Kingston re082814

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Realty Concepts Corp., Brokerage *Each Office Independently Owned & Operated

222 Wellington St. • 613-328-7159

in CAnAdA

Barry Cave

info@teamkrishan.com TeamKrishan.com www.TheSoldSolution.com OPEN HOUSE SAT & SUN 2:00-4:00PM

Broker/Owner

OPEN HOUSE SUNDAY 2:00-4:00PM

New LISTING!

299 Grandtrunk Avenue East - $499,900

802 KANANASKIS DRIVE • $428,260

• Bright and spacious 3+1 bedroom home • Large living room with custom built cabinets and a great view of conservation area 1164 CROSSFIELD AVENUE • $394,900 142 GILDERSLEEVE BLVD • Basement ideal for entertaining Custom wet bar, surround Exceptional 2 – storey , 3 +1 bedroom on premium lot in popular MODEL HOME Lyndenwood subdivision. Open concept main floor w/hardwood sound, Jacuzzi and much more • Many models to choose from or custom built to suit your tastes + ceramic, gas fireplace. 2nd floor laundry, master w/large ensuite • 2 storey and bungalows incl. jacuzzi tub, separate shower. Additional amenities incl. fully • 1,000 – 2,000 sq ft floor plans MLS® finished basement, hot water on demand, c/a and double car

Stunning 2 bedroom, 2 bathroom home in desirable Westbrook Meadows. This 1600 sq ft bungalow features an abundance of upgrades. Gorgeous hardwood throughout, spacious gourmet kitchen, great room with custom wall mounted gas fireplace, loads of pot lights, 9’ ceilings, master bathroom offers spa like ensuite with radiant in floor heating, large walk in closet, main floor laundry, covered back deck, Hatley garage doors. This home has it all! MLS. • Standard features include: 9 ft ceilings, board & batten & many more! garage. only 3yrs new, hurry before it’s gone! MLS E

843 newmarket Lane - $262,000

• Fabulous 3 bedroom, 2 ½ bathroom in desirable Riverside neighbourhood • Adjacent to the shores of the Cataraqui River – Waterfront community park boat launch 4311with YARKER ROAD • $439,900 277 DIVISION STREET • $429,900 781 1 DA DAVIS S DR DRIV DRIVE IVE IV E • $239,000 Great valuee in this 3 bdrm detached home w/mostly newer This fantastic home is located in the hub of Kingston. Brand new custom built 3+1 bedroom home on Unfinished basement awaiting your finishing touches windows, shingles, hingles, & an expansive rear deck. The low lower level Walking distance of �ueen`s • University and Princess sprawling lot. This tastefully decorated home offers features a finished rec room w/recessed lighting & a roughof natural light, gleaming hardwood floors, open in for an additional bath. Along a bus route and close to all Street amenities. 6 bedrooms, 2 bathrooms, covered front plenty MLS® amenities, this home is worth a look. Call for your private porch, spacious kitchen with large living areas. You will concept spacious living areas, good sized bedrooms,

D L O

viewing. MLS

728 COLLINS BAY ROAD • $219,900

Eye-catching 3 bedroom bungalow on spacious lot. Extensive landscaping with a large circular driveway. Abundance of upgrades – newer windows 2011, oak kitchen, hardwood and laminate throughout, freshly painted, new bathrooms, siding on shed, central air conditioning, newly built deck, unfinished basement awaiting your finishing touches. MLS

Lic.#M08001570 Cell: 613-583-0708 pfsco@mail.com

andrew MCCann

dana COMptOn

Lic.#M13000412 Cell: 613-770-7173

Lic.#M12002271 Cell: 613-539-6275

Mortgage agent,

ajdmccann@gmail.com

dana.compton@hotmail.ca

JIM neeSOn

Mortgage agent,

Lic.#M08002708 Cell: 613-546-6924 refereejimca@aol.com

DON’T BE SENTENCED TO HIGH INTEREST RATES, CONSOLIDATE AND SET YOURSELF FREE! PAYMENT TYPE Existing Mortgage @ 5.75% Visa Card @ 19.75% Car Loan @ 6.50% Dept. Store @ 28% Home Renovations - LOC TOTAL: CONSOLIDATE WITH: New Mortgage @ 2.5%

AMOUNT $ 175,000.00 $ 7,500.00 $ 15,000.00 $ 3,500.00 $ 20,000.00 $ 221,000.00

MONTHLY PAYMENTS $1,093.79 $ 250.00 $ 450.00 $ 125.00 $ 200.00 $ 2,118.79

$ 221,000.00

MONTHLY SAVINGS:

$ 990.01 P/M

$1,128.78 WOW!

*OAC. Applies to renewals and refinances

nicely landscaped with privacy galore. MLS.

not be disappointed! MLS.

all of our listings can be viewed at thesoldsolution.com

R0012845761

Top 1%

613.572.2665 OPEN HOUSE SATURDAY 2:00-4:00PM

Thursday February 20, 2014

R0012845818

TEAM

Sales Representative

New LISTING!

Direct: 613-328-7159 www.dannymurray.ca

Thursday, August 28, 2014

THE

ContaCt Krishan today for your

Professional Financial Solutions Inc. Lic.#10784 Independently Owned & Operated

free home evaluation! REGISTERED BROOKFIELD RELOCATION MEMBER

Service disponible en francais

*Not Intended to solicit clients already under contract. **Award for being in top 1% of all Royal LePage Realtors® in Canada. Based on gross closed & collected commissions for a specific award year (Dec 1-Nov 30).

1199 PIXLEY PLACE • $271,900

Move right in! Inviting, bright and spacious, this terrific family home sits on a fantastic corner lot and features 3 bedrooms, tasteful decor, an open concept main level, bonus main level office space and a finished lower level recreation room. Upgrades include built-in gas fireplace, stone exterior, gas range hookup and a rear deck ideal for enjoying the outdoors. Conveniently located close to all amenities, this home will impress even the most discerning buyer. Call today for your personal tour. MLS

Ron Pols

R0012859044

DANNY MURRAY Broker

Your Comprehensive Guide to Real Estate in the Greater Kingston Region. In Print & Online.

HomeFinder.ca

1305 Princess St., Kingston ON K7M 3E3

1308 ANDERSON DRIVE • $357,000

Magnificent 2+2 bedroom, 3 bathroom home in Lydenwood subdivision. This home features hardwood and ceramic throughout, upgraded trim package, cathedral ceilings, hrv and pot lights, open concept main floor, designer kitchen, large master ensuite with jacuzzi, massive rec room, stamped concrete patio, covered deck, inside entry from garage. This home is a must see! MLS

Sutton Group MaSterS realty Inc., BrokeraGe Independently owned & operated

256 VICTORIA STREET • $699,900

2817 PERTH ROAD • $395,900

Open by appOintment all weekend

This all stone, 3 bedroom home boasts 100 acres just 10 minutes north of the 401. Spacious living room, separate dining room, large deck which overlooks your property. Newer windows & furnace. This property has plenty to offer! MLS

19 FOREST DRIVE • $589,500

Desirable home in Milton subdivision! �uiet, spacious treed lot with access to St. Lawrence and waterfront park. This custom 4,500 sq ft home features a fully finished walk out basement, beautiful wrap around deck, large living spaces, oversized double garage, underground sprinkler system and much more. Call for a complete list of details. MLS

Open by appOintment all weekend

Fabulous 6 bedroom, 2.5 bathroom home in Winston Churchill school district, walking distance to �ueen’s & KGH. This home offers a large 58 X 110 lot, 2 bedrooms on the main floor, 2 more on the 2nd floor and 2 on the upper floor. A must see! MLS

FREE HOME EVALUATION! *Not Intended to solicit clients already under contract.

Jessica Hammell

Michael MacHale

Sales Representative, Licensed Assistant to Krishan Nathan

Hilary McKenna

Susan Taylor

Stephanie Boven

bRokER of RECoRd

SALES REPRESENTATIVE

Cell: 613-532-5151

Cell: 613-217-4600

Cell: 613-572-5702

hAPPy lABour dAy weekend!

