KZN Property Pages - 1 October 2016 by KZN Property Pages

RESIDENTIAL LETTING COMMERCIAL

A BL ACK INC MEDIA PUBLICATION

1 October 2016

KZN Property Pages

turns 1!

We celebrate anniversaries because they give us a chance to step back and see how far we’ve come… KZN Property Pages has come a long way. It was a year ago tomorrow, 2 October, that we printed our first edition of KZN Property Pages. When that first edition landed in mailboxes the response was overwhelming…

So, things have changed a little bit since then – through our partnership with The Witness, our distribution network has changed, for the better, our layout has also evolved.

Check your mortgage rate before you buy-to-let When you buy a property with the intention of letting it out and eventually earning an income from it, the banks will most likely only approve the home loan you need at a higher rate of interest than you qualified for on your primary residence. In addition, they may require you to put down a 20% or 25% deposit before they will consider financing the purchase at all, says Shaun Rademeyer, CEO of BetterLife Home Loans, a South African mortgage originator. Many homeowners who are planning to buy a second property as an investment - or even just to rent out until they retire - make the assumption that because they are already a ‘known quantity’ with a good track record of home loan repayment, they will be able to secure a home loan for this purchase on the same terms as the loan granted to buy their current residence. However, even if the second property is in an area that the lender also considers a ‘good risk’, they will usually be quoted a higher interest rate, and very often asked for a substantial deposit. Nothing to do with credit record And they should not be offended, he says, because this actually has nothing to do with their credit record or

We’re all a little older and perhaps even a little wiser. It goes without saying—but I’m going to say it anyway— we wouldn’t be here if it weren’t for the support of our advertisers, so thank you, one and all. We set out to be “your leading local property guide”. 1 year down the line we’re not only the leading local property guide – we are the only local property guide! This is testament to how well we have positioned ourselves – we really have taken the market – and we’re proud of it!

Rob K & The BIM Team previous behaviour as a borrower. “The banks are just well aware after years of experience that if a borrower ever runs into financial difficulty, he is much more likely to default on the loan used to buy an investment property or a holiday home than on the loan used to purchase the roof over his head.

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“In fact, this happened en masse during the 2008/09 recession, and the property market in many coastal towns is still recovering from the glut of repossessed holiday homes and flats.” In short, says Rademeyer, investment property or second home purchases represent more risk for the lender – and more risk will always be offset with higher rates, or more collateral, or both. What is more, if the lender believes that the repayments on the home loan used to finance the investment property will be heavily dependent on the buyer actually receiving rental income from that property, the interest rate quoted might be even higher. Consequently, if you want to negotiate a lower rate on a buy-to-let purchase or your retirement home, your best bet is to be able to show that you can comfortably afford the repayments on the new property in addition to your current commitments - and irrespective of whether you receive rental income or not. This is probably a prudent provision to make anyway, as is the payment of the biggest deposit you can afford, because it means that you will be less at risk if a tenant defaults or if interest rates rise as they are doing currently.

Source – Bizcommunity

KZN Property Pages @KZNPropPages

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ISSUE

50 1 October 2016

IN ASSOCIATION WITH

Views as far as the eye can see and situated on a quiet road with established trees. Call Gwyneth Nortje on 082 935 0078 to make an appointment to view.

CHASE VALLEY HEIGHTS R1 675 000

WEMBLEY

R2 985 000

HAYFIELDS

R1 275 000

PELHAM

R1 295 000

- 5PM

30PM

ON SHOW SUNDAY 2.30-5 PM

ON SHOW SUNDAY 2.30-4.30

A LOVELY HOME IN A SECURE COMPLEX

ON SHOW SUNDAY 2.30-5 PM

LARGE FAMILY HOME WITH FLATLET

HAYFIELDS SIMPLEX IN SOUGHT AFTER COMPLEX

PRIME PELHAM + FLATLET

4 Beds / 3 Baths / 2 Garages / Web 1696441. This spacious simplex (223 sqm) represents excellent value for money. Offers a tiled lounge/diningroom & family room, an open plan fitted kitchen (UCO/hob). Also a large enclosed verandah with Jacuzzi & double garage. Follow pointers from corner of McCarthy Drive and Chase Valley Road. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

5 Beds / 4 Baths / 2 Garages / Web 1670479. The spacious home comprises 2 lounges, diningroom, study & a lovely kitchen (UCO/Hob). BUT this is not all, the home offers an exceptional flatlet that is suitable for a home office or the extended family. Early occupation can be arranged. Follow pointers from corner of Roberts Rd & Taunton Road. Michael Birkett 082 254 5784 | michaelb@natalproperty.co.za

3 Beds / 2 Baths / 1 Garage / 1 Carport / Web 1832385. This pin neat unit offers an Ent hall, lounge, and dining room open-plan to modern well fitted kitchen, laundry, three bedrooms, one bathroom, plus SES, lock up garage, carport, level fenced walled garden and communal pool. Follow pointers from Foxon Rd/ Hesketh Drive Intersection. Tony Sanders 082 779 6145 | tony@natalproperty.co.za

3 Beds / 2 Baths / 1 Garage / 1 Carport / Web 1834256. This spacious neat home comprises lounge, dining room, study, modern fitted kitchen, separate laundry. Pool & Ent area, plus 1 bedroom self-contained flat, walled garden and staff toilet. Follow pointers from Alexandra Rd and Jesmond Road Intersection. Andrew Norton 062 138 1423 | andrew@natalproperty.co.za

HAYFIELDS

PELHAM

R 875 000

SCOTTSVILLE

R1 595 000

ALLANDALE

R 695 000

ON SHOW SUNDAY 2.30-5 PM

A HOME WITH A DIFFERENCE IN HAYFIELDS

SWEET FAMILY HOME

LOADS OF ACCOMMODATION

A NEAT COTTAGEY HOME

3 Beds / 2 Baths / Tandem Garage / Pool / Web 1874902. This home offers 3 reception rooms, a double tandem garage & an entertainment area overlooking the sparkling blue pool. This home is close to 3 major shopping centres & popular private & government schools. Follow pointers from Cleland Rd to Stoney House Road and from Murray Rd to Stoney house Rd. Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za

3 Beds / 1 Bath / 1 Garage / Web 1847387. This well kept home offers 3 bedrooms, 1 neat bathroom, a lounge, dining room and kitchen. Also offers a single lock-up garage, outbuilding & automated access. A lovely family home. Follow pointers from Alexandra Road into Ritchie Road into Rudling Road & right into Andries Pretorius Road. Stacy Graham 074 610 2959 | stacy@natalproperty.co.za

3 Beds / 3 Baths / 1 Garage / Flatlet / Web 1456884. Lovely spacious family home, offering a lounge, dining room, fitted kitchen, laundry/scullery, L/up garage & carports. The bonus: A self-contained cottage & also potential for a bachelor flat. Follow pointer from Jesmond Rd / Oribi Rd Intersection. Marie Duckitt 083 266 3354 | marie@natalproperty.co.za

3 Beds / 2 Baths / Web 1848513. This cosy little home is an ideal starter home. The home is tiled throughout & offers a lounge, a smart fitted kitchen (ELO & HOB). The property is fully fenced. Follow pointers from New Greytown Road, left into Allandale Road, right into Samana Road, left into Essa Road, right into Helston Drive & right into Moosa Road. Andy Wade 074 624 0350 | andyw@natalproperty.co.za

SCOTTSVILLE

R2 600 000

CAMPERDOWN

R1 950 000

HILTON

R1 850 000

CHASE VALLEY

R1 495 000

COLONIAL HOME IN PRIME SCOTTSVILLE

SPACIOUS FAMILY HOME

SOUGHT AFTER AREA

LOCATION LOCATION LOCATION

4 Beds / 2.5 Baths / 2 Garages / 2 Carports / Web 1847965. The home consists of an open plan lounge/dining room, TV room & study, all leading onto beautifully well-appointed verandah overlooking the pool & landscaped garden. The property also has a large flat/office, further bachelor cottage, automated double garage & double carport. Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za

5 Beds / 3 Baths / 4 Garages / Web 1861149. This home offers a large kitchen, diningroom, lounge (fireplace), English style pub with adjoining bedroom/bathroom, all leading onto central private pool/entertainment area/koi pond. Large level garden & fully fenced. Kim Egdes 082 956 3371 | kimw@natalproperty.co.za

4 Beds / 3 Baths / 2 Garages / Web 1766840. Offers 2 large lounges (2 fireplaces), super kitchen, double oven & gas hob with skylight, dining area, a sunroom with sliding doors, verandah, pool, & pretty private garden. There is a self-contained, 1 bedroom flat. Pauline Crow 073 218 8642 | pauline@natalproperty.co.za

3 Beds / 2 Baths / 1 Garage. This home in a lovely street offers you the chance to make it your own. The bedrooms are spacious & the home has a lovely sunken lounge, diningroom & fitted kitchen. The home is set in a lovely garden & also offers a lock-up garage! Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

BOUGHTON

R1 289 000

R1 450 000

MONTROSE

R1 595 000

CLARENDON

R1 495 000

PRESTBURY

R 430 000

SPACIOUS HOME WITH MANY EXTRAS

TOP VALUE HOME WITH FLATLET

CHARACTER CHARM & GREAT POSITION

TWO BEDROOM DUPLEX

4 Beds / 2 Baths / 2 Garages / Web 1833488. Delightful family home with a superb entertainment & pool area, with a built in bar. This home boasts a lounge, dining room, fitted kitchen & separate laundry, with a double garage & additional storage. Michael Birkett 082 254 5784 | michaelb@natalproperty.co.za

3 Beds / 2 Baths / 2 Garages / Flatlet / Web 1748066. This moorish style home offers a formal lounge, diningroom & TV room, fitted kitchen with elo/hob & breakfast nook, 3 bedrooms, 2 bathrooms, study (or 4th bedroom) & a lovely self-contained flat. Also pool & double garage. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

3 Beds / 2.5 Baths / 1 Garage / 2 Carports / Web 1834720. This family home offers spacious lounge, dining room, family room, well fitted kitchen/laundry & study. Lovely pool, l/up garage, carports & staff room. Lovely well established garden. Andrew Norton 062 138 1423 | andrew@natalproperty.co.za

2 Beds / 1.5 Baths / 1 Carport / Web 1880593. This duplex is situated in a complex of only 6 units. Offering 2 bedrooms, lounge, fitted kitchen and a walled patio for privacy. There is also a gated covered parking plus extras. Trish Campbell 083 632 5141 | trish@natalproperty.co.za

BISLEY

R1 280 000

CLELAND

R 550 000

BISLEY

R 980 000

UPPER EASTWOOD

R890 000

- 5PM

30PM

NEW TO THE MARKET

SIMPLE LIVING!

MODERN FAMILY HOME WITH EXCELLENT KITCHEN

SUPER HOME WITH PANORAMIC VIEWS

4 Beds / 2 Baths / 2 Garages / Web 1880879. Lovely, spacious

2 Beds / 1 Bath / Web 295703. This sweet unit offers 2

family home offering a fitted granite kitchen, lounge, family

bedrooms, 1 bathroom, spacious lounge & fitted kitchen

room & diningroom. The home also boasts a pool, Jacuzzi &

(UCO/hob), tiled throughout. Also has a lovely spacious

3 Beds / 1 Bath / Web 1835239. This home has been newly renovated. It offers pressed ceilings, porcelain tiled floors, a newly fitted kitchen with ELO & Hob as well as a spacious lounge with open plan diningroom. Other extras include carport, motorised gate and a view. Paul Campbell 082 782 4180 | paul@natalproperty.co.za

3 Beds / 2 Baths / 1 Garage / 1 Carport / Web 1820286. This delightful home offers a tiled lounge & diningroom, fitted kitchen (ELO/hob & granite tops). Features an entertainment room with a built-in bar. Includes a braai area & views. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

entertainment area. A must see! Michael Birkett 082 254 5784

garden. Lock-up & go! Stacy Graham 074 610 2959 |

| michaelb@natalproperty.co.za

stacy@natalproperty.co.za

PRESTBURY

R 675 000

PELHAM

R 849 000

NAPIERVILLE

R 950 000

BISLEY

R1 040 000

PRICED TO GO!

