The Real Estate Book of the East Bay California by Jeff Vandermate

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THE

Real EstateBook

E X T E N D Y O U R S E A RC H AT R E A L E S TAT E B O O K . C O M EAST BAY AREA, CA Featuring: West Contra Costa and North Alameda Counties Vol. 18 :: No. 7

Want to see your home featured on our cover? Call a REALTOR速 Today!

UPDATED DAILY

RealEstateBook.com RELOCATING? CALL 800/841-3401 for a FREE copy of The Real Estate Book. Available for most North American areas.

FOR ADVERTISING INFORMATION Call Jeff Vandermate: 909/900-5035 Email: jvandermate@nci.com

23701.18.7.002.RSharma:23701.14.9.008

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Bay Realtor Group (510) 444-7653 (SOLD)

www.BayRealtor.com

Email: Info@BayRealtor.com

Residential & Commercial

“Your Bridge to Home Ownership”

Call for a FREE Market Analysis Today!

To Search Additional Properties in the Entire Bay Area Visit our home at: www.BayRealtor.com

“Your Bridge to Home Ownership”

E SH OR T SA L

ND OA KL A E SH OR T SA L

AR K NE W

SH OR T SA L

SPACIOUS 2 BD 1 BATHROOM HOME in the Diamond District of Oakland foothills. Good size front and back yard. Close to Parks, schools, shopping center and public Transportation.

6 BEDROOM 4 BATH. Gorgeous home with spa- 3 BEDROOM 1 BATH HOUSE located in Richcious floor plan. Located in desirable area of mond with 1,027 sqft of living area. Pittsburgh. 3,656 sqft of living area with 5,446 sqft well maintained lot.

SHANNON PROKUP 510.813.8400 DRE#01865014

OW NE D

LOCATED AT 5875 PICARDY DRIVE in Oakland on the famous Christmas lane, this charming home boasts four bedrooms and two baths in the main home with an additional two bedrooms and one bath in an attached in-law.

SUBHASH ARORA 510.701.1007 DRE#01481498

SPACIOUS 4 BEDROOM HOUSE with a large yard. Bonus 2 bedroom unit upstairs with permits unknown. Needs TLC. Great investment property. Tenant occupied.

BA NK

BEAUTIFUL WELL MAINTAINED 4 bedroom, 2.5 bath, 2 car garage attached, approx 2079 sqft, spacious family room, gorgeous granite counter top in kitchen, black cherry tile floor, vaulted ceilings, huge master bedroom with Jacuzzi. Call Bing now for showing.

OA KL AN D

RAY SHARMA 510.728.7653 DRE#01255064

SH OR TS AL

BA NK

OW NE D

BANK OWNED/REO PROPERTIES

BEDROOM 2 BATH house located in Antioch AFFORDABLE DUPLEX!! 2 BEDROOM 1 BATH GREAT 4 BEDROOM 1 BATH with 1889 sqft of with 1,628 sqft of living area. Large master bed- EACH. LOCATED IN A STABLE NEIGHBORHOOD living area with 5,789 sqft lot! OF NEWARK. GREAT INCOME PROPERTY. room upstairs 3 downstairs. ROOM FOR 3RD UNIT. CALL CITY OF NEWARK DEVELOPMENT DEPT. FOR ADDLE. UNIT.

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Maina

Asha Gill

Broker/Owner

Broker/Owner GOLDEN SUN REALTY

(510) 219-1801

(510) 774-6563 Email: apgh@aol.com

PO O L

Email: mainacentury21@yahoo.com

GORGEOUS 6 BEDROOM 3 BATH HOME with tons of amenities, hardwood floors on main level,stairs, and hallway, kitchen with viking stove and wine cooler, master bath with sauna, hall bath with jets, updated baths, inground pool, 5 car garage, beautiful fish pond, great area of El Sobrante Richmond, you will love it. Asha Gill 510-774-6563

O W

BEAUTIFUL REMODELED PINOLE Custom features 3 bedrooms 3 bedrooms. Elegantly designed through out. Lovely backyard with mature fruit trees. Close to all amenities. Call Maina today! (510)219-1801

CARRIAGE HILLS HOME with spacious 4 bedrooms 3 baths tri-level floor plan. Good court location. Master suite with dual sink and oval tub. Separate living and Family room with fireplace. Kitchen with breakfast nook. And much more call Maina for more details! (510)219-1801

GORGEOUS HOUSE, totally redone, 3 bedrms/2 baths, new kitchen with tile floors and granite counter top and new cabinets, separate living and family rooms, new baths, new paint inside and out, new roof, great location, Call Asha at 510-774-6563 for more details.

N O

CORNER LOT HOME features 3 bedroom 2 full baths. Upgraded kitchen title floors, new paint. Garage converted to the 3rd bedroom and bath. Great location! Sq Ft is bigger than public record. Call Ricky at 510-847-6121

Dannie Calingo

510-417-5959

dannieshomes@yahoo.com

BANK OWNED PINOLE VALLEY HOME with 3 bedrooms and 2 bathrooms. Large lot in a nice and quiet neighborhood. Close to shopping and easy access to Freeways. Call Dannie to view!

