A Guide to Morris County Real Estate & More
Jackie Scura’s Jackie’s 2015
Market Report
2014 Holiday Edition
homes Give Gifts
That Keep On Giving The Latest Trends for Your Home
How to Get
Amazing Local Deals Who is Responsible When Your Contractor is Injured?
Holiday Event Guide
Spotlight Property
$889,900 Parsippany English Tudor charm with all the space &
amenities of a modern, luxury home. Fieldstone & stucco exterior. Inviting Foyer with archways & open flow into LR with soaring beamed ceiling, peg & plank oak floor, birch paneling, brick FP, dramatic arched window. Formal DR featuring custom paint & wall of windows/French doors to Patio. Family Room with cross beam cathedral ceiling, amazing light, Patio access, Media center. Gourmet Eat-In Kitchen featuring granite, pro-grade SS appliances, glazed custom cabinets, breakfast area overlooking Patio. 1st Floor Master featuring built-in media cabinet, 4 closets, loft Sitting Room, spa-like MBath with clawfoot soaking tub, stall shower with body jets. 2nd BR + 2 Baths on 1st Flr. Private 2 BR In-Law wing. 2nd Master with Jacuzzi, sauna, Sitting Rm. Finished Basement. Stone Patio with built-in grill & sink. Yard offering 1.2 acres of privacy.
• 5 Bedrooms • 5 Baths
• Patio with Built-in Grill & Sink
• 3 Car Heated Oversized Garage
• Year Built: 1938 • 1.2 Acres
• Fieldstone & Stucco
• Taxes: $20,101
A Letter from Jackie Sunflowers & Symbolism: My Fall Inspiration Sunflowers have always been my favorite flower.
19 years ago when my mother passed away, she was wearing a sunflower covered sweatshirt and it was a perfect symbol of who she was - someone who always turned towards the light in good times and bad. Her faith was an inspiration I've carried with me my whole life and I'll always associate sunflowers with her. Sometimes it feels like sunflowers are following me through my day. The welcome sign on my front door has a sunflower on it for an immediate warmth when I come home and a friendly greeting for my guests. When I'm out showing homes or visiting clients, I see them in kitchen curtain fabrics, throw pillows and paintings. They're blooming in gardens and brightening up flower arrangements. Every time I see another sunflower, I get a little boost and I feel that love and warmth coming down from above. Many cultures connect sunflowers with the virtues of faith and flexibility since they bend to follow the Sun throughout the day. I think this is a perfect lesson in how positivity and a willingness to adjust is your best path to a happy life. As long as there's a sliver of sun in the sky, you can bet that sunflowers will be turning towards it, storing all that light to get through darker hours. We can all learn from that! My mother was a wise woman and I'm glad she taught me to always turn to find the light in my life. Some days bring a lot, some days it's just a glimmer here and there, but there's always enough to get me through. And if I ever forget that lesson, I know there'll be a sunflower somewhere nearby to remind me.
~ Jackie
Sunflowers don't just bring beauty -
they bring bounty! In the Fall, many Native American cultures use ripe sunflowers as a symbol of the sun and all the nourishment it brings us leading up to the harvest season. There are some solid scientific facts to back that up, too. Sunflower seeds have amazing nutritional properties. Selenium protects cells from damage - which makes it a potent foe against cancer. Magnesium is great for your bones and nerves. Vitamin E will keep your skin glowing - as will the antioxidants that give these seeds anti-inflammatory properties. Last, but far from least, sunflower seeds help your cholesterol! All it takes is a handful of seeds a day to get all these benefits!
Spotlight Property
$789,900 Rockaway Twp. Brick-front Colonial with elegant
moldings and gleaming hardwood floors throughout. 2 Story Foyer for a grand first impression. Living Room w/ diagonally laid floors, deep crown molding, ornate chair rail & entry w/fluted trim. Formal DR w/herringbone-laid HW floor, chair rail for pictureperfect entertaining. Kitchen with granite counters, breakfast bar, bay-inset breakfast area and an open flow into the Family Room. Sliders to the Patio/Poolside in the Family Room create a perfect indoor/outdoor flow. Great Room retreat w/raised-hearth brick FP & French Door entry. Spacious MBR Suite with separate 16x13 Sitting Room, luxury MBath w/skylights, Jacuzzi. Balcony access from MBR, 4th BR. Fin. Bsmt including, Exercise Rm, 1/2 Bath & Game Room w/gorgeous built-in wet bar & fireplace. Paver Patio w/heated pool.
• 5 Bedrooms • 3.1 Baths
• Heated In-Ground Pool
• 2 Car Attached Garage
• Year Built: 1997 • .28 Acres
• Brick Exterior
• Taxes: $16,860
J ac k i e S c u r a’ s 2015 Real Estate Forecast
Why I don't believe we're in a Market "Bubble" Who would have ever thought that the word "bubble" could be scary? Our last recession has had as much of an effect on us psychologically as it has economically. Realtors and homeowners have learned to be suspicious of the signs of a booming housing market for fear that it's a bubble waiting to burst. Buyers want to be reassured that they're spending their money wisely and that they can truly afford a home. No one wants to become a statistic in another great recession. I believe that we all learned important lessons from the downturn that will drive our economy onwards and upwards for many years to come. Here's why‌
Healthy Market Growth: The slowing pace of growth in the real estate market is a source of frustration for some. During 2012 and 2013, the market boomed back into good health faster than anyone even expected. It was exciting and we all loved to watch those numbers go up. This growth pulled many homeowners' loans "above water" by restoring the value of their property. This year the number of homes entering foreclosure is back to healthy pre-crash levels we haven't seen since 2005-2006. However, in 2014, we've seen the market slow down a little. It's still far above recession levels - with a predicted year end growth rate of 9% since last year - but many fear that this is a bad sign. In truth, this slower growth is good news. A more gradual pace means that houses will avoid the trap of rising too fast and then snapping back downwards as the market adjusts. According to Capital Economics Property Analyst Paul Diggle, "The housing market will avoid becoming overvalued, allowing the recovery in sales activity and housing starts to continue." Slow but steady will win this race.
