RESIDENTIAL LETTING COMMERCIAL Your Leading Property Guide
A BL ACK INC MEDIA PUBLICATION
11 May 2019
booking deadlines: BOOKING:
2pm Monday prior
How to afford a home loan on a single income
Being on the market is never easy. But, if you stay focused, you won’t be on the market for long – well, at least not when it comes to property. Many believe that owning property on a single income just is not possible. But, the over 40,000 single females and over 35,000 single males who have already purchased property across South Africa in 2018 will beg to differ. While it might be trickier to qualify for the necessary financing on just one salary, it is still very much possible. Here are a few tips on how to work around the challenges of owning property on a single income:
Pick Your Policies Many first-time buyers are unaware that simply having the available funds does not grant instant access to a home loan. To qualify at most financial institutions, the main applicant will need to have a life insurance policy, with some institutions even going so far as to specify additional disability cover. This additional monthly expense can be a frustrating drain on a single income household, especially if you don’t have any dependants to provide for after your untimely death. But, banks need these policies as surety that the outstanding amount will be paid no matter what may happen during the lending term. Single income buyers will need to bite the bullet on this one and factor in this additional monthly expense when budgeting for their home loan.
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Focus On Solutions
It is true that owning property on a single income comes with its difficulties. But, the same can just as easily be said for owning property on a dual income, with questions like ‘How do we weight the payments?’ and ‘How Find A Financial Partner do we split the property if the marriage fails?’ instantly springing to mind. The truth is that Admittedly, it can be tricky to qualify for a purchasing real estate always comes with a few home loan on a single salary, especially if challenges that homeowners, whether single you’re looking at houses over the R1 million or married, will have to work around. However, price point. If you’re struggling to acquire the the long-term benefits of financial security are necessary financing, ask a relative or close well worth the troubles you might face at the friend to sign as surety for you. This allows start of any home-buying process. you to take out a loan based on their credit score. However, you need to explain that the Source: Remax ASK banks will come knocking on their door should you ever fall short on payment, so be sure to apply only for amounts you can afford.
Pietermaritzburg Chamber of Business
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A BLACK INC MEDIA PUBLICATION
175 11 May 2019
IN ASSOCIATION WITH
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Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za
ON SHOW SUNDAY
MONTROSE
ON SHOW SUNDAY
R 1 950 000
This lovely family home is on level land, is close to all amenities and has everything you need with a fenced pool, loads of parking, an undercover entertainment area in a well fenced property with 3 bedrooms, 2 bathrooms as well as a 1 bedroomed flatlet, domestic accommodation and lots more. Follow boards from Corner Town Bush and Neden Roads. ON SHOW SUNDAY 2.30 - 4.30 | Web:KEP29527 Irene Cook C 072 483 9505 | T 033 342 3340 irene.cook@harcourts.co.za
CLARENDON CHARACTER
R 1 450 000
This GEM of a home offers space with a work from home opportunity. High ceilings, wooden floors, close to all amenities and in very good condition. Large living rooms, 3 bedrooms, 2 upgraded bathrooms, great kitchen, wide back patio overlooking a rock pool. There is a self-contained outside office with bathroom plus storeroom and staff accommodation. Secure off street parking with a double carport. Good security.
View By Appointment | Web: KEP 29865 Lynda Martin C 082 450 2004 | T 033 342 3340 E lynda.martin@harcourts.co.za
CLARENDON
ON SHOW SUNDAY
R 2 150 000
A lovely spacious older style home with lots of character and charm. High ceilings and wooden floors. Large living space, a huge farmhouse kitchen, 4 bedrooms and study, large verandah, double garage, storerooms, laundry and staff quarters. Private pool and entertainment area. Close to Wykeham Collegiate School. An original beauty! Follow boards at the top of Roberts Road. ON SHOW SUNDAY 2.30 - 4.30 | Web : KEP 29746
Albie Timmerman C 082 553 9921 | T 033 342 3340 albie.timmerman@harcourts.co.za
HILTON SIMPLEX
CLARENDON
Follow boards from Roberts Rd/Taunton Rd intersection to Beacon Hill. ON SHOW SUNDAY 2.30 - 4.30PM
Web : KEP 28927
Fiona Patrick C 082 553 7810 | T 033 342 3340 fiona.patrick@harcourts.co.za Gleryl de Rauville C 083 286 5758 | T 033 3423340 E gleryl.dr@harcourts.co.za
R 1 200 000 BOUGHTON BEAUTY
Spacious older North facing simplex requiring some upgrading. Comprises 3 spacious bedrooms, 2 full bathrooms, lounge/dining room and lock-up garage. Has large enclosed courtyard and a nice covered verandah. Situated in a quiet private complex.