K N BA

O W

N ED

510-847-6121

BEAUTIFUL 4 BED 2 BATH HOUSE located in a cul-dasac in sheerwood forest area.... New roof, new dual pane windows, new sewer line, lushes garden with a spacious setting with jacuzzi, near by local parks and orinda.... Won't last..hurray! Call Ricky now!

Ricky Mudhar

THIS 4 BEDROOM, 3 BATH HOUSE in Carriage Hills has everything you need! Located at the end of a quiet cul de sac, this home offers a spacious landscaped yard with valley views. This home also boasts vaulted ceilings, 2 fireplaces and a formal dining room so you can entertain in style! Call Dannie Today!

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Page 4 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7

How to “Short Sale” Your Home! Inside Secrets 5-Indispensable Tips To Help You Sell Visit: #01396504

www.atmhousesforsale.com

STAY CURRENT: 3-Keys to Purchasing the home of your dreams. Are there magic words you should use in your purchase contract? 2 Bedroom/1 Bath bungalow.

ASTONISHING! EYE POPPING! SPECTACULAR! GOLDEN OPPORTUNITY! 5 BEDROOM 2.5 BATH SPACIOUS HOME...WITH LOFT.

00 ,0 80 $3

NEW & SMART BUYING OPTIONS: How to get more bang for your buck. 5-amazing ways to cut your costs when you purchase. Multi family home (4plex) 6 bed,4 baths. www.atmhousesforsale.com

59 $2

$1 99 ,9

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ASTONISHING: BLAST AHEAD & EMERGE. This is your moment, your hour and now is the time to purchase your new home. 3 BR / 2 BA-1,915 Sq. Ft. w/Swimming Pool, Wells Fargo Short Sale $399,950. www.atmhousesforsale.com.

VALLEJO-GOLDEN MOMENT! Beautiful 3 bedroom 2 bathroom home in the Northgate Neighborhood Subdivision of Vallejo! Profound Intelligence: You won’t believe what you don’t know. Is there inside information banks don’t want you to know? 3 bed 1 bath. www.atmhousesforsale.com

SAN LORENZO NEW LISTING 4 bedroom, 3 bath, 1800 sqft, 2 car garage. Must See: Free itemize list of your closing costs! www.atmhousesforsale.com MLS/ID:40508217

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NEW & SMART BUYING OPTIONS: How to get more bang for your buck. 5-amazing ways to cut your costs when you purchase. 3 Bedroom 2 bath UNDER $100,000 MLS/ID:40520821

STOP GUESSING: Who do you call for a free home qualification? Needs a little TLC. Nice sized lot with a great view overlooking the green belt. www.atmhousesforsale.com

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7 - Page 5

Upside Down & Underwater You Have Power Choices 3-Big Questions To Expect From Your Lender Before You Sell Visit: #01396504

www.atmhousesforsale.com

,9 04

TOP NEW STORY: Beat everyone else. Is the best time to get the lowest price homes during the season. Vallejo - Bedroom, 2 bath single story home. www.atmhousesforsale.com MLS/ID:21105167

$2 79 ,

HEAD TURNING THOUGHTS: Will the seller carry financing? Beautiful home with many upgrades. Living / dining room has hardwood floors. New carpet in fam. rm, Kitchen/ brand new, fully upgraded,cabinets, granite counter tops, new floors, refrig, designer vent over beautiful stainless steel gas range / oven / shutters at each window. Turn key property. www.atmhousesforsale.com

99 $1

AMERICAN CANYON-This home has a lot that is about 7,000 sq Ft! RV/Boat parking, court location, 4 bedrooms 2 bathrooms, master bedroom with a retreat, beautiful kitchen that has been updated with granite counters and cabinets.Cutting Questions. Sharp Answers. The biggest real estate secrets finally revealed. www.atmhousesforsale.com

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JUST–IN: Words you should never use in your purchase contract. 3 BR / 2 BA home in wonderful San Pablo. www.atmhousesforsale.com

$8 9, 9

$2 00 ,0 0

WHY RENT WHEN YOU CAN BUY? Are you paying $1,000 a month or more for rent? This is a nearly new Home, built 2003, 3 Bedrooms 2 Bath, Corner Lot, www.atmhousesforsale.com

,9 50

HERCULES-THE UNTOLD STORY: How to purchase the home you really want! 5 bedroom, 2.5 baths on a large lot with a pool. www.atmhousesforsale.com

MIRACLES DO HAPPEN: You’re in a transaction to buy a home and the seller changes their mind about selling. What do you do? Move in ready 4 bedroom 2 bathroom. Backyard with a concrete patio, well maintained. www.atmhousesforsale.com

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Page 6 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7

