Special Advertising Feature - Thursday, January 9, 2014
Chantal Rook
Real Estate
Guide
Specializing in Military Relocation
www.chantalrook.com mortgage brokers
kingston
com
Licensed under Mortgage Brokers City #11759
TEAM
Sales Representative
R0012500917
THE Award for being in top 1% of all Royal LePage Realtors® in Canada.
Based on gross closed & collected commissions for a specific award yr (Dec 1-Nov 30)
New listiNg!
N E E P S N O OU SUM H t& P 4 Sa 2-
OPEN HOUSE SAT & SUN 2:00-4:00PM
E
New listiNg!
IC
66 Greenview Drive #512 – $169,900
N
D
• Affordable condominium living at Country Club Towers • Building amenities – outdoor in-ground pool, party room, exercise room, guest suite & BBQ area 4311 YARKER ROAD • $439,900 277 DIVISION STREET • $429,900 781 1 DA DAVIS S DR DRIV DRIVE IVE IV E • $239,000 Great valuee in this 3 bdrm detached home w/mostly newer This fantastic home is located in the hub of Kingston. Brand newbuilding custom built 3+1 bedroom home on • Quiet & safe windows, shingles, hingles, & an expansive rear deck. The low lower level Walking distance of Queen`s University and Princess sprawling lot. This tastefully decorated home offers features a finished rec room w/recessed lighting & a roughMLS® of natural light, gleaming hardwood floors, open in for an additional bath. Along a bus route and close to all Street amenities. 6 bedrooms, 2 bathrooms, covered front plenty
L SO
amenities, this home is worth a look. Call for your private porch, spacious kitchen with large living areas. You will concept spacious living areas, good sized bedrooms, viewing. MLS nicely landscaped with privacy galore. MLS. not be disappointed! MLS.
ContaCt Krishan today for your
Sales Representative, Licensed Assistant
Sarah Sears,
Melanie Mercer,
Sales Representative, Licensed Assistant
RegisteRed Relocation membeR
Sales Representative, Licensed Assistant
728 COLLINS BAY ROAD • $219,900
Eye-catching 3 bedroom bungalow on spacious lot. Extensive landscaping with a large circular driveway. Abundance of upgrades – newer windows 2011, oak kitchen, hardwood and laminate throughout, freshly painted, new bathrooms, siding on shed, central air conditioning, newly built deck, unfinished basement awaiting your finishing touches. MLS
1199 PIXLEY PLACE • $271,900
Move right in! Inviting, bright and spacious, this terrific family home sits on a fantastic corner lot and features 3 bedrooms, tasteful decor, an open concept main level, bonus main level office space and a finished lower level recreation room. Upgrades include built-in gas fireplace, stone exterior, gas range hookup and a rear deck ideal for enjoying the outdoors. Conveniently located close to all amenities, this home will impress even the most discerning buyer. Call today for your personal tour. MLS
Susan Taylor
Stephanie Boven
bRokER of RECoRd
SALES REPRESENTATIVE
SALES REPRESENTATIVE
Cell: 613-217-4600
2817 ROAD • $395,900 E ENPERTH
P S O OU 2-4 H UN S
Cell: 613-572-5702
*
Fabulous 6 bedroom, 2.5 bathroom home in Winston Churchill school district, walking distance to Queen’s & KGH. This home offers a large 58 X 110 lot, 2 bedrooms on the main floor, 2 more on the 2nd floor and 2 on the upper floor. A must see! MLS
FREE HOME EVALUATION!
1452 Ottawa St.
*Not Intended to solicit clients already under contract.
**
$1,128.78 WOW!
*Rates subject to change **Based on conventional mortgage
1308 ANDERSON DRIVE • $357,000
19 FOREST DRIVE • $589,500
Desirable home in Milton subdivision! Quiet, spacious treed lot with access to St. Lawrence and waterfront park. This custom 4,500 sq ft home features a fully finished walk out basement, beautiful wrap around deck, large living spaces, oversized double garage, underground sprinkler system and much more. Call for a complete list of details. MLS
Jessica Hammell
Michael MacHale
Sales Representative, Licensed Assistant to Krishan Nathan
Sales Representative, Licensed Assistant to Krishan Nathan
Ryan Hanes
Sales Representative
C: 613-876-7926 E: ryan@kingstonsold.com
N PE SE O OU 2-4 H UN S
110 Kidd dr.
Well maintained, bright elevated bungalow.3 bedrooms on the main level plus 1 downstairs. large rec room with gas fireplace. High ceilings and large windows in the basement give you that `above ground` feel. Relax in the hot tub or entertain on the large updated deck. Enjoy the fully fenced and landscaped back yard. Shed in yard for lawnmower storage etc. Double car garage and plenty of parking in double drive. Located in family friendly neighborhood. MLS#13609677. Asking price of $279,900. Directions: Speers Blvd to Kidd Dr
Thank You!
A heartfelt thank you to my mortgage clients, friends, and business associates for your confidence and support in 2013. I look forward to working with you again in the future.
613-561-5047
$ 990.01 P/M
*OAC. Applies to renewals and refinances
N PE SE O OU 2-4 H UN S
Janet MacDonald
MONTHLY PAYMENTS $1,093.79 $ 250.00 $ 450.00 $ 125.00 $ 200.00 $ 2,118.79
$ 221,000.00
MONTHLY SAVINGS:
Only 4 years old & meticulously well kept open concept bungalow in Westbrook, ready to move into. Featuring custom kitchen w/island eating bar, stainless steel appliances, gorgeous backsplash, patio door to 14x19 deck, private fenced yard w/accent lighting, large lvrm w/quality laminate flooring, mn flr laundry, 3 beds up, master has walk in closet & custom 3pc ensuite. The basement is almost fully finished & very cool wi/high ceilings & barn board accents, lg games room + a tv rec rm, 4th bedrm, 3pc rough in bath & storage rm. Other features are upgraded trim package, extra transom windows, custom led lighting throughout, HRV,c/air, double car garage w/nside entry & gdo, paved drive. MLS#13609100. Asking price of $334,900. Directions: Princess to Westbrook Rd to Ottawa or Creekford Rd to Westbrook to Ottawa
mortgage agent B. Comm, amP
AMOUNT $ 175,000.00 $ 7,500.00 $ 15,000.00 $ 3,500.00 $ 20,000.00 $ 221,000.00
Magnificent 2+2 bedroom, 3 bathroom home in Lydenwood subdivision. This home features hardwood and ceramic throughout, upgraded trim package, cathedral ceilings, hrv and pot lights, open concept main floor, designer kitchen, large master ensuite with jacuzzi, massive rec room, stamped concrete patio, covered deck, inside entry from garage. This home is a must see! MLS
649 Justus Drive, Kingston, ON K7M 4H5 • 613-389-2111
256 VICTORIA STREET • $699,900
This all stone, 3 bedroom home boasts 100 acres just 10 minutes north of the 401. Spacious living room, separate dining room, large deck which overlooks your property. Newer windows & furnace. This property has plenty to offer! MLS
cell: 613-770-7173 amccann@dominionlending.ca
Dominion Lending Centre Professional Financial Solutions Inc. Lic.#10784 Independently Owned & Operated
*Not Intended to solicit clients already under contract.