PELHAM GREAT POTENTIAL!

MODERN HOME + 2 FLATS - GREAT VALUE!

WHAT A GEM!

3 Beds / 1 Bath / 1 Garage / Web 1388965. This modern home has been completely renovated. The home has a new kitchen, lounge, new bathroom & spacious bedrooms. Other features include a garage & domestic quarters. Call now not to miss out! Paul Campbell 082 782 4180 | paul@natalproperty.co.za

4 Beds / 2 Baths / 1 Garage / 1 Carport / Web 1859782.

3 Beds / 1 Bath / 2 Garage / 2 Flats / Web 1782070. This lovely home comprises of lounge, modern fitted kitchen with U/C oven & hob, plus a spacious one bedroom selfcontained flat & a rondavel flat with some finishes to be completed. Completely fenced with palisade fencing. Tony Sanders 082 779 6145 | tony@natalproperty.co.za

3 Beds / 2 Baths / 2 Garages / 2 Carports / Web 1790516. This attractive home is set in a quiet cul-de-sac & offers a separate lounge & diningroom, a pine fitted kitchen. Also a huge double garage, a workshop, double carport & automated gate. Good value! Trish Campbell 083 632 5141 | trish@natalproperty.co.za

CENTRAL

R 565 000

NEWLY RENOVATED FLAT 2 Beds / 1 Bath / 1 Carport. Spacious flat which has a brand new kitchen, tiled throughout & has been newly painted. This flat has secure access and a parking bay. Close to all amenities. Michael Birkett 082 254 5784 | michaelb@natalproperty.co.za

GLENWOOD

R 550 000

This family home comprises 4 bedrooms, one with SES, bathroom, well fitted kitchen with under cover oven & hob, lounge, dining room; lock up garage, staff room. Marie Duckitt 083 266 3354 | marie@natalproperty.co.za

MONTROSE

R3 600 000

VERY SPACIOUS UNIT

4 Beds / 2 Baths / 2 Garages / Web 1862732. This spacious home with lovely finishes is set in a fantastic cul-desac. The home boasts modern bathrooms, an excellent kitchen & lovely living rooms with family room opening onto the pool area. Other features include double garage & domestic quarters. Paul Campbell 082 782 4180 | paul@natalproperty.co.za

3 Beds / 1 Bath / 1 Garage / Web 1247578. This lovely unit consists of an open-plan lounge, dining-room, fitted kitchen with UCO & Hob, 3 large bedrooms, full bathroom, automated garage and electronic gate, in a safe, secure complex. Deon van der Westhuizen 083 232 3225 | deon@natalproperty.co.za

PELHAM

R 615 000

HUGE FLAT WITH GARAGE

3 Beds / 1 Bath / 2 Carports / Web 1627290. Set on a lovely

2 Beds / 1 Bath / 1 Garage / Web 1828974. Situated in a quiet street close to Pelham School. This spacious 2nd floor unit has a large lounge/dining room leading onto a balcony overlooking a pretty garden. Entrance hall, kitchen, stove included. Small, quiet, well maintained complex. Pauline Crow 073 218 8642 | pauline@natalproperty.co.za

Hob), lounge, 3 bedrooms and a bathroom. Tiled throughout. Double carport. Big yard. Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za

R 760 000

ARCHITECT DESIGNED - GREAT ADDRESS

LOVELY STARTER HOME spacious plot, this home offers a neat fitted kitchen (UCO/

LINCOLN MEADE

IMBALI 13

R 410 000

GREAT STARTER HOME

CENTRAL

R 550 000

2 Beds / 1 Bath / Web 866294. This home is situated in a quiet area & offers 2 bedrooms, bathroom, lounge & kitchen with sink. Fully fenced & a big yard to extend. Thandi Zuma 083 341 0981 | thandi@natalproperty.co.za

PELHAM

R 635 000

OPPOSITE GEMS OFFICES

LOVELY SPACIOUS FLAT

2 Beds / 1 Bath / 1 Garage / Web 1865211. Neat ground

2 Beds / 1 Bath / 1 Carport / Web 1838028. On 2nd floor,

floor flat with big bedrooms served by a single bath-

offering 2 bedrooms, 1 bull bathroom, an enclosed bal-

room,

cony, adequate parking and is close to schools & shops.

lounge/diningroom,

single

lock-up

garage.

Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za

Kim Edges 082 956 3371 | kimw@natalproperty.co.za

Cathkin Estates is a 1050 ha secure wildlife estate offering 230 prime sites across 5 villages. Villages are designed to give each owner maximum privacy & magnificent Central Drakensberg views. 166 sites have been purchased to date and there have been 56 homesteads built. Cathkin Estates is a protected wildlife reserve, therefore there are no pets allowed. There is 24hr patrolled security. The Estate offers unsurpassed bird watching, trails and a wide range of game and trout fishing. Each plot is fully serviced with electricity and purified water. The developer offers and option for a 60 month bond. Land from R350 000.00 Come and secure your piece of heaven.

Euliza Kinghorn: 082 445 5942 euliza.kinghorn@pamgolding.co.za

VCC SHOW STOPPER…R5.7 ml.

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A design for today, tomorrow, and beyond…..makes this a jump ahead of the market. Fantasize with art deco opulence Modern, contemporary finishes with attention to detail offers 4 luxury size bedrooms, 3 lavishly designed bathrooms and dream kitchen in a dream home. I NEED NOT SAY MORE …. So if you want to buy a conversation piece then call me, I have a choice of 5 magnificent homes in this sought after estate. Prices ranging from R3 MIL to R6 MIL.

CHARMING & PLEASING VALUE IN DARJEELING R969 000

NORTHDALE R869 900

NORTHDALE R369 000 Ideal starter home! Two bed attached cottage situated on very flat ground. Needs little TLC. Close to all amenities.

UPPER NORTHDALE R379 000

Designed to accommodate the grand views from the front porch, with adequate yard space for the kids to play and also entertain friends and family. The newly refurbished modern kitchen flows into the dining area and lounge, with the 3 bedrooms (bics) privately tucked away from the common area and two immaculate bathrooms (mes) are always a necessity. The surrounding other homes in the neighborhood are equally stunning to enhance value.

If you are looking to score on value, then make it a point to view this 4 bedroom (bics), full face brick built low maintenance home. At this price you can enjoy immediate occupation with having minimal to do. The kitchen is fully fitted (elo/hob), 2 bathrooms (mes) a separate lounge and dining area, carport and the bonus is a flat yard situated very near schools, shops and public transport.

NORTHDALE BARGAIN R729 000

VACANT LAND

WANTED WANTED

3,3 hectares in Winterskloof with

Vacant land, commercial and residential properties. Anywhere, Any condition and Any Price. I have local and foreign investors willing to purchase.

R320 000

JUPITER ROAD- BUILT-UP &EXTENDED. If you are looking for value in a very demanding area then this deceased estate property offers 3 bedrooms. 2 bathrooms (mes), lounge, dinningroom, and huge kitchen with cupboards. The yard space is limited making it easy to maintain. A little tlc and some vision can make this a valuable investment.

La Mercy 3 acres for development. R2ML, near the beach, presently zoned for 12 units.

WANTED WANTED

1000 sq m in Beacon hill estate

WANTED WANTED

development potential. R1.2 ml.

Extended 2 bed, lounge kitchen cottage on flat land.

WANTED WANTED !

Harcourts $'/*) 033 ǖǗǖ ǖǖǗǘ $)!*ǻ#$'/*)@harcourts.co.za

ON SHOW

Wembley

ON SHOW

R4 995 000 Merrivale Heights

5 Beds | 5 Baths | 2 Lounges | 2 Garages | Pool

Built to the highest standards with quality finishes this executive home is one of a kind and one of the largest homes in a secure Estate in Wembley. Enjoy the most incredible vista over the whole of Pietermaritzburg....you can almost see the sea! With oodles of living space which flows into a spacious designer kitchen and onto a private balcony. Each suite has its own bathroom and balcony with the most magnificent views. A granny flat is the cherry on the top with its own entrance and parking area. Follow boards from Athlone Circle into Tanner Road. ON SHOW – 2:30 – 4:30 pm | Web: KHT27688 Shirley Stephenson C 083 292 0599 | T 033 343 3345 E shirley.stephenson@harcourts.co.za

R1 350 000 Wembley

3 Beds | 2 Baths | 2 Lounges | 1 Garages

A lovely renovated family home awaits you in a cul-de-sac. Three bedrooms, modern kitchen and a swimming pool with extra outbuildings. A great family home close to popular schools and shopping centres. Follow boards from Athlone Circle down Howick Road into Bellewan Road. ON SHOW – 2:30 – 4:30pm | Web: KHT27574 Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za

Cathy Fitzpatrick C 083 234 4864 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za

ON SHOW

Scottsville Investment

R1 395 000 Garlington Gen Priced to Sell R3 395 000 Hilton Gardens Simplex

5 Beds | 3 Baths | 2 Lounges | 2 Carports

Presently achieving a rental income of R10 000 a month from a 3 bedroom house and a 2 bedroom cottage makes this a great investment. In addition there is no money to be spent on improvements as it has already been done. Follow boards from the corner of New England Road and Ridge Road. ON SHOW – 2:30 – 4:30pm | Web: KHT27444 Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za

Garlington family home awaits new owners. Open plan with two verandahs, separate scullery, study and three garages all add to the value of this home. Phone me now to view and make this popular estate your family home. Web: KHT27564 Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za

4 Beds | 3 Baths | 2 Lounges | 2 Garages

Bring offers at around R10 000/m2 on this Garlington home! With stunning front and back verandas and all you could ever wish for in the open plan home with 4 expansive bedrooms (2 en suite), study and more. View By Appointment | Web: KHT27448 Cathy Fitzpatrick C 083 234 4864 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za

You never believed you could afford a family home in Garlington, where your family could enjoy wide open spaces, secure living and all the amenities on offer? Think again and don’t miss your chance to own this beautiful contemporary home at a reduced price! Don’t miss out on this, call me today! View By Appointment | Web: KHT27598 Trish Parsons C 082 904 3157 | T 033 343 3345 E trish.parsons@harcourts.co.za

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Cathy Fitzpatrick C 083 234 4864 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za

R1 900 000 Hilton

Shirley Stephenson C 083 292 0599 | T 033 343 3345 E shirley.stephenson@harcourts.co.za

Garlington...Price reduced R3 650 000 Grand at the Gates 4 beds | 3 Baths | 1 Lounge | 2 Garages

Great starter home/retirement home in a secure complex within walking distance of the Hilton Life Hospital and Grace College. With well proportioned en suite bedrooms and larger than the norm living areas flowing onto the covered veranda. View By Appointment | Web: KHT27365

3 Beds | 2 Baths | 2 Lounges | 2 Garages

A garden to dream about, a living area to entertain and enough bedrooms for a whole family and guests. You have to come see this home to believe the value in it. Give me a call. View By Appointment | Web: KHT27562

Both the phases of Hilton’s The Gates are sold out!! Don’t be left out of this exclusive opportunity to live in this exclusive gated estate. This magnificent four en suite bed roomed family home has just been completed and awaits you! Finishes of the highest quality, complete with surround sound, 9 LED HD flat screen TV’s, under floor heating, designer kitchen and a fully contained flatlet! Enjoy beautiful views and access to the entire Hilton College Estate. Let me take you on a private tour and fall in love today.. View By Appointment | Web: KHT27492 Trish Parsons C 082 904 3157 | T 033 343 3345 E trish.parsons@harcourts.co.za

R3 495 000

5 Beds | 3 Baths | 2 Lounges | 2 Garages | 1 Carport

Ultimate off the grid living in this gorgeous county home. Elevated and set on 2ha of land with 360 degree views within the popular Sakabula Estate. Easy access to the golf club, Howick and Hilton and the Midlands Meander. View By Appointment | Web: KHT27639 Cathy Fitzpatrick C 083 234 4864 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za