Are You Stuck with a Loan Burden? Be Smart From The Start 4-Quick Fixes That Pay Huge Dividends Before You Sell Visit:

www.atmhousesforsale.com

50 ,9

$3 50 ,0

RED ALERT: You Don’t Have to Wait – Why Some Buyers Have Success and Others Don’t!. Oakland – 2 bedroom, 1 bath home priced to sell. www.atmhousesforsale.com MLS/ID:40495413

NEW & RIGHT NOW! How to write a stronger purchase contract! www.atmhousesforsale.com

JUST IN: 3- Sure Fire Ways to get the home you want! www.atmhousesforsale.com

$1 87 ,9 5

,0 50

SPECTACULAR! EYE POPPING FLOOR PLAN! Sky lights! vaulted ceilings! 3br 2.5ba fireplace in master suite! formal dining room! eat in kitchen! inside landry area! Desireable hilltop area! Much more amenities! www.atmhousesforsale.com

CUTTING QUESTIONS. SHARP ANSWERS. The biggest real estate secrets finally revealed. 3 Bed, 2 bath, 3 car garage, built in 2004.

ON YOUR WAY? It’s your destiny to own your own home. Put our 30 years of experience to work for you. It’s Quick & Easy!4 bd 2 ba Sequoyah Hills Home located in the Hills of Oakland Ca Listed for $610,000 This home is being offered by ATM Real Estate Inc and Tina Marie. www.atmhousesforsale.com

#01396504

HOT OFF THE PRESS. EYE POPPING. Spacious 2 story floor plan. Great North East Richmond location. www.atmhousesforsale.com

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7 - Page 7

What Do You Do When Your Bank Won’t Respond? This Is Your Golden Moment. 5-Deadly Mistakes to Avoid When You Try A “Short Sale” It’s Quick & Easy! Visit: #01396504

www.atmhousesforsale.com

BRILLIANT: MASTERMIND YOUR STRATEGY TO PURCHASE. 3 Bedroom 2 Bath in Fairfield. www.atmhousesforsale.com

SHOCKING REVELATIONS: How to buy a home in this NEW Economy? 5 Bedrooms, 3 baths,Corner Lot Nearly 1/2 Acre back yard, 3 car garage. www.atmhousesforsale.com

NEW QUESTIONS, SHARP ANSWERS. Move forward with confidence, who do you know that would like to buy a new home?~Its quick and easy. Affordable 2 bedroom 2 bath in gated community.

$1 19 ,9

$1 11 ,0 0

KITCHEN TABLE CONVERSATION: Preparation is the key to a successful home purchase. Great deal on this 2 bedroom, 2 bath unit in San Pablo.

BENEATH THE SURFACE: Are there secret bargains you should know about? Grade started home. Very nice home with some upgrades bathroom and bonus room one year old.

SMART CHOICES: LEARN THE BUYING OPTIONS. Just gotta know! Nice bedroom 1 bath home with some updates to kitchen and bath. Great location. Available to public transit.

To See Your Home Advertised Here Contact Bob Robinson

1-877-289-5445

23701.18.7.008.Community1stPg1:1005

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Community 1st Realty Lic# 01786869 Toll Free: 888-642-1117

SPACIOUS 3BED/2BATH HOME With a nice view, family room. Great Oakland location close To Highway 580.

INVESTORâ&#x20AC;&#x2122;S SPECIAL!!! CALL FOR MORE INFORMATION

BEAUTIFUL 3BED/2BATH HOME. Completely remodeled, ready to Move in!

LOCATION, LOCATION, LOCATION!!!! 2BED/2BATH with in law unit in the back 1bed/1bath.

COMPLETELY REMODELED! Spacious 2bed/2bath. Great location in Vallejo.

BEAUTIFUL 3BED/2.5BATH. Too many lovely features to list. Completely remodeled with top of the line quality materials MLS/ID:40511667

4 BEDROOMS 2 BATH HOME. Completely remodeled, this property has 2 kitchens, 2 car garage, can be used as a duplex. Good location

WONDERFUL 4BED/2BATH IN THE HEART OF RICHMOND. Completely remodeled, big backyard. Must see!

LOOKING FOR INVESTMENT PROPERTIES? BRING YOUR TOOLS! Fixer upper, good price and great location!

We Have A Special Program For Investors. We Specialize In: Fixer Uppers, Foreclosed Properties And Short Sales (If You Are An Experienced Investor, Have The Cash And Can Close Quick, This Program Is For You)

JUAN C. GRIFFIN REAL ESTATE AGENT Hablo Espanol LIC #01847288 CALL ME DIRECT: 888-264-2913 Ext O

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Page 9 - View Over 750,000 Homes On RealEstateBook.com - Vol. 18, No. 7

INDEX 2.

CENTURY 21 MM-BAY REALTOR GROUP

CENTURY 21 GOLDEN SUN

510-444-7653 510-243-6500 GOLDEN SUN REALTY

ATM REAL ESTATE

4-5. 6-7.