View by appointment | Web : KEP 32255 Albie Timmerman C 082 553 9921 | T 033 342 3340 E albie.timmermann@harcourts.co.za
R 875 000 SHERATON
Attractive, spacious (110sqm), 2 bedroom flat with open plan kitchen to living area and an enclosed balcony which serves as a very nice study. Full bathroom with bath and shower and a separate toilet. Scenic views across the city. Undercover parking and good security. Beautiful gardens with communal braai area. An excellent run complex.
R 960 000
Immaculate 2 bedroom unit recently completely renovated. The 5 star kitchen is fitted with plenty of lovely modern cupboards and undercounter oven and hob. All the bedroom cupboards have been fitted with sliding doors. The bathroom has been redone plus all the floors have had new tiles fitted. This has to be one of the best 2 bedroom units in this popular complex. Immediate occupation to approved buyer. View by appointment Mike Webber C 082 490 9241 | T 033 342 3340 E mike.webber@harcourts.co.za
R 1 690 000
This lovely home is situated in a hidden gem of a neighbourhood! Offering 4 large bedrooms, a formal lounge and dining room, a huge family room with beautiful parquet flooring, 2 bathrooms, a work room, single garage and carport this home really does offer so much to the family looking for space and privacy. A beautiful tranquil garden set on a 2677sqm sub-divisible stand adds immense value to this immaculate property.
View by appointment | Web: KEP 32235
CHASE VALLEY
R 750 000
Charming, revamped 2 bedroom ground floor flat with lovely views. Granite top kitchen and Remodelled bathroom. Built-in cupboards, open plan lounge. Call me if you would like to view this beautiful unit View by appointment |
Web: KEP 29758
Anj Sribrath C 083 419 0919 | T 033 342 3340 E anj.sribrtath@harcourts.co.za
Jenni Patrick C 082 775 4699 | T 033 342 3340 E jenni.patrick@harcourts.co.za
harcourtspatrickandco.co.za
Harcourts 033
@harcourts.co.za
ON SHOW SUNDAY
ON SHOW SUNDAY
R 1 350 000 HILTON SANCTUARY
HILTON
R1 580 000
3 Beds | 2 Baths | 1 Dining | 2 Lounges
If you are looking for an excellent position in Hilton then you should visit this on show. In walking distance to Hilton Pre-Primary, Laddsworth and St Annes Schools. A large covered verandah looks over a well treed garden and the adjoining vlei. There is opportunity to alter and increase the size of the house. Directions: Follow boards from crossways hotel into Vlei road. ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35525 Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za
3 Beds | 2 Baths | 1 Dining | 1 Lounge | 2 Garages | 1 C/Port
This is a fantastic investment! A 3 bed, 2 baths home with a good sized kitchen, 2 auto garage doors, with a 1 bed granny flat as well!!! Space for the extended family or to be let out and subsidize your bond. A very, very sought after address in Hilton and so close to everything. Do not hesitate with this one, it will move fast! Directions: Follow boards from Hilton College Road ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35783
Glenn Titmus C 072 686 1412 | T 033 343 3345 E glenn.titmus@harcourts.co.za
Become a local that much quicker by downloading the Hi Hilton app!
HILTON
R 1 195 000
WALTDORF
R 1 320 000
2 Beds | 2 Baths | 1 Lounge | 1 Dining Room | 1 C/Port 2 Beds | 2 Baths | 1 Lounge| 1 Dining Room | Outbuilding| 2 Garages
Centrally situated in the popular Ambarlea complex is this corner unit with its own entrance and fenced garden with enough space for your dogs. The living area is open plan and spacious and in addition to the 2 bedrooms there is a study area.
A very tasteful freestanding, 2 bedroom simplex in this popular complex. The unit has 2 bathrooms, a very spacious living area opening to the gallery kitchen. A double garage, with space for a carport, as well.
View by appointment
View by appoinment
Web: KHT35756
Web: KHT 35768
Brian Wilkes C 082 417 6166| T 033 343 3345 E brian.wilkes@harcourts.co.za
.co.za
Barbara Rogers C 082 802 5956 | T 033 343 3345 E barbara.rogers@harcourts.co.za
BALGOWAN
R 3 500 000
Twenty hectare farm with tunnels for veggie growing. Suitable farmhouse with three bedrooms and a guest cottage. Continue the farming enterprise and supply supermarkets in the Midlands. This is a well positioned farm with easy access Howick and Nottingham Road. View by appoinment Web: KNH3972 Roger Nevin C 082 555 3995 | T 033 343 3345 E roger.nevin@harcourts.co.za
Connect with local news as well as share insights from those who have lived in the village for years. This is the place to come to find out all about Hilton. Scan the QR code to download it from the iTunes store or visit hihilton.co.za
Experts in home finance.