R2 295 000 Garlington Land

4 Beds | 3 Baths | 3 Lounges | 1 Garages

A garden to dream about, a living area to entertain and enough bedrooms for the whole family and guests. You have to come see this home to believe the value in it. Give me a call. View By Appointment | Web: KHT26977

R1 000 000

Want to live in Garlington? Well, don’t want because it is not often than land becomes available in this estate. With approved plans for a three bedroomed family and guest suite, you can start your dream. I’m waiting for your call. Web: KHT27645 – Land Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za

Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za

R7 995 000 Hilton

6 Beds | 6 Baths | 3 Lounges | 2 Garages

R1 299 000 Sakabula Stunner

2 Beds | 2 Baths | 1 Lounge | 1 Garage | 1 Carport

3 Beds | 2 Baths | 2 Lounges | 3 Garages

Garlington Gem at a bargain Price Hilton

R1 995 000

3 Beds | 2 Baths | 1 Lounge | 3 Garages

This well loved, character filled home has an extensive north facing veranda where you can entertain, take in the pastoral views and make the most of our moderate South African climate. Lots of special features including large open plan living areas with fireplace and kitchen with separate scullery, a large workshop in addition to the 3 garages (one extra large for a caravan) and to top this an awesome garden. Follow boards from Exit 99, Howick South/Underberg offramp N3 and left into Merrivale Heights. ON SHOW – 2:30 – 4:30pm | Web: KHT27548

R1 495 000 Garlington Stunner

3 Beds | 2 Baths | 2 Lounges | 2 Garages

R3 995 000

3 Beds | 3 Baths | 2 Lounges | 2 Garages

On the upper side of the road with an outlook but loads of privacy in the stunning back garden. The whole house has been revamped and the kitchen and bathrooms are great. Nothing to do but move in. View by Appointment | Web: KHT27434

Situated in a quiet close and a short walk onto the Promenade. This is a great position. All the bedrooms are en suite and the living areas are open plan and designed with the entertainer in mind. All curtains and blinds stay so this is a very easy move. View by Appointment | Web: KHT27624

Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za

Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za Experts in home finance.

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Hilton

R1 295 000 Scottsville Complex

R795 000 Hilton reduced to sell R2 385 000

2 Beds | 2 Baths | 1 Lounge | 2 Garages

2 Beds | 2 Baths | 1 Lounge | 2 Carports

A small complex within walking distance to Grace College and the new Hilton Hospital. Open plan living areas with a good size kitchen and scullery area and direct access to the double garage. View by Appointment | Web: KHT27523

A great position within walking distance to St John’s, St Charles and Scottsville schools and the university. A small complex with a big communal pool and entertainment area. The unit has a large living area and very nice kitchen and bathrooms. View by Appointment | Web: KHT26678

Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za

Merrivale Heights investment R1 150 000 Pietermaritzburg 3 Beds | 2 Baths | 1 Kitchen | 1 kitchen | 2 Garages

A private and immaculate three bedroom townhouse in a four unit estate. Set high on the hill with views over Cedara. View by Appointment | Web: KHT27596

Andrew Snyman C 083 387 7579 | T 033 343 3345 E andrew.snyman@harcourts.co.za

Montrose Magic

Don’t judge a book by its cover. Modern kitchen, courtyard and enclosed front garden. This neat unit offers everything you need including great security. View By Appointment | Web: KHT27475

Michelle Byres C 072 120 6160 | T 033 343 3345 E michelle.byres@harcourts.co.za

Rosetta

Lovely family home on 20 hectares with easy access to Nottingham Road. Five hectares of eragrostis yielding a good hay-baling season. Two dams and pumping rights from the river. Two bedroom self-contained cottage. View By Appointment | Web: KNH2529 - Agriculture Roger Nevin C 082 555 3995 | T 033 343 3345 E roger.nevin@harcourts.co.za

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Hilton Starter Home

Michelle Byres C 072 120 6160 | T 033 343 3345 E michelle.byres@harcourts.co.za

Tucked away down a quiet cul-de-sac with forest views is this three bedroomed family home with easily maintainable grounds. Keen sellers! View by Appointment | Web: KHT27674

Andrew Snyman C 083 387 7579 | T 033 343 3345 E andrew.snyman@harcourts.co.za

R2 995 000 Hilton

Large six bedroom home at a prime Hilton address with cosy living areas, modern kitchen, rolling lawns and a sparkling swimming pool and tennis court as well as a large separate modern two bedroomed flat. View by Appointment | Web: KHT26559 Andrew Snyman C 083 387 7579 | T 033 343 3345 E andrew.snyman@harcourts.co.za

6 Beds | 4 Baths | 2 Garages

R4 995 000

14 Hectares of a Birnamwood farm set high on the hill with views as far as Hilton College. There are three beautifully renovated homes, two of which generate a handsome rental and a brand new 400sqm shed. Electric fencing around each house with their own security. Municipal water and three phase electricity from Eskom. View By Appointment Web: KHT27723 Andrew Snyman C 083 387 7579 | T 033 343 3345 E andrew.snyman@harcourts.co.za

5 Beds | 3 Baths | 3 Lounges | 2 Garages

Bring Offers! A perfect opportunity to rezone for a professional office or work from home in Roberts Road. 2 off street entrances and so much potential in this large home and great value for money in this sought after address. View By Appointment Web: KHT27483 Jane Lait C 072 107 1748 | T 033 343 3345 E jane.lait@harcourts.co.za

R4 950 000 Howick – Consulting Rooms

R1 295 000

3 Beds | 2 Baths | 1 Lounge | 1 Kitchen

R1 170 000 Clarendon Business Opportunity R1 680 000 Amber Valley Luxury

2 Beds | 2 Baths | 1 Lounge

Hilton is rapidly developing and the demand for rentals is increasing. This compact 94 sqm has become available offering 2 bedrooms with two bathrooms, a lovely open plan lounge, dining room and modern fitted kitchen with an exclusive use storeroom for all those extras. To take up this opportunity please call me to arrange a viewing. View By Appointment | Web: KHT27647

R3 950 000 Balgowan

3 Beds | 2 Baths | 2 Garages

10 Beds | 7 Baths

Andrew Snyman C 083 387 7579 | T 033 343 3345 E andrew.snyman@harcourts.co.za

R1 750 000 Hilton Central

New to the market is this peaceful thatch home positioned on level ground overlooking a large indigenous garden with swimming pool and a well appointed two bedroomed cottage. View by Appointment | Web: KHT27634

R1 300 000 Hilton

Let your tenants pay your bond! Lucrative investment in central Pietermaritzburg with a healthy rental income. Outbuildings completely renovated and all en suite. Communal kitchen in main dwelling and four showers, four toilets. Immaculate condition. Brand new roof and kitchen. View by Appointment | Web: KHT25566

3 Beds | 2 Baths | 1 Lounge | 1 Garage

3 Beds | 2.5 baths | 2 Lounges | 3 Garages

R3 550 000

3 Beds | 2 Baths | 2 Garages

Views across dams and mountains and high end finishes complete the dream of this lifestyle estate home! A must see if you are considering moving to teh Ambers. View By Appointment | Web: KHT27438

Jane Lait C 072 107 1748 | T 033 343 3345 E jane.lait@harcourts.co.za

R13 200 excl. VAT Hilton – Development Opportunity R12 000 000

Stunning immaculate home, ideal for B&B, perched on the hill with vies down the val- Rooms available in a popular medical Centre near Howick Hospiley. Situated close to Michaelhouse, with easy access to Nottingham Road and Howick. tal to let with option to purchase. This home has six bedrooms, four bathrooms, farmhouse kitchen scullery and walk-in View By Appointment | Web: KHT27485 - Commercial pantry. Electric fencing and auto-gate access. Ideal for B&B having various suites. Pool and manager’s cottage with two bedrooms, lounge and kitchen and bathroom. Staff accommodation and four stables and workshop. View By Appointment | Web: KNH3479 Roger Nevin C 082 555 3995 | T 033 343 3345 Melissa Line C 082 495 0655 | T 033 343 3345 E roger.nevin@harcourts.co.za E melissa.line@harcourts.co.za

Situated on the beautiful Hilton College Road, the world is your oyster with this 7 ha property and its income generating cottages. Stables, dressage arena and paddocks which can be revived to their former glory or developed. View By Appointment | Web: KHT27469 - Commercial Melissa Line C 082 495 0655 | T 033 343 3345 E melissa.line@harcourts.co.za

Experts in home finance.

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Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za

ON SHOW

Pelham Flat

R695 000

2 Beds | 1 Bath | 1 Lounge | 1 Dining Room | 1 Garage

Spacious Pelham flat of +- 140 sq m, with lock up garage (includes store room). Close proximity to major high schools. Comprising 2 bedrooms (both double) bathroom (bath, toilet, basin) kitchen, patio. Security is good, well maintained block. Excellent buy. Good area. Follow boards from College / Topham Road. ON SHOW SUNDAY 2.30 – 4.30 | WEB REF:KEP22377 HEATHER PAYNE C 082 837 6051 | T 033 342 3340 E heather.payne@harcourts.co.za

ON SHOW

Boughton/Blackridge

R775 000

Situated in a quiet, well run complex and would appeal to someone not quite ready for a retirement complex. There is no maintenance to be done in this brand new kitchen, newly tiled, newly painted – in fact like new townhouse! The unit is empty at present – waiting for you to move in! Also comprises 2 bedrooms, 1 bathroom (bath, basin, shower over bath and toilet), and spacious verandah overlooking the pretty gardens in the complex. There is a carport in close proximity to the unit and a communal pool. A really good purchase. BOARDS FROM: Police Station up Sweetwaters Road ON SHOW 2.30-4.30 pm | WEB REF:KEP22382 IRENE COOK C 0724839505 | T 033 342 3340 E irene.cook@harcourts.co.za

ON SHOW

4 Beds | 3 Baths | 3 Reception Room | 2 Garages

LYNDA MARTIN C 0824502004 | T 033 342 3340 E lynda.martin@harcourts.co.za

ON SHOW

Prime Montrose

R1 645 000

GLERYL DE RAUVILLE C 083 286 5758 | T 033 342 3340 E gleryl.dr@harcourts.co.za

R4 500 000

This 3 bedroom, 2 bathroom master built home is on the shores of Albert Falls Dam. has a Five Star open plan kitchen and open plan lounge and dining room. Separate pantry, study, pool, 3 garage, double carport. Large workshop and laundry. Has a 2 bedroom flat and all this on a 2.14 hectare property. WEB REF:KEP7453 GLERYL DE RAUVILLE C 083 286 5758 | T 033 342 3340 E gleryl.dr@harcourts.co.za

harcourtspatrickandco.co.za

Lovely Facebrick home, 3 bedrooms, 2 bathrooms (one MES). Fitted kitchen(ELO + HOB) with an abundance of BIC, open plan lounge/dining room and cosy TV room. Double garage and carport, Jojo tank to water a well-established garden. Follow my show boards from Mayors Walk into Stott to this quiet cul-de-sac to find your new family home. ON SHOW SUNDAY 2.30 – 4.30 | WEB REF: KEP22659 CAREY NEAL C 084 5000 402 | T 033 342 3340 E carey.neal@harcourts.co.za

SANDY FISMER C 082390 3764 | T 033 342 3340 E sandy.fismer@harcourts.co.za

R1 695 000 Cleland Simplex

INVESTMENT OPPORTUNITY 3 Bedroom house. New granite kitchen, PLUS 4 roomed cottage with modern bathroom and new granite kitchen PLUS outbuilding with 3 rooms, PLUS approved plans for 3 bedroomed house. Owner emigrating. Follow boards from Windsor Ave & Alex Rd intersection. ON SHOW SUNDAY 2.30 – 4.30 | WEB REF: KEP9523 TERRY PETERSEN C 082 458 0955 | T 033 342 3340 E terry.petersen@harcourts.co.za

LYNDA MARTIN C 0824502004 | T 033 342 3340 E lynda.martin@harcourts.co.za

These modern flats are selling quickly! Two bedrooms (with cupboards), a modern kitchen with granite tops, open plan lounge & dining room with tiled floors, modern bathroom plus a shade cloth carport. SOLE AGENTS Follow boards from Alexandra Road. ON SHOW SUNDAY 2.30 - 4.30 | WEB REF: KEP 9776

