The Real Estate Book of the East Bay by Jeff Vandermate

23701.18.8.001.Cover:TREB_CVR_US_ChangeWeb

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THE

Real EstateBook

E X T E N D Y O U R S E A RC H AT R E A L E S TAT E B O O K . C O M EAST BAY AREA, CA Featuring: West Contra Costa and North Alameda Counties Vol. 18 :: No. 8

DETAILS ON THIS PROPERTY Page 21 RealEstateBook.com

CES Premier Real Estate Services 1-866/847-1407

UPDATED DAILY

RealEstateBook.com RELOCATING? CALL 800/841-3401 for a FREE copy of The Real Estate Book. Available for most North American areas.

FOR ADVERTISING INFORMATION Call Jeff Vandermate: 909/900-5035 Email: jvandermate@treb.com

23701.18.8.002.RSharma:23701.14.9.008

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Bay Realtor Group (510) 444-7653 (SOLD)

www.BayRealtor.com

Email: Info@BayRealtor.com

Residential & Commercial

“Your Bridge to Home Ownership”

Call for a FREE Market Analysis Today!

To Search Additional Properties in the Entire Bay Area Visit our home at: www.BayRealtor.com

“Your Bridge to Home Ownership”

BANK OWNED/REO PROPERTIES

RAY SHARMA 510.728.7653 DRE#01255064

CLEAN 1 BD 1 BATH, 2 BLOCKS TO RANCH 99. Located near El Cerrito Plaza, Starbucks, Peets, Albertson's, Long's, BART and Bus transportation

DEVELOPERS AND INVESTORS: A great opportunity to develop over 3 acres of prime property close to shopping and I-80 & I-580 with great panoramic view of the bay.

SUBHASH ARORA 510.701.1007 DRE#01481498

SUN KISSED HOUSE. Award winning school district. Recently remodeled. New floor, appliances, carpet, double pane windows, new bathrooms. Nice size side and back yard Actually a 3 bed/2bath Ready to move.

SPACIOUS 2 BD 1 BATHROOM HOME in the Diamond District of Oakland foothills. Good size front and back yard. Close to Parks, schools, shopping center and public Transportation.

SPACIOUS 4 BEDROOM HOUSE with a large yard. Bonus 2 bedroom unit upstairs. Tenant occupied. Great investment property. Don't miss out on this one!

HUGE YARD READY TO ENJOY THE SUMMER, 3 brms, 2 baths, carpet/laminate/vinyl flooring, 2 car garage, double pane windows, hill view easy access to hwy 80/4 conveniently located close to shopping restaurants nice neighborhood.

FIXER WITH AMAZING POTENTIAL, HIGH CEILINGS, VICTORIAN CHARM, HARDWOOD FLOORS, AND READY FOR YOUR FINISHING TOUCHES.

PINOLE PANORAMIC VIEW. Beautiful 3 bd 2.5 bath, 2 car garage in a nice quiet court location. hardwood floors, fireplace. A must see!!

SHANNON PROKUP 510.813.8400 DRE#01865014

AFFORDABLE DUPLEX IN THE STABLE NEIGHBORHOOD

23701.18.8.003.MainaGoldenSun

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Maina

Asha Gill

Broker/Owner

Broker/Owner GOLDEN SUN REALTY

(510) 219-1801

(510) 774-6563 Email: apgh@aol.com

Email: mainacentury21@yahoo.com

NICE CONDO, GREAT END LOCATION WITH PRIVATE BALCONIES, DETACHED GARAGE, WALKING DISTANCE TO HANA RANCH SCHOOL. Call Asha at 510-774-6563 WELL MAINTAINED PINOLE VALLEY HOME features 3 bedroom 2 bath, separate living and family room with fireplace. Tiled kitchen with breakfast bar. Close to all amenities! Call Maina

BUILD YOUR DREAM HOME IN THE EL SOBRANTE HILLS. With great view! Close to I80 and Orinda Bart. Utilities at the curb. $30,000. Call Maina for details 510-219-1801

ONE OF THE CUTEST PROPERTY YOU HAVE EVER VIEWED/SOLD, TOTALLY UPGRADED WITH NEW KITCHEN AND NEW BATHS, LAMINATE FLOORS IN THE LIVING RM, DINING ROOM AND HALLWAY, NEW PAINT, PARTIAL VIEWS OF HILLS, BEAUTIFUL LOCATION, NEW FURNACE AND NEW WATER HEATER, BONUS ROOM. Call Asha 510-774-6563

Ricky Mudhar

510-847-6121

Dannie Calingo

510-417-5959

dannieshomes@yahoo.com

ONE OF THE CUTEST PROPERTY you have ever viewed/sold, totally upgraded with new kitchen and new baths, laminate floors in the living rm, dining room and hallway, new paint, partial views of hills, beautiful location, new furnace and new water heater, bonus room. Call Asha 510-774-6563

EL SOBRANTE-BUILD YOUR DREAM HOME in the El Sobrante Hills. With great view! Close to I80 and Orinda Bart. Utilities at the curb Level lot. Call Ricky 510-847-6121

GORGEOUS HOME with separate living and family rooms, totally updated, new kitchen with granite counter top and tile floors, new appliances, new baths, new paint inside and out, family room with fireplace, new roof, almost all windows are new, great location, clear termite report. Call Dannie At 510-417-5959

CONVENIENT LOCATION, close to shopping and freeway. quiet neighborhood. Only 8 years old, Priced to sell. Large open living room-kitchen combo w/island breakfast bar. Call Dannie 510-417-5959

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Page 4 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

How to “Short Sale” Your Home! Inside Secrets 5-Indispensable Tips To Help You Sell Visit:

www.atmhousesforsale.com

#01396504

STOP GUESSING: Who do you call for a free home qualification? Custom Built in 2007 3,603 Sq. Ft. 3-Bedrooms 3.5 Baths Executive Home Comparable Sales are $550,000 To $650,000 Loan Balance is $1,200,000 w/US Bank $399,950 Short Sale www.atmhousesforsale.com

ASTONISHING! EYE POPPING! SPECTACULAR! GOLDEN OPPORTUNITY! 5 BEDROOM 2.5 BATH SPACIOUS HOME...WITH LOFT.

50 ,9 99 $2

STAY CURRENT: 3-Keys to Purchasing the home of your dreams. Are there magic words you should use in your purchase contract? 2 Bedroom/1 Bath bungalow.

59 $2

$1 99 ,9

,9 50

50 ,9

ASTONISHING: BLAST AHEAD & EMERGE. This is your moment, your hour and now is the time to purchase your new home. 3 BR / 2 BA-1,915 Sq. Ft. w/Swimming Pool, Wells Fargo Short Sale $399,950. www.atmhousesforsale.com.