The Traditional Buyer Returns: A part of the slow-down is the shift in just who's doing the buying. When prices were low but credit was hard to come by, investors were dominant in the market. They brought cash to the table and, as the market recovered, it was difficult for traditional buyers who needed mortgages to compete. Houses are still relatively inexpensive, but they're no longer providing the kind of instant growth that attracts short-term investment. This means that we're seeing a slow evolution into a traditional homebuyer's kind of market. Buyers who are purchasing the dream of homeownership generally intend on staying for five years or longer. Their decisions are based as much on what their heart says as they are on their wallets. These buyers move a little slower than a cash investor, but they provide a nice stable real estate market in the long run. It's much like the difference between day traders and long term investors in the stock market. In September, Zillow.com named the Northern NJ/NY Metro area one of the nation's Top Ten Housing Markets. A buyer-friendly climate has evolved locally as the upwards momentum of prices has slowed and the housing inventory has increased. Sellers are coming out in force thanks to their homes' increased values and this means less competition between buyers since there are more homes to go around.
Want to talk with Jackie about Current Market Conditions?
Call 973.335.4600 E-Mail JackieScura@aol.com or Message on Facebook at JackieScuraSays.com
$200,000 Boonton
1 BR Condo in a Victorian mansion. Private porch. Bath w/jetted tub.
$274,900 Denville
2 BR, 1.1 Bath Condo in the heart of downtown Denville. Multi-floor.
$289,900 Parsippany
Totally renovated 2 BR Ranch. New Kitchen w/granite ctrs. Trex deck.
$234,900 Parsippany
A solid 4 BR home in a great location! First Floor MBR. Deck.
$279,000 Hopatcong
4 BR, 2.1 Bath private paradise w/3 koi ponds, double deck. Updates!
$315,000 Denville
3 BR, 2 Bath Split w/HW under all carpets. Jacuzzi Bath. Private Deck.
$264,900 Parsippany
Totally turn-key 3 BR Ranch w/all new windows, granite Kitchen & Pergo flrs.
$279,900 Parsippany
Amazing value! 2 BR home w/lake views! Lodge-style LR. Huge deck.
$339,900 Parsippany
2 BR, 1.1 Bath townhome w/gleaming HW floors, granite Kitchen, Loft, deck.
Q. Why Do I Need a Real Estate Attorney? A. My role in your transaction is to be your personal expert on your contract and your rights under that contract. When you sign your name to those hundreds of lines of terms and conditions, I want you to understand what they mean for you as a buyer or seller. I have practiced Real Estate Law for over 15 years, and closed 1,000s of transactions successfully. Trust me to guide you through this very important event in your life. Call me with any questions!
Bernard J. Schulte, Esq. PC 79 Old Cherry Hill Road Parsippany, NJ 07054 p. 973.394.1212 f. 973.394.1214
Jackie Says: “Do you need a true expert on Real Estate Law? Call Bernie Schulte! I can’t recommend him highly enough!”
Gorgeous Gray and Other 2015 Trends Gray is coming into its own as a perfect neutral for every purpose. Homeowners who are tired of "builder beige" are embracing gray in a big way, and Pantone named Steel Grey as one of their hot colors for 2015. Gray still meets with a lot of resistence, though. I frequently talk about paint colors with homeowners who are sprucing up for sale, and when I suggest gray many people immediately picture bland concrete or cold metal sterility. In truth grey is a building block to a bigger, brighter design - just like any other neutral. Consider this Living Room. What's important in this picture is where your eye is drawn. The extensive moldings and built-ins catch the eye first and entirely define the space. The fireplace stands out in stark relief and every color in the room pops. The art and pleasing geometric shapes of the mirrors on the wall are perfectly highlighted. The warmth and shine of the hardwood floor anchors it all. The walls themselves are the last thing you see. They're the base of a much larger, richer palette of colors and textures.
Gray is also gaining popularity for Kitchen appliances. For decades now, every popular appliance color has been a stand-out, whether it was white, black or even out-of-fashion avocado green and harvest gold.
Stainless is far more neutral than any of the other options, but its silvery sheen still makes it the brightest star in any Kitchen design. Homeowners who are investing in custom woodworking for their cabinets, gleaming granites and decorative tilework want those finishes to dominate their design. Dark gray appliances that recede into the background are one of the newest, chic-est options for high-end Kitchen remodels. GE recently expanded their line of Slate finish appliances to meet this growing demand.
Designers are exploring just how fresh and appealing warmer metals can look in your Bath or Kitchen. It used to be that your Kitchen and Bath hardware choices were always shiny brass, brushed steel or cool chrome. Over the past few years, rustic coppers and oiled bronzes began to appear in higher end lines of hardware and fixtures. Now the newest looks are soft, satin finished gold and modern, yet traditional, brushed bronze. These new colors have also made their way into appliances, where they make it easy for homeownves to warm up their palette of Kitchen colors.
An up and coming tile trend is ceramic and porcelain with realistic wood grains. Manufacturers are
creating incredibly lifelike patterns using the latest in printing technology. This tile offers durable (and waterproof) hardwood style in your Mud Room, Finished Basement or Bath. It's perfectly low-maintenance and you can get everything from floors that look like wide, old-growth planks to parquet-patterned burl woods. There's nothing better than the combination of chic and practical!
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$339,900 Denville
2 BR Ranch w/high ceilings & updated Kitchen. New Sun Room.
$369,900 Parsippany
3 BR, 2 Bath Ranch w/In-Law Suite. New Kitchen w/granite. New Baths.
$345,000 Denville
2 BR, 1.1 Bath stone cottage. HW floors. Custom Kitchen. .86 Acres.
$379,900 Boonton Twp.
3 BR, 2 Bath Ranch on 6 peaceful acres! HW Floors. Lodge-style LR.
$359,900 Parsippany
Impeccable 2 BR Ranch. LR w/FP. HW floor. DR w/sliders to deck. 1 Acre.
$399,900 Parsippany
5 BR, 3 Bath Expanded Ranch w/Pergo floors, elegant moldings. .33 Acres.
PHỞ THANH HƯƠNG
Authentic Vietnamese Restaurant Mon-Fri: 11:00AM-10:00PM Sat-Sun: 10:30AM-10:00PM New Road Plaza $415,000 Boonton
Turn-key perfect 3 BR, 1.2 Bath Split w/open floorplan LR/DR/Kitchen.