ON SHOW

R920 000 Scottsville

A great unit close to town, Victoria shopping malls and schools. Small complex and end unit. 2 bedrooms, full bathroom plus guest loo, lounge to well appointed kitchen, new laminate floors, carport and garage. Small garden. Follow boards from Roberts Rd. ON SHOW SUNDAY 2.30 - 4.30 | WEB REF: KEP22654

R569 500

R830 000

REDUCED TO SELL This lovely secured complex with only a few units on it has 3 bedrooms, fitted kitchen and outside store room with a lock up garage, It is a corner unit with big garden and braai area. Follow boards from cnr of Murray Road to Oak Lane ON SHOW SUNDAY 2.30-4.30 | WEB REF: KEP22533 LAURRA NOMUSA MBHELE C 082 834 5068 | T 033 342 3340 E laurra.mbhele@harcourts.co.za

ON SHOW

Scenic property in Montrose consisting of 3 bedroom 2 bathrooms, (mes) separate and lounge opening onto an out door living area with pool and magnificent views. Attractive fitted kitchen with elo and hob. Property has double garage, maids accommodation, excellent security and lends itself for development. Follow boards from Town bush to Neden to Brathwaithe to Anne Stafford Rd. ON SHOW SUNDAY 2.30 -4.30 | WEB REF:KEP9673

Albert Falls Dam

Perfectly Positioned in Prestbury R1 125 000 Alex Park Gardens

ON SHOW

Wembley Townhouse R2 850 000 Clarendon Duplex A Stunning home of 342 square m, large lounge, separate dining room, family room, well appointed kitchen, 4 bedrooms, 3 bathrooms plus guest, huge patio with built in braai, large deck, storeroom, double garage which leads into unit. Small complex of only 4 units. Very private and lovely setting. Follow boards from cnr Taunton/Tanner rd ON SHOW SUNDAY 2.30 - 4.30 | WEB REF:KEP22374

ON SHOW

Northern Park

R1 395 000

Attractively renovated home close to shopping malls and schools. Comprising a formal lounge opening onto a private pool area, plus a TV lounge opening onto the garden, plus a separate dining room. There are 3 bedrooms, 2 bathrooms, a very nice kitchen with a separate laundry. There is also a self contained flat and a lock up carport. Follow boards from Montgomery and Town Bush intersection. ON SHOW SUNDAY 2.30-4.30 | WEB REF:KEP22376 FIONA PATRICK C 0825537810 | T 033 342 3340 E fiona.patrick@harcourts.co.za

Victorian Charmer in Wembley

R3 500 000

A home oozing character and charm. A decorator’s dream canvas - A gardener’s paradise. Loads of accommodation and entertainment areas with gorgeous city views all set in a show garden filled with roses and perennials. This home is perfect for grown up families who need their own space and love to entertain their guests in style. Five bedrooms, two studies, five garages… It’s got it all!!! Lovely verandah area, swimming pool & Jacuzzi. WEB REF:KEP22647 DAVID PATRICK C 082 555 7599 | T 033 342 3340 E david.patrick@harcourts.co.za

Scottsville

R2 400 000 Oak Park

Spacious home with 2 flats. Main house has 3 bedrooms, lovely sunny verandah, 2 bathrooms, lounge, TV room, dining room with a bar and stools. Kitchen with a gas store, lots of cupboards, scullery and laundry area. A big pool and lapa. 1 Garage, 3 carports, a loft for storage, plus other tarred area for parking. Outside toilet and shower. WEB REF:KEP9872 SANDY FISMER C 082 390 3764 | T 033 342 3340

E sandy.fismer@harcourts.co.za

Howick

R1 650 000

Brand new to the market is this solid 4 Bedroom family home with huge kitchen, a pantry plus scullery, spacious living rooms and 2 bathrooms. Situated on 2900sqm of garden in a desirable area of the Village with the added feature of a super 1 bedroom, income-earning cottage, this great home is waiting for a new family to move in and put their stamp on it. WEB REF:KEP 22667 JENNI PATRICK C 082 775 4699 | T 033 342 3340 E jen.patrick@harcourts.co.za

R4.5m

4 Beds | 3 Baths | Lounge | Dining Room | 3 Garages

Home has a lot to offer!!! Conveniently situated with incredible views over the city. Big modern kitchen with sculley, 3 lock up garages, carports and a pool in a lovely entertainment area. Bar id fitted. 4 Lovely big sized bedrooms with 3 bathrooms, main bedroom with a private pool. Lounge and dining room. Home office an added bonus. WEB REF:KEP22529 LAURRA NOMUSA MBHELE C 082 834 5068 | T 033 342 3340 E laurra.mbhele@harcourts.co.za

Wedgewood Estate

POA

Set within the exclusive eco-estate of Wedgewood this 13acre property offers an idyllic lifestyle within the boundaries of a secure and peaceful country estate close to all amenities. The charming double storey home overlooks 2 small dams and offers 4 bedrooms,comfortable open plan living as well as a beautiful barn which has numerous possibilities and business opportunities. Take advantage of this rare opportunity. WEB REF:KEP22463 JENNI PATRICK C 082 775 4699 | T 033 342 3340 E jen.patrick@harcourts.co.za

Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za

Modern home in Scottsville

R1 550 000 Scottsville

3 Beds | 2 Baths | 1 Lounge | 1 Dining Room | Carport

Modern 3 bedroom home, fully tiled, with 2 new bathrooms, a stunning large kitchen fully fitted, lounge, dining room, Flat with 1 room, lounge, kitchen, bathroom. Double carport, The This is one book you can’t Judge by its cover . This exquisite home has all the bells and whistles of any top home around today some grounds are level and fully fenced. Close to schools and N3 of its features are three good size bedrooms all with new quality bics ,two of which have newly renovated full en-suite bathrooms ,the entrance. third bedroom is served with the same quality bathroom as the two en-suite bathrooms, The kitchen has all been revamped with WEB REF: KEP22294

Scottsville Special

R1 750 000

granite tops gas hob and undercounter oven, the scullery is also with granite tops anda double sink.There are two lounges ,study ,an extra study or small TV lounge ,huge exquisite entertainment area, three garages,carport plus a one bedroomed flatlet presently rented out for R2500pm.lots of security lights alarm and camera. This lovely is a must on your list. MIKE WEBBER 082 490 9241 | T 033 342 3340 E mike.webber@harcourts.co.za

Boughton Gem

R950 000 Vacant land in VCCE

3 Beds | 1.5 Baths | 2 Reception Room | 1 Garage

Lovely older 3 bedroomed home with “Olde World Charm.” Offers 1 ½ bathrooms, lounge, dining room, fitted kitchen + breakfast nook. There is a single garage plus storeroom and solar geyser system. Nice large level fenced garden. Loads of potential. WEB REF:KEP9793 ALBIE TIMMERMAN 082 553 9921 | T 033 342 3340 E albie.timmerman@harcourts.co.za

Home Sweet Home

R750 000

Start your family in this lovely newly built home very modern three bedrooms, fitted with two bathrooms, beautifully done, lounge and dining room spacious with fully fitted kitchen elo and hob. Lock up garage, Aluminium and remote gate with double carport. WEB REF:KEP22686 LAURRA NOMUSA MBHELE 082 834 5068 | T 033 342 3340 E laurra.mbhele@harcourts.co.za

R495 000 Scottsville Investment

Don’t miss this opportunity of building your dream home within the sought – after , prestigious Victoria Country Club Estate. Situated in the Cascades Village, this 1146sqm plot is North facing with stunning views. WEB REF:KEP22649 CINDY JOHNSTON 083 564 2020 | T 033 342 3340 E cindy.johnston@harcourts.co.za

Lincoln Meade

SANDY FISMER 082 390 3764 | T 033 342 3340 E sandy.fismer@harcourts.co.za

3 Bedrooms bics, 1 bathroom, home featuring spacious living areas, open plan dining room and lounge with parquet floors. A 1 bedroom cottage and pool. Call me for a viewing. WEB REF:KEP22467 ANJ SRIBRATH 083 419 0919 | T 033 342 3340 E anj.sribrath@harcourts.co.za

R1 795 000 Pelham Gem

Ideally situated on the varsity foot path, this house has 5 bedrooms, 2 bathrooms, lounge, dining room and fitted kitchen. The outbuilding has 4 rooms all with en-suite showers. Situated on a large land. VIEW BY APPOINTMENT | WEB REF:KEP9857 ANJ SRIBRATH 083 419 0919 | T 033 342 3340 E anj.sribrath@harcourts.co.za

R950 000

R1 595 000 NEG

Here is a good investment opportunity! Must be seen to be appreciated. This property comprises the main house plus 3 separate flats. The house could be split into to units making five in total. Income could be +- R16 500 pm. Close to most amenities . ideal for a step down facility as well. Requires some TLC. WEB REF:KEP8992 ALBIE TIMMERMAN 082 553 9921 | T 033 342 3340 E albie.timmerman@harcourts.co.za

R695 000

New to the market and in excellent condition. This 3 bedroomed unit, with full bathroom has recently been repainted, has 2 aircons and tiled floors. There is a sizeable fenced garden and an open carport. Security is good and the complex is well maintained WEB REF: KEP22523 IRENE COOK C 0724839505 | T 033 342 3340 E irene.cook@harcourts.co.za

ON SHOW

Popular Eagle Ridge Estate R760 000 Scottsville flats

Are you looking for a lock up and go within a safe and secure estate? Then look no further: * Full bathroom * Spacious 1 bedroom with BICS * Fully fitted open plan kitchen * Open plan lounge/dining room * Balcony with spectacular views * Carport A rare find within an estate which offers a 24hr access controlled gate as well as a clubhouse. Follow boards from cnr of Main Street and Curry’s Post Road, Howick. ON SHOW SUNDAY 2.30 - 4.30 | WEB REF: KEP22272 CINDY JOHNSTON C 083 564 2020 | T 033 342 3340 E cindy.johnston@harcourts.co.za

From R449 500

We have a selection of 1 bedroom duplexes with private patios for R449 500. Downstairs living area with open plan kitchen and upstairs bedroom with high ceiling and shower en-suite. There are also 1 ½ bedroom flats for R499 000 with character wooden floors (72sqm). WEB REF: KEP9879/KEP9887 / KEP9885 FIONA PATRICK C 082 553 7810 | T 033 342 3340 E fiona.patrick@harcourts.co.za

SBU NDLOVU C 082 591 0971 | T 033 342 3340 E sbu.ndlovu@harcourts.co.za

harcourtspatrickandco.co.za

Community Schemes Ombud Service (CSOS) CSOS or the Community Schemes Ombud Service is an Act passed in 2011, and has been awaiting regulations to be formatted and thereafter to be given an implementation date. The implementation date has recently been given as the 7th October 2016. The intention of the Ombud Service is to resolve disputes in community schemes as speedily as possible at an affordable cost so that all members of society can be equally represented. The Ombud Service will also ensure good governance in complexes and community schemes. 1. Ombud will deal with disputes between, owners, owners and trustees, owners and managing agents and trustees and managing agents. a. The Ombud Service has indicated that before they can adjudicate on a matter there must first be a conciliation process. b.

If the Ombud has to adjudicate, then the adjudication award can be made an order of the relevant court. All disputes that are not resolved in house by the scheme must be referred to the Ombud service, instead of referring the matter to attorneys.

The Ombud Service has to resolve any disputes as soon as possible with out delay, either by conciliation or adjudication.

Legal representation will only be permitted at adjudications if all the parties consent, including the adjudicator or if the adjudicator considers the nature of question of law raised in the dispute, the complexity and importance of the dispute and the ability of the parties to represent themselves warrants legal representation.

Disputes referred to the Ombud Service will cost R50.00 and if adjudication is required a further R100.00 will be payable.

2. Ombud will keep copies of all rules of both, bodies corporate, Home Owners Associations and other relevant community schemes. 3. Should a scheme wish to change their rules, the Ombud Service is able to decline registering the rules if they are contrary to the relevant Acts which govern the scheme.

