AUTHOR OF MASTER YOUR MONEY STUDY GUIDE
ENOUGH? HOW MUCH IS
SMALL GROUP STUDY GUIDE
ENOUGH? HOW MUCH IS
3 KEYS to FINANCIAL CONTENTMENT
with KAREN GUESS
PERSPECTIVE I SESSION
MEMORY VERSE
Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.
HEBREWS 13:5 (NIV)
This is an inspiring story about someone who turned their finances over to God. They learned to bless others and became a blessing themselves. This is an inspiring story about someone who turned their finances over to God. They learned to bless others and became a blessing themselves.This is an inspiring story about someone who turned their finances over to God. They learned to bless others and became a blessing themselves.This is an inspiring story about someone who turned their finances over to God. They learned to bless others and became a blessing themselves.
Important quote that should stand out from this story or a wrap up point should go here.
COME
TOGETHER
Open your group with prayer.
This should be a brief, simple prayer, in which you invite God to give you insight as you study. You can pray for specific requests at the end of the meeting, or stop momentarily to pray if a particular situation comes up during your discussion.
Before you start this first meeting, get contact information for every participant. Take time to pass around a copy of the Small Group Roster on page, a sheet of paper, or pass around your Study Guide, opened to the Small Group Roster. Ask someone to make copies or type up a list with everyone’s information, and email it to the group during the week.
DISCUSS
1. How do you feel about discussing money?
2. What role does money play in your life?
• Whether your group is new or ongoing, it’s always important to reflect on and review your values together. On page ??? is a Small Group Agreement with the values we’ve found most useful in sustaining healthy, balanced groups. We recommend that you choose one or two values—ones you haven’t previously focused on or have room to grow in—to emphasize during this study. Choose ones that will take your group to the next stage of intimacy and spiritual health.
• If your group is new, welcome newcomers. Introduce everyone—you may even want to have name tags for your first meeting.
• We recommend you rotate host homes on a regular basis and let the hosts lead the meeting. Studies show that healthy groups rotate leadership. This helps to develop every member’s ability to shepherd a few people in a safe environment. Even Jesus gave others the opportunity to serve alongside Him (Mark 6:30-44). Look at the FAQs in the Appendices for additional information about hosting or leading the group.
• The Small Group Calendar on page ??? is a tool for planning who will host and lead each meeting. Take a few minutes to plan hosts and leaders for your remaining meetings. Don’t skip this important step! It will revolutionize your group. If anyone is hesitant, simply tell them to think about it, and you’ll get back to them.
WATCH
VIDEO SESSION 1
Use the Teaching Notes space provided to record key thoughts, questions and things you want to remember or follow up on. After watching the video, have someone read the discussion questions and direct the discussion among the group. As you go through each of the subsequent sections, ask someone else to read the questions, and direct the discussion.
TOGETHER LEARN
1. “Regardless of my income level, God wants to use money to transform my heart.” How has money transformed your heart? How is money working on that transformation right now?
2. What do you think about the assertion that God owns everything? Do you agree or disagree? Why?
3. “God uses money in three ways: as a tool, as a test, and as a testimony.” What have financial struggles taught you?
4. “Proverbs 8:22 says, ‘The Lord made me at the beginning of His creation, before His works of long ago.’ When we seek God’s wisdom, we are actually aligning ourselves with something that existed from the beginning of time.” What are the implications of this thought in your life?
TOGETHER GROW
1. What is your area of strength in finances? What is your area of weakness?
2. In the book, Ron states, “Money is a great revealer of the heart.” How have you found this to be true?
3. “Enough is whatever I have right now.” Do you agree or disagree? Why?
4. “Sometimes we know what faith would have us do with our money, but we avoid action – we have knowledge but no active faith.” What has gotten in the way of applying biblical principles to your finances?
5. Ron wrote, “A contentment perspective recognizes that what I have right now is enough and that God’s presence and power answers my heart struggles, fueling my ability to be satisfied with my current circumstances.” Are you content? Why or why not?
IMPORTANT GROUP LOGISTICS
Take a look at the Circles of Life diagram below and write the names of two or three people you know who need to know Christ. Commit to praying for God’s guidance and an opportunity to share with each of them. Perhaps they would be open to joining the group? Share your lists with the group so you can all be praying for the people you’ve identified.
