Australian Over 50s Living & Lifestyle Guide.

Page 1

Australian

Guide

Living & Lifestyle

QUEENSLAND For the 50’s, 60s, 70s & Seniors

Practical and Valuable Information for Important

Decisions in your 50s, 60s, 70s and Senior years

Special Features Living Options For You Careers for the Over 50s

Travel Bucket List Home Care Services



Live Well Club

F Over or the 50 70s, s, 60s, a Senio nd rs

L i Clu ve b

We are pleased to announce the LIVE WELL Club for the Over 50s, 60s, 70s and seniors. Join like-minded people for the latest information, for sharing ideas, for advice, for companionship, and for great discounts and promotions. Simply fill in and return the “LIVE WELL Club” membership form or register online and get these great benefits:

• A FREE e-copy of the next edition of

The Australian Over 50s Living & Lifestyle Guide.

• FREE access to our LIVE WELL members

website with important information on Health, Finance and Lifestyle.

• GREAT DISCOUNTS from our Partners

negotiated especially for LIVE WELL Members.

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information seminars and workshops run by the Australian Over 50s Living & Lifestyle Guide.

• FREE entry to events organised by the

Australian Over 50s Living & Lifestyle Guide.

• FREE regular email newsletters keeping you

up to date on special events and information for the Over 50s.

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just fill in and return the application form or copy or Register Online at www.livewellclub.com.au

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Signature: Please send this form by Mail: Australian Over 50s Living & Lifestyle Guide, PO Box 4116, Robina Town Centre, QLD 4230 Fax: (07) 5676 5926 or email to: support@australianoverfifties.com.au Register online at: www.livewellclub.com.au


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Giving you Choices Over 50s Living & Lifestyle for a Great Lifestyle in your Australian

Guide

50s, 60s, 70s, and Senior Years

CONTENTS 10

Great Communities in Queensland

34

Celebrating Life

46

Travel & Tours

72

Living Options For Over 50s, 60s, 70s & Seniors

98

Home Care Services

118

Aged Care

126

Health & Wellness

166

Dental Care

172

Financial, Business & Legal

194

Cars, Caravans, Motorhomes & Services

204

Funeral Services

212

Shop, Eat & Enjoy

To Subscribe online, visit www.australianoverfifties.com.au Legal Disclaimer As publishers and owners of the Australian Over 50s Living & Lifestyle Guide we are declaring that the information contained in this publication is for general information purposes only. While we endeavour to provide correct information, we make no representations or warranties and give no advice of any kind, express or implied, about the completeness, accuracy, reliability, suitability, effectiveness, correctness or availability of any information, text, data, chart, image, contact details, articles, announcements, advertisements, products, claims, services, qualifications or related graphics contained in the publication for any purpose. Any action by you, or failure to act by you or reliance you place on any information in the publication or any of the content of the publication is therefore strictly at your own risk and we take no responsibility and accept no liability for any consequences direct or indirect. The inclusion in this publication of any advertisement, article, advertorial, announcement, information, contact details, listing, image, design, chart, data, mark or representation does not constitute and does not imply advice, recommendation or endorsement by us of the associated practitioners, service providers, product providers, services, products, claims, opinions or views. ISSN: 2206-5768

Publication Details

Publishers: Decalais Consultants Pty Ltd (ABN 51 139 753 361) PO Box 4116, Robina Town Centre, Qld, 4230 t: 07 55798767 f: 07 5676 5926 info@australianoverfifties.com.au www.australianoverfifties.com.au www.livewellclub.com.au


We Want To Help You

The Australian Over 50s Living & Lifestyle Guide was established as a social organisation with the aim of helping the many marvelous individuals and organisations who give their time and spirit to help those in their 50s, 60s, 70s and Senior years.

We have a great respect and appreciation for those who go out of their way to provide others with special attention, care, and assistance. We would love to give back, and give support to groups to raise awareness and help build a great community together. In the words of Mother Teresa, “There are some things I can do that you cannot, and there are some things you can do that I cannot. TOGETHER we can do Great Things.” o how can we help you? We can help by spreading the word about you and your work. Sometimes, those in need of your services don’t know how to find you – we can help spread the word about the great support services you offer. Perhaps you are holding an event or launching some important initiatives - we can help to promote them and provide coverage to help make them the success they deserve to be. Let us help you in Social Media. This is always a little bit of a mystery for many of us - we have media specialists to help with your social media campaigns, either using your own platforms or through our platforms and groups. We are happy to assist and contribute for free. Let us help you with your newsletters and other design needs. Communities need to keep in touch with members and attract new people to participate.

Perhaps we can help you by designing and distributing your newsletters and other materials. On a more formal side, during Seniors week we have special Sponsorship Packages to assist volunteer groups spread their message. So, if you are planning an event for Seniors Week 2017, let us know about it. Just to be absolutely clear, this is what we would like to give back to our community and it is absolutely complimentary to deserving groups. If you need help with any of the things we have mentioned, or have another idea of how we can help, feel free to give us a call or write to me directly. I look forward to hearing from you! Deepa Calais T: 07 – 5579 8767 E: deepa@australianoverfifties.com.au


Welcome To A Great Time Of Our Lives! A Welcome Note From The Publisher

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his issue of the Australian Over 50s Living & Lifestyle Guide is a landmark edition – we are the first guidebook for the Over 50s that is purposely designed to give you information that we all need in our new journey ahead as Over 50s. As Over 50s, we have a lot more things in common than we do differences. We have the same challenges to meet and joys to enjoy. Through the pages of this Guidebook, we are here to help you with solid information in meeting the challenges of our age such as health, independence, our empty nests and finances. We have brand new sections on Getting To Know Our Communities in Queensland and Celebrating Life. We always carry information about support groups for those

times when life gets really hard. Please feel free to let us know if you want the details included of a support group you may be involved with. We also want to join you in celebrating all the good things in life – this is the youngest we will ever be, and I for one, intend to enjoy all the travel, activity, family time and laughter that still lies ahead in this adventure called Life! Check out our focus on travel for the Over 50s and our regular specials and promotions in Shop, Eat & Enjoy. Welcome Everyone! I’d love to hear from you – just drop me a note on deepa@australianoverfifties.com.au

Giving you Choices for a great lifestyle in your 50s, 60s, 70s and Senior Years

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s we grow in maturity, we have new experiences and new requirements. The choices available to us also seem to grow and it can be difficult to make the best possible decisions. The Australian Over 50’s Living & Lifestyle Guide is designed to present information and CHOICES to you in a comprehensive and easily understood way, and then give you direct contact to the service providers who really care about you and appreciate your maturity and your needs. The information in the Guide is colour coded. We have categories such as Living Options, Health & Wellness, Travel & Tours and all the other areas important to our living and lifestyle in our 50s, 60s, 70s and Senior years.

Each category also has in-depth articles that help you focus on some really important areas that have an impact on our lives – in this issue there is a special focus on Living Options for the Over 50s, Careers for the 50s & 60s, the Travel Bucket Lists of our readers, and Home Care Services. We also cover the harder realities of life and provide information about the many groups who reach out to help in times of need, in a special section on Support Groups. The Guide is designed to cut through the hype and provide you information that is really valuable in making YOUR CHOICES whether they are CHOICES with a long-term impact or just a day-to-day CHOICE. Deepa Calais Publisher




10

Great Communities in Queensland


Message from The Right Honourable the Lord Mayor of Brisbane Councillor Graham Quirk It is with pleasure that I outline to you how Brisbane City Council recognises the important contribution our senior community makes to the life of our city. Council’s Seniors Strategy 2012-2017 provides the foundations to ensure our city is safe, accessible and inclusive for our seniors. The Strategy builds on popular programs such as: • • • • • • •

Seniors’ Christmas Parties Clem Jones Concert Series (free every Tuesday in City Hall) Council Cabs Mobile and Home Library Services Good Neighbour program Free immunisation services for seniors over 65 years Discounts on fees and charges for pensioners, including the most generous rates rebate scheme in the country.

I am pleased to advise our Council Cabs service has recently expanded to offer even more destinations. Services and costs are available on Council’s website at www.brisbane.qld.gov.au by searching for ‘council cabs’ or phoning Council and advising of the suburb you currently reside in. Council continues to deliver the Growing Older and Living Dangerously (GOLD) program, which provides free or low-cost activities for residents 50 years and over. The program includes pilates, yoga, cycling, kayaking, gardening and cooking classes. Council also delivers GOLD ’n’ Kids, which provides activities for residents over 50 years of age and children over 4 years of age to participate in. Our libraries also provide classes on technology training for seniors and workshops to enhance livability, and library meeting rooms for use by community groups. In addition, Council will be delivering our annual Seniors Celebration Donation program, which helps seniors’ groups cover the cost of activities such as social outings and Christmas parties. For more information on the above services, please visit www.brisbane.qld.gov.au/seniors or phone Council’s 24-hour Contact Centre on (07) 3403 8888. Yours sincerely

Graham Quirk LORD MAYOR


Getting To Know

The Mackay Region

Filled to the brim with natural beauty, the Mackay region is a must for all who wish to see the best of Australia.

CHOOSE YOUR OWN ADVENTURE The sugar cane capital of Australia has been making global headlines as the best place to spot platypus in the world, but what else can you do in Mackay? The region is popping up on the bucket lists of travellers who want to get up close with nature and wildlife, camp out under the stars, wet a line and hang with some friendly locals.

We’ve pulled together a list of the best things you can do in Mackay that will leave you inspired and invigorated.

GET HOOKED The Mackay Region is known as one of the best fishing locations on the Australian east coast. Nestled along the Great Barrier Reef and Whitsunday Islands, this pristine location boasts some of the most unique fisheries in the country. Mackay even has the best whiting available in

Queensland, and a vast array of prawns, yabbies, and Spanish mackerel. Those who wish to cast a line can do so in salt water, or can head up to the rainforest to find rivers, dams, and sandy estuaries.

GET RESERVED From rainforests to hinterlands, lakes to reef, there is beauty to be found in many forms across the Mackay Region. Visitors can see dugongs at Claireview, and turtles at Sarina. Emus wander


Red Carpet Welcome to the Mackay Region

13 | Great Communities in Queensland

the highlands, birdwatching in Dysart, and the famous platypus play in the Broken River. You’ll even have the Eungella National Park and the Great Barrier Reef at your disposal, with some of the best nature reserve on the planet within reach.

A Message from the Mayor

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Greg Williamson he Mackay Region is a wonderland of opportunities for the Over 50s, both as visitors and also as more permanent residents.

The natural beauty of the region and closeness to nature will strike you straight away. There are lush green rainforests, natural hidden beaches where kangaroos still appear at sunrise and rich marine life. A short drive west and you can explore Eungella National Park which is a favoured habitat for rare frogs and platypus. Our proximity to Airlie Beach around an hour’s drive away, and easy access to the Whitsundays means that you will never be at a loss of places to visit or opportunities to enjoy nature’s many wonders. We have a state of the art entertainment and convention centre that offers a diverse mix of shows and performances and you can see some big names here on a regular basis. For those people in their 50s, 60s and above who may be thinking about a permanent place to settle, we have seen many infrastructure and service improvements in recent years. We continue to build a culture of inclusiveness and community pride.

The lifestyle is relaxed with a big emphasis on nature, good food from our local agricultural community and the arts to refresh the mind and soul.

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We have easy access through many flight connections to Brisbane and further north, so it’s easy for friends and family to visit. The road system is excellent for getting around and we have top class health, support and lifestyle facilities. The regional hospital is state of the art, there are a number of new developments of retirement villages and property itself is priced to attract. A luxury 3 bedroom apartment overlooking our marina would be in the same price range as a basic, probably smaller apartment in Brisbane or the Gold Coast.



Things to do in Mackay

Here are our Top 5 favorite things to do on your visit to Mackay. 1. SPOT A PLATYPUS These shy little cuties love the crystal clear waters of Eungella (pronounced “Yungulla”) National Park, around 90 minutes’ drive west of Mackay. Come dawn or dusk you can watch the platypuses frolic and feed in the water from dedicated viewing platforms.

3. HIKE YOUR WAY TO HAPPINESS Venture to Finch Hatton Gorge to discover waterfalls, freshwater swimming holes and some great walks. Take a 4.2-km stroll through dense tropical rainforest to see the spectacular Araluen and Wheel of Fire waterfalls. After working up a bit of a sweat, cool off in clear rock pools which are signed for swimming.

15 | Great Communities in Queensland

TOP 5

4. SNAP A SWEET PIC Oozing sweet appeal, the sugarcane fields around Mackay are a favourite for photographers. The lush green growth, blue skies, red earth and gentle rolling hills offer the perfect stage for avid snappers. Head to the Pioneer Valley – a leisurely 45-minute drive west of Mackay – for some of the best spots.

5. WET YOUR LINE

2. SUNRISE ON THE BEACH WITH AN AUSSIE ICON Snap the changing colours of the sky as the sun rises over the ocean at Cape Hillsborough National Park topped off with a kangaroo or wallaby in your pic. This is one of the only places in the world where the marsupials happily bounce their way down to the beach to chill out, nibble and pose for the odd photo or ten.

Mackay has some of the best fishing spots in Australia with commercial fishing boats running daily from the Marina. Join one of the fishing groups as they head off for the day and come home with jewfish, mackerel and bream. For whiting, flathead and smaller bream look no further than the Pioneer River, where you can drop a line for free.

GETAWAY If you’re looking for a place to go this year, look no further than the Mackay Region. A jewel of Australia bursting with life, colour, and adventure, it is a good destination for a great getaway. Pack your caravan, book a flight, load the car. Whichever way you travel, be sure to travel here.

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Getting To Know

The Toowoomba Region

As Australia’s 17th largest city and second largest inland city, Toowoomba is part of South East Queensland, a dynamic region that generates one-fifth of Australia’s economic growth and is home to one in seven Australians.

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ur community is strong, grown on the back of a resilient agricultural sector that has stood strong against the very worst in droughts, floods and unforeseen rural hardships. Recognised as Queensland’s most family-friendly city, Toowoomba is a safe, healthy and diverse community that celebrates a quality lifestyle. Built upon its garden city image, Toowoomba has more than 240 public parks and gardens - the perfect blend of city and open spaces. Aptly nicknamed the ‘Education Capital’, the Toowoomba Region offers excellent primary, secondary and tertiary education options, transport connectedness, health facilities, retirement and aged-care options and shopping and dining that rivals metropolitan destinations. As a community with a strong economy, the Toowoomba Region has a diversity of investment and local business that has seen the area become a central hub for the transport, mining, agriculture and manufacturing industries. It’s no wonder 2.7 million visitors chose to explore our region last year and why over 163,000 people call this beautiful region home.

Our History

Our Economy

The main Aboriginal language groups in the Toowoomba Region are Barunggam, Jarowair, Giabal and Kienjan tribes. Early European settlement was based around the region’s highly fertile farming land. There are a number of suggested sources for the name Toowoomba, including an Aboriginal word meaning ‘place where water sits’, ‘place of melon’, ‘place where reeds grow’, ‘berries place’, ‘white man’ or alternatively the name given to a property in the area in the 1850s.

Our region is recognised as one of Australia’s most diverse and stable economies, with robust commercial and industrial enterprises. A recent infrastructure injection including a new jet-capable airport (Brisbane West Wellcamp Airport), the commencement of construction of the Toowoomba Second Range Crossing (Australia’s largest inland road project); and our place on the proposed Melbourne to Brisbane inland rail corridor will open remarkable opportunity for the region to become a leading intermodal transport hub for Eastern Australia.


We’re the economic and commercial hub of the Darling Downs and service a wealth of primary and secondary industries and play a significant role in the economic development of a large area of southern and south western Queensland. Our rapidly growing region offers all the benefits of urban and country living including some of Australia’s finest education facilities and highly regarded health services. Diverse not only in industry and economy, the Toowoomba Region is a vibrant community that spans almost 13,000sq. km including the City of Toowoomba and the regional centres of Cambooya, Clifton, Crows Nest, Goombungee, Greenmount, Highfields, Millmerran, Oakey, Pittsworth and Yarraman, along with numerous smaller townships. The Toowoomba Region has grown considerably over the last seven years and is set to grow even more in the years to come. If you’re thinking about moving or retiring here in the region then stop thinking and start doing. It will be the best decision of your life.

A Message from the Mayor

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Paul Antonio

place rich with tradition and bold with ambition, Toowoomba is situated just 1.5 hours drive from the state capital Brisbane, and is one of Australia’s largest inland and most diverse regional cities. Recognised as a retirement capital, our region offers one of Australia’s most enviable lifestyles and with a population now nearing 160,000 and a broader regional catchment of nearly 500,000, Toowoomba also boasts one of the nation’s most robust economies. Unprecedented opportunity is changing the face of the Garden City, and our list of attributes is long: • One of Australia’s top five family friendly cities • Australia’s 3rd most diverse regional economy; (health, education, manufacturing, transport and logistics, agriculture and production, mining, professional services) • Home to Australia’s newest jet–capable airport with direct flights to Sydney, Melbourne, Cairns and Townsville • 24 hour drive to 85% of Australia’s population • Three major hospitals and a diverse range of retirement and aged-care options There has never been a better time to live, work or invest in the Toowoomba Region.

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For more information about visiting, living or retiring in the Toowoomba Region, call 131 872 or visit www.tr.qld.gov.au

Welcome To The Toowoomba Region

17 | Great Communities in Queensland

Our unemployment rate sits well below the national average, and with the continued success of the mining and gas sectors, coupled with a strong, steady economy based on long established retail and industrial businesses, our future has never looked brighter.



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leading aged and disability advocacy group says more needs to be done to educate and empower older Australians of their rights and responsibilities when they are using Commonwealth funded aged care services. Aged and Disability Advocacy Australia (ADA Australia) CEO Geoff Rowe says there is a lack of understanding about what advocacy involves and its role in supporting older Australians.

“While we are based in Brisbane, we are passionate about making our services accessible to as many Queenslanders as possible and have regional offices in Cairns, Townsville, Mackay, Rockhampton, Hervey Bay, Toowoomba, and the Gold Coast,” he said. “Our staff regularly undertake trips across the state to provide outreach services to rural and remote Queenslanders, as well as providing a free-call information line.”

“Advocacy is the process of supporting an individual to be heard,” Mr Rowe said.

“This allows us to support people who may not know our services are available and help give a voice to the most vulnerable.”

“This may involve supporting an individual to raise and address care related issues, understand service agreements, help someone to understand their rights, and/or communicate their preferences.”

ADA Australia receives funding from both Federal and State Governments and offers a range of services in advocacy, guardianship, education, and information.

The Federal Government funds advocacy services in each state and territory to ensure older people have their voice heard.

“We seek to empower people by offering them the support, information, and advocacy they need to improve their quality of life,” Mr Rowe said.

“In Queensland, it is the role of our organisation to ensure free and independent advocacy and education services are available to all,” Mr Rowe said. Mr Rowe said part of this commitment means providing advocacy services to rural and remote communities outside the major cities.

19 | Great Communities in Queensland

Does Someone You Know Need Advocacy Assistance?

“We put people first, and we are committed to upholding the rights and responsibilities of all individuals receiving aged or community care services in Queensland including people from diverse backgrounds.” For information and advocacy support call 1800 818 338 or visit https://adaaustralia.com.au/

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Getting to know

The Sunshine Coast Discover Australia’s hidden gem - just a short 70 minute drive from Brisbane.

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isit the beautiful Sunshine Coast and explore its many diverse regions from the Hinterland, Caloundra, Mooloolaba, Coolum Beach, Noosa and Gympie as well as its neighbouring regions including the amazing Fraser Island and Hervey Bay. This amazing region is a popular place for retirees to relocate as it brings a lot of peace and tranquillity to their lives. The region is well known as a popular retirement destination with Over 50s Living Villages, Retirement Living Communities, and Aged Care Facilities options available. It has excellent health care facilities including the new Sunshine Coast University Hospital opening in 2017. The Sunshine Coast Council boasts good public transportation incorporating Council link which is a door to door service for people aged 60 and over, or with a disability. The region has two local airports, Nambour and Maroochydore and has several shuttle services for transport to the Brisbane domestic and international terminals. Whether deciding where to make your new home or just visiting the region the options are almost limitless: If you seek a special kind of visit, one that connects you deeply with the naturally rejuvenating power of nature, you will find pure calm awaiting you in the hinterland. You can choose your

own pace as you stroll the quaint laneways of the shopping village of Montville, browsing fashion boutiques and galleries, or hike through the glowing jade green forests of Maleny to Mapleton and across the Mary Valley to the Conondale Ranges. Nambour is the gateway to the stunning Sunshine Coast Hinterland with small quirky shops and cafes dotted between government buildings. Nearby is Yandina one of the oldest towns on the Sunshine Coast - famous for its pub and the Ginger Factory.

If the beaches are more your style, then you will be spoilt for choice on the Sunshine Coast. Visit the turquoise waters of Noosa Main Beach, adjacent to Noosa’s National Park. Still stylish but smaller in scale than Noosa are nearby Sunshine Beach, Sunrise Beach, Marcus Beach, and Peregian Beach all uncrowded surf beaches with sparkling blue water, offset by pure, white sand. Take in the unique scenery from Maroochydore and Mooloolaba from Caloundra to Kawana – the continuous pathway connects


Sunshine Coast Mayor

MARK JAMIESON

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ur Sunshine Coast residents live in one of the best places on earth thanks to the many who came before us and contributed in so many ways.

Golden Beach in the south to Kawana in the north, passing by the calm waters of the Pumicestone Passage, Kings and Dickie beaches. Going a little further afar, call into the Sunshine Coast’s neighbours – The Fraser Coast and Hervey Bay and experience the world’s closest whale watching encounters with humpback whales as well as easy access to World Heritage Listed Fraser Island. So……………visit the Sunshine Coast and take in its natural and cultural attractions and you could be forgiven for feeling like you never want to leave.

We know it Is our responsibility to build on their contributions and achievements as we embark on one of the most exciting chapters in the history of our region. Our opportunities are many and varied – and there is always something new taking place. Council is committed to helping our very valued seniors enjoy and get the most of being a resident of our beautiful Sunshine Coast. Not only do we have a Sunshine Coast Positive Ageing Strategy to focus on our commitments to older residents, we also have a broader Social Strategy which also looks into how we can improve the lives of our “more experienced” citizens. This focusses on issues such as equitable access for all, supporting diversity, improving safety, enhancing participation and connectedness. Everyone on our Coast is immensely proud of what we have here – a diverse region that combines unspoiled natural beauty with a rich arts scene, diverse food producers, a wide range of community events and tourist attractions, and an array of accommodation options for that special getaway. It is a region that is always evolving, but never at the expense of its much-loved charm. In these pages you will learn more of what our Sunshine Coast offers its guests and why those who have already experienced the area continue to return, usually with more friends or family with them.


Getting To Know

Redlands B

reathe in the sea air of Redlands and take in a landscape that stimulates and inspires. From the bustling coastal village of Wellington Point to the seaside parks and esplanades of Victoria Point, there is plenty to do and much to enjoy in the area. Known for great fishing, boating, and water sports, Redlands also offers charming nooks and revitalising hideaways to ensure that all who visit leave invigorated. For those who wish to venture away from the water, Mount Cotton is nestled up in the Hinterland. There you’ll find the awardwinning Sirromet Winery and experience the natural beauty of the Australian bush. Enjoy bush tucker tasting at the Redlands IndigiScapes Centre in Capalaba, or explore the colonial past on Cleveland’s heritage trail. With spectacular locations, Redlands is easy to love. However, foodies are quickly discovering that the area has a strong reputation for producing great tastes emphasised by fresh, local produce. With seafood plucked fresh from the sea, anyone with an appetite will be more than satisfied by what is on offer throughout Redlands. You could pop in for a meal while exploring the rich history and culture of the region that boasts some of the earliest European settlements in Australia. There is also a vibrant indigenous culture stretching back more

than 20,000 years to be enjoyed, all of which is complemented elegantly by sweeping seascapes and natural hills.


Redland City Council

Mayor Karen Williams

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23 | Great Communities in Queensland

For those who wish to indulge their intellect, you may find museums and galleries across the region. These include the North Stradbroke Island Historical Museum, Redland Museum, Old Schoolhouse Gallery, Redland Art Gallery, Salt Water Murris Quandamooka Aboriginal Art Gallery, and Macleay Island Arts Complex – just to name a few. You might be able to fit in a great day trip too, venturing out toward the Southern Moreton Bay Islands, or even spending a day in Venman Bushland National Park or the Point Halloran Reserve. Boaties love Peel Island, and there are multiple cruises to be had across the bay. There are even kayak tours to go on, and bike trails, hiking paths, and picnic areas to enjoy. After all that activity, visitors can retire to the Body and Soul Spa Retreat for a relaxing massage surrounded by the Australian bush. Or maybe you’d

hile Redland City is a relaxing place to live and visit, there is much happening behind the scenes to make life even better in our part of the world.

Three exciting and far-reaching strategies are underway which will redefine the Redlands as the best place to live, work and enjoy nature’s wonders – one based around driving innovation, another to build our economy, particularly tourism, and the other to improve the way we move and connect. This is a very important trilogy as each is connected to the other with the aim of ensuring visitors and residents can continue to enjoy our wonderful city and that it continues to exceed expectations. One of the greatest challenges faced by all communities today is to adapt to the fact that the nature of jobs is ever-changing. According to some forecasts, most children entering primary school today are destined for occupations that don’t yet exist. Many of us are already working in new jobs that didn’t exist five years ago due to an increasingly digital world. The Redlands is exceptionally well placed to adapt to this work environment of the not-too-distant future, with recent research suggesting the employment landscape will be more based around work-life balance. We offer significant lifestyle advantages and are geographically well placed to access established and emerging markets. We also have the capacity to be at the forefront, such as through the development of “innovation hubs”, where workers can network, socialise, access latest technology and be part of emerging trends. We also can offer a wonderful tourism experience which is a key plank of all three strategies.

We know that effective transport systems are integral to our future and are working to deliver transport and connectivity initiatives which will make it easier to travel to and around our mainland, island and hinterland communities. Support for innovation – in tourism, travel, transport and technology and through projects such as a new community hub to support the Redlands’ seniors and those with disabilities - will become a hallmark of the Redlands. We would love you to come and experience it for yourself.

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The Redlands rivals any South East Queensland city for natural attractions and we plan to soon launch a unique brand for our city which highlights that – so watch this space.


Great Communities in Queensland | 24

prefer to head up to Bacchus Brewing Co. to taste draught beer and cider, including genuine British style ales. You’ll never get bored while out here, and you’ll never be short of things to do. It is phenomenal to have so much on offer so close to Brisbane. You could even stay in the city and venture out to the Redland region for the day! While in the region, keep an eye out for the abundant wildlife. Redlands boasts populations of kangaroos, koalas, wallabies, dolphins, turtles, and even migratory manta rays and whales. You’ll always be in good company! From beach to wetland, and islands, those who end up in the region also end up with an endless array of options to stimulate the senses. With award-winning wines, spectacular views, exciting adventures, and abundant history, Redlands is a great

spot to visit. Have a short stay and enjoy the area for a weekend, or stay for a week and see all that the region has to offer. You’ll always want to come back for more!

Talk to a local

Redlands Visitor Information Centre at Redlands IndigiScapes Centre , 17 Runnymede Road, Capalaba T: 1300 667 386 Open daily 10am – 4pm (closed Good Friday and Christmas Day, open from 12pm Anzac Day)

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Donald Simpson Community Centree Where life begins again

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Barista brewed Coffee and light lunch options Monday to Friday

Free information seminars on various topics held monthly

Over 40 different activities to choose from and much more…… Zumba Classes Line Dancing New Vogue/English Sequence/Ball Room Dancing Cards (Canasta/Western Mah-jong/Chinese Mah-jong/Auction Bridge) Theatricals Table Tennis Indoor Lawn Bowling Discussion Group – Homeopathy Yoga

Pilates Walking Group Tai Chi Handicraft Arts Class (Painting & Water Colours) Woodwork Class Leather Work Classes Tap Dancing Parchment Craft Quilting Language Classes (German) Computer Workshop Apple/Android Tablets or Phone – Tutorials

New Membership and Renewals Now Open Call

07 3821 1089

For more information or to join 172 Bloomfield Street, Cleveland

www.donaldsimpsoncentre.com.au contact@donaldsimpsoncentre.com







Great Communities in Queensland | 30

Exceptional Health Care in the heart of the Redlands New cancer centre provides much needed service to locals

Previously, Redland residents who needed radiation therapy for their cancer had to travel into Brisbane city for their treatment. The newly opened world-class Radiation Oncology Centre (ROC) in the Redland health precinct now provides a much needed service for the local community.

F

ormer resident Margaret Burton is one example of someone who would have benefitted from a local radiation oncology centre. Margaret was diagnosed with an aggressive skin cancer. Having felt completely healthy, she was shocked by the news. Margaret had to receive radiation therapy treatment in inner city Brisbane and didn’t have anyone to take her. An ambulance was organised to take her to and from her treatment each day for 6 weeks. Then only a month after finishing her treatment, Margaret was told a new cancer spot had appeared and she had to get a further 6 weeks of radiation therapy. Only just having been able to find a bit of normality again, she had to make the journey once more. “I don’t drive, so every day I waited for an ambulance to take me to Brisbane; it was so inconvenient and tiring; and then I had to do it all over again. The travelling was traumatic, I was completely drained. Once you come back from treatment, you’ve still got to do things around the house like make dinner, do the washing; but all that travel combined with the side-effects of treatment leaves you without any energy,” she said. The stress and inconvenience of constant travel ended up being too much for Margaret so she made the difficult decision to move into Brisbane closer to family who could give her the support she needed. “I wouldn’t have left the Redlands if it wasn’t for my cancer. It’s a lovely place to live. Everyone is so friendly and everyone knows each other, you even get to know the bus drivers!” ROC is located in the Weippin Street Medical Precinct and adds to the wide range of existing health services including pathology, allied health and

medical specialists. ROC compliments these services and further improves access to healthcare for locals. “I keep in touch with friends there and I know being able to have every part of their cancer care locally means so much to them. Elderly people get very anxious about moving away from what is familiar to them, it’s nerve racking. For locals getting treatment at ROC, they will feel more at ease being in their own community and being surrounded by other patients they know and who share common interests,” Margaret said. ROC CEO Jim Frantzis says delivering care close to home is at the heart of ROC’s mission. “We are committed to increasing access to the best cancer care treatment. We want more Australians to be able to receive all their cancer care on their door step. Our patients are in the capable hands of our friendly, experienced team, who ensure patients receive their radiation therapy in the most positive way possible. But we also understand it is so important for patients to have their loved ones near, and that is why we strongly believe in providing local cancer care,” ROC Redland provides a caring and personal environment for patients and their loved ones. ROC is passionate about providing more Australians with access to cancer care and sees both public and private patients. The centre also includes cutting-edge radiation therapy technology for the benefit of patients. With no wait-list and fast access to experienced radiation oncologists and support networks, this centre is a huge bonus for the Redland community. For more information visit radiationoncologycentres.com. To contact ROC Redland email admin.redlands@roc.team or phone 07 3050 9000.



Great Communities in Queensland | 32

Support Groups in Queensland Alzheimer’s Association Qld Arthritis Queensland Alzheimer’s Queensland operates Support Groups

Women’s Infolink

statewide Carer Support Groups in Queensland. The groups are an excellent avenue to learn more about dementia, be introduced to strategies for managing in the role of supporting a person with dementia and building networks with people who are going through a similar experience as yourself. LOCATIONS ACROSS QUEENSLAND Contact: 1800 639 331 Email: helpline@alzheimersonline.org Website: www.alzheimersonline.org

Sometimes, no one understands what you are going through quite like someone else who is in the same boat. Arthritis Queensland Support Groups provide a wonderful opportunity for people with various musculoskeletal conditions to come together to improve their well being through discussion and other activities. Contact: Arthritis Queensland Phone: 1800 011 041 Email: info@arthritis.org.au

60 & Better Healthy Ageing Program

Carers Queensland

Community Focus Association

60 and Better programs are managed by older people and are located throughout Queensland. Forums meet regularly to plan activities, discuss health issues and decide on directions for the program. All 60 and Better activities have an emphasis on keeping both body and mind fit and active. The Hervey Bay group has a full list of contacts for 23 groups throughout Queensland: Phone: 07 4194 6781 www.60andbetterherveybay.com.au

Hand Up Depression & Anxiety Group

St Matthew’s Church, Bowen Road, Hermit Park, TOWNSVILLE Tuesdays 9.30am – 11.30am John & Karen (07) 4779 2203 (07) 4729 0629 karen@handup.org.au www.handup.org.au

New Horizons Depression Support Group 19 - 33 South Street, JIMBOOMBA Tuesdays 9.30am - 11.30am Caddies (07) 5547 8077 admin@jcca.org.au www.jcca.org.au

Carers Queensland is the peak body representing and advocating on behalf of almost 500,000 Queensland carers. Our mission is to improve the quality of life of all carers throughout Queensland. Carer Advisory Service Call 1800 242 636 for information, support, planning and referral advice to help you in your caring role. Operating Monday to Friday, 9:00am to 5:00pm

Continence Foundation of Australia

The mission of the Continence Foundation of Australia is to represent the interests of Australians affected by, or at risk of, bladder and bowel control problems and act as an advocate for their interests. The Continence Foundation coordinates a wide range of educational and awareness raising activities and events. Many of these are funded under the Bladder Bowel Collaborative project (supported by the Australian Government Department of Health under the National Continence Programme). Free Help Line: 1800 33 00 66

Widow/ers

GOLD COAST & BRISBANE Contact for meeting times and locations Betty (07) 5580 7034 solace@ngvemail.com www.solace.org.au

Women’s Infolink provides Queensland women and girls with resources, information and links to relevent services and organisations across the state. We respond to your issues, queries and problems, providing confidential support and referral options through our free-call telephone service and our online services. Contact Women’s Infolink Phone: 1800 177 577 (Free-call statewide service) Monday to Friday from 8am to 6pm

Dual Diagnosis, Social, Art & Men’s Groups SUNSHINE COAST Contact for further information. Community Focus: (07) 5479 3110 info@discoveryprogram.org.au www.discoveryprogram.org.au

Beyond Blue

Beyond Blue provides information and support to help everyone in Australia achieve their best possible mental health, whatever their age and wherever they live. Phone: 1300 22 4636

Diabetes Queensland

Support groups hold an important place in the lives of many people with diabetes. Research shows most people attend a support group to meet others with the same diagnosis, to gain more information about their condition, to learn coping and management skills and to build friendships with like-minded people. There are currently 55 diabetes support groups in Queensland. Contact Diabetes Queensland for information, or find a support group near you. Helpline 1300 136 588


Anxiety and Depression Support Group

With over 10 years of continued operation and having supported close to 1,000 people over the years, this group offers a warm, comfortable environment for those people living with anxiety who are seeking to improve their quality of life. Contact: Mental Health Association Phone: 07 5519 2550 Email: info@mentalhealth.org.au

Cancer Council Queensland If you have been affected by cancer, Cancer Council Queensland can refer you to a range of support groups operating across Queensland. Cancer Council Queensland: Phone: 13 11 20

Elder Abuse Prevention Unit

Helpline, training and awareness services The Elder Abuse Helpline promotes the right of older people to live free from abuse. It was established in 1997 to provide a state-wide service to respond to the abuse of older people in Queensland. It operates under UnitingCare Community and is funded by the Department of Communities Phone: 1300 651 192

Bernie Brae

LifeTec

LifeTec’s strategic purpose is to connect people and communities through assistive technology to enable their aspirations. They offer a range of services and education for people who need extra assistance in their day-to-day lives. LifeTec health professionals can help you to remain safe and independent and keep doing the things you love, and can provide you with the correct information and advice on assistive technology to meet your needs. Extra services such as consultations and assessments are also available. Phone: 1300 543 383 Email: mail@lifetec.org.au

MS Support Group

Regular and informative guest speakers add to the information shared with all. Sharing our stories, good or bad, is a great way to learn and understand more about our lives with MS. Contact: Multiple Sclerosis Network of Care Phone: 1800 287 367 Email: mssociety@msqld.org.au

Qld - Dementia Help

Various locations across queensland. Contact for meeting times and locations. Dementia Help Line 1800 639 331 helpline@alzheimersonline.org www.alzheimersonline.org

Self Help Queensland

Self Help Queensland Inc (SHQ) is a network of Self Help and Support Groups throughout Queensland. Self Help and Support Groups may be large or small, informal or sophisticated, stand alone or part of a network. They vary across a broad range of health conditions and related wellbeing issues eg genetic conditions, mental health, chronic illness, disability, grief and loss, parenting, sexual health, addiction, employment, environment,

multicultural, social action, rare diseases, parenting, refugees, etc. 21 Lister St (corner of Gager St), Sunnybank 4109 (in the community hall) Postal Address: PO BOX 353 Sunnybank 4109 Phone: (07) 3344 6919 Fax: (07) 3344 6919 Email: info@selfhelpqld.org.au

Seniors’ Legal and Support Service (SLASS)

If you feel you are a victim of elder abuse or that you have been mistreated or taken advantage of financially, help is available. The Seniors Legal and Support Service (SLASS) provides free legal advice, information and social work services for people over 60. Brisbane—(07) 3214 6333 Cairns—1800 062 608 or (07) 4031 7688 Hervey Bay—(07) 4124 6863 Toowoomba—(07) 4616 9700 Townsville—(07) 4721 5511

SOLACE – Support for Stroke Association of Queensland

Support to help stroke survivors and carers regain independence after the trauma of a stroke by referring them to services within their community. Phone: (07) 8384 8699­­ Email: istrokeaq@iinet.com.au

Support Groups Tell us about yourself

O

ur aim at the Australian Over 50s Living & Lifestyle Guide is to create awareness about and offer access to the wonderful support groups available for people who need support. If your support group is not listed here and is relevant to the Over 50s, please send us your details at: support@australianoverfifties.com.au

Join www.livewellclub.com.au

The Burnie Brae Centre is a Notfor-Profit Incorporated Organisation based in Chermside on the north side of Brisbane. The Centre offers an array of social, educational and recreational activities to over 50’s, and auspices a range of government funded community services for seniors, frail aged persons and younger people with disabilities to provide the highest possible standard of service to clients and their families. Phone: (07) 3264 2100 Email: enquiries@burniebrae.org.au

Tell us about Your Support Group

33 | Great Communities in Queensland

Creating Awareness -


34

Celebrating Life


So You’re 50 … Let’s Celebrate!

