16 minute read
top 300 Mortgage-originating Credit Unions
TOP 300
Why is Market Share Dropping?
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By Tracy Ashfield ACUMA
By most accounts credit unions had a stellar first quarter in 2021, according to credit union mortgageorigination data from Callahan’s Peer to Peer reports. Credit unions wrote more than $74 billion in loan production for almost 319,000 units.
But is it all good news? Maybe not.
When calculated using the Mortgage Bankers Association’s production numbers, credit union market share peaked in 2018 at 8.30%.
It dropped a little in 2019 and then again in 2020. By year-end 2020 market share had fallen to 7.62%.
At the end of the first quarter of this year, it dropped again—this time below 7% to 6.82%. That’s a pretty big decline in market share in only about three years. And, for sure, this is not a great trend; it’s certainly not one we’d like to continue.
I have some theories as to why this is occurring, but I am curious to know what you, our readers, think are the reasons for credit unions’ market-share decline. Do you have an opinion? If so, please weigh in to the discussion.
Take a moment to share your thoughts. I will compile them and report back to the ACUMA membership with your perspectives on the downward trend. You can reach out to me at tashfield@acuma.org.
A Note on the Data:
NCUA had given credit unions a 30-day grace period for submitting their quarterly 2020 Call Reports due to the impact of Covid-19. That’s no longer the case. Also, be advised that ACUMA will publish quarterly data for the Top 300 and make it available to our members online.
Tracy Ashfield is the President of ACUMA. She has also worked as a mortgage consultant for credit unions.
$ originated 1st Mortgages (Fixed & Adjustable) Top 300 1st Mortgages Originated CUs 58,934,613,569 All Originating CUs (2,859 CUs)* 74,572,755,813
Top 300 Share 79.0
# originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable)
$ Sold 1st Mortgages 228,789 369,944,724,580 25,111,823,619 318,970 525,431,182,696 29,941,462,247 72 70.4 83.9
Rank State name of Credit Union $ originated 1st Mortgages (Fixed & Adjustable)
1 VA Navy 2 VA Pentagon 3 MI Lake Michigan 4 CA Star One 5 NC State Employees’ 6 CA SchoolsFirst 7 CA First Tech $5,850,997,991 $2,748,620,678 $1,633,440,350 $1,377,528,476 $913,517,194 $887,958,038 $873,592,781
8 ID Idaho Central
$872,113,516 9 OR OnPoint Community $854,168,423 10 WA BECU $809,696,967
11 IN Evansville Teachers $714,636,942
12 NY Bethpage 13 CO Elevations
$701,888,109 $689,209,318 14 WI University Of Wisconsin $640,891,611 15 CA Logix 16 CA Golden 1 $636,163,878 $593,936,188
17 UT America First $568,786,877
18 CO Ent 19 WI Summit 20 UT Mountain America 21 CA Patelco 22 PA Police And Fire 23 AK Alaska USA $557,172,092 $528,541,659 $519,677,244 $497,469,536 $478,708,412 $467,402,710
24 WI Landmark 25 DC Bank-Fund Staff 26 WI Royal 27 IL BCU 28 CA Kinecta 29 TX Security Service 30 IL Alliant 31 IA Veridian $465,563,822 $376,954,160 $373,439,127 $369,604,288 $364,352,980 $361,109,755 $361,025,640 $343,858,265
