10% increase in price, 28% increase in sales, 42% decrease in listings Last Month's real estate sales figures are now out. Last month statistics are now in the books and the bottom line is Market Remains Very Strong! The statistics for last months average GTA sale price and volumes are at or near all time highs. Average price in the GTA was nearly $407,000, up from $380,000 in 2008. Listing inventories are low, so if you are thinking of selling, this is a good time to list your home. The market has been 'very good' for the past few months or so and new listings are needed. Inventory is down 42% from last year, yet we are seeing record sales each month. Price trends over the past 13 years indicate that prices will likely increase over the next month or so. Mortgage interest rates have fallen slightly over the past month or so, even though the bank rate has remained steady. It appears as if rates may hold steady for the short term. Many feel The Bank of Canada may hold the course in the near future on their current level of prime, so this should keep mortgage interest rates at their current levels. Low Interest Rate Home Loans For High-Income Professionals At www.FreeHomeMortgageReport.com
INSIDE THIS ISSUE • • • • • • •
October Is Fire Safety Month Halloween Fire Safety Tips
Variable rates are now Prime MINUS rather than Prime PLUS .8% or so. Any way you look at it, interest rates are at or near all time lows with bank prime at 2.25% My observations for the GTA marketplace is that we continue to see that prices continue to be strong and rising in many areas. Moderately of course, but still, they are rising.
Is Your Home One In Seven Million?
Our market continues to do very well, prices are up and so are sales volumes. It will be interesting to see Avoid The “OUCH!” Of Closing Costs what the next quarter brings as the fall market is typically a strong period in our market. Think! Act! Live!
School Of The Month
Homes For Sale •ARE
YOUR COLLEAGUES INTERESTED IN WORLDCLASS SERVICE?
SEE FLYER INSIDE!
Give us a call for a FREE Room-by-Room review. I regularly add new articles to my blog, 2-3 times per week. I hope this finds you and yours happy and healthy! I wish you and your family all the best! To Read more go to our BLOG at www.GoBIGandGoHOME.CA 1
Bernie and Jason
DO YOU KNOW OF ANY LOCAL BUSINESSES THAT GIVE OUTSTANDING CUSTOMER SERVICE? We’d like to hear from you. We are putting together a Service Directory to share with all our clients, so when you need to hire someone, you have a list of service providers you can trust. Call us at 1-877-SUPR-BWL ext 112 with your recommendations.
October is Fire Safety Month Being prepared is the first line of defense in fire prevention. The fire safety team at Canadian Tire has put together a home and fire safety tip list to help keep your family safe. Fire Extinguisher Safety Tip Ensure that every member of the family knows the location of the fire extinguishers in your home as well as how to use the unit.
Fight fires with the PASS system: Pull the pin Aim low – point the unit at the base of the fire Squeeze the lever Sweep from side to side Make sure your unit is fully charged by regularly checking the gauge Smoke Detector Safety Tip There should be a smoke detector on every level of your home. Replace your smoke alarms every 10 years. Even with proper maintenance (cleaning, battery changes etc) smoke alarms are not guaranteed to function properly after 10 years. Replace your old smoke alarm today and never remove the batteries to silence an alarm. New at Canadian Tire is the Remote Hush Smoke Alarm that allows nuisance alarms to be silenced wirelessly from a distance. Also, the remote control can also be used to test the smoke alarm. Carbon Monoxide Safety Tip
FREE! Home Seller’s Marketing Kit
Carbon monoxide is colourless and odourless, making it a silent threat. Replace the batteries in your smoke alarm and CO alarm If you’re thinking of selling now or every year. As an easy reminder, replace your batteries when in the future, get your free Home you turn back your clocks for daylight savings. Seller’s Marketing Kit. This special kit has helped hundreds of sellers Dryer Safety Tip save tens of thousands of dollars and countless headaches (and Dryer fires are more common than you think, making it important lawsuits!). The kit contains to remove lint and debris from your dryer duct on a regular • Blank purchase contracts basis. Often birds and mice find comfort by nesting in these sheltered areas, causing obstruction. When dryer ducts are • Preparing Your Home For Sale clogged, the risk of dryer fire is increased and the dryer can checklist require as much as 60% more drying time and can use almost • Update of current sales in your 80% more energy. area 2
Be Safe, Be Healthy, For You and Your Family .
