JORDAN

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TABLE OF CONTENTS E X E C U T I V E S U M M A R Y

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I N T R O D U C T I O N

6 - 7

C O U N T R Y O V E R V I E W

8 - 19

T R A D E A G R E E M E N T S A N D L A W S

20 - 27

B U S I N E S S E T I Q U E T T E

28 - 44

S O U R C I N G G U I D E L I N E S

46 - 52

MANUFACTURING AND PRODUCTION

54 - 59

C O S T I N G

60 - 63

I M P O R T C L A S S I F I C A T I O N

64 - 75

L O G I S T I C S A N D I M P O R T A T I O N

66 - 75

T R A D E D O C U M E N T R E Q U I R E M E N T S

76 - 84

C O N C L U S I O N

86 - 89

A P P E N D I X

90 - 130

M A P S T E C H P A C K

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131

132 - 139

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EXECUTIVE SUMMARY T

his report serves as a detailed and comprehensive summary of Jordan and the country’s textile and apparel industry. Through covering a brief history of the country, detailing their socio-economic and political climate, and describing their labor laws and the state of the industry, the report will aid Fit & Flourish in determining whether or not Jordan is the best choice for sourcing women’s knit bottoms. If chosen, the report will smooth transactions between American and Jordanian companies by specifying trade agreements for both the foreign and domestic parties, as well as laws that affect the importation of Fit & Flourish product. Also covered are Fit & Flourish’s sourcing guidelines, textile and apparel associations we may work with, and the business culture specific to the country. Negotiation styles and dining etiquette are also included, as they are key aspects of the relationship building process when doing business internationally.

A list of evaluated potential manufactures and a list of prospective costs are additional yet necessary components included to ascertain whether or not Jordan will be used for sourcing. Along with the list of manufacturers will be HTS codes and tariff percentages for our products and any preferential treatment included; a description of the ease of shipping within Jordan and shipping routes as well as maps to help clarify the transportation process. Based on the logistics of importation, along with US importation requirements and Jordanian exportation requirements, the potential for sourcing from the country of Jordan can be established. Post examination of the report, it becomes clear that there are both risks and benefits to conducting business with the Middle Eastern country of Jordan.

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INTRODUCTION TO JORDAN

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he Middle Eastern country of Jordan, located in southwest Asia, has been operating as an independent nation since 1923. The geographic area now known as Jordan initially began as the lands of Moab, Edom, Ammon, and Bashan during biblical times. In unison with its surrounding Middle Easter territories, Jordan was under the rule of the Assyrians, the Babylonians, the Persians, and finally around 330 B.C., the Seleucids. At that point, ongoing conflict between the Seleucids and the Ptolemies’s allowed the establishment of an Arabic-speaking kingdom known as the Nabataeans to formulate in the southeast region of the country. Jordan fell under Roman rule, as part of the Arabian province, in year 106 A.D. During the years 633-636 the Arabs conquered Jordan and controlled the country.

The 16th century saw submission of Jordan to the Ottoman Turkish Empire and was administered from Damascus. During World War I Jordan was taken from the Turks by the British, which lead to separation from the Palestine mandate in 1920. Within the following year, 1921, Jordan fell under the rule of Abdullah Ibn Hussein.

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Jordan officially became independent during 1923, subject to the British mandate. As an expression of their gratitude for Jordan’s loyalty during World War II, Britain abolished the mandate in 1946, making them officially the self-governing Hashmite Kingdom of Jordan. In 1950 Jordanian parliament officially incorporated the part of Palestine that had been occupied by Jordanian troops. 1959 saw the assassination of King Abdullah Ibn Hussein and his son Talal was deposed of the throne the year following due to mental disorder. Talal’s eldest son, Hussein, took over and assumed the throne from 1953 to 1999. Under Talal’s rule Jordan saw effective navigation of competitive pressures from the US, USSR, the UK, various Arab territories, Israel, and a large Palestinian population within their own country. The 1967 Six-Day war marked a monumental loss fro Jordan of the West Bank to Israel and soon thereafter (1988) King Hussein permanently relinquished its claims with the territory. A peace treaty with Israel was established and signed in 1994. King Abdallah II, King Hussein’s eldest son, assumed the throne with his father’s death in 1999. Since then he has done his best to instrument modest economic and political reforms but the ever-prevalent “Arab Revolution” in the Middle East has caused some complication. Today the King and Jordanian people continue to push for additional political independence, government improvements, and positive economic progress.

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COUNTRY OVERVIEW

SOCIO-ECONOMIC-POLITICAL CLIMATE SOCIO-ECONOMIC Currently Jordan’s economy is one of the smallest of the Middle East with scarce supplies of oil, water, and other indispensible natural resources, which clarifies the country’s heavy dependence on foreign assistance and support. Additional current economic struggles include inflation, elevated poverty rates, unemployment, and a sizable budget deficit.

With King Abdallah’s persistent press for overall socio-economic-political improvement, noteworthy economic reforms such as the opening of trade regime, privatization of state-owned companies, and abolition of various fuel subsidies, have been able to transpire. Such advances have attracted new foreign investment in turn stimulating economic development and generating jobs.

In 2000 Jordan made its first triumphant step in liberalizing trade by joining the World Trade Organization. The following year additional efforts were made when an Association Agreement between the European Union and Jordan was signed into action. Following in this pattern, the first bilateral free trade agreement between the United States and an Arab country (Jordan) was put into effect the same year. This free trade agreement between the US and Jordan was significant because the countries had agreed to phased tariff reductions which resulted in the complete abolishment of duties on almost all product by the time 2012 rolled around.

Though great progress has been made in both trade liberalization and through economic reformation initiatives, the global economic deficit has caused stagnation to the overall growth of Jordan’s gross domestic product. As a result, this has impacted export-oriented divisions, the tourism industry, and construction in negative ways.

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As an effort to improve the living conditions for the lower and middle classes, the government approved two economic relief packages as well as a budgetary supplement during 2011 and 2012.

Another financial burden for the country has been the natural gas pipeline attacks in the neighboring country of Egypt that have forced Jordan to seek other, more costly, diesel imports in order to generate their electricity; which have mainly come from Saudi Arabia. In anticipation of energy shortfalls, Jordan is presently looking into nuclear power generation as well as the utilization of copious oil shale reserves and sustainable technologies.

To balance past payment imbalances and correct fiscal discrepancies, Jordan became a part of a $2.1 billion, multiple-year International Monetary Fund stand-by arrangement in 2012. Prior to this arrangement, the country’s financial sector had remained rather isolated from the international financial calamity seeing as though Jordan has limited exposure to foreign capital markets. To continue to finance their deficit in the future, Jordan will remain heavily reliant on foreign assistance.

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POLITICAL Politically speaking Jordan operates as a constitutional monarchy. The current monarch, King Abdullah II Ibn Hussein plays the role of head of state as well as commander-in-chief or the entire Armed Forces. He exercises his executive powers through the Prime Minister, which the King himself has appointed. The Prime Minister also advises to any other cabinet ministers appointed during his time. Jordan’s constitution of 1952 established a dualistic National Assembly that includes a House of Representatives with 110 members (also known as the House of Deputies) that is elected through direct universal suffrage, as well as the House of Notables which is a Senate consisting of 55 members that are appointed by the King. Within the House of Deputies a select number of seats are reserved for women, diverse religions, and a variety of ethnicities.

After the disintegration of the previous parliament by King Abdullah II in November of 2009, elections were held halfway through the four-year term. Prime Minister Samir Rifai appointed a temporary cabinet and tasked them with legislation of new parliamentary and electoral laws in advance of the elections. Aside from a boycott by the main opposition group known as the Islamic Action Front, the election was successful.

Practically all of the parliamentary candidates were independents.

This signified that the new parliament is likely to stay dominated by representatives of tribes that remain loyal to the ruling Hashemite Dynasty.

The Amman Message of 2004 (from King Abdullah II) lays the foundation for an all-encompassing policy pursuing to reclaim the practice and reputation of Islam from extremism. Within King Abdullah’s speeches given both to Jordan and abroad, the themes of moderate Islam and interfaith understanding are continually recurring.

While Jordan has suffered several terrorist attacks in the past few decades or so, they remain committed to progress in Middle East Peace. With a sizable Palestinian population of more than 1.5 million Palestinian refugees, Jordan, along with Egypt, remains one of only two Arab countries to have a peace treaty with neighboring Israel.

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L A B OR A N D L A B OR L AWS

CONSTITUTION Jordan’s Constitution, proclaimed in 1952 and modified in the years 1974, 1976, and 1984, declares Jordan’s formal name as, “the Hashemite Kingdom of Jordan.” The Constitution establishes Jordan as a hereditary monarchy with a parliamentary government defining the people as, “the source of all powers.” Under this doctrine the monarchy is regarded as the most imperative political institution within the country. Jordan is currently divided into twelve governorates that have been subdivided into districts, sub-districts, municipalities, towns, and villages.

The powers and functions of Jordan’s government are divided into executive, legislative, and judicial categories within the Constitution.

The doctrine appoints all legislative control to the bicameral National Assemblyand theKing. TheKingis alsograntedtheexecutivepowerand exercises that authority with the support of his Council of Ministers.

LABOR RIGHTS IN THE CONSTITUTION The second chapter of the Constitution institutes several workers’ rights to include appropriate working conditions; limited work hours weekly; annual and weekly paid rest; unique compensation given to those workers supporting families; compensation given for dismissal as a result of illness, old age, and workrelated emergencies; special working conditions for working females and children/juveniles; equal pay for equal work; as well as free trade union origination within the law’s limits.

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LABOR LEGISLATION The Parliament of Jordan, Majlis al Umma translated as National Assembly, is qualified to assume labor legislation. The legal structure includes the Jordanian Labor Law of 1996 along with its amendments. This code abolishes the previous Labor Code of 1960 and the amendments that came as a result. This law governs all labor affairs of the country. Within Article 2 it is established that the Law’s provisions apply to all employees and employers. With regulations, instructions, and decisions that have been released in agreement with the Labor Rights this law was complete.

Amendments to Jordan’s LaborLawwere adopted onAugust 28th, 2002 based on ratified conventions.

CONTRACT OF EMPLOYMENT Contract of employment is discussed within chapter four of the Labor Code. Contracts of employment must be drawn in Arabic and a minimum of two copies must be made. If there is no pre-existing contract of employment, the individual worker is given the opportunity to establish his or her rights by all legal means of evidence.

Employment duration contract is established through agreement of both parties. Should the worker be employed for an undefined period of time he or she shall be considered as actively working until said employee’s specified job is terminated in alignment with the Code’s provisions.

If the employee is contracted for a certain length of time he or she shall be regarded as in service for the entire duration of that established period. With such situations, the employment contract is routinely dismissed at the end of said period. Should both employer and employee continue applying work practices established within the contract past the defined period, the contract shall be regarded as renewed for an indefinite period of time. Should an employee that is regularly employed be taskedwith piecework, he orshe shall be regarded as employed foran unspecified length.

Should any workers be subcontracted for their labor, said workers employed by a contractor for a specific project have the right to take direct legal action against the project titleholder in order to claim payments and/or entitlements due to them by the contractor. Said claims should not surpass the amount of payments due to the contractor from the owner at initial time of action. Direct legal action may be taken against head contractor and project titleholder by subcontracted employees if need be. The claimed amount in said situation cannot exceed payments that are due at the time of action to the principal contractor from the owner and to the subcontractor from the principal contractor.

Should a change of employer take place during a worker’s contract of employment, said doctrine will nevertheless remain in force, no matter the reason for change of employer. For a period of six months, both the initial and new employers shall ne jointly responsible in the absolution of any duties stemming from the contract of unemployment and maturing before the pre-established date change. Once those six months has passed, the new employer assumes sole responsibility.

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PROBATION Employers may hire employees on a trial basis in order to confirm said employees’ capability and aptitude for the work expected, so long as the trial duration extend no more than three months. Workers hired on a trial basis should not be paid any amount less than the fixed minimum remuneration.

Workers under probation may be terminated by said employer without any notice or protection during trial durations. If a worker’s trial period ends and he or she continues to work, said employees contract should be regarded as lasting an undecided duration and their trial period should be considered as a part of the service period between themselves and the employer.

SUSPENSIONS OF EMPLOYMENT CONTRACT Employers are given the right to suspend employment contracts for an undefined period of time. In an employment contract is suspended as a result of technical or economic conditions the Ministry of Labor must be duly notified.

If an employee’s contract is suspended as a result of technical or economic conditions he or she may leave their occupation without warning and still maintain his or her legal rights in accordance with the pre-established end of service agreements. In order to determine the validity of such suspensions, the Ministry of Labor is given the right to put in place a tripartite commission.

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TERMINATION OF EMPLOYMENT CONTRACT In accordance with section 21 of the Labor Code, employment contracts are considered abolished if any of the following occur: »» Both employer and employee agree to terminate said contract »» The length of the contract has reached its end or the assignedwork is

fully complete »» The employee passes or is unable to work as a result of

disability or disease with certification from medical authorities Should there be the death of an employer, worker’s contracts should not be terminated unless said contract established such a rule.

Jordanian Labor Code makes distinction between ordinary termination (with notice) and extraordinary termination (without notice).

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STATE OF THE TEXTILE AND APPAREL INDUSTRY The textile and apparel industry of Jordan, although small, plays a significant role as one of the country’s main industrial sectors. With a population of over 6.5 million, and a work force totaling about 1.8 million, an estimated 60,000 are employed within Jordan’s textile and apparel industry. The Hashemite Kingdom’s apparel business also accounts for roughly thirty percent of all export earnings. According to the Central Bank of Jordan’s (CBJ’s) preliminary figures, the country’s fabric, hand-made articles, apparel, and yarn textile exports totaled 1.05 billion US dollars in 2011.

Between the Jordan – United States Free Trade Agreement (FTA) and the Qualified Industrial Zone (QIZ) Agreement, Jordan’s access to the US markets has greatly increased. Thanks to the FTA Jordan can now export their goods to the United States free of duty and as a result of the QIZ agreement, specific products created in designated areas can enter the US both free of duty and free of quota. The QIZ and FTA have allowed Jordan’s apparel and textile exports to increase from 50 million US dollars annually (prior to 1999) to 1 billion US dollars annually (in 2010). Textile exports to the United States made up ninety-three percent of the country’s total apparel exports in 2010 also.

