-Profit D&O, Pollution Liab, Products Liab, Property, Real & Business Personal Prop, Religious Institutions, Technology E&O Carrier Status Non-admitted States IL, IN, OH

Prime Insurance Company

Snowmobile Tours - Guided Coverages Auto Comm-Standard, CGL, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Social Clubs

National Indemnity Company

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Western Experts in Transportation

Coverages Excess Auto Carrier Status Admitted States All States except AK, HI, MA, NJ, NY

Small to Mid-Sized Businesses AMIS/Alliance Marketing & Insurance Services LLC

Coverages Assault & Battery, Liquor Liability Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Venture Insurance Programs

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Western Security Surplus Insurance Brokers LLC

Applied Underwriters Inc. Cowbell Cyber

Coverages Breach of Security, Business Income & Interruption, Cyber Liab Carrier Status Admitted States AZ, CA, CO, IL, NV, OR

Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Markel

Coverages Blanket Addt’l Insureds, BOP, Business Income, Fire, Food Spoilage, Glass, Herbicide & Pesticide, Hired & Non-owned Auto, Liability, Liquor Liab, Property, Rented Property, Spoilage, WC - Master Policies/ASO, Wind, Workers’ Comp Carrier Status Admitted States All States except FL, LA, NY, RI

Pennsylvania Lumbermens Mutual Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

ProWriters

Coverages BOP, E&O, GL Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies Convelo

Coverages Excess Liab, Liability, Property, Umbrella States NJ, NY, PA

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income & Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liability, Fire Legal Liability, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liability, Professional Liability, Property, Rented Property Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Assault & Battery, Business Income & Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Liability, Mental Health Care, Misc Professional Liab, Products Liab, Professional Liab, Property, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Union General Insurance Services Inc.

Software Developers Access E&S Insurance Services (VA)

Gateway Specialty Insurance

Coverages Excess Liab, Professional Liability Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

AMIS/Alliance Marketing & Insurance Services LLC

Great American Ins. Group - Executive Liability Division

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income & Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liability, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA

Russell Bond & Co. Inc.

Prime Insurance Company

Coverages Auto Comm-Standard Liability & Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Negley Associates

NIF Group Inc.

K&K Insurance Group Inc.

Founders Insurance Company

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, BOP, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Snow Ski Rental Firms

Irwin Siegel Agency

Solar Mfg. and/or Contractors All Risks Ltd.

Coverages Auto Pers-Standard Phys Dmg, Business Income, Crime, Employee Benefits, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except ND, OH, WA, WY

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

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2020 Annual Program Directory, Volume I Special Events All Risks Ltd.

Coverages Contingent Coverages, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Medical Payments, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Accidental Death, Blanket Addt’l Insureds, CGL, Event Cancellation, Excess Liab, Fire Legal Liab, Liquor Liab, Participant Accident, Props, Sets, Trade Shows & Festivals, Wardrobe, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, DC, HI

AmRisk Insurance Services

Coverages CGL, Liquor Liab, Medical Payments Carrier Status Admitted States All States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Substance Abuse Program Administrators Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Prime Insurance Company

Surgery Centers Prime Insurance Company

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Ashley General Agency

Quaker Special Risk (Florida)

Founders Insurance Company

Quaker Special Risk (Mass.)

Coverages GL, Trade Shows & Festivals Carrier Status Non-admitted States TX Coverages Assault & Battery, GL, Liquor Liability Carrier Status Admitted, Non-admitted States AL, CO, CT, FL, IA, IL, IN, LA, MI, MN, MT, NC, NH, NY, OH, OR, TN, WI

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Gateway Specialty Insurance

Quaker Special Risk (New York)

Indemnity Excess & Surplus Agency Inc.

RPS Healthcare

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

JD Fulwiler & Company Insurance

Tanning Salons

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

K&K Insurance Group Inc.

Prime Insurance Company

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages GL, Liquor Liab Carrier Status Admitted States MA

Philadelphia Insurance Companies

Coverages Business Income & Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Prime Insurance Company

Safehold Special Risk

TAPCO Underwriters Inc.

Coverages GL, Liquor Liability, Property Carrier Status Non-admitted States Most States

Worldwide Facilities, LLC; MHI-MGA Division Coverages Liability, Liquor Liability Carrier Status Non-admitted States TX

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liability, Trade Shows & Festivals Carrier Status Non-admitted States All States

MJ Kelly

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Property Carrier Status Non-admitted States All States

Universal Insurance Programs

Coverages Business Income & Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Tattoo Parlors/Permanent Makeup/Body Piercing All Risks Ltd.

Coverages Assault & Battery, Business Income, Employee Benefits, GL, Hired & Non-owned Auto, Medical Payments, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Blanket Addt’l Insureds, Business Income, CGL, Completed Operations Liab, New Occurrence, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States

IPC

Coverages CGL, Equipment Breakdown, GL, Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

Prime Insurance Company

Professional Program Ins. Brokerage, Div of SPG Ins. Sol

Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

70 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Tax Preparers & Bookkeepers All Risks Ltd.

Coverages Misc Professional Liab, Professional Liability Carrier Status Admitted States All States except VT

Landy Insurance Agency

Coverages BOP, Crime, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Prime Insurance Company

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI, LA

Taxi Service KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States All States

Prime Insurance Company

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Cargo States FL, GA

Worldwide Facilities LLC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Excess Auto Carrier Status Admitted, Non-admitted States All States except NY

Temporary Medical Staffing All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Temporary Staffing Firms All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Artex Risk Solutions Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Cooper & McCloskey Inc.

Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Empire Underwriters LLC

Coverages BOP, CGL, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Philadelphia Insurance Companies

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I U.S. Risk LLC

Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liability, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Theatre Production Companies All Risks Ltd.

Coverages Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liability, Medical Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liability, GL, Participant Accident, Property, Wardrobe Carrier Status Admitted States All States except DC

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Title Agents Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Ross Diversified Insurance Services

Tour & Charter Bus Services 5Star Public Auto Program

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Medical Payments, Physical Damage, Workers’ Comp Carrier Status Admitted States All States except DE, ND, OH, WA, WY

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Hired & Non-owned Auto, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except LA, MA, NJ

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Prime Insurance Company

Tow Truck Firms

Travel Trailers

Empire Underwriters LLC

Prime Insurance Company

Coverages CGL, Motor Truck Cargo, Workers' Comp, Workers' Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Truck Dealers - Franchised

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

All Risks Ltd.

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

KBK Insurance Group Inc.