Halloween Fire Safety Tips This Halloween many families will be decorating both inside and outside with decorations that require electricity. It is important for homeowners to treat decorative items in the same manner as all other appliances in the home. Being Halloween falls into Fire Safety month, the Fire Safety team at Canadian Tire has put together the following tips for a safe and enjoyable Halloween. * Use a flashlight or glow stick instead of a candle in the jack-o-lantern to safely achieve an illuminating glow. * Keep exits clear of decorations, ensuring nothing blocks escape routes * Choose Halloween costumes and decorations made of fire resistant materials only * Ensure children stay away from open flames or other heat sources and teach them to stop, drop and roll in the event their costume or clothing catches fire. (Stop immediately, drop to the ground, covering your face with your hands, and roll over and over to extinguish flames.) Cool the burn.
School Of The Month
WELCOME NEW CLIENTS
Congratulations to our School Of The Month,
Here are some of the new clients who became members of our “Real Estate Family” this past month. I’d like to welcome you and wish you all the best!
Vaughan Secondary School Every month Jason finds some time to speak to kids from Grades 5-12 about the benefits of having dreams, believing in them, and dreaming BIG! Persevering through 12 NFL & CFL Teams & a Super Bowl Championship is proof through Jason that DREAMS can come true!
Franco Catherine (referred by Steve) Ryan & Kelly John Jennifer & Paul Wayne We love giving recognition to our new friends and our wonderful existing clients who are kind enough to refer their friends, family and neighbors to us.
Call us to find out how Jason can be a guest motivational speaker for a school near you! 1-877-SUPR-BWL ext 7 3
Is Your Home One in Seven Million? In Canada, there are seven million homes that are underinsulated. But that number may gradually be decreasing with the number of homeowners taking advantage of the government grants and incentives available today when insulating the home for energy efficiency. “Upgrade the insulation in your home and don't become one in seven million,” says Cheryl West, Insulation Expert, Owens Corning. “There's no better time than now to make use of the helpful grants and incentives available when upgrading the amount of insulation in your home to meet recommended insulation standards.” But, time is of the essence. The Home Renovation Tax Credit (HRTC) provides homeowners a 15 per cent non-refundable tax credit of up to $1,350 when they perform renovations before February 1, 2010 – leaving only a few months to complete your insulation projects before next year's deadline. Fortunately, the ecoENERGY Retrofit program is in effect for at least another year. Plus, the federal government has raised the grant amounts by 25 per cent this year. Add provincial matching grants offered by select provinces and the rebates simply add up. Insulating the home doesn't mean that you need to conduct a complete home-overhaul. In fact, there are some projects that can be completed throughout a single weekend and that are quite costeffective. For example, topping up on the amount of insulation in your attic only requires you to add to the existing insulation you already have. So long your attic insulation achieves a value of R-50 – an equivalent of 15 See An inches of PINK FIBERGLAS batt insulation – you can qualify Interesting Home? for the HRTC as well as the ecoENERGY Retrofit program grants. No need to wonder about the price. No For an attic re-insulation project, that can mean up to need to call a high-pressure sales more than $2,000 available through government incentives. agent who will just make you feel And don't forget about the savings on your energy bills. You obligated. Our computers can send can achieve up to 28 per cent savings on your monthly you the information quickly and easily heating and cooling costs*, all while helping the environment for any house, listed or sold, anywhere and reducing your carbon footprint. An attic insulated to R-50 in town. helps save a half-ton** of greenhouse emissions each and Just ask us! It’s all part of my free, every year. So, don't delay and insulate today. For more no-obligation information on the ecoENERGY Retrofit program visit HomeFinder Service. www.oee.nrcan.gc.ca and for step-by-step instructions on Leave the address on my voicemail, how to re-insulate your attic for energy efficiency, visit anytime, 24 hours a day, and I’ll fax, www.insulationtaxcredit.ca. * Savings vary depending on the mail or email all the information on that original amount of insulation in your home, climate, house listing within 24 hours. Call size, air leaks, and personal energy use and living habits. ** 1-877-SUPR-BWL enter ext. 111 Based on an average attic size of 1700 SF with existing R19 4
5
If you or someone you know is interested in any of the following properties, please give me a call 416.445.8855 or email me JG@YourFamilyRealtors.ca To see more about these properties visit: www.YourFamilyRealtors.CA/Featured-Homes
FOR LEASE 10 BELLARIA
BATHURST & RUTHERFORD
2-Storey Fitness Centre, Pool, Suana, Guest Suites, Golf, 24 Hr Conceirge, Valet Parking, Terraced Garden. City Living At Its Finest!!!