Not only has Jordan benefitted from these trade agreements but so has the United States. The Major Shippers Report, generated by OTEXA, revealed that Jordan’s product made up for about 959.3 million US dollars and nearly 180 million square meters of the United States total apparel and textile imports in the year that ended in September of 2012. Goods manufactured in Jordan’s Qualified Industrial Zones were about 63.1 million US dollars of those exports to the United States that same year.

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Being one of only two main seaports in the Middle East, the Aqaba seaport is one of the fastest suppliers to North America’s East Coast, pulling lead times of less than three weeks by ship. Past and current US-based companies that have sourced from Jordan include Calvin Klein, Walmart, Kmart, Tommy Hilfiger, JCPenney, Gap, Columbia, Limited, New York Laundry, and Victoria’s Secret.

While the trade agreements and consistent trade partnerships have greatly contributed in positive ways to Jordan’s textile and apparel industry, there are some prevalent issues facing the industry. The continually decreasing supply of natural gas and rising prices of oil have forced the country to bring in much more expensive fuel in order to create electricity.

These energy issues, along with the global financial crisis, have only allowed more of a slowdown in the economic development of Jordan.

A separate issue the country currently faces is labor turmoil. Several strikes by factory workers in efforts to demand higher wages, more developed health insurance policies, and other various benefits have been covered by Jordanian news agencies, allowing the issues to be heard by all. A specific incident further exposing such labor unrest was a report from the Institute for Global Labor and Human Rights exposing a Jordanian apparel factory for forcing overtime upon guestworkerswhoweren’t receiving fairpayoranyhealth benefits from theirjobs.

In an effort to mend the issues surrounding labor and progress toward more ethical practices, Better Work Jordan (a partnership between the World Bank Financial Corporation and the International Labor Organization) was launched in 2008 with the goal of enhancing obedience to labor codes and standards within Jordan’s apparel business. It is now required that all textile and apparel manufacturing and exporting factories partake in the program.

The expectation is that Jordan’s own workforce will advance and international competition will progress through the production of higher-end products.

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TEXTILE AND APPAREL ASSOCIATIONS

J GATE J GATE, otherwise known as the Jordan Garments, Accessories, and Textiles Exporters’Association operates as a private, non-profit initiative developed fro the purpose of promoting growth of the industry. It is their utmost goal to act as a focal point for any productivity related to Jordan’s garment industry. In doing so, J GATE gives support and leadership to the key figures and partners at the forefront of the industry.

The Mission, Vision, and Values of the textile association are as follows:

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M I S S I O N / VA LU E S NETWORKING: Activate collaboration by providing a forum that generates leads, builds domestic cooperation, forms global export alliances, and publicizes industry news & events.

INVESTMENT: Growth by promoting investment opportunities to both international and domestic investors.

PROFESSIONAL DEVELOPMENT: Develop staff capabilities and build on management infrastructure through comprehensive education programs that improve standards of performance.

PRODUCT AND MANUFACTURING DEVELOPMENT: Drive innovation and collaboration in design and production methods by overseeing research initiatives, showcasing technologies, and establishing cooperative enterprises.

STRATEGIC ALLIANCES: Improve access to supporting industries by linking manufacturers to best-in-class partners including financial institutions, logistics providers, insurance companies and real estate developers.

EXPORT READINESS: Ensure manufacturers are fluent in export provisions by creating guidelines and training seminars that address trade agreement compliance, international quality standards, labor laws, and customs requirements.

ADVOCACY: Minimize regulatory, legal, and trade restraints by lobbying for policy development and promoting necessary reforms..

VISION Transform Jordan’s garment sector into a world-class Fashion industry.

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TRADE AGREEMENT AND LAWS TRADE AGREEMENTS SPECIFIC TO JORDAN

JORDAN AND THE U.S. On October 24th, 2000, Jordan and the United States signed into the first free trade agreement (FTA) between the US and an Arab country after over fifty years of progressive political relations. The signing of their FTA followed the US – Israel Free Trade Agreement of 1985 and the North American Free Trade Agreement of 1994. Becoming effective December 17th, 2001, what followed the agreement was a consistent decrease of custom duties for goods and services traded between the US and Jordan over the next ten years. Today, with the exclusion of very few items, trade between the two countries is completely liberalized, and has been this way since the 1st of January 2010.

The FTA between Jordan and the US also includes several provisions that encourage environmental protection laws, electronic commerce, intellectual property rights, and labor rights. Additionally, other agreements between the countries such as the Generalized System of Preference and the Qualified Industrial Zones promote superior economic trade between Jordan and the US. The Generalized System of Preference grants duty-free access to all folkloric-textile and handloomed goods coming into the United States. On the other hand, the Qualified Industrial Zones grants both quota-free and duty-free access to products entering the US from specifically identified areas. The Middle Eastern country is dedicated to nurturing its relationship with the US both in a political and economic sense. The establishment of a successful relationship amongst the two countries exemplifies an effective and encouraging model for other bilateral engagements.

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JORDAN AND THE EUROPEAN UNION The Jordan – European Union Association Agreement was signed on November 24th, 1997 with a goal of creating a specified free trade area This Association Agreement was also instituted with the hopes of providing a complete framework that allowed for social, political, and economic cooperation between Jordan and the European Union. Effective May 1st, 2002 this agreement allowed Jordanian industrial-exports to enter countries of the EU exempt of customs duties. It also implemented a interim period of twelve years to eradicate customs duties on EU industrial exports to Jordan.

Contained within the Jordan – European Union agreement are comprehensive guidelines of all of the following; behavior of trade for agricultural and industrial products, movement of capitals, the establishment of companies, methods of financial payment, policies on competition, movement of capital, intellectual property rights, the establishment of companies, property rights, financial and technical co-operation, and economic co-operation in the fields of industry, agriculture, investment, standards and metrology, transport, telecommunications, energy, science, technology, environment, tourism, statistics and combating of drugs.

In addition, found within the context of the agreement is a pledge from the European Union to set up a fund reserve to assist in improvement of the export capacities and competitiveness for Jordanian industries. The Jordan – EU Agreement establishes a variety of opportunities allowing for cooperation between Jordan and countries of the European Union, demonstrating progressive ties between European nations and the region of Middle East and North Africa.

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EFTA The EFTA, or European Free Trade Association, is an agreement among Iceland, Norway, Switzerland, and Liechtenstein that was signed June 21st, 2001 and put into effect September 1st of the following year. This agreement is significant to Jordan because it exempts customs duties for industrial goods of Jordan entering into the markets of the EFTA states.

Once the the EFTA has completed a transitional period of twelve years complete trade liberalization will be reached, a time period during which Jordan will continually lessen customs duties on imports of industrial goods from the coutries of the EFTA. Similarly to the trade agreement between Jordan and the European Union, the Jordan - EFTA agreement contains guidelines for economic cooperation spanning a variety of topics. This agreement examplifies success for all its members and pushes for continued economic integration throughout the Mediterranean - European areas.

JORDAN AND THE WTO Jordan’s membership to the World Trade Organization (WTO) began April 11th, 2000. After becoming a member Jordan implememted several reforms in order to align its economic policies and trade practices with the WTO agreements and stipulations.

Once Jordan’s prior discrepencies were resolved, this membership provided the country’s good and services with market access to over one-hundred fifty members of the World Trade Organization.

Eight years after joining the WTO, Jordan successfuly submitted its first Trade Policy Review. This review summarized Jordan’s accomplishments in trade, investment liberalization, and and maecroeconomic development.

With such initial success, Jordan has laid the foundation for much advancement to come.

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ARAB - MEDITERRANEAN FTA Signed by Jordan, Tunisia, Morocco, and Egypt on February 25th, 2004, the Arab-Mediterranean Free Trade Agreement (also known as the Agadir Agreement) has created complete liberalization of trade in the categories of agricultural and industrial goods among the coutries om July 6th, 2006.

The Agadir Agreement permits diagonal accrual of origin among its member coutries, the European Union, and The European Free Trade Association countries. This Agreement creates a platform for economic assimilation not only among the Arab world but also for the Euro - Mediterannean region. With progressive ties to both geographical areas, Jordan plays a significant role in attaining said goals.

GREATER ARAB FREE TRADE AREA Established within the Economic and Social Council of the Arab League as an executive program to activate trade facilitation and development agreement the GAFTA, or Greater Arab Free Trade Area, was put into effect January 1st, 1998. Along with Jordan, sixteen other countries are members of the GAFTA; the UAE, Bahrain, Saudi Arabia, Oman, Quatar, Morocco, Syria, Iraq, Palestine, Kuwait, Tunis, Libya, Sudan, and Yemen.

An agreement to accelerate liberization was decided upon by GAFTA members during the 2001 Amman Arab Summit which allowed full exemption of customs duties to be reached January 1st, 2005. Aside from being a memeber of GAFTA, Jordan co-founded the Council of Economic Unityand fulfills duites as signer ofArab multilateral agreements relating to non-double taxation and investment protection and promotion. Jordan is heavily committed to advancing economic cooperation and improvement and the countrie’s active role is evidence of this extreme commitment.

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JORDAN - CANADA FTA The FTA between Canada and Jordan was signed June 28th, 2009 and put into full effect the following year. This agreement gives Jordan the ability to access and export Jordanian goods and services to the Canadian market and also began the gradual lessening in tariffs on Canadian goods coming into Jordan over a length of three to five years. This agreement also establishes agreement between the countries in regards to foreign investment promotion and protection, labor cooperation, and the environment. Being the first country to establish an FTA with Canada, Jordan has displayed a confidence with its international trade partners.

JORDAN - TURKEY FTA The Jordan - Turkey Free Trade Agreement founded a free trade zone between the countries signed on December 2nd, 2009. Effective by 2011, a continual reduction of tariffs on traded goods was initiated.

This agreement is set to abolish all customs duties after tweleve years. Travel, transportation, trade, investment, and logistics will see improved economic practices as a result of the Jordan - Turkey FTA. JORDAN - SINGAPORE FTA The FTA between Jordan and Singapore is Singapore’s first and only FTA with a Middle Eastern / North African country. Effective August 22nd, 2005, this agreement gives Jordaian goods customs duties exemptions when entering the country and initiates a lessening of tariffs on goods exported from Singapore to Jordan. This FTA allows diagonal accumulation of origin among countries that are currently in Free Trade Agreements with both Jordan and Singapore.

This aloows growth of trade to a larger international market.

Simultaneously with the Jordan - Singapore FTA, the Bilateral Ivestment Treaty was signed to encourage but also shelter investments between the two countries. The success of this agreement and treaty are evidence of a strengthened economic relationship between the Middle East and Asia.

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R E L E VA N T / I N F LU E N T I A L U S L AW S 1. An individual may make his own customs clearance of goods imported for personal use or business.

2. The U.S. Customs Service does not require an importer to have a license or permit. Other agencies may require a permit, license, or other certification, depending on the commodity.

3. All merchandise coming into the United States must clear customs and is subject to a customs duty unless specifically exempted from this duty by law. Clearance involves a number of steps--entry, inspection, appraisal, classification, and liquidation.

4. Customs duties are, generally, an ad valorem rate (a percentage) which is applied to the dutiable value of the imported goods. Some articles, however, are dutiable at a specific rate of duty (so much per piece, liter, kilo, etc.); others at a compound rate of duty (combination of both ad valorem and specific rates).

5. The dutiable value of merchandise is determined by Customs. Several appraisal methods are used to arrive at this value. Generally, the transaction value of the merchandise serves as the basis of appraisement.

Transaction value is the price the buyer actually pays the seller for the goods being imported.

6.The Harmonized Tariff Schedule of the United States (HTSUS) issued by the International Trade Commission, prescribes the rates of duty and classification of merchandise by type of product; e.g., animal and vegetable products, textile fibers and textile products.

7. The tariff schedule provides several rates of duty for each item: “general” rates for most-favored nations; “special” rates for special trade programs (free, or lower than the rates currently accorded most-favored nations); and “column 2” rates for imports not eligible for either general or special rates.

8. Processing fees may also apply.

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BUSINESS ETIQUETTE

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C U LT U R E T Y P E Jordan’s culture, similarly to most Middle-Eastern countries, is primarily male-dominated. The male culture of Jordan is different from most in the fact that many actions that may suggest romantic relations between two people in another country are nothing more than friend-to-friend gestures among Jordanian men. Examples of such actions would be two males holding hands, sitting very closely, and even kissing one another on the cheek as a greeting.

In recent years, the role of females in Jordan is slowly beginning to evolve.

Women have generally always played the role of family caretaker by cooking for the family, staying home with the children, and cleaning while the man focuses on his career and brings in the income. As of late, in larger cities of Jordan, women have been more frequently involved in business, enrolled in university, and employed in a variety of fields. While we are seeing slight progress it still remains unacceptable for women to do any manual or physical labor associated with a job. An interesting and notable consideration is the fact that women should never sit in the front seat of a taxi and an unrelated man and woman shall not be seen alone together. Should this situation occur in a taxi it can be viewed as uncomfortable and possibly dangerous.

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NEGOTIATION STYLES AND STRATEGIES There is much to learn prior to negotiating among Jordanians. Making deals is something this culture truly enjoys. The act of deal making is like a national sport for people of Jordan. When organizing a situation in order to negotiate deals one should consider all of the following: PREPARE YOURSELF Bring business cards in color Graphics are often appreciated Brochures completed in full color on are expected Come with both Arabic and English versions of all material Constantly remember that everything is negotiable Be prepared to make any last minute adjustments depending upon the age range of your audience, the following reveals significant differences Ages 25-35: motivated by a strong desire to seem western Ages 35-45: mixture of western and Arab perspectives Ages 45+: motivated by traditional Arab values PLAN AND ARRANGE YOUR VISIT Business should be done along relational lines Begin with who you know and build leads from there Maintain any pre-existing relationships Keep in mind that Arabic culture is not very time oriented Be prepared to improvise The larger the organization, the more precise appointment keeping

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NEGOTIATION STYLES AND STRATEGIES

C U LT I VAT E I D E A S Jordanians are mostly oral and visual communicators Pictures are more clearly understood than descriptive text Most Jordanians have little to no understanding of maps or technical drawings Jordanians tend to think proverbially KNOW THE SCHOOLS OF THOUGHT Jordanians can be organized into two general schools of thought; those proud of their ability to accept and incorporate new ideas, and those that are proud of their traditional way of thinking. The initial and more Western - thinkers of Jordanian societybelieve that theyare able to learn from outsiders and enhance theirwayof life.

