Be Certain with Centauri Insurance
Weather any storm.
FINANCIAL STRENGTH MATTERS Our value to our policyholders depends on maintaining financial strength, and it has been Centauri Insurance’s uncompromising foundation since our beginning. As a result, we have the capital and liquidity to fulfill our financial obligations and pay claims over the short and long term — no matter what nature brings.
Centauri Insurance has been assigned a Financial Stability Rating® of A, Exceptional, from Demotech, a leading independent financial analysis firm serving the insurance industry.
DIVERSIFIED REINSURANCE Centauri Insurance’s financial stability is backed by a strong, diversified reinsurance program. Our reinsurance approach strategically spreads exposure among highly-rated, highly-capitalized insurers around the globe. Of these, all are rated A- (Excellent) or better by A.M. Best or A+ by Standard and Poor’s.
2015-2016 REINSURERS BY A.M. BEST RATING as of June, 2015 A++
$29,197,250
14%
A+
$58,958,594
27%
A
$115,726,656
54%
A-
$5,965,000
3%
NR*
$5,910,000
3%
* International reinsurer rated AA- by S&P.
Centauri Insurance purchases reinsurance well beyond state requirements, a core philosophy that’s all the more important since we provide coverage to hurricane-prone regions, including the Gulf States and Hawaii. This diversified, conservative approach ensures you are always well-protected.
CUSTOMERS COME FIRST Residents of the southern U.S. and the Hawaiian islands face more than the usual hazards when it comes to protecting their homes. Weather in these regions can be fierce. That’s why residents in these areas need more than the usual kind of home protection. Centauri Insurance was founded to serve just those needs. We stay strong through all kinds of claims and our focus has been clear since the beginning. Everything we do is aimed at providing peace of mind to our policyholders. Protecting important things in your life. Customer service. Financial stability. Solid coverage. Through all kinds of storms.
NOT JUST ANYONE’S HOME. YOURS. The place you call home is not only one of your most important assets — it’s where you and your family live. At Centauri Insurance, we understand that. We know you need insurance coverage that protects not just your home, but your quality of life. When you need help, we’ll be there with: • 24/7 call center capabilities • Emergency services that can respond quickly once a claim is filed • Experienced claims staff • Superior customer service • A catastrophe operations center and a dedicated network of catastrophe adjusting firms
PROVEN EXPERTISE Since 2006, Centauri Insurance has been protecting policyholders against all kinds of hazards. Our company launched in Hawaii in 2006 and has since grown to become one of the largest carriers providing residential dwelling products. In the continental U.S., Centauri Insurance began operations in the Gulf States in 2012 and now serves policyholders along our nation’s coastlines and beyond.
BIG ON PROTECTION
BIG ON PEOPLE FLEXIBLE, COMPREHENSIVE COVERAGE We offer a wide range of coverages tailored to your individual needs, including loss or damage to your home, additional living expenses and temporary repairs. Plus, flood and home equipment protection. Count on Centauri Insurance for the coverage you need.
OUR PRODUCTS Homeowners • Dwelling Fire • Condominium • Tenants • Flood • Commercial Residential • Business Owners • Residential Hurricane and Earthquake
OUR PROMISE When you need us, you’ll find warm, personal care and the financial strength to get the job done. Storm after storm.
Customer Service: 808.237.5060 Hawaii 866.318.4113
All Other States
Claims Toll Free: 866.789.4228
Hawaii
866.215.7574
All Other States
For More Information: CentauriInsurance.com