MAGAZINE
Destination Weddings Running the
Summer Bucket List: Events, Activities & More!
Pacific Northwest Nature of Art
Yearning of the heart and expression of the hand.
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AUGUST 2015
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Beautiful Living FOR EVERY
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On Q Financial, Inc. is an equal housing lender. NMLS #5645. 068i0000001v8ET
Contents FEATURE STORY 10 Destination Weddings
Creating memories that last a lifetime
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EDITORIAL
Managing Editor | Patty Hutchens patricia@like-media.com
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DESIGN
Creative Director | Whitney Lebsock Senior Designer | Jessica Herbig
SOCIAL MEDIA/EVENTS
Media Manager/Events | Melody Vanhorn melody@like-media.com Media Intern | Maddie Russo maddie@like-media.com Latitude 45 is published and mailed to targeted neighborhoods in the Pacific Northwest. We’re not responsible for omissions or information that has been misrepresented to the magazine. Opinions expressed do not necessarily reflect the opinions of the publisher and no part of this publication may be reproduced or transmitted without the permission of the publisher.
253.514.6076 info@soundbridgedentalarts.com
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06 Travel & Leisure
CENTER FOR DENTAL ARTS
Running the Pacific Northwest
16 Arts & Entertainment
Summer Bucket List
21 Living Spaces
Managing Your Household
22 Financial Focus Making Plans 26 Local Flare Nature of Art CONTRIBUTORS
...and comprehensive … and comprehensive dental dentalcare care COVER PHOTOGRAPHY
Sarah Polyakov • Julianna Verboort Megan Olson • Jordyn Murdock Melissa Murdock
Jordyn Murdock
Karla M. Bloomquist, DDS Karla M. Bloomquist, DDS
SoundBridge SoundBridge Center for Dental Arts Center for Dental Arts Sharing a lifelong responsibility for the promotion of dental health and well-being. Sharing a lifelong responsibility for the promotion of dental VOTED health and well-being. BEST DENTIST by South Sound Readers for 2009, 2010, 2011 and 2013
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VOTED BEST DENTIST by South Sound Readers for 2009, welcoming new families 2010, 2011 whitening • implants • veneers • oral sedation • general dentistry and 2013
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welcoming new families whitening • implants • veneers oral sedation • general dentistry
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2727 Hollycroft St., Suite 280 West, Gig Harbor, WA 98335 | 253.857.4114 www.soundbridgedentalarts.com
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TRAVEL & LEISURE
RUNNING THE PACIFIC NORTHWEST
For the expert and the novice By Megan Olson
S
ince 1990, the United States has experienced a steady growth in road race participation with over 19 million annual finishers. Whether a seasoned veteran or a novice runner, the Pacific Northwest (PNW) extends more unparalleled running opportunity than any other demographic in the United States. No other region possesses such variety, challenge and beauty in its running courses than the majestic PNW. It’s difficult to ascertain a specific solitary answer as of why people run. Running’s
archaic and rudimentary nature allows it to be touted as one of the oldest sports known to humanity. Getting started as a runner is modest in contrast to other popular sporting endeavors; its basic requirements consist of comfortable attire, shoes and a little fortitude. For most, running offers vast health benefits, relief from emotional stress and most importantly, a sense of accomplishment. The PNW is unsurpassed in the variety of its races. Whether it’s a trail run, a 5K, an ultramarathon, or anything in between, the PNW boasts them all. Oregon and Washington are at the head of the pack
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when it comes to road race variety. Not only do both states host thousands of races, many are distinctive and incomparable. Oregon holds one of the most unique and essential 5K experiences. Each summer, Nike World Headquarters opens their esteemed facility for the Bowerman 5K in Beaverton. The distinctness of this race truly exemplifies the heart of running in Oregon as it is named after the legendary coach and Nike co-founder, Bill Bowerman. Runners are provided internal access to the facility as well as opportunity to meet elite and professional athletes. Since its inception, the generated profit
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has been utilized to support the Achon Uganda Children’s Fund. The premise of the mission is to provide opportunity, education and a better quality of life for children living in Uganda. If seeking the road race with the most, the Lilac Bloomsday Run in Spokane, Washington is certainly exemplary. This high energy Goliath of a race is held the first Sunday in May and is notoriously esteemed for its average size of 50,000 runners and the intensity of its dreaded “Doomsday Hill.” The 12K race is the third largest in the nation, only after the Atlanta Peachtree Road Race and the New York City Marathon. Its popularity came early as it was drafted by Don Kardong, a local runner and Olympic marathon athlete. It started in 1976 with a little more than 1,000 runners and grew to 61,298 by 1996. This race has become a favorite and draws in the top athletes in the world. The greater the adversity, the more fulfilling the triumph; difficult races always propagate that deeper sense of accomplishment. It’s the reminiscences of the cruel strenuous races that remain the most noteworthy in the minds of runners.You feel indestructible, as though you’ve conquered the unconquerable. It becomes an all-out battle as the mind forces the body to defeat the road. There is something gratifying for the soul as it overpowers the beast.