Coverages Auto Comm-Standard, Dealers Open Lot, GKLL, Property Carrier Status Admitted States All States except AK, HI, MA, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liability, Professional Liability, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo States FL, GA

Worldwide Facilities LLC

Coverages Auto Comm-Nonstandard Liability, Auto CommNonstandard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GKLL, GL, On-Hook Cargo Carrier Status Admitted, Non-admitted States All States

Trade Show Exhibitors Allen Financial Ins. Group / The Equestrian Group

Coverages Addt’l Expense, Auto Comm-Standard, Care/ Custody/Control, CGL, Completed Operations Liab, Equipment, Hired & Non-owned Auto, Liquor Liab, Personal Property, Products Liab, Umbrella Carrier Status Admitted States All States except DC

BUA LLC

Coverages Excess Liab, GL Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Hired & Non-owned Auto, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Prime Insurance Company

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Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Translators & Interpreters Professional Program Ins. Brokerage, Div of SPG Ins. Sol Coverages CGL, Cyber Liab, Professional Liab Carrier Status Non-admitted States All States

Trap & Skeet Shooting Clubs Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States All States

Travel Agents & Tour Operators Prime Insurance Company

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Truck Body/Manufacturers/Distributors Prime Insurance Company

Lancer Insurance Company

Shelly, Middlebrooks & O’Leary Inc.

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States All States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program

Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States All States except AK, HI, MA, NH, NY

5Star Trucking Program

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

All Risks Ltd.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Contingent Coverages, Excess Liab, GL, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Burns & Wilcox

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States All States

Crouse & Associates

Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Hired & Non-owned Auto, Motor Truck Cargo, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages CGL, Motor Truck Cargo, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except AK, FL, MA, NJ, NY

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Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

International Transportation & Marine Agency Inc.

Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Cargo, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Long Haul, Physical Damage, Pollution Liab, Umbrella Carrier Status Admitted States AR, AZ, CO, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Legacy Employer Concepts LLC

Coverages EPLI, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States All States

MAXIMUM

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Hired & Non-owned Auto, Non-Trucking Auto Liab, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

MJ Kelly

Coverages Auto Comm-Standard Liability & Phys Dmg, Cargo, Excess Liab, GL, Hired & Non-owned Auto, Long Haul, Medical Payments, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

National Advantage Insurance Services Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Motor Truck Cargo, Physical Damage Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

RockLake Insurance Group Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo, Motor Truck Cargo Carrier Status Admitted, Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

Southern Insurance Underwriters Inc. CMGA

Coverages Cargo, Container Refrigeration Break, Hired & Nonowned Auto, Inland Marine, Liability, Long Haul, Motor Truck Cargo, Non-Trucking Auto Liab, On-Hook Cargo, Physical Damage, Pollution, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States FL, GA, MS, NC, SC, TN

StateFund First

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Used Car Dealers

Valet Parking Companies

AAU, A division of USG Insurance Services

All Risks Ltd.

McLeckie Insurance Group

Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liability, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA, MA, NY

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Crime, Cyber Liab, Dealers Open Lot, Garage Liability, Pollution, Property States All States except MA, NY

Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

DMI Insurance Services

Coverages Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Physical Damage, Property, Uninsured Motorists Carrier Status Admitted States Most States

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

M.J. Hall & Company Inc.

Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV, OR, WA

MJ Kelly

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Southern Insurance Underwriters Inc. CMGA

Coverages Completed Operations Liab, Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Liability, Physical Damage, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States AL, FL, GA, MS, SC, TN

Union General Insurance Services Inc.

Coverages CGL, E&O, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Products Liab, Professional Liab, Property, Uninsured Motorists Carrier Status Non-admitted States AZ, CA, NV, OR

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States All States except HI

Worldwide Facilities, LLC; MHI-MGA Division

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Utilities-Natural Gas Companies AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

72 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA, MA, NY Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

Prime Insurance Company

U.S. Risk LLC

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services Prime Insurance Company

Proctor Financial Inc.

Ross Diversified Insurance Services

World Wide Specialty Programs Inc.

Veterinarians Allen Financial Ins. Group / The Equestrian Group

Coverages BOP, Care/Custody/Control, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States All States except AK, DC, HI, LA, NJ, NY

Prime Insurance Company

Vineyards Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Sierra Specialty

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Vitamin/Health Food Suppliers CRC Insurance Services

Coverages CGL, EPLI, Products Liability Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

INSURANCEJOURNAL.COM

2020 Annual Program Directory, Volume I Professional Program Ins. Brokerage, Div of SPG Ins. Sol Coverages Cyber Liab, GL, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Warehouse Operators Empire Underwriters LLC

Water/Wastewater Facilities

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States All States except FL, LA, MS, OK

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Freberg Environmental Inc.

Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Wood Workers

Grundy Insurance

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except DC, HI

Empire Underwriters LLC

Coverages CGL, Inland Marine, Motor Truck Cargo, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Gorst & Compass Insurance

Landmark E&S Insurance Brokers LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

National Advantage Insurance Services Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Philadelphia Insurance Companies

Omaha National Underwriters LLC

Coverages BOP, Business Income Carrier Status Non-admitted States CA Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Prime Insurance Company

Waste Haulers All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, Environmental Liab, GL, Pollution, Umbrella States All except DC, HI, MD, NJ, VA

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States except DC, HI, MD, NJ

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States All States

Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Landmark E&S Insurance Brokers LLC

Coverages Auto Comm-Standard, GL, Pollution, Pollution Liab, Workers’ Comp Carrier Status Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Omaha National Underwriters LLC

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Prime Insurance Company

Water Well Drilling Operation Co’s AmWINS Group Inc. - 118+ Locations Worldwide

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AR, CO, LA, OR, SC

Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Hall & Company

Midwestern Insurance Alliance LLC

Coverages CGL, Commercial Auto, EPLI, Property, Public Officials E&O Carrier Status Admitted States All States except LA

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, IL, NE, NJ, PA

Pennsylvania Lumbermens Mutual Insurance Company

Prime Insurance Company

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Wrecking Contractors

Weddings All Risks Ltd.

Apollo General Ins. Agency Inc.

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages CGL, Event Cancellation, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Markel Personal Lines

Philadelphia Insurance Companies

Maritime Program Group

Coverages CGL, Inland Marine Carrier Status Admitted States All States Coverages Event Cancellation, Liability, Property Carrier Status Admitted States All States Coverages CGL, Property Carrier Status Admitted States All States except LA

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Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Physical Damage Rental Units, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States All States

Wildlife Control Brownyard Group

Prime Insurance Company

Wineries Markel

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Yacht Clubs Coverages Boats, CGL, Commercial Marine, Crime, Hired & Non-owned Auto, Hull, Inland Marine, Marina Operators Legal, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Safehold Special Risk

Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Sierra Specialty

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2020 Annual Program Directory, Volume I Yachts/Mega Yachts

Youth Sports Associations

Maritime Program Group

All Risks Ltd.

