21101.18.12.001.Cover:TREB_CVR_US_ChangeWeb
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THE
Real EstateBook
E X T E N D Y O U R S E A RC H AT R E A L E S TAT E B O O K . C O M ANTELOPE VALLEY AND EASTERN KERN COUNTY, CA Vol. 18 :: No. 12
DETAILS ON THIS PROPERTY Page 2 RealEstateBook.com
Keller Williams Realty Nancie Kuck 661/860-3033
UPDATED DAILY
RealEstateBook.com RELOCATING? CALL 800/841-3401 for a FREE copy of The Real Estate Book. Available for most North American areas.
FOR ADVERTISING INFORMATION Call: Mark & Annette Stull 661/952-5833 Email: avtreb@gmail.com
21101.18.12.002.Kuck:Layout 1
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Nancie Kuck, GRI 661 860-3033 www.NancieKuck.com
Happy Summer! Lic. 01440873
Yo u r A n t e lo p e V a ll y Ex p er i e n c e d P ro f e s s i o n al CERTIFIED SHORT SALE, HUD HOME, AND HAFA SPECIALIST NOW IS A GREAT TIME TO BUY!! Call 800-714-7904 for FREE 24HR INFORMATION on the following: What is a Short Sale? Extension 17 • When is a Short Sale the best situation? Extension 16 SECRETS FOR FIRST TIME BUYERS - Extension 12
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WESTSIDE HORSE PROPERTY, over 2 acres, single story ranch home, needs some TLC but well worth the effort, 4+3, circular drive, large detatched garage, bank-owned and ready for you! $271,562. FREE 24HR INFO @ 800-714-7904 X152
GOOD SIZED FAMILY HOME 3 BEDROOMS, 2 baths located in convenient area of Lancaster, close to schools and shopping. Large, spacious kitchen with large nook area, beautiful Granite Counters, lots of cabinet space, separate living room and family room. Huge brick fireplace. Neutral tile throughout entry/family/kitchen. Master bath upgraded with corian, large tile step in shower. Backyard with patio cover and possible RV access area. Come see it today! $84,900. FREE 24HR INFO @ 800-714-7904 X165
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BRAND NEW, GORGEOUS FAMILY HOME! 4 large bedrooms, 2 baths, great open floor plan. Large living room with picture window in front, dining area in kitchen with slider leads to backyard w/patio slab and cover. Indoor laundry room, block wall fencing. Beautiful landscaping around front and sides of home, backyard is large and ready for your imagination! One block from beautiful new downtown Lancaster Blvd with shops, restaurants, and a park for the kids. $156,000. FREE 24HR INFO @ 800-714-7904 X166
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THIS HOME HAS A NICE, OPEN FLOORPLAN with 5 bedrooms and 4 baths and is located in the gated Renaissance community on a premium 1/2 acre view lot. Has just had new carpet installed throughout. Downstairs bedroom and bath, dual-sided fireplace in the living room and formal dining room. Kitchen looks out to huge backyard and there is a convenient breakfast nook. Located in desirable West Palmdale near shopping, parks and golf. $239,900. FREE 24HR INFO @ 800-714-7904 X168
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THIS IS DEFINITELY A PRIZE. 4 bedrooms, 3 baths and over 3000 square feet. It features a modern style and a classy appeal with a large front and back yard. It is easy to entertain and enjoy beautiful days with a large custom patio slab, covered patio and balcony. Keep cool with the dual AC system or cozy up on a chilly night near the sleek fireplace. This huge open floor plan draws you in with a formal living room and dining room, a huge kitchen and family room with additional space in the kitchen for more dining or a breakfast area. The 1st story has a bedroom and bathroom. The 2nd story contains the master suite with private bathroom, a loft and huge bedrooms. Don’t miss out. $224,900. FREE 24HR INFO @ 800-714-7904 X167
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STRATFORD RANCH ONE STORY with in ground pool and large detached finished workshop or guest house (permits unknown). Four bedrooms in house, (two bedrooms in GH), Twelve foot vaulted ceiling, fireplace in living room and master bedroom, children’s 2 story clubhouse. Prime lot and location - must see. $251,315. FREE 24HR INFO @ 800-714-7904 X169
21101.18.12.003.Dame:Layout 1
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Get More Details With RealEstateBook.com - Vol. 18, No. 12 - Page 3
Laurie Dame, Broker 661-618-5786
Whether buying or selling...
the NAME is DAME! 2011 IS GOING TO BE A GREAT YEAR! OR TOLL FREE
877-701-DAME
PUT MY 30 YEARS OF EXPERIENCE TO WORK FOR YOU!