57-85 New Road Parsippany, NJ 07054
(973) 521-9900
How to Choose the
Right Assisted Living Community for YOU! Imagine giving up housekeeping, cooking, and laundry for the rest of your life! You can live in a community with activities, friends, and medical services just steps away and never have to mow the grass or repair your home again. Sound good? Of course it does, but make sure to look before you leap. Choosing the right community isn’t as easy as looking at a few brochures. Each community offers its own blend of services and amenities with its own set of fees attached. The price tag can easily be several thousand dollars a month - depending on the area and the services included. On top of the monthly cost, moving in usually requires an upfront fee - sometimes just one month’s rent, other times tens of thousands of dollars - to get into the community. This kind of expense requires careful long term planning for a retiree without a full time paycheck. Knowing exactly what you’re buying with your monthly payment is the key to a long, happy retirement. Many communities offer different tiers of service at varying price points. These packages give you the opportunity to decide what is truly important to you and what you are comfortable doing for yourself. You can usually save some money by using only the services you need, but keep in mind that your needs may change with age and, if that happens, so will your monthly expenses. Don’t just assume anything is included in the rent, but know that it isn’t hard to find communities offering on-
site activities, housekeeping, laundry and linen service, and three meals a day as part of the standard fee. Some places also provide concierge service and scheduled transportation for appointments and shopping, which is important if driving is an issue. Availability and charges for other amenities vary, but might include guest meals, room service, personal transportation for errands or fun outings, wireless internet access, a fitness program, and spiritual services (or transportation to them).
Independent and assisted living communities do not offer extensive medical services, but
there is assistance with taking care of personal needs. Assistance with medication is often an extra fee depending on the number of prescriptions and complexity of administration (pills vs. injections, for example). Some communities have an RN on site during the day so help is available if emergencies arise. Services like continence management, diabetes monitoring, blood pressure and wellness checks, and other health maintenance usually come with an additional fee, so ask about it before you move in. Remember these types of conditions typically worsen as we age, so services may be needed later in life, if not now.
This is the point where you do some leg work. Most communities do not publish their rates or complete lists of
services. They want you to come in for a tour, which is usually given by a polished salesperson. Once you’ve narrowed your choices down to a few, go for some visits and look carefully for maintenance issues, cleanliness, tidy common areas, and the friendliness of the staff. Pay attention to the residents that are in common areas. If people are sitting around doing nothing in particular, sleeping, or seem unhappy, take it as a warning. Try to talk to a few people for an inside look at the lifestyle and care. Dropping in for unannounced visits is a great way to see how the staff handles a surprise and what the energy is like at different times of day. Go at least once during a mealtime. If you can’t sample the food, at least get a sense of how appetizing it is. It may seem like a small thing compared to quality of care, but three meals a day for the rest of a person’s life is a huge factor in health and happiness.
There are also safety features to seek out. Bathrooms should have grab bars for the shower and toilet and non-slip mats or flooring. At minimum, there should be an emergency pull cord in the bathroom, though sometimes pendant systems or call buttons are available too. When you’ve narrowed your choices down, request copies of inspection reports from your state agency. They can take a while to receive, but you will find out about health and safety hazards and compliance issues, which should inform your decision. If ongoing problems are not addressed or there are infractions on the reports, consider your choice carefully before moving in. Last, but not least, decide what aspects of your everyday life are most important to you and
find a community that will allow you to keep them. Many places allow pets, though with some restrictions and, occasionally, fees. If you value the outdoors, find a community with plenty of grounds or wooded areas. If internet access is integral, finding a community with WiFi or a good computer lab is key. Moving into an independent or assisted living community does not have to be an unhappy choice. However, finding the community that meets both needs and wants will ensure the choice is both as positive and healthy as possible.
If you’re ready to take the next step with your retirement, feel free to Call Me for Advice!
$434,900 Parsippany
4 BR, 2.1 Bath Colonial. Family Room w/ sliders to Patio w/enlcosed hot tub.
$470,000 Parsippany
13 Rooms total! Spacious Colonial w/ att. 6 Room In-Law/Office Suite.
$479,900 Denville
Amazing 4 BR, 3 Bath Ranch w/vaulted ceilings, updates, Deck & AG Pool.
Established 1979
$434,900 Roxbury Twp.
$459,900 Montville
4 BR, 2.1 Bath Split. EIK w/granite counters. Updates inside & out!
$479,000 Denville
Clean as a whistle 4 BR, 2.1 Bath Colonial. Formal LR & DR. EIK.
3 BR, 2.1 Bath Ranch. LR w/FP. Formal DR. .68 serene acres.
$479,900 Boonton
4 BR, 2..2 Bath Colonial with vintage charm + modern updates. .42 Acres.
$499,900 Parsippany
“Jackie made the first time home buying experience a wonderful one! Her knowledge, expertise, and friendliness were very helpful. She knew the area and explained things in detail. She also helped us find our lawyer- who was wonderful as well.”
Freshly updated 4 BR, 2.1 Bath Colonial Split. LR w/FP. Yard w/Patio.
Gilmer
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Real Estate
Q&A
Jackie Tackles some of the Toughest Questions from her Inbox
Q:
Q:
A:
A:
My friend told me that I should never hire a home inspector recommended by my Realtor because the inspector will overlook problems in order to make the deal go forward for the Realtor. Is this true?
This couldn't be further from the truth. Both Realtors and home inspectors are licensed professionals who have been sworn to a code of ethics. We have a legal responsibility to protect the interests of our clients, and if we violate that, we'll lose a lot more than your business and trust. A home inspector who covered up problems in order to move a deal forward could lose his/her license and be left wide open for a costly lawsuit. The same is true for any double-dealing Realtor. When I started selling homes 28 years ago, I did find that some inspectors were better than others. If an inspector didn't have time to look at the house thoroughly or answer questions for my clients, that inspector was off my list. I owe my clients the best and nothing less. Inspection issues can be resolved, but reputation issues last forever.