Markel Personal Lines

Allen Financial Ins. Group / The Equestrian Group

Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States All States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey)

Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Southern Insurance Underwriters Inc. CMGA

Coverages Boats, Builders Risk, Commercial Marine, Emergency Towing & Service, Excess Liab, Fire, Flood, Hail, Hull, Hurricane, Liability, Medical Payments, Pollution, Pollution Liab, Protection & Indemnity (P&I), Theft, Uninsured Boaters, USL&H, Watercraft Liab, Watersports Liab, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Coverages Accidental Death, Catastrophe, GL, Legal Liab, Medical Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Accident & Health, Accidental Death, Auto Comm-Standard, CGL, Commercial Excess, Crime, Event Cancellation, Excess Liab, Participant Accident, Property Carrier Status Admitted States All States except DC

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

JD Fulwiler & Company Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, D&O, Equipment, Inland Marine, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Sexual Misconduct, Trade Shows & Festivals Carrier Status Non-admitted States All States

74 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

INSURANCEJOURNAL.COM

2020 Annual Program Directory Volume I – Alphabetical Directory of Markets 5Star Contract School Bus Program

AmWINS Program Underwriters

Ashley General Agency

5Star Non-Trucking Liability Program 5Star Trucking Program

AmWINS Transportation Underwriters, Inc.

Aspera Insurance Services, Inc.

444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com ; trucking@5starsp.com www.5starsp.com

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-2800 ben.francavilla@amwins.com www.amwins.com/apu 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 andrew.brown@amwins.com www.amwins.com/atu

Anderson & Murison, Inc.

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 hnelson@ashleyga.com www.ashleyga.com 2221 Edward Holland Dr., Ste. 600 Richmond, VA 23230 Phone: (804) 774-2101, Fax: (804) 673-5697 marketing@asperains.com www.asperains.com

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (321) 421-6777 bob.alkire@5starsp.com www.5starsp.com

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 mjawitz@amqts.com www.andersonmurison.com For more info, see our ad on page 20 (National).

Atlas General Insurance Services, LLC

5Star Workers’ Compensation Services

Apartment Insurance Consultants, LLC

Attorney Protective

AAU, A division of USG Insurance Services

Apollo General Ins. Agency, Inc.

5Star Public Auto Program

906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com 1000 Town Center Way, # 300 Canonsburg, PA 15317 Phone: (724) 754-9052, Fax: (724) 265-5751 jkessel@usgins.com www.aauins.com

7000 N. Mopac Expy, Ste. 250, Austin, TX 78731 Phone: (512) 467-7299, Fax: (512) 452-7288 amandas@aicinsure.com www.AICinsure.com

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (858) 724-5100, Fax: (858) 724-5280 marketing@atlas.us.com atlas.us.com 2435 N. Central Expy, Ste. 1400 Richardson, TX 75080 Phone: (877) 728-8776 cs@attorneyprotective.com www.attorneyprotective.com

P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 victoriam@apgen.com www.apgen.com

AttPro RRG

Applied Underwriters, Inc.

Bass Underwriters

2435 N. Central Expy, # 1400,Richardson, TX 75080 Phone: (877) 728-8776 cs@attorneyprotective.com www.attorneyprotective.com/attprorrg

ABC Aviation Program

906 S. Kirkwood Rd., St. Louis, MO 63122 Phone: (314) 471-0777 stephanie_likins@theabcprogram.com www.crcprograms.com/abcprogram.html

Access E&S Insurance Services (VA)

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

All Risks, Ltd.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (866) 234-0955, Fax: (410) 828-8179 allrisksij@allrisks.com www.allrisks.com

Allen Financial Ins. Group/The Equestrian Group 13880 N. Northsight Blvd., Ste. C109 Scottsdale, AZ 85260 Phone: (800) 874-9191, Fax: (602) 992-8327 mgranado@eqgroup.com www.eqgroup.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455 Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 2 & 3 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

2850 Golf Rd., 5th Fl, Rolling Meadows, IL 60008 Phone: (630) 694-5050 artexinfo@artexrisk.com www.artexrisk.com

AmRisk Insurance Services

P.O. Box 6230, Scottsdale, AZ 85261 Phone: (833) 267-4757, Fax: (833) 267-4757 mgranado@eventinsurancequote.com www.eventinsurancequote.com

AmWINS Group, Inc. - 118+ Locations Worldwide See Website for Locations Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 allison.crisafulli@amwins.com www.amwins.com INSURANCEJOURNAL.COM

Beacon Hill Associates, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Berkley Luxury Group, A Berkley Company

301 Route 17 N, Ste. 900, Rutherford, NJ 07070 Phone: (201) 518-2545 dmerlo@berkleyluxurygroup.com www.berkleyluxurygroup.com

Berkley Select | a Berkley Company

550 W. Jackson Blvd., Ste. 500, Chicago, IL 60661 Phone: (312) 800-6200, Fax: (312) 207-1839 info@berkleyselect.com www.berkleyselect.com

Blue River Underwriters

AMIS/Alliance Marketing & Insurance Svcs, LLC P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 snowell@amiscorp.com www.amisinsurance.com

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

•

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400 Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com For more info, see our ad on page 45 (National). Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

245 TownPark Dr., Ste. 400, Kennesaw, GA 30144 Phone: (678) 322-3538 success@blueriveruw.com www.blueriveruw.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com For more info, see our ad on page 1 (S. Central).

BreckComp Program of Blue River Underwriters 8985 S. Eastern Ave., Ste. 375, Las Vegas, NV 89123 Phone: (312) 521-8966, Fax: (559) 326-5599 success@blueriveruw.com www.blueriveruw.com

JUNE 1, 2020 NATIONAL | INSURANCE JOURNAL | 75

2020 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Breckenridge Insurance Services

Coastal Insurance Underwriters, Inc.

Delta General Agency Corp.

Brewery Pak Insurance Programs

Commercial Sector Insurance Brokers, LLC

Distinguished Programs

Community Association Insurance Solutions, LLC

DMI Insurance Services

245 TownPark Dr., Ste. 200, Kennesaw, GA 30144 Phone: (855) 728-8822 partner@breckis.com www.breckis.com 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

BUA, LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (603) 772-5005, Fax: (603) 372-5990 msamperi@buainsurance.com www.buainsurance.com

Builders & Tradesmenâ&#x20AC;&#x2122;s Insurance Services, Inc. 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 info@btisinc.com www.btisinc.com

Burns & Wilcox

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

CAMICO

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com 600 Corporate Pkwy, Ste. 250 Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 bbleistine@comsectorins.com www.comsectorins.com

5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762 Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.caislive.com

8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

8911 N. Capital of TX Hwy, Ste. 4240 Austin, TX 78759 Phone: (800) 877-2525 info@dmi-insurance.com www.dmi-insurance.com

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Convelo

106 Apple St., #202a, Tinton Falls, NJ 07724 Phone: (833) 266-8356 info@conveloins.com www.conveloins.com

Cooper & McCloskey, Inc.

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

Empire Underwriters, LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com Empire Underwriters is a National Managing General Agency, Insurance Wholesaler, Excess and Surplus lines facility and Program Manager serving Producers in 46 states. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications.

