Jaian Cuttari: Debt management impact your credit score
Debt management is a method to acquire your debt under authority through monetary planning and budgeting
The objective of a debt management plan is to utilize these techniques to help you lower your present debt and move toward destroying it
key element in the health of your credit score is your credit utilization
If you, or your credit counselor, are utilizing a tactic of withholding income from your creditor to obtain a more reasonable rate, expect your credit score to go down
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