METLIFE PROJECT
FINAL REPORT Second Semester – 2014
November 2014
ABSTRACT SUMMARY ................ ERRO! INDICADOR NÃO DEFINIDO. 1. JUNIOR ACHIEVEMENTERRO! INDICADOR NÃO DEFINIDO. 1.1 Institutional Presentation .............................................................. Erro! Indicador não definido. 1.2 Junior Achievement in Brazil ......................................................................................................... 6 1.3 Results of Junior Achievement in Brasil ........................................................................................ 7
2. PROJECT GOALS ......................................................... 8 2.1 General Objectives ........................................................................................................................ 8 2.2 Specific Objectives ....................................................................... Erro! Indicador não definido.
3. BENEFITS TO THE VOLUNTEER ................................. 8 4. PROJECT TARGET...................................................... 10 5. PROGRAM DELIVERED .............................................. 11 5.1 Personal Finances ........................................................................................................................ 11
6. RESULTS - 2º SEMETER 2014 .................................... 12 7. RESULTS PER SCHOOL ............................................. 13 7.1 São Paulo – EE Prof.ª Maria Petronila Limeira dos Milagres Monteiro.................................... 13
8. VOLUNTEERS .............................................................. 14 9. PICTURES .................................................................... 15 9.1 Trainings ..................................................................................................................................... 15 9.2 Classes ........................................................................................................................................ 17
10. TESTIMONIALS.......................................................... 19 10.1 Students..................................................................................................................................... 19 10.2 Volunteers ................................................................................................................................. 20
11. CLIPPING ................................................................... 21
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1. JUNIOR ACHIEVEMENT 1.1 Institutional Presentation Founded in 1919, in the United States of America, Junior Achievement is the largest and oldest business, economics and entrepreneurship education organization worldwide.
Junior Achievement is currently established in 120 countries. In Brazil, Junior Achievement has local units in all states and also in the District County.
It is a nonprofit educational association, maintained by private initiative, whose goal is to spark the entrepreneurial spirit in youth, still in school, encouraging personal development, providing a clear view of business and facilitating market access work.
In Brazil, there have been 3,3 million students benefited and 120 thousand volunteers involved. The activities of Junior Achievement are developed through educational programs carefully formulated, applied to young people through partnerships with schools and volunteers willing to share their experiences and knowledge with students of different ages. Globally, 10 million young people per year participate in the programs of Junior Achievement, consolidating the formation of an entrepreneurial culture throughout the world within an ethical and responsible prospective. Therefore, it is through education programs implemented by corporate volunteers in public and private schools and actions maintained by small, medium and large enterprises that the young Brazilian students can benefit.
The success of Junior Achievement is the result of the synergy and commitment of all parties involved: businesses, schools and students, with the primary link among the volunteers.
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Mission To awake the entrepreneurial spirit among the Youth, while in school, besides provide them with a clear view of the business world.
Vision To consolidate the entrepreneurial culture, forming a leadership generation in politic, social, educational and business areas.
Values Honesty Ethics Perseverance Respect Courage Sensibility Sustainability
“Life is a journey, not a destination, and you are the architect of you own path�.
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1.2 Junior Achievement Values TO THE STUDENT Development of critical thinking and motivation to transform the current political, economic, social and environmental scenario; Development of entrepreneurship; Personal and professional development; Awareness of their role in society and commitment to build a better Brazil. TO THE VOLUNTEERS Enable the employee of METLIFE, through a structured corporate volunteering project, become an agent of change, being encouraged to adopt social and environmental values in their life, and commit to transmit these values to students; Personal satisfaction for their contribution to society; Interpersonal relationships; Development of oratory; Development of skills; Contribute to the development of citizens more aware. TO THE SOCIETY More informed and prepared adults for the job market and for life; Formation of citizens aware of their social responsibility; Development of entrepreneurial leaders. TO THE SCHOOL Overall training of the student, awakening the entrepreneurial spirit; Access to excellent resources and materials for economic and financial education; Awareness of students about the importance of education to achieving goals.
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1.3 Junior Achievement in Brazil
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1.4 Results of Junior Achievement in Brazil
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2. PROJECT GOALS 2.1 General Objectives Contribute to the students’ (of public school) development in high school, increasing the curriculum with skills, concepts, debates, teamwork and simulations regarding the business world. By encouraging financial awareness, the program examines the role of money in achieving goals throughout life, financial decision making and protection and security day by day.