Hilary McKenna Cell: 613-532-5151
PAYMENT TYPE Existing Mortgage @ 5.75% Visa Card @ 19.75% Car Loan @ 6.50% Dept. Store @ 28% Home Renovations - LOC TOTAL: CONSOLIDATE WITH: New Mortgage @ 2.5%
free home evaluation!
R0012500907
Michael MacHale,
cell: 613-561-9572 mbashall@hotmail.com
Consolidate Your Christmas Bills
OPEN HOUSE SUNDAY 2:00-4:00PM
98 Factory Street – $149,000
Stunning 2 bedroom, 2 bathroom home in desirable Westbrook Meadows. This 1600 sq ft bungalow features an abundance of upgrades. Gorgeous hardwood throughout, spacious gourmet kitchen, great room with custom wall mounted gas fireplace, loads of pot lights, 9’ ceilings, master bathroom offers spa like ensuite with radiant in floor heating, large walk in closet, main floor laundry, covered back deck, Hatley garage doors. This home has it all! MLS. • Standard features include: 9 ft ceilings, board & batten & many more! garage. only 3yrs new, hurry before it’s gone! MLS PR
Andrew MccAnn Mortgage Agent, Lic. #M13000412
CALL OR APPLY ONLINE TODAY!
• Slab on grade bungalow with double car garage • Open concept living/kitchen area • Back yard is fully fenced with cementAVENUE patio • $394,900 1164 CROSSFIELD 142 GILDERSLEEVE BLVD Exceptional 2 storey , 3 +1 bedroom on premium lot in popular MODEL HOME • Close to all amenities Lyndenwood subdivision. Open concept main floor w/hardwood • Many models to choose from or custom built to suit your tastes + ceramic, gas fireplace. 2nd floor laundry, master w/large ensuite • 2 storey and bungalows incl. jacuzzi MLS®tub, separate shower. Additional amenities incl. fully • 1,000 – 2,000 sq ft floor plans finished basement, hot water on demand, c/a and double car EW
MArk BASHAll Mortgage Agent, Lic. #M08000678
www.barrycave.com or wwwmarkbashall.com or www.andrewmccann.ca
info@teamkrishan.com TeamKrishan.com All of our listings can be viewed at www.TheSoldSolution.com
802 KANANASKIS DRIVE • $428,260
Lic. # M08001570
613-583-0708 pfsco@mail.com
cell:
613.572.2665 OPEN HOUSE SATURDAY 2:00-4:00PM
BArry cAve Broker/Owner
www.kingstonregion.com
R0012500896
4-760 Hwy 15
The Mortgage Professionals VERICO – 775 Blackburn Mews (lic # 10280)
C: 613-540-1037 E: matt@kingstonsold.com
123 MORGAN DR
Matt Mundell
Sales Representative
$419,900
Set in picturesque Valley View Estates sits this stunning 1700+ square foot 3 bdrm bungalow, the Willow, by RJM Classic Homes. Bright open concept main floor plan boasts 9’ ceilings and a stunning vaulted ceiling in the great room with gas fireplace, custom mantle, mnflr laundry, formal dining room with large windows overlooking the valley. Large master bdrm, includes walk in closet, and gorgeous ensuite. Quality upgrades to include, hickory hardwood floors in kitchen and great room, interlock walkway to front entry, beautiful Oak columns, and more! MLS®13606963.
92 WINDFIELD CRES $359,000 Beautiful 4 level side split in Grenadier Village, substantially renovated and in terrific condition top to bottom. Updates include: 2013 – 35 year architectural shingles, kitchen, high efficiency furnace, kitchen with granite counters, patio door, pool shed, front porch, garage door, hardwood floors, pot lights, railings, interior doors and trim. All windows were replaced in 2012. Home also features finished basement and large inground pool.
RE/MAX Finest Realty Inc.
R0012501075
MoRtgage agent AMP 613-453-9079
Begin the new year in a new home After flatlining during the economic downturn that began around 2008, housing markets in many regions of the United States and Canada have shown signs of recovery. Those in the market to buy and sell may find this year presents an ideal opportunity to do just that. According to the real estate listing Web site Zillow, home values rose 5.1 percent across the United States between February 2012 and February 2013. The latest forecasts from Canada Mortage and Housing Corporation indicate a strong housing demand into 2014, at which time a strengthened economy will energize both resale and new housing markets. Buyers will need to be prepared to purchase inventory right away, while sellers will need to price their homes right for the best chance of sale. The following are some guidelines. Buyers
Having a plan is essential when buying a home, as such a purchase is not something buyers should take lightly. Establishing a budget is the first step. This means taking inventory of savings, expenses and borrowing power. It is adviseable to sit down with a lender and do a run-through of what you can afford. By providing key financial information, including earning statements, existing debt and credit history, buyers can quickly learn how much they’re qualified to borrow and how much they are comfortable borrowing. This helps buyers zero in on homes in their price range. Being preapproved for a mortgage is advantageous when it comes time to make offers on properties. It shows sellers that buyers are serious and that they have been vetted by the bank.