S

o, you’ve just entered your 50’s – welcome to a great time of life! You have some remarkable advantages. Your mind is alert, your body is full of energy, you probably have some savings in the bank, and the kids no longer need your twenty-four-hour attention. What a fantastic start. Freedom, finance, and flexibility. With all of these beautiful things going for us as we enter our fifties, it is surprising that so many of us are depressed on our fiftieth birthday and do not look forward to the next phase of life. We have been handed hugely negative assumptions about age by both the media and social assumption. Many of us actually believe that aging is a bad thing and that when you hit the BIG 50, it is all over. Ha! I remember being in this attitude myself in my mid-fifties and I did start to wind things down. Then, thank God, I hit a turning point. I remember the words of my doctor during my annual medical check-up. “Everything is good, but you should start taking it easy.” It suddenly hit me that this was double speak by a young person who had never experienced my

age. I had lots to do. Places to go, people to meet, foods to eat…I’m a contrarian by nature, so I decided very firmly not to take the advice of my doctor! (Do this only at your own risk). Instead, between the ages of 57 and 61 (my age now), I started a brand new business, divested an old business, bought and renovated a house, traveled so much that I have used up 36 pages of my passport, took up a musical instrument, joined a running club, rejuvenated the love affair with my life partner of twenty-one years, and attended a multitude of self-improvement and spiritual workshops. This was certainly more active than I had been in my forties and busier and more excited about life than most thirty-year-olds, with their worries about appearances, mortgages, and careers. Why did I go on this energetic path instead of taking it easy? In part, I was inspired by some remarkable stories. You probably know some of them – Harland Sanders started Kentucky Fried Chicken in his mid 60s’; Ronald Reagan started his political career at 55 and so the list goes on.

However, what really motivated me was to look at the many people around me who had listened to the “take it easy” advice. They had not turned out well. The inactive ones were getting worse until, by their mid-sixties and early seventies, they were frail, disinterested in life, secluded, humourless, and whinging. They were everything I never wanted to be. With these two stark comparisons – a life full of activity, time to do what you have always wanted and optimism on the one hand and on the other - a gentle, uneventful crawl towards death. The choice was real easy to make. So throw off the negative connotations of age, and see your fifties and sixties for exactly what they are – they are the youth of the rest of your life. Make sure you stay healthy and then do exactly as you please. Give yourself a treat; get that facelift if you want to, buy yourself a luxury car or caravan and travel to your heart’s content. Enjoy every minute, celebrate every year because today is the youngest you will ever be! Navin Pasricha O50s Australian Over 50s Living & Lifestyle Guide




Celebrating Life | 38

Just Do It... Activity the Answer to Loneliness

You may find that you are alone by choice, or that distance, or the passing of a loved one has left you by yourself. You may also discover, despite having some company, and activity, that you are still encountering moments of loneliness

I

n it’s more severe forms, loneliness can manifest itself as a symptom of depression impacting negatively your day-today life and function. It can be a frightening thing, and may lead to reduced levels of motivation and willingness to engage with and overcome our own issues. Overcoming depression and loneliness starts with accepting ourselves on a fundamental level; in understanding ourselves as independent but social creatures. We require contact with other humans, and while life has both happy and sad moments, the downs should never inhibit the ups. Being lonely is occasionally a normal part of aging, often triggered by moving to a new place or losing a partner, friend,

or family member. These changes may influence our own financial decisions, leading to us feeling as if we lack control. However, these feelings can be overcome and are easily addressed. Knowing why you are lonely is the best place to start; is it an anniversary of a moment of loss or grief? Is the weather poor? Have you been unable to catch up with friends due to health or financial restraints? Find what it is at the heart of your loneliness – only then can you begin to address the source and resolve the issue. The next thing you can do to combat loneliness and depression is to get out. Even going to pick up groceries, or going to the mall, having a walk around town, riding public

transport, or taking yourself out to tea. You simply need to get out and be amongst other people. Even if you are living alone, that should not stop you from doing and pursuing what you love. There is a cliché little sign that says, “don’t be afraid of getting older – be afraid of getting boring”. The message is delivered en-masse, but it is an important one. Boredom leads to loneliness, and loneliness can breed depression. If you find yourself alone, it is important to see such solitude as an opportunity to pursue your own passions. You are not limited by your alone time. Try something new. Take up an instrument or learn a language, bake, draw, start a new hobby or


If you are alone because you are far from family or have sustained a loss, then there are ways to improve your social circle. When you are feeling lonely it is easy to withdraw from the world. Instead, try stepping up and find someone who you can share your thoughts with. If this means making a phone call, then do so. If it means organizing a coffee date with friends, then organize it. You may

You do not have to be lonely. You will feel loneliness at one point or another, but the emotion is fleeting and one that is well managed. Take steps toward a more positive mindset and look after your head, your body, and your heart. O50s Australian Over 50s Living & Lifestyle Guide

Join www.livewellclub.com.au

even find that your local area offers social activities for seniors, or that younger groups would love to have you around. Try offering to read at local junior schools, or help in a tuck-shop. Maybe try checking out a pet-shelter, or even offer to do some gardening work at your local park. It is crucial that you find and take part in a community that helps you combat your loneliness by offering not only a social activity but support and care as well. Signs of depression often appear as a feeling of helplessness and loneliness. This negative mindset will reduce your motivation to socialize, so it is important that when these feelings come up that you are prepared and able to deflect them. If you begin to feel the onset of a bad day; heavy heart, loss of emotional control, lack of motivation…whatever it is for you, recognize it and do something else to help you get out of your slump before you really fall into it. Begin with a positive attitude and look at all the good things life has given you. Gratitude and kindness will go a long way, and your activity and self-care work well in conjunction with these things. If you begin to feel down, pick yourself up with a small activity, a favorite TV show, or a nice little treat. Do something other than feeling down and staying alone.

39 | Celebrating Life

resume an old one. Simply get moving. Physical activity, even gentle walking, will assist in the production of endorphins. These ‘feel good’ hormones will assist with a more positive mood and sensation of being in control. Not only does activity give your mind a break, but it helps your body support your emotional states. Take a look and ask around, see if there are any group activities in your area such as Tai-Chi, a walking group, swimming clubs, or cycling activities. Another thing you can do to combat feelings of loneliness is to eat well. This goes hand in hand with physical activity; good food and good exercise assist good minds. Take some time to prioritize a healthy diet, reduce any alcohol or tobacco intake, and drink more water. Treat yourself from time to time, and build a wellbalanced diet into your life in order to bring out the best in your mind. Sporting groups are a good place to start, but if you are no longer physically capable of active exercise then there are plenty of other options. You could volunteer at a local hospital or op-shop, take up painting, baking, or flower arranging, get involved at a local sports club to help organize and support members, or even start up your own club for like-minded people in your area.


H A Laughing Good Time

ow would you like a laugh-fest each morning? A good giggle really gets the day going! Laughing clubs are a place where individuals can practice Laughter Yoga, also known as Hasyayoga is packed with psychological and physical benefit. Developed by the Indian physician Madan Kataria, these clubs encourage members to participate in prolonged periods of voluntary laughter. It is believed that this activity, initiated via creativity and social interaction rather than through comedy and humor, produces an array of positive psychological and physiological benefits ranging from simple mood elevators, to stress reduction and pain relief. These clubs are often run in groups, where eye contact and playfulness is encouraged, and where forced laughter is ideally turned into genuine, contagious laughter.


Laughing Clubs became popular in the mid-1990s and early 2000s, with the practice being performed in open parks in the early morning. Individuals who take part in these clubs believe in, or wish to try the powerful healing effect associated with laughter. They’re also impossible to miss (or not to hear!). Just look for the beaming faces and consistent sound of laughter. The activity is seen as an exercise, and as a way to encourage fun, healthy joy without equipment or constraint. Laughter relaxes the whole body and has the benefit of being socially contagious, hence why Laughing Yoga is so often done in groups

rather than as an independent activity. A class will typically start with socializing and talk, followed by stretching and breathing exercises. Participants then begin exercises with specific elements associated with various forms of yoga, often under the guidance of an instructor. If you’re looking for a way to improve your mental and physical health, as well as that of friends and family, why not give Laughter Yoga a go? A number of retirement and community centres offer classes as part of their health and fitness programs, and you will definitely find yourself in good company.

Go ahead. Laugh. You’ll feel better for it.

Join www.livewellclub.com.au

threshold is significantly higher for those in laughter groups than those participating in a control group. It is also suggested that Laughter Yoga encourages the production of endorphins, leading to an opiate effect, which assists in social bonding and mood enhancement, as well as with reduced pain and lower stress levels. Laughing with friends seems like a pretty great way to help with anxiety, pain, and stress!

41 | Celebrating Life

Only a handful of studies have looked into the science of Laughter Yoga, but they have found that there may be a number of medical benefits associated with the activity. These include improved cardiovascular health, more positive mood, and more uplifting social associations. It is suggested that laughter clubs may be as beneficial as exercise therapy for patients suffering from depression, and Oxford University discovered that the human pain


How to Develop a

Great Relationship With Your Grandchild


A

s a grandparent, the day-to-day responsibilities of parenthood are typically forfeited. This usually gives them the ability and ease of developing a solid and trustworthy relationship, without them having to worry about being punished or scolded. Of course, no two relationships are the same. It’s best to contact your child and discuss the type of role and boundaries you’re going to have with your grandchild. Some grandparents take on the role of babysitting while the parents are away at work, sometimes visiting grandparents on the weekend are seen as a treat or vacation, and sometimes grandparents live further away, and are a Facebook message or a phone call.

not kill two birds with one stone, and in place of material items, replace them with memories; a trip to the park or the zoo will be engrained in their minds for longer than that chocolate bar probably will. In doing so, you’re strengthening the bond between you and your grandchildren, and making sure they’re active or learning something along the way. Keep in mind that your grandchildren will often be interested in similar things as you, even though they are much younger. Sharing your own interests, hobbies, or even work, may spark an interest in them. At the same time, sharing interest in things that catch theirs is also a way to build a strong bond. Whether they’re passionate about pokemon cards, video games, or soccer, these can all be opportunities of having a shared interest. When they share their “expertise” with you, it gives them a chance to open up in whole new ways, and their level of trust grows. You can even do so, at a distance. If you don’t have the ability to live close by, we live in a digital age, and have Skype, Facebook, and much more. Regardless of where you are in the world, the relationship your grandchild has with you is one of the most powerful and formative relationships they can have. They’ll look to you for advice, they’ll see you as a role model, and they’ll see you as an escape. You’ll find that they’re the one teaching you. O50s Australian Over 50s Living & Lifestyle Guide

Join www.livewellclub.com.au

Regardless of the type of relationship, the most important aspect of any relationship (especially with children), is consistency. Even if you do not discipline your grandkids, it’s important to enforce any rules they may have at home. It’s also important to respect their parents’ wishes. Sometimes, as a grandparent, it’s easy to spoil our grandchildren with gifts and candy; this is a normal instinct to have, but parents don’t always want the same for their children, every time they go to grandma or grandpa’s. To avoid this, why

43 | Celebrating Life

As we get older we tend to value certain things more. This being said, it’s safe to say that grandparents take their relationships with their grandchildren very seriously. Maybe they would like a “second chance” at being the role model they weren’t with their own children, or maybe they just know how quickly time passes us by. Regardless, a close relationship with your grandchildren is a rewarding one, and one with seemingly no downfalls. Grandparents are oftentimes a child’s strongest connection to their family heritage, as well as a reserve of happy memories.


Celebrating Life | 44

A Real Sea Change T

hey say the population of Australia is ageing and so it wouldn’t be surprising to hear that the surfing population is getting older too. When you dig beneath the surface this is more than just a one dimensional demographic trend, it’s associated with a broader global one that can best be summed up like this: kids are getting older sooner, and adults are staying younger longer. The latter condition is due to an increasing awareness of the need to life a healthy and active life, especially when you’re a little older, your kids are off your hands, and have you have the time to do so. Surfing just happens to be excellent full body workout – legs, arms, shoulders and lungs - and to top it all it’s the kind of fun that can be enjoyed at your own pace, by men and women alike. But it’s not like kicking a ball or taking a walk in the park, it’s as basic as these, but requires more advanced skills to get to first base. The simple act of grabbing a board, paddling out into the ocean and riding a wave is as pure, wholesome and exhilarating as it sounds, but

be warned it’s also transcendental and downright addictive – many people will testify that catching that first wave changed their lives forever. It just feels that good.

So you’re over 50, and thinking about a sea change of a surfing kind. Here’s what you need to do in three easy steps.

Step One Start working on achieving a reasonable level of fitness and flexibility. If you are able to cope with swimming 100 metres in a pool, and doing 5 push ups in a row, you’ve made the grade and you can take the next step.

Step Two It’s going to look silly but trust me, it’ll pay off. Lie on the your tummy on the ground, as if you’re paddling on a surfboard. Place your hands on the ground as if


45 | Celebrating Life

you’re doing a push up, and spring to your feet, legs apart. This is not easy for most of us, but with time and practice you can build up to it. Do that 2-3 times in a row and become familiar with this motion, you’ll be doing that a lot! If you can’t manage that, proceed to plan B below.

The Last Step Go see a surf school. They have the right surfboards, and the skills to teach you the very basics of wave riding. Take a minimum of three lessons, before attempting to go alone.

Plan B Grab a bodyboard, and surf the waves on your belly. Craig Sims is Publisher of Surfing Life

Five Useful Tips: 1

Never surf alone, try to learn with a friend.

2

Avoid the points (Burleigh Heads, Snapper Rocks, Currumbin), they are crowded, aggressive, and very dangerous for beginners. Stick to the beach breaks (Surfers, Broadbeach, Miami) and find an uncrowded spot to practice.

Check the surf cams before packing the car and hitting the beach, and only go if the surf is 2ft or less, and the winds are light. We don’t want to be charging the big stuff just yet.

4

Be aware of the rules of the waves.

5

When in doubt, don’t go out.

Join www.livewellclub.com.au

3


46

Travel & Tours


$$ Travel Tips For The Over 50s

Many Over 50s look forward to that time in their lives when they can indulge in the long-awaited luxury of travel. Family and work commitments often put a brake on travel dreams, but once children become independent, and work or business is well in hand, the world literally becomes your oyster.

I

rrespective of your financial situation, it is wise to take advantage of any available travel cost savings and deals. Being frugal is commonsense – any money saved can be put to better use on future trips. We have gathered 5 top travel tips to help ensure your travel experience is both pleasant and cost effective:

1. Timing. Over 50s are generally more independent than families with accompanying kids, so are able to be more flexible with the timing of their trips. Being able to travel outside school holidays and peak times means you are in a much stronger position to grab the best holiday deals and prices.


Travel & Tours | 48

2. Payment. Over 50s are often in a stronger financial position than younger travellers and can benefit from higher-tier credit card offers. Banks often offer Platinum, or equivalent, members benefits like free travel insurance, provided travel costs are paid with that card. Something we’ve all been guilty of is changing our money at the airport. Try and avoid this, as bureaux know they have a captive audience and mostly offer worse exchange rates. A better option is to change your money at home, giving you time to shop around locally for the best rates – either online, or through your bank.

3. Loyalty. While you can benefit from shopping around for the best airfares, there are definite advantages to staying loyal to a particular airline. Loyalty programmes can offer great benefits for travellers, such as faster check-ins, additional baggage limits, upgrades and other perks. If your credit card can link to an airline rewards scheme, even better.

Change your money at home, giving you time to shop around locally for the best rates.

5. Accommodation.

It is most likely you have seen or heard of Airbnb, which is an online community for people to offer spare rooms in their homes to travellers from around the world. Founded in 2008, it is an interesting and cost effective accommodation option that fills the gap in the market between hotels and backpackers.

If you aren’t benefiting from an airline loyalty programme yet, then it definitely pays to shop around online for the best flight options. While a travel agent can do a lot of the groundwork for you, you can save money if you’re prepared to do your own research and buy tickets online.

Airbnb describes its offering as “Whether an apartment for a night, a castle for a week, or a villa for a month, Airbnb connects people to unique travel experiences, at any price point, in more than 34,000 cities and 191 countries”. For the frugally minded, it’s a good way to reduce your overseas accommodation costs while getting to know the locals.

Be aware if buying online that sometimes you may fly from different terminals, or even airports, which can catch you by surprise when your trip is underway. Also, some budget airlines charge for baggage by weight. Also be prepared to possibly sacrifice free in-flight meals for cheaper flights.

For those who prefer to stay in hotels, there is a range of websites offering great deals. Alternatively, you could consider well-known metasearch engines, which pull together the best deals from across the Internet. Well known ones include Trivago, Expedia and TripAdvisor.

4. Flights.

“For those who prefer to stay in hotels, there is a range of websites offering great deals”

Another cost saving alternative is house swapping, where you offer your home for others to stay in, while you take advantage of someone else’s hospitality during your travels. There are various websites that arrange all this for you, including Aussie House Swap and Home Exchange. O50s Australian Over 50s Living & Lifestyle Guide



What’s Your Bucket List?

Travel! Travel! Travel! We headed out to ask a few of our readers what was next on their Travel Bucket List. From as close as Coolangatta to the distant shores of Canada, the Over 50’s are definitely heading out on a few adventures in the coming years!

Andi and Malcolm the UK Andi - We’re looking at going to be ld wou It . and Irel ally next, specific to visit e enc Flor in r ove stop to wonder ful via go be Michelangelo’s David, and may ’s. Vienna to see the Lipizzaner to Malcolm – “I’m happy with a trip d on the ken wee A t! tha Coolangatta before – that’d view a with ent rtm beach in an apa do me just fine.”

Morag Iceland is at the top of my list for something really different. Good food in Reykjavik and stunning scenery. Perhaps, there will be a chance for a side trip to Greenland to spot a Polar Bear!

Sonja Canada! I’d love to visit the Buchar t Gardens in Vancouver, which has been on my bucket list for decade s. Then on to the Canadian Rockies, Jas per, Banf, and Lake Louise!


Gavin and Sasha

Gavin - We’re planning to head off to the Kruger National Pa rk. There are a number of great camp s to stay at for family time, and the op portunity to walk and be with nature. A few days in Cape Town to visit Robben Island and climb Table Mountain are on the agenda too. Sasha – New Zealand is lovely too, especially the Bay of Plenty. It’s so close to us as well; just a ho p from Australia.

Sylvia On my bucket list - sailing on the Dalmatian Coast with my family, with stop overs on the island, and a visit to Split and Dubrovnik, and a cycle on the island of Havar!

Deryck and Sharyn I’m scheming at the moment! I want to surprise the family with a cruise, and then I’d like to go back to Paris.


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Tips For A

Great Cruise Experience

1

Find a cruise that includes a day or so at the embarkation port – it adds so much to your holiday and gets you into the mood.

2

Take the shore excursions that are organised on board. They will be with tour operators used to working with your ship and that way you don’t have to worry about being back on time for the next departure time.


3

Don’t pack too much. You will want to do plenty of shopping and you want the room for all those souvenirs. As for practical clothes – there will be a laundry on board and a self-service facility as well.

If you forget your camera don’t worry – there is usually a ship photographer.

5

Use the self-service laundry. It is always cheaper than the full service variety. Some ships also do a set price for a full bag of laundry that is cheaper than the per item rates.

6

Wait till you are onshore for internet usage. On board is heavy on the pocket.

There are lots of activities and entertainment options on board. You should make great use of these marvellous opportunities. At the same time remember to have some alone time as well, so you return from the cruise refreshed both in mind and body. O50s Australian Over 50s Living & Lifestyle Guide

Join www.livewellclub.com.au

7

53 | Travel & Tours

4


Cruising

- A Great Experience At Any Age

There is something for everyone on a cruise, from gourmet dining to snorkeling, salsa nights, musicals and theatre, movie nights, days by the pool, days on the shore, shopping, exercise, spa days, and private retreats.

I

t is no wonder that millions of people will head off on a cruise in 2017, and many of them will be climbing the galley for a first trip after retirement. In fact, people over the age of 50 represent a quarter of ocean travellers. The over 50’s are active, and cruise lines know it. More than ever before, the ships are catering to an ‘older’ crowd, offering activities and to ensure that the grey nomads never run out of options. They are often joined by other demographics such as families, teenagers, couples, and singles, and all fit comfortably aboard the luxury liners that traverse both large and small portions of the globe. Regardless of what stage you are at in life, the high seas are a place for fun, relaxation, and adventure.

A cruise is also a fantastic way to meet new people and form lasting friendships. Cruise ships have become cities on the sea, and these cities are age friendly. In fact, cruising has become a popular way for families to connect, and multi-generational cruising is a great way to spend time with loved ones. Grandparents, parents, and grandchildren alike are boarding these ships and are all having their needs met. Children can go to skating rinks, climbing walls, and miniature water parks, while parents enjoy a romantic retreat, and grandparents treat themselves to the onboard shopping – followed by everyone meeting for dinner and a treat by onboard


If you wish, you can spend the entire day in the spa, receiving massages, getting a facial, and eating as much as you can from the buffet. Or, you could hop on the boats going to shore and explore shopping in new regions across the globe, taking day trips in locations such as Greece, Canada, Fiji, The Caribbean, and Scandinavia – just to name a few. You could go for a few days, a few weeks, or even a few months. Some seniors are even retiring on board cruise ships, enjoying the luxury of liners and the accessibility of onboard life. There are pools on board to swim in, and opportunities to swim in the sea and explore the world without having to hop on and off an airplane.

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Cruise vacations are fantastic options for seniors as they offer the flexibility to do as much or as little as you want. You can be active and take it all in, or you can lounge on the deck and enjoy the passing view. Mobility impairments are of little concern too, as most cruise lines have worked to accommodate all mobility levels so that all on board can enjoy their vacation.

There are a few things to consider when planning a cruise, such as how long you wish to be away, what kind of vessel you want to travel on, the kind of destinations you want to visit, who you’re travelling with and the location of your room. There are ship doctors on every cruise, and making them aware of any issues you may encounter is important. Those with impaired memory may prefer a smaller vessel, and cruise staff should be alerted to any needs you and anyone you are traveling may have. This includes accessible rooms with wider doors, roll-in showers, grab bars, and mobility access. When booking, be sure to look at the map of the cruise ship you’ll be boarding to ensure that you have your bearings and are aware of how far away your room may be from the activities you plan to take part in.

entertainers. The options are endless, and the facilities are remarkable.

Island cruises are very well known, but there are liners that will travel through the arctic, up through fjords, and along bustling coastlines. Whatever your heart desires – if it can be reached on water, a cruise will cater to it.

Whatever you want, and wherever you want to go, there is a cruise for you. See the world from a new angle, and arrive on distant shores with a new perspective. Cruising is for all ages, all stages, and all activity levels. Lift up the anchor and float into the trip of al lifetime! O50s Australian Over 50s Living & Lifestyle Guide

Join www.livewellclub.com.au

However, if you wish for a quieter time, there are specialised trips for the over 50s and 60s; destinations on the sea designed for grey nomads to escape to. And if you’re thinking that your ship will have to follow the path to tropical waters, you’d only be half right.

You can expect to be inundated with options onboard. It can be overwhelming, but going in knowing what you enjoy is crucial. Many cruise companies are offering specialist options to fit your lifestyle. This includes running trips designed for over 50’s travellers, or having options for grandparents whilst they travel with the extended family. Over 50s cruises can be free from children and are often quieter, and run on smaller ships, while full cruises are packed with activities and opportunities to explore.


Travel & Tours | 56

Delight in

New Zealand

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he essence of New Zealand is its astonishing diversity and absolute contrasts. New Zealand’s geological structure forms one of the most exciting landscapes on the planet and the unique cultures of Maori and Polynesia meld with imported British and European lifestyles. New Zealand is a place where one can soak the body and soul in peaceful tranquility, where the surroundings offer beauty and serenity and the hospitality is gentle and kind. As soon as you arrive, the pace relaxes and you will discover a pristine paradise, touched with the majestic colours of nature set in a landscape of stunning contrasts. New Zealand is a spectacular year round destination where you can delight in a variety of amazing experiences. A country filled with incredible gems striking awe into even the most intrepid of visitors, making it an unbelievably rewarding holiday destination. Enjoy Beaches of glistening sand with not a footprint in sight, primeval forests where the trees are a thousand years old, cauldrons of bubbling mud in a geothermal wonderland, and green pastures where cattle and sheep graze

beneath snowy mountain ranges. Choose from an abundance of memorable sightseeing options. Geologically, the land is remarkably young, with active volcanoes in the North Island, but its flora and fauna are of an antiquity found nowhere else in the world. No matter what you are looking for from your next holiday, New Zealand can offer everything you need

or want. Whether it is a memorable touring vacation, a resort to stop and drop for a well earned rest, stunningly diverse scenery, the finest gourmet foods and wines, amazing ecotourism experiences, a little bit of self indulgence and pampering, dabbling with some action and adventure or something in between, from the North to the South, this amazing little country has it all.


9 Day

Single Island Tours from $

2969pp

Includes: 8 nights accommodation in superior hotels 8 fully cooked breakfasts & 6 dinners Travel by luxury touring coach Services of a professional Coach Captain Hotel porterage Complementary private airport transfers Selected experiences Iconic sightseeing Travelling New Zealand by coach allows travelers to get up close and personal as you are transported in comfort and style through inspiring vistas and jaw-dropping landscapes. Sit back and relax as your experienced Coach Captain imparts vast knowledge of the local regions and delves into the stories behind the fascinating history and colourful local characters. Kirra Tours has an expertly crafted range of Coach Touring itineraries to suit everyone, visit www.kirratours.co.nz to view all touring options. Use the discount code “50Living” and get $200 off a one island tour or $300 off a two Island tour per person!!!

14 Day North or South Island Motorhome from $1299pp Includes: 14 days hire of a Jucy 4 Berth Casa from Auckland or Christchurch Shower and Toilet onboard Stress Free Plus Package Including nil excess Why not spend your holiday travelling around New Zealand on a relaxing and fun-filled motorhome journey, discovering the hidden secrets of this stunning destination and exploring its natural wonders, national parks, small charming local towns and iconic cities. Make the most of your precious time away by passing somewhere new and exciting every day, pausing longer at the destinations you like the most. What better feeling than waking up in the morning to a day filled with nothing but freedom, no responsibilities or expectations other than spending quality time together and choosing your next extraordinary destination. Use the discount code “50Life” and save $50 per person!!!

Call to action: Phone: 1800 888 242

Email: reservations@kirratours.com.au

Website: www.kirratours.co.nz

*CONDITIONS: Coach Tour price is per person twin/double share and subject to availability. Valid for travel on selected dates departing within 2016/17. A $150 per person non-refundable deposit is required within 7 days of booking confirmation. Single traveller supplements and triple share options are also available. Please refer to www.kirratours.co.nz for more details and itinerary information as well as other Coach Tour options. Jucy Motorhome price is per person twin share and subject to availability. Prices were correct at time of submission (NOV 16) but are subject to change without notice. Valid for travel 01 April to 30 September 2017, discounts or surcharges will apply for travel outside these dates. All Hirer's must have a valid credit card. A non refundable credit card administration fee of 2% for visa and MasterCard, and 4% for Amex applies. A NZ$10.00 premium location fee applies for all bookings collecting from Auckland Airport and Christchurch Airport. Rate includes 24/7 roadside assistance, Unlimited mileage, GST & STRESS-FREE PLUS (Nil excess) - covers all damage including tyre & windscreen damage, all window damage, under body & overhead damage, single vehicle accidents, Road User Charge Recovery Fee, LPG Refill costs, 1x picnic chair per person, GPS & 1 x Extra Driver. Price is based on a single island hire picking up & dropping off in Auckland or Christchurch.


First Trip to Auckland? What you must do and see. Auckland is waiting for you

L

ike most cosmopolitan cities, Auckland offers a vast array of sights to see and activities to do. It’s easy to understand why this modern, thriving city of 1.4 million consistently ranks in the top 10 of the most livable cities in the world.

its attractions. On a clear day you can see up to 80km in every direction, including views east across the water towards Auckland’s landmark volcanic island, Rangitoto, and beautiful Waiheke Island.

It is blessed with superb geography and a wonderful climate. It is surrounded by water, and a number of Auckland’s best attractions are based on the coast or in the mountains and bush surrounding the metropolis.

From the Sky Tower, head off down to the Auckland waterfront and explore the vibrant Viaduct Harbour. World-class restaurants and bars line the waterfront, with a backdrop of clean, sheltered waters and sleek, million dollar super yachts.

Within half an hour you could be sailing to an island, trekking through native bush, picnicking on a volcano, wine tasting at a vineyard or walking on a wild, black sand beach. Auckland also offers world-class shopping, humming waterfront restaurants and a diverse arts and culture environment. The city’s layout makes it easy to move quickly and easily from one attraction to the next.

From the Viaduct, head back into town along Queen Street to the Auckland Art Gallery ‘Toi o Tamaki’ to experience the country’s most extensive collection of New Zealand and international art. The gallery contains more than 16,000 pieces, including works by New Zealand, Māori, Pacific and international artists.

A captivating experience awaits visitors to the Auckland Sky Tower, which is an excellent place to start your tour. At 328m, it is the tallest building in the Southern Hemisphere and the breathtaking 360-degree views will help you understand the layout of the city and

Your New Zealand cultural experience continues at Auckland War Memorial Museum, which is renowned for its unique collection of Maori and Pacific treasures. It is the only venue in Auckland where visitors can experience a daily Maori cultural performance.


Next, head out to West Auckland to explore untouched native forest, experience the rugged beauty of black sand west coast beaches and visit Auckland’s wine districts of Henderson and Kumeu. These boast award-winning restaurants, fascinating art galleries and diverse specialty shops. End your visit to Auckland by visiting its largest island, Waiheke, which boasts spectacular beaches and vineyards. Ferries run regularly and the trip takes only 35 minutes. Alternatively, you could visit Rangitoto Island, the region’s youngest volcano. It’s a short, enjoyable ferry trip across the harbour from the downtown CBD and is a favourite excursion for day-trippers, who enjoy the spectacular outlook from the summit. Anthony Tyler is a travel writer and has lived and worked in Auckland for 20 years.

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If you enjoy cultivated nature, drive 20 minutes south to the Auckland Botanic Gardens to explore a 64-hectare garden that will inspire and relax you. Lakes compliment the native and exotic plants and trees and an eclectic collection of largescale outdoor sculpture by New Zealand artists.


The European Alps: Not just for snow bunnies

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he Alps mountain range is one of the most well-known and popular tourist destinations in the world, with photos of its awe inspiring snow-capped peaks featuring in many international tourist brochures and websites. The region stretches from France, through Italy, Switzerland, Germany, Liechtenstein and Austria into Slovenia. The best-known and highest peaks in the Alps include Mont Blanc, Dufourspitze and the Matterhorn. They all fall into the alpine ‘four-thousander’ (higher than 4,000 metres) category and attract outdoor thrill seekers from around the world. More than 120-million tourists flock to this 1,200km-wide stretch of mountains each year, mostly for snow-based activities. However, summer visitors also descend in their droves to enjoy spectacular views and less icy alpine pursuits. If you are a skier, snowboarder, paraglider or similar white-knuckle junkie, you will more than find your fill in the Alps. The range is home to some of the best-known ski destinations in the world, including Klosters, St. Moritz and Davos (Switzerland), Innsbruck (Austria), Chamonix and Megève (France) and Cervinia (Italy).


However, Over 50s shouldn’t be put off by the adrenalinesaturated aura that surrounds the Alps. If you prefer a more leisurely pace, there are plenty of other activities that will get your blood up while still giving you plenty of time to enjoy the scenery, culture and unique local cuisine on offer in each country scattered across the range. While you may be tempted by the sparkle and glamour of the winter ski fields, there are definite benefits to visiting the Alps during summer. Prices are usually significantly cheaper, and the melting snow reveals vistas of picturesque towns, beautiful meadows and rocky pinnacles. If you feel your trip to the Alps wouldn’t be complete without a trip to the snow, you can still find plenty of the white stuff at higher altitude alpine towns, even in summer.

Each country encompassed by the Alps offers its own unique experiences for visitors to enjoy. These range from the slightly cliché Austrian men in lederhosen, to the turquoise lakes of Slovenia, the verticalwalled Dolomites of Italy and the fairy-tale castles of Bavaria, Germany. The Alps also boast gardens, spas and yodeling, alpine cowbells and Schuhplattler folk dancing. Europe’s highest peak is Mont Blanc, straddling the border between Italy and France. An unmissable way to encounter the breathtaking views here is to catch a ride on the recently opened Skyway Monte Bianco. The 360-degree rotating cable cars travel between the Italian town of Courmayeur and Punta Helbronner on the French southern slopes of the Mont Blanc massif.