1-877-289-5445

888-642-1117 415-845-2596

Bob Robinson

CENTURY 21 MM-BAY REALTOR GROUP Bing Pierce

10.

510-757-5379 HOT PROPERTIES Michael Hughey

11. 12.

For advertising information in The Real Estate Book of East Bay, CA, contact:

1-888-224-6649

1ST CHOICE Rajinder Chahal

Choice

510-222-3301

Mortgage & Real Estate Services

CENTURY 21 PINNACLE Luis Hernandez

13.

Jeff Vandermate Phone: 909-900-5035 Email: jvandermate@treb.com Want to see your home advertised in this magazine or featured on RealEstateBook.com? Contact any of the real estate professionals in this magazine.

510-205-6616 24-7 MORTGAGE LOANS L.C. Fuller Jr.

14.

510-757-3659 HOT PROPERTIES Maria Katznelson

14.

510-237-5716 Results Realty

15.

Luis Hernandez

510-222-3301 16. 17.

CENTURY 21 PINNACLE Dave Domantas Brian Baniqued

415-806-9777 FOR A

1-877-827-8802

FREE MAGAZINE FROM ANY OF

18.

CENTURY 21 PINNACLE Terri Banish

500+ MARKETS, CALL

510-268-6515

1-800-841-3401

CENTURY 21 PINNACLE Alejandra & Francisco

19.

707-718-0085 CENTURY 21 PINNACLE Juan Mancheno

20.

510-223-9047 PINNACLE

510-815-1533

21. 22. 23-24.

Circulation of The Real Estate Book is Independently Audited by BPA

CENTURY 21 PINNACLE

PINNACLE

510-223-9047

“All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

23701.18.7.010.Bing:23701.14.9.008

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Page 10 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7

Bing Pierce 510-757-5379 - - AND !S S OC I AT ES

“Your Search Engine For Real Estate”

OP P BU

SI NE SS

GO OD

DE AL !

OR TU NI TY !

“I L VE TO HELP YOU” in BUYING & SELLING YOUR HOUSE, if YOU ARE BEHIND in your mortgage, a 1st time home buyer, need financing, CALL ME NOW FOR ALL YOUR REAL ESTATE NEEDS....

BEAUTIFUL 2 STORY, 2 bedrooms, 2.5 bath condo in a nice and con- GAS STATION BUSINESS OPPORTUNITY in a busy location in Richvenient location, approx 1103 square feet, low monthly HOA fees, like mond. This is a great opportunity. Call Bing today for more details. new well maintained end unit, spacious and airy. Near freeway, shops and schools. Call Bing for more details.

A MUST SEE!

SE LL

W IL

L CA RR Y

PINOLE~BEAUTIFUL DUET, 3 bedrooms 2 baths, 2 car attached garage, approx 1684 sqft, hardwood floors, views of the bay. Call Bing now for a showing.

GREAT INVESTMENT OPPORTUNITY, one of a kind! 2 huge units, approx 2400 sqft each. Each unit can be a warehouse, drawing rooms, party hall, offices and meeting rooms. In a great busy location with 2 separate rooms and bathrooms in the back. Well maintained and like new. Call Bing for a showing.

GOOD INVESTMENT OPPORTUNITY. Two story duplex with seperate entrance, upstairs is 2 bedroom 1 bath and downstairs is a 4 bedroom 2 bath, remodeled, pergo floors, spacious, iron gate, huge side yard. Call Bing for more details. Huge Price reduction.

EL CERRITO-PANORAMIC BAY VIEWS: Affordable 2 houses on one lot. 1st house 3 bedroom, 1 bath approx. 900 sqft, like new currently rented out, 2nd house newly built, 2 story approx. 3400sqft. 4 bedroom / 3bath, 2 car attached garage, hardwood floors, custom built with huge kitchen island with granite counters, Vaulted ceilings, chandeliers, fireplace in living room and master bedroom, master bath with shower jets and Whirlpool tub & much more. Call Bing for more info.

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HOT PROPERTIES “IT’S THE AGENT YOU PICKED!”

MICHAEL HUGHEY Re/Max Accord

1-888-224-6649 www.hugheyhomes.com

COMING SOON - North Berkeley’s Thousand Oaks neighborhood. A diamond in the rough, surrounded by mature oak trees, with views of San Francisco, Marin and Golden Gate Bridge. Established garden. Walk to Solano Avenue, Kensington, Albany and El Cerrito. Possible set up for extended family. Call for price and terms.

BEAUTIFUL VIEW HOME High in EL Cerrito Hills. Original owner features 3br 2 ba plus huge storage area and Very Large lot. Beautiful views of San Fransisco bay, Golden Gate Bridge and close to Parks, schools, hiking and more. Separate living areas . Low price for today's market. $539,000.