Many buyers conduct a lot of research online prior to stepping into a home. This research lasts an average of six to eight weeks, according to the National Association of Realtors. Homework includes investigating neighborhoods and school systems, comparing the going rates of homes in the area, as well as figuring out which features are desired in a home. It also is important to hire a buyer’s agent. Such professionals send buyers listings that fit their home-search parameters, which saves buyers a lot of time and effort. Some agents preview homes for their buyers, even going so far as to identify overpriced listings that can be avoided or finding sellers who are willing to negotiate. A buyer’s agent works for the buyer, meaning there will be no conflict of interest. Agents assist buyers in the negotiating process, using their knowledge of the real estate market to help buyers make realistic offers that are likely to be accepted while providing a wealth of information about housing trends, area services and home improvement vendors. When sellers accept buyers’ offers, buyers must then arrange home inspections. An inspection is oftentimes included as a contract contingency, and buyers have a right to cancel contracts if inspections find that a home is unsatisfactory structurally. Sellers
Sellers competing for business in a thriving housing market also have to do their share of work. It is unlikely sellers will be able to list their homes for sale one day and have dozens of offers the next. Today’s buyers are much more conservative, and homes will have to be presented in the best light and listed at reasonable
prices. Sellers can start the process of selling their homes by researching recently sold homes in their neighborhoods, paying particular attention to final sales prices. This information may be available through tax records, and some real estate sites publish the data online. Sellers can then compare this information to what they still owe on their mortgages if their homes are not paid off, and this should give sellers an idea of their potential profits. Sellers also can benefit from working
with real estate agents, as it can be quite difficult and stressful for homeowners to sell their homes on their own. Agents have access to multiple listing databases and industry contacts, information that is quite valuable when selling a home. Agent will do their own assessments of a home to help sellers price the home accordingly based on market conditions. In addition, real estate agents can inform sellers about which, if any, repairs or changes may need to be made to make a home more attractive to pro-
spective buyers. Real estate agents also help sellers through the negotiating process, finding a balance between what the buyer wants to pay and how much the seller wants for the home. Housing markets are once again looking up. As the new year arrives, many people may find now is the time find their next homes. Understanding the process and getting guidance from real estate professionals makes the process of buying and selling a home that much easier.
Offering the Benefits of 25 years Staging, Decorating and Home Building Experience n Un pe S 4 o & to t 0 Sa :3 2
175 McDonough
189 Yonge StReet
77 RiveRview DR.
legal duplex, each with two bedrooms, features large yard 185` deep, two car detached garage, ample parking, spacious, hardwood floors, ceramic floors, directly across from garrigan park, close to Queen`s University, St. lawrence College and Portsmouth Olympic Harbour. Tenants pay hydro. Call listing agents for rental income. MlS®13606899.
Cape Cod on the river, 3 bdrms, 4 baths, 2.5 car garage, custom built and continuously updated and maintained, hardwood floors, main floor laundry, quaint village with all amenities, 20 min to Kingston 12 min to Napanee. Fully finished on all levels. MlS®13607701.
Custom built bungalow with water views and backing onto green space, featuring full upgrades, porcelain oversized contemporary tile, maple hardwood floors, spa ensuite with tile shower and glass doors, soaker tub, gorgeous cream maple kitchen with separate eating area walking out to covered 9’ x 21’ deck, 2 car attached garage with carriage doors, fabulous trim package, contemporary bling lights, MlS® 13607129.
$379,000
$379,000
$339,900
open hoUSe for all aMberlane hoMeS: Sat & SUn 12-1:30pM at the Model hoMe. l ModeMoSt al hoMe plete coM
127 Saul StReet
The Beechwood model to be built by Amberlane Homes features 3 bdrms, 2.5 Baths, 1 car or 2 car (optional) garage, main floor laundry, covered front porch, main floor family room as well as formal living, master with ensuite and walk-in closets. All Amberlane Homes include stone fronts, 2 paint colours, upgraded 4 inch baseboards + 2 3/4 casing for trim package. 35 year shake style shingles, basement with bathroom rough in, r20 insulation + electrical. Fully sodded lots, paved drives. MlS®13605323
$328,000
131 Saul St oakwooD MoDel
129 Saul St BiRchwooD MoDel
l ModeMoSt al hoMe plete coM
To be built...3 bdrms, 1.5 baths with optional master ensuite and walk in closet. Main floor boasts large eat-in kitchen with a living and dining open concept, covered front porch and a single attached garage. All Amberlane homes include stone fronts, large address block, 2 paint colours, basement with bathroom rough in. MlS®13605335
$254,600
l ModeMoSt al hoMe plete coM
Presently being built choice of finishes still available...3 bdrms, 2 full baths including ensuite & walk-in closet for master bdrm. Optional 2 bdrm model & separate dining room. The spacious main floor boasts open concept kitchen, eating area & living room. Front covered porch & 2 car attached garage. All Amberlane homes include stone fronts, large address block, 2 paint colours, basement with bathroom rough in. MlS®13605320.
$269,900
AmberlAne Homes Inc.
A Builder of New Homes Building in Babcock Mills Subdivision 2 The EMC Real Estate Guide - Thursday, January 9, 2014
R0022496620
We are Pleased to represent
THE 1329 SUNNYSIDE rD, KINGSTON MLS® 13609181 $324,500
60 WELLINGTON STrEET KINGSTON,
HARTZMAN GROUP THE HARTZMAN GROUP
Michael Nicole Hartzman Clarke
Cory Spence
Sales Representative cell : (613) 536-8822
Sales Representative cell : (613) 561-5530
hartzman@royallepage.ca
N 4 PE SE O OU y 2 H da N SU
Michael Nicole Hartzman Clarke Sales Representative cell : (613) 536-8822 hartzman@royallepage.ca
MLS® 13609543 $619,000
to be built
68 LOWEr UNION STrEET KINGSTON MLS® 13609545 $649,000
R0012501440
Sales Representative cell : (613) 888-4457 nclarke@royallepage.ca
cspence@royallepage.ca
335 ELIZABETH DrIvE, GAnAnoquE
Cory Spence
Well built south ward 2000 sq.Ft. 4 Bedroom home across from Sales Representative Sales Representative the high school. This home has cell : (613) 888-4457 cell : (613) 561-5530 a study on the main floor that nclarke@royallepage.ca cspence@royallepage.ca could be a 5th bedroom. Beautiful decoration, 2 fireplaces, some new windows, 2 new doors, updated kitchen. Beautiful lot with mature trees. High efficient gas heat and central air. Reshingled in 2007. A perfect family home in a great area. MLS®13609631. $294,900
LoT 8 ACADEMy ST BATH
Another custom built home by Collinson Custom Building. The loyalist is a 1500 sq.Ft. Home that boasts 3 bedrooms for your family and 2 1/2 car garage for your toys. Other features include main floor laundry, deck and walk out off your master, hardwood and ceramic floors, central air and affordable high efficiency gas heat. (Prices and materials may vary). Picture not exactly as shown. MLS®13607033. $379,900
65 BLuE HEron, HowE ISLAnD
Fabulous sunsets, wildlife and all in the famous Thousand Islands.On the inside find Cathedral ceilings, updated kitchen and baths, beautiful decor and more. Please visit www.mikehartzman.com for extensive virtual tour. MLS®13605200. $274,900
53 ABBEy DAwn DrIvE, BATH
This 1763 sq.ft. open concept bungalow is a 3 minute walk to the 640 Cataraqui Woods Drive, lake and backs onto Loyalist Golf Course (membership included). Suite 7 Includes 9` and cathedral ceilings, ceramic and hardwood floors, L S upgraded kitchen, 5 piece ensuite. Private deck and a beautiful view. All appliances are included. MLS® 13609441 $359,900 MULTIPLE LISTING SALE
For a full view of our listings go to MIKEHARTZMAN.COM
Office
613.384.1200
For a full view of our listings go to MIKEHARTZMAN.COM
640 Cataraqui Woods Drive, Suite 7 L S MULTIPLE LISTING SALE
Participating member of D.N.D. Relocation Service
R0012500064
Online Support
Office
613.384.1200 45 CounTry CLuB DrIvE, BATH
One of the best views at Loyalist Golf Club community. This adult lifestyle bungalow sits behind the 16th t-box overlooking a beautiful pond. On the inside find updated Participating furnace and air conditioning, newer windows, member of D.N.D. Relocation Service gas fireplace, finished basement. Outside find huge deck, awnings and updated shingles. MLS®13606608. $289,900
PrinT & Online exPOsure fOr One Price! When you place your ad in the EMC Real Estate Guide, your advertisment will also automatically be included online in our “Page Turner” edition of the section. Each week the entire EMC Real Estate Guide will be uploaded to our website for online readers to find, each ad that has an email address or website will automatically link through to that email or website.
www.Kingstonregion.com Our websites have had over 300,000 Page Views This Year! The EMC Real Estate Guide - Thursday, January 9, 2014 3
Real estate investing for beginners edge of how the leasing process works, forcing them to rely on a real estate firm to write up leases and ensure all leases stay current. This, too, can cut into an investor’s profits. Investors who don’t bring any relevant expertise to the table can still make a profit from their real estate investments, but those profits likely won’t be as significant when outside companies must be hired to ensure the property is in good shape and all necessary documents are in order and up-to-date.
Size
First-time real estate investors might be wise to choose a smaller property for their initial investment. Larger properties can be overwhelming to manage, and investors often rely on property management firms to tend to these properties. Such firms charge more to manage bigger properties, which can eat into investors’ finances. Veteran investors can handle such overhead costs, but first-timers might find themselves caught off guard upon realizing the gravity of their financial commitment. A good rule of thumb for first-time investors is to stick to smaller properties, only moving on to larger buildings once they are fully comfortable with all that comes with investing in real estate.
Time
Real estate is often a time-consuming investment. Tenants pay good money to live in attractive rental properties, and those tenants will have a host of needs that must be met. Investors must be sure they have the time to address their tenants’ concerns, especially investors with no plans to hire property management firms. Potential investors who already have full plates at work and at home may not be able to devote the time necessary to make the most of their real estate investments, and therefore might be better off finding another way to invest their money. Time also must be considered when considering profits. Real estate is not the type of investment that turns a profit overnight. Even investors who are looking to invest in an up-and-coming neighborhood must be prepared to hold onto their properties for at least a few years, if not much longer, to maximize their investments. Though real estate is a sound investment, it is not a get rich quick type of investment, so investors looking to make a quick buck should consider alternatives before buying investment properties.
Real estate investors typically have tenants, and those tenants inevitably have needs. Investors who have experience as contractors may not find it difficult to renovate a property and make it more attractive to tenants, nor are they likely to be inconvenienced when minor issues on the property need to be addressed. Investors with no such experience will need to hire contractors to do the work for them, cutting into potential profits down the road. In addition, investors who don’t have the ability and/or the time to address minor issues like a clogged drain or a drafty window on their own will need to hire a property management firm to tend to such needs. Such firms are effective, but also expensive, further cutting into your profits. Even those investors with contracting experience may have little or no knowl-
Costs
The cost of a real estate investment goes beyond the purchase price of the home. In addition to the mortgage on the property, investors must pay the taxes and insurance on the property, as well as any costs associated with maintaining and managing the property. Certain tax breaks are available to real estate investors depending on where they live. For example, in the United States, taxes on the profits when a property is sold may be deferred if those profits are immediately rolled into another property (such a deferment is only available to those investors who arrange this exchange prior to selling the initial property). Potential investors need to consider all of these costs, and might want to hire a real estate lawyer to help them make the most of their investments and any profits they yield. But even hiring an attorney is an additional cost investors must consider before investing. R0012499058
Personal ability
Looking forward to working with you!
Mary &
Shannon
Realty Concepts Corp. B R O K E R AG E
independently owned & operated
Sales Representatives
info@maryandshannon.com 00 9,9 1 $4
Granite & Hardwood
0
,50
8 24
$
873 Jasmine street
00
,9 84
00
open ConCept
,9 19
$4
N PE SE 4 O OU 2H N. SU
$3
move in ready! 901 winCHester lane
upGrades Galore!
1368 andersen drive
NTOINE
Real Estate Brokerage
PO BOx 285, 14180 Rd. 38, ShaRBOt Lake, ON, k0h 2P0
VIEW THESE AFFORDABLE HOMES ! SHARBOT LAkE $189,900
SHARBOT LAkE $120,000
4 SEASON, includes excellent beach, private park, & dock on Sharbot Lake, 3 Beds, Open Concept L.A. wood burning stove, & huge patio Twsp Road, School bus at the drive. Enjoy the seasons, quick possession.