FAMILY
immediate or extended
FAMILIAR
Neighbors, kids’ sports, school etc.
FUN gym, hobbies, hangouts
FRIENDS
FIRM work
• Also consider someone—in this group or outside it—that you can begin going deeper with in an intentional way. This might be your mom or dad, a cousin, an aunt or uncle, a roommate, a college buddy, or a neighbor. Choose someone who might be open to “doing life” with you at a deeper level and pray about that opportunity.
• This week, how will you interact with the Bible? Can you commit to spending time in daily prayer or study of God’s Word (use the Daily Devotions section to guide you)? Tell the group how you plan to follow Jesus this week, and then, at your next meeting, talk about your progress and challenges.
• Commit together to taking a risk and going deeper in your group and in your relationships with each other.
• Ask, “How can we pray for you this week?” Invite everyone to share, but don’t force the issue. Be sure to write prayer requests on your Prayer and Praise Report on page ???.
Close
your meeting with prayer.
READING PLAN
The Never Enough book is a great way to reinforce what you are learning in your small group time every week. The work you do on your own will greatly benefit you and your group time. Read the following chapters before your group’s next meeting.
Chapter 4
FOR ADDITIONAL
STUDY
If you feel God nudging you to go deeper, take some time before the next meeting to dig into His Word.
Explore the Bible passages related to this session’s theme on your own and jot your reflections in a journal or in this study guide. A great way to gain insight on a passage is to read it in several different translations. You may want to use a Bible app or website to compare translations.
READ MATTHEW 25:14-30.
• Who demonstrated the greatest faith in this parable?
• Why did the servant bury his one bag in the ground? How does fear influence investment?
• What lesson do you draw from this parable?
READ HEBREWS 11:1-6.
• What is faith
• Why do people seek assurance? What assurance does faith bring?
• How does faith make it possible to please God? Is God pleased with you? Why or why not?
DEVOTIONS DAILY
1
Read Ephesians 3:20.
Now to him (God) who is able to do immeasurably more than all we ask or imagine, according to his power that is at work within us,
RESPOND: Considering all that you’ve experienced and possessed, what would be immeasurably more than all you ask or imagine?
2
Read Philippians 4:11.
I am not saying this because I am in need, for I have learned to be content whatever the circumstances.
RESPOND: What does contentment look like to you? Where are you finding contentment? Where are you lacking contentment?
3
Read Luke 16:11-12.
So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? And if you have not been trustworthy with someone else’s property, who will give you property of your own?
RESPOND: How would you rate your trustworthiness on a scale of 1 to 10? Why?
4
Read Hebrews 13:5.
Keep your lives free from the love of money and be content with what you have, because God has said,“Never will I leave you; never will I forsake you.”
RESPOND: How does the love of money interfere with your contentment? How does God’s presence bring contentment?
5
Read James 1:5
If any of you lacks wisdom, you should ask God, who gives generously to all without finding fault, and it will be given to you.
RESPOND: Where do you need wisdom in your life right now? Stop and ask God.
6
REFLECT on the verses from this past week, and use the following space to write any thoughts God has put in your heart and mind about the things we have looked at in this session and during your Daily Devotions time this week.
book,StudyGuide& videoteachingseries
How Much Is Enough? Finding True Financial Freedom
In a world where more is never enough, Ron Blue’s book How Much Is Enough? offers a refreshing, biblical perspective on contentment, stewardship, and financial peace. Through practical guidance, real-life examples, and timeless scriptural truths, Ron challenges readers to redefine success—not by the accumulation of wealth, but by faithful management of God’s resources.
The breakthrough Financial Wisdom Trilogy published in partnership with LifeTogether, is designed to help advisors and churches coach families of wealth in generosity and stewardship These resources provide a practical, biblical framework for financial decision-making, guiding families to live with purpose, steward their wealth wisely, and leave a lasting legacy of Kingdom impact.
AllnewvideoteachingwithRonBlue foreachbookandcurriculumseries.
Ron Blue: A Legacy of Financial Wisdom & Biblical Stewardship
Ron Blue, entrepreneur, author, and speaker, has dedicated over 40 years to equipping
Christians with biblical financial wisdom to steward their resources for greater contentment and Kingdom impact.
Watch a video trailer for all three of our new video teaching series and curriculum samplers.