privateproperty .co.za
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Keeping your home flu free in the colder months. As the weather turns and gets colder, many will be focusing their attention on preparing for winter and staying germ-free during the flu season. Apart from getting vaccinated from the flu virus and the time-honoured tactic of washing hands well and often, there are other ways that homeowners can keep their home from serving as a breeding ground for colds and flu. Here are a few simples tips to keep homes healthy during the colder seasons: Change your fixtures
There are certain metals such as copper, aluminium, lead, iron and silver that are all antimicrobial, which means that they actively kill bacteria. Of all the metals, brass is the most effective at kill germs. Considering that doorknobs are a common gathering place for germs and bacteria, changing to brass ones will not only add to the look of the home but also act as an effective strategy for keeping the home flu-free.
Pay attention to germ hot spots
Aside from door handles, there are several other germ hot spots throughout the home such as the kitchen sink, counter tops, phones, the remote controls, the fridge door, toilet handles, children’s toys and anything else that is frequently used. The influenza virus spreads through touching something that a person with the virus has been in contact with or sneezed on, so it is vital that these objects are cleaned regularly with an antibacterial solution or wipe. Keeping antibacterial wipes in several locations throughout the home will increase the likelihood of the occupants using them. Place items in the washer
Although wiping an item down is an effective way of cleaning it, placing it in the dishwasher is a method that is far more effective and much more efficient at killing germs. It is a great way to frequently disinfect children’s toys and dog toys. Keep in mind that not all items will be dishwasher safe. Replace or wash sponges and cleaning tools regularly How often something gets cleaned will be meaningless if the sponge, mop or rag used to clean it with is filthy. These items hold onto a host of germs so should either be washed or replaced on a regular basis. Unless sanitised between uses, a dirty mop will simply spread the germs faster. Some of the tidiest homes could have the highest number of germs because the cleaning tools are not cleaned between uses. Placing a sponge in the microwave
for two minutes or running it through a dishwasher cycle will help to kill any festering colonies of germs between uses. Humidify
Viruses thrive in dry air. Scientific research has shown that humidity can make it much harder for viruses to multiply. Studies showed that homes that kept humidity levels at between 40% and 60% had far less airborne flu viruses floating around. A humidifier can reduce airborne flu virus particles by as much as 30%, but it is important to remember that a humidifier can also be a breeding ground for bacteria if not cleaned regularly. Wash linens often
Ideally, bed linens should be washed at least once a week to get rid of any lingering germs in the bedroom. Germs can build up on blankets and sheets, affecting home occupants while they sleep. It is also advisable to frequently wash other linens used around the home as well, such as throws and towels. While these tips will not completely eradicate the risk of the home’s occupants getting a cold or the flu, they will significantly reduce the chances. Being vigilant and taking the necessary precautions will assist in keeping all those in the home healthy during the flu season Source: Remax ASK
We’re looking for the workaholic, the Super Agent Mum, the absolute all rounder. We realise each Estate Agent is unique and what you do is not easy either! So juggling the corporate world and the mummy duties could be even more difficult leaving a little or no time for you to focus on your Personal Brand.
All you have to do to enter is; • Be a Super Agent Mum - a Mum who is an Estate Agent. • Send us your child’s voice note or short video that tells us what’s so special about their mummy and Whatsapp it to us on 081 018 9740! • Competition closes on 12 May 2019 & winners will be announced on 13 May 2019. The winner will be notified by no later than 14 May 2019 & further t’s & c’s will be emailed
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1967 - 2017
EST. 1967 / PROUDLY MARITZBURG
MONTROSE
SCALING DOWN OR STARTING UP?
