LifeCare Xchange Agent Approach Letter Letter 1: At COMPANY we are always looking for innovative tools to help you grow your business by solving your clients’ financial needs. One of the biggest opportunities in financial services today is providing solutions to seniors who failed to plan for retirement and long-term care costs. Through LifeCare Xchange, your clients can settle the death benefit of a life insurance policy they already own for cash or living benefits that address immediate needs for retirement income and long-term care funding. You may be familiar with life settlements, but this is a different approach to the market by working direct with the buyer, and adding a powerful new set of tools to your toolbox. Life Settlement Solution Options:
Traditional Life Settlement Speed Settlement (non-underwritten) Whole Life Reverse Settlement (non-underwritten) LTC Settlement (HSA Benefit Plan) Viatical Settlement
Through the LifeCare Xchange, a life insurance policy owner can settle their policy for lump sum cash and a variety of living benefits. There are no additional licensing or CE requirements to act as an Appointed Agent, and once a case is referred to us we do all the work. LifeCare Xchange is the only Life Settlement Marketing Organization (LSMO) in the industry, providing the same level of support that insurance or annuity based IMO’s provide to you now. Once you are appointed to offer LifeCare Xchange, you will have a turn-key back office providing you with Concierge Support and Marketing Services including:
Compliance-approved marketing materials No additional licenses or CE’s required E&O coverage provided Fast turnaround time Referral fee compensation as a% of policy’s face value Term Life Conversion compensation
LifeCare Xchange is a unique opportunity for a policy owner to access the real market value of their policy. This is a much better option than lapse or surrender after paying premiums for years. I would look forward to supporting your life settlement business, and incorporating life settlements into your daily practice. More policy owners are becoming aware of this option every day, and if you are not talking to your clients about this—someone else will. With (NAME) and LifeCare Xchange on your side, you can add life settlements to your practice as a new profit center. We are looking forward to showing you how! Attachments