WOW, 11.5 Acre Estate Lot on Sharbot Lake. Choose your building site ! Call for more info.
ST. GEORGE’S LAkE $159,900
HOT NEW LISTING !!! $148,900
FANTASTIC SUNSETS across St. George’s Lake Great Fishing and recreation without the costs. 3 Beds, Large eatin kitchen with room to lounge, Neat Gazebo, and tree house, Potting Shed for the Gardener. Call to View.
HOBBY FARM, 72 rolling acres, small barn, log outbuildings. Modern 2 Bedroom Home freshly decorated and ready for new owner, partially fenced, - check out web site!
• Granite throughout, marble backsplash, upgraded fixtures • 9 ft ceilings on both levels, hardwood throughout, custom kitchen • 2-tiered deck, custom stone shed, beautifully landscaped yard
east-end loCation 791 lotus avenue N PE SE 4 O U 2HO N. SU
$
0
,90
4 28
Shannon Cowan direct: 613.530.6024
d l o S
535 nora Court • 3+1 bedrooms, 2.5 baths, 1900 sqft • Close to CFB, downtown • Hardwood floors, ceramic tile & finished basement
Mary Murphy direct: 613.929.6279
• 3 bedrooms, 2.5 baths, 1865 sqft • West end location, close to all • amenities • Newer laminate flooring, counters, crown moulding, lighting features, & upgraded walkout patio door
• 4 beds, 3 baths, Over 3000 sq ft of finished living space • Fully finished basement, open concept kitchen & family room • Close to CFB & downtown
A M.E.
• 3 beds, 1.5 baths, 1320 sq ft • Close to CFB, Downtown, school (public & catholic), close to all ammenities • Open Concept Kitchen & dining area
$
0
,90
4 26
Quiet street 12 HeritaGe drive • 4 bedrooms, 1.5 baths, approx. 2000 SqFt • Built-in dishwasher, central A/C, central vacuum, and a walkout basement • Fully fenced backyard, deck, balcony, and storage shed
www.maryandshannon.com
4 The EMC Real Estate Guide - Thursday, January 9, 2014
Mimi Antoine, Broker of Record (613) 279-2657 Christopher Jones, Sale Representative (343) 363-6328
For full details and information visit www.antoinerealestate.com
R0012500467
On the heels of a recession that saw home values drop, many would-be investors have shied away from buying investment properties. But real estate has historically remained a sound investment, boasting a long-term appreciation rate that makes it a worthwhile investment for those who can withstand temporary setbacks in housing prices and hold on to their properties over the long haul. But investors are often nervous as they look for their first properties. Uncertainty about housing prices aside, investing in real estate also is risky, and first-time investors need to be comfortable with such risk in order to make the most of their investments. The following are a few things potential real estate investors should consider as they decide if investing in real estate is right for them.
me? Buying a ho
Judy May
Sutton
Cell: 613 453-7967 • Office: 613 384-5500
Sutton Group Masters realty inc., Brokerage
Sales Representative
me. owning a ho rtant part of po im an is rance otection insu Mortgage pr ns. tio keys to op out your just like the Let’s talk ab y with you – rr ca u yo ge r covera Get a plan fo e. m ho your new Life’s brighter under the sun
independently Owned and Operated
OPEN HOUSE SUNDAY 2-4Pm
Ryan Boles RHU
613-545-9660 ext. 2227
11 QUiNtE AvE, AmHErStviEw Mls® 13609540 $239,900 A Rare find...Beautiful 3 bedroom bungalow with red oak hardwood on main floor, large open concept kitchen with loads of cabinets, immaculately maintained with many orignal features still in beautiful condition, large detached garage with additional attached workshop...Come check it out at the Open House www.judymay.ca • jmay@sutton.com
Many questions arise during the home-buying process. Buyers looking at homes that require a good deal of TLC may wonder who is responsible for the home’s repairs, particularly if such repairs are needed to secure a certificate of occupancy. Depending on the situation, there is no clear-cut answer. There is no perfect home, and things that are acceptable to the current owner may not be acceptable to the buyer who is looking to become the next owner. The home-buying process is typically a careful cooperation between buyer and seller to find a middle ground. The buyer may have to make some concessions, as will the seller. Ultimately, it is this cooperation that often determines if the sale goes through or is terminated. Before any negotiations can begin regarding repairs, it is adviseable for a buyer to have an independent inspector come out and look over the home and property. Most real estate agents will suggest this be done as a first priority -- even before a contract is entered on the home. An inspection will unveil any potential problems in a home and indicate things that the buyer may not be aware of, including items that do not meet with code or could be unsafe. An inspector also may point out problems that could cause a mortgage lender to give pause. This may mean the lender will deem problems unsafe and refuse to fund the mortgage until repairs are made. A copy of this inspection report should be sent to the home seller to review with his or her attorney and real estate agent. The buyer working with his own real estate attorney and agent can petition for certain repairs to be made. Many sellers will make such repairs to ensure the purchase goes through, or they will accept a lower purchase price to compensate for the needed repairs, which the buyer will then make. Buyers might want to hire a good real estate attorney to write clauses into the contract to protect their interests. This allows the buyer to forfeit the sale and walk away from the contract should an issue arise. The rules often change when buying a home that is a short sale or in foreclosure. A home that is in distress is typically in this situation because the current owners cannot afford to pay their mortgage, and thusly, are not able to afford repairs. According to Think Glink, a money-management Web site, buyers may try to negotiate repairs with the seller, but they shouldn’t assume that sellers (or lenders in the event of a bank-owned home) are responsible for the repairs. Generally speaking, most short sales and foreclosures are sold “as is” and may even specify that repairs and requirements for the certificate of occupancy are the buyer’s responsibility. A buyer also can ask to have the home price reduced to cover the repairs. But foreclosures are often already deeply discounted. Buyers should know that, for a home that is not in foreclosure, there are some repairs that should ultimately be the responsibility of the seller. If these repairs are not made, a buyer should think strongly about walking away from the deal, according to Why6Percent.com, a real estate mar-
keting site. Such repairs include: * lender-required repairs that could impact home safety * leaky pipes * water penetration issues, including a bad roof * unsafe decking or handrails * wet basements or crawl spaces * insecure foundations or obvious structural damage * poorly functioning sewer lines or septic system It is always adviseable for buyers to speak with a reliable real estate attorney and a trusted real estate agent to guide them through the process of buying a home. These people can help buyers navigate the important decisions that can affect the home they’ll be living in for the next several years.
