Insurance Journal West 2022-07-18 by Insurance Journal

APPLIED PROTECTS THE TITANS OF INDUSTRY. ®

Accepting large workers’ compensation risks. Most classes. All states, all areas, including New York City, Boston, and Chicago. Few capacity and concentration restrictions. Simplified financial structure covers all exposures.

EXPECT THE WINNING DEAL ON LARGE WORKERS’ COMPENSATION. Call (877) 234-4450 or visit auw.com to get a quote.

July 18, 2022 • Vol. 100 No. 13

Contents

News & Markets

Special Report

‘Cautious Optimism’ for Cyber Buyers as More Focus on Risk Controls: Marsh

P/C Industry to Finish 2022 With Combined Ratio Over 100: S&P

Over 20 New E&S Entrants Reshaping Marketplace: RPS

6 Opening Note

4 | INSURANCE JOURNAL | JULY 18, 2022

Special Report: Green Building Investments Reach New Heights But Can Carrier Capacity Keep Up?

The Competitive Advantage: Insurance Company Surplus — A Tiny Primer

Spotlight: Mass Shooting Insurance Rates Jump as Incidents Rise

The Path to Growth for Smaller Agencies: Hire Producers Or Acquire Agencies?

2022 Excess, Surplus & Specialty Lines Directory, Vol. II

Beyond the Desktop: 3D Printing with Concrete

26 31

Robots May Reduce Physical Injuries But Raise Substance Abuse, Mental Health Issues

Departments

Idea Exchange

29 63 66

Closing Quote: How the American Data Privacy and Protection Act Will Increase Costs

10 Figures

11 Declarations

14 Business Moves

18 People

INSURANCEJOURNAL.COM

WINNING IN SMALL COMMERCIAL ISN’T ABOUT ONE THING.

IT’S ABOUT EVERYTHING.

From quote to policy issue and beyond, we’re committed to bringing you faster, easier and better – every day. We’re everything you need us to be. Visit TheHartford.com/everything to see it all.

PROPERTY | LIABILITY | WORKERS’ COMP | BUSINESS AUTO The Hartford® is Hartford Fire Insurance Company and its affiliated property and casualty insurance companies, 690 Asylum Avenue, Hartford, CT 06155. 22-SC-1320660 © April 2022 The Hartford

Opening Note Write the Editor: awells@insurancejournal.com

Chairman of the Board Mark Wells | mwells@wellsmedia.com Chief Executive Officer Joshua Carlson | jcarlson@insurancejournal.com

ADMINISTRATION / CIRCULATION

Inflationary Woes

.S. consumers see inflation continuing to rise in the year ahead but expect to see a more moderate pace over the medium to longer term. That’s according to the Federal Reserve Bank of New York’s Center for Microeconomic Data’s June Survey of Consumer Expectations, which polls more than 1,300 households. The survey showed that median one-year-ahead inflation expectations increased 6.8%, from 6.6% in May — that marked a new high for the survey. But the median three-yearahead inflation expectations decreased to 3.6% from 3.9%. The median five-year-ahead inflation expectations declined to 2.8% from 2.9%. The survey also revealed that home price growth expectations declined sharply, along with year-ahead spending growth expectations. The median expected change in home prices one year from now dropped sharply to 4.4% from 5.8%. This is the lowest reading of the series since February 2021, the New York Fed said. The decline, the second largest recorded in the survey’s series — second only to the sharp drop at the onset of the pandemic — was broad, based across age, education and income groups. The decline was largest in the West census region. According to an analysis by insurtech Policygenius, home insurance premiums are rising even faster than inflation. From May 2021 to May 2022, the price of goods and services increased 8.6% in the U.S. In the same time period, home insurance costs outpaced inflation in all but one of the states Policygenius analyzed, with 13 states seeing average premium increases more than 50% higher than the current inflation rate. During the same period, 90% of homeowners saw annual premium increases, which average 12.1% compared to a year ago. The average increase was $134, according to the Policygenius Home Insurance Pricing Report. The study was limited to the 25 states for which Policygenius had a statistically significant number of policies. In all, it looked at 8,698 active home insurance policies quoted for renewal from May 2021 to May 2022. In multiple states, Policygenius found that home insurance costs increased at more than double the rate of inflation. Over the past 12 months, home insurance premiums are up as much as 18.5% in Arkansas, 18.1% in Washington, and 17.5% in Colorado. New York was the only state in Policygenius’ analysis with a premium increase lower than the inflation rate, at 8%. Homeowners in New York saw the lowest increases at renewal since last year, with an average premium hike of $56. Oklahoma saw the largest premium increases, with policyholders seeing their premiums go up $257 on average. This isn’t great news as the New York Fed reported in its survey that the median expected growth in household income increased by just 0.2 percentage point in June to 3.2%. Perceptions about households’ current financial situations compared to a year ago deteriorated, with more respondents reporting being financially worse off. Respondents were also more pessimistic about their household’s financial situation in the year ahead, with fewer (more) respondents expecting their financial situation to improve (deteriorate) a year from now. Editor-in-Chief

‘Average home insurance premium increases were more than 50% higher than the current inflation rate.’

Andrea Wells

6 | INSURANCE JOURNAL | JULY 18, 2022

Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com Circulation Manager Elizabeth Duffy | eduffy@wellsmedia.com Staff Accountant Sarah Kersbergen | skersbergen@wellsmedia.com

EDITORIAL

Chief Content Officer Andrew Simpson | asimpson@insurancejournal.com Editor-in-Chief Andrea Wells | awells@insurancejournal.com East Editor Elizabeth Blosfield | eblosfield@insurancejournal.com Southeast Editor William Rabb | wrabb@insurancejournal.com South Central Editor/Midwest Editor Ezra Amacher | eamacher@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor L.S. Howard | lhoward@insurancejournal.com Columnists & Contributors Contributors: Neil Alldredge, Ken Crerar, Noor Zainab Hussain, Stephanie K. Jones, Amy O’Connor, Bob Rusbuldt, David A. Sampson, Christopher Sirota Columnists: Chris Burand, Tony Caldwell

SALES / MARKETING

Chief Marketing Officer Julie Tinney | jtinney@insurancejournal.com West Sales Dena Kaplan | dkaplan@insurancejournal.com Romeo Valdez | rvaldez@insurancejournal.com Kelly DeLaMora | kdelamora@wellsmedia.com South Central Sales Mindy Trammell | mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA, CT) Howard Simkin | hsimkin@insurancejournal.com Midwest Sales Lisa Whalen | (800) 897-9965 x180 East Sales (NY, PA and CT only) Dave Molchan | (800) 897-9965 x145 Advertising Coordinator Erin Burns | eburns@insurancejournal.com Insurance Markets Manager Kristine Honey | khoney@insurancejournal.com Sr. Sales & Marketing Coordinator Laura Roy | lroy@insurancejournal.com Marketing Administrator Alberto Vazquez | avazquez@insurancejournal.com Marketing Director Derence Walk | dwalk@insurancejournal.com

DESIGN / WEB / VIDEO

V.P. of Design Guy Boccia | gboccia@insurancejournal.com Web Team Lead Josh Whitlow | jwhitlow@insurancejournal.com Ad Ops Specialist Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Terrance Woest | twoest@wellsmedia.com Web Developer Jason Chipp | jchipp@wellsmedia.com V.P. of New Media Bobbie Dodge | bdodge@insurancejournal.com Videographer/Editor Ashley Waldrop | awaldrop@insurancejournal.com

ACADEMY OF INSURANCE

Director Patrick Wraight | pwraight@ijacademy.com Online Training Coordinator George Jack | gjack@ijacademy.com

SUBSCRIPTIONS:

Call (855) 814-9547

or visit ijmag.com/subscribe

Outside the US, call (847) 400-5951 Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published 22 times annually by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 100, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 202 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Media Group, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Dept, PO Box 708, Northbrook, IL 60065-9967 ARTICLE REPRINTS: Contact (800) 897-9965 x125 or visit insurancejournal.com/reprints

The best is

PROTECTION EXPERIENCE. Underwriting courage takes practice. For over 50 years, we’ve built a legacy of expertise and market leadership. From Main Street to Wall Street, we optimize solutions across an array of risks. Let’s talk. lexingtoninsurance.com/2022

Lexington Insurance and Western World, both AIG companies, are U.S.-based surplus lines insurers. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit www.aig.com. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Insurance products may be distributed through affiliated or unaffiliated entities. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. INTENDED FOR LICENSED SURPLUS LINES INSURANCE BROKERS ONLY. Copyright © 2022 American International Group, Inc. All rights reserved.

News & Markets ‘Cautious Optimism’ for Cyber Buyers as More Focus on Risk Controls: Marsh

hile the market for cyber insurance is expected to remain challenging “for the foreseeable future,” there is optimism for rate stabilization as organizations focus on cyber hygiene, according to broker Marsh. In a recent briefing, the broker said “steep rate increases of the past several quarters are moderating as attritional losses are better controlled and premium growth exceeds incurred losses.” Increased competition and new entrants in the cyber market, as underwriters gain confidence in pricing cyber risk, has additionally fueled what Marsh called “cautious optimism” for rate moderation during a time of high demand and an increase in first-time buyers. The frequency and severity of claims remained high among Marsh clients during the first three months of 2022, continuing a trend that has accelerated rate hikes even for accounts with no claims or good

8 | INSURANCE JOURNAL | JULY 18, 2022

cyber-risk controls. However, Marsh said lower rate increases are now being offered to companies that can demonstrate strong cyber hygiene as “underwriters become more selective about the risk they are willing to cover.” As companies continue improve cyber hygiene, insurers are “expected to calibrate their underwriting and pricing strategies on an account-by-account basis — rather than on a portfolio-basis — and reward clients with strong cyber hygiene.” “Companies that have not made the cybersecurity improvements deemed necessary by underwriters are still facing challenges to secure coverage, and when they do this tends to be significantly more expensive and subject to more restrictive terms and conditions, such as co-insurance, restricted ransomware and contingent business interruption coverage, and sub-limited or excluded coverage,” Marsh added.

Clients may be returning to the market for transfer solutions after the rate hikes seen over the last couple of years forced them to reconsider the levels of risk they can retain. Marsh said about of third of clients reduced cyber limits early this year, but the numbers went down “sharply” in March and April. Less than 10% of Marsh clients increased cyber limits during the first four months of 2022 and many continue to increase retention levels — by choice or due to limited coverage availability. Marsh said captives have increased in popularity, especially in the healthcare, financial services, retail and manufacturing industries. The number of captives writing cyber more than doubled at Marsh in the past five years. “Some are using captives for retention purposes when buying larger limits, while others are using it to offset a significant rate increase or fill in missing capacity in a program,” Marsh said.

INSURANCEJOURNAL.COM

Figures

50% The increase in reinsurance rates for many Florida property insurers this summer, according to reinsurance broker Gallagher Re. Reinsurance costs had been expected to rise about 20% after two years of turmoil and excessive litigation costs in the Florida market. But most reinsurers went further, declining to write some coverage and raising rates tremendously for others. Nationwide, reinsurance renewals on July 1 cost as much as 40% more for some carriers, Gallagher Re reported.

The number of Black former or current employees at Tesla that have filed a lawsuit against the electric car maker, alleging they were subjected to racial abuse and harassment at its factories. The workers said they were subjected to offensive racist comments and behavior by colleagues, managers, and human resources employees on a regular basis, according to the lawsuit filed in a California state court. The harassment occurred mostly at Tesla’s Fremont, California, factory, according to the lawsuit.

10 | INSURANCE JOURNAL | JULY 18, 2022

$400,000 The amount a Texas manufacturing company faces in penalties after a federal workplace safety investigation found that a temporary worker suffered serious injuries on Jan. 3, 2022, after being struck by a large mold. OSHA inspectors found that a similar injury had occurred at Armorock LLC’s Sulphur Springs facility in March 2021 on the same platform where employees fill molds with resin. Inspectors also said the employer’s poor housekeeping exposed workers to airborne concentrations of respirable crystalline silica, which put workers at increased risk of serious silica-related diseases including silicosis, an incurable lung disease that can lead to disability and death, lung cancer, and chronic obstructive pulmonary or kidney disease.

$1.6 Million The amount Coughlin Inc., a Vermont-based company that owns 10 McDonald’s franchise restaurants in Vermont and New Hampshire, will pay to settle a sex discrimination and retaliation lawsuit filed by the Equal Employment Opportunity Commission (EEOC), the state of Vermont, and the estate of a former employee. The EEOC’s lawsuit said employees at the Randolph, Vermont, McDonald’s location were subjected to a hostile working environment by a male night shift manager. The employer also retaliated against at least one employee by revoking her disability-related reasonable accommodation and forcing her to quit after she complained, the EEOC charged.

INSURANCEJOURNAL.COM

Declarations

Justice Breach

Official Acts?

No Excuse

“Given the sensitive nature of the data exposed and potential impact to those directly involved, I would expect a response in much less than 24 hours from notification to action.” — Tim Marley, a vice president for risk management at the cybersecurity firm Cerberus Sentinel, questioned the speed of the California Department of Justice’s response to the potential exposure of personal information of hundreds of gunowners on the agency’s website.

“It’s a complete violation of the Constitution. The judge is not the trier of facts.” — Attorney Hank Asbill, who helped write an amicus brief in the appeal of Greg Lindberg, a North Carolina insurance entrepreneur who was convicted of attempting to bribe the state’s insurance commissioner in 2018. The U.S. 4th Circuit Court of Appeals in June agreed with Asbill and ordered a new trial for Lindberg and his co-defendant John Gray. The court found that the lower court judge had erred in his instructions to the jury that replacing a deputy insurance commissioner with one more favorable to Lindberg’s business investments was an “official act.” The jury, not the judge, should decide what is an official act, the appeals court said.

“In the 21st century, there’s no excuse for companies to have poor cybersecurity systems and practices that hurt consumers.” — New York Attorney General Letitia James said in a statement after reaching an agreement with New York-based Wegmans over a data breach that exposed personal information of more than 3 million of the supermarket chain’s consumers nationwide. Wegmans agreed to pay $400,000 and upgrade its security practices. James said customers’ email addresses and Wegmans account passwords were exposed for about 39 months, while customers’ names, mailing addresses and data tied to their driver’s license numbers were exposed for about 30 months.

E&S Market Entrants

Amusement Park Tragedy

Plant Restart Uncertain

“In my 30-plus year career, I’ve never seen so many new market entrants come in within a few months of each other.” — Bill Wilkinson, president of the national casualty brokerage at wholesale broker Risk Placement Services (RPS), said in the broker’s U.S. Casualty Market Outlook. More than 20 new insurance companies and managing general agents have entered the excess and surplus marketplace over the last couple of years — and they may be more aggressive than incumbent insurers, according to RPS.

INSURANCEJOURNAL.COM

“Sadly, the tragic accident was the result of a number of extraordinarily unusual factors coming together.” — Guy R. Cook, the lawyer representing the family of 11-year-old Michael Jaramillo who died on a water ride at an Iowa amusement park a year ago. The family filed a wrongful death lawsuit in state court, alleging Adventureland Park in the Des Moines suburb of Altoona failed to properly maintain and repair its rides. Jaramillo was on the Raging River ride at the park on July 3, 2021, when the raft carrying all six family members flipped, trapping them beneath the water. Jaramillo drowned and other family members were injured. The lawsuit claims the park continued to operate on the day of the accident despite reports of serious problems.

“Continued operation of Freeport’s LNG export facility without corrective measures may pose an integrity risk to public safety, property or the environment.” — The U.S. Pipeline and Hazardous Materials Safety Administration said in a preliminary report that the second-biggest U.S. liquefied natural gas export facility, which was hit by fire, will not be allowed to repair or restart operations until it addresses risks to public safety. The June 8 blast and fire knocked out Freeport LNG’s 15 million-tons-per-year Quintana plant. The root cause analysis of the fire likely will delay a partial restart of the plant for 90 to 120 days, and could delay a full restart, analysts said.

JULY 18, 2022 INSURANCE JOURNAL | 11

News & Markets P/C Industry to Finish 2022 With Combined Ratio Over 100: S&P

or the first time since 2017, the calendar-year combined ratio for the property/casualty industry will eclipse 100 in 2022 due to inflation, according to S&P Global Market Intelligence. “We expect that growth rates in the commercial lines will pull back from 2021’s torrid pace of 13.6%, but any retreat will be mitigated by upward pressure on personal lines premiums. The personal lines segment should see overall growth and increases in rates due to the negative impact of supply chain-induced inflation on claims costs,” wrote Tim Zawacki, lead insurance analyst. “Our outlook anticipates a return to a sub-100% combined ratio in 2023, but factors such

as persistent inflation and the U.S. economy potentially slipping into recession create considerable uncertainty.” S&P’s U.S. Property & Casualty Insurance Market Report projected an increase of 0.9 percentage points in 2022 for a combined ratio of 100.4 on a year-over-year basis. The report cites the effects of COVID-19 to the global supply chain, especially to private passenger auto. Inflation on vehicle repair and replacement costs in auto caused a combined ratio of nearly 101.5 in 2021 from 92.5 in 2020, when the line of business was responsible for keeping the overall P&C combined ratio below 100. This year, auto will “push the

overall combined ratio into the red,” Zawacki said. Without results from private auto, the overall P/C combined ratio would be 3.2 points lower. S&P said it looks to the homeowners line for better results due to rate hikes and growth in replacement-cost values. Also, some risk in

hurricane-prone regions moved into state run residual markets. After its best result since 2015 with a combined ratio of 96.1 in 2021, commercial lines are projected to record a 96.3 combined ratio in 2022, with growth in direct premiums written of more than 10.5%.

Over 20 New E&S Entrants Reshaping Marketplace: RPS By Chad Hemenway

holesale broker Risk Placement Services (RPS) said more than 20 new insurance companies and managing general agents have entered the excess and surplus marketplace over the last couple of years — and they may be more aggressive than incumbent insurers. “In my 30-plus year career, I’ve never seen so many new market entrants come in within a few months of each other,” said Bill Wilkinson, president of the national casualty brokerage at RPS, in the broker’s U.S. Casualty Market Outlook. Wilkinson said new E&S players do not have legacy issues and may be in a good

position to gain accounts as future so-called nuclear verdicts return as a major concern since courts are just revving back to normal following closures from COVID-19. “Many believe that future nuclear verdicts awards could be higher, putting further financial strain on long-time E&S casualty insurers,” Wilkinson added. Starting late 2021, RPS said incumbent carriers began losing accounts to the new E&S

12 | INSURANCE JOURNAL | JULY 18, 2022

capacity providers. “Now brokers are the ones driving application displacement in the market, restructuring towers in an effort to reduce pricing increases that incumbent carriers continue to push,” said Adam Mazan, vice president of RPS’ Pacific region. One RPS broker quoted in the report said he went to the market after an incumbent came back with a significantly high renewal price on an excess umbrella policy. One new market entrant came back with a quote 30% less. Wilkinson

said the new insurers have been cautious with limits, with caps often at $5 million and as low as $1 or $2 million within the lead $5 million. RPS said towers will continue to involve more carriers than a few years ago, with competition improving after $10 million in coverage. With underwriters stretched by the rise in submissions as accounts shop, Mazan said to “be prepared for underwriting submission bottlenecks.” The accounts that provide the best information to insurers typically get moved to the top of the pile, RPS said, adding that an early renewal process has always been a good strategy but it is more important than ever in 2022. INSURANCEJOURNAL.COM

Bring on the Future When things get rough, it becomes easier to see what’s important. For us, it is relationships. Before insurance can be about handling risks, it has to be about relationships. Without partners you trust and clients who trust you, the insurance business is just too risky. To all our carriers, partners and clients, it is because of you we can say:

Bring on the future.

We’ll cover it.

Business Moves agency, Byfield Insurance Agency Inc., both offering personal and small business coverage. Cross Insurance has grown through the acquisition of more than 120 insurance agencies throughout the Northeast. The company now has more than 1,000 employees in Maine, New Hampshire, Rhode Island, Massachusetts, Connecticut, New York and Florida.

Midwest National

Vertafore, MGA Systems

Insurance technology vendor Vertafore reports it has acquired MGA Systems, a provider of software for managing general agencies based in Melville, New York. Vertafore said the acquisition gives its customers access to policy administration and rating programs that will be integrated into Vertafore’s suite, strengthening Vertafore’s offering for MGAs. MGA Systems, headed by John Bennis, provides two products. IMS is a management system with a suite of policy administration and back-office functionality customizable to specific client needs, and NetRate is an ISO-based rating platform. MGA Systems merged with NetRate Systems in 2020. The company says it builds software programs that fit each client’s needs and budget. The deal comes following Vertafore’s acquisition of AgencyZoom last year.

East

ReSource Pro, towerIQ

Insurance business services firm ReSource Pro reports it completed the acquisition of towerIQ, a property/casualty insurance focused technology platform designed to streamline workflows and capture market data. ReSource Pro said the addition of the insurtech will allow its clients to optimize their data collection and improve their productivity, especially across middle to large market, complex and specialty 14 | INSURANCE JOURNAL | JULY 18, 2022

commercial accounts. The towerIQ cloud platform offers communication, data insights, and exposure gathering for the commercial insurance industry. The firm was founded by Adam Demos and Dan Hurwitz. TowerIQ CEO Demos will continue to lead the towerIQ team as a director with ReSource Pro, joined by towerIQ’s current staff. According to Epstein, further investments in the towerIQ team are expected in the months ahead. The transaction closed on June 24, 2022. KBW acted as financial advisor to towerIQ in the transaction. ReSource Pro provides business process management, strategic advisory services, management, digital and organic growth consulting, training, and compliance services.

Cross Insurance, Northern Benefits

Maine-based insurance agency, Cross Insurance, reported its acquisition of Northern Benefits of Massachusetts. Northern Benefits, based in Marlborough, specializes in customized benefits brokerage and compliance awareness for small and mid-sized companies in Massachusetts. Northern Benefits offices will remain in Marlborough while operating as part of Cross Insurance, Coastal Region. Jay Sinacole and Allan Nassif of Northern Benefits will remain with the office. In April, Cross Insurance announced the acquisition of Newburyport, Massachusetts-based Harold Humphrey Insurance Agency Inc. and its sister

Marsh & McLennan, CS Insurance Strategies

Marsh & McLennan Agency LLC acquired CS Insurance Strategies based in Chicago. CS Insurance Strategies was founded in 2009 by Charles Smith, creating a minority-owned brokerage providing employee health and benefits, business insurance, and risk management consulting services to organizations across the U.S. CS Insurance Strategies has expertise in municipal, non-profit and minority-owned business. All 10 of its employees will join Marsh McLennan Agency.

Hilb Group, Howe-LaGrange and Reick Insurance Agencies

The Hilb Group announced it has acquired Indiana-based Howe-LaGrange Insurance Agency and Reick Insurance Agency, expanding the company’s growing presence throughout Indiana and the Midwest. Based in LaGrange, Indiana, HoweLaGrange and Reick Agencies have served the area for nearly 140 years — dating back to 1883 — developing a strong reputation of integrity and professionalism while providing broad property/casualty offerings for their clients in both commercial and personal lines. Agency Principal Lou Zabona and his team of insurance professionals will join the Hilb Group’s Midwest regional operations. The Hilb Group is a property/casualty and employee benefits insurance brokerage and advisory firm headquartered in Richmond, Virginia.

continued on page 16 INSURANCEJOURNAL.COM

Partner with Prime SPECIALTY LIABILITY SOLUTIONS, PRIMARY & EXCESS

WITH US, YOU HAVE….

To learn more visit www.primeis.com

> Specialty Liability Solutions, Primary & Excess

> Specialty Coverage offered in all 50 States, with same date quotes when needed > General Liability including Professional Liability & Completed Operations/Products > Directors & Officers Liability > Commercial Auto, including Trucking > Property Coverage > Risk Management & Superior Claims Results For latest ratings, access www.ambest.com

Scan the QR code to learn more

40+ Years of Experience

Prime Insurance Company (“PIC”) is an excess and surplus lines insurance company, which is domiciled in the State of Illinois and has its principal place of business in Sandy, UT. Full disclaimer at www.primeis.com/legal.

Business Moves continued from page 14

Southeast First Light, NTIS

First Light Program Managers, a Floridabased managing general agency that specializes in transportation and marine sectors, has acquired NTIS Transportation Insurance Services. NTIS, a Las Vegas-headquartered wholesaler and MGA specializing in trucking insurance, was founded in 2014 by Brett Moore. First Light offers products throughout the United States.

West

Arthur J. Gallagher, Surety Associates of Southern California

PCF, United Underwriters

PCF Insurance Services acquired Utahbased property/casualty managing general agent United Underwriters. United Underwriters provides agencies across the western United States with P/C

E XC E S S & S U R P LU S L I N E S

Arthur J. Gallagher & Co. acquired La Mesa, California-based Wrightman Inc.,

doing business as Surety Associates of Southern California Insurance Services. Cyndi Beilman and her associates will continue to operate from their current location under the direction of Scott Firestone, head of Gallagher’s Southwest region retail property/casualty brokerage operations. SASC is a surety bond agency serving clients across California, Arizona and Nevada. Arthur J. Gallagher is an global insurance brokerage, risk management and consulting services firm headquartered in Rolling Meadows, Illinois.

MGA services and programs including homeowners, renters, dwelling, commercial, personal umbrella, earthquake and auto insurance. Lehi, Utah-based PCF is a consultant and insurance brokerage firm offering services including commercial, life and health, employee benefits, and workers’ compensation.

Alera, Compensation Works

Alera Group acquired Compensation Works in Washington. The Compensation Works team will continue serving clients in their existing roles. Compensation Works is a national compensation company providing services that support business strategies and human capital initiatives. Alera Group is an independent national insurance and wealth services firm.

Visit us today. northfieldins.com

Hard-to-place business? Head north. For over 40 years, NORTHFIELD, a Travelers company, has been a home to businesses that don’t fit into the standard lines marketplace. Northfield offers coverage for hard-to-place business through our appointed Excess & Surplus Lines wholesalers. We provide the advantages that make a difference in quoting new business and winning it. And as a Travelers company, our A++ rating* for financial strength and stability provides confidence and security – a difference few other carriers can match.

* A.M. Best’s rating of A++ applies to certain insurance subsidiaries of Travelers that are members of the Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M. Best and other rating services, visit travelers.com. Ratings listed herein are current, are used with permission, and are subject to changes by the rating services. For the latest rating, access ambest.com. Nothing stated herein aﬀects the terms, conditions and coverages of any insurance policy issued by Northfield or its affiliates, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy. The information in this document is provided for general informational purposes and does not constitute an oﬀer to sell or a solicitation. The information is for surplus lines licensees only. Advertising of surplus lines products may be restricted by state law; surplus lines licensees are responsible for compliance with all such laws. Northfield is a U.S. based surplus lines insurer, operating in all states except IA, MA and MO. State law requires notification that Northfield is not licensed in California or New York. © 2021 The Travelers Indemnity Company. All rights reserved. BNFAD.000B-P Rev. 10-21

16 | INSURANCE JOURNAL | JULY 18, 2022

INSURANCEJOURNAL.COM

YOUR NICHE MAY BE SMALL BUT PROTECTING IT IS A BIG DEAL. Often, it’s the small things that need the most protection from outside forces. That’s why PHLY Excess & Surplus Solutions offers coverage for even the smallest niches like plumbing, taverns, machine shops, environmental contractors, commercial real estate, vacant properties, manufacturers, and flea markets. Even landscaping. PHLY E&S Solutions. Uniquely packaged to make a big difference, even in your small niche.

800.873.4552 PHLY.COM

CONTRACTING I ENVIRONMENTAL I EXCESS I HOSPITALITY I MANUFACTURING I REAL ESTATE I RETAIL Philadelphia Insurance Companies is the marketing name for the property and casualty insurance operations of Philadelphia Consolidated Holding Corp., a member of Tokio Marine Group. All admitted coverages are written by Philadelphia Indemnity Insurance Company. Coverages are subject to actual policy language.

People National

Making changes to its executive management structure, Safety

National Casualty Corp. moved Duane Hercules

from president to CEO. Duane Hercules Mark Wilhelm, formerly chairman and CEO, became executive chairman. Hercules will provide leadership to develop, execute and achieve strategic business objectives and goals. He shares responsibility for company business operations and financial results with Wilhelm and will be responsible for advancing the company’s mission while preserving and enhancing its reputation and culture. Moving into the role of president is John Csik, formerly the chief operating officer (COO) and chief financial officer (CFO). He will be responsible for directing all insurance and reinsurance operations. Cyndee Morton, formerly executive vice president (EVP) of operations and chief innovation officer, was named COO and CIO. Gus Aivaliotis, formerly EVP and chief underwriting officer (CUO), will continue as chief underwriting officer and add executive management oversight of the Credit Risk Department. Tom Grove, formerly EVP and chief business development officer, was named chief client officer. . Steve Divine, formerly SVP Finance and chief accounting officer, became CFO. Seth Smith, formerly EVP Underwriting, became EVP and CUO – Insurance Underwriting. Nick Kriegel, formerly SVP and general counsel, was named SVP of operations and general counsel.

Lockton named M. Machua Millett as chief innovation officer and alternative investment practice leader within its Lockton Financial Services (LFS) unit. He is based in Boston. He joins Lockton from Marsh, where he spent 12 years, most recently as chief innovation officer in the company’s FINPRO Practice. At Marsh, Millett helped to create a number of innovative insurance coverages, including products focused on wage and hour liability, regulatory investigation costs, intellectual property 18 | INSURANCE JOURNAL | JULY 18, 2022

infringement liability, reputational risk, SPAC and de-SPAC transactions and others.

Applied Financial Lines, an affiliate of Applied Underwriters Inc., formed a cyber risk insurance unit to be co-led by Vice President Lauren Markowski and Vice President Vincent Regina. The new unit will offer cyber and technology errors & omissions (E&O) excess liability in the U.S., EU and Israel. Markowski and Regina join Applied Financial Lines from CelerityPro, where they helped launch and manage cyber and professional liability lines business. Markowski has 20 years of professional liability experience at the reinsurance and primary levels. Prior to her role at CelerityPro, she helped manage the cyber liability treaty portfolio at Transatlantic Reinsurance Co.

East

David W. Sponic has been named senior vice president of personal lines by Donegal Insurance Group. Sponic succeeds Jeff Jacobsen, who the company said will transition into an advisory role leading up to his retirement in early 2023 after more than 40 years in the insurance industry – including three decades with Donegal. Sponic previously led Donegal’s personal lines marketing and home office underwriting operations. He began his career with Donegal in 1990 as a personal lines underwriter. He will be based in Donegal’s Marietta, Pennsylvania, home office. Specialty insurance broker Risk Strategies added Amanda Mullan as chief

human resources officer. Mullan has more than 20 years of experience leading human capital initiatives. Most recently she was senior vice president and chief human resources officer at New Jersey Resources (NJR). Prior to NJR, Mullan served as director and senior vice president of human resources in North America for insurance broker Willis Group Holdings. She has also held senior human resource leadership roles at Dun & Bradstreet, Realogy Title Group and Prudential.

Midwest

Zurich North America named Gerald Chiddick as regional executive for the

Midwest region. He will report to Carl Sutter, head of distribution and regional management. As a regional executive, Chiddick will be responsiGerald Chiddick ble for executing Zurich’s business strategy for the Midwest region, including delivering plans for strategic growth, profitability and operational excellence, and building strong relationships with Zurich’s customers and distributors. Chiddick rejoined Zurich in 2021 as U.S. middle market head of real estate, retail and hospitality. He previously served as the vice president of marketing for Amerisure, where he also held roles in product and business development.

Deerfield, Illinois-based Alera Group named Steve Kreuger as senior vice president, carrier partnerships. Kreuger will be responsible for creating and maintaining all employee benefits carrier partnerships at Alera Group. He has more than 25 years of experience in the insurance industry. Prior to joining Alera Group, Kreuger was general manager and market growth leader at Cigna.

South Central

The Gray Insurance Company named Borne “Paul” Boudreaux III president of

the company, effective July 1. In his new position, he will take a more active role in the company’s long-term strategic objectives and oversight of budgeting, capital allocation, and financial activities. He will also continue to oversee daily operations. As president, Boudreaux succeeds Michael T. Gray, who will remain with the company as chairman of the board of The Gray Insurance Company and president of Gray & Company Inc.

Beacon Hill Associates, a division of Specialty Program Group LLC and its underwriting division, PartnerOne Environmental, added two new team INSURANCEJOURNAL.COM

members — Justin Radcliffe as vice president and South Central regional manager and Brittany Skiles as senior underwriter. Radcliffe brings over a decade of experience in the commercial insurance brokerage space, most recently focusing on energy industry related risks. Skiles has 16 years of experience in environmental insurance and will be underwriting, quoting, and binding new & renewal business for agents and brokers across the country.

Southeast

McGriff Insurance Services, a retail insurance broker based in Huntsville, Alabama, named Bud Curtis vice president and alternative risk business development manager. Curtis has 45 years’ experience with alternative risk and captive insurance. He will work to promote captive programs and other risk-transfer plans. He is a member of the Tennessee Captive Insurance Association and serves as a board member for several risk retention groups. Irvine, California-based Alliant Insurance Services hired employee

benefits consultant Andrew Fox, in Orlando, Florida, as vice president. Fox has extensive experience working with insured and self-insured organizations in the public and private sectors. National insurance broker Risk Strategies named Jason Ellison employee

benefits leader for its national health care practice. Ellison, who previously was a senior vice president at Gallagher for health and welfare consulting, will work to coordinate two of Risk Strategies’ national practices – employee benefits and health care – and expanding the model to other areas. He is based in Nashville.

West

Monterey, California-based Capital Insurance Group named Victor Foggie director of field operations. Foggie will oversee CIG’s regional field executives in addition to the home office commercial lines unit. He will oversee production in CIG’s four regions: Northwest, Southwest, Northern INSURANCEJOURNAL.COM

California and Southern California. Foggie’s previous role as Southwest regional field executive is being filled by Chuck Scheiner. Scheiner has 30 years of property/casualty insurance experience. Victor Foggie

CIG is underwritten by its affiliate companies: California Capital Insurance Company, Eagle West Insurance Chuck Scheiner Company, Nevada Capital Insurance Company and Monterey Insurance Company.

From your vision To your reality Your business was destined for bigger things, and CIBC is the bank with expert advice and tailored solutions to help make those dreams become reality. Because for over 150 years, we’ve helped clients like you go from where they are, to where they want to be. COMMERCIAL BANKING CAPITAL MARKET PRIVATE WEALTH

cibc.com/US The CIBC logo is a registered trademark of CIBC, used under license. ©2022 CIBC Bank USA. Banking products and services offered by CIBC Bank USA. Member FDIC. This ad is not to be construed as an offer to buy or sell any financial instruments.