4. The scheme will then have to make adjustments to the rules and re-submit them for approval of the Ombud Service. 5. Returns have to be submitted to the Ombud Service on the following, a. Rules, Constitution, Regulations, Memorandum of incorporation, terms and conditions of the community scheme, other governance documentation as applicable. b.

Full names, ID number, contact details (Phone numbers and addresses) and date of appointment of the executive committee.

Copy of the resolution appointing the executive committee.

Full details of the managing agent.

A copy of the annual financial statement, together with the schemes banking details, financial year end, municipal valuation and address were the records are kept.

Full name, ID number, contact details of the person nominated to represent the scheme by special resolution, together with a copy of the special resolution.

Levies to the Ombud payable by 30th September every year

Interest is payable on arrear levies.

Distressed Schemes or individuals may apply for a waiver of the levy.

All documentation required by the Ombud service is to be submitted on the relevant form, together with the prescribed fee.

6. Returns will have to be submitted once a year as well as when there are any changes to the schemes details.

7. Duties of scheme executives (Trustees in Bodies Corporate and directors in Home Owners Associations) are as follows, a.

Schemes executives have to take reasonable steps inform and educate themselves about the scheme, its affairs and activities, legislation and governance documentation.

Attend all meetings of the scheme, unless excused by the chairperson in writing.

Exercise an independent opinion with respect to all matters

Exercise due diligence in respect to any business and preparation for and attendance at meetings or any committee that the executive is appointed.

8. The Ombud service can appoint an administrator (now known as an executive managing agent) to run the affairs of a dysfunctional scheme, or a scheme with a record of bad governance.

We believe the new CSOS Act is going to add enormous value to community schemes and can not wait for the official implementation date which is 7th October 2016.. Currently the Ombud Services offices are open for assistance to owners and schemes. The Ombud Service web site is http://www.csos.org.za our local KZN Branchâ&#x20AC;&#x2122;s offices are situated at 7th Floor Acquasky Towers , 275 Anton Lembede Street, Durban.

By: Alan Barr Portfolio Manager Halo Management

alan@haloprop.co.za Fax to email: 086 558 7691

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Spacious open plan home with a gourmet kitchen with dark wood cupboards and granite tops, a double pantry and free standing gas stove/oven, dining room, lounge and fireplace. This home is ideal for en: tertaining as it boasts a bar and built in jet master braai. This space has its own toilet and glass/wooden <",5(#8&5""6)&7+(2+&1,,"7)&<"6&%+.&.#%.6%1(#'.#%&16.1&%"&4.&.E%.#5.5&(#%"&%+.&<*,,/&1*%"'1%.5&5"*4,.& garage. The garage is fully tiled, with suspended ceilings and down-lighting and contains dark wood BICâ&#x20AC;&#x2122;s for additional storage. There are 3 spacious bedrooms, main en-suite bathroom (spa bath). Fam: ily bathroom fitted with corner bath and shower. An office/study with built in desk and cupboard space Laminate wood flooring, blinds & dark wood BIC throughout.

Lovely family home available Situated on Dykes Road in the lovely Montrose Area: 3 bathrooms, fully fitted kitchen, open plan lounge/dining room, study, under floor heating, remote access & alarm system. This house is fully fences with pet friendly 8165.#=&

201 Burger Street, Pietermaritzburg Tel: 033 394 0789 beverley.smith@rentalsdotcom.co.za albie.timmerman@harcourts.co.za

!"#$%&'()$*)+,-./0-1234"3-5$3""$,-67"$"3+%37$89234,-:;%<2&2-=%$%&,->./0 Rentalsdotcom First Choice commenced in September 2006 and was initially known as Homenet Rentals which was then rebranded to Harcourts. It then became Rentalsdotcom and in July 2012 became known as Rentalsdotcom First Choice under the sole Ownership/ Principal of Albie Timmerman and has since grown from strength to strength. Albie puts this continued growth and success down to the great staff complement running this office under the leadership of Beverley Smith, assisted by Sophia Nel and more recently by Tanya Botha who has joined the team. As of November 2016 Better Letting who have 10 years trading rental experience will be amalgamating with Rentalsdotcom First Choice and Bruce Aldsworth will be joining our dynamic team. We will now be able to offer all our clients “Better Letting” at

Rentalsdotcom First Choice.

Albie Timmerman - 0825539921 albie.timmerman@harcourts.co.za Beverley Smith - 0724171068 beverley.smith@rentalsdotcom.co.za Tanya Botha - 0723980615 Bruce Aldsworth - 0824880680

Rentalsdotcom First Choice for all your rental requirements

Stunning unit with beautiful views of

Situated up the road from Cascades Life Style Centre and Virgin Active. This lovely spacious home has so much to offer. Four bedrooms, 2 bathrooms, lounge, dining room, kitchen with elo & hob, super entertainment areas, undercover parking as well as a double garage. Pool, storeroom and staff accommodation plus a good address.

Level garden and space for children to play. Comes with live in Domestic. Available immediately.

Howick Simplex - R6 200.00 p.m

Pelham Flat -

R5 500.00 p.m.

Bright and sunny unit in well man-

Very neat 2 bedroomed flat with full

aged secure complex. Three

bathroom, open plan living area and

bedrooms, 2 bathrooms, fitted

fitted kitchen. Alarm, air con and

kitchen, double garage and small

pre-paid electricity plus a secure

manageable garden. Pre-paid

complex makes this one stand out

electricity – available immediately.

Wembley - R15 000.00 p.m.

This stylish home offers three bedrooms (all en-suite) plus staff accommodation or guest suite. Open plan living area leading to undercover patio with built-in braai. Double garage plus golf cart garage. All this adds up to a stunning home with the security and advantage of living on a golf estate.

If lock-up and go is what you are looking for this may be it. This modern apartment is situated in the Redlands Estate and offers 10/10 Security, air conditioning throughout, underfloor heating for those chilly winter days, modern finishes – too many to mention, so give us a call and we can arrange a viewing.

Office - 033 394 0789

Montrose - R11 000.00 p.m.

secure estate with communal pool.

Victoria Country Club - R22 000.00 p.m.

Our main office is situated at 201 Burger Street where you will find our friendly team only too willing to assist you with your rental requirements. We are also at 36 Howick Road where you will find Albie Timmerman, who is also a Senior Sales Consultant with Harcourts Patrick & Co. Albie will be able to assist with rentals and sales.

Birnam Wood / Merrivale Heights - R12 500.00 p.m.

the countryside. Situated within a

!"#$%&'()$*)+,->?-@);7AB-!)%C,-67"$"3+%37$89234,-:;%<2&2-=%$%&,->./0

from the rest.

Wembley

- R9 500.00 p.m.

The Meadows - R7 800.00 p.m.

Tucked away in a pan-handle away

Lovely family home – very neat with

from traffic noise and offering good

beautiful garden. Three bedrooms,

security this property has so much

two modern bathrooms and fitted

to offer. The layout allows for

kitchen leading to covered patio are

numerous options. Lovely private

just some of the lovely features this

entertainment area with pool and

house has to offer. Single garage

braai area and manageable garden.

plus carport.

Pelham - Flat

R4 865.00 p.m.

If you are looking for that extra space, this could be it. Two bedrooms, 1 bathroom. Lock-up undercover parking plus 24 hour security and a pre-paid meter. The entire flat has recently been upgraded. All this makes it a very attractive offer.

We have a number of garden cottages, bachelor, 1 & 2 bedroom flats available in various areas. Give us a call for more information.

MARITZBURG PROPERTY CONSULTANTS DINESH 061 434 5791 / 076 235 3732

dinesh@maritzburgprop.co.za

Congrats to

1st Birthday ..from all at MPC WENSLEYDALE

R1 375 000

2 MINUTES AWAY FROM GOLDEN HORSE CASINO …….. Modern 3 bedrooms (mes,bics), lounge ,dining room, f/fitted kitchen, 2 baths, lock-up garage, carport, swimming pool and outbuilding.

CLARENDON R895 000

MAGNETIC ATTRACTION Experience it when you step inside this attrac-

RAISETHORPE

R3 500 000

FOUNDATION TO THE FUTURE Lay yours now with ownership of choice. Block of flats at Raisethorpe C.B.D. There are 6 ( x2) bedroom units plus 6 ( x1) bedroom units. Rental income of + - R35 000. Delay not a day. Call me now.

CENTRAL

R1 200 000

5 MINUTES AWAY FROM BROOKSIDE MALL This property is situated 2 minutes away from the nearest Mosque. This home offers 4 bedrooms,2 baths, f/fitted kitchen, open plan lounge, dining room area. Single lock up garage plus triple carport . Easily accessibility to all amenities.

NORTHDALE

R699 000

HILTON

R2 950 000

UNCOVERED TREASURE …..HILTON Deep from within the heart of elegance comes a fabulous find.4 Bedrooms, double garage , 2x1 bedroom thatched flats on premises with good income. Too many features. Must be seen.

LYNFIELD

R1 065 000

INVESTORS DREAM 3 Separate units generating an income of + R6000.00.This property is situated on the taxi route and close to all amenities.

BELFORT

R1 045 000

NORTHDALE

R695 000

CLOSE TO ALL CONVENIENCES …

LOCATION …LOCATION…LOCATION Look no further..3 Bedroom single cottage home

kitchen, 2 baths and carport.

situated on large plot with a little tlc this can be

R629 000

A LANDLORDS NIGHTMARE… Affordable 3 bedroom home situated close to all amenities. This home is fully tiled and has b.i.c. in

NORTHDALE

R450 000

NORTHDALE

R350 000

LIVE A LITTLE …SAVE A LOT

DON’T ROB A BANK!

Enjoy life with money saved buying a ‘ Free

Save what you need on this perfectly legal bar-

standing “ 3 bedroom home with plenty of land for

gain in this 1 bedroom home . Walking distance to

improvement. Tempting price for a quick sale. Call

Raisethorpe C.B.D. Worth calling about now. Dial

ASAP!

without delay.

393 Jabu Ndlovu St (Loop St), BLOCK C Pietermaritzburg 3201 Telephone: 033 342 3052

the rooms and kitchen. Property is fully secured and has ample land for improvements.

your dream home.

R475 000

FAMILICIOUS Lovable looks & liveable space in this newly renovated 7 bedroom home in Dunveria. Multi storey home with basement being ideal Doctors / Business offices. Large open plan design for easy flow with 4 bathrooms plus study and double volume, double garage. This home is ideal for a big family. Call to embrace the best.

FROM ANY ANGLE… This 3 to 4 bedroom home shows well inside and out. Looks great all way around with modern finishes , pool and huge basement that can easily be converted to a granny flat . To see all angles call now.

Offering 3 bedrooms (2xbics,mes), lounge, f/fitted

of your feet.

NORTHDALE

R1 800 000

PEACE & QUIET Country living with easy access to freeway and 10 minutes away from Liberty Mall. Large 3 bedroom home only needing your own personal touch. Set on 1888m2 of table top land. A fast developing area. Call now to view.

tive 3 bedroom, 2.1/2 bathrooms, single lock up garage. You will feel sticking around to get swept

DUNVERIA

YESH 082 329 4825

yesh@maritzburgprop.co.za

THINKING OF SELLING YOUR HOME: CALL US FOR A FREE VALUATION! IF PRICCED RIGHT, WE WILL SELL YOUR HOME ION “7DAYS”.WE HAVE QUALIFIED BUYERS WAITING. NO SIGNING OF MANDATE REQUIRED & COMMISSION STRUCTURE TO SUIT YOUR POCKET.

SANDI SPIRES C – 079 237 6920 E : sandi@capcubed.com

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Are you dealing with a Licensed Property Broker? In the past, real estate agents have not received the most positive reception from the public and a recent trend has become evident in the Property Sector, which is the increase in trading of illegal Estate Agents and Property Brokers. There is, however, a system in place to ensure that estate agents are qualified and licensed to conduct their business. Not only do agents and brokers need to be registered with the Estate Agency Affairs Board (EAAB) but they must also have a current and valid Fidelity Fund certificate (FFC) in order to operate legally. As of 2008, all persons wanting to become estate agents must first go through the 12 month program of being an intern broker, before they undertake extensive learning in the form of NQF Level 4 and PDE Level 4 minimum qualifications.

