How to choose a Car Insurance
Look for a licensed provider
Licensed Provider • Caution: when shopping for car insurance online, ensure they are licensed in your area
Price you pay Price factor • Get quotes from two or three companies either from; 1. Direct to consumer companies 2.Agents or 3.Internet based
• Direct companies offers the best, but they ask for perfect driving records • Cheap car insurance may be an expensive mistake •
Low price may have less cover
Third party Vs Comprehensive
• Decide what cover you need, third party or comprehensive • Be aware that third party covers injury/ damage to the third party, not your car/life
Efficient service
Service • Quick and efficient • Talk to consumers of the company you are paying for
Choosing an Insurance Company
• Reliability of the firm • Ability to pay claim • Look for agency’s ratings, be prudent to consider more than one agency’s ratings
• Take time to research and get the best one
Get Quotes from two or three
• Contact an agency and tell your needs. It is wise if you consult two or three agencies and ask for quotes
Thank You