OCTOBER CLASSES • Right Start (Virtual) “Orientation for Newcomers” 1 October, 0900–1100
• First Duty Station Officer (Virtual) 2 October, 1000-1200
• PCS Financial Briefing (Virtual) 2 October, 1330-1415
• Promotion Financial Brief (Virtual) 2 October, 1430-1500
AIRMAN & FAMILY READINESS CENTER 55 South Mitchell Street Building 677 334-953-2353 Find Us on Facebook at 42 FSS Airman & Family Readiness
• Retirement Planning (Virtual) 2 October, 1515-1600
• Pre–Separation Brief & TAP 3 Day Workshop (ONLINE ONLY) 5–7 October, 0800–1600
• Relocation Virtual Chat 1st and 3rd Wednesday of October, 0900
• Develop A Spending Plan (Virtual) 5 October, 1000-1100
• 2020 Social Security Tax Deferral Q&A Virtual Chat - 6 October 1000-1100
• Military Kids Rock in Resiliency! 7 October, 1000–1100
• Take Control of Your Finances (Virtual) 7 October 1100-1200
• First Duty Station Officer (Virtual) 9 October, 1000-1200
• PCS Financial Briefing (Virtual) 9 October, 1300-1345
• Promotion Financial Briefing (Virtual) 9 October, 1400-1430
• Retirement Planning Starter–Virtual 9 October, 1500-1600
• Dream Big, Plan Now: 5 Steps to Retirement (Virtual) 13 October 1100-1200
• Making Co-Parenting Work 14 October, 1000–1100
• Key Spouse Initial Training 15 October, 0900–1500
• Holiday Spending (Virtual) 15 October 1000-1100
Gambling Awareness (Virtual) 19 October 1400-1500
• Relocation/Sponsorship Awareness Training 16 October, 0900–1100
• Paying Off Student Loans (Part 1) (Virtual) 20 October 1000-1100
• Paying Off Student Loans (Part 2) (Virtual) 20 October 1400-1500
• Healthy Parenting 21 October, 1000–1100
• Virtual Maxwell Employment Expo 22 October 2020, 1000-1300
• Promotion Financial Briefing –Virtual 22 October, 1000-1100
• Continuation Pay Q&A (Virtual) 22 October, 1400-1500
• TSP Tuesday “Getting Started” (Virtual) 27 October, 0900-1000
TIPS FOR HOLIDAY SPENDING 1. Make A Plan And Stick To It Make a budget based on your income. Decide what is do-able and what is not. 2. Don't Spend What You Don’t Have Now is not the time to create debt. If you can’t pay cash, re-think the idea. 3. Give The Gift of Time Seeing friends and relatives during the holidays is a gift in itself; don’t feel obligated to spend more on material gifts. 4. Manage Emotional Purchases Holidays often lead to over-spending and emotional purchases. Doublecheck your intentions before you check out.
5. Avoid “Retail Therapy” Recognize boredom, loneliness or depression during the holidays as a potential reason for overspending. 6. Set Limits With Family & Friends You will be the holiday hero for suggesting what everyone else is thinking. Decide ahead and announce a spending limit before you start shopping.
27 October, 1000–1100
• TSP Tuesday “TSP Investment Funds” (Virtual) 27 October, 1300-1400
• TSP Tuesday “TSP at Separation and Retirement” Gunter – 27 October, 1500-1600
• Reintegration Support for Military Spouses 28 October, 1000–1100
• Retirement Planning Starter (Virtual) 29 October, 1000-1100
7. Think Beyond Today Holiday moments are exciting, but only last a short time. Think ahead to the impact of overspending and how you will handle paying bills in the future.
For information please contact Roger Knauff at roger.knauff.ctr@us.af.mil, 334-953-2353 or Tonya Kimball at PFC.Maxwell.USAF@Zeiders.com, 334-618-6991.
4 | October 2020
• Resume Writing “Private Sector”
• Holiday Spending (Virtual) 29 October, 1130-1230
• Resume Writing “Private Sector” 30 October, 1000–1100