Absolutely Stunning Home In Desirable Thornhill Woods. Master Bedroom Ensuite Bath W/Sep Frameless Glass Shower Enclosure & Soaker Tub
FOR SALE KEELE/LAWRENCE
FOR SALE JANE & WILSON
Superior Custom Built Home. Nestled In Quiet High Demand Pocket Of High End Homes.
Excellent Well Kept Home. Huge Oversized Double Brick & Block Garage With Power & Workshop & Cantina Under-
FOR SALE OAKWOOD & VAUGHAN
Excellent Investment - Duplex Plus Basement Apartment Well Maintained In & Out. Same Tenants For Many Years.
BIRCHMOUNT & DANFORTH
Move In And Enjoy! Many Reno's And Upgrades Done Including: Kitchen, Floors, Trim, Landscaping, New Deck And More!
FREE! Home Seller’s Marketing Kit
If you’re thinking of selling now or in the future, get your free Home Seller’s Marketing Kit. This special kit has helped hundreds of sellers save tens of thousands of dollars and countless headaches (and lawsuits!). The kit contains .JANE
& ST. CLAIR Great Condo Alternative/Starter, Renovated With Stucco Exterior, Mostly Newer Windows, Fenced Property
YONGE & EGLINTON
FOR SALE • Blank purchase contracts LESLIE & SHEPPARD • Preparing Your Home For Sale Well Yonge & Eglinton Charmer. This Is Not Your Average Bunchecklist Cared For & Updated. Large galow! Exceptionally Large Modern Eat-Insales Kitchen Witharea New of current in your Home; With An Addition• Update Patio Door 6
Who is the next person you know who is looking to buy or sell a home? I currently have a few spots available. Listings Brokered By: KELLER WILLIAMS REFERRED REALTY, Brokerage Independently Owned and Operated
The Realty Post Free Information Request Form Please complete the box below and place check marks next to the free reports and information you’d like to receive.
Fax this form to 1-866-204-1993 or mail it to: Jason Gavadza 156 Duncan Mill Rd #24, Tor, Ont M3B3N2 or just call me at 1-877-SUPR-BWL! www.YourFamilyRealtors.CA email: JG@YourFamilyRealtors.CA
Name:
Phone:
Address:
Email:
City:______________ Province:___
Postal Code:
___________ Fax: _______________
Please send me the requested free information selected below via (__) Mail (__) Fax (__) Email.
Free Reports (__)
Protect Your Home From Burglars
(__)
Five Deadly Mistakes Home Sellers Make
(__)
Making the Move Easy On the Kids
(__)
How Sellers Price Their Homes
(__)
How to Stop Wasting Money on Rent
(__)
How to Sell Your House For the Most Money In the Shortest Possible Time
(__)
The 10 Dumbest Mistakes Smart People Make When Buying or Selling a Home
Free Information (__) (__)
Send me information about your free, no-obligation HomeFinder service. Send me the special computer report showing the features and sale prices of up to 15 of the most recent home sales near the following address: ___________________________________________, City: ______________________________ or in the ____________________________________________ area.
(__) (__) (__)
Please let me know the listing price and features of the home at the following address: _____________________________________________________________________. Please let me know the selling price of the home at the following address: _____________________________________________________________________. Please call me to arrange a free, no-obligation market valuation on my house.
Do you have a family member or friend who would enjoy a free subscription to Jason & Bernie’s Journal? Just provide me with their contact information, and I’ll add them to my mailing list. Name: Address: City:
Province: ________Postal Code:
7
Thinking Of Selling in 2009? www.FreeHomeInfOOnline.CA
Thinking Of Buying in 2009? www.RealEstateAvailables.com This newsletter is intended for entertainment purposes only. Credit is given to the authors of various articles that are reprinted when the original author is known. Any omission of credit to an author is purely unintentional and should not be construed as plagiarism or literary theft. Copyright 2009 .This information is solely advisory, and should not be substituted for medical, legal, financial or tax advice. Any and all decisions and actions must be done through the advice and counsel of a qualified physician, attorney, financial advisor and/or CPA. We cannot be held responsible for actions you may take without proper medical, financial, legal or tax advice.
8