Kendall Masuko Real Estate Buyer's Guide

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Listing Your Home with the Market Leader Leader ŠDickson Realty 2019, All rights reserved

A Proven Approach To Buying A Home Kendall Masuko Your Trusted Real Estate Professional

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


My Promise Home Buyer, I want to express how much I appreciate the opportunity to present to you my step by step guide to buying a home. I realize that you have a choice when hiring an agent. I understand the process can be confusing, sometimes complicated. Please be assured you will receive my very best service incorporating all my experience and training to make a committed effort to have this process be understandable, hassle free and hopefully a pleasure for all involved. As your agent, I will guide you through the process and give you the information you need to make educated decisions. As a fiduciary, I will always act in your best interest. I want to earn your trust and be the real estate professional you turn to when you are ready to buy your home and for years to come.

Warm Regards,

Kendall Masuko Kendall Masuko, REALTORÂŽ Dickson Realty

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Meet Kendall

Kendall is all about real estate. His success with sellers, buyers and investors comes from his strong belief that real estate is really about people. When working with Kendall, his focus is always on his clients, their needs, and their goals. But above all, he understands that the path to a successful deal is the trust and professionalism he brings to all involved in every transaction. Giving back to his community is a big part of who he is. Kendall is an active Rotarian and sits on the board of the Reno Rotary Club of Midtown. He also works with the Northern Nevada VA system, organizing fundraisers and spends time with veterans at the VA Sierra Health Care System. Kendall and his wife volunteer with Big Brothers and Big Sisters of Nevada. As a “Big Brother” and “Big Sister”, once a week they spend time with their “Little” in hopes to make a difference in his life. Outside of real estate, Kendall and his wife, Emily, are outdoor enthusiasts. They believe that there are few places greater than the Sierra Nevada Mountains. If you love the outdoors as much as they do, you might just run into each other hiking on a trail, skiing down a run or fishing on the river. They love calling Northern Nevada their home.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


My Service Pledge As your agent, there are many services you can expect me to provide, including: Returning all of your telephone and email inquiries in a prompt, professional manner Utilizing my local knowledge and my networks to offer timely information beyond what you can find on the internet Providing expert negotiating advice. My goal is to help you obtain the best price and terms available. Exhibiting skill, care and loyalty regarding typical contracts, local issues and customs. My priority is to work in your best interest. Being the source of information for professional consultation. landscapers, lenders, architects and accountants. My relationships will become your connections. Simplifying and managing the escrow process. To insure the often complex procedure runs smoothly by attending to all critical appointments and timelines. I will strive to get you to your close of escrow on time. Never overlooking that I am an agent with Dickson Realty, the market leader consisting of dedicated agents working in a highly professional collaborative atmosphere. Agents that enjoy their jobs, helping people, helping you!

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Your Agent is Your Choice! You always have the right to competent, professional representation. Your agent is responsible for giving you the information you need to make educated home purchasing decisions. If you choose to be represented by an agent who has another parties best interests to weigh against yours how can you be sure that you are getting the representation that you deserve? Did you know that your agent can help you with:

Any home listed in the local Multiple Listing Service - Any home that has been entered into this system may be negotiated for you by your agent. Don’t be fooled by listings that include direct contact information for the listing agent. The Listing agent has promised to represent the Sellers of these homes, not you the Buyers.

Any home you see as an open house - Just present my card to the agent holding the open house.

Any home in a new construction project - Please contact me ahead of time so that I may tour with you or leave my card with the sales office. Please, DO NOT sign the registry. Remember that it typically does not cost you any more to have me involved.

Any home offered “For Sale by Owner” - If you see a home that is offered “For Sale by Owner”, note the address and contact information and I will contact the owner directly, research the title history and set up a showing appointment. A sale or purchase in another area - Your Dickson agent has a unique network of similarly skilled agents nationwide.

They would enjoy helping you locate strong representation

anywhere your real estate needs take you.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


How Buyer’s Agents Are Paid It is your right in Nevada to have qualified representation. When working with an agent, you might wonder, “How does my agent get paid for their service?”

Well, here is how it breaks down: When a homeowner lists their property for sale with a Realtor® in the local Multiple Listing Service, they sign a contract with their listing agent to pay the listing commission and a selling commission. If you are represented by an agent that represents your interests exclusively, the listing agent must give the selling commission to that agent. If you are unrepresented, the listing agent is entitled to the entire commission. Listing agents will often infer that buyers will receive a discount if they are unrepresented and allow the listing agent to keep the entirety of the commission. If this is true, the offer should in some way reflect in writing that the agent is giving up the selling portion of the commission. Please remember that real estate commissions are based on the sales price of the home and that the listing agent is not only compelled by a contractual obligation to get the seller the most amount of money possible but by their own self-interests to talk you into a higher price. Your agent, on the other hand, is contractually obligated to look out for your best financial interests, regardless of compensation.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


How Buyer’s Agents Are Paid (Cont’d)

When you walk into a new construction subdivision, the same rule applies except that if you walk in the first time unrepresented, the builder’s representative will not share the commission at all. Allow me to repeat that - if you walk in the first

time unrepresented, the builder’s representative will not share the commission at all. If you would like to be represented during the negotiation and purchase of a brand new home, it is important to bring your agent with you on your first visit or you may be responsible for your agent’s commission. “For Sale by Owner” is also a common dilemma. You should discuss with your agent what kind of compensation is fair if they represent you in the purchase of a home that is listed “For Sale by Owner”. If representation is important to you, you may negotiate it into the purchase price in any kind of market. My business plan recognizes the importance of buyer representation. It is one of the primary reasons that I am in this business. It is my personal belief that my commission should never harm the negotiating position of my buyers in any way.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Our Commitment Experience the Dickson Difference… Dickson Realty was founded more than 40 years ago with a vision: to become a company dedicated to earning the trust of our clients by providing them with the highest possible level of expertise, experience, and customer service. This has been the key to our success. At Dickson Realty, we pride ourselves on setting high standards. We understand the importance of the trust people place in us. We also recognize that the strength of our company lies in the knowledge and passion of our agents and in the long term relationships we build in serving our clients. Relationships built on trust have made Dickson Realty the market leader in Reno/Sparks, with nearly twice as much market share as our closest competitor, including 45% of the luxury sales in our area. We bring more… from our understanding of the nuances of neighborhoods, to sophisticated marketing plans for properties, to expert negotiation skills, to extensive relationships and connections that help our clients get the best…and the most. We are the market leader…for good reason.

Listing Your Home with the Market Leader ©Dickson Realty 2018, All rights reserved

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Dickson Realty Included in Prestigious REAL Trends 500 April 4 2017, By Andrew Reel, No Comments

Dickson Realty Among Top U.S. Real Estate Firms in 2017 REAL Trends 500 List Designated Top Reno-Tahoe Firm and in the Top 210 Nationwide One of the most trusted and leading sources of real estate information has ranked Dickson Realty the leading real estate brokerage firm in Reno-Tahoe. REAL Trends, a national publishing and communications company based in Denver, Colo., has Dickson Realty on its prestigious list, the “REAL Trends 500,” an annual study that represents the standard of measuring performance of the nation’s leading realty service firms. Dickson Realty is the leading Reno-Tahoe firm in the Top 500, and is tabbed the 208th largest real estate firm in the nation by dollar sales

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Dickson Realty

(Cont’d)

volume, and 259th largest real estate firm in the nation by number of transactions. Now in its 30th year, the study remains the undisputed leading report ranking the performance of the top residential real estate brokerage firms. Firms are ranked by both sales volume and transaction sides. A side is when a real estate firm represents either the buyer or the seller in a real estate transaction. Due to the requirement that all information be independently verified, the REAL Trends 500 remains the trusted source for information about the performance of these firms. “Being ranked high on this prestigious national list and first in Reno-Tahoe is an honor, and a reflection of our commitment to the communities we serve with the best in real estate,” said Nancy Fennell, president of Dickson Realty. “It is important to give our clients exceptional service with buying and/or selling their home. Dickson Realty agents are experts providing experience and market leadership. The ranking is a true testament to these values.” REAL Trends reports listed Dickson Realty with 3,061 closed transaction sides and $1,107,709,813 in sales volume in 2016.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Is Now the Right Time to Buy? How’s the water? Dipping your toes in the market. Of all the things that you are reading about the current real estate market, which are the ones you should believe? Let’s start with the truthful buyer’s basics: The Federal government has built home ownership advantages into your income taxes – every day your pay rent, you are giving free money away. Every penny that you invest in a home that is your own contributes to your portfolio instead of your landlord’s. A home is a wonderful forced savings plan As a long-term investment, property ownership has historically been one of the most reliable investments.

What exactly do I need before I start looking? Earnest money deposit – anywhere from $1000 to 2% of purchase price of the home. This check will be cashed when your offer is accepted. Seasoned reserves – you don’t need a large down payment, but your lender would probably like to see that you have a couple of months payments in the bank. A cleaned up credit report – you don’t need perfect credit, but you shouldn’t expect any dirty surprises when you are trying to buy your dream home.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Market Statistics In 2018 we saw historically low inventories in the Reno/Sparks market. By the third and fourth quarters we saw the market slowdown and the housing inventory start to increase but we are still experiencing low inventories. What does “low inventories” mean? The National Association of REALTORS considers 5 to 6 months of inventory a healthy or normal market, where neither buyers nor sellers have a distinct advantage. We have studied our Reno/Sparks housing market by price range, and see a strong seller’s market in homes priced below $600,000. This price range make up almost 89% of the sales in our region. However, in the price ranges above $600,000 we have a greater inventory of available homes, and with that we see a shift to more of a balanced or buyer’s market.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Market Statistics

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Market Statistics

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Market Statistics

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


The Home Buying Process Steps of Buying a Home 

Determine if buying a home is right for you o Make sure all parties involved are committed to moving and buying a home. o When do you want to move? o Does your job(s) play a part in your decision? o If renting, what are the terms of your lease? o If you own, do you need to sell first? o There are a lot of questions to ask yourself…

Find a qualified REALTOR® o Ask about the agent’s experience and affiliations. o Ask the agent to walk you through the process of buying a home. o Look for an agent that is concerned about your needs. o They should ask a lot of questions. Help them understand what your needs are, your lifestyle, and what you are looking for.

Find a Mortgage Lender o Best way to find a lender is ask you REALTOR® o Establish price range and financing o Ask a lot of questions and understand your options o Ask them to explain TRID and how it will affect your loan

Establish financing and price range

Get a Pre-Approval Letter from your Mortgage Lender

Start Hunting for Your Home o What do you want in your new home? o What did you like in your old home? o Don’t hold back dream big! o Make a list and share it with your Realtor® o The market will determine what is available for sale but your agent will help you look for a home that meets your needs. Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


The Home Buying Process Steps of Buying a Home (Cont’d) 

Start Hunting for Your Home (Cont’d) o This is the fun part! Get out and look at homes. o New Construction – Always involve your Realtor before looking at New Construction.

Write an Offer and Negotiate o Your agent will serve as an advisor; you ultimately make the final decisions in your offer. o The goal is to reach an agreement and purchase a home. Try to think win-win. o Focus only on the items that are most important. Focusing on all the small things may scare a home seller away. o Read and understand your purchase agreement. o Quality real estate will command market value. Don’t make low offers on home priced near or at market value. o Once you have an accepted offer, work with your REALTOR®, Mortgage lender and Escrow Officer to complete the sale

Loan o Once an offer has been accepted, strict time lines will begin. Work with your REALTOR® and Lender to meet those deadlines. o A professional lender will have asked you for most of your information upfront. o Work with your lender. As the loan is processed, your lender will need more information. Time is of the essence.