Although Bozeman, Montana is just a little out of the perimeter of being accurately positioned within the Pacific Northwest, the Bridger Ridge Run has trail runners flocking to enter their names into its elite lottery. This harrowing August race was created by Bozeman’s supreme adventure athlete Ed Anacker and is limited to only 250 carefully selected athletes each year. The race flaunts itself as a narrow and tormenting 19.65-mile trail that gains 6,800 feet in the Bridger Mountains. Runner’s World coined the Bridger Ridge Run as one of the best and most technical trail runs in the country. Outside Online has deemed it to be on the top 10 bucket list trail runs in the world. Any entry form with an opening line of “Are you sure you want to do this?” is unquestionably designed for the experienced runner. There is an anonymous quote that the human spirit needs places that have not been re-arranged by the hands of man. We can find ourselves enamored in these majestically beautiful moments that can only be experienced on foot. Life becomes serene, simple and fulfilling when running in a place of beauty. It’s just you, the view and the breeze generated by the acceleration of your own two feet. When it comes to the offering of nature’s picturesque landscape, Idaho and
Sometimes, the run feels so intolerably brutal; blackened toenails, fatigued muscles, extreme conditions, dehydration and unsuitable attire are all nuisances that impede the run. Some of the most grueling, yet satisfying races in existence, can be found in British Columbia and Montana. Each summer, trail runners make their way up the 1.8-mile Grouse Grind in Vancouver, British Columbia. It has been coined as “Mother Nature’s Stair Master” as it consists of more than 2,800 natural stairs. Its steepness offers such intensity that its fastest official time is a humble 25:01 minutes, while the average time for the annual 150,000 trail runners and hikers is nearly two hours. The trail is open throughout the fair weather season and is available during daylight hours. Although intense, this trail is reasonably appropriate for varying levels of ability. This solitary endeavor is alluring as there is no entry deadline.
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Life becomes serene, simple and fulfilling when running in a place of beauty. It’s just you, the view and the breeze generated by the acceleration of your own two feet.
The Bellingham Bay Marathon in September is renowned as being one of the most beautiful of all courses.
Washington will take your breath away. Data published by Running USA indicates that the half marathon is the fastest growing race in the industry. They report that since 2000, the number of finishers has quadrupled. The half marathon offers more of a challenge than the 5K but is not as extreme as the full 26.2-mile marathon. Sandpoint, Idaho is home to the Scenic Half Marathon; one of the most aweinspiring half marathons available. One of the notable components of this race is that it also offers a 5K and a 10K opportunity which make its scenic views available to the expert and the novice. In September, runners journey through the quaint downtown and make their way across the iconic long bridge that bestows panoramic views of the mountains and Lake Pend Oreille.
in the scenic splendor only provided by this course. A run is never just a run; it’s irrelevant whether it’s one mile or 50 miles. It’s about setting out to accomplish something truly difficult. The sport parallels life; sometimes, you’re left feeling as though you could take on the world and other times, the world has taken on you. Occasionally, the runner unveils this treasurable moment in which the brain is immersed in a sea of its own endorphins and it can momentarily envision how it must feel to run with the elite. All great things seem to collide, and you find yourself as a running god. Whatever reason is stowed in the heart to run, there is no other place that will offer such diversity, challenge and scenic majesty than the great Pacific Northwest.
The Bellingham Bay Marathon in September is renowned as being one of the most beautiful of all courses. It begins and ends in the charming downtown area of Bellingham. Runners are enamored with views of the Bellingham Bay, San Juan Islands and the Cascade Mountains. This race is certified by the USA Track & Field organization as a qualifying event for the Boston Marathon and is generously supported by its volunteers. Many runners return each year so that they may partake
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FEATURE STORY
Destination Weddings Creating memories that last a lifetime By Melissa Murdock. Photos by Jordyn Murdock.
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DID YOU KNOW? Nearly one in four weddings are destination weddings. 70 Percent of destination weddings take place within the United States. The top five destination wedding locations are: 1. Las Vegas - 125,000 per year 2. Hawaii - 20,000 per year 3. U.S. Virgin Islands - 5,100 per year 4. Jamaica - 5,000 per year 5. Bahamas - 4,000 per year Annually, $16 billion is spent on destination weddings. 60 Percent of couples doing destination weddings will pay for the wedding themselves. On average, 48 guests will attend a destination wedding. It will cost, on average, $673 to attend a destination wedding as a guest.
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etting married on the tropical beaches of Maui always seemed like a dream, but nothing more. Even before I had visited the island, I knew it was where I wanted to get married regardless of how unrealistic I thought it was. It wasn’t until my feet touched the warm salt water and the softest sand pressed between my toes that I realized it was actually happening − a dream come true! Getting married in a tropical atmosphere has the ability to be far more personal and meaningful to the couple. These days, the wedding chaos can pull the couple away from the true significance of their marriage and it turns into a fiasco. Thousands of dollars are spent for a single day, and it can easily get overwhelming. Having the peace and serenity of a small beach wedding is everything a bride could ask for and more.
90 percent of couples choose to do a destination wedding because of weather. Top five wedding months 1. June 2. August 3. May 4. July 5. September The average age of a destination bride is 33, which is slightly higher than non-destination weddings.