R1 545 000
R1 295 000
PRESTBURY
R850 000
NPC
NPC
NPC
ON SHOW
ON SHOW
ON SHOW 2.30-5
2.30-5
3 Beds / 2 Baths / 2 Garages Web 3410465 This immaculate simplex offers you 3 bedrooms served by 2 modern renovated bathrooms. The lounge & diningroom is open plan & the kitchen is well fitted with ELO & Hob. The unit is set on an elevated site offering lovely views. The garden is neat & easy to maintain with the unit also offering security system as well as a double garage. Follow boards from corner of McCarthy Dr & Town Bush Rd Tyrone West 083 780 4426 | tyrone@natalproperty.co.za
UPPER FERNCLIFFE
HAYFIELDS
R2 950 000
2.30-5
DON’T MISS THIS WELL-KEPT FAMILY HOME
3 Beds / 2 Baths / 1 Garage / 1 Carport Web 3397455 Comprises lounge with a fireplace, dining room, family room/office, fitted open-plan kitchen, 3 bedrooms all with built-in cupboards, 2 bathrooms (M.E.S), lock-up garage, carport, workshop/laundry & staff toilet, plus a JoJo tank. All set in a small, well established garden. Follow boards from cnr of Blackburrow Rd./Hesketh Dr. to Elved Wright Circle Andrew Norton 062 138 1423 | andrew@natalproperty.co.za
ASHBURTON
R2 300 000
QUANT FACE-BRICK SIMPLEX
3 Beds / 2 Baths / 1 Garage Web 3404470 This charming unit in a small complex offers a tiled lounge and dining room and an open -plan kitchen. Three bedrooms are served by 2 bathrooms (Main-en-suite). There is a lock-up garage and a fully fenced garden. (Pets Allowed). Follow boards from Bridge Road into Inyoni Place Tracey Gerrard 072 333 0921 | tracey@natalproperty.co.za
MONTROSE
R2 200 000
NPC
ON SHOW FANTASTIC HOME IN SECURE UPMARKET ESTATE
4 Beds / 4.5 Baths / 2 Garages Web 3411421 This beautiful spacious home is located in the heights of upper Oak Park. Previously used as an upmarket B & B, it has an abundance of good quality accommodation with each bedroom serviced by its own bathroom. Property has a double garage and turning circle driveway, plus a self-contained cottage with lovely modern finishes. Koen Gouweloos 082 337 1048 | koen@natalproperty.co.za
NEW HANOVER
R1 800 000
PRICE REDUCED - COUNTRY LIVING A ITS BEST
4 Beds / 3 Baths / 5 Garages / 3 Staffrooms / Pool Web 3237717 This lovely farm style home is situated in a parklike garden in extent of 1.5 ha. Boasting a sparkling re-furbished pool, back & front entertainment areas & various outbuildings this homestead oozes possibilities. Create your own haven or bed & breakfast venue. With so much potential this property must be viewed. Abie Lange 082 875 0200 | abie@natalproperty.co.za
CLARENDON
R1 650 000
FACE-BRICK SPLIT-LEVEL HOME
2.30-5
4 Beds / 3 Baths /2 Garages / 1 Carport / Pool Web 3352470 This spacious uniquely designed home offers 4 bedrooms served by 3 bathroom (2 ensuites), an open-plan fitted kitchen with oven/hob, plus a 5 star entertainment area around the pool which features a thatch boma with a bar & a fireplace. Also a double garage, carport & staff quarters. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za
HAYFIELDS
R1 595 000
NPC
ON SHOW 2.30-5
SMALLHOLDING
LARGE FAMILY HOME CLOSE TO PRIVATE SCHOOL
3.1941Ha in extent and drip irrigation in place.
4 Beds / 3.5 Baths / 2 Garages / Pool Web 3429793 This beautiful home awaits a lovely new family. The main bedroom is fit for a king with its private lounge & fireplace (all tiled), there are 2 additional full bathrooms, a beautiful gourmet kitchen with ELO & Hob plus a breakfast nook. Great potential, not to be missed!
Dawn Hohls / Guy Johnson 078 434 8591 | guy@natalproperty.co.za
Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za
3 Beds / 3 Baths / 2 Garages
Web 3272780
Little farm with recently renovated old farm house, Pecan nuts, borehole, fully fenced,
HAYFIELDS
IMMACULATE HOME! PRICED TO SELL!!