BEAUTIFUL RANCHO VISTA ONE-STORY. Immaculate inside and out, features a granite countertop kitchen & eat-in breakfast area. Matching granite on fireplace in modified entertainment wall. Fully landscaped front & back with covered patio the full width of the house. REGULAR SALE $225,000 CALL LAURIE
COMMUTER DREAMHOUSE IN SO. PALMDALE, this one-story 4 bdrm/2bath Centex home features bullnose corners, island kitchen with roll-out drawers & adjustable shelves, breakfast area & bar. Neighborhood very quiet with only one-way in & out. WON’T LAST $150,000 CALL LAURIE TODAY
SINGLE STORY RANCH ESTATE ON 2 ACRES 4bdrm/3bath with a huge formal living & dining room with fireplace. Circular driveway, covered patio, large detached garage, with lots of room for an RV & horses. MLS#1100498 $271,562 CALL LAURIE
WONDERFUL ONE-STORY in quiet Palmdale neighborhood. This 3bdrm/2bath show pride of ownership with many upgrades done by owner. Well manicured backyard is perfect for entertaining or just quiet relaxation. PRICED TO SELL $95,000 CALL LAURIE
STRATFORD RANCH POOL HOME with 2 bdrm guest house or finished workshop & children's two-story clubhouse. This single story 4 bdrm home has a fireplace in the living room & master with 12 foot high vaulted ceiling. MLS#1104422 A MUST SEE ONLY $251,315
LOVELY RANCHO VISTA GOLF COURSE HOME on a cul-de-sac. This large 4 bdrm 3 bath has a very well designed floor plan with a patio/balcony. MLS#299894 $285,000 DON’T MISS IT, CALL LAURIE
EXPERIENCED AND CERTIFIED SHORT SALE NEGOTIATOR!
21101.18.12.004.Shepherd:Full Page - Basic
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Page 4 - Why Buy Now? Ask a REALTOR® - Vol. 18, No. 12
Jodie Shepherd
661.948.1602
realtorjodie@gmail.com • www.JodieShepherd.net Fannie Mae Owned Properties Special Financing Available!
CUSTOM ACTON HOME on nearly 5 acres that offers a one of a kind view! Home features a floor to ceiling brick fireplace and a fireplace in the master. A spacious kitchen with an island cook top that opens up to the family room. $409,900 ABSOLUTELY STUNNING HOME w/everything you could ever need! This lovely home features a spacious flrplan including a lg FR & very open Kit. This home is a chefs dream come true w/not 1 but 2 Kit! Every rm has ample cabinets & closets. There is a BR & full BA downstairs & 5 XL BR plus a loft upstairs. (7th BR is currently a loft / work area). There are 3 full BA upstairs including 1 off a very lg BR w/a walk in closet that would be perfect for the growing teen or returning young adult. The fully landscaped yard features 2 covered patios perfectly situated to enjoy the cool summer evenings & blocked from the slight breeze of the valley. The nearly 1/3 acre gives you rm for all your outdoor activities. There is mature landscape & fruit trees as well. This home is 1 of a kind & ready for your family! $395,000
ADORABLE 4 bedroom and 3 bathroom home located in Lancaster. Completey rehabbed with new paint, carpet and kitchen appliances! This 2 story home features a large open floor plan. The spacious kitchen opens up to a fireside family room. $184,900.
ADORABLE SINGLE STORY, 3 bedroom and 2 bathroom home located on a quiet tree lined street in Lancaster! Home features new interior paint and carpet throughout, new kitchen appliances and RV access. A large open kitchen with a large breakfast bar that opens up a to family room. $124,900
FOR SHOWINGS AND REPRESENTATION OF THESE OR ANY HOMES FOR SALE IN THE VALLEY, BE SURE AND INSIST ON JODIE SHEPHERD! © 2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license. Equal Housing Opportunity.