I just inherited a house from my mother that hasn't been updated in a long time. I noticed that the electrical panel is Federal Pacific brand. I've heard these can be a problem. Do I need to worry about this? I'm not sure if I want to sell or update it and move in myself.
You’re smart to ask. Between 1950 and 1990, so many homes were built with this brand. If you have the model with the "Stab-Lok" circuit breakers, the short answer is, yes, you definitely need to replace it no matter what. An estimated 2,800 fires a year are started by these panels and tests show that 1 in 4 will be defective. You don't want to live in a home with one of these and if you try to sell without updating, home inspectors and attorneys will send up the red flag immediately. It's up to you whether you want to fix it now, or closer to a closing if you sell, but you will absolutely need to take care of it at some point in the future. If you need a good electrician, just give me a call and I can refer you to an expert! I've dealt with countless sales where this issue came up & it really doesn't need to be an ordeal.
Q: A:
I'm thinking of buying a multi-family home and becoming a landlord. How do I know if this is a good investment for me? It's a lot of money to spend without all the answers!
It's true that this is a good time to be a landlord. With student loan debt hampering their credit, our youngest generation of adults is often unable to afford homeownership. The Demand Institute reports that Millennials will be spending $600 Billion on rent over the next five years and apartment construction is at its highest levels in 25 years in order to meet this rising demand. That said, you need to ask yourself a few questions to see if becoming a landlord is for you. Owning an income property is a very hands on investment. The first thing to consider is what you'll do if you wind up missing a few months' rent. If you can't fill your apartments with paying customers immediately, or if someone moves out abruptly, will you fall behind on a mortgage without that income? Also factor in both expected and unexpected expenses and decide if your profit margin will be worth it. A new furnace or major plumbing issues might eat up a couple of rent checks that you had other plans for. The third issue to keep in mind is that New Jersey is a very pro-tenant state in court. This is great for protecting renters' rights, but if you wind up with an unscrupulous tenant who refuses to pay rent or move out, eviction can take months to push through. The exception to this is in owner-occupied properties, which have easier eviction rules. Consider whether it's worth it to you to field the occasional middle of the night phone call about a broken toilet before you invest this way. The money might be good, but earning it requires a lot more work than just buying the property.
If you’d like some advice, e-mail JackieScura@aol.com Your question may even be published in the next issue!
$529,000 Parsippany This 4 BR, 2.1 Bath home is one of the best buys in Powdermill! LR w/bow window & HW floor. Updated Kitchen w/granite & SS apps. Family Room w/brick accent wall & FP, sliders to deck. Patio & 18x36 in-ground pool.
$549,900 Denville This 4 BR, 2.1 Bath Custom home is a true showplace! Every detail perfected! New vaulted ceilings & skylights, windows. Bright & beautiful open flow between LR, DR, Kitchen & no maintenance deck w/gas grill. Paver patio.
Jackie Says… Everyone knows my daughter Dominique and I are animal lovers. Taking good
care of our pets is a top priority, and that's why we go to Denville Animal Hospital. Dr. Cheenepalli, who has 15 years of experience, opened up this state-of-the-art medical facility 5 years ago. They have the very latest ultrasound & digital x-ray machines, dental equipment & top-notch surgical tools. No expense has been spared when it comes to giving your pet the best care possible. And now Dr. Mitrovic has joined the team. Dr. Mitrovic has cared for all of our animals for years now. When one of our dogs is sick, I know I can call him any time - day or night and he'll get back to me in minutes. Dr. Mitrovic is a genuine, compassionate veterinarian with over 30 years of experience and highly specialized bone surgery skills. He treats your pets like they're his own and takes the time to explain everything you need to know carefully and thoroughly. I can't recommend Denville Animal Hospital highly enough!
Our Professional Services Encompass: Denville Animal Hospital 279 W Main St (Rt 46) Denville, NJ 07834 Phone: 973-625-5300 Fax: 973-625-7537 denvilleanimalhospital.com
• • • • • •
Preventative & Wellness Medicine Medical Diagnosis and Treatments Vaccines, Spay & Neuter Soft-tissue Surgeries Digital X-ray & Ultrasound Imaging Bloodwork/Labs (Inhouse & Reference Lab)
• • • • • •
Dental Scaling, Polishing & Surgery Senior & Geriatric Care Medical Boarding & Hospitalization Professional Dog Grooming Pharmaceuticals Hill's & Royal Canin Prescription Diets
Deals with Dominique:
Get the most out of
I love paying less and still getting exactly what I want! Groupon.com is one of my favorite ways to do
just that. It gives me the opportunity to try out local businesses and save money at the same time. Just the other day I had an amazing dinner at Pure Restaurant & Lounge in Parsippany and I got $70 worth of food for $35 through Groupon!
So how does Groupon work? What 's the catch? Groupon is a website devoted to promoting special discounts through pre-purchased packages. A newer restaurant like Pure in Parsippany wants to get the word out, so they create a special discount through Groupon and this gives them loads of extra exposure. Groupon users must pre-purchase the deals they want, so the business is pretty much guaranteed customers once they've committed to the purchase.
For Example‌ Recent Local Deals include paying $15 for $30 worth of Lunch or Dinner at the Rattlesnake Cantina in Denville, discounts of up to 50% off for 2 to 6 Person pumpkin picking excursions at Applegate Farms, $18 for $30 worth of food at Bensi in Denville, $45 for a cut & blowdry plus a nourishing mask at Lounge Hair Studio in Denville (a $90 value!) or $29 for 3 car washes at Fairfield Hand Wash & Detail Center (a $70 value!)
And the deals don't stop there. Groupon keeps expanding their services so that you can get bargains on just about anything! They have coupon codes for online shopping, special deals on concert and event tickets and all kinds of travel deals. There's even a Groupon Grassoots section of the site devoted to getting online contributions for charities. The number of deals on the site can get a little overwhelming sometimes, but once you use it, Groupon starts learning what you'd like to hear about. You can favorite categories and it will intelligently serve up the best deals for YOU. My favorite new Groupon tool is their mobile app. Location services on your smart phone mean that it will serve you up hyper-local deals while you're on the go. When you're close to home you'll never miss a deal on your favorite local businesses and, when you're traveling, you'll be amazed how helpful it is for finding all the best places to dine and shop for the lowest price possible. Since the savings on Groupon come from pre-purchasing deals, what do you do if you can't use one you've already paid for? You're in luck! Coupflip.com will buy your Groupon deal back from you instantly. The site has algorithms for calculating how much resale value they expect from each individual deal, so you may not get back everything you paid in the first place, but you'll still recoup most of your losses without even having to wait.