32 MN Wings Financial 33 NY Teachers $331,223,876 $327,889,124
34 TX Randolph-Brooks 35 MN TruStone Financial 36 TX University 37 CA Mission $327,126,101 $318,195,531 $317,026,792 $314,901,915
38 MA Digital 39 FL Space Coast 40 VA Virginia 41 NY State Employees 42 CA Provident $306,744,818 $292,189,898 $290,687,339 $290,551,697 $287,478,295
43 UT Goldenwest $283,587,075
44 CA Redwood
$277,203,600 45 KS CommunityAmerica $276,549,752 46 IA GreenState $274,720,345
47 UT Utah Community 48 CA Financial Partners $272,848,647 $272,144,130
49 OH Wright-Patt 50 CA UNIFY Financial $271,468,524 $257,334,366
# originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable) $ Sold 1st Mortgages Re Loans Sold but Serviced by CU
19,453 $42,184,611,972 $2,319,768,123 $34,850,589,546 6,001 $7,701,625,950 $2,324,411,528 $10,130,305,598 6,954 $5,289,746,833 $655,987,473 $7,863,977,737 2,950 $4,017,102,692 $149,726 $4,544,411 5,252 $18,061,080,645 $0 $85,750,670 2,482 $5,525,608,090 $183,201,010 $2,096,585,351 1,782 $4,229,785,343 $431,241,141 $4,794,979,166 3,452 $2,299,924,395 $431,162,752 $3,745,920,955 3,851 $1,907,857,157 $626,204,996 $3,786,503,243 2,886 $6,560,252,155 $452,620,364 $4,439,593,515 2,843 $1,369,904,603 $506,538,602 $2,028,478,952 2,583 $3,875,861,718 $514,277,857 $6,372,961,637 1,949 $1,176,706,412 $609,795,350 $4,396,082,989 3,071 $1,144,018,982 $354,183,000 $2,928,105,614 1,413 $3,249,982,576 $227,870,735 $2,154,474,882 2,056 $3,955,412,945 $91,090,752 $942,175,863 3,448 $1,352,948,779 $391,935,268 $3,090,631,798 4,153 $3,307,052,211 $124,589,725 $1,187,387,247 2,580 $1,933,707,649 $273,302,613 $2,630,956,804 3,496 $3,081,288,362 $488,692,044 $2,224,016,970 877 $3,186,955,375 $64,504,373 $1,122,606,465 2,267 $2,941,756,700 $7,516,313 $556,268,429 1,585 $1,464,422,328 $402,518,795 $5,243,569,203 2,290 $1,765,171,097 $244,623,693 $2,755,055,999 756 $2,917,210,449 $3,496,400 $147,447,172 2,507 $1,284,099,075 $185,449,894 $1,840,510,806 1,450 $2,017,269,039 $279,263,965 $2,393,329,159 712 $2,220,549,208 $134,164,207 $2,072,991,691 1,935 $3,509,144,991 $128,238,112 $1,572,849,183 679 $4,668,079,303 $105,760,248 $659,217,979 1,946 $1,639,823,840 $288,038,122 $116,710 1,142 $2,931,413,429 $27,591,942 $643,527,644 1,007 $2,197,031,522 $233,106,213 $2,013,044,743 2,080 $4,039,276,818 $17,225,769 $810,620,097 1,272 $1,302,484,920 $161,164,472 $1,200,346,314 1,036 $922,523,654 $278,852,509 $3,061,123,623 668 $1,541,702,335 $158,288,550 $1,115,456,843 994 $2,254,386,589 $192,466,757 $2,742,067,516 1,390 $1,612,361,076 $46,291,565 $697,131,306 1,335 $1,157,405,541 $166,331,337 $1,065,836,415 1,540 $1,190,294,980 $198,297,657 $2,412,633,880 698 $1,395,057,418 $171,980,926 $1,639,809,707 1,029 $561,369,937 $185,326,029 $5,089,211 631 $2,281,049,502 $49,805,000 $995,399,288 1,229 $872,558,863 $182,132,723 $2,390,026,720 940 $3,620,237,500 $532,332,425 $39,427,488 1,084 $655,634,139 $115,243,643 $1,080,056,361 516 $698,441,080 $287,073,314 $1,504,119,974 1,699 $1,737,414,308 $55,107,987 $3,987,280,783 392 $1,328,633,861 $58,636,334 $510,184,316