21101.18.12.005.Danielsen:21101.12.8.005
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NOT A SHORT PAY OR AN REO.. This is a beautiful home that shows exceptional care with 3 bedrooms and a den, a gorgeous pool, looks like a dream with mature professional looking landscape front and rear. It also has updated kitchen cabinets and appliances, ceiling fans throughout..shows like a model. Reduced, Asking $150,000. Call Pat for a private showing, 661-609-1276.
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Why Buy Now? Ask a REALTOR® - Vol. 18, No. 12 - Page 5
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PARTIAL REMODEL NOT COMPLETED. Home has all new windows and doors,bathroom vanities, interior paint. Needs undersink plumbing connected, toilets in baths and complete kitchen installation.Has very pretty sun room and is situated on a nice big corner lot. Owner is motivated. Asking $35,000.Call Pat at 661-609-1276
I can help you negotiate a sale if your home is “top heavy.” Help mitigate the impact of a foreclosure on your credit. Call Pat at 661-609-1276 NEED HELP WITH SHORT SALE OR LOAN MODIFICATION?
CALL PAT 661-609-1276 JOIN MY FREE HOME FINDER PROGRAM. GO TO
www.patdanielsen.com
click on MLS SEARCH, and you can search the database for FREE!
43912 20th Street West Lancaster www.patdanielsen.com G R I C R S
H A R T W I G
R E A L T Y
(661) 609-1276
21101.18.12.006.Masthead:9600
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Page 6 - Why Buy Now? Ask a REALTOR® - Vol. 18, No. 12
BUYING OR SELLING? For advertising information in The Real Estate Book of Antelope Valley and Eastern Kern County, CA, contact:
BRAND NEW, GORGEOUS FAMILY HOME! 4 large bedrooms, 2 baths, great open floor plan. Large living room with picture window in front, dining area in kitchen with slider leads to backyard w/patio slab and cover. Indoor laundry room, block wall fencing. Beautiful landscaping around front and sides of home, backyard is large and ready for your imagination! One block from beautiful new downtown Lancaster Blvd with shops, restaurants, and a park for the kids. $156,000
Mark & Annette Stull Office: 661-952-5833 Phone: 661-609-5557 Email: avtreb@gmail.com
For additional information on this home, contact:
Nancie Kuck-Keller Williams 661-860-3033 www.nanciekuck.com
Want to see your home advertised in this magazine or featured on RealEstateBook.com? Contact any of the real estate professionals in this magazine.
FOR A
FREE MAGAZINE FROM ANY OF
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“All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”
21101.18.12.007.HmBsRlty.KWRnJohnson.filler:21101.12.8.082
5/24/11
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Why Buy Now? Ask a REALTOR® - Vol. 18, No. 12 - Page 7
HomeBased Realty ®
Vacant land, Commercial, Houses, Building, etc... 20 years of experience. If you contact me, you will be pleased with my service and quality. Sabrina Wang (661) 948-0760 • (626) 278-2795 • sabrina-wang1591@hotmail.com
1401 W Rancho Vista Blvd Ste B, Palmdale, CA 93551
Meeting clients expectations through excellence in Service, Value, Commitment and Continuous Improvement. - Short Sale Certified -
Ron G. Johnson, Jr.
e-Pro
Broker Associate/Notary Public Dre #01310215
Direct
661.860.9342
• Fax
661.902.6966
Ron@RonJohnsonJr.com • www.RonJohnsonJr.com
All Around Good Guy
TO PUT YOUR LISTINGS IN THIS PUBLICATION AND REACH THOUSANDS OF READERS EVERY 4 WEEKS AND REACH 45 MILLION UNIQUE ONLINE USERS PER MONTH
CALL
MARK OR ANNETTE STULL
661-952-5833 avtreb@gmail.com
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21101.18.12.008.Essence:0201
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Time is ALWAYS of the ESSENCE!