The more traditional Jordanians, of the latter school of thought, believe life would be much better if the foreign ideas were removed. Some common but unspoken business concepts that have a strong probability of impacting negotiations primarily with more traditional thinkers are: I would rather loose money than allow my competitor to gain this deal.

I need to participate in this business to show the status, and/or wealth of my family.

There must be a lot of money to be made in this because so many are practicing it, or, there must not be much money in this since not many people are practicing it.

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NEGOTIATION STYLES AND STRATEGIES The initial meeting with a Jordanian associate should include full introductions of both parties and professional exchange of business cards. Any meeting from that point on should include greetings seeing as though they are regarded as an important aspect of relationship building and also the base of business deals. Political and business officials commonly maintain open office doors. As a result, much of the negotiation is done in the company of other associates in attendance for reasons benefiting themselves. In more formal situations it is regarded as polite for separate parties to wait patiently for their opportunity to speak. A general rule of thumb during negotiations is that once an introduction has been made, said individual is free to be a part of all discussions and negotiations to come. Individual parties are allowed to bring a personal lawyer from their home country and culture or have the option of working with local lawyer.

The foundation of Jordanian law has been adapted from the French law system. Should a party have a lawyer in accompaniment, said lawyer may attend and negotiating meetings. It is acceptable for the lawyer to take the lead when debating legal arrangements but the individual should lead in discussion of business concerns and proposals.

Jordanian business moves at one of two paces; either in-discernibly slow or speedy fast. It is common for parties to feel as though no progress or changes have been made until a motion to move forward is felt by all and everything takes place at once. In opposition, when excessive stalling occurs, this may be a polite signal that the individual or group has no interest in furthering the business deal. When expressed this way, the party wishing to discontinue further discussion is making an attempt to allow the relationship to remain undamaged and leave opportunity for potential future collaboration. Larger establishments may have company policies in place that can put a possible constraint on negotiations. There is always the possibility, should the business deal be one of high importance, that company owners may consider a change in current policies. The practice of honoring one’s discussion partners is extremely important.

Should a party feel that their honor is in doubt, the negotiation may be completely destructed.

In order to finalize a negotiation among Jordanian culture, a full or down payment is often made.

In those more western territories, some sort of signed document can be considered the act of finalization. When an negotiation ends in verbal agreement, the final verdict is that the statement of intent may or may not work out. Should all parties involved in a negotiation remain present, the deal may go on post-payment, document signing, or verbal agreement. Should an individual or party to back out of a deal that has already been finalized, said action is viewed as highly unprincipled. If there is an expenditure loss as a result, court action may be contemplated.

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RELATIONSHIP BUILDING When it comes to relationship building with Jordanian people one of the most important efforts that should be made is an expression of genuine interest in said subject’s life. In order to express such interest one must inquire on personal life, professional life, interests, religion of Jordan, Jordanian culture, and history of the country. The act of giving compliments, whether related to business or personal life, is vital in the formation of positive relationships.

Possible subjects and actions that can be detrimental when building a relationship are religious conflict or evangelical discussion, anything relating to one’s spouse, attempting to be humorous, criticizing the government or political situation, and gift giving in the initial stages of a relationship. An opportune time to work on developing or improving relationships would be during the beginning of any traditional social event, meeting, or gathering. This is a time when Jordanians congregate and enjoy conversation over tea or coffee in a relaxed and comfortable environment. It is important to arrive on time to events in order to participate in this practice, as it is a traditional and significantly meaningful practice to Jordanians.

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37

S O C I A L A N D C U LT U R A L E L E M E N T S

APPROPRIATE DRESS For business relations and initial meetings it is standard for men to wear conservative suits and ties. A darker color palette is preferred for men’s apparel.

As time goes on business casual attire is becoming more widely accepted for men.

The guidelines for a Jordanian women’s wardrobe is conservative and simultaneously stylish. Overtly pricey accessories, sleeveless garments, low necklines, and dresses or skirts cut above the knee are unacceptable for women.

Sleeve length should reach a minimum of the elbow but sleeves up to the wrist are more socially accepted. Full-length pants are acceptable for women but denim and shorts should be avoided especially in business situations.

INTRODUCTIONS Male-to-male and female-to-female introductions are defined simply with an unwavering handshake. Women who are familiar with one another often greet each other with several cheek-to-cheek kisses, typically four to five. Similarly when women say goodbye to one another cheek kisses are often exchanged again. Should an encounter between women begin with a handshake and end with cheek kisses it has been a successful encounter.

Woman-to-man introductions are different. A Jordanian man should wait for the woman to offer her hand. It is common for women to avoid touching a man she does not know very well. Most men, and specifically elder men will not touch a woman at all if she isn’t related to them. In such scenarios, men may offer an elbow, which should be treated as if it were a handshake. With prayer being viewed as a highly sacred practice, if a male has washed himself in preparation for prayer, he will avoid touching a female prior to the practice.

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S O C I A L A N D C U LT U R A L E L E M E N T S

GREETINGS A typical Arabic greeting phrase of Jordanian culture is, “Issallam ‘Alakuym,” and is responded to with the inverse, “Alaykum Isallam.” The popular greeting translates in English to, “Peace be upon you,” and, “Upon you, peace also.” This greeting is used in all formal as well as all informal encounters when either entering or leaving another person or entire group. The only exception to this greeting would be among the small number of Muslim Jordanians. Instead they greet with, “Marhaba,” which is responded to with, “Marhabtayn.” These phrases translate to, “Welcome,” and, “Welcome to you.” While there are often variations on these greetings the ones discussed are continually acceptable.

It is not strange for such greetings to be accompanied with a handshake.

PRESENTATION OF BUSINESS CARDS AND TITLES No formal etiquette is established when it comes to exchanging business cards among Jordanian culture. No matter whose information is given and/or received, business cards should always be treated with respect. Until subjects are on first name basis with one another, titles of Mr., Mrs., and Miss should be used. If known, such titles should be followed with the latter person’s first name.

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S O C I A L A N D C U LT U R A L E L E M E N T S

GESTURES Jordanians often use facial expressions to negate a situation or say no. This is done with a simple raising of the eyebrow and slight nod upward of the head or through making a noise by pulling one’s tongue from the roof of his or her mouth creating a, “tch,” sound. To emphasize the response, both actions are performed.

Confusion is indicated about what or where something may be by using one’s right hand, with extended fingers, to turn to the right anywhere from one to three times. Unlike Western culture, Jordanians typically use their entire right hand as opposed to a sole finger when pointing.

If one extends their thumb and index finger simultaneously while lifting the remaining three fingers they are indicating a threatening gesture suggesting that said person will be assaulted. By gesturing such an action while speaking, Jordanians indicate intense anger with the person or situation at hand.

Actions and gestures socially considered as rude would be wearing shorts in public, making any gestures with one’s middle finger, using one’s left hand for greetings or for eating, and being suspected of being highly intoxicated or outwardly drunk. Showing the sole of one’s foot or using a foot to perform the movement of an object is unacceptable seeing as though the foot is viewed as the lowliest part of the body. Crossing one’s legs in the presence of any elders is viewed as disrespectful as well. Seniority systems hold high value in Jordan and the opinions, preferences, and wishes of the eldest among a group should always be followed and respected. Direct eye contact should always be given to said elder when speaking, especially when such a subject is the family elder. In turn, among friends and in less formal scenarios, direct eye contact is not a necessity and is not always practiced when conversing.

COLORS, NUMBERS, AND THEIR MEANING While many other coutries believe certain numbers and colors have meaning, the Jordanian culture does not regard any specific colors or numbers as having a certain meaning or symbolism.

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S O C I A L A N D C U LT U R A L E L E M E N T S SPACE Personal space among Jordanians is a matter that depends much on the situation at hand. When in a relaxed setting visiting amongst a group, people will have their owned sitting area and typically won’t be any less than an arm’s length from the next person. Homes usually have a chosen area for guest sitting space that allows for guests to have an arm’s length distance between one another. Such spaces are typically equipped with couches, chairs, or a traditional covered mattress that is about six inches thick known as a, ‘farsha.’ These traditional mattresses contain armrests spaced out evenly to define one’s personal sitting area. With an informal situation such as walking down the block, Jordanians tend to walk very close to one another in smaller groups. Good friends of the same sex often interlock arms or hold one another’s hands while conversing and strolling with each other. Such a practice is a way to convey friendship and camaraderie among people. Familiarity among people, typically close friends and family, constitutes closer sitting or standing amongst one another when congregating and socializing.

GIFT GIVING When initially meeting for business reasons, gifts are not exchanged. On the other hand, when invited to a Jordanian home, it is appropriate to gift the host or hostess with a plant, floral arrangement, or various sweets. Blatantly expensive gifts are often taken as an insult or bribe so gifts should never be too costly.

TIME Promptness and time can be tough to decipher among Jordanian culture. In any sort of group gathering, the norm would be an offering of coffee and tea prior to the actual meeting. Because of this ritual, selected time of events or meetings are often pushed back a bit until coffee and tea are through. If foreign to the Jordanian culture, it is smart to be prompt in arrival although one may be kept waiting for a period of time. Arriving prior to a designated time should be avoided so one must plan arrival on the dot.

When expected for a meeting or event, one must factor in the travel time, which can be tricky seeing as though there is often difficulty in traveling from one location to another.

‘Cerveezas,’ or group taxis do not depart until they are entirely full with passengers, which can often disrupt one’s travel itinerary. Smaller buses that commute between cities and towns have no designated schedules so can often be unreliable. The sole bus services that run on a timed schedule are those operated by Hijazy or Jett Company. These particular lines run from Amman to Aqaba or from Amman to other various capital cities within the area.

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S O C I A L A N D C U LT U R A L E L E M E N T S JOKE TELLING The Jordanian culture has a sense of humor that typically is not culturally transferable. Jokes that may be funny among natives of the country are typically not understood by other cultures or simply not humorous to those not accustomed to Jordanian culture and current on goings.

The humor among relations, everyday political criticisms. such situations and

the people of Jordan is often surrounding gender life events, professional scenarios, and occasionally While it may be okay for Jordanians to make light of topics, it is not appropriate for an outsider to do so.

When rejoicing in things such as a sports victory it is common to hear honking cars, exclamations of happiness, and an usually excessive amount of joy among the people, a trait that is out of their norm.

BUSINESS ENTERTAINING Entertaining plays an important role among Jordanian culture. Entertaining is an expectation in maintenance of a solid business relationship. Priorto delving into such entertaining, one needs to know the practice from several different perspectives.

Traditional Jordanian society initially views any foreigner as always the guest and never the host. Over time, as a business relationship develops and matures, as a way to honor the foreign individual or party, such an individual or group may be allowed to host such an event. In opposition, parts of Jordanian society that are more Westernized allow for more chance and possibly more expectancy that the foreigner will be the entertaining host.

42

When entertaining it is important to be aware of religious regulations that the Muslim population abide by that have an impact on food-related decisions.

Since only a small percentage of ten Jordanian businessmen are Christians, the practicing Muslims among one’s associates may be uncomfortable with eating food prepared by non-active Muslims. The non-practicing Muslims of Jordan have a vast variety of perspectives in relation to food and drink but are typically not offended by a foreign host that maintains traditional values. These same non-practicing Muslims are often very respectful of those that do adhere to the traditional rules and values of the religion. When business entertaining in a part of Jordanian society that is evolving to a more Westernized culture, it is imperative to not inflict criticism by way of adhering to traditional values too strictly.

DINING UTENSIL USE In formal business settings of Jordan, those dining may be expected to follow the European use of utensils using one’s right hand for the knife and one’s left hand for the fork. In less formal situations, there may even be silverware present, constituting one to use his or her hands to eat.

Cutlery may often be present but with many traditional Jordanian foods it is acceptable to use one’s hands in addition to the cutlery, if so desired.

TABLE MANNERS When it comes to proper dining etiquette in Jordan, it is expected that one should eat with their right hand, avoiding eating with their left hand at all costs.

Most meals begin with, ‘mezza,’ or shared appetizers eaten with bread. Those dining will either take what they desire and put it on his or her plate or simply dip the bread into the mezza plates shared by everyone. It is polite for one to consume everything on their plate yet should one be served something they do not like, it is socially acceptable to not consume that particular item. It should be understood that men and women often dine separately in the more traditional of Jordanian homes. An, ‘argeeleh,’ or water pipe filled with fruit flavored tobacco is commonly smoked prior to a meal and occasionally at the end of a meal.

When eating out at nicer hotels and dining establishments individuals should tip at a rate of five to ten percent for their food services, the same general tipping rate used in European countries.

ALCOHOLIC BEVERAGES Consumption of alcohol is taboo among Jordanians. That being said, there are liquor retailers that exist principally to serve the areas of the country more saturated with tourists as well as in cities with note worthy non-Muslim populations. With no enforcement of smoking age, it is relatively common to see students in high school and even young kids smoking cigarettes. Laws prohibiting use of illegal drugs, possession of illegal drugs, and trafficking of illegal drugs are strongly enforced and offenders of such laws will be subject to either large fines and/or prison sentences.

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CONVERSATION When conversing amongst Jordanians it is common for natives to question foreigners on what they think of the country and their experience as an outsider. The Jordanians naturally are looking to hear positive feedback when asking said questions yet such inquiries open up a conversation to a vast pool of topics related to their country. Often confident and pleased with their own comprehension of Jordan, the citizens enjoy educating outsiders with their own perspectives and bountiful knowledge. Recommended topics to inquire, from the foreigner’s perspective, would be culture, society, language, government, and history. Questioning a Jordanian on such topics shows one’s interest in the culture and expresses an interest deeper than surface level, allowing for relationships to form and serve as great conversation starters as well.

It is not uncommon for discussions of personal life to be intermixed with business dialogue, except in extremely formal settings. Something that may come as a surprise is the Jordanian comfort level and interest in discussing religion. When talking about religion one should never come from a missionary or evangelizing approach. Doing so can cause serious anxiety and may be detrimental to relationships. While it is highly unadvised for a foreigner to evangelize to a Jordanian, a Jordanian may very well attempt to convert an outsider to Islam.

Discussions of salary, payments, budgeting expenses, and age are all appropriate topics frequently brought up in conversation. The act of giving compliments is highly encouraged and an important part of forming relationships. Emotions are often freely expressed in conversation and can be expressed so long as one can control their pitch and tone when doing so.

A topic considered taboo and impolite to discuss is the relationship between an individual and his or her significant other. If said foreigner happens to be an American, it is important that that individual be aware of the volume of their voice. Loud voices are viewed as either controlling or a loss of control and disrespectful of a guest. Using too loud a tone of voice can be damaging to relationship building.