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There are tropical places all over the world that have become famous for romantic beach weddings. Although there are people who travel to far off places, including New Zealand and Europe, there are tropical places that are becoming increasingly popular and not out of the way for traveling accommodations. Here are some of the most popular (and reasonable) destination wedding locations of 2015. Hawaii - There are several islands to choose from, but three stand out the most: Maui, Kauai and the Big Island. With the weather only changing about 10 degrees all year long, there are options to have an outdoor wedding summer, fall, winter and spring. Another benefit of Hawaii is that you get the tropical feel without having to travel out of the country. If you intend on inviting guests to the destination wedding, you’ll likely have a larger list than traveling outside of the United States. Maui, the romantic island, is excellent for the close-knit and romantic feel wanted
in weddings. Kauai, the garden island, offers its tropical greens to surround your ceremony with little city to distract. The Big Island offers some of the most unique lava rock beaches and has a great balance of city and island retreat vibe.
married aboard a boat of your choosing, sharing your vows with some local dolphins, or even getting married underwater. Each Key has something different to offer in wedding options. The best time to travel and hold your wedding here is also April or May.
The Bahamas - The Bahamas is a collection of over 700 islands and offers a variety of options for destination weddings. With the huge collection of islands, the newlyweds can even rent their own private island for the perfect honeymoon. There are specific islands for every taste: Some are more lively filled with nightlife, and others more serene and peaceful.
Los Cabos, Mexico - In a beautiful paradise filled with white sandy beaches, who wouldn’t want to get married here? Cabo San Lucas is part of this area and offers a bit of lively nature to the relaxing beach wedding. It makes for an awesome after-party or wedding celebration to continue into the night. There are private boat rides for the couple to visit where they can share their vows or they can enter the wedding on horses. If that is not enough, in the right season, the releasing of baby sea turtles into the ocean can be incorporated into your ceremony. Los Cabos offers some of the most unique options for weddings. If you are looking to do something new and innovative, check out the Los Cabos area. The best time to get married here is mid-December though the end of March.
Regardless of what you want, the Bahamas can offer it. If you are looking into the Bahamas, check out some of the specific options each island has to offer first before booking. Once you pick what kind of ceremony you want, then you can find the island of best fit. One of the best parts is that the plane ride from Florida is just over a half-hour. Skip the fiveto six-hour plane ride to Hawaii and opt for a shorter overseas plane ride. For a less crowded time of year without the risk of a hurricane, visit during April or May. The Florida Keys - If you are in search of the Caribbean feel at a more affordable price, the Florida Keys are the perfect chain of islands for you. There is an old-Florida feel about the islands with nature, white beaches and blue water all around you. Some of the popular options available in the Keys include getting
Why have a destination wedding? Destination weddings are becoming more popular and with them comes added convenience. Planning destination weddings have become simpler and easier than planning most standard weddings. Coming from a bride who is doing both a destination and a domestic wedding, I can tell you the destination wedding is a complete breeze. Another added bonus is
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not having to plan the extra expense for a honeymoon. Say goodbye to all your family and friends after the wedding, and relax at the same place for the next week in paradise. By sharing the start of your marriage on a tropical island, you are making a special place for you and your spouse. Having a special destination offers great opportunities for anniversaries to come. Celebrating your 10th, 25th or even 50th wedding anniversaries become personalized and special since you can revisit your wedding beach in paradise. Planning tips 1. Go with a wedding package. Yes, it is easy to do a do-it-yourself wedding when you have everything at your fingertips, but doing this from overseas is not going to be easy. There are packages for every budget−
With the huge collection of islands, the newlyweds can even rent their own private island for the perfect honeymoon.
My husband and I decided to make our dreams a reality and get married on the island so that my father could still give me away on my wedding day. Weddings are important landmarks in the years to come with a promise of forever. you just need to do your research. I was able to find packages on the island of Maui for under $200, and this was inclusive of the basics you would need: minister, beach permits, and photography and marriage certificates. If you are looking for packages for larger parties inclusive of cakes, seating, videography and hundreds of photos, they are easily available as well. Set a baseline of what you need at your ceremony, and call your planner to find out what is possible. 2. Don’t be afraid to ask questions. These companies do this for a living and understand that you have never been through this before. The wedding planner I used was also my minister, and he was able to adapt the ceremony to my needs. 3. Know that you cannot be overly in control. Yes, your wedding day will be magical
and absolutely perfect, but you need to know your limitations. Since you are planning from afar, your planner will be able to tell you what is best, and what is not going to work. Trust your planner. He or she is an expert, and if you listen to their suggestions, you will be overjoyed with the convenience and flawlessness of your planner’s recommendations. Keeping things affordable Getting married in paradise is surprisingly affordable. When you are not worried about feeding and catering for hundreds of people, the stress dissipates. Know your budget ahead
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of time and stick to it. I was able to remove pieces off my package, and take care of them on my own after I arrived at the island. Yes, wedding packages are a must, but all of the additions are not necessary. Like I said, you can have paradise on a budget and still have the memories of a lifetime. My wedding in Maui was $550, and this included conch shell