AMherStview 219 greenlees dr

1042 smale court

Large attractive 2 storey home 3 bedrooms, 2 1/2 baths, ensuite off master New kitchen c/w granite countertop ( 2013 ) Carpeting, ceramic flooring ( 2013 ) LR & DR, sunken family room, 2 f/p’s Offered at $349,000 MLS®

• • • • • • •

Beautiful 2 storey brick home LR, DR, Kitchen w dinette Family room w gas f/p 4 bedrooms, ensuite off master Private landscaped yard Now offered at $444,900 MLS®

for more photos go to www.ronpols.ca

649 Justus Drive, Kingston, ON K7M 4H5 • 613-389-2111

55 Clifford St

R0012865077

Sales Representative

Direct: 613 541-7696 rpols@sutton.com

• • • • • • •

Over 30 Years experience

ConServAtory Pond

Immaculate single family home w/garage & a fully fenced deep lot in sunny Amherstview, close to schools, parks, on bus routes. Featuring 3 bedrms, 2.5 bathrms, ceramic & hardwood flooring on main level + finished lower level w/recrm & 3pc bath. Eat in kitchen w/newer appliances included, spacious living rm w/patio door to deck, fenced & landscaped yard perfect for young families. Gas heat, c/air, updated light fixtures, trim, door hardware, kitchen backsplash, freshly painted throughout, garage has loft for storage. MlS®14607125 Asking $269,900

2086 BAlAntrAe CirCle

Immaculate 1730 sqft bungalow on a spectacular lot in Conservatory Pond. Featuring ceramic foyer, spacious livingrm, bright windows, French doors, open concept updated kitchen w/pantry, large island open to family rm w/gas fireplace, vaulted ceilings & patio doors to premium private lot, fully fenced, hot tub, patio & gorgeous limestone wall at the back! Main flr laundry, 2 bedrms upstairs, master has 4pc ensuite & walk in closet. Downstairs is professionally finished w/3 more bedrms + a den, 3pc bath, storage/workshop & there is still a huge rec room for entertaining! MlS®14607077 Asking $429,900

R0012860249

Renovate YouR MoRtgage - appReciate YouR hoMe!

Bernie Harpell

Cell: 613-453-0645

Jenny Hagerman

Cell: 613-876-7116

mattHew J.w. ClarKe

Cell: 613-453-9812

360O Best Interest Mortgages Inc., Lic#10272

Suite 100-275 OntariO St., KingStOn | 613-817-1430

CHriS HawKinS

Cell: 613-453-2998

Brent Dye

Cell: 613-539-1656

ryan wOOD

Cell: 613-888-1686

NEW pricE 451 Abdo RoAd

• 2+1 bdrms, 1.5 baths • Large mature lot • Steps to LaSalle Park & shopping • Deck & Sunroom to enjoy the landscaped back yard MLS 14606885 $242,000

NEW LiSTiNG 299 Days roaD

• Well maintained bungalow • Mature lot • Hardwood flooring throughout • Un-spoiled basement! MLS 14607003 $209,900

Jennmolleson

Broker of Record

Sales Representative

613.453.2122 greg@teamchamp.ca

613.583.8510 jenn@teamchamp.ca

NEW LiSTiNG

2414 Desert Lake roaD

7358 County Road 2

• 3 bdrm, 1 bath Year round home/cottage • Over 300 ft of shoreline • Full basement w/2 walkout exits • Half wooded lot MLS 14606912 $254,900

• 2 storey home with 3 bdrm, 2 bath • 3.35 acre lot w/horse barn & 4 paddocks • Inground pool • Double car attached garage MLS® 14607292 $374,900

NEW pricE 3229 County Road 6

• • • •

3 bdrms, 2 baths Main Floor laundry Radiant Floor heating Detached garage MLS® 14607135 $269,000

286 Main Street • 4 bdrm, 2 baths • Fully finished basement • Custom deck and fully fenced yard • Located across the street from waterfront park MLS 14604784 $289,000

105 North rd West • 1756 sq ft elevated bungalow • 5 bedrooms, 3 bathrooms • Finished lower level w/ walkout • Above ground pool, large deck & oversized 2 car garage MLS 14604827 $269,900

Vac a n t L a n d

5004 Fox Run Place

2063 ValleyView DriVe

6140 County Road 2

• 1700 sq ft bungalow • 3 bedrooms, 2 bathrooms • Great room w/crown moulding, fireplace w/stone surround • Master bedroom w/ large walkin & luxurious ensuite MLS 14604843 $449,900

• Waterfront home on 2.7 acres • 3 bdrm, 2.5 bath • Carpet free - laminate & lino/ vinyl • Access to Hambly Lake (Silver Lake), Verona Lake and Howes Lake • MLS 14602705 $339,000

• Hobby Farm for under $200,000 • 2 bedrooms, 1 bath • 12 Acres MLS 14604575 $169,900

848 Condley lane

3017 County Road 1

• • • •

2 bdrm, 1 bath 40 min to Kingston 110 ft of water frontage Access to White Fish Lake, Little & Big Cranberry Lake, & Dog Lake MLS 14603078 $229,900

• 158 acres with 2 Barns • River frontage on both sides of the Napanee River • 60 acres tillable plus pasture • Substantial wooded area MLS 14605672 $749,000

• • • •

288 Wilson Road

90+ acre farm 100 year old farm house 3 bdrm, 1 bath Several outbuildings & some older farm equipment MLS 14603523 $299,000

540 Forest Hill Dr east

3850 UNITY RoaD

• Located in the West End • 5 bedrms, 3.5 baths • Hardwood & ceramic floors throughout • Completely finished lower level MLS 14602392 $539,900

• 42 acres of vacant land • Ideal to build your dream country home MLS 14602300 $139,900

• Country setting minutes from the 401 • 3000+ sq ft 1.5 storey home • 4 bdrms, 2.5 baths • Detached garage and huge workshop / storage area MLS 14604648 $324,900

371 NELSON StrEEt

1696 STOREY STREET

119 Hungerford road

• Centrally located • New laminate floors on main level and upstairs • Updated shingles, furnace, windows, and electrical • Potential bdrm or Rec Room in lower level MLS 14601198 $164,900

• 4 bdrms, 2 baths including master ensuite • Spacious dining area and main floor laundry • Detached double garage • Outbuildings with box stalls & riding ring MLS 14602425 $249,900

2245 Cole Hill Road

• Investment opportunity ideal for community service • Zoning CF-10, municipal water & sewer, & ample parking • 2475 sq ft main floor, elevator to the lower level with same square footage • Full kitchen in lower level MLS 14601735 $249,900

1274 Birchwood drive • • • •

3 bdrms, 1.5 baths Fully finished basement Steps from the school Close to amenities & parks MLS 14604655 $289,900

1084 County Road 6 • 2277 sqft, 4 bdrms and 4 full bathrooms, 2 partial bathrooms • 1.5 storeys & Inground pool • Total parking spaces: 10 • Central vacuum, Carpeted, Hardwood, Ceramic flooring • Central Air Conditioning MLS 14605357 $379,900

PLeaSe contact uS noW FoR MoRe inFoRMation! 24 Point CresCent

5001 FOX RUN PLace

886 EvEritt AvEnuE

• Custom built by Garafalo Bros. • Stunning both inside & out! • Reclaimed floors, custom ironwork, custom cabinetry • Fully landscaped yard w/ in-ground pool MLS 14600705 $1,795,000

• Open concept living space with a fully finished basement • 4 bdrms, 3 baths • Peaceful view of the Quarry • Hardwood and ceramic floors MLS 14607226 $549,900

• Tons of updates including new furnace, vinyl windows, granite counter tops & more! • Backyard oasis with inground pool, hot tub, and cabana! • Walking distance to Welborne PS MLS®14606069 $339,900

teamcHaMP.ca

Smarter. Bolder. Faster. 2

Kingston Homefinder.ca - Thursday, August 28, 2014

Build your custom dream home or pick one of our available plans. Lots backing onto green space. all homes have walkout basements.

toP teaM

toP ReSuLtS award Winning

2013 • 2012 • 2011• 2010

R0012859551

GReGenright

How to choose a builder builder should be flexible and ready and willing to meet your needs, no matter how unique they might be. * Look for a builder who does more than build. A good builder should do more than just build. A builder should provide a network of qualified professionals to make the process go more smoothly. This network should include real estate and building consultants, interior designers, architects and engineers. Such connections can provide peace of mind and will also illustrate that a builder is both respected in the community and is intent on ensuring your home becomes the dream home you envision it to be. * Don’t build on the cheap. Buyers who plan to build their own home are in the unique position to ensure their home is as safe and high-quality as possible. This isn’t always the case when buying a resale, so make the most of your opportunity and use only top-of-the-line construction materials and features and choose a builder with experience in working with such materials and features. Building on the cheap could prove disastrous in the not too distant future, so don’t sacrifice on quality when building a new home.