Rank State name of Credit Union $ originated 1st Mortgages (Fixed & Adjustable) # originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable) $ Sold 1st Mortgages Re Loans Sold but Serviced by CU
51 WA STCU 52 TN Eastman 53 WI Community First 54 GA Delta Community 55 NY United Nations 56 FL Suncoast 57 CO Bellco 58 CA Stanford 59 WI CoVantage 60 Az Desert Financial 61 VT New England 62 MN Affinity Plus 63 NC Coastal 64 WI Altra 65 CA SAFE 66 MI Genisys 67 PA Members 1st $256,374,437 $255,780,991 $253,369,412 $250,731,586 $250,091,409 $246,315,957 $245,812,186 $230,135,750 $229,222,171 $228,412,437 $227,818,856 $226,704,838 $225,154,635 $223,437,327 $222,966,053 $212,108,304 $212,078,922
68 FL VyStar 69 NY CAP COM 70 TX TDECU 71 VA Northwest $206,246,116 $203,009,426 $198,908,473 $196,484,600
72 CA San Diego County
$192,189,900 73 WA Washington State Employees $191,110,935 74 CA Premier America $189,704,050
75 MN Central Minnesota $188,735,059
76 AL Redstone $187,984,762
77 MI United $187,824,961
78 NY ESL $186,307,705
79 IL Credit Union 1 $185,792,190
80 NY Hudson Valley 81 CA Chevron
$175,355,794 $174,876,803 82 MI Michigan Schools and Government $172,808,867 83 FL MidFlorida $172,783,756
84 CA Travis $169,478,216
85 WI Educators $168,457,088
86 IN Teachers $167,843,319
87 WA Gesa 88 FL Fairwinds 89 WI Fox Communities $166,683,311 $164,027,664 $163,959,777
90 UT University 91 CA KeyPoint 92 CO Westerra $156,367,168 $154,402,110 $153,773,609
93 MA Metro $153,681,220
94 MI Michigan First 95 PA Citadel 96 CA Orange County’s 97 WA Numerica 98 CO Canvas $152,371,861 $152,229,611 $152,082,410 $151,911,845 $146,511,512
1,286 $1,893,399,813 $58,414,754 $322,295,320 1,836 $3,204,065,767 $0 $1,329,152 1,354 $2,295,208,910 $2,330,950 $944,280 1,223 $2,420,839,198 $64,907,571 $643,560,117 468 $3,005,161,059 $28,457,013 $306,063,967 1,390 $3,836,554,066 $0 $178,391,483 588 $1,806,517,012 $13,473,660 $548,777,356 345 $1,856,554,898 $22,929,700 $574,241,717 1,587 $1,016,396,723 $65,107,363 $520,669,886 900 $827,287,293 $0 $1,027,198,310 1,020 $1,081,416,920 $136,598,004 $1,451,570,699 1,207 $1,067,884,026 $57,243,444 $1,317,698,341 1,135 $861,049,694 $168,736,595 $1,978,153,653 1,173 $767,903,767 $139,735,962 $1,346,478,376 548 $1,202,255,034 $72,872,234 $898,280,404 1,015 $816,962,805 $86,346,390 $399,957,290 1,015 $1,070,817,662 $101,775,166 $685,021,399 1,183 $3,478,214,757 $42,131,858 $304,378,209 949 $1,299,745,913 $107,878,400 $1,196,865,369 1,067 $1,519,502,638 $94,320,236 $900,464,648 629 $815,410,248 $41,353,390 $1,343,659,427 468 $3,132,436,317 $0 $308,849,790 681 $1,147,302,723 $90,036,646 $953,905,392 151 $1,781,953,515 $764,800 $162,357,892 505 $642,986,355 $64,655,387 $499,365,265 855 $948,348,338 $42,470,015 $617,143,209 994 $1,142,492,981 $141,487,921 $847,423,117 826 $661,501,066 $104,238,187 $1,222,021,058 338 $357,210,458 $100,958,748 $363,213,133 592 $812,331,239 $48,202,421 $1,336,827,874 499 $2,573,725,685 $0 $6,013,513 921 $1,056,228,728 $4,983,020 $81,149,095 556 $1,820,072,789 $60,133,086 $789,487,212 414 $1,761,247,696 $57,406,151 $655,351,603 1,038 $921,209,578 $87,338,531 $736,319,087 