R1 495 000
4 Beds / 2 Baths / 1 Garage / Pool Web 3501839 This lovely home offers entrance hall, formal lounge, modern well fitted kitchen (with gas hob & UCO), open-plan to dining room, family room/TV room with a sliding door leading out to the sparkling pool. 4 Bedrooms, family bathroom plus shower en-suite, lock-up garage, staff facilities & store room, all set in a neat level walled garden. Don’t miss this one!! Tony Sanders 082 779 6145 | tony@natalproperty.co.za
CHASE VALLEY
FOREST WATERS – BRAND NEW FLATS
Web 3492834 An opportunity to acquire a new apartment in this secure gated estate. Choice of single bedrooms at R549 000, 2 bedrooms at R769 000, 2 bedrooms plus loft at R819 000, all units come with Granite tops, Oven & Hob and Vinyl flooring. No Transfer Duty. Bruce Campbell 083 226 2015 / Paul Campbell 082 782 4180 bruce@natalproperty.co.za / paul@natalproperty.co.za
460 Town Bush Road
6
R549 000 to R819 000
SPACIOUS FAMILY HOME WITH POOL
4 Beds / 2 Baths / 2 Garages Web 3287167 This spacious home is served by 2 bathrooms (1 newly renovated). The lounge & diningroom are open plan & tiled throughout with a TV Room or study off these. The kitchen is beautifully fitted with UCO & Hob & a separate scullery. Extras include a double garage, pool, domestic quarters & storeroom. Paul Campbell 082 782 4180 | paul@natalproperty.co.za
BOUGHTON
R1 299 000
LARGE FAMILY HOME & FLATLET 4 Beds / 2 Baths / 2 Garages Web 3286442 This home offers it all. 4 bedrooms served by 2 bathrooms, fitted kitchen, spacious combined lounge/diningroom leading onto the verandah which overlooks the pool. Double garage and carport. In addition there is an excellent 1 bedroom flat. Don’t miss this one!! Jessica Campbell 084 510 0808 | jessica@natalproperty.co.za
1967 - 2017
CHASE VALLEY
EST. 1967 / PROUDLY MARITZBURG R1 085 000
LOW MAINTENANCE DUPLEX
3 Beds / 2 Baths / 1 Garage Web 3297063 This well maintained unit in a popular gated estate features a fully tiled lounge/dining room and a modern open-plan fitted kitchen with built-in UCO/Hob. Another feature is direct access from the home into the garage & guest toilet downstairs. Upstairs has 3 bedrooms, 2 bathrooms (main en-suite) plus an entertainment patio. Also an extra covered parking, and pleasant outlook. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za
PRESTBURY
R920 000
LOVELY FAMILY HOME
3 Beds / 2 Baths / 1 Garage Web 3295915 Offering 3 spacious bedrooms (B.I.C’s) which are served by a family bathroom & M.E.S, tiled lounge/dining room leading onto the verandah & fitted kitchen with ELO & hob. Outside building’s comprise of a lock-up garage & staff ablution (shower & toilet). The home has a security gate & the neat garden is totally fenced.
Thandi Zuma 083 341 0981 | thandi@natalproperty.co.za
PELHAM NORTH
R720 000
WARTBURG
A DELIGHTFUL SIMPLEX 2 Beds / 2 Baths / 1 Study / 1 Garage Web 3466230 This face-brick unit in a small complex offers an open-plan fitted kitchen, tiled lounge/diningroom, a study and 2 bedrooms (BICs) served by a bathroom with bath & shower. Also a courtyard, garage and a nice size fenced garden. Sole Agent Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za
EASTWOOD
R820 000
BEAUTIFUL FAMILY HOME
3 Beds / 2 Baths / 3 Carports Web 3471378 Lovely cosy home situated in a peaceful and serene are of Eastwood, it is just a matter of moving in. Comprising 3 bedrooms, open plan lounge/diningroom, fully fitted kitchen (HOB), 2 bathrooms (en-suite) and a great entertainment area.
Penny Mthethwa 071 806 0911 | penny@natalproperty.co.za
IMBALI 13
R695 000
3 Bedroom home with lounge, diningroom, fitted kitchen, 2 bath-
room and beautiful laminated floors.
rooms and lock up garage.
Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za
Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za
doors, tiled floors, carport and security gates.
Thandi Zuma 083 341 0981 | thandi@natalproperty.co.za
CENTRAL
Trish Campbell 083 632 5141 | trish@natalproperty.co.za
NORTHDALE
R780 000
3 Beds / 1 Bath / Flatlet
Web 3506777
This freestanding, 3 bedroomed home with a 1 bedroom flat awaits a new family. With so many options this home is a must see!
Dawn Hohls/Lash Padayachee 076 404 6963 | lash@natalproperty.co.za
PRESTBURY
R580 000
R670 000
A FLAT WITH A VIEW
2 Beds / 1 Bath / 2 Garages Web This delightful apartment comprises of a fitted kitchen, a tiled lounge/diningroom opening onto a view balcony, 2 bedrooms, bathroom with shower & bath and separate toilet. Offers 2 covered parkings in the building. This flat includes curtains, window blinds, lounge and dingroom suites, TV and cabinet.
Jessica Campbell 084 510 0808 | jessica@natalproperty.co.za
3 Beds / 2 Baths / 1 Carport Web 3248208 This unit of 96 sqm offers a spacious lounge/dining room, a well fitted kitchen, 3 bedrooms served by 2 bathrooms (M.E.S), plus a carport. Remote access. Offers will be considered. Early occupation is available.
