Cost of Living Budget
Results: Monthly Total Income $6,389.91 Necessary Expenses $2,174.33 Discretionary Income $4,215.58 Investment Spending $0.00 Discretionary Income less Investments $4,215.58 Discretionary Spending $1,085.00 Amount remaining to save or invest $3,130.58
Monthly Budget
Income: Your Primary Income Your Spouse's Income Child Support or Alimony Social Security Income Disability Income Pension Income Investment Income Real Estate Investment Income Business Income Other Income Total Income Necessary Expenses: Payroll Taxes Other income deductions Rent or Mortgage 2nd Mortgage or Home Equity Loan Property Taxes Water Garbage Gas & Electric Auto Insurance Auto repairs Food & Groceries (not dining out)
Yearly $76,678.96 $26,092.00 $50,586.96 $0.00 $50,586.96 $12,660.00
% 100% 34% 66% 0% 66% 17%
$37,926.96
49%
Annual Amount
$3,333.33 $2,500.00 $0.00 $556.58 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $6,389.91
$40,000.00 $30,000.00 $0.00 $6,678.96 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $76,678.96
$402.33
$4,828.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,500.00 $0.00 $0.00 $4,800.00
$0.00 $0.00 $0.00 $0.00 $0.00 $125.00 $0.00 $0.00 $400.00
Comments
Clothing (necessary) Telephone (not mobile phone) Home or Renters Insurance Healthcare or Insurance Costs Dental Care or Insurance Costs Life Insurance Costs Student Loans Home Repairs Home supplies Dry cleaning Laundry Investment Real Estate Expenses Business Income Expenses Childcare (daycare & babysitters) Child & Baby Expenses Other dependent expenses Total Necessary Expenses
$2,174.33
Discretionary Expenses: Credit Card Bills Auto Loan (s) Gasoline Cable or Satellite TV Mobile Phone (s) Home Improvement Home Security Garden Supplies Entertainment (not dining out) Dining Out Travel & Vacation Pets, Pet Care and Pet Food Clothing (above what's needed) Internet Access Computer Costs Gym membership Beer & Alcohol Cigarettes & Tobacco Total Discretionary Expenses
$0.00 $0.00 $0.00 $100.00 $150.00 $20.00 $0.00 $20.00 $100.00 $120.00 $125.00 $0.00 $200.00 $20.00 $30.00 $50.00 $150.00 $0.00 $1,085.00
Investment Spending: 401K, 403B deposits
$20.00 $0.00 $32.00 $250.00 $30.00 $0.00 $750.00 $100.00 $30.00 $20.00 $15.00 $0.00 $0.00 $0.00 $0.00
$240.00 $0.00 $384.00 $3,000.00 $360.00 $0.00 $9,000.00 $1,200.00 $360.00 $240.00 $180.00 $0.00 $0.00 $0.00 $0.00 $0.00 $26,092.00
$0.00 $0.00 $0.00 $1,200.00 $1,800.00 $240.00 $0.00 $240.00 $1,200.00 $1,440.00 $1,500.00 $0.00 $2,400.00 $240.00 $600.00 $1,800.00 $0.00 $12,660.00
$0.00
IRA deposits Employee Stock Plans Brokerage Deposits Other Total Investment Spending
$0.00
$0.00
$0.00 $0.00 $0.00 $0.00
Comments