885 $1,510,572,479 $49,214,212 $15,123,461 584 $981,230,603 $103,755,623 $668,296,587 863 $1,397,499,550 $45,109,289 $585,339,195 999 $1,258,925,143 $31,353,648 $158,204,253 562 $403,066,942 $88,581,779 $683,146,922 215 $758,202,363 $4,343,608 $411,334,379 501 $529,417,830 $31,241,611 $896,048,659 422 $846,214,320 $116,573,064 $1,068,659,991 906 $396,143,083 $99,584,919 $677,014,964 428 $2,005,893,569 $15,919,726 $366,990,179 343 $819,407,394 $54,030,700 $623,609,768 494 $1,090,605,614 $69,470,459 $687,384,516 435 $700,179,503 $73,556,881 $632,708,129 99 RI Pawtucket $145,223,355 622 $1,583,878,918 $4,268,470 $166,139,128 100 MD State Employees Credit Union of Maryland $142,078,159 625 $1,471,973,628 $123,230,000 $1,320,287,351
Rank State name of Credit Union $ originated 1st Mortgages (Fixed & Adjustable)
101 MA Jeanne D’Arc 102 MO Together 103 PA American Heritage 104 VA Apple 105 Az OneAz 106 IL CEFCU 107 OH General Electric 108 CA Wescom 109 CA California 110 IN Forum 111 GA Georgia United 112 TX Amplify 113 CA Nuvision 114 CA Partners 115 IA Dupaco Community 116 WA Sound 117 MI Advia $141,623,398 $141,211,821 $140,745,630 $139,099,214 $138,157,914 $136,872,368 $135,155,929 $134,581,654 $131,715,454 $130,982,596 $128,558,741 $125,847,557 $125,818,420 $125,384,952 $125,273,206 $125,045,237 $124,608,962
118 MA Hanscom 119 NH St. Mary’s Bank 120 CA Firefighters First 121 RI Navigant 122 UT Cyprus 123 IL Deere Employees 124 TX Texas Tech
$123,707,312 $122,884,197 $122,316,003 $119,762,413 $119,726,443 $119,668,557 $118,113,862 125 PA Pennsylvania State Employees $117,910,695 126 CO Premier Members $116,594,536
127 IN Elements Financial
$111,941,614 128 MA Harvard University Employees $111,884,327 129 NJ Affinity $111,462,453
130 NC Local Government
$110,464,498 131 MI Michigan State University $109,640,512 132 NV One Nevada $108,748,951
133 VA Langley 134 NY Jovia Financial 135 NH Service $108,020,686 $107,969,826 $107,948,686
136 NM Nusenda $107,705,164
137 WA iQ 138 OH Superior 139 TX American Airlines $107,204,598 $106,813,940 $106,448,650
140 MI Honor $106,316,025
141 WI Westconsin
$106,285,803 142 OR Rivermark Community $105,764,974 143 IA Collins Community $105,703,545
144 OR Oregon Community 145 WA Columbia $105,555,113 $105,124,730
146 FL IThink $105,038,625
147 MI Lake Trust 148 CA Meriwest $102,374,918 $101,523,600
149 PA TruMark Financial
$101,516,443 150 CO Credit Union Of Colorado $101,267,568
# originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable) $ Sold 1st Mortgages Re Loans Sold but Serviced by CU
420 $910,012,013 $63,522,777 $144,445,078 622 $684,806,872 $85,693,084 $662,146,563 448 $1,161,458,210 $111,789,311 $1,087,934,968 337 $1,236,985,083 $43,074,347 $696,975,465 490 $699,208,676 $54,946,000 $816,079,538 802 $2,787,122,207 $0 $30,483,826 360 $1,274,270,871 $2,945,330 $6,823,429 380 $1,250,227,553 $2,738,179 $812,637,260 323 $1,185,032,131 $79,743,951 $927,924,499 614 $400,974,009 $105,001,448 $954,852,515 339 $401,150,748 $10,805,596 $258,283,823 318 $443,999,508 $41,015,552 $555,223,489 392 $975,600,509 $29,677,678 $479,523,576 370 $551,695,047 $98,877,539 $1,049,388,618 874 $676,709,940 $42,662,250 $825,165,257 382 $752,533,797 $67,925,827 686 $855,811,783 $5,913,115 $0 $0 272 $520,044,943 $38,978,659 $409,606,449 446 $459,476,139 $48,493,024 $638,684,588 355 $812,107,359 $43,653,387 $214,581,675 498 $1,445,421,422 $668,650 $314,166,510 458 $314,100,691 $75,131,936 $0 550 $557,543,834 $68,708,479 $346,153,403 518 $27,147,606 $114,137,163 $0 814 $1,689,626,571 $584,250 $103,533,571 291 $499,843,124 $34,957,640 $275,119,842 367 $709,446,859 $44,807,904 $0 202 $493,843,229 $43,736,707 $464,278,764 521 $1,956,807,571 $0 $184,294,002
737 $1,173,177,356 $0
$0 547 $1,885,894,413 $3,011,290 $26,362,500 402 $196,907,123 $94,340,573 $80,897,238 431 $884,911,329 $9,682,902 $247,008,686 212 $1,330,748,167 $19,343,117 $508,054,355 227 $1,421,952,928 $3,081,000 $6,762,784 479 $834,074,728 $88,243,637 $585,495,427 292 $492,848,338 $32,481,505 $356,277,437 751 $574,012,501 $69,337,367 $854,323,394 405 $2,820,940,613 $0 $0 622 $409,185,910 $70,998,168 $554,976,061 597 $451,248,158 $66,418,034 $997,684,188 392 $190,280,481 $86,581,779 $441,925,419 577 $383,798,368 $35,779,024 $522,968,386 454 $574,873,148 $62,231,235 $495,449,943 334 $553,401,599 $53,173,580 $458,052,650 234 $835,026,878 $17,656,913 $353,345,942 395 $758,065,615 $0 $4,121,706 217 $820,012,291 $63,997,014 $691,244,122 390 $763,068,723 $39,477,760 $591,260,056 376 $480,489,507 $46,967,236 $260,340,683
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Rank State name of Credit Union $ originated 1st Mortgages (Fixed & Adjustable) # originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable) $ Sold 1st Mortgages Re Loans Sold but Serviced by CU
151 SC Founders 152 IN Purdue 153 KY L & N 154 IN Indiana Members 155 HI Hawaii State 156 MI DFCU Financial 157 CA First Entertainment 158 TX Texans 159 SC South Carolina 160 OR Advantis 161 OR Unitus Community 162 TX Advancial 163 NY Sunmark 164 ND First Community 165 CA San Mateo 166 IL Great Lakes 167 AR Arkansas 168 TX United Heritage 169 IL Consumers 170 OR Rogue 171 NY USAlliance Financial 172 IN Interra 173 MD Tower $100,686,685 $100,639,330 $100,420,800 $100,272,515 $99,343,080 $99,043,370 $98,002,135 $97,829,832 $96,210,350 $93,919,481 $93,749,857 $93,506,086 $92,808,859 $92,142,164 $91,769,182 $90,323,764 $89,726,663 $89,155,688 $89,101,261 $88,037,765 $87,812,066 $87,762,661 $86,940,526
174 UT Deseret First
$86,869,256 175 ID Potlatch No 1 Financial $86,522,132 176 NY Corning 177 TN ORNL $86,442,535 $86,420,580
178 NC Allegacy
$85,997,300 179 TN Knoxville TVA Employees $85,870,799 180 FL GTE Financial $85,569,919
181 Az TruWest
$85,381,025 182 CT American Eagle Financial $85,127,973 183 FL Educational $83,062,287
184 CA Northrop Grumman 185 CA Valley Strong 186 WI Capital 187 MA Rockland $82,872,386 $82,623,664 $82,227,245 $81,678,302
188 ND Town and Country 189 IN Notre Dame
$80,922,807 $80,922,003 190 WA Whatcom Educational $80,900,714 191 NM U.S. Eagle 192 GA Georgia’s Own 193 CA Altura $80,567,732 $80,557,170 $80,364,399
194 WI Verve, acu 195 MD NASA $79,487,377 $79,306,688