Matt Mundell

chris Jackson

Ryan hanes

C: 613-540-1037

C: 613-888-1017

C: 613-876-7926

Sales Representative

E: matt@kingstonSOLD.com 1524 unIty ROAD

$XXX,XXX

4539 WILDLIFE LAnE

$244,000 1788 WAShbuRn RD

$184,900

E: chris@kingstonSOLD.com

3781 hOLMES RD

$299,000

Sales Representative

R0012866248

(MS) -- Whether the kids have all grown up and moved out or if the kids are on the way and it’s time to expand a living area, building a new home is an exciting, yet often agonizing, experience. The reasons for building a new home are many, but regardless of the reason, the process of choosing a builder should remain the same. Andrew Nadalin, president of Pace 2000 Inc. and a fourth generation builder and craftsmen, offers the following advice to prospective homeowners with their eyes set on building a dream home to call their own. * Look for a builder with a solid reputation. A builder’s reputation speaks volumes, but it doesn’t have to speak for istself. That’s because a builder who has spent years providing personal service, innovative design and quality workmanship will no doubt have a host of happy former customers ready and willing to offer their input. If during the interview process a builder appears reticent to share his work or experiences with previous customers, this should be a red flag. Reputable builders will be proud of their work and more than willing to show it off. * Find a builder who is flexible. You will be paying to build your home, not the builder’s home. A

E: ryan@kingstonSOLD.com 1 ASSELtInE ROAD

$294,900

n Pe Se 4 O OU 2H n. SU

new LiSTing!

amazing view

2 bedroom home. Fully finished up and down. Large double car garage. Deep country lot. Huge multi tier deck. Great value close to town.

2 bdrm home or cottage, centrally located on scenic Dog Lake with many mature trees and beautiful views of the water. No stairs to be found on this level lot to the waters edge. Generous sized kitchen, and family room, energy efficient forced air Propane furnace, freestanding wood pellet stove on main floor, electrical on breakers, block foundation and lots of good water from drilled well, roof shingles `11, lake intake system. Dog Lake is connected to the Rideau waterway and offers prime boating, fishing, and swimming. Located under 30 minutes from Kingston.

Sitting on just over an acre lot you will enjoy the big sky views from this 3 bed country bung. home which features laminate flooring, main floor laundry, thermal windows, master bedroom with walk-in closet. Heated with a forcedairOilfurnace,andwoodburningstove.Walkoutfromthefamilyroom to a large concrete patio, which works great for relaxing or back yard BBQ`s. Bring your imagination to the bright lower level recreation room which has been drywalled and awaits your design ideas. Guys will love the detached garage with electricity, which provides loads of storage and workspace.

Great 3 bdrm brick bungalow on a great country road just 10 minutes to Kingston. Fully finished up and down, main floor features a large sunken living room with wood burning stove, large cooks kitchen, main floor accesses the huge deck and A/G pool, updated modern main floor bathroom. Lower level features a large rec room which is an awesome place to entertain your guests with a custom bar & seating area, 3pc bathroom, fireplace, cold storage room, large spare room and loads of storage

4610 WILDLIFE LAnE

4366 WILLIAM St.

3028 ERnIE Ln

1090 DILLInghAM

$205,900

2953 WAShbuRn

$279,900

Located in the friendly village of Harrowsmith sits this large country home on a mature landscaped lot which includes a large rear yard a great entertaining deck & above ground pool. The home features a large double car garage, w entry to the mainfloor. 4 bedrooms up, a beautiful gourmet kitchen with maple cabinetry, large center island, built in double oven, cook top and dishwasher. Enjoy the warmth in winter from a energy efficient pellet stove & newer propane furnace, and stay cool in the summer with the central air. Great home to entertain and raise a family. Updates include furnace & AC ‘11, roof, soffit & eavestroughs ‘09, pool pump and skimmer ‘13. This home could easily be coverted to have an Inlaw suite.

$329,900 92 WInDFIELD cRES $349,900

$599,900

Loughborough Lake - unique offering on one of Ontario’s most desirable lakes. Beautiful 3+2 bdrm cedar home situated on a mature treed lot with a gradual and level grade to a deep and clean shoreline and that is just for starters. Features: 2 docks including a large one suitable for a patio set, swim platform, 54 foot deck, hot tub, lower level rec room which walks out to a screened in florida room steps from the water’s edge, 2 full bathrooms, granite counters in kitchen. Completely renovated in 2000 with new plumbing, windows and doors, kitchen, septic, steel roof, furnace, 2 fireplaces and the list goes on.

4207 DAvIDSOn SIDE RD

$374,900 493 chERyL pLAcE

Ideally located in Westwoods, all brick 4 bdrm, 3.5 bathroom home. Features updated double front door, hardwood & porcelain floors on the main level, large master with walk in closet and full ensuite, eat in kitchen with granite counters, finished basement with wet bar, den and 3 pc. bathroom, private backyard with new 15’x25’ two tiered deck, and much more.

$199,000

ng at

Starti $

The Pinecrest model by RJM Classic Homes is a modern 1400sq ft open concept elevated bungalow with large attached double car garage. Features 3 generous size bdrms, main floor laundry, Master bdrm with large 3 pc ensuite. Standard features include vaulted ceiling in family room, Patio door off main floor dining room, energy star windows, 30 yr architectural shingles, R50 insulation it attic, knockdown stipple ceiling with boarder, 200 amp electrical.

$509,900

The 2356 sq.ft. home is located on a quiet cul du sac. 4 bedrooms, 4 bathrooms, 6 years old comes fully finished top to bottom with a beautiful landscaped lot, deck, and walkout lower level. Include 9’ ceilings, hardwood and ceramic floors in the main floor, a bright fully finished lower level with large windows and walk out to patio and deck. Gourmet cooks kitchen with stunning dark maple cabinetry installed with large center island and large pantry. MLS®14605698

0 Located in Sydenham

0 390,4

Quality RJM Classic home construction, this country Bungalow is located a short 15 minute drive from town on Washburn road. This energy efficient home features a beautiful country kitchen with large island, 3 generous size bedrooms on the main floor, gorgeous bamboo hardwood and ceramic flooring in the living rm and kitchen & dining room with patio doors to large sunny deck which overlook the rear yard. The bright open concept main floor make this a wonderful home to entertain or keep an eye on little ones. Master bedroom is large and includes a 3pc ensuite.

Beautiful 4 level side split in Grenadier Village, substantially renovated and in terrific condition top to bottom. Updates include: 2013 35 year architectural shingles, all new electrical, high efficiency furnace, kitchen with granite counters, patio door, pool shed, front porch, garage door, hardwood floors, pot lights, railings, interior doors and trim. All windows were replaced in 2012. Home also features finished basement and large inground pool.

This country bunglow is sitting on a large level lot just 10 minutes north of Kingston with many mature trees which create a park like setting in the rear yard. The home offer a large bedroom on the upper level with 3pc ensuite which has been updated. Main floor living room has been updated with quality laminate flooring and beautiful pine beams which create a warm welcoming feeling, living room also features a patio door leading to a large deck. thermal windows installed through out, and a forced air Oil furnace. Great 3 season room off the kitchen offers both storage space or a great entertaining space. The property also includes a large double car garage/workshop

RE/MAX Finest Realty Inc.

www.kingstonSOLD.com Kingston Homefinder.ca - Thursday, August 28, 2014

Who is responsible for repairs during a home sale? Many questions arise during the home-buying process. Buyers looking at homes that require a good deal of TLC may wonder who is responsible for the home’s repairs, particularly if such repairs are needed to secure a certificate of occupancy. Depending on the situation, there is no clear-cut answer. There is no perfect home, and things that are acceptable to the current owner may not be acceptable to the buyer who is looking to become the next owner. The home-buying process is typically a careful cooperation between buyer and seller to find a middle ground. The buyer may have to make some concessions, as will the seller. Ultimately, it is this cooperation that often determines if the sale goes through or is terminated. Before any negotiations can begin regarding repairs, it is adviseable for a buyer to have an independent inspector come out and look over the home and property. Most real estate agents will suggest this be done as a first priority -- even before a contract is entered on the home. An inspection will unveil any potential problems in a home and indicate things that the buyer may not be aware of, including items that do not meet with code or could be unsafe. An inspector also may point out problems that could cause a mortgage lender to give pause. This may mean the lender will deem problems unsafe and refuse to fund the mortgage until repairs are made. A copy of this inspection report should be sent to the home seller to review with his or her attorney and real estate agent. The buyer working with his own real estate attorney and agent can petition for certain repairs to be made. Many sellers will make such repairs to

ensure the purchase goes through, or they will accept a lower purchase price to compensate for the needed repairs, which the buyer will then make. Buyers might want to hire a good real estate attorney to write clauses into the contract to protect their interests. This allows the buyer to forfeit the sale and walk away from the contract should an issue arise. The rules often change when buying a home that is a short sale or in foreclosure. A home that is in distress is typically in this situation because the current owners cannot afford to pay their mortgage, and thusly, are not able to afford repairs. According to Think Glink, a money-management Web site, buyers may try to negotiate repairs with the seller, but they shouldn’t assume that sellers (or lenders in the event of a bank-owned home) are responsible for the repairs. Generally speaking, most short sales and foreclosures are sold “as is” and may even specify that repairs and requirements for the certificate of occupancy are the buyer’s responsibility. A buyer also can ask to have the home price reduced to cover the repairs. But foreclosures are often already deeply discounted. Buyers should know that, for a home that is not in foreclosure, there are some repairs that should ultimately be the responsibility of the seller. If these repairs are not made, a buyer should think strongly about walking away from the deal, according to Why6Percent.com, a real estate marketing site. Such repairs include: * lender-required repairs that could impact home safety * leaky pipes * water penetration issues, including a bad roof

* unsafe decking or handrails * wet basements or crawl spaces * insecure foundations or obvious structural damage * poorly functioning sewer lines

or septic system It is always adviseable for buyers to speak with a reliable real estate attorney and a trusted real estate agent to guide them through the process

649 Justus Dr., Kingston, ON K7M 4H5 Telephone: 613-389-2111

Your Home. Your Town. Your Realtor

of buying a home. These people can help buyers navigate the important decisions that can affect the home they’ll be living in for the next several years.