Euclid Public Sector, LLC

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-2703, Fax: (630) 773-8590 mail@euclidps.com www.euclidps.com

Charity First Insurance Services, Inc.

ChemPlan - Chemical Insurance

1180 Ave. of the Americas, 16th Fl New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 marketing@distinguished.com www.distinguished.com

Continental Brokers, Inc.

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com 1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Frank_Tarantino@charityfirst.com www.charityfirst.com

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

Evolution Insurance Brokers Cosmetic Insurance Services, a Division of Frenkel & Company

210 Hudson St., 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 Kenneth.hegel@epicbrokers.com www.cosmeticinsurance.com For more info, see our ads on page 26 & 29 (National).

Covenant Underwriters

3550 FM 1092 Rd., Missouri City, TX 77459 Phone: (346) 330-3777 info@covenantunderwriters.com www.covenantunderwriters.com

8722 S. Harrison St., Sandy, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

Flood Risk Solutions, Inc

360 Central Ave., Ste. 1260, St Petersburg, FL 33701 Phone: (727) 256-1991 phil@floodsol.com www.floodsol.com

Cowbell Cyber CIBA Insurance Services

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 lqiang@cibaservices.com www.cibaservices.com

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com

Citadel Insurance Services, LC

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 info@citadelus.com www.citadelus.com 76 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

6800 Koll Center Pkwy, Ste. 210 Pleasanton, CA 94566 Phone: (650) 799-7542 isabelle@cowbellcyber.ai cowbell.insure

CRC Insurance Services

See Website for Locations, Birminham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

Crouse & Associates

650 California St., Ste. 1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

A pillar of strength. Since 1901. A member of the

Utica National Insurance Group

Founders Insurance Company

1350 E. Touhy Ave., Ste 200W, Des Plaines, IL 60018 Phone: (847) 768-2562 pvaulman@foundersinsurance.com https://myweb.foundersagents.com/default.aspx

INSURANCEJOURNAL.COM

2020 Annual Program Directory Volume I – Alphabetical Directory of Markets Freberg Environmental, Inc.

2000 S. Colorado Blvd., Tower II, Ste. 800 Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

Gridiron Insurance Underwriters, Inc.

International Excess Companies

Grundy Insurance

International Transportation & Marine Agency, Inc.

Hagerty

IPC

Hall & Company

Irving Weber Associates, Inc. (IWA)

300 S. Pine Island Rd., Ste. 109 Plantation, FL 33324 Phone: (954) 331-3000 ddemott@gridironins.com www.gridironins.com

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

FTP of California

P.O. BOX 120747, San Diego, CA 92112 Phone: (314) 496-7077 lglaser@FTPins.com www.ftpins.com/california

GAPS Insurance Services, LLC

1040 Avenue of the Americas, New York, NY 10018 Phone: (646) 383-7767 Info@GapsInsurance.com www.gapsinsurance.com

Gateway Specialty Insurance

1170 Devon Park Drive, Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Genesee Program Underwriters

3025 Windward Plaza, Ste. 400 Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.geneseeins.com

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Gorst & Compass Insurance

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com

Gray Specialty

3601 N. I-10 Service Road W, Metairie, LA 70002 Phone: (504) 754-6701 rswayze@grayspecialty.com www.grayspecialty.com

Gray-Stone & Co.

275 E. Hillcrest Dr., Ste. 250 Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: 805294985 hstone@gray-stone.com www.gray-stone.com

Great American Insurance Group Executive Liability Division

1450 American Lane, 8th Fl, Schaumburg, IL 60173 Phone: (847) 330-6750 ELD@GAIG.com www.GreatAmericanELD.com For more info, see our ad on page 25 (National).

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (866) 424-4758, Fax: (888) 513-5593 clwood@gaig.com www.SpecialtyHumanServices.com For more info, see our ad on page 25 (National).

INSURANCEJOURNAL.COM

121 Drivers Edge, Traverse City, MI 49684 Phone: (888) 303-7084, Fax: (231) 941-8227 agent@hagerty.com www.hagertyagent.com 19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 bmarty@hallandcompany.com www.hallandcompany.com

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (216) 342-7442 kennethkukral@intlxs.com www.intlxs.com

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com 180 E. Main St., Ste. 208, Smithtown, NY 11787 Phone: (855) 661-4557, Fax: (888) 622-0414 info@iwains.com www.iwains.com

Houston International Insurance Group

800 Gessner, Ste. 600, Houston, TX 77024 Phone: (972) 587-4315, Fax: (713) 467-8238 shauser@hiig.com www.hiig.com

IAAC, Inc.

5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 431-1126 bbixby@iiabny.org www.iiabny.org

IMACO Underwriters

1235 N Grove St, Anaheim, CA 92806 Phone: (800) 943-3821 marketing@imacoinsurance.com www.imacounderwriters.com

Irwin Siegel Agency

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Indemnity Excess & Surplus Agency, Inc.

1915 NW AmberGlen Pky, Ste. 450 Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Intact Insurance Public Entities

8000 W IH 10, Ste. 901, San Antonio, TX 78230 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@intactinsurance.com www.onebeacongov.com

Integrated Underwriters ®

2260 E. Bidwell St., Ste. 2043, Folsom, CA 95630 Phone: (567) 233-2667 cprince@integrateduw.com www.integrateduw.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

4 Centerpointe Dr., Ste. 300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 356-0288 swalker@ameritrustgroup.com www.interlineinsurance.com

Izzo Insurance Services, A division of Hull & Company, LLC 150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

JD Fulwiler & Company Insurance

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 info@jdfulwiler.com www.jdfulwiler.com

JM Associates / Burnham + Company

One Bridge Plaza N, Ste. 445, Fort Lee, NJ 07024 Phone: (201) 585-6521, Fax: (201) 585-6590 Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

JUNE 1, 2020 NATIONAL | INSURANCE JOURNAL | 77

2020 Annual Program Directory Volume I – Alphabetical Directory of Markets Libertate Insurance Services, LLC

McLeckie Insurance Group

LIG Marine Managers

Mercer Consumer, a service of Mercer Health & Benefits Administration LLC

707 E. Washington St., Orlando, FL 32801 Phone: (305) 495-5173, Fax: (407) 613-5477 sreynolds@libertateins.com www.libertateins.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com For more info, see our ad on page 15 (National).

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 308, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 czallo@kfbins.com www.kfbins.com

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Kinsale Insurance Company

2221 Edward Holland Dr., Ste. 600 Richmond, VA 23230 Phone: (804) 289-1300, Fax: (804) 673-5697 marketing@kinsaleins.com www.kinsaleins.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-9191, Fax: (516) 431-0488 producer@lancerinsurance.com www.lancerinsurance.com

Landmark E&S Insurance Brokers, LLC

2400 E. Katella Ave., Ste. 800, Anaheim, CA 92806 Phone: (949) 534-9106 nhuynh@landmark-es.com www.landmark-es.com

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Liquor Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 staceys@mjhallandcompany.com www.mjhallandcompany.com For more info, see our ad on page 5 (West).