A hugely popular summer alpine activity is walking. You need only basic fitness to enjoy the best of the scenery on offer, as many ski lifts remain open during the warmer months. The walks range from short day hikes through to multi-day treks – mostly on well signposted and maintained networks of paths. They are designed to cater for walkers of all ages and fitness levels. Most Alpine resorts are also well geared up for mountain biking and many boast world-class golf courses. Other attractions include the Skocjan Caves in Slovenia – one of the world’s largest underground river canyons and a UNESCO world heritage site. Italy’s aptly named South

Tyrolean Wine Road boasts pretty cellar-filled towns and Wattens, near Innsbruck, hosts the beautiful Swarovski Crystal Worlds. Thermal mineral baths can be found in Aix-les-Bains in France and Leukerbad, Switzerland. Whether you visit the Alps in the winter snows or summer sunshine, you will never be left short of a tasty meal or grand view, irrespective of where you travel. Some staples include cultured alpine cheeses, crisp Swiss rosti, and the culturally historic dishes of fondue and Raclette. Alpine beverages include a shot of schnapps or a mug of glühwein. Both are guaranteed to bring a rosy glow to your cheeks. As an international travel destination, the Alps are hard to beat as a melting pot of distinct mountain cultures and diverse attractions. It is an extraordinary place to visit, even when you’re not wearing skis. O50s Australian Over 50s Living & Lifestyle Guide


Travel & Tours | 62

Why you should

use a

Travel Agent…

The adventure of travel can give people a lifetime of memories to reflect upon. Let’s face it - it makes a great yarn at a dinner party. No matter what your taste is in travel, essentially it’s about the experience. It’s the culture; food; language; history; art; architecture or the natural wonders that a destination can offer. Whatever the experience is that you want to have, it’s something that will ‘evoke’ all of your senses.

N

ow days booking travel can be done conveniently online. It’s fun to research and chase a deal, but unless you’re tech savvy it can be very complicated. It can also be very time consuming to those who want to research and read reviews. Unless you know a trusted webpage that has available contacts in Australia you can end up feeling foolish. For example, booking a hotel room for a family of four and upon arrival you check in to a room with two single beds! And so your trip begins with negotiations with hotel staff about what you thought you had booked. Booking on line for cheaper airfares can be tricky as well. There are a lot of hidden fine points in airline bookings that can make you come unstuck. Yes, they may give you a great price, but does it include your luggage, will you get fed and does it include a five hour stopover in the middle of a long haul flight from hell. By the time you pay for a luggage allowance and other addons, you may as well have booked with a mainstream airline. Unless of course you can travel around the world as a minimalist with two sets of clothes and whatever you can stuff into your carry on.

That is absolutely doable - there is a particularly savvy 74-year-old friend of Evoke who travelled last year to Istanbul and Europe with only hand luggage for three months, but that’s a completely different story. Then there are the online scams that can sting you. Even the US homeland security is not immune to these scams. It was only last year that the US visa system “ESTA” was hacked and thousands of traveler’s credit cards were over charged. The price for an ESTA is about USD 14, but credit cards were charged over $140.00. Without any industry knowledge you would never know of

these traps. Unless you have hours to spare reading all of the terms and conditions or the PDS on travel insurance and the booking fine prints you may end up in a pickle. Then at the end of the day who will be there to assist you? If you book your own accommodation, flights, tours and transfers – that means your responsible for calling about 5 different company call centers to alter your itinerary. Let’s face it, with the costs of calls on an international roaming phone the charges are astronomical. You will end up wasting precious travel time trying to fix things up yourself.


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Changes and alterations can pop up on any well planned trip. You can’t account for flight delays due to volcanic ash clouds, a Chicago freeze over, or goodness forbid a tsunami. No one can account for Mother Nature, that woman doesn’t answer to anyone. What if one person had booked your trip for you and knew exactly what your tastes in travel were? What if you had one person to call while you were away to attend to any itinerary patch ups or get you home because of a family crisis? Well you can, they’ve been around for years – Travel Agents! And they don’t cost you a cent.

Tanya and her partner have both travelled extensively – retreats in Tasmania, cruising the pacific, over landing throughout Africa & South America, luxury nights at five-star resorts, White Christmas experience in Quebec City and train travel throughout Europe. It’s their passion for travel that drives the Evokes team to want to share experiences that evoke all your senses. We’d love to invite you to join the Evoke Travel Community because we want to keep ‘Travellers’ Travelling for life.

We support…

Address: 17 CURTIS STREET, Norman Park Queensland 4170 Phone: 07 3395 5780

www.evokeworldtravel.com.au

Join www.livewellclub.com.au

Our personalised service continues until you return home, whilst you are away you can contact us via text, email or by phone. We will be available to you 24/7 as a safety net for those times when things end up a little ‘Travel Crazy’.


Like most services there are good ones and there are bad ones. A lot of main stream travel agencies are driven by sales figures and not customer service. The problem is when your away, especially for Australians, is that every other really cool destination is in a completely different time zone. When you call a customer service line you’ll most likely get an automated response to tell you to call back between 8am and 5pm Monday to Friday and if it’s an emergency, you should hang up and call another call centre. The bigger companies fail at being able to provide personalized customer service. Their clients are lost in the sheer mass of their databases and they don’t know what their clients actually want from their travels.

Using the services of a travel agent shouldn’t cost any more than the trip itself. The benefit of engaging the services of a travel agent is that they should tell you all about the hidden fine print and the booking catches. It should all be explained, that’s their job. A good industry professional will know the seasonal airfare sales and their release dates. They will be able to advise when the best time is to book and to get a good price. It’s much like a financial advisor – a good one that is. They know the banks, the loans, the interest rates, what the market is doing and they provide sound advice. They are not paid by you. They are paid by the financial institutions at no extra cost to you. This is exactly how travel agents work. By Stephanie Witt of Evoke World Travel


Keep Copies

Always carry a copy of your passport and ticket information! Scan it, print it and pack it in your carry-on as well as in your luggage. That way, you’re prepared for any eventuality. It is also a great idea to print a copy of your full itinerary for your family, that way they know where you’re staying and what days you’re travelling. If anything happens, be it on the world stage or within a personal sphere, it can offer great peace of mind to those you care about.

Get Stretchy

Sitting for a while? Be sure to drink a lot of water and give yourself 10 minutes to stretch before and after your journey. Your body will thank you for it! Be sure to start gently, especially during a long trip. You want to ensure your muscles and joints are well looked after, and that includes ensuring you don’t accidentally hurt yourself with a little bit of yoga.

Scent for Sense

Buy a fragrance atomiser from the chemist – you can fill it with your favorite perfume or cologne to spritz on the go, and it’s airport safe! This way, you have your own scent and the smell of home with you wherever you go. It’s great for the senses, can help keep you calm in moments of anxiety, and keeps you feeling and smelling fresh.

Prepare your Pills

A hand luggage essential is medication. Be sure you have access to 48 hours worth of medication when travelling. It never hurts to be prepared. Be sure that you have visited your doctor before you leave to ensure that you have the prescriptions and paperwork for any medications that may require it, especially if you have to carry large volumes.

Fabulous Footwear

If there is one thing that makes travelling difficult, it is painful feet. When you pack your shoes for the trip, be sure that you have footwear that is well worn and comfortable. The time to break shoes in is not on the road, and blisters, bruises, and pinched toes are not part of the journey. Consider what you want to wear, be it on the plane, in a car, on a bus, or on foot. However, don’t discard nice shoes. You should always have something a little fancy... just in case.

65 | Travel & Tours

Travel Tips You May Not Have Thought Of

O50s Australian Over 50s Living & Lifestyle Guide

Join www.livewellclub.com.au


Travel & Tours | 66

When thinking of Thailand, most people picture glittering Buddhist temples, sandy beaches and Thai street food. This popular tourist destination actually has more to offer. If you are after spectacular mountains, lush valleys, hill tribe villages, and more local experiences, Northern Thailand is the place for you.

Hill Tribe Villagers in Chiang Rai picking tea leaves

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his region is home to 36 Royal Projects and 4 research stations, initiated by the late King Bhumibol Adulyadej, Her Majesty Queen Sirikit and the members of the Royal Family. These projects cover all areas of development, including health and medicine, education, society, irrigation, land development, agriculture, the environment and transportation. From promoting the cultivation of cool climate crops and the production of livestock to replace the slash and burn agricultural practices, deforestation, illegal logging and opium cultivation of the hill-tribe villagers, to the breeding and releasing of rainbow trout in once uninhibited rivers so local villagers were able to sustain themselves. Fortunately visitors are able to explore these wonderful projects with the Office of the Royal Development Projects opening the doors of its projects to visitors and developing facilities such as accommodations, camping grounds and restaurants. By visiting these projects and research stations, visitors can see, feel and understand the impact the King’s devotion has on the local communities.

Cherry Blossom along the road to Angkhang, Chiang Mai

Examples of the Royal Projects which have facilities ready to welcome foreign visitors, include Royal Agricultural Station Inthanon in Chiang Mai, Royal Agricultural Station Angkhang in Chiang Mai, Doi Tung Development Project in Chiang Rai.


Rice farming in Chiang Mai highlands near Inthanon Royal Project

Doi Tung Royal Garden

Visitors who want to experience the local way of life of hill-tribe villagers and engage with a remote but distinctive set of customs, culture and traditions can stay at one of many home-stays in the area, such as Ban Mae Kampong in Chiang Mai.

For more information, visit www.tourismthailand.org/au

Best time to travel: All year round, with cooler temperature during November - February

More information on Royal Agricultural Station Inthanon, see http://www.royal-inthanon.com/

More information on Royal Agricultural Station Angkhang, see http://www.angkhangstation.com/ More information on Doi Tung Development Project, see http://www.doitung.org/


Travel & Tours | 68

Security While Travelling Whether you’re travelling abroad or taking a short trip across the state it’s important to have the right gear.

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ou may have heard the term RFID (Radio Frequency Identification), this is the signal that emits from your credit cards or passport (ones with a Chip inserted) that allow your information to be sent across the airwaves. Similar to using “paypass”. Thieves are now able to steal your information using scanners to collect this information without coming in contact with you and without you knowing until it’s too late. Protect yourself from as little as $9.95 for a pack of 3 Comfort Travel RFID blocking credit card sleeves or update your wallet with a new one which is manufactured with RFID blocking material inside the lining , men’s Leather wallet by Oran leather from

just $29.95, ladies leather wallets start from just $44.95 at BAGS TO GO. There is also a great range of handbags, backpacks and side bags featuring RFID blocking pockets to keep your data secure. Brands like Travelite, Pacsafe, Hedgren and Zoomlite all have great bags incorporating RFID blocking packets as well as additional “anti-theft” measures like lockable pockets. For Australia’s biggest range of luggage, travel accessories, handbags and wallets check out www.bagstogo.com.au for great products to help make your travels more secure and comfortable.


THE DEPTH OF THE SEA IS ONLY MATCHED BY ITS STORIES

DISCOVER AMAZING STORIES IN AMAZING THAILAND www.tourismthailand.org/au

Hugthailand

info@thailand.net.au


More affordable, accessible and enjoyable than ever before!

…where you’ll find something for everyone in the heart of the Great Barrier Reef…

T

he Whitsundays are made up of 74 Island Wonders set upon the beautiful tropical north coast of Queensland. Right in the heart of the Great Barrier Reef, a visit to the Whitsundays is a feast for the senses. The stunning natural landscapes of the coast and islands are dotted with secluded beaches and friendly towns. The location is world-famous for its clear aqua waters and iconic landscapes, including Whitehaven Beach and Hill Inlet, and the perfectly shaped natural formation of Heart Reef. Whether you choose to base yourself on the coast or on the islands, there’s more than enough to do to keep yourself occupied!

The Whitsundays offers some of the world’s best sailing, so charter a boat and cruise the islands, enjoying the beautiful sunsets. If you’re feeling adventurous, there are jetski and rafting tours, as well scenic flights over the Great Barrier Reef. Hitting the water is a must. Swim, snorkel and scuba dive with thousands of brightly coloured fish and the diverse corals of the Reef, and witness diverse marine life including humpback whales, dolphins, and turtles. If you are after a slower pace, soak up the tropical lifestyle and laze on one of the many uncrowded beaches, or grab a sunset


71 | Travel & Tours

cocktail in the vibrant mainland town of Airlie Beach. You could even hire a car and explore the dramatic scenery of northern Queensland around Proserpine and Bowen. Explore the endless natural landscapes and diverse island resorts, and after a great day, indulge in fresh local seafood at one of the many al-fresco restaurants. Keen for some keepsake photography? Sink your toes into the white silica sands of famous Whitehaven Beach, recently voted the ‘Best Beach in the South Pacific’ and ‘Best beach in Australia’ in the 2016 TripAdvisor Traveller’s Choice Awards. The seven-kilometre stretch of white silica sands and crystal clear waters is pristine and untouched by development, taking out the number one spot for the fourth consecutive year in a row. Spend the day on the beach or explore the breath-taking beauty of Hill Inlet, a stunning cove at the northern end of the beach where the tide shifts the sand and water to create a swirling fusion of turquoise colours. With direct daily flights from Brisbane, getting here has never been easier. Discover more and book now at www.tourismwhitsundays.com.au and #lovewhitsundays

“Soak up the tropical lifestyle and laze on one of the many uncrowded beaches, or grab a sunset cocktail in the vibrant mainland town of Airlie Beach...”

SOLO TRAVELLER Genuine Single Travellers Pay No Single Supplement A bottle of wine for every cabin/stateroom reserved. Address: 674 High Street East Kew VIC 3102 Australia www.solotraveller.com.au

Phone 03 9859 9521

Join www.livewellclub.com.au

Great Barrier Reef Cruise


72

Living Options For Over 50s, 60s, 70s & Seniors


Living Options for theOver 50’s

So, where would you like to live now that you are in your 50s, 60s or 70s? The list of choices is growing. You could stay in your own home, you could downsize, you could stay close or you could move far away. You could also move into a lifestyle resort or a retirement village, and these come in many designs, both horizontal and vertical so there is even more choice.

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Most over 50’s and 60’s do stay in their own home and continue to live independently. This is a realistic option for many, but as we age it can become more

difficult. Thanks to technologies that allow us to stay more mobile, and in-home services, remaining in our own house is more possible than ever before. This is a realistic option for those in established communities, and for those who live near to their friends and loved ones. You don’t have to uproot yourself, and you can stay exactly where you wish. However, there may come a time to downsize, or perhaps the family home is costing too much to maintain. There are options there too, in the form of

moving into a smaller place or an apartment. There are even specially designed homes for those who want to live in a home of their choosing with access that is appropriate for their life stage. This means fewer stairs, flatter ground, and easier appliances. Alternatively, you could move into a unit in the area or shift to a location that is closer to medical care and shopping options. You can make your life easier in retirement whilst remaining independent by simply shifting yourself to a smaller space nearer to the things you require.

Join www.livewellclub.com.au

ith advances in technology and a greater understanding of what over 50s want, there are options aplenty and a living arrangement for every need, budget, and desire. You can make your retirement your own, customising your living arrangements to you and ensuring that you receive the support you need, and the lifestyle you want.

73 | Living Options For Over 50s, 60s, 70s & Seniors

Growing Choices In


Living Options For Over 50s, 60s, 70s & Seniors | 74

You can find resort living by the sea, in the mountains, or even in city communities. Another option is vertical living. These are apartment complexes, usually with great views and easy access. This living arrangement often sees individuals gaining access to front desk reception, and puts them close to medical and shopping districts. It also sees you living nearby those of a similar life stage, and instead of having to drive to visit your friends all you have to do is pop into an elevator. They are also very private and offer significant functionality and accessibility. All of these options have access to in-home care, and companies have surfaced that with help with the home, garden, and health without having to leave your front door. You could even get a lift to the local shop, to a medical appointment, or to a community sports centre with these services. They ensure that you remain independent and well cared for, no matter where you are. There are also plenty of more relaxed options for you in your 50s and 60s, including a shift to resort living. Not quite living in an independent house, and not a retirement village, resort living gives you the option to enjoy retirement and enjoy independence. These facilities provide services that will make you feel as if you are living in a hotel with garden care, cleaning,

in-home services, and resort features such as pools, spas, tennis courts, and golf courses. You can find resort living by the sea, in the mountains, or even in city communities. They are a fantastic option for those who desire only a little help and who enjoy the closeness of a likeminded community. Plus, there is the added benefit of resort luxury and easy to access amenities. While all these options are great, at some stage many of us will need to move into a home with support of some level. You could move toward this easily, shifting from the family home to more accessible living, then toward resort living, and then toward the benefit of care. Many resort style living options are associated with retirement villages, and you can look for a space that allows you to make the shift easily and without uprooting yourself from your community. The average age in retirement villages in Australia is currently in the 80s. Be sure to research where you want to go, and let family, friends, and loved ones know what you want from your retirement village. Community, activities, location, and levels of care are all important, and all options offered as retirement homes develop a great range of options for their patrons. There are even choices to make

regarding respite care and the level of service you wish to receive. You have control over where you go, and you can arrange your living arrangements for each stage of your retirement. The best thing you can do is research retirement options that are near to where you wish to go, and then make your wants known. Whether you want to live in your old home, in a new one, in an apartment, or down by the water in a resort style unit, the over 50’s have an endless stream of retirement options to choose from. Decide on your level of support, and the level of care you may need down the line, and know that whatever you want can be catered for. Recent years have seen the door being opened fully to cater to every want and need you could think of in your older years. O50s Australian Over 50s Living & Lifestyle Guide



Great Friendships

Elements Retirement Village turned 6 years old in early September. Over this period of time, almost 100 residents have made the decision to call Elements home. For almost all of our residents, this move signifies both an exciting and daunting part of their lives as they embrace a warm and friendly community whilst leaving behind neighbours they may have known for upwards of 50 years.

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ne of the most fascinating privileges of owning and running a retirement village is the opportunity to witness first-hand the transformation of a client to that of a resident. Some people make the decision to move into a community swiftly whilst others consult their families and friends extensively before finally arriving at a decision. From experience, clients over the age of 75 years tend to seek more advice and support from their family network and often, future care needs form a big part of the equation. I have further observed that a person’s social wellbeing, present and future, is sometimes ignored. We all know how good friends can halve your problems and double your joy. According to an Anthropologist from Oxford University, Dr Robin Dunbar, the size of our brain is a predictor of the number of friends we have in our social sphere. Dr Dunbar goes on to say that humans are capable of up to 150 friends, made up of 5 very close friends, 10 close friends, 35 closer acquaintances and 100 acquaintances. Being caring, non-judgmental, supportive, trustworthy and loyal are must-have characteristics whilst the ability to laugh and cry with, and providing hugs are important physical qualities. Lastly, probably the most important ingredient of all, is to actually be there. To make time for your mates and be present. At Elements, I have seen

so many acquaintances made and as time goes on, they have developed and blossomed into the loveliest of friendships. As with other villages, our residents enjoy many social activities and some even go on cruises and holidays together. I have also seen them support one another with meals and company when faced with ailments or sadness. Recently, a group of lady residents started a daily afternoon walk in the adjoining Daisy Hill Forest and this group is getting larger and rowdier by the day. The flush on their cheeks and the wide smiles on their faces when they return to the village tell me that this activity has become more an exercise of the soul than of the body. Conversely, the men at Elements have taken to doing street laps as they observe and comment on the many interesting construction activities taking place in the village. Friends and friendships tend to wax and wane as we progress through different stages of our lives. When careers and parenthood take priority, it is not surprising to have only a couple of very close friends and more family members around you. In our third age, financial and career freedom allows us to indulge in the pleasure of simply “hanging out” and “being there”. Living in a village is living amongst friends and this can only mean you live longer, healthier and happier.


ALDS

CALVARY CHRISTIAN COLLEGE KFC


It’s Fun Living in a Retirement Village and Healthy Too! Perception is everything….. or is it?

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he popular perception of what life is like in a retirement village is sometimes far from reality. “Don’t you need to be old to live there?”, “I don’t want to lose my independence!”, “Who wants to live amongst a bunch of old people?” Such statements are often heard by those associated with retirees and seniors groups. Another misconception encountered is that retirement villages are the step between the family home and a nursing care facility. Let’s take a moment to debunk this myth. Analysis of our data from the past 12 years of operating Renaissance Victoria Point shows that only 30% of residents exit the village to move into higher care. Most take the celestial journey from the comfort of their own homes when the time comes, and those who do require a move to a higher care facility are almost exclusively due to an Alzheimer’s or dementia related illness. Reasons behind the lower than expected rate mentioned above are difficult to identify statistically, as many things contribute to good quality of life. Most would agree staying healthy and independent are fundamental to enjoying a quality lifestyle in retirement years. Being active, socialising, contributing to community along with good access to facilities and services are all recognised as factors enhancing well-being.


So, what is good health? And what does it mean to you as you age? Good health, including ideas about how best to achieve and maintain it are different for everyone and influenced by many factors. Relationships with health professionals, genetics, life experiences, diet, activity, personal relationships etc all play a part in managing our health and this in turn contributes to our lifestyle and independence. Our optimum health experience is positively impacted by emotional, mental and physical wellbeing. Senior living communities like retirement villages intrinsically offer a lifestyle solution that supports these aspects of well-being. They usually have community facilities and a variety of activities which residents can make use of, and take part in, when they choose. Living in community style accommodation can help alleviate loneliness and isolation which is so often felt by older people, living alone in the suburbs. The community environment creates an atmosphere where people are active and social. Often, residents are encouraged and inspired by others to take up new hobbies and activities after moving into the Village. Whether it be woodwork, lawn bowls, croquet, card making, mah jong or tap dancing, engaging in any pleasurable, new or social activity promotes positive good health. There are many positive day to day financial benefits of living in a retirement village as well which reduces stress – another plus for good health! Managing a budget is much simpler when household maintenance issues are taken out of the equation by an overall monthly service fee. It may even be possible to give up the expense of the family car in villages located close to transport, and which also provide the convenience of a village bus service. According to the Property Council of Australia’s ‘National Overview of the Retirement Village Sector’ report

released in October 2014, the supportive environment and resident funded services found in retirement villages contribute to better mental health, fewer visits to their GP, fewer hospital visits and are discharged earlier than their counterparts not living in retirement villages. Residents of retirement villages like Renaissance Victoria Point receive the health benefits of an environment that’s focussed on meeting the needs of residents now and in the future. A community of like-minded peers, a team of staff dedicated to providing services to residents and access to in-home care and support providers are

all things that improve the health and wellbeing of residents AND are specifically unique to retirement villages. Perhaps it’s time to revisit a retirement village near you and see if the reality is different to the one that is often perceived. This often also involves doing your own reality check to determine how important good health is to you, and the best way to achieve it.

Celia Campbell, Renaissance Retirement Living


Living Options For Over 50s, 60s, 70s & Seniors | 80

Over 50s Resort:

ROAMERS LOVE TO hit the road and explore

Living at Palm Lake Resort Bargara feels like a holiday in itself but there’s also a strong culture of adventure among the residents.

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he Palm Lake Bargara Roamers is a group of travelling neighbors who enjoy exploring Australia together in their caravans and RV’S the fact that they can lock up their homes and hit the road at any time, knowing their most prized possessions are safe and secure within the resort grounds, is an added bonus. The Roamers trip organiser Steve Ellis says members don’t need to a caravan or motor home or even a tent to join in the fun. “Many places we visit will have onsite vans or cabins for hire” Mr. Ellis said. “Although we travel to the same location there is no compulsion for members to travel together or stay for the same period of time- members are all free to come and go as they please” Earlier this year, the Roamers adventured to Cania Gorge Big 4 Park, with 10 caravans and 2 cars, the cabin dwellers hitting the road together. They enjoyed many happy hours, cookouts and plenty of good food, along with adventures on the nearby dam including kayaking and catching red claw.

While the Roamers admit it was hard to sum up the week in just a few words, Mr. Ellis said the group described it as a combination of good company, fun activities and loads of food that produced ‘just an outright beautiful vacation not that far from home’ Most recently, the Roamers hit the road again and travelled to Mingo Crossing near Gayndah, with 15 caravans and 30 people, booking out the whole caravan park. Mr. Ellis’s wife Dot said the managers at the park were extremely accommodating providing big open fires at night to keep the chill at bay during happy hour. “It was another fabulous week in the life of a Bargara Roamer, with field activities including croquette and cubes and others participating in card and board games with gusto” Mrs Ellis said. One game of Phase 10 should be recognized by the Guinness Book of Records as it went for eight hours, while our very own kayaking tours were popular

with a lot of enjoyable first-time experiences for some. ”Food was appetizing and aplenty with camp oven cook ups happening every second day and BBQ’s with red claw in between, yum” The Roamers are supported by Palm Lake Resort & Searle’s Caravans & RV’s Bundaberg, the Roamers get away about every 2 months they try and select sites near water and pet friendly. You too could be a member of this wonderful travelling group from Palm Lake Resort Bargara who have a ball where ever they go. Knowing that their home is in our gated community gives peace of mind to this group of travelers. They all have their heads together working out there next adventure to who knows where, but I can assure you, they’ll have FUN…… To tour our fantastic Palm Lake Resort Bargara and find out more about all of our other activities, which we have many, and the Roamers. Our sales office is open 7 days a week, we would love to meet you



Living Options For Over 50s, 60s, 70s & Seniors | 82

Popular New Lifestyle Living Trends for Downsizers Residential land lease communities are quickly becoming the newest seniors living trend with Ingenia Lifestyle clients finding the simplicity of the purchasing model a perfect fit for downsizing.

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he lifestyle-focused communities break away from the traditional retirement village model where expensive entry and exit fees can complicate the process and long lockin contracts potentially become a burden. Ingenia Lifestyle’s innovative land lease model allows buyers to retain ownership of a home and lease the land which offers a number of attractive financial benefits all contributing to a more sustainable lifestyle. Downsizing has

the potential to free up a substantial amount of equity raised in the sale of the previous family home to purchase a more affordable home while land lease communities eliminate the need to pay stamp duty fees. Where eligible, Ingenia Lifestyle residents claim government rent assistance, they are not charged deferred management fees (exit fees) and they receive 100% of any capital gains made on their property if they decide to move on.

Ingenia Chief Operating Officer, Nikki Fisher, said home ownership is vital to providing security, independence and improving wellbeing for seniors. “Many seniors may think a new home is out of reach for them, however purchasing a new home in a land lease community is the perfect option for an affordable and accessible fresh start. “For seniors looking to capitalise on house price increases, the ability to downsize without having to pay stamp duty costs is a welcome relief.

“Ingenia Lifestyle Chambers Pines in Logan has brand new homes from $210,000 and is proving popular with buyers with the current stage selling out of the last remaining homes and the next stage in the community to launch in 2017,” Nikki said. The homes use quality materials for finishes producing high quality construction, contemporary designs and well thought out, functional floor plans with quite a few surprise luxury inclusions as standard. Contact Sharon Manson at Ingenia Lifestyle on 3803 0674 or visit www.liveinlogan.com.au

Benefits of living in an Ingenia Lifestyle community • Downsize to a more suitable, easier-to-manage home with lower maintenance costs • Extend your independence and have more freedom to make decisions about the lifestyle you want • Live with like-minded friends in a secure community setting with onsite village management • See an improvement in lifestyle, health and wellbeing via community living, with more access to appropriate amenities to enjoy • Lock up and leave to travel or enjoy a wellbeing program and the resort-style facilities



Living Options For Over 50s, 60s, 70s & Seniors | 84

Apartments A Good way to Downsize in Retirement? “The idea is to reduce the time you spend looking after your property, and free up both time and money to finally do the things you enjoy. A report in 2014 from Channel 9’s A Current Affair, explained the trend very well, “As property prices boom, older Australians are taking advantage of the market and selling their homes for something smaller, opting for a simpler life and a healthier bank balance.”

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t one time, downsizing simply meant moving into a smaller home or indeed moving into a retirement village. In recent years, however, apartment living or ‘vertical living’, has become a real alternative to consider. Restaurateur Richard Cavill explains why he has chosen to move into one of the apartments of his own family’s new development. “Inspire Broadwater Central, is our new development in Labrador and I am going to be moving into one of the units when the project completes in 2017. Why am I going to live there? Security, convenience, independence and maintaining the lifestyle I enjoy are very high on my list of priorities.” “The security is perhaps the easiest to understand. I love to travel. If I live in an apartment, I can basically just lock the door and go on holiday. I don’t have to worry about who is going to look after the garden when I am away or take out the garbage bins. The 24-hour security will give me peace of mind, whether I am away for just one night or for a few weeks at a time.” Security is definitely a high priority for people entering their older years. Another aspect to consider in downsizing is lifestyle. Many baby boomers are used to city living and love it. They don’t want to have to go thirty or so kilometres

away from urban surroundings when they downsize. If urban living is your lifestyle choice, then it appears that the vertical living option has a lot to offer for retirees because prime city landed property is simply not available or would make the costs prohibitive for continued city living. Loraine Martin, Sales Manager for Serene Living which is a vertical retirement living option located in Tweed explains, “One of the main benefits of vertical villages is that they have a smaller footprint. The space needed is far less than landed property, and so we can afford to be in excellent locations with facilities easily at hand.” This certainly seems to be borne out by the choice locations of other apartments designed for this age group. For instance, in Melbourne, Australian Unity has a retirement living building in Carlton, close to the Little Italy atmosphere of Lygon Street. Inspire Broadwater Central, is being developed roughly 100 metres from the beach, and an easy walking distance from major shopping zones in Southport, which is also home to the Gold Coast’s state of the art Gold Coast University Hospital. According to Richard, “Convenience is very important and although medical, shopping and restaurant facilities are easily available in nearby Southport, we have also decided to have an extensive retail area


Inspire Broadwater Central is a new residential option offering luxury living combined with convenience and security for the next exciting chapter of your independent life.

• 12 residential levels in prime Broadwater location

Inspire Broadwater Central provides a new lifestyle precinct, just an elevator ride to Shopping, Cafe, Dentist, Doctors, Pharmacy and Pathology.

• Quality finishes, Stone benches and European appliances

This Inspired Residential address is professionally managed with extensive security and only steps from the beautiful Broadwater and Parklands.

• Exclusive residential gymnasium, pool and recreational areas

• Brand new 1 bedroom plus study, 2 bedroom and 3 bedroom apartments • Large alfresco balconies and magnificent ocean views • Ducted air conditioning and State-of-the-Art security monitoring system

• Pet friendly

Contact us for more information Stephen Lawler 0408 880 478 Deborah Provost 0408 652 963 stephen@dpprojectmarketing.com www.inspirebroadwatercentral.com.au

Inspire Broadwater Central Sales Display NOW OPEN DAILY FROM 10AM TO 4PM 30 Frank Street, Labrador (Next to Cav’s Steakhouse)


Living Options For Over 50s, 60s, 70s & Seniors | 86

“You can make your life easier in retirement whilst remaining independent, by simply shifting yourself to a better space nearer to the things you require” here just an elevator ride away on the ground floor, offering key services that are important to the older age group, services such as a health and medical centre, a pharmacy, dentist, a food and shopping Emporium, and an up market restaurant.” In considering apartments, however, it is important to understand that some are operated and managed as vertical retirement villages, and come under the various legislations regulating them. Developments like Inspire Broadwater Central, however, are quite different as Richard explains, “This is a normal apartment development for the whole market, so you can buy your unit outright, sell it according to your desires and even rent it out for a long term lease. You own the unit, which is not the case in a retirement village.” The distinction is crucial in planning your financial future. Rights of ownership, however, are not he only thing to consider in opting for a vertical retirement village or a ‘free market’ apartment. Although all the conveniences are at hand in a well-located free market apartment, the management does not take on some of the health related and care-related services found in retirement villages.

Another cost in considering downsizing, is the ongoing cost of maintenance. Living in a home that you are not using the full footprint and amenities for, could cost you a great deal in energy and water bills. When the house had children in it, the consumption and need were there. Now that the numbers have shrunk, your outgoings may not have reduced in line. Larger living arrangements are more expensive than smaller ones, but moving also costs money. Whilst, the long-term financial benefit of leaving your large home and fitting neatly into a small one could be great, the decision is more complex than at first appears from a financial perspective, so you should speak to a financial advisor before making any decisions about trying to create surplus cash by seeking an easier to maintain property. When considering whether to move from the family home or not, there are many factors to consider on the emotional and social plane. Big homes can be isolating, especially if they were once full. Do you get to see your loved ones where you are? Is it easy to get to medical centres, shopping, and community events? Your home should be close to the people and things you love. Often times the family home was close to the things that were important to the

family unit, but once the kids have left, the things that once were driving factors for your location are no longer relevant. Emotionally, downsizing can be a difficult thing to do. Your family home may be filled with great memories; Christmases, birthdays, anniversaries, graduations, laughter, and time spent together. However, these memories are not stuck to the home – they are stuck to you. When you leave, you are simply opening room for someone else to make memories in the space as you bring yours with you to your new location. At the end of the day, whether you are going into a smaller landed unit or an apartment, you should be downsizing for your own personal and financial freedom. Finding time for what you care about, instead of looking after a house that is no longer needed, is important. Leaving your work to retire should not mean entering new work as a housekeeper. If you want more time, more money, and more access to the things that you need, then you should think about downsizing. But why not Downsize and Upgrade at the same time? Explore your options and you may find that a change of scenery is all you need to ensure the best retirement possible. O50s Australian Over 50s Living & Lifestyle Guide


AUSTRALIA’S PREMIER OVER 50’s RESIDENTIAL RESORT

A Lifestyle of Distinction

A SELECTION OF 2 AND 3 BEDROOM HOMES AVAILABLE Sales Office Open Monday to Friday 10am – 3pm or by appointment 1 McKenzie Drive, Highland Park Queensland

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www.goldencrestmanors.com


Living Options For Over 50s, 60s, 70s & Seniors | 88

Good Security

For Your Peace of Mind Security screens on windows and doors are a popular choice for those who like to benefit from cross breezes through their home in the warmer months, save on the ever increasing power bills, and let the outside in without compromising on security and piece of mind.

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ome invasion is a fact of life, and feeling secure and comfortable in your own home is paramount. Ensuring our home is safe at all times, when we are away and when we are inside, is essential. The security screens of today have come a long way and are marine grade mesh, allowing maximum security without compromising the look of your home or indeed your views. Many homes today have security screens with a diamond style grid, which blocks light and interrupts your outside view. Switching to today’s clear style mesh will make a huge difference in not only being more secure but will not distract from your outside views, opening up your home and bringing the outside in. Marine grade mesh is durable, strong, easier to clean and the surround is a powder coated, high tensile aluminium. You will be pleasantly surprised on how affordable they can be and the value they add to your home.

Moving around your home with the doors and windows open without concern of unwanted visitors or wildlife entering is priceless, and at night the bedroom window can be open so you can sleep in great comfort as the mesh ensures great airflow and optimum security. So where should you install security screens? Popular rooms for windows and door security screens include: Bathrooms and the laundry: Create the ventilation you need after a shower and when your clothes dryer is on;

Kitchen: Create a natural breeze through your kitchen and eliminate cooking odours plus keep unwanted flies from invading your space; Front door: Greeting an unknown caller by having a conversation without the caller having access to your home; Bedrooms: Making the most of night breezes, leaving your window open with the screen providing optimum security; Patio and balcony: Having screens in place to enjoy a meal or a BBQ with friends and family without flying insects or mosquitoes joining in. Pets can also enjoy the outside, and you know they won’t run off. Living in our beautiful climate has its rewards, having a home where you can enjoy a relaxed lifestyle, and feel secure at all times is paramount. After all the home is where the heart is. Mike Punter, Secure Smart. www.secure-smart.com.au


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Located within walking distance to major shopping centre, transport, and park lands with walk ways and bike tracks, River Glen Village offer its residents: Gym

Visiting doctor

Day tours

Village bus

Social functions

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Work shop

Mail delivery

Pets OK

Library

Two pools

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Two club houses

Craft area High level security

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... and much much more

Andrea

1800 656 025 07 3805 2155 for an appointment to view our homes in a relaxed and informal enviroment

30 Beutel Street, Waterford West, QLD Email: sales@riverglenhaven.com.au Web: www.riverglenhaven.com.au


Living Options For Over 50s, 60s, 70s & Seniors | 90

Quick Ways to Spruce Up Your Home Home is where the heart is and that is why it should never be neglected. A pop of colour, a touch of texture, and a shift of stuff could be all you need to spruce up your home. Add to that a final touch on your blinds and you have a terrific makeover with these 5 simple steps! 1. Reuse & Repurpose We all have tastes, likes, and dislikes. You may enjoy a French provincial theme, or enjoy touches of the sea, or maybe your style is more modern. Knowing what you like is the best place to start. You may have some items that could be re-painted, or shifted around the home. Look at what you’ve got, and use it. Shift it, style it, paint it, frame it, put it on a shelf; the options are endless! You should also have a good look at what you don’t need and store it away. Decluttering and re-emphasising what you love is the first step in giving your home a makeover.