I hope you enjoy your savings! Look for even more tips in the next issue! Dominique Scura Sales Associate
RE/MAX First Choice Realtors cell: 973.219.8909
office: 973.335.4600
Dominique.Scura@gmail.com ShopMorrisCountyHomes.com
Want great Real Estate Tips and News? Go to Facebook.com/ ShopMorrisCountyHomes or follow me on Twitter @ShopNJHomes
Spotlight Property
$969,000 Boonton Twp. Over 5000 sq. ft of luxury. Updated showplace featuring gorgeous oak floors throughout. Dramatic double door to Foyer. Living Room with gorgeous stained wood trim, picture window, French doors to Family Room. Formal Dining Room with chair rail, crown molding, pic. window. A true gourmet's Kitchen with SS apps, Thermador range & double oven, granite counters, wood cabinets, breakfast bar, Butler's Pantry & Breakfast Area. Sun Room with beamed pine ceiling & sliders to deck. 2 Story Family Room with floor-to-ceiling stone fireplace. Great Room with built-in wet bar. 2 Half Baths & laundry on 1st flr. Master Suite with Sitting & Dressing areas & Jacuzzi Master Bath with separate lavatory, double vanity, stall shower. 2nd floor Media Room wired for surround. Soundproofed Bsmt Office. Huge wraparound deck. New front steps & walkway. Central Vac & Intercom.
• 4 Bedrooms
• Year Built: 1989
• 2.2 Baths
• 2.73 Acres
• 3 Car Garage
• Taxes: $19,064
• Brick & Stucco
• 50 Year Warranty on Roof installed 2013
• Wrap-around Deck
Jackie's Community Corner Over a decade ago, Chip & Kim Sgro of Boonton Township, along with their family, started Nana's Gift. This non-profit has succeeded in bringing so much joy to our community. Please read their message below and try to offer your help! Every bit counts - especially during the Holidays.
~ Jackie
An Important Holiday Message From Nana's Gift One of the best things about Christmas is watching the excitement of children opening their gifts. Unfortunately, it is not possible for many families to share in this joy. For over a decade, Nana's Gift (a 501(c)3 tax exempt organization) has been helping families in need by providing gifts to these children during the holiday season. These children are not in far off places; they are our neighbors and live in our communities. Nana's Gift has been working with St. Catherine's Church, Jersey Battered Women's Services, St. Peter's Orphanage, the St. Rocco Women's and Children's Shelters and a number of other organizations to provide over 700 children a year with individually selected holiday gifts. We have been able to give these children wonderful holiday memories because of the generosity of our friends and neighbors. Unfortunately, there are far too many children who need our help. This holiday season, Nana's Gift is hoping to again assist more than 700 children. Jackie Scura has jumped right on board with the mission of Nana's Gift and kindly offered to help spread the word of Nana's Gift. Jackie has been a consistent supporter of Nana's Gift and we cannot thank her enough for her generosity and commitment!
For many years now, I've made it one of my missions to give a great Thanksgiving to local families who couldn't afford one otherwise. If you're in need, or if you know someone else who is, please keep this annual offer in mind. The bag contains everything needed to prepare a delicious Thanksgiving feast!
Everyone Should Have a Great Thanksgiving! Families in Need: Call Today to R.S.V.P. for Jackie’s Complimentary Thanksgiving Dinner In a Bag! *
* While Supplies Last
Please Call (973) 335-4600 to R.S.V.P.
Jackie Says… I can always tell when I drive by a Kohut landscape because it's perfect!
Kohut Landscaping (973) 334-9860
Serving Morris County & Surrounding Areas for Over 40 Years Fully Insured • Professional Landscaping • Custom Stonework Specializing in Bluestone Patios and Paths, Brick Pavers • Koi Ponds & Waterfalls • Weekly Lawn Maintenance • Snow Removal ● Firewood
KohutLandscaping.com
$549,900 Parsippany Light, bright 5 BR, 2 Bath Expanded Ranch w/flowing open floorplan and gleaming hardwood floors in Living Room, Dining Room and Family Room. Center Island Kitchen. 30' x 20' Rec Room. Fully fenced IG Pool.
$559,900 Parsippany 5 BR, 3 Bath Expanded Ranch. Nothing left to do! All new Kitchen, Baths, Finished Basement. Hardwood floors under all carpet. Kitchen w/granite counters, center island, maple cabs. 30' x 17' Rec Room. Paver Patio.
$574,999 Denville Renovated 3 BR, 2.1 Bath Custom Home with spacious rooms, open flow & hardwood floors throughout. LR w/floor-to-ceiling stone FP, surround sound. Formal DR w/bay window. First Floor Master. .94 Acre property w/large deck.
Party Problem Solvers Make holiday entertaining Easy With these simple tips! There are leftovers everywhere!
First, clean your refrigerator out before you even start preparing for a holiday dinner or party. You’re going to need the room later, and it’s no fun trying to make half a leftover turkey and all the trimmings fit in an already full fridge. Second, invest in some cheap, disposable plastic containers and when dinner is over you’ll be prepared to send everyone home with a takeaway package. You won’t have any lost Tupperware or wasted food and your guests will be grateful to have a delicious leftover lunch the next day!
Half the food is cold by the time it hits the table!
If you’re not a professional chef, odds are you’ve messed up your timing and wound up with half of your dishes cooling while the rest aren’t even ready yet. This is where a little ingenuity comes in. The insulation in your big beach coolers works both ways. Stack your food inside and you can seal in heat like a giant thermos. Keep those sides warm when the turkey takes some extra time in the oven! A thermos can actually come in handy, too. Bottle up your gravy until it’s showtime and you won’t have a cold, congealing mess to contend with! Also, when guests ask if they can bring something, ask them to only bring cold foods! Adding one more dish that needs to reach the table hot might be more than you can do.