Counting on the volunteers’ involvement by conducting methodology in the classroom, we take the business world experience and training opportunities for the job market to the students.
2.2 Specific Objectives Promote entrepreneurship in the School. Encourage the commitment of young people with economic, environmental and social development. Contribute to the development of the youth skills and personal interests. Show the importance of education for a successful future. Demonstrate to young people the importance of interpersonal relationships, responsibility, commitment and planning. Developing young people's critical thinking about the consequence of your actions. Stimulate reflection on the professional future. Demonstrate to young people the values of ethics and respect for the environment as business practices of MetLife. Create an environment that allows students to reflect on the importance of education as a way to generate more job opportunities. Enhance the MetLife bond with business classes, school and community.
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3. BENEFITS TO THE VOLUNTEER Development of skills and competencies. Learning with the students. Contributing to the community. Interpersonal relationships. Improved communication skills. Personal satisfaction for contributing to social development.
MetLife volunteers receiving their certificates.
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4. PROJECT GOALS The Project goal is to benefit 250 students, divided into 10 classes, with the Personal Finances Program, provided by Junior Achievement Sao Paulo.
PROJETO METLIFE 2014 UF
City
Program
Target Classes
Target Students
Target Volunteers
Volunteers per Class
SP
S達o Paulo
Personal Finances
10
250
From 20 to 30
From 2 to 3
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5. PROGRAM DELIVERED 5.1 Personal Finances The Personal Finances Program introduces to the students of middle grades the importance of making wise financial decisions. Demonstrating the value of planning, the establishing of goals and the importance of making decisions inside the context of personal finances. Objectives - Examine the role of money on the realization of objectives throughout life. - Making financial decisions. - Protecting against financial traps. Activities A Month in Life
Learning Objectives
- Make wise financial decisions that meet your personal objectives.
From Dreams to Reality
Concepts and Abilities
- Understand the purpose of establishing goals.
- Understand the difference between profit and investment growth. - Demonstrate a basic knowledge of various investment options.
- Financial choices - Budget - Financial Planning - Savings - Establishing goals - Investment - Information Analysis - Savings - Written and spoken communication - Working in groups
- Plan investment strategies for today and the future.
Your Credit, Your Future
- Describe the advantages and disadvantages of obtaining credit. - Plan how to utilize the credit now and in the future.
The Case of Ideological Falsehood
- Raise awareness to the risks of identity theft.
- Recognize credit threats and avoid them.
Protect yourself
- Examine and describe the basic types of insurance. - Determine your insurance needs of today and tomorrow.
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- Credit - Choices - Information Analysis - Public Speaking - Working in groups - Identifying ideological falsehood - Information Analysis - Written and spoken communication - Public Speaking - Insurance - Analysis - Written and spoken communication - Reading Comprehension
6. RESULTS - SCOND SEMESTER 2014 Through the application of the Personal Finances Program, 386 students from 12 Classes in Professora Maria Petronila Limeira dos Milagres Monteiro School were benefited in SĂŁo Paulo during the second semester of 2014. In addition, 13 volunteers of MetLife worked with the students showing them the competitive business world, current issues, benefits and complexities. They showed the value of planning, setting goals and the importance of making decisions within the context of personal finance. Furthermore, by using the methodology developed by Junior Achievement and their experience, volunteers contributed to the development of financial conscience among the students, making them more prepared for the labor market.
City
School
SĂŁo Paulo
EE Prof.ÂŞ Maria Petronila Limeira dos Milagres Monteiro
Total
Program Classes Students Volunteers Personal Finances
Donated Hours**
12
386
13
104
12
386
13
104
* The number of volunteers and volunteer participations is the same. ** Each volunteer donates 8 hours: 3 hours of training + 5hours/class of the Personal Finances Program application in the school.