The EAAB and the South African Property Owners Association (SAPOA) feel strongly about the use of legal agents and urge caution to consumers when dealing with agents and brokers and encourage the public to ensure their agents or brokers are in fact licensed and registered. “It is a legal requirement that all estate agents and the companies they work for hold a current and valid FFC in order to claim commission on a property transaction. These certificates are issued by the EAAB and are subject to review on an annual basis.” Once the estate agents are qualified, their requirements do not end as they are required to undergo Continued Professional Development Training. This training ensures the agents are up-to-date with industry related changes. Principal agents are also required to maintain designated trust accounts which must be audited on an annual basis in order for the company’s FFC License to be renewed. It is important for the public to note that in the event of there not being a valid Fidelity Fund Certificate, the transferring attorneys and property owners have grounds to not pay commission. Garth Ware, Director of Profile Property in Pietermaritzburg, believes it is only fair to the public and to business that all agents and brokers are registered as it helps build trustworthy and mutually beneficial relationships.

Profile Property is fully supportive of the EAAB’s and SAPOA’s aim to flush out all unlicensed agents or brokers and has a team of experienced and qualified Property Brokers. “We are very careful to ensure that our CPD Points are up-to-date and our FFCs are valid. We encourage our clients, competitors and the public to ensure that all their agents or brokers are fully qualified and registered. The reputation of our industry needs to be enhanced, and we need buy in from the property transacting public to eradicate the unregistered, unprofessional individuals masquerading as property brokers,” stated Ware SAPOA would also like to encourage its members, landlords, attorneys, estate agents and the general public not to engage the services of unregistered operators that are illegally posing as estate agents and brokers and to always request sight of valid FFC certificates prior to the payment of any form of commission as this is illegal and an offence.

By: Patrick Thompson Group Marketing Co-ordinator Profile Property

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Tourism, Airbnb growth boosts property demand in Cape CBD

While many areas are beginning to report a notable slow-down, Cape Town's CBD and City Bowl areas remain buoyant. The Airbnb growth trend is one of the factors driving demand for flats in the area, and, according to Warren Emett, Alan Screen and JP Ricketts, Seeff's CBD and City Bowl team, activity is at a notable high.

Sellers can now expect to sell at around R31,461/m2 on average. The average selling price for a City Bowl apartment is now a rather significant R2.83m. That is over R1m, or some 60% higher than the 2014 average of R1.76m. In the central city, sellers are now achieving on average around R28,631/m2, but the price can range notably higher depending on the complex and location, ranging to as much as R40,000-R50,000/m2 at the top end.

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a rental of R948 to R2026 per day based on average rates per luxury room. A one-bedroomed flat here is priced around R2.59m.

Popular on Airbnb Nicola D’Elia, Airbnb managing director for Africa and Middle East, recently reported that South Africa was the most popular destination for Airbnb guests and within that, Cape Town was by far the biggest choice. Cape Town has grown by 190% to 7,500 rooms and he said that inbound guests to the country, with Cape Town being a top choice, had grown by a phenomenal 250% to some 134,000 guests staying an average of 4.9 nights.

The average selling price now stands at around R2.23m, up from R1.634m in 2014. That is well over R500,000, or some 36% higher according to Emett, Screen and Ricketts. Sellers are also getting on average within 5% of their asking price. A D’Elia further noted that the depreciation of the Rand over significant number of sales though are still for the full or just the last two-plus years makes South Africa an attractive about full asking price. proposition for foreign visitors who make up 72% of the local Airbnb visitors. Bernice Musikanth, also a City Bowl sectional title specialist, says that even new developments, are selling like hotcakes Further tourism growth to Cape Town is on the cards. Tim despite being priced slightly higher on a square metre basis. Harris, CEO of Wesgro, recently also announced that The agent for example, recently sold out the new The Rugley additional flights into Cape Town amounts to 400,000 Time on the market in Vredehoek, but notes that other development have also additional seats coming from five new air routes and four expansions. This includes additional flights from the UK, In the City Bowl, for example, the latest Propstats data shows sold at an incredible pace. Germany, Nairobi, Livingstone (Zambia), Maun (Botswana) and that apartments are spending just 30 days on average on the more from Emirates and KLM. More evidence of the buoyant demand is reflected by the market, but many are in fact selling within a day to a week. That is remarkably faster than the market average of 14 weeks fact that Musikanth alone achieved eleven top sectional title This, says Rautenbach, means significantly more visitors to (around three months) recently reported by John Loos in the sales in the City Bowl in just eight weeks. This includes two the city and they all need a place to stay. While some will no sales in Tamboerskloof of units listed at R4.65m and R2.15m FNB Property Barometer for the third quarter of this year, doubt choose hotels and guest houses, there is a growing respectively, five in Vredehoek priced from R1.1m to R1.99m, they say. one in Zonnebloem at R2.5m, one in Oranjezicht at R2.1m and trend to choosing the home-away-from-home option that comes with a conveniently situated apartment. And, the CBD two in Gardens at R1.55m and R2.33m, respectively. When it comes to City Bowl apartments, the average and City Bowl is just about as convenient a location as you difference between the asking and selling price is still a could want for. negligible 3.6%, testimony to the still positive market if, add Growing tourism industry the agents, you consider the wider economic landscape and Sales director Billy Rautenbach says that Cape Town is now Sectional title units in demand interest rate and cost hikes this year. the country’s premier tourism destination, attracting both local and international visitors and, this is a growing industry. Musikanth says that she still needs a wide range of sectional title stock, apartments and other compact housing. Just Based on the latest information from Cape Town Tourism, about any well-priced unit is in demand and enquiries are set there is no reason to believe that the approaching summer to pick up notably as we head into summer. tourist season will not be another busy one. Aside from residential buyers, demand from foreigners comprises about 16% of actual sales in the CBD and 11% of the City Bowl for the year ended July. Rising demand is coming from investors looking to capitalise on the rise in the prominence of Airbnb. With the summer tourist season now here, well-priced apartments literally still fly off the shelf within a month, say the agents, as buyers look to acquire an asset in this high growth area and turn it into an Airbnb money-spinner.

Airbnb has in the spate of just two short years grown enormously and now controls the largest volume of short-term rental stock in the country. The advantage for property owners is of course that holiday makers from across the globe have access to their property stock, says Rautenbach. According to TripAdvisor, a complex such as The Icon, a mixed-use block situated in the banking district in the Cape Town CBD with amenities such as 24-hour security, a swimming pool and gymnasium and a Vida e Café, Food Lover's Market, laundromat located on the ground floor can achieve

The same goes for the CBD according to Emett, Screen and Ricketts. Any well positioned apartment is in demand and not just in the city centre, but also in De Waterkant where complexes such as Harbour Edge, Soho on Strand and Quayside are popular choices. The foreshore too, Canal Quays has become a popular choice given the excellent waterside location and close proximity to the Waterfront. It is indeed still a good time to be a seller in Cape Town’s central city and surrounds, conclude the agents. Source - Bizzcomunity

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SA returns to stable rental growth -

PayProp Rental Index

The average South African rental for Q2 2016 was R6,570.50, a 6.4% increase from the same period in 2015, according to the quarterly PayProp Rental Index. PayProp Group CEO Louw Liebenberg says that the figures show a welcome return to stability after a 1% point drop from the 7.4% measured in Q4 2015. “This has been an extremely interesting quarter to watch – one in which we’ve dug deeper into tenancy dynamics than ever before, resulting in our view that the average tenant is far more financially vulnerable than previously thought.” In the period under review, tenants who earn below R10,000 per month used up more of their available credit than other tenants. But from this point onward the trend line flattens out until the R40,000 pay bracket – which is not as one would expect. The data shows that ‘in-the-middle’ consumers are all equally indebted – and that tenants’ use of available credit only really dips when earning above R60,000 per month.

the ‘sweet spot’ of the rental market is where the problem of Liebenberg says that assuming that there is indeed an underlying ‘migration’ from Gauteng to the Western Cape, over-indebtedness occurs. this would seem to be driven by high-value rentals.

Measuring tenants' over-extension

Liebenberg says that Liebenberg says that another way to measure tenants' the stabilisation of over-extension is the proportion of debt repayments relative rental values gives no to disposable income. indication of the underlying movements “Currently, tenants owe on average 40% of their pre-tax between the provinces, income to credit providers. That is up from 33% in March including the migration 2015 – a dismal worsening of matters over time.” In addition, to the south, a faltering the average South African tenant has by now used up 70% of economy in the all credit available to them. This leaves an extremely small Northern Cape, and manoeuvring space for tenants to absorb ‘life shocks’ that possible industrial may come at them – potentially causing defaults. resurgence in Limpopo. Liebenberg says that the index has also produced data in support of the theory that Gauteng residents are ‘migrating’ to the Western Cape. “Rental growth in Gauteng has been declining for some time – and corresponding increases are evident in the Cape. In economic terms, this indicates a decline in demand in Gauteng, relating with an increase in demand in the Western Cape.”

PayProp has published the PayProp Rental Index since December 2011 tracking residential letting trends.

Considering that tenants earning between R20,000 and R40,000 typically rent for R6,000 to R10,000 per month, and The index shows that rentals above R10,000 are growing at a Source – PayProp / that 89% of all rentals are for less than R10,000 per month, significantly faster rate in the Western Cape than in Gauteng. Bizzcommunity

PayProp Group CEO Louw Liebenberg

8 decor tips to brighten up a dim room If you’re looking to brighten up a room that feels more like a cave (or even just a little on the dim side), try this mix of beginner tips and advanced ideas for bringing in more light and maximising what you already have.

Under-cabinet lighting creates a similar effect, adding a glow that comes from the edges and balances out the shadowing effect of bulky cabinetry. This can always be added after construction with LED strips or even battery-operated tap lights

room to create a beachy vibe that recalls luxe seaside getaways with plenty of summer sun.

pleasing crispness that reminds us of the sky. Plus, cool blue is neutral enough to work with nearly any accent colour you want to toss in.

plant and the room will feel more naturally sunny even without any new light sources.

5. Update lightbulbs. Besides adding actual blue, you can also choose to update your lightbulbs to a brighter output and a cooler “daylight” colour tone. Warmer, yellow lights, such as To brighten up a ceiling in a dim room such as a laundry room the ones seen here, create a beautifully warm, intimate or den, try replacing a flush-mount ceiling light or a pendant atmosphere, but if you’d prefer a brighter and fresher look, try a “true white” bulb. with a semi-flush light that hangs just a little below the 1. Start with white. When trying to brighten a dark space, ceiling. This will diffuse the light across the ceiling to almost many people look to mirrors to reflect light around a room. simulate the glowing effect of a skylight. 6. Add area rugs. Dark hardwood or laminate floors are a But that’s actually a bit of a design myth. The best way to beautiful and popular staple for contemporary homes, but scatter light is by using lots of white, because the non-hue For an especially sophisticated approach, try using a picture they can drain a lot of light from some spaces, especially doesn’t absorb any colour. Instead, white sends as much light light to brighten up a wall and make a focal point of a corridors without windows. Runner rugs in a lighter tone will as possible bouncing indirectly back to other surfaces. So if break up this sort of flooring to give you the best mix of favourite art piece. it’s brightness you seek, the first thing you should do is paint Table lamps work well on furniture to spread light across a richness and airiness. A traditional patterned rug like this one your walls and ceiling white. incorporates off-whites for lightness without showing every wall, especially in classic drum shades with openings at the And if you really want to be aggressive, don’t stop with just speck of dirt. top and bottom. the walls. Consider bringing in other white elements such as white art or frames, and white furniture, curtains and 7. Embrace blond woods. Including some elements of pale 3. Cool with blue. Natural light is cool compared with bedding. woods can really lighten up (and liven up) a space. Throw in a yellow-toned incandescent bulbs, so adding blue gives a 2. Light the walls. Washing walls with light helps keep the edges bright, so even if you have lots of pot lights or ceiling lights, consider adding sconces with shades that aim light upward and downward. This powder room feels bright despite its lack of windows, thanks to the warm glow of a pair of sconces. If you are adding lights (especially pot lights) to a ceiling, consider adding a few closer to the walls to cast light down onto the walls. This can highlight beautiful details such as traditional cabinetry or brick.