Bartending Bottlenecks!
When you’re trying to get food on the table or greet incoming guests, it’s hard to make drinks for everyone, too. Streamline your operation and save some time and aggravation! One shortcut is keeping the selection limited. Serve a few kinds of wine, have some bottled beer on hand and then create one pre-mixed signature cocktail for the event. That way all you have to do is pour and you’re still providing a bunch of festive options. Also, consider setting out everything ahead of time on a sideboard for an easy self-serve bar.
Bonus Tip: Remember to make plenty of water available to help balance out the alcohol intake of your guests! Sipping on cocktails is no way to stay hydrated or safe to drive.
Holiday Party Overload
Evenings in December book up so fast when you start adding in all the parties that friends, family and employers throw. Why not make your party a break from all that with an easygoing openhouse style invite? Keep arrival times open-ended and serve drinks, desserts and nibbles. That way everyone will be able to make their appearances elsewhere and then relax at your place.
Never Miss A Hot Tip! “Like” my Facebook page at www.JackieScuraSays.com Follow me on Twitter @JackieScura Visit my Blog JackieScurasays.blogspot.com
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Spotlight Property
$1,199,500 Montville Stunning 4 BR, 3.1 Bath luxury home w/elegant moldings, designer colors, HW floors & 88 windows throughout. Formal LR & DR. 2 Story family Room w/floor-to-ceiling stone FP. Gourmet EIK w/adjacent 1,100 Bottle climate controlled Wine Room. master Suite w/Sitting Room, spa-like Bath. Private 1.99 Acre property w/deck.
Who's responsible for your Handyman, Maid or Plumber‌
When Accidents Happen? No one expects to be responsible for their handyman, maid or plumber's injuries if there's an on-the-job accident, but if you don't do your homework before hiring, that's exactly what could happen. Here's what you need to know to protect yourself legally and financially before any workers set foot on your property.
Your Home Insurance is for More Than Just Fires :
Odds are that when you bought your home insurance policy, most of your focus was on what would happen if your home was damaged. Much less attention gets paid to the second half of that policy, which is your liability insurance. Everything from slippery Winter sidewalks to your dog getting loose and biting someone falls under this umbrella of protection. It covers guests, door-to-door solicitors and anyone you hire to work on your property.
What Leaves You Liable? :
Of all the people who come on to your property, the ones you invite for business reasons are the ones you owe the most legal responsibility to. Carpenters and cable guys are all considered "Business Invitees." You are obligated to keep your property in good repair and safe for your Business Invitees. If a worker is injured by something you should reasonably have known was a possible danger, that's considered your fault - even if you warned them that a walkway was icy or a step was loose.
What Happens When You're Liable? :
If you are at fault in an accident, then your liability insurance kicks in to cover you up to whatever the limit is on your insurance. It's usually around $100,000. This only applies to accidents that are specifically due to your own negligence. If a contractor is injured in a manner that is not the homeowner's fault, then the injury is not covered under the homeowner's policy. Medical expenses may be covered by your insurer in the short-term until the accident is fully investigated. This doesn't count against you, so don't worry about your policy getting dropped over temporary medical payments.
Why Does It Matter If Your Contractor is Licensed? :
There is an added wrinkle to this issue that you need to be very aware of, though. Reputable, licensed contractors and businesses should have their own insurance for things like workman's comp and medical expenses for injured employees. It has been successfully argued in court that a homeowner who hires unlicensed, uninsured people to do a job is, in essence, the employer and therefore responsible for all those expenses. This could apply even if you're in no way negligent, just as it would if you were injured in your own workplace. Save yourself this expensive headache and make sure that whoever you hire is properly insured. Otherwise that money you save by hiring the lowest bidder could cost you a fortune in the long run. There's nothing wrong with requesting proof of insurance from anyone you hire to work on your home, and they should always be able to provide it quickly and without any fuss.
Unsure about your coverage? Don't wonder. Ask your Insurance Agent for more details!
Buyer Ready! Home Loans
A DIVISION OF PEOPLES BANK
Our Buyer Ready program is designed to give home buyers an early start on the mortgage loan process. Credit approval is secured, which includes review of the credit report, assets, and income documentation, while you shop for your new home!
Benefits of a Buyer Ready Approval
• Security and confidence when making an offer. • Strengthening your position when negotiating with the seller. • Allows for full loan approval, in most cases, within the due diligence period (inspection and appraisals of the property) on the real estate contract. As a Guest of Peoples Home Loans, you have the confidence of having an approval in your hand when you make an offer which makes for a much smoother transaction. It’s a Win-Win all the way! For more information or to enroll, please contact me directly. I look forward to earning your business!
Jackie Scura’s Seal of Approval
bankingunusual.com
Steven Testa
VP Regional Sales Manager NMLS #460176 51 Gibraltar Drive Suite 3A Morris Plains, NJ 07950 973.615.9745 stesta@bankingunusual.com
Member FDIC
Gifts That Keep On Giving! They say that it's the thought that counts when you give a gift, and I have to agree with that. One of the best ways to show you care this Holiday season is to give gifts that say you know exactly what causes matter to your loved ones. Whether you're buying gifts for an animal lover, arts enthusiast or someone concerned with health and social issues - this guide has something that will let them know you've been listening! Save The Children with Ikea!
Package up a penguin!
Every year around Christmas time, Ikea launches its Soft Toys for Education campaign. Last year this campaign raised $16.2 million dollars for UNICEF and Save The Children. This money launched 18 projects in 16 countries - all of which are aimed at getting children all over the world a great education. All you have to do to participate is buy a stuffed animal! Each toy purchased while the campaign is running between November-January will result in a $1 donation. You can make more than one child happy with this gift! Ikea.com
If your child loves the zoo and asks for a pet penguin after every visit, why not make that dream come true? Our local Turtle Back Zoo offers animal sponsorships that help with all the care and feeding their animals need! For as little as $25 a year (depending on the animal) you'll receive an adoption certificate, a photograph of the animal, a bumper sticker and a place on the Zoo's Honor Roll of Sponsors right by the entrance! Every time you visit the zoo your child will be thrilled to go see "their" animal and their name on the Honor Roll. Visit TurtleBackZoo.com for details!