Trish Campbell 083 632 5141 | trish@natalproperty.co.za
CENTRAL
R1 500 000
MULTI TENANTED HOUSE 12 Beds / 4 Baths / 2 Garages
PELHAM
R730 000
CHARMING FLAT WITH OODLES OF CHARACTER
ONE OF A KIND
A SPACIOUS APARTMENT Web 3443779
2 Bedroom flat on ground floor with fitted kitchen, lounge, bath-
3 Beds / 1 Bath / 1 Carport Web 3390767 This 3 bedroomed house is situated in a quiet area & has a lounge, full bathroom, fitted kitchen with ELO/HOB, aluminum windows,
R950 000
3 Beds / 2 Baths / 1 Garage / Flatlet Web 3360053 This neat home in an elevated position offers a split-level lounge & separate dining room, fitted pine kitchen plus laundry & 3 good sized bedrooms served by 2 bathrooms (M.E.S). Also a self-contained cottage for extra income.
3 Beds / 2 Baths / 1 Garage
LOVELY FAMILY HOME
HAYFIELDS
EXCEPTIONAL VALUE & COTTAGE
PIN NEAT HOME
R650 000
R990 000
4 Beds / 1 Bath Web 3443581 Currently farming goats, this property (23.29 ha in extent) out in the country can be used to farm a variety of livestock. With arable potential, 2 Strong boreholes, excellent grazing, 3 phase Eskom electricity, a homestead & breathtaking views over the valley. Dawn Hohls / Guy Johnson 078 434 8591 | guy@natalproperty.co.za
2 Beds / 1 Bath / 1 Carport
GRANGE
WOODLANDS
LIVESTOCK FARM
BEAUTIFUL GROUND FLOOR FLAT Web 3506789
R1 000 000
2 Beds / 1 Baths / 1 Carport Web 2783561 This flat is nestled in the original house of the popular complex of Strathleven. With high ceilings original Oregon pine flooring & beautiful stained glass windows, this flat is one of a kind. The unit boasts 2 bedrooms, a bathroom, open-plan kitchen & dining room, spacious lounge with a fireplace & large verandah & a private garden.
Deon vd Westhuizen 083 232 3225 | deon@natalproperty.co.za
CENTRAL
R650 000
A VERY SPACIOUS FLAT 2 Beds / 1 Bath / 1 Garage
Web 3491479
A newly renovated flat, with nice finishes, located in a safe building in town central.
Charity Zakwe 060 302 0519 | charity@natalproperty.co.za
SCOTTSVILLE
R325 000
CHOICE OF THREE Web 3453508
1 Bed / 1 Bath
This is a neat house, multi tenanted, in a great location and generates ±R18 000 excl. expenses. Rooms are spacious and the back of the yard has enough space for parking bays.
Well priced investment flats. 3 Bachelors to choose from. Average rental income of R3000 per flat. Complex has a pool, parking and secure access.
Charity Zakwe 060 3020 519 | charity@natalproperty.co.za
Mark Gouweloos 072 544 9277 | mark@natalproperty.co.za
460 Town Bush Road
7
90 Roberts Road, Clarendon, Pietermaritzburg & Midlands Tel: 033 345 1939 | Fax: 086 558 7707 Tina Henman 083 560 0160 | tina@haloprop.co.za
BISLEY
R995 000 HAYFIELDS
Room for more! This secure home offers great potential to extend.3 bedrooms, 1,5 bathrooms, lounge dining room to a fitted kitchen and undercover braai/bar area, outside tool shed, triple carport and garage.
SCOTTSVILLE
R1 250 000 SCOTTSVILLE
Home is where the heart is! Don’t miss out on this lovely spacious duplex offering 2 lounges, neat fitted kitchen, study , 2,5 bathrooms, 3 bedrooms, a private garden, auto single garage and carport.
R995 000 PRESTBURY
R520 000 PELHAM
R1 250 000
Convenience at its best! This home offers a big family lounge, a big fitted kitchen, dining room, 3 bedrooms, 2 bathrooms, double garage and domestic room.
R680 000
CENTRAL INVESTMENTS
Bachelor Flat’s from R240 000 - R290 000 Close to schools and varsity: Open plan Comfortable 2 bedroom ground floor lounge dining room, 3 bedrooms, single flat with open plan lounge/kitchen and garage and domestic room. carport. Flatlet potential.
Neat ground floor flat. 2 bedrooms, open plan lounge dining room to kitchen. Carport, communal pool and 24 hr access.
1 Bedroom Flat’s R320 000 www.haloprop.co.za
Lew Geffen Sotheby’s
INTERNATIONAL REALTY
HAYFIELDS
HAYFIELDS
ON SHOW SUNDAY 2:30PM - 5PM
R1 185 000 - JUST LISTED! Are you looking for a simplex AS BIG AS A HOUSE? Then look no further! With 3 bedrooms, 2 bathrooms, huge lounge/dining room, garage and carport this MINI-SUB in a secure complex is A REALLY GOOD BUY. Boards Hesketh Dr/Adams Rd. Shirley Duigan 082 633 8766.
