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Lincoln Abstract & Settlement Services

Nationwide title and closing

solutions


The Home of Experienced Nationwide Leadership

A

t Lincoln Abstract & Settlement Services, we specialize in providing exceptional title, closing and escrow assistance to national, regional, and statewide lenders and brokers. With a wide range of expertise in all facets of the title and mortgage industry, Lincoln Abstract offers a full suite of settlement services. We put forward the highest level of quality and performance and that begins with our dedicated team of title and closing specialists. We provide clients with reduced timelines and expense by understanding every aspect of the transaction, from appraisal right through to policy issuance. At Lincoln Abstract, we offer comprehensive title & closing services: ■ Purchases ■ Refinances ■ HELOC’s ■ Title Examinations ■ Title Insurance ■ Escrow Agent ■ Short Sales, REO Sales & Foreclosures ■ Reverse Mortgages ■ Deed Preparation ■ Recordings ■ Loan Document Preparation

Providing timely and accurate nationwide title services Lincoln Abstract is the trusted authority for all your national title and closing needs. We make certain all documentation is provided quickly and efficiently to our clients, and we pride ourselves on offering consistent and guaranteed pricing.

www.lincoln-abstract.com


The Lincoln Abstract

Dedicated to

Difference

Superior Customer Service

■ Guaranteed pricing with accurate

■ Standardized product format

GFE and closing cost calculator

■ Knowledgeable and experienced

■ Centralized order placement

curative title specialists

nationwide

■ Prompt turnaround time

■ Simplified and discounted title fees

available in most states ■ Reissue and tiered rates provided

■ Dedicated Short Sale Department ■ Policy delivered within 30 days after

O

ur objective at Lincoln Abstract is to deliver outstanding customer service, matched only by our quality title products. Each transaction is measured for concise precision and we are committed to making the settlement process as smooth and professional as possible. From the moment that a title order is placed, Lincoln Abstract provides personalized service. Title order confirmations are systematically sent to our clients within a short time after a title order is placed. The title order confirmation includes the assigned Lincoln Abstract closing specialist. The closing specialist is readily available by phone or email to assist with every aspect of the file.

disbursement

where available

■ Electronic commitment and

electronic policy

Each transaction is measured for concise

precision.

1.877.696.5462

In order to accommodate the borrower’s schedule, all closings are conducted at the time and location of the borrower’s choosing. Our proprietary signing agent network includes only the most trusted and experienced attorneys and notaries. All signing agents are required to adhere to a specific set of policies and procedures for each transaction. We constantly monitor the performance of our signing agents, ensuring that each and every borrower is satisfied with their experience. Lincoln Abstract provides confirmation of closing date and time within hours of a clear to close. In addition, our signing agents provide verification of the closing immediately after completion. In the event that a concern arises during the closing, he or she is instructed to contact the assigned or on-call closing specialist at once. The closing specialist will immediately contact the lender or broker to facilitate an at-closing resolution.

www.lincoln-abstract.com


Technology solutions

Settlement Services

Working for You

Second to None

I

n order to meet and exceed client expectation, our closing department is trained to provide customized, real-time status updates. We routinely review all documentation received from our lenders to ensure accuracy and eliminate costly errors. All underwriting and cash management is centralized, allowing for timely wire transfers and expeditious loan closings.

HUD-1 settlement statements are electronically provided to our clients prior to closing. In order to avoid any at-closing surprises or delays, we will contact the borrowers before closing to review all of the essential terms. All pay-offs are verified to ensure that liens are properly discharged. We will negotiate reduced payoffs and settlements when needed. Our closing department has the capability of creating loan documents for financial institutions across the country. In addition, our software system allows for easy integration with several widely used lender software programs.

Statewide Compliance All closings handled by Lincoln Abstract are reviewed for adherence to all pertinent state laws. We are well-versed in all state and local requirements governing loan documents and programs. Recognizing that each state is different, we maintain a database of state law and have designed a comprehensive guide book to guarantee that each settlement is in compliance. By having access to this information, we are able to deliver a flawless title in unprecedented time.

Flawless titles in unprecedented

time.

L

enders have the ability to originate and process mortgages in any number of state, regional and national markets. In an effort to expedite that process, Lincoln Abstract offers innovative technology and specialized title and closing products.

Our online closing cost calculator can quickly determine closing costs specific to each transaction, helping to confirm the initial GFE and Truth-In-Lending statement immediately. This will help to ensure that you are RESPA compliant and alleviate delays in the loan process due to re-disclosure. This system is devoted exclusively to presenting only exact title rates and settlement fees. It can also compute a dependable estimate of individual recording fees, mortgage taxes, and transfer taxes. Our web-based closing system also offers a secure environment for online order entry. This service is designed to create a convenient and effortless method for placing title and closing requests. We also have the capability to offer e-signing and e-recording of loan documents. All webbased services have been customized to our clients’ needs, ensuring reliable and prompt customer service.

1.877.696.5462

Complete Post-Closing Each closing conducted by Lincoln Abstract is subject to a comprehensive audit by our PostClosing Department. Our auditing team makes certain all stipulations have been met and that the documents are properly signed, dated, notarized and in full compliance with state and federal laws. Documents are promptly returned to lenders to avoid a delay in borrower funding.

www.lincoln-abstract.com


We don’t set the standard for

Nationwide Leadership. We raise it.

1.877.696.5462 Fax: 401.831.3520 • PO Box 6761 • Providence, RI 02940

www.lincoln-abstract.com


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