ENROLLMENT 7 things you need to know about enrolling in Colorado’s health marketplace

Who can buy Colorado’s health marketplace insurance?

To sign up for private health coverage through Connect for Health Colorado, you must:

• Live in Colorado

Not be incarcerated

• Not be enrolled in Medicare

How do I qualify for financial assistance?

To qualify for income-based Advance Premium Tax Credits (APTC), federal cost-sharing reductions (CSR), or Colorado’s state-funded cost-sharing subsidies, you must:

• Not have access to an affordable employer-sponsored health plan

Not be eligible for Health First Colorado (Colorado Medicaid) or Child Health Plan Plus (CHP+).

Subsidies through Connect for Health Colorado depend on your household earnings, age, and location.

When can I enroll in an ACAcompliant plan in Colorado?

Colorado’s open enrollment period runs from Nov 1 through Jan. 15 For coverage to start on Jan. 1, you must complete your application by Dec. 15 Coverage begins Feb 1 for applications submitted from Dec. 16 to Jan. 15 If you qualify, you can enroll year-round in Health First Colorado (Medicaid) and Child Health Plan Plus (CHP+).

How do I enroll in a Colorado Marketplace plan?

You have a few options to enroll in an ACA Marketplace/exchange plan in Colorado You can use Connect for Health Colorado the state’s health insurance Marketplace, to compare different plans and check your eligibility for financial aid before enrolling during open enrollment or a special enrollment period

Alternatively, you can seek assistance from an insurance broker or certified enrollment assistant to enroll in a Connect for Health Colorado plan. For further support, contact Connect for Health Colorado’s call center at 855752-6749 (TTY line: 855-346-3432).

How can I find affordable health insurance in Colorado?

The Affordable Care Act offers income-based subsidies to help lower health coverage costs for eligible individuals through Connect for Health Colorado These subsidies and federal cost-sharing reductions are available to those who choose a Silver-level plan and have a household income below 250% of the poverty level.

Colorado also provides additional costsharing subsidies to some silver-plan enrollees, including undocumented immigrants through a separate public benefit corporation. Eligible individuals can also enroll in free or low-cost coverage through Health

First Colorado or CHP+.

How many insurers offer Marketplace coverage in Colorado?

Six insurers will offer health plans through Connect for Health Colorado for 2024: