2015 09 30 bd1

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THE OBSERVER | WEDNESDAY, SEPTEMBER 30, 2015

BUSINESS

DIRECT Rita’s Kitchen & Deli subs & salads sandwiches Fresh Fruit Breakfast Hot Food Cakes Hours Mon - Fri 7am-6pm sat. 7am-4pm

201.991.7707

515 Kearny Ave. • Kearny, NJ 07032

I

Love

THINK YOU CAN’T REFINANCE BECAUSE VALUES ARE DOWN? THINK AGAIN!!!

RY

PERFUME

DESIGNER FRAGRANCE DISTRIBUTOR Kearny - NJ (201) 246-0923

We sell original perfumes only!

www.iloveperfume.us

San Juan - PR (787) 701-4747

STARTING MARCH 2012, HARP 2.0, a new program presented by the Federal Government, allows homeowners to refinance regardless of the equity they currently have in their house (even if you are upside down!) Fannie Mae and Freddie Mac have adopted changes to Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is either owned or guaranteed by Fannie Mae or Freddie Mac, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine if your mortgage is owned by either Fannie Mae or Freddie Mac by checking the following websites: For Fannie Mae: www.fanniemae.com/loanlookup For Freddie Mac: www.freddiemac.com/mymortgage

Accepting:

ROB PEZZOLLA • NMLS# 266181

ROB@KEYPOINTMORTGAGE.COM

NORTH ARLINGTON • NJ 07031

201-998-9050 • Fax 201.820.0505

www.iloveperfume.us

125H Kearny Ave. • Kearny, NJ 201-246-0923

ECUAMERICA

Real Estate

DIRECTORY

CAR SERVICE LLC.

973-344-0555 973-344-5555

VIP CUSTOMER 24 HOUR SERVICE

Divorce $299 + Court Cost

Expungement $399

MiMexican Pueblito Restaurant

(973)273-1325 www.divorcebankruptcyimmigration.com

To advertise in this directory CALL 201-991-1600

761 Ridge Rd. Lyndhurst, NJ 201-460-8000

+ Court Cost

877 Broad St. #208 Newark, NJ 07102

Semiao & Associates

213 Kearny Ave, Kearny, NJ 201-991-1300

Open Sun - Thurs 10AM -10PM • Fri & Sat 10AM-11PM

412 Kearny Ave. • Kearny, NJ

201-991-3330

NJ Lic# 11103

COURAGEOUS

PLUMBING, HEATING, COOLING Sewer and Drain Cleaning/Rooter/Central AC

RESIDENTIAL COMMERCIAL

50 OFF

$

CourageousLLC.com • CourageousPlumb@aol.com

201.206.4845 • 908.387.8150

Restaurant & Bar Specializing in Seafood & BBQ Catering for All Occasions & Takeout

973.481.3646 224 GRANT AVENUE • EAST NEWARK

www.picnicrestaurant.com

0% FINANCING UP TO 18 MONTHS! NO MONEY DOWN!

• Boilers • Bathroom Remodeling • Oil to Gas Conversions

21

• Sewers Video Camera Inspections

267 River Rd. | North Arlington | New Jersey

LIC# 9529 |T: 201.997.8565 | F: 201.997.1085 | www.DeGracePlumbing.com

To advertise in our Business Directory Call 201-991-1600

Sirlene Oliveira Realtor/Associate 201-600-3587 www.sirlenesellshomes. com

310 Main St., Fort Lee, NJ 07024 201-592-1400 Language spoken: English, Portuguese & Spanish

Want to sell your home FAST? Contact your local real estate specialist!

The Bixler Group

LLC

The Bixler Group

Real Estate & Insurance Since 1891 758 Kearny Ave., Kearny 201.991.0032 BixlerEST1891.com

Keypoint Mortgage

North Arlington, NJ 201-998-9050 Rob@keypointmortgage.com

Arlington Real Estate Owned & Operated by the Capobianco family since 1924

201.991.0905

24 Davis Ave Kearny, NJ


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