2. Paint Paint can make a world of difference to a house. Painting every wall is a huge task, but simply adding white to runners, doors, window frames, and edgings could give each room a refreshed sharpness. If painting the house isn’t your style, then you could paint furniture. A cheap chest of drawers, side table, stool, or bookcase could create an elegant

home feature with a good lick of paint. Try painting an old chest and using it as a coffee table, or better yet – get the family involved and make memories as well as new centrepieces for the home!

3. Mirrors Does your home feel a bit ‘tight’? You can open up small spaces without actually knocking down any walls with a mirror. A mirror not only catches the light to brighten a room but also adds the illusion of more space. You could even look at mirrors as decoration, or place one beneath a fishbowl or bouquet of flowers for a personal touch.

4. Texture If an area is flat, it will not feel homey. Try adding textures in your home to add a more welcoming feel. For example, if your kitchen is mostly wood, experiment with metallic appliances. Put different textures together, as well as different shapes, to test what you like. You could add a solid colour over herringbone, or a

dogtooth pattern behind a simple floral. Textures are a great way to compliment colour and style, and they are an effective tool in adding new looks to old spaces.

5. Windows – Blinds, The Final Touch For A Great Home One of the final touches to add glamour to your home are your window coverings. However, picking a set can be difficult because the choice is immense. blinds, curtains, awnings, shutters, and all kinds of fabrics and colours. Knowing what you want is crucial and there are 5 basic questions to ask yourself. Do I need Privacy? Do I need to keep the heat out? Do I need light control? What is my budget? What look do I want? There are many different options to choose, from beautiful Custom Made Shutters, Roller Blinds, Romans, Panel Glides, Venetians and Curtains or a range of Ready Made Blinds. Knowing what you want, and knowing what you want your home to look like, is a great starting point. Find textures and


colours that you feel go well in your home and compare them up against the window. Then consider how these things might influence the atmosphere, not just the aesthetics of the room. For instance, shutters are ideal for our Queensland climate with varied designs and construction methods they lend a feeling of coolness and lightness to any home

You can makeover your home with what you have, and brighten it without breaking the budget. Keep things fresh! O50s Australian Over 50s Living & Lifestyle Guide

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from Queenslanders to 1920’s Bungalows or Contemporary Beach Houses, just about any property looks elegant with this simple clean shade solution, and a wide range of materials are available to suit every budget. The benefit that shutters offer is that they are easy to clean, virtually maintenance free, and they provide great airflow and privacy control.

With the many options available, blinds, awnings, and curtains are easy to come by. Know what you need, and understand what you want, and you’ll be sure to find a perfect solution for your home.

91 | Living Options For Over 50s, 60s, 70s & Seniors

Roller Blinds are one of the most easily customised window fashions with many choices of block out, light filtering in plains and textures or the very popular Sunscreens. Venetians have always been a popular cost effective window covering giving good air and light control. Today’s venetians are available in timber or composite materials in a range of colours in 50mm and 63mm wide slats and of course the 25mm aluminium.


Living Options For Over 50s, 60s, 70s & Seniors | 92

Use This Checklist

for Choosing The Right Retirement or Over 50s Living Options If you have made the decision to move into a retirement community or Over 50’s resort, this is only the beginning of your journey. There are many choices and it can be a confusing decision.

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ltimately, the decision will be a holistic one that takes many factors into account, not least of all your gut feeling as to the retirement village or Over 50’s community that is right for you.

However, the decision is made easier by breaking it down into the major factors and in this way you can skittle down the choices very fast to a more manageable shortlist. No checklist can be absolutely complete, but here is an extensive checklist of some of the things to consider to help you make your decision.

Advice

Legal Structure & Costs

Have you checked with your friends and relatives, especially those who live in a retirement community or those who are in the process of making a similar decision?

Have you considered whether a retirement village or a manufactured home park would better suit your personal circumstances?

Have you checked out the publicly available sources of information, such as government websites? Have you sought professional advice on your personal needs and financial situation?

Do you fully understand the costs involved, both going into the community, and exit fees and options? Do you have a full understanding of the ongoing costs that you may have to pay? Will you be entitled to any federal, state or other assistance?

Location Is the retirement living or Over 50’s community easily accessible for your existing network of family and friends to visit? How is the retirement or Over 50’s community located with relation to your place of work, if you intend to continue working or volunteering? Are amenities such as shopping centres, restaurants, cinemas, doctors and hospitals close at hand? Can you easily get to those areas that are important to your personal lifestyle such as the beach, the hinterland or a golf course?

Community Manager Is the retirement community run by a large corporation, religious group or small company? Are the community managers new to the industry or have they had many years of experience? What is the reputation of the community managers? Is there a Residents’ Committee? Is there a clear and easy dispute resolution process?


Personal Care

Have you considered whether you want to be in a community with landed units such as villas or town houses, or would you prefer apartment style-living, whether low rise or high rise?

Are there facilities such as a hairdresser and beauty salon in the village?

Are your needs met in terms of the number of bedrooms and bathrooms, storage and the general layout of the villas or apartments? Is there garage space or an allocated parking spot? Is there parking for visitors? Have the villas or apartments been designed keeping in mind the mobility difficulties that can accompany older age – are the doorways wide enough to accommodate a wheelchair, can a wheelchair turnaround in the bathroom, are there rounded edges on kitchen islands and bench tops, do door handles have to be twisted or do they push down? Have steps and stairs been eliminated both inside and outside or are there adequate ramps to allow you to get anywhere you want to?

Are there personal well-being programmes run at the community such as yoga, meditation or Zumba classes? Is personal care assistance available if needed, such as with getting around, bathing etc.? Which are the In-Home Care providers that most regularly visit the community for other clients? Do you have any special needs whether physical or emotional, and are those special needs catered for?

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Buildings & Design

Are pets allowed?

Home Upkeep

Is home maintenance provided for consumables such as globes? Is gardening done for you?

Security Does the community have a secure perimeter? Are there regular security patrols? Are there special security arrangements for periods when you are absent such as a trip overseas? Is an emergency call system available?

Can you plant shrubs, flowers and trees of your choice? Is any assistance given in respect of home modification and repairs and are the rules compatible with your needs?

Have you visited on open days and other times?

Domestic Assistance Is domestic assistance such as cleaning available and is it at an additional cost? Is assistance available for laundry and ironing and if so is there a cost attached?

Have you talked with some of the residents and staff, and do you get a good feeling about it? Can you positively say you would look forward to living in this community, are you drawn to it?

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Atmosphere and Feel


Living Options For Over 50s, 60s, 70s & Seniors | 94

Entertainment, Socialising & Recreation

Medical Issues

Have you thought about the social atmosphere and how well you think it suits your character and personality?

Are there pharmacy prescription arrangements?

Is there in-village entertainment such as a cinema, media room, theatrette, library, games room and music room? Are there sporting facilities such as billiards, bowling green, tennis court and swimming pool?

Is there on-site nursing care and medical care?

Will there be help with taking Medications? Are there arrangements for visits from dentists and allied health professionals? How does the community management deal with residents who develop dementia?

Are you happy with the rules relating to guests? Is there transport for shopping or appointments? Are there organized trips and tours you can join? What relationship, if any, does the community manager maintain with the family of residents?

Eating Are there onsite eateries and restaurants? Is there an in-home food service available? Is there a variety of food styles to suit your taste such as Asian, European and Indian? Are the restaurants in the area and cooked meal services welcomed for home delivery or are they discouraged? Is the pricing in the on-site eateries subsidised? Are visitors welcome to eat with you at the on-site eateries?

Moving On Is assistance given in selling the property? Do you understand the financial implications if you want to move out? Is there an Aged Care facility associated with the retirement community nearby or on the same estate? O50s Australian Over 50s Living & Lifestyle Guide


The Clayfield

Aveo Springfield

469 Sandgate Road, Albion, 4011

Springfield Central Boulevard, Springfield Central, Qld, 4300

13 28 36

13 28 36

www.theclayfield.com.au

aveo.com.au

The epitome of contemporary retirement living, from the grand archways to the personal concierge. Every aspect of living at The Clayfield has that extra degree of quality and care to it.

Aveo Springfield will be a unique community offering fully-integrated care within an age friendly retirement village; the perfect place to start the next chapter of your life.

Renaissance Retirement Living

Tranquil Waters Beachfront Retirement

36 Bunker Road, Victoria Point, QLD, 4163

07 3820 7700

31 Thompson St, Victoria Point, QLD, 4165

07 3207 0786 tranquilwaters.com.au

www.rrl.net.au Experience independent living at its very best at Renaissance Victoria Point, positioned in Redland City about 30 kilometres south east of central Brisbane.

Tranquil Waters offers exclusive beachfront retirement close to every conceivable convenience with breathtaking views across Moreton Bay and the Bay Islands.

Yukana Retirement Village

Elements Living

258 Spring Street Toowoomba Qld 4350

95 | Living Options For Over 50s, 60s, 70s & Seniors

Choose Your Retirement Village or Over 50’s Living

224 Dennis Road Springwood QLD 4127

07 3299 3775

07 4631 5678

www.elementsliving.com.au

www.yukana.org.au Yukana provides all care levels from full independence to the provision of care packages tailored to unit residents’ specific needs. Your wellbeing is our priority.

Ingenia Lifestyle Chambers Pines

Elements Living offer beautiful, low maintenance, single level Retirement Homes in Daisy Hill, just south of Brisbane

Golden Crest Manor 1 McKenzie Drive, Highland Park Qld 4211

2 Koplick Road, Chambers Flat QLD 4133

07 5596 1555

07 3803 0674

www.goldencrestmanors.com.au

www.liveinlogan.com.au The perfect combination of convenience and comfort to enjoy the life you want to live within a relaxed, friendly atmosphere.

A multiple award winning over 50’s lifestyle resort, prestigious and exclusive, Golden Crest Manors sets the benchmark in construction and design.

Palm Lakes Resort Bargara

River Glen Haven 30 Beutel Street, Waterford West, QLD. 4133

39 Wearing Road, Bargara, QLD, 4670

1800 656 025

1800 501 119 www.palmlakeresort.com.au

River Glen Haven – where the living is easy. Located within walking distance to major shopping centre, transport and parklands with walk ways and bike tracks.

With a great choice of home designs at truly affordable prices, a range of activities, sporting and social events Palm Lake Resort, Bargara is a place you will proudly call ‘home’.

To have your Retirement Village or Over 50’s Living facility included in our listings, please call us for details on

(07) 5579 8767

or contact us on: advertising@australianoverfifties.com.au

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www.riverglenhaven.com.au


Living Options For Over 50s, 60s, 70s & Seniors | 96

Happy Stories,Happy Living I love the region and life at the village. Nestled in the picturesque Tweed River Valley and surrounded by 28 acres of bushland, gardens and the village lake, Aveo Mountain View is a friendly, country-style retirement community. Residents at this village come from diverse backgrounds and have brought their strong country values with them. One of Aveo Mountain View’s residents Geoff McIntosh, has lived at Aveo Mountain View for many years and loves the Murwillumbah region. “I very much love the scenery of the hills, the trees and the landscape, I find it very appealing,” said Geoff. “I enjoy the general friendliness of the people here at the village, the staff at the village shop and I really welcome the availability of all the amenities that are on offer here. I also like the certainty of security, much of which comes from caring and thoughtful staff and the knowledge that my family are confident I am well looked after.”

Tell us about your own

Geoff McIntosh Resident: Aveo Mountain View

Happy Story

send it to support@australianoverfifties.com.au

Moving to River Glen was the right Decision! Since moving in three and a half years ago, Barry and Rosemary have enjoyed the lifestyle of River Glen. We were welcomed and greeted by friendly people; we enjoy the lifestyle and love looking out over the bush land, hearing the birds We found the location perfect one kilometre from shops and close to walking areas. The Logan River and Tygum Lake are in walking distance and the hospital is near by. After attending a range of enjoyable activities over two years, we decided to join the committee. We have had fun. Each day there is a fun activity for all ages and abilities. We enjoy social nights, resident’s parties and I like the line dancing, knit & natter {charity Knitting} and golden girls. The park also offers caravan storage and we are able to go away for short weekends, or overseas for a few weeks without worrying about the house. Peter enjoys taking the bus to the shops three days a week. The management is great and we know we made the right decision moving to River Glen.

Barry and Rosemary, Residents, River Glen


We’d never met a better bunch of “strangers”. It is common knowledge that I did not want to move from our family home. I counter the outrageous idea with “What about my shed?”, “I built those steps by hand”, “I am too young”. Julie worked in nursing for a long time and was very aware of people ending up at a place not of their choosing. Her extensive research led us to Elements. Prior to moving in, I attended many Elements functions. I was hoping for an excuse to say something facile like, “I told you it would be no good”. I can only blame the people who already lived here for stuffing up my plans. We’d never met a better bunch of “strangers”. Well, here we are. We moved in 18 months ago. I now have more room in the garage than I ever had in my shed and some other poor, silly bugger has built the walls and paths. There is a workshop at Elements that could easily fit 3 oil tankers and most days, my mates and I gather to dream up the next project and allocate manpower for the Bunnings run. With gardening and maintenance done for me, I now have so much more time to have our grandchildren over, too. Urghh… This is all your fault, People of Elements.

Tell us about your own

97 | Living Options For Over 50s, 60s, 70s & Seniors

Happy Stories,Happy Living

Geoffrey Ferguson Chair Elements Residents Committee

Happy Story

send it to support@australianoverfifties.com.au

Pioneer residents have started their own story at Ormiston Rise.

Glenise & Ian Scotney, Residents, Ormiston Rise with Michael Wells (left) and Ian Mundey (right) of The Tranquil Retirement Group

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The first residents, the ‘Pioneers’, are already referring to Ormiston Rise as ‘home’ and are looking forward to welcoming their new neighbours. For the past 43 years Glenise and Ian Scotney had lived about a half hour’s drive from where their new home is located, so are familiar with the area. “We had a big home and Ian had a large yard to mow. The nature of the street we lived in was changing and we had been looking around at different retirement places on and off for five years” said Glenise. Two years ago Ian became ill which was a deal clincher for the Scotneys to get serious about moving. As Glenise recalls, “We have only just reached our seventies and thought if we didn’t move now it would be much harder in a few years’ time”. A promotion for the proposed new Ormiston Rise retirement village impressed Glenise and Ian and they kept going back to check out the village as it evolved. The unit they liked was just a shell when they decided to sell their home and make a commitment. So has Ormiston Rise lived up to its promotional statement – Everything you want in a home and nothing you don’t? “Oh yes”, agreed Glenise, “And more so. We are more than happy with the place and the owners have made us feel so very very welcome.” Now Glenise and Ian are looking forward to meeting more of their new neighbours.


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Home Care Services


Good Home Care With the recent introduction of Consumer Directed Care (CDC), consumers now have a large say in the choice of in-home care services they receive, and also in the choice of the service providers they want to use. This consumer empowerment has brought much needed competition into the market place and the number of organisations providing in-home care services has grown substantially in recent months.

W

e talked to some of the major providers in Queensland, to gauge what is really important when choosing a provider. We chose providers with three very different business models - KinCare, which is one of the largest private sector providers in the country; Five.Good.Friends. which is a membership based organisation; and Wesley Mission Queensland which is a non-profit community organisation.

For example, there may be a situation where some tasks, such as house maintenance, cooking, and shopping may become more challenging, and you may require short term or ongoing support. Making the choice to receive

support is a difficult decision to make and is often a turning point toward a better life. In-home care services ultimately offer the option to maintain your independence in your own home” Kris Sargeant, Director Community Care & Inclusion for Wesley Mission Queensland, confirms that continuing to live in your own home is often a major deliverable that clients are looking for. She says, “Although you are providing services that can sound simple, the overall effect can be immense on a person’s life. I’d like to share the story of one of our clients John, who found out about us when leaving hospital. This is what he has to say: ‘Every second Wednesday I have someone come in to do some cleaning for me … I’ve always wanted to stay in the unit for as long as I possibly can. A home is a place of love and you have memories of all of that, why would one throw all of that away? The opportunity of those lovely memories.’ You can see that in-home services were pivotal in allowing him to continue to stay in the home that he loved.” Home Care services do indeed allow us to stay in our own homes without burdening our family.

Gavin Hudson, Queensland State Manager, KinCare

Kris Sergeant, Director Community Care & Inclusion, Wesley Mission Queensland

Nathan Betteridge, Operations Director of Five.Good.Friends

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Gavin Hudson is the Queensland State Manager for KinCare. He explains the fundamental benefits of in-home care. “At KinCare we are privileged to be able to provide services that enable people in the community to maintain their independence as they grow older. Not one person’s situation is the same and we are able to tailor our in-home services to meet an individual’s specific circumstances and allow them to remain living in their home.

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The Secret to


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However, it is worth mentioning that these services can often be used to supplement the care you get from your family, if you do indeed move in with a family member. In-home care services can also be delivered to you if you are living in a retirement village, in order to improve your lifestyle. With such a large potential impact on your lifestyle, you want to make sure you choose absolutely the right service provider for you. Most organisations have strict hiring regulations, ensuring that only those who have been appropriately vetted can come and care for you and your home. However, Nathan Betteridge, who is Operations Director of Five.Good. Friends. advises to look to soft issues as well as the harder measurable criteria for making your choice of service provider. “There are obvious mandatory criteria along the lines of expertise, qualifications and security that must be considered. Beyond that, there are the intangible criteria that are often the ones that make a difference. You want helpers that enjoy going to see you and you want to spend time with. You want people that are not task oriented, but have a broader remit to ensure the overall quality of your life. I would also recommend you ask to talk to, or seek testimonials from other users of the service.”

Kris echoes these views, but goes a step further and suggests having a fairly formal approach. “Any important life decision requires a lot of thought and planning, so researching your options is very important. Write down any questions that you may have so that when you’re shopping around, you can get as much information as possible. Look for a trusted provider with skilled staff and a ‘can-do’ attitude who is willing to work with you to tailor support to your requirements. Look for a provider with years of experience, as they will have wellestablished networks and experienced staff.” With the new CDC model, the range of possible services has grown immensely and to an extent it may be tempting for service providers to adopt a “menu based” approach. How are service providers dealing with this expanded expectation of broader services by clients? Gavin explains that, “Tailored services are essential to meeting a customer’s personal needs. We can provide all levels of services to customers from house maintenance, transport to appointments, shopping and meal assistance right up to high levels of clinical care such as nursing, allied health and personal care services. It’s this combination of continued on page 102



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continued from page 100

flexibility and high quality care that enables people to safely and confidently remain at home as they grow older as well as empower them to live the life they choose” Nathan agrees that client needs are paramount. “We listen to our members and design tailored personalised help plans that are designed to reach their goals and enhance the life they live. We don’t focus on prescribed tasks but rather ways people want to live.” Kris points to an unusual example of a client who wanted to go away on a cruise holiday, but would not have been able to do so without help. Heavy luggage, ongoing medical requirements, and cleaning needs were all met while the client enjoyed time on the sea. “We are also helping other customers to take up lost

interests, which in turn allows them to regain social interaction and reconnect to their local communities. This instils a sense of achievement and purpose in those clients while also bringing a new sense of joy to their day. It’s about helping our clients achieve their goals through enthusiasm and practical solutions.” The organisations we spoke with, do seem to be constant and clear in their desire to support the life goals and ambitions of their clients. Another factor to consider is the extent to which service providers keep the families of clients involved, informed and engaged. Five.Good.Friends. has incorporated technology into this aspect of their services. Nathan explains, “We have an app through which we encourage direct contact between Helpers,

Members and their families so that many issues are resolved directly. Our app also has a ‘loved one’ function which gives an authorised family member or friend the same permissions in the app as a member. This means they see exactly who is in the home, when and what help is being delivered and planned. The loved one can also communicate directly with helpers and the community manager.” Ultimately, a great deal of service quality is dependent upon the personal attitude and performance of staff. How do In-Home Care providers go about selecting, training and scheduling staff and how do they ensure that training remains up to date and relevant? According to Gavin, “Helping older people in their own homes, to make life easier, is such an individualised service that one


Nathan agrees saying, “Our Helpers provide a range and variety of services from domestic help to companionship at the theatre and family weddings. For this reason, we attract a unique and vibrant kind of Helper, people who are focused on people and

relationships as well as the quality of their service.” He goes on to say, “Getting the staff with the right attitude starts with the recruitment process, “We rely on various online screening tools to identify the best candidates. Less than 10% of our helpers make it through that first step. Then we personally interview each member to confirm their calibre and for cultural fit. Because we offer individualized help, the type of people we hire need greater autonomous thinking and vibrancy.” On-going training is also very important and as clients, you should not be afraid of asking detailed questions about the ongoing training of staff before you make a choice of provider, and most providers do take the training aspects very seriously. According to Kris, “We are committed to ensuring our team has the support they need

to provide customers with a professional and caring service. We also run a registered training organisation (RTO) offering certificates in the aged care industry and the RTO offers our current staff, opportunities to expand and increase their knowledge through further study options and industry updates.” CDC benefits clients both in terms of choice and quality. However, in making your choices, go beyond the obvious and ask questions and research the softer aspects of a service provider.

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size definitely does not fit all. In choosing a provider, it is critical that one considers the expertise and diversity of services on offer as well as the level of customer service delivered. Accepting in home services is one of the most significant and personal choices a person will make and it’s vital that the provider they choose truly understands this. We understand that what matters most to customers is that they feel safe and confident in the care provided to them. This is why we place such high importance on ensuring that all our employees are not just highly skilled but also the right fit for the customers who welcome them into their homes”.

O50s Australian Over 50s Living & Lifestyle Guide

“Look for a trusted provider with skilled staff and a ‘can-do’ attitude who is willing to work with you to tailor support to your requirements”

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A

Holistic Approach to Ageing

Recently, in aged care we have seen the emergence of a concept called ‘holistic ageing’, where the focus is drawn away from surface issues in a person’s life and placed on the stem of their happiness and fulfilment. This means that people are now invested in receiving not only quality care but care that also allows them to maintain their livelihood. Holistic ageing focuses on care providers who place importance on how friendships and in-home care can enhance the quality and longevity of life.

A

Holistic philosophy of living encourages the wholeness of an independent system, the individual’s livelihood; recognising that each aspect will have an effect on the whole. If we remove a person from the home that they are comfortable in, this will affect them as an entirety; like a ripple effect. Holistic ageing encourages us to consider every aspect of a person’s life; mental, physical, social, emotional and environmental to increase a balance of health and function. Simon Lockyer, CEO of Five.Good.Friends. harmonises that Holistic Ageing has encouraged a change in the home-care industry. “Five.Good.Friends. has been built on the principles of holistic ageing and derives its name from this idea. The international study, ‘Blue Zones’ researched the world’s longest-living people. It found friendship as the key factor contributing to their longevity. The ‘stress shedding’ power of friendship enhances the life of these people who live their full and long lives in their own homes and communities. On average, these men and women have a circle of five to six good friends who travel through life with

them. We found inspiration and purpose in this story. It is the reason our business exists. To provide people help at home, when they need it, so they remain close to their good friends, their community and the life they know.” The knowledge of Holistic Ageing has encouraged our population to invest in care that is suited to their lifestyle and not just services that are available. People are in fact beginning to invest in care that offers elements of friendship and the benefits of sustaining their hobbies, community presence and lifestyle commitments. This is the time in your life where things truly fall into place, they are called the Golden Years after all! So as you face the daily challenges of ageing, remember the profound ripple effect that occurs when something happens. Every element has an effect on something else. Making just a few small steps toward aged care that is fulfilling your needs and wants will have a prolific positive effect on your quality of life.



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In An Emergency Get Help

AUTOMATICALLY

A personal tragedy will sometimes motivate a person to solve the problem that resulted in the tragedy so that others do not have to suffer in the same way. Barry Sheridan is one such determined person.

W

hen still in his twenties, Barry lost his mother. She was alone at home and fell. She was unable to get help and she died. The young Barry was determined to create a way of ensuring that nobody else would suffer the same fate his mother had. Today, there are over a million Australians over the age of 65 who live alone, and their children and other loved ones worry about them constantly. These are typical comments: “Mum is very independent, she has lots of friends, and a carer visits two times a week, but I don’t know what she would do in an emergency because we live in Melbourne and she is in Brisbane.” As Barry’s story demonstrates, these worries are very real and justified. More than one million falls are recorded in Australia each year for individuals over the age of 65, and falls are the leading cause of accidental death within this age group. If an older person falls down, then health and age can make getting up again a real challenge. Even if the person does not fall, but has a serious health complication in their own home such as a stroke, when nobody else is around, then receiving emergency care in time may not be possible. There are some excellent systems on the market that reduce these risks, mainly the small alarm devices or pendants through which a person can attract attention or call for help. These can be little ribbons or necklaces holding a pendant with call buttons on them that can be worn by seniors as they

go about their day-to-day life. If an individual encounters trouble, all they have to do is press the button on their pendant for help to be called. These pendant alarms have played a significant part in getting help when it was needed and have saved many lives. The emergency pendant still has an important place in this sector. Unfortunately, the adoption of this technology appears to be very late in the piece, with the average age of people getting their first emergency pendant being around 82. Once a person has a pendant, it does give reassurance to both the person living on their own and their loved ones. However, as Barry explains there are limitations. “Your mum or grandfather may have a pendant, but persuading them to wear it 24/7 is a difficult problem. Even if they would like to, serious problems such as dementia or other health issues may mean that they simply forget or they may misuse the device accidentally.” Nor does a pendant help if your loved one is unconsciousness or has had a stroke, or is any other situation where body function is compromised. Barry confirms that “Even for those who have a pendant with them when they fall, all is still not perfect. If when they fall they bang their head or simply collapse into a state of unconsciousness, these individuals can only rely on someone discovering them in a timely manner.” It is these limitations that motivated Barry to go on and develop what he calls a “Zero Wear” solution.

The innovative solution, called Fall Buddy is based on a technology system that combines the telephone with strategically placed movement sensors in the house. “The ‘Fall Buddy’ is designed to call for help if the client stops moving around their home or garden. It takes account of things such as night time sleep patterns, naps during the day, regular outings and so on.” “One of the great things about independent living is that you do things as and when you please, so the system does not simply assume an emergency situation every time a user does something unexpected. Instead, it goes into voice activation which provides a pre-recorded message to the user in the voice of a loved one. For instance, if mum has not come down to breakfast when expected, it may ask, ‘Mum. Your Fall Buddy hasn’t seen you moving in the house, I Hope all is okay. Could you wave your arm at the movement sensor and I will know that you are ok.’ Then if mum does not react as expected, the system will go into action and call loved ones and tell them what is happening.” Whilst the system was originally designed to notify loved ones of an emergency situation, it has evolved. According to Barry, “The system can also be programmed to help users take their medication, and act as a person reminder system for appointments.” Independence in old age is a wonderful thing. Good care within that independence makes it better. O50s Australian Over 50s Living & Lifestyle Guide



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New Tools For Better Living At Home Almost every individual within the 60-year age bracket wants to remain independently in his or her own home. Unfortunately it becomes difficult to stay independent if certain tasks become too difficult to do by yourself. Technology may be the answer. Today, technology can assist in safety, mobility within home, the ability to do daily tasks, and taking care of daily needs. Safety There are specially designed mobile phones for older people that feature big buttons and extra loud speakers. These phones also have brighter screens and larger text to ensure ease of reading and communication. You can also scout the market for personal emergency response systems, such as emergency pendants, that could help you in case of an emergency. Such systems can be set up to allow you to notify your children or anybody else if there is an issue at home. For instance, some monitoring systems will call an emergency dispatcher if you deviate from a normal routine,

such as not coming down for breakfast at your usual time, or staying in the bathroom an hour too long. It will alert somebody if, for instance, the shower was left running the entire day, the door left open, or if you do not turn on the telly and you happen to be an avid TV watcher. There are also smart detection devices that work harder than your ordinary smoke alarm and may detect and alert you to any toxic gases in the kitchen.

Mobility Getting up and down stairs can be a real difficulty. If you live in a double storey or even triple

storey house, you could install an elevator if the structure of the house and your budget allows it. Alternatively, there are stairlifts that can ensure that you make it up and down the staircases at home safely. All you do is sit down, strap in, and enjoy not having to worry about falls, or about any pain associated with climbing staircases at home. Even in homes that are a single storey there may still be a few steps that can cause difficulty – ramps may be a way around this or at least adding a rail could make it easier and safer to handle the few steps.

“There are stairlifts that can ensure that you make it up and down the staircases at home safely … and enjoy not having to worry about falls, or about any pain associated with climbing staircases at home.”


Daily Tasks Diane Cook, the director of the Smart Homes Project in the Center for Advanced Studies in Adaptive Systems, pointed out that there are now smart technologies that can help you monitor movements in your home, automatically adjust the temperature, and even automatically turn on the lights when you enter a room. Since 2006, Cook has been designing homes with artificial intelligence – houses that “think”. For somebody who might not be able to move around that much,

technologies like these keep you from having to stand up to turn off the light switch or looking for the remote control or manually shutting down your climate control systems. Some of these technologies include smart clocks that wake you up in the morning and begin the coffee maker at the same time, ensuring that you have a hot cup drink ready before you get to the kitchen. And to get there, you could take your automated Stairlift that will take you from upstairs to downstairs without adding any pressure or strain to your knees and joints.

There are also robot cleaners; vacuum systems that pretty much take care your entire floor without requiring intervention. In fact, they clean and clean until their batteries run out, and when they do run low on power, they’ll take themselves back to their base to recharge. There are also fridges, irrigation systems, air conditioning units, televisions, and computers that all work off voice control. There are even units that help you control your own house with voice alone. Just call the name of the device and tell it what to do, and it’ll ensure the doors are locked, the lights are off, and your phone is on silent. The beauty of smart products is that these devices also have the ability to learn and be programmed to your behaviour.

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Some of these technologies include smart clocks that wake you up in the morning and begin the coffee maker

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Home Care Services | 110

The beauty of smart products is that these devices also have the ability to learn and be programmed to your behaviour. Daily Needs Medications are, sadly, a huge part of growing old. A number of those over 50 tend to forget their medications, or mistakenly take the wrong one. Thankfully, there are smart medication reminders that can help you remember when to take your pills. These devices range from pillboxes with timers and alarms and

even those that will alert you if you have not taken your medication, or if you forgot you’d already taken it and were about to double dose. For the hearing impaired, there are telephones and doorbells that also come with a flashing light to let you know when the phone is ringing or when somebody is at the door.

These are just examples of technology that can help people in their 60s and 70s stay independent a while longer as they go about their day to day lives. These technologies are designed to help keep us safe, to help us perform our daily tasks with ease, and to help us meet our everyday needs. O50s Australian Over 50s Living & Lifestyle Guide



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Your Choices: In-Home Care Providers angels in aprons Increasing care needs no longer means a move away from your home. Angels in Aprons is one of Brisbane’s most respected care and support services, providing seamless support and true continuity of care from a warm and professional team. We know how important it is that you maintain choice and control over your decisions. We believe it’s easier to keep your mind and body strong in your own environment where you can continue to be stimulated by the things you’ve always loved. We work alongside you and offer flexible home care, transition care, respite care, chronic illness support, palliative care, dementia support and nursing services, whether you need a little help or 24-hour support. Ask us about our Home Care packages and private care options. www.angelsinaprons.com.au

PresCare For more than 85 years, PresCare has been helping Queenslanders to live independently and stay at home as long as possible, keeping clients more connected through a holistic range of in-home services such as domestic assistance, garden maintenance, meal preparation, allied health as well as nursing, respite and social activities. We also offer access to an extensive range of mobility equipment through Walk on Wheels and a food delivery service of gourmet, home-style meals through Contented Chef. Our mission is to keep our clients more connected to their family, friends, community and social activities that are important to them.

angels in aprons

Brisbane and surrounding suburbs, Sunshine and Gold Coast

Ph 0406 076 885

24 Hours 7 Days angels in aprons Home and Hospital Help

PresCare Level 3, 19 Lang Parade Milton QLD 4006 Phone: 1800 773 722 www.prescare.org.au

Alzheimer’s Queensland Alzheimer’s Queensland (AQ) is a well-known provider of high excellence services, with CONSUMER DIRECTED CARE (CDC) Packages assisting Older Australians everyday to live life the way they choose. Our Staff are trained to the true meaning of CDC support ‘to do with, not do for’ the consumer. AQ’s SERVICES available to you include: Domestic Assistance (cleaning & laundry), Social and Community Activities, Travel Assist, Respite (in-home & cottage), Allied Health, Nursing, Continence Aids, Technological Devices, Gardening, Home Maintenance, Home Modifications, and more. Private Services are also available to complement your CDC Package.

Suncare Suncare understands that independence alone does not equal quality life. By providing innovative support services for people who are ageing, living with a disability or mental illness, Suncare provides care services that are directed by client need. The support provided is based on the individual. Our vision - to be a strong leader and innovator in community support and client-directed care. Our mission - to help people feel empowered by choices they make and the way they live their lives. Suncare strives to create value through diversity and inclusion, welcoming people of any gender, age, race, nationality or sexual orientation.

121 Care 121 Care offers tailored in-home and holiday support services across south-east Queensland for people with a disability. We provide practical support from meal preparation to bathing, transport, family respite, NDIS planning, social activities and overnight care. 121 Care was established by a group of people with disabilities and their families to ensure they were able to get the services they need and want. Our clients are in control of who their carers are and when they work. It is critical to us that our clients know they are in control of their care.

Toll Free Call: 1800 639 331 Suncare Contact: 1800SUNCARE suncare.org.au

121 Care 33 Sixth Avenue, Cotton Tree, QLD 4558 Australia Phone: (07) 5443 9777


Wesley Mission Queensland Wesley Mission Queensland has been looking after Queenslanders for more than 100 years with a range of care and support services. Whatever your circumstances, we will partner with you to provide the services and expertise you need to maintain your lifestyle and independence in your own home. We can support you with personal care, nursing care, and domestic assistance, including shopping and home maintenance; therapy, respite and wellness services, including hydrotherapy, physiotherapy and exercise classes; and assisted transport services to help you get out and about in your community. Call our service coordination team today to find out how we can help you.

Five.Good.Friends. Five.Good.Friends. is reinventing traditional in-home care through a combination of easy to use technology and skilled and caring people. We make organising and accessing quality personalized help simple, transparent and flexible. Five.Good.Friends. has been created for the individual who needs help as well as their loved ones and family, keeping all involved in touch, informed and in control.

Wesley Mission Queensland 1800 448 448 www.wmq.org.au

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Your Choices: In-Home Care Providers

Five.Good.Friends. Call 1300 787 581 www.fivegoodfriends.com.au

For more information visit www.fivegoodfriends.com.au or call 1300 787 581

KinCare KinCare is Australia’s leading provider of in-home health and wellbeing services. For more than 25 years this family-owned and operated organisation has been providing in home support to older people, people with disability, people with health needs and their carer’s.