NEW & SMART BUYING OPTIONS: How to get more bang for your buck. 5-amazing ways to cut your costs when you purchase. 3 Bedroom 2 bath UNDER $100,000 MLS/ID:40520821

00 $3 80 ,0

$9 9, 95 0

VALLEJO-GOLDEN MOMENT! Beautiful 3 bedroom 2 bathroom home in the Northgate Neighborhood Subdivision of Vallejo! Profound Intelligence: You won’t believe what you don’t know. Is there inside information banks don’t want you to know? 3 bed 1 bath. www.atmhousesforsale.com

SAN LORENZO NEW LISTING 4 bedroom, 3 bath, 1800 sqft, 2 car garage. Must See: Free itemize list of your closing costs! www.atmhousesforsale.com MLS/ID:40508217

NEW & SMART BUYING OPTIONS: How to get more bang for your buck. 5-amazing ways to cut your costs when you purchase. Multi family home (4plex) 6 bed, 4 baths. www.atmhousesforsale.com

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 5

Upside Down & Underwater You Have Power Choices 3-Big Questions To Expect From Your Lender Before You Sell Visit:

www.atmhousesforsale.com

#01396504

,9 04

TOP NEW STORY: Beat everyone else. Is the best time to get the lowest price homes during the season. Vallejo - Bedroom, 2 bath single story home. www.atmhousesforsale.com MLS/ID:21105167

$2 79 ,

HEAD TURNING THOUGHTS: Will the seller carry financing? Beautiful home with many upgrades. Living / dining room has hardwood floors. New carpet in fam. rm, Kitchen/ brand new, fully upgraded,cabinets, granite counter tops, new floors, refrig, designer vent over beautiful stainless steel gas range / oven / shutters at each window. Turn key property. www.atmhousesforsale.com

99 $1

AMERICAN CANYON-This home has a lot that is about 7,000 sq Ft! RV/Boat parking, court location, 4 bedrooms 2 bathrooms, master bedroom with a retreat, beautiful kitchen that has been updated with granite counters and cabinets.Cutting Questions. Sharp Answers. The biggest real estate secrets finally revealed. www.atmhousesforsale.com

95 0

JUST–IN: Words you should never use in your purchase contract. 3 BR / 2 BA home in wonderful San Pablo. www.atmhousesforsale.com

$8 9, 9

$2 00 ,0 0

WHY RENT WHEN YOU CAN BUY? Are you paying $1,000 a month or more for rent? This is a nearly new Home, built 2003, 3 Bedrooms 2 Bath, Corner Lot, www.atmhousesforsale.com

,9 50

HERCULES-THE UNTOLD STORY: How to purchase the home you really want! 5 bedroom, 2.5 baths on a large lot with a pool. www.atmhousesforsale.com

MIRACLES DO HAPPEN: You’re in a transaction to buy a home and the seller changes their mind about selling. What do you do? Move in ready 4 bedroom 2 bathroom. Backyard with a concrete patio, well maintained. www.atmhousesforsale.com

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Page 6 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

Are You Stuck with a Loan Burden? Be Smart From The Start 4-Quick Fixes That Pay Huge Dividends Before You Sell Visit:

www.atmhousesforsale.com

CUTTING QUESTIONS. SHARP ANSWERS. The biggest real estate secrets finally revealed. 3 Bed, 2 bath, 3 car garage, built in 2004.

SPECTACULAR! EYE POPPING FLOOR PLAN! Sky lights! vaulted ceilings! 3br 2.5ba fireplace in master suite! formal dining room! eat in kitchen! inside landry area! Desireable hilltop area! Much more amenities! www.atmhousesforsale.com

$3 50 ,0

RED ALERT: You Don’t Have to Wait – Why Some Buyers Have Success and Others Don’t!. Oakland – 2 bedroom, 1 bath home priced to sell. www.atmhousesforsale.com MLS/ID:40495413

,9 89

NEW & RIGHT NOW! How to write a stronger purchase contract! www.atmhousesforsale.com

JUST IN: 3- Sure Fire Ways to get the home you want! www.atmhousesforsale.com

$1 87 ,9 5

ON YOUR WAY? It’s your destiny to own your own home. Put our 30 years of experience to work for you. It’s Quick & Easy! 4 bd 2 ba Sequoyah Hills Home located in the Hills of Oakland Ca Listed for $610,000. This home is being offered by ATM Real Estate Inc and Tina Marie. www.atmhousesforsale.com

00 ,0 10

#01396504

HOT OFF THE PRESS. EYE POPPING. Spacious 2 story floor plan. Great North East Richmond location. www.atmhousesforsale.com

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 7

What Do You Do When Your Bank Won’t Respond? This Is Your Golden Moment. 5-Deadly Mistakes to Avoid When You Try A “Short Sale” It’s Quick & Easy! Visit:

www.atmhousesforsale.com

#01396504

BRILLIANT: MASTERMIND YOUR STRATEGY TO PURCHASE. 3 Bedroom 2 Bath in Fairfield. www.atmhousesforsale.com

SHOCKING REVELATIONS: How to buy a home in this NEW Economy? 5 Bedrooms, 3 baths,Corner Lot Nearly 1/2 Acre back yard, 3 car garage. www.atmhousesforsale.com

NEW QUESTIONS, SHARP ANSWERS. Move forward with confidence, who do you know that would like to buy a new home?~Its quick and easy. Affordable 2 bedroom 2 bath in gated community.

$1 19 ,9

$1 11 ,0 0

KITCHEN TABLE CONVERSATION: Preparation is the key to a successful home purchase. Great deal on this 2 bedroom, 2 bath unit in San Pablo.

BENEATH THE SURFACE: Are there secret bargains you should know about? Grade started home. Very nice home with some upgrades bathroom and bonus room one year old.

SMART CHOICES: LEARN THE BUYING OPTIONS. Just gotta know! Nice bedroom 1 bath home with some updates to kitchen and bath. Great location. Available to public transit.

To See Your Home Advertised Here Contact Bob Robinson

1-877-289-5445

23701.18.8.008.Community1st:1005

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Community 1st Realty Lic# 01786869 Toll Free: 888-642-1117

SPACIOUS 3BED/2BATH HOME With a nice view, family room. Great Oakland location close To Highway 580.

INVESTORâ&#x20AC;&#x2122;S SPECIAL!!! CALL FOR MORE INFORMATION

BEAUTIFUL 3BED/2BATH HOME. Completely remodeled, ready to Move in!

LOCATION, LOCATION, LOCATION!!!! 2BED/2BATH with in law unit in the back 1bed/1bath.

COMPLETELY REMODELED! Spacious 2bed/2bath. Great location in Vallejo.

BEAUTIFUL 3BED/2.5BATH. Too many lovely features to list. Completely remodeled with top of the line quality materials MLS/ID:40511667

4 BEDROOMS 2 BATH HOME. Completely remodeled, this property has 2 kitchens, 2 car garage, can be used as a duplex. Good location

WONDERFUL 4BED/2BATH IN THE HEART OF RICHMOND. Completely remodeled, big backyard. Must see!

LOOKING FOR INVESTMENT PROPERTIES? BRING YOUR TOOLS! Fixer upper, good price and great location!