196 OK Truity $78,480,858
197 NM Sandia Laboratory
$77,424,752 198 CA Credit Union of Southern California $77,013,003 199 MT Whitefish 200 SC Sharonview $75,505,924 $75,243,515 878 $1,266,026,404 $0
$0 545 $872,160,776 $34,490,466 $461,436,736 438 $978,476,858 $21,318,625 $238,896,160 760 $734,601,918 $53,773,668 $340,300,408 237 $390,958,037 $90,073,925 $608,737,567 595 $479,218,522 $51,033,669 $874,708,106 212 $809,141,286 $34,146,184 $196,606,727 270 $378,531,483 $944,450 $0 401 $780,828,152 $48,055,980 $478,008,647 321 $402,656,188 $71,673,545 $829,614,560 425 $471,361,173 $46,673,124 $640,384,631 288 $516,556,544 $49,533,176 $484,782,670 493 $289,978,239 $75,443,336 $0
376 $408,777,252 $55,064,325
$0 180 $599,931,091 $19,320,698 $270,611,930 185 $412,873,059 $15,960,358 $264,937,785 719 $414,420,203 $62,721,758 $314,489,319 349 $428,831,658 $44,369,085 $157,602 435 $581,656,833 $75,071,615 $682,725,110 383 $440,603,798 $4,275,483 $405,823,339 94 $884,629,431 $46,374,425 $193,143,350 406 $636,308,598 $22,897,468 $154,987,620 289 $750,662,245 $0 $711,864,173 348 $334,229,362 $31,033,793 $0 353 $520,672,139 $24,779,618 $388,407,368 497 $405,465,604 $65,973,896 $610,563,348 449 $1,220,555,577 $6,354,925 $326,735,181 436 $582,226,431 $41,323,512 $191,665,450 438 $849,643,053 $2,079,213 $0 404 $670,029,347 $30,174,713 $903,655,546 256 $332,027,377 $49,650,800 $359,912,829 350 $806,824,028 $0 $283,519,576 324 $281,835,357 $1,642,750 $70,361,831 260 $370,642,472 $56,011,272 $204,674,800 221 $828,848,651 $35,347,442 $250,912,498 432 $784,802,617 $14,983,567 $253,607,957 186 $682,749,651 $18,846,963 $287,809,002 379 $207,155,939 $77,580,523 $24,674,489 372 $295,681,351 $57,368,898 $446,790,022 282 $959,351,631 $0 $343,792,850 232 $355,698,300 $26,993,739 $0 306 $598,909,712 $34,965,399 $768,009,000 265 $492,327,243 $0 $8,465,489 397 $572,053,393 $32,942,191 $300,893,086 257 $1,018,229,060 $58,536,948 $74,163,478 335 $178,676,802 $67,149,693 $738,734,171 287 $753,260,401 $14,119,845 $105,490,084 197 $673,719,634 $5,172,469 $235,201,170 248 $913,868,032 $0 $0 388 $566,131,136 $35,138,331 $444,985,381
Rank State name of Credit Union $ originated 1st Mortgages (Fixed & Adjustable)
201 MN TopLine 202 PA Franklin Mint 203 VA Freedom First 204 HI Hawaiian Financial $74,977,267 $74,901,677 $74,780,554 $74,626,950
205 MA Merrimack Valley
$74,602,312 206 CA Evangelical Christian $74,568,456 207 IN Centra $74,126,523
208 TN Tennessee Valley 209 CA SF Fire $73,780,596 $73,482,290
210 MA Alltrust 211 TX EECU $73,471,464 $73,262,871
212 ID CapEd 213 CA California Coast $73,070,983 $72,999,986
214 WI Thrivent 215 MN Hiway 216 IL Scott 217 CA Technology 218 FL Tyndall 219 FL Campus USA 220 OK TTCU 221 TX JSC 222 CA First Financial 223 CA CBC
$72,955,026 $72,393,825 $72,235,835 $71,861,512 $71,716,891 $71,505,760 $71,454,479 $70,778,685 $70,684,240 $70,456,033 224 TX Credit Union of Texas $70,286,813 225 AL Avadian $69,971,164
226 HI HawaiiUSA $68,857,043
227 MI Arbor Financial $68,804,951
228 NY AmeriCU $68,647,225
229 MN Spire 230 MI Frankenmuth $68,192,101 $67,979,418
231 TN Ascend $67,098,498