KinCare Level 4, 20 Lexington Drive Bella Vista NSW 2153 Phone 1300 733 510

KinCare services are provided throughout Australia and include a wide range of options to suit your individual needs. For more information and a free consultation on how we can best support you to achieve your goals phone 1300 733 510.

Blackall Range Care Group Blackall Range Care Group services the greater Sunshine Coast hinterland region. Choose a service to meet your needs from our wide range that includes personal care, nursing, community access, social and recreational activities. To ensure you are safe and comfortable at home select from our home modifications, home maintenance and equipment hire service. Enjoy flexible respite options in-home or at our centre set in leafy gardens at Flaxton. We also provide sensitive and caring in-home palliative care. Call us about your government funding options or to inquire about our privately funded services. It’s your choice, it’s your service!

support@australianoverfifties.com.au

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To have your services included in our listings please call us for details on (07) 5579 8767 or contact us on:

Blackall Range Care Group 360 Flaxton Drive Flaxton Qld 4560 Australia Phone: (07) 5445 7044


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Your Choices: In-Home Care Providers Carers Link Carers Link provides quality, person centred in home and community supports for the elderly and people with a disability. We service the Greater Brisbane region and have provided personalised, responsive and flexible care for over 15 years. We are committed to delivering innovative services, and we focus on each person’s needs and goals to assist them to live independent, fulfilled lives. Our services are available 24 hours a day, all year round including emergency respite. Our unique programs include Host Home Care, Camp Ability , Sociability Club, and supported accommodation in our Group Home.

Carers Link PO Box 620 Wynnum Qld 4178 Phone: 3901 1165 www.carerslink.com.au

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Simply Caring Australia Simply Caring Australia is the premier non-medical home care provider in Brisbane and the Sunshine Coast, providing a wide range of in-home care services, care advice and companion care. Simply Caring Australia is devoted to caring for seniors and people with disabilities who aren’t ready to leave their home for residential care and need support to live a full and productive life in their own home. Our personalized and affordable services are available 7 days a week and can range from a few hours per day to 24/7 care

Simply Caring Australia PO Box 501, North Lakes, Q 4509 Phone: 1300 66 99 32 www.simplycaring.com.au

For more information please contact our office on 1300 66 99 32 or email us at: info@simplycaring.com.au

No matter what the level of your disability, you CAN regain some of your Independence. Choose from the extensive range of vehicle modifications available from Les Brazier Special Vehicles and feel free again. Come to LBSV for: * Expert advise about choosing a vehicle suitable for modifications * A full range of innovative, top quality products * Modifications customised to suit your individual needs LBSV sources the most up-to-date technologies from around the world and has the expertise to modify them if necessary, in response to client feedback. All modifications and products comply with Australian standards and are designed with your health and safety in mind. So whatever the level of mobility support you need, Les Brazier Special Vehicles can supply the best affordable solution.

Les Brazier Special Vehicles ORMEAU HILLS QLD 4208

Ph (07) 5670 - 3244 (e) info@lesbrazier.com.au


Instant fixes, however, tend to be unhealthy, tasteless or quite often unappetizing. Gourmet Meals has provided a fuss-free option that’s much healthier than your local takeaway and only takes minutes to prepare.

Gourmet Meals is an Australianowned and family-operated company based on the Gold Coast. The company, which first opened its doors in 1993, manufactures and delivers quality, great-tasting, readymade frozen meals. The delivery service stretches from the Northern Rivers to the Gold Coast, Brisbane and outer suburbs, Caboolture and Ipswich.

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s much as we’d like to prepare chef-standard meals every night, it can be hard to find the time, energy and funds to make this happen.

Healthy, Great Tasting Meals Delivered To Your Doorstep Every suburb is serviced once a week, however, we do offer a courier service should an alternate day be required. There are no contracts, orders can be made on a casual basis, and all that is required is a minimum order of $47 and a delivery fee of $7. A complimentary ice box service is available if the customer is not home to receive the meals.

The “gourmet meals” are prepared by professional, internationally trained chefs, using the finest and freshest ingredients. Gourmet Meals taste like real home-style cooking and are easy to prepare.

For customers, who mention the code OVER50B, Gourmet Meals has a special offer of a FREE MEAL to the value of $6.90 with the minimum order requirement (conditions apply – see overleaf). This is a one per customer, one time offer only. For more information regarding the delivery of meals, ordering procedures and store locations, visit our website on www.gourmetmeals.com.au or call 1300 112 112.

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Gourmet Meals offers a wide range of delicious and nutritionally balanced meals in lunch and dinner sizes, including mains, soups and desserts.

Gourmet Meals has a large range of fat reduced, salt reduced, high protein, dairyfree meals all of which are gluten free. The meals are also available from selected independent stores such as IGA, Foodworks and other specialty stores.



Special Offer


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Aged Care Costs

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Shedding Light on

Establishing exactly what an individual’s cost will be in residential aged care can be confusing as we have a number of parties involved. You have the residence itself and the services it offers, and Centrelink and the subsidies it can provide

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hese fees are calculated after taking into account the clients’ financial position, whether they are single or part of a couple and whether they have their own home. Some residents enter aged care as a fully supported resident (someone of limited means with less than $46,500 of net assets) or partially concessional where their assets are between $46,500 and $159,423. If income and assets are above these levels then they are considered a ‘fully financial’ resident and need to pay the advertised ‘Refundable Accommodation Deposit’ (RAD) amount. This is a per person amount so if we have a couple they would need $318,846 of net assets before they are considered fully financial.

Assuming your net worth is more than $200k and you are single you would be classed as fully financial. The accommodation costs can be paid by way of lump sum RAD (Refundable Accommodation

Ongoing costs are the daily care fee, which is currently $48.25 per day which covers 24-hour care, food, laundry and toiletries. Some facilities charge an extra service fee which can be for a larger room, nicer fixtures and fittings, a balcony, choice of meals, wine with dinner, etc. This cost varies from $10 per day to $44 per day and varies from residence to residence. The other cost that self-funded retiree residents can be asked to pay is the means tested fee which is an amount that the government asks you to contribute towards the cost of care and is calculated on the level of assets and income you have. There is an annual limit of $25,939 per annum and a lifetime cap of $62,255. So for a fully financial resident with a daily care fee, extra services and a means tested fee, the daily fees could be anywhere between $129.25 a day and $163.25 a day (assuming you

have paid the RAD). Any pension or other income you receive can be used to offset this. The means tested fee is the fee that tends to surprise new residents. Clients with higher levels of assets and income are not just going to lose subsidies, they will also contribute additional fees to their support. As mentioned above, it does have a lifetime cap, however it can be expensive in those first few years. Other costs are medication and private health insurance which are not covered by the daily care fee. Many people wait until the decision to enter a residence is forced upon them before learning about their options and the costs involved. There are strategies to help manage the net asset position and maximise income support where possible, but this is very dependent on the individual’s financial position and personal circumstances, and you are far better off taking the time to understand the options and being prepared. This can reduce stress and allow for less emotive decisions. Paul Forbes is CEO of Robina Financial Solutions’ (RFS). Their specialist aged care unit is at www.rfsagedcare.com.au

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Confused yet? Well it even gets a little messier. If one half of a couple is remaining in the primary residence then the house may be excluded when considering net assets.

(deposit) or a DAP (Daily Accommodation Payment) or any combination of the two. Average RADs in Queensland’s South East (excluding Brisbane) are around $400,000. It is important to note the RAD is refundable and government guaranteed.


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Choosing Aged Care

The Importance of a Community In choosing an aged care facility for a loved-one; one of the most important aspects to consider is just how much of a community feeling there is in the aged care facility and whether or not your loved-one will feel lonely there. I have visited dozens of aged care facilities unfortunately, some are sad places where the residents hardly ever talk to each other. Then there are those aged care services where friendly chatter and energy seems to fill the rooms and common areas. You have to make sure that the aged care you choose for your loved-one is proactive in trying to reduce the loneliness amongst its residents, and builds a sense of community.

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oining an aged care facility is going to be daunting. Many of us going into aged care are moving away from the communities we know and love, and will no longer be a hop, skip, and a jump from our friends and family. Moving into care can be much like moving into a hospital; visiting hours, carers, and boredom. All of these things can inspire loneliness, but none more so than the loss of community. In choosing an aged care facility it is important to understand how the transition into aged care is handled. According to the Managing Director of Yukana Aged Care, Brett Mullen, they have a very personal way to integrate a new resident into the community. “The answer is simple, we actually spend time with a new resident having two staff whose main focus is customer service and relationship, who help integrate a new resident into a welcoming, caring and engaging community.”

“It is in close consultation with the resident and their family that we are able to provide solutions that allows the resident not to feel disempowered but empowered to make choices in regards to their own life again, which has a real and positive impact upon the life of the resident.” Similarly, Greg Skelton, CEO of PresCare agrees on the importance of understanding client needs from the very beginning of a person’s journey in aged care. “Our team of professionals work closely with our clients and their families to get to know them and ensure their needs are identified, agreed upon, and is then delivered how they want it.” Loneliness and isolation are bad for us. This is a scientific fact, and the information surrounding it is bleak. Studies from Brigham University suggest that the health risks associated with loneliness are “comparable to well-

Deepa Calais Publisher of Australian Over 50s Living & Lifestyle Guide

established risk factors such as obesity, substance abuse, injury, and violence.” But we all know that it can get worse - loneliness is contagious, older adults who are feeling lonely are more prone to behaving in a manner that may cause others to wish to avoid interacting with them. This sensation of rejection, in turn, causes people to push others away and continue a vicious, isolated cycle. In addition to the welcoming process for new residents, how are aged care providers battling the loneliness and loss of community feeling? Many are taking excellent forward strides. I recently came across a great example of this from the Netherlands, where Dutch students can live rent-free in senior living communities. Not only does this method help students financially, but it addresses loneliness in both young people and the elderly - both of whom are at equal


Australian aged care facilities are engaging in their own methods to combat loneliness and isolation. Even the choice of location can have an impact. For instance, I found one aged care facility located near a library and a local school. I

Integration, however does bring a new problem, which is size. The larger aged care residences could have around 150 residents and an equally large contingent of staff. With so many residents and staff it is difficult to establish a sense of

The recent change in the government policy to combine the previous high-care and lowcare definitions of aged care into one, also had a positive impact on building a sense of community. In the past, high-care residents and low-care residents were often in physically separate parts of the aged care facility and this did not foster interaction. These physical

belonging. Sometimes the more people there are around you, the lonelier you can get. How is loneliness in a crowd guarded against and how is a sense of belonging nurtured? A big part of the solution according to Brett is people related. “It is all about the people element in care, having the right staff with the right

heart for the people that they are caring for, which is key for us. When we are employing staff we look for people who firstly have certain types of attributes, i.e. they have a real desire to work with ageing people (heart), they have values that serve our residents well i.e. respect, dignity, and honour. They are compassionate and flexible in their work duties,

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proximity issues are being removed and more integrated facilities have been introduced.

am sure that residents here get many more visits from friends who may be visiting the library and therefore drop in for a chat. The proximity of the school also encourages visits from school kids as part of their community engagement work.

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risk. The students bring a sense of vitality and activity to the community, encouraging more senior residents to get involved, while the seniors themselves foster and encourage the youths as they traverse a tricky stage in their lives. It is a financial and psychological asset for all involved, and is a very clever method of addressing a prevalent issue.


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as you never know what is going to come up in the day in the life of a resident, and our staff need to be able to delivery the highest possible care needed in that circumstance.” Improving aged care starts with improving a sense of belonging amongst residents. This means providing options and opportunities that those living in a range of care scenarios can engage with. An easy way to improve care is simply to foster caring relationships between individuals, other residents, staff, and family and friends. This may mean having more varied visiting hours, on site cafes, and social events where people from the outside world can come in. This may also mean allowing residents the freedom to engage with the community beyond the care facility, be it on independent visits or on organised trips. Having community services on site is a great benefit too; yoga, breathing classes, laughing classes, cooking, gardening, knitting, painting, and everything in between would benefit residents. Getting involved in a new community is vital, and such involvement is not difficult to pursue – especially if it combats the negative effects of loneliness. Aged care facilities are also arranging more activities for senior communities. These include trips to the cinema and

supermarket, exercise and health groups, lifestyle activities such as painting, drawing, and gardening, and social evenings whereby seniors can have dinner, a dance, and enjoy the company of their peers, friends, and family. Greg gives some examples of the initiatives at PresCare, “There are a number of programs in Queensland that PresCare has created to help keep people more connected. Friendships clubs, Men’s Clubs, High Tea’s and regular social outings are just some of the initiatives that we have implemented to reduce the likelihood of social isolation occurring. We have also sponsored Golf Queensland’s Senior Order of Merit series of events – it’s not just about keeping people independent at home, but connected to their community.” Individuality is key in these situations, and those involved may wish to give back too. They may even get involved in the kitchen, helping bake morning tea for their visitors, or even for other residents. Or, they may create flower arrangements to brighten living spaces, or paint fresh images to be cycled through the halls. The possibilities are endless, and all positive influences on the life of those in care.

Going into aged care should not mean retiring from community. For a long time, there has been a stigma associated with aged care. Isolation, loneliness, and a sense of removal and even disposal can influence those who may need to move into aged care. This, however, does not need to be the case. The old ideas about aged care do not need to hold true, and improvements are already being made the world over to ensure that the negative influence of loneliness is removed from care, allowing seniors to enjoy the twilight of their lives whilst surrounded by new friends and family. However, it cannot be denied that we are in a period of transition and some aged care facilities are still behind the eight ball in terms of fostering a sense of community, so you need to choose carefully to find a modern aged care facility that is doing its best to facilitate social engagement in its residents, because it recognises the benefits of healthy social interaction, and the positive influence it has on the elderly and those associated with them. Deepa Calais is a commentator and publisher of the Australian Over 50s Living & Lifestyle Guide O50s Australian Over 50s Living & Lifestyle Guide

Are you looking at Downsizing or Retirement Living and don’t know where to start? We have the Answers: Downsizing your current home New home purchase Retirement options assessment Introduction to professional advice including Lawyer, Accountant and Financial Advisor Decluttering Pack, move and unpack

Call Margaret today for a free, no obligation consulation on:

0448 201 884

http://www.inspiredoutcomes.net.au/



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Happy Stories,Happy Living A bright new chapter at Vela At PresCare’s residential facilities, life is about staying connected to the things that are most important in your life. Since arriving at PresCare’s Vela facility in late February 2016, resident Effie Munday has been welcomed by friendly staff who have honoured her individuality and achievements. A published writer having written 7 books, with 6 being published, Effie has been celebrated at Vela for her lifelong passion for writing which began at the tender age of 13 when she wrote her first poem. 92 years young, Effie has lived and witnessed many remarkable chapters in her life which she has documented in both fiction and non-fiction. Recently, Effie was assisted by the enthusiastic lifestyle staff to achieve a lifelong dream of hers – stepping into the limelight during her first ever book review in the company of residents, staff, visitors and friends, which saw all of her works being acknowledged. Effie couldn’t be happier with the support and friendship she has found at Vela, “I feel very valued here. The staff are dedicated to providing a friendly and caring atmosphere, allowing me to explore the things that make me the happiest. There is a strong sense of community, and there are many opportunities to enjoy special moments with the other residents.”

Tell us about your own

Effie Munday & Resident, PresCare Vela

Happy Story

send it to support@australianoverfifties.com.au

Restaurant Meals - A Great Drawcard. Yukana can best be described as a community with all the comforts of home and more. Just ask Joy Frederiksen. Since moving to Yukana over ten years ago she has thoroughly enjoyed every aspect of her stay. More recently residents at Yukana were introduced to the option of a restaurant standard meal. In Joy’s words “it has been a wonderful addition. I don’t have to clean up, the meals are lovely and I feel better in myself”. Having quality meals prepared and ready for the resident to enjoy takes the daily pressure off having to think of and prepare meals. As Joy says “I’ve cooked enough in my life and now I just want to enjoy them”. Residents living at Yukana not only have access to a restaurant, but enjoy a vibrant community where their care and overall wellness are integrated into a lifestyle that allows them to enjoy their time and independence at the highest possible level. Joy went on to say “with the restaurant meals there is also the social aspect. Having a meal with other residents gives you the time to sit there, chat and enjoy each other’s company”. In an integrated community, residents, their family, friends and staff relate to each other as members of a caring community. This is achieved through not only providing the physical care we all need but ensuring emotional support and community are provided by delivering professional, holistic care. In other words, care and assistance are tailored to individual needs in a loving, supportive, considerate and flexible way.

Joy Frederiksen Resident: Yukana



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Be Careful What You Eat

If a doctor has prescribed antibiotics, you want to make sure that they are as effective as possible to help your medical condition, by taking the right dosage and at the right time. However, we sometimes overlook the fact that what we eat while on antibiotics can also impact their effectiveness.

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ifferent antibiotics work differently of course, but in some cases it is possible for certain foods to block the absorption of antibiotics by either blocking the digestion of the antibiotics by the body or blocking how the medication is actually metabolized.

Acidic Foods Even though we do not often think about it, acidic foods can make it difficult for our body to absorb certain types of medication, including antibiotics. Examples of these acidic fruits include tomato-based products (such as ketchup), chocolate, citrus juices, and carbonated beverages. Grapefruit products (including grapefruit juice) can prevent absorption. In fact, grapefruit juice prevents the function of a number of different medications as well. This is why you want to be cautious before you decide to munch on this citric fruit whilst on medication.

High-Fiber Foods Even though these types of foods are healthy and filling, they are certainly not the best option when taking antibiotics. The reason for this is that these heart-healthy foods are going to slow down the absorption of your medication. Even though slowing down is great when you want to lose weight, it is not great when you want a functioning medication.

Dairy (Except For Yoghurt) According to a number of different studies, both iron and calcium make it difficult for the body to absorb antibiotics. If you have to take calcium or iron supplements or you eat foods that are rich in these minerals, it is best to wait at least three hours before taking your antibiotics.

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On Antibiotics?

Yoghurt, on the other hand, is the one dairy product that is actually good for your gut lining when taking antibiotics, this is because of the helpful strains of probiotics that you can find inside of yoghurt. Especially for seniors it is important to take in enough of the helpful probiotics, because the use of antibiotics can otherwise lead to diarrhea because of the disruption of the healthy gut flora, and lead to exhaustion or dehydration.

Final Tips If your doctor prescribes antibiotics, ask them to tell you more about what foods to take or avoid and whether before or after your dosage of antibiotics. Whilst we know that certain foods do affect the efficacy of antibiotics, because everybody’s situation is different it is still vital to get professional advice from your medical practitioner. O50s Australian Over 50s Living & Lifestyle Guide

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Tips for coping with change

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Staying Healthy as You Age: Physical and emotional health is important at any age and that doesn’t change just because you have a few more grey hairs. As we grow older, we experience an increasing number of major life changes, as well as physical changes.

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ow we handle and grow from these changes is the key to staying healthy.

Exploring new things you enjoy, learning to adapt to change, staying physically and socially active and feeling connected to your community and loved ones is key. Unfortunately, for many, aging brings anxiety and fear instead. However, many of these fears stem from myths about aging that are exaggerated by the media or simply untrue. The truth is that you are stronger and more resilient than you may think.

• Focus on the things you’re grateful for. The longer you live, the more you lose. But as

• Acknowledge and express your feelings. You may have a hard time showing emotions, perhaps feeling that such a display is inappropriate or weak. Burying your feelings can lead to anger, resentment and depression. Don’t deny what you’re going through, instead find healthy ways to process your feelings. • Accept the things you can’t change. Many things in life are beyond our control. Rather than stressing out over them, focus on the things you can control such as the way you choose to react to problems. Face your limitations with dignity and a healthy dose of humour.

• Look for the silver lining. As the saying goes, “What doesn’t kill us makes us stronger.” Try to look at challenges as opportunities for personal growth. If poor choices contributed to a stressful situation, reflect on them and learn from your mistakes. • Take daily action to deal with life’s challenges. When a challenge seems too big to handle, sweeping it under the carpet often appears the easiest option. However, ignoring the problem doesn’t make it go away; it allows your anxiety to build. Instead, take things one small step at a time. Even a small step can go a long way to boosting your confidence and reminding you that you are not powerless.

By Marama Montgomery, Southport Metro Medical Centre

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As you age, there will be periods of both joy and stress. It’s important to build your resilience and find healthy ways to cope with challenges. This ability will help you make the most of the good times and keep your perspective when times are tough.

you lose people and things, life becomes even more precious. When you stop taking things for granted, you appreciate and enjoy what you have.


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Health & Wellness | 132

Need A Doctor at Home? House Call Doctor has brought back the traditional “House Call” helping hundreds of Gold Coast residents each week with bulk billed home visits.

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ince launching in Queensland thousands of patients each month are turning to House Call Doctor for help at night and on weekends. House Call Doctor Chief Executive Officer Wayne Ormond said: “House Call Doctor takes the worry out of being sick when your regular GP is closed.”

“It gives people peace of mind and that is what residents and visitors to Queensland are telling our Doctors. By calling a House Call Doctor they get to wait in the comfort of their own home or hotel room and have doctor come to them,” Mr Ormond said. Doctor reports show people over the age of 50, retirees and mums are finding the service particularly helpful.

“In the past, a lot of our patients would have gone to a hospital emergency, now we send a doctor to their door and it doesn’t leave them a cent out of pocket.” House Call Doctor is a 100 percent, bulk billed service for everyone with a Medicare or Department of Veteran Affairs Card or a fee can be paid if visiting from overseas.

Patients can call 13 55 66 or book online at www.housecalldoctor.com.au

Feel better sooner



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7 Things

You Need to Know About the

Bowel Cancer Screening Process

One in every twenty-three Australians will develop bowel cancer in their lifetime, with the odds increasing dramatically after you turn 50. However if detected early, treatment has a 90% success rate, and the National Bowel Cancer Screening Program is in place to detect as many cases in their early phase as possible. If you’re about to turn 50, here are the 7 things you need to know:

1 THE KIT – AND THE TESTING – ARE FREE The kit, postage to send your kit into the

laboratory and the actual testing, are free to all eligible Australians.

2 IT COMES IN THE MAIL AFTER YOU TURN 50 The test kit will be mailed out to you within six

months of your 50th birthday. Your kit will contain instructions, two flushable collection sheets, two sampling sticks and sterile collection tubes, two identification stickers, two transportation tubes, a zip-lock bag, a pre-paid envelope, and a checklist. If you have not received your kit, call the National Bowel Cancer Screening Program Information Line on 1800 118 868.

3 YOU TAKE THE TEST ON YOUR OWN, IN THE PRIVACY OF YOUR OWN LOO

5 THE KIT HELPS DETECT BOWEL CANCER BEFORE SYMPTOMS APPEAR

Bowel cancer begins with a growth developing in the wall or lining of the colon, forming clumps known as polyps or adenomas. Most will be benign, but can become cancerous over a period of years and, if left untreated, can spread to other areas of the body. The slow development of bowel cancer means that it frequently develops without immediately noticeable physical symptoms. Your National Bowel Cancer Screening Program kit contains a Faecal Occult Blood Test (FOBT), which detects the tiny, unnoticeable amounts of blood that leak into your bowel movement after growths have formed, but before the physical symptoms begin.

6 MOST TESTS ARE GOING TO COME BACK NEGATIVE

You collect the samples in the privacy of your own home. The process is quick and painless, with clear instructions included in the kit and online.

You will receive your results two weeks after mailing off your samples. Most results will be negative, but a positive result isn’t cause for alarm. It simply means that blood has been found in your sample, and that you should consult with your doctor.

4 THE TEST CAN BE TAKEN AFTER YOU RECEIVE IT, BUT SOONER IS BETTER THAN

7 YOUR KIT IS JUST THE BEGINNING Once you’re over 50, regular screening for bowel

LATER Aim to do the test as soon as possible after you receive your kit and take your two samples as close together as possible. Within twentyfour hours is preferable, but testing two bowel movements 2-3 days apart will not adversely affect the result.

cancer should be a normal part of your healthy lifestyle. By 2020, all Australians aged between 50 and 74 will be offered free screening every two years.

For more info about bowel cancer and screening, visit www.qld.gov.au/bowelscreen



Health & Wellness | 136

Australia’s Fight Against Prostate Cancer Prostate cancer is the most commonly diagnosed cancer in Australia. Every year, 22,000 Australian men are diagnosed with prostate cancer, joining almost 120,000 men already living with the diseasei.

P

rostate cancer occurs when abnormal cells develop in the prostate – a small, walnutsize gland that sits below a man’s bladder. These abnormal cells can continue to multiply in an uncontrolled way and sometimes spread into other parts of the body.

It is an age-dependent disease, with risk increasing with age. Men have a 1 in 7 chance of developing prostate cancer by age 75. By age 85, this increases to 1 in 5. If diagnosed early, prostate cancer can be treated and is often curable. With prostate cancer claiming the lives of nearly 3,300 men every year (more men than women die of breast cancer), symptom awareness is essential. However, as most men experience little or no symptoms, many official diagnoses are made once it is too late.

Prostate cancer often include frequent and sudden urges to urinate, difficulty starting urine flow along with pain during urination and blood in the urine and semen.


PCFA recommends that men over age 50, or 40 with a family history of prostate cancer, should talk to their doctor about testing using the PSA (prostate specific antigen) blood test as part of their annual health check-up. According to the latest guidelines, digital rectal examinations are only conducted as part of an assessment once a man has been referred to a specialist by their GP. The PSA test shows whether there is an increase in this specific protein. Depending on the result, further investigation may be required by a specialist as other conditions, other than cancer, can also cause a higher-than-normal PSA level. Men who have been diagnosed with prostate cancer should discuss treatment options with

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Observable symptoms of prostate cancer often include frequent and sudden urges to urinate, difficulty starting urine flow along with pain during urination and blood in the urine and semen. While these could also be indicators of a less-severe, non-life-threatening illness, the easiest way to diagnose prostate cancer in the initial stage is for men to make sure they are attending regular appointments with their general practitioner.

their doctor and ensure they are aware of all factors – including potential side effects and cost – as they go through their individual decisionmaking process. This includes discussing the appropriateness of active surveillance and radiation therapy as alternatives to surgery. Associate Professor Anthony Lowe, Chief Executive Officer of PCFA, says men need to take charge of their health and talk to their doctor about prostate cancer and other men’s health issues. “PCFA aims to reduce the impact of prostate cancer on Australian men, their partners, families and community. Men should feel empowered to take action and seek support where necessary so they can make informed decisions and live happier, healthier, longer lives,” said Associate Professor Lowe. For further information about prostate cancer or PCFA, visit www.pcfa.org.au or free call 1800 22 00 99. i Excludes non-melanoma skin cancers. Australian Institute of Health and Welfare 2013. Prostate cancer in Australia. Cancer series no. 79. Cat. no. CAN 76. Canberra: AIHW.

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Health & Wellness | 140

Train Your Brain

Against Alzheimer’s Games are helping seniors keep their minds fit and healthy, combatting the mental health concerns associated with getting older. Just a few minutes of ‘brain games’ each day could improve the health of our brain and improve overall psychological function.

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ementia is, perhaps, the most daunting disease associated with aging. Alzheimer’s, the most common form of dementia, accounting for 50-80% of dementia cases across the country, impairs behaviour, memory, and thought. Often beginning mildly, it is a condition that worsens progressively and sees seniors withdraw from activities, family and friends, and other facets of day-to-day life. This withdrawal, in turn, does nothing to assist positive mental health and can lead to a decline in both physical and psychological states. However, if you act early, even after an initial diagnosis, there are things that can be done to combat the negative effects of dementia. If you do just a few things a day to stimulate positive neurological function, then you may be able to help train your brain to stay fit and active even after a dementia diagnosis. Below are a few simple options that you could easily fit into daily life that are believed to help. Bear in mind that these exercises are not designed to halt dementia, but rather to combat its effects and keep an individual as active and independent as possible for as long as possible.

Pursue pleasurable activities

One of the best things you can do for your brain is to keep it engaged in hobbies and activities that you have enjoyed in the

past. This helps keep positive memories alive, fosters emotional connections, encourages selfexpression, reduces anxiety and irritability, and helps you engage with life. Regardless of whether or not you have been diagnosed, or whether you are simply exercising your mind, the best place to start is in a place you like best.

Engage the senses

Alzheimer’s affects behaviour and senses, as well as memory. Activities that engage multiple parts of the brain are useful in helping keep the mind sharp. For example, to engage touch and scent you might take up gardening or baking, especially with sights and smells that are familiar, well liked, and associated with positive experiences. You might even find an incense or perfume that reminds you or your loved ones of good times, such as pine for holidays or rosewater for spring days. Scent, researchers have found, is intrinsically linked to memory, and engaging it with the other senses has a profound influence on engaging the brain.

Music, Puzzles and Crafts

Music, puzzles, crafts and even language have been found to stimulate the mind in an effective manner. Arts and crafts, such as knitting and painting, even organising items in order of

size or colour, help develop and exercise neurological function. Games such as Sudoku, and playing music, even listening to classical music or clapping in time to a beat, are effective in helping keep the brain fit.

Technology

There are hundreds of “Brain Games” that have been designed to combat dementia and develop brain function. They can be found on mobile apps, on computers, and in tablets. Even portable game consoles, such as the Nintendo Gameboy offer these kinds of features – all of which are specifically designed to encourage positive and lasting neurological function. Many of these games include mathematical activities, memory tasks, shape and colour recall and design, and even creative art projects. There is something for everyone, and it is a great, portable option that can be used safely by everyone. Regardless of diagnosis, there are things that can be done, which researchers believe can maintain or improve brain function. Dementia is daunting, and it is something that many of us will face in our lifetime – either personally, or in someone close to us. But there are things we can do in our day-to-day life to combat the effects of dementia, Alzheimer’s, and general memory loss. Keep your mind fit and your memories could follow.


141 | Health & Wellness

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Health & Wellness - Vision | 142

Glaucoma & Cataracts Common Eye Problems In The Over 50s Cataracts and Glaucoma are ophthalmological issues that affect many over 50s, however not many know much about the conditions or how to appropriately approach them.

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ueensland Opthalmologist Dr. Timothy Forster, who is a foundation surgeon of the Queensland Eye Hospital explains, “A cataract is a clouding or opacity of the naturally clear crystalline lens of the eye. Glaucoma is a little more sinister, often being referred to as the ‘sneak thief of sight’ for its ability to occur without the patient becoming symptomatic. Both of these conditions commonly occur in an older demographic and are the result of the aging process. Patients with refractive errors including those with cataracts who wish to be less dependent on glasses can have surgery with implantation of intraocular lens.

“Glaucoma can be diagnosed and managed with a variety of tests such as intraocular pressure measurement, observation of the optic disk, pachymetry, assessment of the Retinal Nerve Fibre layer and visual field analysis.

“Treatment for cataracts involves removal of the natural crystalline lens via surgery known as phacoemulsification, whereby the lens of the eye is removed and replaced with an intraocular lens. With a number of intraocular lens options available for patients, they become less dependent on glasses following surgery and in some cases will not need glasses at all. The procedure is recognized as the most common surgery performed worldwide.”

Dr. Forster explains that common treatment for glaucoma includes eye drops, as well as laser treatments known as Selective Laser Trabeculoplasty. There is also a Laser Peripheral Iridotomy procedure that can be used on patients with a predisposed angle closure. Both options are highly effective at lowering the intraocular pressure associated with glaucoma and is an excellent option for sufferers, according to Dr. Forster.

Dr. Timothy Forster MBBS, FRANZCO, FRACS, FRCOphth, FAAO Eye Specialist

Doctor Forster has a special interest in the management of glaucoma, Cataracts & Pterygium Surgery. Availability: Dr. Forster consults daily at the Wesley medical Centre and weekly at Canossa and twice a week at Wynnum. Email: tforster@bigpond.net.au

Practice Locations: Wesley Medical Centre Suite 21/40 Chasely Street, Auchenflower, QLD, 4066 Ph: (07) 38710311 Fax: (07) 3870 3503 Wynnum Specialist Centre 93 Clara Street, Wynnum, QLD, 4178 Ph: (07) 38710311 Fax: (07) 3870 3503 Bywater Medical 169 Seventeen mile Rocks Road Oxley, QLD, 4075 Ph: (07) 38710311 Fax: (07) 3870 3503



Health & Wellness | 144

Medical Imaging

can be vital in treatment Both GPs and specialists often ask for medical images such as a scan or an x-ray, when we go to see them about particular ailments. In fact, there are now so many different types of medical imaging that both their purpose and implications can be confusing for consumers. X- Ray, Fluoroscopy, Computed Tomography (CT), Magnetic Resonance Imaging (MRI), and Ultrasound … the list goes on. It is good to know what they are and why they are used.

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ccording to Patrick Eastgate, President of the Australian Society of Medical Imaging and Radiation Therapy (ASMIRT), the most common scans that over 50s receive are likely to be, “X-rays and CT Scans which both use radiation, and MRI and ultrasound which do not have radiation. Some of these are readily available scans that have huge diagnostic power.” Imaging plays a vital role in diagnosis at every level, from identifying the location of a fracture, to helping in deciding whether a patient who comes into emergency with a sudden facial droop has had a stroke, has a tumour or hopefully something less ominous. Beyond diagnosis, imaging is important at other steps of the treatment process. For instance to gauge the effectiveness of treatments that have been given, or as a precursor to surgery to determine the exact size, shape or position of problems within our body. Radiologist Dr Gaurav Khera of I-MED Radiology Network in Ipswich, points to some of the more recent advances. “3D Mammography is a refinement of traditional 2-D mammography which allows our expert radiologists to precisely examine breast tissues in very thin slices. The greater accuracy of the images means better breast cancer detection and a reduced chance of being called back for additional screenings. In another important area, Prostate MRIs are now playing a very useful

role in detecting prostate cancer and by utilizing MRI imaging; clinicians have more detailed images of the prostate than is possible with ultrasound.” Patrick agrees that, “A lot of the advances in technology have been around getting better images but with less radiation dose. New imaging allows us to take scans of the body and create 3D images which help with diagnosis and treatment. These advances have allowed us to see disease more accurately and therefore be able to treat more accurately. As technology has advanced so too has the level of skills and knowledge of our practitioners who are experts in radiation safety, medical imaging technology, techniques and providing the patient interface for the medical imaging service.” According to Gaurav, “Most excitingly, many advances not only allow better and earlier detection of diseases, they are also making the diagnosis and treatment less invasive. For instance, with Prostate MRIs, the exact location of the prostate lesion can be identified accurately and can reduce the need for traditional biopsies which carry significant risk.” He continues, “Many conditions that once required open surgery can now be treated non-surgically by interventional radiology. These techniques are commonly used for the treatment of aneurysms, and

arterial blockages. There is also a role in cancer treatment with techniques of embolisation and radiofrequency ablation.” Medical imaging taken over a period of time, can also form a chronological history that is invaluable in treatment if problems develop in older age. Patrick explains, “You would have heard a lot about e-health. It is about making all of your information digital. It allows quicker and flexible healthcare for our patients

Dr. G Khera

Peter Eastgate

The greater accuracy of the images means better breast cancer detection


Advances in technology, are only part of the equation when it comes to the real benefits of imaging. Just as important is the skill and experience with which images are interpreted and reported to clinicians. The training of radiologists is therefore a vital component of providing effective medical imaging services. According to Gaurav, “Radiologists are highly qualified specialist doctors who

have completed more than 12 years’ medical training and they work as a key member of your diagnostic health care team. Their role is to communicate the results of diagnostic and interventional imaging in a report sent to the referring doctor. By working in this way, as part of a clinical team, radiologists are active participants in bringing about better health outcomes for patients.” The interpretation of medical images undoubtedly requires a highly skilled specialist, but nobody can be a specialist in everything. In practical terms how is this challenge overcome? According to Gaurav, “I can only speak for our own network. In I-MED Radiology we have around 300 Radiologists and 50 Nuclear Medicine Physicians who actively share clinical knowledge. Second opinions for complex cases can be provided without delay. We also have

experts in various radiology subspecialty areas like abdominal imaging, breast imaging and cardiac imaging.” As with all things medical, each imaging process will also have its own risks that are associated with the procedure and the nature of the equipment and the particular circumstances of the patient. For this reason, it is important to inform yourself about imaging in much the same way you would inform yourself about the risks of taking a particular medication or agreeing to a surgical procedure. Patrick suggests, “You should ask any questions that you have regarding your scan no matter how silly it may seem. The Medical Imaging Team are all highly trained and skilled and have an obligation to explain to you any risks to the procedure you are about to have. Just ask!”

