BENEFITS WORKING WITH A LENDER

Benefits

Mortgage planning is financial planning, knowing monthly cash flow, tax deductibility rules, and the mortgage structure that fits your priorities and ensures that you consider the right homes.

Make the strongest, most competitive offer possible. Seller confidence that your mortgage will close may be as important as the offer amount.

Preparedness to hit the ground running the day your offer is accepted is a more competitive offer and costs you nothing.

Other Information

Much information, such as names, addresses, and balances of financial institutions are not necessary for you to furnish, as the lender will pull that information from your mortgage/asset statements.

Ask your lender about the difference between a prequalification, preapproval, and pre-underwriting.