Home & Service Professionals

Making Your Florida Dream Home A Reality!

Kim Adams | REALTOR®

727.300.6560 | KimAdams.Agent@gmail.com

www.KimAdamsAgent.com

Kim Adams, RE/MAX Elite Realty The Higgins Home Loan Team

Your Local Lender

LendingToLocals.com

Clay Higgins | Branch Leader

NMLS 956322 Mobile | 727-421-8428 180 Alt 19 | Suite B | Palm Harbor, FL 34683 www.movement.com/clay.higgins

180 Alt 19 Ste B, Palm Harbor FL 34683 | FL-LO25340 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/ legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Skyline Inspections Inc. Fred Stalls, Waterstone Mortgage The Thorn Collection

YOUR TAMPA BAY REAL ESTATE AGENTS

Michelle Dinsmore (727) 365-1480 Keller Williams Realty 30522 US HWY 19 N Suite 107 Palm Harbor, FL 34684 Kelly Lilly (813) 453-8969 Berkshire Hathaway HomeServices Florida Properties Group 301 Woodlands Parkway, Unit 1 Oldsmar, FL 34677

Regan Pappas (727) 243-6216 Fuller House Real Estate 1940 Drew Street Suite B Clearwater, FL 33765

call me for a complimentary mortgage consultation

Mention where you saw this ad to get $1,000 toward closing costs* when you finance with me at Waterstone Mortgage.

wealth building loan

With the Wealth Building Loan, homebuyers can save money and build equity faster. PRODUCT FEATURES:

• No down payment required • Lower monthly mortgage payment by financing their MI premium in the loan amount, up to 103% loan-to-value** • Quickly build equity by putting more money toward principal and less toward interest each month Call to learn more today! DID YOU KNOW? The Wealth Building Loan is one of only a few programs nationwide that offers a no-down-payment option for loan amounts up to $975,000** .

**Available for qualified homebuyers for financing up to $975,000 with as low as a 700 FICO or financing up to $650,000 with as low as a 680 FICO.

Fred Stalls

Loan Originator

NMLS #1140620 772.985.2894 FStalls@WaterstoneMortgage.com FredStalls.com

*Mention this advertisement at the time of application to receive offer. $1,000 closing cost credit towards your purchase applies to first lien mortgage loans financed by Waterstone Mortgage to secure your primary residence. Closing cost credit will appear as a lender credit on your Closing Disclosure. Expires 01/31/2023. Other restrictions may apply. Employees and agents of Waterstone Mortgage are not eligible. All loan requests are subject to credit approval as well as specific program requirements and guidelines. For some programs, income and property restrictions may apply. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Equal Housing Lender. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). State of Florida Licensee Exempt.