JULY 18, 2022 INSURANCE JOURNAL | 19

Special Report: Green Building & Energy Green Building Investments Reach New Heights But Can Carrier Capacity Keep Up? By Amy O’Connor

ncreased interest in creating more energy efficient, resilient buildings is expected to fuel growth in the green construction industry, particularly as the government looks to spur investment in these projects through new incentives. But insurance specialists in the space say supply chain disruptions and a lack of qualified labor, as well as the unknown exposures of newer construction materials, could limit coverage capacity, as well as hinder or delay projects. “Current shortage of materials and skilled labor add to long-term challenges around new design, materials and building methods driven by sustainability and net zero strategies,” Allianz Global Corporate & Specialty said in its recent “Managing the New Age of Construction Risk” report. From vegetative roofs to mass timber buildings to advanced solar panel technology, the green building space is evolving rapidly. While the green building concept itself isn’t new, said Alicia Pavelko, head of Construction Innovation and Sustainability at Zurich North America, new technology, materials and construction methods bring unforeseen risks. “The vast majority of the new ‘sustainable’ or ‘green energy’ production plants being built are utilizing new and emerging technology. The underwriters and carriers do not have the luxury of years of

rigorous testing and use to see how the product performs and what delineates a good versus a bad risk,” she said. As such, insurers are taking a more conservative approach to deploying capacity in this space, Pavelko said, and are “being prescriptive with the use of amendatory endorsements to protect themselves from unanticipated catastrophic exposure.” Blanca Berruguete, Global Industry Solutions director for Construction at AGCS, said green buildings are tailormade compared with those using conventional construction where everything has been done the same way for years and the risks are known. AGCS sees green construction as the way forward and is committed to the space in terms of coverage and capacity, Berruguete said. However, brokers are still struggling with large risks that require multiple carriers to fulfill the needed capacity. “Not every company can deploy capacity for complex risks, where the material is unknown or where claims are massive,” she said. “Capacity in this insurance market is very hard to find these days.” Business interruptions caused by material damage

20 | INSURANCE JOURNAL | JULY 18, 2022

have led to many costly and complex claims in green building construction, Berruguete said. These claims create two issues for carriers — the expense of replacing the damaged material and the amount of time it takes to replace that material, especially given current supply chain issues, she noted. “The insurance company pays when your activity is stopped and sometimes that cover is far more expensive than the material damage itself because you have had to stop work at your site,” she said. Fines imposed by government regulators can also increase the cost of these claims. That’s why it’s critical for insurers to look at the entire lifecycle of a project and understand how a green building project may differ from

one using traditional and proven means and methods, said Pavelko, adding, “the details matter.” David Laks, vice president/ Eastern Canada manager for Hub International’s Risk Services Division, said carriers

are scrutinizing all construction projects more closely, not just green building. But he does see underwriters becoming more comfortable with certain types of green building projects that at one time were very hard to insure, such as vegetative or “green” roofs. These are designed to reduce a building’s energy consumption, catch stormwater run-off and provide noise reduction, according to Hub. Carrier appetites for green building projects are generally dependent on the situation, he said. “There’s a lot more scrutiny put on a retrofit than on a green installation on a new build … because there’s other aspects you have to look at,” Laks said. From an exposure perspective, AGCS views certain new building materials or methods of construction it isn’t familiar with as “prototypes,” Berruguete said. Underwriters work closely with brokers and clients to learn about the new method of construction or material before they will be comfortable insuring the risk. “There’s always this collusion when it comes to exposure and innovation,” she said. “The more information clients can share with us, the better we can understand what they’re doing.” That partnership is critical to providing better policy terms and conditions, she said. “Right now, challenges are everywhere for construction because it is booming,” she said. “What we need to know, as insurers, is more about the INSURANCEJOURNAL.COM

‘There’s always this collusion when it comes to exposure and innovation’ clients. The more you can tell me about what you’re doing to confront all these challenges, the more assurance I can have to deploy massive capacities. It’s a trust relationship.”

Federal, Local Regulations

While carriers are approaching the risk cautiously, government efforts to modernize building codes, as well as the recently passed $1 trillion infrastructure package, will be a boon to the sector, experts say. “Investments in infra-

INSURANCEJOURNAL.COM

structure and energy, along with rising populations in emerging markets, support a growth outlook. … A shift to electric transport will require investment in new plants, battery manufacturing facilities and charging infrastructure. Buildings not only will be expected to improve their carbon footprint, but will also require improved coastal and flood defenses, and sewage and drainage systems,” the AGCS report states. The National Initiative to Advance Building Codes,

introduced in June by the Biden Administration, is one such initiative that seeks to fuel additional investment in the adoption of sustainable building materials and resources. The administration said it hopes to incentivize communities to adopt the latest building codes developed by the International Code Council (ICC) and other organizations. The newer codes are designed to encourage the building of more energy efficient and resilient structures. Green building insurance

specialists say they believe the overall impact of this initiative will be positive for the green construction sector, and society in general. “Many project owners and contractors simply ‘build to code’ without putting the time and resources into truly understanding the lifecycle of a building and how to optimize the building’s resilience and performance, not only today, but well into the future,” said Zurich’s Pavelko. “The new code will begin to standardize

continued on page 23

JULY 18, 2022 INSURANCE JOURNAL | 21

Product manufacturing

Real Expertise. Real Specialization. From property and casualty to personal lines, our excess and surplus team specializes in complex and hard-to-place risks with tailor-made solutions that work.

A+

AM Best FSC XV

Standard & Poor’s

(12/22/2021)

(5/7/2021)

Fortune

100 Company

Excess & Surplus Experience our expertise: nationwide.com/experience Products unavailable except through a licensed surplus line broker. Availability varies by state. Policy eligibility is subject to underwriting qualifications and approval by the insurer writing the policy. Insurance products underwritten by eligible surplus lines insurer affiliates of Nationwide Mutual Insurance Company, One Nationwide Plaza, Columbus, Ohio, 43215-2220, including Scottsdale Insurance Company (unlicensed except in AZ, DE and OH), Scottsdale Indemnity Company (unlicensed in AZ and DE), or Scottsdale Surplus Lines Insurance Company (unlicensed except in AZ and NJ). Scottsdale Surplus Lines Insurance Company is not an eligible surplus lines insurer in CA. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. AM Best A+ (12/2021, The second highest of 16 ratings). Standard & Poor’s A+ (5/2021, The fifth highest of 21 ratings). ©2022 Nationwide.

is on your side

Special Report: Green Building & Energy continued from page 21 sustainability and resiliency in structures that otherwise would continue to be built by traditional means.” As new regulations and energy efficient requirements become more prevalent, the industry must work together to come up with solutions that benefit development and adaptation of green building projects, Pavelko said. Zurich currently offers up to $50 million in capacity on qualified mass timber projects, a new type of wood that is believed to be more sustainable and a low-carbon alternative to steel, and is making investments in alternative energy, Pavelko said. The carrier is “actively refining our strategy to provide the significant capacity and broad array of coverage amendments to support the exposure. “We all have a vested and shared commitment to the health of our climate and economy. Brokers, insurers, manufacturers, suppliers and construction companies must work together to properly identify,

National Initiative To Advance Building Codes

he Biden Administration said in June that The National Initiative to Advance Building Codes is designed to “boost resilience to the impacts of climate change, lower utility bills for homes and businesses, and prioritize underserved communities.” The initiative includes: • Ensuring that federally supported housing and other building projects follow the latest building codes. • Providing outreach, technical assistance, and capacity to support communities in adopting current building codes. • Providing federal funding incentives that rewards jurisdictions for adopting and enforcing modern building codes. • Updates to agency programs to incorporate the newer codes, including requiring resilience and energy efficient standards on new construction or rehabilitated properties that received recent grant disaster recovery funds.

INSURANCEJOURNAL.COM

quantify and appropriately transfer these new and emerging risks,” Pavelko said. Laks said as green building technology and regulations continue to evolve, the insurance market will have no choice but to adapt and grow. “By force, there is

going to be more and more green building and there’s going to need to be more capacity for coverage,” he said. “[Carriers] are going to have to adjust and go for it. If they don’t, there’s going to be someone down the road that will jump in.”

“Nautilus is a true partner and has earned my trust. There are many E&S carriers, but it’s rare to find one with the same charisma and drive that keeps service and relationships its central focus. What other companies can’t do, Nautilus has.” Danielle S. Wade, CPCU, CIC President & CEO Jackson Sumner & Associates

VIGOR Contact Nautilus today.

Commercial Excess | Crime General Liability | Inland Marine Privacy Breach | Property www.nautilusinsgroup.com 800.842.8972 Nautilus Insurance Group products and services are provided through various Surplus Lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed Surplus Lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus Lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. ©2022 Nautilus Insurance Group. All rights reserved. 07 | 22

JULY 18, 2022 INSURANCE JOURNAL | 23

News & Markets Robots May Reduce Physical Injuries But Raise Substance Abuse, Mental Health Issues

utomation enhances industry, but it’s harmful to the mental health of its human co-workers. A University of Pittsburgh study suggests that while American workers who work alongside industrial robots are less likely to suffer physical injury, they are more likely to suffer from adverse mental health effects — and even more likely to abuse drugs or alcohol. These findings come from a study published in Labour Economics from Pitt economist Osea Giuntella, along with a team that included Pitt colleague Rania Gihleb, an assistant professor in the Department of Economics, and Tianyi Wang, who is in a post-doctorate program after earning his PhD at Pitt. “There is a wide interest in understanding labor market effects of robots. And evi-

dence of how robots affected employment and wages of workers, particularly in the manufacturing sector,” said Giuntella, an expert in labor economics and economic demography and an assistant professor in the Department of Economics in the Kenneth P. Dietrich School of Arts and Sciences. “However, we still know very little about the effects on physical and mental health. On one hand, robots could take some of the most strenuous, physically intensive, and risky tasks reducing workers’ risk. On the other hand, the competition with robots may increase the pressure on workers who may lose their jobs or forced to retrain. Of course, labor market institutions may play an important role, particularly in a transition phase.” The study utilized data from workplaces

and organizations on workplace injuries in the United States to find that a one standard deviation increase of robot exposure in a given regional labor market results in a reduction of annual work-related injuries. Overall, injuries were reduced by 1.2 cases per 100 workers.

‘On one hand, robots could take some of the most strenuous, physically intensive, and risky tasks reducing workers’ risk. On the other hand, the competition with robots may increase the pressure on workers who may lose their jobs or forced to retrain.’ Meanwhile, United States areas with more people working alongside robots had a significant increase of 37.8 cases per 100,000 people in drug or alcohol related deaths. In addition, communities working alongside robots saw a slight increase in suicide rate and mental health issues. In addition to U.S. businesses, the researchers investigated the effects of robotics on workers in Germany. Both countries’ employees experienced a decrease in physical injury risk with a greater exposure to robotics in the workplace, with Germany sustaining a decrease in injuries of 5%. Interestingly, the team found differing results regarding mental health. While an increase in U.S. exposure to robotics resulted in more adverse mental health effects, German workers saw no significant mental-health change when exposed to robotics. These findings then beg the question: Why does American automation at work seem to result in much more negative outcomes than in Germany? “Robot exposure did not cause disrup-

24 | INSURANCE JOURNAL | JULY 18, 2022

INSURANCEJOURNAL.COM

tive job losses in Germany; Germany has a much higher employment protection legislation,” Giuntella said. “Our evidence finds that, in both contexts, robots have a positive impact on the physical health

INSURANCEJOURNAL.COM

of workers by reducing injuries and workrelated disabilities. However, our findings suggests that, in contexts where workers were less protected, competition with robots was associated with a rise in mental

health problems.” Giuntella has studied the effects of robotics on the workforce before, with a 2021 study published in The Journal of Human Resources. This previous research focused on the effects of robotics on economic stature, marital status and marital fertility of men. “There has been an intense debate on the effects of robotics and automation on labor market outcomes, but we still know little about how these structural economic changes are reshaping key life-course choices,” Giuntella said after that 2021 publication. With the findings of this 2022 study, the researchers said they believe that the development of robotics can lead to even more destructive results in workers’ lives than physical injury and that labor market institutions are an important mediator of the negative effects of robots on mental health.

JULY 18, 2022 INSURANCE JOURNAL | 25

Spotlight: Active Shooter Mass Shooting Insurance Rates Jump as Incidents Rise

By Noor Zainab Hussain

he cost of buying insurance protection against mass shootings has spiked more than 10% in the United States this year following a string of deadly events, insurers said. The United States witnessed 293 mass shootings so far this year, according to a report by the Gun Violence Archive that defines them as any event involving the shooting of four or more people other than the assailant. That compares with 309 the same period last year, but is sharply up from 240 in 2020. Demand for such insurance has risen following recent shootings, including the murder of 19 children and two teachers at a Texas elementary school in May, the worst school shooting in the U.S. in nearly a decade. Active shooter insurance typically covers victim lawsuits, building repairs, legal fees, medical expenses and trauma counseling. “The number of inquiries we’ve been receiving over the last few weeks have definitely spiked … we haven’t been as busy as this ever before,” said

Chris Parker, head of political violence and deadly weapons protection at Lloyd’s of London insurer Beazley. Parker said the insurer had seen a 25% jump in revenue so far this year for its deadly weapon policy, with a 30-35% jump in inquiries and a 10%15% increase in rates, driven by the rising number and severity of gun attacks. He said clients were now buying insurance to cover themselves for $5-10 million in losses, compared to $1-3 million four years ago. Policyholders typically can pay tens of thousands of dollars for $1 million in coverage. Beazley’s clients include schools, municipalities, houses of worship, bars and restaurants. Other buyers include organizers of events such as marathons, rodeos, livestock shows, concerts, Fourth of July parties and Pride marches. Beazley is one of the biggest players in the space along with other Lloyd’s of London insurers, sources said. There has been an uptick in violent attacks at hospitals and healthcare institutions as families of people who lost their lives to the pandemic look

26 | INSURANCE JOURNAL | JULY 18, 2022

for someone to blame, insurers said. Inflation is also seen as a driver of violent acts as the cost of living rises. Chris Kirby, head of political violence coverage at insurer Optio, said demand for the insurance typically rises after major attacks. “This was the case post 9/11, and was the same following the rioting and violent civil disturbances that have taken place over the last few years in the U.S., and we are seeing the same increase in demand following the recent spate of mass shootings.” Church Mutual, a leading insurer of religious organizations in the United States, said it had seen a 10-15% rise in inquiries around armed intruder and mass shootings and an increase in requests for services. Church Mutual has seen more demand for its “Pull for police device,” which allows a customer to pull a tab, triggering a signal to law enforcement that there’s an armed intruder event. Church Mutual clients also include food banks and childcare centers.

‘More Exorbitant’

The price of an active shooter insurance policy varies according to location, safety protocols and the gun laws of the state of residence. Insurers are already charging schools, healthcare institutions and retail establishments more for cover and prices in general are 5% to 10% higher than last year, said Tarique Nageer, managing director, terrorism and political violence at insurance broker Marsh. However, the majority of organizations do not have insurance against such attacks. “The increase could get more exorbitant if any of the institutions that may have had experiences of active shooter losses or claims had insurance,” Nageer said. Insurance buyers said they need to argue hard to keep a lid on rates. “You can generally aim to minimize rate increases through thorough and pointed negotiations, and reminding underwriters that this is a competitive market,” said Scott Feltham, group insurance manager for catering group Compass.

News & Markets California County Paying $8.1M for Unarmed Man’s Death

an Diego County will pay $8.1 million to the family of an unarmed man who was shot in the back by a sheriff’s deputy after he jumped out of a patrol car. The county and the family of Nicholas Bils agreed to settle a federal civil rights lawsuit on June 20, the San Diego UnionTribune reported, citing the court docket. Bils, 36, was arrested in May 2020 at Old Town State Park in San Diego where he had been pitching balls to his off-leash dog. He brandished a golf club at a ranger before running away. He was arrested on suspicion of assault with a deadly weapon and resisting arrest. Bils was in a State Parks patrol car heading to the downtown jail when he managed to slip out of his handcuffs, reached out a window to open the car door, then jumped out and ran.

W2 | INSURANCE JOURNAL | JULY 18, 2022

Aaron Russell, a jail deputy with 18 months on the force, chased Bils and shot him. Surveillance video captured the shooting. Russell was charged with murder but pleaded guilty to voluntary manslaughter and was sentenced in February to a year in jail, although he was scheduled to be released next Tuesday, the Union-Tribune said, citing jail records. Bils’ mother, Kathleen Bils, sued the county, Russell and then-Sheriff Bill Gore, alleging civil rights violations, excessive force and wrongful death. Under the settlement, the county will

INSURANCEJOURNAL.COM

News & Markets Report: Sharp Increase in California Workers’ Comp Med-Legal Costs

ayments for medical-legal services used to resolve medical disputes over compensability issues in California work injury claims have risen sharply under the new Medical-Legal Fee Schedule that took effect last year, a new report shows. The report from the California Workers’ Compensation Institute shows an increase in aggregate med-legal fees in the first seven months after the schedule took effect far exceeding the 25% increase anticipated by the Division of Workers’ Compensation. The DWC last year implemented a new fee schedule that changed the payment formulas for med-legal evaluations and reports for the first time since 2006. The old MLFS had provided varying flat fee payments for “basic” and “complex” comprehensive evaluations, and timebased payments for evaluations involving “extraordinary circumstances.” The new schedule replaced those levels of service with a single code (ML201), for which forensic physicians are paid a single, flat fee, plus $3 per page for record reviews exceeding 200 pages (MLPRR), and timebased payments for sub rosa video reviews (ML205). The new MLFS also continued to allow additional fees for evaluations by an Agreed Medical Evaluator or those involving an interpreter, and expanded fee multipliers to certain medical specialists, according to the CWCI. CWCI’s report compared the utilization and reimbursement of med-legal services rendered before and after the new schedule’s April 1, 2021 effective date, using data from accident year 2015 through 2021 claims, with service dates limited to January through October of each year to account for the timing of billing and payment. The results show that replacing the three levels of evaluations with a single W4 | INSURANCE JOURNAL | JULY 18, 2022

comprehensive evaluation reimbursed at a flat fee of $2,015 likely had the biggest impact on average payments. Basic evaluations (previously billed under ML102) accounted for about 40% of the evaluations paid under the new ML201 comprehensive service code, and the new flat fee increased the payment for these services by 222%. More complex evaluations (previously billed under ML103) represented 18% of the new ML201 evaluations, and payments for these services increased by 115%, according to the CWCI. Other findings from the study: • It was hoped that the new MLFS would lead to a redistribution of med-legal services, with fewer supplemental reports, but these reports increased from 34.2% of med-legal services in 2019 to 37.8% under the new schedule. • Compared to the same time period in 2019, the average payment for a comprehensive evaluation that includes a face-to-face exam of the injured worker rose 52.9%, and the average payment for a supplemental evaluation rose 39.1%.

• The new per-page record review fee also contributed to the increase in med-legal payments, adding an average of $1,917 to the base fee for comprehensive evaluations, $1,410 to the base fee for follow-up evaluations and $1,437 to the base fee for supplemental evaluations. • Physicians specializing in orthopedic surgery provided 53% of the med-legal services during 2021, while internal medicine physicians were a distant second, providing 9% of the services. • One goal of the new fee structure was to attract and retain more Qualified Medical Evaluators. A review of DWC data show that 211 new physicians joined the pool of certified QMEs in 2021, while only 18 became inactive, resulting in 2,554 active evaluators, a 3% increase from 2020 yet a 1% decrease from 2019. CWCI has published its study in a Research Update Report, which is available to CWCI members and subscribers who log on to the Research section of the institute’s website. Others may purchase the report from CWCI’s online store.

INSURANCEJOURNAL.COM

News & Markets California Insurer’s Efforts to Keep Workers and Help During Pandemic Led to Viable New Business By Don Jergler

n the annals of how the pandemic changed things, toss in a positive tale from insurer CSAA Insurance Group. Walnut Creek, California-based CSAA, a AAA Insurer, offers automobile, homeowners and other personal lines of insurance to AAA Members through AAA clubs in 23 states and the District of Columbia. When the pandemic began to unwind, promising economic downturn, and reducing the number of miles people were driving – thereby reducing the need for numerous carrier personnel, such as those in claims – a CSAA executive was tasked to see what could be done to keep as many of the company’s 3,500-strong workforce employed as possible. Out of that conversation and the ensuing effort came a new subsidiary with 400 workers and a new line of business for the company: CSAA Specialized Services. Joey Daryanani, vice president of Specialized Services, credits the idea to an employee who pointed out that the need for contact tracers during the height of the COVID-19 outbreak could be met by the company’s claims personnel. The company’s chief operating officer asked Daryanani to look into it, with the initial goals of simply helping the community while also retaining claims employees. The program landed a contract tracing engagement with a small city using 25 people, and it ballooned from there, with currently 400 full-time and contract workers working virtually in a contact center environment. The new business-to-business endeavor offers claims handling, training, and call center support. Their claims handling services include W6 | INSURANCE JOURNAL | JULY 18, 2022

“end-to-end claims management,” specialty services like subrogation, total loss and salvage recovery and Medicare compliance. Training services include curriculums customized to meet an organization’s learning objectives. The call center support component is comprised of contact center capabilities, staff, and community-related services. “We are going after these three areas, they are the core areas for us,” Daryanani said. In another unique, pandemic-related twist, this is an all-virtual business. It had to be from the start, and it has proven to be an efficient way to operate thereafter, according to him. “Now we can go around the country anywhere and land an account in a time zone and we’ve got resources in those places,” he said. To be fair, Daryanani and the operation had a bit of a head start. Daryanani helped in setting up a body shop training facility in Las Vegas for CSAA with virtual attributes prior to the pandemic. The facility has vehicles on site, but a trainer anywhere in the world can virtually appear in front of a car and train employees. CSAA Specialized Services started with

state government contracts, and has continued to build out, according to Daryanani. The new subsidiary’s clients include more government contracts for COVID contact tracing, vaccine support, disease investigations, processing of unemployment claims, and helping schools districts secure personal protective equipment. They’re also building out private clients, including other insurers. CSAA Specialized Services is the third-party provider for an autonomous vehicle company that transports people, and the company recently partnered with Verisk in a revenue sharing deal in which CSAA provides training through the Verisk platform. Daryanani said that while the subsidiary is new, it is already a cash-positive operation. “I operate this as a start up,” he said. Other than original investment in resources and personnel from CSAA, they have invested the revenue and margins the company has earned in the last 18 months to maintain operations. “There really has not been a substantial dollar investment into this,” Daryanani said. “It’s not a huge money maker, but we are in the positive right now.” He believes the business will continue growing long after the pandemic wanes. “In each of these three areas I do see an opportunity to disrupt and make things better given our CSAA culture and our ability to handle both claims and service interactions,” he said. “This is a service we can provide to the insurance industry and other industries. And I do see an opportunity to grow in that area.” INSURANCEJOURNAL.COM

News & Markets Report: Quake-Triggered Tsunami Would Hit Seattle In Minutes

new study from the Washington State Department of Natural Resources shows a tsunami triggered by a major earthquake beneath Puget Sound would arrive at Seattle shores sooner and reach farther inland than previously thought. Models showed a tsunami following a magnitude 7.5 quake would inundate Seattle’s shoreline under more than 20 feet of water, and reach parts of Bainbridge Island, Elliott Bay and Alki Point within three minutes. Waves could reach a staggering 42 feet at the Seattle Great Wheel downtown and reach as far as Lumen Field and T-Mobile Park. “Three to five minutes is all that separates a seismic event from the arrival of tsunami waves,” Public Lands Commissioner Hilary Franz said during a news conference on the Seattle waterfront.

2022 JM Wilson INS Journal OUTLINES.indd 3

INSURANCEJOURNAL.COM

The study used newer data on topography and elevation, spanning a larger area, than previous studies of the Seattle, Tacoma and Everett areas. While Tacoma is projected to see less water inundation than in previous studies, the new report said waves could travel farther inland. North of Deception Pass, the waves grow smaller, to a projected average height of 5 feet. Franz urged residents to learn more about the risks in their area, sign up for earthquake and tsunami warnings, and to prepare an emergency kit with at least two weeks of water, food and other necessities. In the study, researchers from the department’s Washington Geological

Survey division used projections modeled after the last major earthquake under the Seattle fault – a magnitude 7.5 about 11,000 years ago – to estimate the height, arrival time and inland reach of a subsequent tsunami if, or when, the disaster repeats itself. Research shows the fault has triggered smaller quakes, mostly around 6.5 magnitude, five times in the past 3,500 years. The quake that happened 11,000 years ago was likely the biggest in the past 16,000 years. While it’s likely future quakes will be smaller than what was modeled, the projections were still “shocking,” said Alex Dolcimascolo, an author of the report. Copyright 2022 Associated Press. All rights reserved.

12/6/21 1:12 PM

JULY 18, 2022 INSURANCE JOURNAL | W7

News & Markets

Cyber Experts Say California Lacked Safeguards for Gun Owner Data By Don Thompson

ybersecurity experts say the California Department of Justice apparently failed to follow basic security procedures on its website, exposing the personal information of potentially hundreds of thousands of gun owners. The website was designed to only show general data about the number and location of concealed carry gun permits, broken down by year and county. But for about 24 hours starting Monday a spreadsheet with names and personal information was just a few clicks away, ready for review or downloading. Katie Moussouris, founder and CEO of Luta Security, said there should have been access controls to make sure the information stayed out of the reach of unwanted parties, and the sensitive data should have been encrypted so it would have been unusable. The damage done depends on who accessed the data, she said. Criminals could sell or use the private identifying information, or use permit-seekers’ criminal histories “for blackmail and leverage,” she said. Already some are attempting to use the information to criticize gun control advocates who they say were revealed as W8 | INSURANCE JOURNAL | JULY 18, 2022

having concealed carry permits. An online site called The Gun Feed included a post calling out a top lawyer for the Giffords Law Center to Prevent Gun Violence. But the center said the site had the wrong person _ someone with the same name as its lawyer. Five other firearms databases were also compromised, but Attorney General Rob Bonta’s office has been unable to say what happened or even how many people are in the databases. “We are conducting a comprehensive and through investigation into all aspects of the incident and will take any and all appropriate measures in response to what we learn,” his office said in a statement. It said one of the other databases listed handguns but not people, while the others, including on gun violence restraining orders, did not contain names but may have had other identifying information. “The volume of information is so incredibly sensitive,” said Sam Paredes, executive director of Gun Owners of California. “Deputy DAs, police officers, judges, they do everything they can to protect their residential addresses,” he said. “The peril that the attorney general has put hundreds of thousands of people … in is incalculable.” Attorney Chuck Michel, president of

the California Rifle and Pistol Association, said he has been fielding hundreds of calls and emails from gun owners looking to join what he expects will be a class-action lawsuit. The improper release came days after the U.S. Supreme Court made it easier for people to carry hidden weapons, and as Bonta worked with state lawmakers to patch California’s newly vulnerable concealed carry law. No evidence has so far revealed that the leak was deliberate. Independent cybersecurity experts said the release could easily have been lax oversight. Bonta’s office has been unable to say whether and how often the databases were downloaded. Moussouris said the agency has that information if it was keeping access logs, which she called a basic and necessary step to protect sensitive data. Tim Marley, a vice president for risk management at the cybersecurity firm Cerberus Sentinel, questioned the speed of the agency’s response to a problem with a website that should have been constantly monitored. “Given the sensitive nature of the data exposed and potential impact to those directly involved, I would expect a response in much less than 24 hours from notification to action,” he said. Bonta’s office said it is reviewing the timeline to see when it discovered the problem. The design of public websites “should always be done with an effort to design security into the process,” Marley said. Developers also need to properly test their systems before launching any new code or modifying existing code, he said. Yet often organizations rush changes because they are focused “on making it work over making it work securely.” Every Republican state senator and Assembly member called on Bonta, a Democrat running for reelection, to increase his disclosures about the information lapse, which they said violates state law. They also asked for specific information about the release and investigation, and senators criticized the department for an apparent lack of testing and security. INSURANCEJOURNAL.COM

Idea Exchange: The Competitive Advantage Insurance Company Surplus — A Tiny Primer

One ‘odd ball’ carrier asset was a forged Old Master painting that was included as surplus.

find that almost all agents and a high proportion of insurance carrier employees possess inadequate knowledge of insurance By Chris Burand carrier surplus. Also, many think the knowledge they possess is accurate, however, in my experience, it is not. Assessment of insurance company surplus is complex. That is why actuaries make the big bucks. A.M. Best has developed a proprietary scoring system that is complex but is the best scoring system I have seen. The complexity of the scoring system makes it impossible for normal people to use it well, but most do not even know it exists, so the complexity is a moot point. I do not think a high-quality scoring system can be simple. I know of one consulting firm, at least, that is offering simplified results, but simple is not adequate. Simple becomes misleading. When I first entered the industry, INSURANCEJOURNAL.COM

surplus seemed simpler. My mentors taught me about the net premiums written to surplus ratio, and that usually seemed to suffice. Back then though, if I am not mistaken, the carriers’ surplus was more or less made up of the same assets. One of the main complexities today is how the assets, and the quality of those assets, vary so significantly from one carrier to another. Quality of surplus is an important variable. When a carrier needs to pay claims and their surplus is cash, there is no question as to their ability to pay. When a carrier’s surplus is a loan, the entity loaning the money might not be excited to see the carrier’s ability to repay the loan vanish. They might even file a motion to prevent the carrier from paying the claims. I analyze insurance carrier financials in some depth. I do not hold myself out as an expert on carrier surplus analysis. However, I think I can shed light on this topic which is relevant to agents and carrier employees who do not know how surplus quality varies. Here are a few quality factors to consider.

Borrowed Surplus

Borrowed surplus is known as Surplus Notes (other forms of borrowed surplus exist but this is probably the most common). This is where a carrier borrows money against its surplus (the surplus is the collateral). Two calls exist upon these monies. The policyholders have a call and so does the entity that has loaned money to the carrier. It has been some time since a carrier with surplus notes could not afford to make interest payments (although at the time of this writing a carrier with some solvency problems and also carrying material surplus notes is just entering the day where interest payments are likely due), at least to the best of my knowledge. The last time I know it happened, the department of insurance stepped in and forbade the carrier from making such interest payments. Failing to make interest payments often leads to bankruptcy, an obvious result. The department of insurance usually seems to insist all interest and principal payments go to insureds first,

continued on page 28 JULY 18, 2022 INSURANCE JOURNAL | 27

Idea Exchange: The Competitive Advantage continued from page 27 leaving the surplus note holders holding the bag. As one carrier executive said when it happened to his company, “We’re sure the note holders understand.” I’m sure they did, but not in an understanding way. Relatively few companies borrow money for their surplus using their surplus as collateral (maybe around 15% of all property/casualty carriers) and even then, few borrow much. However, a few prominent carriers have borrowed billions.

Federal Guarantees

I imagine most people are surprised that the federal government guarantees some carriers’ ability to pay claims. You probably thought this was a function of state guaranty funds. The structure is often problematic because these guarantees subsidize incompetence. While the carrier may still be competitive, management may be taking unnecessary risks because they know they have a bail out. A few of these carriers have seriously low capital adequacy scores as calculated by A.M. Best, but their solvency is not an issue because the backstop exists. That backstop counts as additional surplus. It is not a fair playing field. The question for agents and employees is this: If a carrier must borrow money or depend on bailouts, how secure and stable is your future relationship with that carrier?

Junk Bonds

Many people in the industry believe regulators require insurance company

28 | INSURANCE JOURNAL | JULY 18, 2022

surplus to be invested in high quality, i.e., safe investments, and that junk bonds, or non-investment grade bonds, do not qualify as safe. The regulators seem to disagree because some large and wellknown carriers have 30% to 50% of their surplus in the form of non-investment grade bonds.

work for specific carriers if all the walls are thick, transparency is clear and there is strong regulatory oversight. Lacking these characteristics, including a complete audit of all parts with a full reconciliation of reinsurance recoverables between the different arms, I wonder about the numbers filed.

Mortgage-Backed Securities

One of my favorite examples of this type of asset was a forged Old Master painting (a Caravaggio if I remember correctly) that was included as surplus. Most other assets not otherwise classified as regular types of investments and reinsurance recoverables are more mundane. Sometimes these assets contribute a considerable portion of a carrier’s overall assets. Again, A.M. Best does an excellent job of determining exactly what those assets are, whether they are valued correctly, and how liquid the assets would be in a catastrophic loss scenario. Carriers do not like to disclose all of these investments for confidentiality purposes and some rating companies have been raising concerns, albeit self-centered ones, about correctly assessing the value of such investments. Correctly assessing the true value of these assets can be quite subjective though and the liquidity might be an issue. These assets are not the same as cash. This brings me to the mark-to-market rules. Hopefully, the carriers are following these rules correctly.

Someone said to me, “They didn’t learn from the Credit Crisis to not invest in mortgages!” Some carriers have invested huge portions of their surplus in mortgage-backed securities.

Reinsurance Recoverables

Reinsurance recoverable surplus is based on the premise that the carrier will recover from their reinsurers $X amount of the claims they have paid. That makes perfect sense and typically the amount of reinsurance recoverable surplus aid is minor. Most carriers I have analyzed do not rely much on these recoverables to support their surplus position. That is a good thing because reinsurers and primary insurers often disagree by large amounts about how much money the reinsurer will return to the primary carrier. However, a handful of carriers’ surplus is completely dependent on such reinsurance recoverables. In other words, if they do not recover the monies from their reinsurers, their surplus goes to pot in a hurry. Some might even go insolvent. Most of the time, at least based on the carriers I have analyzed, the carriers that are heavily dependent on reinsurance recoverables add a twist. The reinsurer is just another entity of the carrier’s company. This begs the question — if the reinsurer arm of the company pays the carrier arm full recoverables, will the reinsurer arm go insolvent? It has always been odd to me how reinsuring oneself is still considered reinsurance. I can see how this model might

Oddball Assets

Summary

Not all surplus is equal. In a difficult situation, I will take the carrier with cash and high quality, liquid bonds every day over the one that has borrowed money or is hoping their reinsurer will give them enough cash quickly to survive. If I were an employee, especially with certain retirement accounts, I would want a safe harbor. I hope this overview helps agents and carrier employees better understand that because not all surplus is equal, not all carriers provide the same safety. Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-4853868. E-mail: chris@burand-associates.com. INSURANCEJOURNAL.COM

Idea Exchange: Agency Management The Path to Growth for Smaller Agencies: Hire Producers Or Acquire Agencies?

know a thing or two about helping agencies grow. In fact, I’ve helped hundreds of entrepreneurs create independent insurance agencies. From this experience, I’ve learned growth is a fairly straightforward proposition — at least from the early days up until the agency sees $500,000 to $1 million in revenue. Then, typically, the agency’s growth slows or stalls and owners begin to look for ways to regain momentum. Often, principals become increasingly burdened with management responsibilities reducing time for personal production. While it may be rather easy to identify the reasons for the slump, the way out is often less clear. Generally, principals who understand personal production drives revenue growth — but lack the time to do it themselves — think the answer is hiring employee producers. Others see buying other agencies or books of business as the best course of action. While the second option is typically not seriously considered due to misconceptions around price and the perceived work involved, the truth is either option can lead to agency growth. Owners need to look at the numbers to determine the best path for their agencies.

counterbalance this is a higher-than-standard commission split. While this can attract some candidates, it can often be a long-term mistake for the agency. If the agency targets average producer compensation at say 40% of agency commission rather than a more typical 30%, the difference is pulled from profits and eventually value. With agencies in this revenue category averaging 13% operating profit according to the Reagan Consulting 2021 Best Practices Study, that extra commission puts the agency in danger of growing top line while the bottom stays the same or shrinks. It also leaves the agency with no incremental profits to invest in the growth of the business in other ways. • Smaller agencies that fund a new producer with salary support may face

two other financial hurdles. Generally, not all producers become successful in paying for themselves and, as a result, By Tony Caldwell agencies trying to grow this way find it difficult to make the return-on-investment work favor. Again, according to the study, the producer success rate for agencies of this size is only 58.2%. Additionally, the measure of successful producer hiring and management called “Net Unvalidated Producer Payroll” is lower for smaller agencies than in other agency size categories. NUPP effectively measures the agency’s success in recruit-

continued on page 30

Strategy A: Hire Producers

On the surface, hiring a producer may not seem to require much capital. The agency simply pays the new employee commission only or a small salary plus commission, and hopes the new producer will break even quickly. Unfortunately, three flaws can be found in this thinking. • If the agency hires someone and only pays commission, the agency isn’t making itself competitive with other agencies or industries that are willing to provide salary support. As a result, the agency ends up with the bottom of the barrel in terms of employee quality and capability. This can make the whole endeavor riskier and more failure prone. • One of the benefits agencies offer to INSURANCEJOURNAL.COM

JULY 18, 2022 INSURANCE JOURNAL | 29

Idea Exchange: Agency Management continued from page 29 ing and managing producers. According to the Reagan study, smaller agencies reported an NUPP of 0.2% compared to 0.7% for agencies between $2.5 million and $5 million in revenue. It’s likely that larger agencies have higher NUPPs, and therefore lower risk, than smaller ones due to superior financing, training and management capabilities for sales teams. For the small agency, while hiring producers to reverse a growth slump may seem simple and cost-effective, it can often deliver results quite the opposite.