232 MS Keesler $66,465,863
233 IA Community Choice 234 TX Austin Telco 235 NY Visions $66,306,320 $66,267,558 $63,527,513
236 NY Empower 237 TX GECU 238 NY Polish & Slavic 239 OR First Community 240 MI Community Financial 241 OR Selco Community 242 CA Foothill $63,392,453 $63,170,573 $62,856,639 $62,449,420 $62,261,092 $61,360,020 $60,589,202
243 NE Liberty First 244 IN Beacon 245 MD Andrews
$60,128,372 $60,020,316 $59,544,429 246 WI Blackhawk Community $59,452,303 247 ID Westmark $59,423,221
248 MT Clearwater $59,155,330
249 DC Congressional 250 TX Firstmark $58,909,740 $58,730,569
# originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable) $ Sold 1st Mortgages Re Loans Sold but Serviced by CU
315 $209,526,042
$0 $345,595,811 269 $494,588,258 $44,016,190 $475,242,565 251 $360,467,698 $36,017,857 164 $279,848,574 $67,309,850 $0 $0
277 $491,348,945
$0 $177,313,383 13 $284,090,892 $46,972,687 $356,716,963 366 $582,436,380 $24,812,948 $236,711,613 394 $435,593,834 $40,982,483 $0 128 $613,428,652 $20,667,275 $157,383,971 218 $195,479,673 $41,959,252 $119,312,300 347 $578,537,139 $16,440,072 $290,486,551 285 $379,712,969 $10,219,471 $20,000,802 286 $755,629,074 $38,827,704 $217,932,209 393 $335,156,912 $41,667,349 $433,159,700 355 $502,559,399 $40,828,242 $288,914,381 382 $287,681,331 $21,430,210 $144,582,332 106 $908,942,633 $528,827 $96,389,492 408 $356,855,079 $22,659,440 $233,394,574 471 $783,681,135 $880,200 $31,633,579 385 $209,438,328 $54,637,208 $506,293,302 1,851 $392,461,271 $0 $0 204 $145,438,999 $53,797,267 $307,953,255 133 $295,685,114 $9,373,183 $124,441,202 637 $311,160,170 $60,937,626 $0 320 $226,284,081 $43,302,264 $37,765,237 94 $551,804,286 $0 $1,169,019 379 $399,044,858 $23,177,352 $285,589,533 401 $1,003,922,262 $0 $170,665,369 350 $518,507,159 $9,705,566 $243,441,331 448 $255,805,084 $56,577,909 $479,898,853 350 $988,657,781 $4,389,794 $0
365 $1,075,760,122
$0 $11,008,729 361 $209,430,117 $30,934,918 185 $784,720,926 $574,149 $0 $0 417 $1,730,510,164 $90,250 $54,078,774 387 $625,908,123 $13,901,758 $611,948,878 428 $552,487,740 $32,311,577 $765,962,596 524 $1,072,961,057 $0 $39,717,812 271 $410,272,323 $37,154,980 $399,545,855 298 $460,622,463 $14,927,623 $366,326,666 181 $502,954,079 $0 $0 154 $237,541,107 $36,337,800 $228,284,343 339 $114,609,422 $54,350,147 $0 291 $735,026,301 $2,745,597 $26,407,194 178 $916,142,191 $0 $928,408,152 316 $345,226,838 $21,080,366 $248,516,056 195 $331,444,702 $6,323,396 $48,939,391 247 $253,110,746 $19,176,869 $273,200,405 172 $417,832,216 $21,067,548 $180,684,744 112 $272,387,112 $0 $0
Rank State name of Credit Union $ originated 1st Mortgages (Fixed & Adjustable) # originated 1st Mortgages (Fixed & Adjustable) $ outstanding 1st Mortgages (Fixed & Adjustable) $ Sold 1st Mortgages Re Loans Sold but Serviced by CU
251 ID Beehive 252 OR Oregon State 253 TN Y-12 254 IN 3Rivers 255 WA Solarity 256 MO First Community 257 GA Associated
$58,609,407 $58,445,635 $56,691,524 $56,664,450 $56,443,976 $56,433,908 $56,329,726 258 VT Vermont State Employees $56,310,875 259 CA Pacific Service $56,167,610