MacAfee & Edwards, Inc - Mexican Ins. Specialist 800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services 3390 University Ave., Ste. 300, Riverside, CA 92501 Phone: (800) 669-4347, Fax: (951) 848-0795 mark.fredricksen@hubinternational.com www.fredricksenins.com

Markel

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Legacy Employer Concepts, LLC

3030 N. Rocky Point Dr., Ste. 150A Tampa, FL 33607 Phone: (813) 460-9166 brett@legacyemployerconcepts.com www.legacyemployerconcepts.com 78 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Meridian Finance Group

11900 W. Olympic Blvd., 8th Fl Los Angeles, CA 90064 Phone: (310) 260-2130, Fax: (310) 260-2140 gmendell@meridianfinance.com www.meridianfinance.com

MG Skinner & Associates

11030 Santa Monica Blvd., Ste. 207 Los Angeles, CA 90025 Phone: (310) 478-5041, Fax: (310) 479-8707 Rskinner@mgskinner.com www.mgskinner.com

Midlands Management Corp.

3817 NW Expy, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com

Midwestern Insurance Alliance, LLC

P. O. Box 436909, Louisville, KY 40253 Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com

MiniCo Insurance Agency, LLC

10851 N. Black Canyon Hwy, Ste. 200 Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

MJ Kelly

4415 E. Sunshine Street, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (501) 945-6083 newbusiness@mjkelly.com www.mjkelly.com

Monarch E&S Insurance Services

2550 N Hollywood Way, Ste. 501, Burbank, CA 91505 Phone: (818) 249-0100, Fax: (818) 249-1166 lindam@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 7 (West).

100 River Ridge Dr., Ste. 301, Norwood, MA 02062 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com 655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lppinsurance.com

12421 Meredith Dr., Urbandale, IA 50398 Phone: (866) 486-1946 plsales.service@mercer.com www.proliability.com

Maritime Program Group

Landy Insurance Agency

Lawyer’s Protector Plan

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (760) 462-1696 Bill@mcleckie.com www.mcleckie.com

Mover’s Choice MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

McGowan Allied Specialty Insurance

140 Fountain Pkwy N, Ste. 570 St. Petersburg, FL 33716 Phone: (800) 237-3355, Fax: (727) 360-3498 tellmemore@mcgowanallied.com www.mcgowanallied.com

222 Gateway Rd W, Napa, CA 94558 Phone: (800) 852-1968, Fax: (707) 252-5905 BrandonL@paulhanson.com www.moverschoiceinfo.com

National Advantage Insurance Services, Inc. PO Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

INSURANCEJOURNAL.COM

2020 Annual Program Directory Volume I – Alphabetical Directory of Markets National Indemnity Company

Patriot National Underwriters, Inc.

1314 Douglas, Ste. 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com

NBIS

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

2859 Paces Ferry Rd. SE, 800 Overlook III Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Nonprofits Insurance Alliance

Negley Associates

Nonprofits Insurance Alliance is a group of 501(c)(3) nonprofit, tax-exempt insurers whose purpose is to serve 501(c)(3) tax-exempt nonprofit organizations by providing a stable source of reasonably-priced liability insurance tailored to the specialized needs of the nonprofit sector.

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3550, Fax: (866) 865-5655 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (831) 621-6021, Fax: (831) 459-0853 dsavage@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency, Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Pennsylvania Lumbermens Mutual Ins. Company 2005 Market St., Ste. 1200, Philadelphia, PA 19103 Phone: (800) 752-1895, Fax: (215) 625-9097 info@plmins.com www.plmins.com

PEO Brokers Group

P.O. Box 720514, Oklahoma City, OK 73172 Phone: (877) 810-9355 swbrown@peobrokersgroup.com www.peobrokersgroup.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (847) 275-8497 mike@personalsafeguards.com www.personalsafeguardsgroup.com

Norman-Spencer International, Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com ®

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 robm@newempiregroup.com www.newempiregroup.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2900, Fax: (508) 634-2930 numberone@massagent.com www.massagent.com

Philadelphia Insurance Companies 231 Saint Asaphs Rd., Ste. 100 Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Next Wave Insurance Services, LLC

110 West A Street, Ste. 675, San Diego, CA 92101 Phone: (619) 232-3900, Fax: (619) 234-6500 info@nextwaveins.com www.nextwaveins.com

Omaha National Underwriters, LLC

11128 John Galt Blvd., Ste. 500, Omaha, NE 68137 Phone: (844) 761-8400, Fax: (844) 761-8402 sales@omahanational.com www.omahanational.com For more info, see our ad on page 1 (National).

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com NIF is a national program administrator and wholesale brokerage firm. We have exclusive programs for Nonprofits, Social Services, Bowling Centers, Lawn & Landscape Operations and Contractors. We are also an MGA and wholesale brokerage firm. NIF is a premier company of JenCap Holdings.

NIP Group

900 Route 9 North, Woodbridge, NJ 07095 Phone: (732) 570-0723 jbertoli@nipgroup.com www.nipgroup.com

Omaha National is a premier provider of workers compensation insurance. Accepting experience-rated risks up to 500k in premium. Offering coverage for a wide variety of businesses. Insurance Carrier rated A (Excellent) by A.M. Best Company. We offer three ways to pay premium.

Oryx Insurance Brokerage, Inc.

101 Crawfords Corner Rd., Ste. 1300 Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO)

2 Court Street, Binghamton, NY 13901 Phone: (607) 724-0173, Fax: (607) 724-7266 marketing@oryxinsurance.com www.oryxinsurance.com

Parcel Insurance Plan

PO Box 66708, St. Louis, MO 63166 Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

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Preferred Property Programs

Prime Insurance Company

1 S. Dearborn St., Ste. 800, Chicago, IL 60603 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com An Excess and Surplus lines carrier specializing in hard to place risks for specialty liability, professional, property and casualty coverage. Rated A- by A.M. Best. Offices in Chicago and Salt Lake City. JUNE 1, 2020 NATIONAL | INSURANCE JOURNAL | 79

2020 Annual Program Directory Volume I – Alphabetical Directory of Markets Pro-Praxis Insurance

321 Old Slip, 5th Fl, New York, NY 10005 Phone: (212) 401-1561, Fax: (212) 401-1548 Robert_Allen@ProPraxisIns.com www.propraxisins.com

Quaker Special Risk (Florida)

Safehold Special Risk

Quaker Special Risk (Mass.)

Sapphire Blue

Quaker Special Risk (New Jersey)

Shelly, Middlebrooks & O’Leary, Inc.

