马恩岛经济发展部 马恩岛 财富管理及资产结构解决方案
ONE DAY, YOU’LL MAKE A DREAM COME TRUE.
Department for Enterprise, St George’s Court, Upper Church Street, Douglas, Isle of Man IM1 1EX
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马恩岛 – 财富管理和资产结构解决方案 背景： 马恩岛是享有声誉的国际金融和商务中心，为海外英国公民以及各国人士提供完备的财 富管理和资产结构解决方案。 马恩岛监管完善，遵循国际货币基金组织、金融行动特别工作组、巴塞尔协定等国际标 准，并且是国际证监会组织多边协议成员。 马恩岛是享有“Aa1”评级的行政区，保持经济增长已超过25年，主要带动行业为金融服 务业（占GDP36%），目前资产储备有 30亿美元，没有外债。 众多受监管服务供应商在马恩岛落户，如：20家国际银行；17家寿险公司、200家信托 及公司服务供应商、四大会计师事务所，等等。
资产和财富管理服务包括：私人银行；多币种服务；国际税务规划；投资管理及养老金 建议。 为基金、家庭办公室结构（如私有信托公司即PTC）、物业投资、游艇及飞机所有权及 慈善事业提供完善和专门的解决方案。 马恩岛是一个低税区，公司所得税为零，个人所得税较低（10% 至 20%），最高个人所 得税额（封顶税额）为每年120,000英镑。 马恩岛为储蓄者和投资人提供补偿计划
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马恩岛 – 财富管理和资产结构解决方案 中国公司/个人可利用的优势： 能否以合法的方式获得马恩岛财富解决方案系由具体国家资本自由流动和外汇管制相关法律 决定。 视上述情形，中国公民可能获得其他外国公民可以享受的所有各类服务、解决方案和投资选 择，且成本具竞争性。 已经有相当多的居住在中国大陆或香港的外国人（如：海外英国人）使用马恩岛作为其国际 财富管理服务提供地。 马恩岛与英国签署了双边税务协定和增值税共同安排，因此可以为在英国拥有不动产提供节 省税费的解决方案和专门服务。 马恩岛拥有专业资产管理专门知识，提供飞机及超级游艇注册并为此类资产提供租赁、融资、 保险和管理等专门知识。 马恩岛为资产结构和投资提供多种、灵活适用的法律： - 1931-2004公司法（与英格兰公司类似） - 2006年公司法（类似英属维尔京群岛公司） - 信托（马恩岛法律属普通法法系） - 合伙和有限责任合伙 - 基金会 - 寿险（债券）
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马恩岛 – 财富管理和资产结构解决方案 综述：
马恩岛为国际私有资本、资产持有/结构和财富规划提供多 种安全、节省成本的解决方案，有从业经验超过30年的监 管完善、经验丰富的专业公司和机构提供支持。
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Department for Enterprise
The Isle of Man - Wealth Management & Asset Structuring Solutions Department for Enterprise, St George’s Court, Upper Church Street, Douglas, Isle of Man IM1 1EX
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The Isle of Man – Wealth Management and Asset Structuring Solutions Background The Isle of Man is a respected international finance and business centre offering established wealth management and asset structuring solutions for British expats and foreign nationals alike. The Isle of Man is well-regulated and complies with international standards set by IMF, FATF, Basle and is a member of the Multi - lateral IOSCO Treaty. Isle of Man is a “Aa1” Moody’s rated jurisdiction with over 30 years of growth, led by financial services (GDP contribution 36%) and has reserves of $2.5Bn with no national debt. The Isle of Man is home to a wide range of regulated service providers, e.g. 20 international banks; 17 life insurance companies, 200 trust and corporate service providers, big 4 accountants, etc. Asset and wealth management services include: private banking; multicurrency services; international tax planning; investment management and pensions advice. Sophisticated and bespoke solutions are available for funds, family office structures (such as PTCs), property investment, yacht and aircraft ownership and philanthropy. The Isle of Man is a low tax area with 0% company tax, low personal taxes (10% to 20%) and a maximum personal tax (tax cap) of £120,000 per annum. The Isle of Man operates compensation schemes for depositors and investors
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The Isle of Man – Wealth Management and Asset Structuring Solutions Benefits to Chinese Companies/Individuals: The ability to access Isle of Man wealth solutions legitimately will depend on the laws of a particular country in regard to free movement of capital and exchange control. Subject to the above, Chinese individuals may benefit from the full range of cost competitive services, solutions and investments available to other foreign nationals. Foreign residents in China or Hong Kong (e.g. British expats) are already significant users of the Isle of Man for international wealth management. Solutions and expertise exist for tax efficient ownership of property in the UK as the Isle of Man has a Double Tax Agreement with the UK and common VAT arrangements. The Isle of Man has specialist asset expertise and has aircraft and superyacht registers, plus leasing, financing, insurance and management expertise for such assets. Isle of Man has a wide choice of flexible legal entities for structuring and investment: - Companies Acts 1931-2004 (similar to English companies) - Companies Act 2006 (similar to British Virgin Island companies) - Trusts (IOM is a Common Law jurisdiction) - Partnerships and Limited Partnerships - Foundations - Life insurance (bonds)
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The Isle of Man – Wealth Management and Asset Structuring Solutions In summary:
The Isle of Man offers a wide range of secure and cost-effective solutions for international private capital, asset holding/structuring and wealth planning, underpinned by well-regulated and experienced professional firms and institutions with over 30 years of experience.
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ONE DAY, YOU’LL MAKE A DREAM COME TRUE.
Department for Enterprise, St George’s Court, Upper Church Street, Douglas, Isle of Man IM1 1EX
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