R1 175 000 - BRAND NEW LISTING! Call me today to view this cozy unit in a sought-after, well-run complex offering lovely entrance hall leading into separate lounge, open-plan kitchen/ dining area, 3 bedrooms, 2 bathrooms, garage and small private garden. Shirley Duigan 082 633 8766
Pietermaritzburg i - Realty 033 396 2778 • gregandshirley@sothebysrealty.co.za Each Office is Independantly Owned and Operated
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EXCLUSIVE MANDATES
033 386 6623
CENTRE OF HAYFIELDS - R1 100 000
Colin Rodger HAYFIELDS MALL 082 784 3123
ROSEWOOD RETIREMENT JACARANDA LODGE ESTATE - R820 000 RETIREMENT UNITS R450 000
Another winner from Arrow! A One of the best! A North facing 3 bedroomed face brick unit ground floor unit with a lovely with en-suite, family bathroom, private garden. 2 bedrooms AND separate living rooms with lounge a study, full bathroom, separate opening into a secured patio loo and an abundance of built in area and private walled garden at cupboards. Recently re-vamped the rear. Well fitted kitchen with kitchen, large lounge opening access to the double garage, onto covered veranda. Garage remote controlled access etc. too! Call for more info. Sectional Title.
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A choice of two prime 2 bedroomed units, one facing inwardly to the garden area and the other with views across the valley to Worlds View. 74 sq.m with covered balconies, good sized lounges open plan to fitted kitchens, bathrooms and second toilets for guests.
MARITZBURG PROPERTY CONSULTANTS
393 Jabu Ndlovu St (Loop St), BLOCK C Pietermaritzburg 3201, Telephone: 033 342 3052
DARJEELING HEIGHTS
R1 075 000
Free standing Face-brick Family Home - 847sqm This beautiful family home consists of 3 bedrooms with bic’s and a walk in closet. Lounge, fitted kitchen, diningroom, 2 baths, spacious yard. Double garage which can be used as a home industry or workshop. This home is fully secured.
COPESVILLE
R520 000
This home consists of 3 bedrooms with bic, fitted kitchen, bathroom, double carport, fully fenced and an outbuilding with 2 bedrooms and kitchen. A neat walk in home with no work to be done.
COPESVILLE
YUSUF KHAN - 074 310 7860 E: yusuf@maritzburgprop.co.za
R420 000
Perfect starter home! Neat 2 bedroom with built-in-cupboards, lounge, fitted kitchen, bathroom and carport. Spacious yard.
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6 Tips for choosing the right retirement village or lifestyle estate Retirement villages or lifestyle estates, as they are now being called, are popping up like (Barberton) daisies throughout South Africa – all with promises of enjoying the best years of your life in surroundings brimming with all the bells and whistles. But just what is a lifestyle estate supposed to have - is there a benchmark? Craig Scott, developer of The Village at Langebaan Country Estate, says he asked himself these very questions during the planning and designing phase of the development.
“You have saved long and hard for your retirement so you should be able to choose the lifestyle you want,” he says. Scott has the following tips for your ‘bucket list’ to help you make the right decision: 1. Active ageing Every opportunity should be made for you to enjoy an outdoor lifestyle that keeps you active including facilities like a fitness centre, pool, golf course, tennis court, bowling green, hiking, walking and biking trails, and exercise to keep old age at bay. 2. Social lifestyle Vibrant community living and involvement are essential to the enjoyment of life – the clubhouse should be a place to entertain friends and family, watch the big match, enjoy a meal in the restaurant, arrange a game of cards, participate in a quiz night or Bingo, host a tea party in the coffee shop, celebrate a special occasion or simply relax quietly with your favourite magazine or book from the library.