blowing, rose petal circle, sand ceremony, beach permits, designated marriage license assistance, all certification and about 300 photos. Personalize it to your taste and communicate with your planner to ensure you are getting what you need and nothing more. Recognizing guests who cannot attend My husband and I decided to get married on the island of Maui for sentimental reasons, and we are not alone. Many couples have cherished memories at these tropical islands or even have met in that same beach spot. Regardless of why, it is important to cherish the couple’s wishes and signify this in a wedding ceremony. For us, we got married in Maui because of my dad. Three years ago, my dad and I made a promise that we were going to go to Hawaii for the first time. The entire family had never been, and it was about time for a family vacation. Weeks later, I lost my dad suddenly. Living up to my end of the promise, a few months later, we took his ashes to the island of Maui so he could rest in paradise forever. My husband and I decided
to make our dreams a reality and get married on the island so that my father could still give me away on my wedding day. Weddings are important landmarks in the years to come with a promise of forever. Not always is there a loss in family members, but sometimes the inconvenience of travel won’t allow for everyone to make it. If this is the case, don’t completely rule out a destination wedding. There are many options for overcoming this and ways to recognize family who can’t make it. Web cams can bring family together from all over the world. Bring your laptop, and you can easily set up streaming video from your ceremony to those at home so that they can share the day with you. Also, depending on the location, there are options to honor them being there in spirit. You can print canvas photos of missing members, and have a picture of them there at the ceremony. You can also take some island influence to recognize them. Since Hawaii is one of the most popular places, you can use leis and have them placed on the beach around the photos,
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or lay them out in place of where they would stand for the ceremony. Each different wedding destination will have a unique influence that can be incorporated into the ceremony. When planning your wedding, check with you planner or minister about ideas to fill in the gaps. Destination weddings are not unrealistic! Don’t be afraid to do some research, and check out your options. A lot of couples I have spoken to assume that it isn’t possible and give up on the idea of getting married in paradise. Don’t let this be a factor in your decision. Especially with the increase in couples tackling wedding planning and funding on their own, it is important that you are paying for something you can be proud of. Take a chance, and you can have the wedding of your dreams as truly an island princess. With the affordability, convenience and luxury of a wedding in paradise, throw away the fear, and say “I do” to your dream destination wedding.
ARTS & ENTERTAINMENT
Don’t miss out on summer’s offerings
SUMMER BUCKET LIST
W
By Patty Hutchens
e knew it would happen. It seems like yesterday the warm weather had us opening the windows and our calendars, planning for a fun-filled adventurous summer. Yet, it seems to have flown by. Did you get all the things checked off on your list of things you wanted to do this summer? If not, the good news is there is still time!
There will be several opportunities to take in America’s favorite pastime as the Seattle Mariners will be in town for 12 games in August. They will host the Texas Rangers on August 7, 8 and 9 with the Saturday and Sunday games taking place at 1:10pm. Next, the Baltimore Orioles will come into town for a three game series beginning August 10. The Mariners will then take to the road before returning home on August 21 when they will host the Chicago White
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Sox followed by a three game series with the Oakland Athletics. Visit seattle. mariners.mlb.com for tickets and information. If soccer is more your game, plan time to take in a Seattle Sounders match. It is sport that will keep you captivated the entire game and is fun for the whole family. You can catch a game of worldclass soccer on August 1, 16, 19 and 30. Visit www.soundersfc.com.
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AUGUST 1-2 SEAFAIR AIR SHOW & HYDROPLANE RACES Watch hydroplanes race on Lake Washington in the Albert Lee Cup. The free Boeing Air Show overhead includes the Blue Angels and Breitling Jet Team. One of the most impressive air shows in the country, the Boeing Seafair Air Show is back in 2015 with more exciting acts and daring aerial maneuvers than ever before! Plan for closures of the Interstate 90 Bridge. For more information visit www.seafair.com.
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AUGUST 2 UNLEASHED AT STADIUM BOWL 2015
The race will cover the entire Stadium Bowl, “weaving the stairs” by running up one staircase and down the other. Total steps climbed 814, total descended 814, for a grand total of 1,628 steps. New this year, double the glory and the pain by running 3,256 steps! For more information visit www.unleashedatstadiumbowl.org.
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AUGUST 15-16 SEATTLE STREET FOOD FESTIVAL
Seattle Street Food Festival has food trucks and food booths, a beer garden, live music, and 75 Urban Craft Uprising vendors in South Lake Union. Experience the Northwest vibrant culinary world of chefs, food trucks, pop-ups and more all in one place! This event is free to the public. Visit www.seattlestfoodfest.com for more information.
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AUGUST 22 23RD ANNUAL CHEVELLE & EL CAMINO SHOW
Celebrating 50 Years of the 1965 Chevelle & El Camino at Griot’s Garage. Open to Chevelles, El Caminos, Beaumonts & Sprints only. All years welcome! Pre-registration $15 (before August 1st). Registration - $20 (after August 1st). Dash plaques to the first 125 cars! Trophies, raffles, music, food and prizes! 3333 South 38th Street in Tacoma from 9am-3pm.
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AUGUST 8 BREW FIVE THREE From 1-8pm, enjoy over 30 Washington State brewers, grab some grub from local food trucks (open entire event), and listen to tunes at the third annual Brew Five Three! Tickets may be purchased at Broadway Center Box Office. For more information, visit beerfests.com.