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The upscale, 2240 sq. ft. executive home offers 3+1 bedrooms, 2.5 baths, in-ground pool, hot tub, updated kitchen, hardwood and ceramic flooring, main floor family room with walk out to rear deck, open concept formal dining room and sunken living, large master with updated ensuite, updated main and two pc washroom, two car garage all on a 23.7 AC parcel of land and only 7 minutes to the Cataraqui Town Centre. $509,900.00 Call Martin today!
Attention Investors! Need more room? This 4 bedroom, 2 sty semi-detached home is loaded with features. 3 full and 1 half wshrms, quality laminate flooring on the main and upper level, walk out to back yard, in-law suite in lower level with separate side entrance, single car garage, A/C and on a bus route. 8 appliances included. Tenant already in place.
thinking about a new home for the new year?
156 Division st. - $525,000
Thinking of opening a restaurant or fast food eatery? The present location of the Ka-me Sushi and Izakaya Japanese restaurant located in the hub of Kingston. The owner has decided to downsize and sell the building so now it is your turn to create your own fabulous restaurant or open another location of your existing restaurant. Featuring two levels of dining with a capacity of 38 people, updated male and female washrooms, wiring, plumbing and stairs. This is a hard to find location in the hub of Kingston is a building only sale but includes the ventilation hood.
Call for a complimentary no obligation market evaluation of your current home. Buying, Selling or just curious about the market, call Martin Today!
Wishing Everyone Health and Happiness for 2014! The EMC Real Estate Guide - Thursday, January 9, 2014 5
Open House
How to improve your home’s curb appeal
Directory
Men and women who have tried to catch a buyer’s eye. * Make the home accessible through sell a home are likely familiar with the * Get an “edge” on other sellers. Edg- the front door. Many homeowners phrase “curb appeal.” Curb appeal is ing is another easy and effective way to enter their home through a side door similar to getting ready for a big date, improve curb appeal. Edge driveways, or through their garage. If you fall only you’re not dressing yourself up to sidewalks and other walkways around into this category, keep in mind that make a strong first impression. Instead, the property, removing or trimming any- prospective buyers will be entering improving curb appeal involves dress- thing that is hanging over the driveway through the front door, so make this ing your home up in the hopes it makes or walkways. If the boundary between area accessible. Clear any clutter, a strong first impression on prospec- your driveway and lawn is not distinct, such as overgrown hedges, away from tive buyers, many of whom will have consider installing edging materials the front door, and consider upgrada strong opinion about the property be- such as stone or bricks. The edging can ing the door handle to a more modfore they even get out of their cars to be level with the driveway or elevated, ern feature. In addition, make sure the have a look around. but keep in mind that elevated driveway lock on the front door doesn’t stick, ASunday home with strong the realtor and buyers to imSundayforcing 12:30-12:45 2-4curb appeal can edging can protect the lawn, preventing entice buyers who are likelyDrive to believe kids from riding their bicycles 646 onto the Braeside mediately struggle before entering the 19 Riverside that a home with a well-maintained lawn or cars from driving onto it. Add- home. You want buyers and their real Pierre Broker Hilary McKenna, exterior is likely to have Broker an equally ing edging is not a very difficult do-it-Nadeau, estate agents to get in and out of the impressive interior.Realty, Homeowners who yourself project. home as smoothly as possible. Hometown 613-389-2111 Nadeau Realty, 613-507-4444 want$949,000 the process of selling their 11602085 home to * Take to the trees. Many homeown* Make sure all plants, includMLS go smoothly can improve the property’s ers grow accustomed to overgrown trees ing flowers, are living. Dehydrated curb appeal in a number of ways, many around their property and maySunday not no- or1-1:15 dead plants and flowers are eyeSunday 2-4 a substantial tice that low-hanging, unsightly1159 of which don’t necessitate branch- Wheathill sores, and they will give buyers the home396 improvement budget. Buy-Nadeau, impression that you didn’t pay much Honeywood Ave es are hiding the home from view. Pierre Broker * Clean up. The most effective way ers want to see the house, so take to the attention to your property. Make Nadeau 613-507-4444 Jeff McKenna, to improve curb appeal isSales to cleanRepresentative up the trees and trim any branches that hang Realty, sure all plants are alive and thriving Hometown Realty, 613-389-2111 property. Many homeowners are savvy too low or obscure your home. and replace those that aren’t. You enough to remove toys and other items * Clean the gutters. Leaves and sticks can replant new flowers or plants or Sunday 1:30-1:45 $479,900 MLS 11601539 from the yard before showing a home, hanging from the gutters are a red flag to just use potted plants instead. When Chadwick but cleaning up goes beyond removing buyers, who tend to associate676 clogged purchasing new plants, choose lowSaturday 1-4 & Sunday 2-4 Pierre Nadeau, Broker clutter from the property. Make sure all gutters with roof damage. Clean the maintenance varieties that appeal to hedges are trimmed and remove Road weeds, gutters thoroughly before putting your Realty, buyers who want good vibrant plants Nadeau 613-507-4444 3683 B Yarker sticksSean and other debris from any flower home up for sale and keep them clean but might not want to put in much Marshall, Broker beds. Lay mulch in the flower beds and throughout the selling process. If your work into the garden. Kingston Realty 613-548-3300 Sunday 2-2:15 garden, as mulchHomes prevents weed growth property includes lots of trees, install When selling a home, homeownwhile$468,800 helping the soil retain out of Kidd ers canDrive employ a number of tactics to MLSmoisture, guards to keep twigs and leaves 149 resulting in more attractive gardens to the gutters. improve their home’s curb appeal. Pierre Nadeau, Broker
Open HOuses • April 16th & 17th 2011 View Our Virtual Paper Edition of EMC Real Estate at www.emckingston.ca
Sunday 2-4 5004 Fox Run Place Ryan Power, Broker Remax Realty Concepts Corp 613-531-2231 $454,900 MLS 11600941 Sunday 2-4 3397 Hwy 38 Charlie Rix, Sales Representative Sutton Group Masters, 613-531-2231 $279,900 MLS 11602185 Sunday 2-4 1508 Sierra Ave Tony Chard, Broker Royal Lepage ProAlliance Realty, 613-382-7653 $293,500 MLS 11601596
How can a licensed realtor help me?