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and reduces simple things like repeating examinations. Some of the amazing findings in research are coming from huge data that is being collected. It is important to realise that the protection of a patient’s identification in that data is taken very seriously. I think we will start to see a lot more hybridisation of imaging where we can see anatomical structure and cellular function overlapping for better understanding of disease processes and how to treat it.”

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Health & Wellness - Hearing | 146

Living life without hearing limitations has just got easier Technology has allowed us to have incredible options to improve hearing, without advertising the hearing loss!

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he cutting edge Lyric3 from Phonak has become the ultimate hassle free extended wear hearing instrument. The instrument is inserted close to the ear drum by specially trained audiologists and worn all day and night for up to 3 months, even while showering! The Lyric, with no need to change batteries and ready twentyfour hours a day, is perfect for the on the go busy lifestyle, parents who need to hear while sleeping, tinnitus sufferers, or those with blindness or physical disabilities. This premium instrument is purchased by subscription and changed at the clinic as required. In daily wear hearing instruments, we have a whole new class of micro completely in the canal options. Worn during waking hours, these aids have been designed to be as small as possible, yet still be removed by the wearer on a daily basis. The new sound processing has a much faster sampling rate giving greater access to high frequency speech and sound localisation cues, allowing the speech to be heard with greater clarity in noise.

In fully subsidised aids for pensioners, veterans and defence force personnel through the Australian Government Hearing Services Program, John Pearcy Audiology is one of the few providers that supply FREE mini canal hearing instruments. The mini canal hearing instrument sits discretely in the ear and is an excellent fully subsidised option that features processing to reduce broadband noise, impulse noise, wind noise and feedback (whistle) while also having speech enhancement. John Pearcy Audiology is an independent audiology service with four University trained audiologists with over 35 years of combined experience and has served the community since 2005. Our permanent clinic at Carina has clinic front off-road parking available and is open six days a week. Being independent, allows for greater flexibility in service, brands and focusing on what is best for the individual rehabilitation. John Pearcy B.Sc., PG.Dip.Aud., MAudA(CCP) Audiologist, Director and Founder John Pearcy Audiology Pty Ltd


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Health & Wellness | 148

Are Natural Supplements Really Better? With “natural” being an important health buzzword these days, it is critical to examine with an analytical eye whether a specific product has more benefits because it is “natural,” versus a product that is man-made. A natural supplement is a supplement that has been extracted from sources found within nature and not created in a lab. Possible origins include vegetable, animal, or mineral sources all of which are naturally occurring. A synthetic vitamin is one that has been man-made in a lab. Scientists create a vitamin that is to look as close to a naturally occurring vitamin as possible.

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hings that all supplements have in common are that they, generally, are going to treat vitamin deficiencies and impart nutrition that might not always be taken in via food. An excess intake of fat soluble vitamins is associated with a potential toxicity in the body. What is not immediately used when a fat soluble vitamin is ingested is stored away for later use. Fat soluble vitamins include vitamins A, D, E, and K. An example of this is with vitamin A. Too much intake of vitamin A can cause multiple symptoms including dizziness, headaches, and could result in death. A synthetic vitamin is more concentrated than a naturally occurring one and can quickly cause a higher probability of toxicity. Synthetic vitamins are intended to look the same, chemically, as their naturally occurring counterparts. Despite the intricate work of creating a synthetic vitamin, manmade vitamins often have a slightly different molecular structure. Due to this slight alteration in shape, those vitamins are unable to be delivered appropriately in the body resulting in a reduction of usefulness. Bioavailability is the

body’s ability to intake a specific vitamin and put it to use to prevent nutrient deficiencies. Essentially, due to the small differences in structure between a natural and synthetic vitamin, the human body may not always recognize a synthetic form and be able to put it to optimal use (decreased bioavailability.) A great example of this is vitamin C. Vitamin C is a naturally occurring, water soluble vitamin that is found in many fruits and vegetables. Ascorbic acid is the synthetic version of vitamin C. While they both have the same molecular formula, the shape of ascorbic acid is slightly different, making it more unrecognizable to the body.

Selecting naturally occurring vitamins vs a man-made vitamin will be the best choice for health. Vitamins that are derived from natural sources come in the most bioavailable (usable) form for the body. Vitamins and supplements are very expensive and not heavily regulated. Doing some research on the origin of the vitamins and finding the ones closest to a natural source will yield the biggest impact nutritionally and get the most for the money. Christy Maloney is a registered dietician and nutritionist. She has a particular interest in eating disorders and lives and works in Fort Mill, USA.


Are you tired of being tired?

Do you snore?

Do you sleep well?

Are you on CPAP?

You may be suffering from sleep Apnea! Did you know that if left untreated, sleep disorders can lead to weight gain, heart disease, diabetes, stroke, high blood pressure, early death and many other serious health conditions. Beenleigh Sleep Clinic offer state of the art home sleep studies and exceed the Medicare requirements for home testing: They have a qualified sleep scientist on staff and work with one of QLDs leading sleep and respiratory physicians. All studies are bulk billed and include an in-depth consultation with our sleep scientist to go through your results. For patient’s currently on CPAP, when was the last time your therapy was reviewed? Is your mask comfortable? Is your machine functioning well? Are you getting the best out of your treatment? Would you like your treatment optimized?

Book now for your therapy review or your home sleep study.

Ph: 07 3287 2385 16 City Road, Beenleigh

www.beenleighsleep.com.au Only 1 minute from the M1


Health & Wellness | 150

Melanoma:

More than “Skin Deep”

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ustralia has the highest incidence of melanoma in the world, yet most Australians believe that melanoma is a simple skin cancer that is only “skin deep”. The unfortunate reality is that of the nearly 12,000 Australians diagnosed with melanoma each year, a staggering 1,450 people will die. Melanoma is the most common cancer in Australian men and women under 45 years of age, however the incidence is highest in males over 60 years. It is important that you are aware of what you can do to reduce your risk of developing advanced melanoma. The best treatment for melanoma is prevention and early detection and the following provides answers to some common questions people have about skin examinations. HAVE YOU HAD YOUR SKIN CHECKED LATELY? By undergoing a routine skin check with your treating doctor and monitoring your skin for any changes (such as itchy sores, skin lesions, lumps, unusual growths, changes to moles) you can dramatically reduce your risk of developing advanced melanoma. If detected early, up to 90% of melanomas can be cured with surgical removal of the melanoma and some of the surrounding normal skin. SKIN CHECKS - WHAT’S INVOLVED? A skin examination is non-invasive and involves a doctor reviewing your skin for skin cancer. For a more accurate analysis some doctors use a magnifying device called a “dermatoscope”. Any suspicious or unusual changes will be more easily reviewed and advised of treatment with the doctor or another specialised skin doctor or dermatologist for follow up care. HOW OFTEN SHOULD I HAVE MY SKIN EXAMINED? It is important that you regularly check your own skin for any changes - try to get familiar with any moles or freckles and monitor them for any changes. It is also important your consult your doctor for regular check ups at least once per year. WHERE TO GO FOR A SKIN CHECK? The identification of skin cancers is a specialised skill and it is important that you consult a doctor or dermatologist who is experienced in the diagnosis, treatment and management of skin cancers, including melanoma. New and improved techniques and treatments are continually being developed and it is important that the doctor you

consult is aware of all available options. If you are unsure of how to locate an appropriately qualified doctor to consult for a skin examination, contact Melanoma Patients Australia on 1300 88 44 50. ADVANCED MELANOMA SUPPORT AND INFORMATION If you are diagnosed with a more advanced melanoma, there are services and support programs through Melanoma Patients Australia (“MPA”) which is the only patient driven non profit organisation in Australia that offers a national network of support and information about melanoma prevention, diagnosis, management and treatment. MPA also offers the Danger Sun Overhead program which was developed by Jo Crotty following the death of her husband, Rohan, at age 43 from melanoma. Danger Sun Overhead is nationally recognised as a leading skin cancer education program and is available for workplaces (particularly outdoor industries), community organisations and schools. For further information on reducing your melanoma risk or to book a DSO workshop contact Melanoma Patients Australia on 1300 88 44 50 or visit www.melanomapatients.org.au or email us at info@melanomapatients.org.au.


Skin cancer Skin cancer is one of the most preventable cancers, yet it accounts for around 80 per cent of all new cases diagnosed in Australia each year.

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wo in three Australians will be diagnosed with skin cancer by the time they are 70 and Queensland is infamously branded as having the highest rates of skin cancer in the world. Around 136,000 Queenslanders are diagnosed with skin cancer each year – more than 3400 with melanoma and 133,000 with non-melanoma skin cancers.

It is important that Queenslanders regularly examine their skin for signs of skin cancer. Anyone can be at risk of developing skin cancer, though the risk increases as you get older. Others who are at risk include people with fair skin that burns easily, people who have had a lot of sun exposure over their lifetime or have multiple moles and freckles.

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Learn About :

The good news is that the majority of skin cancers can be prevented by using adequate sun protection. Skin cancer occurs when the UV radiation in sunlight damages the DNA in skin, causing cells to mutate and grow into cancers. Most skin cancers (including melanomas) are caused by exposure to ultraviolet radiation. Cancer Council Queensland 13 11 20 or www.cancerqld.org.au

The main types of skin cancer: 1. Melanoma Most serious form of skin cancer. When detected and treated in its early stage melanoma is almost always treatable. Early stage melanoma may be completely removed at the initial biopsy with no further treatment required. For a melanoma that has grown into the skin, a larger amount of tissue (skin) is required to be excised to ensure all the cancer cells have been removed. 2.

Basal Cell Carcinoma (BCC)

3.

Squamous Cell Carcinomas (SCC)

4.

Sun Spots

The most commonly found cancer on the skin. It is the least dangerous skin cancer; however it is crucial these spots are checked by a doctor. It will spread locally causing tissue destruction, pain and disfigurement. BCC may be treated either by cryotherapy or excision, laser therapy and topical medications.

They often occur on sun-exposed areas, such as the nose, ears, face, chest, forearms and back of the hands. Other common names include actinic keratoses (AKs), solar keratosis, precancers and pre-skin cancers Advance Surgical & Skin Cancer

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Generally found on the head and neck but can establish on other parts of the body. SCC can be completely removed with relatively minor surgery. If left unattended SCC may spread to other parts of the body.


Health & Wellness | 152

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large contributing factor to these falls is decreased balance. Over time, our muscles naturally begin to reduce in size, which directly affects our strength and balance; increasing our risk of falling. An active lifestyle becomes more important than ever as we grow older. We all know that regular exercise will boost our energy levels, help manage our pain and assist us to maintain our independence as we age, but starting and maintaining a regular exercise routine is not always so easy. The good news is, like most things health related - you are in control of how you approach maintaining your health. There are many things you can do to help improve your balance and reduce your falls risk. One of these is participating in regular strength and balancing exercises, as set by a physiotherapist. These exercises can help you gain strength and endurance, improve mobility and flexibility and reduce your shortness of breath.

Are You Well Balanced? Falling head over heels is a wonderful thing if you are falling in love, but falling over due to tripping on a bath mat (or sometimes thin air) is not very good for your health, nor your self confidence!

We asked Helen Weston, physiotherapist, founder and Managing Director of Mobile Rehab, to gauge just how much of an issue balance is to older people and how to tell how good your balance is. “Balance is definitely a primary focus, as it is one of the key measurements of overall function. We do a great deal of work with residents in the community at residential aged care facilities and the Aveo retirement villages. Aveo have an extensive well-being program for all their residents, and we know that falling is a real fear. “There are any number of exercises you can do to improve balance. If you are worried about your balance, or already know that it’s a medical problem like vertigo, then it’s better initially to work with an allied health professional. Otherwise you can try these simple tests at home:


1

Standing on 2 feet, can you close your eyes without excessive swaying? Or increasing your grip on the bench? Well done! You could try the next exercise …..

2

Can you comfortably stand on 1 leg without excessive swaying or gripping? This is great! Have a go at the next one ……

Mobile Rehab is different. There are no waiting lists and we visit

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“Stand at your kitchen bench and rest your hands on bench for support. Place your feet about a shoulder width apart:

you in the comfort of your own home, allowing you to relax and really get the maximum benefit of your treatment.

3

Can you stand on 1 leg with your eyes closed (holding on!); count how long (1 banana, 2 banana, 3 banana etc!) Terrific!! Most healthy people over the age of 60 can only do this for 2 seconds without holding on.

4

Olympic level - don’t try this one till you have mastered the first 3! 1 leg, eyes closed, hands off the bench?

Our services are personal and our range of treatments is extensive:

physiotherapy + rehabilitation + exercise programs + postacute care + lymphoedema management + balance + mobility

occupational therapy + equipment to help with daily tasks + home modifications + seating + wheelchairs + pressure care + reduce falls risks + upper limb reablement

podiatry + general foot care + nail cutting + diabetic foot care + corn + callous removal + ulcer treatment + management + footwear assessment

According to Helen, “sometimes the balance issue is because of a condition such as vertigo which needs management with the help of professional. Otherwise, it may simply be a matter of training your balance! Your confidence will increase as well as your ability to participate in the activities that you love - exercise based or non-exercise based!

Contact us to see how we can help with your health, in your home, in your way.

Phone: 07 3084 4939 lifestyle@mobilerehab.com.au www.mobilerehab.com.au

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“Be safe! Do these with a friend, and hold onto the bench. You should not experience any pain or dizziness while doing these activities. If you do, stop immediately and consult your medical professional.”


Health & Wellness | 154

WOMEN’S HEALTH

Menopause Made Easy:

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enopause can be a dreadful time, both physically and psychologically. But that need not be the case. Bioidentical Hormones (often called “Natural Hormones”) offer a choice to sufferers, and the science behind it is remarkably logical and understandable. “Menopause symptoms” are actually caused by a chronic hormone imbalance. It is not normal, it is highly treatable, and need not be endured.

The Menopause Misconception The symptoms associated with menopause are so common that many believe them to be normal. Just part of being a woman. This is totally untrue. Menopausal symptoms are not natural, or normal and can be solved. Public education on menopause is sorely lacking. Many women try to just “tough it out”, often after bad experiences with medications. Many never receive treatment at all, instead they suffer silently. Hot flushes, depression, zero energy, night sweats, loss of libido, mood swings, itchy vagina, anxiety, memory loss, “foggy brain”, etc go untreated every day; largely due to inadequate, conflicting or misleading information. Today, about one third of menopausal women surveyed in the US are using “natural” or “bioidentical” hormones. Australian women who, for one reason or another, do not consider traditional synthetic HRT (“Hormone Replacement Therapy”) a viable option, are now joining their ranks in their thousands.

The Cause of Symptoms? The cause of these symptoms can be explained quite simply: • Young women are accustomed to high estrogen levels, with an additional strong “surge” each month, which signals your body to try to become pregnant.

•At menopause, your body does not try to make babies anymore. So from a lifetime of high estrogen your levels drop dramatically, and become out of balance with your other hormones. •This can come as a huge shock to your system. In fact, it’s not entirely unlike withdrawal symptoms from a drug, even though your hormones are natural. Today this shock is greater than ever, because most women are accustomed to higher levels of estrogen that ever before. We consume artificial estrogens, in meats, chemical “xenoestrogens” in foods via pesticides, plastics and preservatives, even in our cosmetics. (Interestingly, certain peoples in Asia and very remote villages, on traditional diets, free of artificial xenoestrogens, never get menopause symptoms).

What is the Cure?

Menopause is not actually an illness, so you do not “cure” it. Not exactly. Treating away the symptoms comes from fixing the main cause of the symptoms –inadequate levels of estrogen. In menopause, your body still requires estrogen to regulate a number of vital bodily functions. But some 99% of women with “menopausal symptoms” have estrogen levels well below normal. The solution? Increase your level of estrogens/other hormones, from being too low for those healthy bodily functions, back up to minimal levels to get rid of your symptoms. (This is an oversimplification, but a useful one for a basic understanding). In menopause, a “normal” amount of estrogen is less than it once was, but it is needed. And once normal levels are achieved, the symptoms abate. Put simply, when your hormone levels are normal again, you feel normal again.

How to Achieve Normal Levels Insufficient hormones can be increased with 100% identical hormones to those created by your own body (hence the term “bioidentical”).

Bioidentical “Natural” Hormones come from yams and soy. Around 50% of our DNA is shared with plants, and estrogens from yams are incredibly close to human estrogen. With a tiny “tweak” in a laboratory, they are identical - at the molecular level. They work identically too. “Technically, the body can’t distinguish bioidentical hormones from the ones your ovaries produce.” (Harvard Women’s Health Watch, August 2006). It’s like getting your own hormones back. You don’t start ovulating again, nor do you get pregnant. But at normal levels, the symptoms subside and you feel yourself again.

The Process Itself Everyone is different. As a first step, measure which hormones you have in short supply (or not), via a blood test. An expert hormone doctor identifies which hormones need to be increased, and prescribes them accordingly. The hormones can be dispensed in skin cream form (absorbed through your skin) or via a number or oral options. Talking the hormones becomes simply part of any daily routine. The results are felt within weeks.

How to Find Help Not all doctors prescribe bioidenticals. “Compounding chemists” create them on site, and know which doctors use bioidentical hormones. Simply ask them and they will happily help you seek an expert in your area. About the Author: Dr Maura McGill is Australia’s Leading Natural Hormone Expert, founder of The Natural Menopause Centre at Brickworks Medical Clinic on the Gold Coast. Ph: (07) 5646 5636 This article is not intended as medical advice. It can in no way whatsoever substitute for advice direct from a Medical Doctor.


Exercise Program Why do we on average become more stiff and less supple as we age? Apart from hormonal changes, what physical changes occur that result in more frequent aches and pains and reduced physical capacity?

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ssentially, the body is a reactor; a reactor to the environment around us, the movement that we feed it, the posture that we live in, the challenges that we stimulate it with. Understanding this concept is key to becoming responsible for maintaining important elements of human function, including muscle strength, joint stability and mobility, bone density, aerobic fitness, balance and spatial awareness. If we pursue a sedentary lifestyle, predictably our rate of physical

deterioration will increase. Conversely, feed our body regular, stimulating, enjoyable 3-dimensional movement, we will become stronger, more mobile and more flexible, and suffer with less aches and pains along the way. The need for regular movement is never as important as it is as we enter our older years. Remaining independent relies on our ability to be functionally strong and able to complete activities of daily living without an increased risk of injury or falls.

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Restart

“I would highly recommend the Restart Exercise Program to keep fit in your twilight years.” “Since undertaking this controlled exercise program, I don’t have to visit my Doctor or Physiotherapist on a regular basis anymore and I can now enjoy a relatively normal and active lifestyle.” “If you have long term pain that affects your life then you have nothing to lose but heaps to gain by trying the services offered by Restart.”

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Health & Wellness | 156

WOMEN’S HEALTH

Urinary Incontinence –

There Are Many Options To Help In Australia, 1 in 3 women, and 1 in 8 men suffer from urinary incontinence. It has been found to be more common than diabetes, hypertension, breast cancer, and prostate cancer, yet it is a problem that is rarely mentioned. This is beginning to change, however, and we are gaining a greater understanding of the issue, as well as developing new technologies to address it. Therapy, such as that offered by the Wave Brilliance Machine, as well as pelvic floor exercises and sacral nerve modulation are all options for those suffering from incontinence.

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here are two types of incontinence; stress, and urge. The former occurs as leakage during coughing, sneezing, and exercise, while the latter comes in the form of a sudden and uncontrollable urge to pass urine. Both come with psychological and physical effects, and urinary incontinence as a whole is associated with feelings of shame, embarrassment, and isolation. The consequences of this problem are far-reaching, and for many, incontinence is a humiliating secret that they rarely even share with a partner or family. To add to the burden, the price of protective pads is high. The impact on day-to-day life is significant as well, with high anxiety on trips away from home, avoidance of certain foods

and drinks that may lead to a full bladder, and even withdrawal from day to day life. The problems associated with urinary incontinence reach far beyond simple bladder leakage and veer into the negative influence of dayto-day function. There is good news, however. Urinary incontinence is usually highly treatable, and there are a variety of options available. A large number of women with stress incontinence can be helped with pelvic floor exercises, and for others, a simple midurethral sling operation results in high cure rates. The range of technologies and practices entering the market to help with urinary incontinence is astonishing, and acceptance of the issue is higher than ever.

Simple, medically approved exercises performed daily can make a marked difference in patients. The addition of ‘equipment’ such as Ben Wa Balls can assist with this as the individual grows stronger. For those seeking a more in-depth, invasion free method, the Wave Brilliance Machine can help. Patients who have received just a few sessions with the pulsed magnetic therapy have reported significant improvement in their urinary, bowel, and even sexual function. Sacral Nerve modulation has been used to treat more than 225,000 patients worldwide who have not benefited from more conservative urinary control and function treatments. This method uses a small implant that sends mild electronic pulses to the sacral nerve, which can be found near the tailbone. There is no need to suffer in silence with urinary incontinence. The issue is highly treatable and the improvement in day-to-day life and overall function is significant. If you are struggling with incontinence, contact your doctor today to work out a plan and get your life back. O50s Australian Over 50s Living & Lifestyle Guide


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Innovative Treatment For Women

five minute laser procedure is changing the lives of women suffering with vulvo-vaginal atrophy and incontinence. Known as the MonaLisa Touch, the laser can be used with or without hormonal therapies. It is particularly useful for women who prefer not to use hormonal therapies or are unable to use hormonal therapies such as cancer survivors. The treatment is achieving significant improvements across a range of symptoms with no side effects or down time, allowing patients to return to their normal lives immediately. The treatment dramatically improves symptoms of vaginal dryness, painful intercourse, vaginal laxity, itching, burning, and urinary incontinence, with most women experiencing a noticeable improvement after just one treatment. Brisbane Obstetrician and Gynaecologist, Dr Andy Stamatiou, who recently invested in the MonaLisa Touch laser, said the treatment

had exceeded his expectations and produced outstanding results for his patients.

invasive treatment that produces almost immediate results and has proven outcomes.”

“This innovative breakthrough is producing life changing results for women, many of whom have suffered in silence for a number of years,” he said. “The procedure does not normally require any anaesthesia, occasionally only topical anaesthesia, and most patients only need a maximum of three treatments to achieve long lasting results. The procedure is suitable for most women and is especially effective for those who have undergone cancer treatment where vaginal oestrogen therapy is contraindicated.”

“Vaginal atrophy can be mentally and physically debilitating but it is not something you have to live with,” he said.

Dr Stamatiou said the treatment improved the integrity and elasticity of the vaginal walls which enhanced the function and health of the vagina. “Traditional treatments like lubricants and botanicals require regular application and their efficacy is questionable,” he said “It is a minimally

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WOMEN’S HEALTH

“Up to 40% of postmenopausal women experience vaginal atrophy which affects sexual function and quality of life, but unfortunately only 25% seek medical advice. “With so many women affected by this condition, it is really exciting to have finally discovered a painless treatment that works and radically changes a woman’s life.” Dr Stamatiou is an experienced gynaecologist and treats many other gynaecological conditions. These include endometriosis, polycystic ovaries, incontinence, prolapse, menopause and infertility.

GENESIS WOMEN’S HEALTH At Genesis Women’s Health we offer treatment for a wide range of gynaecological problems. You can expect your initial consultation to last 45 – 60 minutes for both surgical and non-surgical.

Treatments provided for: Heavy periods

Vaginal discharge

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Pelvic pain

Incontinence

MonaLisa Touch Laser The MonaLisa Touch Laser treatment is a non-hormonal procedure using Smartxide DOT therapy fractional laser, that is achieving significant improvements across a range of symptoms. The 5 minute treatment is pain free and most importantly there is no down time allowing patients to return to their normal lives immediately after a treatment.

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Insertion of hormonal implants


Health & Wellness | 158

Another Option For Incontinence Management:

Sacral Nerve Stimulation

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ncontinence is an isolating issue. With over 4.8 million Australians experiencing bladder and bowel related problems, medical science is doing what it can to catch up and ensure that patients can return to positive physical and psychological function. Incontinence can have a severe impact on wellbeing, influencing social function, work participation, and even involvement in meaningful relationships. The social stigma associated with a loss of bowel or bladder control is daunting. Of

the 65% of women, and 30% of men who report suffering from some form of incontinence, only 31% in total actually seek medical assistance. Sacral Neuromodulation, also known as Sacral Nerve Stimulation, is a therapy developed to assist those who suffer from bladder and bowel related incontinence. The sacral nerve can be found in the hip area and is responsible for providing sensory and motor signals to the muscles of the pelvic floor. The treatment of

Sacral Neuromodulation has been used to help bladder and bowel function to over 225,000 patients worldwide. Addressing communication issues between the pelvic floor and the brain, the therapy seeks to improve the neural pathways associated with incontinence. The testing phase and long-term treatment it offers, can be life changing to patients. The therapy involves placing a small wire near the sacral nerve to send mild electrical impulses

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to the brain. This wire is attached to a pacemaker device and is an entirely reversible procedure. Successful treatment can be life changing, and those who have taken part in the therapy have reported a marked improvement in daily function as well as in psychological wellbeing. Those who have received treatment report a significant improvement in their urinary and bowel function, as well as a notable impact on their psychological wellbeing, social interaction, and ability to take part in community and work-related activities.

Sacral Neuromodulation has been successful in treating bladder and bowel incontinence, including urinary frequency, urinary retention, urge incontinence, overactive bladder, and faecal incontinence. A trial phase is implemented to ensure that the potential benefit of the therapy is appropriate for the patient. This trial may take 3 – 14 days using an external stimulator, and a successful trial is a sign that the longterm system could dramatically improve the symptoms associated with incontinence. The results of

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Those who have taken part in the therapy have reported a marked improvement in daily function as well as in psychological wellbeing. this therapy vary from person to person, and neuromodulation is not a cure for bowel or bladder control problems but rather an approach that can improve symptoms by 50% or more. Like all treatments, Sacral Neuromodulation may not be suitable for everyone so it is important to discuss it’s potential with your doctor. A number of medical practitioners across the country specialise in incontinence and will be able to help formulate a plan that improves the lives of each individual patient.

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Health & Wellness | 160

WOMEN’S HEALTH

WAVE BRILLIANCE

Hervey Bay’s Premier Medical Centre Offers Wave Brilliance for: • Urine Leakage • Pelvic Pain • Moderate prolapse

We Bulk Bill

Tel 07 4194 1099 www.msmc.net.au 36 Murphy Street, Point Vernon Queensland 4655

Non-Surgical Solution to Bladder Leakage The pelvic floor controls urinary and bowel functions, yet these muscles are often the most neglected. This can lead to incontinence, discomfort, and even reduced sensation. There is a solution, however. The Wave Brilliance Machine/Chair is a Non-Surgical therapy for the treatment of stress, urge and mixed urinary incontinence for both women and men.

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imple and effective, it can treat a variety of patients at all ages and stages in life. Best of all, there are no probes, no rides on the referral roundabout, and no humiliation. Treatment is as simple as sitting in a chair, fully clothed, and letting the Wave Brilliance Machine do its work. This breakthrough technology restores strength and endurance in the pelvic floor, effectively treating patients in 20 minute, comfortable sessions. The therapy works by creating a pulsed magnetic field, which penetrates bone and soft tissues simultaneously. This allows the treatment to reach all nerves and muscles associated with pelvic function. You will be fully dressed for the duration of treatment, and the results are believed to be 20 times more effective than anything an

individual could manage alone – even with a proficiency in Kegal exercises. With no discomfort, no embarrassment, and no invasive treatment, patients find the Wave Brilliance Machine to be not only effective, but also excellent for their health and wellbeing. Scientifically, the Wave Brilliance Machine Treatments have been found to be effective at rebuilding the pelvic floor. Those treated have reported a significant improvement in their quality of life, and their physicians have been impressed by the results. On top of treatment with the Wave Brilliance Machine, patients should also receive advice on lifestyle and dietary habits that will further assist the maintenance of their pelvic floor. This includes pelvic floor rehabilitation, dietary evaluation and adjustment suggestions,


In a private and confidential setting, we offer solutions for the most vulnerable period in a woman’s life which may change her forever. We Offer Consultations, written information

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WOMEN’S HEALTH

Hormone therapies – conventional and alternative including natural and bio-identical Weight management strategies Pelvic floor rehabilitation Wave Brilliance Magnetic Chair

bladder retraining, education and training regarding Kegel exercises to assist with maintaining pelvic floor strength, and patient education and lifestyle adjustments. The great news is that this therapy is not limited to the major cities but is available in many regional clinics such as the Murphy Street Medical Centre in Hervey Bay, Elite Women’s Health in Buderim and the Yeppoon Medical Centre!

General gynaecology, consultations and surgery – in rooms and hospital PAP smears, women’s checks Sexual problems

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Call us for an appointment today 5478 3533 Or email: reception@danamoisuc.com.au Dr Dana Moisuc Specialist Obstetrician and Gynaecologist Suite 1, 3 Lyrebird St Buderim, Qld, 4556

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The Wave Brilliance Pelvic Floor Therapy System is a non-surgical therapy for the treatment of stress, urge and mixed urinary incontinence in both women and men. For patients whose difficulties stem from a weakening of their pelvic floor muscles, the Wave Brilliance Treatment can offer unique therapeutic benefits. Unlike other therapy options, ExMI exercises all of the muscles in the pelvic floor to rebuild strength and endurance and restore bladder and bowel control. ExMI accomplishes this while the patient sits fully clothed in a comfortable chair. Appointments for the Wave Brilliance Machine at the YMC are Bulk Billed.


Health & Wellness | 162

Foods For Your

Psychological Health

To me, having a good psychology means having a great memory, the ability to think clearly and make decisions wisely and effortlessly, balanced moods, being quick to laugh, and not reacting to situations based on your past bad experiences. If you have all five of these, others will see you as charming, wise and fun, and will come to you for advice with great respect.

W

hat I’ve seen over the years is that ageing gracefully is a lot easier if you take care of some fundamental health issues via diet. The psychological health follows without a lot of effort.

Below is a list of my top five things to do to insure your graceful ageing:

1. Eat enough protein To feel calm, secure, and happy, you need neurotransmitters. Your brain benefits greatly from a higher protein diet, as neurotransmitters are made from the protein. The best protein foods are the same as when you grew up – animal proteins. But do make them clean sources – such as grass-fed beef and lamb, free-range chickens and turkey, eggs, and some A2 dairy sources.


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2. Eat a serving of fermented foods daily. Yogurt, kefir milk, kimchee, sauerkraut, and other fermented foods reset many metabolic functions in your body. Scientists have now linked helpful bacteria called probiotics to brain health and memory, good moods, less anxiety, the prevention of diarrhea and other diseases, and a longer lifespan.

3. Drink plenty of fluids. How much fluid you drink affects your bowel movements, which then affects how you think and feel psychologically for the day. The meanest people in the world are those who are constipated! They feel miserable – and rightfully so! Here’s a useful tip: drink 1-2 quarts water (adding flavor is okay) in the first 40 minutes of your day. Amazing positive changes happen to your bowel movements and you will literally jump for joy each morning!

4. Increase your vegetable servings. Eating two serves of vegetables daily now? That’s a great start but consider this: if you triple that to make six, you will notice a greater sense of wellness and feeling you are mentally stable. It will take about a month but benefits will come.

Want faster results? Eat 10 serves vegetables per day (1 quart salad daily with 8 ounces vegetable juice) and you’ll feel psychologically grounded in three days.

5. Get enough silica to rebuild your body. Pain can drive anyone to the brink of not wanting to live. Avoid this by healing all the connective tissue in your body – bones, muscles, tendons, ligaments, joints, lungs, heart, blood vessels, and all organs – with dietary silica. It’s a missing nutrient from the soil. One heaping tablespoon twice daily of diatomaceous earth (DE) could start a revolution of anti-aging effects among you and all your friends. You’ll see how this one nutrient adds youth to your skin without plastic surgery, gives you a new spring to your step because of less body pain, and even promotes the growth of new hair. DE is the single most important and most effective supplement for everyone over the age of 40!

Dr. Donna Schwontkowski ret. D.C., M.S., M.H. is a retired chiropractor with a Masters in nutrition and in herbology.

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What’s available to you right now is good food you can consume. Make it a priority and help keep away those psychologically down days.


Health & Wellness | 164

Super Foods Not many months go by without one vegetable or nut being declared a super food that will help us live longer and healthier lives. Perhaps, there is some hype in many of the claims we read about, but there can be a lot of truth as well. Here is the low down on some foods that can provide our bodies with the boost needed to ward off disease and aging. Walnuts

Virgin Coconut Oil

Like all tree nuts, walnuts are rich in polyunsaturated fatty acids, beneficially recognized for heart health. But it is distinguished for two main reasons: its significant antioxidant content and its richness in omega-3 fatty acids.

Virgin coconut oil is a high quality nonhydrogenated, non-deodorized, and unbleached oil which has not undergone any refinement. It is obtained from the fresh pulp of coconut. Virgin coconut oil is a source of nutrients essential for health and general well-being.

Several studies link regular consumption of nuts and oilseeds with various health benefits such as its cholesterol-lowering effect. Walnuts play a significant role in lowering the risk of cardiovascular disease and type 2 diabetes.

Virgin coconut is made up of mediumchain fatty acids that are not metabolized like other fatty acids: they stimulate the metabolism, promote weight gain and nourish nerve cells directly. Lauric acid (representing 50% of the fatty acids in coconut oil) has antimicrobial and antifungal properties and is effective against infections. Coconut oil is also great for hair care and skin.


Ginger

Thanks to its high vitamin C content, papaya contributes very effectively to the defense of the body and the fight against infections. It contains Provitamin A which is converted in the body into vitamin A, a vitamin essential for cell growth, maintaining a good condition of the skin and mucous membranes, as well as night vision. It also has powerful detoxifying and antioxidant properties, allowing it to play a useful role in protecting against cancer and the fight against cellular aging.

Ginger is a medicinal plant that has been used for over a millennium. It is used to combat nausea, reduce inflammation, and asthma. Ginger contains numerous antioxidants that protect your body’s cells against free radicals. Ginger can also help in digestion. Indeed, some studies have indicated that it stimulates the secretion of bile and activity of different digestive enzymes. If you are craving for a cleansed and healthy body, ginger is your perfect detox alley.

Papaya also provides significant mineral supplements in the diet. Its high-density potassium and calcium are an asset for cardiovascular prevention (a potassiumrich diet can have a beneficial effect against hypertension).Its fibres stimulate the smooth functioning of the intestines.

The Carrot

Broccoli Studies have indicated that regular consumption of broccoli has many health benefits. The vitamins, antioxidant compounds and fibre in broccoli play a significant protective role in our bodies. Many studies have shown that regular consumption of this super food can reduce the risk of developing cardiovascular disease, cancer, and other chronic diseases. Broccoli contains lutein and zeaxanthin; two antioxidant compounds in the family of carotenoids and is associated with reducing the risk of macular degeneration and cataracts.