AUGUST 13-15 WINE WEEKEND Auction of Washington Wines is a 501 (c) (3) non-profit organization dedicated to promoting Washington wine while producing and hosting one of the most celebrated wine auctions in the country. Sample wines, savor fine food, attend an auction and visit winemakers at the
AUGUST 15 OLALLA BLUEGRASS & BEYOND FESTIVAL The festival is a non-profit event dedicated to entertaining and enriching our local community. Featuring local and national bluegrass, folk and jam bands, great food, handmade arts and crafts, old time craft demonstrations, a wide variety of activities for children and the legendary Berry Pie Contest. Visit www.ollallbluegrass.com for lineups and more information.
AUGUST 28 PETER FRAMPTON & CHEAP TRICK Grammy-winner guitar hero Peter Frampton (Do You Feel Like We Do) performs with Cheap Trick (I Want You to Want Me) at Marymoor Park. He’s still actively performing and recording, with his latest acclaimed album, 2014’s Hummingbird in a Box. Discount lawn tickets $25. The show begins at 6:30pm.
29 AUGUST 29 BLUES AND BEER FESTIVAL From 12 to 8pm, enjoy blues music, beer from 20 local breweries and bratwurst at Poverty Bay Blues & Brews Fest in Des Moines Beach Park. No children or pets and you must be 21 years of age to attend. There will be plenty of free parking in the Des Moines Marina. Visit
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Auction of Washington Wines, which also has a 10K run and 5K run and walk. Visit auctionofwashingtonwines.com for more information.
AUGUST 14-16 A TASTE OF EDMONDS Check out the arts & crafts vendors of all types, food vendors from near and far, a beer and wine garden for the adults, a kids’ area with rides and entertainment, not to mention live music. Be sure to take advantage of the free Coldwell Banker Bain Shuttle Bus Service, park at the EdmondsWoodway High School and be delivered right to the front gate. Visit atoeedmonds. homestead.com for more.
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AUGUST 21-23 SNOQUALMIE BIKE FESTIVAL
The three day gigantic bike festival features a diverse, gloriously multifaceted and regionally representative mix of live music, hand-built bicycles, visual and performance art, film, comedy, guest speakers, sculpture, and interactive installation pieces. There are also both 77 and 100 mile bike rides. Visit www.giganticbicyclefestival.org for more information.
www.bluesandbrewsfest.org for more information.
AUGUST 29 SOUTH SOUND CRAFT BEER FESTIVAL The 2nd annual South Sound Craft Beer Festival will feature over 30 Washington breweries pouring over 100 craft beers. In addition to great Washington beer, there will be food and live music. Tickets include a tasting cup and six 5oz. tasting tokens. Additional tokens can be purchased on-site for $2 each or three for $5. Designated drivers can purchase a $5 admission ticket on the day of show at the door. The DD ticket includes free water and soda.
While you are there, plan to make a day of it and visit downtown Seattle. There’s so much to enjoy — a trip to Pike Place Market, a walk along the waterfront and a Seattle Harbor boat cruise just to name a few. And if have you ever wondered what lies beneath the streets of Seattle, be sure to take time for the famous underground tour. The tour is a leisurely, guided walking tour beneath Seattle’s sidewalks and streets. While listening to stories about those pioneers from years past, you will roam the subterranean passages that once were the main roadways and first-floor storefronts of old downtown Seattle. You can purchase your tickets for this at 608 First Ave, in Seattle’s Pioneer Square, at the corner of 1st Avenue and James. If you want to end your summer on a high note, be sure to attend the renowned Bumbershoot. In its 45th year, this Labor Day weekend festival
draws people from across the country. With live music, comedy, theater, film, visual arts and dance performances, there is certainly something for everyone. There are a variety of ticket options available, including a one day pass, three day pass, VIP pass and Emerald VIP pass. There is something for everyone at Bumbershoot, including a Youngershoot Kids’ Zone for children 12 and under. For more information and to buy tickets online, visit www. bumbershoot.com. So now that the end of the summer season is inevitable, take out that calendar once again and make sure you schedule a month of August fun before it’s time to say goodbye to what has been a most delightful summer. And while you are at it, make special note of what you missed this year. After all, before you know it, summer will be here once again, and our days will quickly fill up.
MAKE A DIFFERENCE by Patty Hutchens
With Washington State rivaling California in wine production, we are treated to some of the most wonderful wines in our part of the country. What is being called the Grand Finale wine event of the year will take place at the Chateau Ste. Michelle Winery in Woodinville on August 15 at 4:30pm. For $500 per guest, with proceeds of the event going to Seattle Children’s Hospital to help in the areas of uncompensated care, cancer clinical trials and autism, the Winemaker Gala will treat you to an evening of food and wine that is unique and amazing. Each table will have a vintner host who will guide them through the evening which will include an auction of amazing items and five course dinner. Included in the auction are personalized, exclusive wine trips to Italy, South Africa and Spain as well as highly collectible wine lots from Cayuse, DeLille Cellars, Doubleback, Leonetti Cellar and Quilceda Creek Vintners among others. There is also a oneof-a-kind lot featuring nine six-liter bottles etched with artwork by the late Eric Dunham. Don’t miss this unique opportunity to be part of something special. It guarantees to be a wonderful evening that will also benefit children long after the last glass is poured. For more information, visit www.auctionofwashingtonwines.org/events/ wine-gala.