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com 51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.pfic.com A leading provider of lender-placed insurance for over 45 years, Proctor Financial provides smart insurance solutions coupled with compliant, technology-driven hazard tracking tools for mortgage servicers, subservicers, banks, credit unions, distressed asset investors, and other financial institutions. Proctor’s programs mitigate risk and enhance the borrower experience.

Professional Governmental Underwriters 9020 Stony Point Pkwy., Ste. 455 Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Insurance Concepts

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3470, Fax: (973) 263-0747 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

Professional Liability Insurance Services, Inc. Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100 Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions 1304 Southpoint Blvd., Ste. 101, Petaluma, CA 94954 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Promont Insurance Advisors

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3300, Fax: (312) 262-3301 greg.morris@promontadvisors.com www.promontadvisors.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408 Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

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P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 hturner@safehold.com www.safehold.com 180 N. Stetson Ave., 46th Fl., Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com 208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 kquirk@quirkco.com www.quirkco.com

RealCare Insurance

430 W. Napa St., Ste. F, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net

Shield Commercial Insurance Services

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260 Phone: (760) 345-9029, Fax: (800) 345-4851 info@shieldins.net www.shieldins.net We have functioned as a program manager providing contractor insurance products to retail brokers and wholesalers since 2004. Rate, quote and bind online. All carriers are A rated by A.M. Best. Easily register as a producer today on our website for full program access.

Risk Strategies

7530 Lucerne Dr., Ste. 101, Cleveland, OH 44130 Phone: (877) 862-4755, Fax: (914) 636-0802 info@risk-strategies.com www.risk-strategies.com

RockLake Insurance Group, Inc.

1575 Heritage Dr., Ste. 103, McKinney, TX 75069 Phone: (972) 332-4664, Fax: (888) 423-4094 info@rlig.com www.rlig.com

Ross Diversified Insurance Services

12200 Industry St, Garden Grove, CA 92841 Phone: (800) 210-7677, Fax: (714) 379-0173 sbrust@ross2.com www.rossdiv.com

Roush Insurance Services, Inc.

18077 River Rd., Ste. 107, Noblesville, IN 46062 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS Healthcare

525 W. Van Buren, Ste. 1325, Chicago, IL 60607 Phone: (312) 803-6014, Fax: (312) 922-7563 diane_burrows@rpsins.com www.rpsins.com/healthcare

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

SIS Wholesale Insurance Services

3250 Grey Hawk, Carlsbad, CA 92010 Phone: (760) 599-7242, Fax: (866) 467-6701 info@sisinsure.com www.sisinsure.com For more info, see our ad on page 21 (National).

Southern Hospitality Underwriters

300 Wilson Rd., Griffin, GA 30224 Phone: (866) 916-9752, Fax: (770) 233-8125 bbrown@shuins.com www.shuins.com

Southern Insurance Underwriters, Inc. CMGA 4500 Mansell Rd., Alpharetta, GA 30022 Phone: (800) 568-1700, Fax: (678) 498-4610 marketing@siuins.com www.siuins.com

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

INSURANCEJOURNAL.COM

2020 Annual Program Directory Volume I – Alphabetical Directory of Markets Specialty Programs & Facilities Mgrs, Inc. (AmWINS)

Tokio Marine HCC

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 jbechter@tmhcc.com www.tmhcc.com

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.amwins.com/spfm

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

StateFund First

One Market, Spear Tower, Ste. 200 San Francisco, CA 94105 Phone: (855) 784-4433, Fax: (415) 536-4033 erica_bro@statefundfirst.com www.statefundfirst.com

StorageFirst Self-Storage Business Insurance Program 1300 S. Main St., Tulsa, OK 74119 Phone: (800) 853-4663 storagefirst@ajg.com www.storagefirst.com

Sun Coast General Insurance Agency

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

Towerstone, Inc.

The American Equity Underwriters, Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (251) 690-4230, Fax: (251) 690-4299 aeu.marketing@amequity.com www.amequity.com

AEU is a program administrator for a group selfinsurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members, which are waterfront employers of all sizes. AEU can also provide State Act workers’ compensation and MEL coverage.

The Hanover Insurance Group

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 KAllred@gotapco.com www.GoTAPCO.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

Target Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (331) 333-8239, Fax: (630) 961-0284 sreidy@targetproins.com www.TargetProIns.com

1832 Woodmoor Dr., Ste. 101, Monument, CO 80132 Phone: (719) 309-1051 submissions@usbrokersnetwork.com www.usbrokersnetwork.com

U.S. Risk, LLC

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 647-5035 kellyK@usrisk.com www.usrisk.com

UCA General Insurance Services Inc.

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com 1390 Willow Pass Rd., Ste. 1050, Concord, CA 94520 Phone: (925) 671-2128, Fax: (925) 671-0171 MatthewM@UnionGeneral.com UnionGeneralinsurance.com

The McGowan Companies

Corporate HQ; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com McGowan Program Administrators (MPA) is America’s leading writer of innovative insurance programs. MPA is a Managing General Underwriter and Program Manager. MPA designs, administers and markets highly-specialized programs of insurance. These programs are available exclusively through MPA.

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

US E&O Brokers

2050 W. Sam Houston Parkway, S., Ste. 1500, Houston, TX 77055 Phone: (800) 460-6424, Fax: (713) 984-1152 insurance@useo.com www.useo.com

Venture Insurance Programs

1301 Wrights Lane East, West Chester, PA 19380 Phone: (800) 282-624730, Fax: (610) 692-5977 marketing@ventureprograms.com www.ventureprograms.com

Victor Insurance Managers Inc.

770 Wisconsin Ave., Suite 400, Bethesda, MD 20814 Phone: (301) 961-9800, Fax: (301) 951-5444 info.us@victorinsurance.com www.victorinsuranceus.com

TCA, Inc.

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.facebook.com/tcainsurance

Virtue Risk Partners, LLC

The Mechanic Group, Inc., A Division of Specialty Programs Group, LLC One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

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U.S. Brokers Network, a Specialty Program Division of US Risk, LLC

Union General Insurance Services, Inc.

SWBC

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

14185 Dallas Pkwy, Ste. 1000, Dallas, TX 75254 Phone: (972) 725-2100, Fax: (972) 725-2101 info@towerstonecorp.com www.towerstonecorp.com

One Blue Hill PLaza, Pearl River, NY 10965 Phone: (845) 205-0301 jvalenza@virtuerisk.com www.virtuerisk.com

Walter General Agency (WGA)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com

JUNE 1, 2020 NATIONAL | INSURANCE JOURNAL | 81

2020 Annual Program Directory Volume I â&#x20AC;&#x201C; Alphabetical Directory of Markets Westcap Insurance Services, LLC

Wilson Smith Group, LLC.