Inspections o Your REALTOR® will help you schedule the inspections. o Always complete all the inspections for your home. o Work with your Realtor when scheduling Inspections. Make time to be present during the inspections. This will give you a chance to speak with the inspectors face to face.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


The Home Buying Process Steps of Buying a Home (Cont’d) 

Title & Escrow o Most documents are time sensitive. Realtor® to meet the deadlines.

Signing - Close the Sale o Make sure your funds are ready to transfer. Confirm with your Escrow Officer how and when to transfer your funds.

Record - Be patient! o When you buy a home, it is usually the job of your title or escrow agent to file your original deed — the document showing that you legally own the property — in the appropriate government office in your county. This is called “recording” your deed. o This process usually happens within 24 hours of signing o The home must be on record before your Realtor® can give you the keys to your new home.

Move In o Congratulations! You are now a Home Owner

Work with your Escrow Officer and

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


How a Home is Priced Understanding how a home is priced will give you peace of mind. It will also help you decide how much you want to offer and how to negotiate. Homes are priced by comparing like homes in the immediate area. Location Square footage Age and condition Number of bedrooms and baths Amenities – walk-in closets, granite counters, etc. Lot Size Usually the information gathered to price a home, goes back only as far as 60 to 90 days. Please keep in mind that ultimately the agent does not set the price nor does the seller. The market will set the price or value of a home. Factors that Influence Market Value Supply and Demand Economic Conditions Asking and Selling Prices of Competing Homes The Home’s Condition Factors with Little or No Influence on Market Value The Price the Seller Paid for the House The Seller’s Expected Net Proceeds The Amount Spent on Improvements & Upgrades

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Professional Appraisal Buyers who are financing a home will generally be required to have an appraisal done by the lender. While a home inspection informs you what may be wrong with the home and if it is structurally sound, an appraisal gives you more financial insight into what the home is worth, whether or not your offer is reasonable, and you are better positioned if you or the home owner decides to negotiate. A home appraiser will provide a report to you once the appraisal is complete. Aside from giving you an estimated value for your home, they will also provide details about how they calculated that amount, and what affected the value. Generally, a full report includes: An explanation of how the appraiser determined the value Specifications about the size and condition of the home A list of improvements that have been done, and when Details of any structural problems A short market evaluation, including current trends Any relevant notes about the area or property Some appraisal reports may also include pictures, maps, sketches, or information about comparative trends in the market. An appraisal does not replace your home inspections. It will give you a more complete picture of the home you are buying.

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Home Protection Plan Breakdowns will happen.

Homeowners Insurance covers things that might happen. • • •

Fire Damage Theft/Vandalism Hail Damage

An American Home Shield home warranty helps protect you from the things that will happen. • • •

Air Conditioner Breakdowns Appliance Breakdowns Plumbing Stoppages

An AHS® Home Warranty Plan protects your budget from unexpected covered repairs to your home’s systems and appliances. That means whether it’s your A/C unit burning up in summer, your heater failing in winter or any number of other covered systems and appliances calling it quits, you and your family will have one less thing to worry about.

THE #1 CHOICE IN HOME WARRANTIES by Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Searching for Your Home In recent years the process of buying a home has changed. Technology has transformed the way we search for homes. In today’s digital age, the internet has become a valuable tool for home buyers and REALTORS® alike. According to the National Association of REALTORS®, in 2017, 42% of buyers looked online first while starting the home buying process. As much as 95% searched websites to help them find their home. That is why at Dickson Realty we focus on the most accurate and up to date information when it comes to the information we provide. Search for homes at: https://yourrenosparksrealestate.com/

Let me help search! I know that searching for a home can be time consuming. As your REALTOR®, I will send you all the homes, currently for sale, that fit your criteria and needs. As we search, I will continue to send you homes as soon as they are listed on the MLS.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Credit Scores Before you start your home search, talk to your lender and get pre-qualified. How clean is your record? Now is the time to call the major credit reporting companies and clean up and discrepancies on your credit report. Company