If all of the above is considered and kept mindful of during dialogue with or amongst Jordanians, socializing should lead to nothing but positive branding, collaboration, trust building, and relationship enhancement among said individuals or parties.

COMMUNICATION Jordanian citizens are typically very direct with their communication irrespective of what is being conversed. This is specifically true for those visiting from foreign countries. People of Jordan tend to be very inquisitive wanting to learn exact details of one’s religious practices, income, financial situation, political beliefs, familial details, and marriage projections. While one maybe questioned on such topics it is considered ill mannered to converse about one’s own relations with his or her spouse.

The act of giving compliments plays an principal role in instituting and developing relationships.

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45

SOURCING GUIDELINES

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F I T & F L O U R I S H I S I N T E G R I T Y. F I T & F LOU R I S H I S E M P OW E R M E N T. F I T & F L O U R I S H I S S TA B I L I T Y. FIT & FLOURISH IS TEAMWORK.

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SOURCING GUIDELINES

INTRODUCTION The Fit & Flourish Supplier Workplace Code of Conduct defines our standards for fair, safe and healthy working conditions; as well as environmental and corporate responsibility throughout our supply chain. All suppliers that work with Fit & Flourish must commit to adhering to our detailed Code of Conduct.

Fit & Flourish’s mission is to, “Inspire a well-balanced life both spiritually and physically”. Fit & Flourish seeks to exercise the best possible practices to ensure respectful and ethical treatment of workers. Our employees will be guaranteed a healthy, safe work environment in which they will receive fair and timely wages.

CODE OF CONDUCT L AW A N D CODE COM PL I A NC E Our suppliers are expected to comply with and will be internally monitored to all applicable laws and regulations of the country in which our workers are employed.

Manufacturers operate in full compliance with all applicable laws, rule and regulations including those pertaining to labor, employee health and safety, and the environment.

Manufacturers must freely invite and offer access to its facilities and records, whether or not notice is provided in advance or not.

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SOURCING GUIDELINES QUALITY CONTROL Descriptive explanations as to how our products are made and with what our products are produced will be laid-out within our technical package. To be sure we will be receiving products that are in adherence to our standards, we will conduct a raw materials inspection, in process inspection, as well as a final product inspection. Should our final inspection reveal product that does not adhere to our quality standards, said items will be returned to the supplier. At that point should the supplier not decide to re-make the product according to our expected quality, we will terminate business with said supplier and seek production elsewhere.

INTERNAL MONITORING In order to manage our supply chain, maintain codes of conduct, and ensure business is being conducted in accordance to our policies, we require all suppliers and agents to emulate the internal monitoring approach. We will have frequent, routine as well as unannounced check-ins to guarantee all guidelines are being strictly adhered to. Should we find that rules are not being adhered to we will issue twowarnings beforewe end all businesswith a factoryorsupplier.When performing check-ins monitors will observe workers in their natural habitat, confirm that facilities are hygienic and safe, as well as interview employees one-on-one to assure that they are being treated fairly as well as being paid in a timely manner.

CHILD LABOR All individuals employed by Fit & Flourish must be over age 15. Young workers (ages 15-17) shall not perform any work, which by its nature is carried out in a way that compromises the juvenile’s health, safety, or morals. The child labor policies are non-negotiable and non-adherence will end in immediate firing by Fit & Flourish.

FORCED LABOR There shall be absolutely no forced labor. This includes imprisonment, indenturing of any kind, bond agreements, slavery like practices, or any other forms of forced labor. Our prospective employees have the right to choose whether or not they wish to work for Fit & Flourish, and by no means are forced into positions of any kind.

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SOURCING GUIDELINES SOCIAL RESPONSIBILITY Fit & Flourish is committed to providing a positive, successful workplace environment. Production practices must meet a variety of standards that will be enforced through frequent checks on a continual basis, both announced and unannounced. Our care for all employees involved in any part of the supply chain is equal to the care we have for our customers. Empowerment, integrity, and safety are values we regard very highly and want to be sure are enforced. In order to implement such values we will provide protection from fire hazards, toxic waste and any materials that are potentially dangerous. Employees must have access to facilities at all times and work breaks will be a mandatory part of their day.

Any prevention of workers’ rights is unethical and against our code of conduct.

ENVIRONMENTAL RESPONSIBILITY At Fit & Flourish, environmental responsibility is an essential part of our identity.

Being connected to the entire supply chain and the complete manufacture process of our business is of extreme importance. Though we are a small and continually developing brand, we see great potential in making a positive difference in relation to current critical global issues. By taking steps to ensure that we are environmentally responsible, we verify and support our success by providing transparency in communication with our customers, employees and shareholders.

Because all of our products cannot be produced with sustainable materials, we focus our efforts on reducing waste, energy, and chemical emissions in our stores and distribution centers. By becoming aware of our water use and energy consumption, along with minimizing our carbon footprint when it comes to transportation, we continue to work towards our goal of helping to reduce greenhouse gas emissions in the US by at least 20% in the next few years. We will take the steps necessary to transport by sea, as opposed to by truck, and we will contribute funds to various organizations working towards the same goals, including Sustainable Apparel Coalition and Ceres’ Business for Innovative Climate and Energy Policy (BICEP) as well as the Zero Discharge of Hazardous Chemicals (ZDHC) group. In addition, we will be supporting our mills and factories in their individual efforts to becoming environmentally responsible.

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SOURCING GUIDELINES Our female employees are not to be discriminated against in any way.

Employment of women and female empowerment is something that we as a company celebrate. Seeing as though we product apparel and product for women, it is imperative that we respect women all around the world, including those manufacturing our garments. Through the Working Women Organization, annual conferences will be held in all factories to educate female employees on their rights as workers, women, and human beings.

Through the WWO, female factory workers will have their voices heard.

WAG E S A N D BE N E F I T S We seek and favor suppliers who progressively raise employee standards through fair and improved wage systems, health benefits, welfare benefits, and other services. Every employee has the right to work sufficiently enough to meet the worker’s and his or her family’s basic needs as well as some discretionary income.

All employees also have the right to compensation for a regular work schedule.

Every employee must receive equal wages and benefits. Attributes such as age, sex, religion, ethnicity, race, or any other personal characteristics shall not create differences in pay rates. Compensation must equal or exceed the minimum wage that is required by law. When compensation fails to meet the employer’s basic needs and provide some non-obligatory income, each worker will work directly with Fit & Flourish and the Fair Labor Association (FLA) in order to take the necessary steps to determine and establish a level of compensation that does.

All compensation shall be paid to employees in an efficient and timely manner.

OV E RT I M E WAG E S In addition to compensation for regular working hours, employees must be paid for overtime hours. Overtime laborwill be compensated at the legal rate requiredwithin the country or for said manufacturer. In countries where overtime compensation is required, pay will exceed the regular wage rate starting at a minimum of 125%.

As with standard compensation, overtime pay shall be given in a timely manner.

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SOURCING GUIDELINES HOURS OF WORK Suppliers and managerial staff may not require employees to work in excess of the fixed hours scheduled each week or required by law. All overtime work is consensual. Employees are required to obtain at least 24 consecutive hours of rest within every seven-day period. Work hours cannot exceed 50 hours per week or the legal requirement of the country or county of manufacturer. Overtime cannot exceed more than 10 hours each week. Hours worked per week should not exceed over 60 hours.

EMPLOYMENT RELATIONSHIP Fit & Flourish employers should immediately adopt and abide by the rules and conditions of employment that establish respect for workers, safeguard their privacy, obey their rights, and maintain their well being under both international and national labor and social security laws and regulations.

All employers and employees should treat each other with fairness and equality, with the comprehension that they are all working as a team.

COMMUNITY Fit & Flourish encourages all of its suppliers and their employees to get involved locally in their individual communities; whether this may mean socially or environmentally. It is encouraged that suppliers and employees contribute as they can to charitable efforts by way of volunteering, donation, or any other form of support. Fit & Flourish hopes to work in collaboration with suppliers to make philanthropy efforts a constant reality – regardless of geographical location.

CODE COMMUNICATION Fit & Flourish requires suppliers to post the Code of Conduct in an easily found public place that is frequented by all employees. Said Codes of Conduct must be displayed in all local languages spoken by employees, supervisors, and managers.

With enforcement of this policy, the Code of Conduct will become second nature for our employees, allowing for informed, responsible decision making.

We will offer training to new and current employees in regards to the Fit & Flourish Code of Conduct standards simultaneously encouraging employees to speak up should they have any questions concerning the Code and our policies.

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53

MANUFACTURING AND

PRODUCTION

POTENTIAL MANUFACTURERS

PRESTIGE APPAREL MANUFACTURING SHIPMENT S SE NT 107 total 901,969 kg = total volume sent 8,4289 kg = average shipment size CONTACT INF OR MAT ION Address: Ltd. Company St. 16 Block R, Amman, 11636 PO Box 10 Sahab Fax: 962 64024570 Telephone extension: 962 6402 45 Established customers of Prestige Apparel Manufacturing include Jones Jeanswear Group, Inc. and Jones Apparel Group, USA. The top products manufactured by Prestige Apparel Manufacturing are pants, spandex, womens apparel, and sap.

CENTURY MIRACLE LIMITED SHIPMENT S SE NT 752 total 5,421,761 kg = total volume sent 7,209 kg = average shipment size CONTACT INF OR MAT ION Phone: +962 739 5575 Fax: 27395582 Address: Al Hassan Industrial Estate Ramtha, Jordan, 21467 Established customers of Century Miracle Limited include Phillips Van Heusen Corporation, Lauren by Ralph Lauren, and Chaps Ready to Wear, a division of Polo Ralph Lauren. The top products manufactured by Century Miracle Ltd. are knitted apparel, ladies apparel, cotton textiles, and CMJ.

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POTENTIAL MANUFACTURERS

CENTURY MIRACLE APPAREL MFG. CO., LIMITED SHIPMENT S SE NT 92 total 597,385 kg = total volume sent 6,493 kg = average shipment size CONTACT INF OR MAT ION Address: Al Hassan Industrial Estate Ramtha, Jordan, 21467 Irbid Jordan HQ Phone: +3 962 27395575 Telephone extension: 962 2739 55 Established customers of Century Miracle Apparel Manufacturing Co. include Eddie Bauer LLC, PVH Corporation, Calvin Klein, Tommy Hilfiger, Van Heusen, IZOD ARROW, Speedo, Warner’s, Olga, and Coldwater Creek Merchandising and Log. The top products manufactured by Century Miracle Apparel Manufacturing Co. are knitted cotton polyester blends.

CL ASSIC FASHION APPAREL INDUSTRY CO. CONTACT INF OR MAT ION Address: Al Hassan Industrial Estate, P.O Box 54, Ramtha, Irbid, Jordan Telephone: +96 2273 91369, Fax: +962273 91368 E-mail : info@classicfashionapparel.com Established customers of Classic Fashion Apparel Industry Co. include Champion, CG, Danskin, Lands End, Walmart, Kohl’s, and Under Armour.

The top products manufactured by Classic Fashion Apparel Industry Co. are sports and activewear, denim and casual bottoms, formal pants, and outerwear.

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POTENTIAL MANUFACTURERS

MUSTAFA & KAMAL ASHRAF TRADING & CONTRACTING COMPANY LLC CONTACT INF OR MAT ION Address: Wadi Kabir Industrial AreaRuwi Muscat, 112 Oman Phone: 968 2 4810471 Fax: 68 2 4811427 Website: www.mktrad.com THIRD DIMENSION APPARELS LLC CONTACT INF OR MAT ION Address: PO Box 155 Ad Dulayl 13136 Ad - Dulayl, Qiz Jordan Phone: 962 5 3825066 + 962 5 3825700 E-mail: mjain@malwagroup.com Website: http://www.malwagroup.com Established customers of Third Dimensions Apparel include Jones Jeanswear Group Inc and Sue & Sam . The top products manufactured by Third Dimension Apparels are woven bottoms, denim bottoms, knitted apparel, and hats.

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E VA LUAT I O N

After conducting a comparative analysis of Jordan’s limited number of apparel manufacturers capable of supplying the Fit & Flourish product, it has been determined that the Classic Fashion Apparel Industry Corporation is the best fit for Fit & Flourish.

Classic Fashion Apparel Industry Corporation’s mission and vision (listed on the following page) align with the most significant values of Fit & Flourish.

Having supplied to well-recognized, high caliber brands and retailers such as Lands End, Danskin, Champion, and Under Armor, we, at Fit and Flourish, are confident that Classic Fashion Apparel Industry Corporation will work closely with us to manufacture high quality knit activewear that is produced in accordance with our detailed specifications. In partnering with this supplier we can trust that adherance to our ethical standards and code of conduct will be practiced through fair treatment to all employees, punctual and fair pay, providing safe, comfortable work environments, consistent commitment to initially established obligations, and providing transparency and reliability in all words and actions.

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E VA LUAT I O N

CL ASSIC FASHION APPAREL INDUSTRY CO. MISSION Our Mission consists of dedicated team work at all levels, giving priority to environmental protection, respecting the importance of commitment to sustainability in every action, having concern for welfare of the work force, conforming with all national and international regulations, practicing consistency in maintenance of highest quality standards, acting with transparency and reliability in all interactions, as well as displaying punctuality and trustworthiness in all commitments.

Untiring and constant work towards the complete satisfaction of all customers, agents, and associates is the key to the realization of our mission.

VISION The Vision of Classic Fashion is to be one among the front runners in the global supply chain of apparel. It envisions the uninterrupted supply of flawlessly created garments that exude perfection in every strand, giving maximum satisfaction to the end users and to exceed the expectations of world class retailers with consistent quality and punctual deliveries in complete conformity with their specifications.

ENVIRONMENTAL POLICY The policy of the Company in environmental matters consists of conserving natural resources for the future requirements of our planet, saving energy as much as possible, managing wastes that are by-products of the production process, recycling wastes (especially water), and reducing pollution of the atmosphere and the environment to its absolute minimum.