Western Experts in Transportation

Winery Pak Insurance Programs

P.O. Box 678, Solvang, CA 93464 Phone: (805) 688-4995 process@treancorp.com www.westcapins.com

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

1001 S. Dairy Ashford, Ste. 110, Houston, TX 77077 Phone: (713) 808-9770, Fax: (713) 808-9717 info@wilsonsmithgroup.com www.wilsonsmithgroup.com 1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

www.insurancehelper.com

1020 McCourtney Rd., Grass Valley, CA 95949 Phone: (855) 493-8368, Fax: (855) 493-8368 sharla@theeventhelper.com www.insurancehelper.com

Western Security Surplus Insurance Brokers, LLC 4965 Preston Park Blvd., Ste. 650, Plano, TX 75093 Phone: (972) 702-0500, Fax: (972) 702-0504 kstevens@wssib.com www.wssib.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com www.westernsurplus.com

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Williams & Stazzone Insurance Agency, Inc.

6549 N. Wickham Rd., Melbourne, FL 32940 Phone: (800) 868-1235, Fax: (321) 868-2003 info@wsins.com www.wsins.com Williams & Stazzone is an industry leader specializing in the automotive industry. In business for 30 years, we are Garage Liability Specialists, Daily Rental Specialists, and Contingent Lease Specialists. We are also helping pave the way with unique insurance solutions for the Evolution of Mobility.

82 | INSURANCE JOURNAL | NATIONAL JUNE 1, 2020

Worldwide Facilities, LLC

See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com wwfi.com

Worldwide Facilities, LLC; MHI-MGA Division P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 amicia@mhi-mga.com www.mhi-mga.com

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Idea Exchange: Legal continued from page 83 fees and costs. Additionally, plaintiffs seek injunctive relief under the UCL to prevent defendants from taking the same position on future claims. In support of the constructive fraud claim, plaintiffs allege that defendants were fiduciaries or quasi-fiduciaries of plaintiffs and did not act or consider the interests of plaintiffs. The allegations against the broker indicate that the broker sold plaintiffs the policy, defendants generally “made or approved materially false and misleading statements to [p]laintiffs when it sold [p]laintiffs

the Policy” and “joined in the denial of” plaintiffs’ claim. In Ybarra, the plaintiff restaurant also seeks a declaratory judgment that its losses are covered and asserts a breach of contract claim against the insurer and the individual broker without specifying how the insurance contract is applicable to the broker. The plaintiff also sets forth a negligence claim against the individual broker. Specifically, plaintiff alleges that the broker is “engaged in the business of procuring appropriate insurance coverage” for clients such as plaintiff, and that he

failed to advise plaintiff that the policy’s virus exclusion would leave it without coverage for an outbreak like COVID-19, despite plaintiff’s request for “the best available policy with complete coverage for any catastrophic events.” As with the claims against insurers and now the agents, brokers and agencies, the basis for the broker’s liability seems to continue to expand. Thus, in Boutros the alleged liability appears to be limited to whatever role it played in denying the claim, while in John’s Grill it is that plus allegedly false or misleading pre-sale representations, and in Ybarra the alleged liability expands to the broker’s failure to use due care in procuring appropriate insurance. It has been reported that errors and omissions carriers are anticipating, and it seems logical to expect, that a number of claims will follow against agents, brokers and agencies based both on such alleged misrepresentations and alleged failures to procure adequate coverage or to warn that losses related to COVID-19 would not be covered. The ultimate outcome of such claims may well turn on the answers to key questions, including whether there was a duty to inform the insured of the existence of coverage for such risks under the particular circumstances at issue. Republished with permission of Faegre Drinker, a top 50 law firm created on February 1, 2020, uniting Faegre Baker Daniels and Drinker Biddle & Reath. The firm has more than 1,300 attorneys, consultants and professionals in 22 locations across the United States, United Kingdom and China. Wixted is partner at Faegre Drinker in Philadelphia, representing insurance and financial services industry clients on a wide array of issues. An experienced commercial litigator, she represents clients in disputes in state and federal courts nationwide, with significant experience in civil and appellate litigation. Brost is associate partner at Faegre Drinker in Washington, D.C. Brost represents financial services companies in complex commercial disputes and defends consumer class actions. Wixted can be reached at nicole.wixted@faegredrinker.com. Brost can be reached at jason.brost@faegredrinker.com.

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My New Markets NAFTA Long-Haul Trucking

Medical Spas - Lasers, IPLs & LE

General Agency’s (paramountgeneralagency.com) NAFTA Long-Haul Trucking program is designed for trucking and transportation companies domiciled in Texas involved in the import and export of products from Mexico. Available limits: As needed Carrier: Unable to disclose States: Texas only Contact: Jenny Hammond at 760-8057619 or e-mail: jenniferh@sisinsure.com

The Equestiran Group’s (www.eqgroup. com) MediSpa Plus Services Insurance Program is a preferred insurance policy designed specifically for medi-spas who offer cosmetic services including skin care, laser treatments and everyday services. The plan also includes the doctor, nurse, aesthetician or anyone who can legally operate within their state. Professional liability coverage for services in this program include: lasers, IPLs & LED insurance; dermal fillers Restylane, Hylaform, Captique, Scupltra, Zyderm, Zyplast, Cosmoderm, Cosmoplast, Radiesse, & Juvederm; Botox insurance; mesotherapy insurance; sclerotherapy insurance; medical strength peel insurance; microdermabrasion insurance; permanent cosmetics; laser assisted lipolysis; colon hydrotherapy insurance; Latisse prescriptions; Dysport insurance; Xeomin insurance; vitamin injectables insurance and hair restoration insurance. Available limits: As needed Carrier: Unable to disclose, non-admitted States: All states Contact: Miguel Granado at 800-874-9191 or e-mail: mgranado@eqgroup.com

Market Detail: Paramount Managing

Bars & Taverns Package Program Market Detail: Integrated Specialty

Coverages (ISC) (iscmga.com) has developed a bars & taverns package program underwritten by an experienced team with over 40-years of combined experience. Coverage features include package or monoline general liability/liquor liability and up to 100% liquor sales. General liability limits of $1 million/$2 million; assault and batter up to $1 million; property up to $2.5 million TIV. Available limits: As needed Carrier: Unable to disclose States: Calif., Conn., Mass., N.J., N.Y., Pa., and Wash. Contact: ISC Marketing at 866-716-7242 or e-mail: contact@iscmga.com

Temporary Staffing Firms

Market Detail:World Wide Specialty

Programs (www.wwspi.com) was founded over 48 years ago with the express purpose of providing insurance tailored exclusively for the staffing services industry. Coverages include but are not limited to: fidelity; E&O; employee benefits; professional liability; cyber liability; technology E&O; care/custody/ control; blanket waivers; workers’ comp; fidelity bonds; general liability; property; umbrella; nonowned & hired auto; auto commercial – standard; EPLI; blanket additional insureds; miscellaneous professional liability; identity theft. Available limits: As needed Carrier: Unable to disclose, admitted States: All states Contact: Dorothy Taylor at 866-927-2004, ext. 114 or e-mail: dtaylor@wwspi.com INSURANCEJOURNAL.COM