Contact Information

Annual Credit Report Services

(877) 322-8228 www.annualcreditreport.com

Equifax

(800) 685-1111 www.equifax.com

Experian

(888) 397-3742 www.experian.com

Trans Union

(800) 888-4213 www.transunion.com

What do I look for when I receive my credit report? • Is your personal address information correct? • Is your name spelled correctly? • Are your social security number and birthdate correct? • Are the balances of your accounts correct? • Are there any accounts listed that you didn’t open or know about? • Are there any accounts that you have closed? • Have any unauthorized credit inquiries been run in the last year? • Is there anything incorrect listed in the public record sections, like liens or bankruptcies? Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Property Inspections When purchasing a home, it is critical to determine the condition of the property. The way to do that is through various types of inspections. The purpose of property inspections is to uncover any issues that would affect your decisions to purchase a particular home. Cosmetic issues that don’t materially affect the value of the home are typically not noted in reports. It is also important to have inspections when a property is newly constructed to ensure construction has been completed properly. There is always a level of risk when purchasing a home as inspectors can only evaluate what is visible. However, good inspectors can provide a great deal of confidence in the condition of a home.

Type Physical

Pest Heating System Cooling System Wood Burning Device

Oil Tank Test Well Quantity Well Quality Septic Pumping Septic Inspections Re-inspections

Who Customarily Pays

Primary Purpose of Inspection To evaluate the major systems in the home To determine any safety issues in the home needing repair Discover water damage and or dry rot and conditions which could lead to water damage. Identify any termite damage Determine the condition of the furnace Determine the condition of air conditioner/evaporative cooler Ensure the wood burning device is approved. If not, if may need to be removed by the seller prior to close of escrow. Determine if the oil tank is in good condition. If the tank has been abandoned, has it been done correctly? Determine water level and if it is adequate Evaluate the quality of the water and to determine if there are any issues Emptying the septic tank so that an inspection is possible Determine if the septic tank and leach fields are in good condition and functioning properly. Inspections done to verify repairs

(Always Negotiable)

Buyer

Buyer or Seller, VA Loan? Buyer Buyer Buyer

Buyer Seller typically pays to fill Seller/Buyer Seller/Buyer Seller (Seller will either locate or pay to locate lids)

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com

Buyer Buyer


SRPD Seller’s Real Property Disclosure Statement Full Disclosure of Property Recent legal decisions and new legislation provide that the seller has the responsibility for revealing to the buyer the true condition of the property. The concept of selling a property “as is”, with the buyer assuming all responsibility to determining the property condition, is not acceptable in the present marketplace. The seller must disclose the known condition of the property to the buyer. This information should be made available to the buyer as soon as possible. Charm or Irritant? Having lived in this property, the seller has become accustomed to the peculiar conditions that may have developed. But for the buyer, that peculiarity may be more than a mere inconvenience. It may be an irritant which the buyer cannot tolerate. It is important for the seller to review the condition of the property with the real estate agent and take special note of any problems on the Disclosure Statement. Nevada State requires that the seller provide the buyer with a completed “SRPD - Seller’s Real Property Disclosure Statement”. All Systems Go A basic assumption in every sale is that the house and systems in the house are functional. For example, the roof will hold out the rain and sun, the hot water heater will provide hot water, and the heater will provide heat. If it is known that any of the systems do not function properly, such facts should be included in the purchase agreement and acknowledged by the buyer. “As Is” An “as is” purchase is perfectly acceptable, as long as the buyer understands exactly what the “as is” condition entails. Thus, it can be said in the purchase agreement that the buyer accepts the roof and the plumbing and the electrical system in their present condition and acknowledges that they have defects. This acknowledgment provides a defense for the seller if it is claimed he did not disclose the problems.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Title and Escrow Life of an Escrow You have a signed agreement Instructions from Brokers/Agents Order Title Report Prepare Escrow Instructions Review Prelim – Liens, Taxes Prelim and Escrow Instructions to Brokers