Susan Taylor

Hilary McKenna

SALES REPRESENTATIVE

BROKER OF RECORD

Stephanie Boven SALES REPRESENTATIVE

Cell: 613-532-5151 Cell: 613-217-4600 Cell: 613-572-5702

1176 HALIFAX DR.

Stunning 2 storey home completely finished, only 5 years old & backing onto city greenspace in Kingston’s west end. Hardwood & ceramic flooring on main level, open concept kitchen with large island, ceramic backsplash, living room has cathedral ceilings, patio doors to nice deck for entertaining in your privacy fenced yard with gate to the park. Extra 2pc bath on main level, 3 bedrooms up, master has 3pc ensuite & walk closet.style The bungalow basement issituated finishedonwith room Stunning 2400 sq ftinranch 5+ rec acres of & stylishset3pc bathroom. c/vac, hrv,from paved driveway with stone privacy, back fromhome thec/air, road and away allonly the hustle & bustle. Stunning 2 storey completely finished, 5 years old walkway, gleaming single attached garage. MLS#14603614 Asking living/dining $347,500.& Featuring hardwood floors throughout, sunken backing onto city greenspace in Kingston’s west end. Hardwood & room, 9 foot ceilings, open concept kitchen with loads of cupboards, ceramic flooring on main level, open concept kitchen with large island, large island, open to great room with woodstove, bright eating area ceramic livingwhere roomyou hascan cathedral ceilings, patio doors with doorbacksplash, to 3 level deck enjoy the wildlife, peace & to nice deck for entertaining in your privacy fenced yard with gate to serenity. 3 bedrooms plus a den (or 4th bed), the master suite is an the park. level,huge 3 bedrooms up, master oasis withExtra his &2pc hersbath walkoninmain closets, ensuite with jacuzzi has tub & walk closet. The basement is finished rec room &3pc sepensuite shower, maininfloor laundry. The lower level is with unfinished & & stylish 3pcforbathroom. c/air, c/vac, paved driveway stone used mainly storage but there is ahrv, double door walkoutwith & potenwalkway, single attached garage. MLS#14603614 Asking $347,500. tial for future rec room. MLS#14602938 Asking $369,900

O LIS NEW O TI L NG

P LI NEW ST IN G

1011 FINCH

1986 CORDUKES RD.

Situated on 2 acres only 5 mins to town, with over 5000 sq.ft. of finished living space, this stone bungalow has everything you could possibly want in a dream home. Only 4 years old & completely finished top to bottom by the builder himself w/high end quality workmanship that leaves nothing left to do. Hdwd & ceramic flring throughout, gourmet custom kitchen w/granite eating bar, built in appliances, spacious eating area w/door to 36x16ft screened in cedar porch w/sunken hot tub area perfect for entertaining. The spacious livingrm has floor to ceiling stone fireplace, skylights, terrace doors to cedar deck, patio area w/ firepit, inground heated saltwater pool complete w/pool house & bar area. 3 bedrms up, separate dining rm, den, master has gorgeous walk in closetpool & door&to park hot tub like area. Downstairs huge Fantastic family homeensuite, w/inground yard onfeatures a desirrecrm crescent & games areas,inlovely stone bar, laminate walking floor, high ceilings, bright windows, in-floor heating, 4th able Amherstview, school, parks, Situated acresmudrm only 5 mins to town, with over 5000 potential. sq.ft. ofdistance finished living to space, this stone bungalow bdrm,Featuring 3 on pc 2bath, w/stairs to custom garage for in-law MLS#14600800 $879,900 etc. gorgeous maple kitchen (`13) w,6’ island eathas everything you could possibly want in a dream home. Only 4 years old & completely finished top ing bar byopen to main flr familyrm w/gas fireplace & patio to to bottom the builder himself w/high end quality workmanship that leaves nothing left todoor do. Hdwd bi-level deckthroughout, overlooking the kidney shaped & inprivacy & ceramic flring gourmet custom kitchen w/granite eatingpool bar, built appliances,fenced spacious yard. Separate dining & living & extrahot2pc bath level. eating area w/door to 36x16ft screened in cedarrms porch w/sunken tub area perfecton for main entertaining. The Upstairs hashas 3 floor bedrms, floors,terrace master walk spacious livingrm to ceilinghardwood stone fireplace, skylights, doors has to cedar deck, in patiocloset area w/ &firepit, walk thruheated to main w/Jacuzzi The3 lower is dining fininground saltwaterbathrm pool complete w/pool housetub. & bar area. bedrms up,level separate rm, den,w/recrm, master has gorgeous ensuite, walk closetbath. & door Updates to hot tub area.include Downstairsalmost features huge ished 4th bedrm & in3pc all recrm windows, & games areas, roof lovely stone bar,Furnace laminate floor,&high ceilings, brightplus windows, in-floorReady heating, 4th new (`02) c/air (`08) more. to bdrm, 3 pc bath, mudrm w/stairs to garage for in-law potential. MLS#14600800 $879,900 move into before school starts! MLS#14606831 Asking $304,900

View more photos on these and other great listings @ www.hometownrealtykingston.com Kingston Homefinder.ca - Thursday, August 28, 2014

Westwoods family home with 4+1 bedrooms, walkout basement,OLabove ground pool & hot tub! Featuring newer hardwood & ceramic flooring on the main level, updated open concept kitchen with patio door to deck, separate dining room, living room with gas fireplace, extra 2pc bath on main level. Upstairs has newer flooring throughout, Westwoods family home with hardwood 4+1 bedrooms, walk4 bedrooms, mainabove bath has jacquzzipool tub, master ensuite. out basement, ground & hot has tub!3pcFeaturing newer ishardwood & ceramic flooring main Downstairs mostly finished with 5th bedroom, full on bath,the patio door level, updated open concept kitchen with patio door walkout to great backyard for kids & entertaining. to deck, separate dining room, living room with gas Westwoods family home with 4+1 bedrooms, walkout basement, above Asking $379,900. MLS 14605950. fireplace, 2pcFeaturing bath on main level.& Upstairs has ground pool extra & hot tub! newer hardwood ceramic flooring newer hardwood flooring throughout, 4 bedrooms, on the main level, updated open concept kitchen RD. with patio door to 1986 CORDUKES main bath has jacquzzi tub, master has 3pc ensuite. deck, separate dining room, living room with gas fireplace, extra 2pc Downstairs is mostly with 5thflooring bedroom, full bath on main level. Upstairs finished has newer hardwood throughout, bath, patio door walkout to great & 4 bedrooms, main bath has jacquzzi tub, backyard master has for 3pc kids ensuite. entertaining. MLSfinished 14605950 $379,900. Downstairs is mostly with 5thAsking bedroom, full bath, patio door walkout to great backyard for kids & entertaining. 71 NICHOLSON CRES Asking $379,900. MLS 14605950.

View more photos on these and other great listings @ www.hometownrealtykingston.com

SALES REPRESENTATIVE

ENT EXECU ERT TIV AIN E ER

E ON PA RK

SALES REPRESENTATIVE

ENT EXECU PO ERT TIV O AIN E L ER

540 SYDNEY ST.

LI NEW ST IN G

C QU L N LO I IS EW C S K TI IN NG g

Stunning 2400sqft ranch style bungalow situated on 5+ acres of privacy, set back from the road and away from all the hustle & bustle. Featuring gleaming hardwd flrs throughout, sunken liv/din rm, 9ft ceilings, open concept kitchen w/loads of cupboards, large island, open to great rm w/ woodstove, bright eating area w/door to 3 lvl deck where you can enjoy the wildlife, peace & serenity. 3 bedrms + a den (or 4th bed), the master suite is an oasis w/his & hers walk in closets, huge ensuite w/jacuzzi tub & sep shower, mnbungalow flr laundry. The is unfinished used mainly Stunning 2600sqft only 1.5LLyears old & built&w/a main floor for instorage there a comforts double door walkout & potential for future recrm. law suite.but Enjoy all is theranch of this modern home featuring hardwood Stunning 2400sqft style situated on 5+ acres of privacy, $369,900. Dir: bungalow Hwy 38 just north of Ball Rd. to &MLS#14602938 ceramic throughout, gorgeous kitchen w/5x8 ft island open greatrm set back from the road and away from all the hustle & bustle. Featuring w/gas fireplace, patioflrsdoors to deck, mn flr laundry/mud room w/entrance gleaming hardwd throughout, sunken liv/din rm, 9ft ceilings, open into garage, 3 bedrms, master suite is separate from the other roomsrmand concept kitchen w/loads of cupboards, large island, open to great w/ has a massivebright 2 person shower, huge walk closet, partially woodstove, eating area w/door to 3inlvl deckdownstairs where you iscan enjoy finished (just needs flooring) w/recrm, 4th bedrm, 3pc bath, patio door the wildlife, peace & serenity. 3 bedrms + a den (or 4th bed), the master walkout screened Drive underhuge garage/workshop under suite is to anaoasis w/hisin&patio hers area. walk in closets, ensuite w/jacuzzi tub in-law In-law has separate entrance from the&garage + its own & sepsuite. shower, mnsuite flr laundry. The LL is unfinished used mainly for front porch back area,door hrdwd flrs, 1&bedroom, in shower & storage butand there is deck a double walkout potentialwalk for future recrm. MLS#14602938 $369,900. Dir: Hwy 38 just north of Ball Rd. kitchenette area open to living room. MLS#14603209 Asking $589,900