We Have A Special Program For Investors. We Specialize In: Fixer Uppers, Foreclosed Properties And Short Sales (If You Are An Experienced Investor, Have The Cash And Can Close Quick, This Program Is For You)

JUAN C. GRIFFIN REAL ESTATE AGENT Hablo Espanol LIC #01847288 CALL ME DIRECT: 888-264-2913 Ext O

23701.18.8.009.Rios:23701.14.7.026

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510-236-7467

www.GetRios.com

Maria Luisa Dangond

Adolfo Rios Sr.

,9 39

$1 0

9, 90 0 $9

SAN PABLO-3 BEDROOM 1 BATH located in heart of San Pablo, corner lot with large yard with fencing. close to schools, transportation and shopping.

3 BEDROOM 2 BATH RANCH style home located in the Leroy Heights area. Updated Kitchen and Bathroom. Close to shopping, public transportation and freeways. A MUST SEE!!!

$1 36 ,2 5

SAN PABLO~NICE HOME on a large lot. Laminate floors, newer kitchen cabinets. Second story addition added above the garage and rear of house consists of 2 large rooms and a closet in between. Needs some minor tlc.

NICE STARTER HOME in a quiet neighborhood. 3 bedroom 1 bath. Nice floor plan. Lovely front yard with lots of room for parking space. A must see for all.

BIG TWO STORY 3 bedroom 2 bath home on corner lot, needs some tlc but can be a fine home, fireplace, dining, attached 2-car.

$1 00 ,0 0

CONTRACTORS SPECIAL, needs lot of work. Cute 2 bedroom 1 bath home with a lot of potential. With a little TLC you could have a beautiful home!

RICHMOND~BANK OWNED~ MAJOR FIXER Bring your contractor. Great opportunity for the right investor. Built in 2002 spacious 3 bedroom 3 bath home on a nice size lot.

NICE ONE STORY HOME for investor or first time home buyer. Will shine with a bit of TLC. Located close to everything!

Loans for Everyone - Bankruptcies, Foreclosures Ok Strong Down Payment Required

23701.18.8.010.Bing:23701.14.9.008

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Page 10 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

Bing Pierce 510-757-5379 - - AND !S S OC I AT ES

“Your Search Engine For Real Estate”

PR I

GO O

DE AL !

GH T

“I L VE TO HELP YOU” in BUYING & SELLING YOUR HOUSE, if YOU ARE BEHIND in your mortgage, a 1st time home buyer, need financing, CALL ME NOW FOR ALL YOUR REAL ESTATE NEEDS....

BEAUTIFUL 3 BEDROOM 2 BATH, 2 car attached garage in a quiet, convenient location. Home boasts approx 1407 sqft on a 11,200 sqft lot. Dual pane windows round out this home that has easy access to freeway's and conveniences. Call Bing now.

BEAUTIFUL 2 STORY, 2 BEDROOMS, 2.5 BATH CONDO in a nice and convenient location, approx 1103 square feet, low monthly HOA fees, like new well maintained end unit, spacious and airy. Near freeway, shops and schools. Call Bing for more details.

A MUST SEE!

SE LL

W IL

LC AR RY

SAN FRANCISCO ~ 2 bedroom 1 bath in a nice location. Call Bing for details.

BU S

IN E

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GREAT INVESTMENT OPPORTUNITY, one of a kind! 2 huge units, approx 2400 sqft each. Each unit can be a warehouse, drawing rooms, party hall, offices and meeting rooms. In a great busy location with 2 separate rooms and bathrooms in the back. Well maintained and like new. Call Bing for a showing.

GAS STATION BUSINESS OPPORTUNITY in a busy location in Richmond. This is a great opportunity. Call Bing today for more details.

EL CERRITO-PANORAMIC BAY VIEWS: Affordable 2 houses on one lot. 1st house 3 bedroom, 1 bath approx. 900 sqft, like new currently rented out, 2nd house newly built, 2 story approx. 3400sqft. 4 bedroom /3bath, 2 car attached garage, hardwood floors, custom built with huge kitchen island with granite counters, Vaulted ceilings, chandeliers, fireplace in living room and master bedroom, master bath with shower jets and Whirlpool tub & much more. Call Bing for more info.

23701.18.8.011.PREMIER1:11201.15.11.014

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 11

Premier Real Estate Services 1566 Appian Way Pinole, Ca 94564

Lorraine T. Lewis Vrinda Koovakat East Contra West Contra Costa County Costa County

925-726-1891

Carla Shaheed Charlotte E. Saulter Yvette Thomas Fairfield Area Broker/Owner Vallejo Area CDPE 1-877-237-1777 707-563-7637

510-367-1854 707-208-2664

EXT

102

866-847-1407

Stop by and Pick up a list of Bank Owned homes at our office 1566 Fitzgerald Dr, Pinole.

Oa kland

Stacy Ardent Realtor East County

Jacquelyn Carter Ruby Rieta Realtor Realtor Discovery Bay/Brentwood Hayward/San Leandro

Remy Kajopaiye Realtor Oakland

Alida Martinez Broker Associate North Sacramento Area

925 525-2663

510-390-1455 510-581-3118

510-384-1172

916-730-6544

San Leandr

CHARMING 1 BEDROOM IN OAKLAND MARKET SQUARE CONDO. Great area close to Bart & fine dining. Must See! $179,900 MLS/ID:40508536

Co ncord

SPACIOUS 4 BEDROOM 2 BATH. 2 car garage attached (GARAGE DOOR IS NEW). Needs some TLC. Tones of Potential. $276,900 MLS/ID:40526183

Brentwood

Hercules

Ma rtinez

SPACIOUS 2 BEDROOM 1 BATH HOME. Sits on a nice size corner lot. $125,000 MLS/ID:40527620

San Leandr

NICE 2 BEDROOM 1.5 BATH CONDO with updated kitchen including stainless steel appliances, granite counters, hardwoood flooring. Building offers Gym, pool, spa, and club house. Close to shopping and freeways. This is a MUST SEE ! $149,500 MLS/ID:40525727

San Pablo

BEAUTIFUL 3 BEDROOM 2 BATH! Has 3 levels in unit. Has a large bonus room! Must see! $299,250 MLS/ID:40529873

BEAUTIFUL 3 BEDROOM 2 BATH HOME, with a large lot! Has a 2 car garage & a 1 car workshop. Master bath has updates & kitchen has title counter-tops. Back yard includes decks. Must see! $288,900 MLS/ID:40512686

El Sobrant e

COZY UNIT WITH VIEWS OF THE POOL & waterfall! Includes a gas fireplace, tile back-splash in kitchen, double pane windows, a jetted tub & a rear patio. You don't want to miss out on this one! $145,500 MLS/ID:40531091

GREAT 3 BEDROOM 1 BATH! This one is an end unit close by the pool. The kitchen is updated with granite counter tops, custom tile back-splash & stainless steel appliances. $184,500 MLS/ID:40530203