Strategy B: Acquire Agencies

With a variety of studies pointing to the increasing rate of agency owner retirements as the baby boomer generation ages out of the work force, it’s obvious many agencies will sell in the coming years. Some will sell internally, but many will sell to external buyers. At the same time, producers who own their books of business are also reaching retirement age. Many of these businesses and books may be too small to attract the attention of private equity backed or public agencies, but they can make excellent acquisition targets for smaller agencies. Principals of smaller agencies who are trying to find a reliable method to grow their agencies into a larger revenue category can consider acquisitions as a smart path to growth — if they prepare properly. Preparation should include: • Managing their current agency to generate excellent profits with which to fund an acquisition. Agencies, in this size group, in

30 | INSURANCE JOURNAL | JULY 18, 2022

the top quartile of the Reagan Study enjoy average sales velocity of just over 27%. These excess cash flows create the capital for acquisitions. • Ensuring your agency operates as profitably as possible Constantly challenge expenses and production using benchmarking studies like the Reagan Best Practices Study. • Developing a strong relationship with a lender, typically a community bank, in advance of needing to borrow. Community banks not only lend their own money but can often assist with Small Business Administration loans, which offer longer payment terms and lower interest rates. • Identifying prospective acquisition candidates and developing a systematic and long-term program for courting them. With good preparation, an agency can be in a position to make its first acquisition within three years. This is about the same period of time required to find out if a producer will work out or be a total loss. Let’s say a $1 million revenue agency is producing 27% profit ($270,000) and has the opportunity to purchase a $500,000 revenue agency for 2.5 times revenue or $1.25 million. If the acquisition is purchased using an SBA 7(a) loan with a 25% down payment, 10-year term and 4.5% annual interest rate, the agency will need just over one year’s profits for the down payment ($312,500 divided by $270,000). With planning, this should be easy to do. Generally, as agencies get larger, they are more profitable and the Best Practices Study bears this out. Assuming a new prof-

it rate on $1.5 million in revenue, the first year profit post acquisition is $450,000, an increase of $180,000 while debt service on the loan is only $116,593. The result is that agency profits increased overall even while paying for the acquisition. In this scenario, the agency did regain its growth trajectory and did so much more reliably than if it had hired producers. Again, according to the study, the average smaller agency commercial lines producer brings in only $57,102 dollars in new business annually and ultimately has a book size of only $262,470. That means it takes two producers nearly five years to equal the revenue increase created by the one acquisition.

Risk vs. Reward

There are obviously risks in an acquisition and it does require time, effort and skill to do well. But when comparing growth by acquisition versus the hiring of producers, the typical decision to hire producers doesn’t always look like the obvious choice when you look at the numbers. There is a growing opportunity to help the current generation of agency owners move into retirement while speeding the growth and improving the profitability of remaining smaller agencies. The math in every case is different but opening the mind to the possibilities seems like an excellent idea. Caldwell is an author, speaker and mentor who has helped agents create more than 250 independent insurance agencies. Website: www.tonycaldwell.net. Email: tonyc@oneagentsalliance.net.

INSURANCEJOURNAL.COM

elcome to Insurance Journal’s 2022 National Directory of Excess, Surplus and Specialty Markets, Volume II. This exclusive biannual market directory has been designed to assist independent agents and brokers in the task of placing difficult or unusual risks. For ease-of-use, the directory utilizes a convenient “color-coded legend” to highlight the availability of markets by IJ’s five geographic regions — East, Midwest, Southeast, South Central and West. The corresponding states for each region are listed below. Inside the directory and underneath each market listing, five distinct colors represent IJ’s five regions. Those colors (Dark Blue ■ East, Light Blue ■ Midwest, Green ■ Southeast, Orange ■ South Central, and Red ■ West) indicate whether or not the market is available in your area of the country. The “color-coded legend” has been placed at the top of every directory page for easy reference.

East Connecticut Delaware Maine Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia www.insurancejournal.com

All market listings have been updated with the most current information available provided directly by intermediaries and carriers. As always, the directory lists the markets categorically by broad coverage groups. Italicized company names represent companies offering binding authority. To find complete contact information for all companies listed in this directory, see page 54. IJ’s 2021 National Directory of Excess, Surplus and Specialty Markets can also be found on our Web site at: www.insurance journal.com/directories. To submit a listing, visit the online directory, or e-mail Kristine Honey at: khoney@insurancejournal.com. We hope you find this directory to be a valuable resource when trying to insure hard-to-place accounts. Feel free to send us comments and suggestions, or for additional help using this directory, e-mail: editorial@insurancejournal.com.

Midwest

Southeast

South Central

West

Illinois Indiana Iowa Kansas Michigan Minnesota Missouri Nebraska North Dakota Ohio South Dakota Wisconsin

Alabama Florida Georgia Kentucky Mississippi North Carolina South Carolina Tennessee West Virginia

Arkansas Louisiana Oklahoma Texas

Alaska Arizona California Colorado Hawaii Idaho Montana Nevada New Mexico Oregon Utah Washington Wyoming July 18, 2022 INSURANCE JOURNAL | 31

Legend: ■ Southeast ■ Texas/South Not Available (Italicized companies binding authority.) Legend: East ■ ■ EastMidwest ■ ■ Midwest ■ Southeast Central ■■West ■ Texas/South Central ■ West ■ Not Available (Italicized companies offeroffer binding authority.)

Abuse/Molestation Legal Expense

Arts & Antiques

Abuse/Molestation Legal Expense

Art Gallery/Museum/Art Show

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

All Solutions PBS LLC Charity First Insurance Services Inc. Irwin Siegel Agency McLeckie Insurance Group Negley Associates Sports & Fitness Insurance Corporation (SFIC) Synergy Professional Associates Inc.

Accident & Sickness/AD&D Excess Disability

■ ■ ■ ■ ■ Sports & Wellness Insurance

Medical & Health Ins. for Businesses

■ ■ ■ ■ ■ RMC Group ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Charity First Insurance Services Inc. Gateway Specialty Insurance Monarch E&S Insurance Services Nonprofits Insurance Alliance

Coin & Stamp Dealers

■ ■ ■ ■ ■ Monarch E&S Insurance Services

Collectibles: Dolls, Toys, Figurines

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Collectors Insurance Inc. Grand General Agency MiniCo Insurance Agency, a Jencap Company Monarch E&S Insurance Services Orchid Insurance

Fine Arts Floaters (High Value) Ascinsure Specialty Risk Gorst & Compass Insurance Monarch E&S Insurance Services Orchid Insurance

■ ■ ■ ■ ■ Comp Solutions Network Inc.

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Occupational Accident Insurance

Musical Instrument Floaters

Professional Athlete Disability

Auto - Commercial

Occupational Accident (Primary XS Indemnity) ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ RockLake Insurance Group Inc.

■ ■ ■ ■ ■ Exceptional Risk Advisors LLC

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Professional Athletes (AD&D) ■ ■ ■ ■ ■ Exceptional Risk Advisors LLC

Special Risks Accident

■ ■ ■ ■ ■ Charity First Insurance Services Inc.

Student Accident

■ ■ ■ ■ ■ Amwins - 120+ Locations Worldwide ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Surplus Occ. Accident w/ Employers Legal ■ ■ ■ ■ ■ Comp Solutions Network Inc.

Youth Sports Programs

■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance

■ ■ ■ ■ ■ Monarch E&S Insurance Services

Ambulances

■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ UFG Specialty

Armored Car Service ■ ■ ■ ■ ■ UFG Specialty

Auto Body & Paint Shops

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ DMI Insurance Services

Auto Parts Stores

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc.

Auto Repair Shops

Amwins - 120+ Locations Worldwide Arrowhead General Insurance Agency Inc. DMI Insurance Services Gorst & Compass Insurance M.J. Hall & Company Inc. McLeckie Insurance Group National Insurance Underwriters RSI International Inc. Walter General Agency (WGA)

■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Farm Stores

Auto Repossessors Liability

Agri-Business Equipment Dealers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agricultural Insurance Mgmt Services Philadelphia Insurance Companies Tejas American General Agency Virtue Risk Partners LLC

Feed Mills

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Philadelphia Insurance Companies RT Specialty Tejas American General Agency Virtue Risk Partners LLC

Fertilizer Distributors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Philadelphia Insurance Companies Sierra Specialty Insurance Services LLC, a division of XPT Group Tejas American General Agency Virtue Risk Partners LLC

Fruit Packaging/Processing

■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group ■ ■ ■ ■ ■ Tejas American General Agency

Grain Elevators

■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Tejas American General Agency

Grain Operators

■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Tejas American General Agency

Greenhouses

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services

Product Contamination/Recall

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Virtue Risk Partners LLC

Product Distributors

■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Tejas American General Agency

32 | INSURANCE JOURNAL July 18, 2022

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Prime Insurance Company

Auto Transporters

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Gorst & Compass Insurance Guardian Insurance Wholesalers Inc. Pacific Gateway Insurance Agency Paramount General Agency USG Insurance Services Inc.

Auto/Truck Rental Agencies

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Automatic Car Wash Services ■ ■ ■ ■ ■ USASIA Insurance Services

Bob Tail or Dead Heading Liability (Truckers) ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Paramount General Agency

Buses, Including Chartered Vehicles

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cargo

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Delta General Agency Corp., a Jencap Company KF&B Program Managers Insurance Services National Indemnity Company Pacific Gateway Insurance Agency Prime Insurance Company UFG Specialty

5Star Specialty Programs Bass Underwriters Brecht & Associates Commercial Sector Insurance Brokers LLC Gridiron Insurance Underwriters Inc. Guardian Insurance Wholesalers Inc. J.M. Wilson MAXIMUM McLeckie Insurance Group National Indemnity Company National Insurance Underwriters NBIS

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

North Central Agency Inc. Pacific Gateway Insurance Agency Paramount General Agency Risk Strategies, Transportation Group RockLake Insurance Group Inc. Specialty Insurance Managers Inc. Walter General Agency (WGA) Western Surplus Lines Agency Inc.

Commercial Auto Liab. (Misc./Special Purpose)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Pacific Gateway Insurance Agency Paramount General Agency Risk Strategies, Transportation Group Sun Coast General Insurance Agency

Commercial Auto Liability & Physical Damage

5Star Specialty Programs American Management Corporation Bass Underwriters Brecht & Associates Bristol West Insurance Group Builders & Tradesmen’s Insurance Services Inc. (BTIS) Cochrane and Company Continental Underwriters Inc. Delta General Agency Corp., a Jencap Company Erickson-Larsen Inc.

J.M. Wilson

Jencap - Locations Nationwide KF&B Program Managers Insurance Services M.J. Hall & Company Inc. MAXIMUM McLeckie Insurance Group MexiPass International Insurance Services LLC MiniCo Insurance Agency, a Jencap Company National Indemnity Company Nationwide NBIS Norman-Spencer Agency LLC Pacific Gateway Insurance Agency Paramount General Agency Risk Strategies, Transportation Group RLI RockLake Insurance Group Inc. RPS RSI International Inc. Shelly, Middlebrooks & O’Leary Inc. Sierra Specialty Insurance Services LLC, a division of XPT Group Specialty Insurance Managers Inc. Sports & Wellness Insurance U.S. Risk LLC Western Surplus Lines Agency Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

Commercial Auto Liability (only)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Guardian Insurance Wholesalers Inc. Jencap - Locations Nationwide KF&B Program Managers Insurance Services National Indemnity Company Paramount General Agency Prime Insurance Company Risk Strategies, Transportation Group RockLake Insurance Group Inc. RT Specialty

Commercial Auto Physical Damage (only)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Management Corporation Canon Insurance Service Commercial Sector Insurance Brokers LLC Guardian Insurance Wholesalers Inc. International Transportation & Marine Agency Inc. IPA Risk Management LLC

Jencap - Locations Nationwide

National Indemnity Company North Central Agency Inc. Paramount General Agency Risk Strategies, Transportation Group RockLake Insurance Group Inc. Walter General Agency (WGA)

Contingent Auto

■ ■ ■ ■ ■ Greenwich Transportation Underwriters aka GTU ■ ■ ■ ■ ■ RockLake Insurance Group Inc.

Contingent Cargo

■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Greenwich Transportation Underwriters aka GTU ■ ■ ■ ■ ■ RockLake Insurance Group Inc.

Contractors Vehicles, Trucks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bristol West Insurance Group Builders & Tradesmen’s Insurance Services Inc. (BTIS) Delta General Agency Corp., a Jencap Company Gorst & Compass Insurance J.M. Wilson National Indemnity Company NBIS Pacific Gateway Insurance Agency Paramount General Agency RockLake Insurance Group Inc.

www.insurancejournal.com

Legend: Legend:

■■East ■ Midwest Southeast ■ ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) East ■ Midwest ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.)

Courtesy Shuttles

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bristol West Insurance Group Gorst & Compass Insurance Pacific Gateway Insurance Agency Prime Insurance Company

Driving Schools

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Dump Trucks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Gorst & Compass Insurance National Indemnity Company Norman-Spencer Agency LLC Pacific Gateway Insurance Agency RockLake Insurance Group Inc. RSI International Inc. Sun Coast General Insurance Agency UFG Specialty

Food Delivery Vehicles

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bristol West Insurance Group Gorst & Compass Insurance National Insurance Underwriters Pacific Gateway Insurance Agency Risk Strategies, Transportation Group RockLake Insurance Group Inc. UFG Specialty

Freight Broker / Forwarder Garage Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Delta General Agency Corp., a Jencap Company DMI Insurance Services Erickson-Larsen Inc. Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company M.J. Hall & Company Inc. McLeckie Insurance Group National Indemnity Company National Insurance Underwriters RockLake Insurance Group Inc. RPS Sierra Specialty Insurance Services LLC, a division of XPT Group Specialty Insurance Managers Inc. U.S. Risk LLC USASIA Insurance Services Walter General Agency (WGA) XPT:WSS

Garbage Trucks

■ ■ ■ ■ ■ UFG Specialty

Gasoline/Diesel Fuel Haulers

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Hired and Non-Owned Auto Liability - Monoline

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bristol West Insurance Group

James River Insurance Company

Sports & Wellness Insurance UFG Specialty

Limousines

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Gorst & Compass Insurance KF&B Program Managers Insurance Services National Indemnity Company Pacific Gateway Insurance Agency Prime Insurance Company RockLake Insurance Group Inc.

Mobilehome Transporters

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RockLake Insurance Group Inc.

Motorcycle Dealers

■ ■ ■ ■ ■ Continental Brokers Inc.

Motorcycle Repair Shops ■ ■ ■ ■ ■ Continental Brokers Inc.

Motorhome/RV Dealers

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group

Non-Trucking Liability ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Guardian Insurance Wholesalers Inc. International Transportation & Marine Agency Inc.

J.M. Wilson

Paramount General Agency RockLake Insurance Group Inc.

www.insurancejournal.com

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Gorst & Compass Insurance KF&B Program Managers Insurance Services National Indemnity Company Nationwide Pacific Gateway Insurance Agency RockLake Insurance Group Inc. Shelly, Middlebrooks & O’Leary Inc.

Public Transportation

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs CRC Insurance Services Delta General Agency Corp., a Jencap Company KF&B Program Managers Insurance Services National Indemnity Company Pacific Gateway Insurance Agency UFG Specialty

Sand & Gravel Haulers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Delta General Agency Corp., a Jencap Company Erickson-Larsen Inc. Gorst & Compass Insurance Johnson & Johnson RockLake Insurance Group Inc. Sierra Specialty Insurance Services LLC, a division of XPT Group Sun Coast General Insurance Agency UFG Specialty

School Buses

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ UFG Specialty

Shipper

■ ■ ■ ■ ■ Greenwich Transportation Underwriters aka GTU

Taxi Cabs

■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Prime Insurance Company

Tire Dealers

Jencap - Locations Nationwide National Indemnity Company National Insurance Underwriters Nationwide NBIS Pacific Gateway Insurance Agency Paramount General Agency Prime Insurance Company RockLake Insurance Group Inc. RT Specialty Shelly, Middlebrooks & O’Leary Inc. UFG Specialty

Trucks--Short Haul

5Star Specialty Programs Amwins - 120+ Locations Worldwide Erickson-Larsen Inc. Gorst & Compass Insurance Guardian Insurance Wholesalers Inc. J.M. Wilson

Jencap - Locations Nationwide

M.J. Hall & Company Inc. National Indemnity Company NBIS Pacific Gateway Insurance Agency Risk Strategies, Transportation Group RockLake Insurance Group Inc.

Auto - Personal All Terrain Vehicles

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Continental Brokers Inc. Foremost Insurance Group Markel Personal Lines Mexico Insurance Online Prime Insurance Company

Antique & Classic Auto

■ ■ ■ ■ ■ American Collectors Insurance Inc. ■ ■ ■ ■ ■ Foremost Insurance Group

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ UFG Specialty

Antique & Custom Motorcycles/Scooters

Tow Trucks

■ ■ ■ ■ ■ American Collectors Insurance Inc.

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Arrowhead General Insurance Agency Inc. Delta General Agency Corp., a Jencap Company Gorst & Compass Insurance

Jencap - Locations Nationwide

National Indemnity Company Pacific Gateway Insurance Agency Prime Insurance Company RPS Sierra Specialty Insurance Services, a division of XPT Group Sun Coast General Insurance Agency

Truck Broker Liability

■ ■ ■ ■ ■ Greenwich Transportation Underwriters aka GTU ■ ■ ■ ■ ■ RockLake Insurance Group Inc.

Truckers General Liability

5Star Specialty Programs Cochrane and Company CRC Insurance Services Gorst & Compass Insurance Guardian Insurance Wholesalers Inc. International Transportation & Marine Agency Inc. J.M. Wilson Jencap - Locations Nationwide M.J. Hall & Company Inc. NBIS North Central Agency Inc. RockLake Insurance Group Inc.

Trucks--Intermediate Haul

5Star Specialty Programs Cochrane and Company Guardian Insurance Wholesalers Inc. J.M. Wilson Jencap - Locations Nationwide Johnson & Johnson National Indemnity Company National Insurance Underwriters NBIS Norman-Spencer Agency LLC Pacific Gateway Insurance Agency RockLake Insurance Group Inc. Western Surplus Lines Agency Inc.

Trucks--Long Haul

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Amwins - 120+ Locations Worldwide Cochrane and Company Delta General Agency Corp., a Jencap Company Erickson-Larsen Inc. Gorst & Compass Insurance Guardian Insurance Wholesalers Inc. J.M. Wilson

■ ■ ■ ■ ■ American Collectors Insurance Inc.

High Performance & Sports Cars

Kit/Replicas/Custom Cars - Physical Damage ■ ■ ■ ■ ■ American Collectors Insurance Inc.

Mobilehome - Liability & Physical Damage ■ ■ ■ ■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group

Motorcycle - Liability & Physical Damage

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Collectors Insurance Inc. Foremost Insurance Group Markel Personal Lines Mexico Insurance Online

Motorcycles & Motor Scooters ■ ■ ■ ■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online

Motorhome - Liability & Physical Damage

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Motorhomes/RVs

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Prime Insurance Company

Nonstandard Personal Auto Liability & Phys Dmg

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Arrowhead General Insurance Agency Inc. Bristol West Insurance Group Mexico Insurance Online Sun Coast General Insurance Agency

Nonstandard Personal Auto Liability (only) ■ ■ ■ ■ ■ Bristol West Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online

RV - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online

Snowmobiles

■ ■ ■ ■ ■ Foremost Insurance Group

Travel Trailers & Campers

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ RPS

July 18, 2022 INSURANCE JOURNAL | 33

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Greenwich Transportation Underwriters aka GTU

Public Auto

Legend: Legend:

East ■■ East

Midwest ■■ Midwest

Southeast ■■ Southeast

Texas/South Central Central ■■ Texas/South

Not Available (Italicized Available (Italicized companies companies offer offer binding binding authority.) authority.) ■■ Not

Aviation

Subdivision Bonds

Air Cargo

Surety Bonds - Contractors

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC

Aircraft Products Liability

■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ RT Specialty

Airplanes--Business/Corporate ■ ■ ■ ■ ■ LIG Marine Managers

Airport Owners/Operators Liability ■ ■ ■ ■ ■ LIG Marine Managers

Aviation (General) ■ ■ ■ ■ ■ Aspera Insurance

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Continental Brokers Inc. Kinsale Insurance Company MacAfee & Edwards Inc. - Mexican Insurance Specialist

Crop Dusters

■ ■ ■ ■ ■ Continental Brokers Inc.

Hangar Keepers Liability ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ LIG Marine Managers

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

West ■■ West

Helicopters

■ ■ ■ ■ ■ LIG Marine Managers

Hot Air Balloons ■ ■ ■ ■ ■ RPS

Unmanned Aerial Vehicles / Drones

■ ■ ■ ■ ■ Surety Bond Professionals Inc. ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cochrane and Company Gerald J. Wilkoff Inc. J.M. Wilson Nationwide RLI Surety Bond Professionals Inc. Travelers

Surety Bonds - Misc. and Special Risks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

J.M. Wilson Meridian Finance Group RLI Sports & Fitness Insurance Corporation (SFIC) Surety Bond Professionals Inc.

Brownyard Group Continental Brokers Inc. Cosmetic Insurance Services, a division of EPIC Brokers Gerald J. Wilkoff Inc. RLI Surety Bond Professionals Inc. USG Insurance Services Inc.

Third Party Fidelity Coverage

■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div. of Philadelphia Insurance Companies

■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Business Interruption

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RMC Group

Business Owners Policy

Arrowhead General Insurance Agency Inc. Continental Brokers Inc. National Insurance Underwriters Shelly, Middlebrooks & O’Leary Inc. Sports & Fitness Insurance Corporation (SFIC)

■ ■ ■ ■ ■ U.S. Risk LLC

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Contractor License Bonds

Care Custody/Control Liability (P.D.)

Commercial Crime Bond

Fiduciary Liability

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ U.S. Risk LLC

Food Borne Illness

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ U.S. Risk LLC

In-Home Businesses

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Active Shooter

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group Inc.

Extended, Product Warranty & Service Contracts

■ ■ ■ ■ ■ JC Wilson Consulting Inc. ■ ■ ■ ■ ■ RPS

Surety License Bonds

Bonds

Bankers Special Bond

Continental Underwriters Inc. CRC Insurance Services Professional Liability Insurance Services Inc. - Underwriting Facilities Sports & Fitness Insurance Corporation (SFIC) World Wide Specialty, a Div. of Philadelphia Insurance Companies

Identity Theft

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ ProSurance Group Inc.

Business Risks

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group Inc.

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Surety Bonds - Prof. Liability

■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc.

Bankers Blanket Bond High Limits

Employers Liability

■ ■ ■ ■ ■ Travelers ■ ■ ■ ■ ■ World Wide Specialty, a Div. of Philadelphia Insurance Companies ■ ■ ■ ■ ■ www.insurancehelper.com

IT Consultants Errors & Omissions

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ RPS Technology & Cyber

Kidnap, Ransom & Extortion

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

ARC West Coast Excess & Surplus Brokerage LLC Exceptional Risk Advisors LLC MexiPass International Insurance Services LLC Quirk & Company Travelers Victor Insurance Managers Inc.

Legal Expense

■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Limited Partnership Liability/Partnership

■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Travelers

Mergers & Acquisitions

■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Reps and Warranties

■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

Sexual Abuse Liability

Care Providers Insurance Services Charity First Insurance Services Inc. Irwin Siegel Agency Nonprofits Insurance Alliance Quadrant Insurance Managers Sports & Wellness Insurance Synergy Professional Associates Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

Customs Bonds

■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Corporate Fiduciary Liability

Sexual Harassment Legal Expense

Employee Benefit Plans Liability

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Cochrane and Company Gerald J. Wilkoff Inc. SIS Wholesale Insurance Services Surety Bond Professionals Inc. Travelers

■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Surety Bond Professionals Inc. ■ ■ ■ ■ ■ Surety Bond Professionals Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div. of Philadelphia Insurance Companies

Excess Fidelity Bonds

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group Inc.

Financial Institution Bond ■ ■ ■ ■ ■ U.S. Risk LLC

Financial Guarantee Bonds

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Surety Bond Professionals Inc.

Hazardous Waste Contractors Bonds ■ ■ ■ ■ ■ Surety Bond Professionals Inc.

Medicare Provider Bonds

■ ■ ■ ■ ■ Surety Bond Professionals Inc.

Performance & Payment Bonds

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Gerald J. Wilkoff Inc. MexiPass International Insurance Services LLC Surety Bond Professionals Inc. USG Insurance Services Inc.

Self Insured Workers

■ ■ ■ ■ ■ Surety Bond Professionals Inc.

■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ The Mechanic Group, Div of Specialty Programs Grp ■ ■ ■ ■ ■ World Wide Specialty, a Div. of Philadelphia Insurance Companies

Contingent Liability

Cyber Risk

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bass Underwriters Breckenridge Insurance Brooks Insurance Agency Charity First Insurance Services Inc. Cochrane and Company Donald Gaddis Company Inc. Insurance Services EmergIn Risk Erickson-Larsen Inc. Irwin Siegel Agency Jimcor Agencies Kevin Davis Insurance Services MiniCo Insurance Agency, a Jencap Company National Insurance Underwriters Nationwide Negley Associates Program Brokerage Corporation ProWriters Quadrant Insurance Managers R.E. Chaix & Assoc. RPS RPS Technology & Cyber Sierra Specialty Insurance Services, a division of XPT Group Sports & Fitness Insurance Corporation (SFIC) Travelers Victor Insurance Managers Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

Employee Benefit Plans Liability

■ ■ ■ ■ ■ World Wide Specialty, a Div. of Philadelphia Insurance Companies

Specific Litigation

■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Tax Insurance

■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Transactional Risk

■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

Warranty Protection Coverage ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Contractors & Related Alarm Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Arrowhead General Insurance Agency Inc. Ashley General Agency Brownyard Group Jencap - Locations Nationwide RPS Sierra Specialty Insurance Services LLC, a division of XPT Group

The Mechanic Group, Div of Specialty Programs Grp UFG Specialty

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div. of Philadelphia Insurance Companies

34 | INSURANCE JOURNAL July 18, 2022

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Architects & Engineers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Continental Brokers Inc. Global Special Risks J.M. Wilson Jencap - Locations Nationwide Johnson & Johnson Legacy Employer Concepts LLC Program Brokerage Corporation Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quirk & Company RPS RT Specialty Target Professional Programs Victor Insurance Managers Inc.

Artisan Contractor Program

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Bass Underwriters Builders & Tradesmen’s Insurance Services Inc. (BTIS) Delta General Agency Corp., a Jencap Company FTP of California M.J. Hall & Company Inc. National Insurance Underwriters R.E. Chaix & Assoc. Shield Commercial Insurance Services Southwest Risk

Artisan Contractors

American Management Corporation Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Arrowhead General Insurance Agency Inc. Ashley General Agency Aspera Insurance Atlas General Insurance Services LLC Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Brecht & Associates Breckenridge Insurance Builders & Tradesmen’s Insurance Services Inc. (BTIS) Central Agency CID Insurance Programs Inc. Cochrane and Company Donald Gaddis Company Inc. Insurance Services Gorst & Compass Insurance Grand General Agency Great American Risk Solutions J.E. Brown & Associates

J.M. Wilson

James River Insurance Company Jencap - Locations Nationwide Johnson & Johnson Joseph Krar & Associates Inc. Legacy Employer Concepts LLC Monarch E&S Insurance Services National Indemnity Company Nationwide Nautilus Insurance Company & Great Divide Ins. Company NeitClem Wholesale Insurance Brokerage Inc. Norman-Spencer Agency LLC Pacific Excess Insurance Marketing Pathpoint

Philadelphia Insurance Companies

Prime Insurance Company Program Brokerage Corporation Quaker Special Risk, a Jencap Company (New Jersey) Quirk & Company RockLake Insurance Group Inc. Roush Insurance Services Inc. RT Specialty

Shield Commercial Insurance Services

SIS Wholesale Insurance Services Sun Coast General Insurance Agency Victor Insurance Managers Inc. Vintage Underwriters Virtue Risk Partners LLC Walter General Agency (WGA) Western Surplus Lines Agency Inc. Western World Insurance Group Woodlands Insurance Services LLC Worldwide Facilities, LLC; MHI-MGA Division XPT:WSS

Asbestos Abatement Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Freberg Environmental Inc. James River Insurance Company Jencap - Locations Nationwide Norman-Spencer Agency LLC PartnerOne Environmental Philadelphia Insurance Companies Virtue Risk Partners LLC Woodlands Insurance Services LLC

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Builders Risk

American Management Corporation AmeriTrust Group Amwins - 120+ Locations Worldwide Bass Underwriters Berkley Fire & Marine Breckenridge Insurance Builders & Tradesmen’s Insurance Services Inc. (BTIS) Canon Insurance Service CapSpecialty Central Agency Commercial Sector Insurance Brokers LLC CRC Insurance Services DFCORBY Insurance Services Distinguished Programs Element22 Insurance Services Grand General Agency Gridiron Insurance Underwriters Inc. Jencap - Locations Nationwide Jimcor Agencies Johnson & Johnson MAXIMUM NeitClem Wholesale Insurance Brokerage Inc. PERse Program Brokerage Corporation Quaker Special Risk, a Jencap Company (New Jersey) RMC Group RPS RT Specialty SIS Wholesale Insurance Services Southwest Risk Specialty Insurance Managers Inc. TAPCO Underwriters Inc. Victor Insurance Managers Inc. Vintage Underwriters Walter General Agency (WGA) XPT:WSS

Builders Risk Installation Floater

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Berkley Fire & Marine Builders & Tradesmen’s Insurance Services Inc. (BTIS) Gridiron Insurance Underwriters Inc. SIS Wholesale Insurance Services

Building Materials Dealers

■ ■ ■ ■ ■ Continental Underwriters Inc.

Cable Line Installers

■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ UFG Specialty

COC Program

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Builders & Tradesmen’s Insurance Services Inc. (BTIS) MexiPass International Insurance Services LLC Monarch E&S Insurance Services NeitClem Wholesale Insurance Brokerage Inc. R.E. Chaix & Assoc. SIS Wholesale Insurance Services Southwest Risk USASIA Insurance Services

Concrete Mix-In-Transit ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

National Indemnity Company Norman-Spencer Agency LLC Pacific Gateway Insurance Agency UFG Specialty

Concrete Pumpers ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

NBIS Norman-Spencer Agency LLC Shield Commercial Insurance Services SIS Wholesale Insurance Services

Construction Liability

Breckenridge Insurance Builders & Tradesmen’s Insurance Services Inc. (BTIS) Central Agency DFCORBY Insurance Services FTP of California Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company MAXIMUM NeitClem Wholesale Insurance Brokerage Inc. PartnerOne Environmental Pathpoint Program Brokerage Corporation RT Specialty Shield Commercial Insurance Services Southwest Risk TAPCO Underwriters Inc. Woodlands Insurance Services LLC

Construction Managers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Philadelphia Insurance Companies Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) Victor Insurance Managers Inc.

Construction Wrap-Ups

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Beacon Hill Associates Breckenridge Insurance Jencap - Locations Nationwide Program Brokerage Corporation UFG Specialty Wrap Up Insurance Solutions

Contractors Design & Build Liability

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Eaton Professional Insurance Services

Contractors Equipment

Admiral Insurance Group

Ascinsure Specialty Risk

Brecht & Associates Builders & Tradesmen’s Insurance Services Inc. (BTIS) DFCORBY Insurance Services First Choice Ins Intermediaries Gridiron Insurance Underwriters Inc. NBIS Norman-Spencer Agency LLC North Central Agency Inc.

Philadelphia Insurance Companies

Quirk & Company RPS Safehold Special Risk SIS Wholesale Insurance Services Western Surplus Lines Agency Inc. Western World Insurance Group Woodlands Insurance Services LLC

Contractors Paper

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

DFCORBY Insurance Services Donald Gaddis Company Inc. Insurance Services Erickson-Larsen Inc. Legacy Employer Concepts LLC Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) Shield Commercial Insurance Services SIS Wholesale Insurance Services

Contractors Pollution Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ashley General Agency Beacon Hill Associates Cochrane and Company Erickson-Larsen Inc. Freberg Environmental Inc.