4. Counteract with black. It seems counterintuitive, but introducing some hits of stark black or charcoal adds touches of contrast that make the light areas surrounding them pop even more. Look especially to thin, linear elements, such as these chairs, or long floor lamps, sharp picture frames or patterned fabrics for the right dose of darkness. Better yet, add punches of blue and black (or navy) to a

8. Provide balance. Ultimately, it’s important for a room to have some natural interplay between light and shadow, as the highlights and lowlights are appealing to the eye. Nobody likes the look of a super-bright big-box store with perfectly even lighting in harsh fluorescents. Add lights to brighten up dark corners, but don’t go overboard. A few shadows just mean your space has depth, and a sense of life, that makes it feel like a home.

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Contact your nearest ASATA Agent or

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KIDS CRUISE FREE!

All rates are per person based on 2 people sharing a 2 berth cabin and subject to availability, foreign exchange and fuel cost fluctuations. ‘Upgrade Wave ’ offer applies to selected departures only for new bookings made up until the 15th Oct 2016. All cruise offers are capacity controlled and offering selected cabins at a specific price in line with MSC Cruises Dynamic Pricing Policy. Rates for category I1 - Inside and O1- Ocean View cabins reflected in this advert only accommodate 2 passengers. KIDS CRUISE FREE: Up to 2 children under 18 years cruise free sharing a multiple berth cabin in category I2- Inside or O2 – Ocean View cabin with 2 adults , for Suites 2 children under 12 years & for balconies 1 child under 18 years, only paying the mandatory charges. Above cruise fares exclude mandatory port, service and insurance charges listed above. Single supplement applies and multiple berth cabins carry a surcharge. Promotions are not combinable with each other, but are combinable with MSC Voyagers Club discounts (except for Tandem, Grand Tours).ST&Cs apply. E&OE.

Do You Have Aliens Living in Your Garden? Apart from the potential “threat” of invading extra-terrestrials our gardens and homes are often already under threat from a different kind of “Alien”, Alien Invasive Plants, which can have an effect on how well your garden flourishes and could have an effect on the sale of your home There are a number of plant species that can be found in the everyday garden that seem rather common, however they may well be Alien Invasive Plants (AIP’s) that are not allowing the growth of beautiful, indigenous trees or flora. The National Environmental Management: Biodiversity Act, 2004 was introduced to enhance and sustain South Africa’s indigenous biodiversity and eradicate the negative effects of Alien Invasive Plants. The AIP’s are split into 3 Categories. Category 1 being plants that must be removed and destroyed immediately and Category 3 being plants that may no longer be planted. Some category 1 plants

commonly found in our gardens are Bug-weed, Cat’s Claw Creeper, Lantana and Balloon Vine. The major negative effect of the AIP’s is that they use up large amounts of water compared to indigenous plants. They reduce the flow of water to other plants as well as to nearby springs and streams. The growth of indigenous plants is dramatically reduced and some streams have dried up due to invading alien trees. AIP’s also tend to grow and spread very quickly, because they do not have any natural occurring enemies, which results in uncontrollable invasions. Since the Act was introduced Home Owners need to ensure, when selling their home, they declare any Alien Invasive Plants found on the property. Failure to declare these plants may result in exorbitant monetary fines or even imprisonment. Although there still seems to be a fair amount of grey areas in terms of the laws regarding alien species, it is best to have all the AIP’s removed from your property whether you are looking to sell your home or not. Profile Property Building and Maintenance have an experienced and efficient garden service team that offer a wide range of affordable services to property owners. The team is willing to meet with property owners to discuss the process and costs of removing invasive species and will also be able to assist with the planting of indigenous plants. All property owners are being encouraged to help conserve our indigenous trees/flora and maintain/improve water supplies by removing Alien Invasive Plants and plant indigenous plants instead.

Marian Villa A caring community to live in.

We have a cottage available for a couple at R453,000 on a life rights basis. If you are over 60 years of age, still enjoy independent living and would love to live in our community. Please contact Elsje Smith weekdays between 9am and 11am. Marian Villa is owned and managed by the Marian Villa Trust. 033 386 8240 info@marianvilla.co.za !"

By: Patrick Thompson Group Marketing Co-ordinator Profile Property

r Secure Environment r 19 Stands From 3400m2 - 6500m2+19th Share Of Farm r Walking, Moutain Biking & Outrides With Wildlife. r Easy Commuting To PMB (20 Km) & Hillcrest (35km) On N3. r Forms Part Of A 2000ha Conservancy r On-site Stabling/paddocks/arena & Lunge Ring

Remaining stands

from R475 000

To view by appointment contact: Carl: 083 775 6618 (Developer) Office: 033 2516 201 | carl.schutte@sdc.co.za www.tanglethorn.co.za !"#$%&''%'()%*+,-%.%&''%'()%,&/&%012$%&(3%+3&%+3'/ 41567"89%:";97"<% +(,%:=>91%?>91#1%@>1A Shafiek Ameen 082 730 9228 Email: info@ameens.co.za - www.ameensagencies.co.za !""!#$!"%&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&'(&)**&***

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SOLE MANDATE SOLE MANDATE 694sqm | 4 beds | 2 baths PRIME AREA... This family home consists of 4 bedrooms and 2 baths, fitted kitchen with granite tops, scullery, open plan lounge & dining room and 2 single garages. Close to all amenities. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

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SOLE MANDATE 620sqm | 3 beds | 2 baths Offering you 3 bedrooms, lounge, dining room, kitchen, scullery, pantry and 2 baths. Also includes a servantâ&#x20AC;&#x2122;s quarters and single garage. This home is situated in a safe neighbourhood and is close to all amenities. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

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SOLE MANDATE 298sqm | 3 beds Consisting of 3 bedrooms, open plan lounge, dining room, fitted kitchen with granite top, prayer room. House is fully tiled and is close to schools and on taxi route. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

826sqm | 4 beds | Granny cottage Situated in a sought after area, this home offers you 4 bedrooms, fitted kitchen, open plan & dining room. Also included is a granny cottage consisting of 1 bedroom, lounge, kitchen and bathroom to generate extra income. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

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SOLE MANDATE 580sqm | 3 beds This single cottage home consists of 3 bedrooms, lounge and fitted kitchen. The house is fully tiled and also has a double carport and electronic gate. Property has plenty of land for further renovations. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

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SOLE MANDATE 693sqm | 7 bedrooms | 4 baths @B4C:B4DDD%E!"#$%&'()*"'+,%*-".%-'#$%'//$!.%0% bedrooms, 2 open plan lounge & dining room, 2 kitchens (1 fully fitted) and laundry room. The house is fully tiled and has covered parking. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

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OPEN MANDATE 901sqm Vacant land which has been excavated and has approved plans for 6 units. Situated on taxi route. Contact Kamini 082 924 4101 or Manisha 078 758 6146.

Congratulations to Bellinda and the team on their 1st Anniversary !"

The foundations on which Equity Real Estate are built are Integrity, Service, Honesty and Reliable advice, I pride myself in forging strong, long-term relationships built on mutual trust and respect. Whilst understanding the importance of a business being

Greyling Street

Approx. 300m2 of workshop/warehouse/ retail R15000.00 plus vat secures you this prominent spot in PMBâ&#x20AC;&#x2122;s most busiest nodes of PMB

housed quickly, efficiently and hassle-free I will endeavour, with each passing day, that Equity Real Estate renders only but renders the best professional and prompt service. My approach combined with a strategic understanding of the commercial property market

indicates I am able to respond quickly to the needs of my clients, ensuring customer satisfaction which is paramount to any business.. With my passion for property and my palatable understanding of the current trends in the market place, All I ask in return

is that you entrust me with your commercial property requirements. For Sale and To Let and now incorporating property management, and in return I pledge consistency and professionalism in my attempts to assist you as best I can.

Bulman Road

37 McCarthy

3 Mini factories of approximately 290m2 each on 3600m2 in extent Will suit owner occupy or investment purposes. Complete with 3 phase power and ample space for large vehicles Priced at R 3 750 000.00 neg.

Revamped/ Renovated/

2350m2 of new build

Excellent location, clean

Rejuvenated 37 on

offices. 2 floors of

and ready for immediate

McCarthy Cascades is where you should be 1600m2 of prime office with ample parking

PMB CBD

parking and a head lease on a quarter of the space for 2 years.

Greyling Street

occupation 875m2, ideal for retail/ workshop/ mini factory. Conforms to the use of all three

Can be sub divided into

Prices available on

applications of use.

smaller units of 400m2.

expression of interest.

R43 500.

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MAXPROP PIETERMARITZBURG SUITE 4, 20 CONNOR ROAD, CHASEDENE 033 342 2056/071 292 3683 FAX: O33 342 1520 BOMBAY HEIGHTS

R450 000

www.maxprop.co.za

HAYFIELDS

R1 900 000

ESTABLISHED 1958

NAPIERVILLE

R760 000

RAISETHORPE

R995 000

SOLE MANDATE

WHAT A BARGAIN! Beds 2 | Bath 1 Web: MXR13008 This lovely 2 bedroom starter home offers a kitchen with a built in stove, a bathroom and lounge, yard space and parking is available. A must have home in a cul-de-sac & quiet area.

DUTCH STYLE HOME Beds 4 | Baths 3 | Carports 2 | Pool Web: MXR11678 Superb home with designer kitchen with gas stove, all bathrooms are en-suite and many extras that include a TV lounge, laundry and utility room. Great entertainment area with luscious lawn and well maintained garden.

NEW ON THE MARKET Beds 3 | Baths 1.5 | Garages 2 Web: MXR13009 Located in quiet area and up a short side road in a cul-de-sac is this neat, newly painted and fully walled home offering 3 bedrooms, 1.5 bathrooms, living room, kitchen and double garage.

URGENT SALE Beds 3 | Bath 2 | Garage 1 | Pool Web: MXR12944 Immaculate home with a pool and entertainment area offering a sunny, airy living room with newly laminated flooring and a fully fitted kitchen. This property must be viewed to be appreciated.

SHAY GOVENDER

LASHILLA SINGH

ROXANNE

LASHILLA SINGH

072 230 8904

082 861 1789

084 296 6214

082 861 1789

THE COMPLETE PROPERTY SOLUTION home finance. RESIDENTIAL SALES & LETTING | COMMERCIAL & INDUSTRAIL SALES & LETTING | AUCTIONS | PROPERTY MANAGEMENT | PROPERTY INVESTMENT

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HAYFIELDS CLINKER HOME RI 425 000

A superb well cared for family home with 3 bedrooms, 2 modern bathrooms, separate living rooms and a sunroom. Lovely new kitchen and scullery too. All rooms a good size! Plus a sparkling secluded pool, massive double garage etc.

PMB RETIREMENT OPTIONS R375 000

HAYFIELDS MINI SUB TOWNHOUSE RI 495 000

Clivia Place, Boughton For over 60’s

SELLING ?? Now into my 33rd year in the local property market and fully compliant within all aspects of our Industry as directed by The Estate Agency Affairs Board. Next time you are at the Hayfields PicknPay Centre, pop in for a chat. We’re next to FNB.

2 secure, attractive, Prices starting from Contact: PADCA Head Office Tel 033 345 4711 terrace-style, semiR425 000 (office hours) detached cottages for sale. Other features include: 24 hr security, carport, 1 and 1½ bedrooms convalescent care available. The units available, spacious are sold as Life Rights. tranquil environment.