Brentwood

BEAUTIFUL 3 BEDROOM 2 BATH HOME! Has a 2 car garage attached & sits on a corner lot. Has new paint throughout. See patio/deck in back yard, great for entertaining Must see! $225,500 MLS/ID:40532259

CHARMING 3 BEDROOM 2 BATH HOME. Has a 2 car garage attached, cozy fireplace in living room. Home has carpeting an hardwood floors. Back yard includes a covered patio with great for entertainment! Must see! $220,000 MLS/ID:40531578

Oa kland

BEAUTIFUL UPTOWN CONDO! 1 Bedroom 1 bath. Has stainless steel appliances in kitchen along with granite counter-tops. Also has new carpet & paint! Great feature is the roof top deck. Close to Bart & freeway. Must see! $180,500 MLS/ID:40531104

San Pablo

BEAUTIFUL HOME! Spacious 3 bedroom 1 bath. Has some upgrades. Has a granite fireplace in the living room, granite countertops in kitchen & a hot tub in the back yard. Must see! $219,000 MLS/ID:40530139

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Page 12 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

Premier Real Estate Services 1566 Appian Way Pinole, Ca 94564

Lorraine T. Lewis Vrinda Koovakat East Contra West Contra Costa County Costa County

925-726-1891

Carla Shaheed Charlotte E. Saulter Yvette Thomas Fairfield Area Broker/Owner Vallejo Area CDPE 1-877-237-1777 707-563-7637

510-367-1854 707-208-2664

EXT

102

866-847-1407

Stop by and Pick up a list of Bank Owned homes at our office 1566 Fitzgerald Dr, Pinole. El Sobrant e

Stacy Ardent Realtor East County

Jacquelyn Carter Ruby Rieta Realtor Realtor Discovery Bay/Brentwood Hayward/San Leandro

Remy Kajopaiye Realtor Oakland

Alida Martinez Broker Associate North Sacramento Area

925 525-2663

510-390-1455 510-581-3118

510-384-1172

916-730-6544

CHARMING 3 BEDROOM 2 BATH HOME! Bright & sunny! Has some upgrades through out. Has tones of potential. Great back yard. Must see! $250,900 MLS/ID:40532317

Antioch CONTRACTOR SPECIAL 4 BEDROOM 2 BATH. Needs TLC. Has a large back yard. Tones of potential. CALL FOR APPOINTMENT MLS/ID:40522918

Hayward

Pittsburg 3 BEDROOM 1 BATH DUET. Has granite slab counter tops in kitchen. Needs some TLC. Tones of potential. $64,900 MLS/ID:0531099

GREAT TWO STORY UNIT, faces common area. Has 3 Bedrooms & 1 bath. Features laminate hardwood floors in the living room area, custom Tile Floors in dinning room. Has a patio, detached garage and 1 carport. Must see. $164,000 MLS/ID:40514483

Ma rtinez

Sacr ament

3 BEDROOM 2 BATH. Needs TLC. Has curb appeal & nice size lot. $180,000 MLS/ID:40524508

Sacr ament

4 BEDROOM, 2 BATH 1434 sqft. $104,000 MLS/ID:11049193

Sacr ament

THE KITCHEN, LAUNDRY ROOM, and the perimeter of the formal dining area all feature the multi-colored tile flooring. The fireplace is faced with matching tile, as well. The backyard can be accessed via sliding glass door, from either the den or the living room. The backyard is nicely landscaped and has a cement patio that extends around the house and a small storage shed. Much, much more! $189,000 MLS/ID:11045672

BANK OWNED. 2 Bedroom 1 bath. The kitchen is gutted; there are no countertops, appliances, or sink. Has potential. As-Is sale. $35,000 MLS/ID:11024575

CHARMING HOME located in the Rosemont area of East Sacramento. Has a nice sized front yard, with a large shade tree and mature landscape. The kitchen has been updated to include custom cabinetry, Corian countertops w/ backsplash, and tile flooring. $104,900 MLS/ID:1104030 BEAUTIFUL 3 BED 3 BATH. Has a very open & unique floor plan which includes 1 bedroom & a full bathroom downstairs; upstairs, there are 2 bedrooms, 2 bathrooms, & a finished attic. The attic has light, carpeting, & could be used as an office, extra storage space, or a playroom.The master bedroom has a loft space, separated by accordion doors, that overlooks the living room area bellow. Master bedroom also has sliding glass doors that open out to a private deck on the second level & much more. $265,500 MLS/ID:11023537

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 13

Premier Real Estate Services 1566 Appian Way Pinole, Ca 94564

Lorraine T. Lewis Vrinda Koovakat East Contra West Contra Costa County Costa County

925-726-1891

Carla Shaheed Charlotte E. Saulter Yvette Thomas Fairfield Area Broker/Owner Vallejo Area CDPE 1-877-237-1777 707-563-7637

510-367-1854 707-208-2664

EXT

102

866-847-1407

Stop by and Pick up a list of Bank Owned homes at our office 1566 Fitzgerald Dr, Pinole. Sacr ament

Vac aville

Vallejo

Stacy Ardent Realtor East County

Jacquelyn Carter Ruby Rieta Realtor Realtor Discovery Bay/Brentwood Hayward/San Leandro

Remy Kajopaiye Realtor Oakland

Alida Martinez Broker Associate North Sacramento Area

925 525-2663

510-390-1455 510-581-3118

510-384-1172

916-730-6544

SITUATED IN A CUL-DE-SAC! Has a spacious, functional, floor plan, that will easily accommodate a family. The living & dining areas have laminate flooring and the kitchen has tile flooring. The downstairs has a nice wraparound style, which each room (living, dining, kitchen, and eat-in area) flowing seamlessly into the next.Upstairs, there are 2 bedrooms & an oversized master bedroom, with a retreat area. The retreat includes a built-in desk & shelves, perfect for a home office & much more! $120,000 MLS/ID:11028241

BEAUTIFUL 3 BEDROOM 2 BATH HOME! In great condition. Hardwood floors in living with a cozy fireplace. Deck in back yard great for entertaining. Must See! $220,000 MLS/ID:21103628 CUTE 3 BEDROOM 1 BATH. The kitchen features granite counter tops & newer cherry oak cabinets. Master bedroom has high vaulted ceilings & patio access through sliding glass door. Has a large lot! $49,900 MLS/ID:21112557 CHARMING 2 BEDROOM 1 BATH HOME with tasteful upgrades including Dual Pane Windows, Crown Molding, an updated bath with pedestal sink. Laminate floors in kitchen and baths. This is a MUST SEE ! $74,900 MLS/ID:21115835

Vallejo 3 BEDROOM 2 BATH. Sits on a corner lot. Has a nice size lot. Needs some TLC. $102,500 MLS/ID:21115205

Sacr ament

Vac aville

QUAINT DUPLEX located on a corner lot. 2 & 2 + 2 & 1. The front yard of the property is lush with greenery, which provides shade and privacy from the main road. $84,000 MLS/ID:11036622