Support Fair Trade in style!
Keep your eyes on the environment!
The ability to make a good living is one of the best gifts you can give anyone. Shop GlobalGirlfriend.com and your gift purchases will all be crafted by women working in Fair Trade shops. Additionally, every purchase keeps girls from developing countries in school. An amazing way to do good while giving gorgeous handcrafted gifts!
Make a toast to health ‌ worldwide!
Belvedere (RED) is a Special Edition premium vodka that raises proceeds for the Global Fund, the world's leading financier of programs to fight HIV/AIDS in Africa. 50% of profits from the sale of every RED Special Edition bottle will be contributed to the Global Fund. Belvedere is one of Poland's most popular brands of vodka, made with a specific type of Polish rye. BelvedereVodka.com
Westward Leaning sells high-end sunglasses with beautiful materials such as mother-of-pearl and sustainably harvested redwood inlaid by their in-house artisans. Each pair gives $10 back to a different charity depending on the inlay theme! Money from the pair featured here supports ocean conservation efforts. WestwardLeaning.com
Give the gift of Art, History & Local Heritage!
If you have an art or history lover in the family, it would be hard to give them a better gift than membership to several hundred museums located all over the country - all while supporting a local treasure! Many of our best loved local museums are also members of the North American Reciprocal Museum Association. This means that certain levels of membership with these museums will earn you free entry to almost 700 different museums, along with shop discounts! The Stickley Museum at Craftsman Farms, Newark Museum & Montclair Art Museum all have affordable options for the whole family. Visit NARM.org for a list of participating sites.
$649,900 Parsippany 4 Bedroom, 2.1 Bath luxury home in desirable Powdermill! Formal Living Room and Dining
LAND
!
Room w/elegant trim. Gourmet Center Island Kitchen featuring granite counters & stainless appliances. Family Room w/FP. 4 Season Sun Room w/skylights. Master Suite w/spa-like Bath featuring walk-in shower. Deck. Detached Studio.
$679,000 Boonton Twp | 2 Homes on 12 Acres! Peace, privacy and wooded beauty! This property has it all! 2 homes with endless possibilities!
Buy 2 Homes for this price or buy 1 Home + 6 Acres for $379,900!
$639,000 Montville
5.14 Acres to build your dream home! Water & electric at curb.
$1,395,000 Boonton Twp. An amazing retreat just 29 Miles from NYC. 2 Single Family Homes, 11 Acres of land, a 2.5 Acre pond with waterfall and Farm Assessments for low taxes. Main 4 BR, 2 Bath home offers soaring ceilings and pecky cypress panelling & beams. Second 3 BR, 2 Bath home has steady rental history. Endless possibilities and room to live your dreams.
Jackie Says . . .
“ I highly recommend Dante for all your Preferred Home Financing! He’s never too busy to help!”
Dante Puorro NMLS# 267435 Branch Manager
Cell: (973) 985-7233 Fax: (855) 214-4562 Dante.Puorro@caliberhomeloans.com http://caliberhomeloans.com/dpuorro
5 Time Winner of the Top Producer Award
What you "Mite" need to know:
The Dirty Truth About Your Mattress We use our beds more than any other piece of furniture in the house, but how much do we really think about our mattresses and how they may be affecting us?
The majority of doctors agree that old mattresses contribute to symptoms for asthma and allergy sufferers. What is going on inside our mattresses that's keeping so many people from breathing easy? The answer is dust mites. These creatures are invisible to the naked eye, but they're all around you - especially at night. Dust mites love the warm, humid environment of your bed and they especially like eating the 1-3 pounds (!) of skin flakes each person sheds every year. They burrow into the mattress and live off of what you shed for generation after generation, and you'd never know they were there if you weren't allergic. Even more disgusting sounding is the fact that what people are actually allergic to is the dust mite's droppings.
So what can you do? There's no way to completely eliminate dust mites in any home, but you can at least reduce their numbers. • Keeping your mattress and pillows clean is key! Pillow covers and hypo-allergenic mattress covers can keep mites and dust from accumulating, and they're easy to launder in hot water - which kills the already reduced number of mites. • Vacuuming your mattress can also help. It won't get all of them since they burrow very effectively, but fewer mites is still a major improvement. • Controlling humidity is also an option. Mites have a pollution boom in the Summer because humidity finally goes over 50%. During warmer months, AC or dehumidifiers can keep them at bay. In the Winter, watch out for overusing humidifier units. Only buy ones where you can set it to shut off automatically around 50% humidity to prevent it from creating a tropical paradise for your dust mites. •
Sometimes the best thing you can do is replace your mattress. They say that a mattress can almost double its weight in 10 years from dust, skin flakes and dead dust mites. Some scientists debate this statistic, but no one disagrees that there is a significant amount of stuff in there that you don't want to snuggle up to every night. After 7-10 years, your mattress is already losing support and possibly causing you aches and lost sleep. If you start fresh and use a quality mattress protector, you'll be sleeping easier for many years to come. And if you're very allergy sensitive, know that Serta mattresses use foams or fibers that have been treated to be, or naturally are, anti-microbial preventing the growth of bacteria and dust mites.
Jackie Says… If you want a great place to shop for your new mattress, see Mark at America's Mattress in East Hanover. You're sure to get a great price along with amazing customer service!
Bring this ad for 20% off your purchase!
East Hanover 110 Route 10 West www.AmericasMattress.com/newjersey
East Hanover, NJ 07936 (Next to Babies R Us)
866-630-3133
AmericasMattressNJ @AMMattNJ
Mon-Sat 11am - 8pm Sunday 11am - 6pm
When you're doing all your Holiday shopping, make sure to stop at… Condurso's Garden Center 96 River Road, Montville | 973.263.8814 Jackie Says… Don't forget that Condurso's is your plant place all year
round. I've been buying my Christmas trees, wreaths, garlands and poinsettias from them for over 20 years and I'm never disappointed. They always help me pick the best tree on the lot! If you have any questions, you'll be greeted with a smile by Kim & Anthony! No matter how much they've grown over the years, Condurso's still offers that personal touch! Condursos.com
Baker’s Perfection
198 Greenpond Road, Rockaway | 973.983.0700
Jackie Says…
My parties aren't complete without desserts from Baker's Perfection! The name doesn't lie! The Amellos make some of the most decadent desserts I’ve ever tasted and everyone loves getting one of their Italian cookie platters for a present. They also offer a fantastic assortment of breakfast pastries for a great Christmas morning! You can't top their quality or friendliness! BakersPerfection.biz Send cookie platters online at: SendItalianCookies.com
Mention my magazine & ENJOY 20% Off of Your
Order at the Store! (Offer can only be used once.)