BUYING? FREE MORTGAGE QUALIFICATION WITH FREE CREDIT ENHANCEMENT PROGRAM **
SELLING? FREE MARKET ANALYSIS OF THE VALUE OF YOUR HOME
(877) 220-7796
Littlerock Custom
W. Palmdale
AGENTS: Competitive Commission Splits No Hidden Fees
21101.18.12.009.DesertSprings:Layout 1
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Get More Details With RealEstateBook.com - Vol. 18, No. 12 - Page 9
(661) 264-2007 Mike & Bonnie LeFebvre Desert Springs
40303 North 170th Street East Palmdale, California 93591
Hablamos Español Each office is independently owned and operated
Greater
Congratuations Bonnie LeFebvre
e Year Antelope Va lley Association of Realtors 2010 Broker of th
ASK ABOUT ZERO DOWN FOR QUALIFIED BUYERS 661-264-2007
SHORT SALE. 3 + 3, 2280 sq. ft. Lg. cooking island in kitchen, granite counters, stainless appliances, pantry. Master bath includes garden tub, dual sinks, walk-in closet. Must See! $169,900. CALL LINDA 661-264-2007 or 492-5324
1ST TIME BUYERS. 3+1. Freshly painted, new carpets & tile flooring. Desert landscaping front & rear. Block/wrought iron fencing, garage door opener. $110,000. CALL DEBBIE JO, 760-662-3209
FOR RENT
GREEN BUILT HOME IN LANCASTER. 4+2 includes recycled building materials, higher R value insulation & siding. Dual pane Energy Star rated windows, appliances, tankless water heater & heating/air units. Very efficient flr plan. Loads of cabinet space. $156,000. CALL DEBBIE JO, 760-662-3209.
BEAUTIFUL 3 + 3, 1967 sq.ft. Spa/pool, 5 waterfalls. Lots of upgrades. F/P in family room. Central air/heat, formal dining, fenced. DON’T MISS THIS ONE! $269,900. CALL MARCIE, 661-492-9122
2, 3 & 4 Bedrooms. Starting at $775/month. Security & Credit Check. Visit lakelac21.com for complete list.
Call 661-264-2600 Monday - Saturday, 10:00 - 5:00
21101.18.12.010.Preferred
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CARI HOLDORF Broker/Owner CELL# 661-433-0482 www.cariholdorf4homes.com LIC# 01447264 facebook.com/CARIPIRTLEHOLDORF
STUNNING STAR POINT RANCH HOME - 6 beds, 4 baths, dual master suites , Chef’s kitchen, formal living & dining area, family room w/ fireplace , huge balcony that overlooks the backyard resort & views , Pool & Spa , Built in BBQ w/ fridge , firepit , 2 waterfalls , 3 hole putting green, riding arena , 4 stalls , 4 sheds, 3 car garage , RV access, Public Water & Paved Streets. $499,000
STANDARD SALE - Country Living at it’s best ! Very Private 4+2 , 2174 sq.ft Custom Ranch Home sets on 5 acres , 18 Stall Barn, 2 Arenas, Zoned A2. $440,000
ROOM TO ROAM with this 4+3 open floorplan. Located close to schools, shopping & freeway . $110,000
3 BEDROOM 2 BATH with over 2000 sqft. Very Clean, Corner lot, Open & Bright Floor plan, located near shopping, schools & freeway close. $99,000.
STANDARD SALE - On a clear day you can see forever with the views ! You could travel the world and find little to compare with the peace and tranquility of this lovely spot right off the deck . This 2+2 features a bonus room , office , or possible 3rd bedroom , bright & open floorplan ,with fireplace in living room ,master bedroom has walk in closet ,2 storage sheds, great lot for horses, toys, & zoned A2 for boarding . $240,000.
3+1 1144SQ.FT HUGE CORNER LOT, located in Littlerock. $85,000
21101.18.12.011.Robert.Stulls.Pre:0100
5/24/11
8:30 AM
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Pre-Paid Legel Services Inc.
Ethel Cummens - Independent Associate -
661-233-4448
Ask me about E&O for Real Estate Agents
cjen2010@yahoo.com • ecummens@prepraidlegal.com
21101.18.12.012.Grady
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ll FELICIA GRADY a C
“I’m Not #1 - YOU Are!” (661) 964-1690 Or Toll Free Recorded Info 1-800-807-1995 & Enter Code DRE Lic# 01116138
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HEAVENLY STEVENSON RANCH HOME! 4 BR+loft, 3-car garage on corner lot with gourmet kitchen. Backyd is pvt oasis with pool/spa,island BBQ. Near frwy,shopping. Code 304-0121
!