WELL MAINTAINED 3 BED 2 BATH, situated on a nice sized lot with a lush, mature, landscape. The large tree in the front yard provides natural shade to the home; great for keeping cool during hot Vacaville summers.The stepdown den, gives the subject a warm, cozy, feel. Upgrades include; dual pane windows, newer HVAC, designer paint, and high pile carpeting. $155,000 MLS/ID:21110119

Vallejo 3 BEDROOM 1 BATH. Hardwood floors throughout, updated kitchen & has a nice size back yard with a built in deck. Must see! $72,000. MLS/ID:21110954

Vallejo

NICE 2 BEDROOM 2 BATH MANUFACTURED HOME With great potential. Located in a gated Community that features a pool and Clubhouse. Back Yard features a covered deck and is great for entertaining. $49,900 MLS/ID:21115816

Benicia

CHARMING 2 STORY, 2 bedroom 2.5 bath townhome with a 2 car garage. See Bayside Ameninities! Cozy fireplace in living room & mirrored closet door in bedrooms. Great area, close to schools, transportation, local park & beach! Must see! $209,900 MLS/ID:21108098

23701.18.8.014 015.JAndersonPg1&2: Saddle Stitch Crossover

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Page 14 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

John P. Anderson Broker LIC#00909839

(510) 222-0633 results@johnpanderson.com

Results Rea www.johnpand

6140 P Bright and spacious 3 bd 2.5 ba home on over 5 windows, skylights, atrium, cathedral ceilings vineyard, ranch, farm, olive gardens or truffles?

23701.18.8.014 015.JAndersonPg1&2: Saddle Stitch Crossover

7/18/11

4:24 PM

Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 15

John P. Anderson Broker

Realty anderson.com

LIC#00909839

(510) 222-0633 results@johnpanderson.com

140 PARK AVE. WILDCAT CANYON - RICHMOND over 5 fantastic horse zoned acres adjacent to Alvarado Park at the mouth of Wildcat Canyon features large eilings, walk-in-closets , many mature trees w/ridge vistas from around the property with possibilities for uffles? Convenient and private cul-de-sac location a few doors down from hiking in excellent and extensive East Bay Regional Parks. Only $575,000!

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23701.18.8.016.Hughey:0100

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Page 16 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

“IT’S THE AGENT YOU PICKED!”

MICHAEL HUGHEY Re/Max Accord

1-888-224-6649 www.hugheyhomes.com 0

, 39

BEAUTIFUL 3BED/2.5BATH. Too many lovely features to list. Completely remodeled with top of the line quality materials. $139,000

COMING SOON - North Berkeley’s Thousand Oaks neighborhood. A diamond in the rough, surrounded by mature oak trees, with views of San Francisco, Marin and Golden Gate Bridge. Established garden. Walk to Solano Avenue, Kensington, Albany and El Cerrito. Possible set up for extended family. Call for price and terms.

ISC

C AN

COMING SOON! FIXER IN EL CERRITO? Yes, a cosmetic fixer blocks from Fat Apples, EC Bart, EL Cerrito Plaza and EC High School. This 2 bedroom plus detached bonus room can be set up for an in home office or separate Studio cottage.BIG private Back Yard! Needs cosmetic work but great location and potential. Call for price and terms!

BEAUTIFUL VIEW HOME HIGH IN EL CERRITO HILLS. Original owner features 3br 2 ba plus huge storage area and Very Large lot. Beautiful views of San Fransisco bay, Golden Gate Bridge and close to Parks, schools, hiking and more.Separate living areas . Low price for today's market. $499,000.

MEDITERRANEAN BEAUTY. GREAT LOCATION - walk to Balboa Park. Currently used as three bedroom, two bathroom. Features: Florida / sunroom in back, wonderful eat in kitchen, formal dining room, inlaid hardwood floors, tall ceilings and lots of charm. Downstairs private master bedroom and bathroom. Nice backyard with deck. Close to BART. Extra living space downstairs not included in public tax records square footage of 986 sq ft. Tandem garage fits two cars. Possible short sale – $499,000.

NEWER SAN PABLO HOME BUILT IN 1986. 3br 2 ba with over sized garage. Walk to shops 23rd st. Bus, Schools, Bart. Recently remodeled kitchen. Original owners. Basically good condition. $120,000 MLS/ID:40533741

23701.18.8.017.Hernandez:23701.14.9.008

Luis Hernandez

7/18/11

4:28 PM

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Hablo Espa単ol Llama Hoy

REALTOR速

510-205-6616 Email: lhernandezhomes@gmail.com

LE O N D N B D R O C O N S

C U C ER H

THIS IS A BANK OWNED PROPERTY to be sold as is. 2 bedroom, 2 bath, 2 car garage. $202,900 MLS/ID:40503609

S LE U

PI O M H IC R

R O O N

2 BEDROOM, 1 BATH, fireplace, cute and comfy, priced right at $144,000 MLS/ID:40480097

C C ER H

LIGHT & BRIGHT KITCHEN, spacious dining area, 2 bedroom, 1 bath, some updates. Large back yard with covered patio. Priced to sell! $109,900 MLS/ID:40523057

WOW, CHECK THIS ONE OUT, Cute and Charming,Nice backyard and centrally located, Do not let this one slip away, go and take a look today. $104,900 MLS/ID:40522190

PINOLE 3BD/1BA 1070 sq.ft. 1600 sq.ft. lot, $175,000. MLS/ID:40436279

3 BEDROOM, 2 BATH HOME, Convenient location. Close to shopping and freeway. Nice quiet neighborhood. Hardwood floors, secluded yard! $189,000 MLS/ID:40517288

GREAT 3BD/1BA PROPERTY with bonus sun room. Refinished gleaming hardwood flooring throughout, updated kitchen and bath. $187,000 MLS/ID:40416549

RICHMOND-Only 5 year old stucco home in well maintained neighborhood! Wood floors, custom kitchen cabinets, granite counter tops, upper floor balcony, french doors, landscaped private rear yard, second floor laundry room. Home is tenant occupied. $90,000

PINNACLE ASK ABOUT DOWN PAYMENT ASSISTANCE!

CUTE SINGLE STORY home in Concord. 2 bed 1 bath needs TLC. Perfect for investors! close to amenities. $145,000 MLS/ID:40518323

HERCULES-4 bedroom 3 bath home located in beautiful Hercules! Located close to schools, shopping and freeway access. Great opportunity to own in a wonderful community. $289,900. MLS/ID:40500179

23701.18.8.018.JaniceBaniqued:9100 H

7/18/11

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Janice Baniqued Carroll Branch Manager NMLS# 292558

Stearns Lending, Inc Phone: (510) 669-2202 Mobile: (510) 928-0566 Fax: (510) 275-0313

I can Help YOU!

EMail: JCarroll@stearns.com

A home is a home when it feels like home. With millions of homes @ RealEstateBook.com, you’ll find the home that’s just right for you.