Janice Baniqued Carroll Branch Manager NMLS# 292558

Stearns Lending, Inc Phone: (510) 669-2202 Mobile: (510) 928-0566 Fax: (510) 275-0313 EMail: JCarroll@stearns.com

I can Help YOU!

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1st Choice Mortgage & Real Estate Services

st Choice

Mortgage & Real Estate Services

3150 Hilltop Mall Road, #50 Richmond, CA 510-222-3301 Office DRE# 01402761 NMLS# 245066

Rajinder Chahal Broker/Owner

510-323-6717 Cell chahal209@yahoo.com

Rajinder Chahal Broker/Owner

You Can Buy Your Home Today! Stop Renting & Own! Take Advantage of Low Interest Rates 1% Down Payment

One Stop Shopping Loans Real Estate

Call 1st Choice Mortgage & Real Estate Services for One Stop Shopping and Taking Advantage of Low Rates

SHORT SALE SPECIALIST

23701.18.7.013.Hernandez:23701.14.9.008

Luis Hernandez

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Hablo Espa単ol Llama Hoy

REALTOR速

510-205-6616 Email: lhernandezhomes@gmail.com

LE O N D N B D R O C O N S

C U C ER H

THIS IS A BANK OWNED PROPERTY to be sold as is. 2 bedroom, 2 bath, 2 car garage. $202,900 MLS/ID:40503609

S LE U

PI O M H IC R

R O O N

2 BEDROOM, 1 BATH, fireplace, cute and comfy, priced right at $144,000 MLS/ID:40480097

C C ER H

LIGHT & BRIGHT KITCHEN, spacious dining area, 2 bedroom, 1 bath, some updates. Large back yard with covered patio. Priced to sell! $109,900 MLS/ID:40523057

WOW, CHECK THIS ONE OUT, Cute and Charming,Nice backyard and centrally located, Do not let this one slip away, go and take a look today. $104,900 MLS/ID:40522190

PINOLE 3BD/1BA 1070 sq.ft. 1600 sq.ft. lot, $175,000. MLS/ID:40436279

3 BEDROOM, 2 BATH HOME, Convenient location. Close to shopping and freeway. Nice quiet neighborhood. Hardwood floors, secluded yard! $189,000 MLS/ID:40517288

GREAT 3BD/1BA PROPERTY with bonus sun room. Refinished gleaming hardwood flooring throughout, updated kitchen and bath. $187,000 MLS/ID:40416549

RICHMOND-Only 5 year old stucco home in well maintained neighborhood! Wood floors, custom kitchen cabinets, granite counter tops, upper floor balcony, french doors, landscaped private rear yard, second floor laundry room. Home is tenant occupied. $90,000

PINNACLE ASK ABOUT DOWN PAYMENT ASSISTANCE!

CUTE SINGLE STORY home in Concord. 2 bed 1 bath needs TLC. Perfect for investors! close to amenities. $145,000 MLS/ID:40518323

HERCULES-4 bedroom 3 bath home located in beautiful Hercules! Located close to schools, shopping and freeway access. Great opportunity to own in a wonderful community. $289,900. MLS/ID:40500179

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Page 14- View Over 750,000 Homes On RealEstateBook.com - Vol. 18, No. 7

L.C. Fuller Jr.

24-7 Mortgage Loans

Owner/Broker 1417 Solano Ave. CA Dept. RE #01201700 Albany, CA 94706 NMLS#358884 APPLY ONLINE

510-757-3659 Mobile 877-247-7009 Office/Efax www.24-7mtgloans.com

HOT PROPERTIES OPEN HOUSE REALTY MARIA KATZNELSON Opening Doors To Home Ownership

HABLO ESPAﾃ前L

INFO@MARIAKATZNELSON.COM

2 BEDROOM, 1 BATHROOM SINGLE FAMILY HOME with tile floors, large backyard perfect for entertaining. Nice front yard, 1 car attached garage and more! $82,840

WONDERFULLY SPACIOUS AND SUNLIT 3 BEDROOM HOME in desirable Tara Hills neighborhood. New carpet, paint, kitchen counter tops & more! Sprawling and private back yard, perfect for entertaining. 2 car garage. Close to schools, parks, transportation, simply a great location! $214,900. Call Maria!

510-237-5716

www.mariakatznelson.com Real Estate Broker is licensed by the Ca. Dept. of Real Estate, License# 01196517

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7 - Page 15

John P. Anderson Broker LIC#00909839

(510) 222-0633 results@johnpanderson.com

Results Realty www.johnpanderson.com

3023 HOWARD ST. RICHMOND NORTH AND EAST. Super 3 bedroom 2 bath home features parquet floors, dining area, 2 car garage, low maintenance yard, French doors to lush creek side backyard. Excellent neighborhood, near shopping and transportation. Only $149,995!