Saturday 1-3 & Sunday 2-4 39 Motensen Dr, Amherstview Mark Malinoff Royal LePage 613-561-2317 $247,900 MLS Sunday 12-12:15 452 Kingston Mills Pierre Nadeau, Broker Nadeau Realty, 613-507-4444
Nadeau Realty, 613-507-4444
Sunday 2-4 4207 Duff Rd., Inverary Christian Rix, Sales Representative Sutton Group Masters, 613-561-3501 $399,900 MLS 11602249
Saturday 2-4 628 MacDonnell St. Sue Tallen, Broker Royal Lepage 613-544-5141 $225,000
use a realtor to buy or sell
What a realtor offers
A Realtor’s expertise and experience are invaluable and can guide you through the details of the complicated buying or selling process. His or her knowledge of the housing market can help you make the best possible choice. Realtors are extremely dedicated individuals whose professional obligation is to serve the best interests of their clients.
Rigorous training and high standards are not the only things that make a Realtor so valuable his or her expertise extends into every aspect of home ownership. Realtors know how best to sell or buy a home, and their intimate knowledge of the real estate market will ensure that you get the best price possible. They will gladly clarify any legal terminology or government regulations for you.
Realtors are uniquely qualified to serve your home ownership needs, and it takes a lot for these individuals to become real estate profession- For sellers, Realtors develop a marketing plan that can include scheduling als. open houses, placing advertising if desired and listing your property. They can pre screen buyers so that only those who are truly interested and qualified Before receiving a real estate license in Ontario, an individual must go view your home. through an intensive educational process developed by OREA on behalf of the Real Estate Council of Ontario. But that’s only the beginning. When it comes time to negotiate a price, a Realtor can act as a mediator beDuring the first two years of practice, registrants are required to suc- tween you and the buyer. This will allow you to remain at ‘arm’s length’ durcessfully complete three additional courses as part of their articling ing the often stressful negotiation process. Assistance in evaluating financing with an experienced broker. In addition, all registrants must continue options and mortgage rates is also yours for the asking. But a Realtor not only to attend courses throughout their careers in order to maintain their helps you to buy or sell a home. He or she can also provide you with a list of registration. lenders, lawyers, mortgage brokers and other professionals whose expertise you may need to complete a real estate transaction. When you work with a In order to be called a “Realtor,” a licensed real estate professional must Realtor, you’re working with a professional who has a strong commitment to become a member of a local real estate board as well as the Canadian quality education, ongoing training and top-notch customer service. Real Estate Association (CREA) and the Ontario Real Estate Association (OREA). When you work with a Realtor, you can expect strict adherence Your REALTOR® will work hard to determine exactly what you want in a home, to provincial law as well as to a national code of ethics ensuring you’ll and will go to extraordinary lengths to meet your needs. You can expect a receive the highest level of service, honesty and integrity. In fact, Real- high level of service and a strong sense of loyalty. In fact, a large proportion of tors are governed by the legal concept of “agency”. An agent is legally homeowners use the same Realtor for each new house they purchase because obligated to look after the best interests of the person he or she repre- of the relationship that they have developed. Before you take that big step of sents. The agent must be loyal to that person. buying or selling your home, enlist the services of a Realtor. This article is provided by local REALTORS® and the Ontario Real Estate Association for the benefit of consumers in the real estate market. 6 The EMC Real Estate Guide - Thursday, January 9, 2014
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a division of Metroland Media Group Ltd. The EMC Real Estate Guide - Thursday, January 9, 2014 7
2/21/13
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Celebrating a 25-Year Partnership based on a Handshake.™ Gary Smith 613-544-7000 www.sutton-masters.com Kelley Hineman
Sales Representative
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7942 LOYALIST PARKWAY, GREATER NAPANEE WATERVIEW
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OPEN HOUSE Sunday 2-4 PM
1101 dunham street $269,900 MLS®13609758 $3 54
199 KILDARE AVE AMHERSTVIEW 3 year old custom built 1370sq ft with beautiful upgraded kitchen cabinets with granite counters, island and slate floors open to the family room with Jatoba hardwood floors and corner gas fireplace & triple wide patio door to a cedar deck. Separate dining room, large master bedroom with en suite including step in shower and sideboard vanity. 5 1/2` baseboards, Inviting front veranda, paved drive, curbs, 2 car garage.
1250 atkinson street $465,000 $3
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Illustration Photo BATTERSEA RD ‘TO BE BUILT - NOT YET STARTED’ Bungalow by Barry Howlett Construction Ltd. situated on a lovely country lot approximately 20 mins north of the city. Featuring stone/vinyl exterior, double car garage, 9 foot ceilings, open concept great room/ktchn with hardwood and ceramic flrs and propane fireplace, sizable master bedroom with custom ensuite including large ceramic tile shower with glass enclosure and double sinks, main floor laundry and much more!
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n Pe se 4 o ou 2H n. 4521 SNIDER RD VERONA Spectacularu stucco & brick bungalow featuring a fabulous great s room, bright kitchen, 3+1 bedroom, finished lower level with walkout to private hot tub area with beautifully designed interlock patio complete with built in bbq grills. This showcase home has been built with pride in every corner is a dream! Over 4000 sq ft of living space, close to lakes and golf course.
100 KENWOOD’S CIRCLE Situated in one of Kingston`s premier locations in the City`s east end is this all stone brick 3 bedroom bungalow with amazing views of it`s very own park like lot. Large principle rooms such as the living room with gas fireplace, formal dining room, large eat in kitchen and master bedroom with ensuite. An unspoiled basement with walk out to rear yard oasis which offers great potential to the new owner. Mature landscaping.