UPDATED DAILY

RealEstateBook.com Call 1-800-841-3401 for a FREE magazine from over 500 markets, or order online @ RealEstateBook.com

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23701.18.8.019.1stChoice:23701.14.9.049

7/18/11

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1st Choice Mortgage & Real Estate Services

st Choice

Mortgage & Real Estate Services

3150 Hilltop Mall Road, #50 Richmond, CA 510-222-3301 Office DRE# 01402761 NMLS# 245066

Rajinder Chahal Broker/Owner

510-323-6717 Cell chahal209@yahoo.com

Rajinder Chahal Broker/Owner

You Can Buy Your Home Today! Stop Renting & Own! Take Advantage of Low Interest Rates 1% Down Payment

One Stop Shopping Loans Real Estate

Call 1st Choice Mortgage & Real Estate Services for One Stop Shopping and Taking Advantage of Low Rates

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23701.18.8.020.HotProperties:0100

Opening Doors To Home Ownership

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OPEN HOUSE REALTY MARIA KATZNELSON HABLO ESPAÑOL

INFO@MARIAKATZNELSON.COM 510-237-5716 www.mariakatznelson.com Real Estate Broker is licensed by the Ca. Dept. of Real Estate, License# 01196517 First time buyers, Investors and Move up buyers, Interest are still at the lowest!!! Take the first step and call me or email me @:

5:12 PM

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AVAILABLE Limited space available, advertise here for $175.00. 14,000 BPA audited magazines each issue.

INFO@MARIAKATZNELSON.COM Financie con FHA/HOMEPATH/CONV. Enganche desde un 3-3.5% Puntaje de crédito 640. Su mensu alidad podría ser más barata que su renta. No rente mas, Los intereses están Históricamente bajos.

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23701.18.8.021.Masthead:9600

7/18/11

4:32 PM

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Page 21 - View Over 750,000 Homes On RealEstateBook.com - Vol. 18, No. 8

ON THE COVER For advertising information in The Real Estate Book of East Bay, CA, contact:

VIEW HOME IN EL SOBRANTE. MUST SELL! Make offer. Beautiful 4 bdrm 2 ba home in a quiet neighborhood in El Sobrante/Richmnd. Hrdwd floors, 2 fireplaces, remodeled kitchen, large living room. Close to schools, parks, shopping and transportation. Living area is on 2nd floor, den and office/bdrm is below on the first floor. $299,000 Presented by

Jeff Vandermate Phone: 909-900-5035 Email: jvandermate@treb.com

Premier Real Estate Services 1566 Appian Way, Pinole, Ca 94564

1-866-847-1407

Want to see your home advertised in this magazine or featured on RealEstateBook.com? Contact any of the real estate professionals in this magazine.

FOR A

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1-800-841-3401 Circulation of The Real Estate Book is Independently Audited by BPA

â&#x20AC;&#x153;All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.â&#x20AC;?

TF7CRE_CreditScore:TF7CRE_CreditScore

6/4/09

4:06 PM

Page 1

5 Factors That Decide Your Credit Score Credit scores range between 220 and 800. The higher your score, the easier it is to qualify for a mortgage. Here is a list of factors that determine your credit score:

1. HISTORY: Whether you paid on time. 2. DEBT: How much you owe. 3. LONGEVITY: The length of your credit history. The longer, the better. 4. RISK: New credit is considered more risky, even if you pay promptly. 5. TYPE OF CREDIT: It’s usually better to have multiple types of credit, like installment loans, credit cards and a mortgage. Need to know more? Ask any real estate or lending agent in this magazine. They are the most professional local real estate market experts.

Shop for Homes Online @ UPDATED DAILY

RealEstateBook.com

Top agents advertise in The Real Estate Book® and are the most professional local real estate market experts. Contact one today!

23701.18.8.023.LouEspinosa

7/18/11

4:33 PM

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LOU ESPINOSA Realtor 速 510-205-6080 Office: 510-243-3758 email: lespinosa@pacarweb.com Cell:

Speaks Tagalog

LOCATED IN RICHMOND/EL SOBRANTE AREA, close to school, minutes to Bart Station. 2-Stories 4-BR. 2-BA, partial hardwood, flooring, great fireplace and lot of potential. $249,000 MLS/ID:40519720

RICHMOND-LOCATION LOCATION LOCATION CHARMING AND SWEET HOME with dual pane window, remodeled bathroom, mirrored closet door, refinished hardwood floor, huge back yard with patio and fruit tree, well kept property. motivated seller, make an offer, price to sell. $244,000 MLS/ID:40487749

BEAUTIFUL 4 BEDROOM/2 BATH HOME with laminate floors, high ceilings, formal living room, a family room with a fireplace insert, a spacious kitchen with L shaped counter, stainless range/oven, spacious bedrooms, window covering and more. $395,000 MLS/ID:40492969

THIS PROPERTY HAS 3 BEDROOM and 1 bath, with 2 car garage, corner lot, with 1088 living sq.ft 6900.00 sq ft lot.

"AS IS" SALE, BEAUTIFUL CUSTOM BUILT HOUSE, stunning view of the bay, close to school,freeway. Property is built on 1 acre lot. Potential for additional custom built house or subdivide. $350,000 MLS/ID:40463706

CHARMING TWO STORY, 4-BD.2.5-brand 2-car garage in a great location with panoramic view court. Close to all amenities, school, shopping ctr., transportation; minutes to SFO and SFO airport. Well maintained, new interior paint; granite kitchen counter top and all appliances stay. Motivated seller's! $529,000 MLS/ID:383490

SellLikeAPro_US:SellLikeAPro_US

2/17/09

8:36 AM

Page 1

Sell Your Home Like a Pro! The professionals who advertise within THE REAL ESTATE BOOK® know... • …we offer the finest selection of homes in print & online – A true catalog of homes. • …our target-focused distribution places books in areas where today’s home shoppers live, work, eat, shop & play, resulting in a much higher pick-up rate. • …our online presence @ RealEstateBook.com is extended through our extensive network of online partners, reaching 48 million prospective home buyers every month. • …our book is published in over 500 markets across the U.S., Canada, Mexico, Central America, & the Caribbean, reaching over 20 million readers every month, & driving more buyers to shop online. • …every month, more than 21,500 people request a magazine from one of 500 markets by calling our 800# moving hotline or ordering online @ RealEstateBook.com. • …Over 3,674 U.S. & International companies rely on us for housing information when relocating employees.

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23701.18.8.025.DomantasBaniqued:0100

7/18/11

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(A Division of Century 21 Pinnacle)

DAVE DOMANTAS Investment Sales Broker Dave.TBRC@gmail.com

415-806-9777

BRIAN BANIQUED Investment Sales Broker Brian.TBRC@gmail.com

What You Can Find Today In Stable, Non-Declining Markets In Northern California

‫ﱮﱭ‬

• CAP RATES ON MULTI-FAMILY PROPERTIES OVER 8%!! • 5+UNIT PROPERTIES PRICED BELOW 8 TIMES THE GROSS RENTS!! • FOUR-PLEXES BELOW $200,000!! TRI-PLEXES BELOW $150,000!!