Charlotte Dante is a certified Nutritionist and Dietician from Calgary in Canada

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This magical food has more than one trick in its vines. Carrot plays a key role in preserving the health of our eyes and our arteries. Its strong beta carotene levels (provitamin A), a powerful antioxidant, protects our cells against free radicals. In turn, it’s insoluble fibre captures toxins and facilitates their elimination. Suffice to say that, to prevent cardiovascular diseases, cancers and keep skin healthy, it’s a queen!

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Papaya


166

Dental Care


D

id you know that a healthier smile could lead to a healthier heart? New research suggests that an individual’s oral health mirrors the condition of their body as a whole. If your mouth is healthy, chances are that your body will be too. However, if you have poor oral health, then you have an increased likelihood of suffering from other issues, especially those that influence your cardiovascular health. If the eye is a window to the soul, the mouth is a window to your physical health. It offers insight into what is going on and offers a vantage point for detecting signs of systematic disease.

For a healthy individual with a good immune system, the presence of bacteria may cause no issue. However, for those with a weakened immune system, it may lead to the development of infection in other parts of the body, especially in the heart

While bacteria from your mouth would not normally enter your bloodstream, you should be brushing and flossing but not so hard as to cause bleeding, and those with poor oral health are at a higher risk of bleeding. Even medications that reduce saliva, as well as antibiotics that disrupt the bacterial balance of the mouth, may affect your normal defense against bacterial infection. Long term gum infection can lead to decay and tooth loss, but research suggests that these oral infections may also lead to other long-term health issues. Poor oral health has been found to increase the difficulty of controlling diabetes, and infection may lead to insulin resistance. Gingivitis is suggested to play a role in clogging arteries due to bacteria in the mouth causing inflammation throughout the body, which leads to artery

blockages. Someone with a declined dental state may also find themselves suffering from poor digestion, irritable bowel syndrome, and sleep disorders. None of these things sound particularly fun, and fortunately, all of them can be controlled through appropriate dental care. Regular visits to the dentist will help you stay on top of any oral health issues, and will allow your dentist to keep track of any changes that occur as you grow older. Brushing and flossing twice a day, and eating a nutritious diet, particularly one high in vitamins A and C will assist in keeping gum disease at bay. If you have dentures, ensuring that they are kept clean will go a long way, and those who smoke should be aware of the strong links between cigarettes and poor oral health.

“A Healthy Mouth equals A Healthy Heart. Now that’s something to smile about!” O50s Australian Over 50s Living & Lifestyle Guide

This article is not intended as dental or medical advice and no part of this article is medical or dental advice. Each person’s circumstances are different and you should consult your health and dental practitioner before taking any decisions in relation to your dental health or your health in general.

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Systematic diseases are those that may affect the entire body, as opposed to specific parts and may include diabetes and poor heart health. Your mouth may act as an infection source to the rest of your body, with plaque buildup creating an environment where bacteria can accumulate and grow.

and bloodstream. For example, endocarditis is a cardiovascular infection caused by poor oral hygiene. Bacteria from the mouth enter via the bloodstream, sticking to the valves of the heart and negatively influencing their function. This same bacteria may also negatively affect arterial functions, consequently leading to issues throughout the body.

167 | Dental Care

“Healthy Smile, Healthy Heart”


Dental Care | 168

Benefits of

Dental Implants In modern dentistry dental implants are often the best option to replace lost teeth or teeth that are irrational to treat.

A

dental implant is an artificial tooth root consisting of a titanium screw that resembles a tooth root and holds one “ore� more prosthetic teeth. Missing teeth can be replaced with dental implants and will look and function like real teeth. Dental implants can replace one or several missing teeth and offer a sound alternative to dentures and bridges. Dental implants are a long-term solution and can last a lifetime when properly placed and cared for. Compared to bridges on teeth, with dental implants there is no need to involve other healthy teeth in the future reconstruction as tooth supported bridges do. A tooth-supported fixed bridge, a common treatment for the loss of single or more teeth, requires that adjacent teeth be ground down to support the cemented porcelain bridge. A dental implant replaces a single tooth without sacrificing the health of neighbouring teeth. Another benefit of dental implants is the preservation of the jaw-bone after a tooth has been extracted. Edentulous areas of the jaw resorb with time and is one of the main reasons of loss of retention of dentures. Therefore, dental implants are also used to stabilize ill-fitting dentures and to stop the shrinkage of the gums and bone. Especially for edentulous patients dental implants make a significant change in quality of life as four or more implants provide a fixed teeth solution, where a set of porcelain teeth are mounted permanently on the dental implants (implant bridge) that feel and look like natural teeth. In some circumstances an implant full-arch bridge can be delivered within a few days after the surgery.

For the placement of a dental implant in to the jaw bone a surgical procedure has to be performed using local anaesthetic, identical to what is used for fillings or tooth removal. Modern clinics use 3D-radiology and specialized surgery planning software that allow the minimal invasive placement of the implant in order to minimize harm of surrounding tissues. A dental implant needs in average a healing time of 3 to 5 months depending on each individual case. During the healing time the dental implant and the bone bond together and build an anchor for the future inserted porcelain crown or bridge. After the healing of the dental implant a dentist is taking an impression and the dental laboratory is manufacturing the porcelain crowns. Maintenance of dental implants is very important to avoid gum and bone infection. Regular checkups and oral hygiene visits help to prevent future complications. Although the success rate of dental implants rate up to 98% there are risks related as with any oral surgery procedures. Not all patients are suitable for dental implants. Compromised general health, insufficient jawbone volume or habits as smoking may be a contraindication for dental implants. A thorough consultation, dental examination and planning with a skilled and experienced dentist or specialist is essential before heading for dental implant surgery in order to achieve a optimal functional and aesthetic outcome. Courtesy of Dr Dimosthenis Mantokoudis, CEO of the Australian Institute of Dental Education and Research, AIDER in Brisbane


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The AIDER Dental Clinic is a private dental clinic and part of the Australian Institute of Dental Education and Research located close to the Brisbane Airport. Under one roof the AIDER Dental Clinic is providing a comprehensive treatment when it comes to replacing missing teeth with dental implants: A dedicated team of experienced specialist prosthodontist, dentists, prosthetist and dental technicians are working together in an unique team approach to provide high quality and personal dental rehabilitation using the latest technology in the field such as piezo-surgery, 3D-radiology, intra-oral 3D-scanner and computer-guided surgery. The AIDER Dental Clinic is offering to their patients the services of a state-of-the-art in-house dental laboratory to ensure an optimal aesthetic result using only metal-free and bio-compatible materials. Our ceramic artists take the shade chair-side to ensure to match the shade and form of the new reconstruction with the adjacent teeth. New technology enables with the intra-oral 3D-scanner the same-day fabrication of porcelain teeth without the need to take impressions. Due to the standardisation of the procedures and the in-house manufacturing of the dental laboratory work the AIDER Dental Clinic is able to offer competitive treatment fees without compromising the quality and personal care.

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Dental Care | 170

How To Sustain

Good Oral Health Oral health can be quite challenging as we grow older - dentures, fillings, yellowing, sensitivity, and gum inflammation are often encountered. To minimise these difficulties, preparation and prevention are key and establishing a good dental plan is paramount.

L

et’s start with the basics. The myth of ‘no pain, no problem’ is simply not true. Just because you have no discomfort does not mean you should not be seeing your dentist. In fact, seniors are at a higher risk of succumbing to oral health problems due to their teeth softening with age, this making them more susceptible to decay. You should plan for dental decline in your 50’s, 60’s, and 70’s, and be prepared for the financial and physical demands that occur with these changes. This is not to say that you will incur great medical costs due to your oral health, but it is always best

to be prepared regardless. There are things you can do to ensure that your teeth stay clean and healthy for as long as possible. Going to your dentist and working out a plan is key. They will be able to assess your oral health and devise a system that keeps your oral health as optimal as possible. You should be booking in to see your dentist at least every 6 months to stay on top of things and to receive a professional cleaning and check-up. If you encounter any pain or bleeding, see your dentist as soon as possible. You should also see your dentist outside of your regular visiting schedule if you

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notice any darkening teeth, a diminished sense of taste, or unevenness in your jaw. These are all signs of decay, and all symptoms of greater issues occurring within the body. You may also notice increased sensitivity in your teeth, as well as a stinging or throbbing in your gums. Many oral health related issues are easily noticed by an individual, and come with some pain or discomfort to let you know that they are there. However, issues such as cavities and enamel wear may not cause any discomfort until they have caused significant damage. This is why regular dental visits are so important. On top of this, brushing and general home care will keep your mouth healthy between professional cleans. Brushing twice a day with a fluoride toothpaste and a soft toothbrush is the best way to do this. If you suffer from arthritis, then

“We Care About You And Your Smile”

an electric toothbrush is a great option as it will do much of the work for you, getting into the nooks and crannies with minimal effort on your part. Flossing each time you brush is good too, just be sure that you do not apply too much pressure on your gums and are aware of what medications you are taking and whether or not they may lead to dry mouth. Prevention of dental decay comes down to planning. It is best to be prepared ahead of time to ensure that all your bases are covered. Dentistry is a medical expense, and knowing that you are ready and prepared for any eventuality is key. Discuss a plan with your dentist, keep your natural teeth and your dentures healthy, and ensure that you are on a regular cleaning schedule. You’ll have no reason not to smile if you stay on top of things!

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Going to your dentist and working out a plan is key


172

Financial, Business & Legal


Careers in your 50’s and 60’s “Many over 50s who are eligible may have these courses subsidised by the government”

W

e’ve all heard the saying, “You can’t teach an old dog new tricks”, but have we ever considered what this may mean, and just how wrong it could be? Going back to school or following a new career path may seem like plans made by the young, however, more and more over 50s are returning to study in order to make a difference in the aged care industry. In fact, training to become a carer doesn’t just make a difference to those receiving care, but those who re-enter the education system and work their way into a new job market are also experiencing positive changes. Kelwant Dillon, aged 56, made the change. She used to help her husband with his business, as well as care for her home and family. “I became a carer because I wanted a change in my work environment,” says Kelwant, “Where I would feel like I am actively giving back to my community through my work.”

One of the most popular career options for those seeking to

Debbie Goodeve, Training Manager of DP Training Australia explains that, “This certificate allows those who successfully complete it to obtain work caring for the elderly in their own homes. This may include shopping, household duties, personal care, social outings, medical and medication assistance, and even respite care.” These programs take 5 weeks’ full time, plus additional vocational placement for handson experience. A part-time course can be completed in 26 weeks with 2 days of study per week. Kelwant studied a governmentfunded course to help people get back into the workforce. She successfully completed a Certificate III in aged care at Southport TAFE and is currently employed in her field. Debbie supports Kelwant’s experience, advising that many seniors who are eligible may have these courses subsidised by the government. The government also offers initiatives to employers who hire those over the age of 50, making 50 and 60-year-olds entering the market attractive to recruiters. According to Debbie, “The biggest issue faced by mature students is their own personal health. As with any position, health and fitness are critical – especially when it

comes to caring for others. There is also the difficulty of learning new technologies and entering a workplace environment that may be completely alien to what an individual may have been doing before.” When returning to study, the technology and deadlines were the most daunting for Kelwant, but they did not hold her back. In fact, for most seniors, once these obstacles are overcome, most who begin their studies do not look back. Older students bring life experience that younger students simply do not have. Kelwant says she had no difficulty returning to studies, “in fact, I really enjoyed the content that was taught. The retraining gave me the opportunity to apply myself to various sectors of aged care that I hadn’t experienced before.” Debbie confirms, “The Over 50s possess knowledge and skills that can be uniquely incorporated into the training for their potential new role.” This can also help them when finding employment, as their previous experience may translate very well into their new career. Mature aged students have a very high success rate, both in terms of completing their course and in securing employment. Their own life experiences often assist with building a rapport with the elderly to which they will be providing care, and the age familiarity can be a comfort to those they work with, as well as to their families.

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“It is really satisfying and such a reward to see the happiness on the faces of residents. It makes the job worthwhile.” Kelwant’s family and friends were very supportive of her transition. “I had explained that helping people is what I am passionate about, and this was one of the quickest careers to be qualified for and start doing it.”

return to study is the Certificate III in Individual support, specifically in the ‘Home and Community’ stream”.

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Retraining for


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“Over 50s possess knowledge and skills that can be uniquely incorporated into the training of their potential new role” The study keeps people busy, engaging the mind and hands and providing a purpose after retirement. Many who return to study are doing so because they want to make a difference, not because they have to return to the workforce. This makes the process enjoyable, pursuing knowledge and skill out of choice rather than necessity. The psychological and physical benefits are fantastic too. Study helps keep the brain healthy, and the hands-on nature of

being a carer ensures that the body is moving, producing endorphines, and keeping fit.

others to fulfil more of their own potential and pursue their own aspirations.

Embrace challenge and change. Learning a new skill that can be incorporated into your own life is invaluable, and advancing your own knowledge and skillset can assist in making a real difference in the lives of others. You are never too old to learn a new skill, obtain a new qualification, or pursue a new career. You are not an “old dog” and your study is no “trick”. In fact, you may very well inspire

As Kelwant says, “It is never too late to start a career in any field. Choose to start a career in an area that you are passionate about, and your horizon of opportunities will only widen”. So go on, get studying and make a difference in aged care.

Enrol today CHC33015 Certificate III in Individual support – Home and Community Classes across QLD, full time and part time Learn new skills, meet new people and embark upon a rewarding career

Alexandra Macdonald O50s Australian Over 50s Living & Lifestyle Guide

Your Number One choice for community service and health training

DP Training Pty Ltd PO Box 207 Coolangatta QLD 4225

PHONE 1300 130 487

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Starting A Business In Your 50s & 60s

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ome people just have it. They are entrepreneurial and it seems to surround them with a certain air of expectation. After spending some time with an entrepreneur you start to recognise it, but it has nothing to do with their appearance, age, sex, race or nationality. This is because entrepreneurship is a mindset, a heuristic, a way of thinking, reasoning and acting that defines the manner in which entrepreneurs recognise, initiate and execute new ventures. And the beauty is that this capability is not physically bound. Let’s consider some of the implications of this mindset. As Peter Drucker famously proclaimed we can view entrepreneurship as a discipline, something to be understood and learned. There are attributes of the entrepreneurial mind which can be identified, learned and improved. This is why I am such a large advocate of embedding entrepreneurship education in our schools. And it’s also why I’m not as concerned as many of the economic impact of the baby boomer generation retiring. The baby boomer generation is perfectly poised to take advantage of their comparative advantage when it comes to driving an innovation imperative through our economy. Allow me to explain. We have all heard how Colonel Sanders started KFC at age 62 while Ray Kroc joined the McDonald’s business at 52 and bought it 7 years later. But did you know that Justine Bateman, originally of television show Family Ties fame, went back to school at age 48 to learn how to code as a base skill for her digital content business? Vera Wang was a journalist before turning her skills to fashion design at 39, while Reid Hoffman was 43 when LinkedIn went public. Zelda Wisdom founder Carol Gardner was emerging from divorce at age 52 when her lawyer advised her to “get a therapist or get a dog”. She went for the latter, an English bulldog named Zelda, and combined her love

for her canine friend with her skills as a creative director to form the international greeting card, gift, and publications company. In all cases, these entrepreneurs harnessed the entrepreneurial mindset as a resource to build their new business. I would like you to think about this entrepreneurial mindset as a tool belt: a collection of capabilities that together combine to give an entrepreneur a competitive advantage when creating something new to the market. Just like a carpenter may have a hammer, tape measure, pencil, drill, and ruler, the successful entrepreneur has a set of tools we call attributes which define the entrepreneurial method. In this article, I will discuss just two of these attributes: meansbased thinking and affordable loss. Means-based thinking describes the way in which entrepreneurs develop innovative ideas. It is separated into three components: knowledge, networks, and passion. Successful entrepreneurs tend to initiate ventures at the confluence of these three resources, leveraging the overall strength of their starting position by focusing on what they have at their disposal.

“Wisdom, knowledge of oneself, and an ability to connect to a broad range of different people with varying skills are all present later in life”


An affordable loss is one from which we can recover. Loss is a general term which is commonly thought of as monetary but includes other items of value including time, career, reputation, relationships, and health. We know that successful entrepreneurs tend to commit to an affordable loss when starting a new venture. This will be particular to the

It is up to the individual to recognise the opportunity that age presents. Wisdom, knowledge of oneself, and an ability to connect to a broad range of different people with varying skills are all present later in life. How you choose to utilise these means

A concept to acknowledge is that both our means and the loss we can afford vary over time. Our early twenties are a vibrant time to start an entrepreneurial venture as, despite being still early in the accumulation of means, many people have very little to lose. Significant relationships typically have yet to form, there

is the challenge. One thing is certain: entrepreneurship is a social activity where the ideas of one person collide with those of another and can be brought to life through the connections of a third. You don’t have to go it alone. Surround yourself with people of varying backgrounds and experiences. Interact with people of different ages. Combine your relative strengths and imagine what could be. There has never been a better time to start a business.

Dr. Baden U’Ren is Assistant Professor of Entrepreneurship at Bond University. He also runs the Business Accelerator Programme at Bond University, which is open to both Bond students and the community at large.

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are no mortgage repayments to be met every month, nor children to take care of. As we progress through our thirties and forties the resources we have at our disposal increase in both number and complexity. Our ability to marshal the necessary ingredients for a new venture increases with time. When we enter our 50s many of us have our finances under control and start to reduce our parental responsibilities. Indeed, the loss we can afford to endure is greater. The passage of time is working in our favour.

entrepreneur and may be a set amount of money or a statement like “if we’re not cash flow positive in six months then we’re out.” In the case of Burleigh Brewing founders Peta and Brennan Fielding, the one thing they agreed they would not risk was their relationship: if the business threatened to compromise their family then the choice was simple.

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Knowledge comes through education and experience. Networks build as we engage with our surroundings. Our passions in life become clearer as we progress through good times and bad and experience cultures different to our own. In all cases, the passage of time aids the development of our means, building the potential for entrepreneurial outcomes.


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Success Stories from Over 50s Entrepreneurs STEPHEN LAWLER

Your name and age: Stephen Lawler. I am 56 years old. How old were you when you started your business? I was 52 when I was retrenched by my previous employer as a result of the GFC. What was your background before starting this business? I have a background in Hospitality, as a restaurant manager and owner and a partner in a Nightclub. I also spent many years more recently in the property Industry, in both Sales and administration. Why did you start the business? Believe it or not I have never sat for a job interview in my life and have never written a resume. The labour market that I had been accustomed to no longer existed, and I felt ill equipped to compete for jobs in a contemporary recruitment process. What is your business name and what does it do? My business name is Restoroil Services. I work as a sole trader that provides consultancy services to both Property Developers and Project Marketers. I can provide training to Sales staff, write training and procedural manuals,

provide advice on setting up a Sales Office, design systems for reporting to Stakeholders, offer marketing recommendations, liase with Valuers, Mortgage Brokers and conveyencing solicitors. What were your difficulties in starting off? Perhaps the most challenging aspect was not having the back of house support that was taken for granted in previous employment. Learning new skills that where previously handled by staff in an organisation. In particular Information Technology. Adjusting to the lack of face to face interaction that is no longer the business model I have been accustomed to. Learning how and to whom outsourcing many unfamiliar tasks could solve this problem. How do you feel now that you look back on the experience? At first not having the perceived security of traditional employment was daunting. Backing myself financially ( though in my case the investment required was not overly significant) was not something I had done for some time. However having the flexibility of work location, hours, and the ability to contract out for finite time periods has been very satisfying. Are there any lessons learnt that you can share with readers? Work out what you know and do best and have the confidence to give that a value. Embarking in to “ unchartered waters� for me particularly, has been frustrating, demoralising and unnecessarily time consuming. Quantify what you want to achieve. Is it money,

intellectual stimulation, flexibility and self determination ? Then work back from there. Any other message you would like to share? We may have many years under our belts, however never BE old! Invariably we will be engaging with people much younger than ourselves, who have and are yet to have different life experiences than ourselves. Give generously of your experience, but be agile enough to embrace and be part of theirs. Like me, nobody else thinks I’m old either!

PETER KING

Your name and age: Peter King How old were you when you started your business? 52 What was your background before starting this business? I had worked in a range of businesses, industries and roles including external and internal audit, treasury accounting, business analyst, IT support and cost recovery. I even assisted the Bureau of Meteorology with developing better processes for water accounting.


What is your business name and what does it do? I have 3 businesses. Australian Silo Clean performs cleaning of silos and storage facilities across industries and throughout Australia. ASV Partners is a Chartered Accounting practise

offering accounting, tax, audit and advisory services from offices in the Moose Toys building at Moorabbin Airport. Prosuper Audit Services provides self managed superannuation auditing services. What were your difficulties in starting off? At first it was struggling with one’s identity based on what I had done in the past, and believing that I could have the courage to do something different. It was about having a belief that I could succeed. What is your annual turnover (roughly) and if you employ people, how many? Across the 3 businesses I turnover around $1.4m The businesses employ around 15 people.

Are there any lessons learnt that you can share with readers? Going into business requires a change in mindset. When you are an employee you have a regular pattern and routine and you expect a degree of certainty in terms of hours and income. When you run a business you invest your time and money with some uncertainty as to the outcomes but with the faith that you are providing a service that will be needed.

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Why did you start the business? I did not start the business. I bought a business that occupied a niche in industrial and then was lucky to be invited to partner with 2 young accountants in buying an existing accounting practice. The main motivation for going into business was because I was “over qualified and over experienced” to get a job according the young recruiters. This meant I had to endure a period of doubt and depression about my worth before I could find a path.

Any other message you would like to share? Once you are in business its important to continually look for ways to improve and to stand out from the competition. Its called the game of inches.

Are you Experienced & looking for work? Vacancies in Queensland & New South Wales

At the Australian Over 50s, we appreciate and value experience. We are looking for people in advertising sales, either full time or part time.

You can send a short email to tell us about yourself, or give us a call

DeCalais Consultants Pty Ltd. (ABN 51 139 753 361)

Call us at Australian Over 50s on (07) 5579 8767/support@australianoverfifties.com.au

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Don’t worry if you haven’t sold advertising before. If you have a mature attitude, a relaxed telephone manner and can relate to the products and services in the Australian Over 50s Living & Lifestyle Guide; then please contact us.


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Special App To Help With Retirement Planning The app helping Aussies to retire for less than a cup of coffee. When it comes to your finances, what’s keeping you awake at night? This is one of the first questions wealth management specialists Russell Mann and Mark Collins ask new clients – is it making your mortgage repayments? Is it keeping your job? Is it your investments? Is it your health? Or simply your day-to-day spending?

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or the majority of people aged 30 plus, not having enough to retire is one of the biggest concerns, and with almost 50% of Australians unable to retire comfortably at the age of 65*, it’s easy to understand why. According to financial planners and wealth management specialists all over Australia, these concerns are extremely common but with the right tools and advice, can often be addressed and resolved, leaving you to enjoy retirement without financial pressure. While it might come as a surprise, seniors are one of the most tech-savvy age groups in Australia. Catering

to their skills and needs, there are an increasing number of apps, programs and systems on the market, which provide insight and advice into helping your retire comfortably. Nettshell is a brand new Aussie-born app, which allows users to understand their current financial position, see future projections and receive advice on how to reach their goals for retirement. Using tools like Nettshell and understanding your finances will not only help you to sleep easy at night, but will also allow you to retire comfortably and live a life of choice not compromise.



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Here are Five Tips to get your Finances in Order 1. Know where you stand, to know where you’re going. Do you know what you’re worth right now and what you’ll have when you plan to retire? Using an app like Nettshell can help you to understand your net worth, project your financial position for retirement and seek advice if things aren’t going to plan.

2. Understand your ingoing and outgoing costs. Do you know how much you spend in an average week, and how much you can comfortably live off? Understanding your spending patterns based on your income will dictate how much you need to retire comfortably and live the life you want.

4. Update your insurance. Do you have a plan in place if you can no longer work due to illness? Taking out the correct level of health, death and TPD insurance now will ensure you and your family aren’t left in the lurch should something happen.

5. Recognise and cut down on ‘non-essential costs’. It’s a fact that the more money we have, the more we spend. Often a pay rise will see you increase your spending, but do you know what the financial effects are of spending that additional sum, rather than saving it? Apps like Nettshell will help you to identify the impact of saving this money, and in the long run could actually lead to you retiring with more or retiring earlier.

3. Understand your superannuation. Do you know how much superannuation you have and how long this will last you? Make sure you are happy with your choice of superannuation fund and that you have consolidated your superannuation – you never know how many accounts you have accumulated over the years.

Nettshell is available for iPhone, iPad, android and smartphones via the App store or Google play. *Industry Super Australia, 2015. Nearly half of Australians will not have a comfortable retirement. Viewed 13 October 2016.


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Thought About Making A Will?

We Listen

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When You Need Help

ave you often thought about making a Will but for one reason or another you never got around to it? There’s always time to sort that out next month right? Unfortunately, many people leave it too late before making or updating their Will. They either lose the mental capacity legally required to make a Will or they pass away before making the Will. For the person who loses capacity before making their Will, all is not lost. Someone can make an Application on their behalf to the Supreme Court for a Will to be made. The Application may even be successful. But the stress, time and costs (likely to be in excess of ten thousand dollars) will often leave the Applicant wishing that Mum or Dad got around to sorting it out while they were able to. For the person who passes away before making a Will (and presuming they haven’t made an earlier Will), their estate will be gifted to beneficiaries as determined by the legislation. That’s right, you don’t get a say in where all those assets that you’ve worked hard to build up over the years go after you pass away. For example, these Rules state that if you are survived by your spouse and three children, the spouse will receive $150,000, the household chattels and one third of the rest. Your three children will share in the remaining two thirds. Would this leave enough for your spouse to live on? For the person who takes that next step and makes a Will but to save a few dollars, prepares their own, problems can arise if: i)

the Will is not executed properly (and an Application to the Supreme Court is required to see if the Will can be declared valid despite it not meeting the formal requirements)

Wills and Enduring Powers of Attorney Estate Administration and Probate Matters Estate Litigation (Challenging a Will) Property Law Matters We Have Over 38 Years’ Experience In Law

iii) consideration is not given to those persons eligible to contest the Will iv) consideration is not given to whether superannuation, life insurance or jointly owned property makes it into the estate to be covered by the Will. For the person who seeks professional advice and has a well-structured estate plan in place, it will make the estate administration process simpler, less stressful and less costly.

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ii) the terms are ambiguous (and an Application to the Supreme Court is required for an Order as to how the Will should be interpreted)

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Estate Planning For

Blended Families With 93,000 Australians getting divorced each year and 50% of these divorces involving children, it’s likely that you or someone you know is part of a blended family. The traditional family unit no longer exists and it’s now common for children to become step-children, and for two families to merge due to a second marriage or new relationship.

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lending two families is a difficult balancing act when it comes to estate planning and many Australians navigating the challenges of living in a blended family often forget or choose not to update their estate planning (which can include their Wills, binding nominations and enduring powers of attorney) when their circumstances change. This is often because people don’t want to address the complex financial issues or the emotional considerations associated with estate planning. Whatever the reason, getting quality estate planning advice will help to guide you through the complicated process and ensure you structure a Will that truly reflects your wishes. A newsagency DIY Will Kit just won’t cut it.

Let’s consider Susan and Paul. Susan and Paul married when she was 38 and he was 48. Paul had been married before and had three children from his previous marriage. It was Susan’s first marriage. Keen to have a child, they had a daughter when Susan was 41.

Fast forward to today. Their daughter Clare, nineteen years old, is now living away from home and attending university. Susan is given the bad news that she has terminal cancer at age 60. No more than a few months they tell her. Sadly, the day before Paul, who has only just given up work at age 70, had been diagnosed with dementia. One year earlier, Susan and Paul had come in for a review. With Susan’s declining health and Paul mindful of his tendency to be a little forgetful, I suggested that we seriously look at their estate planning. We found that all their Powers of Attorney and Wills were with the Public Trustee. They decided they would prefer to have family members looking after their affairs if they were too unwell to do so. I referred them to our affiliated lawyer for a new Enduring Power of Attorney (EPOA) and Will. However, whilst they changed their EPOA, they decided to leave their Wills untouched so they didn’t mention it to the lawyer. When we got the news about Susan’s cancer we discovered that the Wills weren’t changed. Susan was concerned that if she were to die first,


So we altered Susan’s Will to include a testamentary trust for Clare. This was to accept the proceeds of Susan’s superannuation. We made some changes to her super before we did this. As joint assets go to the other party upon death, we created a special trust with the help of the taxation lawyer, to own the equity of the couple’s assets. Susan took a registered mortgage over this trust’s assets.

Eventually, Paul will need aged care. Susan is comfortable in the knowledge that the trust will pay for the care home costs and once he passes away, the balance of the deposit will be refunded to Paul’s estate.

However, Susan’s estate will have a registered mortgage over these assets and will exercise this option. The assets in Paul’s estate will go to Susan’s testamentary trust set up for Clare and she will receive all the funds.

“Getting quality estate planning advice will help to guide you through the complicated process and ensure you structure a Will that truly reflects your wishes.”

Although Paul couldn’t change his Will, it doesn’t matter as his estate will have no assets. As you can see, there is so much to consider when it comes to estate planning. It’s extremely complex and every situation is different, each presenting its own set of challenges. Professional advice can help you to see the wood from the trees, guide you through the process and help you achieve your goals.

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all her estate would go to Paul who no longer had the capacity to change his Will. They had both wanted Clare to have everything but now Susan feared that everything they had worked for would end up being split between the three children from Paul’s former marriage and Clare. Susan and Paul were adamant they did not want this to happen.

By Helen Postle *Helen Postle is an Authorised Representative of Hillross Financial Services Limited., ABN 81 071 305 649, AFS Licencee No. 232705.

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Making a Bequest: What is Best?

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ow do you make a choice? What can you do to ensure your dream of making a difference reaches those in need? We can help you through this decision making process. Here we outline what legal processes should be followed to ensure the legacy you have left is a lasting one that reaches those whom you desire to help. Below is some information that will give you a greater understanding on what making a bequest means to you, your family and to those you choose to assist. Important things to consider. MAKING A WILL Everybody should have an up-to-date Will that clearly sets out how you wish your estate to be handled. It is always advisable to seek professional advice when drawing up a Will, as it is the best way to clearly state how you wish to distribute and protect your assets when you pass away. HOW CAN A SOLICITOR HELP ME? Your solicitor can: • Advise you on, draw up and supervise the proper execution of your will; • Arrange your property affairs for maximum security; • Give you independent legal advice; • Advise on trusts and estate planning and set up a trust fund if necessary;

• Advise on gifts and other transfers of assets; • Advise on, draw up and supervise the proper execution of a power of attorney; • Advise on and supervise the appointment of an enduring guardian; CHOOSING A CHARITY A great starting point when deciding what charity you would like to support is to ask yourself “ Why do I want to give back to the community?” To help clarify your reasons you could consider your answers to the following questions. 1. If I had the capacity to change three things in the community what would they be? 2. What particular causes do I care about and want to support? 3. Do I prefer to support research work, public education, self-help, direct services or advocacy? 4. Do I want to support a local, state, national or international cause? Once you have given thought to those questions, you can identify the major causes or issues of a variety of organisations and review their current information on how your bequest will benefit them and how your gift will be


Once you have made a shortlist, it is a good idea to talk to the charities that you are considering including in your Will. You can seek information on how your bequest will benefit them and how your gift will be used. HOW TO MAKE A BEQUEST There are different types of bequest arrangements that you can choose from when opting to leave money to a charity. •

Residual Bequest- Once you have looked after family members, friends and your debts you can choose to leave the remainder (residual) of your estate to a charity. This style of bequest is effective because the real dollar value of your bequest is not eroded by inflation over time. The percentage can be any amount you choose up to one hundred percent.

• Specific- This is when you specify an amount of money, stocks/shares or property as a bequest, •

Whole estate- This is when the entire estate is left and is usually done by those who have no dependants and beneficiaries and/or those who want to make a significant difference.

It is best to talk to your solicitor about the type of bequest that best suits your estate.

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INCLUDING A BEQUEST IN YOUR WILL Making a bequest means that you need to review and update your plans on a regular basis. Including or changing a bequest can be done easily by adding your instruction as a codicil to your Will, which eliminates the need to re-write your Will when circumstances change. A codicil is a legal document and as such must be signed and witnessed by independent witnesses (they don’t have to be the same witnesses as those in your original Will). They must be present and watch while you sign it. While it is not difficult to choose to include a charity by way of a codicil, it is recommended that you talk to the charity to ensure you include the correct wording. It is best to contact your solicitor or seek professional advice so you can be sure your wishes are clear.

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used. Another point to consider is whether the particular organisation is financially healthy.

HOW MUCH TO GIVE It is important to remember to choose an organisation that you know and believe will benefit from your support and one you are comfortable with. Leaving a bequest is a wonderful way to support the vital work of your chosen charity without leaving yourself short during your lifetime. Every amount, no matter how big or small, is gratefully received by charities and the decision on what type of bequest you would like to make will depend on your own personal circumstances.

Bequest

PROGRAM

Since 1959 Animal Welfare League Qld has rehomed more than 115,000 surrendered, homeless and abandoned animals in South East Queensland. It’s a legacy we could only achieve with ongoing, community support. Please make AWLQ’s mission to rehome animals who are in desperate need your legacy.

Ph: 07 5509 9033 | E: bequests@awlqld.com.au

Animal Welfare League Qld

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a bright future for animals in need.


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Where do Grandparents Stand When Families Separate?

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ivorce and separation are ugly words! Especially when children are involved and grandparents are excluded from their grandchildren’s lives. Usually the exclusion occurs not because of conflict that the grandparent/s has or had with their Grandchild’s parent, but because the grandparent/s might just feel uneasy about contacting or continuing contact with their grandchild/ren after separation. However, even if there is conflict between the grandparent and the child/rens parent regardless if this is your own child or your child’s partner, you as a grandparent can have access to your grandchild/ ren under laws implemented by the Commonwealth Government. The laws have been amended to reinforce the recognition of extended family as significant to the development and care of children.

What are these new laws?

The Family Law Amendment Act 2000 made specific provision for grandparent/s to make applications to the Family or Federal Court whereby grandparent/s can ask the court to make such a parenting order as it thinks proper. The law states that children benefit from having a meaningful relationship with both their parents which includes

Donna Sewell

grandparents (regardless whether related by blood – so includes stepgrandparents). The main objective of the law is to protect children from physical or psychological harm and from being subjected to, or exposed to, abuse, neglect or family violence.

How Far can these new laws go?

Case law has supported care by grandparents as being in the child’s best interests. In the case of Kay & Jasper and Ors [2007] FamCA 1646, the Family Court ordered that the children live with the grandparents and spend time with the mother (who was too ill to care for them) and the father and also granted equal shared parental responsibility to the mother, father and the maternal grandmother. What this means is that if the parents are not doing the job that they are supposed to do for any reason, then it is possible for the grandparent/s to step in “if it is in the best interest of the child”.

What is the process?

If you are being denied access, the first step is to approach that party and formally request to see the child/ren. The second step is to attend mediation. Mediation can occur privately through a qualified mediator (at a cost) or through a community organisation such as

Relationships Australia (very cheap option). If mediation does not achieve a good result, the mediator will prepare a certificate and then an application to the Court can be made. This is the same process if for example orders have been made or an agreement reached and that parent/ person is not fulfilling their obligations. Unless there is domestic violence, then mediation must be conducted first.

How See Well Law can help?

See Well Law offers legal advice and assistance on family disputes, employee law, contract advice, conveyancing (both residential and commercial) as well as Wills, Powers of Attorney and superannuation advice, through to business law matters. See Well Law staff will listen and understand your problems and then help you communicate them to the other party in a manner that will resolve the dispute. We offer friendly service that supports your needs and recognises your budget. Our principal solicitor, is a Queensland Law Society member, has a Master’s in Law with a Corporate Commercial Specialisation, is an Australian qualified mediator, and a registered Trade Mark Attorney. We pride our efforts on customer satisfaction and delivering results for clients. Our service is about you!