Market Detail: Allen Financial Insurance/

Cannabis Solutions

Market Detail: Flux Insurance Services, LLC (www.fluxins.com) offers general liability, excess liability, products liability, onsite consumption liability, property (including crop), workers’ compensation, EPLI, D&O, bonds, commercial auto and cargo coverage’s to the cannabis and hemp industries. Classes include: cultivation (indoor, outdoor and greenhouses); third-party processors/harvesters; manufacturers; wholesale/distributors; retail; management offices; landlords – LRO; smoke shops; garden/hydroponics stores. Also offers an online workers’ compensation pricing indicator. Available limits: Maximum $10 million Carrier: Various, admitted and non-admitted available States: All states Contact: Curtis Prince at 888-358-9467 or e-mail: cprince@fluxins.com

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Need a Market? Find It. FAST Advertisers Index American Integrity Insurance Group www.aiicfl.com FL15 Anderson & Murison www.andersonmurison.com 20 Applied Underwriters 2, 3, 88 www.auw.com Ascinsure www.ascinsure.com 45 Brecht & Associates www.brechtassoc.com SC1 Brighthouse Financial www.brighthousefinancialpro.com 17 California Earthquake Authority mvp.earthquakeauthority.com W3 Cypress P&C www.cypressig.com FL3 Cypress Texas Insurance Company www.cypressig.com SC2 Frenkel & Company www.cosmeticinsurance.com 26, 29 FSLSO www.fslso.com FL7 GIC Underwriters, Inc. www.gicunderwriters.com FL1 Great American Insurance Group www.gaig.com 25 Insurance Technologies Corp. www.getitc.com 31 JenCap Holding LLC www.jencapholdings.com 11 K&K Insurance Group www.kandkinsurance.com 15 M.J. Hall & Company www.mjhallandcompany.com W5 Monarch E&S Insurance Services www.monarchexcess.com W7 National General Flood www.ngic.com FL11 Nationwide Mutual www.nationwide.com 27 Nautilus Insurance Company www.nautilusinsgroup.com 13 Omaha National Underwriters www.omahanational.com 1 Pacific Gateway Insurance Services www.pgiainsurance.com W1 PersonalUmbrella.Com www.personalumbrella.com 4, 5 Prepared Insurance www.preparedins.com FL20 Safety National www.safetynational.com 87 SIS Wholesale www.sisinsure.com 21 St. James Insurance Group www.stjamesinsurance.com FL5 St. Johns Insurance Company www.stjohnsinsurance.com FL19 TAPCO Underwriters www.gotapco.com FL9 The Hartford Insurance Group www.thehartford.com 7, 9

JUNE 1, 2020 INSURANCE JOURNAL | 85

Closing Quote Email Your Sale Goodbye

A By Kelly Donahue-Piro

‘For every new lead an agent needs to identify four lines of coverage they should review with the client.’

s an agent you must stop building sales processes around what is easy for you and start doing what is best to close the business and win the client to your team. One of the areas we battle with agents on is emailing the quote to clients. In my experience, when you email the quote you are basically telling the client to figure their insurance out all on their own. We create a price shopper because we have not provided the value of our expertise. We wanted to take this opportunity to identify how to break the addiction of emailing quotes.

Why Emailing Quotes Is Just Plain Wrong

A colleague of mine once said, “If you email a quote, just put the price in the subject line it will save everyone time.” And that is a true statement. Let us be honest — you just spent time on the phone with a client, collected their most private information and then emailed them a complicated quote to understand all on their own. My mother has no idea what water sewer backup is, so feeling overwhelmed she looks at the price and then decides if she will ever 86 | INSURANCE JOURNAL | JUNE 1, 2020

speak with you again. When we email a quote, we are asking the prospect to burn calories to understand what you are proposing to them. News flash! No one wants to spend time on their insurance. The easiest and least confusing agent generally wins. Now many people say to us, “People want to see the quote.” If they want to see it, they can ask for it or we can send it to them on the call or after the call. The bottom line is insurance is too complicated to email something off — and you cannot ask for the business quite the same way as a live call. Some agents refute this with the idea that they write a beautiful email explaining all the coverages … that no one reads and takes you 20 minutes. If you are truly working toward protecting your prospect, they deserve the opportunity to have a professional agent walk them through their options.

What to Do Instead

Some of you are reading this right now thinking — but no one wants to spend time on the phone. I email them and if they are interested, they call. That is not thinking like a salesperson! In our sales process we have key steps that help you guide your sale to success. One of them is the four and score method with three options. For every new lead an agent needs to identify four lines of coverage they should review with the client. You need to start thinking upfront about the other policies to plant some

seeds and remember you miss 100% of the shots you do not take right. What is the worst a prospect says — no (which means not right now!). Another winning sales strategy is to provide people options. When you give someone three coverage options you are presenting your sales an educational opportunity! When a lead is learning, you are winning. For many agents they are surprised at how many leads move forward with a tier or two higher in coverage. When you present it in a way that shows them value for a small investment more per month you earn their trust. So now imagine presenting four lines with three options via email. It is not pretty. Finally, to be a sales professional we need to set appointments with our clients. Every connection should lead with a clear and agreed upon next step. For you as an agent this means the lead is less likely to keep shopping and wait to hear what you have to present and for the client it means that there is a clear expectation. The biggest objections agents get today is being ghosted, not price. When someone just disappears, you must go back and review your process to drive results. Remember, doing what is right is not always the easiest plan but it does get you the best results. Donahue-Piro is founder and president of Agency Performance Partners. She has helped hundreds of insurance agencies boost revenues, profits and efficiency. INSURANCEJOURNAL.COM

Our Brokers Trust Us with Their Best Clients “The most important thing we can do to earn that trust is to perform. It is really easy to sell Safety National’s offerings because everyone here genuinely believes that we are providing the best products and services in the industry. I am able to tell people to trust us with their business because we live up to our promises.”

– Rob Leitner, SVP Business Development

Rob Leitner with members of Business Development

Proceed with Safety® ® Proceed with Safety

Workers’ Compensation: Excess • Large Deductible • Large Guaranteed Cost • Defense Base Act • TEXcess® Commercial Auto • Commercial General Liability • Umbrella / Excess Liability • Public Entity Liability • Cyber Risk Loss Portfolio Transfers • Self-Insurance Bonds

Expect big things in workers’ compensation. Most classes approved, nationwide. It pays to get a quote from Applied.® For information call (877) 234-4450 or visit auw.com. Follow us at bigdoghq.com.