CONFERENCE SCHEDULE Sunday, April 12, 2015 11:30 am - Lunch and Golf Kearney Hill Golf Links (Details on registration form) 6:30 pm - Opening Reception (Regency Ballrooms - off main lobby) Mix & mingle with fellow bankers and associates. Heavy hors d’oeuvres & desserts will be served. (Note: For our golf fans, we will have a TV so you can catch the end of the PGA Masters.)
Monday, April 13, 2015 8:00 am - Breakfast – Patterson Ballrooms (lower level) 9:00 am - Pat Williams / Senior Vice President and Co-Founder / Orlando Magic - NBA - Patterson Ballrooms (lower level) Pat has been an integral part of NBA history, including bringing the NBA to Orlando. He has traded Pete Maravich as well as traded for Julius Erving, Moses Malone, and Penny Hardaway, and won four NBA draft lotteries, including back-to-back winners in 1992 and 1993 and most recently in 2004. He also drafted Charles Barkley, Shaquille O’Neal, Maurice Cheeks, Andrew Toney and Darryl Dawkins and signed Billy Cunningham, Chuck Daly, and Matt Guokas to their first professional coaching contracts. Additionally, Pat served for seven years in the United States Army, spent seven years in the Philadelphia Phillies organization—two as a minor league catcher and five in the front office—and has also spent three years in the Minnesota Twins organization. Pat Williams and his wife, Ruth, are the parents of 19 children, including 14 adopted from four nations, ranging in age from 21 to 34. Pat and his family have been featured in Sports Illustrated, Readers Digest, Good Housekeeping, Family Circle, The Wall Street Journal, and Dr. Robert Schuller’s Hour of Power. He has completed forty marathons, including the Boston Marathon 11 times, and also climbed Mt. Rainier. He is a weightlifter, Civil War buff, and serious baseball fan. He is considered one of America’s top motivational, inspirational, and humorous speakers. 10:00 am - “To Be or Not To Be” – Strategic Challenges for the Community Bank Henry Hawkins / Partner / Mountjoy Chilton Medley Hear about the latest strategic planning challenges community banks are faced with when evaluating growth and acquistions. What goes into the decision-making process? What should you consider when choosing the next step? This session will give you all you need to know “to be or not to be.” 11:00 am - Morning Break 11:15 am - “Making CRA Profitable” Jonathan Welty / Vice President / Ohio Capital Corporation for Housing Billie Wade, CPA / Executive Director / HOPE of Kentucky, LLC A discussion of products that can provide KBA members with secure investments while providing market rates of return and an abundance of CRA credit! 12:15 pm - Lunch – Regency Ballrooms (off main lobby)
September 19 - 22, 2015
124th Annual Convention
CONFERENCE SCHEDULE Monday, April 13, 2015 cont. 1:15 pm - A Payments Approach to Checking Revenue and Relationships Robert (Bob) Giltner / CEO / R.C. Giltner Services, Inc. FDIC data shows service charges on deposits fell nearly 20% between 2008 and 2012. PayPal, on the other hand, grew revenues over 20% every year during the same time period. In 2013, they served two-thirds of all households and generated revenues of $6 billion, one-fifth of the total service charge revenue reported by the FDIC for financial institutions. Walmart and American Express are providing a “checking alternative” with Bluebird, and 10% of debit purchases now occur with checking alternatives like reloadable prepaid cards, the fastest growing consumer finance segment. “Payments” providers with growing revenues think in terms of segmenting individual transactions according to their specific use, context, and experience. If financial institutions want to grow checking revenue and relationships, let’s talk about changing our strategy. 2:15 pm - Afternoon Break 2:30 pm - The Future of Branch Banking John Hyche, Senior Vice President, Level 5 Has the tipping point for branch banking finally arrived? For years pundits have been discussing the demise of the bank branch as we have traditionally known it – yet banks have continued to build new branches. However, branch transactions have declined 5% alone in the past few years. This session will address the trends, practical applications, and use of technology to redefine the branch concept. 3:30 pm - Economic Report Jay Morelock / FTN Financial 6:00 pm - Reception - Regency Ballrooms (off main lobby) 6:30 pm - Dinner - Regency Ballrooms 7:45 pm - Entertainment
Tuesday, April 14, 2015 7:00 am - Buffet Breakfast – Regency Ballrooms (off main lobby) 9:00 am - Cybersecurity - Patterson Ballrooms (lower level) Chad Knutson / Senior Information Security Consultant / Secure Banking Solutions Cybercrime is on the rise and banks are in the middle of the mess. A Verizon report suggests that 75% of data breaches are opportunistic attacks. This session will expand on methods to reduce that probability for community banks and explore risk management techniques to maintain compliance. Management is required to implement an information security program to protect customer and financial information. Prior to doing so, they must complete a series of assessments to understand where their exposures are and what to do to mitigate these risks. This session will review emerging cyber security threats and tie them into a comprehensive information security program for a community bank. 10:00 am - Emerging Trends: Preparing Your Bank for the Next Decade Trent Fleming / Trent Fleming Consulting While the day-to-day pressures of managing balance sheets and regulatory requirements seem overwhelming, smart banks sense that the weight of competitive pressures make it even more important to develop and execute strategies that will ensure their banks’ success going forward. This session will look at emerging trends in banking products and services, and provide keen insight into developing the infrastructure, tools, and staff needed to deliver them successfully. 11:30 am - Conclusion
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Spring Conference April 12 - 14, 2015 Hyatt Regency, Lexington
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Questions? contact Paula Cravens Sturgeon pcravens@kybanks.com
get registered today! www.kybanks.com