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COSTING

60

SEWING

15

$0.15

ADMINISTRATION

$2.25 $0.50

TOTAL LABOR COSTS

$3.0425

* INCLUDES PRESSING AND PACKING UNLESS OTHERWISE NOTED

OTHER

per unit

$ TOTAL

FREIGHT

80424

$0.0527

$4,241.96

DUTY

28.20%

0.0148614

$1,196.23

BROKER

$0.0047

$379.06

INSURANCE

$0.0011

$84.84

TOTAL OTHER

$0.0734

$5,902.09

DOLLAR

$ TOTAL

$14.8002

$14.80

$50.20

$50.20

TARGET WHOLESALE / RETAIL P R I C E A N D M A R G I$14.80 N $5,916.82 GRAND TOTAL PERCENT COST MARKUP

129%

TOTAL WHOLESALE

$24.8002

TOTAL PROFIT

$40.1998

TARGET RETAIL

$65.00

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COST SHEET

FIT & FLOURISH

COST SHEET JANUARY 26, 2014

STYLE #: 0222-001, 0222-002 STYLE NAME: CAPRI LEGGING

SEASON: S/S 2015 DESCRIPTION: SPORT KNIT BOTTOM

FABRICS

$/YARD*

YIELD**

$ TOTAL

FABRIC #1

$5.50

1.01

$4.44

FABRIC #2

$5.50

1.01

$5.56

TOTAL FABRIC COST

$10.00

* TO INCLUDE FREIGHT

** TO INCLUDE WASTE

COMPONENTS

$/UNIT*

QUANTITY

$ TOTAL

THREAD

$0.0016

202

$0.3232

ELASTIC WAISTBAND

$0.34

0.8383

$0.2850

HEAT TRANSFER LABEL

$0.00545

1.01

$0.0055045

TOTAL COMPONENTS COST

$0.61373

PACKAGING

$/UNIT*

QUANTITY

$ TOTAL

HANGTAGS

$0.42

1.01

$0.4242

PRICE TICKET

$0.35

1.01

$0.3535

POLYBAGS

$0.08744

1.01

$0.08831

TOTAL PACKAGING COSTS

$0.86601

PACKING

$/UNIT*

QUANTITY

$ TOTAL

CARTONS

$0.85

10

$0.08500

TAPE

$0.02

3.03

$0.0606

LABELS TOTAL PACKING COSTS

62

0.06 $0.20560

COST SHEET

LABOR

MINUTES

PATTERNMAKING

1%

$0.0225

GRADING

1%

$0.0225

MARKING

1%

$0.0225

CUTTING

10%

$0.23

SEWING

15

COST MIN.

$0.15

ADMINISTRATION

$ TOTAL

$2.25 $0.50

TOTAL LABOR COSTS

$3.0425

* INCLUDES PRESSING AND PACKING UNLESS OTHERWISE NOTED

OTHER

per unit

$ TOTAL

FREIGHT

80424

$0.0527

$4,241.96

DUTY

28.20%

0.0148614

$1,196.23

BROKER

$0.0047

$379.06

INSURANCE

$0.0011

$84.84

TOTAL OTHER

$0.0734

$5,902.09

GRAND TOTAL

$14.80

$5,916.82

DOLLAR

$ TOTAL

$14.8002

$14.80

$50.20

$50.20

PERCENT COST MARKUP

129%

TOTAL WHOLESALE

$24.8002

TOTAL PROFIT

$40.1998

TARGET RETAIL

$65.00

63

IMPORT CLASSIFICATION

64

HTS CODE Category: Knitted Bottom, includes all womens / girls knitted trousers Material: Synthetic fibers HTS Code: 648: 6104230032 CORRESPONDING TARIFF PERCENTAGE Corresponding Tariff: 14.9% PREFERRENTIAL TREATMENT For the specific category of women’s knitted bottoms made of synthetic fibers, there is no preferrential treatment for trade between the United States and Jordan.

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66

LOGISTICS & IMPORTATION

67

EASE OF TRANSPORT The three ports located within the country of Jordan are the Industrial Port Zone, Mo’ta Berth and Msohterak Berth, and the Port of Aqaba.

While Jordan has a total of three ports in operation, only two of them provide shipping container services. The two providing these services are the Industrial Port Zone and Mo’ta Berth and Msohterak Berth.

INDUSTRIAL PORT ZONE Port Location: Aqaba Port Name: Industrial Port Zone Address: PO Box 115 Aqaba 77110 Jordan Phone: 962 3 2014031 Fax: 962 3 2016204 Email: info@aqabaports.gov.jo Web site: www.aqabaports.com.jo Latitude: 29 22 27 N Longitude: 34 58 2 E Port Type: Port Terminal Port Size: Small Waterway: Red Sea Waterway System: Arabian Sea Region MO’TA BERTH AND MSOHTERAK BERTH Port Location: Aqaba Port Name: Mo’ta Berth and Moshterak Berth Address: PO Box 115 Aqaba 77110 Jordan Phone: 962 3 2014031 Fax: 962 3 2016204 Email: info@aqabaports.gov.jo Web site: www.aqabaports.com.jo Latitude: 29 28 1 N Longitude: 34 58 45 E Port Type: Port Terminal Port Size: Medium Waterway: Red Sea Waterway System: Arabian Sea Region

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69

FREIGHT COMPANIES

E V E R G R E E N M A R I N E C O R P. Carrier Name: Evergreen Marine Corp.

Common Name: Evergreen Marine Corp.

Address: 166, Sec. 2 / Minsheng E. Rd. / Taipei 104 / Taiwan Phone: 886-2-25027766 Fax: 886-2-25055256 Email: cbdbcd@tw.evergreen-line.com Website: www.evergreen-marine.com Service Area: Global Ports of Call: 158 HAPAG LLOYD Carrier Name: Hapag-Lloyd AG Common Name: Hapag-Lloyd Address: Ballindamm 25 / Hamburg 20095 / Germany Phone: 40/3001-0 Fax: 40/330053 Email: info.de@hlag.com Website: www.hapag-lloyd.com Service Area: Global Ports of Call: 153

70

FREIGHT COMPANIES

K LINE Carrier Name: Kawasaki Kisen Kaisha, Ltd. Common Name: K Line Address: Hibiya Central Building 2-9 / Nishe-Shinbashi 1-chrome, Minato-ku / Tokyo 105-8421 / Japan Phone: 81 52-589-4510 Fax: N/A Email: N/A Website: www.kline.co.jp Service Area: Global Ports of Call: 122 MAERSK LINE Carrier Name: Maersk Line Common Name: Maersk Line Address: Esplanaden 50 / Copenhagen K 1098 / Denmark Phone: 45 3363 3363 Fax: 45 3363 4108 Email: cenwwwsvcbus@maersk.com Website: www.maerskline.com Service Area: Global Ports of Call: 188

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FREIGHT COMPANIES PIL Carrier Name: Pacific International Lines Ltd. Common Name: PIL Address: 140 Cecil Street, #03-00 / PIL Building / Singapore 069540 / Singapore Phone: +65 62218133 Fax: N/A Email: general@sgp.pilship.com Website: www.pilship.com Service Area: Global Ports of Call: 122 WA N H A I L I N E S , LT D. Carrier Name: Wan Hai Lines, Ltd. Common Name: Wan Hai Lines, Ltd. Address: 10th Floor, 136, Sung Chiang Road / Taipei / Taiwan Phone: 886-2-25677961 Fax: 886-2-25216000 Email: N/A Website: web.wanhai.com Service Area: Asia, Middle East, Western USA Ports of Call: 53 ZIM Carrier Name: Zim Integrated Shipping Services Ltd. Common Name: Zim Address: 9 Andrei Sakharov St. / P.O.B. 1723 / Haifa 31016 / Israel Phone: 972-4-8652111 Fax: 972-4-8652956 Email: N/A Website: www.zim.co.il Service Area: Global Ports of Call: 144

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SHIPPING ROUTES

Trade between The Hashemite Kingdom of Jordan and the United States can be done by either a combination of ocean frieght and truck or by a combination of air freight and truck. While either are possible, it is more cost efficient to use shipment by cargo ships to transport goods from one country to the other. The main shipping route used to travel from Jordan’s Aqaba terminal to Savannah, Georgia’s port is mapped out below.

74

TIMELINES

AQABA JORDAN TERMINAL TO S AVA N N A H G E O R G I A T E R M I N A L Total distance: 11321.4 km (6113.1 M) JO Surface T/T: 11 hours / 203.01 km (109.62 M) Sea T/T: 17days, 21 hours / 11116.74 km (6002.56 M) US Surface T/T: 0 hours / 1.63 km (0.88 M) Average Transit Time: 32 days 8 hours TIME BREAKDOWN Delivery full export container(s) to the terminal: 11 hours Customs declaration time: 24 hours Loading cargo on board: 2 days Distance: 109.62 nautical miles (203.01 km) FOB delivery time: 3 days 11 hours Sea transit time: 17 days 21 hours Time in the port of transshipment: 8 days Arrival to the port of discharge: 24 hours Distance: 6002.56 nautical miles (11116.74 km) CIF delivery time: 30 days 8 hours Freight forwarding & Customs clearing: 2 days Distance: 0.88 nautical miles (1.63 km) Land delivery to the final destination: 0 hours

75

TRADE DOCUMENT REQUIREMENTS

76

77

DOCUMENTATION When doing any sort of importing or exporting on a global level, from one country or geographical region to another, there are always specific required documents, each serving its own unique purpose. Listed below are various trade document requirements and explanations as to what purpose said document serves.

ENTRY SUMMARY Documentation required by importers that allows United States Customs to determine if products are legal to import. US Customs collects duties and statistics, while the importer determines value, classifies goods and calculates duties, fees and taxes.

CERTIFICATE OF ORIGIN A document declaring in which country a commodity or good was manufactured. The certificate of origin contains information regarding the product’s destination and country of export.

INLAND BILL OF LADING A legal document required for the transportation of materials over land. An inland bill of lading serves as both the carrier’s receipt to the shipper and the carriage contract. The document specifies the details of the goods being transported, such as quantity, type and destination.

OCEAN BILL OF LADING A document required for the transportation of goods overseas. An ocean bill of lading serves as both the carrier’s receipt to the shipper and as a collection document. The document specifies the details of the goods being transported, such as quantity, type and destination.

INSURANCE CERTIFICATE A document issued by an insurance company/broker that is used to verify the existence of insurance coverage under specific conditions granted to listed individuals.

78

DOCUMENTATION A R R I VA L N O T I C E Notice sent by a carrier or agent to the consignee (and to the notify party, if any) to inform about the arrival of the shipment and number of packages, description of goods, their weight, and collection charges (if any).

COMMERCIAL INVOICE Document required by customs to determine true value of the imported goods, for assessment of duties and taxes. A commercial invoice (in addition to other information), must identify the buyer and seller, and clearly indicate the (1) date and terms of sale, (2) quantity, weight and/or volume of the shipment, (3) type of packaging, (4) complete description of goods, (5) unit value and total value, and (6) insurance, shipping and other charges.

PACKING LIST Itemized list of articles usually included in each shipping package, giving the quantity, description, and weight of the contents. Prepared by the shipper and sent to the consignee for accurate tallying of the delivered goods. Also called bill of parcels, packing slip, or unpacking note.

PRO FORMA INVOICE An abridged or estimated invoice sent by a seller to a buyer in advance of a shipment or delivery of goods. Pro forma invoices are commonly used as preliminary invoices with a quotation, or for customs purposes in importation. They differ from a normal invoice in not being a demand or request for payment.

LETTER OF CREDIT A letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount.

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IMPORTING DOCUMENTS Page No. _____of ______Pages

COMMERCIAL INVOICE SHIPPER/EXPORTER

CONSIGNEE

DATE

COMMERCIAL INVOICE NO.

CUSTOMER P.O. NUMBER

DATE OF EXPORT

COUNTRY OF ORIGIN

B/L / AWB NUMBER

FINAL DESTINATION

EXPORT ROUTE / CARRIER

TERMS OF SALE

TERMS OF PAYMENT

FREIGHT: PREPAID NOTIFY PARTY/ INTERMEDIATE CONSIGNEE

QUANTITY

DESCRIPTION

COLLECT

MARKS:

H.S. NUMBER

UNIT PRICE

SUBTOTAL HANDLING FREIGHT MISC.

"WE HEREBY CERTIFY THIS INVOICE TO BE TRUE AND CORRECT." TOTAL

THESE COMMODITIES, TECHNOLOGY OR SOFTWARE WERE EXPORTED FROM THE UNITED STATES TO : IN ACCORDANCE WITH THE EXPORT REGULATIONS. DIVERSION CONTRARY TO U.S. LAW PROHIBITED.

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TOTAL PRICE U.S.$'S

IMPORTING DOCUMENTS

DEPARTMENT OF HOMELAND SECURITY

1. Filer Code/Entry No.

U.S. Customs and Border Protection ENTRY SUMMARY

Form Approved OMB No. 1651-0022 EXP. 08-31-2014

2. Entry Type

3. Summary Date

4. Surety No. 5. Bond Type 6. Port Code

7. Entry Date

8. Importing Carrier

9. Mode of Transport

10. Country of Origin

11. Import Date

12. B/L or AWB No.

13. Manufacturer ID

14. Exporting Country

15. Export Date

16. I.T. No.

17. I.T. Date

21. Location of Goods/G.O. No.

18. Missing Docs 19. Foreign Port of Lading

22. Consignee No.

23. Importer No.

25. Ultimate Consignee Name and Address

City 27.

Line No.

State

Zip

City A. Entered Value B. CHGS C. Relationship

35. Total Entered Value

$ 36. DECLARATION OF IMPORTER OF RECORD (OWNER OR PURCHASER) OR AUTHORIZED AGENT Importer of record and that the actual owner,

or purchaser or agent thereof. I further declare that the merchandise

33.

A. HTSUS Rate B. ADA/CVD Rate C. IRC Rate D. Visa No.

CBP USE ONLY

Total Other Fees

purchaser, or consignee for CBP purposes is as shown above, OR

State 32.

$

I declare that I am the

24. Reference No.

26. Importer of Record Name and Address

28. Description of Merchandise 29.

30.

31.

A. HTSUS No. A. Grossweight Net Quantity in B. ADA/CVD No. B. Manifest Qty. HTSUS Units

Other Fee Summary for Block 39

20. U.S. Port of Unlading

Zip 34.

Duty and I.R. Tax Dollars

Cents

TOTALS

A. LIQ CODE

B. Ascertained Duty

37. Duty

REASON CODE

C. Ascertained Tax

38. Tax

D. Ascertained Other

39. Other

E. Ascertained Total

40. Total

owner was obtained pursuant to a purchase or agreement to purchase and that the

prices set forth in the invoices are true, OR was not obtained pursuant to a purchase or agreement to purchase and the statements in the invoices as to value or price are true to the best of my knowledge and belief. I also declare that the statements in the documents herein filed fully disclose to the best of my knowledge and belief the true prices, values, quantities, rebates, drawbacks, fees, commissions, and royalties and are true and correct, and that all goods or services provided to the seller of the merchandise either free or at reduced cost are fully disclosed.