Typically when embarking on the task of finding a retirement village many people find themselves a tad disappointed at not 3. Health and wellness only the limited options available but also at the disparity Patient-centred care with an emphasis on the clinical needs and between the offerings at the various ‘lifestyle estates’. requirements as well as the personal needs of a patient, and family involved should be emphasised, beginning with a managed “Sure, if you are looking for something basic and inexpensive, home-based healthcare service that includes post-hospitalisation then your expectations are not going to be too high and you and discharge from rehabilitation facilities, and medication and will find what you are looking for, but if it is a certain ‘lifestyle’ personal care administration. you are seeking, then the property should deliver, and In addition, a care centre should be established to provide especially at the prices being asked,” says Scott. primary healthcare and monthly check-ups delivered by experienced nurses and carers. This continuous care, along with a Over and above the basics that a typical retirement village communication system and multiple emergency call buttons in would offer like a spacious but compact house or an aparteach home, will provide significant peace-of-mind to you, your ment, standard healthcare, a community centre and catering, loved ones and friends. you can and should expect more when making that all-important decision to move to a ‘lifestyle estate’. 4. Security
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The very latest security measures like electrified perimeter fencing, access control systems, CCTV surveillance and alarm systems together with dedicated security response vehicles and response teams, should be in place so as to provide you the opportunity to live life freely, along with the lock-up-and-go convenience to travel and explore to your heart’s content. 5. Services With the ever-changing landscape of retirement and with the best interests of the residents’ front of mind, meticulous thought and detail should be given to the provision of facilities at a retirement village, and should include the likes of cleaning services, a laundry, catering, shuttles, landscaping and garden services, greening, frail care and maintenance services . 6. Investment options Various investment options are available such as sectional title and more recently, life rights, the advantages of which are great for retirees who get to enjoy all the benefits of ownership without the hassles or costs of management and maintenance, and it is a little easier on the pocket. Needless to say, it is imperative that these options be investigated and carefully considered – a good idea would be to utilise the services of an attorney or financial advisor to go through the fine print so that you are properly informed and can ask the right questions before signing on the dotted line. Scott says the benchmark for a retirement village offering should be a place where lifestyle meets secure, stylish, affordable living in a vibrant community that combines residential, recreational and top-notch healthcare facilities so that you can truly enjoy the best years of your life.
Neighbour Law...
- What constitutes a nuisance
Today one often hears of complaints of nuisances to one’s property whether residential or commercial. However, what exactly does the law recognize as a nuisance, and what are the possible remedies available? This article will briefly explore what constitutes a nuisance and the requirements. A nuisance can be defined as any form of interference or encroachment on a person’s right to the use and enjoyment of their property, particularly immovable property. Examples of these encroachments can include noise, pollution or physical obstructions such as tree roots. Our Courts have, however, qualified this definition insofar as a “nuisance” must be reasonable and the inconvenience must be material: “more than fanciful, more than one of mere delicacy or fastidiousness; that it was inconvenience materially interfering with the ordinary comfort, physically, of human existence, not merely according to elegant or dainty modes and habits of living, but according to plain and sober and simple notions.” Furthermore, although there is no decisive definition of a nuisance it should be noted that in some cases, there may be clear rules or regulations which set out what may be nuisance, such as in a Sectional
Title Scheme or Home Owners Association. Test for reasonableness As a point of departure, the law essentially looks at what is considered a reasonable encroachment as there is generally no hard and fast rule. Reasonableness involves the balancing on the one hand of a person’s right to the use and enjoyment of their property against the rights of the other party on the other hand. However, a Court will consider various factors in considering what is reasonable:
clear from the above that a nuisance must be a real and material intrusion on one’s rights and the Applicant or Plaintiff must show some reasonable tolerance for the ordinary use of the land and expect certain circumstances. For example, a person living in the middle of the city would be hard pressed to complain about noise from neighbours or other residents, as it is an expected occurrence. Similarly, in Allaclas Investments (Pty) Ltd and Another v Milnerton Golf Club and Others the Plaintiff’s property was on a golf course and could therefor to some extent expect and tolerate incoming golf balls from other residents and neighbours. Remedies
1. Locality of the nuisance; 2. Materiality of the infringement; 3. Personality of the Plaintiff or Applicant – they should not be overly sensitive; 4. Motive; 5. Proportionality; 6. Practicality of reducing the harmful effects; and 7. Least restrictive means to rectify the situation. The above are not rules or requirements, but rather intended as guidelines. However, it is
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Generally, the most common remedy to nuisance is to interdict the person causing it, thereby prohibiting the conduct. However, an interdict may only be used where there are no other possible remedies available. Another alternative remedy is one for damages, if applicable and property damage has been sustained as a result of the nuisance. Nuisances can vary greatly and are dependent on the subjective circumstances of the property owner. However, in order to be actionable, it must be an objectively material infringement. Thus, it is ideal to try and resolve such disputes amicably between the parties. Litigation is both time consuming and costly and should be utilised as a last resort. Source: SchoemanLaw Inc w: www.schoemanlaw.co.za
We pride ourselves on our friendly approachable manner whilst maintaining a professional yet practical relationship. We are always willing to help you plan for your future and explore what’s best for your family.
Contact our team today to help you plan. T: 033 394 7525 W: www.erbrowne.co.za E: mail@erbrowne.co.za Attorneys • Prokureurs / Notaries • Notarisse / Conveyancers • Aktebesorges
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