Small Business Saturday
November 29th in Downtowns Everywhere!
Jackie Says…
Skip Black Friday crowds and get a jump start on Holiday shopping with your local businesses! Last year, it's estimated that consumers who were supporting this campaign spent $5.7 Billion at Mom & Pop shops instead of big box stores. That's a lot of money that stays in our communities! If you're an American Express customer, look for statement credit offers up to $30 for shopping local on the 29th!
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Jackie's Holiday Fun Event Guide Boonton Main Street
Shop Small Saturday Saturday, November 29th
Get a head start on your holiday shopping while supporting Boonton's amazing range of Main Street businesses! At 4:30, all the shops will kick off the Christmas season together by lighting up their front windows!
Chocolate Stroll Friday, December 5th, 5:00 to 9:00
Downtown businesses are celebrating chocolate with samples from candy to hot cocoa for shoppers. It’s Morris County’s most delicious way to shop! www.BoontonMainStreet.org
Jody's Silk Florist in Fairfield
Darress Theatre
Saturday, November 1st - December 24th
Saturday, November 29th, 8:00 PM
Christmas Ice Caverns
Visit Santa for pictures, and take a stroll through this amazing walk-through Christmas display to get in the Holiday spirit! www.ChristmasIceCaverns.com
Morristown Green
Christmas Festival
Starting Sunday, November 30th
This month long celebration of Christmas kicks off its 101st anniversary this year! Events go on all month, so check the schedule for your favorite activities! www.morristown-nj.org
It's a Wonderful Life
Bring the whole family to see Frank Capra's Christmas classic in this beautiful, historic theatre! Adults: $10, Kids Under 12: Free www.darresstheatre.com
Downtown Denville Holiday Parade Sunday, November 30th, 1:00
Come out with your family to see all of the floats, characters, dignitaries, bands, fire trucks and welcome Santa to town.Visit with Santa after the parade at Santa Land. Starting December 1st, tentative hours for Santa Land will be weekdays 3:00-7:00 and weekends from 1:00-6:00 www.DenvilleNJ.org
The Stickley Museum At Craftsman Farms in Parsippany Christmas at Craftsman Farms Starting November 28th
Learn about “Downton Abbey” era Holiday traditions and decorations at the Stickley Museum. Decorations go up for Thanksgiving weekend - right in time to stop by for some early Christmas shopping at the museum's famous Trunk Show holiday sale! See additional special tours online. Holiday Soiree December 13th, 6:00-9:00 PM This special after-hours party will feature jazzy, live versions of Christmas classics by the Aubrey Anne Trio, light refreshments, late shopping and an Open House for visitors. Free with RSVP! www.StickleyMuseum.org
Pax Amicus Theatre in Budd Lake
Red Mill Museum Village in Clinton
Friday, November 28th - December 20th
Friday, November 28th - December 7th
Fairy Tale Princess Christmas
The Princesses of Wonderland gather for a Christmas party in the North Pole, only to find that Santa and the elves are missing - and Captain Hook and his Pirates might be to blame. Tinker Bell to the rescue! www.PaxAmicus.com
Clinton Festival of Trees
Enjoy hot cider, music, lights and ornaments galore! This event showcases a collection of beautifully decorated Christmas trees and wreaths decorated by local individuals & organizations. Vote for your favorites, and enter the Silent Auction to take one home! www.theredmill.org
Spotlight Property
$2,000,000 Denville Completely custom country Villa. Could not
be replaced for the price! Dramatic entry w/695 lb. mahogany door & 3 story spiral stair. Brazilian Cherry floors, elegant moldings & 9’ mahogany doors throughout. Music Room. LR w/stone accent wall, wall of French doors to Patio. DR w/built-in granite top buffet, Butler’s Pantry w/wine fridge, dishwasher. Gourmet Kit. w/brushed bronze apps, copper farm sink, SubZero refrig & freezer, refrig drawers, granite island, custom cabs. Stunning 2 Story Great Room w/architectural ceiling, stone fireplace, breakfast area, doors to Patio. Luxury 1st Flr Master w/tray clng, FP, private hot tub Patio, dressing room, 2 WICs. MBath w/huge stall shower, sauna, arched ceiling, separate lavatory. Office. Separate In-Law Suite w/BR, Bath, LR, private entrance. 2nd floor Family Room. Finished Basement w/tiered Theatre Room., Exercise Room, Game Room w/Bar, wine cellar, Full Bath, fieldstone stone fireplace, w/o to bluestone Patio. Large property with private pond.
• 6 Bedrooms
• Separate In-Law Suite
• 6.1 Baths
• Private Pond
• 6 Car Attached Garage
• Year Built: 2011
• Stucco & Cultured Stone Exterior
• Taxes: $30,101
• 6.79 Acres
Let Global design & install the perfect outdoor living space!
Outdoor Kitchens Outdoor Fireplaces Patios Walkways Poolscapes Driveways Walls & Steps
Jackie Says… There's nothing like a beautiful backyard to add value to your home! Global is a family business, and they've been doing beautiful work for over 25 years. I highly recommend them! Call them today & I know you'll thank me this Summer!
Call 800.292.3268 Visit GlobalPaving.com
Jacqueline Scura RE/MAX First Choice Realtors 1160 Route 46 West Parsippany NJ 07054
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Also See Our Ad on the Inside Back Cover!
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Each Office Independently Owned and Operated. Information Deemed Reliable, But Not Guaranteed. If Your Home is Already Listed With Another Realtor, Please Disregard This Notice