Home improvements

which to make, when to make them is significant, however, there could be room to A few strategic upgrades can be a great difference renovate key areas of your home and see a decent profit.” way to maximise the saleability of your Your house has seen better days home, but knowing which improvements to make - and when to “Never underestimate the value of maintenance,” says Clarke. make them - is vital if you want to “A well-loved and looked after home will always sell better than a run-down one, even if it’s not as modern or trendy as it avoid overcapitalising. “There is no hard and fast rule when it comes to the perfect time to renovate a property for the purpose of adding value,” says Tony Clarke, MD of the Rawson Property Group. “It all boils down to what condition your home is currently in, what other properties in the neighbourhood are like, and how long you intend to wait before selling.” While the best way to get an accurate assessment of these factors is to consult a real estate agent in your area, the following situations could indicate the potential for a profitable home improvement.

could be. Refurbishing basic structures, fixtures and fittings may not be as glamorous as a full renovation, but can have an excellent cost-to-return ratio. If your windows, doors, lights, air-conditioning or other property features have seen better days, seriously consider giving them a once-over.”

You’re not in a hurry to sell

“Unless you’ve bought a fixer-upper for a steal, it can take a few years for the cost of improvements to be fully reflected in your sales price,” says Clarke, “so if you’re planning on selling within a year or two, you may be better off sticking to more affordable, cosmetic upgrades.” There are some You’ve lost touch with the Jones’ exceptions to this rule, however. “Kitchen and bathroom renovations are renowned for giving the most bang for your “The nicest house in the neighbourhood will have fewer buck,” says Clarke, “and if these areas are very outdated or in opportunities to add value than the ugly duckling on the bad shape, a smart renovation could pay off in the short term. block,” says Clarke, “so if you’re already in the top tier of properties in your area, renovating purely for profit may not Remember to keep your budget realistic, though, and keep be a great idea. If your home is outdated, run-down, or less the price ceiling in your area in mind at all times.” comfortable than your neighbours, however, a few You want to improve your own lifestyle renovations could add significant value.” “Your house isn’t just a financial asset,” says Clarke. “It’s also a place in which you and your family should be able to thrive. “Take the current value of your home and compare it to the Quality of life is very valuable, and shouldn’t be discounted when weighing up the pros and cons of a potential highest average listing price for top-tier properties in your area of a similar size to yours,” says Clarke. “The difference renovation. That swimming pool, or games room or workshop might not pay for itself when you sell, but the value it adds to between these figures is the maximum amount you could your life in the meanwhile could still make it a good spend on renovations and potentially recoup on a sale. If investment.” the difference is minimal, consider focussing on Source – Rawson Property Group maintenance rather than major improvements. If the

You’re at the bottom-end of the price range

private property

BELLEVUE MEWS RI 095 000

Another 3 bedroomed simplex (167 sq.metres) with mes, massive living rooms, atrium, courtyard, garage, double carport etc .Mini sub convenience, communal pool, clubhouse and tennis courts. Levy a mere R675 pm. An excellent I bed unit measuring over 70 sq metres with covered patio at R375 000 or a 2 bedroomed unit (ses) at R475 000 . 3 course midday meals provided OR Jacaranda Lodge, a delightful 2 bedroomed corner unit with wrap around veranda available right now at R650 000. Cannot be beaten for quality. Or perhaps a smaller end unit at R400 000 neg? (For the over 55’s only)

Now this is what’s called perfection . 3 bedrooms plus a study, massive lounge, sep dining room, 2 glorious bathrooms, magic fitted kitchen etc . Double garage, smallish walled garden and low levy of R230 pm. Private living within a secure complex.

RENTALS R3 700 pm – Northdale: 2 bed garden flat. R4 500 pm – Northdale: 3 beds 1 bath. R7 200 pm – Central: Fully equipped bachelor flats. R8 000 pm – Wensleydale: 3 beds, 2 baths. R8 500 pm – Hayfields: 3 beds, d/g simplex SHAY 072 230 8904 ROXANNE 084 296 6214

Situated in a secure and established oﬃce

THE CREST REDLANDS OFFICE PARK 1 George MacFarlane Lane Pietermaritzburg

Wembley, The Crest, placed in the upper western corner of the Estate, and near the exquisite Redlands Hotel, offers great value and locality – being just 5 minutes from the CBD and all amenities. The building offers a total of 722m2 of lettable area, split 340m2 on the ground storey and 382m2 on the first storey, with 23 basement parking bays and a further 9 surrounding open parking bays.

COMMERCIAL TERMS: t t t t t

722m2 at R120 per m2 23 basement parking bays at R375 per bay 9 open parking bays at R300 per bay Minimum 3-year lease, and equivalent renewal period Annual escalation at 8%

Contact Deanne on 084 952 3646 / (033) 330 6610 This building is extremely prominent and situated on McCarthy Drive, adjacent to the Cascades Shopping Centre. Offering a total of 1,700m2 white-shell lettable area, split 800m2 on the ground storey and 900m2 on the first storey, an exquisite boardroom on the first storey, and 37 basement parking bays with a further 35 to 40 open front parking bays.

COMMERCIAL TERMS: t t t t

From 400m2 up to 1,700m2 for R160/R145 per m2 37 basement parking bays at R650 per bay No-charge for the 35 to 40 open parking bays Minimum 3-year lease, and equivalent renewal period

Contact Deanne on 084 952 3646 / (033) 330 6610 33

WILLS – PART 2: WHO CAN MAKE A WILL AND

WHAT CAN BE DONE IN A WILL Can I make a will?

I am sure by now you are wondering whether or not you are indeed able to make a will. To answer this question, you need look no further than section 4 of the Wills Act Number 7 of 1953. In terms of this legislation anyone who is: • •

aged sixteen years or older and is mentally capable of understanding what he or she is doing and is mentally capable of understanding the consequences of what he or she is doing

•

may make a valid will. So, if you are sixteen or older and know what you are about, you can make a will.

If you are sixteen or seventeen years old you are still a minor, and Even if you have been declared incapable of managing your own you might be wondering whether or not you need your parent or financial affairs, it does not necessarily mean that you are guardian to help you draw your will, or consent to your will. The incapable of executing a will. answer is no.You can execute a valid will without their knowledge or agreement because the Wills Act gives you the right to do so.

What can or can’t I do in my will?

If you are worried that someone might believe you were not mentally capable at the time you executed your will then rest assured; they will have to prove it. After your death your will willbe delivered to the Master of the High Court, and if it is validly executed (we will discuss the requirements for this a later article) then the Master will accept your will.Any person alleging that you were not mentally competent at the time you executed your will, will have to bring a High Court application and prove to the satisfaction of the court that you were incapable of understanding that you were making a will, or that you could not have understood what effect making your will would have. In practice they would have to prove that you were possibly so drunk that you could not have known what you were doing, or that you were so ill that you were unable to express what you really wanted in writing. The South African Appeal Court made the following ruling in the case Tregea v Godart 1939 AD 16 50.

Property Transfers Property Developments Bond Registrations & Cancellations Subdivision & Consolidation of Land Administration of Deceased Estates Drafting of Wills Formation of Trusts Antenuptial Contracts 368 Jabu Ndlovu Street Pietermaritzburg T: 033 345 1319 E: reception@ameens.co.za

www.ameens.co.za !"

“…in cases of impaired intelligence caused by physical infirmity, though the mental power may be reduced below the ordinary standard, yet if there be sufficient intelligence to understand and appreciate the testamentary act in its different bearings, the power to make a will remains. Voet 28.1.36 states that not only the healthy but also those situated in the struggle of death, uttering their wish with half-dead and stammering tongue, can rightly make a will provided they are still sound in mind.”

This is a long topic which we will delve into in more detail next week. What you need to know for now is the basic principle that, in terms of South African law, a testator (that is the person making the will) has freedom of testation. This means that you can dispose of all and any of your assets however you want to, and to whomever you want to. Although your freedom of testation is constitutionally protected, it is not completely unrestricted. These are some of the ways in which various statutes or the common law can effectively limit your freedom to do as you please with your assets: 1.

you cannot make a bequest which is illegal or against public policy

the wording of your will must be clear enough to be understood so that your wishes can be carried out

you have a legal duty to maintain and educate your minor children. If you have not provided for your minor children in your will then, after your executor has paid your creditors, he or she will have to use your remaining assets and funds to provide for the maintenance of your minor children before any assets can be awarded to the beneficiaries named in your will.

If you have disinherited your spouse, he or she may have a claim for maintenance against your estate.

If you have disinherited your spouse he or she may have a right to claim certain assets or sums of money from your estate. This will be determined by whether you were married in community of property or out of community of property, and whether or not your marriage was subject to the accrual system.

There are other limitations such as those imposed by the Subdivision of Agricultural Land Act, but these only affect a few On a serious note, if you are for people and the implications should be discussed with a legal any reason concerned that your advisor. family may challenge your Next week we will look at how to go about drawing your valid mental capacity, then it is a will. good idea to sign your will in the presence of doctor, and ask I hope that you read last week’s article on the the doctor to sign a certificate importance of having a will. If you missed it, you can that you knew and understood find it on our website www.randles.co.za under the what you were doing at the Randles News tab and click on the Social Media link, or time that you executed your will. find it on facebook.

By: Joanna Mayne Director Randles Attorneys

For more information on this or any other legal related queries please contact us at propertypages@randles.co.za or 033 392 8000

BLACK TAX AND THE IMPORTANCE OF HAVING A WILL The term ‘Black Tax’ is defined as being the duty and responsibility that young, predominantly black, professionals have to ‘pay back’ for their upbringing towards their families during their first few years of working and some even for a life time. It is not a legally defined term, and not everyone is subject to this duty but often stems as a result of cultural and socio economic situations.

For a young professional this could mean supporting your siblings by way of putting them through primary/high school or even varsity in order to take the load of your parents. Sometimes even the parents will look to you to support their household above and beyond trying to establish your life. The duty is not limited to the immediate family but can also include the extended family depending on the composition of the family unit and the dynamics of the entire family. At a Black Lawyers Association (BLA) National General Meeting in May 2016, the outgoing Public Prosecutor, Thuli Madonsela, touched a little on the subject of ‘black tax’ expressing how the use of the word ‘black tax’ excludes other races from this topic. She raised a point on how important it is to make sure that one concludes a Will in order to

selves. Due to the fact that there is a duty to take care of things at home, they, in turn, cannot enjoy their salaries by taking a well deserved trip with friends or even buy themselves their first car or property or even invest money for a rainy day. However, having said that, there is nothing wrong with being responsible and taking care of one’s family and extended family when you are able to, as this should be something young professionals are proud of and proud to do. There is a need to readjust our views about this role of responsibility towards our families…view it with pride and not see it as a burden on our lives, as many young people in our country are not able to even do the little things for their families let alone themselves. There is nothing that gives one’s life purpose than helping and supporting one another without having any grudges, or resentment towards the If one dies without a Will their estate will be governed by the Act, which basically entails that it’s ones we love. usually a person's immediate family that benefits from the person's estate. In relation to ‘black There is a need to relook at the term “black tax” in tax’ it is important to make sure order to be more inclusive of all races as this exists that one concludes a Will in in all societies across our country and goes hand in hand with family responsibility rather than a mere order to make sure that race related issue. However, the moral of this story the people that are is that it is as important to conclude a Will as it is dependant on you as a important to put food on the table, and for that young professional will not reason people should ensure that they not only suffer should anything unfortunate happen to you. have a will drawn up but also that their wills are up to date. The issues arising from ‘black tax’ By: Busisiwe Ximba might be the reason for young Candidate Attorney professionals getting into debt and not Randles Attorneys having the prosperous and flourishing For more information on this or any other careers that they envisaged for themlegal related queries please contact us at ensure that those people who are dependant on you will continue to benefit, which could also include the extended family. She made an example of her nephew and niece whom she takes care of since they have no one else and said should she pass on without a Will then they will suffer as they will not benefit from her estate in accordance with the Intestate Succession Act (the “Act”). Should one pass away without a will the Act then determines who the heirs in an estate will be; taking away what might have been the testator’s wishes and choices of how the estate should devolve. This is why she made it her priority to put both her nephew and niece in her Will so if anything should happen to her those that are dependant on her will continue to benefit thereof.

propertypages@randles.co.za or 033 392 8000

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