I will immediately furnish to the appropriate CBP officer any information showing a different statement of facts.

41. DECLARANT NAME

TITLE

42. Broker/Filer Information (Name, address, phone number)

SIGNATURE

DATE

43. Broker/Importer File No. Paperwork Reduction Act Notice CBP Form 7501 (06/09)

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IMPORTING DOCUMENTS

OMB No. 1651-0016 Exp. 02-28-2015

DEPARTMENT OF HOMELAND SECURITY

1. PORT

U.S. Customs and Border Protection

2. DATE

CERTIFICATE OF ORIGIN

4. NAME OF PERSON COMPLETING CERTIFICATE

(ARTICLES SHIPPED FROM INSULAR POSSESSIONS, EXCEPT PUERTO RICO, TO THE UNITED STATES 1 )

5. NAME OF FIRM

19 CFR 7.3 6. SHIPPERS EXPORT DEC. NO.

7. DATE FILED

9. DESTINATION (Port of)

8. CARRIER (Vessel or Airline)

10. CONSIGNED TO

12.

MARKS AND NUMBERS

3. CERTIFICATE NO.

11. LOCATION OF CONSIGNEE (City and State)

13.

QUANTITY

14.

DESCRIPTION OF ARTICLES

FOREIGN MATERIALS 2 15.

Description

16.

Value

MATERIALS DESCRIBED IN GENERAL NOTE 3 (a)(iv)(B)(2) 3 19.

18.

17.

Date Incorporated into Date Imported into Description Imported Goods Insular Possession

20. INSULAR POSSESSION WHERE MERCHANDISE WAS PRODUCED OR MANUFACTURED 21. INSULAR POSSESSION OF WHICH MATERIALS ARE THE GROWTH, PRODUCT, OR MANUFACTURE 22. ADDRESS OF SHIPPER

I declare that I am the person named above, acting in the capacity indicated; that the description and other particulars of the merchandise specified above are correct as set forth in this certificate; that the said merchandise was produced or manufactured in the insular possession named above, and from the materials grown, produced, or manufactured in the insular possession also named above, or of the United States, or of both; that if foreign materials were used therein, their description and value are shown above.

23. SIGNATURE OF SHIPPER

VERIFICATION OF CBP OFFICER

I hereby certify that I have investigated the foregoing 24. DATE statements and am satisfied that they are correct to the best of my knowledge and belief.

SEE BACK OF FORM FOR FOOTNOTES AND PAPERWORK REDUCTION ACT NOTICE.

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25. SIGNATURE OF CBP OFFICER

CBP Form 3229 (06/09)

83

FREIGHT CARRIER’S DOCUMENT BILL OF LADING / CONNAISSEMENT Not negotiable / Non negociable

UNIT NO. / NO.D’UNITÉ

------------------------------------------------------

BILL OF LADING NO. / Nº DE CONN. D/J

M

SHIPPER / EXPÉDITEUR NAME / NOM

PLEASE PLACE TOP OF BAR CODE STICKER STRAIGHT ON DOTTED LINE S.V.P. PLACER LA PARTIE SUPÉRIEURE DU CODE À BARRE AUTOCOLLANT EN LIGNE DROITE SUR LE POINTILLÉ

Y/A CUSTOMER CODE CODE DU CLIENT

Declared Valuation $ Valeur déclarée ______________ Per: ……………………..

ADDRESS / ADRESSE

Maximum liability of $2.00 per pound unless declared valuation states otherwise. A surcharge is applicable when the declared value is in excess of $2.00 per pound.

CITY / VILLE

CONSIGNEE / CONSIGNATAIRE

/ Responsabilité maximum de $2.00/livre à moins d’indication contraire. Un supplément s’applique quand la valeur déclarée dépasse deux dollars la livre.

CUSTOMER CODE CODE DU CLIENT

FREIGHT CHARGES / FRAIS DE TRANSPORT

PREPAID / PORT PAYÉ

NAME / NOM

Bill Shipper / Facturer l'Expéditeur

COLLECT / À PERCEVOIR

Bill Consignee / Facturer le Destinataire

ADDRESS / ADRESSE

Freight charges will be collect unless marked prepaid.

Les frais seront à percevoir à moins d’avis contraire

CITY / VILLE

ROUTING / ROUTE

TRANSFER POINT / POINT DE TRANSBORDEMENT

CARRIER / TRANSPORTEUR

# PIECES MORCEAUX

DANGEROUS GOODS PROD. DANGEREUX CLASS P.I.N.

PARTICULARS OF GOODS, MARKS AND EXCEPTIONS DESCRIPTION DES MARCHANDISES, MARQUES ET PARTICULARITÉS

– OR / OU:

BILL THIRD PARTY FACTURER UNE TIERCE PARTIE

WEIGHT POIDS

Name of Third Party Nom de la troizieme partie

Address Adresse

P.O. #

REF# SHIPPER: PLEASE COMPLETE THE FOLLOWING

TOTAL NO. OF PIECES

NOMBRE TOTAL DE COLIS

/

SHIPPER’S # EXPÉDITEUR: S.V.P. REMPLIR CE QUI SUIT

DIMENSIONS OF SHIPMENT / DIMENSIONS DU CHARGEMENT

LENGTH / LONGUEUR

WIDTH / LARGEUR

HEIGHT / HAUTEUR

TOTAL CUBIC FEET TOTAL PIEDS CUBES

1. Any agreement covering transportation of the goods described herein with other than due dispatch, or for specific time, must be endorsed on this bill of lading and signed by the parties hereto.

2. When a shipment is at shipper’s risk, the words “At Shipper’s Risk” must be entered and initialed by both parties hereto.

1. Toute entente spéciale concernant le transport des biens décrits ci-haut, soit heure spéciale de livraison ou autre, doit être indiquée sur ce connaissement et signée par les partis concernés.

2. Si la marchandise est expédiée au risque de l’expéditeur, les mots “Au risque de l’expéditeur” doivent être inscrits et initialés par les deux parties concernées.

SHIPPER / EXPÉDITEUR

__________________________________________________ PER: _____________________________________________

NOTE: UNCRATED MERCHANDISE AT SHIPPER’S RISK. / THIS BILL OF LADING TO BE SIGNED BY SHIPPER AND CARRIER.

TOTAL WEIGHT POIDS TOTAL

C.O.D. AMOUNT / MONTANT

$

___________________

DIMENSIONAL WEIGHT / POIDS DIMENSIONNEL *

* 10 lb/cu.ft./li./p.c.

C.O.D. FEE PREPAID FRAIS C.O.D. PAYÉS D’AVANCE C.O.D. FEE COLLECT FRAIS C.O.D. À PERCEVOIR

C.O.D. charges will be collect unless marked prepaid.

Les frais C.O.D. seront à percevoir à moins d’avis contraire.

CARRIER / TRANSPORTEUR

PER: _________________________________________________________

NOTE: MARCHANDISE NON-EMBALLÉE AU RISQUE DE L’EXPÉDITEUR / CE CONNAISSEMENT DOIT ÊTRE SIGNÉ PAR L’EXPÉDITEUR ET LE TRANSPORTEUR

CHECKER CONTRÔLEUR

85

CONCLUSION

86

87

CONCLUSION After assessing Jordan from all angles, it is apparent that there are both risks and benefits to sourcing from the Hashemite Kingdom. When deciding whether or not the possibility of said risks has the potential to outweight said benefits, all details from geography to economy to culture to politics, etc. must be taken into account.

Taking a look at the risks posed when sourcing with Jordan, the political unrest and lack of stability in the Middle East has been and will continue, for some time, to be a significant factor. This lack of stability and depression of a global economy have caused many production lines to be strained or completely halted, in turn resulting in loss of jobs and less availability of product.

The political turmoil and instability of the Middle Eastern region is a great risk to considerwhen determining whether or not to source goods from Jordan. That being said, Jordan itself maintains low rates of law abuse and has been able to maintain professional, successful relationships with international countries, something that many of its surrounding Middle Eastern neighbors have not been able to do.

On the other hand, the business of the textile and apparel industry itself surprisingly has not slowed but instead has grown in part thanks to the Free Trade Agreement between Jordan and the United States as well as the Qualified Industrial Zones Agreement between the two countries, both of which have proven to be highly beneficial for each party. With the growth in the apparel and textiles industry more attention, cultivation, and dedication is being given to the business. Initiative such as Better Work Jordan are working hard to improve the industry and elevate it to a more internationally competitive market. With such efforts in place, and no plans to stop them, it is expected that the apparel and textiles sector will continue to flourish and grow.

With our calculations of expected cost, comparatively speaking, making the decision to partner with Jordan in the manufacturing of Fit & Flourish merchandise can be justified. The greatest struggle once making the decision to partner with the Hashmite Kingdom would be to decide upon supplier, seeing as though choices are extremely limited. Yet within this limited selection of suppliers are a few very reputable companies that have worked with American brands, and high - caliber activewear brands similar to ours specifically. Considering the Jordanian interest in long - term business relationships, the high revenue saved due to the US - Jordan Free Trade Agreement, and the steady growth and improvement of Jordan’s textile and apparel industry, the benefits of sourcing with Jordan outweigh the risks.

With that conclusion, Fit & Flourish would be wise to highly consider Jordan as a manufacturing partner in the global sourcing process, as would other countries.

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CONCLUSION

RISKS

BENEFITS

LACK OF NATURAL GAS

FREE TRADE AGREEMENT

SLOWED ECONOMIC GROWTH

QUALIFIED INDUSTRIAL ZONES

LABOR UNREST EASY ACCESS TO EAST COAST FEW SUPPLIERS POLITICAL TURMOIL IN THE MIDDLE EAST

HIGH CALIBER APPAREL NAMES QUICK SHIP LEAD TIMES J GATE APPAREL ASSOCIATION BETTER WORK JORDAN NOTABLE CLIENTS INTERESTED IN LONG - TERM BUSINESS RELATIONSHIPS GROWING APPAREL INDUSTRY

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APPENDIX

TRAITS OF JORDAN

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91

SOCIAL The social structure class structures of Jordan are challenging to assess.

Social divisions often often cut across class divisions, making it difficult to break them down. That being said, Jordan has four main classes of citizens; upper class, upper-middle class, lower-middle class, and lower class.

The upper class is a small yet extremely wealthy group of citizens made up of landowners, financial businessmen, and industrialists. The middle class of the country doesn’t hold much of a presence but those citizens of this sector typically hold positions within the government or as army officers. The lower-middle class of Jordan is made up of schoolteachers, white-collar workers, artisans, and shopkeepers. Jordan’s lower class is a large population of individuals and the majority of them are unemployed.

The lowest and highest of Jordan’s household incomes or consumption rates by percentage share are as follows: Lowest 10%: 3.4% Highest 10%: 28.7% POPULATION As of July 2013, Jordan’s population consists of 6,482,081 inhabitants.

When ranked against the rest of the world Jordan falls at the 104th for population size. The population growth rate is currently 0.14% and Jordan is the 182nd fastest growing country in the world.

LANGUAGES The native language of Jordan is Arabic yet English is widely used and understood among the middle and upper classes.

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93

APPENDIX

AGE STRUCTURE

94

APPENDIX

ETHNIC GROUPS

RELIGION

95

96

GOVERNMENT TYPE Constitutional Monarchy CAPITAL Amman CHIEF OF STATE King ABDALLAH II HEAD OF GOVERNMENT Prime Minister Abdullah US REPRESENTATIVE Stuart E. Jones

97

C U LT U R E

ARTS The establishment known as, ‘Darat al Funun,’ operates as a home for art and artists of Jordan as well as the entirety of the Arab world.

This host of abundant art was created with the goal in mind to provide a platform for the visual arts from all Arab countries and to allow artists and the Arab people to foster their creativity and critical dialogue. The home for arts also exposes the energy of modern ideas and contemporary art practices. At the beginning of the millennium, in 2002, Darat al Funun became a part of the non-profit Khalid Shoman Foundation, as an honor to the patron of Darat Al Funun.

A celebration of Jordanian culture, known as the festival of Jerash, is an annual summer program of theatrical performances, music, and dance that lasts three weeks long. The festival, which began in 1981, takes place in the actual city of Jerash and is attended by royal family members of Jordan and regarded as one of the largest cultural celebrations of the country.

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99

100

MONUMENTS

A L SA LT, JOR DA N The city of Al Salt, Jordan, during the reign of the Ottoman Empire, was the capital city. What we now know as the modern country of Jordan was formed with the conclusion of WWI and the Arab Revolt and it was at this time that Al Salt lost its title of capital city to the city that remains the capital to this day, Amman.

As time has passed, while Amman has continued to expand and become more modernized, Al Salt has held onto the charisma and step of prior centuries.

Thanks to Al Salt’s pleasant climate and cleanly stream of water, the area has been a site of human settlement since the Iron Age. It’s architecture, which is clearly suggestive of the Ottoman Empire, is full of ornate doors and taller windows.

Such elegant surroundings attract some visitors but with it being off the standard tourist route, Al Salt doesn’t see as much tourism as one would expect.

MADABA, JORDAN The town of Madaba is rich in history thanks to its recently discovered and intricate mosaic artifacts. These mosaics are laid in plenty around the town itself. Some of the most noteworthy are found in the form of a Byzantine mosaic map of the Holy Land contained within the Greek Orthodox Church of Saint George. A variety of other magnificent mosaics are found within the Madaba Archaeological Museum and other churches of Madaba.

Another significant and popular tourist spot is the Mount Nebo located just outside of Madaba. This site holds religious significance because according to the bible it is where Moses is said to have viewed the Promise Land.

Visitors are greeted with a beautiful panoramic view when making it to Mount Nebo. In the year 2000 Pope John Paul II established the site as one of five spots in Jordan to be designated as a Catholic Christian Pilgrimage site making it even more popular of a destination. more popular of a destination.

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DESERT CASTLES, JORDAN Located east of capital city Amman there lies a long stretch of desert plain lands. Sporadically covering this land are several Jordanian monuments known together at the, ‘desert castles.’ Most of these castles surprisingly were not built for military use but instead for caravan stations, trade posts, and hunting lodges among other things. The most well-known of these castles are the Qasr Amra, the Qasr Kharrana, and the Qasr Kharrana.