‫ﱬﱫ‬

23701.18.7.016.Baniqued:0100

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(A Division of Century 21 Pinnacle)

DAVE DOMANTAS Investment Sales Broker Dave.TBRC@gmail.com

415-806-9777

BRIAN BANIQUED Investment Sales Broker Brian.TBRC@gmail.com

What You Can Find Today In Stable, Non-Declining Markets In Northern California

‫ﱮﱭ‬

• CAP RATES ON MULTI-FAMILY PROPERTIES OVER 8%!! • 5+UNIT PROPERTIES PRICED BELOW 8 TIMES THE GROSS RENTS!! • FOUR-PLEXES BELOW $200,000!! TRI-PLEXES BELOW $150,000!!

$571.56 MONTHLY CASH FLOW and 12.34% Cash-onCash Return, with 30% Down Payment!!! TWO HOUSES IN ONE LOT. Live in one and rent the other. Two bedrooms and one bath each. Completely remodeled interior/exterior, lots of secured parking, nice street. BOTH HOUSES READY TO MOVE-IN. MLS/ID:40516546

$1,623.48 MONTHLY CASH FLOW and 22.47% Cash-on-Cash Return, with 30% Down Payment!!! MLS/ID:40495677

$2,037.48 MONTHLY CASH FLOW and 28.34% Cashon-Cash Return, with 30% Down Payment!!! Newer roof placed apprx 2yrs ago. Remodeled Kitchens and Baths. New R/O and Refrigerators. New double pane windows MLS/ID:40495139

$1,399.56 MONTHLY CASH FLOW and 30.71% Cash-on-Cash Return, with 30% Down Payment!!! Newly renovated Duplex w/many interior upgrades situated in robust investment market minutes frm San Francisco / Uptown / Downtown Oak & close to public transit w/easy freeway access. Turnkey Duplex.

E-mail us today for an appointment to find out where our research team has discovered these amazing values in stabilized, non-declining markets!

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7 - Page 17

1-877-827-8802 Hablo Espa単ol, Llameme Hoy, Manana, Y Siempre para vender, or comprar su casa.

SA N

BRAND NEW REMODELING, over 1700SF, 4 bed/2.5 bath, Spanish Mediterranean home with large yard and side access driveway for RV or many cars parking. New kitchen w granite, new cabinets, tile, new paint in&out, hardwood floors, family room, fireplace, wood deck. Close to school, shopping, commute. $209,900

H I G H L Y D E S I R A B L E N O R T H E A S T , east Richmond heights area, Updated triplex, 2 bed / 1 bath each with 3 car attached garages. Three tenants with $3200 months rents. All units updated. New garage doors. Regular Sale. $319,900

RICHMOND-NEWL Y UPDATED two story home with 3 bedrooms 1.5 baths and total 1050SF. Side access gate for plenty off street parking. Brand new roof, refinished hardwood floors, new paint in and out. Close to shopping, transportation, school. FHA Welcome! Motivated seller! Regular Sale. $159,900

FRESH NEW STUCCO SIDING, interior paint, pergo floors, carpet in bedrooms. Granite counter tops in kitchen, tile floor, and new light fixtures. Move in ready. Huge yard with side access for RV/boat parking, or build on. $135,000

Down Payment Assistance Available

BL O

CH M

PA BL O

SHORT SALES SPECIALIST

$15K, $38K, and more. Call for more details

F OU R- P L E X - W AL L T O WA LL CA RP E T , tile in kitchen floors, needs work: New roof, siding has some damages and some units need to be remodeled. $230,000

Ayuda Para Comprar Casa: $15K, $38K y mas Llame para mas informaccion

23701.18.7.018.TerriBanish

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Page 18 - Why Buy Now? Ask a REALTOR速 - Vol. 18, No. 7

TERRI BANISH SPECIALIZING IN FORECLOSURES/ BANK OWNED HOMES

PINNACLE

FORECLOSURE SPECIALIST

3160 Garrity Way Richmond, CA 94806

510-691-9435 Terribanish@aol.com

FREE LOAN MODIFICATION AND SHORT SALE HELP

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NICELY KEPT HOME near park at Bayside neighborhood.

CALL FOR BOOK I CAN HELP YOU EVEN IF YOU HAVE RECEIVED A 'NOTICE OF FORECLOSURE' CALL TODAY TO PROTECT YOUR RIGHTS.

REMODELED HOMES - 2 move in ready homes on one lot. Better than new, remodeled from top to bottom, this opportunity will not last!!! $199,950

OPPORTUNITY KNOCKS to purchase a newer 4 bedroom home in the Hercules area. Very close to Bart and freeway. Don't wait on this property, it will go fast.

GORGEOUS 4 BEDROOM 2 1/2 BATH HOME with welcoming front porch, walk or jog along the waterfront. A must see, wont last long.