$571.56 MONTHLY CASH FLOW and 12.34% Cash-onCash Return, with 30% Down Payment!!! TWO HOUSES IN ONE LOT. Live in one and rent the other. Two bedrooms and one bath each. Completely remodeled interior/exterior, lots of secured parking, nice street. BOTH HOUSES READY TO MOVE-IN. MLS/ID:40516546

$1,623.48 MONTHLY CASH FLOW and 22.47% Cash-on-Cash Return, with 30% Down Payment!!! MLS/ID:40495677

$2,037.48 MONTHLY CASH FLOW and 28.34% Cashon-Cash Return, with 30% Down Payment!!! Newer roof placed apprx 2yrs ago. Remodeled Kitchens and Baths. New R/O and Refrigerators. New double pane windows MLS/ID:40495139

$1,399.56 MONTHLY CASH FLOW and 30.71% Cash-on-Cash Return, with 30% Down Payment!!! Newly renovated Duplex w/many interior upgrades situated in robust investment market minutes frm San Francisco / Uptown / Downtown Oak & close to public transit w/easy freeway access. Turnkey Duplex.

E-mail us today for an appointment to find out where our research team has discovered these amazing values in stabilized, non-declining markets!

23701.18.8.026.TerriBanish

7/18/11

4:38 PM

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Page 26 - Why Buy Now? Ask a REALTOR® - Vol. 18, No. 8

TERRI BANISH Terribanish@aol.com

SPECIALIZING IN FORECLOSURES/ BANK OWNED HOMES

PINNACLE

FORECLOSURE SPECIALIST

3160 Garrity Way Richmond, CA 94806

510-691-9435

FREE LOAN MODIFICATION AND SHORT SALE HELP

ES UL RC HE

REMODELED HOMES - 2 move in ready homes on one lot. Better than new, remodeled from top to bottom, this opportunity will not last!!! $199,950

HOME FOR SALE IN VICTORIA by the Bay. Exclusive area innovative design for the quality conscious, exemplary quality, stunning decor accompanied by High tech amenities. Perfect for entertaining. $389,000 (Reduced)

BEAUTIFUL HOME in a very nice neighborhood. This home is priced to sell. Must see this property ASAP. $360,000

space in desirable upper Pinole Valley. $349,000.00

UL RC

GORGEOUS 4 BEDROOM 2 1/2 BATH HOME with welcoming front porch, walk or jog along the waterfront. A must see, won’t last IMMACULATE 4BR, 2.5 BA, 2187 sq long. $355,000 foot bi level home, backs up to open

RICHMOND - SUPER CLEAN family home with many updates in kitchen & bath. Hardwood floors, and new tile in kitchen & bath. This LARGE 4 Bd/ 2 BA home is ready to move right in! Call for more information today! $140,950

CALL FOR BOOK I CAN HELP YOU EVEN IF YOU HAVE RECEIVED A 'NOTICE OF FORECLOSURE' CALL TODAY TO PROTECT YOUR RIGHTS.

BUILT IN 2003. 4BR+, 4BA and a loft on the third floor overseeing the bay.Granite countertops,upgraded carpets and shutters. Eat-in kitchen near a family room with french doors to the backyard. crown moldings, french doors and upgraded wood floors. 3garage converted to 2 with an extra room added. $625,000

HERCULES BY THE BAY - 5 Bedrooms, 4 baths over 3500 sqft, a must see at a great price at the Bay. $545,000

DOWN PAYMENT ASSISTANCE PROGRAMS NOW AVAILABLE, CALL TODAY FOR APPLICATION AND INFORMATION

510-691-9435

23701.18.8.027.Franco:23701.14.9.010

7/18/11

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49 $1

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NICE 2STORY NEWE R HOME . 4 bedroom 2.5 bath, 2 car garage and great backyard! New interior paint, fireplace, dual pane windows, stainless appliances, solid surface counter tops, sideyard access. MLS/ID: 40532453

NICE 3 BEDROOM 2 BATH PROPERTY with spacious bedrooms and good for first time buyers and investors. MLS/ID: 40532489

VERY NICE RICHMOND HOME. New carpet/paint. 4 bedrooms, 2 baths upstairs and 1 bedroom and a family room downstairs. Detached 2 car garage. Private, gated front yard/entrance. Home is in move in condition. MLS/ID: 40532925

REMODELE D AND REF RESHED WITH PERMITS. All new master bath, new vanity w/granite top & tile fl in hall BA. New w/w Berber crpt, new 2-tone inside paint, new lights and fixtures, new stove. Spacious kit. w/lots of cabinets. Big front and backyds, new alarm system. NOT short sale or REO. MLS/ID: 40532972

3 BEDROOM 1 BATH, needs rehab. MLS/ID:40532769

PRICE REDUCED! Comfortable house. Great floorplan. Big LR w/ picture window. Cute dining area. Eat-in kitchen. 3 goodsized bedrooms and 2 baths, one a master suite. Garage & a yard where kids can play. Close to schools, shopping, freeways, transport. Needs TLC. MLS/ID: 40532689

BANK OWNED 3 BEDROOM 2 BATH, over 2000 sqft being sold as is. Buyer and agent to verify all. MLS/ID: 40533185

00 ,0 52

Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 27

PRICED TO SELL!! Single Family Residence with 3 bedrooms and 2 baths. Need a bit of work to turn this house into your Home Sweet Home. MLS/ID: 40532706

S IN G L E S T O R Y , 3 B E D R O O M 1 .5 B A T H H O M E conveniently located close to schools and shopping. Large rear yard. Formal dining room, laundry area. MLS/ID: 40533188

Call us today to get your home SOLD ! | 707-718-0085 | 1-888-870-4425

Alex Ramirez Mann Mortgage Sr. Loan Officer

(510) 323-5879 cell (206) 992-5668 cell

alex.ramirez@mannmortgage.com 2090 23rd St San Pablo, CA 94806

w w w. H o m e s B y C 2 1 t e a m w o r k . c o m

23701.18.8.028 029.Mancheno_ApprovedLending:23701.14.9.049

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Page 28 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

510-223-9047 #1 Century 21 office in the North Bay Area in 2010 “Hablamos Español”

PINNACLE le no Pi

ch m on

Va lle y

Hilltop College

Pin PINOLE VALLEY 4&2, giant corner lot, Cape Cod home going through a complete remodel!! New Kitchen, Baths, Hardwood floors, landscaping!! Hurry you Still have time to pick your granite counter tops an paint colors. $289,950

nd kla Oa on

NEWLY RENOVATED DUPLEX w/many interior upgrades situated in robust investment market minutes from San Francisco/Uptown/Downtown Oak & close to public transit w/easy freeway access. Turnkey Duplex. $209,950

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GREAT DEAL! Huge remodeled home with possible in law unit in the garage! Possible cash flow. 4 bed / 2 1/2 baths and 2 kitchens w/ granite counter tops and cherry wood cabinets over 1400 sq. This one is a great bargain! $139,950 MLS/ID:40503032