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There’s so much to enjoy — a trip to Pike Place Market, a walk along the waterfront and a Seattle Harbor boat cruise just to name a few.
LIVING SPACES
MANAGING YOUR HOUSEHOLD Outsource your way to peace and productivity
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ike many of Gig Harbor’s local residents, Annie and Sam work busy full-time jobs, leaving the house early in the morning to drop off young kids at daycare before heading to work. Struggling to solidify their career paths while also trying to fully enjoy parenthood, they often feel guilty, overwhelmed and simply tired. “I feel like time is literally slipping through my fingers; like I’m trying to hold a cup of sand in my hands,” confesses Annie. This year, they vowed to take a few simple steps in order to gain some sanity around the house. They took our advice on some easy steps: • Wake up earlier than the kids in order to have a peaceful, smooth start to your day. • Make your bed every morning so that your room feels manageable and presentable. • Plan ahead for meals using simple, quick ingredients and plan for only one shopping trip. • Do a 10-minute tidy every night so you can keep ahead of the clutter. But Annie and Sam knew they had to take it even further. Sam’s career was at a critical turning point, and working extra hours could result in a rewarding promotion down the road. Annie wasn’t sure she could handle her own job responsibilities and still care for the kids in the evenings, on top of keeping up with household tasks. Something had to give. Susan Athey, an economist at Stanford’s Graduate School of Business, says “You have to start from a point where you say: What is necessary for me to be happy with my decision to be a working mother?” Athey believes, “A lot of working mothers end up
By Sarah Friesen, Gig Harbor Home Management throwing up their hands in exasperation saying, ‘I can’t live this way!’ and quit their jobs.” Enter the home management outsourcing solution that is sweeping the nation. “If parents who want to work abandon their careers before trying outsourcing, quitting may be shortsighted,” writes NY Times author Catherine Kampell. Even if you’re faster and more effective than everyone else at a given task you still might be better off paying someone else to do it for you. Why? Ask the experts and they’ll point out there is a huge opportunity cost for every hour spent on tedious household tasks. In most cases, there is a higher-value activity waiting for you instead. For some, outsourcing their home organization projects at a rate of $50/hour makes financial sense when they can use that time to earn $100/hour by going to work. In other situations, the organizing service might be more of a financial sacrifice, however in the long term it allows them to get the job promotion that increases their income potential for a lifetime.
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For household outsourcing to make sense, it must provide value that is higher than the cost of the service. For some families, the added value is simply time with their kids. Those items are the intangibles, and often what a family needs most in the middle of chaotic schedules. With increasing financial responsibilities, workloads and leisure activities, you might find that outsourcing home organization and household management is the perfection solution for your family too.
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MAKING PLANS Take action to leave the legacy you desire This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Erin Abrigo.
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ugust is What Will Be Your Legacy Month. If you knew this, you have an unusual knowledge of obscure celebrations. But even if you weren’t aware of this “month,” you can see that the idea behind it — the importance of leaving a legacy — is an important one. What should you do to help ensure you’ll leave the type of legacy you desire? To begin with, identify those people whom you’d like to directly benefit from your legacy. What can you leave behind to your children, grandchildren, other family members or even close friends? Then, think about those charitable organizations you support — can you leave something behind to them? Once you have decided what your legacy should look like, you can take steps to implement your ideas. Here are a few suggestions: • Draw up your will. A will is probably the most essential legacy-related document. Essentially, you need a will to ensure that your assets and personal belongings will be distributed according to your wishes. If you die intestate (without a will),
your belongings will be distributed to your “heirs” as defined by state laws — and these distributions may not be at all what you had in mind. • Consider a living trust. Depending on your situation, you may need to go further than a will when creating the estate plans that help define your legacy. For example, you might want to create a living trust, which can allow your assets to go directly to your heirs, avoiding the public,
If you die intestate (without a will), your belongings will be distributed to your “heirs” as defined by state laws — and these distributions may not be at all what you had in mind. time-consuming and potentially expensive process of probate. A living trust offers other benefits, too, so you may want to consult with a legal professional to learn more
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• Plan for your charitable gifts. To leave the legacy you have envisioned, you might want to do more than provide your loved ones with needed financial resources — you may also want to provide lasting support to those charitable or educational organizations whose work you admire. Toward this end, you might want to consult with your tax and legal advisors about charitable gifting strategies that can provide tax benefits, both now and in the future. • Give your family the power to act on your behalf. Like everyone else, you want to be in charge of your own destiny. Unfortunately, however, you may someday become mentally or physically incapacitated for a while. If this were to happen, you’ll want your family to be able to act on your behalf with regard to financial and health care decisions. To grant your loved ones this power, you may want to create a power of attorney and a health care directive. • Communicate your wishes. You need to communicate to your loved ones the actions you have taken regarding your will, living trust and other estate-
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planning documents. By explaining your wishes in advance, you may be able to help your family members avoid disputes and unpleasant surprises — and that lack of “drama” can also be a key part of your legacy. What Will Be Your Legacy Month will come and go. But by definition, your legacy will last beyond your lifetime — so make it a good one. Charitable Everyone
Giving
Pays
Off…For
Americans are pretty generous — in fact, 83 percent of us donated money to charitable organizations last year, according to a Gallup survey. Your key motivation for making charitable gifts, of course, is to help those organizations whose work is
meaningful to you. However, by supporting these groups, you can also make life less “taxing” for yourself.