$295,000

$370,000

ES UL RC

PRICE REDUCTION! Attractive two-story KB Home built 2004, bamboo flooring in living room and family room, tile flooring in entry,hall and dinette. Large master, oak cabinets throughout. Low-maintenance yard. A must see! $359,900

STATELY 5 BEDROOM 4.5 BATHROOM RESIDENCE that features vaulted ceilings, cascading windows, fireplaces in family room and living room, spacious eat-in kitchen located in Victoria By The Bay. 1 bedroom and bath plus .5 bath on main floor. Landscaped inner courtyard as well as front and back yards. $695,000

VERY WELL MAINTAINED 4 bedroom and 3 bath home with over 3170 sqaure feet. $539,000

DOWN PAYMENT ASSISTANCE PROGRAMS NOW AVAILABLE, CALL TODAY FOR APPLICATION AND INFORMATION

510-691-9435

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E L S O B RA N TE S IN G LE S TO R Y 3 bedroom 2 bath home, cute / clean and available! MLS/ID:40528900

LARGE SECURE HOME in completely fenced yard. Beautiful hardwood flooring, updated kitchen and baths. 4 bedrooms 3 full baths, laundry room, and detached garage all enclosed in secure location. Newer roof and windows, completely stuccoed exterior. S HARP CL E AN 3 BEDROOM, 3 bath home in a Close to Richmond great location of Richmond, fireplace 2 car garage, great for first time buyers. MLS/ID:40528942 Parkway and Point Richmond. MLS/ID:40528773

RICHMOND-3 bedroom, 2 bath home, over 1100 square feet. listed at $109,900 MLS/ID:40528517

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RICHM OND-3 bedroom 2 bath home, fireplace, laminate wood flooring and spacious. Will not last at $72,000 MLS/ID:40529123

VIEWS AND MORE from this lovely 4 bedrm 2 bath home with large separate living and family room with vaulted ceiling. Nicely updated kitchen plus a bonus room downstairs and a big back yard. Perfect for entertaining friends and family! Call Maina for current price & to see it today!

00 9, $7

3 BEDROOM, 2 BATH with over 1600 square feet. Turn this property into your dream home! Close to shopping freeway access and public transportation. MLS/ID:40529129

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7 - Page 19

NICE ALMOST BRAND NEW 4 bed 2.5 bath. Nice kitchen and baths. 2 story must see. MLS/ID:40529018

Call us today to get your home SOLD ! | 707-718-0085 | 1-888-870-4425

w w w. H o m e s B y C 2 1 t e a m w o r k . c o m

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Page 20 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7

510-223-9047 #1 Century 21 office in the North Bay Area in 2010 “Hablamos Español”

PINNACLE le no Pi

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Hilltop College

Pin PINOLE VALLEY 4&2, giant corner lot, Cape Cod home going through a complete remodel!! New Kitchen, Baths, Hardwood floors, landscaping!! Hurry you Still have time to pick your granite counter tops an paint colors. $289,950

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NEWLY RENOVATED DUPLEX w/many interior upgrades situated in robust investment market minutes from San Francisco/Uptown/Downtown Oak & close to public transit w/easy freeway access. Turnkey Duplex. $209,950

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GREAT DEAL! Huge remodeled home with possible in law unit in the garage! Possible cash flow. 4 bed / 2 1/2 baths and 2 kitchens w/ granite counter tops and cherry wood cabinets over 1400 sq. This one is a great bargain! $139,950 MLS/ID:40503032

PINOLE VALLEY-Beautiful home 4 Bedroom 3 bath home with partial view, ready to move in. Great patio for entertaining. Big bonus room with 1/2 bath. 1 fp. in living room and 1 fp. in family room, dining area and laundry room off the kitchen. Low maintenance landscaping, newer roof, lots of tile and hardwood floor. $374,950

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NEWER HOME BUILT IN 2004 updated and ready for new owners! Large family property with Over2000 sq ft of living space, attached 2 car garage in move in condition. This Gorgeous home wont last long! $189,950 MLS/ID:40506408

RICHMOND - GREAT VALUE Must see this great 3BR 2BA with a one car garage in Good location and ask about the special financing available. Call now for details. $119,950

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Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7 - Page 21

510-815-1533 HABLAMOS ESPANOL

1% Down Payment and Interest Rates starting 4.75%* ATTN: 1ST TIME HOME BUYERS!! Short on Cash to Close? Don't have the best Credit? We can Help! 1% Down Payment for Select Properties and Interest rates starting 4.75% with this incredible FHA Loan Program. Rates haven't been this low in years! Flexible Down Payment Guidelines, coupled with better Credit Guidelines than Conventional Lenders, guarantees you a higher success rate at owning your very own Home!!