VALENCIA SINGLE STORY in heart of Valencia with 3 BR + Den/possible 4th BR. Beautiful remod kitchen w/newer, stainless steel appliances, copper plumbing. Code 304-0071.
SHORT SALE WHAT YOU NEED TO KNOW www.SantaClaritaRealty.com
BREATHTAKING PANORAMIC VIEWS from big picture windows! Stunning, quality-built custom home with full basement, approx 4500 sf, on nearly 3.5 acres. About 10 min from fwy $472,000. Code 304-0081
FORECLOSURES FIND THEM AT BEAUTIFUL LIGHT, BRIGHT CONDO IN THE HEART OF VALENCIA! Newer paint, plantation shutters, vaulted ceilings, copper plumbing. Washer/dryer, refrigerator incl. $175,000 Code 304-0061
www.SantaClaritaRealty.com
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NEW ON MARKET! Beautiful 3+2.5 townhome w/tile floors, copper plumbing, high ceilings, fireplace, central air, lovely brick patio. Standard sale, FHA OK! $270,000 Code 304-0021
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EXCLNT LOCATION AT END OF CUL-DE-SAC in beautiful Northridge neighborhood! Open floor plan, sunken living rm, cntrl air. Private yd with fruit trees. $389,000. Code 304-0131.
21101.18.12.013.SilverCreek
5/23/11
5:35 PM
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We are offering to help you do
LOAN MODIFICATIONS for FREE Before you sell your home as a “Short Sale” call us! We may be able to lower your payment AND save your home
CALL TODAY! Real Estate Broker, California Department of Real Estate Broker Lic. #01249912, Corp Lic. #01257729
$560,000
$329,999
STUNNING POOL HOME ON CUL-DE-SAC!! This absolutely beautiful home has so much to offer! VIEW, tumbled marble floor thru entry, upgraded carpet, décor paint, cherry cabinets, stainless appliances, 2 kitchen islands, resort like yard, built in bbq and so much more! CALL JOHN EXT 2033 DREC LIC# 01793530
REGULAR SALE!! Terrific pool home in quite Valley Glen area, Sherman Oaks adjacent. Move-in ready, original hardwood floors throughout, newly painted & landscaped. Spacious living & family rooms, great start home! CALL CARLOS AT X2007 DRE LIC# 01714566
AMAZING DEAL!! 3bed 2bath Simi Valley pool home w/ Spa, 2 car garage, RV access, light & bright kitchen, vaulted ceilings, custom paint. Upgrades galore and gorgeous! Located close to award winning schools & 118 frwy. Homes in area are selling for over $400k! CONTACT RICH AT X 2009 DRE LIC# 01179940
$303,000
$259,900
$229,000
HUGE SCV POOL HOME ON PRIVATE LOT W/ MILLION $ VIEW. App’d SS @ $303,000. 4bed 3bath on over 10,000 sqft lot. Private drive, custom loft, remodeled kitchen, gigantic master suite! CONTACT RICH AT X 2009 DRE LIC# 01179940
BEAUTIFULLY MAINTAINED 2 STORY HOME! This 3 bed 2 bath home has living room with fireplace, hardwood flooring on main level, kitchen w/ center island, upstairs loft, private backyard and more! A must see! CALL TOM AT X2010 DRE LIC# 01865491
DISTRESS SALE!! This 3 bed, 2 bath home has 2 car garage. This is perfect for the first time home buyer or an investment opportunity. Located close to award winning schools, shopping and freeway access. CALL RICH AT X2009 DRE LIC # 01179940
$209,900
$140,000
$109,900
TERRIFIC TOWNHOME IN GATED COMMUNITY! This 3 bed, 3bath property features 2 car attached garage, larger kitchen w/ lots of cabinet space, private patio, fireplace, oversized tub and separate shower in master suite. Large upstairs loft area. CALL RICH AT X2009 DRE LIC # 01179940
APPROVED SHORT SALE! Ready to go just need your offer! Great location for this 2 bedroom lower unit right off greenbelt, close to pool w/ lrge private patio & xtra storage. Hardwood & laminate flooring, modern kitchen and MORE! CONTACT RICH AT X 2009 DRE LIC# 01179940 MLS/ID:F1847760
