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WHO’LL BE SMILING NEXT WEEK?
BRITAIN’S BIGGEST JEWISH NEWSPAPER 3 November 2016
• 2 Cheshvan 5777 • www.jewishnews.co.uk •
@JewishNewsUK
What British-based American Jews think about the nailbiting battle for the White House P10
Investing doesn’t have to be boring. (It’s just better that way.)
We make no bones about it – if it’s excitement you’re looking for, you’re in the wrong place. We are wealth managers who aim at decent returns of around 5% pa on low-risk medium and long-term investments. That’s good for your blood pressure, and good for your long-term financial well-being. Where we are creative is in our use of approved investment arrangements, to make sure your tax bill is as low as possible. We match the right structures, and right investments, to your own personal situation. Get in touch and see how we can be of value to you.
Past performance is not necessarily a guide to future performance. You may lose part or all of your money. A full risk assessment is carried out.
For more information please contact Freddy David or Saul Zneimer on 020 8953 3444 or email us at mail@hbfs.co.uk
HBFS is the trading name of HBFS Financial Services Ltd., which is authorised and regulated by the Financial Conduct Authority. FCA number; 463752. Registered address: 52 High Street, Pinner, Middlesex HA5 5PW. Registered in England, Reg. no. 5273179. Trading address: 3 Theobald Court, Theobald Street, Borehamwood, Hertfordshire WD6 4RN. © 2016 HBFS Financial Services Limited. All rights reserved.
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Jewish News 3 November 2016
Offshore Wrappers allow you to defer tax on your investments, using a framework set up by an Act of Parliament. HBFS specialise in Offshore Wrappers, where we are one of the UK’s leading providers. They can be an excellent taxplanning vehicle for sums of £100,000 or more for medium to long-term investments. Don’t pay tax before you have to. Explore with us whether Offshore Wrappers could work for you.
Past performance is not necessarily a guide to future performance. You may lose part or all of your money. A full risk assessment is carried out.
This is not a get-rich-quick scheme. It’s a pay-tax-slow scheme.
For more information please contact Freddy David or Saul Zneimer on 020 8953 3444 or email us at mail@hbfs.co.uk
HBFS is the trading name of HBFS Financial Services Ltd., which is authorised and regulated by the Financial Conduct Authority. FCA number; 463752. Registered address: 52 High Street, Pinner, Middlesex HA5 5PW. Registered in England, Reg. no. 5273179. Trading address: 3 Theobald Court, Theobald Street, Borehamwood, Hertfordshire WD6 4RN. © 2016 HBFS Financial Services Limited. All rights reserved.
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3 November 2016 Jewish News
www.jewishnews.co.uk
Pay attention. Or pay the taxman. If you don’t plan your financial arrangements, your Estate (and therefore your beneficiaries) could be hit by a major Inheritance Tax bill. Yet Inheritance Tax (IHT) can be significantly reduced with the right long-term planning. HBFS are experienced in IHT planning, using Loan Trusts, Gift Trusts and Discounted Gift Trusts for their powerful impact. All three can be combined with an Offshore Wrapper, which we know well, as one of the UK’s leading providers. It’s very easy to put off Estate planning. Until one day, it’s too late. Give us a call.
Past performance is not necessarily a guide to future performance. You may lose part or all of your money. A full risk assessment is carried out.
For more information please contact Freddy David or Saul Zneimer on 020 8953 3444 or email us at mail@hbfs.co.uk
HBFS is the trading name of HBFS Financial Services Ltd., which is authorised and regulated by the Financial Conduct Authority. FCA number; 463752. Registered address: 52 High Street, Pinner, Middlesex HA5 5PW. Registered in England, Reg. no. 5273179. Trading address: 3 Theobald Court, Theobald Street, Borehamwood, Hertfordshire WD6 4RN. © 2016 HBFS Financial Services Limited. All rights reserved.
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Jewish News 3 November 2016
www.jewishnews.co.uk
You should be the one sleeping easy. Not your pension.
It’s very easy to either overlook making adequate pension arrangements, or to be remiss about how actively you manage them. That’s where our Pensions Management service is so valuable for Personal Pensions, SIPPs, SSASs and QROPS. We make sure you have the right structures and investments in place for your long-term financial security. We match the investments to your appetite for risk (most of our clients opt for lowrisk portfolios). And we actively monitor your portfolio, to make sure it stays in line with your investment criteria and with your own financial and personal situation. You can relax, but make sure your pension is working hard. It’s time to be in touch with us.
Past performance is not necessarily a guide to future performance. You may lose part or all of your money. A full risk assessment is carried out.
For more information please contact Freddy David or Saul Zneimer on 020 8953 3444 or email us at mail@hbfs.co.uk
HBFS is the trading name of HBFS Financial Services Ltd., which is authorised and regulated by the Financial Conduct Authority. FCA number; 463752. Registered address: 52 High Street, Pinner, Middlesex HA5 5PW. Registered in England, Reg. no. 5273179. Trading address: 3 Theobald Court, Theobald Street, Borehamwood, Hertfordshire WD6 4RN. © 2016 HBFS Financial Services Limited. All rights reserved.
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