260 NE Centris 261 TN Leaders $55,768,547 $55,534,410
262 VA Dupont Community 263 CA F & A $55,326,421 $55,285,605
264 TX A+ 265 CA American First $54,166,783 $54,088,640
266 MI Consumers 267 SD Black Hills $53,661,393 $52,938,990 285 $119,715,362 $30,924,257 $1,272,434 133 $370,016,315 $6,046,185 $279,290,981 246 $634,767,668 $82,077 $62,819,232 245 $482,675,330 $167,572,684 $909,080,816 292 $265,016,107 $44,662,134 $342,936,547 334 $545,449,070 $39,981,432 $711,640,356 288 $299,820,776 $32,687,500 $403,594,771 291 $565,665,595 $1,191,059 $208,926,970 167 $411,860,679 $13,414,950 $0 309 $259,774,092 $15,061,083 $462,964,548 319 $97,729,934 $44,055,670 $0 308 $543,279,624 $31,293,941 $181,598,223 147 $293,527,094 $0 $30,644,439 372 $647,237,489 $4,386,720 $49,955,476 29 $388,182,935 $25,757,362 $607,857,163 208 $549,033,059 $107,325,491 $607,027,753 203 $641,958,174 $38,328,000 $0
268 KY University Of Kentucky $52,852,355 269 TX Shell $52,650,632 482 $298,600,592 $1,051,300
$0 339 $331,692,207 $17,560,398 $213,809,054 270 WA Fibre $52,645,009 248 $380,622,705 $2,801,685 $0 271 FL Community First Credit Union of Florida $52,612,203 267 $670,854,282 $3,092,964 $148,362,314 272 CO Air Academy $52,183,326 190 $248,862,102 $13,604,561 $0 273 GA LGE Community $52,140,793 272 $542,546,254 $944,283 $9,671,689 274 FL Launch $52,087,080 221 $314,553,559 $0 $0 275 SC REV $51,029,627 140 $273,283,388 $912,500 $283,521 276 WA Salal $51,010,783 110 $332,997,134 $18,701,639 $284,059,695 277 FL First Commerce $50,791,819 570 $253,441,252 $15,941,821 $180,187,669 278 MI Credit Union One $50,716,467 235 $440,627,844 $4,539,203 $747,063 279 WA TwinStar $50,691,025 224 $183,219,979 $20,050,217 $431,904,692 280 VA BayPort $50,456,114 208 $545,284,227 $1,565,725 $0 281 IL Vibrant $50,265,517 302 $339,847,461 $10,556,647 $117,796,474 282 CA Bay $49,948,750 126 $346,161,073 $15,754,000 $324,205,354 283 MD National Institutes of Health $49,483,421 158 $204,982,888 $35,468,773 $278,462,632 284 IN ProFed $49,076,635 319 $210,570,547 $33,880,320 $241,566,490 285 WA Verity $48,808,903 172 $237,114,417 $30,790,400 $254,723,963 286 KY Park Community $48,565,297 253 $481,978,491 $4,760,787 $0 287 TN Orion $48,475,831 212 $368,947,171 $31,803,491 $24,355,502 288 CT Sikorsky Financial $48,225,329 223 $415,519,233 $3,605,750 $0 289 WA Harborstone $48,063,460 108 $458,020,709 $0 $57,860,961 290 UT Utah First $47,783,953 127 $199,093,917 $21,292,031 $0 291 MN Mid Minnesota $47,366,433 320 $100,506,401 $27,486,035 $273,048,189 292 FL Pen Air $46,891,537 203 $220,290,389 $29,922,067 $8,098,175 293 OK WEOKIE $46,715,160 164 $469,738,673 $5,623,075 $159,567,044 294 OH Seven Seventeen $46,701,058 189 $426,331,774 $21,370,457 $174,664,483 295 IL NuMark $46,536,652 250 $72,329,117 $41,892,377 $396,606,776 296 CA Coast Central $46,505,704 170 $476,220,407 $0 $0 297 CA Ventura County $46,471,433 106 $408,712,270 $0 $41,420,138 298 OH KEMBA Financial $46,440,366 255 $401,518,094 $9,486,532 $21,569,677 299 VA Chartway $46,417,457 318 $231,187,582 $41,747,127 $41,421,192 300 CA Commonwealth Central $46,314,639 52 $214,261,894 $0 $0