1649 Providence cres $419,9900 MLS® 13608987
MLS®13608554
$269,000 enjoy the view of Lake Ontario from your smith hiNemaN park like back& yard and deck. This film directors home is open concept and tastefully decorated, has For a Free home attached oversized garage and separate storage evaLuatioN! shed. A must to view! MLS 12606486
John Breimer
Sales Representative
613-453-7621 Office: 613-384-5500 Email: jhbreimer@gmail.com
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408 westGate CoUrt Custom 1850 sq ft bungalow by Barry Howlett Construction limited situated in prestigious Westgate Village subdivision. Hardwood and ceramic throughout the spacious main level with 9 ft ceilings. Upgraded kitchen with crown molding, extended uppers, and granite countertops. Gas fireplace featuring ledge stone. Master has dual closets (one walk-in) and ensuite with tile shower and custom glass doors. Stone and concrete siding exterior, transom windows. MLS® 14600025.
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ARNOLD CAMPBELL
Beautifully upgraded and tastefully decorated, this 3 bedroom, 1 1/2 bath townhouse condominium unit is ready to move in and enjoy. Features include upgraded eat-in kitchen, extensive flooring replacements, freshly painted and more. Spacious rec room or den area on the lower level. Attached garage. Located in popular Sexton place close to schools, groceries, etc. Don’t miss this opportunity. Call today! MLS®13609574
Well maintained bright s/w corner unit in a very desirable condominium building. Spacious living room with 2 sets of sliding glass doors to provide natural light and views. Large balcony. Freshly painted. Large master bedroom with oversized walk-in closet. In unit storage area. Building features outdoor pool, guest suite, residents lounge and security. Call today for your personal viewing. MLS®13609575
Website: www.johnbreimer.com 8 The EMC Real Estate Guide - Thursday, January 9, 2014
Sutton Group-Masters Realty Inc., Brokerage Independently owned and opeRated
613-384-5500
613-329-8144 SALES REPRESENTATIVE
WHY CALL US?
*Top 1% in Canada for sales *over 30 years of combined experience For a FREE market analysis with a courteous, dedicated, reputable, hands on approach, please make us one of your calls**
*TRACEY MCGINN
613-453-9922 SALES REPRESENTATIVE
nd t en ke en Op ee tm w in l pO al ap by
648 COUNTY RD 15, STONE MILLS $239,900
3.75 Acre country lot, 2+1 bedroom elevated bungalow! 2 Full bathrooms. nd t en ke en Op ee tm w in l pO al ap by
Exceptionally well cared for 3 bedroom century home in the village of Verona.
14 Greenview Drive Unit# 506.
$269,000 enjoy the view of Lake Ontario from your park like back yard and deck. This film directors home is open concept and tastefully decorated, has attached oversized garage and separate storage shed. A must to view! MLS 12606486
WORKING TOGETHER TO GIVE YOU THE BEST SERVICE AVAILABLE
4377 VERONA SANDS ROAD $179,900
1101 CraiG Lane
OPEN HOUSE Sunday 2-4 PM
Sutton Group Masters Realty Inc., Brokerage 384-5500 office or 800-746-1991
Cell:
9 9,
7942 LOYALIST PARKWAY, GREATER NAPANEE WATERVIEW
Sutton Group Masters Realty Inc., Brokerage office 384-5500 or 800-746-1991
R0012500058
3789 Battersea rd $249,900
OPEN HOUSE Sunday 2-4 PM $269,000 enjoy the view of Lake Ontario from your park like back yard and deck. This film directors home is open concept and tastefully decorated, has attached oversized garage and separate storage shed. A must to view! MLS 12606486
top 1% iN caNada For 21 years with suttoN Group reaLty
99 ,90 ,90 56994elmhurst crt $559,900 0 0
VIEW AT WWW.REALTYPOWER.CA
R0012500052
as a team (combiNed 7942 LOYALIST PARKWAY,52 GREATER NAPANEE years experieNce)WATERVIEW
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Illustration Photo TO BE BUILT LOT 110 ATKINSON ST. To be Built - not yet started-Sobella House & Home, award winning Tarion builder presents modern design and luxury in the beautiful home on a premier street in Llydenwood. This home offers top quality standards like granite&marble counters,hardwood &ceramic floors,carpet in bedrooms, 9’ceilings. Designer lighting package and more. Built with dedication and integrity.
$4
$4
MLS®13609021
Illustration Photo
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486 WESTON CRES Looking for the right sized home? This lovely 1550 sq ft 9 year old Nightingale model by Caraco Homes has all the right stuff. Hardwood and ceramic throughout the main floor, large open concept living area with a tripled sided glass fireplace, 9ft ceilings,master bedroom with 4 piece ensuite,main floor laundry,deck,central air,HR, 2car garage and fully fenced yard backing onto trees. Lower level with loads of space.
73 Bethel road84,9$219,900 00
408 WESTGATE COURT To be Built - not yet startedcustom 1806 sq ft bungalow by Barry Howlett Construction LTD situated in Prestigious Westgate Village Subdivision in the West end. Harwood and ceramic throughout the spacious main level with 9 ft ceilings. Upgraded kitchen with crown molding, extended upper cabinets, granite counters, gas fireplace featuring ledge stone facing to ceiling. Master has dual closets -hers is the walk in and ensuite.
MLS®13608490
59
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$269,000 enjoy&thehiNemaN view of Lake Ontario from your smith park like back yard and deck. This film directors 26concept years home is open and tastefully decorated, has attached oversized garage and separate storage experieNce shed. A must to view! MLS 12606486
R0012500068
385 QUARRY POND ROAD Spacious elevated 3 bedroom bungalow in Kingston’s East end close to CFB Kingston and Downtown. Large living room, eat in kitchen with deck to a fully fenced yard. Excellent rec room in the lower level with bar, games and lounging area, 4th bedroom or office easily could be finished. This home boasts a lot of space for family and friends.
7942 LOYALIST PARKWAY, GREATER NAPANEE WATERVIEW
nd t en ke en p e O e tm w in l pO al ap by
6013 PERCY ST, BELLROCK $149,900
New listing, and a great starter home, in Bellrock.
119 KILDARE AVE $329,900
3 bdrm, 3 bathroom home, 3 years old and has numerous upgrades throughout including - 9` ceilings, upgraded trim and kitchen cupboards, high full double car garage with outside door entrance, full finished high and bright basement with huge rec room and 3 pc bathroom, master bedroom with ensuite, i.C.F. Foundation.
FREE MARKET
EVALUATION!
Call Tracey McGinn for a Free Market Evaluation 613-453-9922