PINOLE VALLEY-Beautiful home 4 Bedroom 3 bath home with partial view, ready to move in. Great patio for entertaining. Big bonus room with 1/2 bath. 1 fp. in living room and 1 fp. in family room, dining area and laundry room off the kitchen. Low maintenance landscaping, newer roof, lots of tile and hardwood floor. $374,950

Ri ch

Ric

NEWER HOME BUILT IN 2004 updated and ready for new owners! Large family property with Over2000 sq ft of living space, attached 2 car garage in move in condition. This Gorgeous home wont last long! $189,950 MLS/ID:40506408

RICHMOND - GREAT VALUE Must see this great 3BR 2BA with a one car garage in Good location and ask about the special financing available. Call now for details. $119,950

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8 - Page 29

510-815-1533 HABLAMOS ESPANOL

1% Down Payment and Interest Rates starting 4.75%* ATTN: 1ST TIME HOME BUYERS!! Short on Cash to Close? Don't have the best Credit? We can Help! 1% Down Payment for Select Properties and Interest rates starting 4.75% with this incredible FHA Loan Program. Rates haven't been this low in years! Flexible Down Payment Guidelines, coupled with better Credit Guidelines than Conventional Lenders, guarantees you a higher success rate at owning your very own Home!!

Call us today for a free Loan Pre-qualification... hurry!! Take advantage of today's Low Rates! *FHA Financing with 30 yr. fixed rate. 1% Down Payment for Select Properties, 4.99% APR based on $410,000- purchase price. The 1% down payment program is a qualified gift program. The minimum down payment for FHA financing is 3.5%. The gift is available up to 2.5% from an IRS 501c3 Charity. 1% down payment from borrower(s) can be from their own funds or a gift from family. Price, terms, and availability are subject to change without notice. Exclusively represented by Approved Lending, CA DRE Lic. # 01277512 NMLS#347832

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Page 30 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 8

Call Toll Free

1-888-760-1051 www.Pinnaclehomes.us

PINNACLE

#1 Century 21 office in the North Bay Area in 2010

00 $7

OAKLAND Nice 2BD/1BA home with upgrades. Spacious kitchen with oak cabinets & granite counters. Newer roof, double pane windows & detached garage. Close to amenities. MLS/ID:40418584

RICHMOND-Charming Bungalow sits on a nice sunny corner lot. Has large front yard approach to home and large back yard. It just needs your upgrades (kitchen, carpet, paint etc). Good potential for investment or owner occupied.

0 50 7, $9

RICHMOND~Lovely three bedrooms and one bath corner home. All re-done interior/exterior. Large bedrooms. Oversized backyard for extra parking. Close to transportation, shopping areas and schools. READY TO MOVE-IN MLS/ID:40445420

RICHMOND-Great Little Fixer! Situated in an ideal location. Put some TLC into this and Make it Yours Today!

,9 $1

“Hablamos Español”

RICHMOND-Remodeled homes - 2 move in ready homes on one lot. Better than new, remodeled from top to bottom, this opportunity will not last!!!

9, 9

RICHMOND-TWO HOUSES IN ONE LOT. Live in one and rent the other. Two bedrooms and one bath each. Completely remodeled interior/exterior, lots of secured parking, nice street. BOTH HOUSES READY TO MOVE-IN. MLS/ID:40516546

$2 1

$1 99 ,9

RICHMOND~Great three bedrooms and one bath. New windows,floors. New paint. New kitchen all remodeled. Close to schools and transportation and major freeways. Must see! MLS/ID:40509675

NEWLY RENOVATED DUPLEX w/many interior upgrades situated in robust investment market minutes frm San Francisco / Uptown / Downtown Oak & close to public transit w/easy freeway access. Turnkey Duplex. MLS/ID:40511527

Join our preferred network of buyers and be the first to receive notice of homes as soon as they enter the market!

23701.18.8.031.C21Pinnacle2:23701.14.9.049

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PINNACLE 0

, 07

, 00

SAN FRANCISCOTwo unit Victorian in lower Haight. Close to public transportation, shops, restaurants, parks, and schools. Easy access to all freeways.

WALNUT CREEK-4 bedroom 2 bath. This is a court probate. This house needs work to shine. House sits on a large lot and is in a quiet neighborhood. Conveniently close to schools, shopping, transportation and freeway. Great potential at a great price.

, 35

4 23

MARTINEZ-This is a court probate. This house needs lots of work. House sits on a nice lot. Conveniently close to Beautiful Downtown Martinez, Train Station and Waterfront.

CONCORD-This is a court probate. This house needs work to shine. House sits on a nice lot and is in a quiet neighborhood. Conveniently close to schools, shopping, transportation and freeway. Great potential at a great price.

Looking to supplement your income? Real Estate Licensed OR Considering a Real Estate Career?

What are you waiting for? Join the #1 CENTURY 21 OFFICE IN THE WEST CONTRA COSTA COUNTY FOR 2008 CALL 510-815-1533 NOW FOR A CONFIDENTIAL APPOINTMENT

23701.18.8.032.C21Pinnacle3:23701.14.9.049

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Call Toll Free

www.Pinnaclehomes.us

PINNACLE

#1 Century 21 office in the North Bay Area in 2010 00 0 $2 99 ,

RICHMOND~Great three bedrooms and one bath. New windows,floors. New paint. New kitchen all remodeled. Close to schools and transportation and major freeways. Must see! $109,950 MLS/ID:40509675

SAN FRANCISCO~This two unit, two car garage property has three bed rooms, one bath in upper unit, and one bed room, one bath in lower unit. close to public transportation, schools, hospitals, and restaurants......... This is not a short sale. MLS/ID:40523120

,5 97 $1

09 $1

,9 5

“Hablamos Español”

LIVERMORE-Remodeled single family home with a lot of potential. Most of the work has already been done. Nice backyard with an in-ground pool. Kitchen has granite & stainless appliances. Conveniently located near schools, shopping, and freeway access.

,0 49 $3

SUNNYVALE-Remodeled single family home with a lot of potential. Most of the work has already been done. Outdoor covered laundry area. Kitchen has granite & stainless appliances. Conveniently located. Make this yours today!

IMMACULATE 4BR, 2.5 BA, 2187 sq foot bi level home, backs up to open space in desirable upper Pinole Valley.

99 $2

OAKLAND~Stunning home. huge living room with a beutiful kitchen and lots of cabinet space. custom designed to perfection. Upstairs open office/sitting area. $200,000

RICHMOND-Gorgeous Home with Spectacular balcony views of Bay, Golden Gate Bridge. Highly desired neighborhood near Hwy 80 and hiking trails. Separate living room and family room and dining room. Large Master Suite. Two separate one-car garages. Must See, Won't Last!

Join our preferred network of buyers and be the first to receive notice of homes as soon as they enter the market!

Please Recycle.

,9 00

1-888-760-1051