Coronation: your street party

Do you need Coronation party insurance?

If you are organising an event as an individual or as a collective, yes, you do. While event insurance isn’t a legal requirement, it could protect you from a whole host of issues!

We would rather you enjoyed the fruits of your labour than spent the day worrying about damage, or accidents and injury claims.

It’s easy to take out single event insurance to cover you for a street party. But why do you need it?

Litigation can range from a few hundred pounds to tens of thousands of pounds – could you afford this if a partygoer slipped on some food and injured themselves?

Consider as well that, although the council may have closed your street, not everybody will want to move their cars, so be prepared to consider any claims for damage to vehicles.

Safety first

While it’s common sense, it’s important that you and your neighbours work together to clean up knocked over or spilled items and ensure that everybody behaves themselves. Labelling food to warn people of allergens is a simple but effective way of mitigating food allergies. It could also be an idea to make sure you have a First Aid kit for any falls or burns. Conducting a simple health and safety check is recommended.

And one last point you may not have considered is to make sure that your front door and windows remain locked while you are enjoying your street party, to avoid any disappointment when you get home after a wonderful day with your neighbours.

Whatever you do, we hope you have an enjoyable and safe day. Did you know that A-Plan can cover street parties? We know this is a pretty unique insurance to consider, so we are happy to answer any questions about party insurance that you can think of, to ensure your event goes smoothly and without worry. Contact your local branch at www.aplan.co.uk/branch-finder