Processing Cash Order demands and other releases

New Loan Order demands and other releases Order documents from Attorney, if any

Review file to determine that all conditions have been met and documents are Correct and ready for signatures Inspections – Contingencies released – Additional papers Figure File Lender to send Buyer CD, 3-day CFPB mandatory review period Receive Loan Package from Lender Appointment with Escrow Officer for signatures from Buyer/Seller and depositing of funds from Buyer Request funds from the Lender. Record and process closing documents Disburse funds and closing packages to parties Title Policies disbursed, Reconveyance obtained Close File Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Title and Escrow

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Title and Escrow Helpful Reminders for Title and Escrow Identification – Please bring appropriate identification with you to the escrow company. Your identity will be verified. Use your legal name when filling out documents. Power of Attorney - In the event that you wish to use a Power of Attorney, arrangements must be made one to two weeks in advance with the escrow officer and the Power of Attorney must be approved by the buyer’s lender and your title company. These arrangements should be made as early as possible in the transaction. Trusts – If your property is held in a trust, inform your REALTOR® and the Title Company in the beginning of the transaction. Coordinate with your REALTOR® and have a copy of the Trust delivered to the Title company for review. Transfer of Funds – If you wish to transfer funds or wire transfer funds, arrangement must be made in advance with the escrow officer. Be aware, wire transfer fraud has become more prevalent. Speak directly with your Title and Escrow office to make secure arrangements. Contingent Sales – If you are purchasing another property pending the sale of the current property, it is important to disclose this to everyone in the transaction to coordinate the closing process and insure you close on time.

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Exceptional Service What Else You Can Expect from Me In addition to the services we’ve covered, you can expect me to provide the following: Attentive service. The responsibility of managing the purchase of your home is never passed off to other agents or assistants. I will oversee the purchase of your home from start to finish. Regular communications regarding every aspect of my efforts and the results of those efforts. Updates on all new listings in the market that fit your needs, including price changes. I will always ask the tough questions and gather as much information needed to advise you on how to make the best possible offer for the house you want. Assistance negotiating offers and preparing contracts. I will attend the closing to ensure all contracts provisions have been met and that you are fully satisfied with the results of your home buying experience. Kendall Masuko, REALTORŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Reno NV Utilities Don’t forget to cancel and/or transfer your Utilities when you move! Waste Management of Nevada (It usually takes 2 weeks for them to receive the notice of new residence) 1392 E. Commercial Row, Reno, NV 89512 Sales - (775) 329-8822 Customer Service (800) 637-8648 http://www.wm.com/residential/curbside-waste-pickup.jsp Truckee Meadows Water Authority 1355 Capital Blvd, Reno, NV 89502 Customer Service at (775) 834-8080 http://tmwa.com/ NV Energy (Gas & Electric) PO BOX 30065, RENO NV 89520-3065 Customer Service (775) 834-4444 Toll Free (800)962-0399 https://www.nvenergy.com/ Sewer Customer Service Center (located at Reno City Hall) One East First Street, Reno, NV 89501 Customer Service (775) 334-2095 http://www.reno.gov/government/departments/finance/sewer-service

Kendall Masuko, REALTORÂŽ, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


Thank You Thank you for your time and the opportunity to show you how I can help you buy a home. I hope that the information in my Buyer’s Guide has answered your questions and has given you better understand of the home buying process. Feel free to call me if you have any questions. I look forward to working with you and helping you find that right house to call home.

Mahalo nui loa,

Kendall Masuko Kendall Masuko REALTOR® Dickson Realty 1030 Caughlin Crossing Reno, NV 89519 Cell: (775) 815-7428 Office: (775) 284-3075 kmasuko@dicksonrealty.com https://yourrenosparksrealestate.com/

Kendall Masuko, REALTOR®, Dickson Realty c.775-815-7428 kmasuko@dicksonrealty.com www.KendallMasuko.com


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