TERRIFIC 2 STORY SCV TOWNHOME! This 2 bed 3 bath townhome features a private rear yard, 2 car garage, community pool, fireplace, large kitchen, wash/dryer hookups in unit and MORE! Shows a bit rough and needs some repair but what a deal! CALL RICH AT X2009 DRE LIC# 01179940
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OVER 50 TRANSACTIONS CLOSED SO FAR THIS YEAR. CALL US FOR ALL YOUR REAL ESTATE NEEDS. 25129 The Old Road, Suite 100 • Santa Clarita, CA 91381
661.253.3000
www.SilverCreekRealty.com License #01257729
21101.18.12.014.Bjorkman
5/23/11
5:37 PM
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Page 14 - Why Buy Now? Ask a REALTOR® - Vol. 18, No. 12
Mike Bjorkman Broker Associate
Phone: 661-294-Mike Toll Free: 800-882-1827 Mike@SantaClaritaRealEstate.com
www.SantaClaritaRealEstate.com LE SA O RT
32184 Green Hill Dr. $279,900 3+2 1,257 sq. ft. Hidden Lake Tract Castaic- 800-882-1827 Ext 2023
19524 Ellis Henry Court $424,900 3+3 2,194 sq. ft. Gated Country Gate Community Newhall - 800-882-1827 Ext 2063
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29347 Florabunda Rd. $249,900 3+2 1,424 sq. ft. Timberlane Tract Canyon Country- 800-882-1827 Ext 2123
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26508 Starling Court $419,900 4+3 2,463 sq. ft. Fair Oaks Ranch Canyon Country - 800-882-1827 Ext 2133
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23305 Beachcomber Lane $419,995 3+Loft+3 2,167 sq. ft. Bridgeport Valencia - 800-882-1827 Ext 2033
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24837 Quigley Canyon Rd. $749,900 5+3 2,496 sq. ft. Placerita Canyon Newhall- 800-882-1827 Ext 2013
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For current pricing and new listings, please visit our website.
28472 Santa Rosa Lane $199,900 2+2 1,121 sq. ft. Mariposa Saugus - 800-882-1827 Ext 2103
20360 Rue Crevier #610 $124,900 2+2 964 sq. ft. American Beauty Village Canyon Country - 800-882-1827 Ext 2053
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19433 Laroda Lane $224,900 2+2 1,404 sq. ft. Mariposa Saugus - 800-882-1827 Ext 2003
29786 Mammoth Lane $474,900 4+3 2,689 sq. ft. Dakota@Stonecrest Canyon Country 800-882-1827 Ext. 2173
28825 Elm Court $349,900 3+2 1,498 sq. ft. Mountain View Homes Saugus- 800-882-1827 Ext. 2073
21827 Placeritos Blvd. 5+4 4,043 sq. ft. $1,299,900 Custom Placerita Cyn Newhall 800-882-1827 Ext. 2083
Keller Williams VIP Properties • 25124 Springfield Court, Suite 100 • Valencia, CA 91355 • DRE #01169049
21101.18.12.015.Bella.SignChalet:9400
5/24/11
8:31 AM
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Teresa P. Micka 661-272-0444 Dealer license #DL1167924
ihaverepos@gmail.com Serving the Antelope Valley Hablamos Espa単ol & Santa Clarita Area Exceptional Service, from the Mobile Home Specialist
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CAVAZL2049069U/X BEAUTIFUL IN LANCASTER ESTATES! - ONLY $39,900! 3+2, w/ a permitted sun room. Open kitchen w/ chef's island cherry color ckitchen cabinets, skylight, large BRs Yard is completely fenced, lg wood shed. Excellent Family park.
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23710619TB/TA RANCHO MIRAGE BEAUTY! - ONLY $45,000 3+2, 2005 model, new paint and carpet, includes all appliances, loacted in a lovely family park, with clubhouse, pool and playground.
0090482014394A/B 3+2 WITH DEN, 2004 MODEL - ONLY $49,900! A unique home w/ many custom features, laminate wood floors, dry wall through out, huge kitchen w/ ceramic tile, features many energy effecient qualities. Only 5% dwn on approved credit.
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