Qasr Amra is currently the most well-preserved among the castles and has been designated as a UNESCO world heritage site. Its original purpose was to serve as a palace of pleasure and bathing house. This desert castle is symbolic of early Islamic art and architecture. Decorative frescoes line the walls and ceilings of the reception hall and the hammam along with a few rooms containing mosaic paving along the floor.

Qasr Kharrana’s original use remains unknown to historians and archaeologists. The debate of the castles purpose goes from fort, to caravan station, to desert retreat. It is assumed that Qasr Kharrana was built on the spot of either a Roman or Byzantine ruin.

Differentiating it from the rest, Qasr al-Azraq is a site with definitive military history. Dating back to the 13th century this desert castle was the last of a few forts built through the ages with the purpose of defending the approaches to Azraq oasis. During the Arab revolt Lawrence of Arabia used this particular site as its headquarters.

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PELLA, JORDAN The site of Pella sits on a smaller plateau and comes off as a slow rural village but the significance of this town is thanks to the march of many civilizations. It has housed a plethora of different human populations since the Stone Age. There has even been evidence found revealing human activity from the Paleolithic times. Major cities from Greek, Roman, and Christian Islamic civilizations, as well as Byzantine churches were once located in Pella. The area is highly popular for archaeologists but not as popular for tourists. This is due to the lack of information available to visitors educating them on the historical significance of the sites. Pella is noted as a destination of fascination due to its current sleepy vibe juxtaposed with its past reputation as a hub of civilization.

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107

PETRA, JORDAN The most popular and widely known monument of Jordan would be the site of Petra. The Siq, a narrow and winding canyon that has been molded by seasonal rains on sandstone rock over years, is how one enters Petra. When exiting the city it is a good idea to take the lesser-known route by walking until you reach the additional exit. While its look is not as magnificent as the entrance at the Siq, this exit gives a unique experience with a significantly less number of tourists and the end will lead one to a road leading up the hill to the town of Umm Sayhoon.

The village of Umm Sayhoon is the residence of a community known as the Bedouins. For many years past the families of this community resided in Petra’s caves but relocated to government built housing during the early eighties. Should a tourist be visiting the site in the late afternoon it is common to find oneself walking amongst the Bedouins that have spent their day selling horse rides, cultural crafts, and refreshments. In line with typical Jordanian communication habits and the strong sense of curiosity among Jordanians, the Bedouins won’t hesitate to strike up conversations with such visitors.

They may even invite a tourist to their home for coffee and/or tea.

The inhabitants of Umm Sayhoon are open allowing visitors to explore their land so long as said tourists treat the village with respect. What is uniquely appealing about Umm Sayhoon is the realness of the community. Such realness cannot not be found in the highly visited and commercial town of Wadi Musa, which is a more advertised destination of Petra. The rich cultural visit to Umm Sayhoon is well worth-while for anyone interested in truly experiencing life of Petra and transportation fees back to Wadi Musa are quite low.

In preparation for a visit to Petra, or if simply interested in the site, it is highly recommended that one read, “Married to a Bedouin.” The book written by Marguerite van Geldermalsen depict what Bedouin life was like when living in the actual caves of Petra and she remains in Petra selling accessories made by hand from the local women.

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UMM QAIS, JORDAN The area of Umm Qais, prior to the Middle Ages, was known as Gadara. Although the spot was most likely founded by Greeks during the fourth century BC, it reached its eminence when under Roman rule during first century AD. What makes Umm Qais (Gadara) significant is its inhabitance of numerous classical scholars and several prosperous and prominent Romans; all of which were drawn to the area due to its close proximity to hot springs. With such a notable crowd, Gadara became known as a city dense with culture.

The biblical site where Jesus performed the miracle of casting the devil out of two men and into a herd of pigs, that took off to the Sea of Galilee and proceeded to drown, is believed by many to have taken place in Umm Qais.

When visiting Umm Qais one will find a colonnaded street, remains of public baths and a mausoleum, as well as the Basilica of Gadara. The most significant of sites in the city would be a very well conserved Roman amphitheater. The amphitheater was built of black, Basalt blocks smooth to the touch and contain west-facing tiered seats, making it a beautiful spot to view the sunset. The area also offers extensive panoramic views across the Golan Heights and below to Lake Tiberiaus.

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JERASH, JORDAN Located almost fifty miles north of Jordan’s capital Amman lies the town of Jarash. This city is recognized as one of the most wellpreserved provincial Roman sites in the world. At one point Jarash belonged to a confederation of the ten most important regional cities known as the Decapolis League.

While its popularity was at its peak during the third century AD when the Crusaders made their way through Jarash it was virtually deserted. Thanks to the slow consumption of sand over time, the monuments have been kept close to original condition.

The major draws of Jarash today are the stone-lined main street containing a noteworthy colonnade, the vast entryway arch, the hilltop temples, baths, a wellpreserved hippodrome, fountains, and a significantly large oval forum also lined with a colonnade.

Walls interspersed with arched gates define the city’s limits.

The hippodrome mentioned above used to comftorable accommodate 15,000 spectators. The site is still used as a venue for re-enactments of Roman military operations as well as chariot racing and battle amongst gladiators.

What is most significant of Jarash is the widely celebrated Jarash cultural and arts festival. Taking place during the latter part of July and beginning of August, the celebration is marked by celebration of drama / theatre, traditional dance, poetry, literature, fine art, crafts, and music. The years-old plazas, theatres, and avenues provide for a culturally dense setting, allowing for a true depiction of the Jordanian traditions and ethnicity.

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KARAK, JORDAN With its hilltop positioning at just about a thousand meters above sea level, the city of Karak sits surrounded by valleys on three sides with astonishing views overlooking the Dead sea. While Karak has been noted for its obvious military advantages in the past, the standing castle was built by crusaders of the twelfth century. What differentiates this fort from most others is its extensive history of bloodshed. Ruler Reynaud De Chatillon, who controlled the site in 1770, is said to have sentenced many prisoners to death by way of throwing them in the ramparts. Not stopping there De Chatillon also robbed Muslim pilgrims, merchants caravans, and attempted attack on Mecca during his reign. In response to the cruel and violent behavior, Saladin planned an attack on Karak and nearly captured the castle. When De Chantillon proceeded to raid yet another large caravan Saladin took over the castle following an eight month siege. Saladin had an honorable and humane reputation but had no tolerance when dealing with the violence of De Chatillion.

It is believed that he took it upon himself to kill De Chantillion.

The main attraction for visitors of Karak would be the ruins of the Karak castle. With such rich history of intense threat and danger at times, simply beingwithin the castle provides fora powerful experience. Its underground passages equipped with extended chambers and various rooms the site allows for much exciting exploration. Tourists and any visitors of the castle should be extremely mindful of the potentially dangerous and unsuspecting areas, especially when accompanied by children.

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DINING AND CUISINE

MEZZE The most dominant style of eating in Jordan can be described by the word mezze. Mezze can be a variety of foods. By definition it is the small plate. This could be a salad, appetizer, dip, sauce, combination of veggies and meats, or beans, among other things. A bread-like starch similar to wraps or tortillas is often served simultaneously with the mezze. Whatever the starch may be it is meant to be torn off or taken as whole pieces and dipped into the variety of small plates served.

Mezze is typically served prior to the larger main dishes. Common combinations for mezze may be hummus, kubbeh, kubbeh nyyeh, falafel, tabouleh, rocket salad, fattoush, labaneh, moutabel, babba ghanoush, makdous, Haloumi, zetun, foul, pickled vegetables, dolma, manakesh, za’atar, or olive oil. All of which are defined on the following pages.

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DINING AND CUISINE

HUMMUS Boiled chickpeas blended to perfect smoothness and sometimes combined with tahini, garlic, olive oil, lemon juice, parsley, and spices KUBBEH A minced meat that has been herbed and covered in a crust of crushed wheat and fried, shaped similar to an American football KUBBEH NYYEH A minced meat and crushed wheat mixture similar to kubbeh but the meat is served raw, very rich FAL AFEL Fried chickpea flour, smaller than falafel served in other countries TABOULEH A salad made of finely chopped mint and parsley that has been mixed with tomatoes, onion, and crushed wheat; seasoned with olive oil and lemon juice ROCKET SALAD Large arugula leaves (known as rocket to Jordanians) tossed with olive oil and lemon juice FATTOUSH A chopped vegetable salad tossed with pieces of dry or fried flatbread and seasoned with olive oil, lemon juice, and sumac LABANEH A thick, creamy yogurt dip often used as a dip or sandwich spread MOUTABEL Pureed and roasted eggplant with garlic

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DINING AND CUISINE

BABBA GHANOUSH Roasted eggplant that has been cut into pieces and tossed with onions and tomatoes, sometimes pureed MAKDOUS Pickled, stuffed eggplant HALOUMI A semi-soft cheese white in color, similar to feta ZETUN Olive salad containing carrots, green pepper, chile, and olive oil FOUL Crushed fava beans served with toppings such as olive oil, lemon juice, parsley, chili pepper, sumac, etc.

PICKLED VEGETABLES Vegetables such as carrots, radishes, cucumbers, cauliflower, etc. that have been pickled DOLMA Grape leaves that are stuffed with minced, herbed vegetables, meat, and rice MANAKESH A flatbread dough typically topped with an olive oil or za’atar blend, in some places it may include chees or ground meat as a topping Z A’ATA R A mixture of thyme and sesame seeds OLIVE OIL Oil of olives, a cornerstone of Jordanian food

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DINING AND CUISINE SANDWICHES Ara’yes (English translation bride) are oven baked flat bread sandwiches filled with spiced mincemeat that tend to be a bit greasy but are commonly sold as street food.

Chicken schwarma is a spiced and herbed chicken on a spindle that has been cut into small pieces and wrapped inside a flat bread. The chicken schwarma is often served with vegetables, hot sauce, and / or tahini. This sandwich is commonly sold on the street as well.

BREADS Kubz is a pit breadwith pockets that can be found at the majorityof dining establishment and food stores with pretty much all meals. The literal translation of kubz is, “ordinary,” bread.

Shrak is a traditional Jordanian bread that is made very thin prior to being placed on a hot iron griddle that is shaped like an inverted wok.

Abud is a Bedouin bread dense in texture that is unleavened and baked in a wood fire by burying in ash and blanketing with hot embers.

SWEETS AND DESSERTS Knafeh is a rich dessert that is made with a mixture of thick cheese base (white in color) that contains semolina bits. The semolina bits have been baked on the top and the dessert is then covered in a sweet syrup.

Halawa, whose name comes from the Arabis meaning of sweet, is served either as a breakfast side or as a dessert on its own. This sweet treat is made from sugar or honey sweetened tahini sesame paste that has been permeated and topped off with a variety of topping bits, to include pistachio.

Harisa is a cake with a farina or semolina base that is soaked in a sweet syrup.

Oriental sweets, although not specifically a Jordanian treat, have grown very popular among the Jordanians and are often served at nicer dining and hospitality establishments such as the Four Seasons in the capital city of Amman. Jordan also has a variety of sweet shops inwhich the consumerhas the abilityto create theirown custom sweet to theirliking.

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DINING AND CUISINE MAIN DISHES Fatet Batinjan is a traditional dish of the Druze culture that is made of labaneh (thick yogurt sauce), minced meat, and roasted eggplant.

Galayet Bandora is a dish composed of tomatoes that have been sautéed and cooked with garlic, salt, olive oil, and then topped with pine nuts. In some restaurants fried eggplant may be added to this dish.

Suniyat Dijaj is a main dish of chicken baked with tomatoes, onions, and potatoes that has been seasoned with spices such as cinnamon, nutmeg, allspice, pepper, and cardamom.

Mansaf is a meal whose roots are specifically Bedouin and it is typically made of goat meat. The meat is cooked in a mixture of dehydrated salted yogurt balls that have been reconstituted with water. In preparation, once the meat is tender and has simmered for several hours, it is served on a large platter with a sizable hill of rice underneath. This dish is often consumed with a traditional flat bread (shrak) and consumed community style with one’s hands.

Zarb is a Bedouin barbeque dish composed of meat and veggies cooked in a sizable underground pit.

Makloubeh which is known as, “upside-down chicken,” is a casserole dish that layers rice, meat, and vegetables. It is referred to as, “upside-down chicken,” because it is cooked in one direction and served in the opposite direction.

Kofta is a ground up, spiced meat that is baked in a sea of tahini and then topped with pine nuts as well as thinly sliced potatoes.

There are many varieties of main dishes but no matter which Jordanian establishment one dines in or whose Jordanian home one eats in the main dishes there are always plates of grilled meat, kebabs, ground up meat, and shish taouk (chicken skewers).

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DRINKS No matter the occasion the Jordanian beverage of choice is nearly always tea. Types of tea range from herbal teas to black teas to green teas and often contain a combination of elements such as thyme, mint,verbena, rosemary, sage, chamomile, etc. Herbal-black blends are offered most places as well.

Coffee is also a popular and frequently consumed beverage in Jordan.

The two main types of coffee are Arabic coffee and Turkish-style coffee.

Arabic coffee is preferred by the Bedouins and is made of ground fireroasted beans and thinly drawn cardamom. The Arabic coffee is served in espresso portions and standard espresso dishware. Turkish-style coffee is common and sold at locations such as roadside stands. The Turkishstyle is far stronger than Arabic coffee. To brew this type water is heated in a metal cup equipped with a long handle and the coffee grounds and sugar are stirred in the mixture as it is brewed over a gas flame until it begins to bubble. Turkish style coffee is some of the hottest in the world and orders can be interpreted through hand signals. To order a Turkish coffee without sugar one simply orders with their thumbs down. If wanting a moderately sweet coffee one points their thumbs to the side. Lastly when ordering a Turkish coffee with the standard full amount of sweetness said customer can simply give a thumbs up.

A Jordanian beverage commonly sold or made is a lime-mint juice. The juice contains many shades of green and green bits. This beverage is very cleansing and refreshing.

Although alcohol consumption is relatively taboo among Jordanians, areas dense with tourist attractions and visitors offer alcoholic beverages and among them a variety of wines many of which have been made in Jordan with grapes harvested from the country itself.