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7. RESULTS IN SÃO PAULO 7.1 São Paulo – Prof.ª Maria Petronila Limeira dos Milagres Monteiro School
SHOOL
EE Prof.ª Maria Petronila Limeira dos Milagres Monteiro
APPLICATION APPLICATION DATE SCHEDULE
09/19/2014
Total
8:00 to 12:20
CLASS
STUDENT
1ª A
36
1º B 1º C 1º D 1º E 2º A 2º B
33 30 35 38 31 34
2º C
34
2ª D 3º A 3ºB 3º C
12
13
VOLUNTEERS
VOLUNTEER JASP METLIFE JASP METLIFE JASP METLIFE METLIFE METLIFE
23 38 32 22
Claudia da Conceição Andreia Torto Anderson Chiovitti Robson da Silva Ramos Lucas Lujan Amira Landulfo Ana Campos Ana Paula Almeida da Silva Caroline Cristina Gallego Gomes Jessica Ribeiro Correa Sara Cristina de Oliveira Suzi Paula Nunes Daniela Mattos
386
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METLIFE METLIFE METLIFE METLIFE METLIFE
8 VOLUNTEERS The second semester actions happened in September: the volunteers training and the classroom practices. The negotiation with the school that would receive the practice happened in the same month and the school showed itself to be very receptive to the Program. At the school, we counted with 10 MetLife volunteers, who received the Personal Finances Program training, and all of the teaching materials offered by Junior Achievement, containing a differentiated method of incentive to practical-education, aiming to awaken the entrepreneur spirit in the youth and the appreciation of education. Also participated in the program 3 Junior Achievement S達o Paulo volunteers, in order to finish all the predicted classes.
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9. PICTURES 9.1 Trainings
Project coordinator Cláudia Conceição, from JASP, training the MetLife volunteers.
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Above, the board game included in the Program being tested by the volunteers. In addition, bellow the closing of the training.
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9.2 Classes Prof.ÂŞ Maria Petronila Limeira dos Milagres Monteiro School
Classroom interaction: volunteer and students.
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Students in the classroom.
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10. TESTEMONIALS 10.1 - Students “It was really interesting; besides breaking the routine it taught me how to manage bills, the importance of having insurance, being careful with the kinds of frauds we might find on the internet, the risks and rewards of using credit. It would be interesting having the program here in the school other times.” (Bruno Souza, Laís Bizarro, Alexandre Ferro, Guilherme Queiroz and Wellington Oliveira – students from the first year of High School, class A)
“Today was really beneficial, I learned how to control my finances, because I already work and live by myself, and this course helped me see where I was making mistakes. Thank you for this opportunity.” (Natasha Souza - student from the first year of High School, class B)
“It was interesting, it helped me reflect about our financial concepts and introduced an interesting dialog that we are not used to do daily.” (Student from the first year of High School, class C)
“The Personal Finances course was important for us to learn how to deal with money, and, besides that, see mistakes we might make on a daily basis, both in our social life and in the work market.” (Rafael Souza de Vale, Vitor Oliveira Rodrigues and Stephany Yukari Itakura Ota - Students from the first year of High School, class D)
“With Junior Achievement we learned how to manage our finances and avoid problems with our personal data; we learned about investments. And everything we learned today will be useful in our future.” (Douglas - Students from the first year of High School, class E)
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“Unexpectedly the volunteers came to the school willing to teach us to manage our money. The main characteristics were: budget, investment, credit and ideological falsehood. Everything was really dynamic: in each class the games facilitated the understanding.” (Julia Tavares - Students from the first year of High School, class B)
10.2 Volunteers “Before teaching the Personal Finances Program to students I was able to learn and experience everything I taught them. At the beginning, it seemed scary to go into the classroom, but this experience was amazing, valid and it showed me a side of myself that I did not know before, and that is to teach classes, maybe I will have the interest of being a volunteer teacher more times. Besides that, the project is really cool, easy to understand and didactic, I believe that the time we donated for this cause will be very useful to the lives of these students that are about to join the work market. Thanks to Junior Achievement and MetLife for providing this amazing experience!” (Jéssica Ribeiro Corrêa – Human Resources)
“In this second activity that I participated in, the satisfaction was even bigger. It was amazing to be able to keep the attention of those students in the subject. Two people were sleeping, I was afraid when I woke them up, but after 40 minutes they were already asking for permission to speak, raising their hands and participating. When I realized, they were all in silence absorbing my words, and during the break, they did not even want to leave the classroom. I feel every minute in the classroom was worth it. It was a day of big accomplishments for me and for the 38 students that were there. Thank you MetLife and Junior Achievement for the project!” (Sara Oliveira)
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11. CLIPPING
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Junior Achievement Brazil website, about the Personal Finances Program on September 29, 2014.
Junior Achievement S達o Paulo Facebook Fan Page, about the Personal Finances on September 22, 2014. 22