James River Insurance Company

Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company Orion Commercial Insurance Services Inc. Philadelphia Insurance Companies Program Brokerage Corporation R.E. Chaix & Assoc. RT Specialty SIS Wholesale Insurance Services USG Insurance Services Inc. Victor Insurance Managers Inc. Virtue Risk Partners LLC Western Surplus Lines Agency Inc. Woodlands Insurance Services LLC

Crane & Rigging Contractors ■ ■ ■ ■ ■ Ascinsure Specialty Risk

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Berkley Fire & Marine Erickson-Larsen Inc. Legacy Employer Concepts LLC NBIS Woodlands Insurance Services LLC

Custom Home Builders

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

DFCORBY Insurance Services James River Insurance Company Monarch E&S Insurance Services NeitClem Wholesale Insurance Brokerage Inc. Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) R.E. Chaix & Assoc. Shield Commercial Insurance Services SIS Wholesale Insurance Services Southwest Risk TAPCO Underwriters Inc. Woodlands Insurance Services LLC XPT:WSS

Demolition Contractors Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

James River Insurance Company Jencap - Locations Nationwide Jimcor Agencies Norman-Spencer Agency LLC Philadelphia Insurance Companies Walter General Agency (WGA) Western World Insurance Group

July 18, 2022 INSURANCE JOURNAL | 35

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ West

Legend: Legend:

■■ East East

■■ Midwest Midwest

■■ Southeast Southeast

■■ Texas/South Texas/South Central Central

Electricians

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Arrowhead General Insurance Agency Inc. Great American Risk Solutions Jencap - Locations Nationwide Legacy Employer Concepts LLC PartnerOne Environmental Pathpoint Philadelphia Insurance Companies

Shield Commercial Insurance Services

Elevator Contractors ■ ■ ■ ■ ■ UFG Specialty

Environmental Contractors

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) Amwins - 120+ Locations Worldwide Beacon Hill Associates Commercial Sector Insurance Brokers LLC Global Special Risks James River Insurance Company Jencap - Locations Nationwide Joseph Krar & Associates Inc. Norman-Spencer Agency LLC PartnerOne Environmental Philadelphia Insurance Companies Program Brokerage Corporation Quadrant Insurance Managers R.E. Chaix & Assoc. Roush Insurance Services Inc. RT Specialty Virtue Risk Partners LLC

Fire Sprinkler Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Breckenridge Insurance Great American Risk Solutions Jencap - Locations Nationwide Philadelphia Insurance Companies Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) RelMark Program Managers SIS Wholesale Insurance Services Southwest Risk UFG Specialty

Fire/Water Restoration ■ ■ ■ ■ ■ J.M. Wilson

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

James River Insurance Company Jencap - Locations Nationwide Legacy Employer Concepts LLC PartnerOne Environmental Philadelphia Insurance Companies

Fireworks Display Contractors Risk

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Framers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Great American Risk Solutions Legacy Employer Concepts LLC

Shield Commercial Insurance Services

SIS Wholesale Insurance Services Woodlands Insurance Services LLC

General Contractors - Commercial

Admiral Insurance Group AmeriTrust Group Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Ashley General Agency Aspera Insurance Atlas General Insurance Services LLC Bass Underwriters Beacon Hill Associates Brecht & Associates Builders & Tradesmen’s Insurance Services Inc. (BTIS) Central Agency Cochrane and Company CRC Insurance Services DFCORBY Insurance Services Erickson-Larsen Inc. Gorst & Compass Insurance J.M. Wilson

James River Insurance Company

Jencap - Locations Nationwide Jimcor Agencies Legacy Employer Concepts LLC M.J. Hall & Company Inc. MAXIMUM Monarch E&S Insurance Services Nationwide Nautilus Insurance Company & Great Divide Ins. Company NeitClem Wholesale Insurance Brokerage Inc. Norman-Spencer Agency LLC PartnerOne Environmental Pathpoint Philadelphia Insurance Companies Program Brokerage Corporation

36 | INSURANCE JOURNAL July 18, 2022

■■ West West

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■■ Not Not Available (Italicized Available (Italicized companies companies offer offer binding binding authority.) authority.)

Quadrant Insurance Managers Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) Quirk & Company RLI RMC Group Roush Insurance Services Inc. RPS

Shield Commercial Insurance Services

SIS Wholesale Insurance Services Southwest Risk TAPCO Underwriters Inc. U.S. Risk LLC UFG Specialty USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA) Western World Insurance Group Woodlands Insurance Services LLC XPT:WSS

General Contractors - Residential

AmeriTrust Group Ashley General Agency Aspera Insurance Atlas General Insurance Services LLC Bass Underwriters Builders & Tradesmen’s Insurance Services Inc. (BTIS) Central Agency CRC Insurance Services DFCORBY Insurance Services Gorst & Compass Insurance James River Insurance Company Jencap - Locations Nationwide Jimcor Agencies M.J. Hall & Company Inc. NeitClem Wholesale Insurance Brokerage Inc. Norman-Spencer Agency LLC Pathpoint Program Brokerage Corporation Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) Quirk & Company Shelly, Middlebrooks & O’Leary Inc.

Shield Commercial Insurance Services

Sierra Specialty Insurance Services LLC, a division of XPT Group SIS Wholesale Insurance Services Southwest Risk TAPCO Underwriters Inc. USG Insurance Services Inc. Walter General Agency (WGA) Woodlands Insurance Services LLC

Hospitality

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

James River Insurance Company Legacy Employer Concepts LLC Program Brokerage Corporation TAPCO Underwriters Inc.

Janitorial

Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Builders & Tradesmen’s Insurance Services Inc. (BTIS) Gorst & Compass Insurance Monarch E&S Insurance Services Pathpoint Prime Insurance Company Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Shelly, Middlebrooks & O’Leary Inc. Shield Commercial Insurance Services Sierra Specialty Insurance Services LLC, a division of XPT Group TAPCO Underwriters Inc. USASIA Insurance Services Western World Insurance Group Woodlands Insurance Services LLC Worldwide Facilities, LLC; MHI-MGA Division

Land Surveyors

■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Victor Insurance Managers Inc.

Landscape Architects

■ ■ ■ ■ ■ Victor Insurance Managers Inc.

Landscaping

Arrowhead General Insurance Agency Inc. Atlas General Insurance Services LLC Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Builders & Tradesmen’s Insurance Services Inc. (BTIS) Central Agency Gorst & Compass Insurance Legacy Employer Concepts LLC Nationwide Pathpoint

Philadelphia Insurance Companies

Prime Insurance Company

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Shield Commercial Insurance Services Sierra Specialty Insurance Services LLC, a division of XPT Group SIS Wholesale Insurance Services USASIA Insurance Services Virtue Risk Partners LLC Western World Insurance Group

Lead Abatement Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Freberg Environmental Inc. James River Insurance Company Jencap - Locations Nationwide PartnerOne Environmental Philadelphia Insurance Companies

Marine Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bass Underwriters Global Special Risks

J.M. Wilson

Kinsale Insurance Company Legacy Employer Concepts LLC

Outside Contractors All

■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Wholesale Insurance Services

Property--Real, Personal & Business Income ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pathpoint ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Remodeling Contractors

Roofers

Atlas General Insurance Services LLC Bass Underwriters

Brecht & Associates

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Central Agency DFCORBY Insurance Services FTP of California Grand General Agency Great American Risk Solutions James River Insurance Company Legacy Employer Concepts LLC Nautilus Insurance Company & Great Divide Ins. Company NeitClem Wholesale Insurance Brokerage Inc. Pathpoint

Shield Commercial Insurance Services SIS Wholesale Insurance Services Walter General Agency (WGA)

Admiral Insurance Group AmeriTrust Group Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Ashley General Agency Bass Underwriters

Brecht & Associates

Breckenridge Insurance CapSpecialty Central Agency Cochrane and Company DFCORBY Insurance Services Great American Risk Solutions

James River Insurance Company

Jimcor Agencies Legacy Employer Concepts LLC NeitClem Wholesale Insurance Brokerage Inc. Norman-Spencer Agency LLC Norman-Spencer International Inc. PartnerOne Environmental Pathpoint

Philadelphia Insurance Companies

Prime Insurance Company Program Brokerage Corporation Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey)

Shield Commercial Insurance Services

SIS Wholesale Insurance Services Southwest Risk USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA) Western World Insurance Group Woodlands Insurance Services LLC

Scaffolding Risks ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

Social Service

■ ■ ■ ■ ■ Irwin Siegel Agency

Swimming Pool Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bass Underwriters James River Insurance Company Jencap - Locations Nationwide M.J. Hall & Company Inc. Nautilus Insurance Company & Great Divide Ins. Company

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Pathpoint ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Wholesale Insurance Services

Toxic Mold Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Jencap - Locations Nationwide PartnerOne Environmental Philadelphia Insurance Companies Woodlands Insurance Services LLC

Utility Industry

■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ UFG Specialty

X.C.U. (Contractors) Liability

■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Directors & Officers Liability Associations

Berkley Select | a Berkley Company Charity First Insurance Services Inc. Coastal Insurance Underwriters Inc. Distinguished Programs Gateway Specialty Insurance Irwin Siegel Agency Kevin Davis Insurance Services Nonprofits Insurance Alliance Professional Insurance Concepts Western World Insurance Group

Boards of Education

■ ■ ■ ■ ■ Allsouth Professional Liability

Chambers of Commerce

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Berkley Select | a Berkley Company Charity First Insurance Services Inc. Gateway Specialty Insurance Indemnity Excess & Surplus Agency Inc. Irwin Siegel Agency

Condominiums

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

All Solutions PBS LLC Atlas General Insurance Services LLC Bass Underwriters Coastal Insurance Underwriters Inc. Distinguished Programs Johnson & Johnson Kevin Davis Insurance Services Pacific Excess Insurance Marketing

Preferred Property Programs Program Brokerage Corporation The McGowan Companies

Country Clubs

■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc.

Crime

AMIS/Alliance Marketing & Insurance Services LLC Brooks Insurance Agency Coastal Insurance Underwriters Inc. Cosmetic Insurance Services, a division of EPIC Brokers Distinguished Programs eKo Specialty Insurance Services Inc. EmergIn Risk Gerald J. Wilkoff Inc. Hudson Insurance Group / Hudson Pro Kevin Davis Insurance Services Professional Insurance Concepts RPS Technology & Cyber Travelers

D&O (General)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Access E&S Insurance Services (VA) Agency Marketing Services Agentic Insurance LLC All Solutions PBS LLC Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Amwins - 120+ Locations Worldwide Anderson & Murison Inc. ARC West Coast Excess & Surplus Brokerage LLC Aspera Insurance Berkley Select | a Berkley Company Breckenridge Insurance Brooks Insurance Agency Charity First Insurance Services Inc. Coastal Insurance Underwriters Inc. Cochrane and Company Cooper & McCloskey Inc. Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services eKo Specialty Insurance Services Inc. Erickson-Larsen Inc. First Choice Ins Intermediaries

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Founders Professional Grand General Agency Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc. Irwin Siegel Agency J.E. Brown & Associates J.M. Wilson

Jencap - Locations Nationwide

Jimcor Agencies Johnson & Johnson Joseph Krar & Associates Inc. MAXIMUM Nationwide NeitClem Wholesale Insurance Brokerage Inc. Preferred Property Programs Professional Insurance Concepts Program Brokerage Corporation ProWriters Quadrant Insurance Managers Quirk & Company R.E. Chaix & Assoc. RISCO Insurance Brokerage Inc. Risk Strategies, Transportation Group Roush Insurance Services Inc. RPS Technology & Cyber RT Specialty Shelly, Middlebrooks & O’Leary Inc. The Hanover Insurance Group The McGowan Companies Travelers

U.S. Risk LLC

World Wide Specialty, a Div. of Philadelphia Insurance Companies XPT:WSS

Employer`s Professional Liability

5Star Specialty Programs AMIS/Alliance Marketing & Insurance Services LLC Breckenridge Insurance Brooks Insurance Agency Coastal Insurance Underwriters Inc. CRC Insurance Services EmergIn Risk Founders Professional Hudson Insurance Group / Hudson Pro IPA Risk Management LLC J.E. Brown & Associates Jencap - Locations Nationwide Professional Insurance Concepts ProWriters Risk Strategies, Transportation Group RLI RMC Group RPS Technology & Cyber RT Specialty Shelly, Middlebrooks & O’Leary Inc. Travelers

ESOP Companies

■ ■ ■ ■ ■ Professional Insurance Concepts

Fiduciary Liability

5Star Specialty Programs Brooks Insurance Agency Cosmetic Insurance Services, a division of EPIC Brokers eKo Specialty Insurance Services Inc. EmergIn Risk Gerald J. Wilkoff Inc. Hudson Insurance Group / Hudson Pro Jencap - Locations Nationwide Professional Insurance Concepts Quadrant Insurance Managers RLI Travelers World Wide Specialty, a Div. of Philadelphia Insurance Companies

Financial Institutions

5Star Specialty Programs ARC West Coast Excess & Surplus Brokerage LLC Brooks Insurance Agency Cooper & McCloskey Inc. Hudson Insurance Group / Hudson Pro Jencap - Locations Nationwide M&A Insurance Solutions LLC Professional Insurance Concepts Program Brokerage Corporation ProWriters RT Specialty Travelers

Homeowners Associations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ashley General Agency Atlas General Insurance Services LLC Bass Underwriters Charity First Insurance Services Inc. Coastal Insurance Underwriters Inc. Distinguished Programs Eaton Professional Insurance Services Gateway Specialty Insurance Indemnity Excess & Surplus Agency Inc. Kevin Davis Insurance Services

■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Western World Insurance Group

Kidnap/Ransom

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cooper & McCloskey Inc. eKo Specialty Insurance Services Inc. Exceptional Risk Advisors LLC Professional Insurance Concepts

Nonprofit Organizations

Agency Marketing Services All Solutions PBS LLC Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Ashley General Agency Berkley Select | a Berkley Company Brooks Insurance Agency Charity First Insurance Services Inc. Cochrane and Company Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services eKo Specialty Insurance Services Inc. EmergIn Risk Gateway Specialty Insurance Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc.

Irwin Siegel Agency

J.E. Brown & Associates Jencap - Locations Nationwide Monarch E&S Insurance Services Negley Associates Nonprofits Insurance Alliance Professional Insurance Concepts Quadrant Insurance Managers R.E. Chaix & Assoc. R.V. Nuccio & Associates Inc. RT Specialty The Hanover Insurance Group Travelers Victor Insurance Managers Inc.

Private Company

Access E&S Insurance Services (VA) Agentic Insurance LLC All Solutions PBS LLC ARC West Coast Excess & Surplus Brokerage LLC Berkley Select | a Berkley Company Cooper & McCloskey Inc. Cosmetic Insurance Services, a division of EPIC Brokers eKo Specialty Insurance Services Inc. EmergIn Risk Jencap - Locations Nationwide Professional Insurance Concepts Quadrant Insurance Managers The Hanover Insurance Group Travelers

Public Officials

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services All Solutions PBS LLC Allsouth Professional Liability ARC West Coast Excess & Surplus Brokerage LLC Professional Governmental Underwriters Western World Insurance Group

Union Officials

■ ■ ■ ■ ■ Agentic Insurance LLC

Venture Capitalists

■ ■ ■ ■ ■ Cooper & McCloskey Inc.

Youth Sport Leagues

■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Earthquake & Related Earthquake & Land Failure ■ ■ ■ ■ ■ Poulton Associates

Earthquake--Commercial

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Canon Insurance Service CIBA Insurance Services Element22 Insurance Services FTP of California J.E. Brown & Associates

James River Insurance Company

Johnson & Johnson Monarch E&S Insurance Services Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Poulton Associates R.E. Chaix & Assoc. RLI RT Specialty Specialty Insurance Managers Inc.

July 18, 2022 INSURANCE JOURNAL | 37

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Earthquake--Commercial (continued) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Velocity Risk Underwriters LLC ■ ■ ■ ■ ■ XPT:WSS

Earthquake--Residential

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Arrowhead General Insurance Agency Inc. Canon Insurance Service CIBA Insurance Services Johnson & Johnson Monarch E&S Insurance Services Orion Commercial Insurance Services Inc. Poulton Associates REInsurePro RT Specialty TAPCO Underwriters Inc.

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

Earthquake/DIC

Anderson & Murison Inc. Arrowhead General Insurance Agency Inc. Atlas General Insurance Services LLC Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services FTP of California Gorst & Compass Insurance M.J. Hall & Company Inc. NeitClem Wholesale Insurance Brokerage Inc. Orion Commercial Insurance Services Inc. Poulton Associates RLI Safehold Special Risk

U.S. Risk LLC

Velocity Risk Underwriters LLC

Stand Alone Earthquake

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Element22 Insurance Services FTP of California MAXIMUM Orion Commercial Insurance Services Inc. Poulton Associates R.E. Chaix & Assoc. RLI Velocity Risk Underwriters LLC Walter General Agency (WGA)

Entertainment/Live Performance Broadcasters

■ ■ ■ ■ ■ EmergIn Risk

Cancellation

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Exceptional Risk Advisors LLC ■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc.

Concerts

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

BUA LLC Exceptional Risk Advisors LLC James Klein Insurance Prime Insurance Company www.insurancehelper.com

Entertainment (General)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide

Aspera Insurance

Exceptional Risk Advisors LLC James Klein Insurance Kinsale Insurance Company MexiPass International Insurance Services LLC R.V. Nuccio & Associates Inc. U.S. Risk LLC www.insurancehelper.com

Event Planners/Producers

■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc.

Event Weather Insurance

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc.

Film & TV Producers Indemnity (Cast) ■ ■ ■ ■ ■ Exceptional Risk Advisors LLC ■ ■ ■ ■ ■ U.S. Risk LLC

Live Theatrical Risks

■ ■ ■ ■ ■ www.insurancehelper.com

Media Special Perils ■ ■ ■ ■ ■ EmergIn Risk

Non-Appearance

■ ■ ■ ■ ■ Exceptional Risk Advisors LLC

Terrorism/Active Assailant

■ ■ ■ ■ ■ Exceptional Risk Advisors LLC

38 | INSURANCE JOURNAL July 18, 2022

■ West

■ Not Available (Italicized companies offer binding authority.)

Touring Entertainers

■ ■ ■ ■ ■ Exceptional Risk Advisors LLC

Weather

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc.

Environmental Agricultural Dealers

■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group

Alternative Energy Plants

■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ RT Specialty

Battery Storage Projects ■ ■ ■ ■ ■ PERse

Crop Dusting & Spraying

■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group

Disposal Sites Non-Owned

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates eKo Specialty Insurance Services Inc. PartnerOne Environmental Philadelphia Insurance Companies

Environmental Impairment Liability

Access E&S Insurance Services (VA) Beacon Hill Associates Coastal Insurance Underwriters Inc. eKo Specialty Insurance Services Inc. Freberg Environmental Inc. Global Special Risks James River Insurance Company Jencap - Locations Nationwide Orion Commercial Insurance Services Inc. PartnerOne Environmental Philadelphia Insurance Companies Preferred Property Programs RLI Target Managers Insurance Services Virtue Risk Partners LLC Woodlands Insurance Services LLC

Environmental Risks

Access E&S Insurance Services (VA) Agentic Insurance LLC AmeriTrust Group Ashley General Agency Aspera Insurance Beacon Hill Associates Breckenridge Insurance CRC Insurance Services Freberg Environmental Inc. Global Special Risks

J.M. Wilson

James Klein Insurance

James River Insurance Company

Jencap - Locations Nationwide Monarch E&S Insurance Services NeitClem Wholesale Insurance Brokerage Inc. New Empire Insurance Services Orion Commercial Insurance Services Inc. PartnerOne Environmental Philadelphia Insurance Companies Program Brokerage Corporation Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Roush Insurance Services Inc. Target Managers Insurance Services USASIA Insurance Services USG Insurance Services Inc. Virtue Risk Partners LLC Woodlands Insurance Services LLC XPT:WSS

Geothermal Energy Projects

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Global Special Risks James River Insurance Company PERse Philadelphia Insurance Companies Virtue Risk Partners LLC

Ground Crop Dusting & Spraying

■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group

Hazardous Waste Hauling

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Beacon Hill Associates eKo Specialty Insurance Services Inc. Freberg Environmental Inc. Pacific Gateway Insurance Agency Target Managers Insurance Services

Hazardous Waste Storage & Disposal Facilities

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates eKo Specialty Insurance Services Inc. Freberg Environmental Inc. James River Insurance Company Philadelphia Insurance Companies Target Managers Insurance Services Virtue Risk Partners LLC

Hospitals & Healthcare

■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc.

Hydro Energy Projects ■ ■ ■ ■ ■ PERse

Landfills (Sanitary)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Freberg Environmental Inc. Jencap - Locations Nationwide Philadelphia Insurance Companies

Lenders Environmental Cost

■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc.

Mining Operations

■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ James River Insurance Company

Non-Hazardous Waste Hauling

■ ■ ■ ■ ■ Philadelphia Insurance Companies

Pollution (General)

Beacon Hill Associates Donald Gaddis Company Inc. Insurance Services eKo Specialty Insurance Services Inc. Indemnity Excess & Surplus Agency Inc.

James River Insurance Company

Jencap - Locations Nationwide Kinsale Insurance Company NeitClem Wholesale Insurance Brokerage Inc. Orion Commercial Insurance Services Inc. PartnerOne Environmental

Philadelphia Insurance Companies

Quadrant Insurance Managers RT Specialty Specialty Insurance Managers Inc. Virtue Risk Partners LLC

Pollution Above Ground

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates eKo Specialty Insurance Services Inc. Freberg Environmental Inc. Jencap - Locations Nationwide New Empire Insurance Services Philadelphia Insurance Companies

Pollution Clean Up Indemnity

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Freberg Environmental Inc. Jencap - Locations Nationwide Philadelphia Insurance Companies Virtue Risk Partners LLC

Pollution Liability

Access E&S Insurance Services (VA) Amwins - 120+ Locations Worldwide

Aspera Insurance

Beacon Hill Associates Cochrane and Company Commercial Sector Insurance Brokers LLC Erickson-Larsen Inc. Grand General Agency James Klein Insurance James River Insurance Company Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company M&A Insurance Solutions LLC MAXIMUM New Empire Insurance Services Orion Commercial Insurance Services Inc. PartnerOne Environmental Philadelphia Insurance Companies Specialty Insurance Managers Inc. Virtue Risk Partners LLC

Real Estate Owner Asbestos Abatement ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Freberg Environmental Inc. Jencap - Locations Nationwide PartnerOne Environmental

Solar Energy Products and Installers

■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide

www.insurancejournal.com

Legend:

■ East

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ Midwest

■ Southeast

■ Texas/South Central

Kinsale Insurance Company PERse Philadelphia Insurance Companies RT Specialty Shield Commercial Insurance Services

Underground Fuel Tank Pollution Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Freberg Environmental Inc. Jencap - Locations Nationwide Philadelphia Insurance Companies Worldwide Facilities, LLC; MHI-MGA Division

Underground Storage Tanks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

eKo Specialty Insurance Services Inc. First Choice Ins Intermediaries Freberg Environmental Inc.

Jencap - Locations Nationwide

New Empire Insurance Services PartnerOne Environmental Philadelphia Insurance Companies Preferred Property Programs USG Insurance Services Inc. Virtue Risk Partners LLC

Wind Energy Projects

■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ PERse

Equipment/Machinery/Tools ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agricultural Insurance Mgmt Services Berkley Fire & Marine Global Special Risks Gridiron Insurance Underwriters Inc. North Central Agency Inc. Safehold Special Risk Sierra Specialty Insurance Services LLC, a division of XPT Group

Boiler & Machinery (High Value Objects) ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agricultural Insurance Mgmt Services Coastal Insurance Underwriters Inc. MiniCo Insurance Agency, a Jencap Company PERse

Computer Equipment

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Equipment Dealers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Firearms

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Admiral Insurance Group

Ascinsure Specialty Risk

Ashley General Agency Berkley Fire & Marine Gridiron Insurance Underwriters Inc. North Central Agency Inc. Aspera Insurance Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program Kinsale Insurance Company Prime Insurance Company UFG Specialty

Food Processors

■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group

Forestry Equipment

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Arrowhead General Insurance Agency Inc. Ascinsure Specialty Risk Continental Underwriters Inc. Safehold Special Risk

Gas Cogeneration

■ ■ ■ ■ ■ UFG Specialty

Logging Operations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ascinsure Specialty Risk Continental Underwriters Inc. UFG Specialty Victor Insurance Managers Inc.

Mechanical Breakdown & Extended Warranty ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company

Medical Equipment Dealer

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk

Metal Workers & Foundries

■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ UFG Specialty

Mining Operations

■ ■ ■ ■ ■ UFG Specialty

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Excess Coverage Employers Excess Indemnity ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ RLI

Excess Auto Liability Commercial

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Artex Risk Solutions Inc. Jencap - Locations Nationwide Jimcor Agencies KF&B Program Managers Insurance Services M.J. Hall & Company Inc. NBIS RockLake Insurance Group Inc. Specialty Insurance Managers Inc.

Excess Auto Liability Personal

■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Excess E&O

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agentic Insurance LLC All Solutions PBS LLC James River Insurance Company Professional Underwriters Agency (PUA) ProSurance Group Inc. Quadrant Insurance Managers Synergy Professional Associates Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

Excess Flood

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

All Solutions PBS LLC Braishfield Associates, a div of Hull & Company LLC Coastal Insurance Underwriters Inc. Element22 Insurance Services James River Insurance Company Johnson & Johnson Monarch E&S Insurance Services Orchid Insurance Orion Commercial Insurance Services Inc. Poulton Associates Safehold Special Risk

Excess Liability Commercial

Agency Marketing Services AmeriTrust Group AMIS/Alliance Marketing & Insurance Services LLC Anderson & Murison Inc. Aspera Insurance Brownyard Group Builders & Tradesmen’s Insurance Services Inc. (BTIS) Canon Insurance Service CIBA Insurance Services Distinguished Programs EmergIn Risk Erickson-Larsen Inc. Euclid Life Science Specialty LLC FTP of California Global Special Risks Gorst & Compass Insurance Great American Risk Solutions Gridiron Insurance Underwriters Inc.

J.M. Wilson

James Klein Insurance James River Insurance Company Jamison Risk Services Jencap - Locations Nationwide Kevin Davis Insurance Services Kinsale Insurance Company M.J. Hall & Company Inc. Nationwide Nautilus Insurance Company & Great Divide Ins. Company NBIS New Empire Insurance Services Norman-Spencer Agency LLC Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Philadelphia Insurance Companies Quadrant Insurance Managers R.E. Chaix & Assoc. RelMark Program Managers RLI Roush Insurance Services Inc. RPS Technology & Cyber RT Specialty

Shield Commercial Insurance Services

Specialty Insurance Managers Inc. Sports & Wellness Insurance TAPCO Underwriters Inc. The McGowan Companies UFG Specialty Vintage Underwriters Virtue Risk Partners LLC Walter General Agency (WGA) World Wide Specialty, a Div. of Philadelphia Insurance Companies XPT:WSS

Excess Liability Personal

■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Orchid Insurance ■ ■ ■ ■ ■ RT Specialty

Excess Malpractice

■ ■ ■ ■ ■ Jamison Risk Services

Excess Malpractice & Professional Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Artex Risk Solutions Inc. EmergIn Risk Jamison Risk Services Negley Associates Synergy Professional Associates Inc.

Excess Maritime Employers Liability ■ ■ ■ ■ ■ LIG Marine Managers

Excess Professional Liability

Artex Risk Solutions Inc. Balance Partners - Maven Berkley Select | a Berkley Company Euclid Life Science Specialty LLC James River Insurance Company Jamison Risk Services Number One Insurance Agency Professional Insurance Concepts Professional Underwriters Agency (PUA) Program Brokerage Corporation ProSurance Group Inc. Quadrant Insurance Managers Synergy Professional Associates Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

Excess Property Commercial

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Artex Risk Solutions Inc. James River Insurance Company Nationwide RLI Velocity Risk Underwriters LLC

Self-Insured Excess Coverage

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Artex Risk Solutions Inc. Gray Specialty Great American Risk Solutions Jencap Specialty Insurance Services - Buffalo Midwest Employers Casualty

Self-Insured Risks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Artex Risk Solutions Inc. Gray Specialty Great American Risk Solutions Jencap - Locations Nationwide

Stop Loss Excess Aggregate ■ ■ ■ ■ ■ Artex Risk Solutions Inc.

Umbrella Liability Commercial

Access E&S Insurance Services (VA) Admiral Insurance Group American Management Corporation AMIS/Alliance Marketing & Insurance Services LLC Artex Risk Solutions Inc. Ashley General Agency Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Builders & Tradesmen’s Insurance Services Inc. (BTIS) Charity First Insurance Services Inc. CID Insurance Programs Inc. Coastal Insurance Underwriters Inc. Continental Underwriters Inc. Cosmetic Insurance Services, a division of EPIC Brokers DFCORBY Insurance Services Distinguished Programs Great American Risk Solutions Indemnity Excess & Surplus Agency Inc.

Irwin Siegel Agency

J.M. Wilson James Klein Insurance Jencap - Locations Nationwide Joseph Krar & Associates Inc. LIG Marine Managers MiniCo Insurance Agency, a Jencap Company Monarch E&S Insurance Services NBIS New Empire Insurance Services Number One Insurance Agency Orion Commercial Insurance Services Inc.

Preferred Property Programs

Program Brokerage Corporation RLI RPS Technology & Cyber Southwest Risk Specialty Insurance Managers Inc. Sports & Wellness Insurance The McGowan Companies U.S. Risk LLC USG Insurance Services Inc.

July 18, 2022 INSURANCE JOURNAL | 39

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

Agricultural Equipment

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ Not Available (Italicized companies offer binding authority.)

Umbrella Liability Commercial (continued)

Farm & Ranch Owners

Umbrella Liability Personal

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Vintage Underwriters Walter General Agency (WGA) Woodlands Insurance Services LLC World Wide Specialty, a Div. of Philadelphia Insurance Companies Worldwide Facilities, LLC; MHI-MGA Division XPT:WSS

Anderson & Murison Inc. Braishfield Associates, a div of Hull & Company LLC Cabrillo Coastal General Insurance Agency LLC J.E. Brown & Associates Monarch E&S Insurance Services MyMGA.com Number One Insurance Agency Orchid Insurance PersonalUmbrella.com RLI RT Specialty Shelly, Middlebrooks & O’Leary Inc.

Workers’ Comp

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

Artex Risk Solutions Inc. Breckenridge Insurance Comp Solutions Network Inc. Gray Specialty Legacy Employer Concepts LLC LIG Marine Managers

Shield Commercial Insurance Services

Farm & Animal Commercial Risks Dairies

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group ■ ■ ■ ■ ■ Tejas American General Agency

Equestrian & Equine-Related Business ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agricultural Insurance Mgmt Services Equine Insurance Specialists LLC James Klein Insurance RT Specialty Tejas American General Agency

Horse Breeders/Boarders

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Tejas American General Agency

Horse Farms

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agricultural Insurance Mgmt Services Equine Insurance Specialists LLC Sierra Specialty Insurance Services, a division of XPT Group Tejas American General Agency

Cannabis / Marijuana Growers

Grand General Agency Jimcor Agencies Legacy Employer Concepts LLC M.J. Hall & Company Inc. Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions R.E. Chaix & Assoc.

Commercial Agribusiness

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agricultural Insurance Mgmt Services American Management Corporation Legacy Employer Concepts LLC Sierra Specialty Insurance Services LLC, a division of XPT Group Tejas American General Agency

Farm & Ranch Owners Equipment ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Tejas American General Agency

Farm & Ranch Owners Liability (only)

■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Tejas American General Agency

Farm & Ranch Owners Property (only) ■ ■ ■ ■ ■ Tejas American General Agency

FRO Package

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Continental Brokers Inc. Grand General Agency James Klein Insurance RPS Sierra Specialty Insurance Services LLC, a division of XPT Group Tejas American General Agency

Product Contamination/Recall

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Financial Institution Services Collateral Protection Insurance

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

J.B. Lloyd & Associates, A Member Company of US Risk M&A Insurance Solutions LLC Meridian Finance Group Unitas Financial Services

Diversified Financial Products

■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Meridian Finance Group

Financial Institutions

Agentic Insurance LLC J.B. Lloyd & Associates, A Member Company of US Risk M&A Insurance Solutions LLC Meridian Finance Group ProSurance Group Inc. RT Specialty Travelers

■ ■ ■ ■ ■ Tejas American General Agency

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Livestock Haulers

Forced Placed & Foreclosure Property

Horse Mortality Surgical & Medical ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance

Livestock Comm. Feedlot Reporting Farm ■ ■ ■ ■ ■ Tejas American General Agency

Livestock--Care, Custody or Control

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Sierra Specialty Insurance Services, a division of XPT Group ■ ■ ■ ■ ■ Tejas American General Agency

Pet & Feed Supply Stores

■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group ■ ■ ■ ■ ■ Tejas American General Agency

U.S. Risk LLC

Unitas Financial Services

Flood--Personal

Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Bass Underwriters BUA LLC Delta General Agency Corp., a Jencap Company Foremost Insurance Group FTP of California Grand General Agency Gridiron Insurance Underwriters Inc. Jimcor Agencies Johnson & Johnson Number One Insurance Agency Orchid Insurance Poulton Associates reThought Insurance RT Specialty Safehold Special Risk

Foreign Coverages Exporters Package

■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Foreign

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cosmetic Insurance Services, a division of EPIC Brokers Euclid Life Science Specialty LLC MacAfee & Edwards Inc. - Mexican Insurance Specialist Meridian Finance Group MexiPass International Insurance Services LLC Mexpro.com / NFP Woodlands Insurance Services LLC

International

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

MacAfee & Edwards Inc. - Mexican Insurance Specialist Meridian Finance Group Mexico Insurance Online MexiPass International Insurance Services LLC Mexpro.com / NFP RT Specialty Specialty Insurance Managers Inc. USASIA Insurance Services

International Kidnap Insurance

■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

International Medical, Disability, Life ■ ■ ■ ■ ■ Mexpro.com / NFP

■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Travelers

■ ■ ■ ■ ■ Donald Gaddis Company Inc. Insurance Services ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Travelers

Lenders Simple Interest/VSI/BSI

Racehorses

Private Equity

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

■ ■ ■ ■ ■ Mexpro.com / NFP

Kidnap and Ransom

Mexican Commercial Lines

■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Mexican Personal Lines

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

MacAfee & Edwards Inc. - Mexican Insurance Specialist Mexico Insurance Online MexiPass International Insurance Services LLC Mexpro.com / NFP

Mexican Tourist Auto

MacAfee & Edwards Inc. - Mexican Insurance Specialist Mexico Insurance Online MexiPass International Insurance Services LLC

Flood Districts

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Flood--Commercial

■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Tejas American General Agency

Flood & Related

Saddle Animal Liability

■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ reThought Insurance

40 | INSURANCE JOURNAL July 18, 2022

Jimcor Agencies Johnson & Johnson MAXIMUM Number One Insurance Agency Orchid Insurance Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Poulton Associates REInsurePro reThought Insurance Safehold Special Risk

Investment Advisors

■ ■ ■ ■ ■ Continental Brokers Inc.

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Tejas American General Agency

Jencap - Locations Nationwide

International Visitors & Travelers Medical

Poultry Houses

Rodeos & Horse Shows

Element22 Insurance Services FTP of California Gridiron Insurance Underwriters Inc.