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ECONOMY TYPE

A small Middle Eastern country with limited natural resources and one of the most waterpoor parts of the world; Jordan is currently defined as a, “lower middle income country,” according to World Bank. As with the Jordan’s size, its economy is one of the smallest of the Middle East. The country is currently exploring different means of growing its limited water supply and discovering ways to using existing resources in more efficient ways. For most energy requirements Jordan currently depends on external sources, creating much dependence on assistance foreign countries.

The issues of high poverty rates, inflation, unemployment, and a hefty budget deficit are also current economic struggles of the Jordanian government and people.

In 1999 the country undertook a plan of economic reformation under the rule of King Abdullah. With this economic reform the Jordanian government has abolished the majority of its fuel and agricultural subsidies, passed new laws that aim to control and eventually end corruption, and start a tax reform. The government has also been working towards becoming a part of the World Trade Organization (WTO, in 2002), allowing more free trade, created an agreement with the European Union (EU, in 2001), and signed into practice the first bilateral free trade agreement between the United States and a Middle Eastern, Arab country.

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Although all of the changes of the economic reformation have thus far only had positive outcomes, due to the global economic crisis and Middle Eastern political turmoil, the GDP growth of Jordan has only depressed. This has negatively affected Jordan’s export divisions, construction, and the tourism industry. As an effort to improve living conditions for the poverty-stricken lower and middle classes, the Jordanian government approved a budgetary supplement as well as two economic relief packages during 2011 and 2012. In addition to the global economic disaster, the country’s financial situation has been strained as a result of a natural gas pipeline attack that took place in Egypt. As a result Jordan was forced to bring in much more costly diesel imports to create electricity for their nation, only exacerbating their economic situation.

Preventative action is taking place for potential energy shortfalls in the future as Jordan seeks nuclear power generation as well as unearthing of copious oil share reserves and reusable technologies. After analyzing payment discrepancies in 2012, Jordan signed a $2.1 billion, multiple year International Monetary Fund Stand-By Arrangement as a move to correct the budget and imbalances.

Thanks to its confined exposure to foreign capital markets, Jordan has been able to keep its financial division somewhat isolated from the global monetary crisis. Throughout the next year or so it is predicted that Jordan’s economy won’t see much positive or negative change due to their continual dependence on foreign assistance to finance their debt.

FISCAL POLICIES GDP Purchasing power parity - $38.24 billion (2012 est.), 105th world ranking GDP COMPOSITION BREAKDOWN

INDUSTRIES Industries in which Jordan operates are apparel, fertilizer, potash, phosphate mining, pharmaceuticals, petroleum refining, cement, inorganic chemicals, light manufacturing, and tourism.

The industrial production growth rate when last measured was 0.8%, falling at number 127 when compared to all other countries.

BUDGET Jordan’s revenues total $6.668 billion Jordan’s expenditures total $9.678 billion Budget surplus (+) or deficit (-): -9.8% of GDP (country comparison 199) Public debt: 75.5% of GDP (country comparison 32) Inflation rate: 4.8% (country comparison 141)

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APPENDIX

EXPORTS $7.898 billion (2012 est.); country comparison 101 EXPORT COMMODITIES Clothing Fertilizers Potash Phosphates Vegetables Pharmaceuticals EXPORT PARTNERS

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APPENDIX

IMPORTS $18.46 billion (2012 est.); country comparison 77 IMPORT COMMIDITIES Crude oil Machinery Transport equipment Iron Cereals

IMPORT PARTNERS

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GEOGRAPHY

LOCATION Bordering countries: Iraq = 181 km Israel = 238 km Saudi Arabia = 744 km Syria = 375 km West bank = 97 km Middle East, northwest of Saudi Arabia, coordinates = 31 00 N, 36 00 E AREA Total = 89,342 square km Land = 88,802 square km Water = 540 square km Coastline = 26 km In comparison to world: 128 Jordan’s terrain is mostly desert plateau in the east and highland area in the west with the Great Rift Valley separating the East and West banks of the Jordan river.

CLIMATE Jordan’s climate is mostly arid desert. From the months of November to April the rainy season occurs in the western part of the country. The elevation extremes of Jordan are as follows: lowest point = -408m (Dead Sea), highest point = 1,734 m (Jabal Ram).

NATURAL HAZARDS Natural hazards that cause a threat to the country are droughts and periodic earthquakes. Environment issues of Jordan are limited natural freshwater resources, deforestation, overgrazing, soil erosion, and desertification.

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LABOR LABOR FORCE 1.771 million (2011 est.)

UNEMPLOYMENT RATE 12.3% (2011 est.)

NATURAL RESOURCES Phosphates Potash Shale oil AG R IC U LT U R A L P R OD UC T S Citrus fruits Cucumbers Olives Tomatoes Strawberries Stone fruits Sheep Poultry Dairy OPERATING INDUSTRIES Apparel Fertilizer Potash Phosphate mining Pharmaceuticals Petroleum refining Cement Inorganic chemicals Light manufacturing Tourism 130

MAPS

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TECH PACK

COMPANY NAME: FIT & FLOURISH

ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401 PHONE: (516) 589-1506 EMAIL: FITANDFLOURISH@GMAIL.COM

LONG LEGGING PANT TECH PACK FRONT/BACK

COLORWAYS

NOTE: COLORS ARE SHOWN FOR REFERENCE ONLY. SEE PANTONE TCX FOR EXACT MATCH. SIZE INSEAM LEG OPENING

HIP WAIST

132

XS 25.5" 9" 34.5-35.5 25-26

S 25.5" 9" 36.5-37.5 27-28

M 25.5" 9" 38.5-39.5 29-30

FABRIC INFORMATION

PEWTER/DAHLIA MAUVE

Textile TCX

18-5203/17-2617

L 25.5" 9" 40.5-41.5 31-32

XL 25.5" 9" 42.5-43.5 33-34

CARE INSTRUCTIONS

DETERGENTS LABELED "FREE" OR "CLEAR" WON'T HAVE ADDITIVES THAT BREAK DOWN THE FABRIC'S TECHINICAL ATTRIBUTES. FOLLOW CARE JET BLACK/BRIGHT CHARTREUSE INSTRUCTIONS FOR PRODUCT; DO NOT USE FABRIC SOFTENERS, WHICH CLOG FABRICS AND PREVENT THEM FROM PERFORMING. AIR DRY; 19-0303/14-0445 HEAT BREAKS DOWN LYCRA OVER TIME.

TECH PACK

DESIGN SHEET (PAGE 1 0F 7) COMPANY NAME: FIT & FLOURISH

STYLE #: 0304-001 & 0304-002 SKETCH:

ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401 PHONE: (516) 589-1506 E-MAIL: FITANDFLOURISH@GMAIL.COM

GARMENT INFORMATION GROUP NAME: ACTIVEWEAR KNIT CLASSIFICATION: SPORT KNIT BOTTOM SEASON: SPRING/SUMMER 2015 GARMENT LABEL: HEAT TRANSFER (SEE LABEL/PACKAGING) FABRIC CONTENT: LYCRA SPORT (SUPPLEX LYCRA/NYLON) COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTEUSE

DESCRIPTION: LONG ANKLE-LENGTH LEGGING WITH COLORED SIDE STRIPE DETAIL

DATE CREATED: JANUARY 14, 2014

DATE MODIFIED: JANUARY 19, 2014

DATE RELEASED: FEBRUARY 19, 2014

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TECH PACK

ILLUSTRATION SHEET (PAGE 2 OF 7) COMPANY NAME: FIT & FLOURISH

STYLE #: 0304-001 & 0304-002 CLASSIFICATION: SPORT KNIT BOTTOM

ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401

SEASON: SPRING/SUMMER 2015

PHONE: (516) 589-1506

GARMENT LABEL: HEAT TRANSFER (SEE LABEL/PACKAGING)

EMAIL: FITANDFLOURISH@GMAIL.COM

COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTREUSE SKETCH

FABRIC INFO LYCRA SPORT (SUPPLEX NYLON/LYCRA) GRIFFIN MANUFACTURING, MA #0287912

STYLE WIDTH #0287912 60" LIGHTWEIGHT

DATE CREATED: JANUARY 14, 2014

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SIZE RANGES

DELIVERY COMMENTS

XS-XL SAMPLE SIZE: M

DATE MODIFIED: JANUARY 19, 2014

DATE RELEASED: FEBRUARY 19, 2014

TECH PACK

FABRIC SHEET (PAGE 3 OF 7) COMPANY NAME: FIT & FLOURISH

STYLE #: 0304-001 & 0304-002

ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401

GROUP NAME: ACTIVEWEAR KNIT

PHONE NUMBER: (516) 589-1506

CLASSIFICATION: SPORT KNIT BOTTOM

SEASON: SPRING/SUMMER 2015

GARMENT LABEL: HEAT TRANSFER (SEE LABEL/PACKAGING) COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTREUSE

EMAIL: FITANDFLOURISH@GMAIL.COM SKETCH

SWATCH

FABRIC INFORMATION

STYLE # WIDTH

SIZE RANGES

DELIVERY DATE

LYCRA SPORT, GRIFFIN MANUFACTURING, MA #0287912

#0287912 60" WIDE LIGHTWEIGHT

XS-XL SAMPLE SIZE: M

TBD

DATE CREATED: JANUARY 14, 2014

DATE MODIFIED: JANUARY 19, 2014

COMMENTS

DATE RELEASED: FEBRUARY 19, 2014

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TECH PACK

COMPONENT SHEET (PAGE 4 OF 7) COMPANY NAME: FIT & FLOURISH

STYLE #: 0304-001 & 0304-002 GROUP NAME: ACTIVEWEAR KNIT

ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401

CLASSIFICATION: SPORT KNIT BOTTOM

PHONE: (516) 589-1506

FABRIC CONTENT: LYCRA SPORT

EMAIL: FITANDFLOURISH@GMAIL.COM

COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTREUSE COLOR/ LOCATION FINISH

ITEM-VENDOR-CODE-ORIGIN

CONTENT

SIZE-QUANTITY-UNIT OF MEASURE

ELASTIC WAISTBANDCTSUSA-ELASTIC04K3WBOX-USA

KNITTED ELASTIC

3"-500 YARDS-10 ROLLS OF 50 YARDS

WAIST

BLACK

ELASTIC THREAD-A&EUSATHREAD-USA

TEXTURED POLYESTER

240 GRAMS-2M-1000 YARDS

USE THROUGH-OUT

BLACK

DATE CREATED: JANUARY 14, 2014

136

SEASON: SPRING/SUMMER 2015

DATE MODIFIED: JANUARY 19, 2014

COMMENTS

DATE RELEASED: FEBRUARY 19, 2014

TECH PACK

LABEL/ PACKAGING SHEET (PAGE 5 OF 7) STYLE #: 0304-001 & 0304-002 GROUP NAME: ACTIVEWEAR KNIT

COMPANY NAME: FIT & FLOURISH ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401

CLASSIFICATION: SPORT KNIT BOTTOM

SEASON: SPRING/SUMMER 2015

PHONE: (516) 589-1506

FABRIC CONTENT: LYCRA SPORT

EMAIL: FITANDFLOURISH@GMAIL.COM

COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTREUSE

ITEM-VENDOR-CODEORIGIN

CONTENT

SIZE-QUANTITYMEASUREMENT

LOCATION

COLOR

COMMENTS

POLYBAGUNIVERSALPLASTICS15F1420-CA

POLYPLASTIC

12"X22"-1000 UNITS

N/A

N/A

SHIP PRODUCT IN POLYBAGS; 1 PER BAG

1.25"X2"-1000 UNITS

BACK CENTER WAISTBAND

WHITE

1.5"X1.5"-1000 UNITS

LEFT SEAM WAISTBAND

WHITE

22"X10"X6" -6702 UNITS

N/A

N/A

2"X55 YARDS-288 UNITS

N/A

CLEAR

CARE AND CONTENT LABELPOLY YARN BCI-USA HANGTAG-BCI-USA

RAW NATURAL COTTON CANVAS

BOX-ULINE-(S-13319)CARDBOARD USA TAPE-UNLINE-(T-67122)SOLVENT ADHESIVE USA

DATE CREATED: JANUARY 14, 2014

DATE MODIFIED: JANUARY 19, 2014

DATE RELEASED: FEBRUARY 19, 2014

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TECH PACK

DETAIL SHEET (PAGE 6 OF 7) COMPANY NAME: FIT & FLOURISH STYLE #: 0304-001 & 0304-002 COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTREUSE ADDRESS: 37 WHITAKER STREET SEASON: SPRING/SUMMER 2015 GROUP NAME: ACTIVEWEAR KNIT SAVANNAH, GA 31401 PHONE: (516) 589-1506 CLASSIFICATION: SPORT KNIT BOTTOM EMAIL: FITANDFLOURISH@GMAIL.COM FABRIC CONTENT: LYCRA SPORT ITEM-VENDOR-CODESIZE-QUANTITYCONTENT LOCATION COLOR COMMENTS ORIGIN MEASUREMENT TAGLESS THERMAL BACK CENTER WILL INCLUDE BRAND NAME AND SIZE N/A 2.5"X2.5"-1000 UNITS WHITE TRANSFER-BCI-USA WAISTBAND DAHLIA LOWER WAISTBAND TO LEG PEWTER/DAHLIA MAUVE LYCRA SPORT 3"-AT SIDE SEAMS AT SIDE SEAMS MAUVE OPENING JET BLACK/BRIGHT BRIGHT LOWER WAISTBAND TO LEG LYCRA SPORT 3"-AT SIDE SEAMS AT SIDE SEAMS CHARTREUSE CHARTREUSE OPENING DETAIL SWATCH

DATE CREATED: JANUARY 14, 2014

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DATE MODIFIED: JANUARY 19, 2014

DATE RELEASED: FEBRUARY 19, 2014

TECH PACK

LABEL PLACEMENT SHEET (PAGE 7 OF 7) COMPANY NAME: FIT & FLOURISH ADDRESS: 37 WHITAKER STREET SAVANNAH, GA 31401 PHONE: (516) 589-1506 EMAIL: FITANDFLOURISH@GMAIL.COM

DATE CREATED: JANUARY 14, 2014

STYLE #: 0304-001 & 0304-002 COLORWAY: PEWTER/DAHLIA MAUVE & JET BLACK/BRIGHT CHARTREUSE GROUP NAME: ACTIVEWEAR KNIT

SEASON: SPRING/SUMMER 2015

CLASSIFICATION: SPORT KNIT BOTTOM FABRIC CONTENT: LYCRA SPORT

DATE MODIFIED: JANUARY 19, 2014

DATE RELEASED: FEBRUARY 19, 2014

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