Be Certain with Centauri Insurance
, e s i r When flood waters we’ve got you covered.
FLOOD INSURANCE MADE SIMPLE FOR FLORIDA HOMEOWNERS LOWER Premiums HIGHER Limits NO Waiting Period Simplified, Efficient Process Combined Coverages - ONE Policy, ONE Payment MORE Deductible Options
Homeowners I Dwelling Fire I Condominium I Tenants I Flood I Business Owners I Commercial I Residential
centauriinsurance.com
FLEXIBLE, COMPREHENSIVE FLOOD COVERAGE A flood can happen anywhere and anytime, whether your property resides in a low-lying area or inland. Flood insurance must be purchased separately because damage from flooding is NOT covered under typical homeowners, renters, condominium and dwelling fire policies. Centauri Insurance is proud to offer an innovative alternative to NFIP flood coverage for Florida homeowners. We’ve simplified the process with a single, more sensible policy. Count on Centauri to provide peace of mind when your customers need it the most. Our new flood coverage can be attached as an endorsement to a new or existing homeowner’s policy.
COVERAGE COMPARISON CENTAURI’S FLOOD ENDORSEMENT
NFIP
Premiums on average 15% LOWER
Higher premiums
NO NFIP fees/assessments
NFIP fees/assessments applied
Dwelling Coverage up to $2,000,000
Dwelling Coverage up to $250,000
Contents Coverage up to $500,000
Contents Coverage up to $100,000
NO Waiting Period
30-Day Waiting Period
REPLACEMENT Cost Coverage for Contents
Actual Cash Value Coverage for Contents
LOSS OF USE Coverage
NO COVERAGE
ONE SIMPLE POLICY
SEPARATE Policies & SEPARATE Billing
ONE Claims Adjustor
MULTIPLE Claims Adjustors
Additional Living Expense, Fair Rental Value, Civil Authority Combine Coverages & Premium Payment
You can be certain that mortgagees will be confident with our coverage. Centauri’s flood endorsement is the first to be certified by the Florida Office of Regulation as providing coverage equal to or exceeding the flood coverage offered by the NFIP.
Homeowners I Dwelling Fire I Condominium I Tenants I Flood I Business Owners I Commercial Residential
centauriinsurance.com
Above is a summary for illustrative purposes only. Please refer to policy for coverage details. Insurance products are issued & underwritten by Centauri Specialty Insurance Company & subject to underwriting review & approval. Products may not be available in all states. Not all properties are eligible. Check underwriting guidelines for information. Copyright 2016 Centauri Specialty Insurance Company.