Call us today for a free Loan Pre-qualification... hurry!! Take advantage of today's Low Rates! *FHA Financing with 30 yr. fixed rate. 1% Down Payment for Select Properties, 4.99% APR based on $410,000- purchase price. The 1% down payment program is a qualified gift program. The minimum down payment for FHA financing is 3.5%. The gift is available up to 2.5% from an IRS 501c3 Charity. 1% down payment from borrower(s) can be from their own funds or a gift from family. Price, terms, and availability are subject to change without notice. Exclusively represented by Approved Lending, CA DRE Lic. # 01277512 NMLS#347832

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Page 22 - Why Buy Now? Ask a Real Estate Professional - Vol. 18, No. 7

Call Toll Free

1-888-760-1051 www.Pinnaclehomes.us

PINNACLE

#1 Century 21 office in the North Bay Area in 2010

90 $8

OAKLAND Nice 2BD/1BA home with upgrades. Spacious kitchen with oak cabinets & granite counters. Newer roof, double pane windows & detached garage. Close to amenities. MLS/ID:40418584

RODEO~Cash in on this triplex (little money maker)in Rodeo CA! MLS/ID:40503323

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“Hablamos Español”

RICHMOND-UNDER $110,000 for this 3 bdrm 2.5 bath family home. 1787 sq.ft. of living space and much potential! Better hurry and make us an offer on this one today!

,9 $1

RICHMOND~Lovely three bedrooms and one bath corner home. All re-done interior/exterior. Large bedrooms. Oversized backyard for extra parking. Close to transportation, shopping areas and schools. READY TO MOVE-IN MLS/ID:40445420

RICHMOND-Remodeled homes - 2 move in ready homes on one lot. Better than new, remodeled from top to bottom, this opportunity will not last!!!

9, 9

RICHMOND-TWO HOUSES IN ONE LOT. Live in one and rent the other. Two bedrooms and one bath each. Completely remodeled interior/exterior, lots of secured parking, nice street. BOTH HOUSES READY TO MOVE-IN. MLS/ID:40516546

$2 0

$1 99 ,9

RICHMOND~Great three bedrooms and one bath. New windows,floors. New paint. New kitchen all remodeled. Close to schools and transportation and major freeways. Must see! MLS/ID:40509675

NEWLY RENOVATED DUPLEX w/many interior upgrades situated in robust investment market minutes frm San Francisco / Uptown / Downtown Oak & close to public transit w/easy freeway access. Turnkey Duplex. MLS/ID:40511527

Join our preferred network of buyers and be the first to receive notice of homes as soon as they enter the market!

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Look Who’s Turned Gold —

Chuck Barberini Realtor

PINNACLE

925-963-6606

in st Li

WALNUT CREEK-4 bedroom 2 bath. This is a court probate. This house needs work to shine. House sits on a large lot and is in a quiet neighborhood. Conveniently close to schools, shopping, transportation and freeway. Great potential at a great price.

5 $4

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CONCORD-Probate sale, currently occupied by a relative. Must be owner occupied. Great Opportunity to own a lower unit. Close to parking. Nice location near shopping, freeways and public transportation.

, 34

, 35

MARTINEZ-This is a court probate. This house needs lots of work. House sits on a nice lot. Conveniently close to Beautiful Downtown Martinez, Train Station and Waterfront.

CONCORD-This is a court probate. This house needs work to shine. House sits on a nice lot and is in a quiet neighborhood. Conveniently close to schools, shopping, transportation and freeway. Great potential at a great price.

Looking to supplement your income? Real Estate Licensed OR Considering a Real Estate Career?

What are you waiting for? Join the #1 CENTURY 21 OFFICE IN THE WEST CONTRA COSTA COUNTY FOR 2008 CALL 510-815-1533 NOW FOR A CONFIDENTIAL APPOINTMENT

23701.18.7.024.C21Pinnacle3:23701.14.9.049

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Call Toll Free

www.Pinnaclehomes.us

PINNACLE

#1 Century 21 office in the North Bay Area in 2010

,0 0

CONCORD-This is a court probate. This house needs work to shine. House sits on a large lot and is in a quiet neighborhood. Conveniently close to schools, shopping, transportation and freeway. Great potential at a great price.

00 ,0 35 LIVERMORE-Remodeled single family home with a lot of potential. Most of the work has already been done. Nice backyard with an in-ground pool. Kitchen has granite & stainless appliances. Conveniently located near schools, shopping, and freeway access.

,0 00 49 IMMACULATE 4BR, 2.5 BA, 2187 sq foot bi level home, backs up to open space in desirable upper Pinole Valley.

Join our preferred network of buyers and be the first to receive notice of homes as soon as they enter the market!

Please Recycle.

SUNNYVALE-Remodeled single family home with a lot of potential. Most of the work has already been done. Outdoor covered laundry area. Kitchen has granite & stainless appliances. Conveniently located. Make this yours today!

$3 09 ,5 0

HERCULES-Lower unit in nice condition. This is a great opportunity, a quiet neighborhood in a great location. This unit has an attached garage and private patio. Close to schools, parks and trails.

SAN FRANCISCO-This two unit, two car garage property has three bed rooms, one bath in upper unit, and one bed room, one bath in lower unit. Close to public transportation, schools, hospitals, and restaurants......... This is not a short sale. MLS/ID:40523120

in st Li

“Hablamos Español”

1-888-760-1051