■ ■ ■ ■ ■ Breckenridge Insurance ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Unitas Financial Services

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Unitas Financial Services

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Bass Underwriters Coastal Insurance Underwriters Inc. Cosmetic Insurance Services, a division of EPIC Brokers Delta General Agency Corp., a Jencap Company

Mexpro.com / NFP

Political Risk

Travel Medical Evacuation ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Auto Dealers

American Management Corporation Amwins - 120+ Locations Worldwide CID Insurance Programs Inc. DMI Insurance Services Gorst & Compass Insurance Mexico Insurance Online RSI International Inc. Sun Coast General Insurance Agency Victor Insurance Managers Inc. Worldwide Facilities, LLC; MHI-MGA Division

Auto Service and Repair

Anderson & Murison Inc. Arrowhead General Insurance Agency Inc. Braishfield Associates, a div of Hull & Company LLC CID Insurance Programs Inc. Cochrane and Company Continental Brokers Inc. Delta General Agency Corp., a Jencap Company DMI Insurance Services Erickson-Larsen Inc. Gorst & Compass Insurance Joseph Krar & Associates Inc. Kinsale Insurance Company M.J. Hall & Company Inc. Nationwide Philadelphia Insurance Companies Sierra Specialty Insurance Services LLC, a division of XPT Group USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA) Worldwide Facilities, LLC; MHI-MGA Division

Garage Keepers Auto Services

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Arrowhead General Insurance Agency Inc. Atlas General Insurance Services LLC Jencap - Locations Nationwide Johnson & Johnson M.J. Hall & Company Inc. RSI International Inc. Vintage Underwriters

Garage Keepers Legal Liability/Dealers Open Lot

Brecht & Associates International Transportation & Marine Agency Inc. Jencap - Locations Nationwide McLeckie Insurance Group RSI International Inc. Shelly, Middlebrooks & O’Leary Inc. Specialty Insurance Managers Inc. USG Insurance Services Inc. Victor Insurance Managers Inc. Vintage Underwriters Western Surplus Lines Agency Inc. Worldwide Facilities, LLC; MHI-MGA Division

Garage Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Management Corporation AmeriTrust Group Amwins - 120+ Locations Worldwide Ashley General Agency

Aspera Insurance

Bass Underwriters Builders & Tradesmen’s Insurance Services Inc. (BTIS) CID Insurance Programs Inc. CRC Insurance Services DMI Insurance Services Gorst & Compass Insurance

J.M. Wilson

Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company Pacific Gateway Insurance Agency Quirk & Company R.E. Chaix & Assoc. RSI International Inc. Specialty Insurance Managers Inc. USASIA Insurance Services Western Surplus Lines Agency Inc. Worldwide Facilities, LLC; MHI-MGA Division

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

International Transportation & Marine Agency Inc. McLeckie Insurance Group National Indemnity Company NBIS

Service Operations

■ ■ ■ ■ ■ DMI Insurance Services

Used Car Dealers

American Management Corporation Amwins - 120+ Locations Worldwide Atlas General Insurance Services LLC Brecht & Associates Cochrane and Company Delta General Agency Corp., a Jencap Company DMI Insurance Services Erickson-Larsen Inc. Gorst & Compass Insurance J.M. Wilson Joseph Krar & Associates Inc. McLeckie Insurance Group National Indemnity Company RSI International Inc. Sun Coast General Insurance Agency USG Insurance Services Inc. Victor Insurance Managers Inc. Vintage Underwriters Walter General Agency (WGA) Worldwide Facilities, LLC; MHI-MGA Division

Hospitality Banquet Halls ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide R.V. Nuccio & Associates Inc. Wilson Smith Group LLC www.insurancehelper.com

Bars/Night Clubs

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Management Corporation Aspera Insurance Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Brecht & Associates CapSpecialty Cochrane and Company CRC Insurance Services Erickson-Larsen Inc. Gorst & Compass Insurance Integrated Specialty Coverages (ISC) J.M. Wilson James River Insurance Company

Jencap - Locations Nationwide

Jimcor Agencies M.J. Hall & Company Inc. MAXIMUM Pacific Excess Insurance Marketing Prime Insurance Company Professional Liability Insurance Services Inc. - Underwriting Facilities RT Specialty Specialty Insurance TAPCO Underwriters Inc. U.S. Risk LLC USASIA Insurance Services Worldwide Facilities, LLC; MHI-MGA Division XPT:WSS

Bed & Breakfasts

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Berkley Select | a Berkley Company Erickson-Larsen Inc. Johnson & Johnson North Central Agency Inc. Professional Liability Insurance Services Inc. - Underwriting Facilities The McGowan Companies Wilson Smith Group LLC

Breweries/Micro

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Integrated Specialty Coverages (ISC) ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Casinos

Garage Liability (Substandard) ■ ■ ■ ■ ■ Jencap - Locations Nationwide

■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ The McGowan Companies

Garage Liability Hazard II

Caterers

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ DMI Insurance Services

General Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

DMI Insurance Services Jencap - Locations Nationwide National Insurance Underwriters Specialty Insurance Managers Inc.

www.insurancejournal.com

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide Nautilus Insurance Company & Great Divide Ins. Company Professional Liability Insurance Services Inc. - Underwriting Facilities Specialty Insurance TAPCO Underwriters Inc. Wilson Smith Group LLC www.insurancehelper.com

Dinner Theaters

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide Philadelphia Insurance Companies Professional Liability Insurance Services Inc. - Underwriting Facilities Wilson Smith Group LLC

Gentlemens Clubs

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ashley General Agency Erickson-Larsen Inc. James River Insurance Company Jencap - Locations Nationwide MAXIMUM NeitClem Wholesale Insurance Brokerage Inc. Prime Insurance Company U.S. Risk LLC USG Insurance Services Inc.

Hotels/Motels Packages

American Management Corporation Amwins - 120+ Locations Worldwide Atlas General Insurance Services LLC Berkley Select | a Berkley Company Brecht & Associates Cochrane and Company Covenant Underwriters CRC Insurance Services Element22 Insurance Services Erickson-Larsen Inc. FTP of California Gorst & Compass Insurance Grand General Agency Jencap - Locations Nationwide NeitClem Wholesale Insurance Brokerage Inc. Pacific Excess Insurance Marketing Professional Liability Insurance Services Inc. - Underwriting Facilities Roush Insurance Services Inc. RT Specialty TAPCO Underwriters Inc. The McGowan Companies Wilson Smith Group LLC Worldwide Facilities, LLC; MHI-MGA Division

Internet Risks

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc.

Resorts

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

CapSpecialty Philadelphia Insurance Companies Professional Liability Insurance Services Inc. - Underwriting Facilities The McGowan Companies Wilson Smith Group LLC

Restaurants

American Management Corporation AmeriTrust Group Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Arrowhead General Insurance Agency Inc. Aspera Insurance Bass Underwriters Berkley Select | a Berkley Company Braishfield Associates, a div of Hull & Company LLC

Brecht & Associates

CapSpecialty CID Insurance Programs Inc. Cochrane and Company Continental Brokers Inc. Delta General Agency Corp., a Jencap Company Erickson-Larsen Inc. FTP of California Integrated Specialty Coverages (ISC) J.M. Wilson Jencap - Locations Nationwide Johnson & Johnson Legacy Employer Concepts LLC M.J. Hall & Company Inc. MAXIMUM McLeckie Insurance Group National Insurance Underwriters Nautilus Insurance Company & Great Divide Ins. Company Norman-Spencer Agency LLC Pacific Excess Insurance Marketing Pathpoint

Philadelphia Insurance Companies

Professional Liability Insurance Services Inc. - Underwriting Facilities Program Brokerage Corporation Shelly, Middlebrooks & O’Leary Inc. Southwest Risk Specialty Insurance TAPCO Underwriters Inc. The McGowan Companies USASIA Insurance Services Walter General Agency (WGA) Western Surplus Lines Agency Inc. Wilson Smith Group LLC Worldwide Facilities, LLC; MHI-MGA Division

July 18, 2022 INSURANCE JOURNAL | 41

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ Not Available (Italicized companies offer binding authority.)

On-Hook Coverage

Garage ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ West

Legend:

Spas

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Braishfield Associates, a div of Hull & Company LLC CapSpecialty Continental Brokers Inc. Insurtec Tanning and Spa Insurance Jencap - Locations Nationwide Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions TAPCO Underwriters Inc. Universal Insurance Programs Wilson Smith Group LLC

Special Events

CapSpecialty Charity First Insurance Services Inc. First Choice Ins Intermediaries James River Insurance Company Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company Pacific Excess Insurance Marketing R.V. Nuccio & Associates Inc. Sports & Fitness Insurance Corporation (SFIC) TAPCO Underwriters Inc. USG Insurance Services Inc. Wilson Smith Group LLC Worldwide Facilities, LLC; MHI-MGA Division www.insurancehelper.com

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

Inland Marine Bailee

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ascinsure Specialty Risk Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc. NBIS

Builders Risk

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Management Corporation AmeriTrust Group Ascinsure Specialty Risk Atlas General Insurance Services LLC Bass Underwriters Berkley Fire & Marine Canon Insurance Service Commercial Sector Insurance Brokers LLC DFCORBY Insurance Services Gridiron Insurance Underwriters Inc. Indemnity Excess & Surplus Agency Inc. Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company MacAfee & Edwards Inc. - Mexican Insurance Specialist McLeckie Insurance Group NeitClem Wholesale Insurance Brokerage Inc. Orion Commercial Insurance Services Inc. Safehold Special Risk

Shield Commercial Insurance Services

Southwest Risk Specialty Insurance Managers Inc. The Hanover Insurance Group U.S. Risk LLC UFG Specialty Victor Insurance Managers Inc. Woodlands Insurance Services LLC Worldwide Facilities, LLC; MHI-MGA Division

Contractors Equipment

Ascinsure Specialty Risk Ashley General Agency Atlas General Insurance Services LLC Bass Underwriters Berkley Fire & Marine Brecht & Associates Builders & Tradesmen’s Insurance Services Inc. (BTIS) Continental Underwriters Inc. DFCORBY Insurance Services First Choice Ins Intermediaries Global Special Risks Grand General Agency Gridiron Insurance Underwriters Inc. Jencap - Locations Nationwide Kinsale Insurance Company MacAfee & Edwards Inc. - Mexican Insurance Specialist McLeckie Insurance Group Nautilus Insurance Company & Great Divide Ins. Company NBIS Norman-Spencer Agency LLC North Central Agency Inc. RLI Safehold Special Risk

Shield Commercial Insurance Services

SIS Wholesale Insurance Services UFG Specialty USASIA Insurance Services Walter General Agency (WGA) Western Surplus Lines Agency Inc. Woodlands Insurance Services LLC

42 | INSURANCE JOURNAL July 18, 2022

■ West

■ Not Available (Italicized companies offer binding authority.)

EDP

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Equipment Floaters

Ascinsure Specialty Risk Berkley Fire & Marine

Brecht & Associates

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Continental Underwriters Inc. First Choice Ins Intermediaries Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc. McLeckie Insurance Group NBIS North Central Agency Inc. R.E. Chaix & Assoc. Safehold Special Risk Shelly, Middlebrooks & O’Leary Inc. SIS Wholesale Insurance Services Western Surplus Lines Agency Inc.

Floaters (Misc.)

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc.

Installation Floaters

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Ascinsure Specialty Risk Berkley Fire & Marine Builders & Tradesmen’s Insurance Services Inc. (BTIS) NBIS Safehold Special Risk Shield Commercial Insurance Services UFG Specialty

E&O

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Gerald J. Wilkoff Inc. Grand General Agency Indemnity Excess & Surplus Agency Inc. Irwin Siegel Agency Jencap - Locations Nationwide Johnson & Johnson Norman-Spencer Agency LLC Pathpoint

Preferred Property Programs

ProWriters Quadrant Insurance Managers RISCO Insurance Brokerage Inc. RPS Technology & Cyber RT Specialty The McGowan Companies Travelers USG Insurance Services Inc. Victor Insurance Managers Inc.

Access E&S Insurance Services (VA) All Solutions PBS LLC Cooper & McCloskey Inc. EmergIn Risk Indemnity Excess & Surplus Agency Inc. Jencap - Locations Nationwide NeitClem Wholesale Insurance Brokerage Inc. ProWriters RPS Technology & Cyber The Hanover Insurance Group

E-Commerce Risks

■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber

Internet Service Providers

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ RPS Technology & Cyber

Motor Truck Cargo

Software Designers

Installment Sales Floaters ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

American Management Corporation AmeriTrust Group

Ascinsure Specialty Risk

Berkley Fire & Marine

Brecht & Associates

Commercial Sector Insurance Brokers LLC First Choice Ins Intermediaries Global Special Risks Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc. IPA Risk Management LLC Jencap - Locations Nationwide Johnson & Johnson Kinsale Insurance Company MacAfee & Edwards Inc. - Mexican Insurance Specialist McLeckie Insurance Group MexiPass International Insurance Services LLC National Insurance Underwriters NBIS Norman-Spencer Agency LLC R.E. Chaix & Assoc. RLI RockLake Insurance Group Inc. RT Specialty Specialty Insurance Managers Inc. Sun Coast General Insurance Agency Walter General Agency (WGA) Worldwide Facilities, LLC; MHI-MGA Division XPT:WSS

Personal Property Floaters

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Braishfield Associates, a div of Hull & Company LLC Monarch E&S Insurance Services Orchid Insurance RT Specialty

Warehousemens Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Aspera Insurance Berkley Fire & Marine Cosmetic Insurance Services, a division of EPIC Brokers Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc. MAXIMUM NBIS

Internet Related Risks Cyber Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) Agentic Insurance LLC Brownyard Group Cooper & McCloskey Inc. Cosmetic Insurance Services, a division of EPIC Brokers Eaton Professional Insurance Services eKo Specialty Insurance Services Inc. EmergIn Risk First Choice Ins Intermediaries

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) Eaton Professional Insurance Services EmergIn Risk Jencap - Locations Nationwide RPS Technology & Cyber

Web Hosting

■ ■ ■ ■ ■ RPS Technology & Cyber

Web Site Designers

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ RPS Technology & Cyber

Liability Apartments (liability only)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Delta General Agency Corp., a Jencap Company Distinguished Programs

James River Insurance Company

Kinsale Insurance Company Nautilus Insurance Company & Great Divide Ins. Company Program Brokerage Corporation Quadrant Insurance Managers RLI Southwest Risk TAPCO Underwriters Inc.

Comprehensive Personal Liability (CPL)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Anderson & Murison Inc. Braishfield Associates, a div of Hull & Company LLC Cabrillo Coastal General Insurance Agency LLC Orchid Insurance RT Specialty TAPCO Underwriters Inc.

General Liability (GL)

Admiral Insurance Group American Management Corporation Anderson & Murison Inc. Aspera Insurance Bass Underwriters Breckenridge Insurance Charity First Insurance Services Inc. CIBA Insurance Services CID Insurance Programs Inc. Coastal Insurance Underwriters Inc. Continental Underwriters Inc. Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services DFCORBY Insurance Services Distinguished Programs Element22 Insurance Services Euclid Life Science Specialty LLC First Choice Ins Intermediaries Grand General Agency Gridiron Insurance Underwriters Inc. Indemnity Excess & Surplus Agency Inc.

www.insurancejournal.com

Legend:

■ East

■ Southeast

■ Texas/South Central

Irwin Siegel Agency James Klein Insurance James River Insurance Company Jencap - Locations Nationwide Johnson & Johnson Joseph Krar & Associates Inc. Kinsale Insurance Company M.J. Hall & Company Inc. MAXIMUM McLeckie Insurance Group Mission Underwriting Managers LLC National Insurance Underwriters Nationwide Nautilus Insurance Company & Great Divide Ins. Company NBIS Negley Associates NeitClem Wholesale Insurance Brokerage Inc. Norman-Spencer International Inc. North Central Agency Inc. Orchid Insurance Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Pathpoint Philadelphia Insurance Companies Quadrant Insurance Managers REInsurePro RLI Roush Insurance Services Inc. RT Specialty Shelly, Middlebrooks & O’Leary Inc.

Shield Commercial Insurance Services

Southwest Risk Specialty Insurance Specialty Insurance Managers Inc. Sports & Fitness Insurance Corporation (SFIC) TAPCO Underwriters Inc. UFG Specialty Vintage Underwriters Western Surplus Lines Agency Inc. Wilson Smith Group LLC World Wide Specialty, a Div. of Philadelphia Insurance Companies XPT:WSS

Homeowners Associations

Atlas General Insurance Services LLC CID Insurance Programs Inc. Coastal Insurance Underwriters Inc. Continental Brokers Inc. DFCORBY Insurance Services Distinguished Programs HabPro Insurance Jencap - Locations Nationwide Mexico Insurance Online MexiPass International Insurance Services LLC

Preferred Property Programs

U.S. Risk LLC Western World Insurance Group

Lessor`s Risk

AmeriTrust Group Aspera Insurance Atlas General Insurance Services LLC Bass Underwriters Brecht & Associates CapSpecialty CID Insurance Programs Inc. Distinguished Programs Gorst & Compass Insurance HabPro Insurance IPA Risk Management LLC J.M. Wilson James River Insurance Company Jencap - Locations Nationwide National Insurance Underwriters Nationwide Nautilus Insurance Company & Great Divide Ins. Company North Central Agency Inc. Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Pathpoint Philadelphia Insurance Companies

Preferred Property Programs Quirk & Company Roush Insurance Services Inc. The McGowan Companies Vintage Underwriters Western World Insurance Group

Owners, Landlords & Tenants (OLT)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Admiral Insurance Group Aspera Insurance Distinguished Programs James River Insurance Company Jencap - Locations Nationwide North Central Agency Inc. Philadelphia Insurance Companies REInsurePro RLI TAPCO Underwriters Inc. USASIA Insurance Services

www.insurancejournal.com

■ West

■ Not Available (Italicized companies offer binding authority.)

Premises Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Admiral Insurance Group AmeriTrust Group Distinguished Programs HabPro Insurance Jencap - Locations Nationwide Nautilus Insurance Company & Great Divide Ins. Company REInsurePro Sports & Fitness Insurance Corporation (SFIC) TAPCO Underwriters Inc. Virtue Risk Partners LLC www.insurancehelper.com

Liquor Liability Bars/Night Clubs (W/ Liquor Liability)

Amwins - 120+ Locations Worldwide Ashley General Agency CapSpecialty Cochrane and Company CRC Insurance Services Donald Gaddis Company Inc. Insurance Services J.E. Brown & Associates

Jencap - Locations Nationwide

M.J. Hall & Company Inc. National Insurance Underwriters Number One Insurance Agency RSI International Inc. Specialty Insurance TAPCO Underwriters Inc. U.S. Risk LLC USG Insurance Services Inc. XPT:WSS

Liquor Dealers & Stores

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Specialty Insurance

Liquor Liability

Agency Marketing Services All Solutions PBS LLC American Management Corporation Bass Underwriters Braishfield Associates, a div of Hull & Company LLC CapSpecialty Charity First Insurance Services Inc. Coastal Insurance Underwriters Inc. Commercial Sector Insurance Brokers LLC Donald Gaddis Company Inc. Insurance Services Erickson-Larsen Inc. First Choice Ins Intermediaries Grand General Agency Indemnity Excess & Surplus Agency Inc.

Jencap - Locations Nationwide

Jimcor Agencies National Insurance Underwriters Number One Insurance Agency Pacific Excess Insurance Marketing R.V. Nuccio & Associates Inc. Roush Insurance Services Inc. RSI International Inc. RT Specialty Specialty Insurance Specialty Insurance Managers Inc. Sports & Wellness Insurance TAPCO Underwriters Inc. U.S. Risk LLC USASIA Insurance Services Wilson Smith Group LLC www.insurancehelper.com

Liquor Liability Host

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide R.V. Nuccio & Associates Inc. TAPCO Underwriters Inc. www.insurancehelper.com

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) Woodlands Insurance Services LLC

Electrical & Electronic Equip. Manufacturers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide Philadelphia Insurance Companies Quirk & Company UFG Specialty Woodlands Insurance Services LLC

Food Manufacturers/Producers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

James River Insurance Company Jencap - Locations Nationwide NeitClem Wholesale Insurance Brokerage Inc. Pacific Excess Insurance Marketing Professional Liability Insurance Services Inc. - Underwriting Facilities Sierra Specialty Insurance Services LLC, a division of XPT Group The McGowan Companies UFG Specialty

Furniture & Fixtures Manufacturers ■ ■ ■ ■ ■ Continental Underwriters Inc.

Medical Equipment Manufacturers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Aspera Insurance CRC Insurance Services Euclid Life Science Specialty LLC James Klein Insurance James River Insurance Company

Jencap - Locations Nationwide

LifeScienceRisk Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey)

Metal & Plastics Manufacturers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Continental Brokers Inc. James River Insurance Company Jencap - Locations Nationwide Nautilus Insurance Company & Great Divide Ins. Company Philadelphia Insurance Companies R.E. Chaix & Assoc. The McGowan Companies

U.S. Risk LLC

Product Contamination/Recall

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cooper & McCloskey Inc. Great American Risk Solutions Kinsale Insurance Company Professional Liability Insurance Services Inc. - Underwriting Facilities

Transportation Equipment Manufacturers ■ ■ ■ ■ ■ UFG Specialty

Wood Products Manufacturing ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Marine Related Antique & Classic Boats

■ ■ ■ ■ ■ Markel Personal Lines

Boat Dealers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

LIG Marine Managers Mexico Insurance Online Safehold Special Risk The Hanover Insurance Group

Boat Manufacturers

■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Safehold Special Risk

Boat Repair Operations - Yards

Manufacturing Risks

■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ammunition Manufacturers

Boat/PWC Rental Operations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Aspera Insurance Cochrane and Company James River Insurance Company Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program UFG Specialty

Building Supplies

■ ■ ■ ■ ■ Continental Underwriters Inc.

Chemical Manufacturers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) Beacon Hill Associates Cosmetic Insurance Services, a division of EPIC Brokers James River Insurance Company Jencap - Locations Nationwide NeitClem Wholesale Insurance Brokerage Inc.

■ ■ ■ ■ ■ Markel Personal Lines

Cargo

■ ■ ■ ■ ■ Kinsale Insurance Company

Charter Boats - Bareboat ■ ■ ■ ■ ■ Markel Personal Lines

Charter Boats - Skippered

■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Commercial Marine ■ ■ ■ ■ ■ J.M. Wilson

July 18, 2022 INSURANCE JOURNAL | 43

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ Midwest

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Container (Marine) Insurance

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

Foremost Insurance Group J.M. Wilson

■ ■ ■ ■ ■ LIG Marine Managers

Fishing Boats Commercial

Wet Marine

■ ■ ■ ■ ■ Markel Personal Lines

Fishing Guides

■ ■ ■ ■ ■ Markel Personal Lines

■ Not Available (Italicized companies offer binding authority.)

Watercraft - Liability & Physical Damage

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Excess Liability

Jencap - Locations Nationwide

Markel Personal Lines Mexico Insurance Online Mexpro.com / NFP

U.S. Risk LLC

Jet Pump Boats

■ ■ ■ ■ ■ Markel Personal Lines

Jet Ski/PWC

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines

Marina Operators

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bass Underwriters Continental Brokers Inc. McGowan Allied Specialty Insurance Mexico Insurance Online Sun Coast General Insurance Agency The Hanover Insurance Group

Marinas, Boat Dealers/Repairers

■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Safehold Special Risk

Marine Pollution

■ ■ ■ ■ ■ Virtue Risk Partners LLC

Maritime Employers Liability (MEL) ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ocean Marine

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group International Transportation & Marine Agency Inc. IPA Risk Management LLC J.M. Wilson LIG Marine Managers Monarch E&S Insurance Services RLI Specialty Insurance Managers Inc. The Hanover Insurance Group USASIA Insurance Services Woodlands Insurance Services LLC

Passenger Vessel - Excursions ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Markel Personal Lines

Personal Watercraft - Liability & Phys Damage

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Foremost Insurance Group Markel Personal Lines Mexico Insurance Online Mexpro.com / NFP

Private Pleasure Yachts

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Markel Personal Lines Mexpro.com / NFP Quaker Special Risk, a Jencap Company (New Jersey) Safehold Special Risk Sun Coast General Insurance Agency

Ship Repairers

■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ski Boat/Small Boat Package ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines

Offshore Oil Drilling & Service Risks Oil & Gas Risks

Nonprofit & Related

Woodlands Insurance Services LLC

Charitable Organizations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Berkley Select | a Berkley Company Care Providers Insurance Services Charity First Insurance Services Inc. First Choice Ins Intermediaries Gateway Specialty Insurance Irwin Siegel Agency MexiPass International Insurance Services LLC Negley Associates Nonprofits Insurance Alliance Western World Insurance Group

Clubs/Groups

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Berkley Select | a Berkley Company Care Providers Insurance Services Charity First Insurance Services Inc. Gateway Specialty Insurance Jencap - Locations Nationwide MexiPass International Insurance Services LLC Nautilus Insurance Company & Great Divide Ins. Company Nonprofits Insurance Alliance

Nonprofit Organizations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services All Solutions PBS LLC Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Amwins - 120+ Locations Worldwide Artex Risk Solutions Inc. Berkley Select | a Berkley Company Breckenridge Insurance Care Providers Insurance Services Charity First Insurance Services Inc. CID Insurance Programs Inc. Eaton Professional Insurance Services First Choice Ins Intermediaries Gateway Specialty Insurance Grand General Agency Irwin Siegel Agency J.E. Brown & Associates

Jencap - Locations Nationwide

Legacy Employer Concepts LLC MexiPass International Insurance Services LLC Nautilus Insurance Company & Great Divide Ins. Company Negley Associates Nonprofits Insurance Alliance Norman-Spencer Agency LLC Roush Insurance Services Inc. Shelly, Middlebrooks & O’Leary Inc. Sports & Wellness Insurance The Hanover Insurance Group Travelers

Religious Organizations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Artex Risk Solutions Inc. Braishfield Associates, a div of Hull & Company LLC Care Providers Insurance Services Charity First Insurance Services Inc. Gateway Specialty Insurance Jencap - Locations Nationwide MexiPass International Insurance Services LLC Promont Insurance Advisors USG Insurance Services Inc. Wilson Smith Group LLC

Volunteers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Care Providers Insurance Services Negley Associates Nonprofits Insurance Alliance Sports & Wellness Insurance

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Ashley General Agency Aspera Insurance Brecht & Associates Breckenridge Insurance CRC Insurance Services Global Special Risks

James River Insurance Company

Jencap - Locations Nationwide Kinsale Insurance Company Quirk & Company RMC Group RT Specialty Southwest Risk Specialty Insurance Managers Inc. U.S. Risk LLC USG Insurance Services Inc. Western Surplus Lines Agency Inc. Woodlands Insurance Services LLC

Petrochemical Risks

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Products Liability Chemical Products

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Beacon Hill Associates Canon Insurance Service Cosmetic Insurance Services, a division of EPIC Brokers James River Insurance Company Jencap - Locations Nationwide Woodlands Insurance Services LLC

Chemical Properties

■ ■ ■ ■ ■ Jencap - Locations Nationwide

Cosmetics Products

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Brownyard Group Canon Insurance Service Cosmetic Insurance Services, a division of EPIC Brokers Euclid Life Science Specialty LLC Nautilus Insurance Company & Great Divide Ins. Company Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey)

Hazardous Products

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Canon Insurance Service Donald Gaddis Company Inc. Insurance Services eKo Specialty Insurance Services Inc. James River Insurance Company Jencap - Locations Nationwide Jimcor Agencies UFG Specialty USG Insurance Services Inc. Woodlands Insurance Services LLC

Medical Products

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) Admiral Insurance Group Euclid Life Science Specialty LLC Founders Professional J.M. Wilson James River Insurance Company Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions RT Specialty

New Products

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

DFCORBY Insurance Services Donald Gaddis Company Inc. Insurance Services Euclid Life Science Specialty LLC Jimcor Agencies Philadelphia Insurance Companies UFG Specialty Woodlands Insurance Services LLC

Nutraceuticals

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

44 | INSURANCE JOURNAL July 18, 2022

eKo Specialty Insurance Services Inc. Global Special Risks Quirk & Company Western Surplus Lines Agency Inc.

Yacht Clubs

Hull/P&I

Amwins - 120+ Locations Worldwide LIG Marine Managers Markel Personal Lines RLI Sun Coast General Insurance Agency

Control of Well/OEE

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Mexico Insurance Online

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Oil & Gas

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

High Performance Boats ■ ■ ■ ■ ■ Markel Personal Lines

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

Admiral Insurance Group Cosmetic Insurance Services, a division of EPIC Brokers Euclid Life Science Specialty LLC James River Insurance Company Jimcor Agencies

www.insurancejournal.com

Legend:

■ East

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ Midwest

■ Southeast

■ Texas/South Central

Pharmaceuticals

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Admiral Insurance Group Euclid Life Science Specialty LLC Founders Professional James River Insurance Company Jencap - Locations Nationwide LifeScienceRisk RT Specialty

Product Contamination/Recall

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

All Solutions PBS LLC Amwins - 120+ Locations Worldwide Cooper & McCloskey Inc. Great American Risk Solutions Jencap - Locations Nationwide Jimcor Agencies Professional Liability Insurance Services Inc. - Underwriting Facilities

Products Liability (General)

Admiral Insurance Group Amwins - 120+ Locations Worldwide Ashley General Agency Aspera Insurance Bass Underwriters Canon Insurance Service Commercial Sector Insurance Brokers LLC Continental Underwriters Inc. Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services DFCORBY Insurance Services Donald Gaddis Company Inc. Insurance Services Euclid Life Science Specialty LLC Gorst & Compass Insurance Great American Risk Solutions Indemnity Excess & Surplus Agency Inc. J.M. Wilson James Klein Insurance

James River Insurance Company

Jencap - Locations Nationwide Kinsale Insurance Company MAXIMUM Monarch E&S Insurance Services Nautilus Insurance Company & Great Divide Ins. Company NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance Pacific Excess Insurance Marketing

Philadelphia Insurance Companies

Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Quirk & Company R.E. Chaix & Assoc. RT Specialty Southwest Risk Specialty Insurance Managers Inc.

The Mechanic Group, Div of Specialty Programs Grp U.S. Risk LLC UFG Specialty USASIA Insurance Services USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA) Western Surplus Lines Agency Inc. Woodlands Insurance Services LLC www.insurancehelper.com XPT:WSS

Products Liability (Retroactive) ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ UFG Specialty

Products Recall Expense Ins.

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Professional Liability Accountants

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Allsouth Professional Liability Brooks Insurance Agency Cooper & McCloskey Inc. James River Insurance Company Jamison Risk Services Norman-Spencer International Inc. Quirk & Company

Synergy Professional Associates Inc. Travelers

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Actuaries

■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Advertising Agencies

■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc.

Alarm Installers

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ The Mechanic Group, Div of Specialty Programs Grp

Architects & Engineers

Asset Managers

■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ ProSurance Group Inc.

Beauticians

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Brooks Insurance Agency Brownyard Group Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Western World Insurance Group

Billing Services (Incl. Medical)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

EmergIn Risk MiniCo Insurance Agency, a Jencap Company Professional Underwriters Agency (PUA) Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) U.S. Risk LLC

Bookkeepers

■ ■ ■ ■ ■ Travelers

Broadcasters & Publishers

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ EmergIn Risk

Computer & EDP Consultants

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services MiniCo Insurance Agency, a Jencap Company Professional Underwriters Agency (PUA) RPS Technology & Cyber Synergy Professional Associates Inc.

Consultants (General)

Access E&S Insurance Services (VA) Admiral Insurance Group All Solutions PBS LLC Balance Partners - Maven CID Insurance Programs Inc. Commercial Sector Insurance Brokers LLC Cooper & McCloskey Inc. Eaton Professional Insurance Services EmergIn Risk First Choice Ins Intermediaries Global Special Risks Indemnity Excess & Surplus Agency Inc. James River Insurance Company Nonprofits Insurance Alliance Norman-Spencer International Inc.

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Professional Insurance Concepts Professional Liability Insurance Services Inc. - Underwriting Facilities Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Professional Underwriters Agency (PUA) Synergy Professional Associates Inc.

Contractors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

James River Insurance Company Norman-Spencer International Inc. Philadelphia Insurance Companies Professional Underwriters Agency (PUA) Virtue Risk Partners LLC

Counselors

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Nonprofits Insurance Alliance

Crime

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

ARC West Coast Excess & Surplus Brokerage LLC Brooks Insurance Agency Gerald J. Wilkoff Inc. Hudson Insurance Group / Hudson Pro Jamison Risk Services

Philadelphia Insurance Companies

Professional Insurance Concepts ProWriters

Cyber Liability

Access E&S Insurance Services (VA) Agentic Insurance LLC All Solutions PBS LLC Amwins - 120+ Locations Worldwide ARC West Coast Excess & Surplus Brokerage LLC Breckenridge Insurance Brooks Insurance Agency CID Insurance Programs Inc. Cochrane and Company Cooper & McCloskey Inc. Eaton Professional Insurance Services EmergIn Risk Irwin Siegel Agency Jamison Risk Services Jencap - Locations Nationwide Kevin Davis Insurance Services Markel

Philadelphia Insurance Companies

ProWriters R.E. Chaix & Assoc. RPS Technology & Cyber Synergy Professional Associates Inc. The McGowan Companies U.S. Risk LLC Western Surplus Lines Agency Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

E&O (General)

5Star Specialty Programs Access E&S Insurance Services (VA) Admiral Insurance Group Agency Marketing Services Agentic Insurance LLC All Solutions PBS LLC Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Anderson & Murison Inc. ARC West Coast Excess & Surplus Brokerage LLC Ashley General Agency Aspera Insurance Balance Partners - Maven Brooks Insurance Agency CapSpecialty CID Insurance Programs Inc. Cochrane and Company CRC Insurance Services Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services eKo Specialty Insurance Services Inc. EmergIn Risk First Choice Ins Intermediaries Grand General Agency Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc. J.E. Brown & Associates J.M. Wilson James Klein Insurance James River Insurance Company Jamison Risk Services Jencap - Locations Nationwide Joseph Krar & Associates Inc. Kinsale Insurance Company Markel MAXIMUM National Insurance Underwriters NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance

Philadelphia Insurance Companies

Professional Liability Insurance Services Inc. - Underwriting Facilities Program Brokerage Corporation ProSurance Group Inc.

July 18, 2022 INSURANCE JOURNAL | 45

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■ ■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

E&O (General) (continued)

ProWriters Quadrant Insurance Managers Quirk & Company R.E. Chaix & Assoc. RMC Group Roush Insurance Services Inc. RT Specialty Sierra Specialty Insurance Services LLC, a division of XPT Group Specialty Insurance Managers Inc. Synergy Professional Associates Inc. The McGowan Companies

U.S. Risk LLC

USASIA Insurance Services Western World Insurance Group World Wide Specialty, a Div. of Philadelphia Insurance Companies

E&S Brokers & MGAs

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Admiral Insurance Group Anderson & Murison Inc. ProSurance Group Inc. Quadrant Insurance Managers Synergy Professional Associates Inc.

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

Employment Practices Liability

5Star Specialty Programs Agency Marketing Services Agentic Insurance LLC All Solutions PBS LLC AMIS/Alliance Marketing & Insurance Services LLC ARC West Coast Excess & Surplus Brokerage LLC Berkley Select | a Berkley Company Breckenridge Insurance Brooks Insurance Agency CID Insurance Programs Inc. Coastal Insurance Underwriters Inc. Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services eKo Specialty Insurance Services Inc. Founders Professional Grand General Agency Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc. Jamison Risk Services Jimcor Agencies NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance Pacific Excess Insurance Marketing

Philadelphia Insurance Companies

Professional Insurance Concepts Professional Liability Insurance Services Inc. - Underwriting Facilities Program Brokerage Corporation ProWriters Quadrant Insurance Managers Quirk & Company R.E. Chaix & Assoc. RPS Technology & Cyber Shelly, Middlebrooks & O’Leary Inc. Synergy Professional Associates Inc. Target Professional Programs U.S. Risk LLC World Wide Specialty, a Div. of Philadelphia Insurance Companies XPT:WSS

Environmental E&O

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) Beacon Hill Associates Brooks Insurance Agency Freberg Environmental Inc. Philadelphia Insurance Companies Quaker Special Risk, a Jencap Company (New Jersey) Victor Insurance Managers Inc. Woodlands Insurance Services LLC

Executive Recruiters/Employment Agencies

■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.)

Farm Mgmt/Consultant

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Fiduciary Liability

5Star Specialty Programs ARC West Coast Excess & Surplus Brokerage LLC Brooks Insurance Agency Gerald J. Wilkoff Inc. Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc. Jamison Risk Services Markel Professional Insurance Concepts ProSurance Group Inc. RPS Technology & Cyber Synergy Professional Associates Inc.

46 | INSURANCE JOURNAL July 18, 2022

■ West

■ Not Available (Italicized companies offer binding authority.)