Consequently, the net “cost” of your donation is just $150 ($200 minus the $50 tax savings).
Specifically, by making charitable contributions, you may be able to receive some valuable tax breaks. To claim a deduction, though, you need to itemize your taxes, and you need to make sure that the organization you’re supporting is qualified, from a tax deductibility standpoint. If you’re unsure whether a group is qualified, just ask to see its letter from the IRS. (Many organizations now post these letters on their websites.)
Of course, you are not confined to making cash gifts. In fact, if you donate certain types of noncash assets, you may be able to increase your tax benefits. Suppose you give $1,000 worth of stock in ABC Company to a charitable group. If you’re in the 25 percent bracket, you’ll be able to deduct $250 when you file your taxes. And by donating the ABC stock, you can avoid paying the capital gains taxes that would be due if you had eventually sold the stock yourself.
Here’s how the charitable tax deduction works: If you give $200 to a qualified charity, and you’re in the 25 percent tax bracket, you can deduct $200, with a tax benefit of $50, when you file your taxes.
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Keep in mind that if you want to deduct your contributions for the specific tax year, you’ll need to make your gifts by December 31. One more reminder: Retain
your paperwork. If you made gifts totaling over $250 to any single charity — or noncash contributions of any items worth over $500 — the IRS requires written acknowledgments for your contributions. If you want to take a longer-term approach to charitable giving, while incorporating your gifts in planning for your estate, you might want to consider establishing a charitable remainder trust. Under this arrangement, you’d place some assets, such as stocks or real estate, into a trust, which could then use these assets to pay you a lifetime income stream. When you establish the trust, you may be able to receive an immediate tax deduction based on the charitable group’s “remainder interest” — the amount the charity is likely to ultimately
To claim a deduction, though, you need to itemize your taxes, and you need to make sure that the organization you’re supporting is qualified, from a tax deductibility standpoint. receive. (This figure is determined by an IRS formula.) Upon your death, the trust would relinquish the remaining assets to the charitable organization you’ve named. This type of trust can be complex, so to create one, you’ll need to work with your tax and legal advisors. While the tax benefits associated with charitable giving are significant, they should not, ultimately, drive your gifting decisions. You should also consider the effect your gift will have on the other areas of your estate considerations — so make sure you communicate your plans to your family members.
will rise eventually. If you invest in fixedincome vehicles, such as bonds, what might higher rates mean for you?
the issuers of longer-term instruments are rewarding you for taking on this additional inflation risk.
As is almost always the case in the investment world, there’s no simple answer. First, it’s important to distinguish between short-term and long-term interest rates. The Federal Reserve is determined to keep short-term rates low until unemployment improves, but, in the meantime, longer-term rates may well rise.
Consequently, simply holding on to longterm bonds — especially very long-term ones, such as those that mature in 30 years — may not be the best strategy. If you review your fixed-income holdings and find that they skew strongly toward longerterm bonds, you may want to consider reducing your exposure in this area. If you did sell some of these bonds, you could use the proceeds to help build a “bond ladder” — which may be one of the best ways to invest in bonds. To create this ladder, you need to invest in bonds of varying maturities. When market rates are low, you’ll still have your longerterm bonds earning higher interest rates, thereby paying you more income. And when market rates rise, you can reinvest your maturing short-term bonds at the higher rates. You must evaluate whether the bonds held within the bond ladder are consistent with your investment objectives, risk tolerance and financial circumstances.
Depending on your situation, a rise in longterm rates can present both opportunity and concern. The opportunity: Rising rates can mean greater income if you invest in newly issued bonds. The concern: If you already own longer-term bonds, and rates rise, the value of your bonds will fall. That’s because other investors won’t want to pay full price for your bonds when they can get new ones at higher rates. Even if the value of your long-term bonds falls, isn’t it worthwhile to hold on to them? After all, as long as your bond doesn’t default — and if the bond is considered “investment grade,” a default is unlikely — you will get a steady source of income and you’ll receive the full value of your bond back at maturity. Aren’t these valuable benefits? They are indeed — but they may be more relevant for short-term bonds. Longer-term bonds — those of 10-year duration or longer — are more subject to inflation risk than shorter-term bonds. Of course, we’ve experienced low inflation for a number of years, but, over time, even mild inflation can add up. When this happens, and you own a long-term bond whose rate doesn’t change, you could face a potential loss of purchasing power. One of the reasons that long-term bonds pay higher interest rates than short-term bonds is because
In any case, though, be as generous as you can now and in the years to come. Your generosity will be a rewarding experience — for everyone. If Rates Rise, What Should You Do With Bonds? Interest rates are at historic lows. But they
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If you own bonds, you do need to be aware of where interest rates are — and where they may be headed. Nonetheless, as we have seen, you don’t have to be at the mercy of rate movements. By keeping yourself informed and choosing the right strategies, you can benefit from owning bonds and other fixed-income vehicles in all interest-rate environments. Before investing in bonds, you should understand the risks involved, including credit risk and market risk. Bond investments are subject to interest rate risk such that when interest rates rise, the prices of bonds can decrease, and the investor can lose principal value if the investment is sold prior to maturity.