BROKER OF RECORD

PO OL Stephanie Boven

1011 FINCH

Susan Taylor

Cell: 613-532-5151 Cell: 613-217-4600 Cell: 613-572-5702

AP OP PO EN INT BY ME NT

NATURALIST’S PARADISE

Hilary McKenna

Custom executive in Lyndenwood Estates less than 5 years old with nothing left to do but move in & enjoy! Beautiful stone/brickwork all around, paved drive with curbs, walkway to covered porch. Loads of character with 9ft ceilings, transom windows, many drywall accents, lovely trim & crown moulding, hardwood & ceramic flooring throughout. The kitchen2 has gas home stove, granite counters, open toonly main5 floor Stunning storey completely finished, yearsfamily old room with gas fireplace & door to covered deck, fenced yardend. & stamped &concrete backing onto city greenspace in Kingston’s west Hardpatio area. 3 bedrooms upstairs, master has jacquzzi ensuite & wood ceramic flooring main level, open concept kitchen walk in&closet. The lower levelon is finished with gorgeous rec room, home theatre surround 4th bedroom & fullliving bathroom. here! with large island,sound, ceramic backsplash, roomGreat has value cathedral Custom executive in Lyndenwood Estates less than 5 years old with Asking $569,900. MLS 14606146. ceilings, patio niceindeck for entertaining in your privacy nothing left to doors do buttomove & enjoy! Beautiful stone/brickwork all fenced with gatewith to the park. Extra to 2pccovered bath on main level, around,yard paved drive curbs, walkway porch. Loads of HALIFAX with1176 9ft ceilings, transom many drywall accents, 3character bedrooms up, master has 3pcwindows, ensuiteDR. & walk in closet. lovely trim & crown moulding, hardwood & ceramic flooring throughout. The with counters, rec roomopen & stylish The basement kitchen has is gasfinished stove, granite to main 3pc floor bathfamily room with gasc/vac, fireplace & door to covered deck,with fenced yard walkway, & stamped room. c/air, hrv, paved driveway stone concrete patio area. 3 bedrooms upstairs, masterAsking has jacquzzi ensuite & single attached garage. MLS#14603614 $347,500. walk in closet. The lower level is finished with gorgeous rec room, home theatre surround sound, 4th bedroom & full bathroom. Great value here! 9896 HIgHwAY 38 Asking $569,900. MLS 14606146.

A 5 E ON C + PA R RK E

Bring the in-laws! Stunning 2600 sq. ft. bungalow only 1.5 years old & built w/a main floor in-law suite. You will enjoy all the comforts of this modern home featuring hardwood & ceramic throughout, gorgeous kitchen w/5x8 ft island eating bar open to the greatrm w/ gas fireplace, patio doors to deck, mn floor laundry/mud room w/entrance into garage, 3 bedrms, master suite is separate from the other rooms & has a massive 2 person shower, huge walk in closet, downstairs is partially finished (just needs flooring) w/recrm, 4th bedrm, 3pc bath, + it has a patio door walkout to a screened in patio area. There is also a drive under garage/workshop/man cave under the in-law suite. The in-law suite has Located on afrom deep in the fruit belt of downseparate entrance the garage + itscharming own front porch & back deckarea area, hardwood flrs, 1 bedroom, walk in shower & lovely distance kitchenette area to living room. This is a very town Kingston, walking toopen Queen’s everything Bring the in-laws! Stunning 2600 sq. ft. bungalow only 1.5 years old &&built w/a main floor special opportunity for your family, don’t miss it!currently MLS#14603209 $589,900. downtown this lovely home is being used as in-law suite. You will enjoy all the comforts of this modern home featuring hardwooda& family home but it could be aeating 5 bedroom ceramic throughout, gorgeous kitchen easily w/5x8 ft island bar open to thestudent greatrm w/ gas fireplace, doors toup deck, mn floor laundry/mudloft roomready w/entrance garage, rental w/4 patio bedrms + an unfinished forintofuture 3 bedrms, master suite is separate from the other rooms & has a massive 2 person development. Featuring gleaming hardwood floors throughshower, huge walk in closet, downstairs islarge partially living finished (just needs flooring) w/recrm, out main & upper levels, & dining rooms, 4th bedrm, 3pc bath, + it has a patio door walkout to a screened in patio area. There is quaint 3 season sun porch at extra 2pcin-law bath also a drive under garage/workshop/man cavethe underfront, the in-law suite. The suiteon has main level, eat+ in kitchen w/eating island flrs, & separate entranceupdated from the garage its own front porch & back deckbar area, hardwood door to deep deck. of character a 1 bedroom, walk inprivate shower &lot, lovelynice kitchenette areaLoads open to living room. This is a&very special opportunity for your family, don’t miss it! MLS#14603209 $589,900. great location! MLS#14605942 Asking $309,000

O H P SU OU EN N SE 24

3706 SYDENHAM RD

AC 11

Home on the range! Bright & cheery well maintained 3+1 bungalow RE on over 11 acres close to Verona less than 25 minutes to the S Cat Centre. Carpet free upstairs and down with hardwood & laminate floors, nice eat in kitchen with pantry, patio doors to deck, large living room, pretty frontwell porch, main floor master has11 walk in closet “Bright & cheery maintained 3+1laundry, bungalow on over acres close & jacuzzi less ensuite. finishedCarpet with loads of space, to Verona than Downstairs 25 mins to is thefully Cat Centre. free upstairs & bright windows, 4th bedroom plus a den, rec room, storage, etc. down w/hardwd & laminate flrs, nice eat in kitchen w/pantry, patio doors Oversized double car garage with drive through & hydro. This is a great toproperty deck, lgfor livingrm, pretty front porch, mn flr laundry, master has walk in the outdoor enthusiast! MLS#14604762 Asking $299,900 closet & on jacquzzi ensuite.Rd Downstairs is fully w/loads space, Home range! Bright & cheery wellfinished maintained 3+1 of bungalow Dir: Hwy 38the to Bellrock in Verona bright windows, 4thclose bedrm a den,less recrm, etc. Oversized on over 11 acres to +Verona thanstorage, 25 minutes to the Cat double car garage w/drive through & hydro. Updates include new Centre. Carpet free upstairs and down with hardwood & laminate NATURALIST’S PARADISE high eff propane hot water bbqtohookup & newer floors, nice eat infurnace, kitchen with pantry,tank, patiogas doors deck, large living room, pretty mainforfloor has walk closet roof. This is a front greatporch, property the laundry, outdoormaster enthusiast with in marsh& jacuzzi ensuite. Downstairs fully finished of space, lands, wildlife & walking trails.”isDirections: Hwywith 38 toloads Verona, west bright windows, 4th bedroom plus a den, rec room, storage, etc. on Bellrock Rd, 2.8 kms to house MLS#14604762 Asking $299,900 Oversized double car garage with drive through & hydro. This is a great property for the outdoor enthusiast! MLS#14604762 Asking $299,900 3706 SYDENHAM RD SOUTH FRONTENAC Dir: Hwy 38 to Bellrock Rd in Verona

IN SU LAW IT E

Located on a deep in the charming fruit belt area of downtown Kingston, walking distance to Queen’s & everything downtown this lovely home is currently being used as a family home but it could easily be a 5 bedroom student rental w/4 bedrms up + an unfinished loft ready for future Custom executive in Lyndenwood Estates less 5 years old development. Featuring gleaming hardwood floorsthan throughout mainwith & nothing left to do living but move in &rooms, enjoy! quaint Beautiful stone/brickwork all upper levels, large & dining 3 season sun porch at around, paved drive with curbs, walkway to covered porch. Loads of the front, extra 2pc bath on main level, updated eat in kitchen w/eating bar character with 9ft ceilings, transom windows, many drywall accents, island & door to deep private lot, nice deck. Loads of character & a great lovely trim hardwood ceramic flooring Located on&a crown deep inmoulding, the$309,000. charming fruitDivision belt&area downtown Kingston, location! MLS#14605942 Dir: to of Pine to Barrie throughto Plum. out. The distance kitchen has gas stove, granite counters, to main floor walking to Queen’s & everything downtownopen this lovely home is family room with gas fireplace & door to covered deck, fenced yard currently being used as SYDENHAM a family home but it could easily be a 5 bedroom 3706 RD &student stamped concrete patio area. 3 bedrooms upstairs, master has rental w/4 bedrms up + an unfinished loft ready for future jacquzzi ensuite & walk in closet. The lower level is finished with gordevelopment. Featuring gleaming hardwood floors throughout main & geous rec room, home theatre surround sound, 4th bedroom & full upper levels, large living & dining rooms, quaint 3 season sun porch at bathroom. Great value here! Asking $559,900. MLS 14606146. the front, extra 2pc bath on main level, updated eat in kitchen w/eating bar island & door to deep private lot, nice deck. Loads of character & a great 9 PLUM ST. location! MLS#14605942 $309,000. Dir: Division to Pine to Barrie to Plum.

4666 BELLROCK RD.

I AP OP S NPO EN U LA INT BY I w T ME E NT

O H P SU OU EN N SE 24

9 PLUM ST.

4666 BELLROCK RD.

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Your Home. Your Town. Your Realtor

IN O SU LAWwN T IT O E

AC 11 ON K7M 4H5 1176 HALIFAX DR. RE Telephone: 613-389-2111 S

O H PE UN OUS N 2- E 4

540 SYDNEY ST.

11S

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649 Justus Dr., 540Kingston, SYDNEY ST. 1011 FINCH 9 PLUM ST. 4666 BELLROCK RD. Welcome back to school students!

Jennmolleson

Broker of Record

Sales Representative

613.453.2122 greg@teamchamp.ca

613.583.8510 jenn@teamchamp.ca we neric p

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• 2 storey home with 3 bdrm, 2 bath, 3.35 acre lot w/horse barn & 4 paddocks, Inground pool, double car attached garage.

• 2+1 bdrms, 1.5 baths, large mature lot MLS®14606885

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2414 Desert Lake roaD

299 Days roaD

• 3 bdrm, 1 bath year round home/cottage, over 300 ft of shoreline, full basement, half wooded lot, MLS®14606912

• Well maintained bungalow, Mature lot, Hardwood flooring throughout, un-spoiled basement, MLS®14607003

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2063 ValleyView DriVe

1274 Birchwood drive

• Waterfront home on 2.7 acres, 3 bdrm, 2.5 bath. Access to Hambly Lake, Verona Lake and Howes Lake MLS®14602705

• 3 bdrms, 1.5 baths, fully finished basement, steps from the school. MLS®14604655

OPen BY APPOinTMenT ALL WeeKend! PLeASe CALL GReG OR Jenn!

TeamCHAMP.ca

TOP TeAM

TOP ReSuLTS Award Winning

Century 21 Champ Realty Ltd. 1748 Bath Road, Kingston, Ontario, Canada K7M 4Y2 P 613.389.2190 F 613.389.3457 2013 • 2012 • 2011• 2010

Smarter. Bolder. Faster.

Kingston Homefinder.ca - Thursday, August 28, 2014

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Tammy Heath Gurr

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www.gurreathomes.com Tammy Direct:(613) 583-0616 Heath Direct: (613) 985-2414

$339,900

$279,900

3180 Desert Lake Road

Beautiful 6 year old, 4-season cottage on 13 Island Lake with cedar exterior, open-concept main floor, vaulted ceilings, wide plank flooring, full kitchen, huge family room with fireplace, 3 bedrooms, 2 baths and a level front yard with great level access to great waterfront. Cottage life awaits! MLSÂŽ.

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$311,000

487 Sherbrooke Drive

KOFPRUWJDJHV FRP 3877337 Canada Inc. is a subsidiary of CIBC Mortgages Inc. and carries on business as HLC Home Loans Canada (â&#x20AC;&#x153;HLCâ&#x20AC;?) in BC, AB, SK (Licence #316461), MB, ON (Licence#10423), NB, NS, PEI, NFLD and carries on business as HLC HypothĂ¨ques Logis Concept in QC licensed as a mortgage agency. â&#x201E;˘ HLC Design is a trademark of CIBC. ÂŽ Registered trademark of CIBC.

Wonderful cottage on popular Bobs Lake with deep, clean waterfront and southern exposure. 4-season cottage with 2 bedrooms, 2 full baths, large kitchen, living room with fireplace, sun room, dock, dry boathouse with screened porch on top and fantastic views of the lake! A great value! MLSÂŽ.

C: 613-453-3663 B: 613-384-4000 ext. 241

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Janet MacDonald MORTGAGE AGENT Lic: #M08000689

R0012845781

Mitch Thibodeau

C: 613-561-5047 B: 613-384-4000 AGENT ext. 227

A Division of VERICO Blackburn Financial Services Inc.

MORTGAGE Lic:#M09001443 C: 613-328-6647 B: 613-384-4000 ext. 253

MORTGAGE AGENT Lic: #M08000683

Jeff Dillon

(Lic.#10280)

years

Professionals

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MORTGAGE

Company

5 6 mth 16yrmth 2 yr 1 yr 3 yr 2 yr 4 yr 3 yr5 yr 4 yr 7 yr 10yryr ClosedClosed Closed Closed Variable Variable Closed Closed Closed ClosedClosed ClosedClosed Closed Closed Closed

Company

Mitch Thibodeau Jeff Dillon, Janet MacDonald

2.40

3.95

2.50

Banks & Companies Trust Companies Banks & Trust BankBank of Montreal 3.10 of Montreal Scotiabank 3.00 Scotiabank CIBC 3.10 CIBC HSBC 3.00 National Bank of Canada 3.00 HSBC Royal Bank 3.10 National Bank of Canada TD Canada Trust 3.10 RoyalGroup Bank Investorâ&#x20AC;&#x2122;s 2.75 Kingston Community Credit Union N/A TD Canada Trust Investorâ&#x20AC;&#x2122;s Group

4.00 3.10

3.95 3.14 4.00 3.00 N/A 3.09 4.45 3.20 3.14 4.45 3.14 4.00 3.09 4.00 3.14 2.99 4.45

2.75

4.20

www.mortgageproteam.com Kingston Community Credit Union N/A 4.00

Downtown Office 261 Ontario Street, Kingston, ON 613-536-3485

2.59

2.69

2.77

2.97

3.79

7 yr Closed

4.39

2.99 2.59 2.79 2.87 2.99* 3.79

3.043.14 3.143.24 3.04 3.953.09 3.143.20 3.04 3.14 3.04 3.143.14 3.043.09 3.14

3.853.04 4.39 3.854.99 3.443.14 3.94 3.444.79 3.75 4.24 4.99 4.003.04 4.99 3.754.50 3.753.95 4.64 4.004.99 3.75 4.54 5.04 3.14 3.75 3.75 4.39 4.99 3.753.04 4.64 3.754.99 3.393.04 3.89 3.754.74 3.14

3.75

6.39 4.39

6.75 4.99

6.19

5.49 3.94 5.95 4.24 6.30 5.95 4.99 5.75 4.64 6.15 4.54 6.50 N/A 4.39

6.04 4.79 6.75 4.99 6.50 6.75 4.50 6.75 4.99 6.75 5.04 6.75 N/A 4.99

6.15

4.64

4.99

6.50

(O.A.C.) Special conditions apply. Rates are subject to change without notice *3.04 2.99 3.39 3.89 4.74

5.49 5.95 6.30 5.95 5.75

N/A

BLACKBURN MEWS East End Office (O.A.C) Rates are subject to chang www.mortgageprokingston.com 775 Blackburn Mews, Kingston, ON 613-384-4000 490 Discovery Ave, Unit 8 Kingston, ON 613-546-2989 *Certain conditions apply. 775 Blackburn Mews, Kingston, ON â&#x20AC;˘ 613-384-4000 â&#x20AC;˘ Downtown Office: 261 Ontario Street, Kingston, ON â&#x20AC;˘ 613-536-3485 â&#x20AC;˘ East End Office: 490 Discovery Ave, Unit 8, Kingston, ON â&#x20AC;˘ 6

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2.89

N/A 3.00 4.45 3.10 4.45 4.00 3.00 4.00 3.00 4.45 3.10 4.20 4.00 3.10

Greater Kingston Area

Two brand new semi-detached homes in Westport with 3 bdrms, 2 full baths, open-concept kitchen and living room, main-floor laundry area, propane fireplace, attached garage, central A/C, ceramic and laminate flooring, large unfinished basement, attached rear deck and large backyard. Designed for easy living on one level and close to all amenities in the village. MLSÂŽ.

MORTGAGE RATES: RateasSurvey as of Monday, April2014 21, 2014 MORTGAGE RATES: Rate Survey of Monday, August 25th,

Find your Dream Home in the

Kingston

34A or 34B Spring Street

www.gurreathomes.com

05/14

Devil Lake property with 460â&#x20AC;&#x2122; of water frontage and 3.2 acres with northwestern exposure. Located on a quiet bay with easy road access and a gentle slope to the water. An older 2 bedroom cottage sits on this property, as well as a 1.5 car detached garage and storage shed. Great property on one of the nicest lakes in the area! MLSÂŽ.

$259,900

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303 West Devil Lake Lane

Paying property taxes is a necessary side effect of home ownership. Across the United States and Canada, residents are required to pay property taxes based on an assessment of their homes’ value. Taxes on land and the buildings on it are one of the biggest sources of revenue for local governments. In the United States, property taxes are not imposed by the states, but by the smaller governing bodies in cities, towns, townships, counties, and other jurisdictions. In Canada, property taxes, or milliage taxes, are levied by the jurisdiction in which the property is located. They may be paid to a federated state or a municipality or the national government. Sometimes multiple jurisdictions may tax the same property. Although the taxes are mandated by a higher governing power, the rate at which you pay taxes could be based on a very local assessment of the area in which your house is located and the current market conditions. An assessor will visit a home -- usually prior to purchase -- and make a determination on the percentage of tax to be paid depending on the condition of the home, the improvements that have been made and the climate of the economy in your particular town or city. Property taxes are usually calculated by taking the assessed value of your home and multiplying it by the tax rate that has been determined by your local government. While no one can “legally” escape paying property taxes, there are several ways to have them lowered. Getting your home re-assessed is one such way. Individuals who have reached a certain age may be eligible for certain discounts on property taxes. But this may require a very low income to qualify. There are also some tax credits or homestead exemptions that may qualify you for a limited assessed value on the property. According to data from the Tax Foundation and Forbes, areas of New Jersey, New York and Illinois boast some of the highest property taxes. Residents of Hunterdon County, New Jersey paid on average $8,600 a year between 2005 and 2009. Those in Lake County, Illinois pay around $6,500. People living in Westchester County, New York can plan on spending

Sean Dennee

$8,400 per year. Statistics indicate that homes located in Ontario cities in central Canada have the highest property taxes. Toronto residents, for example, pay an average of $3,900. In this tough economy, lowering property taxes (which are generally rolled into the mortgage amount for ease of payment) could substantially reduce bills. As many as 60 percent of properties across the United States are overassessed, according to the National Taxpayers Union, a nonprofit group that promotes lower taxes. If you suspect your property taxes are high, here are the steps to take. * Get a copy of your property tax assessment from the local assessor’s office and double-check all the information contained to see if it is correct. * Check the assessments of five comparable homes that have sold in your neighborhood in the last three years. * An independent appraiser can also provide you accurate information at a cost. Make sure he or she is licensed with the National Association of Independent Fee Appraisers or by the American Society of Appraisers. * It’s not possible to lower the property tax rate, just the assessed value of the home through an official appeal. There may be fees associated with this appeal, however. Some home improvements will increase the value of your home and, in turn, your property taxes. Here are some of the most common culprits: - extra stories to the home - outhouses, like a guest house - sports courts, like tennis - installation of an inground pool - improvements to fencing - addition of a garage or another room on the home A change in the status of a neighborhood can also give rise to higher property taxes. An influx of new residents or new construction of stores and homes can have a major effect on the assessed value of your home.

CRAIG B. WEATHERBY,CRA

e Weath rby LTD Real Estate Brokerage

CANADIAN RESIDENTIAL APPRAISER SALES REPRESENTATIVE

272 Wellington St., Kingston, K7K 2Z1

3315 lougHborougH dr., elginburg - $439,900

Definitely worth a look and only 10 minutes north of Highway 401. This home features a view of Loughborough Lake and only a stone throw to a boat ramp to access the lake, new custom kitchen with quartz top and glass back splash, new hardwood flooring throughout main level, 3 updated bathrooms, cozy recreation with woodstove, indoor heated pool with grade level walk out to a patio. All improvements are well maintained and ready for a new family. Call for your personal viewing, you will not be disapointed. MLS® 14607342

Building lots

2 building lots available on battersea road 2 acres $79,000 well installed/ 7 acres 99,900 (well installed- older barn)

Office : 613-542-4935 • Cell: 613-539-2951 • Email: weathcraig@kos.net

Say you Saw it in the Greater Kingston Area

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iS your home in KingSton homefinder.ca

John Dirksen

SalES REpRESEntativE

Direct :613-532-2222 • Office: 613-544-3325 Email: sdennee@cogeco.ca

Leslie T.

R0012866268

The basics of property taxes

BROKER

Realty Concepts Corp., Brokerage

*Each Office Independently Owned & Operated

49 Princess St., Kingston

Cell (613) 539-9337

johncdirksen@hotmail.com

NEW LISTING! 131 Nicholson Cres, Amherstview Beautiful 2400 sq. ft. two storey on Nicholson Cres. In Amherstview. Features include, new top of the line kitchen cabinets with granite counters, built-in double wall oven and induction cooktop. All new solid cherry floors on main level. Main floor family room with vaulted ceilings. Three very large bedrooms up. Full lower level partially developed. Updated gas furnace and central air. Lovely mature lot with fully fenced rear yard. Priced at $395,000 MLS 14607533

NEW LISTING! 214 Arnold Street, Kingston Newly listed bungalow in the city located at 214 Arnold St. just off Sydenham Rd. Three bedroom, 2 bath bungalow, newly refinished hardwood floors in living room and offering great value at just $209,000. 92 X 166 Lot. Lower level has been partially completed. MLS 14607167

3779 DaviDson RD, inveRaRy - $279,900 Located only 10 min north of 401, 1 min south of Inverary. This home has been renovated & upgraded with the following: laminate flooring (thus NO CARPETS, ex stairs), fresh paint, propane forced air furnace, 2 toilets, kitchen counter top with sink & cement floor in garage. Features include: HRV unit, 2 1/2 baths, large kitchen & eating area, 3 lge bedrms & master with 3 pc ensuite. Basement is drywall with some recessed lights thus ready for floor, ceiling & paint & there is a workshop area. The 1 car garage is bigger than most, the wide driveway is good for parking 5+ cars & shingles look good. Immediate possession is available. MLS

233 Bathurst St., Sandhurst

This three bedroom bungalow located at 233 Bathurst St has it all. Completely renovated on upper level. New hardwood floors throughout. New porcelain tile in kitchen, boast beautiful cherry kitchen cabinets. Fireplace on main level and stove on lower level with walkout to concrete patio. This house is listed at just $214,000 MLS 14606038

NEW LISTING! 168 Carruthers Ave., Kingston

Situated at 168 Carruthers is this beautiful bungalow fully renovated. Hardwood floors upstairs, updated kitchen, new bath with heated floors, offering 2 or 3 bedrooms on this level. The lower level is set up perfect for in-law suite. There is a private rear yard and single detached garage. Priced at $349,000 MLS 14607144

Sutton

Sutton Group Masters Realty Inc., Brokerage Each office independently owned and operated

1650 Bath Road, Kingston 613-384-5500 R0012851714

Kingston Homefinder.ca - Thursday, August 28, 2014

STEPHEN LUTZ Sales Representative

Sales Representative

Each OffIcE IndEpEndEntly OwnEd and OpERatEd

MaINteNaNCe fRee aND MINUteS fROM KINgStON

Sales Representative

5008 HIGHWAY 38, HARROWSMITH NEW LISTING!

ReDDeNDaLe

78 BUTLER STREET , KINGSTON $3000.00 APPLIANCE PACKAGE

R0012851716

office: 613-544-2000 cell: 613-539-2542

Celebrating a 27-Year Partnership based on a Handshake.â&#x201E;˘ Gary Smith 613-544-7000 www.sutton-masters.com Kelley Hineman

Sutton-Group-Masters Realty Inc., Brokerage

$299,000 Completely renovated home in Harrowsmith... New everything! $219,900 Totally Redone Semi - New Everything! Roof, Windows, Totally re-insulated with framed basement walls, new water proofed Floors, Paint, Bathroom, Plumbing, Electrical And Heating. Large foundation, 5 bedrooms or 4 bedrooms + office. Beautiful open concept Back Yard, Garage. Move In Condition. MLSÂŽ 14605115 design. 22' x 32' insulated garage with wood stove. MLSÂŽ 14607303

5043 HIgHWay #15 $269,000

7 WINDSOR StReet $297,000

Come explore this large interesting property just 12 minutes north of the 401 surrounded by trees and features 3+1 bedroom, newer windows, steel roof, wood stove and so much more patio doors off the dining area to a large deck, work shop, attached garage and so much more. MLSÂŽ 14603149

This home is not a drive by. In popular Reddendale this spacious home is larger than it looks with so much to offer - large deck, quiet back yard, steps to a private community beach, spectacular central location, wood floors and an undeveloped lower level to name a few. MLSÂŽ 14606014

MIDDLe ROaD â&#x20AC;&#x201C; BUILDINg LOt

exeCUtIve BUNgaLOW

3488 PRINCESS ST, KINGSTON ONLY 4 UNITS LEFT!

1812 SHARPE RD, LOYALIST WORKING IN THE GARDEN

$229,900 Under construction...1215 sq. ft. custom built townhouse by T. Grant Construction. Full 7 year Tarion warranty. T. Grant known for its quality building, offering these affordable town homes. Full unfinished basement with attached garage. Minutes from downtown. MLSÂŽ 14603321

$695,000 Potters Greenhouse is a well-established family run business of over 43 years at this location. The homestead is an older 6 bedroom farmhouse with two nice additions well structured. Large 16 by 24 kitchen, adjacent family room with propane fireplace. MLSÂŽ14604204

4288 BATH RD, KINGSTON EXECUTIVE CUSTOM BUILT

0 MIDDLe ROaD $200,000

Very private lot on Middle Road. Explore the opportunities to build your dream home on this rare undeveloped and well treed property. Located on the south side of Middle Road just east of Abbey Dawn Road. MLSÂŽ 14604748

122 BAY STREET , SEELEYâ&#x20AC;&#x2122;S BAY 175 FEET OF WATERFRONT ON THE RIDEAU

582 eLMHURSt CRt $489,000

This open concept living in this better than new home with impressive finishes on an unusually large private fenced lot, large deck, fully developed basement and tucked away on a quite cul de sac. MLSÂŽ 14606895

Listing Information and photos on www.stevelutz.ca

$1,495,000 3 years new home is completely built to the highest standards/quality. Gourmet kitchen, granite tops, custom cabinets, 5â&#x20AC;&#x2122;x8â&#x20AC;&#x2122; island. Panoramic 10â&#x20AC;&#x2122; upper deck. Specialty steel stairs to a 70â&#x20AC;&#x2122; dock with 2 - 42â&#x20AC;&#x2122; piers to accommodate any boat. MLSÂŽ 14603152

$679,000 Solid brick boat house. $12,000 Per year (approx) income from solar panels, indoor pool, ground source heat pump, 2 fireplaces with inserts, 5 bedrooms, in-law suite, two car garage. This property has it all. Call for details. MLSÂŽ 14606136

for a personal showing or more information contact steve at

Sales Representative

Sutton

amccord@sutton.com www.andrewmccord.com cell: 613-328-6765 bus: 613-384-5500

Sales Representative

arayner@sutton.com

Sutton 2010-2013 Realt Group-Masters www.adamrayner.ca Realty Inc., Brokerage Top 5% Independently Owned cell: 613-572-1985 in Canada and Operated

ARNOLD "LO=? , "LO=?CAMPBELL , 0;LEM 0;LEM

R0012851708

ADAMRAYNER AdAm rayner

AndRew mccord

613-530-0435 ofďŹ ceRealty Inc., Sutton Group-Masters Group-Masters bruce.parks@sympatico.ca Direct: 613-329-8144 Sutton Brokerage ofďŹ ce cell Realty Brokerage 613-384-5500 Each Inc., offIcE IndEpEndEntly www.bruceparks.ca 613-530-0435 OWNED & OPERATED Office:613-384-5500 613-384-5500 INDEPENDENTLY SALES REPRESENTATIVE

SALES REPRESENTATIVE SALES REPRESENTATIVE bruce.parks@sympatico.ca

bus: 613-384-5500 arayner@sutton.com â&#x20AC;˘ www.adamrayner.ca cell: 613-572-1985 â&#x20AC;˘ bus: 613-384-5500

Sutton

ownEd and opERatEd

â&#x20AC;&#x153;Homes are my business, Relationships are my successâ&#x20AC;?

li ne st W in g

320 MCQUAY ROAD 2010-2013 4 CAR OPEN HOUSE GARAGE! SUN 2-4 â&#x20AC;˘ 3+1 bedroom, 2 bath Sutton Group-Masters Realty Inc., Brokerage Independently Owned and Operated

In-LaW SUIte

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1185 Westbrook road â&#x20AC;˘ $419,900 MINT MLSÂŽ SHAPE!

5106 bradford road â&#x20AC;˘ $359,900 MLSÂŽ

NEW PRICE!

23.9 ACRES QUIcK cLoSInG

1048 York road Verona â&#x20AC;˘ $284,900 MLSÂŽ 14607091

â&#x20AC;˘ 4 car garage â&#x20AC;˘ 1 acre lot â&#x20AC;˘ Move in condition! MLS 14602236 â&#x20AC;˘ $279,900

â&#x20AC;˘ â&#x20AC;˘ â&#x20AC;˘ â&#x20AC;˘

1048 YORK ROAD 5453 PetWortH road â&#x20AC;˘ $279,900 MLSÂŽ 14606629

3+1 bedroom, 2 bath 1536 sq. ft. + finished basement Double garage Immaculate condition! 5+ acre BBy Farm MLS 14602405 â&#x20AC;˘ Ho $294,900 MLSÂŽ 14603821

â&#x20AC;˘ â&#x20AC;˘ â&#x20AC;˘ â&#x20AC;˘

5 bedrooms, 3 baths (all with heated floors) 23.9 acres of mixed land with creek 3200 sqft of high end living space 1251â&#x20AC;&#x2122; ft of road frontage for ultimate privacy or possible severance. 168MLS deWeY st Camdenâ&#x20AC;˘east â&#x20AC;˘ $329,900 14600894 $364,900 MLSÂŽ 14604331

DRAW

SAT. OCT. 4TH, 2014! *SOME CONDITIONS APPLY NOT INTENDED TO SOLICIT BUYERS OR SELLERS UNDER CONTRACT

LISt* oR AdAm oR mccord LIST * BUy O R with BUY * Wrayner ITH AD AAndRew M R AY NER FOR YOUR CHANCE TO

WIN A NEW 2014 FORD!

Kingston Homefinder.ca- Thursday, August 28, 2014

n d e t. pe O All en At pp k iv A e e r by W rp s g O f in eW i v

OPEN HOUSE SUNDAY 2 TO 4 n 4 pe e O us y 2 O H dA n su

14 HERITAGE DRIVE BATH Great family Home, 3

3256 COuNTy ROAD 6 , COLEBROOk $244,000plus one bedrooms,

n d e t. pe O All en At pp k iv A e e r by W rp s g O f in eW i v

1 CREIghTON DRIVE, ODESSA $329,000

finished basementpenl nd e pt. O Al e At p k iv A great yard ee r by W rp s ASKING $289,900feOWing vi

Great St pay ren one be new wind furnace, floors, jus ASKING

OPEN ALL WEEKEND BY APPT. 583 OLD BRIAR hILL ROAD $172,000

391 RED CEDAR POINT ROAD $189,000 932 MALVERN Varty Lake four-season home. MLSÂŽ14605780. TERRACE .

3 bdrm one bath Bungalow, with partly finished walk out basement. 1423 MLSÂŽ14607164.

n d e t pe O All en At pp k iv A e e r by W rp s g O f in eW i v

Totally upgraded, brand new life time roof, beautiful lot close to Lancaster School. 675 ARBOuR CRESCENT $282,000 Quality built Mcfarlane Construction bungalow with 1 1/2 car garage. Asking $469,900 MLSÂŽ 14607346. Bring an offer

supported by

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83 LOY AMHER

Wonderful Elevated Bungalow fully updated. MLSÂŽ14603866. hardwood flooring,3+2 Bedroom, Fully Finished 4 level floorplan MLSÂŽ14603639.

4990 bradford rd HarroWsmitH â&#x20AC;˘ $274,900

3891 COUNTY ROAD #14

cell

R0012851704

613-539-2542 or email: lutz@sutton.com

TAMARAC n t. pell nd teSTREET O A e A pp k v A

3246 R

Living in

doesnâ&#x20AC;&#x2122; So many upgrades better, 10 over looking many Collins bay, just mo inground pool, garage walk out basment, finishe 4335 2kINg STREET, BELLROCk GFP, C/A, dbl car RD $104,900 DR, ea 2 bdrm 1 bath bungalow, nice bright kitchen with lots of cupboards. gar,manyMLSÂŽ more. Asking 14607411. Brin Asking $459,900. i ee r by W rp s g O f in eW vi

Petrie Ford

List or Buy with ArnoLd cAmpBeLL for your chAnce to win A new ford! Ask for detAiLs!