Financial Institution

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Agentic Insurance LLC ARC West Coast Excess & Surplus Brokerage LLC Brooks Insurance Agency Hudson Insurance Group / Hudson Pro Jamison Risk Services ProSurance Group Inc. ProWriters RT Specialty

Financial Planners

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Hudson Insurance Group / Hudson Pro Markel ProSurance Group Inc.

Firearm Instructors

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Home Inspectors

Berkley Select | a Berkley Company Breckenridge Insurance Brooks Insurance Agency Cooper & McCloskey Inc. CRC Insurance Services eKo Specialty Insurance Services Inc. Founders Professional James River Insurance Company Jamison Risk Services Lawyer’s Protector Plan Number One Insurance Agency Professional Insurance Concepts Program Brokerage Corporation ProWriters

Synergy Professional Associates Inc. Travelers U.S. Risk LLC XPT:WSS

Media Professionals

ARC West Coast Excess & Surplus Brokerage LLC Brooks Insurance Agency Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services EmergIn Risk First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro

■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Western World Insurance Group

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Insurance Adjusters

Meeting Planners

Insurance Agents & Brokers E&O

Misc. Professional Liability

■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Target Professional Programs

Homeowner Associations Liability

■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Agency Marketing Services All Solutions PBS LLC Amwins - 120+ Locations Worldwide ARC West Coast Excess & Surplus Brokerage LLC Balance Partners - Maven Brooks Insurance Agency CID Insurance Programs Inc. Commercial Sector Insurance Brokers LLC Cooper & McCloskey Inc. CRC Insurance Services Eaton Professional Insurance Services eKo Specialty Insurance Services Inc. EmergIn Risk Founders Professional Grand General Agency Hudson Insurance Group / Hudson Pro James River Insurance Company Jamison Risk Services

Jencap - Locations Nationwide

MiniCo Insurance Agency, a Jencap Company Number One Insurance Agency Professional Insurance Concepts Professional Liability Insurance Services Inc. - Underwriting Facilities ProSurance Group Inc. ProWriters Quadrant Insurance Managers Shelly, Middlebrooks & O’Leary Inc. Sierra Specialty Insurance Services LLC, a division of XPT Group Sun Coast General Insurance Agency Synergy Professional Associates Inc. Target Professional Programs U.S. Risk LLC

Interior Designers

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA)

Internet Risks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Eaton Professional Insurance Services EmergIn Risk ProWriters RPS Technology & Cyber

Investment Advisory Reps

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

ARC West Coast Excess & Surplus Brokerage LLC First Choice Ins Intermediaries Markel ProSurance Group Inc. ProWriters

Land Surveyors

■ ■ ■ ■ ■ Victor Insurance Managers Inc.

Landscape Architects

■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Victor Insurance Managers Inc.

Lawyers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Agency Marketing Services Agentic Insurance LLC Allsouth Professional Liability ARC West Coast Excess & Surplus Brokerage LLC Aspera Insurance AttPro Special Risk

■ ■ ■ ■ ■ www.insurancehelper.com ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Access E&S Insurance Services (VA) Admiral Insurance Group Agency Marketing Services Agentic Insurance LLC All Solutions PBS LLC Allsouth Professional Liability Anderson & Murison Inc. ARC West Coast Excess & Surplus Brokerage LLC Atlas General Insurance Services LLC Balance Partners - Maven Braishfield Associates, a div of Hull & Company LLC Breckenridge Insurance Brooks Insurance Agency CID Insurance Programs Inc. Continental Brokers Inc. Cooper & McCloskey Inc. CRC Insurance Services Delta General Agency Corp., a Jencap Company DFCORBY Insurance Services Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services EmergIn Risk First Choice Ins Intermediaries Founders Professional Grand General Agency Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc. J.M. Wilson James River Insurance Company Jamison Risk Services Jencap - Locations Nationwide MiniCo Insurance Agency, a Jencap Company Monarch E&S Insurance Services Nautilus Insurance Company & Great Divide Ins. Company NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance Norman-Spencer International Inc. Professional Insurance Concepts Professional Liability Insurance Services Inc. - Underwriting Facilities Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Professional Underwriters Agency (PUA) Program Brokerage Corporation ProWriters Quadrant Insurance Managers Quirk & Company Roush Insurance Services Inc. RT Specialty Specialty Insurance Managers Inc. Sports & Fitness Insurance Corporation (SFIC) Sun Coast General Insurance Agency Synergy Professional Associates Inc. Target Professional Programs The Hanover Insurance Group The McGowan Companies Travelers

U.S. Risk LLC

Western Surplus Lines Agency Inc. Woodlands Insurance Services LLC XPT:WSS

Mortgage Brokers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agentic Insurance LLC Allsouth Professional Liability Cooper & McCloskey Inc. Mexico Insurance Online Norman-Spencer Agency LLC

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.)

Party Coordinators

■ ■ ■ ■ ■ www.insurancehelper.com

Police/Law Enforcement Officers

■ ■ ■ ■ ■ Izzo Insurance Services, A div of Hull & Company LLC ■ ■ ■ ■ ■ Professional Governmental Underwriters

Private Investigators ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Brownyard Group Izzo Insurance Services, A div of Hull & Company LLC Sierra Specialty Insurance Services LLC, a division of XPT Group

Property Managers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Allsouth Professional Liability ARC West Coast Excess & Surplus Brokerage LLC CID Insurance Programs Inc. Indemnity Excess & Surplus Agency Inc. MiniCo Insurance Agency, a Jencap Company ProWriters RealCare Insurance Shelly, Middlebrooks & O’Leary Inc. Synergy Professional Associates Inc. Victor Insurance Managers Inc.

Real Estate Agents

Agency Marketing Services Agentic Insurance LLC All Solutions PBS LLC Allsouth Professional Liability Braishfield Associates, a div of Hull & Company LLC Brooks Insurance Agency Eaton Professional Insurance Services First Choice Ins Intermediaries Indemnity Excess & Surplus Agency Inc. MiniCo Insurance Agency, a Jencap Company Norman-Spencer Agency LLC ProWriters RealCare Insurance Shelly, Middlebrooks & O’Leary Inc. Sierra Specialty Insurance Services LLC, a division of XPT Group Synergy Professional Associates Inc. The Hanover Insurance Group Travelers Victor Insurance Managers Inc.

Real Estate Appraisers ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

MiniCo Insurance Agency, a Jencap Company Norman-Spencer Agency LLC ProWriters RealCare Insurance Sun Coast General Insurance Agency Target Professional Programs Victor Insurance Managers Inc.

Registered Investment Advisors

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Access E&S Insurance Services (VA) First Choice Ins Intermediaries Markel ProSurance Group Inc.

School Board/Public Officials

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Professional Governmental Underwriters ■ ■ ■ ■ ■ Western World Insurance Group

Security Guard & Detective Agencies

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Brownyard Group Izzo Insurance Services, A division of Hull & Company LLC Prime Insurance Company

The Mechanic Group, Div of Specialty Programs Grp

Stand- Alone Fiduciary

■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Stock Brokers

■ ■ ■ ■ ■ ProSurance Group Inc.

Tax Preparers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

MiniCo Insurance Agency, a Jencap Company Norman-Spencer International Inc. Professional Underwriters Agency (PUA) ProSurance Group Inc.

Technology Professionals

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

5Star Specialty Programs Access E&S Insurance Services (VA) Agency Marketing Services All Solutions PBS LLC ARC West Coast Excess & Surplus Brokerage LLC Brooks Insurance Agency CID Insurance Programs Inc. Donald Gaddis Company Inc. Insurance Services

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Eaton Professional Insurance Services EmergIn Risk First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro Indemnity Excess & Surplus Agency Inc. ProWriters Quadrant Insurance Managers Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) RPS Technology & Cyber Shelly, Middlebrooks & O’Leary Inc. Synergy Professional Associates Inc. The Hanover Insurance Group

Assisted Living Facilities

Amwins - 120+ Locations Worldwide Breckenridge Insurance eKo Specialty Insurance Services Inc. Great American Risk Solutions

James River Insurance Company

Jencap - Locations Nationwide Promont Insurance Advisors RPS Healthcare Sapphire Blue Sierra Specialty Insurance Services LLC, a division of XPT Group TDC Specialty Underwriters U.S. Risk LLC

Telecommunications

Chiropractors

Temporary Personnel Agencies

Clinical Trials

Title Agents

■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters

■ ■ ■ ■ ■ The Hanover Insurance Group

■ ■ ■ ■ ■ RPS Healthcare

■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■■■ ■ ■ ■ ■ ■ World Wide Specialty, a Division of Philadelphia ■ ■ ■ ■ ■ Insurance Companies ■ ■ ■■■ ■ ■ ■■■ Third Party Administrators ■ ■ ■■■ ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■■■ ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■■■ ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■■■ ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Agentic Insurance LLC Allsouth Professional Liability Brooks Insurance Agency Norman-Spencer Agency LLC

Travel Agents

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

EmergIn Risk Mexico Insurance Online Prime Insurance Company ProWriters

Truck Brokers

■ ■ ■ ■ ■ Greenwich Transportation Underwriters aka GTU

Truck Drivers/Operators

■ ■ ■ ■ ■ Risk Strategies, Transportation Group

Vineyard Mgmt/Consultant

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Access E&S Insurance Services (VA) Agentic Insurance LLC Cooper & McCloskey Inc. Founders Professional James River Insurance Company Jencap - Locations Nationwide Quaker Special Risk, a Jencap Company (New Jersey) RT Specialty

College/University Health Centers Community Health Centers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Charity First Insurance Services Inc. Founders Professional Gateway Specialty Insurance Negley Associates Nonprofits Insurance Alliance TDC Specialty Underwriters

Counseling/Mental Health Facilities

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Dentists

Charity First Insurance Services Inc. Gateway Specialty Insurance

Irwin Siegel Agency

Negley Associates Nonprofits Insurance Alliance TDC Specialty Underwriters Western World Insurance Group Allsouth Professional Liability James River Insurance Company Jamison Risk Services RPS Healthcare XPT:WSS

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RPS Technology & Cyber

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Professional Liability--Medical Fields

Healthcare Administrative E&O

Web Site Designers

Abortion Clinics

■ ■ ■ ■ ■ Founders Professional

Alcohol/Drug Rehabilitation Centers

Addiction Treatment Providers Insurance Program Charity First Insurance Services Inc. Founders Professional Gateway Specialty Insurance

Irwin Siegel Agency

James River Insurance Company Jencap - Locations Nationwide Negley Associates Nonprofits Insurance Alliance Promont Insurance Advisors Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) RPS Healthcare TDC Specialty Underwriters Western World Insurance Group

Allergists

■ ■ ■ ■ ■ TDC Specialty Underwriters

Allied Health Care

Access E&S Insurance Services (VA) Aspera Insurance Braishfield Associates, a div of Hull & Company LLC Brooks Insurance Agency CID Insurance Programs Inc. Eaton Professional Insurance Services First Choice Ins Intermediaries Gateway Specialty Insurance Grand General Agency J.M. Wilson Jencap - Locations Nationwide Kinsale Insurance Company ProWriters RPS Healthcare TDC Specialty Underwriters

■ ■ ■ ■ ■ Agentic Insurance LLC

Healthcare Facilities (Misc.)

Access E&S Insurance Services (VA)

Admiral Insurance Group

Berkley Select | a Berkley Company Brooks Insurance Agency Cooper & McCloskey Inc. CRC Insurance Services Gateway Specialty Insurance James River Insurance Company Jamison Risk Services Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Promont Insurance Advisors RPS Healthcare TDC Specialty Underwriters

Home Health Agencies

Anderson & Murison Inc. Ashley General Agency Care Providers Insurance Services Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services Founders Professional Gateway Specialty Insurance James River Insurance Company Jencap - Locations Nationwide Jimcor Agencies Negley Associates Nonprofits Insurance Alliance Promont Insurance Advisors Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) Quirk & Company RPS Healthcare Sapphire Blue

U.S. Risk LLC

Western World Insurance Group

July 18, 2022 INSURANCE JOURNAL | 47

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Hospice Care Programs

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Care Providers Insurance Services Founders Professional Gateway Specialty Insurance James River Insurance Company Negley Associates Nonprofits Insurance Alliance TDC Specialty Underwriters

Hospitals

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agentic Insurance LLC Amwins - 120+ Locations Worldwide Brooks Insurance Agency eKo Specialty Insurance Services Inc. Hudson Insurance Group / Hudson Pro Jamison Risk Services Negley Associates RPS Healthcare RT Specialty TDC Specialty Underwriters

Kidney Dialysis Facilities

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cooper & McCloskey Inc. James River Insurance Company Jencap - Locations Nationwide TDC Specialty Underwriters

Managed Care Organizations

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ TDC Specialty Underwriters

Medical & Physical Rehab Facilities

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Gateway Specialty Insurance James River Insurance Company Promont Insurance Advisors Quaker Special Risk, a Jencap Company (New Jersey) RPS Healthcare TDC Specialty Underwriters

Medical Imaging Centers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Admiral Insurance Group Founders Professional Gateway Specialty Insurance James River Insurance Company Jencap - Locations Nationwide Promont Insurance Advisors Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) RPS Healthcare TDC Specialty Underwriters

Medical Malpractice

Access E&S Insurance Services (VA)

Admiral Insurance Group

Agency Marketing Services Allsouth Professional Liability Brooks Insurance Agency Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Founders Professional Hudson Insurance Group / Hudson Pro James River Insurance Company Jamison Risk Services Kinsale Insurance Company NeitClem Wholesale Insurance Brokerage Inc. RPS Healthcare RT Specialty TDC Specialty Underwriters

Medical Stop Loss

■ ■ ■ ■ ■ Artex Risk Solutions Inc.

Misc. Professional Liability - Medical Fields

Access E&S Insurance Services (VA)

Admiral Insurance Group

Agentic Insurance LLC All Solutions PBS LLC Allsouth Professional Liability ARC West Coast Excess & Surplus Brokerage LLC Aspera Insurance Brooks Insurance Agency Delta General Agency Corp., a Jencap Company Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro Jamison Risk Services Jencap - Locations Nationwide Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Promont Insurance Advisors Quirk & Company RPS Healthcare TDC Specialty Underwriters U.S. Risk LLC

48 | INSURANCE JOURNAL July 18, 2022

■ West

■ Not Available (Italicized companies offer binding authority.)

Nurses

■ ■ ■ ■ ■ RPS Healthcare

Nursing/Convalescent Homes

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cooper & McCloskey Inc. Founders Professional Great American Risk Solutions James River Insurance Company Quadrant Insurance Managers RPS Healthcare Sapphire Blue

U.S. Risk LLC

Ophthalmologists

■ ■ ■ ■ ■ TDC Specialty Underwriters

Opticians

■ ■ ■ ■ ■ RPS Healthcare

Optometrists

■ ■ ■ ■ ■ RPS Healthcare

Osteopaths

■ ■ ■ ■ ■ TDC Specialty Underwriters

Outpatient Clinics

Admiral Insurance Group Cooper & McCloskey Inc. Founders Professional Gateway Specialty Insurance Irwin Siegel Agency James River Insurance Company Jencap - Locations Nationwide Promont Insurance Advisors Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) RPS Healthcare TDC Specialty Underwriters

Paramedics

■ ■ ■ ■ ■ RPS Healthcare

Pharmacists

■ ■ ■ ■ ■ TDC Specialty Underwriters

Physician Groups & Clinics ■ ■ ■ ■ ■ Admiral Insurance Group

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Allsouth Professional Liability Breckenridge Insurance Founders Professional Kinsale Insurance Company RPS Healthcare TDC Specialty Underwriters U.S. Risk LLC

Physicians

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Allsouth Professional Liability Amwins - 120+ Locations Worldwide Brooks Insurance Agency Founders Professional Hudson Insurance Group / Hudson Pro James River Insurance Company RPS Healthcare RT Specialty TDC Specialty Underwriters XPT:WSS

Podiatrists

■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ RPS Healthcare

Psychiatrists

■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ TDC Specialty Underwriters

Psychologists

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Western World Insurance Group

Specified Medical Professions ■ ■ ■ ■ ■ Admiral Insurance Group

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Allsouth Professional Liability Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services Founders Professional Indemnity Excess & Surplus Agency Inc. Jencap - Locations Nationwide RPS Healthcare Synergy Professional Associates Inc.

Surgery Centers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agentic Insurance LLC Breckenridge Insurance Founders Professional James River Insurance Company Quaker Special Risk, a Jencap Company (Florida)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) RPS Healthcare TDC Specialty Underwriters

Urgent Care Centers

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agentic Insurance LLC Delta General Agency Corp., a Jencap Company Founders Professional RPS Healthcare TDC Specialty Underwriters

Veterinarians

■ ■ ■ ■ ■ James River Insurance Company

Property--Commercial Apartments

AmeriTrust Group Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Atlas General Insurance Services LLC Brecht & Associates Central Agency CIBA Insurance Services CID Insurance Programs Inc. Commercial Sector Insurance Brokers LLC Distinguished Programs Donald Gaddis Company Inc. Insurance Services Element22 Insurance Services FTP of California Gorst & Compass Insurance Grand General Agency Great American Risk Solutions Gridiron Insurance Underwriters Inc. HabPro Insurance Integrated Specialty Coverages (ISC) IPA Risk Management LLC

Jencap - Locations Nationwide

Jimcor Agencies M.J. Hall & Company Inc. MAXIMUM Nationwide New Empire Insurance Services North Central Agency Inc. Pacific Excess Insurance Marketing Quirk & Company REInsurePro Roush Insurance Services Inc. RSI International Inc. RT Specialty Southwest Risk The McGowan Companies USASIA Insurance Services USG Insurance Services Inc. Velocity Risk Underwriters LLC Wilson Smith Group LLC Woodlands Insurance Services LLC Worldwide Facilities, LLC; MHI-MGA Division XPT:WSS

Capacity or Excess Property Insurance

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Canon Insurance Service James River Insurance Company Jencap - Locations Nationwide Kinsale Insurance Company UFG Specialty Velocity Risk Underwriters LLC

Churches

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC Brecht & Associates Care Providers Insurance Services CID Insurance Programs Inc. Element22 Insurance Services Gateway Specialty Insurance Grand General Agency MAXIMUM Nationwide North Central Agency Inc. Promont Insurance Advisors

Coastal Property

Amwins - 120+ Locations Worldwide Atlas General Insurance Services LLC Coastal Insurance Underwriters Inc. Commercial Sector Insurance Brokers LLC Continental Underwriters Inc. Delta General Agency Corp., a Jencap Company Element22 Insurance Services Gridiron Insurance Underwriters Inc.

Jencap - Locations Nationwide

MAXIMUM Pathpoint Quaker Special Risk, a Jencap Company (New Jersey) RT Specialty U.S. Risk LLC Velocity Risk Underwriters LLC Wilson Smith Group LLC

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Commercial Flood (Non-Federal) ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Velocity Risk Underwriters LLC

Commercial Property

American Management Corporation Anderson & Murison Inc. Ashley General Agency Aspera Insurance Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Breckenridge Insurance Canon Insurance Service Central Agency CIBA Insurance Services CID Insurance Programs Inc. Coastal Insurance Underwriters Inc. Commercial Sector Insurance Brokers LLC Continental Underwriters Inc. Cosmetic Insurance Services, a division of EPIC Brokers DFCORBY Insurance Services Distinguished Programs Element22 Insurance Services Great American Risk Solutions Gridiron Insurance Underwriters Inc. Integrated Specialty Coverages (ISC) Irwin Siegel Agency J.M. Wilson James Klein Insurance Jamison Risk Services

Jencap - Locations Nationwide

Joseph Krar & Associates Inc. Kinsale Insurance Company M.J. Hall & Company Inc. McLeckie Insurance Group MexiPass International Insurance Services LLC Mission Underwriting Managers LLC Nationwide Nautilus Insurance Company & Great Divide Ins. Company Negley Associates NeitClem Wholesale Insurance Brokerage Inc. New Empire Insurance Services North Central Agency Inc. Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Pathpoint R.E. Chaix & Assoc. RLI Roush Insurance Services Inc. RSI International Inc. Shelly, Middlebrooks & O’Leary Inc. Southwest Risk Specialty Insurance Managers Inc. Sun Coast General Insurance Agency U.S. Risk LLC Velocity Risk Underwriters LLC Vintage Underwriters Walter General Agency (WGA) Western Surplus Lines Agency Inc. Wilson Smith Group LLC

Completed-but-not-Sold Properties ■ ■ ■ ■ ■ IPA Risk Management LLC

Condominiums

American Management Corporation AmeriTrust Group Amwins - 120+ Locations Worldwide Atlas General Insurance Services LLC Bass Underwriters Canon Insurance Service CIBA Insurance Services CID Insurance Programs Inc. Coastal Insurance Underwriters Inc. Commercial Sector Insurance Brokers LLC Distinguished Programs Element22 Insurance Services FTP of California Great American Risk Solutions Gridiron Insurance Underwriters Inc. HabPro Insurance Integrated Specialty Coverages (ISC) IPA Risk Management LLC

Jencap - Locations Nationwide

NeitClem Wholesale Insurance Brokerage Inc. New Empire Insurance Services Pacific Excess Insurance Marketing REInsurePro Southwest Risk The McGowan Companies Velocity Risk Underwriters LLC Worldwide Facilities, LLC; MHI-MGA Division

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Difference-in-Conditions

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Amwins - 120+ Locations Worldwide Arrowhead General Insurance Agency Inc. Coastal Insurance Underwriters Inc. Orion Commercial Insurance Services Inc. RLI

U.S. Risk LLC

Velocity Risk Underwriters LLC

Earthquake

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Continental Underwriters Inc. FTP of California Orion Commercial Insurance Services Inc. Poulton Associates REInsurePro U.S. Risk LLC Velocity Risk Underwriters LLC

General Liability (GL)

American Management Corporation Breckenridge Insurance Continental Underwriters Inc. FTP of California Gridiron Insurance Underwriters Inc. Irwin Siegel Agency James River Insurance Company McLeckie Insurance Group NeitClem Wholesale Insurance Brokerage Inc. New Empire Insurance Services North Central Agency Inc. Pathpoint REInsurePro Vintage Underwriters Western Surplus Lines Agency Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies

Hazardous Occupancies

■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Virtue Risk Partners LLC

Hotels/Motels

American Management Corporation Brecht & Associates CapSpecialty Central Agency Commercial Sector Insurance Brokers LLC Covenant Underwriters Element22 Insurance Services FTP of California Great American Risk Solutions IPA Risk Management LLC

Jencap - Locations Nationwide

Nationwide North Central Agency Inc. Professional Liability Insurance Services Inc. - Underwriting Facilities Velocity Risk Underwriters LLC Western Surplus Lines Agency Inc. Western World Insurance Group Wilson Smith Group LLC

Manufacturing Operations

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Donald Gaddis Company Inc. Insurance Services Element22 Insurance Services Great American Risk Solutions MAXIMUM Nationwide Southwest Risk USASIA Insurance Services Woodlands Insurance Services LLC

Mercantile

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Bass Underwriters Donald Gaddis Company Inc. Insurance Services FTP of California Great American Risk Solutions Gridiron Insurance Underwriters Inc. Roush Insurance Services Inc. Vintage Underwriters

Mobile Home Parks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

CapSpecialty Grand General Agency Nationwide North Central Agency Inc. Western World Insurance Group

Office Buildings

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group CIBA Insurance Services CRC Insurance Services Distinguished Programs Element22 Insurance Services FTP of California Gridiron Insurance Underwriters Inc. HabPro Insurance Integrated Specialty Coverages (ISC) IPA Risk Management LLC Jencap - Locations Nationwide

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

MAXIMUM Nationwide Nautilus Insurance Company & Great Divide Ins. Company New Empire Insurance Services North Central Agency Inc. Pacific Excess Insurance Marketing RT Specialty Velocity Risk Underwriters LLC Vintage Underwriters

Real Estate Investor

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Breckenridge Insurance Element22 Insurance Services

REInsurePro

SIS Wholesale Insurance Services

Restaurants

Anderson & Murison Inc. Brecht & Associates CapSpecialty Central Agency FTP of California Gorst & Compass Insurance Great American Risk Solutions Nationwide NeitClem Wholesale Insurance Brokerage Inc. North Central Agency Inc. Pacific Excess Insurance Marketing Roush Insurance Services Inc. RSI International Inc. Southwest Risk Specialty Insurance Velocity Risk Underwriters LLC Western Surplus Lines Agency Inc. Wilson Smith Group LLC Woodlands Insurance Services LLC Worldwide Facilities, LLC; MHI-MGA Division

School Districts

■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Velocity Risk Underwriters LLC

Seasonal Property ■ ■ ■ ■ ■ REInsurePro

Service Stations

■ ■ ■ ■ ■ AmeriTrust Group ■ ■ ■ ■ ■ FTP of California

Shopping Centers

Commercial Sector Insurance Brokers LLC Element22 Insurance Services FTP of California Great American Risk Solutions Gridiron Insurance Underwriters Inc. HabPro Insurance Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide MAXIMUM North Central Agency Inc. Pacific Excess Insurance Marketing Velocity Risk Underwriters LLC Vintage Underwriters

SMP Package (Specialty/Nonstandard) ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Distinguished Programs MexiPass International Insurance Services LLC Monarch E&S Insurance Services Worldwide Facilities, LLC; MHI-MGA Division

Taverns

■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ Vintage Underwriters

Terrorism

■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Specialty Insurance Managers Inc.

Toxic Mold Liability

■ ■ ■ ■ ■ Beacon Hill Associates

Vacant Property

American Management Corporation AmeriTrust Group Amwins - 120+ Locations Worldwide Anderson & Murison Inc. Ashley General Agency Atlas General Insurance Services LLC Bass Underwriters

Brecht & Associates

Breckenridge Insurance Canon Insurance Service Commercial Sector Insurance Brokers LLC CRC Insurance Services Delta General Agency Corp., a Jencap Company Distinguished Programs Donald Gaddis Company Inc. Insurance Services Element22 Insurance Services FTP of California

July 18, 2022 INSURANCE JOURNAL | 49

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Vacant Property (continued)

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

Gorst & Compass Insurance Grand General Agency Great American Risk Solutions J.M. Wilson Kinsale Insurance Company M.J. Hall & Company Inc. MAXIMUM Monarch E&S Insurance Services Nationwide NeitClem Wholesale Insurance Brokerage Inc. Number One Insurance Agency Orion Commercial Insurance Services Inc. Pacific Excess Insurance Marketing Pathpoint Program Brokerage Corporation Quirk & Company REInsurePro Roush Insurance Services Inc. RSI International Inc. RT Specialty SIS Wholesale Insurance Services Southwest Risk U.S. Risk LLC UFG Specialty USASIA Insurance Services USG Insurance Services Inc. Walter General Agency (WGA) Worldwide Facilities, LLC; MHI-MGA Division XPT:WSS

Warehouses

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Bass Underwriters CIBA Insurance Services Element22 Insurance Services FTP of California Great American Risk Solutions Gridiron Insurance Underwriters Inc. Nationwide Nautilus Insurance Company & Great Divide Ins. Company

Wind Deductible Buy-Back

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Breckenridge Insurance

Commercial Sector Insurance Brokers LLC

Element22 Insurance Services MiniCo Insurance Agency, a Jencap Company RT Specialty Safehold Special Risk U.S. Risk LLC

Wind/Hail

Amwins - 120+ Locations Worldwide Ashley General Agency Bass Underwriters Breckenridge Insurance Coastal Insurance Underwriters Inc. Commercial Sector Insurance Brokers LLC Element22 Insurance Services Gridiron Insurance Underwriters Inc. IPA Risk Management LLC MiniCo Insurance Agency, a Jencap Company Pathpoint Velocity Risk Underwriters LLC

Property--Residential Coastal Property

Amwins - 120+ Locations Worldwide Breckenridge Insurance BUA LLC Coastal Insurance Underwriters Inc. Jamison Risk Services Jencap - Locations Nationwide Jimcor Agencies Markel Personal Lines Orchid Insurance Pathpoint Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quaker Special Risk, a Jencap Company (New Jersey) RISCO Insurance Brokerage Inc. RT Specialty Wilson Smith Group LLC

Condominiums (HO-6) ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Braishfield Associates, a div of Hull & Company LLC Cabrillo Coastal General Insurance Agency LLC Central Agency

Foremost Insurance Group Orchid Insurance

Contents Only (HO-4)

■ ■ ■ ■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines

■ West

■ Not Available (Italicized companies offer binding authority.)

Dwelling Fire (DP-1, DP-3)

Anderson & Murison Inc. Cabrillo Coastal General Insurance Agency LLC Central Agency Cochrane and Company

Foremost Insurance Group

Gorst & Compass Insurance Markel Personal Lines National Insurance Underwriters Orchid Insurance RISCO Insurance Brokerage Inc. Roush Insurance Services Inc. RT Specialty

Dwelling Fire (TDP-1)

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Vintage Underwriters ■ ■ ■ ■ ■ Worldwide Facilities, LLC; MHI-MGA Division

Dwelling Fire (TDP-1/TDP-2/TDP-3)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Delta General Agency Corp., a Jencap Company Foremost Insurance Group RSI International Inc. Wilson Smith Group LLC

Earthquake

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ REInsurePro

Forced Placement ■ ■ ■ ■ ■ Proctor Loan Protector ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Unitas Financial Services

High Valued Homeowners

Anderson & Murison Inc. Bass Underwriters Braishfield Associates, a div of Hull & Company LLC BUA LLC Canon Insurance Service Central Agency Commercial Sector Insurance Brokers LLC Gorst & Compass Insurance Irwin Siegel Agency J.E. Brown & Associates Jamison Risk Services Jencap - Locations Nationwide Monarch E&S Insurance Services Orchid Insurance Quaker Special Risk, a Jencap Company (Florida) Quaker Special Risk, a Jencap Company (Mass.) Quirk & Company RISCO Insurance Brokerage Inc. RPS RT Specialty Shelly, Middlebrooks & O’Leary Inc. USG Insurance Services Inc. Wilson Smith Group LLC

High-Value Dwellings

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide BUA LLC Canon Insurance Service Delta General Agency Corp., a Jencap Company Irwin Siegel Agency J.M. Wilson Orchid Insurance Quaker Special Risk, a Jencap Company (New Jersey) RPS RSI International Inc. RT Specialty

Historic Homes ■ ■ ■ ■ ■ RPS

Homeowners (HO-3)

Anderson & Murison Inc. Bass Underwriters BUA LLC Cabrillo Coastal General Insurance Agency LLC Central Agency Cochrane and Company Delta General Agency Corp., a Jencap Company

Foremost Insurance Group

J.E. Brown & Associates J.M. Wilson Markel Personal Lines MexiPass International Insurance Services LLC National Insurance Underwriters Orchid Insurance RISCO Insurance Brokerage Inc. Roush Insurance Services Inc. RPS RSI International Inc. RT Specialty Wilson Smith Group LLC

Homeowners (HO-A)

■ ■ ■ ■ ■ Foremost Insurance Group

Homeowners (HO-A/HO-B)

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Worldwide Facilities, LLC; MHI-MGA Division

Jewelry & Fur Floaters

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Gorst & Compass Insurance Monarch E&S Insurance Services RSI International Inc. RT Specialty

Low-Value Dwellings

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

J.E. Brown & Associates Markel Personal Lines RSI International Inc. Vintage Underwriters

Manufactured HO3

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ National Insurance Underwriters

Mobile/Manufactured Homes

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Cabrillo Coastal General Insurance Agency LLC Delta General Agency Corp., a Jencap Company

Foremost Insurance Group

J.E. Brown & Associates Markel Personal Lines REInsurePro RPS

Non-Standard Dwellings ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Anderson & Murison Inc. Canon Insurance Service Foremost Insurance Group Prime Insurance Company

Real Estate Investor ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Breckenridge Insurance REInsurePro SIS Wholesale Insurance Services Unitas Financial Services

Seasonal Dwellings

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

BUA LLC Cabrillo Coastal General Insurance Agency LLC Foremost Insurance Group J.E. Brown & Associates Markel Personal Lines Orchid Insurance REInsurePro RPS Wilson Smith Group LLC

Tenant Policy

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Unitas Financial Services

Vacant Property

Breckenridge Insurance Canon Insurance Service Delta General Agency Corp., a Jencap Company

Foremost Insurance Group

Gorst & Compass Insurance J.E. Brown & Associates Jimcor Agencies Markel Personal Lines Number One Insurance Agency Pathpoint REInsurePro RPS RSI International Inc. Walter General Agency (WGA) XPT:WSS

Public Entities Community Water Districts

■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Professional Governmental Underwriters

Irrigation Districts

■ ■ ■ ■ ■ Professional Governmental Underwriters

Municipal & Public Entities Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Artex Risk Solutions Inc. Jencap - Locations Nationwide RT Specialty The McGowan Companies Virtue Risk Partners LLC

Public Housing Authorities Liability ■ ■ ■ ■ ■ Professional Governmental Underwriters

50 | INSURANCE JOURNAL July 18, 2022

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Public Utilities (Water, Gas, Electric) ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters

Wastewater Treatment

■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Virtue Risk Partners LLC

Railroad Risks Railroad Protective Liability

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Service Businesses Ambulances

■ ■ ■ ■ ■ James River Insurance Company

Barber Shops

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AMIS/Alliance Marketing & Insurance Services LLC CapSpecialty Continental Brokers Inc. National Insurance Underwriters Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Beauty Salons

AMIS/Alliance Marketing & Insurance Services LLC CapSpecialty Continental Brokers Inc. Joseph Krar & Associates Inc. Pacific Excess Insurance Marketing Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Universal Insurance Programs

Beauty Schools

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Beauty Supply

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ National Insurance Underwriters ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Buses

■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company

Cannabis, CBD & Smoke/Vape Shop

■ Not Available (Italicized companies offer binding authority.)

Detective/Patrol Liability

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ National Insurance Underwriters ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing

Dry Cleaners

Shopping Centers

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc.

Exterminators

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Sierra Specialty Insurance Services LLC, a division of XPT Group

Firearm Dealers

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Kinsale Insurance Company

Health Clubs

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Indemnity Excess & Surplus Agency Inc. Joseph Krar & Associates Inc. Nautilus Insurance Company & Great Divide Ins. Company Roush Insurance Services Inc. Sports & Fitness Insurance Corporation (SFIC) Sports & Wellness Insurance

Hospice (Medical & Non Medical)

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Care Providers Insurance Services Founders Professional Negley Associates Nonprofits Insurance Alliance Sapphire Blue

Internet Risks

■ ■ ■ ■ ■ RPS Technology & Cyber

Jewelers Block

■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Limousines

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

KF&B Program Managers Insurance Services National Indemnity Company Norman-Spencer International Inc. RPS

Pawn Shops

■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Printer Packages

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ EmergIn Risk

■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Recycling Centers

Cannabis/Marijuana - Dispensary and Growers ■ ■ ■ ■ ■ Aspera Insurance

Residential Care Facilities ■ ■ ■ ■ ■ Irwin Siegel Agency

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Breckenridge Insurance J.M. Wilson Jencap - Locations Nationwide Jimcor Agencies Kinsale Insurance Company M.J. Hall & Company Inc. Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Coin Laundry

■ ■ ■ ■ ■ Bass Underwriters

Convenience Stores

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Braishfield Associates, a div of Hull & Company LLC Covenant Underwriters Joseph Krar & Associates Inc. National Insurance Underwriters Nautilus Insurance Company & Great Divide Ins. Company Roush Insurance Services Inc. Vintage Underwriters Woodlands Insurance Services LLC

Courier/Messenger Service

■ ■ ■ ■ ■ Risk Strategies, Transportation Group

Cryotherapy

■ ■ ■ ■ ■ Breckenridge Insurance

Day Care Centers/Nurseries

Agency Marketing Services CapSpecialty Charity First Insurance Services Inc. Indemnity Excess & Surplus Agency Inc. J.E. Brown & Associates Joseph Krar & Associates Inc. Nautilus Insurance Company & Great Divide Ins. Company Nonprofits Insurance Alliance Roush Insurance Services Inc. RPS USASIA Insurance Services Western Surplus Lines Agency Inc.

www.insurancejournal.com

Service Stations

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Izzo Insurance Services, A div of Hull & Company LLC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc.