LOCAL FLARE
NATURE OF ART
Yearning of the heart and expression of the hand.
By Sarah Polyakov. Photos courtesy of Kit Kuhn.
Items of jewelry inhabit a space all their own. Part artistic piece, part expression of sentimentality or love, jewelry represents a language and symbology we can all understand. Kit Kuhn is well-versed in the language of jewelry and uses techniques in making jewelry that have improved over hundreds of years. Having spent time in Stockholm apprenticing with one of the best, he has a hands-on approach that has often been lost by large, franchise-type jewelry stores and manufacturers.
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peech. The written word. The smile of a friend. A loving touch. These are all forms of expression that assist in communicating our internal worlds to those around us. Artistic expression communicates via a world of form and imagination. And while art is universally understood, it is also open to interpretation. Whether it is a painting, a piece of pottery, or a custom ring, art is the result of the fusion of heart and hand; it takes shape when the yearning of the heart meets the expression of the hand. Visual arts is a language in which Gig Harbor is well-versed, and while some might first think of paintings as synonymous with art, not often considered is the world of jewelry and the story that a simple, gold
ring might tell. Kit Kuhn understands the significance of jewelry. Kuhn has been well known in Gig Harbor for many years — he maintained retail space on Harborview Drive for more than two decades. He retired from retail last year, but remains active within the artist community. He has a visible role in organizing the Open Studio Tour held each September. Kuhn has not put his craft on the back burner since his retirement — he is expanding his efforts and dedication to create new designs. Kuhn will debut several of his original designs during the Open Studio Tour. His new work carries more than one theme — some are modern and others are classic — all involving different techniques. Community members will be introduced to his new designs personally during the tour
THE GREATER GIG HARBOR OPEN STUDIO TOUR The Greater Gig Harbor Open Studio Tour provides Gig Harbor and Key Peninsula residents with free educational opportunities by allowing community members to visit artists at work in their studios. Visitors are able to watch and interact with local artists as each artist demonstrates the creative process. The selfguided tour is September 18 through 20. For details and a list of participating artists, please visit: www.gigharboropenstudiotour.org.
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Sometimes I wish that pieces like these could tell their story.
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Art is one of the few things that does not have rules and regulations. and will have the opportunity to provide Kuhn with valuable feedback. Kuhn will always create and make jewelry, as it is a part of the man. The craft has become part of his heart and soul. He believes jewelry becomes part of the wearer since it can be so closely linked to one’s life story. “Jewelry is symbolic and it shows us where we came from. Recently, I worked on a brooch from 1879 that had been made for a wedding — it came in a box custom made for the piece. Sometimes I wish that pieces like these could tell their story. “When you make a piece of custom jewelry or have the opportunity to work with an antique, the piece often reflects a time in someone’s life. A piece serves as an anchor to help them remember, but it also helps them move forward in life. This is especially true in cases where a loved one has died, because a special piece of jewelry can actually help them get through the grief.” Kuhn credits his success to the solid art programs that were part of the standard curriculum when he was in school. “I started making jewelry in seventh grade, and it was the art programs in school that steered me toward this career path. In ninth grade I took advantage of an apprenticeship program. Without art in school, I would have never found jewelry making,” Kuhn said. Kuhn also stresses the idea that the creative process is intricately bound to his personal happiness. “The thing about art is that you create something from nothing and it gives you profound joy. If there were no art programs, I would have lacked the creativity I needed to fulfill my desires. I need my artistic side to make me happy and it was these programs in school that made me who I am today.”
It is an act that expands the mind and permits a person to free his thinking from limitations. Years of research conducted by Eric Jensen, author of “Arts with the Brain in Mind,” concluded that art assists in neurological development and enhances creative thinking. Kuhn agrees. “As someone once told me, everything has a design, even something as simple as the headlight of a car. When a child is working on a creative endeavor, he realizes there is no boundary in the imagination. Art is one of the few things that does not have rules and regulations.There is no limit in terms of what you can to do.” Kuhn believes all children should have the opportunity to learn new artistic skills. He hopes to teach jewelry making, from elementary school-age kids to adults, to help prevent the craft from becoming a lost art form. He would like to put the hand back into the equation since much of today’s jewelry is actually designed on a computer and then made by a machine. Through teaching future generations about the craft, the handiwork of the craftsman will be evident in the unique pieces created. To see Kuhn and other artists create in their studios, be sure to catch the Open Studio Tour in September. This year, Kuhn will be sharing a studio with Lucy Rau, where he will present his new designs. Don’t miss this opportunity to see the methods through which our community members create and tell a meaningful story through their work.
The creative process is not simply putting pen to paper or paintbrush to canvas.
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