LLB, BA, GdipPLEAT, LLM (UQ)

PRINCIPAL SOLICITOR REGISTERED TRADE MARK ATTORNEY NATIONALLY ACCREDITED MEDIATOR Our principal solicitor is a qualified mediator, a registered trade mark attorney and has a University of Queensland Corporate Commercial Specialisation. n We pride our work on customer satisfaction and delivering results for clients.

Our service is about you.

Phone: (07) 5455 6870 Fax: (07) 3112 3962 Email: donna@swlaw.com.au Mail: P.O. Box 767, Tewantin Qld. 4565 Address: 8/63 St. Andrews dr. tewantin Qld. 4565 3/912 David Low Way, Marcoola Qld 4565


Your Rights Explained

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hether you are making a Will and want to know if you can leave out a potential beneficiary - or if you believe you have been unfairly left out of a Will - the same basic rules apply to most cases. Potential claims are available to a defined range of parties who will need to satisfy certain requirements before they can be considered eligible to claim. In general terms, the law may impose an obligation on you to provide for certain people who have depended upon you during your life time. For example, a spouse or children (including step-children) are the people most likely to challenge a Will.

The consequences of failing to properly address these issues – or delaying the decision to make a claim - can be costly. Getting professional advice early can help prevent a difficult situation from becoming much worse.

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This means that, when you are making your Will, careful attention needs to be given to whether all of the potential claimants have been identified and managed appropriately. This process can often highlight issues that need to be covered in your Will to ensure that they are correctly covered and, importantly, to reduce the chance of a claim.

If you are considering making a claim against a deceased Estate you need to be aware that strict time limits apply for giving notice and then filing a claim in Court if you decide to proceed. With some limited exceptions this means that you will need to notify the Executors of the Estate within a relatively short time of your intention to make a claim and then file that claim in the Court promptly after giving that notice. During these limited periods there is an opportunity to gather information about the Estate (including a copy of the Will, Death Certificate and information about the assets and liabilities in the Estate) and to explore whether it is possible to resolve your claim before going to Court.

Wills and Estates

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Contesting a Will


Financial, Business & Legal | 190

Thinking Of Shares For Your Investment Portfolio? As we get into our 50s and 60s, our goals, expectations and income needs change; yet we have a portfolio of investments that was built around different needs when we had a growing family, a family home and perhaps a different perspective on life. For this reason, it is a good idea to re-evaluate what type of asset you are investing in, and whether it matches your life circumstances. A common investment that people consider is shares.

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e asked Shane Langham, a Senior Private Wealth Adviser at Phillip Capital Limited what factors you should consider when deciding how much of your total wealth you should allocate to different categories of investments such as shares, property and bank deposits. “Asset classes generally move in different cycles at different times. You don’t want all your eggs in one basket, so being too committed to any one class like property or the share market can increase your overall risk depending upon where in the cycle the asset class is at the time.” However, being diversified by not putting all your eggs into one basket does not mean that you should ignore the better performing investments for the sake of diversification. Shane explains that you need not cast things in stone with your investment allocations. “You want to be flexible enough to move the greater weighting to an asset class that is on the rise and reduce those that are on the decline. This allows you to stay ahead of the curve in the best way and also keep your money working for you as hard as it can.”

Shane points out that our ability to cash out our investments is an important factor to consider– we want to be able to get cash quickly for certain life events, such as a child getting married, the need for a new car or helping a parent to pay for an aged care residence. “Consider the liquidity of the asset - how much of the asset you want to sell or keep and the marketplace you are dealing with. Shares, being a liquid investment, means that you can sell part or all of the shares to raise funds for unexpected events that life always throws at us. Quality blue chip shares are very liquid and once sold it only takes 2 business days to turn your shares into cash. Shares generally have a ready and available market in which to transact. In contrast with property, you have to sell the whole property and you are looking at 30 days minimum before you will see the cash - that is assuming you have already found a buyer for the price you are happy to sell it for.” Everybody recognises that there are risks involved with any kind of investment. Shane expands on some of the risks in relation to


Having your positions built around sound money management principles will also help reduce your risk. Importantly however, having a protection strategy in place is key to risk control of your portfolio. This starts with

education and understanding how you can use different instruments to hedge your risk. Shane also points out that there are other ‘less technical’ but important risk factors that don’t tend to receive as much airplay and include things such as the level of knowledge and experience the investor has and the more personal growth/ emotional attributes such as your ability to follow through on a plan, how you handle fear and greed and why you got into the share market in the first place. Seeking professional help from a licensed, qualified and experienced adviser can only but complement what you already know and can help to fill in the gaps of what you don’t know and is a great way to minimise risk for all share investors and in particular those looking after Self Managed Super Funds.

Help from an experienced adviser can be a great ‘sounding board’ to run your ideas past and they can help to keep you accountable and on track with your goals than you otherwise and they can also give you ideas, strategies and education above and beyond what you might otherwise have. Having an adviser that you trust and that you get along well with can certainly help to alleviate this risk and give you back the balance that you are after as you re-evaluate your investment objectives particularly as you enter your 50s and 60s.

191 | Financial, Business & Legal

investing in shares and the basics of managing those risks. “One of the main risks with shares is that they can be volatile at different times in the cycle. When asset classes move down you need a plan to deal with it before you give back all your hard earned gains. I have already mentioned moving assets into high performing sectors from low performing sectors. Another way is to use a stop-loss strategy. This is a strategy whereby you set a predetermined level at which you “admit you are wrong” and once this level is reached you exit your position.

The comments in this article are by way of general information only and may not be relevant to your personal circumstances, the comments are not advice and it is not intended that readers act on the general comments made. Each reader should take professional advice in relation to their personal circumstances before taking financial or other decisions. O50s Australian Over 50s Living & Lifestyle Guide

Create The Financial Future YOU Want Talk to your local Senior Private Wealth Adviser Today AFSL 246827

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Over 16 years experience Your local Senior Private Wealth Adviser is Shane Langham. For a complimentary initial consultation contact Shane on 07 3338 3838 or email slangham@phillipcapital.com.au (V8 Pty Ltd Corp Auth Rep 367371 for Phillip Capital Limited, Shane Langham Auth Rep 367372)

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Financial, Business & Legal | 192

Unlock the

equity in

your home

When you are planning your finances in your 50s and 60s, the family home is often the lynchpin of the planning. Some of the options that people consider are downsizing or moving into an apartment. The strategy is to sell an expensive family home because the kids have moved out, move to a smaller sized more economic home or indeed into a rental property, and use the excess from the sale for investment purposes or for living expenses.

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hen you are planning your finances in your 50s and 60s, the family home is often the lynchpin of the planning. Some of the options that people consider are downsizing or moving into an apartment. The strategy is to sell an expensive family home because the kids have moved out, move to a smaller sized more economic home or indeed into a rental property, and use the excess from the sale for investment purposes or for living expenses. Selling the family home, can also be the strategy to fund entry into a retirement village or indeed an aged care facility. These seem to be logical

strategies that have worked for many. However, if you do not want to move out of the home you are in, but still use the equity you have built up in your home or other property, for other purposes, there appears to be an option to consider. Mark Ambrose, an Accredited Finance Broker and Reverse Mortgage Consultant with Annum Origination Pty Ltd, explains. “You can borrow against the equity that you have in your home with what is termed a reverse mortgage. Reverse mortgages have been around for a long time as a popular tool for older Australians. It is a very specialised area of lending and

definitely you must take proper advice before entering into a reverse mortgage arrangement. However, the gist of it is that the reverse mortgage is a loan you take against the equity of your property. Repayments are not required but you can make repayments if you wish. Repayment has to be made when you choose to sell your property or when the last surviving borrower passes away.” The interest and fees involved in the reverse mortgage are generally capitalised – that means added to the outstanding loan amount, and will be recovered by the lender at the time the loan is repaid. In

“The strategy is to sell an expensive family home … move to a smaller sized, more economic home… and use the excess from the sale for investment purposes or for living expenses.’


assessing the loan therefore, lenders are looking at the eventual selling price of your property and less so at your ability to repay through other income during your remaining lifetime.

objective and circumstances, but reverse mortgages are an option to consider with your professional financial adviser within your other planning options as you get older.

According to Mark, “It is important not to look at reverse mortgages in isolation, but holistically along with your whole circumstances. This is especially the case when you are going to use the reverse mortgage to finance say aged care, because it could have a significant impact on your eligibility for government assistance and the like.”

The comments in this article are by way of general information only and may not be relevant to your personal circumstances, the comments are not advice and it is not intended that readers act on the general comments made. Each reader should take professional advice in relation to their personal circumstances before taking financial or other decisions.

As with all things financial, there do seem to be complications which are important to understand and work through with your personal

193 | Financial, Business & Legal

“It is important not to look at reverse mortgages in isolation, but holistically along with your whole circumstances.”

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Cars, Caravans, Motorhomes & Services


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SAVING MONEY On Your Car

Saving money on your vehicle isn’t complicated, nor should it be. There are a few things you can do to ensure that you find the right car at the best price and keep your running costs low.

Research It is important to research the sort of vehicle you are interested in. Don’t just look at price; often the cheapest car is the most expensive to run. Compare reliability, comfort, and fuel consumption to narrow the field down to ensure you are getting the right car for your life and your lifestyle. Delve into consumer reports, read user experiences and add this information to your research and knowledge you are building about your purchase. It will also pay off to look into more technologically advanced vehicles, especially electric cars. These vehicles have evolved to become efficient, reliable, and powerful. Their upfront capital is more than a more traditional vehicle, but the savings to your pocket in the long term, and to the environment, are worth considering.

Considering Buying Pre-Loved New vehicles lose up to 20% of their value once they have been driven off the car lot. If you want to trade it back to a dealer you are only going to get the wholesale value.

Pay Cash If you can, buy it outright. If this is too much of a challenging proposition, then start saving before you need a car, you’ll have enough when it comes time to buy. Plan your purchase. Even with recent cuts in interest rates, interest costs on cars can be comparatively high.

Compare Insurance Rates There are a plethora of insurance companies around offering vehicle insurance. Don’t hesitate to talk to all of them to find out what they have to offer. Ask for a quote and compare, weighing up cost and benefits in order to find the best fit for you. You may also be eligible for discounts, especially if you apply for multiple coverages such as car and home insurance.

Look for FREE services Car dealerships and mechanics sometimes offer free services. These services may also come with your insurance, or be part of a deal when purchasing your car from a dealership. Some cars even come with free warranties, and many insurance companies will offer free roadside assistance.


197 | Cars, Caravans, Motorhomes & Services

Do It Yourself Taking a little time to learn how to look after your vehicle will save you a lot of money in the long run. Don’t do large jobs on your own, or neglect your regular servicing trips, but learning about your vehicle and what you can do at home between services will help you keep your car in great condition for as long as possible.

Compare Fuel Prices

Keep your Car Reliable cars are great cars. If you don’t have to replace a certain vehicle, then don’t. Some people have cars that are over 10 years old that they can drive back and forth to the train station or to work, or even to leave at the airport when taking a trip. There is no reason to sell a good car that has no mechanical issues and good fuel efficiency. If you are looking for a second car to go alongside the old plodder you already have, then do your research and look

into what vehicle may offer you the best longevity, reliability, and efficiency. Cars are changing and evolving at an astounding pace so it may do you well to look at less traditional, more ‘modern’ electronic technologies. Explore what fuel type you need, what insurance is best for you, what your local service station has to offer, and what your mechanic might do for you and your new ride. There are a lot of cars out there, but it is not complicated to find the right one. O50s Australian Over 50s Living & Lifestyle Guide

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The cost of petrol is high enough as it is and pulling into the nearest petrol station is rarely the best idea. Download an app that will help you find the best fuel price in your area, or look around online. You may save yourself a few dollars here and there, which will definitely add up to bigger savings throughout the year. Big supermarkets also

offer fuel discounts if you spend a certain amount in-store. One great advancement in the automotive industry is the emergence of electric cars. These vehicles are high quality, more environmentally friendly, and will save you a significant sum on petrol in the long run.


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I

ZERO FATALITY CARS

t is difficult to think of cars as ‘death proof’. However, with advancements in technology and vehicular stability, we are seeing the emergence of ‘zero fatality models’ – cars that have no recorded driver deaths. Crash safety in modern vehicles is developing fast. Current cars can see drivers walk away from accidents that, not too long ago, would have been fatal. Thus, the idea of ‘zero fatality’ vehicles was born. This may seem like an odd claim to make, but according to the Insurance Institute of Highway Safety in the USA, there are nine car models on the current market that did not have a recorded driver death against them for twelve months. These include

the Volvo XC90 4WD, the Kia Sorrento 2WD and the Audi A4 4WD. An important thing to note about these cars, as with all others in the list, is that they are all mid to large size vehicles. The brands are dominated by SUV-types, and all are produced post-2011. A decade ago there was not one single car on the market that had a zero death rating. And, during that time, SUV’s had some of the highest rates of driver fatality due to their predisposed nature of rolling over in a crash. Stability control in vehicles has been a great advancement in safety, and the inherent size and weight of an SUV often see it emerge from an accident more clearly than a smaller counterpart.

In ten years, the market has flipped and SUVs have become the leading vehicle for zero-death. However, does this make them ‘death proof’? The study also does not consider passenger deaths, only driver. Still – the findings are amazing. We are now seeing the emergence of driverless cars, systems that assist with emergency braking, proximity warnings, and speed control. It’s been found that models with newer technology, especially stability control, have cut the overall fatality rate by a third in just three years. O50s Australian Over 50s Living & Lifestyle Guide

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Grey Nomads

The Thrill of the Road Today’s high-tech caravans offer the best choice for the growing number of grey nomads. Grey nomads are lucky people, although lucky by choice. Usually of retirement age, they’ve decided to sell up and move on to a life on the open road. Downsizing their lives, making themselves mobile, and enjoying liberated freedom is what it’s all about for thousands of Australians.

A

nd perhaps the perfect way to spend weeks or months on the go is with a hightech caravan. No longer offering just a two-up, two-down cramped life of bunk-beds, today’s rigs can be self-contained human ecosystems. Not only that, but many parks and camping grounds offer modern amenities set amid attractive settings that mean you don’t have to forego most of your mod cons. One of the main advantages of caravans for grey nomads is the plethora of choice. When it comes to choosing a rig, the

sky really is the limit. Depending on your needs and the amount of time you intend to be away, you can opt for anything from a simple escape vehicle to a literal home away from home. Some even include a washing machine, fully equipped kitchen, and WiFi capabilities. The provision of such modern amenities means that you can extend your travelling time almost indefinitely. After all, what’s not to like? There is an undeniable sense of freedom to be gained from “destuffing” your life and then pretty

much going where the fancy takes you. But it’s not just about the literal freedom that such a life affords. It’s about living life to the fullest: seeing parts of the country you may never have seen before, forging new and lasting friendships and enjoying shared hospitality, and even providing a way for couples to re-bond. When not on the road, you’ll most likely end up in one of many powered campgrounds, which offer easy and relatively cheap access to showers, laundry services, cooking facilities and


And there’s no shortage of things to do and see. An online search for caravan trails in Australia yields heaps of results all very beguiling to the intrepid traveller. After all, the country boasts some of the most varied and spectacular scenery in the world. Imagine a trip through the deserted outback and onwards towards the Nullarbor Plain if you’re seeking remote solitude under the stars.

picture-perfect coastlines, the Hunter Valley wineries, and even a rainforest golf course. Another popular route is the South Australian Loop: a must for food and wine fans as it includes the Barossa and Clare Valleys. It is also perfect for those seeking to commune with nature—at the Fleurieu Peninsula, you can

swim, surf and snorkel before going on to meet face to face with penguins in Penneshaw. Your final destination? The green and pleasant spaces of Adelaide. A leisurely trip through the countryside that ends in the leafy capital: who could want for more? O50s Australian Over 50s Living & Lifestyle Guide

203 | Cars, Caravans, Motorhomes & Services

more. Most importantly, it is here that you’ll pick up tips from other experienced travellers on where to go and how to get there, plus making the most out of your mobile lifestyle.

Of course, if this is a little too extreme for you, you could instead traverse the Legendary Pacific Coast Touring Route in New South Wales, which takes you from Sydney to Brisbane via

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204

Funeral Services


Your Peace of Mind

205 | Funeral Services

Plan Ahead for

The mystery surrounding the passing of loved ones, friends or colleagues is such that most people in today’s society do not wish to contemplate the inevitable.

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onsequently, when death occurs, many people are unprepared to make the arrangements and other important decisions that must be made. It is a wise decision to be conscious of the necessary steps to be taken when a loved one passes, and thus reduce the stress involved during an already traumatic time.

Select a funeral director who is competent, efficient, courteous, and understanding. Look for one who is cognisant with regards to the appearance of their staff and vehicles; who endeavours to constantly improve the quality of services; and who is able to provide a dignified, fitting service for people of all walks of life and religious persuasions.

In choosing a funeral director, you should also know about the types of services provided. Usually, a funeral director’s service begins with the first call, and ends after the burial or cremation, when the death has been registered with the Registry of Births Deaths and Marriages, and the original death certificate has been sent to the next of kin. In between these two events, the funeral director will consult with families about funeral arrangements, place funeral notices in newspapers, obtain certificates, and make arrangements with cemeteries and crematoriums. In other words, the funeral director will do everything necessary to look after the arrangements, and liaise with the relevant authorities.

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One of the most important steps you can take in this preparatory process is to choose a funeral director in advance. There is, perhaps, no other service rendered to the public which is as intimate and personal as that provided by your funeral director. It only stands to reason that the funeral director you have chosen to serve your family be known in advance.

Do not be afraid to ask other family members for feedback regarding the services of those funeral directors whom you were considering for the role. They will be able to truthfully relay how the service was actually delivered, and how sensitive the funeral director’s staff were in interacting with both family members and others who attend the funeral.


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It is not a morbid choice to select your family’s funeral director, as someday you will realise the wisdom of your foresight - when death occurs, there is little time to investigate or to compare. A hasty decision made at that time could be a decision you, or your loved ones may come to regret. Whilst the choice of the funeral director is a critical one, of even more importance is knowing the wishes of the loved one who has died. Sometimes, these wishes will have been discussed by the deceased with a spouse or other family member, or expressed in a will. However, these days, it is also becoming more commonplace for people to write down their wishes in booklet form, covering many areas, such as the choice of venue, whether to be cremated or buried, the name of a preferred celebrant, and so on. The cost of a funeral is also something that can be planned for in advance. A funeral bond is one way to put money aside, as it is designed solely to accumulate funds so as to finance the costs

of a funeral. You have the option of individual or joint ownership, and you can usually assign the ownership of the bond to a funeral director as part of a prepaid funeral arrangement. Death is an inescapable part of life, and for many people, just thinking about their own mortality can be very upsetting. Even though conversations about death and dying are usually avoided rather than discussed, there comes a time in our lives when we are forced to face the fact that life is transient. Arranging a funeral in advance ensures that the service will be carried out according to your wishes. Prearranging a funeral service brings peace of mind, and eases the burden on families confronted with the passing of a loved one. The useful information in this article has been extracted and reproduced courtesy of McGuiness Funerals from their booklet, ‘When The Need Arises’ Comments included in this article in relation to funeral bonds are not made in order to provide financial advice and they do not constitute financial advice. Any action or decisions taken by individuals or not taken in relation to the materials in this article should be done with prior consultation with your appropriate professional advisers.


JUST LIKE WRITING A WILL

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ust like writing a will, a Prepaid Funeral Plan helps you to get things in order, long before it is needed. With a Bethel Prepaid Funeral Plan, you will benefit from having all funeral costs fixed at today’s rates, protecting you and your family from any future increases. Most importantly, you will have peace of mind knowing that your wishes will be thoughtfully carried out without financial burden to your loved ones. And by choosing us to look after your wishes, not only will you leave behind much love and precious memories, but also a legacy that will bring hope to the hearts and lives of many other families. Bethel Funerals is not-for-profit so by choosing Bethel you leave a legacy of good work that will continue on in your name.

Pay now to lock in prices.

You can lock in your funeral plan at today’s price to avoid price rises and premiums. You can pay for the entire funeral up front or pay it off in instalments. Prepaid funeral plans are exempt from Centrelink assets tests so this may help to maximise your pension benefits.

No ongoing payments.

You only pay for the Funeral service you want. This means no ongoing payments, premiums or price increases. Some funeral plans, such as insurance, you keep paying continually and you could end up paying more over time than your funeral is really worth. Once you’ve paid your service will be carried out and your family won’t need to foot the bill.

Ease the burden on your family

When the time does come your family will know your wishes so they can be respectfully carried out. You will ease the burden on your family having to make the arrangements and find the money to cover the funeral costs.

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Pre-Paid Funerals

Prepaid Funeral Plans can save you money (in the long run) compared to Funeral Insurance (which you keep paying and could end up paying much more than your funeral is really worth) eg. You could end up paying $25k in premiums for a funeral that only costs $10k. They offer other benefits such as making your wishes known to your family - eases the burden on them knowing what to do at a stressful time. - Bethel Funerals distributes profits to support good works in the area of missions, humanitarian and community.

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Funeral Services | 208

Explaining Death To Your Grandchild In addition to the grief that we all experience when a loved one passes away, children are further burdened by ignorance of what is happening. A child’s first encounter with death can be scary and confusing to them. They will have a lot of questions, whether they ask them aloud or not.

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or most of us, there is no easy way to have this conversation, especially if it is the death of your own life partner or a close loved one that you are trying to explain. It is a hard conversation but it is a conversation worth having. Grandparents and Grandchildren can be very close. The passing of grandma or grandpa will be difficult for grandchildren. Children depend on us to make sense of the world around them. Death is often sad and unwelcome, but it is also a fact of life. The better we can prepare the children in our lives – whether they are our children or grandchildren - to understand, the better off they will be for it. Every child is different, but before you sit down with your grandchild, think about what you want to say and how you want to say it, and then just be yourself. Here are a few guidelines that you might find helpful.

Be Honest. It can be hard telling a child that his grandmother won’t be coming back, but avoiding this fact is impossible. Avoid euphemisms as much as you can. Telling a child that death is like a “vacation” or “going to sleep” is likely to create more confusion for them. Keep it Simple. You don’t need to reveal

everything about life and death in a single conversation. Be honest, but keep things simple.

When I start explaining things, I tend to say a lot more than I need to. This is a delicate conversation, and you may not have to share all of the details.

Express your Feelings. You are grieving.

You are heartbroken. Your grandchild is trying to understand his or her own feelings about this situation. Let them know how you feel. Let them know that it is okay to feel sad in situations like these. They should understand that these feelings are normal and that it is okay to express them.

Show them your Love.

Reassure your grandchild that you love them, and that the deceased loves them too. Some children might feel as though they are negatively involved in some way. Make sure they understand that the death had nothing to do with them. It is a process of life, not a punishment. Death is a difficult subject because we have conflicting desires to both protect our grandchildren as well as prepare and educate them. If done carefully and thoughtfully, these two desires need not be opposed. We can speak honestly and openly with children, while giving them information appropriate to their age and maturity.

We wish you the best during these hard times.



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212

Shop, Eat & Enjoy


Style is Following Your Own Path

S

tyle transcends age - that is a universal truth. That being said, there is a place and time for everything from torn jeans and edgy fashion experiments to coming to terms with your inherent feminine qualities and starting to opt for garments that accentuate your features rather than hide them. We have all lived through a rule-defying adolescence, followed by a decade of adventures, heartaches and painful lessons to grow into our sense of worth, which ultimately manifests in the way we dress, behave, think and live. There is one particularly obvious problem with fashion these days and it’s its utter obsession with youth. Designers and magazines exclusively show styles on youthful models, and even go out of their ways to find the ones with the least realistic proportions. Because, let’s face it - you can only look a certain way if you have a whole plethora of massage therapists, nutritionists, make-up artists, yoga instructors, health experts and assistants whose sole job is to maintain your looks. For regular women looking stylish and feeling comfortable becomes an impossible mission. This is where most women in their 50s commit one of the cardinal sins - they adapt to the mainstream trends and give in to trends. ‘If it’s on the shelves, the mannequin, the ads and the billboards - then it will look good on me’ becomes a motto they tell themselves stubbornly while trying to fit into a pair of low-cut leggings with a leopard print. It’s not that women in their 50s have fewer rights to dress any way they please but rather it’s a matter of how they want to be perceived. There is a reason we

don’t condone sexually suggestive clothing on minors and it’s the same with certain garments well past your 30s. There is nothing shameful in the realization that you’ve grown out of the phase of tight corsets, barely-there dresses and impossibly high heels. And fashion is there to serve you, not the other way around. Practically any trend can be adapted if you know some general guidelines and they are to always accentuate your best features in a subtle, respectable way. Looking your best is about choosing clothes that fit your lifestyle, budget and figure. And, more importantly, about updating the world on how you view yourself, how you’ve grown and changed as a lady. It’s not uncommon for some women in their 50s to lose desire to doll up as much as they used to in their younger years but be wary of this ending up in you leaving the house in just a pair of sweatpants and baggy jumper. Just because you’re not in your 20s is no reason to neglect your appearance and taking care of your wardrobe - stocking it with fashionable, feminine, comfortable clothes is a big part of that. Great style can happen at any age. Your wardrobe can be smart and super stylish on every level without becoming too fixated on dark, dull colours or certain pastels, floral prints, and anything with frills that was once attributed to women over 50. By this point in your life you have earned the right to be yourself and express your individuality. At the same time, you have gained vital pragmatism. This is certainly valuable when it comes to fashion. So, if you want to look your best in your 50s, the best advice is this — be honest, be real and don’t let fashion trends lead you. O50s Australian Over 50s Living & Lifestyle Guide


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Shop, Eat & Enjoy | 216

C h a n g i n g Fa s h i o n s t o

Make You Terrific

in Your 50s

People in their 50s are blessed with a wonderful sensibility that often eluded us in our younger lives. You’ve come to a place where you no longer feel under pressure to be constantly living up to the expectations of others and that includes following the ever-changing fashion trends that see people throwing away piles of clothes and money at the end of each season just to remain socially relevant.

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eing confident with what you have and who you are shows in everything you do and, above all, in the way you dress. Naturally, there will have been some changes to your body with age but if you learn to work with them rather than against them, fashion will soon become your ally and you’ll realize there are plenty of ways to look terrific in your 50s. Firstly, and most importantly, the key to dressing in your 50s is to make sure your clothes fit right. It is more about comfort now than it has ever been before and you can no longer get away with loose-fitting or too tight pieces that make bold fashion statements. Think about women who are considered icons for their unpretentious yet timelessly classic style like Kylie Minogue, Cate Blanchett, Nicole Kidman - you can take all of their outfits and each one of them will be just as fashionable today as it was last worn and somehow they always seem to remain just as relevant and stylish on the fashion scene as they were in their 20s. This is what style is all about. Dressing in your 50s is about adapting the fashion of our time without failing to look anything other than yourself.


embrace it, it can guide you in transforming your wardrobe with ease so that you feel comfortable with the natural changes that come with time.

years start piling up as the gloomier nuances of our edgy youth, such as grey, black and charcoal, tend to make the face look worn out.

Colour is another thing that you shouldn’t be afraid to experiment with. If there is anything we have learned from Rachel Griffiths or Elle Macpherson- two women with very different social backgrounds but equally stylish in their 50s - is that embracing your age is the best thing you can do for yourself in terms of fashion as well as confidence. And if there is something they have taught us it’s that colour works in our favour once

In the end, fashion is about self-expression and whatever you choose to do - try and be kind to yourself. One of the best features of getting older is that you stop scrutinizing yourself as much and others do too. Make buying clothes a pleasant pastime instead and look for pieces you feel comfortable in - this will show in the end result, that’s a guarantee. O50s Australian Over 50s Living & Lifestyle Guide

“In the end, fashion is about selfexpression and whatever you choose to do - try and be kind to yourself”

217 | Shop, Eat & Enjoy

It is understandable that what you liked and suited you in your 30s is probably what you like and suits you now. But there is an inherent grace in the way women age, which tends to bring out their feminine side above anything else. There is a reason why mature women tend to go for skirts and dresses when there were times they couldn’t so much as picture themselves in anything other than trousers or shorts. The natural figure-hugging qualities of free-flowing dresses and skirts are incredibly flattering to the well-defined female figure that we associate the 50s with. And if you

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by Michael-John Shea

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heavily on volunteers. Community radio stations are no different. Volunteering provides benefits to both the organisation and the volunteer. Volunteers work of their own free will and therefore do not feel coerced. Although there is seldom any financial payment, the work can be very fulfilling. Volunteering can give people, especially retirees, a chance to continue using skills developed over a long working career. For the unemployed or underemployed, volunteering provides an opportunity to learn

Australia’s first community radio station was established in Adelaide in 1972 during the Whitlam years in an era when a commercial imperative was deemed to be less important than people’s participation in society. A veritable late-comer, 104.9 Sunshine FM commenced broadcasting in 2000 to the Sunshine Coast. Under Australian broadcast licencing regulations, community radio stations are operated by not-for-profit groups. Almost all not-for-profit organisations rely

new skills. For many people who volunteer, their reward is service to the community, addressing their own and society’s needs. For people who are queasy about volunteering in the healthcare and support sector with the sick or infirm, organisation like community radio stations provide an attractive environment with interesting co-workers. A person’s creativity can be stimulated and is encouraged. Volunteers do not replace paid workers and community radio stations balance the roles of both forms of work

without threatening the paid workforce. At 104.9 Sunshine FM, volunteers have their rights, dignity and culture respected while at the same time promoting human rights and equality. The key words are ‘sharing’ and ‘co-operating’. In community radio, volunteers work on-air, in administration, at promotion and PR events, or as technicians in production. Sunshine FM offers a high quality, well-produced community radio service. For the over-50s, who do not enjoy the ABC or commercial radio outlets, the Station broadcasts music, news and information to fill their specific needs. Because of the nature of radio signals travelling through the ether, Sunshine FM has documented listeners from Brisbane to Gympie. And because of its online streaming, it has listeners as far away as Europe and North America. As part of its remit, Sunshine FM welcomes offers of help from volunteers in many roles and intends to continue its service to the mature-aged listener for many years to come. Sunshine FM provides the community with locally-produced content that is immediately relevant to their daily lives. It allows individuals and community groups to participate in producing their own programmes and to maintain their local culture. Community radio encourages participation in all aspects of running a radio station from scheduling and producing programmes to administration and fundraising.

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olunteering and community radio in Australia function hand-in-hand. On the Sunshine Coast, community radio broadcasting, along with volunteering, helps senior members of the population give back to their community; and not only older members. For instance, Sunshine FM has young volunteers as well as seniors. While on one hand, Sunshine FM entertains seniors along with others; on the other hand it gives them opportunities to participate in providing that radio service

219 | Shop, Eat & Enjoy

Listening to the Community Spirit


www.freshmeals2u.com.au While running our family owned restaurant on the Gold Coast, we had our chefs prepare meals for us to take home and reheat after work. We were time poor and exhausted after working all day, but still wanted to be nourishing and energising our bodies with tasty, healthy and fresh meals. This gave us back time in our busy lifestyle and helped us to juggle our young family and business. In doing so we began to think how many other people out there were working long hours and didn’t have time to prepare themselves good, wholesome, tasty meals.

• • • •

meals from $8.95 order online or by phone call to arrange a menu home delivered from Tweed heads to the Sunshine Coast • Tuesday and Friday deliveries available All our meals are cooked to order and will last 8 days in the fridge

11 / 3 William Banks Drive, Burleigh Heads, Gold Coast Queensland (07) 5529 8421 0402 239 039


Healthy Eating

221 | Shop, Eat & Enjoy

Tips for

What you snack on in-between meals, impacts greatly on your physique and general wellbeing. Many of us will reach for something salty or sweet when mid-afternoon hits, but these are rarely healthy snacks. Follow our tips for healthy snacking below to help you kick those bad snack habits and get your health back on track.

Snacking The Healthy Way Plan Your Snacks

Snack food displays at the checkout counter can be hard to resist. If you know you’ll be needing a snack, it’s wise to plan ahead. Make a shopping list to take to the supermarket so that you won’t be tempted by those naughty favourites. Better yet, have your snacks prepared for you and delivered straight to your door.

Focus On Your Food

Fill The Fruit Bowl

Fruit is a great way to satisfy your sweet tooth without the sugar and nasty additives of other ‘snack

Ditch The Muesli Bars

Don’t be fooled by the pretty packaging and advertising — processed muesli, breakfast or energy bars are typically high in salt, fat or sugar. If it comes in a packet, it’s generally not that great for you, unless it’s been handmade and you know exactly what’s gone into it.

Portion and Self Control

A treat now and again is fine, as long as it’s in moderation. If you really want some of your favourite junk food, read the label and stick to one serve instead of eating the whole packet!

Set a Schedule

Eating a healthy snack at a set time will help to cut down mindless nibbling that occurs out of boredom or because you’re hungry between meals. Schedule a snack every 3-4 hours.

Choose Foods You Like

Cottage cheese might have nutritional value, but if you don’t like it, there’s really no point trying to eat it. Instead, thing about foods that bring you pleasure and find an alternative. If you want something crunchy but free of chemicals, try celery sticks. If chocolate is your vice, opt for a protein ball

Snacking Can Be Good For You

There’s no need to fight the munchies. Snacking can be good for you, as long as you are smart about it. Snacks such as protein balls can be an excellent and tasty way to add protein to your diet that you may not be getting from other protein foods sources, while raw seed bars can help boost your fibre intake. If your body is in need of an energy boost, have a healthy snack. Your body will thank you. Article provided by Fresh Meals 2 U www.freshmeals2u.com.au

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When you do snack, focus. Mindless eating is a huge factor in overconsumption, as it’s easy to stop paying attention and overeat while scanning emails or running errands. Mindless eating is an easy and fast way to rack up extra calories, which could eventually lead to heart disease and obesity.

foods’. Fill up your fruit bowl with your favourite varieties and put it where you can easily see it. You’re more likely to snack on healthy options if they’re on hand.


Useful Numbers

Queensland

EMERGENCY Fire, Police, Ambulance .................................................... State Emergency Service Queensland ............................. Poisons Information Centre ............................................... Lifeline ............................................................................... Animal Ambulance ...........................................................

000 132 500 13 11 26 13 11 14 1300 264 625

MISCELLANEOUS USEFUL NUMBERS Department of Health ....................................................... Aged & Disability Advocacy .............................................. Cota QLD .......................................................................... Consumer Affairs ............................................................... Legal Aid ........................................................................... Carers QLD ........................................................................ Veterans’ Affairs .................................................................

13 43 25 84 1800 818 338 07 3316 2999 137 468 1300 651 188 07 3900 8100 133 254

TRANSPORT Yellow Cabs ....................................................................... Black and White Cabs ...................................................... RACQ ................................................................................ Translink ............................................................................. Traffic & Travel Info ............................................................

131 924 133 222 13 19 05 13 12 30 13 19 40

Department of Human Services Medicare General Enquiries .............................................. My Gov ............................................................................. Older Australians ................................................................ Centrelink .......................................................................... Disabilities, Sickness and Carers ........................................ My Aged Care ..................................................................

132 011 132 307 132 300 136 240 132 717 1800 200 422

ELECTRICITY / GAS SEQ Residents Energex (Emergency) ................................. All other QLD residents contact Ergon Energy .................. Origin Energy .....................................................................

YOUR PERSONAL USEFUL NUMBERS Your GP or doctors surgery ................................................. Your family contact ............................................................ Your neighbor ..................................................................... Vet ......................................................................................

13 19 62 13 16 70 13 24 61


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