■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ North Central Agency Inc.

Restaurants

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services Arrowhead General Insurance Agency Inc. Artex Risk Solutions Inc. Atlas General Insurance Services LLC Berkley Select | a Berkley Company CapSpecialty Integrated Specialty Coverages (ISC)

James River Insurance Company Joseph Krar & Associates Inc. McLeckie Insurance Group North Central Agency Inc.

Philadelphia Insurance Companies

Quirk & Company Roush Insurance Services Inc. RPS Specialty Insurance The McGowan Companies Vintage Underwriters Western Surplus Lines Agency Inc. Wilson Smith Group LLC Woodlands Insurance Services LLC XPT:WSS

Retail Stores

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Arrowhead General Insurance Agency Inc. Aspera Insurance McLeckie Insurance Group National Insurance Underwriters North Central Agency Inc. Pacific Excess Insurance Marketing Philadelphia Insurance Companies The McGowan Companies

Self Storage

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

MiniCo Insurance Agency, a Jencap Company PartnerOne Environmental Safehold Special Risk Universal Insurance Programs

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

AmeriTrust Group Continental Brokers Inc. James River Insurance Company Joseph Krar & Associates Inc. McLeckie Insurance Group North Central Agency Inc. Philadelphia Insurance Companies Quirk & Company The McGowan Companies Vintage Underwriters

Smoke/Vape Shops

■ ■ ■ ■ ■ Brecht & Associates

Social Service Risks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Charity First Insurance Services Inc. Gateway Specialty Insurance

Irwin Siegel Agency

James River Insurance Company Negley Associates Nonprofits Insurance Alliance

Software, Internet & Computer Consulting Co

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber

Staffing Firms

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide RPS Technology & Cyber U.S. Risk LLC

World Wide Specialty, a Division of Philadelphia Insurance Companies

Storage Facilities

■ ■ ■ ■ ■ Universal Insurance Programs

Tanning Salons

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

CapSpecialty Donald Gaddis Company Inc. Insurance Services Insurtec Tanning and Spa Insurance Joseph Krar & Associates Inc. Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions Universal Insurance Programs

Tattooing & Body Piercing

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Valet Parking Companies

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ U.S. Risk LLC

Special Events Liability Event Cancellation

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

BUA LLC Gateway Specialty Insurance Markel Personal Lines R.V. Nuccio & Associates Inc. Safehold Special Risk

One-Day Special Events

Bass Underwriters BUA LLC CapSpecialty First Choice Ins Intermediaries Gorst & Compass Insurance Irwin Siegel Agency James River Insurance Company

Jencap - Locations Nationwide

R.V. Nuccio & Associates Inc. RSI International Inc. Wilson Smith Group LLC Worldwide Facilities, LLC; MHI-MGA Division www.insurancehelper.com XPT:WSS

Promotional Contests

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Special Events

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Agency Marketing Services All Solutions PBS LLC Amwins - 120+ Locations Worldwide Ashley General Agency Braishfield Associates, a div of Hull & Company LLC CapSpecialty First Choice Ins Intermediaries Gateway Specialty Insurance Grand General Agency IPA Risk Management LLC Irwin Siegel Agency

July 18, 2022 INSURANCE JOURNAL | 51

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Special Events (continued)

2022 National Directory of Excess, Surplus and Specialty Markets, Volume II

J.E. Brown & Associates

James River Insurance Company

Jencap - Locations Nationwide Joseph Krar & Associates Inc. Kinsale Insurance Company Markel Personal Lines McGowan Allied Specialty Insurance MexiPass International Insurance Services LLC Nationwide Nautilus Insurance Company & Great Divide Ins. Company Nonprofits Insurance Alliance R.V. Nuccio & Associates Inc. Roush Insurance Services Inc. RPS Safehold Special Risk UFG Specialty USASIA Insurance Services Vintage Underwriters Walter General Agency (WGA) Western Surplus Lines Agency Inc. Western World Insurance Group Wilson Smith Group LLC www.insurancehelper.com

■ West

■ Not Available (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Skating Rinks

Workers’ Comp - Alternative Workers Comp

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Rodeos

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Shooting Ranges

■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Western World Insurance Group

Sporting Events

Workers’ Comp - High Hazard

James Klein Insurance Sports & Fitness Insurance Corporation (SFIC) Sports & Wellness Insurance www.insurancehelper.com

Third Party Property Damage

Sports Facilities

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide MiniCo Insurance Agency, a Jencap Company Sports & Wellness Insurance www.insurancehelper.com

Amusement Parks/Fairgrounds

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Bowling Centers ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

CapSpecialty Joseph Krar & Associates Inc. McGowan Allied Specialty Insurance Sports & Wellness Insurance

Childrens Summer Camps

■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

CapSpecialty Coastal Insurance Underwriters Inc. Philadelphia Insurance Companies UFG Specialty

Gymnastics Studios, Martial Arts & Dance Schools ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Joseph Krar & Associates Inc. MiniCo Insurance Agency, a Jencap Company Sports & Fitness Insurance Corporation (SFIC) Sports & Wellness Insurance

Hole-in-One Liability

■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc.

Museums

■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Nonprofits Insurance Alliance

Outfitters & Guides

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ashley General Agency Aspera Insurance Breckenridge Insurance CapSpecialty McGowan Allied Specialty Insurance

Prize Indemnification

■ ■ ■ ■ ■ National Indemnity Company

52 | INSURANCE JOURNAL July 18, 2022

■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Workers’ Comp - PEO

■ ■ ■ ■ ■ Amwins - 120+ Locations Worldwide ■ ■ ■ ■ ■ Legacy Employer Concepts LLC

Workers’ Comp - Small Business

CID Insurance Programs Inc. Izzo Insurance Services, A division of Hull & Company LLC Legacy Employer Concepts LLC Shield Commercial Insurance Services

Workers’ Comp - Truckers and Transportation

■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Workers’ Compensation

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Gray Specialty Izzo Insurance Services, A division of Hull & Company LLC Jencap - Locations Nationwide Legacy Employer Concepts LLC

Excess Reinsurance Workers Comp ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Midwest Employers Casualty

Maritime Employers Liability (MEL)

USL&H

Golf Courses

Workers’ Comp - Oil & Gas

Winter Recreational Activities ■ ■ ■ ■ ■ Aspera Insurance

Dude Ranches

Safehold Special Risk Sports & Fitness Insurance Corporation (SFIC) Sports & Wellness Insurance The Hanover Insurance Group

■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company LLC ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Philadelphia Insurance Companies

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Jencap - Locations Nationwide

KF&B Program Managers Insurance Services Risk Strategies, Transportation Group RT Specialty Target Managers Insurance Services Tejas American General Agency

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Trap & Skeet Shooting Clubs

Driving Ranges

Fitness Centers

James River Insurance Company Safehold Special Risk Sports & Wellness Insurance The Hanover Insurance Group

Theme Parks

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ www.insurancehelper.com

Amateur Sports

Workers’ Comp - Auto Related Business

Sporting Camps - League

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Spectators

Sports & Recreation

■ ■ ■ ■ ■ Gray Specialty ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Ski Area Liability/Special Events Liability

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ R.V. Nuccio & Associates Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

Sun Coast General Insurance Agency Target Managers Insurance Services Tejas American General Agency Texas Mutual Insurance Company U.S. Risk LLC USASIA Insurance Services USG Insurance Services Inc. World Wide Specialty, a Div. of Philadelphia Insurance Companies Worldwide Facilities, LLC; MHI-MGA Division

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Riding Stables

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

Amwins - 120+ Locations Worldwide Global Special Risks James River Insurance Company LIG Marine Managers Texas Mutual Insurance Company

U.S. Risk LLC

Amwins - 120+ Locations Worldwide Comp Solutions Network Inc. Global Special Risks Izzo Insurance Services, A division of Hull & Company LLC Jencap - Locations Nationwide Legacy Employer Concepts LLC LIG Marine Managers Tejas American General Agency Texas Mutual Insurance Company The American Equity Underwriters Inc. U.S. Risk LLC

Workers’ Comp

■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■ ■ ■ ■■■

WORKERS COMPENSATION INSURANCE

AMERISAFE Amwins - 120+ Locations Worldwide Arrowhead General Insurance Agency Inc. Artex Risk Solutions Inc. Bass Underwriters Braishfield Associates, a div of Hull & Company LLC Breckenridge Insurance Builders & Tradesmen’s Insurance Services Inc. (BTIS) Charity First Insurance Services Inc. Coastal Insurance Underwriters Inc. Comp Solutions Network Inc. Continental Underwriters Inc. Izzo Insurance Services, A division of Hull & Company LLC Jencap - Locations Nationwide Legacy Employer Concepts LLC LIG Marine Managers McLeckie Insurance Group NBIS Negley Associates

Omaha National

RMC Group Safehold Special Risk

Shield Commercial Insurance Services SIS Wholesale Insurance Services

We provide tailor-made solutions designed to meet the needs of each client. In addition to competitive pricing, we offer: • A.M. Best rating of A (Excellent) • Multiple options for premium payments • Pay-as-you-go payroll-plus-comp program available • Superior claims and medical management • No volume requirements Working with us is easy. We operate on an open brokerage basis and do everything in-house. We entertain hard-to-place risks with the following characteristics: • Experience-rated business • Premium up to $300,000 • High mods accepted AZ • CA • CT • GA • IL • NE • NJ • NY • PA

CONTACT: 844-761-8400 sales@omahanational.com www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers 5Star Specialty Programs

AmeriTrust Group

See Website for Addresses, Headquarters - Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 E-mail: marketing@5starsp.com www.5starsp.com Managing General Agency, Lloyd’s Correspondent, Managing Underwriter

26255 American Dr., Southfield, MI 48034 Phone: (800) 482-2726, Fax: (248) 358-1614 E-mail: underwriting@ameritrustgroup.com www.ameritrustgroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Access E&S Insurance Services (VA)

AMIS/Alliance Marketing & Insurance Services LLC

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 E-mail: Tim@Access-ES.com www.Access-ES.com A Licensed Surplus Broker, Lloyd’s Correspondent

Addiction Treatment Providers Ins. Program

555 E. North Ln., Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9556 E-mail: nsmmarketing@nsminc.com atpinsure.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Admiral Insurance Group

P.O. Box 5430, Mount Laurel, NJ 08054 Phone: (512) 721-2446, Fax: (856) 429-8611 E-mail: mhowey@admiralins.com www.admiralins.com Managing Underwriter

Agency Marketing Services

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 E-mail: info@agencymarketing.com www.agencymarketing.com A Licensed Surplus Broker, Managing Underwriter

Agentic Insurance LLC

900 W. Valley Forge Rd., King of Prussia, PA 19406 Phone: (610) 567-3333, Fax: (610) 567-3334 E-mail: tkatona@agenticins.com www.agenticins.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Agricultural Insurance Mgmt Services

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 E-mail: jlp@aimscentral.com www.aimscentral.com Managing General Agency

All Solutions PBS LLC

17 Village Rd., Ste. 176, Morristown, NJ 07976 Phone: (888) 376-5884, Fax: (888) 726-6638 E-mail: Info@AllSolutionsPBS.com www.AllSolutionsPBS.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 E-mail: snowell@amiscorp.com www.amisinsurance.com A Licensed Surplus Broker

Amwins - 120+ Locations Worldwide

For more information, check out our ad on page 13 (National). See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 E-mail: marketing@amwins.com www.amwins.com Managing General Agency, A Licensed Surplus Broker

Anderson & Murison Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 E-mail: jmccarthy@amqts.com www.andersonmurison.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

ARC West Coast Excess & Surplus Brokerage LLC

260 S. Los Robles Ave., Ste. 205, Pasadena, CA 91101 Phone: (626) 584-5050, Fax: (626) 584-5010 E-mail: shunt@arcxswest.com www.arcbrokers.com A Licensed Surplus Broker

American Collectors Insurance Inc.

951 Haddonfield Rd., Ste. 2A, Cherry Hill, NJ 08002 Phone: (888) 314-6647, Fax: (856) 755-7440 E-mail: info@americancollectors.com americancollectors.com

American Management Corporation

1109 Oak Street, Conway, AR 72032 Phone: (855) 458-2835, Fax: (501) 932-3135 E-mail: submissions@amcins.com www.amcinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

AMERISAFE

2301 Hwy 190 W, DeRidder, LA 70634 Phone: (800) 256-9052 E-mail: asksales@amerisafe.com www.amerisafe.com

54 | INSURANCE JOURNAL July 18, 2022

2035 Maywill St., Ste. 100, Richmond, VA 23230 Phone: (804) 774-2101, Fax: (804) 673-5697 E-mail: marketing@asperains.com www.asperains.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Atlas General Insurance Services LLC

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (858) 724-5100, Fax: (858) 724-5280 E-mail: marketing@atlas.us.com atlas.us.com Managing General Agency, Managing Underwriter

AttPro Special Risk

2435 N. Central Expy, Ste. 1400, Richardson, TX 75080 Phone: (866) 513-2794 E-mail: specialriskuw@attorneyprotective.com www.attorneyprotective.com/attprospecialrisk

Balance Partners - Maven

PO Box 2550, Huntington, NY 11750 Phone: (512) 923-6278 E-mail: cjacobs@balanceuw.com https://www.balanceuw.com/maven MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Arrowhead General Insurance Agency Inc.

701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 E-mail: MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com A Licensed Surplus Broker, Managing Underwriter

Artex Risk Solutions Inc.

2850 Golf Rd., 5th Fl, Rolling Meadows, IL 60008 Phone: (630) 694-5050 E-mail: artexinfo@artexrisk.com www.artexrisk.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 317-3100 E-mail: marketing@bassuw.com www.bassuw.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter Bass Underwriters, Inc., - driven by relationships, not statistics, Bass provides the critical facilities necessary for agents to deliver quality insurance products to their clients.

Beacon Hill Associates

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 E-mail: info@b-h-a.com https://b-h-a.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Allsouth Professional Liability

9800 4th Street N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 913-9260, Fax: (813) 282-0994 E-mail: info@allsouth.net www.allsouth.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Aspera Insurance

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 E-mail: newbusiness@ascinsure.com www.ascinsure.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; ScaffoldingExclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 E-mail: hnelson@ashleyga.com www.ashleyga.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Berkley Fire & Marine

425 North Martingale Rd., Ste. 1520, Schaumburg, IL 60173 Phone: (844) 462-3600 E-mail: marketing@berkleymarine.com www.berkleymarine.com

Berkley Select | a Berkley Company

550 W. Jackson Blvd., Ste. 500, Chicago, IL 60661 Phone: (312) 800-6200, Fax: (312) 207-1839 E-mail: info@berkleyselect.com www.berkleyselect.com

Boston Insurance Brokerage LLC

28 State St., Ste. 2202, Boston, MA 02109 Phone: (617) 556-7038, Fax: (617) 556-7070 E-mail: CMacDonald@bib-llc.com www.bib-llc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Cabrillo Coastal General Insurance Agency

Braishfield Associates, a div of Hull & Company LLC

5750 Major Blvd., Ste. 200, Orlando, FL 32819 Phone: (888) 335-6616, Fax: (888) 335-6615 E-mail: solutions@braishfield.com www.braishfield.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

7135 W. Tidwell, Bldg M., Ste. 112A, Houston, TX 77092 Phone: (713) 690-3500, Fax: (713) 690-8484 E-mail: diannef@compsolutionsnetwork.com www.compsolutionsnetwork.com Managing General Agency, A Licensed Surplus Broker

Canon Insurance Service

Concord Specialty Risk

8383 Wilshire Blvd., Ste. 341, Beverly Hills, CA 90211 Phone: (310) 859-8600, Fax: (310) 278-3617 www.CanonInsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

CapSpecialty

1600 Aspen Commons, Middleton, WI 53562 Phone: (608) 829-4200, Fax: (608) 829-7408 E-mail: now@CapSpecialty.com CapSpecialty.com Managing General Agency, A Licensed Surplus Broker

Care Providers Insurance Services

19111 N. Dallas Pkwy, Ste. 250, Dallas, TX 75287 Phone: (972) 427-4199 E-mail: nsmmarketing@nsminc.com cpsinsure.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Brecht & Associates

Central Agency

For more information, check out our ad on page 2 (South Central). 1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 E-mail: jbrecht@brechtassoc.com www.brechtassoc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

P.O. Box 2627, Wenatchee, WA 98807 Phone: (800) 678-1642, Fax: (509) 663-0092 E-mail: jim@thecentralagency.com www.thecentralagency.com Managing General Agency, A Licensed Surplus Broker

Brecht & Associates is a managing general agency serving agents in Texas, Oklahoma, and Arkansas specializing in insuring risks with unique characteristics. Independently owned & operated, our goal is to assist retail agents by providing access to a full range of products to meet the needs of their clients.

595 Market St., Ste. 2100, San Francisco, CA 94105 Phone: (800) 352-2761 E-mail: Frank_Tarantino@charityfirst.com www.charityfirst.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Breckenridge Insurance

CIBA Insurance Services

Charity First Insurance Services Inc.

3550 George Busbee Pkwy NW, Ste. 300, Kennesaw, GA 30144 Phone: (855) 728-8822 E-mail: solved@breckis.com www.breckis.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 E-mail: lqiang@cibaservices.com www.cibaservices.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Bristol West Insurance Group

CID Insurance Programs Inc.

PO Box 31029, Independence, OH 44131 Phone: (800) 237-6136 E-mail: foremostinsurancegroup@foremost.com acm@foremost.com

Brooks Insurance Agency

6320 Canoga Ave., 12th Fl, Woodland Hills, CA 91367 Phone: (818) 449-9062 E-mail: mmccluskey@brooks-ins.com www.brooks-ins.com Managing General Agency, A Licensed Surplus Broker

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 E-mail: info@brownyard.com www.brownyard.com Managing General Agency, Managing Underwriter

BUA LLC

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 E-mail: programs@cidinsurance.com www.cidinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Coastal Insurance Underwriters Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 E-mail: info@ciuins.com www.ciuins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Cochrane and Company

1405 S. Rustle St., Spokane, WA 99224 Phone: (509) 838-0655, Fax: (509) 838-1710 E-mail: bhogeboom@cochraneco.com www.cochraneco.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (603) 772-5005, Fax: (603) 372-5990 E-mail: msamperi@buainsurance.com www.buainsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 E-mail: info@btisinc.com www.btisinc.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

Comp Solutions Network Inc.

P.O. Box 357965, Gainesville, FL 32635 Phone: (866) 896-7233, Fax: (352) 224-2830 E-mail: mmcnitt@cabgen.com www.cabgen.com Managing General Agency, Managing Underwriter

14 Penn Plaza, 225 W. 34th St., Ste. 1510, New York, NY 10122 Phone: (212) 784-5678, Fax: (212) 784-5679 E-mail: daviddeberry@concordspecialtyrisk.com www.concordspecialtyrisk.com Managing Underwriter

Continental Brokers Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 E-mail: cs@continentalbrokers.biz www.continentalbrokers.biz MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Continental Underwriters Inc.

3435-A W. Leigh Street, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 E-mail: info@contund.com www.contund.com/risk-assessment/ Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Cooper & McCloskey Inc.

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 E-mail: keltie@cmiprorisk.com www.cmiprorisk.com A Licensed Surplus Broker

Cosmetic Insurance Services, a division of EPIC Brokers

For more info, check out our ads on pages 24 & 29 (National). 210 Hudson St., 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 E-mail: Kenneth.hegel@epicbrokers.com www.cosmeticinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Covenant Underwriters

1221 McKinney St., Ste. 3110, Houston, TX 77010 Phone: (346) 330-3777 E-mail: broker@covenantunderwriters.com www.covenantunderwriters.com

CRC Insurance Services

See Website for Locations, Birminham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 E-mail: marketing@crcins.com www.crcins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Delta General Agency Corp., a Jencap Company

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 E-mail: billf@deltains.com www.deltains.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

DFCORBY Insurance Services

P.O. Box 6297, Fullerton, CA 92834 Phone: (714) 213-3751 E-mail: denn@dfcorby.com www.dfcorby.com A Licensed Surplus Broker

Distinguished Programs

Commercial Sector Insurance Brokers LLC

600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 E-mail: bbleistine@comsectorins.com www.comsectorins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

1180 Avenue of the Americas, 16th Floor, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 E-mail: jsafer@distinguished.com www.distinguished.com Managing General Agency, A Licensed Surplus Broker

July 18, 2022 INSURANCE JOURNAL | 55

Alphabetical Directory of Intermediaries and Carriers Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ West

■ Not Available (Italicized companies offer binding authority.)

DMI Insurance Services

8911 N. Capital of TX Hwy, Ste. 4240, Austin, TX 78759 Phone: (800) 877-2525 E-mail: nmaske@dmi-insurance.com www.dmi-insurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Donald Gaddis Co. Inc. Insurance Services

21 S. Evergreen Ave., Ste 220, Arlington Hts., IL 60005 Phone: (312) 853-0071, Fax: (312) 853-1033 E-mail: cgaddis@gaddiscompany.com www.gaddiscompany.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Eaton Professional Insurance Services

17602 17th St., Ste. 102-120, Tustin, CA 92780 Phone: (714) 832-8649, Fax: (714) 832-2586 E-mail: c.eaton@episi.net www.episi.net A Licensed Surplus Broker, Lloyd’s Correspondent

eKo Specialty Insurance Services Inc.

PO Box 3365, Thousand Oaks, CA 91362 Phone: (805) 373-6968, Fax: (805) 373-7070 E-mail: eKo@eKoSpecialty.com www.eKoSpecialty.com A Licensed Surplus Broker

Element22 Insurance Services

3000 Gulf to Bay Blvd., Ste. 600, Clearwater, FL 33759 Phone: (877) 591-8283 E-mail: dapplebaum@element22ins.com www.element22ins.com Managing General Agency, A Licensed Surplus Broker

EmergIn Risk

14 Penn Plaza, 225 W. 34th St., Ste. 1510, New York, NY 10122 Phone: (646) 612-7808, Fax: (646) 612-7819 E-mail: Jamie.Bouloux@ryansg.com us.emerginrisk.com Managing Underwriter

Equine Insurance Specialists LLC

P.O. Box 12440, Lexington, KY 40583 Phone: (800) 723-9414, Fax: (866) 207-6953 E-mail: info@insureyourhorse.com www.insureyourhorse.com Managing General Agency

Erickson-Larsen Inc.

6425 Sycamore Court No., Maple Grove, MN 55369 Phone: (763) 535-0055, Fax: (763) 535-4051 E-mail: pbloch@ericksonlarseninc.com www.ericksonlarseninc.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Euclid Life Science Specialty LLC

234 Spring Lake Drive, Itasca, IL 60143 Phone: (443) 682-0102 E-mail: RElliott@EuclidLSS.com www.EuclidLSS.com Managing General Agency, Managing Underwriter

Exceptional Risk Advisors LLC

1 International Blvd., Ste. 750, Mahwah, NJ 07495 Phone: (866) 512-0444, Fax: (201) 512-0221 E-mail: info@exceptionalriskadvisors.com www.exceptionalriskadvisors.com A Licensed Surplus Broker, Managing Underwriter

First Choice Ins Intermediaries

822 A1A North, Ste. 310, Ponte Vedra Beach, FL 32082 Phone: (866) 821-9572, Fax: (904) 543-4501 E-mail: info@firstchoiceii.com www.firstchoiceii.com Managing General Agency, A Licensed Surplus Broker

56 | INSURANCE JOURNAL July 18, 2022

Great American Risk Solutions

Foremost Insurance Group

For more information, check out our ad on page 67 (National). 5600 Beech Tree Ln. SE, Caledonia, MI 49316 Phone: (800) 237-6136 E-mail: acm@foremost.com www.foremostagent.com Foremost® – A Farmers Insurance® Company is focused on providing A Better Insurance Experience® to all customers. Foremost® has been an industry leader since 1952, and today offers a well-rounded suite of personal lines insurance, including the Foremost Signature Auto & Home programs and the Foremost Choice® Property & Casualty programs.

Founders Professional

2038 1st Avenue South, St. Petersburg, FL 33712 Phone: (727) 498-6503, Fax: (727) 498-6506 E-mail: fpinfo@founderspro.com www.founderspro.com A Licensed Surplus Broker, Lloyd’s Correspondent

Freberg Environmental Inc.

1800 Wazee St., Ste. 300, Denver, CO 80202 Phone: (800) 377-4152, Fax: (303) 623-8101 E-mail: info@feiinsurance.com www.feiinsurance.com Managing General Agency, Managing Underwriter

FTP of California

P.O. BOX 120747, San Diego, CA 92112 Phone: (314) 496-7077 E-mail: lglaser@FTPins.com www.ftpins.com/california Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Gateway Specialty Insurance

1170 Devon Park Drive, Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 E-mail: info@gatewayspecialty.com www.gatewayspecialty.com A Licensed Surplus Broker

Gerald J. Wilkoff Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 E-mail: info@wilkoffbonds.com www.wilkoffbonds.com Managing Underwriter

Global Special Risks

9821 Katy Fwy, Ste. 750, Houston, TX 77024, Houston, TX 77024 Phone: (713) 260-1030, Fax: (713) 952-3978 E-mail: gsr@gsrum.com gsrum.com Managing Underwriter

Gorst & Compass Insurance

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 E-mail: mail@gorstcompass.com www.gorstcompass.com Managing General Agency, A Licensed Surplus Broker

Grand General Agency

1240 Chicago Dr, Jenison, MI 49428 Phone: (800) 869-2022, Fax: (888) 767-0826 E-mail: commercial@thehelpfulpeople.com www.thehelpfulpeople.com Managing General Agency

Gray Specialty

3601 N. I-10 Service Road W, Metairie, LA 70002 Phone: (504) 754-6701 E-mail: rswayze@grayspecialty.com www.grayspecialty.com

301 East 4th Street, Cincinnati, OH 45202 Phone: (513) 579-6318 E-mail: kenderle@gaig.com https://www.greatamericaninsurancegroup.com/for-businesses/divisiondetails/great-american-risks-solutions

Greenwich Transportation Underwriters aka GTU

6 Cadillac Dr., Ste. 410, Brentwood, TN 37027 Phone: (800) 488-8852, Fax: (615) 321-4543 E-mail: ben@gtu-ins.com www.gtu-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Gridiron Insurance Underwriters

261 N. University Dr., Ste 510, Plantation, FL 33324 Phone: (954) 331-3000 E-mail: ddemott@gridironins.com www.gridironins.com Managing Underwriter

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 E-mail: clint@grundy.com www.grundy.com/utility Managing General Agency

Guardian Insurance Wholesalers Inc.

P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 E-mail: dlhuff@guardian-ins.com www.guardian-ins.com Managing General Agency, A Licensed Surplus Broker

HabPro Insurance

555 E. North Ln., Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9556 E-mail: nsmmarketing@nsminc.com habproinsurance.com Managing General Agency, A Licensed Surplus Broker

Hudson Insurance Group / Hudson Pro

100 William St., 5th Fl, New York, NY 10038 Phone: (212) 978-2800 E-mail: MSutton@HudsonInsGroup.com www.hudsoninsgroup.com

Indemnity Excess & Surplus Agency Inc.

1915 NE Stucki Ave., Ste. 450, Hillsboro, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 E-mail: jimh@ies-xs.com www.ies-xs.com A Licensed Surplus Broker

Insurtec Tanning and Spa Insurance

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 E-mail: info@insurtecinc.com www.insurtecinc.com A Licensed Surplus Broker

Integrated Specialty Coverages (ISC)

500 Mamaroneck Ave, Ste. 320, Harrison, NY 10528 Phone: (908) 723-8559 E-mail: contact@iscmga.com www.iscmga.com Managing General Agency, Managing Underwriter

International Transportation & Marine Agency Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 E-mail: info@itmagency.com www.itmagency.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers IPA Risk Management LLC

340 W. Passaic St., Rochelle Park, NJ 07662 Phone: (201) 797-1215, Fax: (201) 797-1076 E-mail: g.heitmann@ipariskmanagement.com www.ipariskmanagement.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

James Klein Insurance

200 E. Sandpointe Ave., Ste. 310, Santa Ana, CA 92707 Phone: (714) 918-0914, Fax: (714) 918-0922 E-mail: pdavis@jameskleininsurance.com A Licensed Surplus Broker

Johnson & Johnson

P.O. Box 899, Charleston, SC 29402 Phone: (843) 577-1484, Fax: (843) 577-1584 E-mail: peter.burrous@jjins.com www.jjins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 E-mail: info@jcinsco.com www.guninsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

James River Insurance Company

Irwin Siegel Agency

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 E-mail: siegel@siegelagency.com www.siegelagency.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter Irwin Siegel Agency is the premier Program Administrator of insurance products and risk management solutions for Human and Social Service Organizations. Our specialties include Developmental Disability Organizations, Addiction Treatment, Behavioral / Mental Healthcare, and Youth Programs. ISA also provides specialty high-value home insurance programs.

Izzo Insurance Services, A division of Hull & Company LLC

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 E-mail: Info@IzzoInsurance.com www.IzzoInsurance.com Managing General Agency, A Licensed Surplus Broker

6641 W. Broad St., Ste. 300, Richmond, VA 23230 Phone: (804) 289-2700 E-mail: info@jamesriverins.com www.jamesriverins.com

James River underwrites a wide variety of specialty P&C and Professional risks on an E&S basis in all states. Visit www.jamesriverins.com to find a JRICauthorized wholesale broker!

Jamison Risk Services

20 Commerce Dr., Cranford, NJ 07016 Phone: (973) 669-2311, Fax: (973) 731-3035 E-mail: ccaruso@jamisongroup.com www.jamisongroup.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

JC Wilson Consulting Inc.

9390 W. Maiden Ct, Vero Beach, FL 32963 Phone: (312) 543-9451, Fax: (312) 543-9451 E-mail: jwilson.frs@gmail.com Managing General Agency, Managing Underwriter

Joseph Krar & Associates Inc.

P.O. Box 580, Southington, CT 06489 Phone: (860) 628-3967, Fax: (860) 628-3969 E-mail: jkrar@jkrar.com www.jkrar.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (213) 833-6191, Fax: (213) 477-2057 E-mail: sherry.branson@amwins.com www.kdisonline.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 308, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 E-mail: czallo@kfbins.com www.kfbins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

J.B. Lloyd & Associates, A Member Company of US Risk

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (972) 248-2433, Fax: (972) 248-7077 E-mail: marketing@lloyd-ins.com www.lloyd-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

J.E. Brown & Associates

303 Lennon Ln., Walnut Creek, CA 94598 Phone: (925) 947-2990, Fax: (925) 947-3978 E-mail: marketing@jebrown.net www.jebrown.net Managing General Agency, A Licensed Surplus Broker

Jencap - Locations Nationwide

See website for all locations. Corporate Headquarters - 1350 Broadway, Ste. 602, New York, NY 10018 Phone: (800) 892-8892 E-mail: info@jencapgroup.com https://jencapgroup.com/ MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter Independent agents countrywide rely on our specialty brokers and underwriters to place their most complex and important risks. With over 40 locations nationwide, put Jencap to work for you.

Kinsale Insurance Company

2035 Maywill St., Ste. 100, Richmond, VA 23226 Phone: (804) 289-1300, Fax: (804) 673-5697 E-mail: marketing@kinsaleins.com www.kinsaleins.com

Lawyer’s Protector Plan

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 E-mail: lpp@bbprograms.com www.lppinsurance.com Managing General Agency

Legacy Employer Concepts LLC

7901 4th St. N, Ste. 300, St. Petersburg, FL 33702 Phone: (813) 460-9166, Fax: (813) 433-2503 E-mail: brett@legacyemployerconcepts.com www.legacyemployerconcepts.com Managing General Agency, A Licensed Surplus Broker

J.M. Wilson

For more info, check our ad on page 2 (Midwest), page 3 (Southeast), and page 7 (West). 8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113 E-mail: cbaldwin@jmwilson.com www.jmwilson.com Managing General Agency, A Licensed Surplus Broker J.M. Wilson is a third generation, family owned Managing General Agency and Surplus Lines Broker founded in 1920. We provide independent insurance agents access to A‘ ’ rated carriers for Commercial Transportation, Property & Casualty, Brokerage, Marine, Personal Lines and Surety. We know insurance agents have choices and It’s our goal to establish relationships and provide the best possible experience for you to place business in the E&S marketplace.

www.insurancejournal.com

LifeScienceRisk

Jimcor Agencies

60 Craig Rd., Montvale, NJ 07645 Phone: (201) 573-8200, Fax: (201) 573-8820 E-mail: marketing@jimcor.com www.jimcor.com Managing General Agency, A Licensed Surplus Broker

180 N. Stetson Ave., 46th Fl., Chicago, IL 60601 Phone: (312) 784-6005, Fax: (312) 784-6002 E-mail: mark.wood@lsrisk.com www.lsrisk.com Managing Underwriter

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 E-mail: KLT@LIGMarine.com www.LIGMarine.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

July 18, 2022 INSURANCE JOURNAL | 57

Alphabetical Directory of of Intermediaries and Carriers Alphabetical Directory Intermediaries and Carriers M&A Insurance Solutions LLC

221 River St., 9th Fl, Hoboken, NJ 07030 Phone: (917) 656-2476 E-mail: kirk@rwpolicy.com www.rwpolicy.com A Licensed Surplus Broker

M.J. Hall & Company Inc.

MexiPass International Insurance Services LLC

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 E-mail: jorge@mexipass.com www.mexipass.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 E-mail: juan@mexicard.com www.macafeeandedwards.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Markel

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 E-mail: eservice@markelcorp.com www.markelinsurance.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 E-mail: maicmarketing@markelcorp.com www.markelmarine.com

For more information, check out our ad on page 22 (National). 8877 N. Gainey Center Dr., Scottsdale, AZ 85258 Phone: (800) 423-7675, Fax: (480) 483-6752 E-mail: palacj3@nationwide.com www.nationwideexcessandsurplus.com A Licensed Surplus Broker

Nautilus Insurance Company & Great Divide Ins. Company

For more information, check out our ad on page 1 (West). P.O. Box 192, Stockton, CA 95201 Phone: (415) 848-8237, Fax: (209) 465-3843 E-mail: mathew.meadows@mjhall.com www.mjhallandcompany.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

MacAfee & Edwards Inc. - Mexican Insurance Specialist

Nationwide

Mexpro.com / NFP

214 E. Birch Ave, Flagstaff, AZ 86001 Phone: (928) 214-9750 E-mail: Roxanna.McDade@mexpro.com https://www.mexpro.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Midwest Employers Casualty

14755 N. Outer 40 Dr., Ste. 300, Chesterfield, MO 63017 Phone: (636) 449-7000, Fax: (636) 449-7199 E-mail: rlunceford@mecasualty.com www.mecasualty.com

MiniCo Insurance Agency, a Jencap Company

10851 N. Black Canyon Hwy, Ste. 200, Phoenix, AZ 85029 Phone: (800) 528-1056, Fax: (602) 861-1094 E-mail: info@minico.com www.minico.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

For more information, check out our ad on page 23 (National). 7233 E. Butherus Dr., Scottsdale, AZ 85260 Phone: (480) 951-0905, Fax: (480) 951-9730 E-mail: nicmarketing@nautilus-ins.com www.nautilusinsgroup.com

NBIS

2859 Paces Ferry Rd. SE, 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 E-mail: contactus@nbis.com www.NBIS.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Negley Associates

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3550, Fax: (866) 865-5655 E-mail: info@jjnegley.com www.jjnegley.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

NeitClem Wholesale Insurance Brokerage Inc.

