Let2Bex A landlord cash incentive scheme

Through our Let2Bex scheme, we provide a cash incentive to landlords in return for a 12-month assured shorthold tenancy at local housing allowance (LHA) rates and a nomination to the property. An additional cash payment is provided if the tenancy is renewed for a 2nd year.

Cash incentive amounts vary depending upon size and location of a property.

By letting your property through Let2Bex you will receive:

- Cash incentive payments

- Cover for rent arrears and tenant damage

- A comprehensive tenant finding service

- A full photo inventory of the property

- A tenancy agreement and right to rent check

- A tenancy sustainment service

All with NO fees

For further information or to request an application form, please contact the Resettlement Team on 020 3045 3310 / housingresettlementteam@bexley.gov.uk

FRACTIONAL OWNERSHIP OF FIXED INCOME PROPERTY: THE WAY FORWARD FOR LEGACY WEALTH CREATION

It is very time consuming to find like-minded people, source deals, do thorough due diligence, get a mortgage, manage the assets on a day-to-day basis – people have full time jobs to support their families. That’s where Novyy comes in; we are the friend they always needed – our unique ownership model allows us to break down the initial equity into 4 or more fractions which makes it easier for new and systematic investors alike. Our properties are rented and mortgaged – this means you are likely to start earning as soon as you buy a fraction in a property.. We aim for doubledigit Cash Yields, and we target 100% capital gains in 4 to 7 years.

Despite the startling implications expressed throughout the year that affected mortgage rates, stamp duty, and inflation, 2022 was a particularly successful year for sectors in the real estate industry. According to USwitch, UK landlords purchased £8.5 billion in BuyTo-Let (BTL) homes in Q1 2022. But this number is largely driven by institutions, family offices, high-net worth investors and professional landlord - imagine how much bigger this number could be, if everyone else could join with smaller amounts in a hassle-free proposition.

Other sectors, such as Build-ToRent (BTR), HMOs, and PBSAs, have increased in the last year, due to economic growth and regeneration. These are all formidable investment options that provide investors with portfolio versatility. Beyond being financially viable, there is a chronic need to address the housing shortage in the country which can be accelerated with fractional ownership.

Vacant property demand remains high; redevelopment of various locations, in addition to the construction of new properties across the UK, will propel the property market forward in the coming years. Many opportunities exist in many sectors of the real estate industry, allowing investors to diversify their assets.

Why diversification is crucial

Diversification is an important component of investing as it lessens volatility and risk of loss in an investment portfolio over time. A varied investment portfolio usually delivers higher riskadjusted returns over time as opposed to a non-diversified portfolio, which makes it possibly the most important strategy for achieving long-term financial goals while minimising risk. Contrarily, investing in just 1 asset is binary and can go either way.

Real estate investment diversification can take numerous forms. One strategy is to invest in various forms of real estate. The other form is to accumulate fractional ownership interests in multiple assets.

Join us to experience a new way to systematically accumulate performing assets to leave behind legacy wealth for your future generations.

Ashish Saraff

Kane Andrews

FOUNDER & CEO

Rockstar Property Partners

50 % IS GREATER THAN 100

The ideology of scaling a property portfolio using none of your own money has grown exponentially in recent years. Gone are the days of saving for a deposit, investing in a buy to let property and repeating the process when you’ve saved enough to go again. No matter how deep your pockets are, there will come a point when you run out of cash when implementing this strategy. However this is exactly what I did over the first 10 years of investing in property, since buying my first house at the age of 22.

Between 2010 - 2020, I only bought with my own money - and it was tough! Back then, my bank balance couldn’t keep up with my ambition. I didn’t have enough capital to finish the first 9 properties I bought in my early 20’s, (which put me in hot water on the odd occasion). However every property I bought when using my own resources, thankfully resulted in a successful exit. So much so, I managed to buy 30 properties in the Home Counties by my 31st birthday. Had it not been for the profit from selling every house, I couldn’t have achieved this accolade in such quick succession without any financial backing.

Despite the success in my early 20’s, only those that have scaled in this way would know just how difficult it is. Looking back on this time, I have mixed thoughts. On one hand I’m pleased with the achievement. On the other, I clearly remember just how difficult it was. I remember thinking at the time, there has to be an easier way to create a property portfolio.

There certainly was…

In 2020 I saw the opportunity to create a second portfolio, but this time without the pain of scaling with only my own resources. At the time, I had a track record of buying, refurbishing, renting and selling 30 HMO’s that consistently performed year-on-year, with a 100% track record of profitability. Because of this, I thought long and hard about how to buy the next 30. I looked back at the data from all of the HMOs and calculated the ROCE had I owned 50%, not 100%. This 50% return ranged between 8-14% p.a - a reasonable return I thought. That’s when it hit me, ’50% is greater than 100’.

The idea of buying properties using 100% finance (and owning 50%), is far more scaleable than buying fewer properties and owning 100%. It was this slight shift in direction that enabled me to buy 30 more properties that previously took 10 years to acquire, but this time it only took 18 months.

Key learnings for property investing;

• First establish yourself in a property strategy before partnering with Investors.

• 50% is more valuable than 100%.

• The key to raising capital for property investment, ‘it’s not who you know, it’s who they know’.

I hope you find some value in this article. If you would like to find out more about Rockstar Property, please visit www. rockstarproperty.co.uk or email me directly on kane@rockstarproperty.co.uk