7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 E-mail: jcenteno@neitclem.com www.neitclem.com A Licensed Surplus Broker

New Empire Insurance Services

Mission Underwriting Managers LLC

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 E-mail: joem@maxib.com www.maxib.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

McGowan Allied Specialty Insurance

140 Fountain Pkwy N, Ste. 570, St. Petersburg, FL 33716 Phone: (800) 237-3355, Fax: (727) 360-3498 E-mail: tellmemore@mcgowanallied.com www.mcgowanallied.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (760) 462-1696 E-mail: Bill@mcleckie.com www.mcleckie.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Meridian Finance Group

11900 W. Olympic Blvd., 8th Fl, Los Angeles, CA 90064 Phone: (310) 260-2130, Fax: (310) 260-2140 E-mail: anowicki@meridianfinance.com www.meridianfinance.com

Mexico Insurance Online

214 E. Birch Ave., Flagstaff, AZ 86001 Phone: (928) 433-6728, Fax: (928) 779-7221 E-mail: denny.lauritsen@mexicoinsuranceonline.com www.mexicoinsuranceonline.com

58 | INSURANCE JOURNAL July 18, 2022

34522 N. Scottsdale Rd., Scottsdale, AZ 85266 Phone: (602) 705-1717 E-mail: info@missionunderwriters.com https://missionunderwriters.com/ A Licensed Surplus Broker, Managing Underwriter

Monarch E&S Insurance Services

For more information, check out our ad on page 3 (West). 2550 N Hollywood Way, Ste. 501, Burbank, CA 91505 Phone: (818) 249-0100, Fax: (818) 249-1166 E-mail: clarac@monarchexcess.com www.monarchexcess.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

MyMGA.com

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 339-7878, Fax: (510) 655-3076 E-mail: mnyquist@mymga.com mymga.com Managing General Agency

National Indemnity Company

1314 Douglas, Ste. 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 E-mail: info@nationalindemnity.com www.nationalindemnity.com

National Insurance Underwriters

800 W. Yamato Rd., Ste. 100, Boca Raton, FL 33431 Phone: (561) 226-3606 E-mail: commercialbiz@nationsafedrivers.com https://nsdmc.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 E-mail: robmackoul@newempireis.com www.newempireis.com A Licensed Surplus Broker, Managing Underwriter

Nonprofits Insurance Alliance

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (831) 459-0461, Fax: (831) 459-0853 E-mail: brokerservices@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency LLC

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 E-mail: info@norman-spencer.com www.norman-spencer.com Managing General Agency

Norman-Spencer International Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 E-mail: gretchen@normanspencer.com www.normanspencer.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

North Central Agency Inc.

PO Box 337, West Monroe, LA 71294 Phone: (318) 381-8988, Fax: (318) 381-8987 E-mail: richard@nca-ins.com www.nca-ins.com A Licensed Surplus Broker, Lloyd’s Correspondent

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2900, Fax: (508) 634-2930 E-mail: numberone@massagent.com www.massagent.com Managing General Agency, A Licensed Surplus Broker

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers PersonalUmbrella.com

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: dsmith@personalumbrella.com PersonalUmbrella.com Managing General Agency, Managing Underwriter

5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 E-mail: underwriting@plisinc.com www.plisinc.com Lloyd’s Correspondent

PO Box 451139, Omaha, NE 68145 Phone: (844) 761-8400, Fax: (844) 761-8402 E-mail: sales@omahanational.com www.omahanational.com

Orchid Insurance

1201 19th Place, Ste. A110, Vero Beach, FL 32960 Phone: (772) 226-5546 E-mail: marketing@orchidinsurance.com www.orchidinsurance.com Managing General Agency, Managing Underwriter

Orion Commercial Insurance Services Inc.

P.O. Box 30634, Walnut Creek, CA 94598 Phone: (925) 627-6040, Fax: (925) 280-0333 E-mail: al@orionslb.com Not Available A Licensed Surplus Broker

Pacific Excess Insurance Marketing

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7838 E-mail: marketing@pacificexcess.com www.pacificexcess.com Managing General Agency, A Licensed Surplus Broker

Philadelphia Insurance Companies

For more information, check out our ad on page 7 (National). 231 Saint Asaphs Rd., Ste. 100, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 E-mail: phlysales@phly.com www.phly.com A Licensed Surplus Broker Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Poulton Associates

3785 S. 700 E., Salt Lake City, UT 84106 Phone: (801) 316-4228 E-mail: service@catcoverage.com https://www.CATcoverage.com A Licensed Surplus Broker

Paramount General Agency

3200 Troup Highway, Ste. 310, Tyler, TX 75703 Phone: (866) 514-2200 E-mail: info@iscmga.com www.paramountgeneralagency.com Managing General Agency, Managing Underwriter

PartnerOne Environmental

Preferred Property Programs

101 Crawfords Corner Rd., Ste. 1300, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 E-mail: info@ppp-quotes.com www.ppp-quotes.com Managing General Agency, Managing Underwriter

Specializing in the commercial real estate marketplace. We offer Directors and Officers, Crime, Umbrellas, Package, Cyber, Environmental Impairment Liability, and WC for, Community Associations, HOA’S & Apartments.

Prime Insurance Company

For more information, check out our ad on page 15 (National). 1 S. Dearborn St., Ste. 800, Chicago, IL 60603 Phone: (800) 257-5590, Fax: (877) 452-6910 E-mail: RJL@primeis.com www.primeis.com

Pathpoint

Proctor Loan Protector

200 Pine Street, STE 200, STE 200, STE 200, San Francisco, CA 94104 Phone: (310) 936-2512 E-mail: lderanja@pathpoint.com https://www.pathpoint.com A Licensed Surplus Broker

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 E-mail: info@pfic.com www.proctorlp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

PERse

Professional Governmental Underwriters

www.insurancejournal.com

1304 Southpoint Blvd., Ste. 101, Petaluma, CA 94954 Phone: (415) 475-4300, Fax: (415) 475-4303 E-mail: info@ppibcorp.com www.ppibcorp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Underwriters Agency (PUA)

2803 Butterfield Rd., Ste. 260, Oak Brook, IL 60523 Phone: (630) 861-2330 E-mail: nsmmarketing@nsminc.com puainc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Program Brokerage Corporation

5 Bryant Park, 3rd Floor, New York, NY 10018 Phone: (866) 607-8370, Fax: (212) 338-2910 E-mail: info@programbrokerage.com www.programbrokerage.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent 1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3300, Fax: (312) 262-3301 E-mail: greg.morris@promontadvisors.com www.promontadvisors.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 E-mail: p1info@p1enviro.com https://p1enviro.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

23 Corporate Plaza, Ste. 248, Newport Beach, CA 92660 Phone: (949) 873-0324, Fax: (949) 873-0319 E-mail: mbernay@powerenergyrisk.com www.powerenergyrisk.com Managing Underwriter

Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

Promont Insurance Advisors

Pacific Gateway Insurance Agency

For more information, check out our ad on page 5 (West). 28470 Ave Stanford, Ste. 325, Valencia, CA 91355 Phone: (800) 354-4844, Fax: (661) 257-5988 E-mail: mark_thorne@pgiainsurance.com www.pgiainsurance.com Managing General Agency, Managing Underwriter

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3470, Fax: (973) 263-0747 E-mail: DGriffin@ProInsConcepts.com www.ProInsConcepts.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Liability Insurance Services Inc. - Underwriting Facilities

Omaha National

Omaha National is a premier provider of workers compensation insurance. Accepting experience-rated risks up to 300k in premium. Offering coverage for a wide variety of businesses. Insurance Carrier (PPIC) is rated A (Excellent) by A.M. Best Company. We offer three ways to pay premium.

Professional Insurance Concepts

4870 Sadler Rd., Ste. 102, Glen Allen, VA 23060 Phone: (800) 586-6502, Fax: (804) 272-7852 E-mail: glester@pgui.com www.pgui.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

ProSurance Group Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 E-mail: financialservices@prosurancegroup.com www.prosurancegroup.com Managing General Agency, A Licensed Surplus Broker

ProWriters

70 E. Lancaster Ave., Ste. 102, Malvern, PA 19355 Phone: (484) 321-2335, Fax: (484) 321-2339 E-mail: info@prowritersins.com www.prowritersins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 E-mail: info@quadrant-us.com www.quadrant-us.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Quaker Special Risk, a Jencap Company (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 E-mail: creid@qsr-insurance.com www.qsr-insurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk, a Jencap Company (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 E-mail: kbranscombe@quakerma.com www.quakerma.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

July 18, 2022 INSURANCE JOURNAL | 59

Alphabetical Directory of Intermediaries and Carriers Quaker Special Risk, a Jencap Company (New Jersey)

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 E-mail: creid@qsr-insurance.com www.qsr-insurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 E-mail: kquirk@quirkco.com www.quirkco.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

R.E. Chaix & Assoc.

3200 El Camino Real, Ste. 290, Irvine, CA 92602 Phone: (949) 722-4177, Fax: (949) 722-4172 E-mail: timc@rechaixinsurance.com www.rechaixinsurance.com A Licensed Surplus Broker, Lloyd’s Correspondent

R.V. Nuccio & Associates Inc.

10148 Riverside Drive, Toluca Lake, CA 91602 Phone: (800) 364-2433 E-mail: support@rvnuccio.com https://www.rvnuccio.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

RealCare Insurance

430 W. Napa St., Ste. F, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 E-mail: realcare@nfp.com www.realcareprograms.com Managing General Agency, Managing Underwriter

Shelly, Middlebrooks & O’Leary Inc.

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (904) 354-7711, Fax: (904) 355-7611 E-mail: cviawebsite@shellyins.com www.shellyins.com Managing General Agency, A Licensed Surplus Broker

RLI

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 E-mail: Communications@rlicorp.com www.rlicorp.com

RMC Group

27200 Riverview Center Blvd., Ste. 311, Bonita Springs, FL 34134 Phone: (239) 298-8210 E-mail: rmc@rmcgp.com www.rmcgp.com

RockLake Insurance Group Inc.

317 S. Stuart Place Rd, Harlingen, TX 78552 Phone: (800) 716-2559, Fax: (888) 423-4094 E-mail: info@rlig.com www.rlig.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Roush Insurance Services Inc.

18077 River Rd., Ste. 107, Noblesville, IN 46062 Phone: (800) 752-8402, Fax: (317) 776-6891 E-mail: info@roushins.com www.roushins.com Managing General Agency, A Licensed Surplus Broker

For more info, check our ad on page 2 (West & East) and page 1 (Midwest). 11500 N. Ambassador Dr., Ste. 310, Kansas City, MO 64153 Phone: (816) 398-4080 E-mail: info@reinsurepro.com www.reinsurepro.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 E-mail: RRittersbach@relmarkgroup.com www.relmark.net A Licensed Surplus Broker, Managing Underwriter

reThought Insurance

11001 W. 120th Ave., Ste. 400, Broomfield, CO 80021 Phone: (818) 359-2615 E-mail: cory.isaacson@rethoughtinsurance.com https://www.rethoughtinsurance.com/ Managing General Agency, Managing Underwriter

RISCO Insurance Brokerage Inc.

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 E-mail: pplumb@risco-inc.com www.risco-inc.com Managing General Agency, A Licensed Surplus Broker

Risk Strategies, Transportation Group

PO Box 360017, Strongsville, OH 44136 Phone: (877) 862-4755, Fax: (914) 636-0802 E-mail: info@risk-strategies.com www.risk-strategies.com A Licensed Surplus Broker

60 | INSURANCE JOURNAL July 18, 2022

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260 Phone: (760) 345-9029, Fax: (800) 345-4851 E-mail: info@shieldins.net www.shieldins.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter We have functioned as a program manager providing contractor insurance products to retail brokers and wholesalers since 2004. Rate, quote and bind online. Easily register as a producer today on our website for full program access. We specialize in General Liability, Excess Liability, Inland Marine and Workers’ Compensation.

RPS

2850 Golf Road, Rolling Meadows, IL 60008 Phone: (866) 595-8413, Fax: (630) 285-4075 E-mail: contact_us@rpsins.com www.rpsins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RPS Healthcare

REInsurePro

Shield Commercial Insurance Services

525 W. Van Buren, Ste. 1325, Chicago, IL 60607 Phone: (312) 803-6014, Fax: (312) 922-7563 E-mail: diane_burrows@rpsins.com https://www.rpsins.com/locations/rps-healthcare-tampa/ A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 E-mail: Estelle_Cummings@RPSins.com https://www.rpsins.com/industries/technology-insurance/ Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

RSI International Inc.

1250 E. Copeland Rd., Arlington, TX 76011 Phone: (800) 275-2084, Fax: (817) 861-8955 E-mail: prainey@rsii.net www.rsimga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RT Specialty

180 N. Stetson Ave., Ste. 4600, Chicago, IL 60601 Phone: (888) 884-1900, Fax: (312) 784-6002 E-mail: marketing@rtspecialty.com rtspecialty.com A Licensed Surplus Broker

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 E-mail: customerservice@safehold.com www.safehold.com Managing General Agency, Managing Underwriter

Sapphire Blue

Sierra Specialty Insurance Services LLC, a division of XPT Group LLC

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 E-mail: MarkSchroeder@XPTPartnersLLC.com www.SierraSpecialty.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

SIS Wholesale Insurance Services

1811 Aston Ave., Ste. 200, Carlsbad, CA 92008 Phone: (760) 599-7242, Fax: (866) 467-6701 E-mail: marketing@sisinsure.com www.sisinsure.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 E-mail: info@swrisk.com www.swrisk.com Managing General Agency, A Licensed Surplus Broker

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900 E-mail: dostrowiak@specialtyagency.com www.specialtyagency.com Managing General Agency, Managing Underwriter

Specialty Insurance Managers Inc.

8601 Ranch Road 2222, Ste. 1-400, Austin, TX 78730 Phone: (800) 876-3278, Fax: (877) 399-2720 E-mail: mberry@simtexas.com www.simtexas.com Managing General Agency, A Licensed Surplus Broker

180 N. Stetson Ave., 46th Fl., Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 E-mail: nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Sports & Fitness Insurance Corporation (SFIC) Texas Mutual Insurance Company

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 E-mail: contactus@sportsfitness.com www.sportsfitness.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sports & Wellness Insurance

2200 Aldrich St., Austin, TX 78723 Phone: (800) 859-5995 E-mail: information@texasmutual.com www.texasmutual.com

The American Equity Underwriters Inc.

UFG Specialty

555 E. North Ln., Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9599 E-mail: nsmmarketing@nsminc.com nsmsportsinsurance.com Managing General Agency, A Licensed Surplus Broker

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (251) 690-4230, Fax: (251) 690-4299 E-mail: aeu.marketing@amequity.com www.amequity.com

101 N. 1st Avenue, Ste. 1750, Phoenix, AZ 85003 Phone: (213) 634-6421 E-mail: specialtymarketing@unitedfiregroup.com www.ufgspecialty.com

Sun Coast General Insurance Agency

The Hanover Insurance Group

At UFG Specialty, best in class service is what we do. We understand response time and decisiveness are key to our broker/partners’ success. Rated A (Excellent) by A.M. Best, we specialize in hard-to-place Excess Casualty, Excess Property, and Inland Marine business.

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 E-mail: jyeskin@suncoastinsurance.com www.SunCoastInsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 E-mail: abclark@hanover.com www.hanover.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Surety Bond Professionals Inc.

The McGowan Companies

205 Union Street, Natick, MA 01760 Phone: (781) 559-0568, Fax: (781) 559-0569 E-mail: Mark@SuretyBondProfessionals.com www.SuretyBondProfessionals.com A Licensed Surplus Broker

Corporate HQ; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 E-mail: syoung@mcgowancompanies.com www.mcgowancompanies.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Unitas Financial Services

6543 Commerce Parkway, Suite M, Dublin, OH 43014 Phone: (954) 931-4795, Fax: (866) 847-5565 E-mail: john.watt@unitas360.com www.unitas360.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 E-mail: info@uiprograms.com www.uiprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

USASIA Insurance Services

Synergy Professional Associates The Mechanic Group, Inc., A Inc. Division of Specialty Programs 100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 Group LLC

E-mail: michelem@synergy-ins.com www.synergy-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

TAPCO Underwriters Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 E-mail: KAllred@gotapco.com www.GoTAPCO.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 E-mail: mkiger@targetmanagers.com www.targetmanagers.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 E-mail: mkatz@mechanicgroup.com www.mechanicgroup.com Managing General Agency, A Licensed Surplus Broker

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industry.

Travelers

For more information, check out our ad on page 16 (National). One Tower Square, Hartford, CT 06183 Phone: (860) 954-1285, Fax: (651) 310-7318 E-mail: taavery@travelers.com www.travelers.com

Target Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (331) 333-8239, Fax: (630) 961-0284 E-mail: sreidy@targetproins.com www.TargetProIns.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

TDC Specialty Underwriters

29 Mill Street, Unionville, CT 06085 Phone: (888) 277-3152, Fax: (888) 277-3152 E-mail: submissions@tdcspecialty.com www.tdcspecialty.com Managing Underwriter

Tejas American General Agency

319 Union Ave., Pomona, CA 91768 Phone: (909) 618-0288, Fax: (909) 618-0289 E-mail: shirley@usasia-ins.com www.usasia-ins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

USG Insurance Services Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 E-mail: jkessel@usgins.com www.aauins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Velocity Risk Underwriters LLC

10 Burton Hills Blvd., Ste. 300, Nashville, TN 37215 Phone: (615) 942-0740 E-mail: Info@VelocityRisk.com www.VelocityRisk.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Victor Insurance Managers Inc.

770 Wisconsin Ave., Ste. 400, Bethesda, MD 20814 Phone: (301) 961-9800, Fax: (301) 951-5444 E-mail: info.us@victorinsurance.com www.victorinsuranceus.com A Licensed Surplus Broker, Managing Underwriter

Vintage Underwriters

U.S. Risk LLC

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 647-5035 E-mail: kellyK@usrisk.com www.usrisk.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

7950 Westglen, Houston, TX 77063 Phone: (713) 773-6400, Fax: (713) 773-6410 E-mail: marketing@vintageunderwriters.com www.vintageunderwriters.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Virtue Risk Partners LLC

One Blue Hill PLaza, Pearl River, NY 10965 Phone: (845) 205-0301 E-mail: jvalenza@virtuerisk.com www.virtuerisk.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 E-mail: marketing@taga1.com www.taga1.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

www.insurancejournal.com

July 18, 2022 INSURANCE JOURNAL | 61

Alphabetical Directory of Intermediaries and Carriers XPT:WSS

Walter General Agency (WGA)

4965 Preston Park Blvd., Ste. 650, Plano, TX 75093 Phone: (972) 702-0500, Fax: (972) 702-0504 E-mail: mark.kaufman@xptpartnersllc.com www.wssib.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 E-mail: newquotes@wgamo.com www.wgamo.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Western Surplus Lines Agency Inc.

For more information, check out our ad on page 3 (South Central). P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 E-mail: bcraig@westernsurplus.com www.westernsurplus.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

World Wide Specialty, a Division of Philadelphia Insurance Companies

68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 E-mail: dtaylor@wwspi.com www.wwspi.com Managing General Agency

World Wide Specialty designed the first E&O policy for the staffing industry over 50 years ago. WWS continues to lead the market in product offerings, having the largest and broadest program for the staffing industry. Dedicated exclusively to the staffing industry in all states on an admitted and non-admitted basis for specified programs.

Western World Insurance Group

300 Kimball Dr., Ste. 500, Parsippany, NJ 07054 Phone: (201) 847-8600, Fax: (201) 847-1010 E-mail: tim.whisler@aig.com www.westernworld.com

Wilson Smith Group LLC

1001 S. Dairy Ashford, Ste. 420, Houston, TX 77077 Phone: (713) 808-9770, Fax: (713) 808-9717 E-mail: info@wilsonsmithgroup.com www.wilsonsmithgroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Woodlands Insurance Services LLC

P.O. Box 8369, The Woodlands, TX 77387 Phone: (281) 367-5010, Fax: (281) 367-5013 E-mail: bobk@woodlandsinsurance.com www.woodlandsinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

62 | INSURANCE JOURNAL July 18, 2022

Worldwide Facilities, LLC; MHI-MGA Division

For more information, check out our ad on page 4 (South Central). P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 E-mail: amicia@mhi-mga.com www.mhi-mga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 E-mail: bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

www.insurancehelper.com

PO Box 1549, Grass Valley, CA 95945 Phone: (855) 493-8368 E-mail: sharla@theeventhelper.com www.insurancehelper.com Managing General Agency, Managing Underwriter

www.insurancejournal.com

Idea Exchange: Construction Beyond the Desktop: 3D Printing with Concrete

uch has been written about concerns related to use of 3D printing in the office or home, including potential risks associated with health, safety, product defects, and more. Now, imagine taking your 3D printer outside and By Christopher Sirota watching it morph from the size of a milk crate to that of a triceratops — such devices are already a reality; there are currently numerous types of large, 3D printing construction devices that can assist in the building of structures.

What Is 3D Printing?

3D printing is a production technology that can fabricate components, parts and more from a digital blueprint. Through this technology products including medical devices, replicated museum pieces, shoes, food and more are “printed,” layer by layer, using materials such as polymers, metals and ceramics. Generally, 3D printing begins with the creation of a digital 3D model of the object to be printed using certain software applications. The digital model is then exported into a “stereolithographic” file, which is comprised of digital 2D layers of the object that can be read by the printer.

New Concrete Mixtures

3D printing in construction is still in the early stages, accounting for only about 3% of global projects. Though, there are various construction processes that can be enhanced by 3D printing. For example, contour crafting involves extruding a cementitious mixture from a nozzle that can move along three axes, or from a nozzle attached to a robotic arm. In both cases, the nozzle moves INSURANCEJOURNAL.COM

according to the pre-determined model to layer the mixture, eventually forming walls, floors and more. Some different types of extrudable materials include: • Concrete with sand and additives • Concrete with cement and additives • Concrete with cement, sand, geopolymers and additives • Concrete with cement, sand, fiber and additives • Concrete mixed with recycled glass • Organic materials such as straw, lime, soil, rice and grains • Clay mixtures from local soil. Of note, some experts assert that even if fibers are added to increase the ductility and tensile strength of materials, many 3D-printed structures will still need reinforcement bars.

Speed of Construction

Improved efficiency is one of the most notable potential benefits of 3D printing in the construction industry. For example, one project created a complex wall designed with a geometry to improve thermal

insulation in about 12-hours. Another project involved the creation of most of the parts of a 250-square-meter office over a period of 17 days, followed by a crew assembling the structure in two days. Finally, all the parts of a 6.5-meter bicycle bridge in the Netherlands were completed within 48 hours.

3D-Printing and Safety

Some researchers assert that 3D printing can be an alternative to bricklaying, concrete casting, and reinforcement installation — which can be dangerous activities — thus possibly reducing the chance for onsite injuries. However, 3D printing needs special concrete mixtures, equipment and labor, and is not currently a cost-effective means to improve worker safety. Relative to building safety, typically, the structural performance of a building is computed using digital modeling techniques. However, in the case of 3D printed concrete, such models lack validation. Eventually, they should be able to mitigate failures and potential deformations by improving process parameters, part orientation, choice of mixture to ensure proper layer adhesion, and other critical safety metrics. Notably, modeling 3D printed structures requires tremendous computational

continued on page 65 JULY 18, 2022 INSURANCE JOURNAL | 63

City of Hope’s National Insurance Industry Council

SPIRIT of ® LIFE GALA SPIRIT SPIRIT SPIRIT of of of

City City City of of Hope’s of Hope’s Hope’s National National National Insurance Insurance Insurance Industry Industry Industry Council Council Council

LIFE LIFE LIFEGALA GALA GALA

® ®® 11, 2022 September

HARD ROCK HOTEL, SAN DIEGO, CALIFORNIA

noring l Cavaness

September September September 11,11,11, 2022 2022 2022

HARD HARD HARD ROCK ROCK ROCK HOTEL, HOTEL, HOTEL, SAN SAN DIEGO, SAN DIEGO, DIEGO, CALIFORNIA CALIFORNIA CALIFORNIA

Honoring Honoring Honoring Joel Joel Joel Cavaness Cavaness Cavaness

NT, CEMENT SERVICES INC

PRESIDENT, PRESIDENT, PRESIDENT, PRESIDENT, RISK RISK PLACEMENT RISK RISK PLACEMENT PLACEMENT PLACEMENT SERVICES SERVICES SERVICES SERVICES INCINC INC INC

Benefitting Benefitting Benefitting Benefitting Benefitting

In partnership with In partnership In In In partnership partnership partnership with with with with

R ERGE RIG E SG ITSE I TSRET RE NRO NW N OO W ! W ! !

Visit cityofhope.org/niicspiritoflife or email bkapanpour@coh.org for registration and sponsorship info.

Since 1997, Joel D. Cavaness has served as President of Risk Since Since Since Since 1997, 1997, 1997, 1997, Joel Joel Joel D. Joel D. Cavaness D. D. Cavaness Cavaness Cavaness hashas served has has served served served as as President as as President President President of of Risk of of Risk Risk Risk Placement Services, Inc. (RPS). After cofounding RPS as a scratch

Idea Exchange: Construction continued from page 63

power, which may be a significant expense.

Additional Considerations for Insurers

The above examples of how construction processes can change when utilizing 3D printing processes might need to be considered with thinking about impact to professional liability for occupations such as architects, engineers and developers. Other lines of business may need to consider some of the concerns that are associated with 3D printing in general. For instance, 3D printing may introduce novel legal implications, especially for products liability, because it may not be clear who is actually “the manufacturer,” what “the product is,” what makes up the “the marketplace,” and where the potential liability for a defect falls. Regarding defects, additional points to consider are: • Is the defect a result of the original design, a software error, the 3D printer itself, the material, or human error somewhere during the manufacturing process? • CAD code, or code instructions for the 3D Printer, may be considered a product for the purposes of products liability. Courts have not yet addressed this question directly, but ClearCorrect Operating, LLC v. International Trade Commission 810 F.3d 1283, 1290 (Fed. Cir. 2015), although not a products liability case, held that 3D printing blueprints are not material items. Cybersecurity risks also exist. As with many digital products, there is a concern with the potential malicious hacking of files used by 3D printers. Hackers could theoretically introduce flaws that may be difficult to detect and increase exposure to product liability risk, among other potential exposures. In addition, 3D printing typically requires the use of digital blueprints that can potentially be accessed through various methods and copied. Once copied, a 3D printer can potentially replicate the design exactly, which may generate intellectual property concerns. INSURANCEJOURNAL.COM

Example Project

Proponents of 3D printing homes assert that they may eventually cost less than traditional construction methods, and the choice of material can provide homes with greater resiliency. Currently, lumber and labor costs are still well above pre-pandemic levels. 3D printing offers the ability to choose construction materials other than lumber and can reduce the number of necessary workers. For example, a project is underway to build 100 single-family homes in Texas using 3D printers. Some of the homes, which will all be single-story, will be as large as 3,000 square feet. The company behind the initiative has built dozens of partially 3D printed homes in America, though this will be by far their largest project. Notably, the company was recently able to raise over $200 million worth of capital to finance the project. 3D printed homes may be one avenue to help disadvantaged people become homeowners as America is currently suffering from a shortage of nearly 7 million affordable homes. 3D printed homes may have the potential to alleviate some of the pressure caused by the ongoing housing crisis. 3D printed homes are estimated to cost about 15% less to construct than traditionally built homes and, as mentioned,

July 18, 2022 Arch Indemnity Insurance Company 2345 Grand Boulevard, Suite 900 Kansas City, MO 64108 The above company has made application to the Division of Insurance to amend their Foreign Company License to transact Property and Casualty Insurance in the Commonwealth of Massachusetts. Any person having any information regarding the company which relates to its suitability for the license or authority the applicant has requested is asked to notify the Division by personal letter to the Commissioner of Insurance, 1000 Washington Street, Suite 810, Boston, MA 021186200, Attn: Financial Surveillance and Company Licensing within 14 days of the date of this notice.

can also be constructed much faster. Sirota, CPCU, is product manager of Emerging Issues at Verisk. In this role, he is responsible for researching emerging risks to support product development in the insurance industry and for maintaining Verisk’s Emerging Issues website. With over 20 years at Verisk, Sirota previously assisted product development for personal and commercial auto programs related to telematics and connected vehicles. He also has presented at many industry events. Email: christopher.sirota@verisk.com.

Advertisers Index AIG www.aig.com 7 AmWins www.amwins.com 13 Applied Underwriters 2, 3, 68 www.auw.com Brecht & Associates www.brechtassoc.com SC2 CIBC www.cibc.com/US 19 CIS www.epicbrokers.com/programs/cosmetics 24 City of Hope www.cityofhope.org 64 Cypress P&C FL10 www.cypressig.com EPIC Brokers www.epicbrokers.com 29 Foremost Insurance Group www.foremoststar.com 67 FSLSO www.fslso.com FL2 GIC Underwriters, Inc. www.gicunderwriters.com FL1 Golden Bear Insurance 9 www.goldenbear.com Insurbanc www.insurbanc.com 25 JM Wilson www.jmwilson.com W7, S3, M2 M.J. Hall & Company www.mjhallandcompany.com W1 McClelland & Hine www.mhi-tx.com SC4 Monarch E&S Insurance Services www.monarchexcess.com W3 Nationwide Mutual www.nationwide.com 22 Nautilus Insurance Company www.nautilusinsgroup.com 23 Pacific Gateway Insurance Services www.pgiainsurance.com W5 Philadelphia Insurance Companies www.phly.com 7 Prime Insurance www.primeis.com 15 REInsurePro www.reinsurepro.com W2, E2, M1 St. James Insurance Group www.stjamesinsurance.com FL20 Summit www.summitholdings.com SC1, S1 The Hartford www.thehartford.com 5 Travelers www.tavelersinstitute.org 16 Western Surplus Lines Agency, Inc. www.westernsurplus.com SC3

JULY 18, 2022 INSURANCE JOURNAL | 65

Closing Quote How the American Data Privacy and Protection Act Will Increase Costs By David A. Sampson, Neil Alldredge, Bob Rusbuldt & Ken Crerar

here are many sectors of the U.S. economy that are not subject to rigorous privacy regulations. The insurance industry is not one of them. Our industry has a long history of protecting the privacy interests of its consumers and adding insurers, agents, and brokers to new legislation moving through Congress is counterproductive. The American Property Casualty Insurance Association, the National Association of Mutual Insurance Companies, the Independent Insurance Agents & Brokers of America, and The Council of Insurance Agents and Brokers believe the House Committee on Energy and Commerce’s “American Data Privacy and Protection Act” (ADPPA) can foster a constructive discussion of many key privacy issues, however, we have some significant concerns about the practical impact the legislation will have on both consumers and businesses. The financial services industry, including the insurance industry, was the first sector of the economy to come under comprehensive nationwide privacy regulation more than 20 years ago under the Gramm Leach Bliley Act. Since then, states have adopted insurance privacy laws across the country. As a result, consumer complaints about the privacy practices of insurers, agents and brokers are rare. As the old adage goes, avoid trying to fix what is not broken.

We therefore encourage Congress to exempt insurers, agents and brokers from the scope of the ADPPA. Additionally, national regulation of insurance, without robust state law preemption, could leave consumers vulnerable to inconsistent standards. Furthermore, the ADPPA could exacerbate and perpetuate more lawsuit abuse in the U.S. through bill provisions that expand private right of action for encouraging frivolous litigation against business owners. Spiraling litigation costs already affect everyone — individuals, families, businesses, communities, and the economy. These costs are apparent in goods and services. A significant factor in this rise in costs is the increasing rate of plaintiff attorney involvement in everyday disputes and transactions. Often attorney involvement delays the resolution of disputes, increases costs, and results in lower net settlement amounts for claimants.

66 | INSURANCE JOURNAL | JULY 18, 2022

When adjusting for increases in GDP and population, the costs of the U.S. tort system to businesses and families is $529 billion per year or $4,323 per year per household. This amounts to 2.3% of the nation’s GDP. Yet only 57 cents of every dollar are paid in compensation to plaintiffs. This would likely mean an increase in claims costs for insurers, which in turn could lead to higher insurance rates for consumers. This tort tax extends beyond the direct cost of lawsuits. A study sponsored by Citizens Against Lawsuit Abuse found that the ripple effect of the tort tax impacts 2.2 million jobs nationally and wipes out more than $435 billion in economic activity. This legislation could make a bad lawsuit abuse situation worse. Now is not the time to add to legal uncertainty and costs by adding new incentives to sue business owners who already are faced with major challenges with understanding

and managing privacy risk. We commend the committee for its interest in this important issue of protecting privacy and we pledge to be of assistance to help make the bill achieve its intended goal in an appropriately targeted way. Sampson is the president and CEO of the American Property Casualty Insurance Association (APCIA). Alldredge is the president and CEO of the National Association of Mutual Insurance Companies (NAMIC). Rusbuldt is president and CEO of the Independent Insurance Agents & Brokers of America Inc. (Big “I”). Crerar is president and CEO of The Council of Insurance Agents & Brokers (CIAB). APCIA and NAMIC represent approximately 90% of the home, auto, and business insurance marketplace. The Big “I” is the nation’s oldest and largest national association of independent insurance agents and brokers, representing more than 25,000 agency locations united under the Trusted Choice brand. The CIAB is an association for commercial insurance and employee benefits intermediaries around the world. INSURANCEJOURNAL.COM

HELP YOUR CUSTOMERS

ADVENTURE ON ®

WITH A BETTER INSURANCE EXPERIENCE Specialized coverage. Broad underwriting. Money-saving discounts. Excellent claim service. At Foremost®, we offer all this and more with our travel trailer and motor home insurance.

LEARN MORE AT FOREMOSTAGENT.COM

Not all products, coverages, or discounts available in all areas. 9023110 7/22

MORE IMAGINATION.

MORE TO LOVE FROM APPLIED.® Workers’ Compensation • Transportation – Liability & Physical Damage • Construction – Primary & Excess Liability Homeowners – Including California Wildfire & Gulf Region Hurricane • Fine Art & Collections • Structured Insurance Financial Lines • Aviation & Space • Environmental & Pollution Liability • Property • Warranty Fronting & Program Business • Reinsurance

...And More To Come.

It Pays To Get A Quote From Applied.® Learn more at auw.com/MoreToLove or call sales (877) 234-4450 ©2022 Applied Underwriters, Inc. Rated A (Excellent) by AM Best. Insurance plans protected U.S. Patent No. 7,908,157.